EX-4.1 2 d496155ex4_1.htm AMENDED AND RESTATED POOLING AND SERVICING AGMT Unassociated Document
BEAR STEARNS ASSET BACKED SECURITIES I LLC,
 
Depositor,
 
EMC MORTGAGE CORPORATION,
 
Sponsor,
 
WELLS FARGO BANK, NATIONAL ASSOCIATION,
 
Master Servicer and Securities Administrator,
 
and
 
U.S. BANK NATIONAL ASSOCIATION,
 
Trustee
 
____________________
 
AMENDED AND RESTATED POOLING AND SERVICING AGREEMENT
 
Dated as of August 24, 2006
 
________________________________________
 
BEAR STEARNS ASSET BACKED SECURITIES I TRUST 2006-IM1
 
ASSET-BACKED CERTIFICATES, SERIES 2006-IM1
 
 


 
TABLE OF CONTENTS
 
ARTICLE I
 
DEFINITIONS
 
Section 1.01
Defined Terms.
 
Section 1.02
Allocation of Certain Interest Shortfalls.
 
 
ARTICLE II
 
CONVEYANCE OF TRUST FUND
 
Section 2.01
Conveyance of Trust Fund.
 
Section 2.02
Acceptance of the Mortgage Loans.
 
Section 2.03
Representations, Warranties and Covenants of the Sponsor.
 
Section 2.04
Representations and Warranties of the Depositor.
 
Section 2.05
Delivery of Opinion of Counsel in Connection with Substitutions and Repurchases.
 
Section 2.06
Countersignature and Delivery of Certificates.
 
Section 2.07
Purposes and Powers of the Trust.
 
 
ARTICLE III
 
MASTER SERVICING OF THE MORTGAGE LOANS BY THE MASTER SERVICER
 
Section 3.01
Master Servicer.
 
Section 3.02
Monitoring of Servicers.
 
Section 3.03
Fidelity Bond.
 
Section 3.04
Power to Act; Procedures.
 
Section 3.05
Due-on-Sale Clauses; Assumption Agreements.
 
Section 3.06
Documents, Records and Funds in Possession of Master Servicer and Servicer To Be Held for Trustee.
 
Section 3.07
Presentment of Claims and Collection of Proceeds.
 
Section 3.08
Realization Upon Defaulted Mortgage Loans.
 
Section 3.09
Compensation of the Master Servicer.
 
Section 3.10
REO Property.
 
Section 3.11
Reserve Fund; Payments to and from Derivative Administrator; Supplemental Interest Trust.
 
Section 3.12
Tax Treatment of Class IO Distribution Amounts in the Event of Resecuritization of Class A Certificates or Class M Certificates.
 
Section 3.13
Annual Statement as to Compliance.
 
Section 3.14
Assessments of Compliance and Attestation Reports.
 
Section 3.15
Reports Filed with Securities and Exchange Commission.
 
Section 3.16
Intention of the Parties
 
Section 3.17
UCC
 
Section 3.18
Optional Purchase of Certain Mortgage Loans.
 
 
ARTICLE IV
 
[RESERVED]
 
ARTICLE V
 
ACCOUNTS
 
Section 5.01
Collection of Mortgage Loan Payments.
 
Section 5.02
[Reserved].
 
Section 5.03
[Reserved].
 
Section 5.04
[Reserved].
 
Section 5.05
Protected Accounts.
 
Section 5.06
[Reserved].
 
Section 5.07
[Reserved].
 
Section 5.08
Distribution Account.
 
Section 5.09
Permitted Withdrawals and Transfers from the Distribution Account.
 
Section 5.10
Class P Certificate Account.
 
 
ARTICLE VI
 
DISTRIBUTIONS AND ADVANCES
 
Section 6.01
Advances.
 
Section 6.02
Compensating Interest Payments.
 
Section 6.03
REMIC Distributions.
 
Section 6.04
Distributions.
 
Section 6.05
Allocation of Realized Losses.
 
Section 6.06
Monthly Statements to Certificateholders.
 
Section 6.07
REMIC Designations and REMIC Distributions.
 
 
ARTICLE VII
 
THE CERTIFICATES
 
Section 7.01
The Certificates.
 
Section 7.02
Certificate Register; Registration of Transfer and Exchange of Certificates.
 
Section 7.03
Mutilated, Destroyed, Lost or Stolen Certificates.
 
Section 7.04
Persons Deemed Owners.
 
Section 7.05
Access to List of Certificateholders’ Names and Addresses.
 
Section 7.06
Book-Entry Certificates.
 
Section 7.07
Notices to Depository.
 
Section 7.08
Definitive Certificates.
 
Section 7.09
Maintenance of Office or Agency.
 
 
ARTICLE VIII
 
THE DEPOSITOR AND THE MASTER SERVICER
 
Section 8.01
Liabilities of the Depositor and the Master Servicer.
 
Section 8.02
Merger or Consolidation of the Depositor or the Master Servicer.
 
Section 8.03
Indemnification of the Trustee, the Master Servicer and the Securities Administrator.
 
Section 8.04
Limitations on Liability of the Depositor, the Master Servicer and Others.
 
Section 8.05
Master Servicer Not to Resign.
 
Section 8.06
Successor Master Servicer.
 
Section 8.07
Sale and Assignment of Master Servicing.
 
 
ARTICLE IX
 
DEFAULT; TERMINATION OF MASTER SERVICER
 
Section 9.01
Events of Default.
 
Section 9.02
Trustee to Act; Appointment of Successor.
 
Section 9.03
Notification to Certificateholders.
 
Section 9.04
Waiver of Defaults.
 
 
ARTICLE X
 
CONCERNING THE TRUSTEE AND THE SECURITIES ADMINISTRATOR
 
Section 10.01
Duties of Trustee and the Securities Administrator.
 
Section 10.02
Certain Matters Affecting the Trustee and the Securities Administrator.
 
Section 10.03
Trustee and Securities Administrator Not Liable for Certificates or Mortgage Loans.
 
Section 10.04
Trustee and Securities Administrator May Own Certificates.
 
Section 10.05
Trustee’s and Securities Administrator’s Fees and Expenses.
 
Section 10.06
Eligibility Requirements for Trustee and Securities Administrator.
 
Section 10.07
Insurance.
 
Section 10.08
Resignation and Removal of Trustee and Securities Administrator.
 
Section 10.09
Successor Trustee or Securities Administrator.
 
Section 10.10
Merger or Consolidation of Trustee or Securities Administrator.
 
Section 10.11
Appointment of Co-Trustee or Separate Trustee.
 
Section 10.12
Tax Matters.
 
 
ARTICLE XI
 
TERMINATION
 
Section 11.01
Termination upon Liquidation or Repurchase of all Mortgage Loans.
 
Section 11.02
Final Distribution on the Certificates.
 
Section 11.03
Additional Termination Requirements.
 
 
ARTICLE XII
 
MISCELLANEOUS PROVISIONS
 
Section 12.01
Amendment.
 
Section 12.02
Recordation of Agreement; Counterparts.
 
Section 12.03
Governing Law.
 
Section 12.04
Intention of Parties.
 
Section 12.05
Notices.
 
Section 12.06
Severability of Provisions.
 
Section 12.07
Assignment.
 
Section 12.08
Limitation on Rights of Certificateholders.
 
Section 12.09
Inspection and Audit Rights.
 
Section 12.10
Certificates Nonassessable and Fully Paid.
 
Section 12.11
Third Party Rights.
 



Exhibits
 
Exhibit A-1
Form of Class A Certificates
Exhibit A-2
Form of Class M Certificates
Exhibit A-3
Form of Class P Certificates
Exhibit A-4
Form of Class CE Certificates
Exhibit A-5
Form of Class R Certificates
Exhibit B
Mortgage Loan Schedule
Exhibit C
Form of Transfer Affidavit
Exhibit D
Form of Transferor Certificate
Exhibit E
Form of Investment Letter (Non-Rule 144A)
Exhibit F
Form of Rule 144A and Related Matters Certificate
Exhibit G
Form of Request for Release
Exhibit H
DTC Letter of Representations
Exhibit I
Schedule of Mortgage Loans with Lost Notes
Exhibit J
Form of Custodial Agreement
Exhibit K
Form of Back-Up Certification
Exhibit L
Form of Mortgage Loan Purchase Agreement
Exhibit M
Swap Agreement
Exhibit N
[Reserved]
Exhibit O
Yield Maintenance Agreement
Exhibit P
Servicing Criteria to Be Addressed in Assessment of Compliance
Exhibit Q
Form 10-D, Form 8-K and Form 10-K Reporting Responsibility
Exhibit R
Additional Disclosure Notification
Exhibit S
Wells Fargo Servicing Agreement
Exhibit T
Wells Fargo Assignment Agreement
Exhibit U
Impac Funding Corporation Servicing Side Letter
Exhibit V
Impac Servicing Agreement



 

AMENDED AND RESTATED POOLING AND SERVICING AGREEMENT, dated as of August 24, 2006, among BEAR STEARNS ASSET BACKED SECURITIES I LLC, a Delaware limited liability company, as depositor (the “Depositor”), EMC MORTGAGE CORPORATION, a Delaware corporation, as sponsor (in such capacity, the “Sponsor”), WELLS FARGO BANK, NATIONAL ASSOCIATION, a national banking association, as master servicer (in such capacity, the “Master Servicer”) and as securities administrator (in such capacity, the “Securities Administrator”) and U.S. BANK NATIONAL ASSOCIATION, a national banking association, as trustee (the “Trustee”).
 
PRELIMINARY STATEMENT
 
The Depositor is the owner of the Trust Fund that is hereby conveyed to the Trustee in return for the Certificates.
 
REMIC I
 
As provided herein, the Securities Administrator on behalf of the Trustee will elect to treat the segregated pool of assets consisting of the Mortgage Loans and certain other related assets subject to this Agreement (other than the Reserve Fund, any Prepayment Charge Waiver Amounts and, for the avoidance of doubt, the Supplemental Interest Trust, the Swap Agreement, the Yield Maintenance Agreement, the Derivative Account and any rights or obligations in respect of the Derivative Administration Agreement) as a REMIC (as defined herein) for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC I”. The Class R-1 Certificates will be the sole class of Residual Interests (as defined herein) in REMIC I for purposes of the REMIC Provisions (as defined herein). The following table irrevocably sets forth the designation, the Uncertificated REMIC I Pass-Through Rate, the initial Uncertificated Principal Balance and, for purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for each of the REMIC I Regular Interests (as defined herein). None of the REMIC I Regular Interests will be certificated.
 
Designation
 
Uncertificated REMIC I
Pass-Through Rate
 
Initial Uncertificated Principal Balance
 
Latest Possible Maturity Date (1)
 
I-Non-Swap
 
 
Variable(2)
 
$
11,346,646.95
 
 
April 25, 2036
 
I-1-A
 
 
Variable(2)
 
$
10,149,288.71
 
 
April 25, 2036
 
I-1-B
 
 
Variable(2)
 
$
10,149,288.71
 
 
April 25, 2036
 
I-2-A
 
 
Variable(2)
 
$
11,163,143.18
 
 
April 25, 2036
 
I-2-B
 
 
Variable(2)
 
$
11,163,143.18
 
 
April 25, 2036
 
I-3-A
 
 
Variable(2)
 
$
12,171,581.87
 
 
April 25, 2036
 
I-3-B
 
 
Variable(2)
 
$
12,171,581.87
 
 
April 25, 2036
 
I-4-A
 
 
Variable(2)
 
$
12,945,424.37
 
 
April 25, 2036
 
I-4-B
 
 
Variable(2)
 
$
12,945,424.37
 
 
April 25, 2036
 
I-5-A
 
 
Variable(2)
 
$
13,867,700.98
 
 
April 25, 2036
 
I-5-B
 
 
Variable(2)
 
$
13,867,700.98
 
 
April 25, 2036
 
I-6-A
 
 
Variable(2)
 
$
14,382,447.34
 
 
April 25, 2036
 
I-6-B
 
 
Variable(2)
 
$
14,382,447.34
 
 
April 25, 2036
 
I-7-A
 
 
Variable(2)
 
$
14,793,583.44
 
 
April 25, 2036
 
I-7-B
 
 
Variable(2)
 
$
14,793,583.44
 
 
April 25, 2036
 
I-8-A
 
 
Variable(2)
 
$
15,332,901.71
 
 
April 25, 2036
 
I-8-B
 
 
Variable(2)
 
$
15,332,901.71
 
 
April 25, 2036
 
I-9-A
 
 
Variable(2)
 
$
15,892,971.32
 
 
April 25, 2036
 
I-9-B
 
 
Variable(2)
 
$
15,892,971.32
 
 
April 25, 2036
 
I-10-A
 
 
Variable(2)
 
$
16,090,435.03
 
 
April 25, 2036
 
I-10-B
 
 
Variable(2)
 
$
16,090,435.03
 
 
April 25, 2036
 
I-11-A
 
 
Variable(2)
 
$
15,961,948.71
 
 
April 25, 2036
 
I-11-B
 
 
Variable(2)
 
$
15,961,948.71
 
 
April 25, 2036
 
I-12-A
 
 
Variable(2)
 
$
15,788,403.03
 
 
April 25, 2036
 
I-12-B
 
 
Variable(2)
 
$
15,788,403.03
 
 
April 25, 2036
 
I-13-A
 
 
Variable(2)
 
$
15,419,317.07
 
 
April 25, 2036
 
I-13-B
 
 
Variable(2)
 
$
15,419,317.07
 
 
April 25, 2036
 
I-14-A
 
 
Variable(2)
 
$
14,928,934.22
 
 
April 25, 2036
 
I-14-B
 
 
Variable(2)
 
$
14,928,934.22
 
 
April 25, 2036
 
I-15-A
 
 
Variable(2)
 
$
14,500,945.36
 
 
April 25, 2036
 
I-15-B
 
 
Variable(2)
 
$
14,500,945.36
 
 
April 25, 2036
 
I-16-A
 
 
Variable(2)
 
$
14,307,429.00
 
 
April 25, 2036
 
I-16-B
 
 
Variable(2)
 
$
14,307,429.00
 
 
April 25, 2036
 
I-17-A
 
 
Variable(2)
 
$
13,903,745.32
 
 
April 25, 2036
 
I-17-B
 
 
Variable(2)
 
$
13,903,745.32
 
 
April 25, 2036
 
I-18-A
 
 
Variable(2)
 
$
13,212,765.40
 
 
April 25, 2036
 
I-18-B
 
 
Variable(2)
 
$
13,212,765.40
 
 
April 25, 2036
 
I-19-A
 
 
Variable(2)
 
$
12,544,103.57
 
 
April 25, 2036
 
I-19-B
 
 
Variable(2)
 
$
12,544,103.57
 
 
April 25, 2036
 
I-20-A
 
 
Variable(2)
 
$
11,913,615.60
 
 
April 25, 2036
 
I-20-B
 
 
Variable(2)
 
$
11,913,615.60
 
 
April 25, 2036
 
I-21-A
 
 
Variable(2)
 
$
11,318,914.55
 
 
April 25, 2036
 
I-21-B
 
 
Variable(2)
 
$
11,318,914.55
 
 
April 25, 2036
 
I-22-A
 
 
Variable(2)
 
$
10,754,610.07
 
 
April 25, 2036
 
I-22-B
 
 
Variable(2)
 
$
10,754,610.07
 
 
April 25, 2036
 
I-23-A
 
 
Variable(2)
 
$
10,224,835.38
 
 
April 25, 2036
 
I-23-B
 
 
Variable(2)
 
$
10,224,835.38
 
 
April 25, 2036
 
I-24-A
 
 
Variable(2)
 
$
109,967,923.43
 
 
April 25, 2036
 
I-24-B
 
 
Variable(2)
 
$
109,967,923.43
 
 
April 25, 2036
 
I-25-A
 
 
Variable(2)
 
$
5,200,015.42
 
 
April 25, 2036
 
I-25-B
 
 
Variable(2)
 
$
5,200,015.42
 
 
April 25, 2036
 
I-26-A
 
 
Variable(2)
 
$
4,916,648.28
 
 
April 25, 2036
 
I-26-B
 
 
Variable(2)
 
$
4,916,648.28
 
 
April 25, 2036
 
I-27-A
 
 
Variable(2)
 
$
4,650,831.22
 
 
April 25, 2036
 
I-27-B
 
 
Variable(2)
 
$
4,650,831.22
 
 
April 25, 2036
 
I-28-A
 
 
Variable(2)
 
$
4,401,344.97
 
 
April 25, 2036
 
I-28-B
 
 
Variable(2)
 
$
4,401,344.97
 
 
April 25, 2036
 
I-29-A
 
 
Variable(2)
 
$
4,167,062.24
 
 
April 25, 2036
 
I-29-B
 
 
Variable(2)
 
$
4,167,062.24
 
 
April 25, 2036
 
I-30-A
 
 
Variable(2)
 
$
3,946,940.46
 
 
April 25, 2036
 
I-30-B
 
 
Variable(2)
 
$
3,946,940.46
 
 
April 25, 2036
 
I-31-A
 
 
Variable(2)
 
$
3,740,015.06
 
 
April 25, 2036
 
I-31-B
 
 
Variable(2)
 
$
3,740,015.06
 
 
April 25, 2036
 
I-32-A
 
 
Variable(2)
 
$
3,545,393.27
 
 
April 25, 2036
 
I-32-B
 
 
Variable(2)
 
$
3,545,393.27
 
 
April 25, 2036
 
I-33-A
 
 
Variable(2)
 
$
3,362,244.20
 
 
April 25, 2036
 
I-33-B
 
 
Variable(2)
 
$
3,362,244.20
 
 
April 25, 2036
 
I-34-A
 
 
Variable(2)
 
$
3,189,736.56
 
 
April 25, 2036
 
I-34-B
 
 
Variable(2)
 
$
3,189,736.56
 
 
April 25, 2036
 
I-35-A
 
 
Variable(2)
 
$
3,027,318.48
 
 
April 25, 2036
 
I-35-B
 
 
Variable(2)
 
$
3,027,318.48
 
 
April 25, 2036
 
I-36-A
 
 
Variable(2)
 
$
5,201,200.67
 
 
April 25, 2036
 
I-36-B
 
 
Variable(2)
 
$
5,201,200.67
 
 
April 25, 2036
 
I-37-A
 
 
Variable(2)
 
$
2,534,750.82
 
 
April 25, 2036
 
I-37-B
 
 
Variable(2)
 
$
2,534,750.82
 
 
April 25, 2036
 
I-38-A
 
 
Variable(2)
 
$
2,414,941.57
 
 
April 25, 2036
 
I-38-B
 
 
Variable(2)
 
$
2,414,941.57
 
 
April 25, 2036
 
I-39-A
 
 
Variable(2)
 
$
2,301,403.00
 
 
April 25, 2036
 
I-39-B
 
 
Variable(2)
 
$
2,301,403.00
 
 
April 25, 2036
 
I-40-A
 
 
Variable(2)
 
$
2,193,762.81
 
 
April 25, 2036
 
I-40-B
 
 
Variable(2)
 
$
2,193,762.81
 
 
April 25, 2036
 
I-41-A
 
 
Variable(2)
 
$
2,091,673.66
 
 
April 25, 2036
 
I-41-B
 
 
Variable(2)
 
$
2,091,673.66
 
 
April 25, 2036
 
I-42-A
 
 
Variable(2)
 
$
1,994,811.34
 
 
April 25, 2036
 
I-42-B
 
 
Variable(2)
 
$
1,994,811.34
 
 
April 25, 2036
 
I-43-A
 
 
Variable(2)
 
$
1,902,873.12
 
 
April 25, 2036
 
I-43-B
 
 
Variable(2)
 
$
1,902,873.12
 
 
April 25, 2036
 
I-44-A
 
 
Variable(2)
 
$
1,815,576.16
 
 
April 25, 2036
 
I-44-B
 
 
Variable(2)
 
$
1,815,576.16
 
 
April 25, 2036
 
I-45-A
 
 
Variable(2)
 
$
1,732,656.01
 
 
April 25, 2036
 
I-45-B
 
 
Variable(2)
 
$
1,732,656.01
 
 
April 25, 2036
 
I-46-A
 
 
Variable(2)
 
$
1,653,865.36
 
 
April 25, 2036
 
I-46-B
 
 
Variable(2)
 
$
1,653,865.36
 
 
April 25, 2036
 
I-47-A
 
 
Variable(2)
 
$
1,578,972.78
 
 
April 25, 2036
 
I-47-B
 
 
Variable(2)
 
$
1,578,972.78
 
 
April 25, 2036
 
I-48-A
 
 
Variable(2)
 
$
1,507,761.56
 
 
April 25, 2036
 
I-48-B
 
 
Variable(2)
 
$
1,507,761.56
 
 
April 25, 2036
 
I-49-A
 
 
Variable(2)
 
$
1,440,028.72
 
 
April 25, 2036
 
I-49-B
 
 
Variable(2)
 
$
1,440,028.72
 
 
April 25, 2036
 
I-50-A
 
 
Variable(2)
 
$
1,375,583.95
 
 
April 25, 2036
 
I-50-B
 
 
Variable(2)
 
$
1,375,583.95
 
 
April 25, 2036
 
I-51-A
 
 
Variable(2)
 
$
1,314,248.86
 
 
April 25, 2036
 
I-51-B
 
 
Variable(2)
 
$
1,314,248.86
 
 
April 25, 2036
 
I-52-A
 
 
Variable(2)
 
$
1,255,856.00
 
 
April 25, 2036
 
I-52-B
 
 
Variable(2)
 
$
1,255,856.00
 
 
April 25, 2036
 
I-53-A
 
 
Variable(2)
 
$
1,200,248.18
 
 
April 25, 2036
 
I-53-B
 
 
Variable(2)
 
$
1,200,248.18
 
 
April 25, 2036
 
I-54-A
 
 
Variable(2)
 
$
1,147,618.00
 
 
April 25, 2036
 
I-54-B
 
 
Variable(2)
 
$
1,147,618.00
 
 
April 25, 2036
 
I-55-A
 
 
Variable(2)
 
$
1,097,491.32
 
 
April 25, 2036
 
I-55-B
 
 
Variable(2)
 
$
1,097,491.32
 
 
April 25, 2036
 
I-56-A
 
 
Variable(2)
 
$
1,049,627.18
 
 
April 25, 2036
 
I-56-B
 
 
Variable(2)
 
$
1,049,627.18
 
 
April 25, 2036
 
I-57-A
 
 
Variable(2)
 
$
1,003,773.46
 
 
April 25, 2036
 
I-57-B
 
 
Variable(2)
 
$
1,003,773.46
 
 
April 25, 2036
 
I-58-A
 
 
Variable(2)
 
$
960,247.36
 
 
April 25, 2036
 
I-58-B
 
 
Variable(2)
 
$
960,247.36
 
 
April 25, 2036
 
I-59-A
 
 
Variable(2)
 
$
926,229.32
 
 
April 25, 2036
 
I-59-B
 
 
Variable(2)
 
$
926,229.32
 
 
April 25, 2036
 
I-60-A
 
 
Variable(2)
 
$
20,850,139.75
 
 
April 25, 2036
 
I-60-B
 
 
Variable(2)
 
$
20,850,139.75
 
 
April 25, 2036
 
P
 
 
0.00%
 
$
100.00
 
 
April 25, 2036
 
 
___________________________
(1)
For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date in the month following the maturity date for the Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for each REMIC I Regular Interest.
(2)            Calculated in accordance with the definition of “Uncertificated REMIC I Pass-Through Rate” herein.
 



REMIC II
 
As provided herein, the Securities Administrator on behalf of the Trustee will elect to treat the segregated pool of assets consisting of the REMIC I Regular Interests as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC II”. The Class R-2 Certificates will be the sole class of Residual Interests in REMIC II for purposes of the REMIC Provisions. The following table irrevocably sets forth the designation, the Uncertificated REMIC II Pass-Through Rate, the initial Uncertificated Principal Balance and, for purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for each of the REMIC II Regular Interests (as defined herein). None of the REMIC II Regular Interests will be certificated.
 
Designation
 
Uncertificated REMIC II
Pass-Through Rate
Initial Uncertificated Principal Balance
 
Latest Possible Maturity Date (1)
 
AA
   
Variable(2)
 
$
1,046,450,239.17
   
April 25, 2036
 
A-1
   
Variable(2)
 
$
3,739,770.00
   
April 25, 2036
 
A-2
   
Variable(2)
 
$
2,668,340.00
   
April 25, 2036
 
A-3
   
Variable(2)
 
$
363,910.00
   
April 25, 2036
 
A-4
   
Variable(2)
 
$
896,470.00
   
April 25, 2036
 
A-5
   
Variable(2)
 
$
816,690.00
   
April 25, 2036
 
A-6
   
Variable(2)
 
$
207,300.00
   
April 25, 2036
 
A-7
   
Variable(2)
 
$
965,830.00
   
April 25, 2036
 
M-1
   
Variable(2)
 
$
186,870.00
   
April 25, 2036
 
M-2
   
Variable(2)
 
$
165,510.00
   
April 25, 2036
 
M-3
   
Variable(2)
 
$
122,800.00
   
April 25, 2036
 
M-4
   
Variable(2)
 
$
90,760.00
   
April 25, 2036
 
M-5
   
Variable(2)
 
$
96,100.00
   
April 25, 2036
 
M-6
   
Variable(2)
 
$
69,410.00
   
April 25, 2036
 
M-7
   
Variable(2)
 
$
84,520.00
   
April 25, 2036
 
M-8
   
Variable(2)
 
$
64,970.00
   
April 25, 2036
 
M-9
   
Variable(2)
 
$
58,730.00
   
April 25, 2036
 
ZZ
   
Variable(2)
 
$
10,758,147.33
   
April 25, 2036
 
IO
   
(2)
 
 
(3)
 
 
April 25, 2036
 
P
   
0.00%
 
$
100.00
   
April 25, 2036
 
___________________________
(1)
For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date in the month following the maturity date for the Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for each REMIC II Regular Interest.
(2)
Calculated in accordance with the definition of “Uncertificated REMIC II Pass-Through Rate” herein.
(3)
REMIC II Regular Interest IO will not have an Uncertificated Principal Balance but will accrue interest on its uncertificated notional amount calculated in accordance with the definition of “Uncertificated Notional Amount” herein.




REMIC III
 
As provided herein, the Securities Administrator on behalf of the Trustee will elect to treat the segregated pool of assets consisting of the REMIC II Regular Interests as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC III”. The Class R-3 Certificates will represent the sole class of Residual Interests in REMIC III for purposes of the REMIC Provisions.
 
The following table irrevocably sets forth the designation, Pass-Through Rate, Initial Certificate Principal Balance (or initial Uncertificated Principal Balance, in the case of the Class CE, P and IO Interests) and, for purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for each class of Certificates and interests that represents ownership of one or more of the Regular Interests in REMIC III created hereunder.
 
Each Certificate, other than the Class P, Class CE and Class R Certificates, represents ownership of a Regular Interest in REMIC III and also represents (i) the right to receive payments with respect to the Basis Risk Shortfall Carry Forward Amount (as defined herein) and (ii) the obligation to pay Class IO Distribution Amounts (as defined herein). The entitlement to principal of the Regular Interest which corresponds to each Certificate shall be equal in amount and timing to the entitlement to principal of such Certificate.
 
Designation
 
Pass-Through Rate
 
Initial Certificate or Uncertificated
Principal Balance
 
Latest Possible Maturity Date(1)
 
A-1(2)
   
Variable(3)
 
$
373,977,000.00
   
April 25, 2036
 
A-2(2)
   
Variable(3)
 
$
266,834,000.00
   
April 25, 2036
 
A-3(2)
   
Variable(3)
 
$
36,391,000.00
   
April 25, 2036
 
A-4(2)
   
Variable(3)
 
$
89,647,000.00
   
April 25, 2036
 
A-5(2)
   
Variable(3)
 
$
81,669,000.00
   
April 25, 2036
 
A-6(2)
   
Variable(3)
 
$
20,730,000.00
   
April 25, 2036
 
A-7(2)
   
Variable(3)
 
$
96,583,000.00
   
April 25, 2036
 
M-1(2)
   
Variable(3)
 
$
18,687,000.00
   
April 25, 2036
 
M-2(2)
   
Variable(3)
 
$
16,551,000.00
   
April 25, 2036
 
M-3(2)
   
Variable(3)
 
$
12,280,000.00
   
April 25, 2036
 
M-4(2)
   
Variable(3)
 
$
9,076,000.00
   
April 25, 2036
 
M-5(2)
   
Variable(3)
 
$
9,610,000.00
   
April 25, 2036
 
M-6(2)
   
Variable(3)
 
$
6,941,000.00
   
April 25, 2036
 
M-7(2)
   
Variable(3)
 
$
8,452,000.00
   
April 25, 2036
 
M-8(2)
   
Variable(3)
 
$
6,497,000.00
   
April 25, 2036
 
M-9(2)
   
Variable(3)
 
$
5,873,000.00
   
April 25, 2036
 
Class CE Interest
   
Variable(3)(4)
 
$
8,008,366.50
   
April 25, 2036
 
Class P Interest
   
0.00%(5)
 
$
100.00
   
April 25, 2036
 
Class IO Interest
   
(6)
 
 
(7
)
 
April 25, 2036
 
___________________
(1)
For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date in the month following the the maturity date for the Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for each REMIC III Regular Interest.
(2)
This Class of Certificates represents ownership of a Regular Interest in REMIC III. Any amount distributed on this Class of Certificates on any Distribution Date in excess of the amount distributable on the related Regular Interest in REMIC III on such Distribution Date shall be treated for federal income tax purposes as having been paid from the Reserve Fund or the Supplemental Interest Trust, as applicable, and any amount distributable on the related Regular Interest in REMIC III on such Distribution Date in excess of the amount distributable on such Class of Certificates on such Distribution Date shall be treated for such purposes as having been distributed to the Holders of such Certificates and then paid by such Holders to the Supplemental Interest Trust, all pursuant to and as further provided in Section 3.11 hereof.
(3)
Calculated in accordance with the definition of “Pass-Through Rate” herein. Each Regular Interest in REMIC III (other than the Class CE, P and IO Interests) which corresponds to a Class A Certificate or Class M Certificate will have the same Pass-Through Rate as such Certificate, except with respect to the Net Rate Cap. The Net Rate Cap for each such Regular Interest in REMIC III and Certificate is specified in the definition of “Net Rate Cap”.
(4)
The Class CE Interest will accrue interest at its variable Pass-Through Rate on the Uncertificated Notional Amount of the Class CE Interest outstanding from time to time which shall equal the aggregate Uncertificated Principal Balance of the REMIC II Regular Interests (other than REMIC II Regular Interest P). The Class CE Interest will not accrue interest on its Uncertificated Principal Balance.
(5)
The Class P Interest is not entitled to distributions in respect of interest.
(6)
For federal income tax purposes, the Class IO Interest will not have a Pass-Through Rate, but will be entitled to 100% of the amounts distributed on REMIC II Regular Interest IO.
(7)
For federal income tax purposes, the Class IO Interest will not have an Uncertificated Principal Balance, but will have a notional amount equal to the Uncertificated Notional Amount of REMIC II Regular Interest IO.
 
REMIC IV
 
As provided herein, the Securities Administrator on behalf of the Trustee shall elect to treat the segregated pool of assets consisting of the Class CE Interest as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC IV”. The Class R-4 Interest represents the sole class of Residual Interests in REMIC IV for purposes of the REMIC Provisions.
 
The following table sets forth the Class designation, Pass-Through Rate, Initial Certificate Principal Balance and, for purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for the indicated Class of Certificates that represents a Regular Interest in REMIC IV created hereunder:
 
Class Designation
 
Pass-Through Rate
 
Initial Certificate Principal Balance
 
Latest Possible
Maturity Date(1)
 
CE
   
Variable(2)
 
$
8,008,366.50
   
April 25, 2036
 
_______________
(1)
For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date in the month following the maturity date for the Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for the Class CE Certificates.
(2)
The Class CE Certificates will receive 100% of amounts received in respect of the Class CE Interest.
 



REMIC V
 
As provided herein, the Securities Administrator on behalf of the Trustee shall elect to treat the segregated pool of assets consisting of the Class P Interest as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC V”. The Class R-5 Interest represents the sole class of Residual Interests in REMIC V for purposes of the REMIC Provisions.
 
The following table sets forth the Class designation, Pass-Through Rate, Initial Certificate Principal Balance and, for purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for the indicated Class of Certificates that represents a Regular Interest in REMIC V created hereunder:
 
Class Designation
 
Pass-Through Rate
 
Initial
Certificate Principal Balance
 
Latest Possible
Maturity Date(1)
 
P
   
0.00%(2)
 
$
100.00
   
April 25, 2036
 
_______________
(1)
For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date in the month following the maturity date for the Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for the Class P Certificates.
(2)
The Class P Certificates will receive 100% of amounts received in respect of the Class P Interest.
 
REMIC VI
 
As provided herein, the Securities Administrator on behalf of the Trustee shall elect to treat the segregated pool of assets consisting of the Class IO Interest as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC VI”. The Class R-6 Interest represents the sole class of Residual Interests in REMIC VI for purposes of the REMIC Provisions.
 
The following table sets forth the designation, Pass-Through Rate, initial Uncertificated Principal Balance and, for purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for the indicated class of interests that represents a Regular Interest in REMIC VI created hereunder:
 
Designation
 
Pass-Through Rate
 
Initial Uncertificated Principal Balance
 
Latest Possible
Maturity Date(1)
 
IO(2)
   
(3)
 
 
(4)
 
 
April 25, 2036
 
_______________
(1)
For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date in the month following the maturity date for the Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for REMIC VI Regular Interest IO.
(2)
REMIC VI Regular Interest IO will be held as an asset of the Supplemental Interest Trust.
(3)
REMIC VI Regular Interest IO will not have a Pass-Through Rate, but will receive 100% of amounts received in respect of the Class IO Interest.
(4)
REMIC VI Regular Interest IO will not have an Uncertificated Principal Balance, but will have a notional amount equal to the Uncertificated Notional Amount of the Class IO Interest.
 
The Trust Fund shall be named, and may be referred to as, the “Bear Stearns Asset Backed Securities I Trust 2006-IM1.” The Certificates issued hereunder may be referred to as “Asset-Backed Certificates, Series 2006-IM1” (including for purposes of any endorsement or assignment of a Mortgage Note or Mortgage).
 
In consideration of the mutual agreements herein contained, the Depositor, the Master Servicer, the Securities Administrator, the Sponsor and the Trustee agree as follows:
 
ARTICLE I

DEFINITIONS
 
Section 1.01  Defined Terms. 
 
Whenever used in this Agreement, the following words and phrases, unless otherwise expressly provided or unless the context otherwise requires, shall have the meanings specified in this Article:
 
Accepted Master Servicing Practices: With respect to any Mortgage Loan those customary mortgage master servicing practices of prudent mortgage master servicing institutions that master service mortgage loans, of the same type and quality as such Mortgage Loan in the jurisdiction where the related Mortgaged Property is located, to the extent applicable to the Master Servicer (except in its capacity as successor to a Servicer).
 
Accepted Servicing Practices: With respect to each Mortgage Loan, those mortgage servicing practices and procedures, including prudent collection and loan administration procedures, and the standard of care (i) employed by prudent mortgage servicers which service mortgage loans of the same type as the Mortgage Loans in the jurisdictions in which the related Mortgage Properties are located or (ii) in accordance with the Fannie Mae Guide or Freddie Mac Guide, subject to any variances negotiated with Fannie Mae or Freddie Mac and subject to the express provisions of this Agreement. Such standard of care shall not be lower than that the Master Servicer customarily employs and exercises in servicing and administering similar mortgage loans for its own account and shall be in full compliance with all federal, state, and local laws, ordinances, rules and regulations.
 
Account: The Distribution Account, the Reserve Fund, the Derivative Account, the Class P Certificate Account and any Protected Account.
 
Accrual Period: With respect to the Certificates (other than the Class CE, Class P and the Residual Certificates) and any Distribution Date, the period from and including the immediately preceding Distribution Date (or with respect to the first Accrual Period, the Closing Date) to and including the day prior to such Distribution Date. With respect to the Class CE Certificates and the Class CE Interest and any Distribution Date, the calendar month immediately preceding such Distribution Date. All calculations of interest on the Certificates (other than the Class CE, Class P and the Residual Certificates) will be made on the basis of the actual number of days elapsed in the related Accrual Period. All calculations of interest on the Class CE Interest and the Class CE Certificates will be made on the basis of a 360-day year consisting of twelve 30-day months.
 
Additional Disclosure: As defined in Section 3.15(a)(iv).
 
Additional Form 10-D Disclosure: As defined in Section 3.15(a)(i).
 
Additional Form 10-K Disclosure: As defined in Section 3.15(a)(iii).
 
Advance: An advance of delinquent payments of principal or interest in respect of a Mortgage Loan required to be made by the related Servicer and Master Servicer as provided in Section 5.01 hereof.
 
Affected Party: An “Affected Party” as defined in the Swap Agreement.
 
Agreement: This Pooling and Servicing Agreement and any and all amendments or supplements hereto made in accordance with the terms herein.
 
Adjustable Rate Mortgage Loan: Each of the Mortgage Loans identified in the Mortgage Loan Schedule as having a Mortgage Rate that is subject to adjustment.
 
Adjustment Date: With respect to each Adjustable Rate Mortgage Loan, the first day of the month in which the Mortgage Rate of an Adjustable Rate Mortgage Loan changes pursuant to the related Mortgage Note. The first Adjustment Date following the Cut-off Date as to each Adjustable Rate Mortgage Loan is set forth in the Mortgage Loan Schedule.
 
Amount Held for Future Distribution: As to any Distribution Date and the Mortgage Loans serviced by the related Servicer, the aggregate amount held in the related Servicer’s Protected Account at the close of business on the immediately preceding Business Day on account of (i) all principal payments or portions thereof received in respect of such Mortgage Loans serviced by it due after the related Due Period and (ii) Principal Prepayments, Liquidation Proceeds, and Insurance Proceeds received in respect of such Mortgage Loans after the last day of the related Prepayment Period.
 
Annual Statement of Compliance: As defined in Section 3.13.
 
Applied Realized Loss Amount: With respect to any Distribution Date and a Class of Class A Certificates and Class M Certificates, the sum of the Realized Losses with respect to the Mortgage Loans which have been applied in reduction of the Certificate Principal Balance of a Class of Certificates pursuant to Section 6.05 of this Agreement which have not previously been reimbursed or reduced by any Subsequent Recoveries applied to such Applied Realized Loss Amount.
 
Appraised Value: With respect to any Mortgage Loan originated in connection with a refinancing, the appraised value of the Mortgaged Property based upon the appraisal made at the time of such refinancing or, with respect to any other Mortgage Loan, the lesser of (x) the appraised value of the Mortgaged Property based upon the appraisal made by a fee appraiser at the time of the origination of the related Mortgage Loan, and (y) the sales price of the Mortgaged Property at the time of such origination.
 
Assessment of Compliance: As defined in Section 3.14.
 
Assignment Agreement: Shall mean the Wells Fargo Assignment Agreement.
 
Attesting Party: As defined in Section 3.14.
 
Attestation Report: As defined in Section 3.14.
 
Back-Up Certification: As defined in Section 3.15(a)(iii).
 
Basis Risk Shortfall Carry Forward Amount: With respect to any Distribution Date and any Class of Class A Certificates and Class M Certificates, an amount equal to the sum of (A) the excess, if any, of (a) the amount of Current Interest that such Class would have been entitled to receive on such Distribution Date had the Pass-Though Rate applicable to such Class been calculated at a per annum rate equal to One-Month LIBOR plus the related Certificate Margin, over (b) the amount of Current Interest that such Class received on such Distribution Date if the Pass-Through Rate is limited to the Net Rate Cap and (B) Basis Risk Shortfall Carry Forward Amount for the previous Distribution Date not previously paid, together with interest thereon at a rate equal to the related Pass-Through Rate for the current Distribution Date.
 
Bankruptcy Code: Title 11 of the United States Code.
 
Book-Entry Certificates: Any of the Certificates that shall be registered in the name of the Depository or its nominee, the ownership of which is reflected on the books of the Depository or on the books of a person maintaining an account with the Depository (directly, as a “Depository Participant”, or indirectly, as an indirect participant in accordance with the rules of the Depository and as described in Section 7.06). As of the Closing Date, each Class of Regular Certificates (other than the Class CE Certificates and Class P Certificates) constitutes a Class of Book-Entry Certificates.
 
Business Day: Any day other than (i) a Saturday or a Sunday, or (ii) a day on which banking institutions in The City of New York, New York, Columbia, Maryland, Chicago, Illinois, Minneapolis, Minnesota or the city in which the Corporate Trust Office of the Trustee or the Securities Administrator or the principal office of the Master Servicer is located are authorized or obligated by law or executive order to be closed.
 
Cap Rate: With respect to the Yield Maintenance Agreement, the rates set forth therefor in Exhibit O.
 
Certificate: Any one of the certificates of any Class executed and authenticated by the Securities Administrator in substantially the forms attached hereto as Exhibits A-1 through A-5.
 
Certificate Margin: With respect to the Class A-1 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest A-1, 0.230% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 0.460% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class A-2 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest A-2, 0.200% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 0.400% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class A-3 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest A-3, 0.280% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 0.560% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class A-4 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest A-4, 0.090% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 0.180% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class A-5 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest A-5, 0.200% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 0.400% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class A-6 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest A-6, 0.320% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 0.640% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class A-7 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest A-7, 0.290% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 0.580% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class M-1 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest M-1, 0.390% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 0.585% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class M-2 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest M-2, 0.410% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 0.615% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class M-3 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest M-3, 0.430% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 0.645% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class M-4 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest M-4, 0.580% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 0.870% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class M-5 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest M-5, 0.610% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 0.915% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class M-6 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest M-6, 0.700% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 1.050% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class M-7 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest M-7, 1.350% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 2.025% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class M-8 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest M-8, 1.500% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 2.250% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class M-9 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest M-9, 2.500% per annum in the case of each Distribution Date through and including the first possible Optional Termination Date and 3.750% per annum in the case of each Distribution Date thereafter.
 
Certificate Notional Amount: With respect to the Class CE Certificates and any Distribution Date, an amount equal to the Stated Principal Balance of the Mortgage Loans as of the beginning of the related Due Period. The initial Certificate Notional Amount of the Class CE Certificates shall be $1,067,806,366.50. For federal income tax purposes, the Certificate Notional Amount for any Distribution Date shall be an amount equal to the Uncertificated Notional Amount for the Class CE Interest for such Distribution Date.
 
Certificate Owner: With respect to a Book-Entry Certificate, the Person that is the beneficial owner of such Book-Entry Certificate.
 
Certificate Principal Balance: As to any Certificate (other than the Class CE Certificates or Class R Certificates) and as of any Distribution Date, the Initial Certificate Principal Balance of such Certificate plus, in the case of a Class A Certificate and Class M Certificate, any Subsequent Recoveries added to the Certificate Principal Balance of such Certificate pursuant to Section 6.04(b), less the sum of (i) all amounts distributed with respect to such Certificate in reduction of the Certificate Principal Balance thereof on previous Distribution Dates pursuant to Section 6.04, and (ii) any Applied Realized Loss Amounts allocated to such Certificate on previous Distribution Dates. As to the Class CE Certificates and as of any Distribution Date, an amount equal to the Uncertificated Principal Balance of the Class CE Interest.
 
Certificate Register: The register maintained pursuant to Section 7.02 hereof.
 
Certificateholder or Holder: The person in whose name a Certificate is registered in the Certificate Register (initially, Cede & Co., as nominee for the Depository, in the case of any Book-Entry Certificates).
 
Certification Parties: As defined in Section 3.15(a)(iii).
 
Certifying Person: As defined in Section 3.15(a)(iii).
 
Class: All Certificates bearing the same Class designation as set forth in Section 7.01 hereof.
 
Class A Certificates: Any of the Class A-1, Class A-2 and Class A-3 Certificates.
 
Class A Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the Principal Distribution Amount for such Distribution Date and (y) the excess, if any, of (i) the aggregate Certificate Principal Balance of the Class A Certificates immediately prior to such Distribution Date, over (ii) the lesser of (a) the product of (1) approximately 80.90% and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (b) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus $5,339,032.
 
Class A-1 Certificate: Any Certificate designated as a “Class A-1 Certificate” on the face thereof, in the form of Exhibit A-1 hereto, representing the right to the Percentage Interest of distributions provided for the Class A-1 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.
 
Class A-2 Certificate: Any Certificate designated as a “Class A-2 Certificate” on the face thereof, in the form of Exhibit A-1 hereto, representing the right to the Percentage Interest of distributions provided for the Class A-2 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.
 
Class A-3 Certificate: Any Certificate designated as a “Class A-3 Certificate” on the face thereof, in the form of Exhibit A-1 hereto, representing the right to the Percentage Interest of distributions provided for the Class A-3 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.
 
Class A-4 Certificate: Any Certificate designated as a “Class A-4 Certificate” on the face thereof, in the form of Exhibit A-1 hereto, representing the right to the Percentage Interest of distributions provided for the Class A-4 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.
 
Class A-5 Certificate: Any Certificate designated as a “Class A-5 Certificate” on the face thereof, in the form of Exhibit A-1 hereto, representing the right to the Percentage Interest of distributions provided for the Class A-5 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.
 
Class A-6 Certificate: Any Certificate designated as a “Class A-6 Certificate” on the face thereof, in the form of Exhibit A-1 hereto, representing the right to the Percentage Interest of distributions provided for the Class A-6 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.
 
Class A-7 Certificate: Any Certificate designated as a “Class A-7 Certificate” on the face thereof, in the form of Exhibit A-1 hereto, representing the right to the Percentage Interest of distributions provided for the Class A-7 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.
 
Class CE Certificate: Any Certificate designated as a “Class CE Certificate” on the face thereof, in the form of Exhibit A-4 hereto, representing the right to its Percentage Interest of distributions provided for the Class CE Certificates herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the obligation to pay Basis Risk Shortfall Carry Forward Amounts and (iii) the right to receive Class IO Distribution Amounts.
 
Class CE Distribution Amount: With respect to any Distribution Date, the sum of (i) the Current Interest for the Class CE Interest for such Distribution Date, (ii) any Overcollateralization Release Amount for such Distribution Date and (iii) without duplication, any Subsequent Recoveries not distributed to the Class A Certificates and Class M Certificates on such Distribution Date; provided, however that on any Distribution Date after the Distribution Date on which the Certificate Principal Balances of the Class A Certificates and Class M Certificates have been reduced to zero, the Class CE Distribution Amount shall include the Overcollateralization Amount.
 
Class CE Interest: An uncertificated interest in the Trust Fund held by the Trustee on behalf of the Holders of the Class CE Certificates, evidencing a Regular Interest in REMIC III for purposes of the REMIC Provisions.
 
Class IO Distribution Amount: As defined in Section 3.11 hereof. For purposes of clarity, the Class IO Distribution Amount for any Distribution Date shall equal the amount payable to the Derivative Administrator on such Distribution Date in excess of the amount payable on REMIC VI Regular Interest IO on such Distribution Date, all as further provided in Section 3.11 hereof.
 
Class IO Interest: An uncertificated interest in the Trust Fund held by the Trustee on behalf of the Holders of REMIC VI Regular Interest IO, evidencing a Regular Interest in REMIC III for purposes of the REMIC Provisions.
 
Class M Certificates: Any of the Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8 and Class M-9 Certificates.
 
Class M-1 Certificate: Any Certificate designated as a “Class M-1 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class M-1 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.
 
Class M-1 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date) and (2) the Certificate Principal Balance of the Class M-1 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 84.40% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus $5,339,032.
 
Class M-2 Certificate: Any Certificate designated as a “Class M-2 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class M-2 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.
 
Class M-2 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount and the Class M-1 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date) and (3) the Certificate Principal Balance of the Class M-2 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 87.50% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus $5,339,032.
 
Class M-3 Certificate: Any Certificate designated as a “Class M-3 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class M-3 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.
 
Class M-3 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount, the Class M-1 Principal Distribution Amount and the Class M-2 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date) and (4) the Certificate Principal Balance of the Class M-3 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 89.80% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus $5,339,032.
 
Class M-4 Certificate: Any Certificate designated as a “Class M-4 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class M-4 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.
 
Class M-4 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount, the Class M-1 Principal Distribution Amount, the Class M-2 Principal Distribution Amount and the Class M-3 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (4) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date) and (5) the Certificate Principal Balance of the Class M-4 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 91.50% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus $5,339,032.
 
Class M-5 Certificate: Any Certificate designated as a “Class M-5 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class M-5 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.
 
Class M-5 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount, the Class M-1 Principal Distribution Amount, the Class M-2 Principal Distribution Amount, the Class M-3 Principal Distribution Amount and the Class M-4 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (4) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date), (5) the Certificate Principal Balance of the Class M-4 Certificates (after taking into account the distribution of the Class M-4 Principal Distribution Amount on such Distribution Date) and (6) the Certificate Principal Balance of the Class M-5 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 93.30% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus $5,339,032.
 
Class M-6 Certificate: Any Certificate designated as a “Class M-6 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class M-6 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.
 
Class M-6 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount, the Class M-1 Principal Distribution Amount, the Class M-2 Principal Distribution Amount, the Class M-3 Principal Distribution Amount, the Class M-4 Principal Distribution Amount and the Class M-5 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (4) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date), (5) the Certificate Principal Balance of the Class M-4 Certificates (after taking into account the distribution of the Class M-4 Principal Distribution Amount on such Distribution Date), (6) the Certificate Principal Balance of the Class M-5 Certificates (after taking into account the distribution of the Class M-5 Principal Distribution Amount on such Distribution Date) and (7) the Certificate Principal Balance of the Class M-6 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 94.60% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus $5,339,032.
 
Class M-7 Certificate: Any Certificate designated as a “Class M-7 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class M-7 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.
 
Class M-7 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount, the Class M-1 Principal Distribution Amount, the Class M-2 Principal Distribution Amount, the Class M-3 Principal Distribution Amount, the Class M-4 Principal Distribution Amount, the Class M-5 Principal Distribution Amount and the Class M-6 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (4) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date), (5) the Certificate Principal Balance of the Class M-4 Certificates (after taking into account the distribution of the Class M-4 Principal Distribution Amount on such Distribution Date), (6) the Certificate Principal Balance of the Class M-5 Certificates (after taking into account the distribution of the Class M-5 Principal Distribution Amount on such Distribution Date) (7) the Certificate Principal Balance of the Class M-6 Certificates (after taking into account the distribution of the Class M-6 Principal Distribution Amount on such Distribution Date) and (8) the Certificate Principal Balance of the Class M-7 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 96.20% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus $5,339,032.
 
Class M-8 Certificate: Any Certificate designated as a “Class M-8 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class M-8 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.
 
Class M-8 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount, the Class M-1 Principal Distribution Amount, the Class M-2 Principal Distribution Amount, the Class M-3 Principal Distribution Amount, the Class M-4 Principal Distribution Amount, the Class M-5 Principal Distribution Amount, the Class M-6 Principal Distribution Amount and the Class M-7 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (4) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date), (5) the Certificate Principal Balance of the Class M-4 Certificates (after taking into account the distribution of the Class M-4 Principal Distribution Amount on such Distribution Date), (6) the Certificate Principal Balance of the Class M-5 Certificates (after taking into account the distribution of the Class M-5 Principal Distribution Amount on such Distribution Date) (7) the Certificate Principal Balance of the Class M-6 Certificates (after taking into account the distribution of the Class M-6 Principal Distribution Amount on such Distribution Date), (8) the Certificate Principal Balance of the Class M-7 Certificates (after taking into account the distribution of the Class M-7 Principal Distribution Amount on such Distribution Date) and (9) the Certificate Principal Balance of the Class M-8 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 97.40% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus $5,339,032.
 
Class M-9 Certificate: Any Certificate designated as a “Class M-9 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class M-9 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class IO Distribution Amounts.
 
Class M-9 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount, the Class M-1 Principal Distribution Amount, the Class M-2 Principal Distribution Amount, the Class M-3 Principal Distribution Amount, the Class M-4 Principal Distribution Amount, the Class M-5 Principal Distribution Amount, the Class M-6 Principal Distribution Amount, the Class M-7 Principal Distribution Amount and the Class M-8 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (4) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date), (5) the Certificate Principal Balance of the Class M-4 Certificates (after taking into account the distribution of the Class M-4 Principal Distribution Amount on such Distribution Date), (6) the Certificate Principal Balance of the Class M-5 Certificates (after taking into account the distribution of the Class M-5 Principal Distribution Amount on such Distribution Date) (7) the Certificate Principal Balance of the Class M-6 Certificates (after taking into account the distribution of the Class M-6 Principal Distribution Amount on such Distribution Date), (8) the Certificate Principal Balance of the Class M-7 Certificates (after taking into account the distribution of the Class M-7 Principal Distribution Amount on such Distribution Date), (9) the Certificate Principal Balance of the Class M-8 Certificates (after taking into account the distribution of the Class M-8 Principal Distribution Amount on such Distribution Date) and (10) the Certificate Principal Balance of the Class M-9 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 98.50% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus $5,339,032.
 
Class P Certificate: Any Certificate designated as a “Class P Certificate” on the face thereof, in the form of Exhibit A-3 hereto, representing the right to its Percentage Interest of distributions provided for the Class P Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC V and (ii) the right to receive any Prepayment Charge Waiver Amounts.
 
Class P Interest: An uncertificated interest in the Trust Fund held by the Trustee on behalf of the Holders of the Class P Certificates, evidencing a Regular Interest in REMIC III for purposes of the REMIC Provisions.
 
Class P Certificate Account: The separate Eligible Account created and maintained by the Securities Administrator pursuant to Section 5.10 in the name of the Trustee for the benefit of the Class P Certificateholders.
 
Class R Certificate: Any of the Class R-1, Class R-2, Class R-3 or Class RX Certificates.
 
Class R-1 Certificate: Any Certificate designated a “Class R-1 Certificate” on the face thereof, in the form set forth in Exhibit A-5 hereto, evidencing the Residual Interest in REMIC I and representing the right to the Percentage Interest of distributions provided for the Class R-1 Certificates as set forth herein.
 
Class R-2 Certificate: Any Certificate designated a “Class R-2 Certificate” on the face thereof, in the form set forth in Exhibit A-5 hereto, evidencing the Residual Interest in REMIC II and representing the right to the Percentage Interest of distributions provided for the Class R-2 Certificates as set forth herein.
 
Class R-3 Certificate: Any Certificate designated a “Class R-3 Certificate” on the face thereof, in the form set forth in Exhibit A-5 hereto, evidencing the Residual Interest in REMIC III and representing the right to the Percentage Interest of distributions provided for the Class R-3 Certificates as set forth herein.
 
Class RX Certificate: Any Certificate designated a “Class RX Certificate” on the face thereof, in the form set forth in Exhibit A-5 hereto, evidencing the ownership of the Class R-4 Interest, Class R-5 Interest and Class R-6 Interest and representing the right to the Percentage Interest of distributions provided for the Class RX Certificates as set forth herein.
 
Class R-4 Interest: The uncertificated Residual Interest in REMIC IV.
 
Class R-5 Interest: The uncertificated Residual Interest in REMIC V.
 
Class R-6 Interest: The uncertificated Residual Interest in REMIC VI.
 
Closing Date: April 25, 2006.
 
Code: The Internal Revenue Code of 1986, including any successor or amendatory provisions.
 
Commission: The U.S. Securities and Exchange Commission.
 
Compensating Interest: An amount, not to exceed the Servicing Fee, to be deposited in the Distribution Account by the related Servicer to the payment of a Prepayment Interest Shortfall on a Mortgage Loan subject to this Agreement; provided that in the event the related Servicer fails to make such payment, the Master Servicer shall be obligated to do so to the extent provided in Section 6.02(b) hereof.
 
Corporate Trust Office: The designated office of the Trustee where at any particular time its corporate trust business with respect to this Agreement shall be administered, which office at the date of the execution of this Agreement is located at US Bank Corporate Trust Services, One Federal Street, 3rd Floor, Boston, Massachusetts 02110, Attention: Corporate Trust Services/BSABS I 2006-IM1, or at such other address as the Trustee may designate from time to time and (ii) with respect to the Securities Administrator, the designated office of the Securities Administrator at which at any particular time its corporate trust business with respect to this Agreement shall be administered, which office at the date of the execution of this Agreement is located at 9062 Old Annapolis Road, Columbia, MD 21045, Attention: Corporate Trust Services, BSABS 2006-IM1 except for purposes of certificate transfer purposes, such term shall mean the office or agency of the Securities Administrator located at Wells Fargo Bank, N.A., Sixth Street and Marquette Avenue, Minneapolis, Minnesota 55479, Attention: Corporate Trust Services, BSABS 2006-IM1.
 
Corresponding Certificate: With respect to each REMIC II Regular Interest (other than REMIC II Regular Interests AA, ZZ, IO and P), the Certificate with the corresponding designation. With respect to each REMIC III Regular Interest (other than the Class CE Interest, the Class P Interest and the Class IO Interest), the related Certificate representing an ownership therein.
 
Current Interest: As of any Distribution Date, with respect to the Certificates and interests of each class (other than the Class P Certificates, Class P Interest, the Residual Interests and the Residual Certificates), (i) the interest accrued on the Certificate Principal Balance or Certificate Notional Amount or Uncertificated Notional Amount, as applicable, during the related Accrual Period at the applicable Pass-Through Rate plus any amount previously distributed with respect to interest for such Certificate or interest that has been recovered as a voidable preference by a trustee in bankruptcy minus (ii) the sum of (a) any Prepayment Interest Shortfall for such Distribution Date, to the extent not covered by Compensating Interest and (b) any Relief Act Interest Shortfalls during the related Due Period, provided, however, that for purposes of calculating Current Interest for any such class, amounts specified in clause (ii) hereof for any such Distribution Date shall be allocated first to the Class CE Certificates and the Class CE Interest in reduction of amounts otherwise distributable to such Certificates and interest on such Distribution Date and then any excess shall be allocated to each Class of Class A Certificates and Class M Certificates pro rata based on the respective amounts of interest accrued pursuant to clause (i) hereof for each such Class on such Distribution Date.
 
Current Report: The Current Report pursuant to Section 13 or 15(d) of the Exchange Act.
 
Current Specified Enhancement Percentage: With respect to any Distribution Date, the percentage obtained by dividing (x) the sum of (i) the aggregate Certificate Principal Balance of the Class M Certificates and (ii) the Overcollateralization Amount, in each case prior to the distribution of the Principal Distribution Amount on such Distribution Date, by (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the end of the related Due Period.
 
Custodial Agreement: An agreement, dated as of April 25, 2006, among the Depositor, EMC, as Sponsor, the Trustee and Wells Fargo Bank National Association, as Master Servicer, Securities Administrator and Custodian in substantially the form of Exhibit J hereto.
 
Custodian: Wells Fargo Bank, National Association, or any successor custodian appointed pursuant to the provisions hereof and the Custodial Agreement.
 
Cut-off Date: The close of business on April 1, 2006.
 
Cut-off Date Principal Balance: As to any Mortgage Loan, the unpaid principal balance thereof as of the close of business on the Cut-off Date after application of all Principal Prepayments received prior to the Cut-off Date and scheduled payments of principal due on or before the Cut-off Date, whether or not received, but without giving effect to any installments of principal received in respect of Due Dates after the Cut-off Date. The aggregate Cut-off Date Principal Balance of the Mortgage Loans is $1,067,806,366.50.
 
Debt Service Reduction: With respect to any Mortgage Loan, a reduction by a court of competent jurisdiction in a proceeding under the Bankruptcy Code in the Scheduled Payment for such Mortgage Loan that became final and non-appealable, except such a reduction resulting from a Deficient Valuation or any other reduction that results in a permanent forgiveness of principal.
 
Defaulting Party: A “Defaulting Party” as defined in the Swap Agreement.
 
Deficient Valuation: With respect to any Mortgage Loan, a valuation by a court of competent jurisdiction of the Mortgaged Property in an amount less than the then outstanding indebtedness under such Mortgage Loan, or any reduction in the amount of principal to be paid in connection with any Scheduled Payment that results in a permanent forgiveness of principal, which valuation or reduction results from an order of such court that is final and non-appealable in a proceeding under the Bankruptcy Code.
 
Definitive Certificates: As defined in Section 7.06.
 
Deleted Mortgage Loan: A Mortgage Loan replaced or to be replaced by a Replacement Mortgage Loan.
 
Delinquency Event: A Delinquency Event shall have occurred and be continuing if at any time, (x) the percent equivalent of a fraction, the numerator of which is the aggregate Stated Principal Balance of the Mortgage Loans that are 60 days or more Delinquent (including for this purpose any such Mortgage Loans in bankruptcy or foreclosure and Mortgage Loans with respect to which the related Mortgaged Property is REO Property), and the denominator of which is the aggregate Stated Principal Balance of all of the Mortgage Loans as of the last day of the related Due Period exceeds (y) 30.00% of the Current Specified Enhancement Percentage.
 
Delinquent: A Mortgage Loan is “delinquent” if any payment due thereon is not made pursuant to the terms of such Mortgage Loan by the close of business on the day such payment is scheduled to be due. A Mortgage Loan is “30 days delinquent” if such payment has not been received by the close of business on the corresponding day of the month immediately succeeding the month in which such payment was due, or, if there is no such corresponding day (e.g., as when a 30-day month follows a 31-day month in which a payment was due on the 31st day of such month), then on the last day of such immediately succeeding month. Similarly for “60 days delinquent,” “90 days delinquent” and so on. Delinquent as described in this definition is also described as the OTS method.
 
Denomination: With respect to each Certificate, the amount set forth on the face thereof as the “Initial Principal Balance or Initial Notional Amount of this Certificate”.
 
Depositor: Bear Stearns Asset Backed Securities I LLC, a Delaware limited liability company, or its successor in interest.
 
Depositor Information: As defined in Section 3.15(b).
 
Depository: The initial Depository shall be The Depository Trust Company (“DTC”), the nominee of which is Cede & Co., or any other organization registered as a “clearing agency” pursuant to Section 17A of the Securities Exchange Act of 1934, as amended. The Depository shall initially be the registered Holder of the Book-Entry Certificates. The Depository shall at all times be a “clearing corporation” as defined in Section 8-102(a)(5) of the Uniform Commercial Code of the State of New York.
 
Depository Agreement: With respect to the Class of Book-Entry Certificates, the agreement between the Issuing Entity and the initial Depository, dated as of the Closing Date, substantially in the form of Exhibit H.
 
Depository Participant: A broker, dealer, bank or other financial institution or other Person for whom from time to time a Depository effects book-entry transfers and pledges of securities deposited with the Depository.
 
Derivative Account: The separate trust account created and maintained by the Derivative Administrator, and held within the Supplemental Interest Trust, pursuant to the Derivative Administration Agreement.
 
Derivative Administrator: Wells Fargo Bank, National Association acting as derivative administrator under the Derivative Administration Agreement.
 
Derivative Administration Agreement: The Derivative Administration Agreement, dated April 25, 2006, pursuant to which the Derivative Administrator will make payments to the Swap Provider and the Trust Fund, and certain other payments, as such agreement may be amended or supplemented from time to time.
 
Determination Date: With respect to any Distribution Date, the 15th day of the month of such Distribution Date or, if such 15th day is not a Business Day, the immediately preceding Business Day.
 
Distribution Account: The separate Eligible Account created and maintained by the Securities Administrator pursuant to Section 5.08 in the name of the Trustee for the benefit of the Certificateholders designated “U.S. Bank National Association, in trust for the registered holders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2006-IM1”. Funds in the Distribution Account shall be held in trust for the Certificateholders for the uses and purposes set forth in this Agreement.
 
Distribution Account Deposit Date: The Business Day prior to each Distribution Date.
 
Distribution Date: The 25th day of each calendar month after the initial issuance of the Certificates, or if such 25th day is not a Business Day, the next succeeding Business Day, commencing in May 2006.
 
Distribution Report: The Asset-Backed Issuer Distribution Report pursuant to Section 13 or 15(d) of the Exchange Act.
 
Due Date: As to any Mortgage Loan, the date in each month on which the related Scheduled Payment is due, as set forth in the related Mortgage Note.
 
Due Period: With respect to any Distribution Date, the period from the second day of the calendar month preceding the calendar month in which such Distribution Date occurs through close of business on the first day of the calendar month in which such Distribution Date occurs.
 
EDGAR: As defined in Section 3.15.
 
Eligible Account: Any of (i) an account or accounts maintained with a federal or state chartered depository institution or trust company, the long-term unsecured debt obligations and short-term unsecured debt obligations of which (or, in the case of a depository institution or trust company that is the principal subsidiary of a holding company, the debt obligations of such holding company, so long as Moody’s is not a Rating Agency) are rated by each Rating Agency in one of its two highest long-term and its highest short-term rating categories, respectively, at the time any amounts are held on deposit therein, or (ii) an account or accounts in a depository institution or trust company in which such accounts are insured by the FDIC (to the limits established by the FDIC) and the uninsured deposits in which accounts are otherwise secured such that, as evidenced by an Opinion of Counsel delivered to the Trustee, the Securities Administrator and to each Rating Agency, the Certificateholders have a claim with respect to the funds in such account or a perfected first priority security interest against any collateral (which shall be limited to Permitted Investments) securing such funds that is superior to claims of any other depositors or creditors of the depository institution or trust company in which such account is maintained, or (iii) a trust account or accounts maintained with the corporate trust department of a federal or state chartered depository institution or trust company having capital and surplus of not less than $50,000,000, acting in its fiduciary capacity or (iv) any other account acceptable to the Rating Agencies, as evidenced in writing. Eligible Accounts may bear interest, and may include, if otherwise qualified under this definition, accounts maintained with the Trustee and the Securities Administrator.
 
EMC: EMC Mortgage Corporation, a Delaware corporation, and its successors and assigns.
 
ERISA: The Employee Retirement Income Security Act of 1974, as amended.
 
ERISA Restricted Certificates: Any of the Class CE, Class P and Residual Certificates.
 
Event of Default: As defined in Section 9.01 hereof.
 
Excess Cashflow: With respect to any Distribution Date, an amount, if any, equal to the sum of (a) the Remaining Excess Spread for such Distribution Date and (b) the Overcollateralization Release Amount for such Distribution Date.
 
Excess Liquidation Proceeds: To the extent not required by law to be paid to the related Mortgagor, the excess, if any, of any Liquidation Proceeds with respect to a Mortgage Loan over the Stated Principal Balance of such Mortgage Loan and accrued and unpaid interest at the related Mortgage Rate through the last day of the month in which the Mortgage Loan has been liquidated.
 
Excess Spread: With respect to any Distribution Date, the excess, if any, of (i) the Interest Funds for such Distribution Date over (ii) the sum of the Current Interest on the Class A Certificates and Class M Certificates and Interest Carry Forward Amounts on the Class A Certificates (other than Interest Carry Forward Amounts paid pursuant to Sections 5.04(a)(4)(A)), in each case for such Distribution Date.
 
Exchange Act: Securities Exchange Act of 1934, as amended and the rules and regulations thereunder.
 
Exchange Act Reports: Any reports required to be filed pursuant to Section 3.15 of this Agreement.
 
Exemption: Prohibited Transaction Exemption 90-30, as amended from time to time.
 
Extra Principal Distribution Amount: With respect to any Distribution Date, the lesser of (i) the excess, if any, of the Overcollateralization Target Amount for such Distribution Date, over the Overcollateralization Amount for such Distribution Date (after giving effect to distributions of principal on the Certificates other than any Extra Principal Distribution Amount) and (ii) the Excess Spread for such Distribution Date.
 
Fannie Mae: Fannie Mae (formerly, Federal National Mortgage Association), or any successor thereto.
 
FDIC: The Federal Deposit Insurance Corporation, or any successor thereto.
 
Final Certification: The certification substantially in the form of Exhibit Three to the Custodial Agreement.
 
Final Recovery Determination: With respect to any defaulted Mortgage Loan or any REO Property (other than a Mortgage Loan or REO Property purchased by EMC pursuant to or as contemplated by Section 2.03(c) or Section 11.01), a determination made by the related Servicer pursuant to the related Servicing Agreement that all Insurance Proceeds, Liquidation Proceeds and other payments or recoveries which such Servicer, in its reasonable good faith judgment, expects to be finally recoverable in respect thereof have been so recovered. The Master Servicer shall maintain records, based solely on information provided by the related Servicer, of each Final Recovery Determination made thereby.
 
FIRREA: The Financial Institutions Reform, Recovery, and Enforcement Act of 1989.
 
Fiscal Quarter: December 1 to February 29 (or the last day in such month), March 1 to May 31, June 1 to August 31, or September 1 to November 30, as applicable.
 
Fitch: Fitch, Inc. and any successor thereto.
 
Form 8-K Disclosure Information: As defined in Section 3.15(a)(ii).
 
Freddie Mac: Federal Home Loan Mortgage Corporation, or any successor thereto.
 
Global Certificate: Any Private Certificate registered in the name of the Depository or its nominee, beneficial interests in which are reflected on the books of the Depository or on the books of a Person maintaining an account with such Depository (directly or as an indirect participant in accordance with the rules of such depository).
 
Gross Margin: With respect to each Adjustable Rate Mortgage Loan, the fixed percentage set forth in the related Mortgage Note that is added to the Index on each Adjustment Date in accordance with the terms of the related Mortgage Note used to determine the Mortgage Rate for such Mortgage Loan.
 
Impac: Impac Funding Corporation, and any successor thereto.
 
Impac Servicing Side Letter: The Servicing Side Letter, dated as of April 25, 2006, by and among the Sponsor, Wells Fargo, the Depositor, Impaw and the Trustee evidencing Impac’s obligation of the servicing of certain Mortgage Loans, attached hereto as Exhibit V.
 
Impac Loans: Those Mortgage Loans subject to this Agreement which were purchased by the Sponsor from Impac.
 
Impac Servicing Agreement: Mortgage Loan Purchase and Interim Servicing Agreement, dated as of August 8, 2003, by and between the Sponsor and Impac, as amended, attached hereto as Exhibit V, as modified by the Impac Servicing Side Letter.
 
Indemnified Persons: The Trustee, the Master Servicer, the Trust Fund and the Securities Administrator, and their respective officers, directors, agents and employees and, with respect to the Trustee, any separate co-trustee and its officers, directors, agents and employees.
 
Independent: When used with respect to any accountants, a Person who is “independent” within the meaning of Rule 2-01(B) of the Securities and Exchange Commission’s Regulation S-X. Independent means, when used with respect to any other Person, a Person who (A) is in fact independent of another specified Person and any affiliate of such other Person, (B) does not have any material direct or indirect financial interest in such other Person or any affiliate of such other Person, (C) is not connected with such other Person or any affiliate of such other Person as an officer, employee, promoter, underwriter, securities administrator, partner, director or Person performing similar functions and (D) is not a member of the immediate family of a Person defined in clause (B) or (C) above.

Index: With respect to each Adjustable Rate Mortgage Loan and with respect to each related Adjustment Date, the index as specified in the related Mortgage Note.
 
Individual Certificate: Any Private Certificate registered in the name of the Holder other than the Depository or its nominee.
 
Initial Certification: The certification substantially in the form of Exhibit One to the Custodial Agreement.
 
Initial Certificate Principal Balance: With respect to any Certificate, the Certificate Principal Balance of such Certificate or any predecessor Certificate on the Closing Date.
 
Institutional Accredited Investor: Any Person meeting the requirements of Rule 501(a)(l), (2), (3) or (7) of Regulation D under the Securities Act or any entity all of the equity Holders in which come within such paragraphs.
 
Insurance Proceeds: Proceeds paid in respect of the Mortgage Loans pursuant to any Insurance Policy and any other insurance policy covering a Mortgage Loan, to the extent such proceeds are payable to the mortgagee under the Mortgage, the related Servicer or the trustee under the deed of trust and are not applied to the restoration of the related Mortgaged Property or released to the Mortgagor in accordance with the procedures that the related Servicer would follow in servicing mortgage loans held for its own account, in each case other than any amount included in such Insurance Proceeds in respect of Insured Expenses.
 
Insured Expenses: Expenses covered by any insurance policy with respect to the Mortgage Loans.
 
Interest Carry Forward Amount: As of any Distribution Date and with respect to each Class of Certificates (other than the Class CE, Class P and the Residual Certificates), the sum of (i) the excess of (a) the Current Interest for such Class with respect to such Distribution Date and any prior Distribution Dates over (b) the amount actually distributed to such Class of Certificates with respect to interest on such Distribution Dates and (ii) interest thereon (to the extent permitted by applicable law) at the applicable Pass-Through Rate for such Class for the related Accrual Period including the Accrual Period relating to such Distribution Date.
 
Interest Determination Date: Shall mean the second LIBOR Business Day preceding the commencement of each Accrual Period.
 
Interest Funds: With respect to any Distribution Date (i) the sum, without duplication, of (a) all scheduled interest during the related Due Period with respect to the Mortgage Loans less the related Servicing Fee and the LPMI Fee, if any, (b) all Advances relating to interest with respect to the Mortgage Loans made on or prior to the related Distribution Account Deposit Date, (c) all Compensating Interest with respect to the Mortgage Loans and required to be remitted by the related Servicer or the Master Servicer pursuant to this Agreement with respect to such Distribution Date, (d) Liquidation Proceeds and Subsequent Recoveries with respect to the Mortgage Loans collected during the related Prepayment Period (to the extent such Liquidation Proceeds and Subsequent Recoveries relate to interest), (e) all amounts relating to interest with respect to each Mortgage Loan repurchased by the Seller pursuant to Sections 2.02, 2.03 and 3.18, in each case to the extent remitted by the Master Servicer to the Distribution Account pursuant to this Agreement and (f) amounts in respect of interest paid by the Majority Class CE Certificateholder or the Master Servicer, as applicable, pursuant to Section 11.01, minus (i) all amounts relating to interest required to be reimbursed pursuant to Sections 5.05 and 5.09 or as otherwise set forth in this Agreement, and (ii) any Net Swap Payment or Swap Termination Payment (not due to a Swap Provider Trigger Event and to the extent not paid by the Derivative Administrator from any upfront payment received pursuant to any replacement interest rate swap agreements that may be entered into by the Supplemental Interest Trust Trustee) owed to the Derivative Administrator for payment to the Swap Provider for such Distribution Date and any such payments remaining unpaid for any prior Distribution Dates.
 
Interim Certification: The certification substantially in the form of Exhibit Two to the Custodial Agreement.
 
Issuing Entity: Bear Stearns Asset Backed Securities I Trust 2006-IM1.
 
Last Scheduled Distribution Date: Solely for purposes of the face of the Certificates, the Distribution Date in April 2036.
 
Latest Possible Maturity Date: April 25, 2036, which is the Distribution Date in the month following the final scheduled maturity date of the Mortgage Loan in the Trust Fund having the latest scheduled maturity date as of the Cut-off Date. For purposes of the Treasury regulations under Sections 860A through 860G of the Code, the latest possible maturity date of each Regular Interest issued by REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V and REMIC VI shall be the Latest Possible Maturity Date.
 
LIBOR Business Day: Shall mean a day on which banks are open for dealing in foreign currency and exchange in London and New York City.
 
Liquidated Loan: With respect to any Distribution Date, a defaulted Mortgage Loan that has been liquidated through deed-in-lieu of foreclosure, foreclosure sale, trustee’s sale or other realization as provided by applicable law governing the real property subject to the related Mortgage and any security agreements and as to which the related Servicer has made a Final Recovery Determination with respect thereto.
 
Liquidation Proceeds: Amounts, other than Insurance Proceeds, received in connection with the partial or complete liquidation of a Mortgage Loan, whether through trustee’s sale, foreclosure sale or otherwise, or in connection with any condemnation or partial release of a Mortgaged Property and any other proceeds received with respect to an REO Property, less the sum of related unreimbursed Advances, Servicing Fees and Servicing Advances and all expenses of liquidation, including property protection expenses and foreclosure and sale costs, including court and reasonable attorneys fees.
 
Loan-to-Value Ratio: The fraction, expressed as a percentage, the numerator of which is the original principal balance of the related Mortgage Loan and the denominator of which is the Appraised Value of the related Mortgaged Property.
 
Loss Allocation Limitation: The meaning specified in Section 6.05(b) hereof.
 
LPMI Fee: The fee payable to the insurer for each Mortgage Loan subject to an LPMI Policy as set forth in such LPMI Policy.
 
LPMI Policy: A policy of mortgage guaranty insurance issued by an insurer meeting the requirements of Fannie Mae and Freddie Mac in which the related Servicer or the related subservicer of the related Mortgage Loan is responsible for the payment of the LPMI Fee thereunder from collections on the related Mortgage Loan.
 
Majority Class CE Certificateholder: The Holder of a 50.01% or greater Percentage Interest in the Class CE Certificates.
 
Marker Rate: With respect to the Class CE Interest and any Distribution Date, a per annum rate equal to two (2) times the weighted average of the Uncertificated REMIC II Pass-Through Rates for the REMIC II Regular Interests (other than REMIC II Regular Interests AA, IO and P), with the rate on each such REMIC II Regular Interest (other than REMIC II Regular Interest ZZ) subject to a cap equal to the lesser of (i) the One-Month LIBOR Pass-Through Rate for the Corresponding Certificate and (ii) the Net Rate Cap for the REMIC III Regular Interest the ownership of which is represented by the Corresponding Certificate for the purpose of this calculation for such Distribution Date, and with the rate on REMIC II Regular Interest ZZ subject to a cap of zero for the purpose of this calculation; provided, however, that solely for this purpose, the related cap with respect to each REMIC II Regular Interest (other than REMIC II Regular Interests AA, ZZ, IO and P) shall be multiplied by a fraction, the numerator of which is 30 and the denominator of which is the actual number of days in the related Accrual Period.
 
Master Servicer: Wells Fargo Bank, National Association, in its capacity as master servicer, and its successors and assigns or any successor master servicer appointed as herein provided.
 
Master Servicer Information: As defined in Section 3.15(b).
 
Master Servicing Compensation: Any amounts earned on permitted investments in the Distribution Account for a period not to exceed five Business Days.
 
Maximum Mortgage Rate: With respect to each Adjustable Rate Mortgage Loan, the percentage set forth in the related Mortgage Note as the maximum Mortgage Rate thereunder.
 
Maximum Uncertificated Accrued Interest Deferral Amount: With respect to any Distribution Date, the excess of (i) accrued interest at the Uncertificated REMIC II Pass-Through Rate applicable to REMIC II Regular Interest ZZ for such Distribution Date on a balance equal to the Uncertificated Principal Balance of REMIC II Regular Interest ZZ minus the REMIC II Overcollateralized Amount, in each case for such Distribution Date, over (ii) the aggregate amount of Uncertificated Accrued Interest for such Distribution Date on the REMIC II Regular Interests (other than REMIC II Regular Interests AA, ZZ, IO and P), with the rate on each such REMIC II Regular Interest subject to a cap equal to the lesser of (x) the One-Month LIBOR Pass-Through Rate for the Corresponding Certificate and (y) the Net Rate Cap for the REMIC III Regular Interest the ownership of which is represented by the Corresponding Certificate for the purpose of this calculation for such Distribution Date; provided, however, that solely for this purpose, the related cap with respect to each REMIC II Regular Interest (other than REMIC II Regular Interests AA, ZZ, IO and P) shall be multiplied by a fraction, the numerator of which is 30 and the denominator of which is the actual number of days in the related Accrual Period.
 
MERS: Mortgage Electronic Registration Systems, Inc., a corporation organized and existing under the laws of the State of Delaware, or any successor thereto.
 
MERS® System: The system of recording transfers of Mortgages electronically maintained by MERS.
 
MIN: The Mortgage Identification Number for Mortgage Loans registered with MERS on the MERS® System.
 
Minimum Mortgage Rate: With respect to each Adjustable Rate Mortgage Loan, the percentage set forth in the related Mortgage Note as the minimum Mortgage Rate thereunder.
 
MOM Loan: With respect to any Mortgage Loan, MERS acting as the mortgagee of such Mortgage Loan, solely as nominee for the originator of such Mortgage Loan and its successors and assigns, at the origination thereof.
 
Monthly Statement: The statement prepared and delivered by the Securities Administrator pursuant to Section 6.06.
 
Moody’s: Moody’s Investors Service, Inc., and any successor thereto.
 
Mortgage: The mortgage, deed of trust or other instrument creating a first or second lien on or first or second priority ownership interest in an estate in fee simple in real property securing a Mortgage Note.
 
Mortgage File: The mortgage documents listed in Section 2.01 hereof pertaining to a particular Mortgage Loan and any additional documents delivered to the Custodian to be added to the Mortgage File pursuant to this Agreement and the Custodial Agreement.
 
Mortgage Loans: Such of the Mortgage Loans transferred and assigned to the Trustee pursuant to the provisions hereof, as from time to time are held as a part of the Trust Fund (including any REO Property), the mortgage loans so held being identified in the Mortgage Loan Schedule, notwithstanding foreclosure or other acquisition of title of the related Mortgaged Property.
 
Mortgage Loan Purchase Agreement: The Mortgage Loan Purchase Agreement, dated as of April 25, 2006, between the Sponsor, as seller and the Depositor, as purchaser, in the form attached hereto as Exhibit L.
 
Mortgage Loan Purchase Price: The price, calculated as set forth in Section 11.01, to be paid in connection with the repurchase of the Mortgage Loans pursuant to Section 11.01.
 
Mortgage Loan Schedule: The list of Mortgage Loans (as from time to time amended by the Seller to reflect the deletion of Deleted Mortgage Loans and the addition of Replacement Mortgage Loans pursuant to the provisions of this Agreement) transferred to the Trustee as part of the Trust Fund and from time to time subject to this Agreement, the initial Mortgage Loan Schedule being attached hereto as Exhibit B setting forth the following information with respect to each Mortgage Loan:
 
(a)  the city, state and zip code of the Mortgaged Property;
(b)  the property type;
(c)  the Mortgage Interest Rate;
(d)  the Servicing Fee Rate;
(e)  the Master Servicing Fee Rate;
(f)  the LPMI Fee;
(g)  the Trustee Fee Rate; if applicable;
(h)  the Net Rate;
(i)  the maturity date;
(j)  the stated original term to maturity;
(k)  the stated remaining term to maturity;
(l)  the original Principal Balance;
(m)  the first payment date;
(n)  the principal and interest payment in effect as of the Cut-off Date;
(o)  the unpaid Principal Balance as of the Cut-off Date;
(p)  the Loan-to-Value Ratio at origination;
(q)  the insurer of any Primary Mortgage Insurance Policy;
(r)  the MIN with respect to each MOM Loan;
(s)  the Gross Margin, if applicable;
(t)  the next Adjustment Date, if applicable;
(u)  the Maximum Lifetime Mortgage Rate, if applicable;
(v)  the Minimum Lifetime Mortgage Rate, if applicable;
(w)  the Periodic Rate Cap, if applicable;
(x)  the Loan Group, if applicable;
(y)  a code indicating whether the Mortgage Loan is negatively amortizing;
(z)  which Mortgage Loans adjust after an initial fixed-rate period of one, two, three, five, seven or ten years or any other period;
(aa)  the Prepayment Charge, if any;
(bb)  lien position (e.g., first lien or second lien);
(cc)  a code indicating whether the Mortgage Loan is has a balloon payment;
(dd)  a code indicating whether the Mortgage Loan is an interest-only loan;
(ee)  the interest-only term, if applicable;
(ff)  the Mortgage Loan Seller; and
(gg)  the original amortization term.

Such schedule also shall set forth for all of the Mortgage Loans, the total number of Mortgage Loans, the total of each of the amounts described under (n) and (j) above, the weighted average by principal balance as of the Cut-off Date of each of the rates described under (c) through (h) above, and the weighted average remaining term to maturity by unpaid principal balance as of the Cut-off Date.
 
Mortgage Note: The original executed note or other evidence of indebtedness of a Mortgagor under a Mortgage Loan.
 
Mortgage Rate: With respect to each fixed rate Mortgage Loan, the rate set forth in the related Mortgage Note. With respect to each Adjustable Rate Mortgage Loan, the annual rate at which interest accrues on such Mortgage Loan from time to time in accordance with the provisions of the related Mortgage Note, which rate (A) as of any date of determination until the first Adjustment Date following the Cut-off Date shall be the rate set forth in the Mortgage Loan Schedule as the Mortgage Rate in effect immediately following the Cut-off Date and (B) as of any date of determination thereafter shall be the rate as adjusted on the most recent Adjustment Date, to equal the sum, rounded to the next highest or nearest 0.125% (as provided in the Mortgage Note), of the Index, determined as set forth in the related Mortgage Note, plus the related Gross Margin subject to the limitations set forth in the related Mortgage Note. With respect to each Mortgage Loan that becomes an REO Property, as of any date of determination, the annual rate determined in accordance with the immediately preceding sentence as of the date such Mortgage Loan became an REO Property.
 
Mortgaged Property: The underlying property securing a Mortgage Loan.
 
Mortgagor: The obligors on a Mortgage Note.
 
Net Mortgage Rate: As to each Mortgage Loan, and at any time, the per annum rate equal to the Mortgage Rate less the sum of (i) the Servicing Fee Rate and (ii) the rate at which the LPMI Fee is calculated, if any.
 
Net Rate Cap: With respect to any Distribution Date and the Class A Certificates and Class M Certificates, the excess, if any, of (A) a per annum rate equal to the product of (x) the weighted average of the Net Mortgage Rates on the then outstanding Mortgage Loans, weighted based on the Stated Principal Balances of such Mortgage Loans as of the related Due Date prior to giving effect to any reduction in the Stated Principal Balances of such Mortgage Loans on such Due Date, and (y) a fraction, the numerator of which is 30 and the denominator of which is the actual number of days elapsed in the related Accrual Period, over (B) an amount, expressed as a per annum rate, equal to the sum of (i) the Net Swap Payment payable to the Swap Provider on such Distribution Date and (ii) any Swap Termination Payment not due to a Swap Provider Trigger Event payable to the Swap Provider (to the extent not paid by the Derivative Administrator from any upfront payment received pursuant to any replacement interest rate swap agreement that may be entered into by the Supplemental Interest Trust Trustee), divided by the aggregate outstanding Stated Principal Balance of the Mortgage Loans as of the related Due Date prior to giving effect to any reduction in the Stated Principal Balances of such Mortgage Loans on such Due Date, multiplied by 12. With respect to any Distribution Date and the REMIC III Regular Interests the ownership of which is represented by the Class A Certificates and Class M Certificates, a per annum rate equal to the weighted average (adjusted for the actual number of days elapsed in the related Accrual Period) of the Uncertificated REMIC II Pass-Through Rates on the REMIC II Regular Interests (other than REMIC II Regular Interests IO and P), weighted on the basis of the Uncertificated Principal Balances of each such REMIC II Regular Interest immediately prior to such Distribution Date.
 
Net Swap Payment: With respect to each Distribution Date, the net payment required to be made pursuant to the terms of the Swap Agreement by either the Swap Provider or the Derivative Administrator, which net payment shall not take into account any Swap Termination Payment.
 
Non Book-Entry Certificate: Any Certificate other than a Book-Entry Certificate.
 
Nonrecoverable Advance: Any portion of an Advance previously made or proposed to be made by the Master Servicer pursuant to this Agreement or the related Servicer pursuant to the related Servicing Agreement that, in the good faith judgment of the Master Servicer, will not or, in the case of a proposed advance, would not, be ultimately recoverable by it from the related Mortgagor, related Liquidation Proceeds, Insurance Proceeds or otherwise.
 
Notional Amount: With respect to each Distribution Date and the Swap Agreement, the notional amount for the related calculation period as set forth in the related schedule set forth in Exhibit M. With respect to each Distribution Date and the Yield Maintenance Agreement, the lesser of (i) the aggregate Certificate Principal Balance of the Class A Certificates and Class M Certificates at the beginning of the related calculation period, and (ii) the notional amount for the related calculation period as set forth in the related schedule set forth in Exhibit O.
 
Offered Certificates: The Class A-1, Class A-2, Class A-3, Class A-4, Class A-5, Class A-6, Class A-7, Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8 and Class M-9 Certificates.
 
Officer’s Certificate: A certificate (i) signed by the Chairman of the Board, the Vice Chairman of the Board, the President, a Vice President (however denominated), an Assistant Vice President, the Treasurer, the Secretary, or one of the assistant treasurers or assistant secretaries of the Depositor, the Seller or the Master Servicer (or any other officer customarily performing functions similar to those performed by any of the above designated officers and also to whom, with respect to a particular matter, such matter is referred because of such officer’s knowledge of and familiarity with a particular subject) or (ii), if provided for in this Agreement, signed by a Servicing Officer, as the case may be, and delivered to the Depositor, the Sponsor, the Securities Administrator, the Master Servicer and/or the Trustee, as the case may be, as required by this Agreement.
 
One-Month LIBOR: With respect to any Accrual Period, the rate determined by the Securities Administrator on the related Interest Determination Date on the basis of the rate for U.S. dollar deposits for one month that appears on Telerate Screen Page 3750 as of 11:00 a.m. (London time) on such Interest Determination Date. If such rate does not appear on such page (or such other page as may replace that page on that service, or if such service is no longer offered, such other service for displaying One-Month LIBOR or comparable rates as may be reasonably selected by the Securities Administrator), One-Month LIBOR for the applicable Accrual Period will be the Reference Bank Rate. If no such quotations can be obtained by the Securities Administrator and no Reference Bank Rate is available, One-Month LIBOR will be One-Month LIBOR applicable to the preceding Accrual Period. The establishment of One-Month LIBOR on each Interest Determination Date by the Securities Administrator and the Securities Administrator’s calculation of the rate of interest applicable to the Class A, Class M Certificates for the related Accrual Period shall, in the absence of manifest error, be final and binding.
 
One-Month LIBOR Pass-Through Rate: With respect to each Class A Certificate and Class M Certificate and, for purposes of the definition of “Marker Rate” and “Maximum Uncertificated Accrued Interest Deferral Amount”, the REMIC II Regular Interest for which such certificate is the Corresponding Certificate, a per annum rate equal to One-Month LIBOR plus the related Certificate Margin.
 
Opinion of Counsel: A written opinion of counsel, who may be counsel for the Sponsor, EMC, the Depositor or the Master Servicer, reasonably acceptable to each addressee of such opinion; provided that with respect to Section 2.05, 8.05, 8.07 or 12.01, or the interpretation or application of the REMIC Provisions, such counsel must (i) in fact be independent of EMC, the Sponsor, the Depositor and the Master Servicer, (ii) not have any direct financial interest in the Sponsor, the Depositor, EMC or the Master Servicer or in any affiliate of either, and (iii) not be connected with the Sponsor, the Depositor, EMC or the Master Servicer as an officer, employee, promoter, underwriter, trustee, partner, director or person performing similar functions.
 
Optional Termination: The termination of the Trust Fund created hereunder as a result of the purchase of all of the Mortgage Loans and any REO Property.
 
Optional Termination Date: The Distribution Date on which the Stated Principal Balance of all of the Mortgage Loans is equal to or less than 10% of the Stated Principal Balance of all of the Mortgage Loans as of the Cut-off Date.
 
Original Value: The value of the property underlying a Mortgage Loan based, in the case of the purchase of the underlying Mortgaged Property, on the lower of an appraisal or the sales price of such property or, in the case of a refinancing, on an appraisal.
 
OTS: The Office of Thrift Supervision.
 
Outstanding: With respect to the Certificates as of any date of determination, all Certificates theretofore executed and authenticated under this Agreement except:
 
(a) Certificates theretofore canceled by the Securities Administrator or delivered to the Securities Administrator for cancellation; and
 
(b) Certificates in exchange for which or in lieu of which other Certificates have been executed and delivered by the Securities Administrator pursuant to this Agreement.
 
Outstanding Mortgage Loan: As of any date of determination, a Mortgage Loan with a Stated Principal Balance greater than zero that was not the subject of a Principal Prepayment in full, and that did not become a Liquidated Loan, prior to the end of the related Prepayment Period.
 
Overcollateralization Amount: With respect to any Distribution Date, the excess, if any, of the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) over the aggregate Certificate Principal Balance of the Certificates (other than the Class CE Certificates and Class P Certificates) on such Distribution Date (after taking into account the payment of principal (other than any Extra Principal Distribution Amount) on such Certificates).
 
Overcollateralization Release Amount: With respect to any Distribution Date, the lesser of (x) the Principal Remittance Amount for such Distribution Date and (y) the excess, if any, of (i) the Overcollateralization Amount for such Distribution Date (assuming that 100% of the Principal Remittance Amount is applied as a principal payment on such Distribution Date) over (ii) the Overcollateralization Target Amount for such Distribution Date (with the amount pursuant to clause (y) deemed to be $0 if the Overcollateralization Amount is less than or equal to the Overcollateralization Target Amount on that Distribution Date).
 
Overcollateralization Target Amount: With respect to any Distribution Date (a) prior to the Stepdown Date, 0.75% of the aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off Date, (b) on or after the Stepdown Date and if a Trigger Event is not in effect, the greater of (i) the lesser of (1) 0.75% of the aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off Date and (2) 1.50% of the then current aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) and (ii) $5,339,032 or (c) on or after the Stepdown Date and if a Trigger Event is in effect, the Overcollateralization Target Amount for the immediately preceding Distribution Date.
 
Ownership Interest: As to any Certificate, any ownership interest in such Certificate including any interest in such Certificate as the Holder thereof and any other interest therein, whether direct or indirect, legal or beneficial.
 
Pass-Through Rate: With respect to the Class A Certificates and Class M Certificates and any Distribution Date, a rate per annum equal to the lesser of (i) the related One-Month LIBOR Pass-Through Rate for such Distribution Date and (ii) the Net Rate Cap for such Distribution Date.
 
With respect to the Class CE Interest and any Distribution Date, a rate per annum equal to the percentage equivalent of a fraction, the numerator of which is the sum of the amount determined for each REMIC II Regular Interest (other than REMIC II Regular Interests IO and P) equal to the product of (x) the excess, if any, of the Uncertificated REMIC II Pass-Through Rate for such REMIC II Regular Interest over the Marker Rate and (y) a notional amount equal to the Uncertificated Principal Balance of such REMIC II Regular Interest, and the denominator of which is the aggregate Uncertificated Principal Balance of such REMIC II Regular Interests.
 
With respect to the Class CE Certificate, the Class CE Certificate shall not have a Pass-Through Rate, but Current Interest for such Certificate and each Distribution Date shall be an amount equal to 100% of the amount distributable to the Class CE Interest for such Distribution Date.
 
With respect to the Class P Certificate and the Class P Interest, 0.00% per annum.
 
With respect to the Class IO Interest, Class IO Interest shall not have a Pass-Through Rate, but Current Interest for such interest and each Distribution Date shall be an amount equal to 100% of the amount distributable to REMIC II Regular Interest IO for such Distribution Date.
 
With respect to REMIC VI Regular Interest IO, REMIC VI Regular Interest IO shall not have a Pass-Through Rate, but Current Interest for such Regular Interest and each Distribution Date shall be an amount equal to 100% of the amount distributable to the Class IO Interest for such Distribution Date.
 
Paying Agent: The Securities Administrator, in its capacity as paying agent, and its successors and assigns.
 
Percentage Interest: With respect to any Certificate of a specified Class, the Percentage Interest set forth on the face thereof or the percentage obtained by dividing the Denomination of such Certificate by the aggregate of the Denominations of all Certificates of such Class.
 
Periodic Rate Cap: With respect to each Adjustable Rate Mortgage Loan and any Adjustment Date therefor, the fixed percentage set forth in the related Mortgage Note, which is the maximum amount by which the Mortgage Rate for such Mortgage Loan may increase or decrease (without regard to the Maximum Mortgage Rate or the Minimum Mortgage Rate) on such Adjustment Date from the Mortgage Rate in effect immediately prior to such Adjustment Date.
 
Permitted Investments: At any time, any one or more of the following obligations and securities:
 
(i)  
obligations of the United States or any agency thereof, provided such obligations are backed by the full faith and credit of the United States;
 
(ii)  
general obligations of or obligations guaranteed by any state of the United States or the District of Columbia receiving the highest long-term debt rating of each Rating Agency, or such lower rating as will not result in the downgrading or withdrawal of the ratings then assigned to the Certificates by each Rating Agency, as evidenced in writing;
 
(iii)  
commercial or finance company paper which is then receiving the highest commercial or finance company paper rating of each Rating Agency, or such lower rating as will not result in the downgrading or withdrawal of the ratings then assigned to the Certificates by each Rating Agency, as evidenced in writing;
 
(iv)  
certificates of deposit, demand or time deposits, or bankers’ acceptances issued by any depository institution or trust company incorporated under the laws of the United States or of any state thereof and subject to supervision and examination by federal and/or state banking authorities (including the Trustee, the Master Servicer and the Securities Administrator in its commercial banking capacity), provided that the commercial paper and/or long term unsecured debt obligations of such depository institution or trust company are then rated one of the two highest long-term and the highest short-term ratings of each such Rating Agency for such securities, or such lower ratings as will not result in the downgrading or withdrawal of the rating then assigned to the Certificates by any Rating Agency, as evidenced in writing;
 
(v)  
guaranteed reinvestment agreements issued by any bank, insurance company or other corporation containing, at the time of the issuance of such agreements, such terms and conditions as will not result in the downgrading or withdrawal of the rating then assigned to the Certificates by each Rating Agency, as evidenced in writing;
 
(vi)  
repurchase obligations with respect to any security described in clauses (i) and (ii) above, in either case entered into with a depository institution or trust company (acting as principal) described in clause (v) above;
 
(vii)  
securities (other than stripped bonds, stripped coupons or instruments sold at a purchase price in excess of 115% of the face amount thereof) bearing interest or sold at a discount issued by any corporation incorporated under the laws of the United States or any state thereof which, at the time of such investment, have one of the two highest short term ratings of each Rating Agency (except if the Rating Agency is Moody’s, such rating shall be the highest commercial paper rating of Moody’s for any such securities), or such lower rating as will not result in the downgrading or withdrawal of the rating then assigned to the Certificates by each Rating Agency, as evidenced by a signed writing delivered by each Rating Agency;
 
(viii)  
interests in any money market fund (including any such fund managed or advised by the Master Servicer and the Securities Administrator or any affiliate thereof) which at the date of acquisition of the interests in such fund and throughout the time such interests are held in such fund has the highest applicable short term rating by each Rating Agency rating such fund or such lower rating as will not result in the downgrading or withdrawal of the ratings then assigned to the Certificates by each Rating Agency, as evidenced in writing;
 
(ix)  
short term investment funds sponsored by any trust company or banking association incorporated under the laws of the United States or any state thereof (including any such fund managed or advised by the Trustee, the Master Servicer or the Securities Administrator or any affiliate thereof) which on the date of acquisition has been rated by each Rating Agency in their respective highest applicable rating category or such lower rating as will not result in the downgrading or withdrawal of the ratings then assigned to the Certificates by each Rating Agency, as evidenced in writing; and
 
(x)  
such other investments having a specified stated maturity and bearing interest or sold at a discount acceptable to each Rating Agency and as will not result in the downgrading or withdrawal of the rating then assigned to the Certificates by any Rating Agency, as evidenced by a signed writing delivered by each Rating Agency;
 
provided, that no such instrument shall be a Permitted Investment if such instrument (i) evidences the right to receive interest only payments with respect to the obligations underlying such instrument, (ii) is purchased at a premium or (iii) is purchased at a deep discount; provided further that no such instrument shall be a Permitted Investment (A) if such instrument evidences principal and interest payments derived from obligations underlying such instrument and the interest payments with respect to such instrument provide a yield to maturity of greater than 120% of the yield to maturity at par of such underlying obligations, or (B) if it may be redeemed at a price below the purchase price (the foregoing clause (B) not to apply to investments in units of money market funds pursuant to clause (viii) above); provided further that no amount beneficially owned by any REMIC may be invested in investments (other than money market funds) treated as equity interests for federal income tax purposes, unless the Securities Administrator shall receive an Opinion of Counsel, at the expense of the Securities Administrator, to the effect that such investment will not adversely affect the status of any such REMIC as a REMIC under the Code or result in imposition of a tax on any such REMIC. Permitted Investments that are subject to prepayment or call may not be purchased at a price in excess of par.
 
Permitted Transferee: Any person (x) other than (i) the United States, any State or political subdivision thereof, any possession of the United States or any agency or instrumentality of any of the foregoing, (ii) a foreign government, International Organization or any agency or instrumentality of either of the foregoing, (iii) an organization (except certain farmers’ cooperatives described in section 521 of the Code) that is exempt from tax imposed by Chapter 1 of the Code (including the tax imposed by section 511 of the Code on unrelated business taxable income) on any excess inclusions (as defined in section 860E(c)(1) of the Code) with respect to any Residual Certificate, (iv) rural electric and telephone cooperatives described in section 1381(a)(2)(C) of the Code or (v) on electing large partnership within the meaning of Section 775(a) of the Code, (y) that is a citizen or resident of the United States, a corporation, partnership (other than a partnership that has any direct or indirect foreign partners) or other entity (treated as a corporation or a partnership for federal income tax purposes), created or organized in or under the laws of the United States, any State thereof or the District of Columbia, an estate whose income from sources without the United States is includible in gross income for United States federal income tax purposes regardless of its connection with the conduct of a trade or business within the United States, or a trust if a court within the United States is able to exercise primary supervision over the administration of the trust and one or more United States persons have authority to control all substantial decisions of the trust or if it has a valid election in effect under applicable U.S. Treasury regulations to be treated as a United States person and (z) other than any other Person so designated by the Securities Administrator based upon an Opinion of Counsel addressed to the Securities Administrator and the Trustee (which shall not be an expense of the Trustee or the Securities Administrator) that states that the Transfer of an Ownership Interest in a Residual Certificate to such Person may cause REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI to fail to qualify as a REMIC at any time that any Certificates are Outstanding. The terms “United States,” “State” and “International Organization” shall have the meanings set forth in section 7701 of the Code or successor provisions. A corporation will not be treated as an instrumentality of the United States or of any State or political subdivision thereof for these purposes if all of its activities are subject to tax and, with the exception of Freddie Mac, a majority of its board of directors is not selected by such government unit.
 
Person: Any individual, corporation, partnership, joint venture, association, joint-stock company, limited liability company, trust, unincorporated organization or government, or any agency or political subdivision thereof.
 
Prepayment Assumption: The applicable rate of prepayment as described in the Prospectus Supplement.
 
Prepayment Charge: Any prepayment premium, penalty or charge payable by a Mortgagor in connection with any Principal Prepayment on a Mortgage Loan pursuant to the terms of the related Mortgage Note.
 
Prepayment Charge Waiver Amount: Any amount paid by the related Servicer to the Master Servicer in respect of waived Prepayment Charges pursuant to the related Servicing Agreement.
 
Prepayment Interest Shortfall: With respect to any Distribution Date, for each Mortgage Loan that was the subject of a partial Principal Prepayment, a Principal Prepayment in full, or that became a Liquidated Loan during the related Prepayment Period, (other than a Principal Prepayment in full resulting from the purchase of a Mortgage Loan pursuant to Section 2.02, 2.03, 3.18 or 11.01 hereof), the amount, if any, by which (i) one month’s interest at the applicable Net Mortgage Rate on the Stated Principal Balance of such Mortgage Loan immediately prior to such prepayment (or liquidation) or in the case of a partial Principal Prepayment on the amount of such prepayment (or liquidation proceeds) exceeds (ii) the amount of interest paid or collected in connection with such Principal Prepayment or such liquidation proceeds less the sum of (a) the related Servicing Fee and (b) the LPMI Fee, if any, in each case with respect to the related Mortgage Loan.
 
Prepayment Period: As to any Distribution Date and any Mortgage Loan, the period set forth in the related Servicing Agreement.
 
Primary Mortgage Insurance Policy: Any primary mortgage guaranty insurance policy issued in connection with a Mortgage Loan which provides compensation to a Mortgage Note Holder in the event of default by the obligor under such Mortgage Note or the related security instrument, if any or any replacement policy therefor through the related Accrual Period for such Class relating to a Distribution Date.
 
Principal Distribution Amount: With respect to each Distribution Date, an amount equal to (x) the Principal Funds for such Distribution Date plus (y) any Extra Principal Distribution Amount for such Distribution Date, less (z) any Overcollateralization Release Amount.
 
Principal Funds: With respect to any Distribution Date, (i) the sum, without duplication, of (a) all scheduled principal collected during the related Due Period, (b) all Advances relating to principal made on or before the Distribution Account Deposit Date, (c) Principal Prepayments exclusive of Prepayment Charges or penalties collected during the related Prepayment Period, (d) the Stated Principal Balance of each Mortgage Loan that was repurchased by EMC pursuant to Sections 2.02 and 2.03 and by the Master Servicer pursuant to Section 3.18, (e) the aggregate of all Substitution Adjustment Amounts for the related Determination Date in connection with the substitution of Mortgage Loans pursuant to Section 2.03(c), (f) all Liquidation Proceeds and Subsequent Recoveries collected during the related Prepayment Period (to the extent such Liquidation Proceeds and Subsequent Recoveries relate to principal), in each case to the extent remitted by the Master Servicer to the Distribution Account pursuant to this Agreement and (g) amounts in respect of principal paid by the Majority Class CE Certificateholder or the Master Servicer, as applicable, pursuant to Section 11.01, minus (ii) all amounts required to be reimbursed pursuant to the related Servicing Agreement and (iii) any Net Swap Payments or Swap Termination Payments (not due to a Swap Provider Trigger Event and to the extent not paid by the Derivative Administrator from any upfront payment received pursuant to any replacement interest rate swap agreement that may be entered into by the Supplemental Interest Trust Trustee) owed to the Derivative Administrator for payment to the Swap Provider for such Distribution Date and any such payments remaining unpaid for any prior Distribution Dates to the extent not paid from Interest Funds.
 
Principal Prepayment: Any Mortgagor payment or other recovery of (or proceeds with respect to) principal on a Mortgage Loan (including loans purchased or repurchased under Sections 2.02, 2.03, 3.18 and 11.01 hereof) that is received in advance of its scheduled Due Date and is not accompanied by an amount as to interest representing scheduled interest due on any date or dates in any month or months subsequent to the month of prepayment. Partial Principal Prepayments shall be applied by the related Servicer, as appropriate, in accordance with the terms of the related Mortgage Note.
 
Principal Remittance Amount: With respect to each Distribution Date, the sum of the amounts listed in clauses (a) through (f) of the definition of Principal Funds.
 
Private Certificates: Any of the Class P, Class CE and Residual Certificates.
 
Prospectus Supplement: The Prospectus Supplement dated April 21, 2006 relating to the public offering of the Class A-1, Class A-2, Class A-3, Class A-4, Class A-5, Class A-6, Class A-7, Class A-8, Class A-9, Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8 and Class M-9 Certificates.
 
Protected Account: Each account established by the related Servicer in accordance with the related Servicing Agreement. Each Protected Account shall be an Eligible Account.
 
PUD: A Planned Unit Development.
 
Purchase Price: With respect to any Mortgage Loan (x) required to be repurchased by the Sponsor pursuant to Section 2.02 or 2.03 hereof or (y) that EMC has a right to purchase pursuant to Section 3.18 hereof, an amount equal to the sum of (i) 100% of the outstanding principal balance of the Mortgage Loan as of the date of such purchase (or if the related Mortgaged Property was acquired with respect thereto, 100% of the Outstanding Principal Balance at the date of the acquisition), plus (ii) accrued interest thereon at the applicable Mortgage Rate through the first day of the month in which the Purchase Price is to be distributed to Certificateholders, reduced by any portion of the Servicing Fee, Servicing Advances and Advances payable to the purchaser of the Mortgage Loan plus (iii) any costs and damages (if any) incurred by the Trust in connection with any violation of such Mortgage Loan of any anti-predatory lending laws.
 
QIB: A Qualified Institutional Buyer as defined in Rule 144A promulgated under the Securities Act.
 
Rating Agency: Each of Moody’s and S&P. If any such organization or its successor is no longer in existence, “Rating Agency” shall be a nationally recognized statistical rating organization, or other comparable Person, designated by the Depositor, notice of which designation shall be given to the Trustee and the Securities Administrator. References herein to a given rating category of a Rating Agency shall mean such rating category without giving effect to any modifiers.
 
Realized Loss: With respect to each Mortgage Loan as to which a Final Recovery Determination has been made, an amount (not less than zero) equal to (i) the unpaid principal balance of such Mortgage Loan as of the commencement of the calendar month in which the Final Recovery Determination was made, plus (ii) accrued interest from the Due Date as to which interest was last paid by the Mortgagor through the end of the calendar month in which such Final Recovery Determination was made, calculated in the case of each calendar month during such period (A) at an annual rate equal to the annual rate at which interest was then accruing on such Mortgage Loan and (B) on a principal amount equal to the Stated Principal Balance of such Mortgage Loan as of the close of business on the Distribution Date during such calendar month, minus (iii) the proceeds, if any, received in respect of such Mortgage Loan during the calendar month in which such Final Recovery Determination was made, net of amounts that are payable therefrom to the related Servicer pursuant to the related Servicing Agreement. In addition, to the extent the related Servicer or the Master Servicer receives Subsequent Recoveries with respect to any Mortgage Loan, the amount of the Realized Loss with respect to that Mortgage Loan will be reduced to the extent such recoveries are distributed to any Class of Certificates or applied to increase Excess Spread on any Distribution Date.
 
With respect to any REO Property as to which a Final Recovery Determination has been made, an amount (not less than zero) equal to (i) the unpaid principal balance of the related Mortgage Loan as of the date of acquisition of such REO Property on behalf of REMIC I, plus (ii) accrued interest from the Due Date as to which interest was last paid by the Mortgagor in respect of the related Mortgage Loan through the end of the calendar month immediately preceding the calendar month in which such REO Property was acquired, calculated in the case of each calendar month during such period (A) at an annual rate equal to the annual rate at which interest was then accruing on the related Mortgage Loan and (B) on a principal amount equal to the Stated Principal Balance of the related Mortgage Loan as of the close of business on the Distribution Date during such calendar month, plus (iii) REO Imputed Interest for such REO Property for each calendar month commencing with the calendar month in which such REO Property was acquired and ending with the calendar month in which such Final Recovery Determination was made, minus (iv) the aggregate of all unreimbursed Advances and Servicing Advances.
 
With respect to each Mortgage Loan which has become the subject of a Deficient Valuation, the difference between the principal balance of the Mortgage Loan outstanding immediately prior to such Deficient Valuation and the principal balance of the Mortgage Loan as reduced by the Deficient Valuation.
 
With respect to each Mortgage Loan which has become the subject of a Debt Service Reduction, the portion, if any, of the reduction in each affected Monthly Payment attributable to a reduction in the Mortgage Rate imposed by a court of competent jurisdiction. Each such Realized Loss shall be deemed to have been incurred on the Due Date for each affected Monthly Payment.
 
Record Date: With respect to any Distribution Date and the Certificates (other than the Class CE, Class P and Residual Certificates), so long as such Classes of Certificates are Book-Entry Certificates, the Business Day preceding such Distribution Date, and otherwise, the close of business on the last Business Day of the month preceding the month in which such Distribution Date occurs. With respect to the Class CE, Class P and Residual Certificates, so long as such Classes of Certificates remain non Book-Entry Certificates, the close of business on the last Business Day of the month preceding the month in which such Distribution Date occurs.
 
Reference Banks: Shall mean leading banks selected by the Securities Administrator and engaged in transactions in Eurodollar deposits in the international Eurocurrency market (i) with an established place of business in London, (ii) which have been designated as such by the Securities Administrator and (iii) which are not controlling, controlled by, or under common control with, the Depositor, the Sponsor or the Master Servicer.
 
Reference Bank Rate: With respect to any Accrual Period shall mean the arithmetic mean, rounded upwards, if necessary, to the nearest whole multiple of 0.03125%, of the offered rates for United States dollar deposits for one month that are quoted by the Reference Banks as of 11:00 a.m., New York City time, on the related Interest Determination Date to prime banks in the London interbank market for a period of one month in an amount approximately equal to the aggregate Certificate Principal Balance of the Class A Certificates and Class M Certificates for such Accrual Period, provided that at least two such Reference Banks provide such rate. If fewer than two offered rates appear, the Reference Bank Rate will be the arithmetic mean, rounded upwards, if necessary, to the nearest whole multiple of 0.03125%, of the rates quoted by one or more major banks in New York City, selected by the Securities Administrator, as of 11:00 a.m., New York City time, on such date for loans in United States dollars to leading European banks for a period of one month in amounts approximately equal to the aggregate Certificate Principal Balance of the Class A Certificates and Class M Certificates for such Accrual Period.
 
Regular Certificate: Any Certificate other than a Residual Certificate.
 
Regular Interest: A “regular interest” in a REMIC within the meaning of Section 860G(a)(1) of the Code.
 
Regulation AB: Subpart 229.1100 - Asset Backed Securities (Regulation AB), 17 C.F.R. §§229.1100-229.1123, as such may be amended from time to time, and subject to such clarification and interpretation as have been provided by the Commission in the adopting release (Asset-Backed Securities, Securities Act Release No. 33-8518, 70 Fed. Reg. 1,506, 1,531 (Jan. 7, 2005)) or by the staff of the Commission, or as may be provided by the Commission or its staff from time to time.
 
Relief Act: The Servicemembers Civil Relief Act, as amended, or similar state law.
 
Relief Act Interest Shortfall: With respect to any Distribution Date and any Mortgage Loan, any reduction in the amount of interest collectible on such Mortgage Loan for the most recently ended Due Period as a result of the application of the Relief Act.
 
Remaining Excess Spread: With respect to any Distribution Date, the Excess Spread less any Extra Principal Distribution Amount, in each case for such Distribution Date.
 
REMIC: A “real estate mortgage investment conduit” within the meaning of section 860D of the Code.
 
REMIC I: The segregated pool of assets described in the Preliminary Statement and Section 6.07(a).
 
REMIC I Regular Interest: Any of the separate non-certificated beneficial ownership interests in REMIC I issued hereunder and designated as a Regular Interest in REMIC I. Each REMIC I Regular Interest shall accrue interest at the related Uncertificated REMIC I Pass-Through Rate in effect from time to time, and shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto. The designations for the respective REMIC I Regular Interests are set forth in the Preliminary Statement hereto. The REMIC I Regular Interests consist of REMIC I Regular Interest I-Non-Swap, REMIC I Regular Interest I-1-A through REMIC I Regular Interest I-60-B and REMIC I Regular Interest P, each as designated in the Preliminary Statement hereto.
 
REMIC II: The segregated pool of assets described in the Preliminary Statement and Section 6.07(a).
 
REMIC II Interest Loss Allocation Amount: With respect to any Distribution Date, an amount (subject to adjustment based on the actual number of days elapsed in the respective Accrual Period) equal to (a) the product of (i) the aggregate Stated Principal Balance of the Mortgage Loans and REO Properties then outstanding and (ii) the Uncertificated REMIC II Pass-Through Rate for REMIC II Regular Interest AA minus the Marker Rate, divided by (b) 12.
 
REMIC II Overcollateralization Amount: With respect to any date of determination, (i) 1.00% of the aggregate Uncertificated Principal Balance of the REMIC II Regular Interests (other than REMIC II Regular Interest P) minus (ii) the aggregate Uncertificated Principal Balance of each REMIC II Regular Interest for which a Class A Certificate or Class M Certificate is a Corresponding Certificate, in each case, as of such date of determination.
 
REMIC II Principal Loss Allocation Amount: With respect to any Distribution Date, an amount equal to the product of (i) the aggregate Stated Principal Balance of the Mortgage Loans and REO Properties then outstanding and (ii) 1 minus a fraction, the numerator of which is two (2) times the aggregate Uncertificated Principal Balance of each REMIC II Regular Interest for which a Class A Certificate or Class M Certificate is a Corresponding Certificate and the denominator of which is the aggregate Uncertificated Principal Balance of each REMIC II Regular Interest for which a Class A Certificate or Class M Certificate is a Corresponding Certificate and REMIC II Regular Interest ZZ.
 
REMIC II Required Overcollateralization Amount: 1.00% of the Overcollateralization Target Amount.
 
REMIC II Regular Interest: Any of the separate non-certificated beneficial ownership interests in REMIC II issued hereunder and designated as a Regular Interest in REMIC II. Each REMIC II Regular Interest shall accrue interest at the related Uncertificated REMIC II Pass-Through Rate in effect from time to time, and (other than REMIC II Regular Interest IO) shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto. The designations for the respective REMIC II Regular Interests are set forth in the Preliminary Statement hereto.
 
REMIC III: The segregated pool of assets described in the Preliminary Statement and Section 6.07(a).
 
REMIC III Regular Interest: The Class CE Interest, Class P Interest, Class IO Interest or any Regular Interest in REMIC III the ownership of which is represented by any of the Class A Certificates or Class M Certificates.
 
REMIC IV: The segregated pool of assets consisting of the Class CE Interest conveyed in trust to the Trustee, for the benefit of the Holders of the Class CE Certificates and the Class RX Certificate (in respect of the Class R-4 Interest), with respect to which a separate REMIC election is to be made.
 
REMIC IV Certificate: Any Class CE Certificate or Class RX Certificate (in respect of the Class R-4 Interest).
 
REMIC V: The segregated pool of assets consisting of the Class P Interest conveyed in trust to the Trustee, for the benefit of the Holders of the Class P Certificates and the Class RX Certificate (in respect of the Class R-5 Interest), with respect to which a separate REMIC election is to be made.
 
REMIC V Certificate: Any Class P Certificate or Class RX Certificate (in respect of the Class R-5 Interest).
 
REMIC VI: The segregated pool of assets consisting of the Class IO Interest conveyed in trust to the Trustee, for the benefit of the holders of REMIC VI Regular Interest IO and the Class RX Certificate (in respect of the Class R-6 Interest), with respect to which a separate REMIC election is to be made.
 
REMIC VI Interests: The REMIC VI Regular Interest IO or Class RX Certificate (in respect of the Class R-6 Interest).
 
REMIC Opinion: Shall mean an Opinion of Counsel to the effect that the proposed action will not cause any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI to fail to qualify as a REMIC at any time that any Certificates are outstanding.
 
REMIC Provisions: Provisions of the federal income tax law relating to real estate mortgage investment conduits, which appear at Sections 860A through 860G of the Code, and related provisions, and proposed, temporary and final regulations and published rulings, notices and announcements promulgated thereunder, as the foregoing may be in effect from time to time, as well as provisions of applicable state laws.
 
REMIC Regular Interests: The REMIC I Regular Interests and REMIC II Regular Interests.
 
REMIC Termination Payment: As defined in Section 11.01.
 
Remittance Date: Shall mean each Business Day as specified in the related Servicing Agreement.
 
Remittance Report: Shall mean a report to the Securities Administrator in an electronic format (or by such other means as the Master Servicer and the Securities Administrator may agree from time to time) containing such data and information, as agreed to by the Master Servicer and the Securities Administrator such as to permit the Securities Administrator to prepare the Monthly Statement to Certificateholders.
 
REO Imputed Interest: As to any REO Property, for any calendar month during which such REO Property was at any time part of REMIC I, one month’s interest at the applicable Net Mortgage Rate on the Stated Principal Balance of such REO Property (or, in the case of the first such calendar month, of the related Mortgage Loan, if appropriate) as of the close of business on the Distribution Date in such calendar month.
 
REO Property: A Mortgaged Property acquired by the related Servicer through foreclosure or deed-in-lieu of foreclosure in connection with a defaulted Mortgage Loan.
 
Replacement Mortgage Loan: A Mortgage Loan or Mortgage Loans in the aggregate substituted by EMC for a Deleted Mortgage Loan, which must, on the date of such substitution, as confirmed in a Request for Release, (i) have a Stated Principal Balance, after deduction of the principal portion of the Scheduled Payment due in the month of substitution, not in excess of, and not less than 90% of, the Stated Principal Balance of the Deleted Mortgage Loan; (ii) if the Replacement Mortgage Loan is a fixed rate Mortgage Loan, have a fixed Mortgage Rate not less than or more than 1% per annum higher than the Mortgage Rate of the Deleted Mortgage Loan; (iii) have the same or higher credit quality characteristics than that of the Deleted Mortgage Loan; (iv) have a Loan-to-Value Ratio no higher than that of the Deleted Mortgage Loan; (v) have a remaining term to maturity no greater than (and not more than one year less than) that of the Deleted Mortgage Loan; (vi) not permit conversion of the Mortgage Rate from a fixed rate to a variable rate; (vii) have the same lien priority as the Deleted Mortgage Loan; (viii) constitute the same occupancy type as the Deleted Mortgage Loan or be owner occupied; (ix) if the Replacement Mortgage Loan is an Adjustable Rate Mortgage Loan, have a Maximum Mortgage Rate not less than the Maximum Mortgage Rate on the Deleted Mortgage Loan, (x) if the Replacement Mortgage Loan is an Adjustable Rate Mortgage Loan, have a Minimum Mortgage Rate not less than the Minimum Mortgage Rate of the Deleted Mortgage Loan, (xi) if the Replacement Mortgage Loan is an Adjustable Rate Mortgage Loan, have a Gross Margin equal to or greater than the Gross Margin of the Deleted Mortgage Loan, (xii) if the Replacement Mortgage Loan is an Adjustable Rate Mortgage Loan, have a next Adjustment Date not more than two months later than the next Adjustment Date on the Deleted Mortgage Loan, (xiii) comply with each representation and warranty set forth in Section 7 of the Mortgage Loan Purchase Agreement and (xiv) the Custodian has delivered a Final Certification noting no defects or exceptions.
 
Reportable Event: As defined in Section 3.15(a)(ii).
 
Request for Release: The Request for Release to be submitted by the Sponsor, the related Servicer or the Master Servicer to the Custodian substantially in the form of Exhibit G. Each Request for Release furnished to the Custodian by EMC the Servicer or the Master Servicer shall be in duplicate and shall be executed by an officer of such Person or a Servicing Officer (or, if furnished electronically to the Custodian, shall be deemed to have been sent and executed by an officer of such Person or a Servicing Officer) of the Sponsor, the related Servicer or the Master Servicer, as applicable.
 
Required Insurance Policy: With respect to any Mortgage Loan, any insurance policy that is required to be maintained from time to time under the related Servicing Agreement.
 
Reserve Fund: Shall mean the separate trust account created and maintained by the Securities Administrator pursuant to Section 3.11 hereof.
 
Reserve Fund Deposit: With respect to the Reserve Fund, an amount equal to $5,000, which the Depositor shall initially deposit into the Reserve Fund pursuant to Section 3.11 hereof.
 
Residual Certificates: The Class R-1, Class R-2, Class R-3 and Class RX Certificates (representing ownership of the Class R-4 Interest, Class R-5 Interest and Class R-6 Interest), each evidencing the sole class of Residual Interests in the related REMIC.
 
Residual Interest: The sole class of “residual interests” in a REMIC within the meaning of Section 860G(a)(2) of the Code.
 
Responsible Officer: With respect to the Trustee and the Securities Administrator, any Vice President, any Assistant Vice President, the Secretary, any Assistant Secretary, or any Trust Officer in its respective Corporate Trust Office with specific responsibility for the transactions contemplated hereby, any other officer customarily performing functions similar to those performed by any of the above designated officers or other officers of the Trustee or the Securities Administrator as specified by the Trustee or the Securities Administrator, respectively, as to whom, with respect to a particular matter, such matter is referred because of such officer’s knowledge of and familiarity with the particular subject.
 
S&P: Standard & Poor’s, a division of The McGraw-Hill Companies, Inc., and any successor thereto.
 
Sarbanes-Oxley Act: The Sarbanes-Oxley Act of 2002 and the rules and regulations of the Commission promulgated thereunder (including any interpretations thereof by the Commission’s staff).
 
Sarbanes-Oxley Certification: A written certification signed by an officer of the Master Servicer that complies with (i) the Sarbanes-Oxley Act of 2002, as amended from time to time, and (ii) Exchange Act Rules 13a-14(d) and 15d-14(d), as in effect from time to time; provided that if, after the Closing Date (a) the Sarbanes-Oxley Act of 2002 is amended, (b) the Rules referred to in clause (ii) are modified or superceded by any subsequent statement, rule or regulation of the Commission or any statement of a division thereof, or (c) any future releases, rules and regulations are published by the Commission from time to time pursuant to the Sarbanes-Oxley Act of 2002, which in any such case affects the form or substance of the required certification and results in the required certification being, in the reasonable judgment of the Master Servicer, materially more onerous that then form of the required certification as of the Closing Date, the Sarbanes-Oxley Certification shall be as agreed to by the Master Servicer, the Depositor and the Seller following a negotiation in good faith to determine how to comply with any such new requirements.

Scheduled Payment: The scheduled monthly payment on a Mortgage Loan due on any Due Date allocable to principal and/or interest on such Mortgage Loan.
 
Securities Act: The Securities Act of 1933, as amended, and the rules and regulations thereunder.
 
Securities Administrator: Wells Fargo Bank, National Association, in its capacity as securities administrator hereunder, and its successors and assigns.
 
Securities Administrator Information: As defined in Section 3.15(b).
 
Seller: EMC in its capacity as seller of the Mortgage Loans to the Depositor.
 
Senior Certificates: Any of the Class A-1, Class A-2 and Class A-3 Certificates.
 
Servicer: Shall mean any of Wells Fargo or Impac.
 
Servicing Agreement: Shall mean either the Wells Fargo Servicing Agreement or Impac Servicing Agreement.
 
Servicing Advances: All customary, reasonable and necessary “out of pocket” costs and expenses (including reasonable legal fees) incurred in the performance by the related Servicer of its servicing obligations under the related Servicing Agreement, or the Master Servicer (when applicable) of its servicing obligations hereunder, including, but not limited to, the cost of (i) the preservation, restoration and protection of a Mortgaged Property, (ii) any enforcement or judicial proceedings, including foreclosures, and including any expenses incurred in relation to any such proceedings that result from the Mortgage Loan being registered in the MERS® System and (iii) the management and liquidation of any REO Property (including, without limitation, realtor’s commissions).
 
Servicing Criteria: The “servicing criteria” set forth in Item 1122(d) of Regulation AB, as such may be amended from time to time, or those Servicing Criteria otherwise mutually agreed to by EMC, the Master Servicer and the related Servicer in response to evolving interpretations of Regulation AB and incorporated into a revised Exhibit P.
 
Servicing Fee: As to each Mortgage Loan and any Distribution Date, an amount equal to 1/12th of the Servicing Fee multiplied by the unpaid principal balance of each such mortgage loan payable solely from interest collections, as of the Due Date in the month preceding the month in which such Distribution Date occurs.
 
Servicing Fee Rate: 0.339% per annum.
 
 
Servicing Modification: With respect to any Mortgage Loan that is in default or, in the reasonable judgment of the Master Servicer, as to which default is reasonably foreseeable, any modification which is effected by the Master Servicer in accordance with the terms of this Agreement which results in any change in the outstanding Stated Principal Balance, any change in the Mortgage Rate or any extension of the term of such Mortgage Loan.
 
Servicing Officer: Any officer of the related Servicer involved in, or responsible for, the administration and servicing of the Mortgage Loans as to which evidence reasonably acceptable to the Master Servicer, as applicable, of due authorization, by such party has been furnished from time to time to the Master Servicer.
 
Significance Estimate: With respect to any Distribution Date, and in accordance with Item 1115 of Regulation AB, shall be an amount determined based on the reasonable good-faith estimate by the Sponsor or its affiliate of the aggregate maximum probable exposure of the outstanding Certificates to the Yield Maintenance Agreement and Swap Agreement.
 
Significance Percentage: With respect to any Distribution Date, and in accordance with Item 1115 of Regulation AB, shall be an percentage equal to the Significance Estimate divided by the aggregate outstanding Certificate Principal Balance of the Class A Certificates and Class M Certificates, prior to the distribution of the Principal Distribution Amount on such Distribution Date.
 
Sponsor: EMC Mortgage Corporation, in its capacity as sponsor hereunder.
 
Startup Day: The Startup Day for each REMIC formed hereunder shall be the Closing Date.
 
Stated Principal Balance: With respect to any Mortgage Loan or related REO Property and any Distribution Date, the Cut-off Date Principal Balance thereof minus the sum of (i) the principal portion of the Scheduled Payments due with respect to such Mortgage Loan during each Due Period ending prior to such Distribution Date (and irrespective of any delinquency in their payment), (ii) all Principal Prepayments with respect to such Mortgage Loan received prior to or during the related Prepayment Period, and all Liquidation Proceeds to the extent applied by the related Servicer as recoveries of principal in accordance with Section 3.11 or the related Servicing Agreement with respect to such Mortgage Loan, that were received by the related Servicer as of the close of business on the last day of the Prepayment Period related to such Distribution Date and (iii) any Realized Losses on such Mortgage Loan incurred during the related Prepayment Period. The Stated Principal Balance of a Liquidated Loan equals zero.
 
Stepdown Date: The later to occur of (a) the Distribution Date in May 2009 and (b) the first Distribution Date on which the Current Specified Enhancement Percentage is greater than or equal to 19.10%.
 
Subordinated Certificates: The Class M Certificates, Class CE Certificates and Residual Certificates.
 
Subsequent Recoveries: As of any Distribution Date, amounts received by the Master Servicer (net of any related expenses permitted to be reimbursed pursuant to Section 5.09) or surplus amounts held by the Master Servicer and the related Servicer to cover estimated expenses (including, but not limited to, recoveries in respect of the representations and warranties made by the Seller pursuant to the Mortgage Loan Purchase Agreement) specifically related to a Mortgage Loan that was the subject of a liquidation or final disposition of any REO Property prior to the related Prepayment Period that resulted in a Realized Loss.
 
Subservicing Agreement: Any agreement entered into between a related Servicer and a subservicer with respect to the subservicing of any Mortgage Loan hereunder by such subservicer.
 
Substitution Adjustment Amount: The meaning ascribed to such term pursuant to Section 2.03(c).
 
Successor Master Servicer: The meaning ascribed to such term pursuant to Section 9.02.
 
Supplemental Interest Trust: The corpus of a trust created pursuant to Section 3.11 of this Agreement and designated as the “Supplemental Interest Trust,” consisting of the Swap Agreement, the Yield Maintenance Agreement, the Derivative Administration Agreement and the Derivative Account. For the avoidance of doubt, the Supplemental Interest Trust, the Swap Agreement, the Yield Maintenance Agreement, the Derivative Account and the Derivative Administration Agreement do not constitute parts of the Trust Fund or any REMIC.
 
Supplemental Interest Trust Trustee: U.S. Bank National Association, a national banking association not in its individual capacity but solely in its capacity as supplemental interest trust trustee under the Supplemental Interest Trust and any successor thereto, and any corporation or national banking association resulting from or surviving any consolidation or merger to which it or its successors may be a party and any successor supplemental interest trust trustee as may from time to time be serving as successor supplemental interest trust trustee.
 
Swap Agreement: The interest rate swap agreement between the Swap Provider and Supplemental Interest Trust Trustee, which agreement provides for Net Swap Payments and Swap Termination Payments to be paid, as provided therein, together with any schedules, confirmations or other agreements relating thereto, attached hereto as Exhibit M.
 
Swap LIBOR: For any Distribution Date, a per annum rate equal to the Floating Rate Option, as defined pursuant to the Swap Agreement for the related Calculation Period (as defined in the Swap Agreement).
 
Swap Optional Termination Payment: As defined in Section 11.01.
 
Swap Provider: The swap provider under the Swap Agreement either (a) entitled to receive payments from the Derivative Administrator from amounts payable by the Trust Fund under this Agreement or (b) required to make payments to the Derivative Administrator for payment to the Trust Fund as provided in the Derivative Administration Agreement, in either case pursuant to the terms of the Swap Agreement, and any successor in interest or assign. Initially, the Swap Provider shall be Bear Stearns Financial Products Inc.
 
Swap Provider Trigger Event: With respect to any Distribution Date, (i) an Event of Default under the Swap Agreement with respect to which the Swap Provider is a Defaulting Party, (ii) a Termination Event under the Swap Agreement with respect to which the Swap Provider is the sole Affected Party, or (iii) an Additional Termination Event under the Swap Agreement with respect to which the Swap Provider is the sole Affected Party.
 
Swap Termination Payment: Upon the designation of an “Early Termination Date” as defined in the Swap Agreement, the payment to be made by the Derivative Administrator to the Swap Provider from payments from the Trust Fund, or by the Swap Provider to the Derivative Administrator for payment to the Trust Fund, as applicable, pursuant to the terms of the Swap Agreement.
 
Tax Matters Person: The person designated as “tax matters person” in the manner provided under Treasury Regulation Sections 1.860F-4(d) and 301.6231(a)(7)-1T. The Holder of the greatest Percentage Interest in a Class of Residual Certificates shall be the Tax Matters Person for the related REMIC. The Securities Administrator, or any successor thereto or assignee thereof, shall serve as tax administrator hereunder and as agent for the related Tax Matters Person.
 
Transfer: Any direct or indirect transfer or sale of any Ownership Interest in a Certificate.
 
Transfer Affidavit: As defined in Section 7.02.
 
Trigger Event: With respect to any Distribution Date, a Trigger Event exists if (i) a Delinquency Event shall have occurred and be continuing or (ii) the aggregate amount of Realized Losses on the Mortgage Loans since the Cut-off Date as a percentage of the aggregate Cut-off Date Principal Balance of the Mortgage Loans exceeds the applicable percentages set forth below with respect to such Distribution Date:
 
Distribution Date
 
Percentage
     
May 2009 to April 2009
 
1.25%
May 2010 to April 2010
 
1.75%
May 2011 to April 2011
 
2.25%
May 2012 and thereafter
 
2.75%

Trust: As defined in Section 2.07.
 
Trust Fund: The corpus of the trust created hereunder consisting of (i) the Mortgage Loans and all interest accruing and principal due with respect thereto after the Cut-off Date to the extent not applied in computing the Cut-off Date Principal Balance thereof; (ii) the Distribution Account, the Class P Certificate Account, the Reserve Fund and the Protected Accounts maintained by the the Servicers and all amounts deposited therein pursuant to the applicable provisions of this Agreement and the related Servicing Agreement; (iii) property that secured a Mortgage Loan and has been acquired by foreclosure, deed in lieu of foreclosure or otherwise; (iv) the mortgagee’s rights under the Insurance Policies with respect to the Mortgage Loans; (v) the rights under the Derivative Administration Agreement relating to the Certificates; (vi) the rights under the Mortgage Loan Purchase Agreement; (vii) the rights under the related Servicing Agreement, the Impac Servicing Side Letter and Wells Fargo Assignment Agreement; and (viii) all proceeds of the foregoing, including proceeds of conversion, voluntary or involuntary, of any of the foregoing into cash or other liquid property.
 
Trustee: U.S. Bank National Association, a national banking association, solely in its capacity as trustee for the benefit of the Certificateholders under this Agreement, and any successor thereto, and any corporation or national banking association resulting from or surviving any consolidation or merger to which it or its successors may be a party and any successor trustee as may from time to time be serving as successor trustee hereunder.
 
Uncertificated Accrued Interest: With respect to each REMIC Regular Interest on each Distribution Date, an amount equal to one month’s interest at the related Uncertificated Pass-Through Rate on the related Uncertificated Principal Balance or related Uncertificated Notional Amount of such REMIC Regular Interest. In each case, Uncertificated Accrued Interest will be reduced by any Prepayment Interest Shortfalls and Relief Act Interest Shortfalls (allocated to such REMIC Regular Interests as set forth in Section 1.02).
 
Uncertificated Notional Amount: With respect to the Class CE Interest and any Distribution Date, an amount equal to the aggregate Uncertificated Principal Balance of the REMIC II Regular Interests (other than REMIC II Regular Interest P) for such Distribution Date.
 
With respect to REMIC II Regular Interest IO and each Distribution Date listed below, the aggregate Uncertificated Principal Balance of the REMIC I Regular Interests ending with the designation “A” listed below:
 
Distribution Date
 
REMIC I Regular Interests
1
 
I-1-A through I-60-A
2
 
I-2-A through I-60-A
3
 
I-3-A through I-60-A
4
 
I-4-A through I-60-A
5
 
I-5-A through I-60-A
6
 
I-6-A through I-60-A
7
 
I-7-A through I-60-A
8
 
I-8-A through I-60-A
9
 
I-9-A through I-60-A
10
 
I-10-A through I-60-A
11
 
I-11-A through I-60-A
12
 
I-12-A through I-60-A
13
 
I-13-A through I-60-A
14
 
I-14-A through I-60-A
15
 
I-15-A through I-60-A
16
 
I-16-A through I-60-A
17
 
I-17-A through I-60-A
18
 
I-18-A through I-60-A
19
 
I-19-A through I-60-A
20
 
I-20-A through I-60-A
21
 
I-21-A through I-60-A
22
 
I-22-A through I-60-A
23
 
I-23-A through I-60-A
24
 
I-24-A through I-60-A
25
 
I-25-A through I-60-A
26
 
I-26-A through I-60-A
27
 
I-27-A through I-60-A
28
 
I-28-A through I-60-A
29
 
I-29-A through I-60-A
30
 
I-30-A through I-60-A
31
 
I-31-A through I-60-A
32
 
I-32-A through I-60-A
33
 
I-33-A through I-60-A
34
 
I-34-A through I-60-A
35
 
I-35-A through I-60-A
36
 
I-36-A through I-60-A
37
 
I-37-A through I-60-A
38
 
I-38-A through I-60-A
39
 
I-39-A through I-60-A
40
 
I-40-A through I-60-A
41
 
I-41-A through I-60-A
42
 
I-42-A through I-60-A
43
 
I-43-A through I-60-A
44
 
I-44-A through I-60-A
45
 
I-45-A through I-60-A
46
 
I-46-A through I-60-A
47
 
I-47-A through I-60-A
48
 
I-48-A through I-60-A
49
 
I-49-A through I-60-A
50
 
I-50-A through I-60-A
51
 
I-51-A through I-60-A
52
 
I-52-A through I-60-A
53
 
I-53-A through I-60-A
54
 
I-54-A through I-60-A
55
 
I-55-A through I-60-A
56
 
I-56-A through I-60-A
57
 
I-57-A through I-60-A
58
 
I-58-A through I-60-A
59
 
I-59-A through I-60-A
60
 
I-60-A
thereafter
 
$0.00

With respect to the Class IO Interest and any Distribution Date, an amount equal to the Uncertificated Notional Amount of the REMIC II Regular Interest IO. With respect to REMIC VI Regular Interest IO, an amount equal to the Uncertificated Notional Amount of the Class IO Interest.
 
Uncertificated Pass-Through Rate: The Uncertificated REMIC I Pass-Through Rate and Uncertificated REMIC II Pass-Through Rate.
 
Uncertificated Principal Balance: The amount of REMIC Regular Interests, Class P Interest and Class CE Interest outstanding as of any date of determination. As of the Closing Date, the Uncertificated Principal Balance of each REMIC Regular Interest, Class P Interest and Class CE Interest shall equal the amount set forth in the Preliminary Statement hereto as its initial uncertificated principal balance. On each Distribution Date, the Uncertificated Principal Balance of the REMIC Regular Interests and Class P Interest shall be reduced by all distributions of principal made on such REMIC Regular Interests and Class P Interest on such Distribution Date pursuant to Section 6.07 and, if and to the extent necessary and appropriate, shall be further reduced on such Distribution Date by Realized Losses as provided in Section 6.05, and the Uncertificated Principal Balance of REMIC II Regular Interest ZZ shall be increased by interest deferrals as provided in Section 6.07(c)(1)(ii). The Uncertificated Principal Balance of each REMIC Regular Interest, Class P Interest and Class CE Interest shall never be less than zero. With respect to the Class CE Interest as of any date of determination, an amount equal to the excess, if any, of (A) the then aggregate Uncertificated Principal Balance of the REMIC II Regular Interests over (B) the then aggregate Certificate Principal Balance of the Class A Certificates and the Class M Certificates and the Uncertificated Principal Balance of the Class P Interest then outstanding.
 
Uncertificated REMIC I Pass-Through Rate: With respect to REMIC I Regular Interest I-Non-Swap and any Distribution Date, a per annum rate equal to the weighted average of the Net Mortgage Rates on the then outstanding Mortgage Loans, weighted based on the Stated Principal Balances of such Mortgage Loans as of the related Due Date prior to giving effect to any reduction in the Stated Principal Balances of such Mortgage Loans on such Due Date.
 
With respect to each REMIC I Regular Interest ending with the designation “A” and any Distribution Date, a per annum rate equal to the weighted average Net Mortgage Rate multiplied by 2, subject to a maximum rate of 10.1800% per annum. With respect to each REMIC I Regular Interest ending with the designation “B” and any Distribution Date, a per annum rate equal to the greater of (x) the excess, if any, of (A) 2 multiplied by the weighted average Net Mortgage Rate over (B) 10.1800% and (y) 0.00%.
 
With respect to each REMIC I Regular Interest P, 0.00%
 
Uncertificated REMIC II Pass-Through Rate: With respect to REMIC II Regular Interest AA, each REMIC II Regular Interest for which a Class A Certificate or Class M Certificate is the Corresponding Certificate and REMIC II Regular Interest ZZ, and any Distribution Date, a per annum rate equal to the weighted average of (x) the weighted average of the Uncertificated REMIC I Pass-Through Rates for the REMIC I Regular Interests ending with the designation “B” and REMIC I Regular Interest I-Non-Swap for such Distribution Date, weighted on the basis of the Uncertificated Principal Balances of each such REMIC I Regular Interests for such Distribution Date and (y) the weighted average of the rates listed below for the REMIC I Regular Interests ending with the designation “A” for such Distribution Date, weighted on the basis of the Uncertificated Principal Balances of each such REMIC I Regular Interest for such Distribution Date:
 
Distribution Date
REMIC I Regular Interest
Rate
1
I-1-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
     
2
I-2-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A
Uncertificated REMIC I Pass-Through Rate
3
I-3-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-2-A
Uncertificated REMIC I Pass-Through Rate
4
I-4-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-3-A
Uncertificated REMIC I Pass-Through Rate
5
I-5-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-4-A
Uncertificated REMIC I Pass-Through Rate
6
I-6-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-5-A
Uncertificated REMIC I Pass-Through Rate
7
I-7-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-6-A
Uncertificated REMIC I Pass-Through Rate
8
I-8-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-7-A
Uncertificated REMIC I Pass-Through Rate
9
I-9-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-8-A
Uncertificated REMIC I Pass-Through Rate
10
I-10-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-9-A
Uncertificated REMIC I Pass-Through Rate
11
I-11-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-10-A
Uncertificated REMIC I Pass-Through Rate
12
I-12-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-11-A
Uncertificated REMIC I Pass-Through Rate
13
I-13-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-12-A
Uncertificated REMIC I Pass-Through Rate
14
I-14-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-13-A
Uncertificated REMIC I Pass-Through Rate
15
I-15-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-14-A
Uncertificated REMIC I Pass-Through Rate
16
I-16-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-15-A
Uncertificated REMIC I Pass-Through Rate
17
I-17-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-16-A
Uncertificated REMIC I Pass-Through Rate
18
I-18-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-17-A
Uncertificated REMIC I Pass-Through Rate
19
I-19-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-18-A
Uncertificated REMIC I Pass-Through Rate
20
I-20-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-19-A
Uncertificated REMIC I Pass-Through Rate
21
I-21-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-20-A
Uncertificated REMIC I Pass-Through Rate
22
I-22-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-21-A
Uncertificated REMIC I Pass-Through Rate
23
I-23-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-22-A
Uncertificated REMIC I Pass-Through Rate
24
I-24-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-23-A
Uncertificated REMIC I Pass-Through Rate
25
I-25-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-24-A
Uncertificated REMIC I Pass-Through Rate
26
I-26-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-25-A
Uncertificated REMIC I Pass-Through Rate
27
I-27-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-26-A
Uncertificated REMIC I Pass-Through Rate
28
I-28-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-27-A
Uncertificated REMIC I Pass-Through Rate
29
I-29-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-28-A
Uncertificated REMIC I Pass-Through Rate
30
I-30-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-29-A
Uncertificated REMIC I Pass-Through Rate
31
I-31-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-30-A
Uncertificated REMIC I Pass-Through Rate
32
I-32-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-31-A
Uncertificated REMIC I Pass-Through Rate
33
I-33-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-32-A
Uncertificated REMIC I Pass-Through Rate
34
I-34-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-33-A
Uncertificated REMIC I Pass-Through Rate
35
I-35-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-34-A
Uncertificated REMIC I Pass-Through Rate
36
I-36-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-35-A
Uncertificated REMIC I Pass-Through Rate
37
I-37-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-36-A
Uncertificated REMIC I Pass-Through Rate
38
I-38-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-37-A
Uncertificated REMIC I Pass-Through Rate
39
I-39-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-38-A
Uncertificated REMIC I Pass-Through Rate
40
I-40-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-39-A
Uncertificated REMIC I Pass-Through Rate
41
I-41-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-40-A
Uncertificated REMIC I Pass-Through Rate
42
I-42-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-41-A
Uncertificated REMIC I Pass-Through Rate
43
I-43-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-42-A
Uncertificated REMIC I Pass-Through Rate
44
I-44-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-43-A
Uncertificated REMIC I Pass-Through Rate
45
I-45-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-44-A
Uncertificated REMIC I Pass-Through Rate
46
I-46-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-45-A
Uncertificated REMIC I Pass-Through Rate
47
I-47-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-46-A
Uncertificated REMIC I Pass-Through Rate
48
I-48-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-47-A
Uncertificated REMIC I Pass-Through Rate
49
I-49-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-48-A
Uncertificated REMIC I Pass-Through Rate
50
I-50-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-49-A
Uncertificated REMIC I Pass-Through Rate
51
I-51-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-50-A
Uncertificated REMIC I Pass-Through Rate
52
I-52-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-51-A
Uncertificated REMIC I Pass-Through Rate
53
I-53-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-52-A
Uncertificated REMIC I Pass-Through Rate
54
I-54-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-53-A
Uncertificated REMIC I Pass-Through Rate
55
I-55-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-54-A
Uncertificated REMIC I Pass-Through Rate
56
I-56-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-55-A
Uncertificated REMIC I Pass-Through Rate
57
I-57-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-56-A
Uncertificated REMIC I Pass-Through Rate
58
I-58-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-57-A
Uncertificated REMIC I Pass-Through Rate
59
I-59-A and I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-58-A
Uncertificated REMIC I Pass-Through Rate
60
I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-59-A
Uncertificated REMIC I Pass-Through Rate
thereafter
I-1-A through I-60-A
Uncertificated REMIC I Pass-Through Rate

With respect to REMIC II Regular Interest IO and any Distribution Date, a per annum rate equal to the excess of (x) the weighted average of the Uncertificated REMIC I Pass-Through Rates for REMIC I Regular Interests ending with the designation “A”, over (y) 2 multiplied by Swap LIBOR.
 
With respect to REMIC II Regular Interest P, 0.00%.
 
Unpaid Realized Loss Amount: With respect to any Class A Certificates and as to any Distribution Date, is the excess of Applied Realized Loss Amounts with respect to such Class over the sum of all distributions in reduction of the Applied Realized Loss Amounts on all previous Distribution Dates. Any amounts distributed to the Class A Certificates in respect of any Unpaid Realized Loss Amount shall not be applied to reduce the Certificate Principal Balance of such Class.
 
Voting Rights: The portion of the voting rights of all the Certificates that is allocated to any Certificate for purposes of the voting provisions hereunder. Voting Rights shall be allocated (i) 93% to the Class A Certificates and Class M Certificates, (ii) 3% to the Class CE Certificates until paid in full, (iii) 0.50% to each of the Class R-1 Certificates and Class R-2 Certificates, Class R-3 and (iv) 1% to each of the Class RX Certificates and Class P Certificates, with the allocation among the Certificates (other than the Class CE, Class P and Residual Certificates) to be in proportion to the Certificate Principal Balance of each Class relative to the Certificate Principal Balance of all other such Classes. Voting Rights will be allocated among the Certificates of each such Class in accordance with their respective Percentage Interests.
 
Wells Fargo: Wells Fargo Bank, N.A., and any successor thereto.
 
Wells Fargo Assignment Agreement: The Assignment, Assumption and Recognition Agreement, dated as of April 25, 2006, by and among the Sponsor, Wells Fargo and the Trustee evidencing the assignment of the Wells Fargo Servicing Agreement to the Trust, attached hereto as Exhibit T.
 
Wells Fargo Loans: Those Mortgage Loans subject to this Agreement which were purchased by the Sponsor from Impac and serviced by Wells Fargo pursuant to the Wells Fargo Servicing Agreement.
 
Wells Fargo Servicing Agreement: The Amended and Restated Master Seller’s Warranties and Servicing Agreement, dated as of November 1, 2005, by and between the Sponsor and Wells Fargo, as amended, attached hereto as Exhibit S, as modified by the Wells Fargo Assignment Agreement.
 
Yield Maintenance Agreement: The Yield Maintenance Agreement, dated April 25, 2006, between the Supplemental Interest Trust Trustee and Bear Stearns Financial Products Inc.
 
Yield Maintenance Agreement Provider: The yield maintenance agreement provider under the Yield Maintenance Agreement required to make payments to the Derivative Administrator for payment to the Trust Fund pursuant to the terms of the Derivative Administration Agreement, and any successor in interest or assign. Initially, the Yield Maintenance Agreement Provider shall be Bear Stearns Financial Products Inc.
 
Section 1.02  Allocation of Certain Interest Shortfalls. 
 
For purposes of calculating the amount of Current Interest for the Class A, Class M and Class CE Certificates for any Distribution Date, the aggregate amount of any Prepayment Interest Shortfalls (to the extent not covered by payments by the Master Servicer pursuant to Section 6.02) and any Relief Act Interest Shortfalls incurred in respect of the Mortgage Loans for any Distribution Date shall be allocated first, to the Class CE Interest based on, and to the extent of, one month’s interest at the then applicable respective Pass-Through Rate on the Uncertificated Notional Amount thereof and, thereafter, among the Class A Certificates and Class M Certificates, in each case on a pro rata basis based on, and to the extent of, one month’s interest at the then applicable respective Pass-Through Rates on the respective Certificate Principal Balances of each such Certificate.
 
For purposes of calculating the amount of Uncertificated Accrued Interest for the REMIC I Regular Interests for any Distribution Date, the aggregate amount of any Prepayment Interest Shortfalls (to the extent not covered by payments by the Master Servicer pursuant to Section 6.02) and any Relief Act Interest Shortfalls incurred shall be allocated first, to REMIC I Regular Interest I-Non-Swap and the REMIC I Regular Interests ending with the designation “B”, pro rata, based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC I Pass-Through Rates on the respective Uncertificated Principal Balances of each such REMIC I Regular Interest, and then, to the REMIC I Regular Interests ending with the designation “A”, pro rata, based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC I Pass-Through Rates on the respective Uncertificated Principal Balances of each such REMIC I Regular Interest.
 
For purposes of calculating the amount of Uncertificated Accrued Interest for the REMIC II Regular Interests for any Distribution Date, the aggregate amount of any Prepayment Interest Shortfalls (to the extent not covered by payments by the Master Servicer pursuant to Section 6.02) and any Relief Act Interest Shortfalls incurred in respect of the Mortgage Loans for any Distribution Date shall be allocated first, to Uncertificated Accrued Interest payable to REMIC II Regular Interest AA and REMIC II Regular Interest ZZ up to an aggregate amount equal to the REMIC II Interest Loss Allocation Amount, 98% and 2%, respectively, and thereafter among REMIC II Regular Interest AA, each REMIC II Regular Interest for which a Class A Certificate or Class M Certificate is the Corresponding Certificate and REMIC II Regular Interest ZZ, pro rata, based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC II Pass-Through Rates on the respective Uncertificated Principal Balances of each such REMIC II Regular Interest.
 
ARTICLE II

CONVEYANCE OF TRUST FUND
 
Section 2.01  Conveyance of Trust Fund. 
 
Pursuant to the Mortgage Loan Purchase Agreement, the Seller sold, transferred, assigned, set over and otherwise conveyed to the Depositor, without recourse, all the right, title and interest of the Seller in and to the assets sold by it in the Trust Fund.
 
The Seller has entered into this Agreement in consideration for the purchase of the Mortgage Loans by the Depositor pursuant to the Mortgage Loan Purchase Agreement and has agreed to take the actions specified herein.
 
The Depositor, concurrently with the execution and delivery hereof, hereby sells, transfers, assigns, sets over and otherwise conveys to the Trustee for the use and benefit of the Certificateholders, without recourse, all the right, title and interest of the Depositor in and to the Trust Fund.
 
In connection with such sale, the Depositor has delivered to, and deposited with, the Trustee or the Custodian, as its agent, the following documents or instruments with respect to each Mortgage Loan so assigned: (i) the original Mortgage Note, including any riders thereto, endorsed without recourse (A) in blank or to the order of “U.S. Bank National Association, as Trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2006-IM1,” or (B) in the case of a loan registered on the MERS system, in blank, and in each case showing an unbroken chain of endorsements from the original payee thereof to the Person endorsing it to the Trustee, (ii) the original Mortgage and, if the related Mortgage Loan is a MOM Loan, noting the presence of the MIN and language indicating that such Mortgage Loan is a MOM Loan, which shall have been recorded (or if the original is not available, a copy), with evidence of such recording indicated thereon (or if clause (x) in the proviso below applies, shall be in recordable form), (iii) unless the Mortgage Loan is a MOM Loan, the assignment (either an original or a copy, which may be in the form of a blanket assignment if permitted in the jurisdiction in which the Mortgaged Property is located) to the Trustee of the Mortgage with respect to each Mortgage Loan in the name of “U.S. Bank National Association, as Trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset Backed-Certificates, Series 2006-IM1,” which shall have been recorded (or if clause (x) in the proviso below applies, shall be in recordable form), (iv) an original or a copy of all intervening assignments of the Mortgage, if any, to the extent available to the Seller, with evidence of recording thereon, (v) the original policy of title insurance or mortgagee’s certificate of title insurance or commitment or binder for title insurance, if available, or a copy thereof, or, in the event that such original title insurance policy is unavailable, a photocopy thereof, or in lieu thereof, a current lien search on the related Mortgaged Property and (vi) originals or copies of all available assumption, modification or substitution agreements, if any; provided, however, that in lieu of the foregoing, the Seller may deliver the following documents, under the circumstances set forth below: (x) if any Mortgage, assignment thereof to the Trustee or intervening assignments thereof have been delivered or are being delivered to recording offices for recording and have not been returned in time to permit their delivery as specified above, the Depositor may deliver a true copy thereof with a certification by the Seller or the title company issuing the commitment for title insurance, on the face of such copy, substantially as follows: “Certified to be a true and correct copy of the original, which has been transmitted for recording”; and (y) in lieu of the Mortgage Notes relating to the Mortgage Loans identified in the list set forth in Exhibit I, the Depositor may deliver a lost note affidavit and indemnity and a copy of the original note, if available; and provided, further, however, that in the case of Mortgage Loans which have been prepaid in full after the Cut-off Date and prior to the Closing Date, the Depositor, in lieu of delivering the above documents, may deliver to the Trustee and the Custodian a certification of a Servicing Officer to such effect and in such case shall deposit all amounts paid in respect of such Mortgage Loans, in the Distribution Account on the Closing Date. In the case of the documents referred to in clause (x) above, the Depositor shall deliver such documents to the Trustee or the Custodian promptly after they are received.
 
The Sponsor shall cause, at its expense, the Mortgage and intervening assignments, if any, and to the extent required in accordance with the foregoing, the assignment of the Mortgage to the Trustee to be submitted for recording promptly after the Closing Date; provided that, the Sponsor need not cause to be recorded (a) any assignment in any jurisdiction under the laws of which, as evidenced by an Opinion of Counsel addressed to the Trustee delivered by the Sponsor to the Trustee and the Rating Agencies, the recordation of such assignment is not necessary to protect the Trustee’s interest in the related Mortgage Loan or (b) if MERS is identified on the Mortgage or on a properly recorded assignment of the Mortgage as the mortgagee of record solely as nominee for the Seller and its successors and assigns. In the event that the Seller, the Depositor, the Master Servicer or the Securities Administrator gives written notice to the Trustee that a court has recharacterized the sale of the Mortgage Loans as a financing, the Sponsor shall submit or cause to be submitted for recording as specified above or, should the Sponsor fail to perform such obligations, the Master Servicer shall cause such previously unrecorded assignment to be submitted for recording as specified above at the expense of the Trust. In the event a Mortgage File is released to the related Servicer as a result of such Person having completed a Request for Release, the Custodian shall, if not so completed, complete the assignment of the related Mortgage in the manner specified in clause (iii) above.
 
In connection with the assignment of any Mortgage Loan registered on the MERS® System, the Sponsor further agrees that it will cause, at the Sponsor’s own expense, within 30 days after the Closing Date, the MERS® System to indicate that such Mortgage Loans have been assigned by the Sponsor to the Depositor and by the Depositor to the Trustee in accordance with this Agreement for the benefit of the Certificateholders by including (or deleting, in the case of Mortgage Loans which are repurchased in accordance with this Agreement) in such computer files (a) the code in the field which identifies the specific Trustee and (b) the code in the field “Pool Field” which identifies the series of the Certificates issued in connection with such Mortgage Loans. The Sponsor further agrees that it will not, and will not permit the Master Servicer to, and the Master Servicer agrees that it will not, alter the codes referenced in this paragraph with respect to any Mortgage Loan during the term of this Agreement unless and until such Mortgage Loan is repurchased in accordance with the terms of this Agreement or the Mortgage Loan Purchase Agreement.
 
Section 2.02  Acceptance of the Mortgage Loans. 
 
(a)  Based on the Initial Certification received by it from the Custodian, the Trustee acknowledges receipt of, subject to the further review and exceptions reported by the Custodian pursuant to the procedures described below, the documents (or certified copies thereof) delivered to the Trustee or the Custodian on its behalf pursuant to Section 2.01 and declares that it holds and will continue to hold directly or through a custodian those documents and any amendments, replacements or supplements thereto and all other assets of the Trust Fund delivered to it in trust for the use and benefit of all present and future Holders of the Certificates. On the Closing Date, the Trustee or the Custodian on its behalf will deliver to the Sponsor and the Trustee an Initial Certification, in the form of Exhibit One to the Custodial Agreement, confirming whether or not it has received the Mortgage File for each Mortgage Loan, but without review of such Mortgage File, except to the extent necessary to confirm whether such Mortgage File contains the original Mortgage Note or a lost note affidavit and indemnity in lieu thereof. No later than 90 days after the Closing Date, the Trustee or the Custodian on its behalf shall, for the benefit of the Certificateholders, review each Mortgage File delivered to it and execute and deliver to the Sponsor and the Trustee and, if reviewed by the Custodian or the Trustee, an Interim Certifications, substantially in the form of Exhibit Two to the Custodial Agreement. In conducting such review, the Trustee or the Custodian on its behalf will ascertain whether all required documents have been executed and received and whether those documents relate, determined on the basis of the Mortgagor name, original principal balance and loan number, to the Mortgage Loans identified in Exhibit B to this Agreement, as supplemented (provided, however, that with respect to those documents described in subclauses (iv) and (vi) of Section 2.01, such obligations shall extend only to documents actually delivered pursuant to such subclauses). In performing any such review, the Trustee and the Custodian may conclusively rely on the purported due execution and genuineness of any such document and on the purported genuineness of any signature thereon. If the Trustee or the Custodian on its behalf finds any document constituting part of the Mortgage File not to have been executed or received, or to be unrelated to the Mortgage Loans identified in Exhibit B or to appear to be defective on its face, the Trustee or the Custodian on its behalf shall include such information in the exception report attached to the Interim Certification. The Sponsor shall correct or cure any such defect or, if prior to the end of the second anniversary of the Closing Date, the Sponsor may substitute for the related Mortgage Loan a Replacement Mortgage Loan, which substitution shall be accomplished in the manner and subject to the conditions set forth in Section 2.03 or shall deliver to the Trustee and the Securities Administrator an Opinion of Counsel addressed to the Trustee and the Securities Administrator to the effect that such defect does not materially or adversely affect the interests of the Certificateholders in such Mortgage Loan within 60 days from the date of notice from the Trustee of the defect and if the Sponsor fails to correct or cure the defect or deliver such opinion within such period, the Sponsor will, subject to Section 2.03, within 90 days from the notification of the Trustee purchase such Mortgage Loan at the Purchase Price; provided, however, that if such defect relates solely to the inability of the Sponsor to deliver the Mortgage, assignment thereof to the Trustee, or intervening assignments thereof with evidence of recording thereon because such documents have been submitted for recording and have not been returned by the applicable jurisdiction, the Sponsor shall not be required to purchase such Mortgage Loan if the Sponsor delivers such documents promptly upon receipt, but in no event later than 360 days after the Closing Date.
 
(b)  No later than 180 days after the Closing Date, the Trustee or the Custodian on its behalf will review, for the benefit of the Certificateholders, the Mortgage Files and will execute and deliver or cause to be executed and delivered to the Sponsor and the Trustee and, if reviewed by the Custodian or the Trustee, a Final Certification, substantially in the form of Exhibit Three to the Custodial Agreement. In conducting such review, the Trustee or the Custodian on its behalf will ascertain whether each document required to be recorded has been returned from the recording office with evidence of recording thereon and the Trustee or the Custodian on its behalf has received either an original or a copy thereof, as required in Section 2.01 (provided, however, that with respect to those documents described in subclauses (iv) and (vi) of Section 2.01, such obligations shall extend only to documents actually delivered pursuant to such subclauses). If the Trustee or the Custodian on its behalf finds any document with respect to a Mortgage Loan has not been received, or to be unrelated, determined on the basis of the Mortgagor name, original principal balance and loan number, to the Mortgage Loans identified in Exhibit B or to appear defective on its face, the Trustee or the Custodian on its behalf shall note such defect in the exception report attached to the Final Certification and shall promptly notify the Sponsor. The Sponsor shall correct or cure any such defect or, if prior to the end of the second anniversary of the Closing Date, the Sponsor may substitute for the related Mortgage Loan a Replacement Mortgage Loan, which substitution shall be accomplished in the manner and subject to the conditions set forth in Section 2.03 or shall deliver to the Trustee and the Securities Administrator an Opinion of Counsel addressed to the Trustee and the Securities Administrator to the effect that such defect does not materially or adversely affect the interests of Certificateholders in such Mortgage Loan within 60 days from the date of notice from the Trustee of the defect and if the Sponsor is unable within such period to correct or cure such defect, or to substitute the related Mortgage Loan with a Replacement Mortgage Loan or to deliver such opinion, the Sponsor shall, subject to Section 2.03, within 90 days from the notification of the Trustee, purchase such Mortgage Loan at the Purchase Price; provided, however, that if such defect relates solely to the inability of the Sponsor to deliver the Mortgage, assignment thereof to the Trustee or intervening assignments thereof with evidence of recording thereon, because such documents have not been returned by the applicable jurisdiction, the Sponsor shall not be required to purchase such Mortgage Loan, if the Sponsor delivers such documents promptly upon receipt, but in no event later than 360 days after the Closing Date. Notwithstanding anything to the contrary, the Trustee shall have no responsibility with respect to the custody or review of Mortgage Files held by the Custodian pursuant to the Custodial Agreement. The Trustee shall have no liability for the failure of the Custodian to perform its obligations under the Custodial Agreement.
 
(c)  In the event that a Mortgage Loan is purchased by the Sponsor in accordance with subsections 2.02(a) or (b) above or Section 2.03, the Sponsor shall remit the applicable Purchase Price to the Securities Administrator for deposit in the Distribution Account and shall provide written notice to the Securities Administrator and the Trustee detailing the components of the Purchase Price, signed by a Servicing Officer. Upon deposit of the Purchase Price in the Distribution Account and upon receipt of a Request for Release with respect to such Mortgage Loan, the Trustee or the Custodian will release to the Sponsor the related Mortgage File and the Trustee shall execute and deliver all instruments of transfer or assignment, without recourse, representation or warranty furnished to it by the Seller, as are necessary to vest in the title to and rights under the Mortgage Loan. Such purchase shall be deemed to have occurred on the date on which the deposit into the Distribution Account was made. The Trustee shall promptly notify the Rating Agencies of such repurchase. The obligation of the Sponsor to cure, repurchase or substitute for any Mortgage Loan as to which a defect in a constituent document exists shall be the sole remedies respecting such defect available to the Certificateholders or to the Trustee on their behalf.
 
(d)  The Sponsor shall deliver to the Trustee or the Custodian on its behalf, and Trustee agrees to accept the Mortgage Note and other documents constituting the Mortgage File with respect to any Replacement Mortgage Loan, which the Trustee or the Custodian will review as provided in subsections 2.02(a) and 2.02(b), provided, that the Closing Date referred to therein shall instead be the date of delivery of the Mortgage File with respect to each Replacement Mortgage Loan.
 
Section 2.03  Representations, Warranties and Covenants of the Sponsor. 
 
(a)  The Sponsor hereby represents and warrants to the Master Servicer, the Depositor, the Securities Administrator and the Trustee as follows, as of the Closing Date:
 
(i)  It is duly organized and is validly existing and in good standing under the laws of the State of Delaware and is duly authorized and qualified to transact any and all business contemplated by this Agreement to be conducted by it in any state in which a Mortgaged Property related to a Mortgage Loan is located or is otherwise not required under applicable law to effect such qualification to perform any of its other obligations under this Agreement in accordance with the terms hereof or thereof.
 
(ii)  It has the full corporate power and authority to service each Mortgage Loan, and to execute, deliver and perform, and to enter into and consummate the transactions contemplated by this Agreement and has duly authorized by all necessary corporate action on its part the execution, delivery and performance of this Agreement; and this Agreement, assuming the due authorization, execution and delivery hereof by the other parties hereto or thereto, as applicable, constitutes its legal, valid and binding obligation, enforceable against it in accordance with its terms, except that (a) the enforceability hereof may be limited by bankruptcy, insolvency, moratorium, receivership and other similar laws relating to creditors’ rights generally and (b) the remedy of specific performance and injunctive and other forms of equitable relief may be subject to equitable defenses and to the discretion of the court before which any proceeding therefor may be brought.
 
(iii)  The execution and delivery of this Agreement, the consummation of any other of the transactions contemplated by this Agreement, and the fulfillment of or compliance with the terms hereof and thereof are in its ordinary course of business and will not (A) result in a breach of any term or provision of its charter or by-laws or (B) conflict with, result in a breach, violation or acceleration of, or result in a default under, the terms of any other material agreement or instrument to which it is a party or by which it may be bound, or (C) constitute a violation of any statute, order or regulation applicable to it of any court, regulatory body, administrative agency or governmental body having jurisdiction over it; and it is not in breach or violation of any material indenture or other material agreement or instrument, or in violation of any statute, order or regulation of any court, regulatory body, administrative agency or governmental body having jurisdiction over it which breach or violation may materially impair its ability to perform or meet any of its obligations under this Agreement.
 
(iv)  No litigation is pending or, to the best of its knowledge, threatened, against it that would materially and adversely affect (a) the execution, delivery or enforceability of this Agreement, (b) or to perform any of its other obligations under this Agreement in accordance with the terms hereof, (c) its business operations, financial conditions, or properties or assets owned by it, or (d) its ability to carry on its business as now conducted.
 
(v)  No consent, approval, authorization or order of any court or governmental agency or body is required for its execution, delivery and performance of, or compliance with, this Agreement or the consummation of the transactions contemplated hereby or thereby, or if any such consent, approval, authorization or order is required, it has obtained the same.
 
(b)  Wells Fargo Bank, National Association, in its capacity as Master Servicer and Securities Administrator hereby represents and warrants to the Sponsor, the Depositor and the Trustee as follows, as of the Closing Date:
 
(i)  It is a national banking association duly formed, validly existing and in good standing under the laws of the United States of America and is duly authorized and qualified to transact any and all business contemplated by this Agreement to be conducted by the Master Servicer and the Securities Administrator and, is in compliance with the doing business laws of any state, to the extent necessary to ensure its ability to perform any of its other obligations under this Agreement in accordance with the terms hereof;
 
(ii)  It has the full corporate power and authority to execute, deliver and perform, and to enter into and consummate the transactions contemplated by this Agreement and has duly authorized by all necessary corporate action on its part the execution, delivery and performance of this Agreement; and this Agreement, assuming the due authorization, execution and delivery hereof by the other parties hereto, constitutes its legal, valid and binding obligation, enforceable against it in accordance with its terms, except that (a) the enforceability hereof may be limited by bankruptcy, insolvency, moratorium, receivership and other similar laws relating to creditors’ rights generally and (b) the remedy of specific performance and injunctive and other forms of equitable relief may be subject to equitable defenses and to the discretion of the court before which any proceeding therefor may be brought.
 
(iii)  The execution and delivery of this Agreement by it, the consummation of any other of the transactions contemplated by this Agreement, and the fulfillment of or compliance with the terms hereof are in its ordinary course of business and will not (A) result in a material breach of any term or provision of its charter or by-laws or (B) materially conflict with, result in a material breach, violation or acceleration of, or result in a material default under, the terms of any other material agreement or instrument to which it is a party or by which it may be bound, or (C) constitute a material violation of any statute, order or regulation applicable to it of any court, regulatory body, administrative agency or governmental body having jurisdiction over it; and it is not in breach or violation of any material indenture or other material agreement or instrument, or in violation of any statute, order or regulation of any court, regulatory body, administrative agency or governmental body having jurisdiction over it which breach or violation may materially impair its ability to perform or meet any of its obligations under this Agreement.
 
(iv)  No litigation is pending or, to the best of its knowledge, threatened, against it that would materially and adversely affect the execution, delivery or enforceability of this Agreement or its ability to perform any of its other obligations under this Agreement in accordance with the terms hereof.
 
(v)  No consent, approval, authorization or order of any court or governmental agency or body is required for its execution, delivery and performance of, or compliance with, this Agreement or the consummation of the transactions contemplated hereby, or if any such consent, approval, authorization or order is required, it has obtained the same.
 
With respect to each Mortgage Loan as of the Closing Date (or such other date as may be specified in Section 7 of the Mortgage Loan Purchase Agreement), the Seller hereby remakes and restates each of the representations and warranties set forth in Section 7 of the Mortgage Loan Purchase Agreement to the Depositor and the Trustee to the same extent as if fully set forth herein.
 
(c)  Upon discovery by any of the parties hereto of a breach of a representation or warranty set forth in the Mortgage Loan Purchase Agreement with respect to the Mortgage Loans that materially and adversely affects the interests of the Certificateholders in any Mortgage Loan, the party discovering such breach shall give prompt written notice thereof to the other parties to this Agreement. The Seller hereby covenants, with respect to the representations and warranties set forth in the Mortgage Loan Purchase Agreement with respect to the Mortgage Loans, that within 90 days of the discovery of a breach of any representation or warranty set forth therein that materially and adversely affects the interests of the Certificateholders in any Mortgage Loan, it shall cure such breach in all material respects and, if such breach is not so cured, (i) if such 90 day period expires prior to the second anniversary of the Closing Date, remove such Mortgage Loan (a “Deleted Mortgage Loan”) from the Trust Fund and substitute in its place a Replacement Mortgage Loan, in the manner and subject to the conditions set forth in this Section; or (ii) repurchase the affected Mortgage Loan or Mortgage Loans from the Trustee at the Purchase Price in the manner set forth below; provided that any such substitution pursuant to (i) above or repurchase pursuant to (ii) above shall not be effected prior to the delivery to the Trustee and the Securities Administrator of an Opinion of Counsel if required by Section 2.05 hereof and any such substitution pursuant to (i) above shall not be effected prior to the additional delivery to the Custodian of a Request for Release. The Seller shall, or cause the Servicer to, furnish to the Securities Administrator and the Trustee the Officer’s Certificate required under Section 2.03(c) relating to such cure. If the Trustee has received (or has given, as the case may be) written notice of such a breach of a representation or warranty, the Trustee shall give prompt written notice to the Master Servicer, the Securities Administrator and the Seller, if within 90 days of its receipt (or giving, as the case may be) of such notice of breach, the Trustee does not receive an Officer’s Certificate as described in the preceding sentence certifying as to the cure of such breached representation or warranty. The Seller shall promptly reimburse the Trustee for any expenses reasonably incurred by the Trustee in respect of enforcing the remedies for such breach. To enable the Seller to amend the Mortgage Loan Schedule, the Seller shall, unless it cures such breach in a timely fashion pursuant to this Section 2.03, promptly notify the Trustee whether it intends either to repurchase, or to substitute for, the Mortgage Loan affected by such breach. With respect to the representations and warranties with respect to the Mortgage Loans that are made to the best of the Seller’s knowledge, if it is discovered by any of the Depositor, the Master Servicer, the Securities Administrator, the Seller, the Trustee or the Custodian that the substance of such representation and warranty is inaccurate and such inaccuracy materially and adversely affects the value of the related Mortgage Loan, notwithstanding the Seller’s lack of knowledge with respect to the substance of such representation or warranty, the Seller shall nevertheless be required to cure, substitute for or repurchase the affected Mortgage Loan in accordance with the foregoing.
 
With respect to any Replacement Mortgage Loan or Loans, the Seller (pursuant to the Mortgage Loan Purchase Agreement) shall deliver to the Trustee or the Custodian on its behalf for the benefit of the Certificateholders such documents and agreements as are required by Section 2.01. No substitution will be made in any calendar month after the Determination Date for such month. Notwithstanding the foregoing, such substitution must be done within two years of the Closing Date. Scheduled Payments due with respect to Replacement Mortgage Loans in the Due Period related to the Distribution Date on which such proceeds are to be distributed shall not be part of the Trust Fund and will be retained by the Seller. For the month of substitution, distributions to Certificateholders will include the Scheduled Payment due on any Deleted Mortgage Loan for the related Due Period and thereafter the Seller shall be entitled to retain all amounts received in respect of such Deleted Mortgage Loan. The Seller shall amend the Mortgage Loan Schedule for the benefit of the Certificateholders to reflect the removal of such Deleted Mortgage Loan and the substitution of the Replacement Mortgage Loan or Loans and the Seller shall deliver the amended Mortgage Loan Schedule to the Trustee, the Master Servicer, the Securities Administrator and the Custodian. Upon such substitution, the Replacement Mortgage Loan or Loans shall be subject to the terms of this Agreement in all respects, and the Seller shall be deemed to have made with respect to such Replacement Mortgage Loan or Loans, as of the date of substitution, the representations and warranties set forth in Section 7 or Section 8 of the Mortgage Loan Purchase Agreement with respect to such Mortgage Loan. Upon any such substitution and the deposit into the Distribution Account of the amount required to be deposited therein in connection with such substitution as described in the following paragraph and receipt by the Custodian of a Request for Release for such Mortgage Loan, the Custodian shall release to the Seller the Mortgage File relating to such Deleted Mortgage Loan and held for the benefit of the Certificateholders and the Trustee shall execute and deliver at the Seller’s direction such instruments of transfer or assignment as have been prepared by the Seller in each case without recourse, representation or warranty as shall be necessary to vest in the Seller or its respective designee, title to the Trustee’s interest in any Deleted Mortgage Loan substituted for pursuant to this Section 2.03.
 
For any month in which the Seller substitutes one or more Replacement Mortgage Loans for a Deleted Mortgage Loan, the Master Servicer will determine the amount (if any) by which the aggregate principal balance of all the Replacement Mortgage Loans as of the date of substitution is less than the Stated Principal Balance (after application of the principal portion of the Scheduled Payment due in the month of substitution) of such Deleted Mortgage Loan. An amount equal to the aggregate of such deficiencies, described in the preceding sentence for any Distribution Date (such amount, the “Substitution Adjustment Amount”) shall be deposited into the Distribution Account, by the Seller delivering such Replacement Mortgage Loan on the Determination Date for the Distribution Date relating to the Prepayment Period during which the related Mortgage Loan became required to be purchased or replaced hereunder.
 
In the event that the Seller shall have repurchased a Mortgage Loan, the Purchase Price therefor shall be deposited into the Distribution Account maintained by the Master Servicer, on the Determination Date for the Distribution Date in the month following the month during which the Seller became obligated to repurchase or replace such Mortgage Loan and upon such deposit of the Purchase Price, the delivery of an Opinion of Counsel if required by Section 2.05 and the receipt of a Request for Release, the Custodian shall release the related Mortgage File held for the benefit of the Certificateholders to the Seller and the Trustee shall execute and deliver at such Person’s direction the related instruments of transfer or assignment prepared by the Seller, in each case without recourse, as shall be necessary to transfer title from the Trustee for the benefit of the Certificateholders and transfer the Trustee’s interest to the Seller to any Mortgage Loan purchased pursuant to this Section 2.03. In connection with any repurchase or substitution of a Mortgage Loan or the cure of a breach of a representation or warranty set forth in Section 7 of the Mortgage Loan Purchase Agreement pursuant to this Section 2.03, the Seller shall promptly furnish to the Securities Administrator and the Trustee an officer’s certificate, signed by a duly authorized officer of the Seller to the effect that such repurchase, substitution or cure has been made in accordance with the terms and conditions of this Agreement and that all conditions precedent to such repurchase, substitution or cure have been satisfied, including the delivery to the Securities Administrator of the Purchase Price or Substitution Adjustment Amount, as applicable, for deposit into the Distribution Account, together with copies of any Opinion of Counsel required to be delivered pursuant to this Agreement and the related Request for Release, in which the Securities Administrator and the Trustee may rely. Solely for purposes of the Securities Administrator providing an Assessment of Compliance, upon receipt of such documentation, the Securities Administrator shall approve such repurchase, substitution or cure, as applicable, and which approval shall consist solely of the Securities Administrator’s receipt of such documentation and deposits. It is understood and agreed that the obligation under this Agreement of the Seller to cure the breach of a representation or warranty set forth in Section 7 of the Mortgage Loan Purchase Agreement or to repurchase or replace any Mortgage Loan as to which a breach has occurred and is continuing shall constitute the sole remedies against the Seller respecting such breach available to Certificateholders, the Depositor or the Trustee.
 
(d)  The representations and warranties set forth in this Section 2.03 hereof shall survive delivery of the respective Mortgage Loans and Mortgage Files to the Trustee or the Custodian for the benefit of the Certificateholders.
 
Section 2.04  Representations and Warranties of the Depositor. 
 
The Depositor hereby represents and warrants to the Master Servicer, the Securities Administrator and the Trustee as follows, as of the date hereof and as of the Closing Date:
 
(i)  The Depositor is duly organized and is validly existing as a limited liability company in good standing under the laws of the State of Delaware and has full power and authority necessary to own or hold its properties and to conduct its business as now conducted by it and to enter into and perform its obligations under this Agreement.
 
(ii)  The Depositor has the full power and authority to execute, deliver and perform, and to enter into and consummate the transactions contemplated by, this Agreement and has duly authorized, by all necessary corporate action on its part, the execution, delivery and performance of this Agreement, assuming the due authorization, execution and delivery hereof by the other parties hereto, constitutes a legal, valid and binding obligation of the Depositor, enforceable against the Depositor in accordance with its terms, subject, as to enforceability, to (i) bankruptcy, insolvency, reorganization, moratorium and other similar laws affecting creditors’ rights generally and (ii) general principles of equity, regardless of whether enforcement is sought in a proceeding in equity or at law.
 
(iii)  The execution and delivery of this Agreement by the Depositor, the consummation of the transactions contemplated by this Agreement, and the fulfillment of or compliance with the terms hereof and thereof are in the ordinary course of business of the Depositor and will not (A) result in a material breach of any term or provision of the certificate of formation or limited liability company agreement of the Depositor or (B) conflict with, result in a breach, violation or acceleration of, or result in a default under, the terms of any other material agreement or instrument to which the Depositor is a party or by which it may be bound or (C) constitute a violation of any statute, order or regulation applicable to the Depositor of any court, regulatory body, administrative agency or governmental body having jurisdiction over the Depositor; and the Depositor is not in breach or violation of any material indenture or other material agreement or instrument, or in violation of any statute, order or regulation of any court, regulatory body, administrative agency or governmental body having jurisdiction over it which breach or violation may materially impair the Depositor’s ability to perform or meet any of its obligations under this Agreement.
 
(iv)  No litigation is pending, or, to the best of the Depositor’s knowledge, threatened, against the Depositor that would materially and adversely affect the execution, delivery or enforceability of this Agreement or the ability of the Depositor to perform its obligations under this Agreement in accordance with the terms hereof or thereof.
 
(v)  No consent, approval, authorization or order of any court or governmental agency or body is required for the execution, delivery and performance by the Depositor of, or compliance by the Depositor with this Agreement or the consummation of the transactions contemplated hereby or thereby, or if any such consent, approval, authorization or order is required, the Depositor has obtained the same; and
 
(vi)  The Depositor has filed all reports required to be filed by Section 13 or Section 15(d) of the Exchange Act during the preceding 12 months (or for such shorter period that the Depositor was required to file such reports) and it has been subject to such filing requirements for the past 90 days.
 
The Depositor hereby represents and warrants to the Trustee as of the Closing Date, following the transfer of the Mortgage Loans to it by the Seller, the Depositor had good title to the Mortgage Loans and the related Mortgage Notes were subject to no offsets, claims, defenses or counterclaims.
 
It is understood and agreed that the representations and warranties set forth in this Section 2.04 shall survive delivery of the Mortgage Files to the Trustee or the Custodian for the benefit of the Certificateholders. Upon discovery by the Depositor or the Trustee of a breach of such representations and warranties, the party discovering such breach shall give prompt written notice to the others and to each Rating Agency.
 
Section 2.05  Delivery of Opinion of Counsel in Connection with Substitutions and Repurchases. 
 
(a)  Notwithstanding any contrary provision of this Agreement, with respect to any Mortgage Loan that is not in default or as to which default is not reasonably foreseeable, no repurchase or substitution pursuant to Sections 2.02 or 2.03 shall be made unless the Sponsor delivers to the Trustee and the Securities Administrator an Opinion of Counsel, addressed to the Trustee and the Securities Administrator, to the effect that such repurchase or substitution would not (i) result in the imposition of the tax on “prohibited transactions” of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI or contributions after the Closing Date, as defined in Sections 860F(a)(2) and 860G(d) of the Code, respectively, or (ii) cause any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI to fail to qualify as a REMIC at any time that any Certificates are outstanding. Any Mortgage Loan as to which repurchase or substitution was delayed pursuant to this paragraph shall be repurchased or the substitution therefor shall occur (subject to compliance with Sections 2.02 or 2.03) upon the earlier of (a) the occurrence of a default or a default becoming reasonably foreseeable with respect to such Mortgage Loan and (b) receipt by the Trustee and the Securities Administrator of an Opinion of Counsel addressed to the Trustee and the Securities Administrator to the effect that such repurchase or substitution, as applicable, will not result in the events described in clause (i) or clause (ii) of the preceding sentence.
 
(b)  Upon discovery by the Depositor, the Sponsor or the Master Servicer that any Mortgage Loan does not constitute a “qualified mortgage” within the meaning of section 860G(a)(3) of the Code, the party discovering such fact shall promptly (and in any event within 5 Business Days of discovery) give written notice thereof to the other parties and the Trustee and the Securities Administrator. In connection therewith, the Sponsor at it’s option shall either (i) substitute, if the conditions in Section 2.03 with respect to substitutions are satisfied, a Replacement Mortgage Loan for the affected Mortgage Loan, or (ii) repurchase the affected Mortgage Loan within 90 days of such discovery in the same manner as it would a Mortgage Loan for a breach of representation or warranty in accordance with Section 2.03. The Trustee shall reconvey to the Sponsor the Mortgage Loan to be released pursuant hereto (and the Custodian shall deliver the related Mortgage File) in the same manner, and on the same terms and conditions, as it would a Mortgage Loan repurchased for breach of a representation or warranty in accordance with Section 2.03.
 
Section 2.06  Countersignature and Delivery of Certificates. 
 
(a)  The Trustee acknowledges the sale, transfer and assignment to it of the Trust Fund and, concurrently with such transfer and assignment, and the Securities Administrator has executed, countersigned and delivered, to or upon the order of the Depositor, the Certificates in authorized denominations evidencing the entire ownership of the Trust Fund. The Trustee agrees to hold the Trust Fund and exercise the rights referred to above for the benefit of all present and future Holders of the Certificates and to perform the duties set forth in this Agreement in accordance with its terms.
 
(b)  The Depositor concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the REMIC I Regular Interests and the other assets of REMIC II for the benefit of the holders of the REMIC II Regular Interests and the Class R-2 Certificates. The Trustee acknowledges receipt of the REMIC I Regular Interests (which are uncertificated) and the other assets of REMIC II and declares that it holds and will hold the same in trust for the exclusive use and benefit of the holders of the REMIC II Regular Interests and the Class R-2 Certificates.
 
(c)  The Depositor concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the REMIC II Regular Interests and the other assets of REMIC III for the benefit of the holders of the REMIC III Regular Interests and the Class R-3 Certificates. The Trustee acknowledges receipt of the REMIC II Regular Interests (which are uncertificated) and the other assets of REMIC III and declares that it holds and will hold the same in trust for the exclusive use and benefit of the holders of the REMIC III Regular Interests and the Class R-3 Certificates.
 
(d)  The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the Class CE Interest for the benefit of the Holders of the REMIC IV Certificates. The Trustee acknowledges receipt of the Class CE Interest (which is uncertificated) and declares that it holds and will hold the same in trust for the exclusive use and benefit of the Holders of the REMIC IV Certificates.
 
(e)  The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the Class P Interest for the benefit of the Holders of the REMIC V Certificates. The Trustee acknowledges receipt of the Class P Interest (which is uncertificated) and declares that it holds and will hold the same in trust for the exclusive use and benefit of the Holders of the REMIC V Certificates.
 
(f)  The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the Class IO Interest for the benefit of the holders of the REMIC VI Interests. The Trustee acknowledges receipt of the Class IO Interest (which is uncertificated) and declares that it holds and will hold the same in trust for the exclusive use and benefit of the holders of the REMIC VI Interests.
 
Section 2.07  Purposes and Powers of the Trust. 
 
The purpose of the common law trust, as created hereunder, is to engage in the following activities:
 
(a)  acquire and hold, as set forth in this Agreement, the Mortgage Loans and the other assets of the Trust Fund and the proceeds therefrom for the benefit of the Certificateholders;
 
(b)  to issue the Certificates sold to the Depositor in exchange for the Mortgage Loans and any other assets of the Trust Fund;
 
(c)  to make distributions on the Certificates;
 
(d)  to engage in those activities that are necessary, suitable or convenient to accomplish the foregoing or are incidental thereto or connected therewith; and
 
(e)  subject to compliance with this Agreement, to engage in such other activities as may be required in connection with conservation of the Trust Fund and the making of distributions to the Certificateholders.
 
The Trust is hereby authorized to engage in the foregoing activities. Neither the Trustee nor the Master Servicer shall cause the Trust to engage in any activity other than in connection with the foregoing or other than as required or authorized by the terms of this Agreement while any Certificate is outstanding.
 
ARTICLE III
MASTER SERVICING OF THE MORTGAGE LOANS BY THE MASTER SERVICER
 
Section 3.01  Master Servicer. 
 
The Master Servicer shall, beginning on the Closing Date, supervise, monitor and oversee the obligation of the related Servicer to service and administer the related Mortgage Loans in accordance with the terms of the related Servicing Agreement and shall have full power and authority to do any and all things which it may deem necessary or desirable in connection with such master servicing. In performing its obligations hereunder, the Master Servicer shall act in a manner consistent with Accepted Master Servicing Practices. Furthermore, the Master Servicer shall oversee and consult with the related Servicer as necessary from time-to-time to carry out the Master Servicer’s obligations hereunder, shall receive and review certain reports, information and other data provided to the Master Servicer by the related Servicer and shall enforce the obligations, conditions, covenants, representations and warranties of the related Servicer to the extent set forth in the related Servicing Agreement. The Master Servicer shall monitor the related Servicer’s servicing activities with respect to each related Mortgage Loan, reconcile the results of such monitoring with such information described in the previous sentence and received by the Master Servicer on a monthly basis and coordinate corrective adjustments to the related Servicer’s and Master Servicer’s records, and based on such reconciled and corrected information, the Master Servicer shall provide such information to the Securities Administrator as shall be necessary in order for it to prepare any other information and statements required hereunder. The Master Servicer shall reconcile the results of its Mortgage Loan monitoring with the actual remittances of the related Servicer to the Securities Administrator pursuant to the related Servicing Agreement. The Master Servicer shall be entitled to conclusively rely on the related Mortgage Loan data provided by the related Servicer and shall have no liability for any errors in such Mortgage Loan data.
 
In addition to the foregoing, in connection with a modification of any Mortgage Loan by a Servicer, if the Master Servicer is unable to enforce the obligations of the Servicer with respect to such modification, the Master Servicer shall notify the Depositor of such Servicer’s failure to comply with the terms of the related Servicing Agreement. If the related Servicing Agreement requires the approval of the Master Servicer for a modification to a Mortgage Loan, the Master Servicer shall approve such modification if, based upon its receipt of written notification from the Servicer outlining the terms of such modification and appropriate supporting documentation, the Master Servicer determines that the modification is permitted under the terms of the Servicing Agreement and that any conditions to such modification set forth in the Servicing Agreement have been satisfied. Furthermore, if the Servicing Agreement requires the oversight and monitoring of loss mitigation measures with respect to the related Mortgage Loans, the Master Servicer will monitor any loss mitigation procedure or recovery action related to a defaulted Mortgage Loan (to the extent it receives notice of such from the related Servicer) and confirm that such loss mitigation procedure or recovery action is initiated, conducted and concluded in accordance with any timeframes and any other requirements set forth in the Servicing Agreement, and the Master Servicer shall notify the Depositor in any case in which the Master Servicer believes that the related Servicer is not complying with such timeframes and/or other requirements.
 
The related Servicer, the Trustee and the Securities Administrator shall provide access to the records and documentation in possession of the related Servicer, the Trustee or the Securities Administrator regarding the related Mortgage Loans and REO Property to the Certificateholders, the FDIC, and the supervisory agents and examiners of the FDIC, such access being afforded only upon reasonable prior written request and during normal business hours at the office of the related Servicer, the Trustee or the Securities Administrator; provided, however, that, unless otherwise required by law, neither the related Servicer, the Trustee nor the Securities Administrator shall be required to provide access to such records and documentation if the provision thereof would violate the legal right to privacy of any Mortgagor. The related Servicer, the Trustee and the Securities Administrator shall allow representatives of the above entities to photocopy any of the records and documentation and shall provide equipment for that purpose at a charge that covers the related Servicer’s, the Trustee’s or the Securities Administrator’s actual costs.
 
The Trustee shall execute and deliver to the related Servicer or the Master Servicer, as applicable, any court pleadings, requests for trustee’s sale or other documents necessary or desirable to (i) the foreclosure or trustee’s sale with respect to a Mortgaged Property; (ii) any legal action brought to obtain judgment against any Mortgagor on the Mortgage Note or security instrument; (iii) obtain a deficiency judgment against the Mortgagor; or (iv) enforce any other rights or remedies provided by the Mortgage Note or security instrument or otherwise available at law or equity.
 
Section 3.02  Monitoring of Servicers. 
 
(a)  The Master Servicer shall be responsible for reporting to the Trustee and the Depositor the compliance by each Servicer with its duties under the related Servicing Agreement. In the review of each Servicer’s activities, the Master Servicer may rely upon an officer’s certificate of the related Servicer (or similar document signed by an officer of the related Servicer) with regard to such Servicer’s compliance with the terms of its Servicing Agreement. In the event that the Master Servicer, in its judgment, determines that a Servicer (other than Wells Fargo) should be terminated in accordance with its Servicing Agreement, or that a notice should be sent pursuant to such Servicing Agreement with respect to the occurrence of an event that, unless cured, would constitute grounds for such termination, the Master Servicer shall notify the Depositor and the Trustee thereof and the Master Servicer shall issue such notice or take such other action as it deems appropriate. In the event that the Master Servicer, in its judgment, determines that Wells Fargo should be terminated in accordance with the Wells Fargo Servicing Agreement, or that a notice should be sent pursuant to the Wells Fargo Servicing Agreement with respect to the occurrence of an event that, unless cured, would constitute grounds for such termination, the Master Servicer shall notify the Depositor and the Trustee thereof in writing. Pursuant to its receipt of such written notification from the Master Servicer, the Trustee shall issue such notice of termination to Wells Fargo or take such other action as it deems appropriate.
 
(b)  The Master Servicer, for the benefit of the Trustee and the Certificateholders, shall enforce the obligations of the related Servicer under the related Servicing Agreement, and shall, in the event that a Servicer other than Wells Fargo fails to perform its obligations in accordance with the related Servicing Agreement, subject to the preceding paragraph, terminate the rights and obligations of such Servicer thereunder and act as servicer of the related Mortgage Loans or to cause the Trustee to enter into a new Servicing Agreement with a successor servicer selected by the Master Servicer; provided, however, it is understood and acknowledged by the parties hereto that there will be a period of transition (not to exceed 90 days) before the actual servicing functions can be fully transferred to such successor Servicer; provided further, if Impac has failed to advance or has failed to make a payment so that the Master Servicer has had to advance its own funds, then the Master Servicer may terminate Impac. In the event that Wells Fargo fails to perform its obligations in accordance with the related Servicing Agreement, subject to the preceding paragraph, the Master Servicer shall notify the Trustee in writing of such failure. Pursuant to its receipt of such notification from the Master Servicer, the Trustee shall terminate the rights and obligations of Wells Fargo under the related Servicing Agreement and enter in to a new Servicing Agreement with a successor Servicer selected by the Trustee or, in the case where it cannot find a successor servicer, it shall become the successor servicer; provided, however, it is understood and acknowledged by the parties hereto that there will be a period of transition (not to exceed 90 days) before the actual servicing functions can be fully transferred to such successor Servicer. In either event, such enforcement, including, without limitation, the legal prosecution of claims, termination of the related Servicing Agreement and the pursuit of other appropriate remedies, shall be in such form and carried out to such an extent and at such time as the Master Servicer (or in the case Wells Fargo is terminated as the Servicer, the Successor Servicer or the Trustee, as applicable) in its good faith business judgment, would require were it the owner of the related Mortgage Loans. The Master Servicer shall pay the costs of such enforcement at its own expense, subject to its right of reimbursement pursuant to this Agreement or the related Servicing Agreement provided that the Master Servicer shall not be required to prosecute or defend any legal action except to the extent that the Master Servicer shall have received reasonable indemnity for its costs and expenses in pursuing such action. In the event that Wells Fargo is terminated as the Servicer, the Trustee shall pay the costs of such enforcement at its own expense, subject to its right to be reimbursed for such costs from the Distribution Account pursuant to Section 3.03(c); provided that the Trustee shall not be required to prosecute or defend any legal action except to the extent that the Trustee shall have received reasonable indemnity for its costs and expenses in pursuing such action. Nothing herein shall impose any obligation on the part of the Trustee to assume or succeed to the duties or obligations of Wells Fargo as Servicer or the Master Servicer unless the Trustee has not been able to find a successor servicer or a successor master servicer.
 
(c)  In the event that Wells Fargo is terminated as Servicer, to the extent that the costs and expenses of the Trustee related to any termination of Wells Fargo, or the enforcement or prosecution of related claims, rights or remedies, or the appointment of a successor Servicer (including, without limitation, (i) all legal costs and expenses and all due diligence costs and expenses associated with an evaluation of the potential termination of the Wells Fargo as a result of an event of default by Wells Fargo and (ii) all costs and expenses associated with the complete transfer of servicing, including all servicing files and all servicing data and the completion, correction or manipulation of such servicing data as may be required by the successor Servicer to correct any errors or insufficiencies in the servicing data or otherwise to enable the successor Servicer to service the Mortgage Loans in accordance with the related Servicing Agreement) are not fully and timely reimbursed by Wells Fargo after such termination, the Trustee shall be entitled to reimbursement of such costs and expenses from the Distribution Account (which the Master Servicer hereby agrees to pay to the Trustee from the Distribution Account upon demand) or, to the extent not paid from such account, the Trustee shall be entitled to reimburse itself for such costs and expenses from the Distribution Account. In all other cases, to the extent that the costs and expenses of the Master Servicer related to any termination of a Servicer (other than Wells Fargo), appointment of a successor Servicer or the transfer and assumption of servicing by the Master Servicer with respect to the servicing Agreement (including, without limitation, (i) all legal costs and expenses and all due diligence costs and expenses associated with an evaluation of the potential termination of the Servicer as a result of an event of default by such Servicer and (ii) all costs and expenses associated with the complete transfer of servicing, including all servicing files and all servicing data and the completion, correction or manipulation of such servicing data as may be required by the successor servicer to correct any errors or insufficiencies in the servicing data or otherwise to enable the successor servicer to service the Mortgage Loans in accordance with the related Servicing Agreement) are not fully and timely reimbursed by the terminated Servicer, the Master Servicer or the Trustee, as applicable, shall be entitled to reimbursement of such costs and expenses from the Distribution Account, pursuant to Section 5.09.
 
(d)  The Master Servicer shall require each Servicer to comply with the remittance requirements and other obligations set forth in the related Servicing Agreement.
 
Section 3.03  Fidelity Bond. 
 
The Master Servicer, at its expense, shall (i) maintain in effect a blanket fidelity bond and an errors and omissions insurance policy, affording coverage with respect to all directors, officers, employees and other Persons acting on such Master Servicer’s behalf, and covering errors and omissions in the performance of the Master Servicer’s obligations hereunder or (ii) self insure if Wells Fargo Bank, National Association maintains with any Rating Agency the equivalent of a long term unsecured debt rating of “A”. The errors and omissions insurance policy and the fidelity bond referred to in (i) above shall be in such form and amount generally acceptable for entities serving as master servicers.
 
Section 3.04  Power to Act; Procedures. 
 
The Master Servicer shall master service the Mortgage Loans and shall have full power and authority, subject to the REMIC Provisions and the provisions of Article XI hereof, to do any and all things that it may deem necessary or desirable in connection with the master servicing and administration of the Mortgage Loans, including but not limited to the power and authority (i) to execute and deliver, on behalf of the Certificateholders, the Trustee and the Securities Administrator, customary consents or waivers and other instruments and documents, (ii) to consent to transfers of any Mortgaged Property and assumptions of the Mortgage Notes and related Mortgages, (iii) to collect any Insurance Proceeds and Liquidation Proceeds, and (iv) to effectuate foreclosure or other conversion of the ownership of the Mortgaged Property securing any Mortgage Loan, in each case, in accordance with the provisions of this Agreement and the related Servicing Agreement, as applicable; provided, however, that the Master Servicer shall not (and, consistent with its responsibilities under Section 3.02, shall not authorize the related Servicer to) knowingly or intentionally take any action, or fail to take (or fail to cause to be taken) any action, reasonably within its control and the scope of duties more specifically set forth herein, that, under the REMIC Provisions, if taken or not taken, as the case may be, would cause REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI to fail to qualify as a REMIC or result in the imposition of a tax upon the Trust Fund (including but not limited to the tax on prohibited transactions as defined in Section 860F(a)(2) of the Code and the tax on contributions to a REMIC set forth in Section 860G(d) of the Code) unless the Master Servicer has received an Opinion of Counsel (but not at the expense of the Master Servicer) to the effect that the contemplated action, or failure to take action, will not cause REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI to fail to qualify as a REMIC or result in the imposition of a tax upon REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI, as the case may be. The Trustee shall furnish the Master Servicer, upon written request from a Servicing Officer, with any powers of attorney empowering the Master Servicer or the related Servicer to execute and deliver instruments of satisfaction or cancellation, or of partial or full release or discharge, and to foreclose upon or otherwise liquidate Mortgaged Property, and to appeal, prosecute or defend in any court action relating to the Mortgage Loans or the Mortgaged Property, in accordance with the related Servicing Agreement and this Agreement, and the Trustee shall execute and deliver such other documents, as the Master Servicer may request, to enable the Master Servicer to master service and administer the Mortgage Loans and carry out its duties hereunder, in each case in accordance with Accepted Master Servicing Practices (and the Trustee shall have no liability for misuse of any such powers of attorney by the Master Servicer or the related Servicer). If the Master Servicer or the Trustee has been advised that it is likely that the laws of the state in which action is to be taken prohibit such action if taken in the name of the Trustee or that the Trustee would be adversely affected under the “doing business” or tax laws of such state if such action is taken in its name, the Master Servicer shall join with the Trustee in the appointment of a co-trustee pursuant to Section 10.11 hereof. In the performance of its duties hereunder, the Master Servicer shall be an independent contractor and shall not, except in those instances where it is taking action in the name of the Trust, be deemed to be the agent of the Trust.
 
Section 3.05  Due-on-Sale Clauses; Assumption Agreements. 
 
To the extent provided in this Agreement or the related Servicing Agreement, to the extent Mortgage Loans contain enforceable due-on-sale clauses, the Master Servicer shall enforce the obligation of the related Servicer to enforce such clauses in accordance with the related Servicing Agreement. If applicable law prohibits the enforcement of a due-on-sale clause or such clause is otherwise not enforced in accordance with this Agreement or the related Servicing Agreement, and, as a consequence, a Mortgage Loan is assumed, the original Mortgagor may be released from liability in accordance with the related Servicing Agreement.
 
Section 3.06  Documents, Records and Funds in Possession of Master Servicer and Servicer To Be Held for Trustee. 
 
(a) The Master Servicer shall transmit and the Servicer (to the extent required by the related Servicing Agreement) shall transmit to the Trustee or Custodian such documents and instruments coming into the possession of such Person from time to time as are required by the terms hereof, or in the case of the Servicer, the related Servicing Agreement, to be delivered to the Trustee or Custodian. Any funds received by the Master Servicer or the Servicer in respect of any Mortgage Loan or which otherwise are collected by the Master Servicer or by the Servicer as Liquidation Proceeds or Insurance Proceeds in respect of any Mortgage Loan shall be held for the benefit of the Trustee and the Certificateholders subject to the Master Servicer’s right to retain or withdraw from the Distribution Account, the Master Servicing Compensation and other amounts provided in this Agreement, and to the right of the Servicer to retain its Servicing Fee and other amounts as provided in the related Servicing Agreement. The Master Servicer and the related Servicer shall provide access to information and documentation regarding the Mortgage Loans to the Trustee, and their respective agents and accountants at any time upon reasonable request and during normal business hours, and to Certificateholders that are savings and loan associations, banks or insurance companies, the Office of Thrift Supervision, the FDIC and the supervisory agents and examiners of such Office and Corporation or examiners of any other federal or state banking or insurance regulatory authority if so required by applicable regulations of the Office of Thrift Supervision or other regulatory authority, such access to be afforded without charge but only upon reasonable request in writing and during normal business hours at the offices of the Master Servicer designated by it. In fulfilling such a request the Master Servicer shall not be responsible for determining the sufficiency of such information.
 
(b) All Mortgage Files and funds collected or held by, or under the control of, the Master Servicer, in respect of any Mortgage Loans, whether from the collection of principal and interest payments or from Liquidation Proceeds or Insurance Proceeds, shall be held by the Master Servicer for and on behalf of the Trustee and the Certificateholders and shall be and remain the sole and exclusive property of the Trustee; provided, however, that the Master Servicer and the Servicer shall be entitled to setoff against, and deduct from, any such funds any amounts that are properly due and payable to the Master Servicer or such Servicer under the related Servicing Agreement.
 
Section 3.07  Presentment of Claims and Collection of Proceeds. 
 
The Master Servicer shall (to the extent provided in this Agreement and the related Servicing Agreement) enforce the obligation of the Servicer to, prepare and present on behalf of the Trustee and the Certificateholders all claims under the Insurance Policies and take such actions (including the negotiation, settlement, compromise or enforcement of the insured’s claim) as shall be necessary to realize recovery under such policies. Any proceeds disbursed to the Master Servicer (or disbursed to the Servicer and remitted to the Master Servicer) in respect of such policies, bonds or contracts shall be promptly deposited in the Distribution Account upon receipt, except that any amounts realized that are to be applied to the repair or restoration of the related Mortgaged Property as a condition precedent to the presentation of claims on the related Mortgage Loan to the insurer under any applicable Insurance Policy need not be so deposited (or remitted).
 
Section 3.08  Realization Upon Defaulted Mortgage Loans. 
 
The Master Servicer shall enforce any obligation of the Servicer (to the extent set forth under the related Servicing Agreement, as applicable) to foreclose upon, repossess or otherwise comparably convert the ownership of Mortgaged Properties securing such of the Mortgage Loans as come into and continue in default and as to which no satisfactory arrangements can be made for collection of delinquent payments, all in accordance with the related Servicing Agreement, as applicable.
 
Section 3.09  Compensation of the Master Servicer. 
 
The Master Servicer shall be entitled to the Master Servicing Compensation on each Distribution Date as compensation for the performance of its obligations hereunder. The Master Servicer shall be required to pay all expenses incurred by it in connection with its activities hereunder and shall not be entitled to reimbursement therefor except as provided in this Agreement.
 
Section 3.10  REO Property. 
 
(a)  In the event the Trust Fund acquires ownership of any REO Property in respect of any related Mortgage Loan, the deed or certificate of sale shall be issued to the Trustee, or to its nominee, on behalf of the related Certificateholders. Subject to the three-year period below, the related Servicer shall, to the extent provided in the related Servicing Agreement, sell any REO Property as expeditiously as possible and in accordance with the provisions of the related Servicing Agreement. The Master Servicer shall enforce any obligations of the Servicer to protect and conserve such REO Property in the manner and to the extent required by the related Servicing Agreement, in accordance with the REMIC Provisions and in a manner that does not result in a tax on “net income from foreclosure property” or cause such REO Property to fail to qualify as “foreclosure property” within the meaning of Section 860G(a)(8) of the Code.
 
The Master Servicer shall, to the extent required by the related Servicing Agreement, enforce the obligation of the Servicer to deposit all funds collected and received in connection with the operation of any REO Property in the related Protected Account.
 
Section 3.11  Reserve Fund; Payments to and from Derivative Administrator; Supplemental Interest Trust. 
 
(a)  As of the Closing Date, the Securities Administrator shall establish and maintain in the name of the Supplemental Interest Trust, a separate trust for the benefit of the Holders of the Class A Certificates and Class M Certificates and the Swap Provider. The Supplemental Interest Trust shall hold the Swap Agreement, the Yield Maintenance Agreement, the Derivative Administration Agreement and Derivative Account. The Derivative Account shall be an Eligible Account, and funds on deposit therein shall be held separate and apart from, and shall not be commingled with, any other moneys, including, without limitation, other moneys of the Securities Administrator held pursuant to this Agreement. In performing its duties hereunder and under the Swap Agreement, Yield Maintenance Agreement and Derivative Administration Agreement, the Supplemental Interest Trust Trustee shall be entitled to the same rights, protections and indemnities as provided to the Securities Administrator hereunder.
 
(b)  On or before the Closing Date, the Securities Administrator shall establish a Reserve Fund on behalf of the Holders of the Certificates. On the Closing Date, the Depositor shall cause an amount equal to the Reserve Fund Deposit to be deposited into the Reserve Fund. The Reserve Fund must be an Eligible Account. The Reserve Fund shall be entitled “Reserve Fund, Wells Fargo Bank, National Association as Securities Administrator on behalf of U.S. Bank National Association as Trustee for the benefit of holders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2006-IM1”. The Securities Administrator shall deposit in the Reserve Fund all payments received from the Derivative Administrator that are payable to the Trust Fund pursuant to the Derivative Administration Agreement. On each Distribution Date the Securities Administrator shall remit such amounts received from the Derivative Administrator to the Holders of the Class A Certificates and Class M Certificates in the manner provided in clause (d) below. In addition, on each Distribution Date as to which there is a Basis Risk Shortfall Carry Forward Amount payable to any Class of Class A Certificates and/or Class M Certificates, the Securities Administrator shall deposit the amounts distributable pursuant to clauses (C) and (D) of Section 6.04(a)(3) into the Reserve Fund, and the Securities Administrator has been directed by the Class CE Certificateholder to distribute amounts in respect of the Basis Risk Shortfall Carry Forward Amount to the Holders of the Class A and/or Class M Certificates in the priorities set forth in clauses (C) and (D) of Section 6.04(a)(3). Any amount paid to the Holders of Class A Certificates and/or Class M Certificates pursuant to the preceding sentence in respect of the Basis Risk Shortfall Carry Forward Amount from amounts distributable pursuant to clauses (C) and (D) of Section 6.04(a)(3) shall be treated as distributed to the Class CE Certificateholder in respect of the Class CE Certificates and paid by the Class CE Certificateholder to the Holders of the Class A Certificates and/or Class M Certificates. Any payments to the Holders of the Class A Certificates and/or Class M Certificates in respect of Basis Risk Shortfall Carry Forward Amount, whether pursuant to the second preceding sentence or pursuant to subsection (d) below, shall not be payments with respect to a Regular Interest in a REMIC within the meaning of Code Section 860(G)(a)(1).
 
(c)  Net Swap Payments and Swap Termination Payments (other than Swap Termination Payments resulting from a Swap Provider Trigger Event and to the extent not paid by the Derivative Administrator on behalf of the Supplemental Interest Trust Trustee from any upfront payment received pursuant to any replacement interest rate swap agreement that may be entered into by the Supplemental Interest Trust Trustee) payable by the Derivative Administrator, on behalf of the Supplemental Interest Trust Trustee, to the Swap Provider pursuant to the Swap Agreement shall be deducted from Interest Funds, and to the extent of any such remaining amounts due, from Principal Funds, prior to any distributions to the Certificateholders. On or before each Distribution Date, such amounts shall be remitted to the Derivative Administrator, and deposited into the Derivative Account, first to make any Net Swap Payment owed to the Swap Provider pursuant to the Swap Agreement for such Distribution Date and for prior Distribution Dates, if any, and second to make any Swap Termination Payment (not due to a Swap Provider Trigger Event and to the extent not paid by the Derivative Administrator on behalf of the Supplemental Interest Trust Trustee from any upfront payment received pursuant to any replacement interest rate swap agreement that may be entered into by the Supplemental Interest Trust Trustee) owed to the Swap Provider pursuant to the Swap Agreement for such Distribution Date and for prior Distribution Dates, if any. In addition, the Securities Administrator shall remit to the Derivative Administrator for payment to the Swap Provider any Swap Termination Payment (which shall include any Net Swap Payment payable to the Swap Provider) payable under Section 11.01. For federal income tax purposes, such amounts paid to the Supplemental Interest Trust on each Distribution Date shall first be deemed paid to the Supplemental Interest Trust in respect of REMIC VI Regular Interest IO to the extent of the amount distributable on such REMIC VI Regular Interest IO on such Distribution Date, and any remaining amount shall be deemed paid to the Supplemental Interest Trust in respect of a Class IO Distribution Amount. Any Swap Termination Payment triggered by a Swap Provider Trigger Event owed to the Swap Provider pursuant to the Swap Agreement will be subordinated to distributions to the Holders of the Class A Certificates and Class M Certificates and shall be paid as set forth under Section 6.04(a)(3).
 
(d)  On or before each Distribution Date, Net Swap Payments payable by the Swap Provider pursuant to the Swap Agreement, and payments payable by the Yield Maintenance Agreement Provider under the Yield Maintenance Agreement, in each case to the Derivative Administrator, on behalf of the Supplemental Interest Trust Trustee, will be deposited by the Derivative Administrator, acting on behalf of the Supplemental Interest Trust Trustee, into the Derivative Account pursuant to the Derivative Administration Agreement. The Derivative Administrator shall, to the extent provided in the Derivative Administration Agreement, remit amounts on deposit in the Derivative Account to the Securities Administrator for deposit into the Reserve Fund. On each Distribution Date, to the extent required, the Securities Administrator shall withdraw such amounts from the Reserve Fund to distribute to the Certificates in the following order of priority:
 
(i)  first, to each Class of Class A Certificates, on a pro rata basis, to pay Current Interest and any Interest Carry Forward Amount to the extent due to the interest portion of a Realized Loss, in each case to the extent not fully paid pursuant to Section 6.04(a)(1);
 
(ii)  second, sequentially to the Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8 and Class M-9 Certificates, in that order, to pay Current Interest to the extent not fully paid pursuant to Section 6.04(a)(1) and any Interest Carry Forward Amount to the extent due to the interest portion of a Realized Loss;
 
(iii)  third, to pay first, to each Class of Class A Certificates, on a pro rata basis, based on the amount of Basis Risk Shortfall Carry Forward Amount for each such Class, and second, sequentially to the Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8 and Class M-9 Certificates, in that order, any Basis Risk Shortfall Carry Forward Amounts for such Distribution Date; and
 
(iv)  fourth, to pay as principal to the Class A Certificates and Class M Certificates to be applied as part of the Extra Principal Distribution Amount payable under Section 6.04(a)(2) to the extent that the Overcollateralization Amount is reduced below the Overcollateralization Target Amount, as a result of Realized Losses and to the extent not paid by Excess Spread pursuant to Section 6.04(a)(3) for such Distribution Date. For the avoidance of doubt, any amounts distributable pursuant to this clause (iv) shall be limited to rebuilding overcollateralization to the extent overcollateralization has been reduced through Realized Losses.
 
(e)  The Reserve Fund is an “outside reserve fund” within the meaning of Treasury Regulation Section 1.860G-2(h) and shall be an asset of the Trust Fund but not an asset of any REMIC. The Securities Administrator on behalf of the Trust shall be the nominal owner of the Reserve Fund. The Class CE Certificateholder shall be the beneficial owner of the Reserve Fund, subject to the power of the Securities Administrator to transfer amounts under Section 6.04. Amounts in the Reserve Fund shall, at the direction of the Class CE Certificateholder, be invested in Permitted Investments that mature no later than the Business Day prior to the next succeeding Distribution Date. All net income and gain from such investments shall be distributed to the Class CE Certificateholder, not as a distribution in respect of any interest in any REMIC, on such Distribution Date. All amounts earned on amounts on deposit in the Reserve Fund shall be taxable to the Class CE Certificateholder. Any losses on such investments shall be deposited in the Reserve Fund by the Class CE Certificateholder out of its own funds immediately as realized. The Derivative Account, which is created and maintained by the Derivative Administrator pursuant to the Derivative Administration Agreement, is an “outside reserve fund” within the meaning of Treasury Regulation Section 1.860G-2(h) and shall not be an asset of any REMIC created hereunder. The beneficial owner of the Derivative Account is identified, and other matters relating to the Derivative Account are addressed, in the Derivative Administration Agreement.
 
(f)  The Securities Administrator on behalf of the Trustee shall treat the Holders of Certificates (other than the Class P, Class CE and Class R Certificates) as having entered into a notional principal contract with respect to the Holders of the Class CE Certificates. Pursuant to each such notional principal contract, all Holders of Certificates (other than the Class P, Class CE and Class R Certificates) shall be treated as having agreed to pay, on each Distribution Date, to the Holder of the Class CE Certificates an aggregate amount equal to the excess, if any, of (i) the amount payable on such Distribution Date on the REMIC III Regular Interest corresponding to such Class of Certificates over (ii) the amount payable on such Class of Certificates on such Distribution Date (such excess, a “Class IO Distribution Amount”). A Class IO Distribution Amount payable from interest collections shall be allocated pro rata among such Certificates based on the excess of, with respect to each such Certificate, (i) the amount of interest otherwise payable to the REMIC III Regular Interest relating to such Certificate over (ii) the amount of interest payable to such Certificate at a per annum rate equal to the Net Rate Cap, and a Class IO Distribution Amount payable from principal collections shall be allocated to the most subordinate Class of Certificates with an outstanding principal balance to the extent of such balance. In addition, pursuant to such notional principal contract, the Holder of the Class CE Certificates shall be treated as having agreed to pay Basis Risk Shortfall Carry Forward Amounts to the Holders of the Certificates (other than the Class CE, Class P and Class R Certificates) in accordance with the terms of this Agreement. Any payments to the Certificates from amounts deemed received in respect of this notional principal contract shall not be payments with respect to a Regular Interest in a REMIC within the meaning of Code Section 860G(a)(1). However, any payment from the Certificates (other than the Class CE, Class P and Class R Certificates) of a Class IO Distribution Amount shall be treated for tax purposes as having been received by the Holders of such Certificates in respect of their interests in REMIC III and as having been paid by such Holders to the Derivative Administrator pursuant to the notional principal contract. Thus, each Certificate (other than the Class P and Class R Certificates) shall be treated as representing not only ownership of Regular Interests in REMIC III, but also ownership of an interest in, and obligations with respect to, a notional principal contract.
 
Section 3.12  Tax Treatment of Class IO Distribution Amounts in the Event of Resecuritization of Class A Certificates or Class M Certificates. 
 
In the event that any Class A Certificate or Class M Certificate is resecuritized in a REMIC (the “Resecuritization REMIC”), for federal income tax purposes, (i) payments on the REMIC III Regular Interest corresponding to such Class A Certificate or Class M Certificate shall, for the avoidance of doubt, be deemed to include the related Class IO Distribution Amount, and (ii) to the extent provided in the operative documents for the Resecuritization REMIC, (a) payments on the “regular interests” issued by the Resecuritization REMIC shall be deemed to include in the aggregate such Class IO Distribution Amount, and (b) such Class IO Distribution Amount shall be deemed paid to the holder of the Class CE Certificates pursuant to a notional principal contract entered into by the holders of one or more “regular interests” issued by the Resecuritization REMIC (“Resecuritization Holders”) and the Holder of the Class CE Certificates. In such event, Class IO Distribution Amounts deemed paid by Resecuritization Holders under clause (b) of the immediately preceding sentence shall be paid on behalf of such Holders pursuant to Section 3.11(c) hereof.
 
Section 3.13  Annual Statement as to Compliance. 
 
(a)  The Master Servicer and the Securities Administrator shall deliver (or otherwise make available) to the Depositor and the Securities Administrator not later than March 15th of each calendar year beginning in 2007, an Officer’s Certificate (an “Annual Statement of Compliance”) stating, as to each signatory thereof, that (i) a review of the activities of each such party during the preceding calendar year and of its performance under this Agreement or other applicable servicing agreement, has been made under such officer’s supervision and (ii) to the best of such officer’s knowledge, based on such review, such party has fulfilled all of its obligations under this Agreement or other applicable servicing agreement in all material respects throughout such year, or, if there has been a failure to fulfill any such obligation in any material respect, specifying each such failure known to such officer and the nature and status of the cure provisions thereof. Such Annual Statement of Compliance shall contain no restrictions or limitations on its use. The Master Servicer shall enforce the obligations of each Servicer, to the extent set forth in the related Servicing Agreement, to deliver a similar Annual Statement of Compliance by that Servicer to the Depositor and the Securities Administrator as described above as and when required with respect to the Master Servicer. In the event that certain servicing responsibilities with respect to any Mortgage Loan have been delegated by the Master Servicer, the Securities Administrator or a Servicer to a subservicer or subcontractor, each such entity shall cause such subservicer or subcontractor (and with respect to each Servicer, the Master Servicer shall enforce the obligation of such Servicer to the extent required under the related Servicing Agreement) to deliver a similar Annual Statement of Compliance by such subservicer or subcontractor to the Depositor and the Securities Administrator as described above as and when required with respect to the Master Servicer, the Securities Administrator or the related Servicer (as the case may be).
 
(b)  Failure of the Master Servicer to comply with this Section 3.13 (including with respect to the timeframes required herein) shall be deemed an Event of Default, and at the direction of the Depositor the Trustee shall, in addition to whatever rights the Trustee may have under this Agreement and at law or equity or to damages, including injunctive relief and specific performance, upon notice immediately terminate all of the rights and obligations of the Master Servicer under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Master Servicer for the same (but subject to the Master Servicer’s rights to payment of any Master Servicing Compensation and reimbursement of all amounts for which it is entitled to be reimbursed prior to the date of termination). Failure of the Securities Administrator to comply with this Section 3.13 (including with respect to the timeframes required in this Section) which failure results in a failure to timely file the related Form 10-K, shall be deemed a default and the Trustee at the direction of the Depositor shall, in addition to whatever rights the Trustee may have under this Agreement and at law or equity or to damages, including injunctive relief and specific performance, upon notice immediately terminate all of the rights and obligations of the Securities Administrator under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Securities Administrator for the same (but subject to the Securities Administrator’s rights to reimbursement of all amounts for which it is entitled to be reimbursed prior to the date of termination). This paragraph shall supersede any other provision in this Agreement or any other agreement to the contrary.
 
Section 3.14  Assessments of Compliance and Attestation Reports. 
 
Pursuant to Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122 of Regulation AB, each of the Servicer, the Master Servicer, the Securities Administrator and the Custodian (to the extent set forth in this Section) (each, an “Attesting Party”) shall deliver (or otherwise make available) to the Master Servicer, the Securities Administrator and the Depositor on or before March 15th of each calendar year beginning in 2007, a report regarding such Attesting Party’s assessment of compliance (an “Assessment of Compliance”) with the Servicing Criteria during the preceding calendar year. The Assessment of Compliance, as set forth in Regulation AB, must contain the following:
 
(a) A statement by an authorized officer of such Attesting Party of its authority and responsibility for assessing compliance with the Servicing Criteria applicable to the related Attesting Party;
 
(b) A statement by an authorized officer that such Attesting Party used the Servicing Criteria attached as Exhibit P hereto, and which will also be attached to the Assessment of Compliance, to assess compliance with the Servicing Criteria applicable to the related Attesting Party;
 
(c) An assessment by such officer of the related Attesting Party’s compliance with the applicable Servicing Criteria for the period consisting of the preceding calendar year, including disclosure of any material instance of noncompliance with respect thereto during such period, which assessment shall be based on the activities such Attesting Party performs with respect to asset-backed securities transactions taken as a whole involving the related Attesting Party, that are backed by the same asset type as the Mortgage Loans;
 
(d) A statement that a registered public accounting firm has issued an attestation report on the related Attesting Party’s Assessment of Compliance for the period consisting of the preceding calendar year; and
 
(e) A statement as to which of the Servicing Criteria, if any, are not applicable to the related Attesting Party, which statement shall be based on the activities such Attesting Party performs with respect to asset-backed securities transactions taken as a whole involving such Attesting Party, that are backed by the same asset type as the Mortgage Loans.
 
Such report at a minimum shall address each of the Servicing Criteria specified on Exhibit P hereto which are indicated as applicable to the related Attesting Party.
 
On or before March 15th of each calendar year beginning in 2007, each Attesting Party shall furnish to the Master Servicer, the Depositor and the Securities Administrator a report (an “Attestation Report”) by a registered public accounting firm that attests to, and reports on, the Assessment of Compliance made by the related Attesting Party, as required by Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122(b) of Regulation AB, which Attestation Report must be made in accordance with standards for attestation reports issued or adopted by the Public Company Accounting Oversight Board.
 
The Master Servicer shall enforce the obligation of each Servicer to deliver to the Securities Administrator, the Master Servicer and the Depositor an Assessment of Compliance and Attestation Report as and when provided in the related Servicing Agreement. Each of the Master Servicer and the Securities Administrator shall cause, and the Master Servicer shall enforce the obligation (as and when provided in the related Servicing Agreement) of each Servicer to cause, any subservicer and each subcontractor (to the extent such subcontractor is determined by the Master Servicer or the Securities Administrator, as applicable, to be “participating in the servicing function” within the meaning of Item 1122 of Regulation AB) that is engaged by the Master Servicer, such Servicer, or the Securities Administrator, as applicable, to deliver to the Securities Administrator, the Master Servicer and the Depositor an Assessment of Compliance and Attestation Report as and when provided above. Such Assessment of Compliance, as to any subservicer or subcontractor, shall at a minimum address the applicable Servicing Criteria specified on Exhibit P hereto which are indicated as applicable to any “primary servicer” to the extent such subservicer or subcontractor is performing any servicing function for the party who engages it and to the extent such party is not itself addressing the Servicing Criteria related to such servicing function in its own Assessment of Compliance. The Securities Administrator shall confirm that each of the Assessments of Compliance delivered to it, taken as a whole, address all of the Servicing Criteria and taken individually address the Servicing Criteria for each party as set forth in Exhibit P and notify the Depositor of any exceptions. Notwithstanding the foregoing, as to any subcontractor, an Assessment of Compliance is not required to be delivered unless it is required as part of a Form 10-K with respect to the Trust Fund.
 
The Custodian shall deliver to the Master Servicer, the Securities Administrator and the Depositor an Assessment of Compliance and Attestation Report, as and when provided above, which shall at a minimum address each of the Servicing Criteria specified on Exhibit N hereto which are indicated as applicable to a “custodian”. Notwithstanding the foregoing, an Assessment of Compliance or Attestation Report is not required to be delivered by any Custodian unless it is required as part of a Form 10-K with respect to the Trust Fund.

Failure of the Master Servicer to comply with this Section 3.14 (including with respect to the timeframes required herein) shall be deemed an Event of Default, and at the written direction of the Depositor the Trustee shall, in addition to whatever rights the Trustee may have under this Agreement and at law or equity or to damages, including injunctive relief and specific performance, upon notice immediately terminate all of the rights and obligations of the Master Servicer under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Master Servicer for the same. Failure of the Securities Administrator to comply with this Section 3.14 (including with respect to the timeframes required in this Section), which failure results in a failure to timely file the related Form 10-K, shall be deemed a default and the Trustee at the written direction of the Depositor shall, in addition to whatever rights the Trustee may have under this Agreement and at law or equity or to damages, including injunctive relief and specific performance, upon notice immediately terminate all of the rights and obligations of the Securities Administrator under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Securities Administrator for the same. This paragraph shall supersede any other provision in this Agreement or any other agreement to the contrary.

Section 3.15  Reports Filed with Securities and Exchange Commission. 
 
(a)  (i)(1)(A) Within 15 days after each Distribution Date, the Securities Administrator shall, in accordance with industry standards, prepare and file with the Commission via the Electronic Data Gathering and Retrieval System (“EDGAR”), a Distribution Report on Form 10-D, signed by the Master Servicer, with a copy of the Monthly Statement to be furnished by the Securities Administrator to the Certificateholders for such Distribution Date; provided that, the Securities Administrator shall have received no later than five (5) calendar days after the related Distribution Date, all information required to be provided to the Securities Administrator as described in clause (a)(iv) below. Any disclosure that is in addition to the Monthly Statement and that is required to be included on Form 10-D (“Additional Form 10-D Disclosure”) shall be, pursuant to the paragraph immediately below, reported by the parties set forth on Exhibit Q to the Securities Administrator and the Depositor and approved for inclusion by the Depositor, and the Securities Administrator will have no duty or liability for any failure hereunder to determine or prepare any Additional Form 10-D Disclosure absent such reporting (other than in the case where the Securities Administrator is the reporting party as set forth in Exhibit Q) and approval.
 
(B)  Within five (5) calendar days after the related Distribution Date, (i) the parties set forth in Exhibit Q shall be required to provide, and the Master Servicer shall enforce the obligations of each Servicer (to the extent provided in the related Servicing Agreement) to provide, pursuant to Section 3.15(a)(iv) below, to the Securities Administrator and the Depositor, to the extent known by a responsible officer thereof, in EDGAR-compatible format, or in such other form as otherwise agreed upon by the Securities Administrator and the Depositor and such party, the form and substance of any Additional Form 10-D Disclosure, if applicable, and (ii) the Depositor will approve, as to form and substance, or disapprove, as the case may be, the inclusion of the Additional Form 10-D Disclosure on Form 10-D. The Depositor shall be responsible for any reasonable fees and expenses assessed or incurred by the Securities Administrator in connection with including any Additional Form 10-D Disclosure on Form 10-D pursuant to this Section.
 
(C)  After preparing the Form 10-D, the Securities Administrator shall upon request forward electronically a copy of the Form 10-D to the Depositor (in the case of any Additional 10-D Disclosure and otherwise if requested by the Depositor) and the Master Servicer for review. Within two Business Days after receipt of such copy, but no later than the 12th calendar day after the Distribution Date (provided that, the Securities Administrator forwards a copy of the Form 10-D no later than the 10th calendar after the Distribution Date), the Depositor shall notify the Securities Administrator in writing (which may be furnished electronically) of any changes to or approval of such Form 10-D. In the absence of receipt of any written changes or approval, the Securities Administrator shall be entitled to assume that such Form 10-D is in final form and the Securities Administrator may proceed with the execution and filing of the Form 10-D. No later than the 13th calendar day after the related Distribution Date, a duly authorized officer of the Master Servicer shall sign the Form 10-D and, in the case where the Master Servicer and the Securities Administrator are not affiliated, return an electronic or fax copy of such signed Form 10-D (with an original executed hard copy to follow by overnight mail) to the Securities Administrator. If a Form 10-D cannot be filed on time or if a previously filed Form 10-D needs to be amended, the Securities Administrator shall follow the procedures set forth in Section 3.15(a)(v)(B). Promptly (but no later than one (1) Business Day) after filing with the Commission, the Securities Administrator shall make available on its internet website identified in Section 6.06 a final executed copy of each Form 10-D filed by the Securities Administrator. The signing party at the Master Servicer can be contacted as set forth in Section 12.05. Form 10-D requires the registrant to indicate (by checking “yes” or “no”) that it (1) has filed all reports required to be filed by Section 13 or 15(d) of the Exchange Act during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. The Depositor shall notify the Securities Administrator in writing, no later than the fifth calendar day after the related Distribution Date with respect to the filing of a report on Form 10-D if the answer to the questions should be “no”. The Securities Administrator shall be entitled to rely on the representations in Section 2.04(vi) and in any such notice in preparing, executing and/or filing any such report. The parties to this Agreement acknowledge that the performance by the the Master Servicer and the Securities Administrator of their respective duties under Sections 3.15(a)(i) and (v) related to the timely preparation, execution and filing of Form 10-D is contingent upon such parties strictly observing all applicable deadlines in the performance of their duties under such Sections. Neither the Master Servicer nor the Securities Administrator shall have any liability for any loss, expense, damage, claim arising out of or with respect to any failure to properly prepare, execute and/or timely file such Form 10-D, where such failure results from a party’s failure to, deliver on a timely basis, any information from any such party needed to prepare, arrange for execution or file such Form 10-D, not resulting from its own negligence, bad faith or willful misconduct. 
 
(ii)  (A) Within four (4) Business Days after the occurrence of an event requiring disclosure on Form 8-K (each such event, a “Reportable Event”), the Securities Administrator shall prepare and file, at the direction of the Depositor, on behalf of the Trust, any Form 8-K, as required by the Exchange Act; provided that, the Depositor shall file the initial Form 8-K in connection with the issuance of the Certificates. Any disclosure or information related to a Reportable Event or that is otherwise required to be included on Form 8-K (“Form 8-K Disclosure Information”) shall be, pursuant to the paragraph immediately below, reported by the parties set forth on Exhibit Q to the Securities Administrator and the Depositor and approved for inclusion by the Depositor, and the Securities Administrator will have no duty or liability for any failure hereunder to determine or prepare any Form 8-K Disclosure Information absent such reporting (other than in the case where the Securities Administrator is the reporting party as set forth in Exhibit Q) and approval.
 
(B)  For so long as the Trust is subject to the Exchange Act reporting requirements, no later than the close of business on the 2nd Business Day after the occurrence of a Reportable Event (i) the parties set forth in Exhibit Q shall be required pursuant to Section 3.15(a)(iv) below to provide, and the Master Servicer will enforce the obligations of each Servicer (to the extent provided in the related Servicing Agreement) to provide, to the Securities Administrator and the Depositor, to the extent known by a responsible officer thereof, in EDGAR-compatible format, or in such other form as otherwise agreed upon by the Securities Administrator and the Depositor and such party, the form and substance of any Form 8-K Disclosure Information, if applicable, and (ii) the Depositor shall approve, as to form and substance, or disapprove, as the case may be, the inclusion of the Form 8-K Disclosure Information on Form 8-K. The Depositor shall be responsible for any reasonable fees and expenses assessed or incurred by the Securities Administrator in connection with including any Form 8-K Disclosure Information on Form 8-K pursuant to this Section.
 
(C)  After preparing the Form 8-K, the Securities Administrator shall forward electronically a copy of the Form 8-K to the Depositor and the Master Servicer for review. No later than the close of business New York City time on the 3rd Business Day after the Reportable Event, or in the case where the Master Servicer and Securities Administrator are affiliated, no later than noon New York City time on the 4th Business Day after the Reportable Event, a duly authorized officer of the Master Servicer shall sign the Form 8-K and, in the case where the Master Servicer and the Securities Administrator are not affiliated, return an electronic or fax copy of such signed form 8-K (with an executed hard copy to follow by overnight mail) to the Securities Administrator. Promptly, but no later than the close of business on the 3rd Business Day after the Reportable Event (provided that, the Securities Administrator forwards a copy of the Form 8-K no later than noon New York time on the third Business Day after the Reportable Event), the Depositor shall notify the Securities Administrator in writing (which may be furnished electronically) of any changes to or approval of such Form 8-K. In the absence of receipt of any written changes or approval, the Securities Administrator shall be entitled to assume that such Form 8-K is in final form and the Securities Administrator may proceed with the execution and filing of the Form 8-K. If a Form 8-K cannot be filed on time or if a previously filed Form 8-K needs to be amended, the Securities Administrator shall follow the procedures set forth in Section 3.15(a)(v)(B). Promptly (but no later than one (1) Business Day) after filing with the Commission, the Securities Administrator shall, make available on its internet website a final executed copy of each Form 8-K filed by the Securities Administrator. The signing party at the Master Servicer can be contacted as set forth in Section 12.05. The parties to this Agreement acknowledge that the performance by Master Servicer and the Securities Administrator of their respective duties under this Section 3.15(a)(ii) related to the timely preparation, execution and filing of Form 8-K is contingent upon such parties strictly observing all applicable deadlines in the performance of their duties under this Section 3.15(a)(ii). Neither the Master Servicer nor the Securities Administrator shall have any liability for any loss, expense, damage, claim arising out of or with respect to any failure to properly prepare, execute and/or timely file such Form 8-K, where such failure results from a party’s failure to deliver on a timely basis, any information from such party needed to prepare, arrange for execution or file such Form 8-K, not resulting from its own negligence, bad faith or willful misconduct.
 
(iii)  (1)(A) Within 90 days after the end of each fiscal year of the Trust or such earlier date as may be required by the Exchange Act (the “10-K Filing Deadline”) (it being understood that the fiscal year for the Trust ends on December 31st of each year), commencing in March 2007, the Securities Administrator shall prepare and file on behalf of the Trust a Form 10-K, in form and substance as required by the Exchange Act. Each such Form 10-K shall include the following items, in each case to the extent they have been delivered to the Securities Administrator within the applicable time frames set forth in this Agreement, (I) an annual compliance statement for the Master Servicer, each Servicer, the Securities Administrator and any subservicer or subcontractor, as applicable, as described under Section 3.13, (II)(A) the annual reports on assessment of compliance with Servicing Criteria for the Master Servicer, each Servicer, each subservicer and subcontractor participating in the servicing function, the Securities Administrator and the Custodian, as described under Section 3.14, and (B) if any such report on assessment of compliance with Servicing Criteria described under Section 3.14 identifies any material instance of noncompliance, disclosure identifying such instance of noncompliance, or if any such report on assessment of compliance with Servicing Criteria described under Section 3.14 is not included as an exhibit to such Form 10-K, disclosure that such report is not included and an explanation why such report is not included, (III)(A) the registered public accounting firm attestation report for the Master Servicer, each Servicer, the Securities Administrator, each subservicer, each subcontractor, as applicable, and the Custodian, as described under Section 3.14, and (B) if any registered public accounting firm attestation report described under Section 3.14 identifies any material instance of noncompliance, disclosure identifying such instance of noncompliance, or if any such registered public accounting firm attestation report is not included as an exhibit to such Form 10-K, disclosure that such report is not included and an explanation why such report is not included, and (IV) a Sarbanes-Oxley Certification as described in Section 3.15 (a)(iii)(D) below (provided, however, that the Securities Administrator, at its discretion, may omit from the Form 10-K any annual compliance statement, assessment of compliance or attestation report that is not required to be filed with such Form 10-K pursuant to Regulation AB). Any disclosure or information in addition to (I) through (IV) above that is required to be included on Form 10-K (“Additional Form 10-K Disclosure”) shall be, pursuant to the paragraph immediately below, reported by the parties set forth on Exhibit Q to the Securities Administrator and the Depositor and approved for inclusion by the Depositor, and the Securities Administrator will have no duty or liability for any failure hereunder to determine or prepare any Additional Form 10-K Disclosure absent such reporting (other than in the case where the Securities Administrator is the reporting party as set forth in Exhibit Q) and approval.
 
(B)  No later than March 15th of each year that the Trust is subject to the Exchange Act reporting requirements, commencing in 2007, (i) the parties set forth in Exhibit Q shall be required to provide, and the Master Servicer shall enforce the obligations of each Servicer (to the extent provided in the related Servicing Agreement) to provide, pursuant to Section 3.15(a)(iv) below to the Securities Administrator and the Depositor, to the extent known by a responsible officer thereof, in EDGAR-compatible format, or in such other form as otherwise agreed upon by the Securities Administrator and the Depositor and such party, the form and substance of any Additional Form 10-K Disclosure, if applicable, and (ii) the Depositor will approve, as to form and substance, or disapprove, as the case may be, the inclusion of the Additional Form 10-K Disclosure on Form 10-K. The Depositor shall be responsible for any reasonable fees and expenses assessed or incurred by the Securities Administrator in connection with including any Additional Form 10-K Disclosure on Form 10-K pursuant to this Section.
 
(C)  After preparing the Form 10-K, the Securities Administrator shall forward electronically a copy of the Form 10-K to the Depositor (only in the case where such Form 10-K includes Additional Form 10-K Disclosure and otherwise if requested by the Depositor) and the Master Servicer for review. Within three Business Days after receipt of such copy, but no later than March 25th (provided that, the Securities Administrator forwards a copy of the Form 10-K no later than the third Business Day prior to March 25th), the Depositor shall notify the Securities Administrator in writing (which may be furnished electronically) of any changes to or approval of such Form 10-K. In the absence of receipt of any written changes or approval, the Securities Administrator shall be entitled to assume that such Form 10-K is in final form and the Securities Administrator may proceed with the execution and filing of the Form 10-K. No later than the close of business Eastern Standard time on the 4th Business Day prior to the 10-K Filing Deadline, an officer of the Master Servicer in charge of the master servicing function shall sign the Form 10-K and, in the case where the Master Servicer and the Securities Administrator are not affiliated, return an electronic or fax copy of such signed form 10-K (with an original executed hard copy to follow by overnight mail) to the Securities Administrator. If a Form 10-K cannot be filed on time or if a previously filed Form 10-K needs to be amended, the Securities Administrator will follow the procedures set forth in Section 3.15(a)(v)(B). Promptly (but no later than one (1) Business Day) after filing with the Commission, the Securities Administrator shall make available on its internet website a final executed copy of each Form 10-K filed by the Securities Administrator. The signing party at the Master Servicer can be contacted as set forth in Section 12.05. Form 10-K requires the registrant to indicate (by checking “yes” or “no”) that it (1) has filed all reports required to be filed by Section 13 or 15(d) of the Exchange Act during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. The Depositor shall notify the Securities Administrator in writing, no later than March 15th of each year in which the Trust is subject to the requirements of the Exchange Act with respect to the filing of a report on Form 10-K, if the answer to the questions should be “no”. The Securities Administrator shall be entitled to rely on the representations in Section 2.04(vi) and in any such notice in preparing, executing and/or filing any such report. The parties to this Agreement acknowledge that the performance by the Master Servicer and the Securities Administrator of their respective duties under Sections 3.15(a)(iv) and (v) related to the timely preparation, execution and filing of Form 10-K is contingent upon such parties strictly observing all applicable deadlines in the performance of their duties under such Sections and Sections 3.13 and Section 3.14. Neither the Master Servicer nor the Securities Administrator shall have any liability for any loss, expense, damage, claim arising out of or with respect to any failure to properly prepare, execute and/or timely file such Form 10-K, where such failure results from the Master Servicer’s or the Securities Administrator’s inability or failure to receive, on a timely basis, any information from any other party hereto needed to prepare, arrange for execution or file such Form 10-K, not resulting from its own negligence, bad faith or willful misconduct.
 
(D)  Each Form 10-K shall include a certification (the “Sarbanes-Oxley Certification”) required to be included therewith pursuant to the Sarbanes-Oxley Act which shall be signed by the Certifying Person and delivered to the Securities Administrator no later than March 15th of each year in which the Trust is subject to the reporting requirements of the Exchange Act. The Master Servicer shall cause any Servicer,and any subservicer or subcontractor engaged by it to, provide to the Person who signs the Sarbanes-Oxley Certification (the “Certifying Person”), by March 10th of each year in which the Trust is subject to the reporting requirements of the Exchange Act (or such other date specified in the related Servicing Agreement) and otherwise within a reasonable period of time upon request, a certification (each, a “Back-Up Certification”), in the form attached hereto as Exhibit K, upon which the Certifying Person, the entity for which the Certifying Person acts as an officer, and such entity’s officers, directors and Affiliates (collectively with the Certifying Person, “Certification Parties”) can reasonably rely. An officer of the Master Servicer in charge of the master servicing function shall serve as the Certifying Person on behalf of the Trust. Such officer of the Certifying Person can be contacted as set forth in Section 12.05.
 
(iv)  With respect to any Additional Form 10-D Disclosure, Additional Form 10-K Disclosure or any Form 8-K Disclosure Information (collectively, the “Additional Disclosure”) relating to the Trust Fund, the Securities Administrator’s obligation to include such Additional Information in the applicable Exchange Act report is subject to receipt from the entity that is indicated in Exhibit Q as the responsible party for providing that information, if other than the Securities Administrator, as and when required as described in Section 3.15(a)(i) through (iii) above. Such Additional Disclosure shall be accompanied by a notice substantially in the form of Exhibit R. Each of the Master Servicer, the Sponsor, the Securities Administrator and the Depositor hereby agrees to notify and provide, and the Master Servicer agrees to enforce the obligations (to the extent provided in the related Servicing Agreement) of each Servicer to notify and provide, to the extent known to the Master Servicer, the Sponsor, the Securities Administrator and the Depositor all Additional Disclosure relating to the Trust Fund, with respect to which such party is indicated in Exhibit Q as the responsible party for providing that information. Within five Business Days of each Distribution Date of each year that the Trust is subject to the Exchange Act reporting requirements, the Depositor shall make available to the Securities Administrator the related Significance Estimate and the Securities Administrator shall use such information to calculate the related Significance Percentage. If the Significance Percentage meets either of the threshold levels detailed in Item 1115(b)(1) or 1115(b)(2) of Regulation AB, the Securities Administrator shall deliver written notification to the Depositor and the Swap Provider to that effect, which notification shall include a request that the Swap Provider provide Regulation AB information to the Depositor in accordance with the Swap Agreement. The Depositor shall be obligated to obtain from the Swap Provider any information required under Regulation AB to the extent required under the Swap Agreement and to provide the Securities Administrator any information that may be required to be included in any Form 10-D, Form 8-K or Form 10-K relating to the Swap Agreement or written notification instructing the Securities Administrator that such Additional Disclosure regarding the Swap Provider is not necessary for such Distribution Date. The Depositor shall be responsible for any reasonable fees and expenses assessed or incurred by the Securities Administrator in connection with including any Additional Disclosure information pursuant to this Section.
 
So long as the Depositor is subject to the filing requirements of the Exchange Act with respect to the Trust Fund, the Trustee shall notify the Securities Administrator and the Depositor of any bankruptcy or receivership with respect to the Trustee or of any proceedings of the type described under Item 1117 of Regulation AB that have occurred as of the related Due Period, together with a description thereof, no later than the date on which such information is required of other parties hereto as set forth under this Section 3.15. In addition, the Trustee shall notify the Securities Administrator and the Depositor of any affiliations or relationships that develop after the Closing Date between the Trustee and the Depositor, the Sponsor, the Securities Administrator, the Master Servicer or the Custodian of the type described under Item 1119 of Regulation AB, together with a description thereof, no later than March 15 of each year that the Trust is subject to the Exchange Act reporting requirements, commencing in 2007. Should the identification of any of the Depositor, the Sponsor, the Securities Administrator, the Master Servicer or the Custodian change, the Depositor shall promptly notify the Trustee.
 
(v)  (1)(A)On or prior to January 30th of the first year in which the Securities Administrator is able to do so under applicable law, the Securities Administrator shall prepare and file a Form 15 relating to the automatic suspension of reporting in respect of the Trust under the Exchange Act.
 
(B)  In the event that the Securities Administrator is unable to timely file with the Commission all or any required portion of any Form 8-K, 10-D or 10-K required to be filed by this Agreement because required disclosure information was either not delivered to it or delivered to it after the delivery deadlines set forth in this Agreement or for any other reason, the Securities Administrator shall promptly notify the Depositor and the Master Servicer. In the case of Form 10-D and 10-K, the Depositor, the Master Servicer and the Securities Administrator shall cooperate to prepare and file a Form 12b-25 and a 10-DA and 10-KA as applicable, pursuant to Rule 12b-25 of the Exchange Act. In the case of Form 8-K, the Securities Administrator will, upon receipt of all required Form 8-K Disclosure Information and upon the approval and direction of the Depositor, include such disclosure information on the next Form 10-D. In the event that any previously filed Form 8-K, 10-D or 10-K needs to be amended, and such amendment relates to any Additional Disclosure, the Securities Administrator shall notify the Depositor and the parties affected thereby and such parties will cooperate to prepare any necessary Form 8-K, 10-DA or 10-KA. Any Form 15, Form 12b-25 or any amendment to Form 8-K, 10-D or 10-K shall be signed by an appropriate officer of the Master Servicer. The parties hereto acknowledge that the performance by the Master Servicer and the Securities Administrator of their respective duties under this Section 3.15(a)(v) related to the timely preparation, execution and filing of Form 15, a Form 12b-25 or any amendment to Form 8-K, 10-D or 10-K is contingent upon the Master Servicer and the Depositor timely performing their duties under this Section. Neither the Master Servicer nor the Securities Administrator shall have any liability for any loss, expense, damage, or claim arising out of or with respect to any failure to properly prepare, execute and/or timely file any such Form 15, Form 12b-25 or any amendments to Form 8-K, 10-D or 10-K, where such failure results from a party’s failure to deliver on a timely basis, any information from such party needed to prepare, arrange for execution or file such Form 15, Form 12b-25 or any amendments to Form 8-K, 10-D or 10-K, not resulting from its own negligence, bad faith or willful misconduct.
 
The Parties hereto agree to promptly furnish to the Securities Administrator, from time to time upon request, such further information, reports and financial statements within its control related to this Agreement, the Mortgage Loans as the Securities Administrator reasonably deems appropriate to prepare and file all necessary reports with the Commission. The Securities Administrator shall have no responsibility to file any items other than those specified in this Section 3.15; provided, however, the Securities Administrator shall cooperate with the Depositor in connection with any additional filings with respect to the Trust Fund as the Depositor deems necessary under the Exchange Act. Fees and expenses incurred by the Securities Administrator in connection with this Section 3.15 shall not be reimbursable from the Trust Fund.
 
(b)  The Securities Administrator shall indemnify and hold harmless the Depositor and the Master Servicer and each of its officers, directors and affiliates from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon a breach of the Securities Administrator’s obligations under Sections 3.13, 3.14 and 3.15 or the Securities Administrator’s negligence, bad faith or willful misconduct in connection therewith. In addition, the Securities Administrator shall indemnify and hold harmless the Depositor and the Master Servicer and each of their respective officers, directors and affiliates from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon (i) any untrue statement or alleged untrue statement of any material fact contained in any Back-Up Certification, any Annual Statement of Compliance, any Assessment of Compliance or any Additional Disclosure provided by the Securities Administrator on its behalf or on behalf of any subservicer or subcontractor engaged by the Securities Administrator pursuant to Section 3.13, 3.14 or 3.15 (the “Securities Administrator Information”), or (ii) any omission or alleged omission to state therein a material fact required to be stated therein or necessary to make the statements therein, in light of the circumstances in which they were made, not misleading; provided, by way of clarification, that this paragraph shall be construed solely by reference to the Securities Administrator Information and not to any other information communicated in connection with the Certificates, without regard to whether the Securities Administrator Information or any portion thereof is presented together with or separately from such other information.
 
The Depositor shall indemnify and hold harmless the Securities Administrator and the Master Servicer and each of its officers, directors and affiliates from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon a breach of the obligations of the Depositor under Sections 3.13, 3.14 and 3.15 or the Depositor’s negligence, bad faith or willful misconduct in connection therewith. In addition, the Depositor shall indemnify and hold harmless the Master Servicer, the Securities Administrator and each of its officers, directors and affiliates from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon (i) any untrue statement or alleged untrue statement of any material fact contained in any Additional Disclosure provided by the Depositor that is required to be filed pursuant to this Section 3.15 (the “Depositor Information”), or (ii) any omission or alleged omission to state therein a material fact required to be stated therein or necessary to make the statements therein, in light of the circumstances in which they were made, not misleading; provided, by way of clarification, that this paragraph shall be construed solely by reference to the Depositor Information that is required to be filed and not to any other information communicated in connection with the Certificates, without regard to whether the Depositor Information or any portion thereof is presented together with or separately from such other information.
 
The Master Servicer shall indemnify and hold harmless the Securities Administrator and the Depositor and each of its respective officers, directors and affiliates from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon a breach of the obligations of the Master Servicer under Sections 3.13, 3.14 and 3.15 or the Master Servicer’s negligence, bad faith or willful misconduct in connection therewith. In addition, the Master Servicer shall indemnify and hold harmless the Depositor and each of its officers, directors and affiliates from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon (i) any untrue statement or alleged untrue statement of any material fact contained in any Annual Statement of Compliance, any Assessment of Compliance or any Additional Disclosure provided by the Master Servicer on its behalf or on behalf of any subservicer or subcontractor engaged by the Master Servicer pursuant to Section 3.13, 3.14 and 3.15 (the “Master Servicer Information”), or (ii) any omission or alleged omission to state therein a material fact required to be stated therein or necessary to make the statements therein, in light of the circumstances in which they were made, not misleading; provided, by way of clarification, that this paragraph shall be construed solely by reference to the Master Servicer Information and not to any other information communicated in connection with the Certificates, without regard to whether the Master Servicer Information or any portion thereof is presented together with or separately from such other information.
 
If the indemnification provided for herein is unavailable or insufficient to hold harmless the Depositor, the Securities Administrator or the Master Servicer, as applicable, then the defaulting party, in connection with any conduct for which it is providing indemnification under this Section 3.15(b), agrees that it shall contribute to the amount paid or payable by the other parties as a result of the losses, claims, damages or liabilities of the other party in such proportion as is appropriate to reflect the relative fault and the relative benefit of the respective parties.
 
The indemnification provisions set forth in this Section 3.15(b) shall survive the termination of this Agreement or the termination of any party to this Agreement.
 
(c)  Failure of the Master Servicer to comply with this Section 3.15 (including with respect to the timeframes required herein) shall be deemed an Event of Default, and at the written direction of the Depositor the Trustee shall, in addition to whatever rights the Trustee may have under this Agreement and at law or equity or to damages, including injunctive relief and specific performance, upon notice immediately terminate all of the rights and obligations of the Master Servicer under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Master Servicer for the same (but subject to the Master Servicer’s rights to payment of any Master Servicing Compensation and reimbursement of all amounts for which it is entitled to be reimbursed prior to the date of termination). Failure of the Securities Administrator to comply with this Section 3.15 (including with respect to the timeframes required in this Section) which failure results in a failure to timely file the related Form 10-K, shall be deemed a default and the Trustee at the written direction of the Depositor shall, in addition to whatever rights the Trustee may have under this Agreement and at law or equity or to damages, including injunctive relief and specific performance, upon notice immediately terminate all of the rights and obligations of the Securities Administrator under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Securities Administrator for the same (but subject to the Securities Administrator’s rights to reimbursement of all amounts for which it is entitled to be reimbursed prior to the date of termination). This paragraph shall supersede any other provision in this Agreement or any other agreement to the contrary. In connection with the termination of the Master Servicer or the Securities Administrator pursuant to this Section 3.15(c), the Trustee shall be entitled to reimbursement of all costs and expenses associated with such termination to the extent set forth in Section 10.05. Notwithstanding anything to the contrary in this Agreement, no Event of Default by the Master Servicer or default by the Securities Administrator shall have occurred with respect to any failure to properly prepare, execute and/or timely file any report on Form 8-K, Form 10-D or Form 10-K, any Form 15 or Form 12b-25 or any amendments to Form 8-K, 10-D or 10-K, where such failure results from any party’s failure to deliver, on a timely basis, any information from such party needed to prepare, arrange for execution or file any such report, Form or amendment, and does not result from its own negligence, bad faith or willful misconduct.
 
(d)  Notwithstanding the provisions of Section 12.01, this Section 3.15 may be amended without the consent of the Certificateholders.
 
(e)  Any report, notice or notification to be delivered by the Master Servicer or the Securities Administrator to the Depositor pursuant to this Section 3.15, may be delivered via email to or, in the case of a notification, telephonically by calling Reg AB Compliance Manager at 212-272-7525.
 
Section 3.16  Intention of the Parties. Each of the parties acknowledges and agrees that the purpose of Sections 3.13, 3.14 and 3.15 of this Agreement is to facilitate compliance by the Sponsor, the Depositor and the Master Servicer with the provisions of Regulation AB. Therefore, each of the parties agrees that (a) the obligations of the parties hereunder shall be interpreted in such a manner as to accomplish that purpose, (b) the parties’ obligations hereunder will be supplemented and modified as necessary to be consistent with any such amendments, interpretive advice or guidance, convention or consensus among active participants in the asset-backed securities markets, advice of counsel, or otherwise in respect of the requirements of Regulation AB, (c) the parties shall comply with reasonable requests made by the Sponsor, the Depositor, the Master Servicer or the Securities Administrator for delivery of additional or different information as the Sponsor, the Depositor, the Master Servicer or the Securities Administrator may determine in good faith is necessary to comply with the provisions of Regulation AB, and (d) no amendment of this Agreement shall be required to effect any such changes in the obligations of the parties to this transaction as are necessary to accommodate evolving interpretations of the provisions of Regulation AB. 
 
Section 3.17  UCC. The Sponsor shall file any financing statements, continuation statements or amendments thereto required by any change in the Uniform Commercial Code.
 
Section 3.18  Optional Purchase of Certain Mortgage Loans. 
 
With respect to any Mortgage Loan which as of the first day of a Fiscal Quarter is delinquent in payment by 90 days or more or is an REO Property, the Seller shall have the right to purchase any such Mortgage Loan from or REO Property from the Trust at a price equal to the Purchase Price; provided however (i) that such Mortgage Loan is still 90 days or more delinquent or is an REO Property as of the date of such purchase and (ii) this purchase option, if not theretofore exercised, shall terminate on the date prior to the last day of the related Fiscal Quarter. This purchase option, if not exercised, shall not be thereafter reinstated unless the delinquency is cured and the Mortgage Loan thereafter again becomes 90 days or more delinquent or becomes an REO Property, in which case the option shall again become exercisable as of the first day of the related Fiscal Quarter.
 
In addition, EMC shall, at its option, purchase any Mortgage Loan from the Trust if the first Due Date for such Mortgage Loan is subsequent to the Cut-off Date and the initial Monthly Payment is not made within thirty (30) days of such Due Date. Such purchase shall be made at a price equal to the Repurchase Price.
 
If at any time EMC remits to the Securities Administrator a payment for deposit in the Distribution Account covering the amount of the Repurchase Price for such a Mortgage Loan, and EMC provides to the Trustee a certification signed by a Servicing Officer stating that the amount of such payment has been deposited in the Distribution Account, then the Trustee shall execute the assignment of such Mortgage Loan prepared and delivered to the Trustee, at the request of EMC, without recourse, representation or warranty, to EMC which shall succeed to all the Trustee’s right, title and interest in and to such Mortgage Loan, and all security and documents relative thereto. Such assignment shall be an assignment outright and not for security. EMC will thereupon own such Mortgage, and all such security and documents, free of any further obligation to the Trustee or the Certificateholders with respect thereto.
 
 

 
ARTICLE IV

[RESERVED]
 
 

 
ARTICLE V

ACCOUNTS
 
Section 5.01  Collection of Mortgage Loan Payments. 
 
The Master Servicer shall make reasonable efforts in accordance with customary and usual standards of practice of prudent mortgage lenders in the respective states in which the Mortgaged Properties related to the Mortgage Loans are located to cause the related Servicer to collect all payments called for under the terms and provisions of the Mortgage Loans to the extent such procedures shall be consistent with this Agreement and the terms and provisions of any related Required Insurance Policy. Consistent with the foregoing, the related Servicer may in its discretion (i) waive any late payment charge and (ii) extend the due dates for payments due on a Mortgage Note related to a Mortgage Loan for a period not greater than 125 days. In the event of any such arrangement, the related Servicer shall make Advances on the related Mortgage Loan during the scheduled period in accordance with the amortization schedule of such Mortgage Loan without modification thereof by reason of such arrangements, and shall be entitled to reimbursement therefor in accordance with Section 6.01. The related Servicer shall not be required to institute or join in litigation with respect to collection of any payment (whether under a Mortgage, Mortgage Note or otherwise or against any public or governmental authority with respect to a taking or condemnation) if it reasonably believes that enforcing the provision of the Mortgage or other instrument pursuant to which such payment is required is prohibited by applicable law. The Master Servicer shall not authorize the related Servicer to waive any Prepayment Charge related to a Mortgage Loan unless it is permitted pursuant to the related Servicing Agreement. Subject to the Master Servicer’s recoverability determination, in the event that a Servicer (other than Wells Fargo) fails to make a required Advance, the Master Servicer, as successor servicer, shall be required to remit the amount of such Advance to the Distribution Account. In the event that Wells Fargo as Servicer or the Master Servicer fails to make a required Advance, the Trustee, as successor servicer or master servicer, as applicable, shall be required to remit the amount of such Advance to the Distribution Account.
 
(a) In the event that the Master Servicer and Securities Administrator are no longer affiliated, the Master Servicer shall establish and maintain an account separate from the Distribution Account into which any funds remitted by the Servicers will be deposited. No later than noon New York time on the Business Day prior to each Distribution Date, the Master Servicer shall remit any such funds to the Paying Agent for deposit in the Distribution Account. The Master Servicer shall make the following permitted withdrawals and transfers from such account:
 
(i) The Master Servicer will, from time to time on demand of a Servicer or the Securities Administrator, make or cause to be made such withdrawals or transfers from the account as the Master Servicer has designated for such transfer or withdrawal pursuant to this Agreement and the related Servicing Agreement. The Master Servicer may clear and terminate the account pursuant to Section 11.01 and remove amounts from time to time deposited in error.
 
(ii) On an ongoing basis, the Master Servicer shall withdraw from the account (i) any expenses, costs and liabilities recoverable by the Trustee, the Master Servicer, the Securities Administrator or the Custodian pursuant to Sections 3.02, 8.04 and 10.05 and (ii) any amounts payable to the Master Servicer as set forth in Section 3.09; provided, however, that the Master Servicer shall be obligated to pay from its own funds any amounts which it is required to pay under Section 8.03(a).
 
(iii) In addition, on or before each Business Day prior to each Distribution Date, the Master Servicer shall deposit in the Distribution Account (or remit to the Trustee for deposit therein) any Monthly Advances required to be made by the Master Servicer with respect to the Mortgage Loans.
 
(iv) No later than noon New York time on each Business Day prior to each Distribution Date, the Master Servicer will transfer all Available Funds on deposit in the account with respect to the related Distribution Date to the Paying Agent for deposit in the Distribution Account.
 
Section 5.02  [Reserved]. 
 
Section 5.03  [Reserved].
 
Section 5.04  [Reserved].
 
Section 5.05  Protected Accounts. 
 
(a)  The Master Servicer shall enforce the obligation of the related Servicer to establish and maintain a Protected Account in accordance with this Agreement and the related Servicing Agreement, with records to be kept with respect thereto on a Mortgage Loan by Mortgage Loan basis, into which accounts shall be deposited within one Business Day (or as of such other time specified in the related Servicing Agreement) of receipt all collections of principal and interest on any Mortgage Loan and with respect to any REO Property received by the related Servicer, including Principal Prepayments, Insurance Proceeds, Liquidation Proceeds, Subsequent Recoveries, and advances made from the related Servicer’s own funds (less servicing compensation as permitted by this Agreement or the related Servicing Agreement) and all other amounts to be deposited in the Protected Accounts. The related Servicer is hereby authorized to make withdrawals from and deposits to the related Protected Account for purposes required or permitted by this Agreement. To the extent provided in this Agreement or the related Servicing Agreement, the Protected Account shall be held in a Designated Depository Institution and segregated on the books of such institution in the name of the related Servicer, as applicable on behalf of the Trustee for the benefit of Certificateholders.
 
(b)  To the extent provided in this Agreement or the related Servicing Agreement, amounts on deposit in a Protected Account may be invested in Permitted Investments in the name of the Trustee for the benefit of Certificateholders and, except as provided in the preceding paragraph, not commingled with any other funds, such Permitted Investments to mature, or to be subject to redemption or withdrawal, no later than the date on which such funds are required to be withdrawn for deposit in the Distribution Account, and shall be held until required for such deposit. The income earned from Permitted Investments made pursuant to this Section 5.05 shall be paid to the related Servicer under the related Servicing Agreement, and the risk of loss of moneys required to be distributed to the Certificateholders resulting from such investments shall be borne by and be the risk of the related Servicer, as the case may be. The related Servicer (to the extent provided in this Agreement or the related Servicing Agreement) shall deposit the amount of any such loss in the Protected Account within two Business Days of receipt of notification of such loss but not later than the second Business Day prior to the Distribution Date on which the moneys so invested are required to be distributed to the Certificateholders.
 
(c)  To the extent provided in this Agreement or the related Servicing Agreement and subject to this Article V, on or before 1:00 p.m. New York City time on each Remittance Date, the related Servicer shall withdraw amounts representing the following collections and payments (other than with respect to principal of or interest on the Mortgage Loans due on or before the Cut-off Date) and shall remit them to the Securities Administrator for deposit in the Distribution Account:
 
(i)  Scheduled Payments on the Mortgage Loans received or any related portion thereof advanced by each Servicer pursuant to the related Servicing Agreement which were due on or before the related Due Date, net of the amount thereof comprising the Servicing Fees;
 
(ii)  Full Principal Prepayments and any Liquidation Proceeds received by each Servicer with respect to such Mortgage Loans in the related Prepayment Period, with interest to the date of prepayment or liquidation, net of the amount thereof comprising the Servicing Fees;
 
(iii)  Partial Principal Prepayments received by each Servicer for such Mortgage Loans in the related Prepayment Period;
 
(iv)  Any amount to be used as an Advance and any Compensating Interest required to be paid by each Servicer; and
 
(v)  The amount of any Prepayment Charges collected with respect to the Mortgage Loans and the amount of any Prepayment Charges paid by each Servicer in connection with the waiver of a Prepayment Charge in a manner that is not permitted under the related Servicing Agreement.
 
(d)  Withdrawals may be made from a Protected Account by the Master Servicer or each Servicer only to make remittances as provided in Section 5.05; to reimburse the Master Servicer or the related Servicer for Advances which have been recovered by subsequent collection from the related Mortgagor; to remove amounts deposited in error; to remove fees, charges or other such amounts deposited on a temporary basis; or to clear and terminate the account at the termination of this Agreement in accordance with Section 11.01. As provided in Sections 5.05 certain amounts otherwise due to the related Servicer may be retained by the related Servicer and need not be deposited in the Distribution Account.
 
Section 5.06  [Reserved]. 
 
Section 5.07  [Reserved]. 
 
Section 5.08  Distribution Account. 
 
(a)  The Securities Administrator shall establish and maintain in the name of Securities Administrator, on behalf of the Trustee, for the benefit of the Certificateholders, the Distribution Account as a segregated trust account or accounts.
 
(b)  All amounts deposited to the Distribution Account shall be held by the Securities Administrator in the name of the Trustee in trust for the benefit of the Certificateholders in accordance with the terms and provisions of this Agreement.
 
(c)  The Distribution Account shall constitute an Eligible Account of the Trust Fund segregated on the books of the Securities Administrator and held by the Securities Administrator, and the Distribution Account and the funds deposited therein shall not be subject to, and shall be protected from, all claims, liens, and encumbrances of any creditors or depositors of the Securities Administrator (whether made directly, or indirectly through a liquidator or receiver of the Securities Administrator). The amount at any time credited to the Distribution Account may be, as directed by the Master Servicer and the Depositor, held either uninvested or invested in the name of the Trustee, in such Permitted Investments as may be selected by the Master Servicer and the Depositor on such direction which mature not later than the Business Day next preceding the succeeding Distribution Date. Permitted Investments in respect of the Distribution Account shall not be sold or disposed of prior to their maturity. All investment earnings on amounts on deposit in the Distribution Account or benefit from funds uninvested therein from time to time shall be for the account of the Master Servicer and the Depositor. The Master Servicer and the Depositor shall be permitted to receive distribution of any and all investment earnings from the Distribution Account on each Distribution Date. If there is any loss on a Permitted Investment or demand deposit, the Master Servicer and the Depositor shall deposit the amount of the loss in the Distribution Account from its own funds. With respect to the Distribution Account and the funds deposited therein, the Master Servicer and the Depositor shall take such action as may be necessary to ensure that the Certificateholders shall be entitled to the priorities afforded to such a trust account (in addition to a claim against the estate of the Trustee) as provided by 12 U.S.C. § 92a(e), and applicable regulations pursuant thereto, if applicable.
 
Section 5.09  Permitted Withdrawals and Transfers from the Distribution Account. 
 
(a)  The Securities Administrator will from time to time make or cause to be made such withdrawals or transfers from the Distribution Account as are designated for such transfer or withdrawal pursuant to this Agreement any the related Servicing Agreement (limited in the case of amounts due the Master Servicer to those not withdrawn from the Distribution Account in accordance with the terms of this Agreement):
 
(i)  to reimburse the Master Servicer or the related Servicer for any unreimbursed Advance or Servicing Advance of its own funds pursuant to this Agreement or the related Servicing Agreement, such right of the Master Servicer or the related Servicer to reimbursement pursuant to this subclause (i) being limited to amounts received on a particular Mortgage Loan (including, for this purpose, the Repurchase Price therefor, Insurance Proceeds and Liquidation Proceeds) which represent late payments or recoveries of the principal of or interest on such Mortgage Loan respecting which such Advance or Servicing Advance was made;
 
(ii)  to reimburse the Supplemental Interest Trust Trustee or the Swap Administrator for expenses, costs and liabilities incurred by or reimbursable to it pursuant to this agreement; to reimburse the Master Servicer or the related Servicer from Insurance Proceeds or Liquidation Proceeds relating to a particular Mortgage Loan for unreimbursed amounts expended by the Master Servicer or the related Servicer in good faith in connection with the restoration of the related Mortgaged Property which was damaged by an uninsured cause or in connection with the liquidation of such Mortgage Loan; provided, however, that such reimbursement pursuant to this clause shall be limited to amounts recovered from Mortgage Loans from which such expenditures were made;
 
(iii)  to reimburse the Master Servicer or the related Servicer from Insurance Proceeds relating to a particular Mortgage Loan for unreimbursed expenses incurred with respect to such Mortgage Loan and to reimburse the Master Servicer or the related Servicer from Liquidation Proceeds from a particular Mortgage Loan for Liquidation Expenses incurred with respect to such Mortgage Loan; provided that the Master Servicer shall not be entitled to reimbursement for Liquidation Expenses with respect to a Mortgage Loan to the extent that (i) any amounts with respect to such Mortgage Loan were paid as Excess Liquidation Proceeds pursuant to clause (x) of this Subsection (a) to the Master Servicer; and (ii) such Liquidation Expenses were not included in the computation of such Excess Liquidation Proceeds;
 
(iv)  to reimburse the Master Servicer or a Servicer for any Advance or Servicing Advance, after a Realized Loss has been allocated with respect to the related Mortgage Loan if the Advance or Servicing Advance has not been reimbursed pursuant to clauses (i) through (iii); provided, however, that such reimbursement pursuant to this clause shall be limited to amounts recovered from Mortgage Loans from which such Advance was made;
 
(v)  to pay the Master Servicer the Master Servicer Compensation;
 
(vi)  to reimburse the Master Servicer for expenses, costs and liabilities incurred by and reimbursable to it pursuant to Sections 3.02, 8.04(c) and (d) and 12.02 or otherwise reimbursable to it pursuant to this Agreement;
 
(vii)  to pay to the Master Servicer, as additional master servicing compensation, any Excess Liquidation Proceeds to the extent not retained by the related Servicer;
 
(viii)  to reimburse or pay the related Servicer any such amounts as are due thereto under the related Servicing Agreement and have not been retained by or paid to the related Servicer, to the extent provided herein and in the related Servicing Agreement;
 
(ix)  to reimburse the Trustee, the Custodian or the Securities Administrator for expenses, costs and liabilities incurred by or reimbursable to it pursuant to this Agreement (to the extent not reimbursed from the Distribution Account in accordance with Section 4.08);
 
(x)  to remove amounts deposited in error; and
 
(xi)  to clear and terminate the Distribution Account pursuant to Section 11.01.
 
(b)  The Master Servicer shall keep and maintain separate accounting, on a Mortgage Loan by Mortgage Loan basis, for the purpose of accounting for any reimbursement from the Distribution Account pursuant to subclauses (i) through (iv), inclusive, and (vi) or with respect to any such amounts which would have been covered by such subclauses had the amounts not been retained by the Master Servicer without being deposited in the Distribution Account under Section 4.08.
 
(c)  On each Distribution Date, the Securities Administrator shall distribute the related Interest Remittance Amount and the Principal Distribution Amount to the extent of funds on deposit in the Distribution Account to the holders of the related Certificates in accordance with Section 6.04.
 
Section 5.10  Class P Certificate Account. 
 
(a)  The Securities Administrator shall establish and maintain in the name of the Trustee, for the benefit of the Class P Certificateholders, the Class P Certificate Account as a segregated trust account or accounts.
 
(b)  On the Closing Date, the Depositor will deposit, or cause to be deposited in the Class P Certificate Account, an amount equal to $100. All amounts deposited to the Class P Certificate Account shall be held by the Securities Administrator in the name of the Trustee in trust for the benefit of the Class P Certificateholders in accordance with the terms and provisions of this Agreement. The amount on deposit in the Class P Certificate Account shall be held uninvested.
 
ARTICLE VI

DISTRIBUTIONS AND ADVANCES
 
Section 6.01  Advances. 
 
The related Servicer shall remit any such Advance required pursuant to the terms of the related Servicing Agreement. The related Servicer shall be obligated to make any such Advance only to the extent that such advance would not be a Nonrecoverable Advance. If the related Servicer shall have determined that it has made a Nonrecoverable Advance or that a proposed Advance or a lesser portion of such Advance would constitute a Nonrecoverable Advance, the related Servicer shall deliver (i) to the Securities Administrator for the benefit of the Certificateholders constituting the remaining portion of such Advance, if applicable, and (ii) to the Depositor, the Master Servicer, each Rating Agency and the Trustee an Officer’s Certificate setting forth the basis for such determination. Subject to the Master Servicer’s recoverability determination, in the event that a Servicer (other than Wells Fargo) fails to make a required Advance, the Master Servicer, as successor servicer, shall be required to remit the amount of such Advance to the Distribution Account. Subject to the Securities Administrator’s recoverability determination, in the event that the Master Servicer fails to make a required Advance, the Securities Administrator shall be required to remit the amount of such Advance to the Distribution Account. If Wells Fargo, as a Servicer, the Master Servicer or the Securities Administrator was required to make an Advance but failed to do so, the Trustee upon receiving notice or becoming aware of such failure, and pursuant to the applicable terms of this Agreement, shall appoint a successor servicer who will make such Advance, or the Trustee as successor master servicer shall be required to remit the amount of such Advance to the Distribution Account, unless the Trustee shall have determined that such Advance is a Nonrecoverable Advance. If the Trustee cannot find a successor servicer to replace Wells Fargo as Servicer the Trustee shall become the successor servicer and shall be required to remit the amount of such Advance to the Distribution Account, unless the Trustee shall have determined that such Advance is a Nonrecoverable Advance.
 
(a)  If the related Servicer was required to make an Advance pursuant to this Agreement or the related Servicing Agreement and fails to make any required Advance, in whole or in part, the Master Servicer, as successor servicer, or an other successor servicer appointed by it, will remit to the Securities Administrator who in turn will deposit in the Distribution Account not later than the Distribution Account Deposit Date immediately preceding the related Distribution Date an amount equal to such required Advance to the extent not otherwise paid by the related Servicer, net of the Servicing Fee for such Mortgage Loan except to the extent the Master Servicer determines any such Advance to be nonrecoverable from Liquidation Proceeds, Insurance Proceeds or future payments on the Mortgage Loan for which such Advance was made. Subject to the foregoing, the Master Servicer shall continue to make such Advances through the date that the related Servicer is required to do so under the related Servicing Agreement, as applicable. If applicable, on the Distribution Account Deposit Date, the Master Servicer shall present an Officer’s Certificate to the Trustee (i) stating that the Master Servicer elects not to make an Advance in a stated amount and (ii) detailing the reason it deems the advance to be nonrecoverable. The Master Servicer may rely on any non-recoverability determination of the related Servicer.
 
Subject to and in accordance with the provisions of Article IX hereof, in the event the Master Servicer fails to make such Advance, then the Trustee, as Successor Master Servicer, shall be obligated to make such Advance, subject to the provisions of this Section 6.01.
 
Section 6.02  Compensating Interest Payments. 
 
(a)  The Master Servicer shall enforce the obligation of the related Servicer under the related Servicing Agreement to remit any required Compensating Interest to the Distribution Account on the Remittance Date.
 
(b)  The Master Servicer shall be required to remit to the Securities Administrator for deposit in the Distribution Account the amount of any Prepayment Interest Shortfalls required to be paid by the related Servicer pursuant to Section 6.02(a), to the extent of the Master Servicing Compensation for such Distribution Date, in the event the related Servicer fails to do so.
 
Section 6.03  REMIC Distributions. 
 
On each Distribution Date the Securities Administrator shall be deemed to have allocated distributions to the REMIC I Regular Interests, REMIC II Regular Interests, Class CE Interest, Class P Interest and Class IO Interest in accordance with Section 6.07 hereof.
 
Section 6.04  Distributions. 
 
(a)  Subject to Section 3.11(c), on each Distribution Date, an amount equal to the Interest Funds and Principal Funds for such Distribution Date shall be withdrawn by the Securities Administrator from the Distribution Account and distributed in the following order of priority:
 
(1)  Interest Funds shall be distributed in the following manner and order of priority:
 
(A)  to the Class A-1, Class A-2, Class A-3, Class A-4, Class A-5, Class A-6 and Class A-7 Certificates, the Current Interest and any Interest Carry Forward Amount for each such Class, on a pro rata basis based on the entitlement of each such Class; and
 
(B)  From remaining Interest Funds, sequentially, to the Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8 and Class M-9 Certificates, in that order, the Current Interest for each such Class.
 
Any Excess Spread to the extent necessary to meet a level of overcollateralization equal to the Overcollateralization Target Amount shall be the Extra Principal Distribution Amount and shall be included as part of the Principal Distribution Amount. Any Remaining Excess Spread together with any Overcollateralization Release Amount will be applied as Excess Cashflow and distributed pursuant to clauses (3)(A) through (H) below.
 
On any Distribution Date, any Relief Act Interest Shortfalls and any Prepayment Interest Shortfalls to the extent not covered by Compensating Interest will be allocated as set forth in the definition of “Current Interest” herein.
 
(2)  On each Distribution Date, the Principal Distribution Amount shall be distributed in the following manner and order of priority:
 
(A)  For each Distribution Date (i) prior to the Stepdown Date or (ii) on which a Trigger Event is in effect:
 
1.  To the Class A Certificates, the Principal Distribution Amount for such distribution date, concurrently on a pro rata basis, based on each class’ respective Certificate Principal Balance:
 
(a)  to the Class A-1 Certificates, until the Certificate Principal Balance thereof is reduced to zero;
 
(b)  sequentially to the Class A-2 Certificates and Class A-3 Certificates, in that order, in each case until the Certificate Principal Balance thereof is reduced to zero;
 
(c)  sequentially to the Class A-4, Class A-5 and Class A-6 Certificates, in that order, in each case until the Certificate Principal Balance thereof is reduced to zero; and
 
(d)  to the Class A-7 Certificates, until the Certificate Principal Balance thereof is reduced to zero;
 
2.  To the Class M-1 Certificates, from any remaining Principal Distribution Amount for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;
 
3.  To the Class M-2 Certificates, from any remaining Principal Distribution Amount for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;
 
4.  To the Class M-3 Certificates, from any remaining Principal Distribution Amount for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;
 
5.  To the Class M-4 Certificates, from any remaining Principal Distribution Amount for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;
 
6.  To the Class M-5 Certificates, from any remaining Principal Distribution Amount for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;
 
7.  To the Class M-6 Certificates, from any remaining Principal Distribution Amount for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;
 
8.  To the Class M-7 Certificates, from any remaining Principal Distribution Amount for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;
 
9.  To the Class M-8 Certificates, from any remaining Principal Distribution Amount for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero; and
 
10.  To the Class M-9 Certificates, from any remaining Principal Distribution Amount for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero.
 
(B)  For each Distribution Date on or after the Stepdown Date, so long as a Trigger Event is not in effect:
 
1.  To the Class A Certificates, the Class A Principal Distribution Amount for such distribution date, concurrently on a pro rata basis, based on each class’ respective Certificate Principal Balance:
 
(a)  to the Class A-1 Certificates, until the Certificate Principal Balance thereof is reduced to zero;
 
(b)  sequentially to the Class A-2 Certificates and Class A-3 Certificates, in that order, in each case until the Certificate Principal Balance thereof is reduced to zero;
 
(c)  sequentially to the Class A-4, Class A-5 and Class A-6 Certificates, in that order, in each case until the Certificate Principal Balance thereof is reduced to zero; and
 
(d)  to the Class A-7 Certificates, until the Certificate Principal Balance thereof is reduced to zero;
 
2.  To the Class M-1 Certificates, from any remaining Principal Distribution Amount for such Distribution Date, the Class M-1 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;
 
3.  To the Class M-2 Certificates, from any remaining Principal Distribution Amount for such Distribution Date, the Class M-2 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;
 
4.  To the Class M-3 Certificates, from any remaining Principal Distribution Amount for such Distribution Date, the Class M-3 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;
 
5.  To the Class M-4 Certificates, from any remaining Principal Distribution Amount for such Distribution Date, the Class M-4 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;
 
6.  To the Class M-5 Certificates, from any remaining Principal Distribution Amount for such Distribution Date, the Class M-5 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;
 
7.  To the Class M-6 Certificates, from any remaining Principal Distribution Amount for such Distribution Date, the Class M-6 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;
 
8.  To the Class M-7 Certificates, from any remaining Principal Distribution Amount for such Distribution Date, the Class M-7 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;
 
9.  To the Class M-8 Certificates, from any remaining Principal Distribution Amount for such Distribution Date, the Class M-8 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero; and
 
10.  To the Class M-9 Certificates, from any remaining Principal Distribution Amount for such Distribution Date, the Class M-9 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero.
 
(3)  Any Excess Cashflow shall be distributed in the following manner and order of priority:
 
(A)  from any remaining Excess Cashflow, to the Class A Certificates, (a) first, any remaining Interest Carry Forward Amount for such Classes, pro rata, in accordance with the Interest Carry Forward Amount due with respect to each such Class, to the extent not fully paid pursuant to clause (1) (A) above and Section 3.11(d) and (b) second, any Unpaid Realized Loss Amount for such Classes for such Distribution Date, pro rata, in accordance with the Applied Realized Loss Amount allocated to each such Class;
 
(B)  from any remaining Excess Cashflow, sequentially, to the Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8 and Class M-9 Certificates, in that order, an amount equal to the Interest Carry Forward Amount for each such Class for such Distribution Date, to the extent not fully paid pursuant to Section 3.11(d);
 
(C)  from any remaining Excess Cashflow otherwise distributable to the Class CE Interest and the Class CE Certificates, to the Reserve Fund, (i) first, to pay to the Classes of Class A Certificates, any Basis Risk Shortfall Carry Forward Amount for such Classes for such Distribution Date, on a pro rata basis, based on the amount of the Basis Risk Shortfall Carry Forward Amount for each such Class and to the extent not paid pursuant to Section 3.11(d) and to the extent such amount exceeds the amounts then on deposit in the Reserve Fund, and (ii) second, to maintain a balance in the Reserve Fund equal to the Reserve Fund Deposit;
 
(D)  from any remaining Excess Cashflow otherwise distributable to the Class CE Interest and the Class CE Certificates, to the Reserve Fund, (i) first, to pay to the Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8 and Class M-9 Certificates, sequentially in that order, any Basis Risk Shortfall Carry Forward Amount for each such Class for such Distribution Date, if any, in each case to the extent not paid pursuant to Section 3.11(d) and to the extent such amount exceeds the amounts then on deposit in the Reserve Fund, and (ii) second, to maintain a balance in the Reserve Fund equal to the Reserve Fund Deposit;
 
(E)  from any remaining Excess Cashflow, to the Class A Certificates, on a pro rata basis, based on the entitlement of each such Class, and then sequentially to the Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8 and Class M-9 Certificates, in that order, the amount of Relief Act Shortfalls and any Prepayment Interest Shortfalls allocated to such Classes of Certificates, to the extent not previously reimbursed;
 
(F)  from any remaining Excess Cashflow, to the Derivative Administrator for payment to the Swap Provider, any Swap Termination Payments due to a Swap Provider Trigger Event owed by the Trust Fund (to the extent not paid by the Derivative Administrator from any upfront payment received pursuant to any replacement interest rate swap agreement that may be entered into by the Supplemental Interest Trust Trustee);
 
(G)  from any remaining Excess Cashflow, to the Class CE Interest and Class CE Certificates, an amount equal to the Class CE Distribution Amount reduced by amounts distributed in clauses (C) and (D) above; and
 
(H)  from any remaining Excess Cashflow, to each of the Class R-1, Class R-2, Class R-3 and Class RX Certificates, based on the related REMIC in which such amounts remain.
 
On each Distribution Date, all amounts in respect of Prepayment Charges shall be distributed to the Holders of the Class P Interest and the Class P Certificates, provided that such distributions shall not be in reduction of the principal balance thereof. On the Distribution Date immediately following the expiration of the latest Prepayment Charge term as identified on the Mortgage Loan Schedule, any amount on deposit in the Class P Certificate Account will be distributed to the Holders of the Class P Interest and the Class P Certificates in reduction of the Certificate Principal Balance thereof.
 
In addition, notwithstanding the foregoing, on any Distribution Date after the Distribution Date on which the Certificate Principal Balance of a Class of Class A Certificates or Class M Certificates has been reduced to zero, that Class of Certificates will be retired and will no longer be entitled to distributions, including distributions in respect of Prepayment Interest Shortfalls or Basis Risk Shortfall Carry Forward Amounts.
 
In addition, notwithstanding the foregoing clause (a)(2), to the extent a Class IO Distribution Amount is payable from principal collections, Principal Distribution Amounts will be deemed paid to the most subordinate Class of Regular Certificates, until the Certificate Principal Balance thereof has been reduced to zero, and such amount will be paid pursuant to Section 3.11(f).
 
(b)  Subject to Section 11.02 hereof respecting the final distribution, on each Distribution Date the Securities Administrator shall make distributions to each Certificateholder of record on the preceding Record Date either by wire transfer in immediately available funds to the account of such Holder at a bank or other entity having appropriate facilities therefor, if such Holder has so notified the Securities Administrator at least 5 Business Days prior to the related Record Date, or, if not, by check mailed by first class mail to such Certificateholder at the address of such Holder appearing in the Certificate Register. Notwithstanding the foregoing, but subject to Section 11.02 hereof respecting the final distribution, distributions with respect to Certificates registered in the name of a Depository shall be made to such Depository in immediately available funds.
 
(c)  Prior to each Distribution Date, or if the Master Servicer and the Securities Administrator are no longer affiliated, on or before 5:00 p.m. Eastern time on the fifth Business Day immediately preceding each Distribution Date, the Master Servicer shall deliver the Remittance Report.
 
Section 6.05  Allocation of Realized Losses. 
 
(a)  All Realized Losses on the Mortgage Loans allocated to any REMIC II Regular Interest pursuant to Section 6.05(c) on the Mortgage Loans shall be allocated by the Securities Administrator on each Distribution Date as follows: first, to Excess Spread as part of the payment in respect of the Extra Principal Distribution Amount for such Distribution Date; second, to the Class CE Interest and Class CE Certificates, until the Certificate Principal Balance or Uncertificated Principal Balance thereof, as applicable, has been reduced to zero; third, to the Class M-9 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; fourth, to the Class M-8 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; fifth, to the Class M-7 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; sixth, to the Class M-6 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; seventh, to the Class M-5 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; eighth, to the Class M-4 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; ninth, to the Class M-3 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; tenth, to the Class M-2 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; eleventh, to the Class M-1 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; and twelfth, to the Class or Classes of Class A Certificates, on a pro rata basis, until the Certificate Principal Balances thereof have been reduced to zero. All Realized Losses to be allocated to the Certificate Principal Balances of all Classes on any Distribution Date shall be so allocated after the actual distributions to be made on such date as provided above. All references above to the Certificate Principal Balance of any Class of Certificates shall be to the Certificate Principal Balance of such Class immediately prior to the relevant Distribution Date, before reduction thereof by any Realized Losses, in each case to be allocated to such Class of Certificates, on such Distribution Date.
 
(b)  Any allocation of Realized Losses to a Class of Certificates or to the Class CE Interest on any Distribution Date shall be made by reducing the Certificate Principal Balance or Uncertificated Principal Balance thereof by the amount so allocated; any allocation of Realized Losses to Excess Spread shall be made by reducing the amount otherwise payable in respect of the Class CE Interest and the Class CE Certificates pursuant to clause (G) of Section 6.04(a)(3). No allocations of any Realized Losses shall be made to the Certificate Principal Balance or Uncertificated Principal Balance, as applicable, of the Class P Interest and the Class P Certificates.
 
Notwithstanding the foregoing, no such allocation of any Realized Loss shall be made on a Distribution Date to any Class of Certificates to the extent that such allocation would result in the reduction of the aggregate Certificate Principal Balance of all the Certificates as of such Distribution Date, (other than the Class CE Certificates and Class P Certificates) after giving effect to all distributions and prior allocations of Realized Losses on the Mortgage Loans on such date, to an amount less than the aggregate Stated Principal Balance of all of the Mortgage Loans as of the first day of the month of such Distribution Date (such limitation, the “Loss Allocation Limitation”). In addition in no event will the Certificate Principal Balance of any Certificate be reduced more than once in respect of any particular amount both (i) allocable to such Certificate in respect of Realized Losses and (ii) payable as principal to the Holder of such Certificate from Remaining Excess Spread.
 
As used herein, an allocation of a Realized Loss on a “pro rata basis” among two or more specified Classes of Certificates means an allocation on a pro rata basis, among the various Classes so specified, to each such Class of Certificates on the basis of their then outstanding Certificate Principal Balances prior to giving effect to distributions to be made on such Distribution Date. All Realized Losses and all other losses allocated to a Class of Certificates hereunder will be allocated among the Certificates of such Class in proportion to the Percentage Interests evidenced thereby.
 
(c)  (i) All Realized Losses on the Mortgage Loans shall be allocated on each Distribution Date, first, to REMIC I Regular Interest I-Non-Swap until the Uncertificated Principal Balance thereof has been reduced to zero, and second, to REMIC I Regular Interest I-1-A through REMIC I Regular Interest I-60-B, starting with the lowest numerical denomination until the Uncertificated Principal Balance of each such REMIC I Regular Interest has been reduced to zero, provided that, for REMIC I Regular Interests with the same numerical denomination, such Realized Losses shall be allocated pro rata between such REMIC I Regular Interests.
 
(ii)  All Realized Losses on the Mortgage Loans shall be allocated by the Securities Administrator on each Distribution Date to the following REMIC II Regular Interests in the specified percentages, as follows: first, to Uncertificated Accrued Interest payable to the REMIC II Regular Interest AA and REMIC II Regular Interest ZZ up to an aggregate amount equal to the REMIC II Interest Loss Allocation Amount (without duplication of shortfalls allocated pursuant to Section 1.02), 98.00% and 2.00%, respectively; second, to the Uncertificated Principal Balances of the REMIC II Regular Interest AA and REMIC II Regular Interest ZZ up to an aggregate amount equal to the REMIC II Principal Loss Allocation Amount, 98.00% and 2.00%, respectively; third, to the Uncertificated Principal Balances of REMIC II Regular Interest AA, REMIC II Regular Interest M-9 and REMIC II Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC II Regular Interest M-9 has been reduced to zero; fourth, to the Uncertificated Principal Balances of REMIC II Regular Interest AA, REMIC II Regular Interest M-8 and REMIC II Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC II Regular Interest M-8 has been reduced to zero; fifth, to the Uncertificated Principal Balances of REMIC II Regular Interest AA, REMIC II Regular Interest M-7 and REMIC II Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC II Regular Interest M-7 has been reduced to zero; sixth, to the Uncertificated Principal Balances of REMIC II Regular Interest AA, REMIC II Regular Interest M-6 and REMIC II Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC II Regular Interest M-6 has been reduced to zero; seventh, to the Uncertificated Principal Balances of REMIC II Regular Interest AA, REMIC II Regular Interest M-5 and REMIC II Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC II Regular Interest M-5 has been reduced to zero; eighth, to the Uncertificated Principal Balances of REMIC II Regular Interest AA, REMIC II Regular Interest M-4 and REMIC II Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC II Regular Interest M-4 has been reduced to zero; ninth, to the Uncertificated Principal Balances of REMIC II Regular Interest AA, REMIC II Regular Interest M-3 and REMIC II Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC II Regular Interest M-3 has been reduced to zero; tenth, to the Uncertificated Principal Balances of REMIC II Regular Interest AA, REMIC II Regular Interest M-2 and REMIC II Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC II Regular Interest M-2 has been reduced to zero; eleventh, to the Uncertificated Principal Balances of REMIC II Regular Interest AA, REMIC II Regular Interest M-1 and REMIC II Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC II Regular Interest M-1 has been reduced to zero; and, twelfth, to the Uncertificated Principal Balance of REMIC II Regular Interest AA, 98.00%, to the Uncertificated Principal Balances of the REMIC II Regular Interests A-1, A-2, A-3, A-4, A-5, A-6 and A-7, pro rata, 1.00%, and to the Uncertificated Principal Balance of REMIC II Regular Interest ZZ, 1.00%, until the Uncertificated Principal Balances of such REMIC II Regular Interests A-1, A-2, A-3, A-4, A-5, A-6 and A-7 have been reduced to zero.
 
Section 6.06  Monthly Statements to Certificateholders. 
 
(a)  Not later than each Distribution Date, the Securities Administrator shall prepare and make available to each Holder of Certificates, the Trustee, the Master Servicer, the Swap Provider and the Depositor a statement setting forth for the Certificates:
 
(i)  the applicable record dates, accrual periods, determination dates for calculating distributions and general distribution dates;
 
(ii)  the total cash flows received and the general sources thereof;
 
(iii)  the amount, if any, of fees or expenses accrued and paid, with an identification of the payee and the general purpose of such fees including the related amount of the Servicing Fees paid to or retained by the Master Servicer for the related Due Period;
 
(iv)  the amount of any Net Swap Payment payable to the Derivative Administrator, any Net Swap Payment payable to the Swap Provider, any Swap Termination Payment payable to the Derivative Administrator and any Swap Termination Payment payable to the Swap Provider;
 
(v)  the amount of the related distribution to Holders of each Class allocable to principal, separately identifying (A) the aggregate amount of any Principal Prepayments included therein, (B) the aggregate of all scheduled payments of principal included therein and (C) the Extra Principal Distribution Amount (if any);
 
(vi)  the amount of such distribution to Holders of each Class of Class A Certificates and Class M Certificates allocable to interest and the portion thereof, if any, provided by the Swap Agreement and Yield Maintenance Agreement and the amount of coverage remaining under either credit enhancement;
 
(vii)  the Interest Carry Forward Amounts and any Basis Risk Shortfall Carry Forward Amounts for each Class of Certificates (if any);
 
(viii)  the Pass-Through Rate for each Class of Class A Certificates and Class M Certificates with respect to the current Accrual Period, and, if applicable, whether such Pass-Through Rate was limited by the Net Rate Cap;
 
(ix)  the number and the aggregate of the Stated Principal Balance of (A) all of the Mortgage Loans and (B) the Adjustable Rate Mortgage Loans, for the following Distribution Date;
 
(x)  the Certificate Principal Balance or Certificate Notional Amount, as applicable, of each Class before and after giving effect (i) to all distributions allocable to principal on such Distribution Date and (ii) the allocation of any Applied Realized Loss Amounts for such Distribution Date;
 
(xi)  the number and aggregate Stated Principal Balance of the Mortgage Loans (A) Delinquent (exclusive of Mortgage Loans in foreclosure and bankruptcy) (1) 30 days Delinquent, (2) 60 days Delinquent and (3) 90 days or more Delinquent, (B) in foreclosure and delinquent (1) 30 days Delinquent, (2) 60 days Delinquent and (3) 90 days or more Delinquent and (C) in bankruptcy and delinquent (1) 30 days Delinquent, (2) 60 days Delinquent and (3) 90 days or more Delinquent, in each case as of the close of business on the last day of the calendar month preceding such Distribution Date and separately identifying such information for the (1) first lien Mortgage Loans, (2) second lien Mortgage Loans, and (3) Adjustable Rate Mortgage Loans;
 
(xii)  the amount of aggregate Advances included in the distribution on such Distribution Date (including the general purpose of such Advances), the aggregate amount of unreimbursed Advances as of the end of the Due Period, and the general source of funds for reimbursements;
 
(xiii)  the amount of, if any, of excess cashflow or excess spread and the application of such excess cashflow;
 
(xiv)  the cumulative amount of Applied Realized Loss Amounts through the end of the preceding month;
 
(xv)  if applicable, material modifications, extensions or waivers to Mortgage Loan terms, fees, penalties or payments during the preceding calendar month or that have become material over time;
 
(xvi)  with respect to any Mortgage Loan that was liquidated during the preceding calendar month, the aggregate Stated Principal Balance of, and Realized Loss on, such Mortgage Loans as of the close of business on the Determination Date preceding such Distribution Date;
 
(xvii)  the total number and principal balance of any real estate owned or REO Properties as of the close of business on the Determination Date preceding such Distribution Date;
 
(xviii)  the three month rolling average of the percent equivalent of a fraction, the numerator of which is the aggregate Stated Principal Balance of the Mortgage Loans that are 60 days or more delinquent or are in bankruptcy or foreclosure or are REO Properties, and the denominator of which is the aggregate Stated Principal Balance of all of the Mortgage Loans in each case as of the close of business on the last day of the calendar month preceding such Distribution Date and separately identifying such information for the (1) first lien Mortgage Loans, and (2) Adjustable Rate Mortgage Loans;
 
(xix)  the Realized Losses during the related Prepayment Period and the cumulative Realized Losses through the end of the preceding month;
 
(xx)  whether a Trigger Event exists;
 
(xxi)  the amount of the distribution made on such Distribution Date to the Holders of the Class P Certificates allocable to Prepayment Charges;
 
(xxii)  information on loss, delinquency or other tests used for determining early amortization, liquidation, stepdowns or other performance triggers and whether the trigger was met;
 
(xxiii)  the amount of the Prepayment Charges remitted by the Master Servicer and the amount on deposit in the Reserve Fund;
 
(xxiv)  updated pool composition data including the following: weighted average mortgage rate and weighted average remaining term;
 
(xxv)  information regarding any new issuance of securities backed by the same asset pool, any pool asset changes, such as additions or removals of Mortgage Loans from the Trust Fund, if applicable; and
 
(xxvi)  any material changes in the solicitation, credit-granting, underwriting, origination, acquisition or Mortgage Loan selection criteria or procedures, as applicable, used to originate, acquire or select Mortgage Loans for the Trust Fund.
 
The Depositor covenants that if there is a material change in the solicitation, credit-granting, underwriting, origination, acquisition or Mortgage Loan selection criteria or procedures, as applicable, used to originate, acquire or select Mortgage Loans for the Trust Fund that it will notify the Securities Administrator five calendar days before each Distribution Date, and if no such notification occurs, the Securities Administrator has no obligation to report with respect to (xxvi). The Depositor covenants to the Securities Administrator that there will be no new issuance of securities backed by the same asset pool, so the Securities Administrator will only be responsible in (xxv) above for reporting any pool asset changes, such as additions or removals of Mortgage Loans from the Trust Fund.
 
The Securities Administrator may make the foregoing Monthly Statement (and, at its option, any additional files containing the same information in an alternative format) available each month to Certificateholders via the Securities Administrator’s internet website. The Securities Administrator’s internet website shall initially be located at “www.ctslink.com”. Assistance in using the website can be obtained by calling the Securities Administrator’s transaction administrator desk at (301) 815-6600. Parties that are unable to use the above distribution options are entitled to have a paper copy mailed to them via first class mail by calling the customer service desk and indicating such. The Securities Administrator may change the way Monthly Statements are distributed in order to make such distributions more convenient or more accessible to the above parties and the Securities Administrator shall provide timely and adequate notification to all above parties regarding any such changes. As a condition to access the Securities Administrator’s internet website, the Securities Administrator may request registration and the acceptance of a disclaimer. The Securities Administrator will not be liable for the dissemination of information in accordance with this Agreement.
 
(b)  The Securities Administrator’s responsibility for making the above information available to the Certificateholders is limited to the availability, timeliness and accuracy of the information derived from the parties providing the information to the Securities Administrator. The Securities Administrator will make available a copy of each statement provided pursuant to this Section 6.06 to each Rating Agency on its website at www.ctslink.com.
 
(c)  Within a reasonable period of time after the end of each calendar year, the Securities Administrator shall furnish upon request to each Person who at any time during the calendar year was a Certificateholder, a statement containing the information (only with respect to principal and interest) set forth in clauses (a)(v) and (a)(vi) of this Section 6.06 aggregated for such calendar year or applicable portion thereof during which such Person was a Certificateholder. Such obligation of the Securities Administrator shall be deemed to have been satisfied to the extent that substantially comparable information shall be provided by the Securities Administrator pursuant to any requirements of the Code as from time to time in effect.
 
(d)  Upon filing with the Internal Revenue Service, the Securities Administrator shall furnish to the Holders of the Residual Certificates the applicable Form 1066 and each applicable Form 1066Q and shall respond promptly to written requests made not more frequently than quarterly by any Holder of a Residual Certificate with respect to the following matters:
 
(i)  The original projected principal and interest cash flows on the Closing Date on each Class of regular and residual interests created hereunder and on the Mortgage Loans, based on the Prepayment Assumption;
 
(ii)  The projected remaining principal and interest cash flows as of the end of any calendar quarter with respect to each class of Regular Interests and Residual Interests created hereunder and the Mortgage Loans, based on the Prepayment Assumption;
 
(iii)  The applicable Prepayment Assumption and any interest rate assumptions used in determining the projected principal and interest cash flows described above;
 
(iv)  The original issue discount (or, in the case of the Mortgage Loans, market discount) or premium accrued or amortized through the end of such calendar quarter with respect to each class of Regular Interests or Residual Interests created hereunder and to the Mortgage Loans, together with each constant yield to maturity used in computing the same;
 
(v)  The treatment of Realized Losses with respect to the Mortgage Loans or the Regular Interests created hereunder, including the timing and amount of any cancellation of indebtedness income of a REMIC with respect to such Regular Interests or bad debt deductions claimed with respect to the Mortgage Loans;
 
(vi)  The amount and timing of any non-interest expenses of a REMIC; and
 
(vii)  Any taxes (including penalties and interest) imposed on the REMIC, including, without limitation, taxes on “prohibited transactions,” “contributions” or “net income from foreclosure property” or state or local income or franchise taxes.
 
The information pursuant to clauses (i), (ii), (iii) and (iv) above shall be provided by the Depositor pursuant to Section 10.12.
 
Section 6.07  REMIC Designations and REMIC Distributions. 
 
(a)  The Securities Administrator on behalf of the Trustee shall elect that each of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V and REMIC VI shall be treated as a REMIC under Section 860D of the Code. Any inconsistencies or ambiguities in this Agreement or in the administration of this Agreement shall be resolved in a manner that preserves the validity of such REMIC elections. The assets of REMIC I shall include the Mortgage Loans and all interest owing in respect of and principal due thereon, the Distribution Account, the Protected Account, any REO Property, any proceeds of the foregoing and any other assets subject to this Agreement (other than the Reserve Fund, any Prepayment Charge Waiver Amounts and, for the avoidance of doubt, the Supplemental Interest Trust, the Swap Agreement, the Yield Maintenance Agreement, the Derivative Account and any rights or obligations in respect of the Derivative Administration Agreement). The REMIC I Regular Interests shall constitute the assets of REMIC II. The REMIC II Regular Interests shall constitute the assets of REMIC III. The Class CE Interest shall constitute the assets of REMIC IV. The Class P Interest shall constitute the assets of REMIC V. The Class IO Interest shall constitute the assets of REMIC VI.
 
(b)  (1)On each Distribution Date, the following amounts, in the following order of priority, shall be distributed by REMIC I to REMIC II on account of REMIC I Regular Interest I-Non-Swap and REMIC I Regular Interests I-1-A through I-60-B or withdrawn from the Distribution Account and distributed to the Holders of the Class R-1 Certificates, as the case may be:
 
(i)  to holders of REMIC I Regular Interest I-Non-Swap and each of the REMIC I Regular Interests I-1-A through I-60-B, pro rata, in an amount equal to (A) the Uncertificated Accrued Interest for such REMIC I Regular Interests for such Distribution Date, plus (B) any amounts payable in respect thereof remaining unpaid from previous Distribution Dates; and
 
(ii)  to the extent of amounts remaining after the distributions made pursuant to clause (i) above, payments of principal shall be allocated as follows: first, to REMIC I Regular Interest I-Non-Swap, until the Uncertificated Principal Balance of such REMIC I Regular Interest is reduced to zero, and second, to REMIC I Regular Interests I-1-A through I-60-B starting with the lowest numerical denomination until the Uncertificated Principal Balance of each such REMIC I Regular Interest is reduced to zero, provided that, for REMIC I Regular Interests with the same numerical denomination, such payments of principal shall be allocated pro rata between such REMIC I Regular Interests.
 
(2) On each Distribution Date, amounts representing Prepayment Charges on the Mortgage loans shall be deemed distributed to REMIC I Regular Interest P, provided that such amounts shall not reduce the Uncertificated Principal Balance of REMIC I Regular Interest P. On the Distribution Date immediately following the expiration of the latest Prepayment Charge term as identified on the Mortgage Loan Schedule, $100 shall be deemed distributed in respect of REMIC I Regular Interest P in reduction of the Uncertificated Principal Balance thereof.
 
(c)  (1)On each Distribution Date, the following amounts, in the following order of priority, shall be distributed by REMIC II to REMIC III on account of the REMIC II Regular Interests or withdrawn from the Distribution Account and distributed to the Holders of the Class R-2 Certificates, as the case may be:
 
(i)  to the holders of REMIC II Regular Interest IO, in an amount equal to (A) the Uncertificated Accrued Interest for such REMIC II Regular Interest for such Distribution Date, plus (B) any amounts in respect thereof remaining unpaid from previous Distribution Dates;
 
(ii)  to the extent of the Interest Funds remaining after the distributions pursuant to clause (i), to the holders of each REMIC II Regular Interest (other than REMIC II Regular Interests IO and P), pro rata, in an amount equal to (A) the Uncertificated Accrued Interest for such REMIC II Regular Interest for such Distribution Date, plus (B) any amounts in respect thereof remaining unpaid from previous Distribution Dates. Amounts payable as Uncertificated Accrued Interest in respect of REMIC II Regular Interest ZZ shall be reduced when the REMIC II Overcollateralization Amount is less than the REMIC II Required Overcollateralization Amount, by the lesser of (x) the amount of such difference and (y) the Maximum Uncertificated Accrued Interest Deferral Amount, and such amount will be payable to the holders of each REMIC II Regular Interest for which a Class A Certificate or Class M Certificate is the Corresponding Certificate in the same proportion as the Extra Principal Distribution Amount is allocated to the Corresponding Certificates for each such REMIC II Regular Interest, and the Uncertificated Principal Balance of REMIC II Regular Interest ZZ shall be increased by such amount;
 
(iii)  to the holders of REMIC II Regular Interests (other than REMIC II Regular Interests IO and P) the remainder of the Interest Funds and Principal Funds for such Distribution Date after the distributions made pursuant to clauses (i) and (ii) above, allocated as follows:
 
(A)  98% of such remainder to the holders of REMIC II Regular Interest AA, until the Uncertificated Principal Balance of such REMIC II Regular Interest is reduced to zero;
 
(B)  2% of such remainder, first, to the holders of each REMIC II Regular Interest for which a Class A Certificate or Class M Certificate is the Corresponding Certificate, in an aggregate amount equal to 1% of and in the same proportion as principal payments are allocated to the Corresponding Certificates for each such REMIC II Regular Interest, until the Uncertificated Principal Balances of such REMIC II Regular Interests are reduced to zero; and second, to the holders of REMIC II Regular Interest ZZ, until the Uncertificated Principal Balance of such REMIC II Regular Interest is reduced to zero; then
 
(C)  any remaining amount to the Holders of the Class R-2 Certificates; and
 
(iv)  to the holders of REMIC II Regular Interest P, 100% of the amounts deemed distributed on REMIC I Regular Interest P.
 
(d)  On each Distribution Date, an amount equal to the amounts distributed pursuant to Sections 6.04(a)(3)(C), (D) and (G) on such date shall be deemed distributed from REMIC III to REMIC IV in respect of the Class CE Distribution Amount distributable to the Class CE Interest.
 
(e)  On each Distribution Date, 100% of the amounts deemed distributed on REMIC II Regular Interest P shall be deemed distributed by REMIC III to REMIC V in respect of the Class P Interest.
 
(f)  On each Distribution Date, 100% of the amounts deemed distributed on REMIC II Regular Interest IO shall be deemed distributed by REMIC III to REMIC VI in respect of the Class IO Interest. Such amounts shall be deemed distributed by REMIC VI to the Derivative Administrator for deposit into the Derivative Account.
 
ARTICLE VII

THE CERTIFICATES
 
Section 7.01  The Certificates. 
 
The Certificates shall be substantially in the forms attached hereto as Exhibits A-1 through A-5. The Certificates shall be issuable in registered form, in the minimum dollar denominations, integral dollar multiples in excess thereof (except that one Certificate of each Class may be issued in a different amount which must be in excess of the applicable minimum dollar denomination) and aggregate dollar denominations as set forth in the following table:
 
Class
 
Minimum Denomination
 
Integral Multiple in Excess of Minimum
 
Original Certificate Principal Balance or Notional Amount
 
A-1
 
$
100,000
 
$
1.00
 
$
373,977,000.00
 
A-2
 
$
100,000
 
$
1.00
 
$
266,834,000.00
 
A-3
 
$
100,000
 
$
1.00
 
$
36,391,000.00
 
A-4
 
$
100,000
 
$
1.00
 
$
89,647,000.00
 
A-5
 
$
100,000
 
$
1.00
 
$
81,669,000.00
 
A-6
 
$
100,000
 
$
1.00
 
$
20,730,000.00
 
A-7
 
$
100,000
 
$
1.00
 
$
96,583,000.00
 
M-1
 
$
100,000
 
$
1.00
 
$
18,687,000.00
 
M-2
 
$
100,000
 
$
1.00
 
$
16,551,000.00
 
M-3
 
$
100,000
 
$
1.00
 
$
12,280,000.00
 
M-4
 
$
100,000
 
$
1.00
 
$
9,076,000.00
 
M-5
 
$
100,000
 
$
1.00
 
$
9,610,000.00
 
M-6
 
$
100,000
 
$
1.00
 
$
6,941,000.00
 
M-7
 
$
100,000
 
$
1.00
 
$
8,452,000.00
 
M-8
 
$
100,000
 
$
1.00
 
$
6,497,000.00
 
M-9
 
$
100,000
 
$
1.00
 
$
5,873,000.00
 
CE
   
10%
 
 
1%
 
$
1,067,806,366.50
(1)
P
   
100%
 
N/A
 
$
100.00
 
R-1
   
100%
 
 
N/A
   
N/A
 
R-2
   
100%
 
 
N/A
   
N/A
 
R-3
   
100%
 
 
N/A
   
N/A
 
RX
   
100%
 
 
N/A
   
N/A
 
(1) This is a Notional Amount.

The Certificates shall be executed by manual or facsimile signature on behalf of the Securities Administrator by an authorized officer. Certificates bearing the manual or facsimile signatures of individuals who were, at the time when such signatures were affixed, authorized to sign on behalf of the Securities Administrator shall bind the Securities Administrator, notwithstanding that such individuals or any of them have ceased to be so authorized prior to the authentication and delivery of such Certificates or did not hold such offices at the date of such authentication and delivery. No Certificate shall be entitled to any benefit under this Agreement, or be valid for any purpose, unless there appears on such Certificate the countersignature of the Securities Administrator by manual signature, and such countersignature upon any Certificate shall be conclusive evidence, and the only evidence, that such Certificate has been duly countersigned and delivered hereunder. All Certificates shall be dated the date of their countersignature. On the Closing Date, the Securities Administrator shall authenticate the Certificates to be issued at the written direction of the Depositor, or any affiliate thereof.
 
The Depositor shall provide, or cause to be provided, to the Securities Administrator on a continuous basis, an adequate inventory of Certificates to facilitate transfers.
 
Section 7.02  Certificate Register; Registration of Transfer and Exchange of Certificates. 
 
(a)  The Securities Administrator shall maintain, or cause to be maintained in accordance with the provisions of Section 7.09 hereof, a Certificate Register for the Trust Fund in which, subject to the provisions of subsections (b) and (c) below and to such reasonable regulations as it may prescribe, the Securities Administrator shall provide for the registration of Certificates and of Transfers and exchanges of Certificates as herein provided. Upon surrender for registration of Transfer of any Certificate, the Securities Administrator shall authenticate and deliver, in the name of the designated transferee or transferees, one or more new Certificates of the same Class and of like aggregate Percentage Interest.
 
At the option of a Certificateholder, Certificates may be exchanged for other Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest upon surrender of the Certificates to be exchanged at the office or agency of the Securities Administrator. Whenever any Certificates are so surrendered for exchange, the Securities Administrator shall execute, authenticate, and deliver the Certificates that the Certificateholder making the exchange is entitled to receive. Every Certificate presented or surrendered for registration of Transfer or exchange shall be accompanied by a written instrument of Transfer in form satisfactory to the Securities Administrator duly executed by the Holder thereof or his attorney duly authorized in writing.
 
No service charge to the Certificateholders shall be made for any registration of Transfer or exchange of Certificates, but payment of a sum sufficient to cover any tax or governmental charge that may be imposed in connection with any Transfer or exchange of Certificates may be required.
 
All Certificates surrendered for registration of Transfer or exchange shall be canceled and subsequently destroyed by the Securities Administrator in accordance with the Securities Administrator customary procedures.
 
(b)  Subject to Subsection 7.07 and, in the case of any Global Certificate or Private Certificate upon the satisfaction of the conditions set forth below, upon surrender for registration of transfer of any Certificate at any office or agency of the Securities Administrator maintained for such purpose, the Securities Administrator shall sign, countersign and shall deliver, in the name of the designated transferee or transferees, a new Certificate of a like Class and aggregate Percentage Interest, but bearing a different number.
 
(c)  Subject to Subsection 7.02(g), so long as a Global Certificate of such Class is outstanding and is held by or on behalf of the Depository, transfers of beneficial interests in such Global Certificate, or transfers by Holders of Individual Certificates of such Class to transferees that take delivery in the form of beneficial interests in the Global Certificate, may be made only in accordance with this Subsection 7.02(c) and in accordance with the rules of the Depository:
 
(i)  In the case of a beneficial interest in the Global Certificate being transferred to an Institutional Accredited Investor, such transferee shall be required to take delivery in the form of an Individual Certificate or Certificates and the Securities Administrator shall register such transfer only upon compliance with the provisions of Subsection 7.02(h).
 
(ii)  In the case of a beneficial interest in a Class of Global Certificates being transferred to a transferee that takes delivery in the form of an Individual Certificate or Certificates of such Class, except as set forth in clause (i) above, the Securities Administrator shall register such transfer only upon compliance with the provisions of Subsection 7.02(h).
 
(iii)  In the case of an Individual Certificate of a Class being transferred to a transferee that takes delivery in the form of a beneficial interest in a Global Certificate of such Class, the Securities Administrator shall register such transfer if the transferee has provided the Securities Administrator with a Rule 144A and Related Matters Certificate or comparable evidence as to its QIB status.
 
(iv)  No restrictions shall apply with respect to the transfer or registration of transfer of a beneficial interest in the Global Certificate of a Class to a transferee that takes delivery in the form of a beneficial interest in the Global Certificate of such Class; provided that each such transferee shall be deemed to have made such representations and warranties contained in the Rule 144A and Related Matters Certificate as are sufficient to establish that it is a QIB.
 
(d)  Subject to Subsection 7.02(g), an exchange of a beneficial interest in a Global Certificate of a Class for an Individual Certificate or Certificates of such Class, an exchange of an Individual Certificate or Certificates of a Class for a beneficial interest in the Global Certificate of such Class and an exchange of an Individual Certificate or Certificates of a Class for another Individual Certificate or Certificates of such Class (in each case, whether or not such exchange is made in anticipation of subsequent transfer, and, in the case of the Global Certificate of such Class, so long as such Certificate is outstanding and is held by or on behalf of the Depository) may be made only in accordance with this Subsection 7.02(d) and in accordance with the rules of the Depository:
 
(i)  A Holder of a beneficial interest in a Global Certificate of a Class may at any time exchange such beneficial interest for an Individual Certificate or Certificates of such Class.
 
(ii)  A Holder of an Individual Certificate or Certificates of a Class may exchange such Certificate or Certificates for a beneficial interest in the Global Certificate of such Class if such holder furnishes to the Securities Administrator a Rule 144A and Related Matters Certificate or comparable evidence as to its QIB status.
 
(iii)  A Holder of an Individual Certificate of a Class may exchange such Certificate for an equal aggregate principal amount of Individual Certificates of such Class in different authorized denominations without any certification.
 
(e)  (i)Upon acceptance for exchange or transfer of an Individual Certificate of a Class for a beneficial interest in a Global Certificate of such Class as provided herein, the Securities Administrator shall cancel such Individual Certificate and shall (or shall request the Depository to) endorse on the schedule affixed to the applicable Global Certificate (or on a continuation of such schedule affixed to the Global Certificate and made a part thereof) or otherwise make in its books and records an appropriate notation evidencing the date of such exchange or transfer and an increase in the certificate balance of the Global Certificate equal to the certificate balance of such Individual Certificate exchanged or transferred therefor.
 
(ii)  Upon acceptance for exchange or transfer of a beneficial interest in a Global Certificate of a Class for an Individual Certificate of such Class as provided herein, the Securities Administrator shall (or shall request the Depository to) endorse on the schedule affixed to such Global Certificate (or on a continuation of such schedule affixed to such Global Certificate and made a part thereof) or otherwise make in its books and records an appropriate notation evidencing the date of such exchange or transfer and a decrease in the certificate balance of such Global Certificate equal to the certificate balance of such Individual Certificate issued in exchange therefor or upon transfer thereof.
 
(f)  Any Individual Certificate issued in exchange for or upon transfer of another Individual Certificate or of a beneficial interest in a Global Certificate shall bear the applicable legends set forth in Exhibit A-2.
 
(g)  Subject to the restrictions on transfer and exchange set forth in this Section 7.02, the Holder of any Individual Certificate may transfer or exchange the same in whole or in part (in an initial certificate balance equal to the minimum authorized denomination set forth in Section 7.01 above or any integral multiple of $1.00 in excess thereof) by surrendering such Certificate at the Corporate Trust Office, or at the office of any transfer agent, together with an executed instrument of assignment and transfer satisfactory in form and substance to the Securities Administrator in the case of transfer and a written request for exchange in the case of exchange. The Holder of a beneficial interest in a Global Certificate may, subject to the rules and procedures of the Depository, cause the Depository (or its nominee) to notify the Securities Administrator in writing of a request for transfer or exchange of such beneficial interest for an Individual Certificate or Certificates. Following a proper request for transfer or exchange, the Securities Administrator shall, within five Business Days of such request made at the Corporate Trust Office, sign, countersign and deliver at the Corporate Trust Office, to the transferee (in the case of transfer) or Holder (in the case of exchange) or send by first class mail at the risk of the transferee (in the case of transfer) or Holder (in the case of exchange) to such address as the transferee or Holder, as applicable, may request, an Individual Certificate or Certificates, as the case may require, for a like aggregate Percentage Interest and in such authorized denomination or denominations as may be requested. The presentation for transfer or exchange of any Individual Certificate shall not be valid unless made at the Corporate Trust Office by the registered Holder in person, or by a duly authorized attorney-in-fact.
 
(h)  No Transfer of a Private Certificate shall be made unless such Transfer is made pursuant to an effective registration statement under the Securities Act and any applicable state securities laws or is exempt from the registration requirements under the Securities Act and such state securities laws. In the event that a Transfer is to be made in reliance upon an exemption from the Securities Act and such laws, in order to assure compliance with the Securities Act and such laws, the Certificateholder desiring to effect such Transfer and such Certificateholder’s prospective transferee shall each certify to the Trustee and the Securities Administrator in writing the facts surrounding the Transfer by (x)(i) the delivery to the Securities Administrator by the Certificateholder desiring to effect such transfer of a certificate substantially in the form set forth in Exhibit D (the “Transferor Certificate”) and (ii) the delivery by the Certificateholder’s prospective transferee of (A) a letter in substantially the form of Exhibit E (the “Investment Letter”) if the prospective transferee is an Institutional Accredited Investor or (B) a letter in substantially the form of Exhibit F (the “Rule 144A and Related Matters Certificate”) if the prospective transferee is a QIB or (y) there shall be delivered to the Securities Administrator an Opinion of Counsel addressed to the Trustee and the Securities Administrator that such Transfer may be made pursuant to an exemption from the Securities Act, which Opinion of Counsel shall not be an expense of the Depositor, the Securities Administrator, the Sponsor, the Master Servicer or the Trustee. Notwithstanding the provisions of the immediately preceding sentence, no restrictions shall apply with respect to the transfer or registration of transfer of a beneficial interest in any Certificate that is a Global Certificate of a Class to a transferee that takes delivery in the form of a beneficial interest in the Global Certificate of such Class provided that each such transferee shall be deemed to have made such representations and warranties contained in the Rule 144A and Related Matters Certificate as are sufficient to establish that it is a QIB. The Depositor shall provide to any Holder of a Private Certificate and any prospective transferee designated by any such Holder, information regarding the related Certificates and the Mortgage Loans and such other information as shall be necessary to satisfy the condition to eligibility set forth in Rule 144A(d)(4) for Transfer of any such Certificate without registration thereof under the Securities Act pursuant to the registration exemption provided by Rule 144A. The Trustee, the Securities Administrator and the Master Servicer shall cooperate with the Depositor in providing the Rule 144A information referenced in the preceding sentence, including providing to the Depositor such information regarding the Certificates, the Mortgage Loans and other matters regarding the Trust Fund as the Depositor shall reasonably request to meet its obligation under the preceding sentence. Each Holder of a Private Certificate desiring to effect such Transfer shall, and does hereby agree to, indemnify the Trustee, the Securities Administrator, the Depositor, the Sponsor and the Master Servicer against any liability that may result if the Transfer is not so exempt or is not made in accordance with such federal and state laws.
 
Prior to the termination of the Supplemental Interest Trust, no Transfer of a Class A Certificate or Class M Certificate shall be made unless either (i) the Securities Administrator shall have received a representation from the transferee of such Certificate acceptable to and in form and substance satisfactory to the Securities Administrator, to the effect that such transferee is not an employee benefit plan subject to Section 406 of ERISA or a plan subject to Section 4975 of the Code (either a “Plan”), or a Person acting on behalf of a Plan or using the assets a Plan, or (ii) the transferee provides a representation, or is deemed to represent in the case of the Global Certificate that (A) such plan is an accredited investor within the meaning of the Exemption and (B) the proposed transfer or holding of such Certificate are eligible for exemptive relief under an individual or class prohibited transaction exemption, including, but not limited to, Prohibited Transaction Class Exemption (“PTCE”) 84-14, PTCE 91-38, PTCE 90-1, PTCE 95-60 or PTCE 96-23.
 
Subsequent to the termination of the Supplemental Interest Trust, each beneficial owner of a Class M Certificate or any interest therein shall be deemed to have represented, by virtue of its acquisition or holding of that certificate or interest therein, that either (a)(i) it is not a Plan or investing with “Plan Assets”, (ii) it has acquired and is holding such certificate in reliance on the Exemption, and that it understands that there are certain conditions to the availability of the Exemption, including that the certificate must be rated, at the time of purchase, not lower than “BBB-” (or its equivalent) by S&P, Fitch or Moody’s, and the certificate is so rated or (iii) (1) it is an insurance company, (2) the source of funds used to acquire or hold the certificate or interest therein is an “insurance company general account,” as such term is defined in PTCE 95-60, and (3) the conditions in Sections I and III of PTCE 95-60 have been satisfied.
 
Neither the Trustee, the Securities Administrator nor the Master Servicer will be required to monitor, determine or inquire as to compliance with the transfer restrictions with respect to the Global Certificates. Any attempted or purported transfer of any Certificate in violation of the provisions of this Section 7.02 shall be void ab initio and such Certificate shall be considered to have been held continuously by the prior permitted Certificateholder. Any transferor of any Certificate in violation of such provisions, shall indemnify and hold harmless the Trustee, the Securities Administrator and the Master Servicer from and against any and all liabilities, claims, costs or expenses incurred by the Trustee, the Securities Administrator or the Master Servicer as a result of such attempted or purported transfer. Neither the Trustee, the Securities Administrator nor the Master Servicer shall have any liability for transfer of any such Global Certificates in or through book-entry facilities of any Depository or between or among Depository Participants or Certificate Owners made in violation of the transfer restrictions set forth herein.
 
No Transfer of a Class CE, Class P or Residual Certificate shall be made unless either (i) the transferee of such Certificate provides a representation, or is deemed to represent in the case of a Global Certificate, to the Securities Administrator acceptable to and in form and substance satisfactory to the Securities Administrator, to the effect that such transferee is not a Plan, or a Person acting on behalf of a Plan or using the assets of a Plan, or (ii) in the case of any such Certificate presented for registration in the name of a Plan, or a trustee of a Plan or any other person acting on behalf of a Plan, the Securities Administrator shall have received an Opinion of Counsel for the benefit of the Trustee, the Securities Administrator and the Master Servicer and on which they may rely, satisfactory to the Securities Administrator, to the effect that the purchase and holding of such Certificate are permissible under applicable law, will not result in any prohibited transactions under ERISA or Section 4975 of the Code and will not subject the Trustee, the Master Servicer, the Securities Administrator or the Depositor to any obligation in addition to those expressly undertaken in this Agreement, which Opinion of Counsel shall not be an expense of the Trustee, the Master Servicer, the Securities Administrator or the Depositor. Neither the Trustee, the Securities Administrator nor the Master Servicer shall be required to monitor, determine or inquire as to compliance with the transfer restrictions with respect to any ERISA Restricted Certificate that is a Book-Entry Certificate, and neither the Trustee, the Securities Administrator nor the Master Servicer shall have any liability for transfers of any such Book-Entry Certificates made through the book-entry facilities of any Depository or between or among participants of the Depository or Certificate Owners made in violation of the transfer restrictions set forth herein. Neither the Trustee, the Securities Administrator nor the Master Servicer shall be under any liability to any Person for any registration of transfer of any ERISA Restricted Certificate that is in fact not permitted by this Section 7.02(h) or for making any payments due on such Certificate to the Holder thereof or taking any other action with respect to such Holder under the provisions of this Agreement. The Securities Administrator shall be entitled, but not obligated, to recover from any Holder of any ERISA Restricted Certificate that was in fact a Plan or a Person acting on behalf of a Plan at the time it became a Holder or, at such subsequent time as it became a Plan or Person acting on behalf of a Plan, all payments made on such ERISA Restricted Certificate at and after either such time. Any such payments so recovered by the Securities Administrator shall be paid and delivered by the Securities Administrator to the last preceding Holder of such Certificate that is not a Plan or Person acting on behalf of a Plan.
 
(i)  Each Person who has or who acquires any Ownership Interest in a Residual Certificate shall be deemed by the acceptance or acquisition of such Ownership Interest to have agreed to be bound by the following provisions, and the rights of each Person acquiring any Ownership Interest in a Residual Certificate are expressly subject to the following provisions:
 
(i)  Each Person holding or acquiring any Ownership Interest in a Residual Certificate shall be a Permitted Transferee and shall promptly notify the Securities Administrator of any change or impending change in its status as a Permitted Transferee.
 
(ii)  No Ownership Interest in a Residual Certificate may be registered on the Closing Date or thereafter transferred, and the Securities Administrator shall not register the Transfer of any Residual Certificate unless, in addition to the certificates required to be delivered to the Securities Administrator under subparagraph (b) above, the Securities Administrator shall have been furnished with an affidavit (a “Transfer Affidavit”) of the initial owner or the proposed transferee in the form attached hereto as Exhibit C.
 
(iii)  Each Person holding or acquiring any Ownership Interest in a Residual Certificate shall agree (A) to obtain a Transfer Affidavit from any other Person to whom such Person attempts to Transfer its Ownership Interest in a Residual Certificate, (B) to obtain a Transfer Affidavit from any Person for whom such Person is acting as nominee, trustee or agent in connection with any Transfer of a Residual Certificate and (C) not to Transfer its Ownership Interest in a Residual Certificate or to cause the Transfer of an Ownership Interest in a Residual Certificate to any other Person if it has actual knowledge that such Person is not a Permitted Transferee.
 
(iv)  Any attempted or purported Transfer of any Ownership Interest in a Residual Certificate in violation of the provisions of this Section 7.02(i) shall be absolutely null and void and shall vest no rights in the purported transferee. If any purported transferee shall become a Holder of a Residual Certificate in violation of the provisions of this Section 7.02(i), then the last preceding Permitted Transferee shall be restored to all rights as Holder thereof retroactive to the date of registration of Transfer of such Residual Certificate. Neither the Securities Administrator nor the Trustee shall be under liability to any Person for any registration of Transfer of a Residual Certificate that is in fact not permitted by Section 7.02(h) and this Section 7.02(i) or for making any payments due on such Certificate to the Holder thereof or taking any other action with respect to such Holder under the provisions of this Agreement so long as the Transfer was registered after receipt of the related Transfer Affidavit. The Securities Administrator shall be entitled but not obligated to recover from any Holder of a Residual Certificate that was in fact not a Permitted Transferee at the time it became a Holder or, at such subsequent time as it became other than a Permitted Transferee, all payments made on such Residual Certificate at and after either such time. Any such payments so recovered by the Securities Administrator shall be paid and delivered by the Securities Administrator to the last preceding Permitted Transferee of such Certificate.
 
(v)  The Master Servicer shall make available within 60 days of written request from the Securities Administrator, all information necessary to compute any tax imposed under Section 860E(e) of the Code as a result of a Transfer of an Ownership Interest in a Residual Certificate to any Holder who is not a Permitted Transferee.
 
The restrictions on Transfers of a Residual Certificate set forth in this Section 7.02(i) shall cease to apply (and the applicable portions of the legend on a Residual Certificate may be deleted) with respect to Transfers occurring after delivery to the Securities Administrator of an Opinion of Counsel addressed to the Securities Administrator, which Opinion of Counsel shall not be an expense of the Securities Administrator, the Trustee, the Sponsor or the Master Servicer to the effect that the elimination of such restrictions, or any Transfer allowed by the elimination of such restrictions, will not cause REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI, as applicable, to fail to qualify as a REMIC at any time that the Certificates are outstanding or result in the imposition of any tax on the Trust Fund, a Certificateholder or another Person. Each Person holding or acquiring any Ownership Interest in a Residual Certificate hereby consents to any amendment of this Agreement that, based on an Opinion of Counsel addressed to the Securities Administrator and furnished to the Securities Administrator, is reasonably necessary (a) to ensure that the record ownership of, or any beneficial interest in, a Residual Certificate is not transferred, directly or indirectly, to a Person that is not a Permitted Transferee and (b) to provide for a means to compel the Transfer of a Residual Certificate that is held by a Person that is not a Permitted Transferee to a Holder that is a Permitted Transferee.
 
(j)  The preparation and delivery of all certificates and opinions referred to above in this Section 7.02 shall not be an expense of the Trust Fund, the Securities Administrator, the Trustee, the Depositor, the Sponsor or the Master Servicer.
 
Section 7.03  Mutilated, Destroyed, Lost or Stolen Certificates. 
 
If (a) any mutilated Certificate is surrendered to the Securities Administrator, or the Securities Administrator receives evidence to its satisfaction of the destruction, loss or theft of any Certificate and of the ownership thereof and (b) there is delivered to the Securities Administrator such security or indemnity as may be required by them to save the Securities Administrator and the Trustee harmless, then, in the absence of notice to the Securities Administrator that such Certificate has been acquired by a bona fide purchaser, the Securities Administrator shall execute, authenticate and deliver, in exchange for or in lieu of any such mutilated, destroyed, lost or stolen Certificate, a new Certificate of like Class, tenor and Percentage Interest. In connection with the issuance of any new Certificate under this Section 7.03, the Securities Administrator may require the payment of a sum sufficient to cover any tax or other governmental charge that may be imposed in relation thereto and any other expenses (including the fees and expenses of the Securities Administrator) connected therewith. Any replacement Certificate issued pursuant to this Section 7.03 shall constitute complete and indefeasible evidence of ownership in the Trust Fund, as if originally issued, whether or not the lost, stolen or destroyed Certificate shall be found at any time. All Certificates surrendered to the Securities Administrator under the terms of this Section 7.03 shall be canceled and destroyed by the Securities Administrator in accordance with its standard procedures without liability on its part.
 
Section 7.04  Persons Deemed Owners. 
 
The Securities Administrator or the Trustee and any agent of the Securities Administrator or the Trustee may treat the person in whose name any Certificate is registered as the owner of such Certificate for the purpose of receiving distributions as provided in this Agreement and for all other purposes whatsoever, and neither the Securities Administrator nor the Trustee nor any agent of the Securities Administrator shall be affected by any notice to the contrary.
 
Section 7.05  Access to List of Certificateholders’ Names and Addresses. 
 
If three or more Certificateholders (a) request such information in writing from the Securities Administrator, (b) state that such Certificateholders desire to communicate with other Certificateholders with respect to their rights under this Agreement or under the Certificates, and (c) provide a copy of the communication that such Certificateholders propose to transmit or if the Depositor or the Master Servicer shall request such information in writing from the Securities Administrator, then the Securities Administrator shall, within ten Business Days after the receipt of such request, provide the Depositor, the Master Servicer or such Certificateholders at such recipients’ expense the most recent list of the Certificateholders of the Trust Fund held by the Securities Administrator, if any. The Depositor and every Certificateholder, by receiving and holding a Certificate, agree that the Securities Administrator shall not be held accountable by reason of the disclosure of any such information as to the list of the Certificateholders hereunder, regardless of the source from which such information was derived.
 
Section 7.06  Book-Entry Certificates. 
 
The Regular Certificates (other than the Class CE and Class P Certificates), upon original issuance, shall be issued in the form of one or more typewritten Certificates representing the Book-Entry Certificates, to be delivered to the Depository by or on behalf of the Depositor. Such Certificates shall initially be registered on the Certificate Register in the name of the Depository or its nominee, and no Certificate Owner of such Certificates will receive a definitive certificate representing such Certificate Owner’s interest in such Certificates, except as provided in Section 7.08. Unless and until definitive, fully registered Certificates (“Definitive Certificates”) have been issued to the Certificate Owners of such Certificates pursuant to Section 7.08:
 
(a)  the provisions of this Section shall be in full force and effect;
 
(b)  the Depositor, the Trustee and the Securities Administrator may deal with the Depository and the Depository Participants for all purposes (including the making of distributions) as the authorized representative of the respective Certificate Owners of such Certificates;
 
(c)  registration of the Book-Entry Certificates may not be transferred by the Securities Administrator except to another Depository;
 
(d)  the rights of the respective Certificate Owners of such Certificates shall be exercised only through the Depository and the Depository Participants and shall be limited to those established by law and agreements between the Owners of such Certificates and the Depository and/or the Depository Participants. Pursuant to the Depository Agreement, unless and until Definitive Certificates are issued pursuant to Section 7.08, the Depository will make book-entry transfers among the Depository Participants and receive and transmit distributions of principal and interest on the related Certificates to such Depository Participants;
 
(e)  the Depository may collect its usual and customary fees, charges and expenses from its Depository Participants;
 
(f)  the Securities Administrator may rely and shall be fully protected in relying upon information furnished by the Depository with respect to its Depository Participants; and
 
(g)  to the extent that the provisions of this Section conflict with any other provisions of this Agreement, the provisions of this Section shall control.
 
For purposes of any provision of this Agreement requiring or permitting actions with the consent of, or at the direction of, Certificateholders evidencing a specified percentage of the aggregate unpaid principal amount of any Class of Certificates, such direction or consent may be given by Certificate Owners (acting through the Depository and the Depository Participants) owning Book-Entry Certificates evidencing the requisite percentage of principal amount of such Class of Certificates.
 
The Private Certificates shall initially be held in fully registered certificated form. If at any time the Holders of all of the Certificates of one or more such Classes request that the Securities Administrator cause such Class to become Global Certificates, the Depositor (with the assistance of the Securities Administrator) will take such action as may be reasonably required to cause the Depository to accept such Class or Classes for trading if it may legally be so traded. If at anytime there are to be Global Certificates, the Global Certificates shall be delivered to the Depository by the Depositor or deposited with the Securities Administrator as custodian for the Depository.
 
All transfers by Certificate Owners of such respective Classes of Book-Entry Certificates and any Global Certificates shall be made in accordance with the procedures established by the Depository Participant or brokerage firm representing such Certificate Owners. Each Depository Participant shall only transfer Book-Entry Certificates of Certificate Owners it represents or of brokerage firms for which it acts as agent in accordance with the Depository’s normal procedures.
 
Section 7.07  Notices to Depository. 
 
Whenever any notice or other communication is required to be given to Certificateholders of a Class with respect to which Book-Entry Certificates have been issued, unless and until Definitive Certificates shall have been issued to the related Certificate Owners, the Securities Administrator shall give all such notices and communications to the Depository.
 
Section 7.08  Definitive Certificates. 
 
If, after Book-Entry Certificates have been issued with respect to any Certificates, (a) the Depositor or the Depository advises the Securities Administrator that the Depository is no longer willing or able to discharge properly its responsibilities under the Depository Agreement with respect to such Certificates and the Depositor is unable to locate a qualified successor or (b) the Depositor, with the consent of Depository Participants, advises the Securities Administrator that it elects to terminate the book-entry system with respect to such Certificates through the Depository, then the Securities Administrator shall notify all Certificate Owners of such Certificates, through the Depository, of the occurrence of any such event and of the availability of Definitive Certificates to applicable Certificate Owners requesting the same. The Depositor shall provide the Securities Administrator with an adequate inventory of certificates to facilitate the issuance and transfer of Definitive Certificates. Upon surrender to the Securities Administrator of any such Certificates by the Depository, accompanied by registration instructions from the Depository for registration, the Securities Administrator shall countersign and deliver such Definitive Certificates. Neither the Depositor nor the Securities Administrator shall be liable for any delay in delivery of such instructions and each may conclusively rely on, and shall be protected in relying on, such instructions.
 
In addition, if an Event of Default has occurred and is continuing, each Certificate Owner materially adversely affected thereby may at its option request a Definitive Certificate evidencing such Certificate Owner’s Voting Rights in the related Class of Certificates. In order to make such request, such Certificate Owner shall, subject to the rules and procedures of the Depository, provide the Depository or the related Depository Participant with directions for the Securities Administrator to exchange or cause the exchange of the Certificate Owner’s interest in such Class of Certificates for an equivalent Voting Right in fully registered definitive form. Upon receipt by the Securities Administrator of instructions from the Depository directing the Securities Administrator to effect such exchange (such instructions to contain information regarding the Class of Certificates and the Certificate Principal Balance being exchanged, the Depository Participant account to be debited with the decrease, the registered Holder of and delivery instructions for the definitive Certificate, and any other information reasonably required by the Securities Administrator), (i) the Securities Administrator shall instruct the Depository to reduce the related Depository Participant’s account by the aggregate Certificate Principal Balance of the definitive Certificate, (ii) the Securities Administrator shall execute, authenticate and deliver, in accordance with the registration and delivery instructions provided by the Depository, a definitive Certificate evidencing such Certificate Owner’s Voting Rights in such Class of Certificates and (iii) the Securities Administrator shall execute and authenticate a new Book-Entry Certificate reflecting the reduction in the Certificate Principal Balance of such Class of Certificates by the amount of the definitive Certificates.
 
Section 7.09  Maintenance of Office or Agency. 
 
The Securities Administrator will maintain or cause to be maintained at its expense an office or offices or agency or agencies located at Wells Fargo Bank, National Association, Sixth Street and Marquette Avenue, Minneapolis, Minnesota 55479, Attn: Global Securities and Trust Services Group - Bear Stearns Asset Backed Securities I LLC 2006-IM1, where Certificates may be surrendered for registration of transfer or exchange. The Securities Administrator initially designates its Corporate Trust Office, as the office for such purposes. The Securities Administrator will give prompt written notice to the Certificateholders of any change in such location of any such office or agency.
 
ARTICLE VIII
 
THE DEPOSITOR AND THE MASTER SERVICER
 
Section 8.01  Liabilities of the Depositor and the Master Servicer. 
 
Each of the Depositor and the Master Servicer shall be liable in accordance herewith only to the extent of the obligations specifically imposed upon and undertaken by it herein.
 
Section 8.02  Merger or Consolidation of the Depositor or the Master Servicer. 
 
(a)  Each of the Depositor and the Master Servicer will keep in full force and effect its existence, rights and franchises as a limited liability company under the laws of the state of its formation, a corporation under the laws of the state of its incorporation or as a national banking association under federal law, as applicable, and will obtain and preserve its qualification to do business as a foreign corporation in each jurisdiction in which such qualification is or shall be necessary to protect the validity and enforceability of this Agreement, the Certificates or any of the Mortgage Loans and to perform its duties under this Agreement.
 
(b)  Any Person into which the Depositor or the Master Servicer may be merged or consolidated, or any corporation resulting from any merger or consolidation to which the Depositor or the Master Servicer shall be a party, or any Person succeeding to the business of the Depositor or the Master Servicer, shall be the successor of the Depositor or the Master Servicer hereunder, without the execution or filing of any paper or further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding.
 
Section 8.03  Indemnification of the Trustee, the Master Servicer and the Securities Administrator. 
 
The Master Servicer agrees to indemnify the Indemnified Persons for, and to hold them harmless against, any loss, liability or expense (including reasonable legal fees and disbursements of counsel) incurred on their part that may be sustained in connection with, arising out of, or relating to, any claim or legal action (i) related to the Master Servicer’s failure to perform its duties in compliance with this Agreement (except as any such loss, liability or expense shall be otherwise reimbursable pursuant to this Agreement) or (ii) incurred by reason of the Master Servicer’s willful misfeasance, bad faith or gross negligence in the performance of duties hereunder or by reason of reckless disregard of obligations and duties hereunder, provided, in each case, that with respect to any such claim or legal action (or pending or threatened claim or legal action), the affected Indemnified Person shall have given the Master Servicer and EMC written notice thereof promptly after such Person shall have with respect to such claim or legal action knowledge thereof; provided, however that the failure to give such notice shall not relieve the Master Servicer of its indemnification obligations hereunder except to the extent the Master Servicer is prejudiced thereby. This indemnity shall survive the resignation or removal of the Trustee, Master Servicer or the Securities Administrator and the termination of this Agreement.
 
Section 8.04  Limitations on Liability of the Depositor, the Master Servicer and Others. 
 
(a)  Subject to the obligation of the Master Servicer to indemnify the Indemnified Persons pursuant to Section 8.03, neither the Depositor, the Master Servicer nor any of the directors, officers, employees or agents of the Depositor and the Master Servicer shall be under any liability to the Indemnified Persons, the Trust Fund or the Certificateholders for taking any action or for refraining from taking any action in good faith pursuant to this Agreement, or for errors in judgment; provided, however, that this provision shall not protect the Depositor, the Master Servicer or any such Person against any breach of warranties or representations made herein or any liability which would otherwise be imposed by reason of such Person’s willful misfeasance, bad faith or gross negligence in the performance of duties or by reason of reckless disregard of obligations and duties hereunder.
 
(b)  The Depositor, the Master Servicer and any director, officer, employee or agent of the Depositor and the Master Servicer may rely in good faith on any document of any kind prima facie properly executed and submitted by any Person respecting any matters arising hereunder.
 
(c)  The Depositor, the Master Servicer, the Securities Administrator, the Trustee, the Custodian and any director, officer, employee or agent of the Depositor, the Master Servicer, the Securities Administrator, the Trustee and the Custodian shall be indemnified by the Trust and held harmless thereby against any loss, liability or expense (including reasonable legal fees and disbursements of counsel) incurred on their part that may be sustained in connection with, arising out of, or related to, any claim or legal action (including any pending or threatened claim or legal action) relating to, or the performance of its obligations under, this Agreement, the Assignment Agreement, the Custodial Agreement, the Certificates or related Servicing Agreement, other than (i) in the case of the Master Servicer or the Securities Administrator, any such loss, liability or expense related to the Master Servicer’s or Securities Administrator’s failure to perform its respective duties in compliance with this Agreement or (ii) in the case of the Master Servicer or the Securities Administrator, any such loss, liability or expense incurred by reason of the Master Servicer’s or the Securities Administrator’s willful misfeasance, bad faith or gross negligence in the performance of duties hereunder, or by reason of reckless disregard of obligations and duties hereunder or under the Custodial Agreement, as applicable, (iii) in the case of the Trustee, any such loss, liability or expense incurred by reason of the Trustee’s willful misfeasance, bad faith or negligence in the performance of its duties hereunder, or by reason of its reckless disregard of obligations and duties hereunder and (iv) in the case of the Custodian, any such loss, liability or expense incurred by reason of such Custodian’s willful misfeasance, bad faith or negligence in the performance of its duties under the Custodial Agreement, or by reason of its reckless disregard of obligations and duties thereunder. Such indemnification shall survive termination of this Agreement.
 
(d)  Neither the Depositor nor the Master Servicer shall be under any obligation to appear in, prosecute or defend any legal action that is not incidental to its duties under this Agreement and that in its opinion may involve it in any expense or liability; provided, however, the Master Servicer may in its discretion, undertake any such action which it may deem necessary or desirable with respect to this Agreement and the rights and duties of the parties hereto and the interests of the Certificateholders. In such event, the legal expenses and costs of such action and any liability resulting therefrom (except any loss, liability or expense incurred by reason of willful misfeasance, bad faith or negligence in the performance of duties hereunder or by reason of reckless disregard of obligations and duties hereunder) shall be expenses, costs and liabilities of the Trust Fund, and the Master Servicer shall be entitled to be reimbursed therefor out of the Distribution Account as provided by Section 5.09. Nothing in this Subsection 8.04(d) shall affect the Master Servicer’s obligation to master service the Mortgage Loans pursuant to Section 3.01.
 
(e)  In taking or recommending any course of action pursuant to this Agreement, unless specifically required to do so pursuant to this Agreement, the Master Servicer shall not be required to investigate or make recommendations concerning potential liabilities which the Trust might incur as a result of such course of action by reason of the condition of the Mortgaged Properties but shall give notice to the Trustee if it has notice of such potential liabilities.
 
(f)  The Master Servicer shall not be liable for any acts or omissions of the related Servicer.
 
(g)  The Master Servicer may perform any of its duties hereunder or exercise its rights hereunder either directly of through Affiliates, agents or attorneys.
 
Section 8.05  Master Servicer Not to Resign. 
 
(a)  Except as provided in Section 8.07, the Master Servicer shall not resign from the obligations and duties hereby imposed on it except (i) with the prior consent of the Trustee (which consent shall not be unreasonably withheld or delayed) or (ii) upon a determination that any such duties hereunder are no longer permissible under applicable law and such impermissibility cannot be cured. Any such determination permitting the resignation of the Master Servicer shall be evidenced by an Opinion of Counsel, addressed to and delivered to, the Trustee. No such resignation by the Master Servicer shall become effective until EMC, the Trustee or a successor to the Master Servicer reasonably satisfactory to the Trustee shall have assumed the responsibilities and obligations of the Master Servicer in accordance with Section 9.02 hereof. The Trustee shall notify each Rating Agency of the resignation of the Master Servicer.
 
Section 8.06  Successor Master Servicer. 
 
In connection with the appointment of any successor Master Servicer or the assumption of the duties of the Master Servicer, EMC or the Trustee may make such arrangements for the compensation of such successor master servicer out of payments on the Mortgage Loans as EMC or the Trustee and such successor master servicer shall agree. If the successor master servicer does not agree that such market value is a fair price, such successor master servicer shall obtain two quotations of market value from third parties actively engaged in the servicing of single family mortgage loans. In no event shall the compensation of any successor master servicer exceed that permitted the Master Servicer hereunder without the consent of all of the Certificateholders.
 
Section 8.07  Sale and Assignment of Master Servicing. 
 
The Master Servicer may sell and assign its rights and delegate its duties and obligations in its entirety as Master Servicer under this Agreement and EMC may terminate the Master Servicer without cause and select a new Master Servicer; provided, however, that: (i) the purchaser or transferee accepting such assignment and delegation (a) shall be a Person which shall be qualified to service mortgage loans for Fannie Mae or Freddie Mac; (b) shall have a net worth of not less than $10,000,000 (unless otherwise approved by each Rating Agency pursuant to clause (ii) below) and meets the eligibility requirements herein to serve as Master Servicer and Securities Administrator; (c) shall be reasonably satisfactory to the Trustee (as evidenced in a writing signed by the Trustee); and (d) shall execute and deliver to the Trustee an agreement, in form and substance reasonably satisfactory to the Trustee, which contains an assumption by such Person of the due and punctual performance and observance of each responsibility covenant and condition of the Master Servicer and the Securities Administrator under this Agreement, any custodial agreement from and after the effective date of such agreement; (ii) each Rating Agency shall be given prior written notice of the identity of the proposed successor to the Master Servicer and each Rating Agency’s rating of the Certificates in effect immediately prior to such assignment, sale and delegation will not be downgraded, qualified or withdrawn as a result of such assignment, sale and delegation, as evidenced by a letter to such effect delivered to the Master Servicer and the Trustee; (iii) the Master Servicer assigning and selling the master servicing shall deliver to the Trustee an Officer’s Certificate and an Opinion of Counsel addressed to the Trustee, each stating that all conditions precedent to such action under this Agreement have been completed and such action is permitted by and complies with the terms of this Agreement; and (iv) in the event the Master Servicer is terminated without cause by EMC, EMC shall pay the terminated Master Servicer a termination fee equal to 0.25% of the aggregate Scheduled Principal Balance of the Mortgage Loans at the time the master servicing of the Mortgage Loans is transferred to the successor Master Servicer. No such assignment or delegation shall affect any liability of the Master Servicer arising prior to the effective date thereof.
 
ARTICLE IX

DEFAULT; TERMINATION OF MASTER SERVICER
 
Section 9.01  Events of Default. 
 
“Event of Default,” wherever used herein, means any one of the following events:
 
(i)  any failure by the Master Servicer to remit to the Securities Administrator any amounts received or collected by the Master Servicer in respect of the Mortgage Loans and required to be remitted by it hereunder (other than any Advance), which failure shall continue unremedied for one Business Day after the date on which written notice of such failure shall have been given to the Master Servicer by the Trustee or the Depositor, or to the Trustee and the Master Servicer by the Holders of Certificates evidencing not less than 25% of the Voting Rights evidenced by the Certificates;
 
(ii)  any failure by the Master Servicer to observe or perform in any material respect any other of the covenants or agreements on the part of the Master Servicer contained in this Agreement or any breach of a representation or warranty by the Master Servicer, which failure or breach shall continue unremedied for a period of 60 days after the date on which written notice of such failure shall have been given to Master Servicer by the Trustee or the Depositor, or to the Trustee and the Master Servicer by the Holders of Certificates evidencing not less than 25% of the Voting Rights evidenced by the Certificates;
 
(iii)  a decree or order of a court or agency or supervisory authority having jurisdiction in the premises for the appointment of a receiver or liquidator in any insolvency, readjustment of debt, marshalling of assets and liabilities or similar proceedings, or for the winding-up or liquidation of its affairs, shall have been entered against the Master Servicer and such decree or order shall have remained in force undischarged or unstayed for a period of 60 consecutive days;
 
(iv)  the Master Servicer shall consent to the appointment of a receiver or liquidator in any insolvency, readjustment of debt, marshalling of assets and liabilities or similar proceedings of or relating to the Master Servicer or all or substantially all of the property of the Master Servicer;
 
(v)  the Master Servicer shall admit in writing its inability to pay its debts generally as they become due, file a petition to take advantage of, or commence a voluntary case under, any applicable insolvency or reorganization statute, make an assignment for the benefit of its creditors, or voluntarily suspend payment of its obligations;
 
(vi)  the Master Servicer assigns or delegates its duties or rights under this Agreement in contravention of the provisions permitting such assignment or delegation under Sections 8.05 or 8.07;
 
(vii)  The Master Servicer fails to deposit, or cause to be deposited, in the Distribution Account any Advance (other than a Nonrecoverable Advance) by 5:00 p.m. New York City time on the first Business Day preceding the Distribution Date; or
 
(viii)  failure by the Master Servicer to duly perform, within the required time period, its obligations under Sections 3.13, 3.14 or 3.15 which failure continues unremedied at the end of the cure period set forth under such Sections.
 
If an Event of Default shall occur, then, and in each and every such case, so long as such Event of Default shall not have been remedied, the Trustee may, and at the direction of the Holders of Certificates evidencing not less than 25% of the Voting Rights evidenced by the Certificates, the Trustee shall in the case of any Event of Default described in clauses (i) through (vii) above, by notice in writing to the Master Servicer and the Swap Provider (with a copy to each Rating Agency), terminate all of the rights and obligations (but not the liabilities) of the Master Servicer (and the Securities Administrator if the Master Servicer and the Securities Administrator are the same entity) under this Agreement and in and to the Mortgage Loans and the proceeds thereof, other than its rights as a Certificateholder hereunder. On or after the receipt by the Master Servicer of such written notice, all authority and power of the Master Servicer (and, if applicable, the Securities Administrator) hereunder, whether with respect to the Mortgage Loans or otherwise, shall pass to and be vested in the Trustee, or any successor Master Servicer appointed pursuant to Section 9.02 (a “Successor Master Servicer” and, if applicable, “Successor Securities Administrator”). Such Successor Master Servicer shall thereupon if such Successor Master Servicer is a successor to the Master Servicer, make any Advance required by Article V, subject, in the case of the Trustee, to Section 9.02. The Trustee is hereby authorized and empowered to execute and deliver, on behalf of the terminated Master Servicer and, if applicable, the terminated Securities Administrator, as attorney- in-fact or otherwise, any and all documents and other instruments, and to do or accomplish all other acts or things necessary or appropriate to effect the purposes of such notice of termination, whether to complete the transfer and endorsement or assignment of any Mortgage Loans and related documents, or otherwise. Unless expressly provided in such written notice, no such termination shall affect any obligation of the Master Servicer to pay amounts owed pursuant to Article VIII or Article X. The Master Servicer and, if applicable, the Securities Administrator agrees to cooperate with the Trustee in effecting the termination of the Master Servicer’s and, if applicable, the Securities Administrator’s responsibilities and rights hereunder, including, without limitation, the transfer to the applicable Successor Master Servicer of all cash amounts which shall at the time be credited to the Distribution Account maintained pursuant to Section 5.08, or thereafter be received with respect to the applicable Mortgage Loans. The Trustee shall promptly notify the Rating Agencies in writing of the occurrence of an Event of Default actually known to a Responsible Officer of the Trustee.
 
Notwithstanding any termination of the activities of the Master Servicer hereunder, the Master Servicer shall be entitled to receive, out of any late collection of a Scheduled Payment on a Mortgage Loan that was due prior to the notice terminating the Master Servicer’s rights and obligations as Master Servicer hereunder and received after such notice, that portion thereof to which the Master Servicer would have been entitled pursuant to Section 5.05 and to receive any other amounts payable to the Master Servicer hereunder the entitlement to which arose prior to the termination of its activities hereunder.
 
Notwithstanding the foregoing, if an Event of Default described in clause (vii) of this Section 9.01 shall occur, the Trustee upon receiving notice or becoming aware of such failure, and pursuant to the applicable terms of this Agreement, shall, by notice in writing to the Master Servicer, which may be delivered by telecopy, immediately terminate all of the rights and obligations of the Master Servicer thereafter arising under this Agreement, but without prejudice to any rights it may have as a Certificateholder or to reimbursement of Advances and other advances of its own funds, and the Trustee shall act as provided in Section 9.02 to carry out the duties of the Master Servicer, including the obligation to make any Advance the nonpayment of which was an Event of Default described in clause (vii) of this Section 9.01. Any such action taken by the Trustee must be prior to the distribution on the relevant Distribution Date.
 
Section 9.02  Trustee to Act; Appointment of Successor. 
 
On and after the time the Master Servicer receives a notice of termination pursuant to Section 10.01 hereof the Trustee shall automatically become the successor to the Master Servicer with respect to the transactions set forth or provided for herein and after a transition period (not to exceed 90 days), shall be subject to all the responsibilities, duties and liabilities relating thereto placed on the Master Servicer by the terms and provisions hereof; provided, further, however that, pursuant to Article V hereof, the Trustee in its capacity as successor Master Servicer shall be responsible for making any Advances required to be made by the Master Servicer immediately upon the termination of the Master Servicer and any such Advance shall be made on the Distribution Date on which such Advance was required to be made by the predecessor Master Servicer. Effective on the date of such notice of termination, as compensation therefor, the Trustee shall be entitled to all compensation, reimbursement of expenses and indemnification that the Master Servicer would have been entitled to if it had continued to act hereunder, provided, however, that the Trustee shall not be (i) liable for any acts or omissions of the Master Servicer, (ii) obligated to make Advances if it is prohibited from doing so under applicable law, (iii) responsible for expenses of the Master Servicer pursuant to Section 2.03 or (iv) obligated to deposit losses on any Permitted Investment directed by the Master Servicer. Notwithstanding the foregoing, the Trustee may, if it shall be unwilling to so act, or shall, if it is prohibited by applicable law from making Advances pursuant to Article V or if it is otherwise unable to so act, appoint, or petition a court of competent jurisdiction to appoint, any established mortgage loan servicing institution the appointment of which does not adversely affect the then current rating of the Certificates by each Rating Agency as the successor to the Master Servicer hereunder in the assumption of all or any part of the responsibilities, duties or liabilities of the Master Servicer hereunder. Any Successor Master Servicer shall (i) be an institution that is a Fannie Mae and Freddie Mac approved seller/servicer in good standing, that has a net worth of at least $15,000,000, and (ii) be willing to act as successor servicer of any Mortgage Loans under the related Servicing Agreement with respect to which the related Servicer has been terminated as servicer, and shall have executed and delivered to the Depositor and the Trustee an agreement accepting such delegation and assignment, that contains an assumption by such Person of the rights, powers, duties, responsibilities, obligations and liabilities of the Master Servicer (other than any liabilities of the Master Servicer hereof incurred prior to termination of the Master Servicer under Section 9.01 or as otherwise set forth herein), with like effect as if originally named as a party to this Agreement, provided that each Rating Agency shall have acknowledged in writing that its rating of the Certificates in effect immediately prior to such assignment and delegation will not be qualified or reduced as a result of such assignment and delegation. If the Trustee assumes the duties and responsibilities of the Master Servicer in accordance with this Section 9.02, the Trustee shall not resign as Master Servicer until a Successor Master Servicer has been appointed and has accepted such appointment. Pending appointment of a successor to the Master Servicer hereunder, the Trustee, unless the Trustee is prohibited by law from so acting, shall act in such capacity as hereinabove provided. In connection with such appointment and assumption, the Trustee may make such arrangements for the compensation of such successor out of payments on Mortgage Loans or otherwise as it and such successor shall agree; provided that no such compensation unless agreed to by the Certificateholders shall be in excess of that permitted the Master Servicer hereunder. The Trustee and such successor shall take such action, consistent with this Agreement, as shall be necessary to effectuate any such succession. Neither the Trustee nor any other Successor Master Servicer shall be deemed to be in default hereunder by reason of any failure to make, or any delay in making, any distribution hereunder or any portion thereof or any failure to perform, or any delay in performing, any duties or responsibilities hereunder, in either case caused by the failure of the Master Servicer and the Securities Administrator to deliver or provide, or any delay in delivering or providing, any cash, information, documents or records to it.
 
The costs and expenses of the Trustee in connection with the termination of the Master Servicer, appointment of a Successor Master Servicer and, if applicable, any transfer of master servicing, including, without limitation, all costs and expenses associated with the complete transfer of all master servicing data and the completion, correction or manipulation of such master servicing data as may be required by the Trustee to correct any errors or insufficiencies in the master servicing data or otherwise to enable the Trustee or the Successor Master Servicer to master service the Mortgage Loans properly and effectively, to the extent not previously paid by the terminated Master Servicer, shall be payable to the Trustee pursuant to Section 10.05.
 
Section 9.03  Notification to Certificateholders. 
 
(a)  Upon any termination of or appointment of a successor to the Master Servicer, the Trustee shall give prompt written notice thereof to Certificateholders and to each Rating Agency.
 
(b)  Within 60 days after the occurrence of any Event of Default, the Trustee shall transmit by mail to all Certificateholders and the Swap Provider notice of each such Event of Default hereunder actually known to a Responsible Officer of the Trustee, unless such Event of Default shall have been cured or waived.
 
Section 9.04  Waiver of Defaults. 
 
The Trustee shall transmit by mail to all Certificateholders and the Swap Provider, within 60 days after the occurrence of any Event of Default actually known to a Responsible Officer of the Trustee, unless such Event of Default shall have been cured, notice of each such Event of Default hereunder known to the Trustee. The Holders of Certificates evidencing not less than 51% of the Voting Rights may, on behalf of all Certificateholders, waive any default by the Master Servicer in the performance of its obligations hereunder and the consequences thereof, except a default in the making of or the causing to be made of any required remittances to the Securities Administrator. Upon any such waiver of a past default, such default shall be deemed to cease to exist, and any Event of Default arising therefrom shall be deemed to have been timely remedied for every purpose of this Agreement. No such waiver shall extend to any subsequent or other default or impair any right consequent thereon except to the extent expressly so waived. The Trustee shall give notice of any such waiver to the Rating Agencies.
 
ARTICLE X

CONCERNING THE TRUSTEE AND THE SECURITIES ADMINISTRATOR
 
Section 10.01  Duties of Trustee and the Securities Administrator. 
 
(a)  The Trustee, prior to the occurrence of an Event of Default and after the curing or waiver of all Events of Default which may have occurred, and the Securities Administrator each undertake to perform such duties and only such duties as are specifically set forth in this Agreement as duties of the Trustee and the Securities Administrator, respectively. If an Event of Default has occurred and has not been cured or waived, the Trustee shall exercise such of the rights and powers vested in it by this Agreement, and the same degree of care and skill in their exercise, as a prudent person would exercise under the circumstances in the conduct of such Person’s own affairs.
 
(b)  Upon receipt of all resolutions, certificates, statements, opinions, reports, documents, orders or other instruments which are specifically required to be furnished to the Trustee or the Securities Administrator pursuant to any provision of this Agreement, the Trustee or the Securities Administrator, respectively, shall examine them to determine whether they are in the form required by this Agreement; provided, however, that neither the Trustee or the Securities Administrator shall be responsible for the accuracy or content of any resolution, certificate, statement, opinion, report, document, order or other instrument furnished by the Master Servicer or pursuant to any provision of this Agreement; provided, further, that neither the Trustee nor the Securities Administrator shall not be responsible for the accuracy or verification of any calculation provided to it pursuant to this Agreement.
 
(c)  On each Distribution Date, the Securities Administrator shall make monthly distributions and the final distribution to the Certificateholders from funds in the Distribution Account as provided in Sections 6.04 and 11.01 herein.
 
(d)  No provision of this Agreement shall be construed to relieve the Trustee or the Securities Administrator from liability for its own negligent action, its own negligent failure to act or its own willful misconduct; provided, however, that:
 
(i)  Prior to the occurrence of an Event of Default, and after the curing or waiver of all such Events of Default which may have occurred with respect to the Trustee and at all times with respect to the Securities Administrator, the duties and obligations of the Trustee and the Securities Administrator shall be determined solely by the express provisions of this Agreement, neither the Trustee nor the Securities Administrator shall be liable except for the performance of their respective duties and obligations as are specifically set forth in this Agreement, no implied covenants or obligations shall be read into this Agreement against the Trustee or the Securities Administrator and, in the absence of bad faith on the part of the Trustee or the Securities Administrator, the Trustee or the Securities Administrator, respectively, may conclusively rely, as to the truth of the statements and the correctness of the opinions expressed therein, upon any certificates or opinions furnished to the Trustee or the Securities Administrator and conforming to the requirements of this Agreement;
 
(ii)  Neither the Trustee nor the Securities Administrator shall be liable in its individual capacity for an error of judgment made in good faith by a Responsible Officer or Responsible Officers of the Trustee or the Securities Administrator, respectively, unless it shall be proved that the Trustee or the Securities Administrator, respectively, was negligent in ascertaining the pertinent facts;
 
(iii)  Neither the Trustee nor the Securities Administrator shall be liable with respect to any action taken, suffered or omitted to be taken by it in good faith in accordance with the directions of the Holders of Certificates evidencing not less than 25% of the aggregate Voting Rights of the Certificates (or such other percentage as specifically set forth herein), if such action or non-action relates to the time, method and place of conducting any proceeding for any remedy available to the Trustee or the Securities Administrator, respectively, or exercising any trust or other power conferred upon the Trustee or the Securities Administrator, respectively, under this Agreement;
 
(iv)  The Trustee shall not be required to take notice or be deemed to have notice or knowledge of any default or Event of Default unless a Responsible Officer of the Trustee shall have actual knowledge thereof. In the absence of such knowledge, the Trustee may conclusively assume there is no such default or Event of Default;
 
(v)  Neither the Trustee nor the Securities Administrator shall be in any way liable by reason of any insufficiency in any Account held by or in the name of the Trustee or Securities Administrator, as applicable unless it is determined by a court of competent jurisdiction in a non-appealable judgment that the Trustee’s or the Securities Administrator’s, as applicable, negligence or willful misconduct was the primary cause of such insufficiency (except to the extent that the Trustee or the Securities Administrator is obligor and has defaulted thereon);
 
(vi)  Anything in this Agreement to the contrary notwithstanding, in no event shall the Trustee or the Securities Administrator be liable for special, indirect or consequential loss or damage of any kind whatsoever (including but not limited to lost profits), even if the Trustee or the Securities Administrator, respectively, has been advised of the likelihood of such loss or damage and regardless of the form of action; and
 
(vii)  None of the Securities Administrator, the Master Servicer, the Sponsor, the Depositor, the Trustee or the Custodians shall be responsible for the acts or omissions of the other, it being understood that this Agreement shall not be construed to render them partners, joint venturers or agents of one another.
 
Neither the Trustee nor the Securities Administrator shall be required to expend or risk its own funds or otherwise incur financial liability in the performance of any of its duties hereunder, or in the exercise of any of its rights or powers, if there is reasonable ground for believing that the repayment of such funds or adequate indemnity against such risk or liability is not reasonably assured to it, and none of the provisions contained in this Agreement shall in any event require the Trustee or the Securities Administrator to perform, or be responsible for the manner of performance of, any of the obligations of the Master Servicer hereunder or the related Servicer under the related Servicing Agreement. The Trustee is here by authorized and directed to enter into the Assignment Agreements.
 
The Trustee may appoint any designee, with such designee’s consent, to enforce the rights and remedies of the Trust Fund hereunder.
 
(e)  All funds received by the Securities Administrator and required to be deposited in the Distribution Account pursuant to this Agreement will be promptly so deposited by the Securities Administrator.
 
Section 10.02  Certain Matters Affecting the Trustee and the Securities Administrator. 
 
(a)  Except as otherwise provided in Section 10.01:
 
(i)  The Trustee and the Securities Administrator may rely and shall be protected in acting or refraining from acting in reliance on any resolution or certificate of the Depositor or the Master Servicer or the related Servicer, any certificates of auditors or any other certificate, statement, instrument, opinion, report, notice, request, consent, order, appraisal, bond or other paper or document believed by it to be genuine and to have been signed or presented by the proper party or parties;
 
(ii)  The Trustee and the Securities Administrator may consult with counsel and any advice of such counsel or any Opinion of Counsel shall be full and complete authorization and protection with respect to any action taken or suffered or omitted by it hereunder in good faith and in accordance with such advice or Opinion of Counsel;
 
(iii)  Neither the Trustee nor the Securities Administrator shall be under any obligation to exercise any of the trusts or powers vested in it by this Agreement, other than its obligation to give notices pursuant to this Agreement, or to institute, conduct or defend any litigation hereunder or in relation hereto at the request, order or direction of any of the Certificateholders pursuant to the provisions of this Agreement, unless such Certificateholders shall have offered to the Trustee or the Securities Administrator, as applicable, security or indemnity reasonable to it against the costs, expenses and liabilities which may be incurred therein or thereby. Nothing contained herein shall, however, relieve the Trustee of the obligation, upon the occurrence of an Event of Default of which a Responsible Officer of the Trustee has actual knowledge (which has not been cured or waived), to exercise such of the rights and powers vested in it by this Agreement, and to use the same degree of care and skill in their exercise, as a prudent person would exercise under the circumstances in the conduct of his own affairs;
 
(iv)  Neither the Trustee nor the Securities Administrator shall be liable in its individual capacity for any action taken, suffered or omitted by it in good faith and believed by it to be authorized or within the discretion or rights or powers conferred upon it by this Agreement;
 
(v)  Neither the Trustee nor the Securities Administrator shall be bound to make any investigation into the facts or matters stated in any resolution, certificate, statement, instrument, opinion, report, notice, request, consent, order, approval, bond or other paper or document, unless requested in writing to do so by Holders of Certificates evidencing not less than 25% of the aggregate Voting Rights of the Certificates and provided that the payment within a reasonable time to the Trustee or the Securities Administrator, as applicable, of the costs, expenses or liabilities likely to be incurred by it in the making of such investigation is, in the opinion of the Trustee or the Securities Administrator, as applicable, reasonably assured to the Trustee or the Securities Administrator, as applicable, by the security afforded to it by the terms of this Agreement. The Trustee or the Securities Administrator may require reasonable indemnity against such expense or liability as a condition to taking any such action. The reasonable expense of every such examination shall be paid by the Certificateholders requesting the investigation;
 
(vi)  The Trustee and the Securities Administrator may execute any of the trusts or powers hereunder or perform any duties hereunder either directly or through Affiliates, agents or attorneys; provided, however, that the Trustee may not appoint any paying agent other than the Securities Administrator to perform any paying agent functions under this Agreement without the express written consent of the Master Servicer, which consents will not be unreasonably withheld. Neither the Trustee nor the Securities Administrator shall be liable or responsible for the misconduct or negligence of any of the Trustee’s or the Securities Administrator’s agents or attorneys or paying agent appointed hereunder by the Trustee or the Securities Administrator with due care and, when required, with the consent of the Master Servicer;
 
(vii)  Should the Trustee or the Securities Administrator deem the nature of any action required on its part to be unclear or ambiguous, the Trustee or the Securities Administrator, respectively, may require prior to such action that it be provided by the Depositor with reasonable further instructions; the right of the Trustee or the Securities Administrator to perform any discretionary act enumerated in this Agreement shall not be construed as a duty, and neither the Trustee nor the Securities Administrator shall be accountable for other than its negligence or willful misconduct in the performance of any such act;
 
(viii)  Neither the Trustee nor the Securities Administrator shall be required to give any bond or surety with respect to the execution of the trust created hereby or the powers granted hereunder, except as provided in Subsection 10.07; and
 
(ix)  Neither the Trustee nor the Securities Administrator shall have any duty to conduct any affirmative investigation as to the occurrence of any condition requiring the repurchase of any Mortgage Loan by any Person pursuant to this Agreement, or the eligibility of any Mortgage Loan for purposes of this Agreement.
 
(b)  The Securities Administrator is hereby directed by the Depositor to execute and deliver the Derivative Administration Agreement (and any amendments or supplements to the Derivative Administration Agreement as may be requested by the Majority Class CE Certificateholder regarding the distributions to be made to it or its designees thereunder). Amounts payable by the Securities Administrator on any Distribution Date to the Derivative Administrator shall be paid by the Securities Administrator as provided herein. The Securities Administrator in its individual capacity shall have no responsibility for any of the undertakings, agreements or representations with respect to the Swap Agreement, the Yield Maintenance Agreement or the Derivative Administration Agreement, including, without limitation, for making any payments thereunder.
 
It is acknowledged and agreed that the Person serving as Securities Administrator hereunder shall also serve as Derivative Administrator under the Derivative Administration Agreement and act as Supplemental Interest Trust Trustee under the Swap Agreement and the Yield Maintenance Agreement. The Securities Administrator, the Derivative Administrator and the Supplemental Interest Trust Trustee are hereby directed by the Depositor to execute and deliver the Derivative Administration Agreement (and any amendments or supplements to the Derivative Administration Agreement as may be requested by the Majority Class CE Certificateholder regarding the distributions to be made to it or its designees thereunder) and the Supplemental Interest Trust Trustee is hereby directed to execute and deliver the Swap Agreement and the Yield Maintenance Agreement, and to make the representations required therein. The Derivative Administrator shall not have any liability for any failure or delay in payments to the Trust which are required under the Derivative Administration Agreement where such failure or delay is due to the failure or delay of the Swap Provider or the Yield Maintenance Agreement Provider in making such payment to the Derivative Administrator. Wells Fargo Bank, National Association in its individual capacity and as Derivative Administrator, the Securities Administrator and the Supplemental Interest Trust Trustee shall be entitled to be indemnified and held harmless by the Trust from and against any and all losses, claims, expenses or other liabilities that arise by reason of or in connection with the performance or observance by each of the Derivative Administrator, the Securities Administrator and the Supplemental Interest Trust Trustee of its duties or obligations under the Swap Agreement or the Derivative Administration Agreement, except to the extent that the same is due to the Derivative Administrator’s, the Securities Administrator’s or the Supplemental Interest Trust Trustee’s gross negligence, willful misconduct or fraud. Any Person appointed as successor trustee pursuant to Section 10.09 shall also be required to serve as successor Derivative Administrator and successor supplemental interest trust trustee under the Swap Agreement and the Derivative Administration Agreement.
 
Section 10.03  Trustee and Securities Administrator Not Liable for Certificates or Mortgage Loans. 
 
The recitals contained herein and in the Certificates (other than the signature and countersignature of the Securities Administrator on the Certificates) shall be taken as the statements of the Depositor, and neither the Trustee nor the Securities Administrator shall have any responsibility for their correctness. Neither the Trustee nor the Securities Administrator makes any representation as to the validity or sufficiency of, the Certificates (other than the signature and countersignature of the Securities Administrator on the Certificates), any Custodial Agreement or of any Mortgage Loan. The Securities Administrator’s signature and countersignature (or countersignature of its agent) on the Certificates shall be solely in its capacity as Securities Administrator and shall not constitute the Certificates an obligation of the Securities Administrator in any other capacity. Neither the Trustee nor the Securities Administrator shall be accountable for the use or application by the Depositor of any of the Certificates or of the proceeds of such Certificates, or for the use or application of any funds paid to the Depositor with respect to the Mortgage Loans. Subject to Section 2.06, neither the Trustee nor the Securities Administrator shall be responsible for the legality or validity of this Agreement, any Custodial Agreement or any document or instrument relating to this Agreement, the validity of the execution of this Agreement or of any supplement hereto or instrument of further assurance, or the validity, priority, perfection or sufficiency of the security for the Certificates issued hereunder or intended to be issued hereunder. Neither the Trustee nor the Securities Administrator shall at any time have any responsibility or liability for or with respect to the legality, validity and enforceability of any Mortgage or any Mortgage Loan, or the perfection and priority of any Mortgage or the maintenance of any such perfection and priority, or for or with respect to the sufficiency of the Trust Fund or its ability to generate the payments to be distributed to Certificateholders, under this Agreement. The Trustee shall not be responsible for filing any financing or continuation statement in any public office at any time or to otherwise perfect or maintain the perfection of any security interest or lien granted to the Trustee hereunder or to record this Agreement.
 
Section 10.04  Trustee and Securities Administrator May Own Certificates. 
 
Each of the Trustee and the Securities Administrator in its individual capacity or in any capacity other than as Trustee or the Securities Administrator hereunder may become the owner or pledgee of any Certificates with the same rights it would have if it were not the Trustee or the Securities Administrator, as applicable, and may otherwise deal with the parties hereto.
 
Section 10.05  Trustee’s and Securities Administrator’s Fees and Expenses. 
 
The fees and expenses of the Trustee and the Securities Administrator shall be paid in accordance with a side letter agreement with the Master Servicer and at the expense of the Master Servicer. In addition, the Trustee and the Securities Administrator will be entitled to recover from the Distribution Account pursuant to Section 5.09 all reasonable out-of-pocket expenses, disbursements and advances and the expenses of the Trustee and the Securities Administrator, respectively, in connection with any Event of Default, any breach of this Agreement or any claim or legal action (including any pending or threatened claim or legal action) incurred or made by the Trustee or the Securities Administrator, respectively, in the administration of the trusts hereunder (including the reasonable compensation, expenses and disbursements of its counsel) except any such expense, disbursement or advance as may arise from its negligence or intentional misconduct or which is the responsibility of the Certificateholders hereunder. If funds in the Distribution Account are insufficient therefor, the Trustee and the Securities Administrator shall recover such expenses, disbursements or advances from EMC and EMC hereby agrees to pay such expenses, disbursements or advances upon demand. Such compensation and reimbursement obligation shall not be limited by any provision of law in regard to the compensation of a trustee of an express trust.
 
Section 10.06  Eligibility Requirements for Trustee and Securities Administrator. 
 
The Trustee and any successor Trustee and the Securities Administrator and any successor Securities Administrator shall during the entire duration of this Agreement be a state bank or trust company or a national banking association organized and doing business under the laws of a state or the United States of America, authorized under such laws to exercise corporate trust powers, having a combined capital and surplus and undivided profits of at least $50,000,000, subject to supervision or examination by federal or state authority and rated “BBB” or higher by Fitch with respect to their long-term rating and rated “BBB” or higher by S&P and “Baa2” or higher by Moody’s with respect to any outstanding long-term unsecured unsubordinated debt, and, in the case of a successor Trustee or successor Securities Administrator other than pursuant to Section 10.10, rated in one of the two highest long-term debt categories by each Rating Agency (at least “AA-” in the case of S&P) or otherwise acceptable to, each of the Rating Agencies and have a short-term debt rating of at least “A-1” from S&P, or otherwise acceptable to, S&P. The Trustee shall not be an Affiliate of the Master Servicer. If the Trustee publishes reports of condition at least annually, pursuant to law or to the requirements of the aforesaid supervising or examining authority, then for the purposes of this Section 10.06 the combined capital and surplus of such corporation shall be deemed to be its total equity capital (combined capital and surplus) as set forth in its most recent report of condition so published. In case at any time the Trustee or the Securities Administrator, as applicable, shall cease to be eligible in accordance with the provisions of this Section 10.06, the Trustee or the Securities Administrator shall resign immediately in the manner and with the effect specified in Section 10.08.
 
Section 10.07  Insurance. 
 
The Trustee and the Securities Administrator, at their own expense, shall at all times maintain and keep in full force and effect: (i) fidelity insurance, (ii) theft of documents insurance and (iii) forgery insurance (which may be collectively satisfied by a “Financial Institution Bond” and/or a “Bankers’ Blanket Bond”) or (B) in the case of the Securities Administrator, self insure if Wells Fargo Bank, National Association maintains with any Rating Agency the equivalent of a long term unsecured debt rating of “A”. All such insurance shall be in amounts, with standard coverage and subject to deductibles, as are customary for insurance typically maintained by banks or their affiliates which act as custodians for investor-owned mortgage pools. A certificate of an officer of the Trustee or the Securities Administrator as to the Trustee’s or the Securities Administrator’s, respectively, compliance with this Section 10.07 shall be furnished to any Certificateholder upon reasonable written request.
 
Section 10.08  Resignation and Removal of Trustee and Securities Administrator. 
 
The Trustee and the Securities Administrator may at any time resign (including, in the case of the Securities Administrator, in connection with the resignation or termination of the Master Servicer) and be discharged from the Trust hereby created by giving written notice thereof to the Depositor, the Swap Provider, the Sponsor, the Securities Administrator (or the Trustee, if the Securities Administrator resigns) and the Master Servicer, with a copy to each Rating Agency. Upon receiving such notice of resignation, the Depositor shall promptly appoint a successor trustee or successor securities administrator, as applicable, (and in the case of the Securities Administrator’s removal, the Trustee may appoint a successor securities administrator) by written instrument, in triplicate, one copy of which instrument shall be delivered to each of the resigning trustee or securities administrator, as applicable, and the successor trustee or securities administrator, as applicable. If no successor trustee or successor securities administrator shall have been so appointed and have accepted appointment within 30 days after the giving of such notice of resignation, the resigning Trustee or Securities Administrator may petition any court of competent jurisdiction for the appointment of a successor trustee or securities administrator.
 
If at any time (i) the Trustee or the Securities Administrator shall cease to be eligible in accordance with the provisions of Section 10.06 hereof and shall fail to resign after written request thereto by the Depositor, (ii) the Trustee or the Securities Administrator shall become incapable of acting, or shall be adjudged as bankrupt or insolvent, or a receiver of the Trustee or the Securities Administrator or of its property shall be appointed, or any public officer shall take charge or control of the Trustee or the Securities Administrator or of its property or affairs for the purpose of rehabilitation, conservation or liquidation, or (iii)(A) a tax is imposed with respect to the Trust Fund by any state in which the Trustee or the Securities Administrator or the Trust Fund is located, (B) the imposition of such tax would be avoided by the appointment of a different trustee or securities administrator and (C) the Trustee or the Securities Administrator, as applicable, fails to indemnify the Trust Fund against such tax, then the Depositor or the Master Servicer may remove the Trustee or the Securities Administrator , as applicable, (and in the case of the Securities Administrator’s ineligibility, the Trustee may appoint a successor securities administrator) and appoint a successor trustee or successor securities administrator, as applicable, by written instrument, in multiple copies, a copy of which instrument shall be delivered to the Trustee, the Securities Administrator, the Master Servicer and the successor trustee or successor securities administrator, as applicable.
 
The Holders evidencing at least 51% of the Voting Rights of each Class of Certificates may at any time remove the Trustee or Securities Administrator and appoint a successor trustee or securities administrator by written instrument or instruments, in multiple copies, signed by such Holders or their attorneys-in-fact duly authorized, one complete set of which instruments shall be delivered by the successor trustee or successor securities administrator to each of the Master Servicer, the Trustee or Securities Administrator so removed and the successor trustee or securities administrator so appointed. Notice of any removal of the Trustee or Securities Administrator shall be given to each Rating Agency by the related successor.
 
Any resignation or removal of the Trustee or the Securities Administrator and appointment of a successor trustee or securities administrator pursuant to any of the provisions of this Section 10.08 shall become effective upon acceptance of appointment by the successor trustee or securities administrator as provided in Section 10.09 hereof and upon acceptance of appointment by a successor derivative administrator under the Derivative Administration Agreement.
 
Section 10.09  Successor Trustee or Securities Administrator. 
 
Any successor trustee or securities administrator appointed as provided in Section 10.08 hereof shall execute, acknowledge and deliver to the Depositor, to its predecessor trustee or predecessor securities administrator, as applicable, and the Master Servicer an instrument accepting such appointment hereunder and thereupon the resignation or removal of the predecessor trustee or securities administrator shall become effective and such successor trustee or securities administrator without any further act, deed or conveyance, shall become fully vested with all the rights, powers, duties and obligations of its predecessor hereunder, with the like effect as if originally named as trustee or securities administrator herein.
 
No successor trustee or securities administrator shall accept appointment as provided in this Section 10.09 unless at the time of such acceptance such successor trustee or securities administrator shall be eligible under the provisions of Section 10.07 hereof and its appointment shall not adversely affect the then current rating of the Certificates.
 
Upon acceptance of appointment by a successor trustee or securities administrator as provided in this Section 10.09, the successor trustee or securities administrator shall mail notice of the succession of such trustee or securities administrator hereunder to all Holders of Certificates. If the successor trustee or securities administrator fails to mail such notice within ten days after acceptance of appointment, the Depositor shall cause such notice to be mailed at the expense of the Trust Fund.
 
Section 10.10  Merger or Consolidation of Trustee or Securities Administrator. 
 
Any corporation, state bank or national banking association into which the Trustee or the Securities Administrator may be merged or converted or with which it may be consolidated or any corporation, state bank or national banking association resulting from any merger, conversion or consolidation to which the Trustee or the Securities Administrator shall be a party, or any corporation, state bank or national banking association succeeding to substantially all of the corporate trust business of the Trustee or of the business of the Securities Administrator, shall be the successor of the Trustee or the Securities Administrator hereunder, provided that such corporation shall be eligible under the provisions of Section 10.06 hereof without the execution or filing of any paper or further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding.
 
Section 10.11  Appointment of Co-Trustee or Separate Trustee. 
 
Notwithstanding any other provisions of this Agreement, at any time, for the purpose of meeting any legal requirements of any jurisdiction in which any part of the Trust Fund or property securing any Mortgage Note may at the time be located, the Master Servicer and the Trustee acting jointly shall have the power and shall execute and deliver all instruments to appoint one or more Persons approved by the Trustee to act as co-trustee or co-trustees jointly with the Trustee, or separate trustee or separate trustees, of all or any part of the Trust Fund, and to vest in such Person or Persons, in such capacity and for the benefit of the Certificateholders, such title to the Trust Fund or any part thereof, whichever is applicable, and, subject to the other provisions of this Section 10.11, such powers, duties, obligations, rights and trusts as the Master Servicer and the Trustee may consider necessary or desirable. If the Master Servicer shall not have joined in such appointment within 15 days after the receipt by it of a request to do so, or in the case an Event of Default shall have occurred and be continuing, the Trustee alone shall have the power to make such appointment. No co-trustee or separate trustee hereunder shall be required to meet the terms of eligibility as a successor trustee under Section 10.06 and no notice to Certificateholders of the appointment of any co-trustee or separate trustee shall be required under Section 10.09.
 
Every separate trustee and co-trustee shall, to the extent permitted by law, be appointed and act subject to the following provisions and conditions:
 
(i)  All rights, powers, duties and obligations conferred or imposed upon the Trustee, except for the obligation of the Trustee under this Agreement to advance funds on behalf of the Master Servicer, shall be conferred or imposed upon and exercised or performed by the Trustee and such separate trustee or co-trustee jointly (it being understood that such separate trustee or co-trustee is not authorized to act separately without the Trustee joining in such act), except to the extent that under any law of any jurisdiction in which any particular act or acts are to be performed (whether a Trustee hereunder or as a Successor Master Servicer hereunder), the Trustee shall be incompetent or unqualified to perform such act or acts, in which event such rights, powers, duties and obligations (including the holding of title to the Trust Fund or any portion thereof in any such jurisdiction) shall be exercised and performed singly by such separate trustee or co-trustee, but solely at the direction of the Trustee;
 
(ii)  No trustee hereunder shall be held personally liable by reason of any act or omission of any other trustee hereunder; and
 
(iii)  The Trustee may at any time accept the resignation of or remove any separate trustee or co-trustee.
 
Any notice, request or other writing given to the Trustee shall be deemed to have been given to each of the then separate trustees and co-trustees, as effectively as if given to each of them. Every instrument appointing any separate trustee or co-trustee shall refer to this Agreement and the conditions of this Article X. Each separate trustee and co-trustee, upon its acceptance of the trusts conferred, shall be vested with the estates or property specified in its instrument of appointment, either jointly with the Trustee or separately, as may be provided therein, subject to all the provisions of this Agreement, specifically including every provision of this Agreement relating to the conduct of, affecting the liability of, or affording protection to, the Trustee. Every such instrument shall be filed with the Trustee and a copy thereof given to the Master Servicer and the Depositor.
 
Any separate trustee or co-trustee may, at any time, constitute the Trustee its agent or attorney-in-fact, with full power and authority, to the extent not prohibited by law, to do any lawful act under or in respect of this Agreement on its behalf and in its name. If any separate trustee or co- trustee shall die, become incapable of acting, resign or be removed, all of its estates, properties, rights, remedies and trusts shall vest in and be exercised by the Trustee, to the extent permitted by law, without the appointment of a new or successor trustee.
 
Section 10.12  Tax Matters. 
 
It is intended that the Trust Fund shall constitute, and that the affairs of the Trust Fund shall be conducted so that each REMIC formed hereunder qualifies as, a “real estate mortgage investment conduit” as defined in and in accordance with the REMIC Provisions. In furtherance of such intention, the Securities Administrator covenants and agrees that it shall act as agent (and the Securities Administrator is hereby appointed to act as agent) on behalf of the Trust Fund. The Securities Administrator, as agent on behalf of the Trust Fund, shall do or refrain from doing, as applicable, the following: (a) the Securities Administrator shall prepare and file, or cause to be prepared and filed, in a timely manner, U.S. Real Estate Mortgage Investment Conduit Income Tax Returns (Form 1066 or any successor form adopted by the Internal Revenue Service) and prepare and file or cause to be prepared and filed with the Internal Revenue Service and applicable state or local tax authorities income tax or information returns for each taxable year with respect to each such REMIC containing such information and at the times and in the manner as may be required by the Code or state or local tax laws, regulations, or rules, and furnish or cause to be furnished to Certificateholders the schedules, statements or information at such times and in such manner as may be required thereby; (b) the Securities Administrator shall apply for an employer identification number with the Internal Revenue Service via a Form SS-4 or other comparable method for each REMIC that is or becomes a taxable entity, and within thirty days of the Closing Date, furnish or cause to be furnished to the Internal Revenue Service, on Forms 8811 or as otherwise may be required by the Code, the name, title, address, and telephone number of the Person that the Holders of the Certificates may contact for tax information relating thereto, together with such additional information as may be required by such Form, and update such information at the time or times in the manner required by the Code for the Trust Fund; (c) the Securities Administrator on behalf of the Trustee shall make, or cause to be made elections, on behalf of each REMIC formed hereunder to be treated as a REMIC on the federal tax return of such REMIC for its first taxable year (and, if necessary, under applicable state law); (d) the Securities Administrator shall prepare and forward, or cause to be prepared and forwarded, to the Certificateholders and to the Internal Revenue Service and, if necessary, state tax authorities, all information returns and reports as and when required to be provided to them in accordance with the REMIC Provisions, including without limitation, the calculation of any original issue discount using the Prepayment Assumption; (e) the Securities Administrator shall provide information necessary for the computation of tax imposed on the transfer of a Residual Certificate to a Person that is not a Permitted Transferee, or an agent (including a broker, nominee or other middleman) of a Person that is not a Permitted Transferee, or a pass-through entity in which a Person that is not a Permitted Transferee is the record Holder of an interest (the reasonable cost of computing and furnishing such information may be charged to the Person liable for such tax); (f) each of the Securities Administrator and the Trustee shall, to the extent under its control, conduct the affairs of the Trust Fund at all times that any Certificates are outstanding so as to maintain the status of each REMIC formed hereunder as a REMIC under the REMIC Provisions; (g) neither the Trustee nor the Securities Administrator shall knowingly or intentionally take any action or omit to take any action that would cause the termination of the REMIC status of any REMIC formed hereunder; (h) the Securities Administrator shall pay, from the sources specified in the penultimate paragraph of this Section 10.12, the amount of any federal, state and local taxes, including prohibited transaction taxes as described below, imposed on any REMIC formed hereunder prior to the termination of the Trust Fund when and as the same shall be due and payable (but such obligation shall not prevent the Securities Administrator or any other appropriate Person from contesting any such tax in appropriate proceedings and shall not prevent the Securities Administrator from withholding payment of such tax, if permitted by law, pending the outcome of such proceedings); (i) the Trustee shall sign or cause to be signed federal, state or local income tax or information returns or any other document prepared by the Securities Administrator pursuant to this Section 10.12 requiring a signature thereon by the Trustee; (j) the Securities Administrator shall maintain records relating to each REMIC formed hereunder including but not limited to the income, expenses, assets and liabilities of each such REMIC and adjusted basis of the Trust Fund property determined at such intervals as may be required by the Code, as may be necessary to prepare the foregoing returns, schedules, statements or information; (k) the Securities Administrator shall, for federal income tax purposes, maintain books and records with respect to the REMICs on a calendar year and on an accrual basis; (l) none of the Trustee, the Master Servicer or the Securities Administrator shall enter into any arrangement not otherwise provided for in this Agreement by which the REMICs will receive a fee or other compensation for services nor permit the REMICs to receive any income from assets other than “qualified mortgages” as defined in Section 860G(a)(3) of the Code or “permitted investments” as defined in Section 860G(a)(5) of the Code; and (l) as and when necessary and appropriate, the Securities Administrator, at the expense of the Trust Fund, shall represent the Trust Fund in any administrative or judicial proceedings relating to an examination or audit by any governmental taxing authority, request an administrative adjustment as to any taxable year of any REMIC formed hereunder, enter into settlement agreements with any governmental taxing agency, extend any statute of limitations relating to any tax item of the Trust Fund, and otherwise act on behalf of each REMIC formed hereunder in relation to any tax matter involving any such REMIC.
 
In order to enable each of the Trustee and the Securities Administrator to perform its duties as set forth herein, the Depositor shall provide, or cause to be provided, to the Trustee or the Securities Administrator within 10 days after the Closing Date all information or data that the Trustee or the Securities Administrator requests in writing and determines to be relevant for tax purposes to the valuations and offering prices of the Certificates, including, without limitation, the price, yield, prepayment assumption and projected cash flows of the Certificates and the Mortgage Loans. Thereafter, the Depositor shall provide to the Trustee or the Securities Administrator promptly upon written request therefor, any such additional information or data that the Trustee or the Securities Administrator may, from time to time, request in order to enable the Trustee or the Securities Administrator to perform its duties as set forth herein. The Depositor hereby indemnifies each of the Trustee and the Securities Administrator for any losses, liabilities, damages, claims or expenses of the Trustee or the Securities Administrator arising from any errors or miscalculations of the Trustee or the Securities Administrator that result from any failure of the Depositor to provide, or to cause to be provided, accurate information or data to the Trustee or the Securities Administrator, as applicable, on a timely basis.
 
In the event that any tax is imposed on “prohibited transactions” of any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI as defined in Section 860F(a)(2) of the Code, on the “net income from foreclosure property” of the Trust Fund as defined in Section 860G(c) of the Code, on any contribution to any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI after the Startup Day pursuant to Section 860G(d) of the Code, or any other tax is imposed, including, without limitation, any federal, state or local tax or minimum tax imposed upon any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI, and is not paid as otherwise provided for herein, such tax shall be paid by (i) the Master Servicer, the Trustee or the Securities Administrator, if any such tax arises out of or results from a breach by the Master Servicer, the Trustee or the Securities Administrator of any of its obligations under this Agreement, provided, however, in no event shall the Master Servicer, the Trustee or the Securities Administrator have any liability (1) for any action or omission that is taken in accordance with and compliance with the express terms of, or which is expressly permitted by the terms of, this Agreement, (2) for any losses other than those arising out of a negligent performance by the Master Servicer, the Trustee or the Securities Administrator of its duties and obligations set forth herein, or (3) for any special or consequential damages to Certificateholders (in addition to payment of principal and interest on the Certificates), (ii) any party hereto (other than the Master Servicer, the Trustee or the Securities Administrator) to the extent any such tax arises out of or results from a breach by such other party of any of its obligations under this Agreement or (iii) in all other cases, or in the event that any liable party hereto fails to honor its obligations under the preceding clauses (i) or (ii), any such tax will be paid first with amounts otherwise to be distributed to the Class R Certificateholders, and second with amounts otherwise to be distributed to all the Holders of the following Certificates in the following order of priority: first, to the Class M-9 Certificates, second, to the Class M-8 Certificates, third, to the Class M-7 Certificates, fourth, to the Class M-6 Certificates, fifth, to the Class M-5 Certificates, sixth, to the Class M-4 Certificates, seventh, to the Class M-3 Certificates, eighth, to the Class M-2 Certificates, ninth, to the Class M-1 Certificates, and tenth, to the Class A Certificates (pro rata based on the amounts to be distributed). Notwithstanding anything to the contrary contained herein, to the extent that such tax is payable by the Holder of any Certificates, the Securities Administrator is hereby authorized to retain on any Distribution Date, from the Holders of the Class R Certificates (and, if necessary, second, from the Holders of the other Certificates in the priority specified in the preceding sentence), funds otherwise distributable to such Holders in an amount sufficient to pay such tax. The Securities Administrator shall promptly notify in writing the party liable for any such tax of the amount thereof and the due date for the payment thereof.
 
The Trustee, the Master Servicer and the Securities Administrator each agree that, in the event it should obtain any information necessary for the other party to perform its obligations pursuant to this Section 10.12, it will promptly notify and provide such information to such other party.
 
ARTICLE XI

TERMINATION
 
Section 11.01  Termination upon Liquidation or Repurchase of all Mortgage Loans. 
 
Subject to Section 11.03, the obligations and responsibilities of the Depositor, the Master Servicer, the Securities Administrator and the Trustee created hereby with respect to the Trust Fund shall terminate upon the earlier of (a) the exercise of the Majority Class CE Certificateholder (or its designee) or the Master Servicer, as applicable, of its right to repurchase all of the Mortgage Loans (and REO Properties) remaining in the Trust Fund at a price (the “Mortgage Loan Purchase Price”) equal to the sum of (i) 100% of the Stated Principal Balance of each Mortgage Loan (other than in respect of REO Property), (ii) accrued interest thereon at the applicable Mortgage Rate to, but not including, the first day of the month of such purchase, (iii) the appraised value of any REO Property in the Trust Fund (up to the Stated Principal Balance of the related Mortgage Loan), such appraisal to be conducted by an appraiser mutually agreed upon by the Master Servicer and the Trustee, and (iv) unreimbursed out-of pocket costs of the Servicers or the Master Servicer, including unreimbursed servicing advances and the principal portion of any unreimbursed Advances, made on the Mortgage Loans prior to the exercise of such repurchase right, (v) any unreimbursed costs and expenses of the Trustee and the Securities Administrator payable pursuant to Section 10.05, (vi) any Swap Termination Payment (which shall include any Net Swap Payment payable to the Swap Provider which remains unpaid or which is due to the exercise of such option (the “Swap Optional Termination Payment”)) and (b) the later of (i) the maturity or other liquidation (or any Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and the disposition of all REO Property and (ii) the distribution to Certificateholders of all amounts required to be distributed to them pursuant to this Agreement, as applicable. In no event shall the trusts created hereby continue beyond the earlier of (i) the expiration of 21 years from the death of the last survivor of the descendants of Joseph P. Kennedy, the late Ambassador of the United States to the Court of St. James, living on the date hereof and (ii) the Latest Possible Maturity Date.
 
The right to repurchase all Mortgage Loans and REO Properties by the Majority Class CE Certificateholder pursuant to clause (a) in the preceding paragraph shall be conditioned upon the Stated Principal Balance of all of the Mortgage Loans in the Trust Fund, at the time of any such repurchase, aggregating 10% or less of the aggregate Cut-off Date Principal Balance of all of the Mortgage Loans. If the Majority Class CE Certificateholder does not exercise this option, the Master Servicer has the right to repurchase all Mortgage Loans and REO Properties pursuant to clause (a) in the preceding paragraph, conditioned upon the Stated Principal Balance of all of the Mortgage Loans in the Trust Fund, at the time of any such repurchase, aggregating 5% or less of the aggregate Cut-off Date Principal Balance of all of the Mortgage Loans.
 
Only an amount equal to the Mortgage Loan Purchase Price less any Swap Optional Termination Payment (the “REMIC Termination Payment”) shall be made available for distribution to the Regular Certificates. The Swap Optional Termination Payment shall be withdrawn by the Securities Administrator from the Distribution Account and remitted to the Supplemental Interest Trust to be paid in accordance with Section 3.11(c). The Swap Optional Termination Payment shall not be part of any REMIC and shall not be paid into any account which is part of any REMIC.
 
Section 11.02  Final Distribution on the Certificates. 
 
If on any Determination Date, (i) the Master Servicer determines that there are no Outstanding Mortgage Loans and no other funds or assets in the Trust Fund other than the funds in the Distribution Account, the Master Servicer shall direct the Securities Administrator to send a final distribution notice promptly to each Certificateholder or (ii) the Securities Administrator determines that a Class of Certificates shall be retired after a final distribution on such Class, the Securities Administrator shall notify the Certificateholders within five (5) Business Days after such Determination Date that the final distribution in retirement of such Class of Certificates is scheduled to be made on the immediately following Distribution Date. Any final distribution made pursuant to the immediately preceding sentence will be made only upon presentation and surrender of the related Certificates at the Corporate Trust Office of the Securities Administrator. If the Majority Class CE Certificateholder or the Master Servicer, as applicable, elects to terminate the Trust Fund pursuant to Section 11.01, at least 20 days prior to the date notice is to be mailed to the Certificateholders, the Majority Class CE Certificateholder, the Swap Provider or the Master Servicer, as applicable, shall notify the Depositor, the Securities Administrator and the Trustee of the date the Majority Class CE Certificateholder or the Master Servicer, as applicable, intends to terminate the Trust Fund. The Majority Class I-C Certificateholder or EMC or its designee, as applicable, shall remit the Mortgage Loan Purchase Price to the Securities Administrator on the Business Day prior to the Distribution Date for such Optional Termination by the Majority Class CE Certificateholder or the Master Servicer, as applicable.
 
Notice of any termination of the Trust Fund, specifying the Distribution Date on which Certificateholders may surrender their Certificates for payment of the final distribution and cancellation, shall be given promptly by the Securities Administrator by letter to Certificateholders mailed not later than two Business Days after the Determination Date in the month of such final distribution. Any such notice shall specify (a) the Distribution Date upon which final distribution on the Certificates will be made upon presentation and surrender of Certificates at the office therein designated, (b) the amount of such final distribution, (c) the location of the office or agency at which such presentation and surrender must be made and (d) that the Record Date otherwise applicable to such Distribution Date is not applicable, distributions being made only upon presentation and surrender of the Certificates at the office therein specified. The Securities Administrator will give such notice to each Rating Agency at the time such notice is given to Certificateholders.
 
In the event such notice is given, the Master Servicer shall remit all funds in the Distribution Account to the Securities Administrator for deposit in the Distribution Account on the Business Day prior to the applicable Distribution Date in an amount equal to the final distribution in respect of the Certificates. Upon such final deposit with respect to the Trust Fund and the receipt by the Custodian of a Request for Release therefor, the Custodian shall promptly release to the Master Servicer, as applicable the Mortgage Files for the Mortgage Loans and the Trustee shall execute and deliver any documents prepared and delivered to it which are necessary to transfer any REO Property.
 
Upon presentation and surrender of the Certificates, the Securities Administrator shall distribute to Certificateholders of each Class the amounts allocable to such Certificates held in the Distribution Account in the order and priority set forth in Section 5.04 hereof on the final Distribution Date and in proportion to their respective Percentage Interests.
 
In the event that any affected Certificateholders shall not surrender Certificates for cancellation within six months after the date specified in the above mentioned written notice, the Securities Administrator shall give a second written notice to the remaining Certificateholders to surrender their Certificates for cancellation and receive the final distribution with respect thereto. If within six months after the second notice all the applicable Certificates shall not have been surrendered for cancellation, the Securities Administrator may take appropriate steps, or may appoint an agent to take appropriate steps, to contact the remaining Certificateholders concerning surrender of their Certificates, and the cost thereof shall be paid out of the funds and other assets that remain a part of the Trust Fund. If within one year after the second notice all Certificates shall not have been surrendered for cancellation, the Class R Certificateholders shall be entitled to all unclaimed funds and other assets of the Trust Fund that remain subject hereto.
 
Section 11.03  Additional Termination Requirements. 
 
(a)  Upon exercise by the Majority Class CE Certificateholder or the Master Servicer, as applicable, of its purchase option as provided in Section 11.01, the Trust Fund shall be terminated in accordance with the following additional requirements, unless the Trustee and the Securities Administrator have been supplied with an Opinion of Counsel addressed to the Trustee and the Securities Administrator at the expense of the Majority Class CE Certificateholder or the Master Servicer, as applicable, to the effect that the failure of the Trust Fund to comply with the requirements of this Section 11.03 will not (i) result in the imposition of taxes on “prohibited transactions” of a REMIC, or (ii) cause a REMIC to fail to qualify as a REMIC at any time that any Certificates are outstanding:
 
(1)  The Majority Class CE Certificateholder or the Master Servicer, as applicable, shall establish a 90-day liquidation period and notify the Securities Administrator thereof, and the Securities Administrator shall in turn specify the first day of such period in a statement attached to the tax return for each of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V and REMIC VI pursuant to Treasury Regulation Section 1.860F-1. The Majority Class CE Certificateholder or the Master Servicer, as applicable, shall satisfy all the requirements of a qualified liquidation under Section 860F of the Code and any regulations thereunder, as evidenced by an Opinion of Counsel addressed to the Securities Administrator and the Trustee obtained at the expense of the Majority Class CE Certificateholder or the Master Servicer, as applicable;
 
(2)  During such 90-day liquidation period, and at or prior to the time of making the final payment on the Certificates, the Securities Administrator on behalf of the Trustee, shall sell all of the assets of REMIC I for cash; and
 
(3)  At the time of the making of the final payment on the Certificates, the Securities Administrator shall distribute or credit, or cause to be distributed or credited, to the Holders of the Residual Certificates all cash on hand (other than cash retained to meet claims), and REMIC I shall terminate at that time.
 
(b)  By their acceptance of the Certificates, the Holders thereof hereby authorize the adoption of a 90-day liquidation period and the adoption of a plan of complete liquidation for REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V and REMIC VI, which authorization shall be binding upon all successor Certificateholders.
 
(c)  The Securities Administrator as agent for each REMIC hereby agrees to adopt and sign such a plan of complete liquidation meeting the requirements for a qualified liquidation under Section 860F of the Code and any regulations thereunder upon the written request of the Majority Class CE Certificateholder or the Master Servicer, as applicable, and the receipt of the Opinion of Counsel referred to in Section 11.03(a)(1) and to take such other action in connection therewith as may be reasonably requested by the Majority Class CE Certificateholder or the Master Servicer, as applicable.
 
ARTICLE XII

MISCELLANEOUS PROVISIONS
 
Section 12.01  Amendment. 
 
This Agreement may be amended from time to time by parties hereto without the consent of any of the Certificateholders to cure any ambiguity, to correct or supplement any provisions herein (including to give effect to the expectations of investors), to comply with any changes in the Code, to revise any provisions to reflect the obligations of the parties to this Agreement as they relate to Regulation AB, to change the manner in which the Distribution Account maintained by the Master Servicer is maintained or to make such other provisions with respect to matters or questions arising under this Agreement as shall not be inconsistent with any other provisions herein if such action shall not, as evidenced by an Opinion of Counsel addressed to the Trustee (which opinion shall be an expense of the party requesting such opinion but in any case shall not be an expense of the Trustee), adversely affect in any material respect the interests of any Certificateholder; provided that any such amendment shall be deemed not to adversely affect in any material respect the interests of the Certificateholders and no such Opinion of Counsel shall be required if the Person requesting such amendment obtains a letter from each Rating Agency stating that such amendment would not result in the downgrading or withdrawal of the respective ratings then assigned to the Certificates.
 
Notwithstanding the foregoing, without the consent of the Certificateholders, the parties hereto may at any time and from time to time amend this Agreement to modify, eliminate or add to any of its provisions to such extent as shall be necessary or appropriate to maintain the qualification of any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI as a REMIC under the Code or to avoid or minimize the risk of the imposition of any tax on any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI pursuant to the Code that would be a claim against any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI at any time prior to the final redemption of the Certificates, provided that the Trustee and the Securities Administrator have been provided an Opinion of Counsel addressed to the Trustee and the Securities Administrator, which opinion shall be an expense of the party requesting such opinion but in any case shall not be an expense of the Trustee, the Securities Administrator or the Trust Fund, to the effect that such action is necessary or appropriate to maintain such qualification or to avoid or minimize the risk of the imposition of such a tax.
 
This Agreement may also be amended from time to time by the parties hereto with the consent of the Holders of each Class of Certificates affected thereby evidencing over 50% of the Voting Rights of such Class or Classes for the purpose of adding any provisions to or changing in any manner or eliminating any of the provisions of this Agreement or of modifying in any manner the rights of the Holders of Certificates; provided that no such amendment shall (i) reduce in any manner the amount of, or delay the timing of, payments required to be distributed on any Certificate without the consent of the Holder of such Certificate, (ii) cause any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI to cease to qualify as a REMIC or (iii) reduce the aforesaid percentages of Certificates of each Class the Holders of which are required to consent to any such amendment without the consent of the Holders of all Certificates of such Class then outstanding.
 
Notwithstanding any contrary provision of this Agreement, the Trustee shall not consent to any amendment to this Agreement unless it shall have first received an Opinion of Counsel addressed to the Trustee and the Securities Administrator, which opinion shall be an expense of the party requesting such amendment but in any case shall not be an expense of the Trustee or the Securities Administrator, to the effect that such amendment will not (other than an amendment pursuant to clause (ii) of, and in accordance with, the preceding paragraph) cause the imposition of any tax on any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI or the Certificateholders or cause any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI to cease to qualify as a REMIC at any time that any Certificates are outstanding. Further, nothing in this Agreement shall require the Trustee to enter into an amendment without receiving an Opinion of Counsel, satisfactory to the Trustee that (i) such amendment is permitted and is not prohibited by this Agreement and that all requirements for amending this Agreement (including any consent of the applicable Certificateholders) have been complied with.
 
Notwithstanding any of the other provisions of this Section 12.01, none of the Depositor, the Master Servicer, the Securities Administrator or the Trustee shall (i) enter into any amendment to this Agreement that could have an adverse effect on the rights of the Swap Provider under Section 3.11, or Section 6.04(a)(3)(F) or Section 11.01 of this Agreement without the prior written consent of the Swap Provider, which consent shall not be unreasonably withheld or (ii) enter into any amendment that could have a materially adverse effect on the Swap Provider without the prior written consent of the Swap Provider, which consent shall not be unreasonably withheld.
 
Promptly after the execution of any amendment to this Agreement requiring the consent of Certificateholders, the Securities Administrator shall furnish written notification of the substance of such amendment to each Certificateholder, the Swap Provider, the Yield Maintenance Agreement Provider and each Rating Agency.
 
It shall not be necessary for the consent of Certificateholders under this Section to approve the particular form of any proposed amendment, but it shall be sufficient if such consent shall approve the substance thereof. The manner of obtaining such consents and of evidencing the authorization of the execution thereof by Certificateholders shall be subject to such reasonable regulations as the Securities Administrator may prescribe.
 
Section 12.02  Recordation of Agreement; Counterparts. 
 
To the extent permitted by applicable law, this Agreement is subject to recordation in all appropriate public offices for real property records in all of the counties or other comparable jurisdictions in which any or all of the Mortgaged Properties are situated, and in any other appropriate public recording office or elsewhere. The Master Servicer shall effect such recordation at the Trust’s expense upon the request in writing of a Certificateholder, but only if such direction is accompanied by an Opinion of Counsel (provided at the expense of the Certificateholder requesting recordation) to the effect that such recordation would materially and beneficially affect the interests of the Certificateholders or is required by law.
 
For the purpose of facilitating the recordation of this Agreement as herein provided and for other purposes, this Agreement may be executed simultaneously in any number of counterparts, each of which counterparts shall be deemed to be an original, and such counterparts shall constitute but one and the same instrument.
 
Section 12.03  Governing Law. 
 
THIS AGREEMENT SHALL BE CONSTRUED IN ACCORDANCE WITH AND GOVERNED BY THE SUBSTANTIVE LAWS OF THE STATE OF NEW YORK APPLICABLE TO AGREEMENTS MADE AND TO BE PERFORMED IN THE STATE OF NEW YORK AND THE OBLIGATIONS, RIGHTS AND REMEDIES OF THE PARTIES HERETO AND THE CERTIFICATEHOLDERS SHALL BE DETERMINED IN ACCORDANCE WITH SUCH LAWS WITHOUT REGARD TO THE CONFLICTS OF LAWS PRINCIPLES THEREOF (OTHER THAN SECTION 5-1401 OF THE GENERAL OBLIGATIONS LAWS).
 
Section 12.04  Intention of Parties. 
 
It is the express intent of the parties hereto that the conveyance of the Mortgage Notes, Mortgages, assignments of Mortgages, title insurance policies and any modifications, extensions and/or assumption agreements and private mortgage insurance policies relating to the Mortgage Loans by the Seller to the Depositor, and by the Depositor to the Trustee be, and be construed as, an absolute sale thereof to the Depositor or the Trustee, as applicable. It is, further, not the intention of the parties that such conveyance be deemed a pledge thereof by the Seller to the Depositor, or by the Depositor to the Trustee. However, in the event that, notwithstanding the intent of the parties, such assets are held to be the property of the Seller or the Depositor, as applicable, or if for any other reason the Mortgage Loan Purchase Agreement or this Agreement is held or deemed to create a security interest in such assets, then (i) the Mortgage Loan Purchase Agreement and this Agreement shall each be deemed to be a security agreement within the meaning of the Uniform Commercial Code of the State of New York and (ii) the conveyance provided for in the Mortgage Loan Purchase Agreement from the Seller to the Depositor, and the conveyance provided for in this Agreement from the Depositor to the Trustee, shall be deemed to be an assignment and a grant by the Seller or the Depositor, as applicable, for the benefit of the Certificateholders of a security interest in all of the assets that constitute the Trust Fund, whether now owned or hereafter acquired.
 
The Depositor for the benefit of the Certificateholders shall, to the extent consistent with this Agreement, take such actions as may be necessary to ensure that, if this Agreement were deemed to create a security interest in the assets of the Trust Fund, such security interest would be deemed to be a perfected security interest of first priority under applicable law and will be maintained as such throughout the term of the Agreement.
 
Section 12.05  Notices. 
 
(a)  The Securities Administrator shall use its best efforts to promptly provide notice to each Rating Agency with respect to each of the following of which a Responsible Officer of the Trustee has actual knowledge:
 
(i)  Any material change or amendment to this Agreement;
 
(ii)  The occurrence of any Event of Default that has not been cured;
 
(iii)  The resignation or termination of the Master Servicer, the Securities Administrator or the Trustee and the appointment of any successor;
 
(iv)  The repurchase or substitution of Mortgage Loans pursuant to Sections 2.02, 2.03, 3.18 and 11.01; and
 
(v)  The final payment to Certificateholders.
 
(b)  All directions, demands and notices hereunder shall be in writing and shall be deemed to have been duly given when delivered at or mailed by registered mail, return receipt requested, postage prepaid, or by recognized overnight courier, or by facsimile transmission to a number provided by the appropriate party if receipt of such transmission is confirmed to (i) in the case of the Depositor, Bear Stearns Asset Backed Securities I LLC, 383 Madison Avenue, New York, New York 10179, Attention: Chief Counsel, and with respect to Regulation AB notifications to the Depositor at regabnotifications@bear.com; (ii) in the case of the Sponsor, EMC Mortgage Corporation, 2780 Lake Vista Drive, Lewis, Texas 75067 (Facsimile: (469) 759-4714), attention: President or General Counsel or such other address as may be hereafter furnished to the other parties hereto by the Master Servicer in writing; (iii) in the case of the Trustee, at each Corporate Trust Office or such other address as the Trustee may hereafter furnish to the other parties hereto, (iv) in the case of the Master Servicer or the Securities Administrator, 9062 Old Annapolis Road, Columbia, Maryland 21045, Attention: Corporate Trust Services-BSABS 2006-IM1 or such other address as may be hereafter furnished to the other parties hereto by the Securities Administrator in writing, (v) in the case of Moody’s Investors Service, Inc., 99 Church Street, New York, New York 10007, Attention: Home Equity Monitoring and (vi) in the case of Standard & Poor’s, 55 Water Street, 41st Floor, New York, New York 10041. Any notice delivered to EMC, the Master Servicer, the Securities Administrator, or the Trustee under this Agreement shall be effective only upon receipt. Any notice required or permitted to be mailed to a Certificateholder, unless otherwise provided herein, shall be given by first-class mail, postage prepaid, at the address of such Certificateholder as shown in the Certificate Register; any notice so mailed within the time prescribed in this Agreement shall be conclusively presumed to have been duly given, whether or not the Certificateholder receives such notice.
 
Section 12.06  Severability of Provisions. 
 
If any one or more of the covenants, agreements, provisions or terms of this Agreement shall be for any reason whatsoever held invalid, then such covenants, agreements, provisions or terms shall be deemed severable from the remaining covenants, agreements, provisions or terms of this Agreement and shall in no way affect the validity or enforceability of the other provisions of this Agreement or of the Certificates or the rights of the Holders thereof.
 
Section 12.07  Assignment. 
 
Notwithstanding anything to the contrary contained herein, except as provided pursuant to Section 8.02, this Agreement may not be assigned by the Master Servicer, the Sponsor or the Depositor.
 
Section 12.08  Limitation on Rights of Certificateholders. 
 
The death or incapacity of any Certificateholder shall not operate to terminate this Agreement or the Trust Fund, nor entitle such Certificateholder’s legal representative or heirs to claim an accounting or to take any action or commence any proceeding in any court for a petition or winding up of the Trust Fund, or otherwise affect the rights, obligations and liabilities of the parties hereto or any of them.
 
No Certificateholder shall have any right to vote (except as provided herein) or in any manner otherwise control the operation and management of the Trust Fund, or the obligations of the parties hereto, nor shall anything herein set forth or contained in the terms of the Certificates be construed so as to constitute the Certificateholders from time to time as partners or members of an association; nor shall any Certificateholder be under any liability to any third party by reason of any action taken by the parties to this Agreement pursuant to any provision hereof.
 
No Certificateholder shall have any right by virtue or by availing itself of any provisions of this Agreement to institute any suit, action or proceeding in equity or at law upon or under or with respect to this Agreement, unless such Holder previously shall have given to the Securities Administrator a written notice of an Event of Default and of the continuance thereof, as hereinbefore provided, the Holders of Certificates evidencing not less than 25% of the Voting Rights evidenced by the Certificates shall also have made written request to the Securities Administrator to institute such action, suit or proceeding in its own name as Securities Administrator hereunder and shall have offered to the Securities Administrator such reasonable indemnity as it may require against the costs, expenses, and liabilities to be incurred therein or thereby, and the Securities Administrator for 60 days after its receipt of such notice, request and offer of indemnity shall have neglected or refused to institute any such action, suit or proceeding; it being understood and intended, and being expressly covenanted by each Certificateholder with every other Certificateholder and the Securities Administrator, that no one or more Holders of Certificates shall have any right in any manner whatever by virtue or by availing itself or themselves of any provisions of this Agreement to affect, disturb or prejudice the rights of the Holders of any other of the Certificates, or to obtain or seek to obtain priority over or preference to any other such Holder or to enforce any right under this Agreement, except in the manner herein provided and for the common benefit of all Certificateholders. For the protection and enforcement of the provisions of this Section 12.08, each and every Certificateholder or the Securities Administrator shall be entitled to such relief as can be given either at law or in equity.
 
Section 12.09  Inspection and Audit Rights. 
 
The Master Servicer agrees that, on reasonable prior notice, it will permit any representative of the Depositor or the Trustee during the Master Servicer’s normal business hours, to examine all the books of account, records, reports and other papers of the Master Servicer relating to the Mortgage Loans, to make copies and extracts therefrom, to cause such books to be audited by Independent certified public accountants selected by the Depositor and the Trustee and to discuss its affairs, finances and accounts relating to such Mortgage Loans with its officers, employees and Independent public accountants (and by this provision the Master Servicer hereby authorizes such accountants to discuss with such representative such affairs, finances and accounts), all at such reasonable times and as often as may be reasonably requested. Any out-of-pocket expense incident to the exercise by the Depositor or the Trustee of any right under this Section 12.09 shall be borne by the party requesting such inspection, subject to such party’s right to reimbursement hereunder (in the case of the Trustee, pursuant to Section 10.05 hereof.)
 
Section 12.10  Certificates Nonassessable and Fully Paid. 
 
It is the intention of the Depositor that Certificateholders shall not be personally liable for obligations of the Trust Fund, that the interests in the Trust Fund represented by the Certificates shall be nonassessable for any reason whatsoever, and that the Certificates, upon due authentication thereof by the Securities Administrator pursuant to this Agreement, are and shall be deemed fully paid.
 
Section 12.11  Third Party Rights. 
 
The Swap Provider and the Derivative Administrator shall be third-party beneficiaries of this Agreement to the same extent as if they were parties hereto, and shall have the right to enforce the provisions of this Agreement.
 
*    *    *
 

 
 
IN WITNESS WHEREOF, the Depositor, the Sponsor, the Master Servicer, the Securities Administrator and the Trustee have caused their names to be signed hereto by their respective officers thereunto duly authorized as of the day and year first above written.
 
BEAR STEARNS ASSET BACKED
SECURITIES I LLC,
as Depositor
 
By: /s/ Baron Silverstein             
Name: Baron Silverstein 
Title: Vice President 
 
EMC MORTGAGE CORPORATION,
as Sponsor
 
By: /s/ Dana Dillard                     
Name: Dana Dillard 
Title: Senior Vice President 
 
WELLS FARGO BANK, NATIONAL ASSOCIATION,
as Master Servicer and Securities Administrator
 
By: /s/ Stacey M. Taylor            
Name: Stacey M. Taylor 
Title: Vice President 
 
U.S. BANK NATIONAL ASSOCIATION
as Trustee
 
By: /s/ Maryellen Hunter           
Name: Maryellen Hunter 
Title: Assistant Vice President 
 


 
 
STATE OF NEW YORK
)
 
 
)
ss.:
COUNTY OF NEW YORK  
)
 
 
On this 24th day of August, 2006, before me, a notary public in and for said State, appeared Baron Silverstein, personally known to me on the basis of satisfactory evidence to be an authorized representative of Bear Stearns Asset Backed Securities I LLC, one of the companies that executed the within instrument, and also known to me to be the person who executed it on behalf of such limited liability company and acknowledged to me that such limited liability company executed the within instrument.
 
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.
 
/s/ Michelle Sterling
Notary Public
[Notarial Seal]
 


 
 
STATE OF TEXAS
)
 
 
)
ss.:
COUNTY OF DALLAS
)
 
 
On this 24th day of August, 2006, before me, a notary public in and for said State, appeared Dana Dillard, personally known to me on the basis of satisfactory evidence to be an authorized representative of EMC Mortgage Corporation, one of the corporations that executed the within instrument, and also known to me to be the person who executed it on behalf of such corporation and acknowledged to me that such corporation executed the within instrument.
 
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.
 
/s/ Alfie D. Kearney
Notary Public
[Notarial Seal]
 
 

 

 
STATE OF ILLINOIS
)
 
 
)
ss.:
COUNTY OF COOK
)
 
 
On this 24th day of August, 2006, before me, a notary public in and for said State, appeared Stacey M. Taylor, personally known to me on the basis of satisfactory evidence to be an authorized representative of Wells Fargo Bank, National Association, one of the national banking associations that executed the within instrument, and also known to me to be the person who executed it on behalf of such national banking association, and acknowledged to me that such national banking association executed the within instrument.
 
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.
 
/s/ Joanne K. Stahling
Notary Public
[Notarial Seal]
 




STATE OF MASSACHUSETTS
)
 
 
)
ss.:
COUNTY OF SUFFOLK
)
 

 
On this 24th day of August, 2006, before me, a notary public in and for said State, appeared Maryellen Hunter, personally known to me on the basis of satisfactory evidence to be an authorized representative of U.S. Bank National Association, one of the national banking associations that executed the within instrument, and also known to me to be the person who executed it on behalf of such national banking association, and acknowledged to me that such national banking association executed the within instrument.
 
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.
 
 
/s/ Larry D. Snell
Notary Public
 
[Notarial Seal]
 

 

 
EXHIBIT A-1

FORM OF CLASS A-[_] CERTIFICATES
 
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 (THE “CODE”).
 
THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DECREASED BY THE PRINCIPAL PAYMENTS HEREON. ACCORDINGLY, FOLLOWING THE INITIAL ISSUANCE OF THE CERTIFICATES, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DIFFERENT FROM THE DENOMINATION SHOWN BELOW. ANYONE ACQUIRING THIS CERTIFICATE MAY ASCERTAIN ITS CERTIFICATE PRINCIPAL BALANCE BY INQUIRY OF THE SECURITIES ADMINISTRATOR NAMED HEREIN.
 
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY TO THE DEPOSITOR OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.

PRIOR TO THE TERMINATION OF THE SUPPLEMENTAL INTEREST TRUST, EACH HOLDER OF A CERTIFICATE OR BENEFICIAL OWNERSHIP SHALL BE DEEMED TO HAVE MADE THE REPRESENTATIONS SET FORTH IN SECTION 7.02(h) OF THE POOLING AND SERVICING AGREEMENT.




Certificate No.1
Adjustable Pass-Through Rate
   
 
Class A-[_] Senior
 
   
 
Date of Pooling and Servicing Agreement and Cut-off Date:
April 1, 2006
 
Aggregate Initial Certificate Principal Balance of this Certificate as of the Cut-off Date:
$[_____________]
   
 
First Distribution Date:
May 25, 2006
 
Initial Certificate Principal Balance of this Certificate as of the Cut-off Date: $[_____________]
   
 
Master Servicer:
Wells Fargo Bank, National Association
 
CUSIP: [___________]
   
 
Assumed Final Distribution Date:
April 25, 2036
 
   

ASSET-BACKED CERTIFICATE
 
SERIES 2006-IM1
 
evidencing a percentage interest in the distributions allocable to the Class A-[_] Certificates with respect to a Trust Fund consisting primarily of a pool of conventional, one- to four-family, fixed and adjustable interest rate mortgage loans sold by BEAR STEARNS ASSET BACKED SECURITIES I LLC.
 
This Certificate is payable solely from the assets of the Trust Fund, and does not represent an obligation of or interest in Bear Stearns Asset Backed Securities I LLC, the Master Servicer, the Trustee or the Securities Administrator referred to below or any of their affiliates or any other person. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental entity or by Bear Stearns Asset Backed Securities I LLC, the Master Servicer, the Trustee or the Securities Administrator or any of their affiliates or any other person. None of Bear Stearns Asset Backed Securities I LLC, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates.
 
This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced hereby in the beneficial ownership interest of Certificates of the same Class as this Certificate in a trust (the “Trust Fund”) generally consisting of conventional, first and second lien, fixed and adjustable rate mortgage loans secured by one- to four- family residences (collectively, the “Mortgage Loans”) sold by Bear Stearns Asset Backed Securities I LLC (“BSABS I”). The Mortgage Loans were sold by EMC Mortgage Corporation (“EMC”) to BSABS I. Wells Fargo Bank, National Association will act as master servicer of the Mortgage Loans (the “Master Servicer,” which term includes any successors thereto under the Agreement referred to below). The Trust Fund was created pursuant to the Pooling and Servicing Agreement, dated as of the Cut-off Date specified above (the “Agreement”), among BSABS I, as depositor (the “Depositor”), EMC Mortgage Corporation, as sponsor, Wells Fargo Bank, National Association, as Master Servicer and securities administrator (the “Securities Administrator”) and U.S. Bank National Association, as trustee (the “Trustee”), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, capitalized terms used herein shall have the meaning ascribed to them in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of its acceptance hereof assents and by which such Holder is bound.
 
Interest on this Certificate will accrue during the month prior to the month in which a Distribution Date (as hereinafter defined) occurs on the Certificate Principal Balance hereof at a per annum rate equal to the Pass-Through Rate set forth above. The Securities Administrator will distribute on the 25th day of each month, or, if such 25th day is not a Business Day, the immediately following Business Day (each, a “Distribution Date”), commencing on the First Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the last day (or if such last day is not a Business Day, the Business Day immediately preceding such last day) of the calendar month immediately preceding the month in which the Distribution Date occurs, an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount (of interest and principal, if any) required to be distributed to the Holders of Certificates of the same Class as this Certificate. The Assumed Final Distribution Date is the Distribution Date in the month following the latest scheduled maturity date of any Mortgage Loan and is not likely to be the date on which the Certificate Principal Balance of this Class of Certificates will be reduced to zero.
 
Prior to the termination of the Supplemental Interest Trust, each holder of a Certificate or beneficial ownership shall be deemed to have made the representations set forth in section 7.02(h) of the Agreement.
 
Distributions on this Certificate will be made by the Securities Administrator by check mailed to the address of the Person entitled thereto as such name and address shall appear on the Certificate Register or, if such Person so requests by notifying the Securities Administrator in writing as specified in the Agreement. Notwithstanding the above, the final distribution on this Certificate will be made after due notice by the Securities Administrator of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Securities Administrator for that purpose and designated in such notice. The Initial Certificate Principal Balance of this Certificate is set forth above. The Certificate Principal Balance hereof will be reduced to the extent of distributions allocable to principal hereon and any Realized Losses allocable thereto.
 
This Certificate is one of a duly authorized issue of Certificates designated as set forth on the face hereof (the “Certificates”). The Certificates, in the aggregate, evidence the entire beneficial ownership interest in the Trust Fund formed pursuant to the Agreement.
 
The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the Trust Fund for payment hereunder and that the Trustee or the Securities Administrator is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.
 
This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced hereby, and the rights, duties and immunities of the Trustee and the Securities Administrator.
 
The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Depositor and the rights of the Certificateholders under the Agreement from time to time by the parties thereto with the consent of the Holders of the Class or Classes of Certificates affected thereby evidencing over 50% of the Voting Rights of such Class or Classes. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.
 
As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable with the Securities Administrator upon surrender of this Certificate for registration of transfer at the offices or agencies maintained by the Securities Administrator for such purposes, duly endorsed by, or accompanied by a written instrument of transfer in form satisfactory to the Securities Administrator duly executed by the Holder hereof or such Holder’s attorney duly authorized in writing, and thereupon one or more new Certificates in authorized denominations representing a like aggregate Percentage Interest will be issued to the designated transferee.
 
The Certificates are issuable only as registered Certificates without coupons in the Classes and denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, this Certificate is exchangeable for one or more new Certificates evidencing the same Class and in the same aggregate Percentage Interest, as requested by the Holder surrendering the same.
 
No service charge will be made to the Certificateholders for any such registration of transfer, but the Securities Administrator may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Depositor, the Master Servicer, the Securities Administrator, the Trustee and any agent of any of them may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of Depositor, the Master Servicer, the Securities Administrator, the Trustee or any such agent shall be affected by notice to the contrary.
 
The obligations created by the Agreement and the Trust Fund created thereby (other than the obligations to make payments to Certificateholders with respect to the termination of the Agreement) shall terminate upon the earlier of (i) the later of (A) the maturity or other liquidation (or Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and disposition of all property acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan and (B) the remittance of all funds due under the Agreement, or (ii) the optional repurchase by the party named in the Agreement of all the related Mortgage Loans and other related assets of the Trust Fund in accordance with the terms of the Agreement. Such optional repurchase may be made only on or after the first Distribution Date on which the aggregate Stated Principal Balance of the related Mortgage Loans is less than or equal to 10% of the aggregate Stated Principal Balance of the related Mortgage Loans as of the Cut-off Date. In no event, however, will the Trust Fund created by the Agreement continue beyond the expiration of 21 years after the death of certain persons identified in the Agreement.
 
Unless this Certificate has been countersigned by an authorized signatory of the Securities Administrator by manual signature, this Certificate shall not be entitled to any benefit under the Agreement, or be valid for any purpose.
 






IN WITNESS WHEREOF, the Securities Administrator has caused this Certificate to be duly executed.
 
Dated: April 25, 2006
     
WELLS FARGO BANK, NATIONAL ASSOCIATION,
as Securities Administrator
                           
                           
             
By:
 
               
Authorized Signatory
                 




CERTIFICATE OF AUTHENTICATION

This is one of the Class A-[_] Certificates referred to in the within-mentioned Agreement.
 
             
WELLS FARGO BANK, NATIONAL ASSOCIATION,
as Securities Administrator
                           
                           
             
By:
 
               
Authorized Signatory
                 








ASSIGNMENT
 
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto __________________________________ (Please print or typewrite name and address including postal zip code of assignee) a Percentage Interest evidenced by the within Asset-Backed Certificate and hereby authorizes the transfer of registration of such interest to assignee on the Certificate Register of the Trust Fund.
 
I (We) further direct the Certificate Registrar to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:
 
     
   
.

Dated:
 
 
Signature by or on behalf of assignor


   
 
Signature Guaranteed




DISTRIBUTION INSTRUCTIONS
 
This assignee should include the following for purposes of distribution:
 
Distributions shall be made, by wire transfer or otherwise, in immediately available funds
 
to
 
,
for the account of
 
,
account number___________, or, if mailed by check, to
 
,
Applicable statements should be mailed to
 
,
 
.

This information is provided by
 
,
the assignee named above, or
 
,
as its agent.
   







EXHIBIT A-2
 
FORM OF CLASS M-[_] CERTIFICATES
 
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE SENIOR CERTIFICATES [,] [AND] [CLASS M-1 CERTIFICATES] [,] [AND] [CLASS M-2 CERTIFICATES] [,] [AND] [CLASS M-3 CERTIFICATES] [,] [AND] [CLASS M-4 CERTIFICATES] [,] [AND] [CLASS M-5 CERTIFICATES] [,] [AND] [CLASS M-6 CERTIFICATES] [,] [AND] [CLASS M-7 CERTIFICATES] [AND] [CLASS M-8 CERTIFICATES] AS DESCRIBED IN THE AGREEMENT (AS DEFINED BELOW).
 
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 (THE “CODE”).
 
THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DECREASED BY THE PRINCIPAL PAYMENTS HEREON AND REALIZED LOSSES ALLOCABLE HERETO AS DESCRIBED IN THE AGREEMENT. ACCORDINGLY, FOLLOWING THE INITIAL ISSUANCE OF THE CERTIFICATES, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DIFFERENT FROM THE DENOMINATION SHOWN BELOW. ANYONE ACQUIRING THIS CERTIFICATE MAY ASCERTAIN ITS CERTIFICATE PRINCIPAL BALANCE BY INQUIRY OF THE SECURITIES ADMINISTRATOR NAMED HEREIN.
 
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY TO THE DEPOSITOR OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.
 
EACH HOLDER OF A CERTIFICATE OR BENEFICIAL OWNERSHIP SHALL BE DEEMED TO HAVE MADE THE REPRESENTATIONS SET FORTH IN SECTION 7.02(h) OF THE AGREEMENT.
 




 
Certificate No.1
 
Variable Pass-Through Rate
   
 
CLASS M-[_] Subordinate
 
   
 
Date of Pooling and Servicing Agreement and Cut-off Date:
April 1, 2006
 
Aggregate Initial Certificate Principal Balance of this Certificate as of the Cut-off Date:
$[________________]
   
 
First Distribution Date:
May 25, 2006
 
Initial Certificate Principal Balance of this Certificate as of the Cut-off Date:
$[________________]
   
 
Master Servicer:
Wells Fargo Bank, National Association
 
CUSIP: [_______________]
   
 
Assumed Final Distribution Date:
April 25, 2036
 
   

ASSET-BACKED CERTIFICATE
SERIES 2006-IM1
 
evidencing a percentage interest in the distributions allocable to the Class M-[_] Certificates with respect to a Trust Fund consisting primarily of a pool of conventional, one- to four-family, fixed and adjustable interest rate mortgage loans sold by BEAR STEARNS ASSET BACKED SECURITIES I LLC.
 
This Certificate is payable solely from the assets of the Trust Fund, and does not represent an obligation of or interest in Bear Stearns Asset Backed Securities I LLC, the Master Servicer, the Trustee or the Securities Administrator referred to below or any of their affiliates or any other person. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental entity or by Bear Stearns Asset Backed Securities I LLC, the Master Servicer, the Trustee or the Securities Administrator or any of their affiliates or any other person. None of Bear Stearns Asset Backed Securities I LLC, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates.
 
This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced hereby in the beneficial ownership interest of Certificates of the same Class as this Certificate in a trust (the “Trust Fund”) generally consisting of conventional, first and second lien, fixed and adjustable rate mortgage loans secured by one- to four- family residences (collectively, the “Mortgage Loans”) sold by Bear Stearns Asset Backed Securities I LLC (“BSABS I”). The Mortgage Loans were sold by EMC Mortgage Corporation (“EMC”) to BSABS I. Wells Fargo Bank, National Association will act as master servicer of the Mortgage Loans (the “Master Servicer,” which term includes any successors thereto under the Agreement referred to below). The Trust Fund was created pursuant to the Pooling and Servicing Agreement dated as of the Cut-off Date specified above (the “Agreement”), among BSABS I, as depositor (the “Depositor”), EMC Mortgage Corporation, as sponsor, Wells Fargo Bank, National Association, as Master Servicer and securities administrator (the “Securities Administrator”) and U.S. Bank National Association as trustee (the “Trustee”), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, capitalized terms used herein shall have the meaning ascribed to them in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of its acceptance hereof assents and by which such Holder is bound.
 
Interest on this Certificate will accrue from and including the 25th day of the calendar month preceding the month in which a Distribution Date (as hereinafter defined) occurs (or, with respect to the first accrual period, the Closing Date) to and including the 24th day of the calendar month in which that Distribution Date occurs on the Certificate Principal Balance hereof at a per annum rate equal to the Pass-Through Rate set forth above and as further described in the Agreement. The Securities Administrator will distribute on the 25th day of each month, or, if such 25th day is not a Business Day, the immediately following Business Day (each, a “Distribution Date”), commencing on the First Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the Business Day immediately preceding such Distribution Date, an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount (of interest and principal, if any) required to be distributed to the Holders of Certificates of the same Class as this Certificate. The Assumed Final Distribution Date is the Distribution Date in the month immediately following the month of the latest scheduled maturity date of any Mortgage Loan and is not likely to be the date on which the Certificate Principal Balance of this Class of Certificates will be reduced to zero.
 
Distributions on this Certificate will be made by the Securities Administrator by check mailed to the address of the Person entitled thereto as such name and address shall appear on the Certificate Register or, if such Person so requests by notifying the Securities Administrator in writing as specified in the Agreement. Notwithstanding the above, the final distribution on this Certificate will be made after due notice by the Securities Administrator of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Securities Administrator for that purpose and designated in such notice. The Initial Certificate Principal Balance of this Certificate is set forth above. The Certificate Principal Balance hereof will be reduced to the extent of distributions allocable to principal hereon and any Realized Losses allocable hereto.
 
This Certificate is one of a duly authorized issue of Certificates designated as set forth on the face hereof (the “Certificates”). The Certificates, in the aggregate, evidence the entire beneficial ownership interest in the Trust Fund formed pursuant to the Agreement.
 
Each holder of a Certificate or beneficial ownership shall be deemed to have made the representations set forth in section 7.02(h) of the Agreement.
 
The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the Trust Fund for payment hereunder and that the Trustee or the Securities Administrator is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.
 
This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced hereby, and the rights, duties and immunities of the Trustee and the Securities Administrator.
 
The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Depositor and the rights of the Certificateholders under the Agreement from time to time by the parties thereto with the consent of the Holders of the Class or Classes of Certificates affected thereby evidencing over 50% of the Voting Rights of such Class or Classes. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.
 
As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable with the Securities Administrator upon surrender of this Certificate for registration of transfer at the offices or agencies maintained by the Securities Administrator for such purposes, duly endorsed by, or accompanied by a written instrument of transfer in form satisfactory to the Securities Administrator duly executed by the Holder hereof or such Holder’s attorney duly authorized in writing, and thereupon one or more new Certificates in authorized denominations representing a like aggregate Percentage Interest will be issued to the designated transferee.
 
The Certificates are issuable only as registered Certificates without coupons in the Classes and denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, this Certificate is exchangeable for one or more new Certificates evidencing the same Class and in the same aggregate Percentage Interest, as requested by the Holder surrendering the same.
 
No service charge will be made to the Certificateholders for any such registration of transfer, but the Securities Administrator may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Depositor, the Master Servicer, the Securities Administrator, the Trustee and any agent of any of them may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Master Servicer, the Securities Administrator, the Trustee or any such agent shall be affected by notice to the contrary.
 
The obligations created by the Agreement and the Trust Fund created thereby (other than the obligations to make payments to Certificateholders with respect to the termination of the Agreement) shall terminate upon the earlier of (i) the later of (A) the maturity or other liquidation (or Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and disposition of all property acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan and (B) the remittance of all funds due under the Agreement, or (ii) the optional repurchase by the party named in the Agreement of all the related Mortgage Loans and other related assets of the Trust Fund in accordance with the terms of the Agreement. Such optional repurchase may be made only on or after the first Distribution Date on which the aggregate Stated Principal Balance of the related Mortgage Loans is less than or equal to 10% of the aggregate Stated Principal Balance of the related Mortgage Loans as of the Cut-off Date. In no event, however, will the Trust Fund created by the Agreement continue beyond the expiration of 21 years after the death of certain persons identified in the Agreement.
 
Unless this Certificate has been countersigned by an authorized signatory of the Securities Administrator by manual signature, this Certificate shall not be entitled to any benefit under the Agreement, or be valid for any purpose.
 





IN WITNESS WHEREOF, the Securities Administrator has caused this Certificate to be duly executed.
 
Dated: April 25, 2006
 
WELLS FARGO BANK, NATIONAL ASSOCIATION,
as Securities Administrator
                           
                           
             
By:
 
               
Authorized Signatory




CERTIFICATE OF AUTHENTICATION
 
This is one of the CLASS M-[_] Certificates referred to in the within-mentioned Agreement.
 
   
WELLS FARGO BANK, NATIONAL ASSOCIATION, as Securities Administrator
                           
                           
             
By:
 
               
Authorized Signatory






ASSIGNMENT
 
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto __________________________________ (Please print or typewrite name and address including postal zip code of assignee) a Percentage Interest evidenced by the within Asset-Backed Certificate and hereby authorizes the transfer of registration of such interest to assignee on the Certificate Register of the Trust Fund.
 
I (We) further direct the Certificate Registrar to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:
 
     
   
.

Dated:
 
 
Signature by or on behalf of assignor


   
 
Signature Guaranteed




DISTRIBUTION INSTRUCTIONS
 
This assignee should include the following for purposes of distribution:
 
Distributions shall be made, by wire transfer or otherwise, in immediately available funds
to
 
,
for the account of
 
,
account number___________, or, if mailed by check, to
 
,
Applicable statements should be mailed to
 
,
 
.

This information is provided by
 
,
the assignee named above, or
 
,
as its agent.
   






EXHIBIT A-3
 
FORM OF CLASS P CERTIFICATES
 
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 (THE “CODE”).
 
THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DECREASED BY THE PRINCIPAL PAYMENTS HEREON. ACCORDINGLY, FOLLOWING THE INITIAL ISSUANCE OF THE CERTIFICATES, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DIFFERENT FROM THE DENOMINATION SHOWN BELOW. ANYONE ACQUIRING THIS CERTIFICATE MAY ASCERTAIN ITS CERTIFICATE PRINCIPAL BALANCE BY INQUIRY OF THE SECURITIES ADMINISTRATOR NAMED HEREIN.
 
THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “SECURITIES ACT”), OR UNDER ANY STATE SECURITIES LAWS. THE HOLDER HEREOF, BY PURCHASING THIS CERTIFICATE, AGREES THAT THIS CERTIFICATE MAY BE REOFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED ONLY IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS AND ONLY (1) PURSUANT TO RULE 144A UNDER THE SECURITIES ACT (“RULE 144A”) TO A PERSON THAT THE HOLDER REASONABLY BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE MEANING OF RULE 144A (A “QIB”), PURCHASING FOR ITS OWN ACCOUNT OR A QIB PURCHASING FOR THE ACCOUNT OF A QIB, WHOM THE HOLDER HAS INFORMED, IN EACH CASE, THAT THE REOFFER, RESALE, PLEDGE OR OTHER TRANSFER IS BEING MADE IN RELIANCE ON RULE 144A, (2) PURSUANT TO AN EXEMPTION FROM REGISTRATION PROVIDED BY RULE 144 UNDER THE SECURITIES ACT (IF AVAILABLE) OR (3) IN CERTIFICATED FORM TO AN “INSTITUTIONAL ACCREDITED INVESTOR” WITHIN THE MEANING THEREOF IN RULE 501(a)(1), (2), (3) or (7) OF REGULATION D UNDER THE ACT OR ANY ENTITY IN WHICH ALL OF THE EQUITY OWNERS COME WITHIN SUCH PARAGRAPHS PURCHASING NOT FOR DISTRIBUTION IN VIOLATION OF THE SECURITIES ACT, SUBJECT TO (A) THE RECEIPT BY THE SECURITIES ADMINISTRATOR OF A LETTER SUBSTANTIALLY IN THE FORM PROVIDED IN THE AGREEMENT AND (B) THE RECEIPT BY THE SECURITIES ADMINISTRATOR OF SUCH OTHER EVIDENCE ACCEPTABLE TO THE SECURITIES ADMINISTRATOR THAT SUCH REOFFER, RESALE, PLEDGE OR TRANSFER IS IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS OR IN EACH CASE IN ACCORDANCE WITH ALL APPLICABLE SECURITIES LAWS OF THE UNITED STATES AND ANY OTHER APPLICABLE JURISDICTION.
 
NO TRANSFER OF THIS CERTIFICATE SHALL BE MADE TO ANY PERSON, UNLESS THE TRANSFEREE PROVIDES EITHER (I) A CERTIFICATION PURSUANT TO SECTION 7.02(h) OF THE AGREEMENT OR (II) AN OPINION OF COUNSEL PURSUANT TO 7.02(h) OF THE AGREEMENT, SATISFACTORY TO THE SECURITIES ADMINISTRATOR THAT THE PURCHASE AND HOLDING OF THIS CERTIFICATE ARE PERMISSIBLE UNDER APPLICABLE LAW, WILL NOT CONSTITUTE OR RESULT IN ANY NON-EXEMPT PROHIBITED TRANSACTIONS UNDER SECTION 406 OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”) OR SECTION 4975 OF THE CODE AND WILL NOT SUBJECT THE TRUSTEE, THE MASTER SERVICER, THE SECURITIES ADMINISTRATOR OR THE DEPOSITOR TO ANY OBLIGATION OR LIABILITY IN ADDITION TO THOSE UNDERTAKEN IN THE AGREEMENT.
 




 
Certificate No.1
 
Percentage Interest: 100%
   
 
Class P
 
   
 
Date of Pooling and Servicing Agreement and Cut-off Date:
April 1, 2006
 
Aggregate Initial Certificate Principal Balance of this Certificate as of the Cut-off Date:
$100.00
   
 
First Distribution Date:
May 25, 2006
 
Initial Certificate Principal Balance of this Certificate as of the Cut-off Date:
$100.00
   
 
Master Servicer:
Wells Fargo Bank, National Association
 
CUSIP: [_________________]
   
 
Assumed Final Distribution Date:
April 25, 2036
 
   

ASSET-BACKED CERTIFICATE
SERIES 2006-IM1
 
evidencing a percentage interest in the distributions allocable to the Class P Certificates with respect to a Trust Fund consisting primarily of a pool of conventional, one- to four-family, fixed and adjustable interest rate mortgage loans sold by BEAR STEARNS ASSET BACKED SECURITIES I LLC.
 
This Certificate is payable solely from the assets of the Trust Fund, and does not represent an obligation of or interest in Bear Stearns Asset Backed Securities I LLC, the Master Servicer, the Trustee or the Securities Administrator referred to below or any of their affiliates or any other person. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental entity or by Bear Stearns Asset Backed Securities I LLC, the Master Servicer, the Trustee or the Securities Administrator or any of their affiliates or any other person. None of Bear Stearns Asset Backed Securities I LLC, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates.
 
This certifies that Bear, Stearns Securities Corp. is the registered owner of the Percentage Interest evidenced hereby in the beneficial ownership interest of Certificates of the same Class as this Certificate in a trust (the “Trust Fund”) generally consisting of conventional, first and second lien, fixed and adjustable rate mortgage loans secured by one- to four- family residences (collectively, the “Mortgage Loans”) sold by Bear Stearns Asset Backed Securities I LLC (“BSABS I”). The Mortgage Loans were sold by EMC Mortgage Corporation (“EMC”) to BSABS I. Wells Fargo Bank, National Association will act as master servicer of the Mortgage Loans (the “Master Servicer,” which term includes any successors thereto under the Agreement referred to below). The Trust Fund was created pursuant to the Pooling and Servicing Agreement dated as of the Cut-off Date specified above (the “Agreement”), among BSABS I, as depositor (the “Depositor”), EMC Mortgage Corporation, as sponsor, Wells Fargo Bank, National Association, as Master Servicer and securities administrator (the “Securities Administrator”) and U.S. Bank National Association, as trustee (the “Trustee”), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, capitalized terms used herein shall have the meaning ascribed to them in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of its acceptance hereof assents and by which such Holder is bound.
 
Each Holder of this Certificate will be deemed to have agreed to be bound by the restrictions set forth in the Agreement to the effect that (i) each person holding or acquiring any Ownership Interest in this Certificate must be a United States Person and a Permitted Transferee, (ii) the transfer of any Ownership Interest in this Certificate will be conditioned upon the delivery to the Securities Administrator of, among other things, an affidavit to the effect that it is a United States Person and Permitted Transferee, (iii) any attempted or purported transfer of any Ownership Interest in this Certificate in violation of such restrictions will be absolutely null and void and will vest no rights in the purported transferee, and (iv) if any person other than a United States Person and a Permitted Transferee acquires any Ownership Interest in this Certificate in violation of such restrictions, then the Depositor will have the right, in its sole discretion and without notice to the Holder of this Certificate, to sell this Certificate to a purchaser selected by the Depositor, which purchaser may be the Depositor, or any affiliate of the Depositor, on such terms and conditions as the Depositor may choose.
 
The Securities Administrator will distribute on the 25th day of each month, or, if such 25th day is not a Business Day, the immediately following Business Day (each, a “Distribution Date”), commencing on the First Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the last day (or if such last day is not a Business Day, the Business Day immediately preceding such last day) of the calendar month immediately preceding the month in which the Distribution Date occurs, an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amounts required to be distributed to the Holders of Certificates of the same Class as this Certificate. The Assumed Final Distribution Date is the Distribution Date in the month following the latest scheduled maturity date of any Mortgage Loan.
 
Distributions on this Certificate will be made by the Securities Administrator by check mailed to the address of the Person entitled thereto as such name and address shall appear on the Certificate Register or, if such Person so requests by notifying the Securities Administrator in writing as specified in the Agreement. Notwithstanding the above, the final distribution on this Certificate will be made after due notice by the Securities Administrator of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Securities Administrator for that purpose and designated in such notice.
 
No transfer of this Certificate shall be made unless the transfer is made pursuant to an effective registration statement under the Securities Act of 1933, as amended (the “1933 Act”), and an effective registration or qualification under applicable state securities laws, or is made in a transaction that does not require such registration or qualification. In the event that such a transfer of this Certificate is to be made without registration or qualification, the Securities Administrator shall require receipt of (i) if such transfer is purportedly being made in reliance upon Rule 144A under the 1933 Act, written certifications from the Holder of the Certificate desiring to effect the transfer, and from such Holder’s prospective transferee, substantially in the forms attached to the Agreement as Exhibit D and either E or F, as applicable, and (ii) in all other cases, an Opinion of Counsel satisfactory to it that such transfer may be made without such registration or qualification (which Opinion of Counsel shall not be an expense of the Trust Fund or of the Depositor, the Trustee, the Securities Administrator or the Master Servicer in their respective capacities as such), together with copies of the written certification(s) of the Holder of the Certificate desiring to effect the transfer and/or such Holder’s prospective transferee upon which such Opinion of Counsel is based. Neither the Depositor nor the Securities Administrator is obligated to register or qualify the Class of Certificates specified on the face hereof under the 1933 Act or any other securities law or to take any action not otherwise required under the Agreement to permit the transfer of such Certificates without registration or qualification. Any Holder desiring to effect a transfer of this Certificate shall be required to indemnify the Trustee, the Securities Administrator, the Depositor, the Sponsor and the Master Servicer against any liability that may result if the transfer is not so exempt or is not made in accordance with such federal and state laws.
 
No transfer of this Certificate shall be made to any person, unless the transferee provides either (i) a certification pursuant to section 7.02(h) of the Agreement or an (ii) Opinion of Counsel pursuant to section 7.02(h) of the Agreement, satisfactory to the Securities Administrator that the purchase and holding of this Certificate are permissible under applicable law, will not constitute or result in any non-exempt prohibited transactions under Section 406 ERISA or Section 4975 of the Code and will not subject the Trustee, the Master Servicer, the Securities Administrator or the Depositor to any obligation or liability in addition to those undertaken in the Agreement.
 
This Certificate is one of a duly authorized issue of Certificates designated as set forth on the face hereof (the “Certificates”). The Certificates, in the aggregate, evidence the entire beneficial ownership interest in the Trust Fund formed pursuant to the Agreement.
 
The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the Trust Fund for payment hereunder and that the Trustee or the Securities Administrator is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.
 
This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced hereby, and the rights, duties and immunities of the Trustee and the Securities Administrator.
 
The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Depositor and the rights of the Certificateholders under the Agreement from time to time by the parties thereto with the consent of the Holders of the Class or Classes of Certificates affected thereby evidencing over 50% of the Voting Rights of such Class or Classes. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.
 
As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable with the Securities Administrator upon surrender of this Certificate for registration of transfer at the offices or agencies maintained by the Securities Administrator for such purposes, duly endorsed by, or accompanied by a written instrument of transfer in form satisfactory to the Securities Administrator duly executed by the Holder hereof or such Holder’s attorney duly authorized in writing, and thereupon one or more new Certificates in authorized denominations representing a like aggregate Percentage Interest will be issued to the designated transferee.
 
The Certificates are issuable only as registered Certificates without coupons in the Classes and denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, this Certificate is exchangeable for one or more new Certificates evidencing the same Class and in the same aggregate Percentage Interest, as requested by the Holder surrendering the same.
 
No service charge will be made to the Certificateholders for any such registration of transfer, but the Securities Administrator may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Depositor, the Master Servicer, the Securities Administrator and the Trustee and any agent of any of them may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Master Servicer, the Securities Administrator, the Trustee or any such agent shall be affected by notice to the contrary.
 
The obligations created by the Agreement and the Trust Fund created thereby (other than the obligations to make payments to Certificateholders with respect to the termination of the Agreement) shall terminate upon the earlier of (i) the later of (A) the maturity or other liquidation (or Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and disposition of all property acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan and (B) the remittance of all funds due under the Agreement, or (ii) the optional repurchase by the party named in the Agreement of all the Mortgage Loans and other assets of the Trust Fund in accordance with the terms of the Agreement. Such optional repurchase may be made only on or after the Distribution Date on which the aggregate Stated Principal Balance of the Mortgage Loans is less than the percentage of the aggregate Stated Principal Balance specified in the Agreement of the Mortgage Loans at the Cut-off Date. The exercise of such right will effect the early retirement of the Certificates. In no event, however, will the Trust Fund created by the Agreement continue beyond the expiration of 21 years after the death of certain persons identified in the Agreement.
 
Unless this Certificate has been countersigned by an authorized signatory of the Securities Administrator by manual signature, this Certificate shall not be entitled to any benefit under the Agreement, or be valid for any purpose.
 





IN WITNESS WHEREOF, the Securities Administrator has caused this Certificate to be duly executed.
 
Dated: April 25, 2006
 
WELLS FARGO BANK, NATIONAL ASSOCIATION,
as Securities Administrator
                           
                           
             
By:
 
               
Authorized Signatory




CERTIFICATE OF AUTHENTICATION
 
This is one of the Class P Certificates referred to in the within-mentioned Agreement.
 
   
WELLS FARGO BANK, NATIONAL ASSOCIATION,
as Securities Administrator
                           
                           
             
By:
 
               
Authorized Signatory







ASSIGNMENT
 
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto __________________________________ (Please print or typewrite name and address including postal zip code of assignee) a Percentage Interest evidenced by the within Asset-Backed Certificate and hereby authorizes the transfer of registration of such interest to assignee on the Certificate Register of the Trust Fund.
 
I (We) further direct the Certificate Registrar to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:
 
     
   
.

Dated:
 
 
Signature by or on behalf of assignor


   
 
Signature Guaranteed




DISTRIBUTION INSTRUCTIONS
 
This assignee should include the following for purposes of distribution:
 
Distributions shall be made, by wire transfer or otherwise, in immediately available funds
to
 
,
for the account of
 
,
account number___________, or, if mailed by check, to
 
,
Applicable statements should be mailed to
 
,
 
.

This information is provided by
 
,
the assignee named above, or
 
,
as its agent.
   





EXHIBIT A-4
 
FORM OF CLASS CE CERTIFICATES
 
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 (THE “CODE”).
 
THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “SECURITIES ACT”), OR UNDER ANY STATE SECURITIES LAWS. THE HOLDER HEREOF, BY PURCHASING THIS CERTIFICATE, AGREES THAT THIS CERTIFICATE MAY BE REOFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED ONLY IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS AND ONLY (1) PURSUANT TO RULE 144A UNDER THE SECURITIES ACT (“RULE 144A”) TO A PERSON THAT THE HOLDER REASONABLY BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE MEANING OF RULE 144A (A “QIB”), PURCHASING FOR ITS OWN ACCOUNT OR A QIB PURCHASING FOR THE ACCOUNT OF A QIB, WHOM THE HOLDER HAS INFORMED, IN EACH CASE, THAT THE REOFFER, RESALE, PLEDGE OR OTHER TRANSFER IS BEING MADE IN RELIANCE ON RULE 144A, (2) PURSUANT TO AN EXEMPTION FROM REGISTRATION PROVIDED BY RULE 144 UNDER THE SECURITIES ACT (IF AVAILABLE) OR (3) IN CERTIFICATED FORM TO AN “INSTITUTIONAL ACCREDITED INVESTOR” WITHIN THE MEANING THEREOF IN RULE 501(A)(1), (2), (3) OR (7) OF REGULATION D UNDER THE ACT OR ANY ENTITY IN WHICH ALL OF THE EQUITY OWNERS COME WITHIN SUCH PARAGRAPHS PURCHASING NOT FOR DISTRIBUTION IN VIOLATION OF THE SECURITIES ACT, SUBJECT TO (A) THE RECEIPT BY THE SECURITIES ADMINISTRATOR OF A LETTER SUBSTANTIALLY IN THE FORM PROVIDED IN THE AGREEMENT (AS DEFINED BELOW) AND (B) THE RECEIPT BY THE SECURITIES ADMINISTRATOR OF SUCH OTHER EVIDENCE ACCEPTABLE TO THE SECURITIES ADMINISTRATOR THAT SUCH REOFFER, RESALE, PLEDGE OR TRANSFER IS IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS OR IN EACH CASE IN ACCORDANCE WITH ALL APPLICABLE SECURITIES LAWS OF THE UNITED STATES AND ANY OTHER APPLICABLE JURISDICTION.
 
NO TRANSFER OF THIS CERTIFICATE SHALL BE MADE TO ANY PERSON, UNLESS THE TRANSFEREE PROVIDES EITHER (I) A CERTIFICATION PURSUANT TO SECTION 7.02(h) OF THE AGREEMENT OR (II) AN OPINION OF COUNSEL PURSUANT TO 7.02(h) OF THE AGREEMENT, SATISFACTORY TO THE SECURITIES ADMINISTRATOR THAT THE PURCHASE AND HOLDING OF THIS CERTIFICATE ARE PERMISSIBLE UNDER APPLICABLE LAW, WILL NOT CONSTITUTE OR RESULT IN ANY NON-EXEMPT PROHIBITED TRANSACTIONS UNDER SECTION 406 OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”) OR SECTION 4975 OF THE CODE AND WILL NOT SUBJECT THE TRUSTEE, THE MASTER SERVICER, THE SECURITIES ADMINISTRATOR OR THE DEPOSITOR TO ANY OBLIGATION OR LIABILITY IN ADDITION TO THOSE UNDERTAKEN IN THE AGREEMENT.
 




Certificate No. 1
Percentage Interest: 100%
   
Class CE
Variable Pass-Through Rate
   
Date of Pooling and Servicing Agreement
and Cut-off Date:
April 1, 2006
Aggregate Certificate Notional Amount of this Certificate as of the Cut-off Date:
$[____________]
   
First Distribution Date:
May 25, 2006
Initial Certificate Notional Amount of this Certificate as of the Cut-off Date:
$[____________]
   
Master Servicer:
Wells Fargo Bank, National Association
CUSIP: [_______________]
   
Assumed Final Distribution Date:
April 25, 2036
 
   

ASSET-BACKED CERTIFICATE
SERIES 2006-IM1
 
evidencing a percentage interest in the distributions allocable to the Class CE Certificates with respect to a Trust Fund consisting primarily of a pool of conventional, one- to four-family, fixed and adjustable interest rate mortgage loans sold by BEAR STEARNS ASSET BACKED SECURITIES I LLC.
 
This Certificate is payable solely from the assets of the Trust Fund, and does not represent an obligation of or interest in Bear Stearns Asset Backed Securities I LLC, the Master Servicer, the Trustee or the Securities Administrator referred to below or any of their affiliates or any other person. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental entity or by Bear Stearns Asset Backed Securities I LLC, the Master Servicer, the Trustee or the Securities Administrator or any of their affiliates or any other person. None of Bear Stearns Asset Backed Securities I LLC, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates.
 
This certifies that Bear, Stearns Securities Corp. is the registered owner of the Percentage Interest evidenced hereby in the beneficial ownership interest of Certificates of the same Class as this Certificate in a trust (the “Trust Fund”) generally consisting of conventional first lien and second lien, fixed and adjustable rate mortgage loans secured by one- to four- family residences (collectively, the “Mortgage Loans”) sold by Bear Stearns Asset Backed Securities I LLC (“BSABS I”). The Mortgage Loans were sold by EMC Mortgage Corporation (“EMC”) to BSABS I. Wells Fargo Bank, National Association will act as master servicer of the Mortgage Loans (the “Master Servicer,” which term includes any successors thereto under the Agreement referred to below). The Trust Fund was created pursuant to the Pooling and Servicing Agreement, dated as of the Cut-off Date specified above (the “Agreement”), among BSABS I, as depositor (the “Depositor”), EMC Mortgage Corporation, as sponsor, Wells Fargo Bank, National Association, as Master Servicer and securities administrator (the “Securities Administrator”) and U.S. Bank National Association, as trustee (the “Trustee”), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, capitalized terms used herein shall have the meaning ascribed to them in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of its acceptance hereof assents and by which such Holder is bound.
 
The Securities Administrator will distribute on the 25th day of each month, or, if such 25th day is not a Business Day, the immediately following Business Day (each, a “Distribution Date”), commencing on the First Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the last day (or if such last day is not a Business Day, the Business Day immediately preceding such last day) of the calendar month immediately preceding the month in which the Distribution Date occurs, an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amounts required to be distributed to the Holders of Certificates of the same Class as this Certificate. The Assumed Final Distribution Date is the Distribution Date in the month following the latest scheduled maturity date of any Mortgage Loan.
 
Distributions on this Certificate will be made by the Securities Administrator by check mailed to the address of the Person entitled thereto as such name and address shall appear on the Certificate Register or, if such Person so requests by notifying the Securities Administrator in writing as specified in the Agreement. Notwithstanding the above, the final distribution on this Certificate will be made after due notice by the Securities Administrator of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Securities Administrator for that purpose and designated in such notice.
 
No transfer of this Certificate shall be made unless the transfer is made pursuant to an effective registration statement under the Securities Act of 1933, as amended (the “1933 Act”), and an effective registration or qualification under applicable state securities laws, or is made in a transaction that does not require such registration or qualification. In the event that such a transfer of this Certificate is to be made without registration or qualification, the Securities Administrator shall require receipt of (i) if such transfer is purportedly being made in reliance upon Rule 144A under the 1933 Act, written certifications from the Holder of the Certificate desiring to effect the transfer, and from such Holder’s prospective transferee, substantially in the forms attached to the Agreement as Exhibit D and either Exhibit E or Exhibit F, as applicable, and (ii) in all other cases, an Opinion of Counsel satisfactory to it that such transfer may be made without such registration or qualification (which Opinion of Counsel shall not be an expense of the Trust Fund or of the Depositor, the Trustee, the Securities Administrator or the Master Servicer in their respective capacities as such), together with copies of the written certification(s) of the Holder of the Certificate desiring to effect the transfer and/or such Holder’s prospective transferee upon which such Opinion of Counsel is based. Neither the Depositor nor the Securities Administrator is obligated to register or qualify the Class of Certificates specified on the face hereof under the 1933 Act or any other securities law or to take any action not otherwise required under the Agreement to permit the transfer of such Certificates without registration or qualification. Any Holder desiring to effect a transfer of this Certificate shall be required to indemnify the Trustee, the Securities Administrator, the Depositor, the Seller and the Master Servicer against any liability that may result if the transfer is not so exempt or is not made in accordance with such federal and state laws.
 
No transfer of this Certificate shall be made to any person, unless the transferee provides either (i) a certification pursuant to section 7.02(h) of the Agreement or an (ii) Opinion of Counsel pursuant to section 7.02(h) of the Agreement, satisfactory to the Securities Administrator that the purchase and holding of this Certificate are permissible under applicable law, will not constitute or result in any non-exempt prohibited transactions under Section 406 ERISA or Section 4975 of the Code and will not subject the Trustee, the Master Servicer, the Securities Administrator or the Depositor to any obligation or liability in addition to those undertaken in the Agreement.
 
This Certificate is one of a duly authorized issue of Certificates designated as set forth on the face hereof (the “Certificates”). The Certificates, in the aggregate, evidence the entire beneficial ownership interest in the Trust Fund formed pursuant to the Agreement.
 
The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the Trust Fund for payment hereunder and that the Trustee or the Securities Administrator is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.
 
This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced hereby, and the rights, duties and immunities of the Trustee and the Securities Administrator.
 
The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Depositor and the rights of the Certificateholders under the Agreement from time to time by the parties thereto with the consent of the Holders of the Class or Classes of Certificates affected thereby evidencing over 50% of the Voting Rights of such Class or Classes. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.
 
As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable with the Securities Administrator upon surrender of this Certificate for registration of transfer at the offices or agencies maintained by the Securities Administrator for such purposes, duly endorsed by, or accompanied by a written instrument of transfer in form satisfactory to the Securities Administrator duly executed by the Holder hereof or such Holder’s attorney duly authorized in writing, and thereupon one or more new Certificates in authorized denominations representing a like aggregate Percentage Interest will be issued to the designated transferee.
 
The Certificates are issuable only as registered Certificates without coupons in the Classes and denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, this Certificate is exchangeable for one or more new Certificates evidencing the same Class and in the same aggregate Percentage Interest, as requested by the Holder surrendering the same.
 
No service charge will be made to the Certificateholders for any such registration of transfer, but the Securities Administrator may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Depositor, the Master Servicer, the Securities Administrator and the Trustee and any agent of any of them may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Master Servicer, the Securities Administrator, the Trustee or any such agent shall be affected by notice to the contrary.
 
The obligations created by the Agreement and the Trust Fund created thereby (other than the obligations to make payments to Certificateholders with respect to the termination of the Agreement) shall terminate upon the earlier of (i) the later of (A) the maturity or other liquidation (or Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and disposition of all property acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan and (B) the remittance of all funds due under the Agreement, or (ii) the optional repurchase by the party named in the Agreement of all the related Mortgage Loans and other related assets of the Trust Fund in accordance with the terms of the Agreement. Such optional repurchase may be made only on or after the first Distribution Date on which the aggregate Stated Principal Balance of the related Mortgage Loans is less than or equal to 10% of the aggregate Stated Principal Balance of the related Mortgage Loans as of the Cut-off Date. In no event, however, will the Trust Fund created by the Agreement continue beyond the expiration of 21 years after the death of certain persons identified in the Agreement.
 
Unless this Certificate has been countersigned by an authorized signatory of the Securities Administrator by manual signature, this Certificate shall not be entitled to any benefit under the Agreement, or be valid for any purpose.
 





IN WITNESS WHEREOF, the Securities Administrator has caused this Certificate to be duly executed.
 
Dated: April 25, 2006
 
WELLS FARGO BANK, NATIONAL
ASSOCIATION,
as Securities Administrator
                           
                           
             
By:
 
               
Authorized Signatory




CERTIFICATE OF AUTHENTICATION
 
This is one of the Class CE Certificates referred to in the within-mentioned Agreement.
 
   
WELLS FARGO BANK, NATIONAL
ASSOCIATION,
as Securities Administrator
                           
                           
             
By:
 
               
Authorized Signatory

 





ASSIGNMENT
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto __________________________________ (Please print or typewrite name and address including postal zip code of assignee) a Percentage Interest evidenced by the within Asset-Backed Certificate and hereby authorizes the transfer of registration of such interest to assignee on the Certificate Register of the Trust Fund.
 
I (We) further direct the Certificate Registrar to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:
 
     
   
.

Dated:
 
 
Signature by or on behalf of assignor


   
 
Signature Guaranteed




DISTRIBUTION INSTRUCTIONS
 
This assignee should include the following for purposes of distribution:
 
Distributions shall be made, by wire transfer or otherwise, in immediately available funds
to
 
,
for the account of
 
,
account number___________, or, if mailed by check, to
 
,
Applicable statements should be mailed to
 
,
 
.

This information is provided by
 
,
the assignee named above, or
 
,
as its agent.
   






EXHIBIT A-5
 

FORM OF CLASS R[_]-[_] CERTIFICATES
 
THIS CERTIFICATE MAY NOT BE HELD BY OR TRANSFERRED TO A NON-UNITED STATES PERSON OR A DISQUALIFIED ORGANIZATION (AS DEFINED BELOW).
 
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “RESIDUAL INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 (THE “CODE”).
 
NO TRANSFER OF THIS CERTIFICATE SHALL BE MADE TO ANY PERSON, UNLESS THE TRANSFEREE PROVIDES EITHER (I) A CERTIFICATION PURSUANT TO SECTION 7.02(h) OF THE AGREEMENT OR (II) AN OPINION OF COUNSEL PURSUANT TO 7.02(h) OF THE AGREEMENT, SATISFACTORY TO THE SECURITIES ADMINISTRATOR THAT THE PURCHASE AND HOLDING OF THIS CERTIFICATE ARE PERMISSIBLE UNDER APPLICABLE LAW, WILL NOT CONSTITUTE OR RESULT IN ANY NON-EXEMPT PROHIBITED TRANSACTIONS UNDER SECTION 406 OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”) OR SECTION 4975 OF THE CODE AND WILL NOT SUBJECT THE TRUSTEE, THE MASTER SERVICER, THE SECURITIES ADMINISTRATOR OR THE DEPOSITOR TO ANY OBLIGATION OR LIABILITY IN ADDITION TO THOSE UNDERTAKEN IN THE AGREEMENT.
 
ANY RESALE, TRANSFER OR OTHER DISPOSITION OF THIS CERTIFICATE MAY BE MADE ONLY IF THE PROPOSED TRANSFEREE PROVIDES A TRANSFER AFFIDAVIT TO THE SECURITIES ADMINISTRATOR THAT (1) SUCH TRANSFEREE IS NOT (A) THE UNITED STATES, ANY STATE OR POLITICAL SUBDIVISION THEREOF, ANY POSSESSION OF THE UNITED STATES, OR ANY AGENCY OR INSTRUMENTALITY OF ANY OF THE FOREGOING (OTHER THAN AN INSTRUMENTALITY WHICH IS A CORPORATION IF ALL OF ITS ACTIVITIES ARE SUBJECT TO TAX AND EXCEPT FOR FREDDIE MAC, A MAJORITY OF ITS BOARD OF DIRECTORS IS NOT SELECTED BY SUCH GOVERNMENTAL UNIT), (B) A FOREIGN GOVERNMENT, ANY INTERNATIONAL ORGANIZATION, OR ANY AGENCY OR INSTRUMENTALITY OF EITHER OF THE FOREGOING, (C) ANY ORGANIZATION (OTHER THAN CERTAIN FARMERS’ COOPERATIVES DESCRIBED IN SECTION 521 OF THE CODE) WHICH IS EXEMPT FROM THE TAX IMPOSED BY CHAPTER 1 OF THE CODE UNLESS SUCH ORGANIZATION IS SUBJECT TO THE TAX IMPOSED BY SECTION 511 OF THE CODE (INCLUDING THE TAX IMPOSED BY SECTION 511 OF THE CODE ON UNRELATED BUSINESS TAXABLE INCOME), (D) RURAL ELECTRIC AND TELEPHONE COOPERATIVES DESCRIBED IN SECTION 1381(a)(2)(C) OF THE CODE, (E) AN ELECTING LARGE PARTNERSHIP UNDER SECTION 775(a) OF THE CODE (ANY SUCH PERSON DESCRIBED IN THE FOREGOING CLAUSES (A), (B), (C), (D) OR (E) BEING HEREIN REFERRED TO AS A “DISQUALIFIED ORGANIZATION”), OR (F) AN AGENT OF A DISQUALIFIED ORGANIZATION, (2) NO PURPOSE OF SUCH TRANSFER IS TO IMPEDE THE ASSESSMENT OR COLLECTION OF TAX AND (3) SUCH TRANSFEREE SATISFIES CERTAIN ADDITIONAL CONDITIONS RELATING TO THE FINANCIAL CONDITION OF THE PROPOSED TRANSFEREE. NOTWITHSTANDING THE REGISTRATION IN THE CERTIFICATE REGISTER OR ANY TRANSFER, SALE OR OTHER DISPOSITION OF THIS CERTIFICATE TO A DISQUALIFIED ORGANIZATION OR AN AGENT OF A DISQUALIFIED ORGANIZATION, SUCH REGISTRATION SHALL BE DEEMED TO BE OF NO LEGAL FORCE OR EFFECT WHATSOEVER AND SUCH PERSON SHALL NOT BE DEEMED TO BE A CERTIFICATEHOLDER FOR ANY PURPOSE HEREUNDER, INCLUDING, BUT NOT LIMITED TO, THE RECEIPT OF DISTRIBUTIONS ON THIS CERTIFICATE. EACH HOLDER OF THIS CERTIFICATE BY ACCEPTANCE OF THIS CERTIFICATE SHALL BE DEEMED TO HAVE CONSENTED TO THE PROVISIONS OF THIS PARAGRAPH.
 




 
Certificate No.1
 
   
 
Class R[_]-[_]
 
 
 
Percentage Interest: 100%
 
Date of Pooling and Servicing Agreement and Cut-off Date:
April 1, 2006
 
   
 
First Distribution Date:
May 25, 2006
 
   
 
Master Servicer:
Wells Fargo Bank, National Association
 
 
 
CUSIP: [____________]
 
Assumed Final Distribution Date:
April 25, 2036
 
   

ASSET-BACKED CERTIFICATE
SERIES 2006-IM1
 
evidencing a percentage interest in the distributions allocable to the CLASS R[_]-[_] Certificates with respect to a Trust Fund consisting primarily of a pool of conventional, one- to four-family, fixed and adjustable interest rate mortgage loans sold by BEAR STEARNS ASSET BACKED SECURITIES I LLC.
 
This Certificate is payable solely from the assets of the Trust Fund, and does not represent an obligation of or interest in Bear Stearns Asset Backed Securities I LLC, the Master Servicer, the Trustee or the Securities Administrator referred to below or any of their affiliates or any other person. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental entity or by Bear Stearns Asset Backed Securities I LLC, the Master Servicer, the Trustee or the Securities Administrator or any of their affiliates or any other person. None of Bear Stearns Asset Backed Securities I LLC, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates.
 
This certifies that __________________ is the registered owner of the Percentage Interest evidenced hereby in the beneficial ownership interest of Certificates of the same Class as this Certificate in a trust (the “Trust Fund”) generally consisting of conventional, first and second lien, fixed and adjustable rate mortgage loans secured by one- to four- family residences (collectively, the “Mortgage Loans”) sold by Bear Stearns Asset Backed Securities I LLC (“BSABS I”). The Mortgage Loans were sold by EMC Mortgage Corporation (“EMC”) to BSABS I. Wells Fargo Bank, National Association will act as master servicer of the Mortgage Loans (the “Master Servicer,” which term includes any successors thereto under the Agreement referred to below). The Trust Fund was created pursuant to the Pooling and Servicing Agreement dated as of the Cut-off Date specified above (the “Agreement”), among BSABS I, as depositor (the “Depositor”), EMC Mortgage Corporation, as sponsor, Wells Fargo Bank, National Association, as Master Servicer and securities administrator (the “Securities Administrator”) and U.S. Bank National Association, as trustee (the “Trustee”), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, capitalized terms used herein shall have the meaning ascribed to them in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of its acceptance hereof assents and by which such Holder is bound.
 
Each Holder of this Certificate will be deemed to have agreed to be bound by the restrictions set forth in the Agreement to the effect that (i) each person holding or acquiring any Ownership Interest in this Certificate must be a United States Person and a Permitted Transferee, (ii) the transfer of any Ownership Interest in this Certificate will be conditioned upon the delivery to the Securities Administrator of, among other things, an affidavit to the effect that it is a United States Person and Permitted Transferee, (iii) any attempted or purported transfer of any Ownership Interest in this Certificate in violation of such restrictions will be absolutely null and void and will vest no rights in the purported transferee, and (iv) if any person other than a United States Person and a Permitted Transferee acquires any Ownership Interest in this Certificate in violation of such restrictions, then the Depositor will have the right, in its sole discretion and without notice to the Holder of this Certificate, to sell this Certificate to a purchaser selected by the Depositor, which purchaser may be the Depositor, or any affiliate of the Depositor, on such terms and conditions as the Depositor may choose.
 
The Securities Administrator will distribute on the 25th day of each month, or, if such 25th day is not a Business Day, the immediately following Business Day (each, a “Distribution Date”), commencing on the First Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the last day (or if such last day is not a Business Day, the Business Day immediately preceding such last day) of the calendar month immediately preceding the month in which the Distribution Date occurs, an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amounts required to be distributed to the Holders of Certificates of the same Class as this Certificate. The Assumed Final Distribution Date is the Distribution Date in the month following the latest scheduled maturity date of any Mortgage Loan.
 
Distributions on this Certificate will be made by the Securities Administrator by check mailed to the address of the Person entitled thereto as such name and address shall appear on the Certificate Register or, if such Person so requests by notifying the Securities Administrator in writing as specified in the Agreement. Notwithstanding the above, the final distribution on this Certificate will be made after due notice by the Securities Administrator of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Securities Administrator for that purpose and designated in such notice.
 
No transfer of this Certificate shall be made to any person, unless the transferee provides either (i) a certification pursuant to section 7.02(h) of the Agreement or an (ii) Opinion of Counsel pursuant to section 7.02(h) of the Agreement, satisfactory to the Securities Administrator that the purchase and holding of this Certificate are permissible under applicable law, will not constitute or result in any non-exempt prohibited transactions under Section 406 ERISA or Section 4975 of the Code and will not subject the Trustee, the Master Servicer, the Securities Administrator or the Depositor to any obligation or liability in addition to those undertaken in the Agreement.
 
This Certificate is one of a duly authorized issue of Certificates designated as set forth on the face hereof (the “Certificates”). The Certificates, in the aggregate, evidence the entire beneficial ownership interest in the Trust Fund formed pursuant to the Agreement.
 
The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the Trust Fund for payment hereunder and that the Trustee or the Securities Administrator is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.
 
This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced hereby, and the rights, duties and immunities of the Trustee and the Securities Administrator.
 
The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Depositor and the rights of the Certificateholders under the Agreement from time to time by the parties thereto with the consent of the Holders of the Class or Classes of Certificates affected thereby evidencing over 50% of the Voting Rights of such Class or Classes. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.
 
As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable with the Securities Administrator upon surrender of this Certificate for registration of transfer at the offices or agencies maintained by the Securities Administrator for such purposes, duly endorsed by, or accompanied by a written instrument of transfer in form satisfactory to the Securities Administrator duly executed by the Holder hereof or such Holder’s attorney duly authorized in writing, and thereupon one or more new Certificates in authorized denominations representing a like aggregate Percentage Interest will be issued to the designated transferee.
 
The Certificates are issuable only as registered Certificates without coupons in the Classes and denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, this Certificate is exchangeable for one or more new Certificates evidencing the same Class and in the same aggregate Percentage Interest, as requested by the Holder surrendering the same.
 
No service charge will be made to the Certificateholders for any such registration of transfer, but the Securities Administrator may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Depositor, the Master Servicer, the Securities Administrator, the Trustee and any agent of any of them may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of Depositor, the Master Servicer, the Securities Administrator, the Trustee or any such agent shall be affected by notice to the contrary.
 
The obligations created by the Agreement and the Trust Fund created thereby (other than the obligations to make payments to Certificateholders with respect to the termination of the Agreement) shall terminate upon the earlier of (i) the later of (A) the maturity or other liquidation (or Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and disposition of all property acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan and (B) the remittance of all funds due under the Agreement, or (ii) the optional repurchase by the party named in the Agreement of all the related Mortgage Loans and other related assets of the Trust Fund in accordance with the terms of the Agreement. Such optional repurchase may be made only on or after the first Distribution Date on which the aggregate Stated Principal Balance of the related Mortgage Loans is less than or equal to 10% of the aggregate Stated Principal Balance of the related Mortgage Loans as of the Cut-off Date. In no event, however, will the Trust Fund created by the Agreement continue beyond the expiration of 21 years after the death of certain persons identified in the Agreement.
 
Unless this Certificate has been countersigned by an authorized signatory of the Securities Administrator by manual signature, this Certificate shall not be entitled to any benefit under the Agreement, or be valid for any purpose.
 





IN WITNESS WHEREOF, the Securities Administrator has caused this Certificate to be duly executed.
 
Dated: April 25, 2006
 
WELLS FARGO BANK, NATIONAL ASSOCIATION,
as Securities Administrator
                           
                           
             
By:
 
               
Authorized Signatory




CERTIFICATE OF AUTHENTICATION
 
This is one of the CLASS R[_]-[_] Certificates referred to in the within-mentioned Agreement.
 
   
WELLS FARGO BANK, NATIONAL ASSOCIATION,
as Securities Administrator
                           
                           
             
By:
 
               
Authorized Signatory







ASSIGNMENT
 
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto __________________________________ (Please print or typewrite name and address including postal zip code of assignee) a Percentage Interest evidenced by the within Asset-Backed Certificate and hereby authorizes the transfer of registration of such interest to assignee on the Certificate Register of the Trust Fund.
 
I (We) further direct the Certificate Registrar to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:
 
     
   
.

Dated:
 
 
Signature by or on behalf of assignor


   
 
Signature Guaranteed




DISTRIBUTION INSTRUCTIONS
 
This assignee should include the following for purposes of distribution:
 
Distributions shall be made, by wire transfer or otherwise, in immediately available funds
to
 
,
for the account of
 
,
account number___________, or, if mailed by check, to
 
,
Applicable statements should be mailed to
 
,
 
.

This information is provided by
 
,
the assignee named above, or
 
,
as its agent.
   







EXHIBIT B
 
MORTGAGE LOAN SCHEDULE
 
DEAL_INFO                                        CURRENT_BALANCE                PAYMENT                   STATED_ORIGINAL_TERM                          STATED_REM_TERM                                         CURRENT_NET_COUPON       TRUSTFEE
--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
GROUP I                                               420000                       2800                           360                                        357                                                       7.625                  0
GROUP I                                               562500                    3574.22                           360                                        358                                                        7.25                  0
GROUP I                                            135764.87                      962.6                           360                                        358                                                        7.25                  0
GROUP I                                               136150                     862.28                           360                                        358                                                       7.225                  0
GROUP I                                               272000                     1584.4                           360                                        358                                                       6.615                  0
GROUP I                                               248000                    1622.33                           360                                        358                                                       7.475                  0
GROUP I                                               368000                    2376.67                           360                                        358                                                       7.375                  0
GROUP I                                            174898.12                    1321.66                           360                                        358                                                       7.924                  0
GROUP I                                               364600                    2354.71                           360                                        358                                                       7.375                  0
GROUP I                                               212000                    1466.33                           360                                        358                                                       7.925                  0
GROUP I                                               199900                    1249.38                           360                                        358                                                       7.125                  0
GROUP I                                               420000                       2450                           360                                        358                                                       6.625                  0
GROUP I                                               155450                     906.79                           360                                        358                                                       6.625                  0
GROUP I                                               564000                    3818.75                           360                                        358                                                        7.75                  0
GROUP I                                               296000                    1788.33                           360                                        358                                                       6.875                  0
GROUP I                                               103250                     634.56                           360                                        358                                                           7                  0
GROUP I                                               269500                    1796.67                           360                                        358                                                       7.625                  0
GROUP I                                               308000                    2050.77                           360                                        358                                                       7.615                  0
GROUP I                                               284000                    1687.43                           360                                        354                                                       6.755                  0
GROUP I                                               168000                        945                           360                                        358                                                       6.375                  0
GROUP I                                               360000                       1950                           360                                        358                                                       6.125                  0
GROUP I                                             75809.06                     618.36                           360                                        358                                                        8.75                  0
GROUP I                                             80713.67                     657.42                           360                                        358                                                        8.75                  0
GROUP I                                               227250                    1728.05                           360                                        358                                                        8.75                  0
GROUP I                                            238869.68                    1734.37                           360                                        358                                                         7.5                  0
GROUP I                                               142500                     920.31                           360                                        358                                                       7.375                  0
GROUP I                                               963950                     5221.4                           360                                        357                                                       6.125                  0
GROUP I                                               416000                    2036.67                           360                                        357                                                         5.5                  0
GROUP I                                               236000                    1106.25                           360                                        357                                                        5.25                  0
GROUP I                                               682500                    3625.78                           360                                        357                                                           6                  0
GROUP I                                               417000                    2215.31                           360                                        357                                                           6                  0
GROUP I                                               256000                       1280                           360                                        357                                                       5.625                  0
GROUP I                                               650000                    3656.25                           360                                        357                                                       6.375                  0
GROUP I                                               360000                       2025                           360                                        357                                                       6.375                  0
GROUP I                                            381364.01                    2870.59                           360                                        357                                                       7.875                  0
GROUP I                                            997273.25                    6320.68                           360                                        357                                                       6.125                  0
GROUP I                                               385450                    2168.16                           360                                        357                                                       6.375                  0
GROUP I                                               416400                       2082                           360                                        357                                                       5.625                  0
GROUP I                                               400200                    2251.13                           360                                        357                                                       6.375                  0
GROUP I                                               623200                    3375.67                           360                                        357                                                       6.125                  0
GROUP I                                               348750                    1780.08                           360                                        357                                                        5.75                  0
GROUP I                                               750000                    3984.38                           360                                        357                                                           6                  0
GROUP I                                               345600                       1800                           360                                        357                                                       5.875                  0
GROUP I                                               602000                    3574.38                           360                                        357                                                        6.75                  0
GROUP I                                               525350                    3009.82                           360                                        357                                                         6.5                  0
GROUP I                                               504000                     3097.5                           360                                        357                                                           7                  0
GROUP I                                               496000                    3048.33                           360                                        357                                                           7                  0
GROUP I                                               439200                     2287.5                           360                                        357                                                       5.875                  0
GROUP I                                              1311750                    6285.47                           360                                        357                                                       5.375                  0
GROUP I                                            307953.42                    1700.16                           360                                        357                                                        6.25                  0
GROUP I                                            748003.91                    4802.33                           360                                        357                                                        6.25                  0
GROUP I                                               300000                       1500                           360                                        357                                                       5.625                  0
GROUP I                                               380000                    1939.58                           360                                        357                                                        5.75                  0
GROUP I                                               417000                    2215.31                           360                                        357                                                           6                  0
GROUP I                                               337350                    1757.03                           360                                        357                                                       5.875                  0
GROUP I                                               241500                    1408.75                           360                                        358                                                       6.625                  0
GROUP I                                               298400                    1647.42                           360                                        357                                                        6.25                  0
GROUP I                                               328000                    1913.33                           360                                        358                                                       6.625                  0
GROUP I                                               110000                     572.92                           360                                        357                                                       5.875                  0
GROUP I                                               660000                       3850                           360                                        358                                                       6.625                  0
GROUP I                                               475250                    2524.77                           360                                        357                                                           6                  0
GROUP I                                               332000                    2005.83                           360                                        357                                                       6.875                  0
GROUP I                                               396000                    2268.75                           360                                        357                                                         6.5                  0
GROUP I                                               267000                    1501.88                           360                                        357                                                       6.375                  0
GROUP I                                                74750                     521.69                           360                                        357                                                           8                  0
GROUP I                                               443900                    2543.18                           360                                        358                                                         6.5                  0
GROUP I                                               380000                    2493.75                           360                                        357                                                         7.5                  0
GROUP I                                               328000                    2015.83                           360                                        357                                                           7                  0
GROUP I                                               115500                     697.81                           360                                        357                                                       6.875                  0
GROUP I                                               280000                     1837.5                           360                                        357                                                         7.5                  0
GROUP I                                               190400                    1467.67                           360                                        357                                                       8.875                  0
GROUP I                                            347220.34                    2433.27                           360                                        357                                                       7.125                  0
GROUP I                                               220000                    1214.58                           360                                        358                                                        6.25                  0
GROUP I                                               472000                    3048.33                           360                                        357                                                       7.375                  0
GROUP I                                               189000                    1063.13                           360                                        358                                                       6.375                  0
GROUP I                                               144000                       1050                           360                                        357                                                       8.375                  0
GROUP I                                               165900                      829.5                           360                                        358                                                       5.625                  0
GROUP I                                            127718.88                     916.29                           360                                        358                                                       7.375                  0
GROUP I                                               217600                       1360                           360                                        357                                                       7.125                  0
GROUP I                                               308000                       1540                           360                                        358                                                       5.625                  0
GROUP I                                               273600                       1596                           360                                        357                                                       6.625                  0
GROUP I                                               209300                    1351.73                           360                                        357                                                       7.375                  0
GROUP I                                               138000                     776.25                           360                                        358                                                       6.375                  0
GROUP I                                               627000                    3396.25                           360                                        357                                                       6.125                  0
GROUP I                                               195200                       1281                           360                                        358                                                         7.5                  0
GROUP I                                               296000                     1757.5                           360                                        358                                                        6.75                  0
GROUP I                                            161373.45                    1163.31                           360                                        358                                                       7.425                  0
GROUP I                                            119744.28                     859.69                           360                                        357                                                       7.375                  0
GROUP I                                               705000                    5214.06                           360                                        357                                                         8.5                  0
GROUP I                                            223463.84                    1303.54                           360                                        358                                                       6.625                  0
GROUP I                                               937500                       6250                           360                                        358                                                       7.625                  0
GROUP I                                            316941.42                    1683.75                           360                                        357                                                           6                  0
GROUP I                                               318800                    2125.33                           360                                        357                                                       7.625                  0
GROUP I                                            146377.94                     747.14                           360                                        358                                                        5.75                  0
GROUP I                                               672000                       4200                           360                                        358                                                       7.125                  0
GROUP I                                               147900                     970.59                           360                                        357                                                         7.5                  0
GROUP I                                               334400                    2055.17                           360                                        357                                                           7                  0
GROUP I                                               288000                       1650                           360                                        358                                                         6.5                  0
GROUP I                                               134400                        840                           360                                        358                                                       7.125                  0
GROUP I                                               496000                       3255                           360                                        357                                                         7.5                  0
GROUP I                                               273750                    2024.61                           360                                        357                                                         8.5                  0
GROUP I                                               193600                    1371.33                           360                                        358                                                       8.125                  0
GROUP I                                            177132.15                    1143.98                           360                                        358                                                       7.375                  0
GROUP I                                               170000                    1027.08                           360                                        358                                                       6.875                  0
GROUP I                                               358500                    2016.56                           360                                        358                                                       6.375                  0
GROUP I                                               183450                    1221.47                           360                                        358                                                       7.615                  0
GROUP I                                               107750                     572.42                           360                                        358                                                           6                  0
GROUP I                                               188000                    1251.77                           360                                        357                                                       7.615                  0
GROUP I                                            477980.52                    2738.43                           360                                        357                                                         6.5                  0
GROUP I                                            159999.33                    1065.33                           360                                        358                                                       7.615                  0
GROUP I                                               306300                    1659.13                           360                                        357                                                       6.125                  0
GROUP I                                               236250                    1501.17                           360                                        357                                                        7.25                  0
GROUP I                                               203100                    1142.44                           360                                        357                                                       6.375                  0
GROUP I                                               272000                    1813.33                           360                                        358                                                       7.625                  0
GROUP I                                               418000                     2612.5                           360                                        357                                                       7.125                  0
GROUP I                                            319100.01                    1994.38                           360                                        357                                                       7.125                  0
GROUP I                                               275250                    1691.64                           360                                        357                                                           7                  0
GROUP I                                               301600                    1727.92                           360                                        357                                                         6.5                  0
GROUP I                                            230249.38                    1487.03                           360                                        357                                                       7.375                  0
GROUP I                                               214800                    1297.75                           360                                        357                                                       6.875                  0
GROUP I                                               336000                       2310                           360                                        357                                                       7.875                  0
GROUP I                                               372800                    2368.83                           360                                        357                                                        7.25                  0
GROUP I                                               257600                    1663.67                           360                                        357                                                       7.375                  0
GROUP I                                               195000                    1198.44                           360                                        357                                                           7                  0
GROUP I                                               206500                    1290.63                           360                                        358                                                       7.125                  0
GROUP I                                               468750                    2730.47                           360                                        358                                                       6.615                  0
GROUP I                                               175120                    1222.19                           360                                        357                                                           8                  0
GROUP I                                               372000                    2131.25                           360                                        356                                                         6.5                  0
GROUP I                                               986700                    5447.41                           360                                        357                                                        6.25                  0
GROUP I                                               384975                     2486.3                           360                                        356                                                       7.375                  0
GROUP I                                               560000                       3150                           360                                        357                                                       6.375                  0
GROUP I                                               188000                    1390.42                           360                                        356                                                         8.5                  0
GROUP I                                               240000                       1475                           360                                        356                                                           7                  0
GROUP I                                               430725                    2377.96                           360                                        357                                                        6.25                  0
GROUP I                                               140000                     933.33                           360                                        357                                                       7.625                  0
GROUP I                                               680000                     4462.5                           360                                        357                                                         7.5                  0
GROUP I                                               424000                    2738.33                           360                                        357                                                       7.375                  0
GROUP I                                            129677.82                     864.02                           360                                        357                                                       6.615                  0
GROUP I                                            182700.01                    1141.88                           360                                        357                                                       7.125                  0
GROUP I                                                91000                     616.15                           360                                        357                                                        7.75                  0
GROUP I                                               431920                    2429.55                           360                                        357                                                       6.375                  0
GROUP I                                               236000                    1352.08                           360                                        355                                                         6.5                  0
GROUP I                                               356000                    2039.58                           360                                        355                                                         6.5                  0
GROUP I                                               258400                    1426.58                           360                                        355                                                        6.25                  0
GROUP I                                               248000                       1395                           360                                        356                                                       6.375                  0
GROUP I                                               368000                    2108.33                           360                                        356                                                         6.5                  0
GROUP I                                            164848.65                    1143.76                           360                                        355                                                           7                  0
GROUP I                                               275000                    1260.42                           360                                        356                                                       5.125                  0
GROUP I                                               257600                       1449                           360                                        356                                                       6.375                  0
GROUP I                                               248000                     1317.5                           360                                        356                                                           6                  0
GROUP I                                               388000                    2344.17                           360                                        356                                                       6.875                  0
GROUP I                                               279900                    1574.44                           360                                        356                                                       6.375                  0
GROUP I                                               302400                     1732.5                           360                                        356                                                         6.5                  0
GROUP I                                            430599.64                    2242.71                           360                                        356                                                       5.875                  0
GROUP I                                            319989.67                    1766.61                           360                                        356                                                        6.25                  0
GROUP I                                               205000                    1110.42                           360                                        356                                                       6.125                  0
GROUP I                                               448000                    2846.67                           360                                        356                                                        7.25                  0
GROUP I                                               456000                     2612.5                           360                                        356                                                         6.5                  0
GROUP I                                               189600                    1086.25                           360                                        356                                                         6.5                  0
GROUP I                                               408000                       2295                           360                                        356                                                       6.375                  0
GROUP I                                            316716.18                    1675.96                           360                                        355                                                       5.975                  0
GROUP I                                            155649.35                    1090.77                           360                                        357                                                       7.125                  0
GROUP I                                               339000                    2048.13                           360                                        357                                                       6.875                  0
GROUP I                                               283200                       1652                           360                                        357                                                       6.625                  0
GROUP I                                               103250                     559.27                           360                                        356                                                       6.125                  0
GROUP I                                               360000                       1950                           360                                        357                                                       6.125                  0
GROUP I                                               212800                       1330                           360                                        357                                                       7.125                  0
GROUP I                                               150500                     721.15                           360                                        357                                                       5.375                  0
GROUP I                                            466275.96                     2622.8                           360                                        357                                                       6.375                  0
GROUP I                                               322691                    1747.91                           360                                        357                                                       6.125                  0
GROUP I                                               153742                     928.86                           360                                        357                                                       6.875                  0
GROUP I                                               200000                     1312.5                           360                                        357                                                         7.5                  0
GROUP I                                               104250                     684.14                           360                                        356                                                         7.5                  0
GROUP I                                               271000                    1298.54                           360                                        357                                                       5.375                  0
GROUP I                                               750000                    5078.13                           360                                        357                                                        7.75                  0
GROUP I                                               336458                    2046.79                           360                                        357                                                       6.925                  0
GROUP I                                               284950                     2018.4                           360                                        357                                                       6.615                  0
GROUP I                                               390400                    2277.33                           360                                        357                                                       6.625                  0
GROUP I                                               243000                    1392.19                           360                                        357                                                         6.5                  0
GROUP I                                               482993                    2813.43                           360                                        357                                                       6.615                  0
GROUP I                                               197592                    1132.04                           360                                        356                                                         6.5                  0
GROUP I                                                88830                     573.69                           360                                        357                                                       7.375                  0
GROUP I                                            213273.85                    1661.79                           360                                        357                                                        8.25                  0
GROUP I                                               222392                    1436.28                           360                                        357                                                       7.375                  0
GROUP I                                               375000                    2109.38                           360                                        357                                                       6.375                  0
GROUP I                                               132650                     759.97                           360                                        357                                                         6.5                  0
GROUP I                                            111742.74                     773.56                           360                                        357                                                           7                  0
GROUP I                                                85000                      540.1                           360                                        357                                                        7.25                  0
GROUP I                                            249407.67                    1505.58                           360                                        356                                                        8.25                  0
GROUP I                                               147000                     765.63                           360                                        355                                                       5.875                  0
GROUP I                                               396000                     2392.5                           360                                        356                                                       6.875                  0
GROUP I                                            243999.99                     1372.5                           360                                        356                                                       6.375                  0
GROUP I                                               272000                       1530                           360                                        358                                                       6.375                  0
GROUP I                                               656000                    4373.33                           360                                        357                                                       7.625                  0
GROUP I                                               544200                    3117.81                           360                                        357                                                         6.5                  0
GROUP I                                               101500                     655.52                           360                                        357                                                       7.375                  0
GROUP I                                            139873.31                    1102.36                           360                                        357                                                       6.865                  0
GROUP I                                               660000                     3987.5                           360                                        357                                                       6.875                  0
GROUP I                                            442749.99                    2398.23                           360                                        355                                                       6.125                  0
GROUP I                                               109550                     707.51                           360                                        357                                                       7.375                  0
GROUP I                                               185600                        928                           360                                        355                                                       5.625                  0
GROUP I                                               368000                    2031.67                           360                                        357                                                        6.25                  0
GROUP I                                            357826.84                    2724.86                           360                                        357                                                           8                  0
GROUP I                                               319100                    2326.77                           360                                        357                                                       8.375                  0
GROUP I                                               909600                    5211.25                           360                                        358                                                         6.5                  0
GROUP I                                            169314.22                    1114.15                           360                                        358                                                         6.5                  0
GROUP I                                               332000                    1902.08                           360                                        358                                                         6.5                  0
GROUP I                                             120102.2                     800.36                           360                                        358                                                       6.625                  0
GROUP I                                            106871.76                     767.28                           360                                        357                                                       7.375                  0
GROUP I                                               257000                    1177.92                           360                                        357                                                       5.125                  0
GROUP I                                               308000                    1636.25                           360                                        357                                                           6                  0
GROUP I                                               356000                    1891.25                           360                                        357                                                           6                  0
GROUP I                                            147576.52                     911.26                           360                                        357                                                       5.875                  0
GROUP I                                               359650                    2060.49                           360                                        357                                                         6.5                  0
GROUP I                                               604000                    2894.17                           360                                        357                                                       5.375                  0
GROUP I                                               488000                    2338.33                           360                                        357                                                       5.375                  0
GROUP I                                               336000                       1575                           360                                        357                                                        5.25                  0
GROUP I                                               520000                    3033.33                           360                                        357                                                       6.625                  0
GROUP I                                            275844.46                    1494.16                           360                                        357                                                       6.125                  0
GROUP I                                               494400                       2575                           360                                        357                                                       5.875                  0
GROUP I                                               644000                    3152.92                           360                                        357                                                         5.5                  0
GROUP I                                               677000                    3243.96                           360                                        357                                                       5.375                  0
GROUP I                                               808000                     4292.5                           360                                        357                                                           6                  0
GROUP I                                            114638.07                     671.11                           360                                        357                                                       5.375                  0
GROUP I                                               100000                     520.83                           360                                        357                                                       5.875                  0
GROUP I                                               570200                    3147.98                           360                                        357                                                        6.25                  0
GROUP I                                               365600                    1942.25                           360                                        357                                                           6                  0
GROUP I                                               380000                    1860.42                           360                                        357                                                         5.5                  0
GROUP I                                               312000                     1592.5                           360                                        357                                                        5.75                  0
GROUP I                                               550000                    2979.17                           360                                        356                                                       6.125                  0
GROUP I                                            527989.97                    2914.94                           360                                        356                                                        6.25                  0
GROUP I                                               824000                    4205.83                           360                                        357                                                        5.75                  0
GROUP I                                            454324.28                    2318.95                           360                                        357                                                        5.75                  0
GROUP I                                            563036.13                    2639.23                           360                                        357                                                        5.25                  0
GROUP I                                            214497.71                     983.11                           360                                        356                                                       5.125                  0
GROUP I                                               240600                    1177.94                           360                                        357                                                         5.5                  0
GROUP I                                            230244.06                    1533.04                           360                                        356                                                       7.615                  0
GROUP I                                               249287                    1642.32                           360                                        357                                                         6.5                  0
GROUP I                                               399200                    2619.75                           360                                        357                                                         7.5                  0
GROUP I                                               152900                    1019.33                           360                                        357                                                       7.625                  0
GROUP I                                               212350                    1305.07                           360                                        357                                                           7                  0
GROUP I                                               350000                    2296.88                           360                                        357                                                         7.5                  0
GROUP I                                               325600                       2035                           360                                        357                                                       7.125                  0
GROUP I                                            166725.62                    1168.39                           360                                        357                                                       7.125                  0
GROUP I                                            150055.68                    1217.47                           360                                        357                                                         8.7                  0
GROUP I                                               236250                    1328.91                           360                                        357                                                       6.375                  0
GROUP I                                               693750                    4697.27                           360                                        357                                                        7.75                  0
GROUP I                                               152000                     1092.5                           360                                        357                                                        8.25                  0
GROUP I                                               338400                    2784.75                           360                                        357                                                        8.14                  0
GROUP I                                               200000                       1000                           360                                        357                                                       5.625                  0
GROUP I                                               445000                    2317.71                           360                                        357                                                       5.875                  0
GROUP I                                               741000                    3936.56                           360                                        357                                                           6                  0
GROUP I                                            624885.42                     3384.8                           360                                        357                                                       6.125                  0
GROUP I                                            714000.01                    3793.13                           360                                        357                                                           6                  0
GROUP I                                               635000                    2844.27                           360                                        357                                                           5                  0
GROUP I                                               550400                    2866.67                           360                                        357                                                       5.875                  0
GROUP I                                            605898.63                     3357.4                           360                                        357                                                       4.875                  0
GROUP I                                               356000                    1854.17                           360                                        357                                                       5.875                  0
GROUP I                                               304000                    1963.33                           360                                        357                                                       7.375                  0
GROUP I                                               400000                       2375                           360                                        357                                                        6.75                  0
GROUP I                                               259200                       1242                           360                                        357                                                       5.375                  0
GROUP I                                               344000                    1899.17                           360                                        357                                                        6.25                  0
GROUP I                                               295200                    1506.75                           360                                        357                                                        5.75                  0
GROUP I                                               344000                    1755.83                           360                                        357                                                        5.75                  0
GROUP I                                               351200                    1792.58                           360                                        357                                                        5.75                  0
GROUP I                                               428000                    2095.42                           360                                        357                                                         5.5                  0
GROUP I                                            199479.17                     976.62                           360                                        357                                                         5.5                  0
GROUP I                                               416000                    2253.33                           360                                        357                                                       6.125                  0
GROUP I                                            655997.66                    3553.32                           360                                        357                                                       6.125                  0
GROUP I                                            310393.32                    1616.63                           360                                        357                                                       5.875                  0
GROUP I                                               398950                    1953.19                           360                                        357                                                         5.5                  0
GROUP I                                            211992.79                     1015.8                           360                                        357                                                       5.375                  0
GROUP I                                               184573                     1148.2                           360                                        356                                                        7.09                  0
GROUP I                                               185600                    1042.45                           360                                        356                                                       6.365                  0
GROUP I                                               185300                    1060.07                           360                                        356                                                        6.49                  0
GROUP I                                            187939.88                    1202.03                           360                                        356                                                         7.3                  0
GROUP I                                               188000                    1077.08                           360                                        356                                                         6.5                  0
GROUP I                                               189000                     1077.3                           360                                        356                                                       4.965                  0
GROUP I                                               192000                     1104.8                           360                                        356                                                        6.53                  0
GROUP I                                               192000                       1076                           360                                        356                                                        6.35                  0
GROUP I                                               192000                     1098.4                           360                                        356                                                        6.49                  0
GROUP I                                            194444.27                    1031.36                           360                                        356                                                        5.99                  0
GROUP I                                               196000                    1361.87                           360                                        356                                                       7.963                  0
GROUP I                                               200000                    1129.17                           360                                        356                                                         6.4                  0
GROUP I                                               204800                    1092.27                           360                                        356                                                       6.025                  0
GROUP I                                               208740                    1394.21                           360                                        356                                                        7.64                  0
GROUP I                                               215000                    1370.63                           360                                        356                                                       7.025                  0
GROUP I                                            221995.89                    1205.25                           360                                        356                                                        6.14                  0
GROUP I                                            222661.56                    1224.64                           360                                        356                                                       6.225                  0
GROUP I                                            511252.01                    3582.78                           360                                        357                                                       7.125                  0
GROUP I                                            303547.37                    2125.61                           360                                        358                                                       7.125                  0
GROUP I                                            225249.64                    1194.76                           360                                        356                                                        5.08                  0
GROUP I                                            226319.99                    1249.47                           360                                        356                                                        6.25                  0
GROUP I                                               227200                     1121.8                           360                                        355                                                        5.55                  0
GROUP I                                               228000                     1508.6                           360                                        355                                                       5.255                  0
GROUP I                                            230636.44                    1442.44                           360                                        356                                                        7.13                  0
GROUP I                                               234650                    1317.95                           360                                        356                                                       4.055                  0
GROUP I                                               252000                    1284.15                           360                                        356                                                        5.74                  0
GROUP I                                               252000                    1443.75                           360                                        356                                                         6.5                  0
GROUP I                                            256000.01                    1434.67                           360                                        355                                                        6.35                  0
GROUP I                                               256000                    1496.53                           360                                        356                                                        6.64                  0
GROUP I                                               262400                    1474.69                           360                                        356                                                       6.369                  0
GROUP I                                               263500                     1421.8                           360                                        355                                                        5.19                  0
GROUP I                                            263908.53                    1828.67                           360                                        356                                                        7.94                  0
GROUP I                                               264976                    1433.08                           360                                        356                                                       6.115                  0
GROUP I                                               269450                    1438.19                           360                                        356                                                        5.23                  0
GROUP I                                            270400.01                    1501.85                           360                                        356                                                        6.29                  0
GROUP I                                               276900                    1378.73                           360                                        356                                                         5.6                  0
GROUP I                                               283034                    1548.43                           360                                        356                                                        6.19                  0
GROUP I                                               283500                    1708.09                           360                                        356                                                       5.375                  0
GROUP I                                               288000                       1644                           360                                        355                                                       6.475                  0
GROUP I                                               288000                     1555.2                           360                                        355                                                       4.605                  0
GROUP I                                               292500                    1712.34                           360                                        356                                                        4.84                  0
GROUP I                                               297760                    1566.96                           360                                        356                                                        5.94                  0
GROUP I                                               300000                    1751.25                           360                                        356                                                        5.44                  0
GROUP I                                               320000                    1693.33                           360                                        356                                                       5.975                  0
GROUP I                                               332000                    1756.83                           360                                        355                                                       5.975                  0
GROUP I                                               337000                    2211.56                           360                                        356                                                        6.44                  0
GROUP I                                               351500                    2128.04                           360                                        356                                                        4.65                  0
GROUP I                                            352000.01                    2214.67                           360                                        356                                                       7.175                  0
GROUP I                                            352000.01                    2355.47                           360                                        356                                                       7.655                  0
GROUP I                                               356000                     2162.7                           360                                        356                                                       6.915                  0
GROUP I                                             358304.8                    1642.23                           360                                        356                                                       5.125                  0
GROUP I                                               359200                    1998.05                           360                                        355                                                         6.3                  0
GROUP I                                            359837.69                    2016.59                           360                                        356                                                        5.05                  0
GROUP I                                               364000                    1850.33                           360                                        355                                                       5.725                  0
GROUP I                                               368000                       2392                           360                                        356                                                       7.425                  0
GROUP I                                               384000                       2328                           360                                        356                                                         6.9                  0
GROUP I                                               395600                     2076.9                           360                                        356                                                       5.925                  0
GROUP I                                               400000                    2158.33                           360                                        356                                                         6.1                  0
GROUP I                                               405000                    2649.38                           360                                        356                                                       5.665                  0
GROUP I                                               422750                    2591.11                           360                                        355                                                        5.72                  0
GROUP I                                               424000                       2438                           360                                        356                                                       6.525                  0
GROUP I                                            423999.13                    2399.13                           360                                        356                                                       6.415                  0
GROUP I                                            423999.99                    2111.17                           360                                        356                                                         5.6                  0
GROUP I                                               428000                    2443.17                           360                                        355                                                       6.475                  0
GROUP I                                               428000                    2560.87                           360                                        355                                                       6.805                  0
GROUP I                                            433986.96                    2596.69                           360                                        355                                                       4.995                  0
GROUP I                                               436000                       2398                           360                                        356                                                       6.225                  0
GROUP I                                               460000                     2679.5                           360                                        355                                                       6.615                  0
GROUP I                                               470250                    2539.35                           360                                        356                                                       4.485                  0
GROUP I                                               488000                     2531.5                           360                                        355                                                        5.85                  0
GROUP I                                               489250                    2768.34                           360                                        356                                                       5.355                  0
GROUP I                                             75576.92                     600.81                           360                                        356                                                       8.465                  0
GROUP I                                            410623.85                    2727.23                           360                                        356                                                       6.575                  0
GROUP I                                            422714.23                    2947.27                           360                                        356                                                       7.065                  0
GROUP I                                            149232.85                    1149.24                           360                                        356                                                       8.115                  0
GROUP I                                               276000                     1828.5                           360                                        356                                                       7.575                  0
GROUP I                                            111654.25                     771.65                           360                                        356                                                       6.975                  0
GROUP I                                               408000                     2495.6                           360                                        356                                                       6.965                  0
GROUP I                                            132359.85                     882.64                           360                                        356                                                       6.615                  0
GROUP I                                               416800                    2896.76                           360                                        356                                                       7.965                  0
GROUP I                                               476000                    2633.87                           360                                        356                                                       6.265                  0
GROUP I                                             276108.1                    2108.77                           360                                        356                                                       8.025                  0
GROUP I                                            143608.84                    1055.62                           360                                        356                                                       7.615                  0
GROUP I                                               312000                     1792.7                           360                                        356                                                        6.52                  0
GROUP I                                            135515.93                      954.1                           360                                        356                                                       7.165                  0
GROUP I                                               640800                    4071.75                           360                                        357                                                        7.25                  0
GROUP I                                               328000                       2050                           360                                        357                                                       7.125                  0
GROUP I                                            196879.62                    1248.97                           360                                        356                                                       6.125                  0
GROUP I                                               228180                    1274.01                           360                                        356                                                       6.325                  0
GROUP I                                               182000                    1065.46                           360                                        356                                                        6.65                  0
GROUP I                                               275000                    1546.88                           360                                        356                                                       6.375                  0
GROUP I                                               307082                    1535.41                           360                                        355                                                       5.625                  0
GROUP I                                               335560                    1845.58                           360                                        356                                                       6.225                  0
GROUP I                                            421968.08                    2676.88                           360                                        356                                                       6.125                  0
GROUP I                                            464996.58                    2654.36                           360                                        356                                                       6.475                  0
GROUP I                                               343200                       1716                           360                                        356                                                       5.625                  0
GROUP I                                               288284                    1549.53                           360                                        356                                                       6.075                  0
GROUP I                                               325572                    1709.25                           360                                        356                                                       5.925                  0
GROUP I                                            382586.54                    2414.53                           360                                        356                                                       6.075                  0
GROUP I                                               394000                    2208.04                           360                                        356                                                        6.35                  0
GROUP I                                               291120                    1613.29                           360                                        356                                                       6.275                  0
GROUP I                                               524000                    2969.33                           360                                        356                                                       6.425                  0
GROUP I                                               172800                       1044                           360                                        356                                                       6.875                  0
GROUP I                                               360000                     1888.5                           360                                        356                                                        5.92                  0
GROUP I                                            108836.15                     676.23                           360                                        356                                                       5.925                  0
GROUP I                                               436000                    2470.67                           360                                        356                                                       6.425                  0
GROUP I                                            199652.24                    1573.41                           360                                        357                                                       8.375                  0
GROUP I                                               412500                    2131.25                           360                                        356                                                       5.825                  0
GROUP I                                            358399.95                    2053.33                           360                                        357                                                         6.5                  0
GROUP I                                                91000                     509.98                           360                                        355                                                        6.35                  0
GROUP I                                                84000                     498.75                           360                                        356                                                        6.75                  0
GROUP I                                             90169.33                     505.32                           360                                        356                                                        6.35                  0
GROUP I                                               107200                     617.74                           360                                        356                                                        6.54                  0
GROUP I                                             111116.1                     673.64                           360                                        356                                                        4.86                  0
GROUP I                                               111600                     626.82                           360                                        356                                                       6.365                  0
GROUP I                                            115995.97                     676.64                           360                                        356                                                       6.625                  0
GROUP I                                               132000                     782.65                           360                                        356                                                        6.74                  0
GROUP I                                               132368                     758.36                           360                                        356                                                         6.5                  0
GROUP I                                            132609.58                     682.94                           360                                        356                                                       5.805                  0
GROUP I                                            134745.93                     756.82                           360                                        356                                                       6.365                  0
GROUP I                                             136798.1                     854.99                           360                                        356                                                       7.125                  0
GROUP I                                               138920                      795.9                           360                                        356                                                         6.5                  0
GROUP I                                               140000                      850.5                           360                                        356                                                       6.915                  0
GROUP I                                            140360.29                     793.97                           360                                        355                                                       6.413                  0
GROUP I                                               144000                        807                           360                                        356                                                        6.35                  0
GROUP I                                               144000                      721.8                           360                                        356                                                        5.64                  0
GROUP I                                               145800                     964.71                           360                                        356                                                       6.015                  0
GROUP I                                               146775                     944.86                           360                                        356                                                        5.56                  0
GROUP I                                               146800                     883.86                           360                                        355                                                        6.85                  0
GROUP I                                               156000                      812.5                           360                                        355                                                       5.875                  0
GROUP I                                               157600                      965.3                           360                                        356                                                       6.975                  0
GROUP I                                               158600                     898.73                           360                                        356                                                       6.425                  0
GROUP I                                               159600                     937.65                           360                                        356                                                       6.675                  0
GROUP I                                               161175                     956.98                           360                                        356                                                        6.75                  0
GROUP I                                               165600                     868.02                           360                                        356                                                       5.915                  0
GROUP I                                               166418                      967.3                           360                                        356                                                         6.6                  0
GROUP I                                               167862                     1094.6                           360                                        355                                                        6.14                  0
GROUP I                                               172000                    1084.32                           360                                        356                                                        7.19                  0
GROUP I                                            175999.94                      937.2                           360                                        356                                                       6.015                  0
GROUP I                                               176800                    1068.17                           360                                        356                                                       6.875                  0
GROUP I                                             179599.6                      987.8                           360                                        356                                                       6.225                  0
GROUP I                                               180000                    1059.75                           360                                        355                                                        6.69                  0
GROUP I                                            180998.33                    1119.93                           360                                        355                                                        5.24                  0
GROUP I                                               184000                    1083.91                           360                                        356                                                       6.694                  0
GROUP I                                            339999.99                    2051.33                           360                                        353                                                       6.865                  0
GROUP I                                               235200                    1477.84                           360                                        353                                                       7.165                  0
GROUP I                                            517499.99                    2960.53                           360                                        354                                                        6.49                  0
GROUP I                                            175999.99                     966.53                           360                                        356                                                       6.215                  0
GROUP I                                            161639.93                    1065.77                           360                                        355                                                        6.49                  0
GROUP I                                               484000                    2621.67                           360                                        354                                                       6.125                  0
GROUP I                                               348000                       2204                           360                                        356                                                       7.225                  0
GROUP I                                               488000                    3249.27                           360                                        354                                                       7.615                  0
GROUP I                                            307930.25                    1977.29                           360                                        354                                                       6.225                  0
GROUP I                                            257632.27                    1554.04                           360                                        354                                                       5.625                  0
GROUP I                                               296800                    1728.86                           360                                        356                                                       6.615                  0
GROUP I                                            427499.99                    2155.31                           360                                        356                                                       5.675                  0
GROUP I                                             98234.69                      802.5                           360                                        355                                                       8.765                  0
GROUP I                                               508000                    3234.27                           360                                        355                                                       7.265                  0
GROUP I                                               112775                     657.85                           360                                        354                                                       6.625                  0
GROUP I                                            231992.98                     1092.3                           360                                        356                                                       5.275                  0
GROUP I                                               269520                    1392.52                           360                                        356                                                       5.825                  0
GROUP I                                               288000                       1668                           360                                        355                                                       6.575                  0
GROUP I                                            195350.43                    1302.68                           360                                        356                                                       6.615                  0
GROUP I                                               329600                     2183.6                           360                                        356                                                       7.575                  0
GROUP I                                               387200                    2403.87                           360                                        356                                                       7.075                  0
GROUP I                                               480000                       3080                           360                                        356                                                       7.325                  0
GROUP I                                            267220.59                     1901.5                           360                                        356                                                       7.275                  0
GROUP I                                               276000                     1529.5                           360                                        356                                                       6.275                  0
GROUP I                                            391499.99                    1973.81                           360                                        355                                                       5.675                  0
GROUP I                                            338847.57                    2233.56                           360                                        356                                                         6.5                  0
GROUP I                                            299899.21                    1624.45                           360                                        355                                                       6.125                  0
GROUP I                                            108528.04                     828.88                           360                                        356                                                       8.025                  0
GROUP I                                               485600                     2852.9                           360                                        355                                                       6.675                  0
GROUP I                                            145599.98                     896.65                           360                                        356                                                       7.015                  0
GROUP I                                            163228.24                    1110.41                           360                                        356                                                       6.815                  0
GROUP I                                            383219.16                    2654.96                           360                                        356                                                           7                  0
GROUP I                                               446400                    2600.28                           360                                        356                                                       6.615                  0
GROUP I                                            407950.41                     2427.3                           360                                        356                                                       6.765                  0
GROUP I                                               262400                    1563.47                           360                                        356                                                       6.775                  0
GROUP I                                            397854.19                    2680.07                           360                                        356                                                       6.715                  0
GROUP I                                               284800                    1635.23                           360                                        355                                                       6.515                  0
GROUP I                                               352000                    1862.67                           360                                        355                                                       5.975                  0
GROUP I                                            331940.29                    1728.86                           360                                        356                                                       5.875                  0
GROUP I                                               272000                    1484.67                           360                                        356                                                       6.175                  0
GROUP I                                               600000                       3525                           360                                        356                                                       6.675                  0
GROUP I                                            542187.45                     3049.8                           360                                        356                                                       6.375                  0
GROUP I                                            143262.18                     854.12                           360                                        355                                                       5.525                  0
GROUP I                                               428000                     2407.5                           360                                        356                                                       6.375                  0
GROUP I                                               322500                    2120.44                           360                                        356                                                       7.515                  0
GROUP I                                            272681.95                    1511.11                           360                                        356                                                       6.275                  0
GROUP I                                            447991.99                    2370.62                           360                                        356                                                       5.975                  0
GROUP I                                             66331.07                     518.33                           360                                        356                                                       8.275                  0
GROUP I                                               439920                    2254.59                           360                                        356                                                       5.775                  0
GROUP I                                               304000                       1786                           360                                        356                                                       6.675                  0
GROUP I                                            226391.99                    1441.36                           360                                        356                                                       7.265                  0
GROUP I                                               500000                    2697.92                           360                                        356                                                         6.1                  0
GROUP I                                             295959.9                     1479.8                           360                                        356                                                       5.625                  0
GROUP I                                            286322.12                    1988.52                           360                                        356                                                       7.025                  0
GROUP I                                            377685.16                     2571.4                           360                                        355                                                       6.815                  0
GROUP I                                               416000                    2353.87                           360                                        356                                                       6.415                  0
GROUP I                                            177589.44                    1223.75                           360                                        356                                                       6.095                  0
GROUP I                                             222936.6                    1571.11                           360                                        356                                                       7.175                  0
GROUP I                                               375920                    1829.48                           360                                        356                                                       5.465                  0
GROUP I                                               372000                     2321.9                           360                                        355                                                       7.115                  0
GROUP I                                               204000                     1317.5                           360                                        356                                                       7.375                  0
GROUP I                                               336000                     1971.2                           360                                        356                                                       6.665                  0
GROUP I                                               352000                     2314.4                           360                                        356                                                       7.515                  0
GROUP I                                            271326.55                    1695.79                           360                                        356                                                       7.125                  0
GROUP I                                            118137.03                     819.67                           360                                        356                                                       7.015                  0
GROUP I                                               191920                    1093.94                           360                                        356                                                       6.465                  0
GROUP I                                               333600                     2210.1                           360                                        356                                                       7.575                  0
GROUP I                                             371999.6                     1887.9                           360                                        356                                                       5.715                  0
GROUP I                                            211394.45                    1517.33                           360                                        356                                                       7.365                  0
GROUP I                                            288889.26                    2224.73                           360                                        356                                                       8.115                  0
GROUP I                                               136000                      707.2                           360                                        356                                                       5.865                  0
GROUP I                                            595999.98                    4092.53                           360                                        356                                                       7.865                  0
GROUP I                                               479200                    3050.91                           360                                        356                                                       7.265                  0
GROUP I                                            228351.98                    1389.14                           360                                        356                                                       6.925                  0
GROUP I                                               288000                     1629.6                           360                                        355                                                       6.415                  0
GROUP I                                            319048.72                    2246.26                           360                                        356                                                       7.165                  0
GROUP I                                               420000                     2446.5                           360                                        356                                                       6.615                  0
GROUP I                                               650000                    3732.08                           360                                        355                                                       6.515                  0
GROUP I                                               372000                     2631.9                           360                                        356                                                       8.115                  0
GROUP I                                               252000                     1488.9                           360                                        355                                                       6.715                  0
GROUP I                                               368000                    2312.27                           360                                        356                                                       7.165                  0
GROUP I                                            256796.82                    1766.04                           360                                        356                                                       6.925                  0
GROUP I                                            455919.99                    2446.77                           360                                        356                                                       6.065                  0
GROUP I                                            199943.42                    1131.35                           360                                        356                                                       6.415                  0
GROUP I                                            434540.81                    2883.18                           360                                        356                                                       6.565                  0
GROUP I                                            418391.99                    2907.82                           360                                        356                                                       7.965                  0
GROUP I                                               251200                    1379.51                           360                                        356                                                       6.215                  0
GROUP I                                               332000                    2061.17                           360                                        356                                                       7.075                  0
GROUP I                                            213762.61                       1505                           360                                        356                                                       7.165                  0
GROUP I                                            175251.07                    1222.84                           360                                        355                                                       7.065                  0
GROUP I                                               304000                     1770.8                           360                                        356                                                       6.615                  0
GROUP I                                               312000                       1521                           360                                        356                                                       5.475                  0
GROUP I                                               338000                    1968.85                           360                                        356                                                       6.615                  0
GROUP I                                            175497.29                    1259.67                           360                                        356                                                       7.365                  0
GROUP I                                               444000                     2586.3                           360                                        356                                                       6.615                  0
GROUP I                                             80779.95                     593.79                           360                                        356                                                       7.615                  0
GROUP I                                               290400                    1776.28                           360                                        356                                                       6.965                  0
GROUP I                                               128400                     892.38                           360                                        356                                                       7.965                  0
GROUP I                                               333600                     2071.1                           360                                        356                                                       7.075                  0
GROUP I                                            143626.67                    1106.22                           360                                        356                                                       8.115                  0
GROUP I                                               604000                    3649.17                           360                                        356                                                       6.875                  0
GROUP I                                               231999                    1515.73                           360                                        356                                                       7.465                  0
GROUP I                                               174400                    1162.67                           360                                        356                                                       7.625                  0
GROUP I                                            314799.98                    2017.34                           360                                        356                                                       7.315                  0
GROUP I                                            257355.07                    1965.55                           360                                        356                                                       8.025                  0
GROUP I                                            147533.05                    1008.62                           360                                        356                                                       6.865                  0
GROUP I                                             77899.99                     457.66                           360                                        356                                                       6.675                  0
GROUP I                                            210895.26                    1410.45                           360                                        356                                                       6.625                  0
GROUP I                                               548800                    3487.17                           360                                        356                                                        7.25                  0
GROUP I                                            110900.26                     827.61                           360                                        356                                                       7.775                  0
GROUP I                                            143581.17                    1021.71                           360                                        356                                                       7.275                  0
GROUP I                                            115634.02                     790.54                           360                                        356                                                       6.865                  0
GROUP I                                            279999.99                    1654.33                           360                                        356                                                       6.715                  0
GROUP I                                            307120.21                    2204.43                           360                                        356                                                       7.365                  0
GROUP I                                            399999.98                    2613.33                           360                                        356                                                       7.465                  0
GROUP I                                            259119.11                     1608.7                           360                                        356                                                       7.075                  0
GROUP I                                            259997.78                    1731.15                           360                                        356                                                       7.615                  0
GROUP I                                            458648.76                    3247.95                           360                                        356                                                       7.225                  0
GROUP I                                               513200                    3143.35                           360                                        356                                                       6.975                  0
GROUP I                                            543987.47                     2987.4                           360                                        356                                                       6.215                  0
GROUP I                                               205920                    1302.44                           360                                        356                                                       7.215                  0
GROUP I                                               472000                     2749.4                           360                                        356                                                       6.615                  0
GROUP I                                            414811.72                    2977.41                           360                                        356                                                       7.365                  0
GROUP I                                                95000                     660.25                           360                                        356                                                       7.965                  0
GROUP I                                            149583.03                     1087.6                           360                                        356                                                        6.36                  0
GROUP I                                            446765.35                    2834.19                           360                                        356                                                       6.125                  0
GROUP I                                            186480.14                    1355.88                           360                                        356                                                        7.03                  0
GROUP I                                            242005.99                    1477.71                           360                                        355                                                        5.75                  0
GROUP I                                            210484.15                    1387.43                           360                                        356                                                         6.5                  0
GROUP I                                            255630.62                    1685.02                           360                                        356                                                         6.5                  0
GROUP I                                             74534.64                     469.15                           360                                        355                                                           6                  0
GROUP I                                            292902.06                    1834.18                           360                                        356                                                           6                  0
GROUP I                                            230980.21                    1739.76                           360                                        356                                                       6.715                  0
GROUP I                                            167303.38                    1117.71                           360                                        355                                                       5.785                  0
GROUP I                                            140336.61                     948.54                           360                                        356                                                        6.75                  0
GROUP I                                             70892.19                     503.24                           360                                        356                                                        7.25                  0
GROUP I                                            149916.71                    1077.48                           360                                        356                                                       6.345                  0
GROUP I                                            498425.62                    3410.88                           360                                        356                                                       6.255                  0
GROUP I                                            118384.13                     790.23                           360                                        356                                                       6.625                  0
GROUP I                                            396002.58                    3017.49                           360                                        356                                                        6.65                  0
GROUP I                                            156923.79                    1102.66                           360                                        356                                                       7.125                  0
GROUP I                                            251124.77                    1634.47                           360                                        356                                                       6.375                  0
GROUP I                                             99669.25                      665.3                           360                                        356                                                       6.625                  0
GROUP I                                            144880.91                     979.25                           360                                        356                                                        6.75                  0
GROUP I                                            270685.63                    2038.82                           360                                        356                                                       6.525                  0
GROUP I                                            148530.85                    1016.44                           360                                        356                                                       6.875                  0
GROUP I                                            106818.55                     686.41                           360                                        356                                                        6.25                  0
GROUP I                                            199253.12                    1247.74                           360                                        356                                                           6                  0
GROUP I                                            174307.17                    1148.97                           360                                        356                                                         6.5                  0
GROUP I                                             99418.79                     672.03                           360                                        356                                                        6.75                  0
GROUP I                                            216155.94                    1497.54                           360                                        356                                                           7                  0
GROUP I                                            203540.63                    1324.76                           360                                        356                                                       5.735                  0
GROUP I                                            166013.33                    1178.48                           360                                        356                                                        7.25                  0
GROUP I                                             85362.02                     620.66                           360                                        356                                                         7.5                  0
GROUP I                                            252747.39                    1624.15                           360                                        356                                                        5.68                  0
GROUP I                                            149079.27                     995.46                           360                                        356                                                       6.625                  0
GROUP I                                               335200                    1780.75                           360                                        357                                                           6                  0
GROUP I                                               209438                    1025.37                           360                                        356                                                         5.5                  0
GROUP I                                                86450                     423.24                           360                                        356                                                         5.5                  0
GROUP I                                               360000                     1987.5                           360                                        356                                                        6.25                  0
GROUP I                                               372000                    2131.25                           360                                        357                                                         6.5                  0
GROUP I                                            267697.48                    1492.41                           360                                        353                                                       6.315                  0
GROUP I                                               520000                       2964                           360                                        353                                                       6.465                  0
GROUP I                                            199956.25                     874.81                           360                                        354                                                       4.875                  0
GROUP I                                             83646.67                      490.2                           360                                        356                                                       5.375                  0
GROUP I                                            276078.37                    1867.55                           360                                        355                                                        6.75                  0
GROUP I                                            181197.65                    1033.38                           360                                        356                                                       5.125                  0
GROUP I                                             83684.38                     587.34                           360                                        355                                                       7.125                  0
GROUP I                                            237500.01                    1484.38                           360                                        357                                                       7.125                  0
GROUP I                                            113657.15                      797.1                           360                                        356                                                       7.125                  0
GROUP I                                            142844.29                     907.02                           360                                        355                                                       6.125                  0
GROUP I                                            131507.05                     823.51                           360                                        356                                                           6                  0
GROUP I                                            168530.17                    1225.37                           360                                        356                                                        7.11                  0
GROUP I                                             92648.73                     587.82                           360                                        356                                                       6.125                  0
GROUP I                                            191265.27                    1276.72                           360                                        356                                                       6.625                  0
GROUP I                                             57747.58                     476.33                           360                                        355                                                       8.065                  0
GROUP I                                             57728.08                     476.33                           360                                        355                                                       8.065                  0
GROUP I                                             84462.94                     600.21                           360                                        356                                                        7.25                  0
GROUP I                                            271055.31                    1764.19                           360                                        356                                                       6.375                  0
GROUP I                                            282657.98                    1793.35                           360                                        356                                                       6.125                  0
GROUP I                                            109843.77                      827.9                           360                                        355                                                       6.715                  0
GROUP I                                            187798.62                    1238.97                           360                                        355                                                         6.5                  0
GROUP I                                            234831.31                    1872.67                           360                                        356                                                         8.5                  0
GROUP I                                             522760.7                    3267.25                           360                                        354                                                       7.125                  0
GROUP I                                               521050                    3365.11                           360                                        354                                                       7.375                  0
GROUP I                                            290559.84                    1876.53                           360                                        354                                                       7.375                  0
GROUP I                                               346500                    1840.78                           360                                        354                                                           6                  0
GROUP I                                               592000                    3083.33                           360                                        356                                                       5.875                  0
GROUP I                                             343935.4                    1540.54                           360                                        356                                                           5                  0
GROUP I                                               270400                       1352                           360                                        356                                                       5.625                  0
GROUP I                                               647500                    3507.29                           360                                        356                                                       6.125                  0
GROUP I                                               456000                     2137.5                           360                                        356                                                        5.25                  0
GROUP I                                             398198.8                    2271.16                           360                                        356                                                       5.125                  0
GROUP I                                               576000                       3120                           360                                        356                                                       6.125                  0
GROUP I                                               471200                    2552.33                           360                                        356                                                       6.125                  0
GROUP I                                               324000                       1485                           360                                        356                                                       5.125                  0
GROUP I                                               401900                    1842.04                           360                                        356                                                       5.125                  0
GROUP I                                               252000                       1260                           360                                        356                                                       5.625                  0
GROUP I                                               213000                    1198.13                           360                                        356                                                       6.375                  0
GROUP I                                               482600                    2312.46                           360                                        356                                                       5.375                  0
GROUP I                                               288000                       1410                           360                                        356                                                         5.5                  0
GROUP I                                            607865.62                    3165.97                           360                                        356                                                       5.875                  0
GROUP I                                               508000                    2487.08                           360                                        356                                                         5.5                  0
GROUP I                                               448000                    2146.67                           360                                        356                                                       5.375                  0
GROUP I                                               380000                    1860.42                           360                                        355                                                         5.5                  0
GROUP I                                               669350                    3346.75                           360                                        356                                                       5.625                  0
GROUP I                                              1240000                    6070.83                           360                                        356                                                         5.5                  0
GROUP I                                               253600                    1347.25                           360                                        356                                                           6                  0
GROUP I                                               111900                     606.13                           360                                        357                                                       6.125                  0
GROUP I                                               684000                    4061.25                           360                                        357                                                        6.75                  0
GROUP I                                               199200                     1203.5                           360                                        357                                                       6.875                  0
GROUP I                                               296000                    1819.17                           360                                        357                                                           7                  0
GROUP I                                            124486.83                     873.05                           360                                        356                                                       7.125                  0
GROUP I                                            180050.29                    1202.87                           360                                        355                                                       6.625                  0
GROUP I                                            287795.92                    1969.48                           360                                        356                                                       6.875                  0
GROUP I                                            131507.05                     823.51                           360                                        356                                                           6                  0
GROUP I                                            146875.47                     943.82                           360                                        356                                                        6.25                  0
GROUP I                                            129140.78                     851.25                           360                                        356                                                         6.5                  0
GROUP I                                            187310.96                    1330.65                           360                                        355                                                        7.25                  0
GROUP I                                            298629.23                     1896.2                           360                                        355                                                       6.125                  0
GROUP I                                            125470.01                     870.25                           360                                        356                                                           7                  0
GROUP I                                            974999.98                    5484.37                           360                                        354                                                       6.375                  0
GROUP I                                            205418.11                    1339.36                           360                                        354                                                       6.375                  0
GROUP I                                            299899.99                    1593.22                           360                                        354                                                           6                  0
GROUP I                                               383000                    2194.27                           360                                        354                                                         6.5                  0
GROUP I                                            299941.52                    1718.41                           360                                        354                                                         6.5                  0
GROUP I                                            248612.97                    1704.08                           360                                        354                                                       6.875                  0
GROUP I                                                50800                     328.08                           360                                        354                                                       7.375                  0
GROUP I                                             304048.3                    2084.05                           360                                        354                                                       6.875                  0
GROUP I                                               330000                       1925                           360                                        354                                                       6.625                  0
GROUP I                                            164719.99                    1063.82                           360                                        354                                                       7.375                  0
GROUP I                                             202851.2                    1272.69                           360                                        354                                                           6                  0
GROUP I                                            282014.69                    1838.78                           360                                        354                                                       6.375                  0
GROUP I                                               202400                       1265                           360                                        354                                                       7.125                  0
GROUP I                                               326249                    1835.15                           360                                        354                                                       6.375                  0
GROUP I                                            187919.98                    1076.62                           360                                        354                                                         6.5                  0
GROUP I                                               321000                    2006.25                           360                                        354                                                       7.125                  0
GROUP I                                            179199.97                       1176                           360                                        354                                                         7.5                  0
GROUP I                                               238000                    1363.54                           360                                        356                                                         6.5                  0
GROUP I                                               292700                    1859.86                           360                                        356                                                        7.25                  0
GROUP I                                            411998.33                    2489.16                           360                                        356                                                       6.875                  0
GROUP I                                               195750                    1447.73                           360                                        356                                                         8.5                  0
GROUP I                                            283999.16                    1804.58                           360                                        356                                                        7.25                  0
GROUP I                                             119158.4                     831.63                           360                                        355                                                           8                  0
GROUP I                                            195849.68                    1122.06                           360                                        356                                                         6.5                  0
GROUP I                                            163470.71                     1104.9                           360                                        356                                                        6.75                  0
GROUP I                                                80000                     566.67                           360                                        356                                                       8.125                  0
GROUP I                                               244000                    1347.08                           360                                        356                                                        6.25                  0
GROUP I                                               181600                    1210.67                           360                                        356                                                       7.625                  0
GROUP I                                               280000                    1545.83                           360                                        356                                                        6.25                  0
GROUP I                                               408000                     2507.5                           360                                        356                                                           7                  0
GROUP I                                               384000                       2560                           360                                        356                                                       7.625                  0
GROUP I                                               559900                    3616.02                           360                                        356                                                       7.375                  0
GROUP I                                               351200                    2304.75                           360                                        356                                                         7.5                  0
GROUP I                                               252000                       1680                           360                                        356                                                       7.625                  0
GROUP I                                               236800                       1554                           360                                        356                                                         7.5                  0
GROUP I                                               229600                    1554.58                           360                                        356                                                        7.75                  0
GROUP I                                               298000                    2172.92                           360                                        356                                                       8.375                  0
GROUP I                                            686087.36                    4988.48                           360                                        356                                                         7.5                  0
GROUP I                                               465600                       2328                           360                                        356                                                       5.625                  0
GROUP I                                               111200                     787.67                           360                                        356                                                       8.125                  0
GROUP I                                               296000                    1847.53                           360                                        356                                                       7.115                  0
GROUP I                                            974999.99                    6398.44                           360                                        354                                                         7.5                  0
GROUP I                                               196318                    1267.89                           360                                        354                                                       7.375                  0
GROUP I                                            446405.11                    2418.03                           360                                        357                                                       6.125                  0
GROUP I                                            303429.28                    1873.63                           360                                        357                                                       5.875                  0
GROUP I                                               336000                       2240                           360                                        356                                                       7.625                  0
GROUP I                                               320000                    2233.33                           360                                        356                                                           8                  0
GROUP I                                               146400                    1174.25                           360                                        356                                                        9.25                  0
GROUP I                                            213063.37                    1623.51                           360                                        356                                                           8                  0
GROUP I                                               124000                     787.92                           360                                        356                                                        7.25                  0
GROUP I                                               286400                       1790                           360                                        356                                                       7.125                  0
GROUP I                                               104000                     693.33                           360                                        356                                                       7.625                  0
GROUP I                                               120000                        800                           360                                        356                                                       7.625                  0
GROUP I                                               496000                       2790                           360                                        356                                                       6.375                  0
GROUP I                                               132000                     976.25                           360                                        356                                                         8.5                  0
GROUP I                                               168700                    1212.53                           360                                        356                                                        8.25                  0
GROUP I                                               190896                     984.71                           360                                        355                                                       5.815                  0
GROUP I                                             204678.1                    1038.74                           360                                        355                                                       5.715                  0
GROUP I                                               269100                    1601.15                           360                                        355                                                       5.205                  0
GROUP I                                             99559.52                     644.61                           360                                        355                                                       6.315                  0
GROUP I                                            198982.97                     1191.4                           360                                        355                                                       5.565                  0
GROUP I                                            369543.65                    1921.63                           360                                        355                                                       5.865                  0
GROUP I                                               119200                     624.81                           360                                        355                                                       5.915                  0
GROUP I                                               176800                    1018.81                           360                                        355                                                        6.54                  0
GROUP I                                               171000                      832.2                           360                                        355                                                       4.125                  0
GROUP I                                            156832.38                     964.23                           360                                        355                                                       5.815                  0
GROUP I                                               115200                     704.64                           360                                        355                                                       6.965                  0
GROUP I                                               100000                     565.83                           360                                        355                                                       6.415                  0
GROUP I                                               140800                     773.23                           360                                        355                                                       6.215                  0
GROUP I                                               324000                     1868.4                           360                                        355                                                       6.545                  0
GROUP I                                               104790                     617.39                           360                                        355                                                       6.695                  0
GROUP I                                               170000                    1131.92                           360                                        355                                                       6.195                  0
GROUP I                                            146317.94                     779.14                           360                                        355                                                       6.015                  0
GROUP I                                               156000                      817.7                           360                                        355                                                       5.915                  0
GROUP I                                               103000                     501.27                           360                                        355                                                       5.465                  0
GROUP I                                               156800                     985.23                           360                                        355                                                       7.165                  0
GROUP I                                                87200                     529.74                           360                                        355                                                       6.915                  0
GROUP I                                            118925.87                     699.53                           360                                        354                                                       5.365                  0
GROUP I                                               387285                    2485.08                           360                                        355                                                       6.095                  0
GROUP I                                               130000                     784.33                           360                                        354                                                       6.865                  0
GROUP I                                               138400                     881.15                           360                                        354                                                       7.265                  0
GROUP I                                            179971.62                     875.86                           360                                        355                                                       5.465                  0
GROUP I                                            107564.29                     728.71                           360                                        355                                                       6.765                  0
GROUP I                                               217148                    1246.79                           360                                        355                                                       6.515                  0
GROUP I                                               130400                     759.58                           360                                        355                                                       6.615                  0
GROUP I                                            367415.99                    2293.29                           360                                        355                                                       7.115                  0
GROUP I                                               216000                     1366.2                           360                                        355                                                       7.215                  0
GROUP I                                            107358.21                     749.11                           360                                        355                                                       7.065                  0
GROUP I                                            315999.16                    1774.86                           360                                        355                                                       6.365                  0
GROUP I                                               275000                    1601.88                           360                                        355                                                       6.615                  0
GROUP I                                            219991.84                    1143.96                           360                                        355                                                       5.865                  0
GROUP I                                            115498.84                     755.46                           360                                        355                                                       6.415                  0
GROUP I                                               151920                     840.62                           360                                        355                                                       6.265                  0
GROUP I                                               117716                      747.5                           360                                        355                                                       7.245                  0
GROUP I                                            183613.21                     947.14                           360                                        355                                                       5.815                  0
GROUP I                                               256400                    1397.38                           360                                        355                                                       6.165                  0
GROUP I                                            151999.35                     860.06                           360                                        355                                                       6.415                  0
GROUP I                                               218400                    1272.18                           360                                        355                                                       6.615                  0
GROUP I                                               199920                    1047.91                           360                                        355                                                       5.915                  0
GROUP I                                               226000                    1033.95                           360                                        355                                                       5.115                  0
GROUP I                                               164000                      791.3                           360                                        355                                                       5.415                  0
GROUP I                                               182669                    1147.77                           360                                        355                                                       7.165                  0
GROUP I                                               170000                    1018.58                           360                                        355                                                       5.515                  0
GROUP I                                               212000                     1340.9                           360                                        355                                                       7.215                  0
GROUP I                                            227988.29                    1223.54                           360                                        355                                                       4.765                  0
GROUP I                                               199200                     977.74                           360                                        355                                                       5.515                  0
GROUP I                                            105648.11                     672.63                           360                                        355                                                       7.265                  0
GROUP I                                               126000                     765.45                           360                                        355                                                       5.615                  0
GROUP I                                             190399.2                      999.6                           360                                        355                                                       5.925                  0
GROUP I                                            110740.62                     742.81                           360                                        355                                                       6.665                  0
GROUP I                                            111198.74                     652.37                           360                                        355                                                       6.665                  0
GROUP I                                               207920                    1211.13                           360                                        355                                                       6.615                  0
GROUP I                                               187920                     977.18                           360                                        355                                                       5.865                  0
GROUP I                                               240000                       1278                           360                                        355                                                       6.015                  0
GROUP I                                            233508.85                     1165.6                           360                                        355                                                       4.355                  0
GROUP I                                               176000                    1044.27                           360                                        355                                                       6.745                  0
GROUP I                                               252000                     1331.4                           360                                        355                                                       4.155                  0
GROUP I                                               240800                    1392.63                           360                                        355                                                       6.565                  0
GROUP I                                               200000                       1065                           360                                        355                                                       6.015                  0
GROUP I                                               133000                     774.73                           360                                        356                                                       5.535                  0
GROUP I                                                97600                     588.85                           360                                        355                                                       6.865                  0
GROUP I                                            156026.99                    1008.16                           360                                        355                                                       6.295                  0
GROUP I                                            147254.48                     886.38                           360                                        355                                                       5.615                  0
GROUP I                                               359100                    2420.93                           360                                        356                                                       5.905                  0
GROUP I                                               164392                     786.34                           360                                        353                                                       5.365                  0
GROUP I                                               132000                      724.9                           360                                        354                                                       6.215                  0
GROUP I                                            145369.29                     950.84                           360                                        355                                                       6.415                  0
GROUP I                                               156560                     716.26                           360                                        355                                                       5.115                  0
GROUP I                                               176400                     865.83                           360                                        355                                                       5.515                  0
GROUP I                                            153996.76                     903.45                           360                                        355                                                       6.665                  0
GROUP I                                               121950                     860.76                           360                                        355                                                       6.475                  0
GROUP I                                               103600                      741.6                           360                                        355                                                       8.215                  0
GROUP I                                               168000                      978.6                           360                                        355                                                       6.615                  0
GROUP I                                               221400                    1132.83                           360                                        355                                                       3.955                  0
GROUP I                                            164899.99                    1070.48                           360                                        355                                                       5.995                  0
GROUP I                                               274680                    1407.74                           360                                        355                                                       4.685                  0
GROUP I                                               134000                     758.22                           360                                        355                                                       6.415                  0
GROUP I                                               175920                    1010.07                           360                                        355                                                       6.515                  0
GROUP I                                               183589                     901.12                           360                                        355                                                       5.515                  0
GROUP I                                               133600                     800.49                           360                                        355                                                       6.815                  0
GROUP I                                               189600                    1207.12                           360                                        355                                                       7.265                  0
GROUP I                                               121600                     637.39                           360                                        355                                                       5.915                  0
GROUP I                                            129814.42                     831.95                           360                                        355                                                       6.215                  0
GROUP I                                               204000                     1120.3                           360                                        356                                                       6.215                  0
GROUP I                                               169600                     959.65                           360                                        355                                                       6.415                  0
GROUP I                                               143100                     791.82                           360                                        356                                                       5.225                  0
GROUP I                                            229495.12                    1126.44                           360                                        356                                                       4.475                  0
GROUP I                                               124000                     903.13                           360                                        356                                                       8.365                  0
GROUP I                                               157600                    1023.09                           360                                        356                                                       7.415                  0
GROUP I                                            239875.44                    1197.38                           360                                        356                                                       5.615                  0
GROUP I                                               268720                    1442.13                           360                                        355                                                       6.065                  0
GROUP I                                            267930.88                    1382.08                           360                                        355                                                       5.815                  0
GROUP I                                               305100                    1878.91                           360                                        354                                                       5.755                  0
GROUP I                                               289080                    1527.31                           360                                        355                                                       5.965                  0
GROUP I                                               344000                    1774.47                           360                                        355                                                       5.815                  0
GROUP I                                               309440                    1854.06                           360                                        355                                                       6.815                  0
GROUP I                                             273993.3                    1493.26                           360                                        355                                                       6.165                  0
GROUP I                                               386400                     2286.2                           360                                        355                                                       6.725                  0
GROUP I                                               236000                    1130.83                           360                                        355                                                       5.375                  0
GROUP I                                               153520                     830.29                           360                                        355                                                       6.115                  0
GROUP I                                               305600                    1538.19                           360                                        355                                                       5.665                  0
GROUP I                                             270323.9                    1484.53                           360                                        355                                                       6.215                  0
GROUP I                                               368000                     2005.6                           360                                        355                                                       6.165                  0
GROUP I                                             335932.1                    1760.84                           360                                        355                                                       5.915                  0
GROUP I                                            299918.77                    1534.58                           360                                        355                                                       5.765                  0
GROUP I                                            285580.26                    1730.14                           360                                        355                                                       6.895                  0
GROUP I                                               204000                     1094.8                           360                                        355                                                       6.065                  0
GROUP I                                               208800                    1085.76                           360                                        355                                                       5.865                  0
GROUP I                                               325200                    1867.19                           360                                        355                                                       6.515                  0
GROUP I                                               256000                    1629.87                           360                                        355                                                       7.265                  0
GROUP I                                            386999.97                    1996.27                           360                                        355                                                       4.775                  0
GROUP I                                            243758.67                    1328.48                           360                                        355                                                       6.165                  0
GROUP I                                               412000                     2399.9                           360                                        355                                                       6.615                  0
GROUP I                                            325246.95                    1596.42                           360                                        355                                                       3.955                  0
GROUP I                                               440000                    2812.33                           360                                        355                                                       7.295                  0
GROUP I                                               126400                     752.08                           360                                        355                                                       6.765                  0
GROUP I                                             263926.9                    1942.63                           360                                        355                                                       7.615                  0
GROUP I                                               232000                     1641.4                           360                                        355                                                       8.115                  0
GROUP I                                               220000                     1171.5                           360                                        355                                                       6.015                  0
GROUP I                                            191178.28                    1081.75                           360                                        355                                                       5.655                  0
GROUP I                                               320000                       1704                           360                                        355                                                       6.015                  0
GROUP I                                               410000                       2337                           360                                        355                                                       5.425                  0
GROUP I                                               260000                    1395.33                           360                                        355                                                       6.065                  0
GROUP I                                            188699.12                    1004.82                           360                                        355                                                       6.015                  0
GROUP I                                               152480                     843.72                           360                                        355                                                       6.265                  0
GROUP I                                               364000                    2287.13                           360                                        355                                                       7.165                  0
GROUP I                                            291285.98                    1890.93                           360                                        355                                                       7.415                  0
GROUP I                                               548000                    2899.83                           360                                        355                                                       5.975                  0
GROUP I                                               240000                       1278                           360                                        354                                                       6.015                  0
GROUP I                                               277000                    1394.23                           360                                        355                                                       5.665                  0
GROUP I                                               391200                    2083.14                           360                                        355                                                       6.015                  0
GROUP I                                               226640                     1282.4                           360                                        355                                                       6.415                  0
GROUP I                                               239200                     1375.4                           360                                        355                                                       6.525                  0
GROUP I                                               234400                    1336.08                           360                                        355                                                       6.465                  0
GROUP I                                               314500                    1845.07                           360                                        356                                                       5.245                  0
GROUP I                                            239919.62                    1137.62                           360                                        354                                                       5.315                  0
GROUP I                                               480000                       2376                           360                                        355                                                       5.565                  0
GROUP I                                               279200                    1440.21                           360                                        355                                                       5.815                  0
GROUP I                                               513600                    2704.96                           360                                        355                                                       5.945                  0
GROUP I                                               360000                       1887                           360                                        355                                                       5.915                  0
GROUP I                                            403999.99                    2319.63                           360                                        356                                                       6.515                  0
GROUP I                                            423999.99                    2770.13                           360                                        356                                                       7.465                  0
GROUP I                                               420000                       2240                           360                                        355                                                       6.025                  0
GROUP I                                               212720                    1115.01                           360                                        355                                                       5.915                  0
GROUP I                                               224000                     1528.8                           360                                        356                                                       7.815                  0
GROUP I                                               167120                    1023.61                           360                                        356                                                       6.975                  0
GROUP I                                            314319.62                    1857.11                           360                                        356                                                       6.715                  0
GROUP I                                               340000                    1739.67                           360                                        355                                                       5.765                  0
GROUP I                                               240000                       1198                           360                                        355                                                       5.615                  0
GROUP I                                            359059.11                    1956.87                           360                                        355                                                       6.165                  0
GROUP I                                               254320                    1536.52                           360                                        355                                                       6.875                  0
GROUP I                                               378400                     2128.5                           360                                        356                                                       6.375                  0
GROUP I                                               300000                    1531.25                           360                                        357                                                        5.75                  0
GROUP I                                               335200                    1784.94                           360                                        355                                                       6.015                  0
GROUP I                                            239914.02                    1432.49                           360                                        355                                                        6.79                  0
GROUP I                                               528000                       3025                           360                                        357                                                         6.5                  0
GROUP I                                               179200                    1025.92                           360                                        355                                                       6.495                  0
GROUP I                                            239923.32                    1277.59                           360                                        355                                                       6.015                  0
GROUP I                                               560000                    2916.67                           360                                        357                                                       5.875                  0
GROUP I                                               230000                    1197.92                           360                                        356                                                       5.875                  0
GROUP I                                               276000                     1469.7                           360                                        355                                                       6.015                  0
GROUP I                                               382400                    1908.81                           360                                        355                                                       5.615                  0
GROUP I                                            330189.01                     1860.5                           360                                        356                                                           5                  0
GROUP I                                            648049.03                    3897.08                           360                                        357                                                       5.625                  0
GROUP I                                            571999.95                     3045.9                           360                                        356                                                       6.015                  0
GROUP I                                            495999.99                    2930.53                           360                                        356                                                       6.715                  0
GROUP I                                               356000                     2073.7                           360                                        356                                                       6.615                  0
GROUP I                                            507919.98                    2831.65                           360                                        356                                                       6.315                  0
GROUP I                                            143567.61                    1005.89                           360                                        356                                                       7.115                  0
GROUP I                                               252000                    1588.65                           360                                        356                                                        7.19                  0
GROUP I                                            459999.98                    3062.83                           360                                        356                                                       7.615                  0
GROUP I                                            210654.57                     1585.2                           360                                        356                                                       7.865                  0
GROUP I                                            441149.03                    2183.69                           360                                        355                                                       4.265                  0
GROUP I                                            422980.69                    2816.35                           360                                        355                                                       5.745                  0
GROUP I                                               312000                     1765.4                           360                                        355                                                       6.415                  0
GROUP I                                               332000                     1867.5                           360                                        355                                                       6.375                  0
GROUP I                                               488000                     2842.6                           360                                        355                                                       6.615                  0
GROUP I                                            283400.55                    1650.81                           360                                        355                                                       5.275                  0
GROUP I                                               387000                     1689.9                           360                                        355                                                       3.525                  0
GROUP I                                               250750                    1312.26                           360                                        355                                                       4.825                  0
GROUP I                                              75546.6                     500.03                           360                                        353                                                       6.515                  0
GROUP I                                               159920                     904.88                           360                                        354                                                       6.415                  0
GROUP I                                             60492.98                     402.06                           360                                        354                                                       6.565                  0
GROUP I                                               104000                     640.47                           360                                        355                                                       7.015                  0
GROUP I                                               134000                     780.55                           360                                        355                                                       6.615                  0
GROUP I                                               484500                     3003.9                           360                                        355                                                       6.065                  0
GROUP I                                               148604                     908.96                           360                                        355                                                       6.965                  0
GROUP I                                             248696.3                    1316.02                           360                                        355                                                       4.635                  0
GROUP I                                               121600                     809.65                           360                                        355                                                       7.615                  0
GROUP I                                             80524.72                     592.32                           360                                        355                                                       7.615                  0
GROUP I                                               104400                     590.73                           360                                        355                                                       6.415                  0
GROUP I                                               306900                    1570.31                           360                                        352                                                       4.675                  0
GROUP I                                               200000                    1498.33                           360                                        354                                                       8.615                  0
GROUP I                                               300000                       1870                           360                                        355                                                       5.805                  0
GROUP I                                               392000                    2227.87                           360                                        355                                                       6.445                  0
GROUP I                                               320000                    1677.33                           360                                        355                                                       5.915                  0
GROUP I                                            237453.92                    1135.82                           360                                        355                                                       5.365                  0
GROUP I                                            150399.52                     918.69                           360                                        355                                                       6.955                  0
GROUP I                                               252800                    1588.43                           360                                        355                                                       7.165                  0
GROUP I                                               364000                    2241.63                           360                                        355                                                       7.015                  0
GROUP I                                               228000                     1356.6                           360                                        355                                                       6.765                  0
GROUP I                                               144000                      902.4                           360                                        355                                                       7.145                  0
GROUP I                                            110696.48                     732.44                           360                                        355                                                       5.695                  0
GROUP I                                            424598.54                    2052.23                           360                                        355                                                       5.425                  0
GROUP I                                               320000                       1752                           360                                        355                                                       6.195                  0
GROUP I                                               171200                     961.57                           360                                        355                                                       6.365                  0
GROUP I                                            195020.76                     973.48                           360                                        355                                                       5.615                  0
GROUP I                                               304000                     1466.8                           360                                        355                                                       5.415                  0
GROUP I                                               287120                    1397.32                           360                                        355                                                       5.465                  0
GROUP I                                               175960                     966.31                           360                                        355                                                       6.215                  0
GROUP I                                            123199.34                     702.24                           360                                        355                                                       6.465                  0
GROUP I                                               230000                    1387.67                           360                                        355                                                       6.865                  0
GROUP I                                            129529.12                     860.19                           360                                        355                                                       6.565                  0
GROUP I                                               167200                     918.21                           360                                        355                                                       6.215                  0
GROUP I                                               136000                     763.87                           360                                        355                                                       6.365                  0
GROUP I                                               102000                     594.15                           360                                        355                                                       6.615                  0
GROUP I                                               247200                    1210.25                           360                                        356                                                         5.5                  0
GROUP I                                               464000                    2271.67                           360                                        357                                                         5.5                  0
GROUP I                                               660000                       3300                           360                                        357                                                       5.625                  0
GROUP I                                            528799.33                    2864.33                           360                                        357                                                       6.125                  0
GROUP I                                            142118.36                     893.22                           360                                        355                                                       6.025                  0
GROUP I                                                99200                     528.24                           360                                        355                                                       6.015                  0
GROUP I                                               410320                    2176.41                           360                                        355                                                        5.99                  0
GROUP I                                               116000                     612.87                           360                                        355                                                       5.965                  0
GROUP I                                            125859.23                      827.4                           360                                        355                                                       6.465                  0
GROUP I                                               292000                     1627.9                           360                                        355                                                       6.315                  0
GROUP I                                            422996.71                    2423.42                           360                                        355                                                        5.16                  0
GROUP I                                               169700                     931.94                           360                                        355                                                       6.215                  0
GROUP I                                               335920                    1956.73                           360                                        355                                                       6.615                  0
GROUP I                                            527848.46                    2524.88                           360                                        355                                                       5.365                  0
GROUP I                                               329600                    1576.59                           360                                        355                                                       5.365                  0
GROUP I                                               268400                     1451.6                           360                                        355                                                       6.115                  0
GROUP I                                               463900                    2744.74                           360                                        355                                                       6.725                  0
GROUP I                                               280000                       1491                           360                                        355                                                       4.205                  0
GROUP I                                               392000                    1973.07                           360                                        355                                                       5.665                  0
GROUP I                                            191202.27                    1276.09                           360                                        355                                                       6.615                  0
GROUP I                                               198320                       1023                           360                                        355                                                       5.815                  0
GROUP I                                               186400                    1140.15                           360                                        355                                                       6.965                  0
GROUP I                                               408000                     2223.6                           360                                        355                                                       6.165                  0
GROUP I                                            275000.02                    1340.63                           360                                        355                                                       5.475                  0
GROUP I                                                96600                     583.63                           360                                        357                                                       6.875                  0
GROUP I                                               161000                     872.08                           360                                        357                                                       6.125                  0
GROUP I                                            209900.01                    1027.64                           360                                        357                                                         5.5                  0
GROUP I                                               138500                     923.33                           360                                        357                                                       7.625                  0
GROUP I                                              1000000                       6250                           360                                        357                                                       7.125                  0
GROUP I                                            191620.67                    1425.59                           360                                        357                                                        7.75                  0
GROUP I                                               415200                    2418.54                           360                                        357                                                       6.615                  0
GROUP I                                            444323.79                    2823.31                           360                                        357                                                        7.25                  0
GROUP I                                            229482.52                    1384.54                           360                                        355                                                       5.245                  0
GROUP I                                               156000                      877.5                           360                                        355                                                       6.375                  0
GROUP I                                            323432.89                    1641.42                           360                                        355                                                       5.715                  0
GROUP I                                               148000                     837.43                           360                                        355                                                       6.415                  0
GROUP I                                            250000.03                    1440.63                           360                                        355                                                        6.54                  0
GROUP I                                             155349.3                    1034.73                           360                                        355                                                       6.595                  0
GROUP I                                               180000                        996                           360                                        355                                                       5.005                  0
GROUP I                                               204800                    1201.49                           360                                        355                                                       6.665                  0
GROUP I                                               198000                     1029.6                           360                                        355                                                       5.865                  0
GROUP I                                            128765.17                      696.4                           360                                        355                                                       6.115                  0
GROUP I                                               129600                     803.52                           360                                        355                                                       7.065                  0
GROUP I                                               328000                    2047.27                           360                                        355                                                       7.115                  0
GROUP I                                               135200                     900.21                           360                                        355                                                       7.615                  0
GROUP I                                               223500                    1115.64                           360                                        355                                                       4.005                  0
GROUP I                                               176000                     951.87                           360                                        355                                                       6.115                  0
GROUP I                                               225643                    1323.77                           360                                        355                                                       6.665                  0
GROUP I                                               288000                     1677.6                           360                                        355                                                       6.615                  0
GROUP I                                            487000.01                    2836.78                           360                                        355                                                       6.615                  0
GROUP I                                             91995.79                     486.04                           360                                        355                                                       5.965                  0
GROUP I                                               224000                    1049.07                           360                                        355                                                       5.245                  0
GROUP I                                               308000                    1858.27                           360                                        355                                                       6.865                  0
GROUP I                                               412000                     1936.4                           360                                        355                                                       5.265                  0
GROUP I                                               429600                     2595.5                           360                                        357                                                       6.875                  0
GROUP I                                            240359.27                    1851.54                           360                                        357                                                       8.125                  0
GROUP I                                               190800                    1291.88                           360                                        357                                                        7.75                  0
GROUP I                                            104789.92                     676.77                           360                                        357                                                       7.375                  0
GROUP I                                               428000                    2987.08                           360                                        357                                                           8                  0
GROUP I                                               180800                    1111.17                           360                                        357                                                           7                  0
GROUP I                                               488000                       2745                           360                                        357                                                       6.375                  0
GROUP I                                               246300                    1308.47                           360                                        357                                                           6                  0
GROUP I                                               393750                    2050.78                           360                                        357                                                       5.875                  0
GROUP I                                               157592                    1017.78                           360                                        357                                                       7.375                  0
GROUP I                                               433500                    2236.14                           360                                        355                                                       4.515                  0
GROUP I                                               232000                    1254.73                           360                                        355                                                       6.115                  0
GROUP I                                               291200                    1850.33                           360                                        357                                                        7.25                  0
GROUP I                                               635000                    3307.29                           360                                        357                                                       5.875                  0
GROUP I                                               260800                    1575.67                           360                                        357                                                       6.875                  0
GROUP I                                               318800                    2224.96                           360                                        357                                                           8                  0
GROUP I                                               688000                    4873.33                           360                                        357                                                       8.125                  0
GROUP I                                               420000                     2481.5                           360                                        356                                                       6.715                  0
GROUP I                                               218400                    1372.28                           360                                        356                                                       7.165                  0
GROUP I                                               704000                       3960                           360                                        358                                                       6.375                  0
GROUP I                                            304424.29                    1963.03                           360                                        356                                                       7.363                  0
GROUP I                                               245600                     1350.8                           360                                        356                                                       6.225                  0
GROUP I                                               219800                    1419.54                           360                                        357                                                       7.375                  0
GROUP I                                               206400                       1161                           360                                        357                                                       6.375                  0
GROUP I                                               640000                    4066.67                           360                                        357                                                        7.25                  0
GROUP I                                               151992                     934.12                           360                                        357                                                           7                  0
GROUP I                                               222720                     1368.8                           360                                        357                                                           7                  0
GROUP I                                               528500                    3523.33                           360                                        357                                                       7.625                  0
GROUP I                                             315224.5                    2427.53                           360                                        356                                                       8.115                  0
GROUP I                                            398027.35                    2818.66                           360                                        356                                                       7.225                  0
GROUP I                                               548800                    2972.67                           360                                        357                                                       6.125                  0
GROUP I                                               480000                       3150                           360                                        357                                                         7.5                  0
GROUP I                                               192000                       1280                           360                                        356                                                       7.625                  0
GROUP I                                             250144.8                    1582.17                           360                                        356                                                       7.215                  0
GROUP I                                               332000                    2351.67                           360                                        357                                                       8.125                  0
GROUP I                                               259794                    1623.71                           360                                        357                                                       7.125                  0
GROUP I                                               435000                    2492.19                           360                                        357                                                         6.5                  0
GROUP I                                               136500                     853.13                           360                                        357                                                       7.125                  0
GROUP I                                               239600                    1597.33                           360                                        357                                                       7.625                  0
GROUP I                                               224000                    1283.33                           360                                        357                                                         6.5                  0
GROUP I                                               300000                       1750                           360                                        357                                                       6.625                  0
GROUP I                                            223866.86                    1375.85                           360                                        357                                                           7                  0
GROUP I                                               413000                    2323.13                           360                                        357                                                       6.375                  0
GROUP I                                               184800                    1168.86                           360                                        355                                                       7.215                  0
GROUP I                                               540000                       2970                           360                                        356                                                       6.225                  0
GROUP I                                               544000                     3168.8                           360                                        356                                                       6.615                  0
GROUP I                                               544000                     3515.6                           360                                        356                                                        7.38                  0
GROUP I                                               553500                    3171.09                           360                                        356                                                        5.71                  0
GROUP I                                               564000                    3292.35                           360                                        356                                                        6.63                  0
GROUP I                                            580499.61                    4160.25                           360                                        355                                                       6.355                  0
GROUP I                                               632000                    3518.13                           360                                        355                                                       6.305                  0
GROUP I                                               488000                     2592.5                           360                                        357                                                           6                  0
GROUP I                                               435200                    2212.27                           360                                        355                                                       5.725                  0
GROUP I                                               348000                     2195.3                           360                                        355                                                       7.195                  0
GROUP I                                            261123.93                    1521.05                           360                                        355                                                       6.615                  0
GROUP I                                             97598.06                     550.62                           360                                        355                                                       6.395                  0
GROUP I                                               182000                    1023.75                           360                                        357                                                       6.375                  0
GROUP I                                               124000                     649.97                           360                                        355                                                       5.915                  0
GROUP I                                               132720                     773.09                           360                                        355                                                       6.615                  0
GROUP I                                               195840                    1051.01                           360                                        355                                                       6.065                  0
GROUP I                                               215200                    1253.54                           360                                        355                                                       6.615                  0
GROUP I                                             197154.1                    1214.14                           360                                        354                                                       7.015                  0
GROUP I                                            119919.13                     713.52                           360                                        355                                                       6.765                  0
GROUP I                                               190000                    1266.67                           360                                        357                                                       7.625                  0
GROUP I                                               148000                     948.43                           360                                        355                                                       7.315                  0
GROUP I                                               148000                      714.1                           360                                        355                                                       5.415                  0
GROUP I                                               220500                    1561.88                           360                                        357                                                       7.015                  0
GROUP I                                               500000                    3020.83                           360                                        357                                                       6.875                  0
GROUP I                                               324000                     2092.5                           360                                        345                                                       7.375                  0
GROUP I                                               340000                       2125                           360                                        357                                                       7.125                  0
GROUP I                                               297440                    1744.98                           360                                        355                                                       6.665                  0
GROUP I                                               227209                    1134.15                           360                                        355                                                       5.615                  0
GROUP I                                               306000                     1412.7                           360                                        355                                                       3.935                  0
GROUP I                                               468000                     2258.1                           360                                        355                                                       5.415                  0
GROUP I                                               300000                     1687.5                           360                                        357                                                       6.375                  0
GROUP I                                               300000                       1735                           360                                        355                                                       6.565                  0
GROUP I                                               300800                    1338.56                           360                                        355                                                       4.965                  0
GROUP I                                               432000                       2826                           360                                        355                                                       7.475                  0
GROUP I                                               163200                        935                           360                                        357                                                         6.5                  0
GROUP I                                               371250                    2320.31                           360                                        357                                                       7.125                  0
GROUP I                                               284000                    1686.25                           360                                        357                                                        6.75                  0
GROUP I                                               300000                     1472.5                           360                                        355                                                       5.515                  0
GROUP I                                               190000                        988                           360                                        355                                                       5.865                  0
GROUP I                                               270000                     1687.5                           360                                        357                                                       7.125                  0
GROUP I                                               220000                    1168.75                           360                                        357                                                           6                  0
GROUP I                                               272000                    1728.33                           360                                        357                                                        7.25                  0
GROUP I                                               192500                    1203.13                           360                                        357                                                       7.125                  0
GROUP I                                               188300                     969.75                           360                                        355                                                       5.805                  0
GROUP I                                            127180.05                     681.26                           360                                        354                                                       6.053                  0
GROUP I                                            215583.08                    1622.74                           360                                        357                                                       7.875                  0
GROUP I                                            114366.26                     651.89                           360                                        354                                                       6.465                  0
GROUP I                                               268000                     1695.1                           360                                        355                                                       7.215                  0
GROUP I                                             117432.4                     615.54                           360                                        355                                                       5.915                  0
GROUP I                                             96826.69                     672.33                           360                                        355                                                       7.015                  0
GROUP I                                               200000                       1390                           360                                        355                                                       7.965                  0
GROUP I                                               200000                       1270                           360                                        355                                                       7.245                  0
GROUP I                                               160000                       1050                           360                                        357                                                         7.5                  0
GROUP I                                            158151.74                    1303.12                           360                                        357                                                       8.875                  0
GROUP I                                               187600                    1133.42                           360                                        357                                                       6.875                  0
GROUP I                                            125120.26                     661.05                           360                                        352                                                       5.965                  0
GROUP I                                            135992.42                     741.16                           360                                        355                                                       6.165                  0
GROUP I                                            189542.72                    1145.15                           360                                        357                                                       6.875                  0
GROUP I                                            113598.87                     803.71                           360                                        355                                                       8.115                  0
GROUP I                                               119920                     786.98                           360                                        357                                                         7.5                  0
GROUP I                                             397961.6                    2238.53                           360                                        356                                                       6.375                  0
GROUP I                                               240000                       1458                           360                                        355                                                       6.915                  0
GROUP I                                               300000                     1822.5                           360                                        355                                                       6.915                  0
GROUP I                                               400000                    2083.33                           360                                        356                                                       5.875                  0
GROUP I                                               496000                    2841.67                           360                                        356                                                         6.5                  0
GROUP I                                               436000                    2134.58                           360                                        356                                                         5.5                  0
GROUP I                                            164877.63                    1072.98                           360                                        355                                                       6.365                  0
GROUP I                                               234000                    1246.05                           360                                        355                                                       4.205                  0
GROUP I                                               320000                    1866.67                           360                                        356                                                       6.625                  0
GROUP I                                             391267.5                    2231.41                           360                                        356                                                       5.125                  0
GROUP I                                               540000                    2981.25                           360                                        356                                                        6.25                  0
GROUP I                                               326000                    1867.71                           360                                        356                                                         6.5                  0
GROUP I                                                92800                     567.63                           360                                        355                                                       6.965                  0
GROUP I                                                95920                     518.77                           360                                        355                                                       6.115                  0
GROUP I                                               587950                    3123.48                           360                                        357                                                           6                  0
GROUP I                                               416000                    2166.67                           360                                        357                                                       5.875                  0
GROUP I                                               260000                    1354.17                           360                                        356                                                       5.875                  0
GROUP I                                               276800                    1326.33                           360                                        356                                                       5.375                  0
GROUP I                                             471082.2                    2355.41                           360                                        356                                                       5.625                  0
GROUP I                                               120000                        714                           360                                        355                                                       6.765                  0
GROUP I                                               234390                    1355.56                           360                                        355                                                       6.565                  0
GROUP I                                               325000                    1658.85                           360                                        356                                                        5.75                  0
GROUP I                                               408000                       1870                           360                                        356                                                       5.125                  0
GROUP I                                               230700                    1562.03                           360                                        356                                                        7.75                  0
GROUP I                                               157600                    1050.67                           360                                        356                                                       7.625                  0
GROUP I                                               159920                    1066.13                           360                                        356                                                       7.625                  0
GROUP I                                               346550                    1985.44                           360                                        357                                                         6.5                  0
GROUP I                                            210727.38                    1163.39                           360                                        356                                                        6.25                  0
GROUP I                                            125688.35                     838.28                           360                                        357                                                       6.625                  0
GROUP I                                               406400                    2455.33                           360                                        346                                                       6.875                  0
GROUP I                                            419997.01                    2668.73                           360                                        358                                                        7.25                  0
GROUP I                                               228000                    1306.25                           360                                        357                                                         6.5                  0
GROUP I                                               311500                     1622.4                           360                                        357                                                       5.875                  0
GROUP I                                            222634.22                    1466.27                           360                                        357                                                         6.5                  0
GROUP I                                               224510                    1008.42                           360                                        355                                                       5.015                  0
GROUP I                                            247000.01                    1253.53                           360                                        354                                                       5.715                  0
GROUP I                                            143490.13                     939.38                           360                                        354                                                       6.415                  0
GROUP I                                               192000                       1220                           360                                        357                                                        7.25                  0
GROUP I                                               271950                    1501.39                           360                                        356                                                        6.25                  0
GROUP I                                               287000                    1823.65                           360                                        356                                                        7.25                  0
GROUP I                                               213934                    1292.52                           360                                        356                                                       6.875                  0
GROUP I                                               280820                    1989.14                           360                                        357                                                       8.125                  0
GROUP I                                               430000                    2329.17                           360                                        357                                                       6.125                  0
GROUP I                                             83892.51                     631.06                           360                                        358                                                       7.875                  0
GROUP I                                             69229.12                     462.05                           360                                        355                                                       6.615                  0
GROUP I                                               110400                     620.08                           360                                        356                                                       6.365                  0
GROUP I                                            311401.99                    1848.95                           360                                        357                                                        6.75                  0
GROUP I                                               286300                     1667.7                           360                                        357                                                       6.615                  0
GROUP I                                               201000                    1151.56                           360                                        356                                                         6.5                  0
GROUP I                                               153750                     857.16                           360                                        355                                                       6.315                  0
GROUP I                                               118400                     615.68                           360                                        356                                                       5.865                  0
GROUP I                                               360000                       1797                           360                                        355                                                       5.615                  0
GROUP I                                               106800                     622.11                           360                                        355                                                       6.615                  0
GROUP I                                               224000                    1286.13                           360                                        355                                                       6.515                  0
GROUP I                                               306000                     1642.2                           360                                        355                                                       5.025                  0
GROUP I                                               256000                    1565.87                           360                                        355                                                       6.965                  0
GROUP I                                               380000                       2375                           360                                        357                                                       7.125                  0
GROUP I                                            143693.13                    1031.63                           360                                        357                                                       7.375                  0
GROUP I                                            417560.42                    2522.76                           360                                        357                                                       6.875                  0
GROUP I                                               532000                    3491.25                           360                                        357                                                         7.5                  0
GROUP I                                               280000                    1633.33                           360                                        356                                                       6.625                  0
GROUP I                                               136000                     844.33                           360                                        357                                                       7.075                  0
GROUP I                                               180850                     960.77                           360                                        357                                                           6                  0
GROUP I                                               376500                    2000.16                           360                                        357                                                           6                  0
GROUP I                                               608000                    3445.33                           360                                        356                                                       6.425                  0
GROUP I                                               146800                     932.79                           360                                        357                                                        7.25                  0
GROUP I                                               225000                    1476.56                           360                                        357                                                         7.5                  0
GROUP I                                               194150                    1193.21                           360                                        357                                                           7                  0
GROUP I                                               744000                     4572.5                           360                                        357                                                           7                  0
GROUP I                                               560000                    3558.33                           360                                        357                                                        7.25                  0
GROUP I                                               680000                    4108.33                           360                                        357                                                       6.875                  0
GROUP I                                               304000                       2090                           360                                        357                                                       7.875                  0
GROUP I                                               328100                    1913.92                           360                                        357                                                       6.625                  0
GROUP I                                               552000                     3215.4                           360                                        357                                                       6.615                  0
GROUP I                                            203499.98                    1229.48                           360                                        356                                                       6.875                  0
GROUP I                                               999999                    5937.49                           360                                        355                                                        6.75                  0
GROUP I                                               189000                     984.38                           360                                        356                                                       5.875                  0
GROUP I                                             163328.2                     935.73                           360                                        356                                                         6.5                  0
GROUP I                                               159000                     960.63                           360                                        356                                                       6.875                  0
GROUP I                                            387199.96                    2258.67                           360                                        354                                                       6.625                  0
GROUP I                                               158600                     892.13                           360                                        356                                                       6.375                  0
GROUP I                                               319920                    1804.88                           360                                        355                                                       6.395                  0
GROUP I                                            227990.42                    1128.55                           360                                        353                                                       5.565                  0
GROUP I                                               140000                      787.5                           360                                        354                                                       6.375                  0
GROUP I                                               121117                      693.9                           360                                        357                                                         6.5                  0
GROUP I                                               143430                     896.44                           360                                        357                                                       7.125                  0
GROUP I                                            140798.31                     996.15                           360                                        355                                                       8.115                  0
GROUP I                                             93131.42                     621.56                           360                                        355                                                       6.615                  0
GROUP I                                               559200                    3436.75                           360                                        357                                                           7                  0
GROUP I                                               228000                     1187.5                           360                                        355                                                       5.875                  0
GROUP I                                               199650                    1060.64                           360                                        356                                                           6                  0
GROUP I                                               167993                    1014.96                           360                                        357                                                       6.875                  0
GROUP I                                             95949.73                     510.93                           360                                        356                                                       6.015                  0
GROUP I                                               135500                     772.35                           360                                        356                                                       5.465                  0
GROUP I                                               152872                     960.55                           360                                        355                                                       7.165                  0
GROUP I                                               112000                     605.73                           360                                        355                                                       6.115                  0
GROUP I                                            303999.13                    1758.13                           360                                        354                                                       6.565                  0
GROUP I                                               119920                     703.53                           360                                        355                                                       6.665                  0
GROUP I                                               167200                     841.57                           360                                        355                                                       5.665                  0
GROUP I                                               144193                     856.15                           360                                        357                                                        6.75                  0
GROUP I                                               186150                    1047.09                           360                                        356                                                       6.375                  0
GROUP I                                            256924.38                    1364.91                           360                                        355                                                           6                  0
GROUP I                                               260000                    1516.67                           360                                        355                                                       6.625                  0
GROUP I                                            212350.67                    1215.58                           360                                        356                                                        8.25                  0
GROUP I                                               302680                    1639.52                           360                                        357                                                       6.125                  0
GROUP I                                            151390.32                    1101.53                           360                                        355                                                         7.5                  0
GROUP I                                               130544                     845.27                           360                                        355                                                       7.395                  0
GROUP I                                               178493                    1096.99                           360                                        357                                                           7                  0
GROUP I                                               167192                    1184.28                           360                                        357                                                       8.125                  0
GROUP I                                            265596.06                    1569.23                           360                                        355                                                       6.715                  0
GROUP I                                               240000                       1278                           360                                        355                                                       6.015                  0
GROUP I                                               136000                     878.33                           360                                        357                                                       7.375                  0
GROUP I                                               141600                     821.28                           360                                        355                                                       6.585                  0
GROUP I                                               150380                     738.12                           360                                        352                                                       5.515                  0
GROUP I                                               227000                    1218.23                           360                                        355                                                       6.065                  0
GROUP I                                            183298.63                     951.63                           360                                        355                                                       5.855                  0
GROUP I                                            135285.65                      849.3                           360                                        355                                                       6.015                  0
GROUP I                                               385000                    2563.46                           360                                        355                                                       5.745                  0
GROUP I                                               136000                      775.2                           360                                        355                                                       6.465                  0
GROUP I                                            148807.04                     870.18                           360                                        355                                                       5.345                  0
GROUP I                                               252000                     1453.2                           360                                        355                                                       6.545                  0
GROUP I                                               174400                    1103.08                           360                                        355                                                       7.215                  0
GROUP I                                            178251.14                    1183.81                           360                                        355                                                       6.565                  0
GROUP I                                             71281.55                     459.17                           360                                        355                                                       6.265                  0
GROUP I                                            267770.45                    1626.71                           360                                        355                                                       6.915                  0
GROUP I                                              88387.2                     578.32                           360                                        355                                                       6.415                  0
GROUP I                                             93213.36                     623.98                           360                                        355                                                       6.645                  0
GROUP I                                               280000                       1526                           360                                        355                                                       6.165                  0
GROUP I                                               220000                    1244.83                           360                                        355                                                       6.415                  0
GROUP I                                             74511.51                     517.39                           360                                        355                                                       7.015                  0
GROUP I                                            404998.11                    2021.62                           360                                        355                                                       4.355                  0
GROUP I                                               122400                     718.08                           360                                        355                                                       5.245                  0
GROUP I                                               310916                     1720.4                           360                                        355                                                       6.265                  0
GROUP I                                             99472.74                     639.98                           360                                        355                                                       6.245                  0
GROUP I                                            127444.87                     831.91                           360                                        355                                                       6.395                  0
GROUP I                                               154400                     925.11                           360                                        356                                                       6.815                  0
GROUP I                                            436497.11                     2397.1                           360                                        356                                                       4.735                  0
GROUP I                                            100399.85                     630.85                           360                                        355                                                       7.165                  0
GROUP I                                               126400                     609.88                           360                                        356                                                       5.415                  0
GROUP I                                               178000                    1051.68                           360                                        355                                                       6.715                  0
GROUP I                                            109389.37                     690.94                           360                                        355                                                       6.065                  0
GROUP I                                             76319.72                     473.38                           360                                        355                                                       5.895                  0
GROUP I                                               196000                    1163.75                           360                                        357                                                        6.75                  0
GROUP I                                               366400                    2213.67                           360                                        358                                                       6.875                  0
GROUP I                                               248000                    1446.67                           360                                        357                                                       6.625                  0
GROUP I                                               527900                     2639.5                           360                                        357                                                       5.625                  0
GROUP I                                              1100000                     7562.5                           360                                        357                                                       7.875                  0
GROUP I                                               588000                     3126.2                           360                                        357                                                       6.005                  0
GROUP I                                            128924.97                     778.92                           360                                        357                                                       6.875                  0
GROUP I                                               251200                    1282.17                           360                                        357                                                        5.75                  0
GROUP I                                               204700                     1300.7                           360                                        357                                                        7.25                  0
GROUP I                                               102900                     610.97                           360                                        357                                                        6.75                  0
GROUP I                                            247922.76                    1549.52                           360                                        357                                                       7.125                  0
GROUP I                                               472000                     3392.5                           360                                        357                                                        8.25                  0
GROUP I                                               740000                    3931.25                           360                                        357                                                           6                  0
GROUP I                                               280000                    1545.83                           360                                        358                                                        6.25                  0
GROUP I                                               440000                    3620.83                           360                                        357                                                         9.5                  0
GROUP I                                            488920.21                    3896.67                           360                                        357                                                         8.5                  0
GROUP I                                               134250                     825.08                           360                                        357                                                           7                  0
GROUP I                                               640000                       4200                           360                                        358                                                         7.5                  0
GROUP I                                               842000                    6928.96                           360                                        357                                                         9.5                  0
GROUP I                                            170036.39                    1220.77                           360                                        357                                                       7.375                  0
GROUP I                                               176000                    1026.67                           360                                        357                                                       6.625                  0
GROUP I                                               268000                    1563.33                           360                                        357                                                       6.625                  0
GROUP I                                               380750                    2022.73                           360                                        357                                                           6                  0
GROUP I                                               145000                     972.71                           360                                        357                                                       7.675                  0
GROUP I                                             159584.4                    1037.76                           360                                        357                                                       6.375                  0
GROUP I                                               319200                     1928.5                           360                                        357                                                       6.875                  0
GROUP I                                               460000                    2539.58                           360                                        357                                                        6.25                  0
GROUP I                                               162300                    1014.38                           360                                        358                                                       7.125                  0
GROUP I                                               106400                     576.33                           360                                        357                                                       6.125                  0
GROUP I                                            110343.75                     696.09                           360                                        355                                                       7.195                  0
GROUP I                                               125600                     830.01                           360                                        355                                                       7.555                  0
GROUP I                                               167200                     869.44                           360                                        355                                                       5.865                  0
GROUP I                                               119200                     714.21                           360                                        355                                                       6.815                  0
GROUP I                                             82022.74                     520.28                           360                                        355                                                       6.115                  0
GROUP I                                             82665.14                     560.03                           360                                        355                                                       6.765                  0
GROUP I                                               304000                    1517.47                           360                                        355                                                       5.615                  0
GROUP I                                            101753.96                     656.69                           360                                        353                                                       6.265                  0
GROUP I                                            123118.64                     706.91                           360                                        355                                                       6.515                  0
GROUP I                                               189600                    1025.42                           360                                        355                                                       6.115                  0
GROUP I                                               156000                      941.2                           360                                        355                                                       6.865                  0
GROUP I                                            191173.48                    1256.82                           360                                        355                                                       6.465                  0
GROUP I                                               276000                     1883.7                           360                                        355                                                       7.815                  0
GROUP I                                               214400                    1400.75                           360                                        355                                                       7.465                  0
GROUP I                                               236000                     1522.2                           360                                        355                                                       7.365                  0
GROUP I                                               197200                    1074.74                           360                                        355                                                       6.165                  0
GROUP I                                               154200                      899.5                           360                                        357                                                       6.625                  0
GROUP I                                               402800                    2312.74                           360                                        355                                                       6.515                  0
GROUP I                                             82060.96                     550.42                           360                                        355                                                       6.665                  0
GROUP I                                               159920                     748.96                           360                                        355                                                       5.245                  0
GROUP I                                               144000                      784.8                           360                                        355                                                       6.165                  0
GROUP I                                            166699.73                     885.59                           360                                        357                                                           6                  0
GROUP I                                               517200                       2586                           360                                        357                                                       5.625                  0
GROUP I                                               293934                    1408.43                           360                                        352                                                       5.375                  0
GROUP I                                             143977.5                     929.85                           360                                        354                                                       7.375                  0
GROUP I                                               166400                    1265.33                           360                                        354                                                        8.75                  0
GROUP I                                               122430                     752.43                           360                                        357                                                           7                  0
GROUP I                                               178050                     945.89                           360                                        357                                                           6                  0
GROUP I                                            309967.08                    1614.41                           360                                        354                                                       5.875                  0
GROUP I                                               236000                    1671.67                           360                                        356                                                       8.125                  0
GROUP I                                            197371.56                    1303.25                           360                                        354                                                         6.5                  0
GROUP I                                               414000                    2199.38                           360                                        355                                                           6                  0
GROUP I                                               108332                     563.33                           360                                        355                                                       5.865                  0
GROUP I                                               144000                      784.8                           360                                        355                                                       6.165                  0
GROUP I                                               490000                    3011.46                           360                                        356                                                           7                  0
GROUP I                                               159367                    1012.64                           360                                        357                                                        7.25                  0
GROUP I                                                80000                        550                           360                                        356                                                       7.875                  0
GROUP I                                               474000                    2913.13                           360                                        356                                                           7                  0
GROUP I                                               239600                    1545.42                           360                                        356                                                       7.365                  0
GROUP I                                             67968.15                     488.68                           360                                        355                                                       7.375                  0
GROUP I                                               147630                    1030.33                           360                                        356                                                        6.84                  0
GROUP I                                             66300.73                     464.98                           360                                        356                                                       7.125                  0
GROUP I                                               209600                    1397.33                           360                                        356                                                       7.625                  0
GROUP I                                               248000                    1498.33                           360                                        356                                                       6.875                  0
GROUP I                                               199999                    1249.99                           360                                        356                                                       7.125                  0
GROUP I                                               285000                    1454.69                           360                                        356                                                        5.75                  0
GROUP I                                               130200                     732.38                           360                                        355                                                       6.375                  0
GROUP I                                               132800                     760.83                           360                                        356                                                         6.5                  0
GROUP I                                               145377                     878.32                           360                                        356                                                       6.875                  0
GROUP I                                               167013                     974.24                           360                                        356                                                       6.625                  0
GROUP I                                               160000                     916.67                           360                                        356                                                         6.5                  0
GROUP I                                               148000                     894.17                           360                                        356                                                       6.875                  0
GROUP I                                               324800                    1657.83                           360                                        356                                                        5.75                  0
GROUP I                                               235700                    1473.13                           360                                        355                                                       7.125                  0
GROUP I                                               120400                     727.42                           360                                        356                                                       6.875                  0
GROUP I                                            133921.75                     860.58                           360                                        356                                                        6.25                  0
GROUP I                                            142540.09                     854.05                           360                                        355                                                       6.815                  0
GROUP I                                            236996.23                       1341                           360                                        355                                                       4.935                  0
GROUP I                                               296000                    1819.17                           360                                        356                                                           7                  0
GROUP I                                               340000                     2337.5                           360                                        357                                                       7.875                  0
GROUP I                                               228000                    1306.25                           360                                        357                                                         6.5                  0
GROUP I                                               160000                        932                           360                                        357                                                       6.615                  0
GROUP I                                            203308.57                    1340.13                           360                                        356                                                         6.5                  0
GROUP I                                               272000                       1445                           360                                        356                                                           6                  0
GROUP I                                               268800                       1512                           360                                        356                                                       6.375                  0
GROUP I                                               294400                       1656                           360                                        356                                                       6.375                  0
GROUP I                                               325000                    1760.42                           360                                        356                                                       6.125                  0
GROUP I                                            227208.16                     1478.8                           360                                        356                                                       6.375                  0
GROUP I                                               381000                    2262.19                           360                                        356                                                        6.24                  0
GROUP I                                               334800                    2336.63                           360                                        356                                                        6.78                  0
GROUP I                                               272000                    1643.33                           360                                        356                                                       6.875                  0
GROUP I                                               200000                    1166.67                           360                                        356                                                       6.625                  0
GROUP I                                               433000                    2345.42                           360                                        356                                                       6.125                  0
GROUP I                                               272000                    1416.67                           360                                        356                                                       5.875                  0
GROUP I                                               498400                     2803.5                           360                                        356                                                       6.375                  0
GROUP I                                            147086.98                     922.83                           360                                        354                                                           6                  0
GROUP I                                            237523.67                    1750.03                           360                                        354                                                       7.625                  0
GROUP I                                             50577.47                     342.42                           360                                        354                                                        6.75                  0
GROUP I                                               277400                    1560.38                           360                                        355                                                       6.375                  0
GROUP I                                               480000                       3050                           360                                        356                                                        7.25                  0
GROUP I                                             70199.34                     504.35                           360                                        356                                                       7.375                  0
GROUP I                                               135920                     821.18                           360                                        356                                                       6.875                  0
GROUP I                                               110000                     687.41                           360                                        356                                                       7.124                  0
GROUP I                                             139026.5                     825.47                           360                                        356                                                        6.75                  0
GROUP I                                             86153.71                     618.98                           360                                        356                                                       7.375                  0
GROUP I                                               108000                     753.75                           360                                        356                                                           8                  0
GROUP I                                               161250                    1108.59                           360                                        356                                                       7.875                  0
GROUP I                                             152320.2                     983.73                           360                                        356                                                       7.375                  0
GROUP I                                               168000                       1015                           360                                        356                                                       6.875                  0
GROUP I                                               215920                    1304.52                           360                                        354                                                       6.875                  0
GROUP I                                               190240                    1089.92                           360                                        356                                                         6.5                  0
GROUP I                                               164000                    1059.17                           360                                        356                                                       7.375                  0
GROUP I                                               216505                    1578.68                           360                                        356                                                       7.375                  0
GROUP I                                             74071.73                      526.6                           360                                        354                                                        7.25                  0
GROUP I                                                98000                      612.5                           360                                        356                                                       7.125                  0
GROUP I                                                88500                     580.78                           360                                        356                                                         7.5                  0
GROUP I                                               142400                     904.83                           360                                        356                                                        7.25                  0
GROUP I                                               136000                     906.55                           360                                        356                                                       7.624                  0
GROUP I                                               219750                       1465                           360                                        356                                                       7.625                  0
GROUP I                                               375200                    2032.33                           360                                        356                                                       6.125                  0
GROUP I                                            410825.54                    2951.62                           360                                        356                                                       7.375                  0
GROUP I                                               227950                    1210.98                           360                                        356                                                           6                  0
GROUP I                                               292000                    1490.42                           360                                        356                                                        5.75                  0
GROUP I                                               400000                    2458.33                           360                                        356                                                           7                  0
GROUP I                                               213600                    1401.75                           360                                        355                                                         7.5                  0
GROUP I                                               287200                    1555.67                           360                                        356                                                       6.125                  0
GROUP I                                               350000                    1822.92                           360                                        356                                                       5.875                  0
GROUP I                                               600000                       3000                           360                                        356                                                       5.625                  0
GROUP I                                               520000                     3737.5                           360                                        356                                                        8.25                  0
GROUP I                                               185050                    1156.56                           360                                        356                                                       7.125                  0
GROUP I                                               112000                     653.33                           360                                        356                                                       6.625                  0
GROUP I                                                88000                        495                           360                                        356                                                       6.375                  0
GROUP I                                                91000                     654.06                           360                                        356                                                        6.96                  0
GROUP I                                               197244                    1212.23                           360                                        356                                                           7                  0
GROUP I                                               226000                    1436.04                           360                                        356                                                        7.25                  0
GROUP I                                               182378                    1202.18                           360                                        356                                                         6.5                  0
GROUP I                                               148800                      821.5                           360                                        356                                                        6.25                  0
GROUP I                                               153676                     944.47                           360                                        356                                                           7                  0
GROUP I                                               213600                     1201.5                           360                                        356                                                       6.375                  0
GROUP I                                                92000                     479.17                           360                                        355                                                       5.875                  0
GROUP I                                               223500                    1327.03                           360                                        356                                                        6.75                  0
GROUP I                                               330552                    2375.84                           360                                        355                                                         7.1                  0
GROUP I                                               120000                      737.5                           360                                        356                                                           7                  0
GROUP I                                               158149                     939.01                           360                                        356                                                        6.75                  0
GROUP I                                               154133                     963.33                           360                                        356                                                       7.125                  0
GROUP I                                            186024.33                    1298.29                           360                                        356                                                         6.7                  0
GROUP I                                               164400                     856.25                           360                                        356                                                       5.875                  0
GROUP I                                               236700                    1430.06                           360                                        356                                                       6.875                  0
GROUP I                                            174914.45                    1147.88                           360                                        356                                                         7.5                  0
GROUP I                                            188359.37                     1241.6                           360                                        356                                                         6.5                  0
GROUP I                                               405600                    2661.75                           360                                        356                                                         7.5                  0
GROUP I                                               239200                    1569.75                           360                                        356                                                         7.5                  0
GROUP I                                               387200                       2057                           360                                        356                                                           6                  0
GROUP I                                             58285.59                     414.06                           360                                        355                                                        7.25                  0
GROUP I                                               332000                    1936.39                           360                                        356                                                       6.624                  0
GROUP I                                            122683.02                     924.06                           360                                        356                                                       7.175                  0
GROUP I                                            100009.85                     659.23                           360                                        356                                                         6.5                  0
GROUP I                                               215000                    1164.58                           360                                        355                                                       6.125                  0
GROUP I                                            101599.33                     677.33                           360                                        356                                                       7.625                  0
GROUP I                                               312000                       1625                           360                                        357                                                       5.875                  0
GROUP I                                            199199.96                    1224.25                           360                                        356                                                           7                  0
GROUP I                                               117500                     820.05                           360                                        357                                                           8                  0
GROUP I                                               171200                     1123.5                           360                                        356                                                         7.5                  0
GROUP I                                                91000                     625.63                           360                                        357                                                       7.875                  0
GROUP I                                               390750                    2238.67                           360                                        357                                                         6.5                  0
GROUP I                                            319705.04                    1964.85                           360                                        356                                                           7                  0
GROUP I                                               314550                    1802.11                           360                                        356                                                         6.5                  0
GROUP I                                               216000                       1305                           360                                        356                                                       6.875                  0
GROUP I                                               236000                    1671.67                           360                                        356                                                       8.125                  0
GROUP I                                               380800                       2142                           360                                        357                                                       6.375                  0
GROUP I                                               316050                    1975.31                           360                                        357                                                       7.125                  0
GROUP I                                               600000                     3812.5                           360                                        357                                                        7.25                  0
GROUP I                                               123750                     708.98                           360                                        357                                                         6.5                  0
GROUP I                                               290000                    1713.42                           360                                        355                                                       6.715                  0
GROUP I                                               376000                     2425.2                           360                                        355                                                       7.365                  0
GROUP I                                            303999.99                    1811.33                           360                                        355                                                       6.775                  0
GROUP I                                               212800                    1418.67                           360                                        355                                                       7.625                  0
GROUP I                                               268000                     1641.5                           360                                        356                                                       6.975                  0
GROUP I                                               427200                    3080.47                           360                                        355                                                       8.278                  0
GROUP I                                               193820                     993.33                           360                                        355                                                       5.775                  0
GROUP I                                               192000                     1198.4                           360                                        356                                                       7.115                  0
GROUP I                                               255000                    1421.63                           360                                        355                                                       6.315                  0
GROUP I                                               253500                    1550.58                           360                                        355                                                       6.965                  0
GROUP I                                               516000                     2988.5                           360                                        355                                                       6.575                  0
GROUP I                                            537791.99                    3204.34                           360                                        355                                                       6.775                  0
GROUP I                                            239199.99                    1574.73                           360                                        355                                                       7.525                  0
GROUP I                                            490991.99                    2720.91                           360                                        356                                                       6.275                  0
GROUP I                                            302891.99                       2095                           360                                        355                                                       7.925                  0
GROUP I                                               316800                    2082.96                           360                                        355                                                       7.515                  0
GROUP I                                               110400                      561.2                           360                                        355                                                       5.725                  0
GROUP I                                            265599.99                    1801.65                           360                                        355                                                       7.765                  0
GROUP I                                            219999.82                    1145.83                           360                                        355                                                       5.875                  0
GROUP I                                            156159.99                     910.93                           360                                        355                                                       6.625                  0
GROUP I                                            138967.99                     850.02                           360                                        355                                                       6.965                  0
GROUP I                                               476000                    3109.87                           360                                        355                                                       7.465                  0
GROUP I                                               364000                    2381.17                           360                                        356                                                       7.475                  0
GROUP I                                            438171.93                    2924.38                           360                                        355                                                       6.615                  0
GROUP I                                               380000                    2121.67                           360                                        355                                                       6.325                  0
GROUP I                                            279999.99                    1864.33                           360                                        355                                                       7.615                  0
GROUP I                                               115500                     685.78                           360                                        357                                                        6.75                  0
GROUP I                                               450000                     2437.5                           360                                        357                                                       6.125                  0
GROUP I                                               300000                    1781.25                           360                                        356                                                        6.75                  0
GROUP I                                               372000                       2015                           360                                        357                                                       6.125                  0
GROUP I                                            170394.83                    1065.27                           360                                        355                                                       5.975                  0
GROUP I                                            111670.99                     790.81                           360                                        356                                                       7.225                  0
GROUP I                                            438189.69                    2939.17                           360                                        355                                                       6.665                  0
GROUP I                                            226923.62                    1433.63                           360                                        355                                                       6.075                  0
GROUP I                                            103576.21                     626.21                           360                                        356                                                       5.665                  0
GROUP I                                            174383.89                    1095.89                           360                                        355                                                       6.025                  0
GROUP I                                            133884.89                     930.56                           360                                        355                                                       7.025                  0
GROUP I                                            569460.98                    3672.04                           360                                        355                                                       6.275                  0
GROUP I                                            208013.46                    1458.54                           360                                        355                                                       7.115                  0
GROUP I                                            295443.82                    1875.98                           360                                        355                                                       6.125                  0
GROUP I                                            186835.05                    1348.46                           360                                        355                                                       7.415                  0
GROUP I                                             82685.03                     577.51                           360                                        355                                                       7.075                  0
GROUP I                                            123111.04                     842.34                           360                                        355                                                       6.865                  0
GROUP I                                            306819.55                    2132.53                           360                                        355                                                       7.025                  0
GROUP I                                             325072.8                    2193.52                           360                                        355                                                       6.725                  0
GROUP I                                            326979.86                    2508.11                           360                                        355                                                       8.065                  0
GROUP I                                            200050.51                    1494.46                           360                                        355                                                       7.775                  0
GROUP I                                            171532.77                    1260.88                           360                                        356                                                       7.615                  0
GROUP I                                            147449.39                    1039.91                           360                                        355                                                       7.175                  0
GROUP I                                            121046.33                     799.91                           360                                        356                                                       6.525                  0
GROUP I                                            209283.59                    1542.38                           360                                        356                                                       7.615                  0
GROUP I                                            133879.77                     925.98                           360                                        355                                                       6.975                  0
GROUP I                                            302686.74                    1979.83                           360                                        355                                                       6.415                  0
GROUP I                                            201036.71                    1458.25                           360                                        356                                                       7.475                  0
GROUP I                                             378746.5                    2828.15                           360                                        355                                                       7.775                  0
GROUP I                                            104480.62                      808.8                           360                                        355                                                       8.165                  0
GROUP I                                            139189.82                    1046.86                           360                                        355                                                       7.825                  0
GROUP I                                            128361.16                      944.2                           360                                        355                                                       7.615                  0
GROUP I                                            384643.98                    2948.55                           360                                        356                                                       8.065                  0
GROUP I                                            322643.22                    2144.72                           360                                        355                                                       6.575                  0
GROUP I                                            198591.07                    1379.23                           360                                        356                                                       7.025                  0
GROUP I                                            277405.74                    1818.16                           360                                        356                                                        7.49                  0
GROUP I                                            240999.99                    1586.58                           360                                        355                                                       7.525                  0
GROUP I                                               460000                       2967                           360                                        356                                                       7.365                  0
GROUP I                                               316000                     1761.7                           360                                        355                                                       6.315                  0
GROUP I                                               280000                       1631                           360                                        355                                                       6.615                  0
GROUP I                                               410392                    2582.05                           360                                        355                                                       7.175                  0
GROUP I                                               612000                     3998.4                           360                                        355                                                       7.465                  0
GROUP I                                               360000                       2340                           360                                        355                                                       7.425                  0
GROUP I                                               329352                     2085.9                           360                                        355                                                       7.225                  0
GROUP I                                               224000                    1306.67                           360                                        357                                                       6.625                  0
GROUP I                                            173299.44                     966.14                           360                                        355                                                       6.315                  0
GROUP I                                            388317.54                    2507.88                           360                                        357                                                       7.375                  0
GROUP I                                               336000                       2065                           360                                        357                                                           7                  0
GROUP I                                               424000                       2120                           360                                        356                                                       5.625                  0
GROUP I                                               280000                    1429.17                           360                                        356                                                        5.75                  0
GROUP I                                               650000                    3385.42                           360                                        356                                                       5.875                  0
GROUP I                                              1000000                     5312.5                           360                                        356                                                           6                  0
GROUP I                                               420000                       2275                           360                                        356                                                       6.125                  0
GROUP I                                            597476.92                    3236.33                           360                                        356                                                       6.125                  0
GROUP I                                               288000                       1590                           360                                        356                                                        6.25                  0
GROUP I                                               617500                    3409.11                           360                                        356                                                        6.25                  0
GROUP I                                               262800                    1478.25                           360                                        354                                                       6.375                  0
GROUP I                                               446400                       2511                           360                                        356                                                       6.375                  0
GROUP I                                               215797                    1236.34                           360                                        355                                                         6.5                  0
GROUP I                                               304000                    1868.33                           360                                        356                                                           7                  0
GROUP I                                               308000                       1925                           360                                        357                                                       7.125                  0
GROUP I                                               234000                    1378.65                           360                                        355                                                       5.355                  0
GROUP I                                               185200                    1078.79                           360                                        355                                                       6.615                  0
GROUP I                                               121476                     813.89                           360                                        354                                                       7.665                  0
GROUP I                                               144000                      730.8                           360                                        354                                                       5.715                  0
GROUP I                                                80400                     387.93                           360                                        354                                                       5.415                  0
GROUP I                                               214800                    1267.32                           360                                        355                                                       6.705                  0
GROUP I                                               188400                    1238.73                           360                                        355                                                       7.515                  0
GROUP I                                            127886.95                     766.26                           360                                        355                                                       6.815                  0
GROUP I                                               264000                     1377.2                           360                                        355                                                       5.885                  0
GROUP I                                               216900                    1326.71                           360                                        355                                                       5.485                  0
GROUP I                                               140000                     936.83                           360                                        355                                                       7.655                  0
GROUP I                                               110000                     718.67                           360                                        355                                                       7.465                  0
GROUP I                                                99200                     563.79                           360                                        355                                                       6.445                  0
GROUP I                                               224000                    1256.27                           360                                        355                                                       6.355                  0
GROUP I                                               174240                     833.45                           360                                        355                                                       5.365                  0
GROUP I                                            193951.76                    1008.55                           360                                        355                                                       5.865                  0
GROUP I                                            386294.33                    2503.68                           360                                        355                                                       6.325                  0
GROUP I                                            119700.03                     914.21                           360                                        356                                                       8.025                  0
GROUP I                                               296000                    1911.67                           360                                        357                                                       7.375                  0
GROUP I                                             204999.8                    1259.89                           360                                        357                                                           7                  0
GROUP I                                               178064                     945.97                           360                                        356                                                           6                  0
GROUP I                                               287000                    1913.33                           360                                        357                                                       7.625                  0
GROUP I                                               168400                    1087.58                           360                                        356                                                       7.375                  0
GROUP I                                               364000                    2350.83                           360                                        357                                                       7.375                  0
GROUP I                                               350000                    2223.96                           360                                        356                                                        7.25                  0
GROUP I                                               105000                     721.88                           360                                        357                                                       7.875                  0
GROUP I                                               228720                     1334.2                           360                                        356                                                       6.625                  0
GROUP I                                               104250                      640.7                           360                                        356                                                           7                  0
GROUP I                                               217541                    1631.56                           360                                        356                                                       6.895                  0
GROUP I                                            235993.64                    1352.05                           360                                        356                                                         6.5                  0
GROUP I                                               189303                    1163.42                           360                                        356                                                           7                  0
GROUP I                                               128617                     884.24                           360                                        357                                                       7.875                  0
GROUP I                                               328800                    2020.75                           360                                        357                                                           7                  0
GROUP I                                               196000                    1061.67                           360                                        357                                                       6.125                  0
GROUP I                                               464000                    2658.33                           360                                        357                                                         6.5                  0
GROUP I                                            155920.01                    1120.68                           360                                        357                                                        8.25                  0
GROUP I                                            106863.31                     861.76                           360                                        356                                                       7.065                  0
GROUP I                                               280000                    1604.17                           360                                        357                                                         6.5                  0
GROUP I                                               598213                    3240.32                           360                                        356                                                       6.125                  0
GROUP I                                               151920                     933.68                           360                                        356                                                           7                  0
GROUP I                                            198902.21                    1394.93                           360                                        356                                                       7.125                  0
GROUP I                                               470000                    3133.33                           360                                        356                                                       7.625                  0
GROUP I                                               388000                    1899.58                           360                                        357                                                         5.5                  0
GROUP I                                             166262.9                    1004.51                           360                                        357                                                       6.875                  0
GROUP I                                               247920                    1420.38                           360                                        357                                                         6.5                  0
GROUP I                                               170000                     973.96                           360                                        356                                                         6.5                  0
GROUP I                                            280464.38                    1754.63                           360                                        357                                                           6                  0
GROUP I                                               364000                    2009.58                           360                                        356                                                        6.25                  0
GROUP I                                               117600                      710.5                           360                                        357                                                       6.875                  0
GROUP I                                                70000                     452.08                           360                                        354                                                       7.375                  0
GROUP I                                               151192                     881.95                           360                                        357                                                       6.625                  0
GROUP I                                               244600                    1528.75                           360                                        356                                                       7.125                  0
GROUP I                                               399900                    2374.41                           360                                        356                                                        6.75                  0
GROUP I                                               255120                    1621.08                           360                                        356                                                        7.25                  0
GROUP I                                               184000                    1188.33                           360                                        357                                                       7.375                  0
GROUP I                                               235000                    1419.79                           360                                        357                                                       6.875                  0
GROUP I                                               165592                     1086.7                           360                                        357                                                         7.5                  0
GROUP I                                               276450                    1958.19                           360                                        356                                                       8.125                  0
GROUP I                                               464000                    2658.33                           360                                        357                                                         6.5                  0
GROUP I                                               400000                    2083.33                           360                                        356                                                       5.875                  0
GROUP I                                               195300                    1200.28                           360                                        356                                                           7                  0
GROUP I                                               318750                    1925.78                           360                                        356                                                       6.875                  0
GROUP I                                               200900                    1255.63                           360                                        357                                                       7.125                  0
GROUP I                                               731250                    4189.45                           360                                        357                                                         6.5                  0
GROUP I                                               520000                       3250                           360                                        357                                                       7.125                  0
GROUP I                                            295999.76                    1788.33                           360                                        356                                                       6.875                  0
GROUP I                                               396000                     2524.5                           360                                        357                                                       7.275                  0
GROUP I                                               371992                    2479.95                           360                                        356                                                       7.625                  0
GROUP I                                               356000                    2039.58                           360                                        356                                                         6.5                  0
GROUP I                                               202400                    1307.17                           360                                        357                                                       7.375                  0
GROUP I                                               400000                    2083.33                           360                                        356                                                       5.875                  0
GROUP I                                               199992                    1331.61                           360                                        356                                                       7.615                  0
GROUP I                                               141300                     883.13                           360                                        357                                                       7.125                  0
GROUP I                                               407100                    2205.13                           360                                        357                                                       6.125                  0
GROUP I                                               129496                     714.93                           360                                        356                                                        6.25                  0
GROUP I                                            570599.11                    4398.19                           360                                        356                                                       8.125                  0
GROUP I                                               160200                      934.5                           360                                        357                                                       6.625                  0
GROUP I                                              1100000                    6531.25                           360                                        356                                                        6.75                  0
GROUP I                                               132000                     783.75                           360                                        357                                                        6.75                  0
GROUP I                                               327065                    2349.83                           360                                        356                                                       7.375                  0
GROUP I                                               272000                       1615                           360                                        356                                                        6.75                  0
GROUP I                                               360000                       1950                           360                                        357                                                       6.125                  0
GROUP I                                               292000                    1794.58                           360                                        357                                                           7                  0
GROUP I                                               160000                        850                           360                                        357                                                           6                  0
GROUP I                                               252800                       1422                           360                                        356                                                       6.375                  0
GROUP I                                               198000                    1113.75                           360                                        356                                                       6.375                  0
GROUP I                                               623000                    3504.38                           360                                        357                                                       6.375                  0
GROUP I                                               292500                    1675.78                           360                                        356                                                         6.5                  0
GROUP I                                               346500                    2346.09                           360                                        356                                                        7.75                  0
GROUP I                                               230000                    1629.17                           360                                        356                                                       8.125                  0
GROUP I                                               645000                    3359.38                           360                                        357                                                       5.875                  0
GROUP I                                               279200                    1861.33                           360                                        357                                                       7.625                  0
GROUP I                                               186400                    1087.33                           360                                        357                                                       6.625                  0
GROUP I                                               588000                     3062.5                           360                                        357                                                       5.875                  0
GROUP I                                               368000                    2031.67                           360                                        354                                                        6.25                  0
GROUP I                                               129500                     728.44                           360                                        357                                                       6.375                  0
GROUP I                                               167042                    1096.21                           360                                        357                                                        6.55                  0
GROUP I                                               224000                       1330                           360                                        356                                                        6.75                  0
GROUP I                                               235200                     1347.5                           360                                        356                                                         6.5                  0
GROUP I                                               298500                    2145.47                           360                                        355                                                        8.25                  0
GROUP I                                               393750                    2830.08                           360                                        355                                                        8.25                  0
GROUP I                                             423384.7                    2381.54                           360                                        355                                                       5.365                  0
GROUP I                                               130200                        651                           360                                        354                                                       5.625                  0
GROUP I                                               331500                    1761.09                           360                                        355                                                           6                  0
GROUP I                                               140000                     758.33                           360                                        355                                                       6.125                  0
GROUP I                                               408000                       2210                           360                                        355                                                       6.125                  0
GROUP I                                               320000                       1600                           360                                        356                                                       5.625                  0
GROUP I                                               286400                    1668.28                           360                                        356                                                       6.615                  0
GROUP I                                               261750                    1445.08                           360                                        356                                                        6.25                  0
GROUP I                                               248000                     1317.5                           360                                        356                                                           6                  0
GROUP I                                               196000                    1082.08                           360                                        357                                                        6.25                  0
GROUP I                                               254500                    1378.54                           360                                        357                                                       6.125                  0
GROUP I                                               330750                    1757.11                           360                                        356                                                           6                  0
GROUP I                                               244000                    1626.67                           360                                        357                                                       7.625                  0
GROUP I                                               293935                    1837.09                           360                                        356                                                       7.125                  0
GROUP I                                               256000                     1651.2                           360                                        355                                                       7.365                  0
GROUP I                                               388000                     2667.5                           360                                        356                                                       7.875                  0
GROUP I                                               423200                    2160.08                           360                                        356                                                        5.75                  0
GROUP I                                               232000                    1643.33                           360                                        356                                                       8.125                  0
GROUP I                                               203000                    1078.44                           360                                        357                                                           6                  0
GROUP I                                               303800                    2025.33                           360                                        357                                                       7.625                  0
GROUP I                                               384000                       2280                           360                                        357                                                        6.75                  0
GROUP I                                               460000                       2875                           360                                        357                                                       7.125                  0
GROUP I                                               382750                    2073.23                           360                                        357                                                       6.125                  0
GROUP I                                               300000                    1718.75                           360                                        357                                                         6.5                  0
GROUP I                                            147343.38                    1161.17                           360                                        357                                                       8.375                  0
GROUP I                                               430000                    2504.75                           360                                        357                                                       6.615                  0
GROUP I                                               283500                    1624.22                           360                                        357                                                         6.5                  0
GROUP I                                               146293                     807.66                           360                                        357                                                        6.25                  0
GROUP I                                               268000                    1591.25                           360                                        356                                                        6.75                  0
GROUP I                                            199425.29                    1432.82                           360                                        356                                                       7.375                  0
GROUP I                                               231000                    1299.38                           360                                        356                                                       6.375                  0
GROUP I                                               296000                    1788.33                           360                                        357                                                       6.875                  0
GROUP I                                               217600                       1360                           360                                        357                                                       7.125                  0
GROUP I                                               240000                       1548                           360                                        356                                                       7.365                  0
GROUP I                                             77237.63                     636.75                           360                                        356                                                       8.875                  0
GROUP I                                           1499790.59                    8280.09                           360                                        357                                                        6.25                  0
GROUP I                                            135724.42                     997.92                           360                                        357                                                       7.625                  0
GROUP I                                               168000                       1050                           360                                        357                                                       7.125                  0
GROUP I                                               120750                     754.69                           360                                        357                                                       7.125                  0
GROUP I                                               339200                    1837.33                           360                                        357                                                       6.125                  0
GROUP I                                               232500                    1332.03                           360                                        357                                                         6.5                  0
GROUP I                                               214500                     1072.5                           360                                        356                                                       5.625                  0
GROUP I                                               152000                     934.17                           360                                        356                                                           7                  0
GROUP I                                            119727.88                     954.78                           360                                        356                                                         8.5                  0
GROUP I                                               304950                    1620.05                           360                                        356                                                           6                  0
GROUP I                                               138600                     981.75                           360                                        357                                                       8.125                  0
GROUP I                                               520000                    3141.67                           360                                        356                                                       6.875                  0
GROUP I                                            232634.43                    1567.18                           360                                        357                                                       6.725                  0
GROUP I                                            159074.84                     1060.5                           360                                        356                                                       7.625                  0
GROUP I                                               332500                    1939.58                           360                                        356                                                       6.625                  0
GROUP I                                               959200                     5395.5                           360                                        357                                                       6.375                  0
GROUP I                                               191225                    1155.32                           360                                        356                                                       6.875                  0
GROUP I                                               355920                    1942.73                           360                                        356                                                       6.175                  0
GROUP I                                               219800                    1236.38                           360                                        357                                                       6.375                  0
GROUP I                                            498656.27                    2888.05                           360                                        356                                                       6.575                  0
GROUP I                                            118693.32                     894.01                           360                                        356                                                       7.875                  0
GROUP I                                               241300                    1759.48                           360                                        357                                                       8.375                  0
GROUP I                                               250520                    1330.89                           360                                        355                                                           6                  0
GROUP I                                               205000                    1067.71                           360                                        356                                                       5.875                  0
GROUP I                                               188992                    1141.83                           360                                        356                                                       6.875                  0
GROUP I                                               404050                     2188.6                           360                                        355                                                       6.125                  0
GROUP I                                            722535.99                    5316.12                           360                                        356                                                       7.625                  0
GROUP I                                               614548                    3648.88                           360                                        357                                                        6.75                  0
GROUP I                                               241500                    1459.06                           360                                        356                                                       6.875                  0
GROUP I                                               355300                    1702.48                           360                                        355                                                       5.375                  0
GROUP I                                               370000                    2004.17                           360                                        355                                                       6.125                  0
GROUP I                                            160505.43                    1111.99                           360                                        356                                                           7                  0
GROUP I                                               160500                     769.06                           360                                        354                                                       5.375                  0
GROUP I                                               220000                    1306.25                           360                                        356                                                        6.75                  0
GROUP I                                               229200                    1313.13                           360                                        357                                                         6.5                  0
GROUP I                                            398949.99                    2119.42                           360                                        355                                                           6                  0
GROUP I                                               213500                     1178.7                           360                                        356                                                        6.25                  0
GROUP I                                               281500                    1847.34                           360                                        356                                                        6.24                  0
GROUP I                                            403882.17                    2355.98                           360                                        356                                                       6.625                  0
GROUP I                                               183750                    1301.56                           360                                        357                                                       8.125                  0
GROUP I                                               560000                       2975                           360                                        356                                                           6                  0
GROUP I                                               202500                    1371.09                           360                                        356                                                        7.75                  0
GROUP I                                               252350                    1288.04                           360                                        355                                                        5.75                  0
GROUP I                                               385600                       2651                           360                                        356                                                       7.875                  0
GROUP I                                             543369.3                    3396.06                           360                                        355                                                       7.125                  0
GROUP I                                            171998.94                    1066.39                           360                                        356                                                       7.065                  0
GROUP I                                               304000                       2090                           360                                        357                                                       7.875                  0
GROUP I                                            414271.88                    2546.05                           360                                        357                                                           7                  0
GROUP I                                               281250                    1611.33                           360                                        357                                                         6.5                  0
GROUP I                                               189650                    1165.56                           360                                        355                                                           7                  0
GROUP I                                               256350                    1335.16                           360                                        356                                                       5.875                  0
GROUP I                                               347975                    1993.61                           360                                        357                                                         6.5                  0
GROUP I                                               395925                    2458.03                           360                                        356                                                       7.075                  0
GROUP I                                               260000                    1408.33                           360                                        354                                                       6.125                  0
GROUP I                                               200100                    1292.31                           360                                        354                                                       7.375                  0
GROUP I                                               188000                    1214.17                           360                                        354                                                       7.375                  0
GROUP I                                            374390.93                    2180.83                           360                                        354                                                       6.615                  0
GROUP I                                               168050                     927.78                           360                                        356                                                        6.25                  0
GROUP I                                            107825.19                     561.59                           360                                        355                                                       5.875                  0
GROUP I                                               312450                    1790.08                           360                                        357                                                         6.5                  0
GROUP I                                               260650                    1629.06                           360                                        356                                                       7.125                  0
GROUP I                                               425000                    2213.54                           360                                        356                                                       5.875                  0
GROUP I                                               247900                    1342.79                           360                                        357                                                       6.125                  0
GROUP I                                              1196250                    6105.86                           360                                        357                                                        5.75                  0
GROUP I                                               485600                    2782.08                           360                                        357                                                         6.5                  0
GROUP I                                               139050                     840.09                           360                                        357                                                       6.875                  0
GROUP I                                               617650                     3345.6                           360                                        356                                                       6.125                  0
GROUP I                                               199900                    1041.15                           360                                        356                                                       5.875                  0
GROUP I                                            116249.56                     750.78                           360                                        356                                                       7.375                  0
GROUP I                                                97110                     566.48                           360                                        353                                                       6.625                  0
GROUP I                                               198750                    1157.72                           360                                        356                                                       6.615                  0
GROUP I                                               183750                       1225                           360                                        357                                                       7.625                  0
GROUP I                                            140570.28                     922.49                           360                                        356                                                         7.5                  0
GROUP I                                               376000                       2350                           360                                        356                                                       7.125                  0
GROUP I                                            499499.57                     3173.9                           360                                        356                                                        5.69                  0
GROUP I                                            508503.95                    2860.33                           360                                        356                                                       6.375                  0
GROUP I                                               247600                    1341.17                           360                                        356                                                       6.125                  0
GROUP I                                            152449.99                     984.57                           360                                        357                                                       7.375                  0
GROUP I                                               116175                     556.67                           360                                        356                                                       5.375                  0
GROUP I                                               296250                    2036.72                           360                                        356                                                       7.875                  0
GROUP I                                               698750                    3420.96                           360                                        355                                                         5.5                  0
GROUP I                                               405825                    2434.95                           360                                        356                                                       6.825                  0
GROUP I                                               173700                     940.88                           360                                        355                                                       6.125                  0
GROUP I                                               129192                     780.54                           360                                        356                                                       6.875                  0
GROUP I                                               106000                     817.08                           360                                        357                                                       8.875                  0
GROUP I                                               157400                     918.17                           360                                        356                                                       6.625                  0
GROUP I                                               191600                    1157.58                           360                                        356                                                       6.875                  0
GROUP I                                               239920                    1474.51                           360                                        356                                                           7                  0
GROUP I                                               237300                    1359.53                           360                                        356                                                         6.5                  0
GROUP I                                               185500                     985.47                           360                                        356                                                           6                  0
GROUP I                                               183750                    1301.56                           360                                        357                                                       8.125                  0
GROUP I                                            679809.03                    3753.11                           360                                        356                                                        6.25                  0
GROUP I                                               488000                     2897.5                           360                                        356                                                        6.75                  0
GROUP I                                               428800                       2412                           360                                        356                                                       6.375                  0
GROUP I                                               169000                     933.02                           360                                        356                                                        6.25                  0
GROUP I                                               210000                    1115.63                           360                                        356                                                           6                  0
GROUP I                                               144000                      860.4                           360                                        353                                                       6.795                  0
GROUP I                                            161717.54                     813.98                           360                                        353                                                       5.665                  0
GROUP I                                               137600                     692.59                           360                                        354                                                       5.665                  0
GROUP I                                               195500                      910.7                           360                                        354                                                       4.125                  0
GROUP I                                            108911.14                     701.42                           360                                        353                                                       6.245                  0
GROUP I                                               256000                    1277.87                           360                                        354                                                       5.615                  0
GROUP I                                               139920                     768.39                           360                                        354                                                       6.215                  0
GROUP I                                               404000                     2100.8                           360                                        353                                                       5.865                  0
GROUP I                                               166500                     971.25                           360                                        354                                                       5.325                  0
GROUP I                                               156760                     881.78                           360                                        354                                                       6.375                  0
GROUP I                                               113600                     623.85                           360                                        354                                                       6.215                  0
GROUP I                                            223995.33                    1164.78                           360                                        354                                                       5.865                  0
GROUP I                                             188723.7                    1217.27                           360                                        354                                                       5.495                  0
GROUP I                                               158400                     856.68                           360                                        354                                                       6.115                  0
GROUP I                                               176000                     863.87                           360                                        350                                                       5.515                  0
GROUP I                                            178200.01                     779.63                           360                                        353                                                       3.755                  0
GROUP I                                               382500                    2307.75                           360                                        354                                                       4.995                  0
GROUP I                                               214400                    1311.41                           360                                        353                                                       6.965                  0
GROUP I                                               319200                    1593.34                           360                                        353                                                       4.135                  0
GROUP I                                            175999.46                    1070.66                           360                                        354                                                       6.925                  0
GROUP I                                               228000                     1179.9                           360                                        354                                                       5.835                  0
GROUP I                                            131999.72                      735.9                           360                                        354                                                       6.315                  0
GROUP I                                               104800                     562.43                           360                                        353                                                       6.065                  0
GROUP I                                            218564.03                     1403.6                           360                                        353                                                       6.215                  0
GROUP I                                               146400                      866.2                           360                                        354                                                       6.725                  0
GROUP I                                               115200                     555.84                           360                                        354                                                       5.415                  0
GROUP I                                               303120                    1740.41                           360                                        353                                                       6.515                  0
GROUP I                                            236749.78                    1181.78                           360                                        353                                                       5.615                  0
GROUP I                                            167699.76                     886.01                           360                                        354                                                       5.965                  0
GROUP I                                            197547.15                     1068.4                           360                                        354                                                       5.055                  0
GROUP I                                            132029.76                     825.19                           360                                        356                                                       7.125                  0
GROUP I                                               104993                     667.14                           360                                        356                                                        7.25                  0
GROUP I                                               647418                    3911.48                           360                                        357                                                       6.875                  0
GROUP I                                               131242                     792.92                           360                                        357                                                       6.875                  0
GROUP I                                            283800.01                    1653.14                           360                                        357                                                       6.615                  0
GROUP I                                            142629.59                     846.86                           360                                        357                                                        6.75                  0
GROUP I                                               275200                       1462                           360                                        356                                                           6                  0
GROUP I                                               242000                    1184.79                           360                                        355                                                         5.5                  0
GROUP I                                               211250                    1034.24                           360                                        354                                                         5.5                  0
GROUP I                                               242000                    1386.46                           360                                        357                                                         6.5                  0
GROUP I                                               256000                    1386.67                           360                                        357                                                       6.125                  0
GROUP I                                               195200                     955.67                           360                                        356                                                         5.5                  0
GROUP I                                               183200                     967.91                           360                                        354                                                       5.965                  0
GROUP I                                               103200                     622.64                           360                                        355                                                       6.865                  0
GROUP I                                               261600                    1567.42                           360                                        354                                                       6.815                  0
GROUP I                                               252000                     1467.9                           360                                        354                                                       6.615                  0
GROUP I                                               390956                    2228.45                           360                                        354                                                       6.465                  0
GROUP I                                               211500                     1170.3                           360                                        354                                                       4.455                  0
GROUP I                                               256000                    1373.87                           360                                        354                                                       6.065                  0
GROUP I                                            311996.38                    1661.38                           360                                        354                                                       6.015                  0
GROUP I                                            237999.95                    1257.43                           360                                        354                                                       4.865                  0
GROUP I                                               195150                     974.12                           360                                        354                                                       5.615                  0
GROUP I                                               872000                    4934.07                           360                                        354                                                       6.415                  0
GROUP I                                                86000                     496.65                           360                                        354                                                       6.555                  0
GROUP I                                            113151.39                     701.43                           360                                        353                                                       5.875                  0
GROUP I                                               184000                      984.4                           360                                        355                                                       6.045                  0
GROUP I                                               256500                    1258.99                           360                                        354                                                       4.455                  0
GROUP I                                               292000                       1825                           360                                        356                                                       7.125                  0
GROUP I                                            341268.66                    1848.54                           360                                        355                                                       6.125                  0
GROUP I                                            156712.79                     860.61                           360                                        354                                                       6.215                  0
GROUP I                                               296000                     1761.2                           360                                        354                                                       6.765                  0
GROUP I                                               208000                     970.67                           360                                        353                                                       5.225                  0
GROUP I                                            167198.81                      876.4                           360                                        354                                                       5.915                  0
GROUP I                                               159120                     824.77                           360                                        352                                                       5.845                  0
GROUP I                                            143298.73                     912.34                           360                                        353                                                       7.265                  0
GROUP I                                            125885.41                      654.6                           360                                        353                                                       5.865                  0
GROUP I                                               305100                    1573.81                           360                                        353                                                       4.935                  0
GROUP I                                               101600                     681.57                           360                                        353                                                       7.675                  0
GROUP I                                            179880.54                     927.88                           360                                        353                                                       4.315                  0
GROUP I                                               352000                    2229.33                           360                                        354                                                       5.925                  0
GROUP I                                               212000                     957.53                           360                                        353                                                       5.045                  0
GROUP I                                               171000                     1117.2                           360                                        353                                                       5.695                  0
GROUP I                                            300845.97                    1535.57                           360                                        354                                                        5.75                  0
GROUP I                                               166800                     851.38                           360                                        357                                                        5.75                  0
GROUP I                                               237192                    1383.62                           360                                        357                                                       6.625                  0
GROUP I                                               125720                     785.75                           360                                        356                                                       7.125                  0
GROUP I                                               468000                    2583.75                           360                                        354                                                        6.25                  0
GROUP I                                               385792                    2049.52                           360                                        357                                                           6                  0
GROUP I                                               176250                     954.69                           360                                        356                                                       6.125                  0
GROUP I                                            515998.76                    2579.99                           360                                        353                                                       5.625                  0
GROUP I                                                69200                     418.08                           360                                        353                                                       6.875                  0
GROUP I                                             174648.3                    1256.87                           360                                        354                                                       7.375                  0
GROUP I                                               182400                        893                           360                                        357                                                         5.5                  0
GROUP I                                               238941                    1294.26                           360                                        356                                                       6.125                  0
GROUP I                                            362496.91                    1548.16                           360                                        355                                                        4.75                  0
GROUP I                                               312450                    1790.08                           360                                        355                                                         6.5                  0
GROUP I                                               340000                    1877.08                           360                                        354                                                        6.25                  0
GROUP I                                            111212.38                     726.43                           360                                        352                                                       6.375                  0
GROUP I                                            142963.73                     922.05                           360                                        352                                                        6.25                  0
GROUP I                                               288000                       1650                           360                                        352                                                         6.5                  0
GROUP I                                            183874.78                     1072.6                           360                                        352                                                       6.625                  0
GROUP I                                               432000                       2745                           360                                        355                                                        7.25                  0
GROUP I                                               167992                     979.95                           360                                        357                                                       6.625                  0
GROUP I                                               200320                     1126.8                           360                                        356                                                       6.375                  0
GROUP I                                               178500                    1004.06                           360                                        355                                                       6.375                  0
GROUP I                                             63725.59                     494.37                           360                                        353                                                       8.175                  0
GROUP I                                               359650                    2008.05                           360                                        353                                                       6.325                  0
GROUP I                                               214900                    1007.34                           360                                        354                                                        5.25                  0
GROUP I                                               107925                     629.56                           360                                        356                                                       6.625                  0
GROUP I                                               585800                    3051.04                           360                                        356                                                       5.875                  0
GROUP I                                            223122.27                    1371.27                           360                                        354                                                           7                  0
GROUP I                                                70000                     393.75                           360                                        357                                                       6.375                  0
GROUP I                                               294985                    1659.29                           360                                        355                                                       6.375                  0
GROUP I                                               450000                    2953.13                           360                                        357                                                         7.5                  0
GROUP I                                               700000                    4447.92                           360                                        355                                                        7.25                  0
GROUP I                                               185500                    1062.76                           360                                        355                                                         6.5                  0
GROUP I                                               392227                    2247.13                           360                                        357                                                        4.99                  0
GROUP I                                               205752                    1260.23                           360                                        357                                                       6.975                  0
GROUP I                                               296800                       1855                           360                                        356                                                       7.125                  0
GROUP I                                               328000                    2220.83                           360                                        354                                                        7.75                  0
GROUP I                                                95550                     587.23                           360                                        356                                                           7                  0
GROUP I                                             99460.42                     575.66                           360                                        355                                                        5.25                  0
GROUP I                                               150430                     799.16                           360                                        357                                                           6                  0
GROUP I                                               255000                    1673.44                           360                                        356                                                         7.5                  0
GROUP I                                               380000                       2375                           360                                        353                                                       7.125                  0
GROUP I                                               215000                    1478.13                           360                                        353                                                       7.875                  0
GROUP I                                               218659                    1457.73                           360                                        353                                                       7.625                  0
GROUP I                                            171919.73                    1002.87                           360                                        352                                                       6.625                  0
GROUP I                                               166300                    1108.67                           360                                        352                                                       7.625                  0
GROUP I                                               488000                     2897.5                           360                                        352                                                        6.75                  0
GROUP I                                               102400                        608                           360                                        355                                                        6.75                  0
GROUP I                                              1176000                       6125                           360                                        356                                                       5.875                  0
GROUP I                                               368000                       2530                           360                                        354                                                       7.875                  0
GROUP I                                               138103                     834.37                           360                                        354                                                       6.875                  0
GROUP I                                            183157.38                    1223.62                           360                                        355                                                       6.625                  0
GROUP I                                               207520                    1188.92                           360                                        357                                                         6.5                  0
GROUP I                                            174083.16                    1135.05                           360                                        354                                                       6.375                  0
GROUP I                                               290000                    1633.67                           360                                        354                                                       6.385                  0
GROUP I                                               181600                     983.67                           360                                        354                                                       6.125                  0
GROUP I                                            223984.53                    1241.25                           360                                        354                                                       6.275                  0
GROUP I                                               126000                     761.25                           360                                        357                                                       6.875                  0
GROUP I                                               165130                     894.45                           360                                        357                                                       6.125                  0
GROUP I                                               336000                       1960                           360                                        354                                                       6.625                  0
GROUP I                                            403300.01                    2936.53                           360                                        354                                                         7.5                  0
GROUP I                                               165600                     928.74                           360                                        353                                                       6.355                  0
GROUP I                                               600000                       3760                           360                                        352                                                       7.145                  0
GROUP I                                               267120                    1530.38                           360                                        356                                                         6.5                  0
GROUP I                                               452000                    2354.17                           360                                        356                                                       5.875                  0
GROUP I                                            126873.13                     783.96                           360                                        351                                                       4.375                  0
GROUP I                                            322537.47                    2077.81                           360                                        355                                                        6.25                  0
GROUP I                                               239400                    1695.75                           360                                        353                                                       6.215                  0
GROUP I                                               178150                     964.98                           360                                        357                                                       6.125                  0
GROUP I                                               312000                       1755                           360                                        353                                                       6.375                  0
GROUP I                                               204183                    1148.53                           360                                        353                                                       6.375                  0
GROUP I                                               221556                     1690.4                           360                                        354                                                           8                  0
GROUP I                                               131820                     636.03                           360                                        353                                                       5.415                  0
GROUP I                                               344100                    1684.66                           360                                        355                                                         5.5                  0
GROUP I                                             177328.1                    1030.72                           360                                        353                                                         6.6                  0
GROUP I                                            121998.34                     855.59                           360                                        356                                                       7.125                  0
GROUP I                                               251200                    1360.67                           360                                        356                                                       6.125                  0
GROUP I                                               231900                     1159.5                           360                                        355                                                       5.625                  0
GROUP I                                               468750                    2587.89                           360                                        357                                                        6.25                  0
GROUP I                                               156150                     878.34                           360                                        357                                                       6.375                  0
GROUP I                                               283200                     1445.5                           360                                        356                                                        5.75                  0
GROUP I                                               272000                    1501.67                           360                                        357                                                        6.25                  0
GROUP I                                               166500                     953.91                           360                                        357                                                         6.5                  0
GROUP I                                               207600                    1154.78                           360                                        356                                                         6.3                  0
GROUP I                                               280950                    1609.61                           360                                        356                                                         6.5                  0
GROUP I                                               237250                    1383.96                           360                                        357                                                       6.625                  0
GROUP I                                               251500                    1336.09                           360                                        357                                                           6                  0
GROUP I                                               500000                     3437.5                           360                                        355                                                       5.965                  0
GROUP I                                               374500                    2028.54                           360                                        352                                                       6.125                  0
GROUP I                                               306150                    1658.31                           360                                        355                                                       6.125                  0
GROUP I                                               803000                    4767.81                           360                                        357                                                        6.75                  0
GROUP I                                               217700                    1224.56                           360                                        356                                                       6.375                  0
GROUP I                                               223200                       1302                           360                                        354                                                       6.625                  0
GROUP I                                             47092.35                     344.41                           360                                        352                                                         7.5                  0
GROUP I                                            139481.67                     884.84                           360                                        356                                                       6.125                  0
GROUP I                                               291000                    1606.56                           360                                        357                                                        6.25                  0
GROUP I                                               202643                    1203.19                           360                                        356                                                        6.75                  0
GROUP I                                               245000                    1429.17                           360                                        356                                                       6.625                  0
GROUP I                                               201900                     1009.5                           360                                        357                                                       5.625                  0
GROUP I                                               149793                     842.59                           360                                        356                                                       6.375                  0
GROUP I                                               292450                    1766.89                           360                                        356                                                       6.875                  0
GROUP I                                            171549.97                     964.97                           360                                        356                                                       6.375                  0
GROUP I                                               204000                     1018.3                           360                                        353                                                       5.615                  0
GROUP I                                               800000                    4416.67                           360                                        357                                                        6.25                  0
GROUP I                                               692000                     3892.5                           360                                        358                                                       6.375                  0
GROUP I                                            103819.18                     818.17                           360                                        357                                                       8.375                  0
GROUP I                                               201593                    1133.96                           360                                        358                                                       6.375                  0
GROUP I                                               440000                       2750                           360                                        358                                                       7.125                  0
GROUP I                                            119842.47                        891                           360                                        358                                                        7.75                  0
GROUP I                                               264000                     1622.5                           360                                        358                                                           7                  0
GROUP I                                            207683.13                    1526.23                           360                                        358                                                       7.625                  0
GROUP I                                            225151.58                    1675.07                           360                                        357                                                        7.75                  0
GROUP I                                               310000                    1776.04                           360                                        357                                                         6.5                  0
GROUP I                                               412000                     2317.5                           360                                        358                                                       6.375                  0
GROUP I                                            110436.86                     831.28                           360                                        357                                                       7.875                  0
GROUP I                                               192500                    1243.23                           360                                        357                                                       7.375                  0
GROUP I                                               480000                       3650                           360                                        358                                                        8.75                  0
GROUP I                                               196000                    1531.25                           360                                        358                                                           9                  0
GROUP I                                               393400                    2130.92                           360                                        358                                                       6.125                  0
GROUP I                                               787500                    4347.66                           360                                        358                                                        6.25                  0
GROUP I                                               303680                    1644.93                           360                                        358                                                       6.125                  0
GROUP I                                               407950                     2422.2                           360                                        358                                                        6.75                  0
GROUP I                                               392000                    2368.33                           360                                        358                                                       6.875                  0
GROUP I                                               232000                       1450                           360                                        358                                                       7.125                  0
GROUP I                                               328000                    2425.83                           360                                        358                                                         8.5                  0
GROUP I                                               116020                     812.44                           360                                        358                                                       7.125                  0
GROUP I                                               110590                     725.75                           360                                        358                                                         7.5                  0
GROUP I                                             507967.9                    3492.28                           360                                        358                                                       7.875                  0
GROUP I                                            334771.03                    2518.25                           360                                        358                                                       7.875                  0
GROUP I                                               234500                    1245.78                           360                                        358                                                           6                  0
GROUP I                                            171499.01                       1054                           360                                        358                                                           7                  0
GROUP I                                               244800                       1275                           360                                        358                                                       5.875                  0
GROUP I                                               335200                     2178.8                           360                                        357                                                       7.425                  0
GROUP I                                            111957.92                     641.43                           360                                        358                                                         6.5                  0
GROUP I                                               242000                    1714.17                           360                                        358                                                       8.125                  0
GROUP I                                               600000                       3000                           360                                        358                                                       5.625                  0
GROUP I                                               200000                    1104.17                           360                                        357                                                        6.25                  0
GROUP I                                             99961.07                     724.06                           360                                        358                                                       7.475                  0
GROUP I                                            427499.24                    2849.99                           360                                        358                                                       7.625                  0
GROUP I                                               178300                    1132.95                           360                                        358                                                        7.25                  0
GROUP I                                              1237500                    8121.09                           360                                        358                                                         7.5                  0
GROUP I                                             187783.7                    1347.21                           360                                        358                                                       7.375                  0
GROUP I                                               248000                    1632.67                           360                                        358                                                       7.525                  0
GROUP I                                            870000.01                    5165.63                           360                                        358                                                        6.75                  0
GROUP I                                               334450                    2159.99                           360                                        358                                                       7.375                  0
GROUP I                                               476800                    3029.67                           360                                        358                                                        7.25                  0
GROUP I                                               288000                       2100                           360                                        358                                                       8.375                  0
GROUP I                                            283998.31                    2218.74                           360                                        358                                                           9                  0
GROUP I                                               139900                     918.09                           360                                        358                                                         7.5                  0
GROUP I                                              1039000                    7251.35                           360                                        358                                                           8                  0
GROUP I                                               221250                    1428.91                           360                                        358                                                       7.375                  0
GROUP I                                               370000                    2155.25                           360                                        358                                                       6.615                  0
GROUP I                                             431946.9                    2654.67                           360                                        358                                                           7                  0
GROUP I                                               170350                    1117.92                           360                                        358                                                         7.5                  0
GROUP I                                               480000                       3150                           360                                        358                                                         7.5                  0
GROUP I                                               216000                       1350                           360                                        358                                                       7.125                  0
GROUP I                                               584250                    3834.14                           360                                        358                                                         7.5                  0
GROUP I                                               280000                    1808.33                           360                                        358                                                       7.375                  0
GROUP I                                               180800                     1186.5                           360                                        358                                                         7.5                  0
GROUP I                                               468000                     3412.5                           360                                        358                                                       8.375                  0
GROUP I                                               344800                     1939.5                           360                                        358                                                       6.375                  0
GROUP I                                               167900                     1014.4                           360                                        358                                                       6.875                  0
GROUP I                                               345000                    2264.06                           360                                        358                                                         7.5                  0
GROUP I                                               307500                    1601.56                           360                                        358                                                       5.875                  0
GROUP I                                               368000                    3066.67                           360                                        358                                                       9.625                  0
GROUP I                                               157500                     918.75                           360                                        358                                                       6.625                  0
GROUP I                                               406200                    2581.06                           360                                        358                                                        7.25                  0
GROUP I                                               204000                    1466.25                           360                                        358                                                        8.25                  0
GROUP I                                               510000                    2709.38                           360                                        358                                                           6                  0
GROUP I                                            314740.32                    2846.16                           360                                        358                                                       9.975                  0
GROUP I                                               394100                    2463.13                           360                                        358                                                       7.125                  0
GROUP I                                               647920                    3914.52                           360                                        358                                                       6.875                  0
GROUP I                                               119475                     597.38                           360                                        358                                                       5.625                  0
GROUP I                                               555000                    3695.38                           360                                        358                                                       7.615                  0
GROUP I                                               218000                    1407.92                           360                                        358                                                       7.375                  0
GROUP I                                              69649.8                     662.45                           360                                        358                                                        10.6                  0
GROUP I                                            302399.03                    1732.49                           360                                        358                                                         6.5                  0
GROUP I                                            111833.24                     783.12                           360                                        358                                                       7.125                  0
GROUP I                                               340000                    1947.92                           360                                        358                                                         6.5                  0
GROUP I                                               460000                    2922.92                           360                                        358                                                        7.25                  0
GROUP I                                               596000                    3662.92                           360                                        358                                                           7                  0
GROUP I                                               539000                    3368.75                           360                                        358                                                       7.125                  0
GROUP I                                               207250                    1273.72                           360                                        358                                                           7                  0
GROUP I                                            186923.89                    1162.45                           360                                        354                                                       5.915                  0
GROUP I                                               365000                    2395.31                           360                                        357                                                         7.5                  0
GROUP I                                               114000                     783.75                           360                                        358                                                       7.875                  0
GROUP I                                            117714.25                      967.8                           360                                        357                                                        8.85                  0
GROUP I                                            234778.25                    1825.18                           360                                        357                                                       8.225                  0
GROUP I                                             82050.43                     626.26                           360                                        357                                                       8.025                  0
GROUP I                                            209269.79                    1684.18                           360                                        358                                                       8.615                  0
GROUP I                                             59749.89                     548.84                           360                                        358                                                      10.125                  0
GROUP I                                               305352                    2353.76                           360                                        358                                                       8.875                  0
GROUP I                                            479431.18                    3733.39                           360                                        358                                                        8.25                  0
GROUP I                                               221600                     1551.2                           360                                        358                                                       8.025                  0
GROUP I                                               265600                     2025.2                           360                                        358                                                       8.775                  0
GROUP I                                            439704.77                    3228.56                           360                                        359                                                       7.625                  0
GROUP I                                               750000                     5312.5                           360                                        359                                                       8.125                  0
GROUP I                                            247945.42                    1893.91                           360                                        359                                                       8.525                  0
GROUP I                                            259714.89                    2092.02                           360                                        358                                                       8.625                  0
GROUP I                                            121447.67                    1077.49                           360                                        359                                                        9.75                  0
GROUP I                                            571796.91                    3658.92                           360                                        359                                                       6.875                  0
GROUP I                                            211449.15                     1566.6                           360                                        359                                                       8.225                  0
GROUP I                                            179958.59                    1353.91                           360                                        359                                                       8.375                  0
GROUP I                                            620340.63                    4489.94                           360                                        359                                                           8                  0
GROUP I                                            228899.62                    1748.43                           360                                        359                                                       8.525                  0
GROUP I                                               416000                       2860                           360                                        357                                                       7.875                  0
GROUP I                                               270100                    1659.99                           360                                        358                                                           7                  0
GROUP I                                               213400                    1289.29                           360                                        356                                                       6.875                  0
GROUP I                                               395350                     2100.3                           360                                        356                                                           6                  0
GROUP I                                               215200                     1210.5                           360                                        358                                                       6.375                  0
GROUP I                                               199750                    1123.59                           360                                        357                                                       6.375                  0
GROUP I                                               142900                     729.39                           360                                        357                                                        5.75                  0
GROUP I                                               137450                      730.2                           360                                        357                                                           6                  0
GROUP I                                               332650                    1801.85                           360                                        357                                                       6.125                  0
GROUP I                                               135396                     789.81                           360                                        357                                                       6.625                  0
GROUP I                                            552509.39                     3871.9                           360                                        357                                                       7.125                  0
GROUP I                                               349550                    1689.49                           360                                        357                                                       5.425                  0
GROUP I                                               205600                    1242.17                           360                                        354                                                       6.875                  0
GROUP I                                               308000                    1411.67                           360                                        356                                                       5.125                  0
GROUP I                                            353709.15                    2212.87                           360                                        357                                                           6                  0
GROUP I                                               197950                    1072.23                           360                                        356                                                       6.125                  0
GROUP I                                               143940                     874.44                           360                                        353                                                       6.915                  0
GROUP I                                               315500                    1774.69                           360                                        357                                                       6.375                  0
GROUP I                                               205991                    1265.99                           360                                        357                                                           7                  0
GROUP I                                               176800                     865.58                           360                                        356                                                         5.5                  0
GROUP I                                            149635.78                     857.29                           360                                        357                                                         6.5                  0
GROUP I                                               233400                    1094.06                           360                                        353                                                        5.25                  0
GROUP I                                               460400                    2589.75                           360                                        357                                                       6.375                  0
GROUP I                                            122492.98                     714.54                           360                                        357                                                       6.625                  0
GROUP I                                               110250                     666.09                           360                                        358                                                       6.875                  0
GROUP I                                               137400                        687                           360                                        357                                                       5.625                  0
GROUP I                                               209592                    1375.45                           360                                        357                                                         7.5                  0
GROUP I                                               154500                    1013.91                           360                                        357                                                         7.5                  0
GROUP I                                               284000                    1524.13                           360                                        354                                                       6.065                  0
GROUP I                                             249461.2                    1924.06                           360                                        355                                                       6.005                  0
GROUP I                                              1500000                     7812.5                           360                                        356                                                       5.875                  0
GROUP I                                               207992                    1169.96                           360                                        357                                                       6.375                  0
GROUP I                                               217950                    1271.38                           360                                        356                                                       6.625                  0
GROUP I                                            235999.99                    1376.67                           360                                        357                                                       6.625                  0
GROUP I                                             175995.4                     916.64                           360                                        357                                                       5.875                  0
GROUP I                                               187992                    1174.95                           360                                        357                                                       7.125                  0
GROUP I                                               262400                    1421.33                           360                                        357                                                       6.125                  0
GROUP I                                               142000                     754.38                           360                                        357                                                           6                  0
GROUP I                                               200319                    1189.39                           360                                        357                                                        6.75                  0
GROUP I                                               181293                    1057.54                           360                                        357                                                       6.625                  0
GROUP I                                               512000                    3146.67                           360                                        357                                                           7                  0
GROUP I                                               760000                     5462.5                           360                                        357                                                        8.25                  0
GROUP I                                               252000                       1575                           360                                        357                                                       7.125                  0
GROUP I                                               147192                     919.95                           360                                        356                                                       7.125                  0
GROUP I                                               101900                     626.26                           360                                        357                                                           7                  0
GROUP I                                               136600                     896.44                           360                                        356                                                         7.5                  0
GROUP I                                               150720                     1004.8                           360                                        357                                                       7.625                  0
GROUP I                                               248000                    1498.33                           360                                        357                                                       6.875                  0
GROUP I                                               205550                    1199.04                           360                                        357                                                       6.625                  0
GROUP I                                               164080                     888.77                           360                                        357                                                       6.125                  0
GROUP I                                            162087.18                    1220.06                           360                                        357                                                       7.875                  0
GROUP I                                            450290.13                     2720.5                           360                                        357                                                       6.875                  0
GROUP I                                               260000                     1462.5                           360                                        357                                                       6.375                  0
GROUP I                                               100320                      710.6                           360                                        357                                                       8.125                  0
GROUP I                                            196679.58                       1236                           360                                        355                                                       6.025                  0
GROUP I                                             134274.9                     834.74                           360                                        355                                                       5.915                  0
GROUP I                                            300167.89                    1866.83                           360                                        355                                                       5.925                  0
GROUP I                                            438335.95                    2862.62                           360                                        356                                                       6.405                  0
GROUP I                                            131379.17                     821.36                           360                                        355                                                       5.975                  0
GROUP I                                            350434.48                    2257.39                           360                                        355                                                       6.265                  0
GROUP I                                            131237.04                     824.81                           360                                        354                                                       6.015                  0
GROUP I                                            202499.99                     977.06                           360                                        355                                                       5.415                  0
GROUP I                                               520000                    2751.67                           360                                        355                                                       5.975                  0
GROUP I                                               370400                    1882.87                           360                                        355                                                       5.725                  0
GROUP I                                               374400                     2090.4                           360                                        355                                                       6.325                  0
GROUP I                                               455920                    2412.58                           360                                        355                                                       5.975                  0
GROUP I                                               393200                    2175.71                           360                                        356                                                       6.265                  0
GROUP I                                               311021                    1516.23                           360                                        355                                                       5.475                  0
GROUP I                                            319298.53                    1476.76                           360                                        354                                                       5.175                  0
GROUP I                                               319200                     1795.5                           360                                        355                                                       6.375                  0
GROUP I                                               464000                     2586.8                           360                                        355                                                       6.315                  0
GROUP I                                               516800                    3010.36                           360                                        355                                                       6.615                  0
GROUP I                                               528800                    3216.87                           360                                        355                                                       6.925                  0
GROUP I                                            375890.49                    2189.56                           360                                        355                                                       6.615                  0
GROUP I                                               228000                     1290.1                           360                                        354                                                       6.415                  0
GROUP I                                               582400                    3392.48                           360                                        356                                                       6.615                  0
GROUP I                                               340000                     1742.5                           360                                        355                                                       5.775                  0
GROUP I                                               175200                      890.6                           360                                        355                                                       5.725                  0
GROUP I                                               240000                       1190                           360                                        356                                                       5.575                  0
GROUP I                                               576000                       3720                           360                                        358                                                       7.375                  0
GROUP I                                               208650                    1151.92                           360                                        357                                                        6.25                  0
GROUP I                                               118293                     714.69                           360                                        358                                                       6.875                  0
GROUP I                                               320000                       1900                           360                                        357                                                        6.75                  0
GROUP I                                               216000                       1350                           360                                        356                                                       7.125                  0
GROUP I                                              1000000                    5416.67                           360                                        356                                                       6.125                  0
GROUP I                                               169750                    1131.67                           360                                        357                                                       7.625                  0
GROUP I                                               315950                     1711.4                           360                                        357                                                       6.125                  0
GROUP I                                               316100                    1731.96                           360                                        357                                                         6.2                  0
GROUP I                                               131242                     697.22                           360                                        356                                                           6                  0
GROUP I                                               103593                      593.5                           360                                        357                                                         6.5                  0
GROUP I                                               492000                    3228.75                           360                                        358                                                         7.5                  0
GROUP I                                            238702.89                    1734.37                           360                                        357                                                         7.5                  0
GROUP I                                               427500                    2315.63                           360                                        358                                                       6.125                  0
GROUP I                                             163650.5                    1174.92                           360                                        357                                                       7.375                  0
GROUP I                                               285800                     1637.4                           360                                        357                                                         6.5                  0
GROUP I                                               246450                    1437.63                           360                                        357                                                       6.625                  0
GROUP I                                               352000                       2970                           360                                        357                                                        9.75                  0
GROUP I                                               235605                    1472.53                           360                                        358                                                       7.125                  0
GROUP I                                               228375                    1641.45                           360                                        358                                                        8.25                  0
GROUP I                                               139000                     839.79                           360                                        357                                                       6.875                  0
GROUP I                                               255000                    1832.81                           360                                        357                                                        8.25                  0
GROUP I                                               252000                     1627.5                           360                                        357                                                       7.375                  0
GROUP I                                               492000                    3392.75                           360                                        357                                                         7.9                  0
GROUP I                                            223590.01                    1722.37                           360                                        357                                                       8.125                  0
GROUP I                                               212000                    1369.17                           360                                        357                                                       7.375                  0
GROUP I                                               220500                    1148.44                           360                                        353                                                       5.875                  0
GROUP I                                               112000                        770                           360                                        358                                                       7.875                  0
GROUP I                                               259150                    1700.67                           360                                        357                                                         7.5                  0
GROUP I                                               314900                    1935.32                           360                                        357                                                           7                  0
GROUP I                                            123057.73                     969.21                           360                                        358                                                       8.375                  0
GROUP I                                               287000                    1853.54                           360                                        357                                                       7.375                  0
GROUP I                                               236000                    1524.17                           360                                        355                                                       7.375                  0
GROUP I                                               308400                    1766.88                           360                                        358                                                         6.5                  0
GROUP I                                               251250                    1334.77                           360                                        358                                                           6                  0
GROUP I                                               301000                    1755.83                           360                                        358                                                       6.625                  0
GROUP I                                               750000                    4531.25                           360                                        358                                                       6.875                  0
GROUP I                                               292000                    1916.25                           360                                        358                                                         7.5                  0
GROUP I                                               232000                       1450                           360                                        357                                                       7.125                  0
GROUP I                                               110250                     700.55                           360                                        357                                                        7.25                  0
GROUP I                                            287304.96                    1940.31                           360                                        357                                                        6.75                  0
GROUP I                                               120400                     664.71                           360                                        357                                                        6.25                  0
GROUP I                                               312200                    1756.13                           360                                        357                                                       6.375                  0
GROUP I                                               173600                    1211.58                           360                                        358                                                           8                  0
GROUP I                                            734839.63                    4892.81                           360                                        357                                                       7.615                  0
GROUP I                                            535994.67                    3394.63                           360                                        357                                                       7.225                  0
GROUP I                                               672000                       3570                           360                                        357                                                           6                  0
GROUP I                                               296800                    1947.75                           360                                        357                                                         7.5                  0
GROUP I                                            267953.66                    1730.53                           360                                        357                                                       7.375                  0
GROUP I                                               500000                     3437.5                           360                                        358                                                       7.875                  0
GROUP I                                               227600                    1564.75                           360                                        357                                                       7.875                  0
GROUP I                                               185600                    1295.33                           360                                        357                                                           8                  0
GROUP I                                            703099.07                    5288.92                           360                                        358                                                       7.875                  0
GROUP I                                               518000                    2751.88                           360                                        358                                                           6                  0
GROUP I                                               321600                     2110.5                           360                                        357                                                         7.5                  0
GROUP I                                               438400                    2511.67                           360                                        357                                                         6.5                  0
GROUP I                                               252000                    1601.25                           360                                        357                                                        7.25                  0
GROUP I                                               230000                    1341.67                           360                                        357                                                       6.625                  0
GROUP I                                               298400                     1678.5                           360                                        357                                                       6.375                  0
GROUP I                                              1170000                    6703.13                           360                                        356                                                         6.5                  0
GROUP I                                               175000                    1075.52                           360                                        357                                                           7                  0
GROUP I                                               408000                     2422.5                           360                                        358                                                        6.75                  0
GROUP I                                            194140.89                    1433.22                           360                                        358                                                       7.675                  0
GROUP I                                               224000                    1423.33                           360                                        357                                                        7.25                  0
GROUP I                                               138675                     837.83                           360                                        357                                                       6.875                  0
GROUP I                                            199500.01                    1246.88                           360                                        358                                                       7.125                  0
GROUP I                                               194992                    1117.14                           360                                        357                                                         6.5                  0
GROUP I                                               359920                    2324.48                           360                                        357                                                       7.375                  0
GROUP I                                               236175                    1328.48                           360                                        357                                                       6.375                  0
GROUP I                                            155484.02                    1037.87                           360                                        356                                                       6.625                  0
GROUP I                                               233750                    1899.22                           360                                        357                                                       9.375                  0
GROUP I                                               155000                     871.88                           360                                        356                                                       6.375                  0
GROUP I                                                96000                        580                           360                                        355                                                       6.875                  0
GROUP I                                               212000                     1208.4                           360                                        355                                                       4.985                  0
GROUP I                                            248399.85                    1692.57                           360                                        354                                                       6.815                  0
GROUP I                                               395250                    2183.76                           360                                        355                                                       4.955                  0
GROUP I                                               156600                     944.82                           360                                        355                                                       5.385                  0
GROUP I                                             67101.18                     446.36                           360                                        353                                                       6.565                  0
GROUP I                                               280000                    1584.33                           360                                        355                                                       6.415                  0
GROUP I                                            334993.17                    2349.36                           360                                        356                                                       7.125                  0
GROUP I                                            182736.93                     894.65                           360                                        355                                                         5.5                  0
GROUP I                                             174105.1                    1149.63                           360                                        354                                                         6.5                  0
GROUP I                                            407688.29                    2651.14                           360                                        357                                                       6.375                  0
GROUP I                                               153600                        944                           360                                        353                                                           7                  0
GROUP I                                            138484.68                     912.13                           360                                        354                                                       6.475                  0
GROUP I                                            105547.37                     694.58                           360                                        355                                                       6.475                  0
GROUP I                                            123650.05                     892.64                           360                                        356                                                       7.425                  0
GROUP I                                            596228.53                    4256.04                           360                                        355                                                         7.3                  0
GROUP I                                            303096.26                    2133.95                           360                                        356                                                       7.165                  0
GROUP I                                             88240.02                     624.88                           360                                        356                                                       7.225                  0
GROUP I                                            386924.61                    2817.31                           360                                        356                                                       7.515                  0
GROUP I                                            231121.03                    1436.02                           360                                        356                                                       5.925                  0
GROUP I                                             224808.8                    1455.75                           360                                        356                                                       6.325                  0
GROUP I                                             110420.7                     736.42                           360                                        356                                                       6.615                  0
GROUP I                                             99712.04                     712.97                           360                                        356                                                       7.325                  0
GROUP I                                            367049.68                    2762.08                           360                                        356                                                       7.865                  0
GROUP I                                             92728.98                     659.21                           360                                        356                                                       7.265                  0
GROUP I                                            110783.18                     773.17                           360                                        356                                                       7.075                  0
GROUP I                                               201600                       1134                           360                                        356                                                       6.375                  0
GROUP I                                            126431.21                     899.67                           360                                        356                                                       7.275                  0
GROUP I                                            195199.98                    1032.93                           360                                        356                                                       5.975                  0
GROUP I                                               103200                     601.14                           360                                        356                                                       6.615                  0
GROUP I                                             247048.6                    1601.42                           360                                        356                                                       6.335                  0
GROUP I                                             59619.07                     459.22                           360                                        353                                                       8.075                  0
GROUP I                                                91000                      538.8                           360                                        356                                                        6.73                  0
GROUP I                                                95000                     571.98                           360                                        356                                                        6.85                  0
GROUP I                                               101600                     611.72                           360                                        356                                                        6.85                  0
GROUP I                                               102128                     562.98                           360                                        356                                                        6.24                  0
GROUP I                                                72000                      460.5                           360                                        355                                                         7.3                  0
GROUP I                                             85475.05                     528.88                           360                                        355                                                        7.05                  0
GROUP I                                            106366.86                     662.58                           360                                        356                                                         7.1                  0
GROUP I                                               118320                     735.06                           360                                        356                                                        7.08                  0
GROUP I                                               118400                     692.15                           360                                        356                                                        6.64                  0
GROUP I                                            120798.96                     722.28                           360                                        356                                                         6.8                  0
GROUP I                                               128000                     733.33                           360                                        356                                                         6.5                  0
GROUP I                                               132000                     810.15                           360                                        356                                                        6.99                  0
GROUP I                                               140640                     847.36                           360                                        356                                                       6.855                  0
GROUP I                                               145920                     832.96                           360                                        355                                                       6.475                  0
GROUP I                                               148195                     923.13                           360                                        356                                                        4.79                  0
GROUP I                                            150835.34                     870.82                           360                                        356                                                       6.553                  0
GROUP I                                               159920                     916.21                           360                                        356                                                         6.5                  0
GROUP I                                               175000                    1101.77                           360                                        356                                                        5.34                  0
GROUP I                                               176000                    1078.73                           360                                        356                                                        6.98                  0
GROUP I                                               176500                    1100.18                           360                                        356                                                       5.605                  0
GROUP I                                               188000                    1220.12                           360                                        356                                                       7.413                  0
GROUP I                                               189000                    1173.38                           360                                        356                                                       4.795                  0
GROUP I                                               206400                    1148.96                           360                                        356                                                       6.305                  0
GROUP I                                               221500                    1199.79                           360                                        356                                                       6.125                  0
GROUP I                                               225000                    1354.69                           360                                        356                                                        6.85                  0
GROUP I                                               229500                    1312.93                           360                                        356                                                        4.46                  0
GROUP I                                            231952.31                    1508.27                           360                                        356                                                       7.428                  0
GROUP I                                               235000                    1351.25                           360                                        356                                                       6.525                  0
GROUP I                                            235800.01                    1424.63                           360                                        356                                                       4.845                  0
GROUP I                                            259751.13                    1536.86                           360                                        355                                                       6.725                  0
GROUP I                                               272000                     1788.4                           360                                        356                                                       7.515                  0
GROUP I                                               293600                    1768.94                           360                                        356                                                       6.855                  0
GROUP I                                               310000                    1708.88                           360                                        355                                                        6.24                  0
GROUP I                                            314131.24                    1679.29                           360                                        356                                                        6.04                  0
GROUP I                                            316703.28                    1873.83                           360                                        356                                                       6.725                  0
GROUP I                                               391000                     2150.5                           360                                        356                                                       4.525                  0
GROUP I                                               511100                    2919.66                           360                                        355                                                        6.48                  0
GROUP I                                               348500                    2395.94                           360                                        357                                                       7.875                  0
GROUP I                                               412000                    2231.67                           360                                        355                                                       6.125                  0
GROUP I                                            259671.18                    1704.09                           360                                        358                                                         7.5                  0
GROUP I                                              1000000                     6562.5                           360                                        357                                                         7.5                  0
GROUP I                                            323525.22                    2426.44                           360                                        358                                                       8.625                  0
GROUP I                                               640000                       3728                           360                                        357                                                       6.615                  0
GROUP I                                            174718.48                    1423.86                           360                                        357                                                        8.75                  0
GROUP I                                            157180.85                    1155.68                           360                                        357                                                       7.625                  0
GROUP I                                            196081.25                    1407.75                           360                                        357                                                       7.375                  0
GROUP I                                               318805                    1996.38                           360                                        356                                                           6                  0
GROUP I                                            142168.44                    1121.05                           360                                        356                                                       8.375                  0
GROUP I                                               318750                    2423.83                           360                                        358                                                        8.75                  0
GROUP I                                            288656.66                    2588.84                           360                                        358                                                       9.875                  0
GROUP I                                               288000                       1824                           360                                        357                                                       7.225                  0
GROUP I                                               141300                     735.94                           360                                        357                                                       5.875                  0
GROUP I                                               217600                    1405.33                           360                                        357                                                       7.375                  0
GROUP I                                              1040000                    6391.67                           360                                        356                                                           7                  0
GROUP I                                               144000                        930                           360                                        358                                                       7.375                  0
GROUP I                                               236250                    1402.73                           360                                        357                                                        6.75                  0
GROUP I                                               223192                    1236.86                           360                                        356                                                       6.275                  0
GROUP I                                             247999.6                     1320.6                           360                                        356                                                       6.015                  0
GROUP I                                            308328.69                    2070.19                           360                                        355                                                       6.675                  0
GROUP I                                            415999.99                    2253.33                           360                                        356                                                       6.125                  0
GROUP I                                               218400                    1472.38                           360                                        356                                                       7.715                  0
GROUP I                                               140000                      927.5                           360                                        356                                                       7.575                  0
GROUP I                                               332000                    2144.17                           360                                        356                                                       7.375                  0
GROUP I                                            511919.99                    3195.23                           360                                        356                                                       7.115                  0
GROUP I                                            113248.45                     882.14                           360                                        356                                                        8.24                  0
GROUP I                                               304000                     1846.8                           360                                        356                                                       6.915                  0
GROUP I                                               151200                      888.3                           360                                        356                                                       6.675                  0
GROUP I                                               193600                     1101.1                           360                                        356                                                        6.45                  0
GROUP I                                               224000                       1400                           360                                        358                                                       7.125                  0
GROUP I                                               488000                     2897.5                           360                                        357                                                        6.75                  0
GROUP I                                               431250                    2425.78                           360                                        357                                                       6.375                  0
GROUP I                                               197680                    1091.36                           360                                        357                                                        6.25                  0
GROUP I                                               232000                       1450                           360                                        357                                                       7.125                  0
GROUP I                                            227846.27                    1383.41                           360                                        356                                                       5.706                  0
GROUP I                                            123849.83                     894.51                           360                                        356                                                        7.43                  0
GROUP I                                            323008.68                    2812.67                           360                                        354                                                        7.38                  0
GROUP I                                               486000                    2531.25                           360                                        354                                                       5.875                  0
GROUP I                                               175000                    1057.29                           360                                        353                                                       6.875                  0
GROUP I                                               900000                       4500                           360                                        354                                                       5.625                  0
GROUP I                                            138154.25                     749.67                           360                                        354                                                       6.125                  0
GROUP I                                            242857.98                    1522.24                           360                                        355                                                           6                  0
GROUP I                                            422811.74                     2650.2                           360                                        355                                                           6                  0
GROUP I                                               390000                    2583.75                           360                                        356                                                       7.575                  0
GROUP I                                                75200                     454.33                           360                                        355                                                       6.875                  0
GROUP I                                               107000                     613.02                           360                                        356                                                         6.5                  0
GROUP I                                            194130.22                    1248.61                           360                                        355                                                        6.25                  0
GROUP I                                             239016.7                    1675.92                           360                                        355                                                       7.115                  0
GROUP I                                            280908.91                    2163.27                           360                                        356                                                       8.115                  0
GROUP I                                            222906.66                     1422.7                           360                                        355                                                       6.175                  0
GROUP I                                            421324.43                    2961.77                           360                                        355                                                       7.115                  0
GROUP I                                               332000                     1933.9                           360                                        355                                                       6.615                  0
GROUP I                                             99967.14                     681.03                           360                                        356                                                         7.8                  0
GROUP I                                               496000                    2707.33                           360                                        353                                                       6.175                  0
GROUP I                                               500000                    2856.25                           360                                        352                                                        6.48                  0
GROUP I                                               560500                    2991.67                           360                                        353                                                        6.03                  0
GROUP I                                              71643.5                     527.81                           360                                        353                                                       7.525                  0
GROUP I                                               240000                       1325                           360                                        353                                                        6.25                  0
GROUP I                                             53788.81                      434.5                           360                                        353                                                       8.625                  0
GROUP I                                               612500                    3509.11                           360                                        355                                                         6.5                  0
GROUP I                                                49000                     321.15                           360                                        353                                                        7.49                  0
GROUP I                                                52250                     402.76                           360                                        353                                                       8.875                  0
GROUP I                                                93500                     505.68                           360                                        353                                                       6.115                  0
GROUP I                                               101600                     601.13                           360                                        353                                                       6.725                  0
GROUP I                                               108000                      640.8                           360                                        353                                                       6.745                  0
GROUP I                                               114150                     722.95                           360                                        353                                                       7.225                  0
GROUP I                                               116733                     593.39                           360                                        353                                                       5.725                  0
GROUP I                                               123920                     733.71                           360                                        353                                                        6.73                  0
GROUP I                                            130318.68                     825.89                           360                                        353                                                        7.23                  0
GROUP I                                               132000                      850.3                           360                                        353                                                       7.355                  0
GROUP I                                               136000                     776.33                           360                                        353                                                       6.475                  0
GROUP I                                               144000                     824.88                           360                                        353                                                       6.499                  0
GROUP I                                               145520                     739.73                           360                                        353                                                       5.725                  0
GROUP I                                               146200                    1035.58                           360                                        353                                                       8.125                  0
GROUP I                                            159999.67                     846.66                           360                                        353                                                       5.975                  0
GROUP I                                               160800                    1035.15                           360                                        353                                                        7.35                  0
GROUP I                                               162412                     809.35                           360                                        353                                                       5.605                  0
GROUP I                                               168000                      942.2                           360                                        353                                                       6.355                  0
GROUP I                                               199000                    1015.73                           360                                        353                                                        5.75                  0
GROUP I                                             199867.1                    1057.63                           360                                        353                                                       5.975                  0
GROUP I                                               180760                     1022.5                           360                                        353                                                       6.413                  0
GROUP I                                               188000                     1156.2                           360                                        353                                                       7.005                  0
GROUP I                                               207985                    1252.24                           360                                        353                                                        6.85                  0
GROUP I                                               225000                    1143.75                           360                                        353                                                       5.725                  0
GROUP I                                               225000                    1345.88                           360                                        353                                                       6.803                  0
GROUP I                                               239200                    1291.68                           360                                        353                                                       6.105                  0
GROUP I                                               255000                    1352.56                           360                                        353                                                        5.99                  0
GROUP I                                               264000                     1460.8                           360                                        353                                                       6.265                  0
GROUP I                                               299250                    1801.73                           360                                        353                                                        6.85                  0
GROUP I                                               302000                    1913.93                           360                                        353                                                        7.23                  0
GROUP I                                               400000                    2118.33                           360                                        353                                                        5.98                  0
GROUP I                                            340000.01                    1799.17                           360                                        353                                                       5.975                  0
GROUP I                                               357300                    1816.28                           360                                        353                                                       5.725                  0
GROUP I                                               452000                    2391.83                           360                                        353                                                       5.975                  0
GROUP I                                               481000                    3346.96                           360                                        353                                                       7.975                  0
GROUP I                                            490500.01                    2853.08                           360                                        353                                                       6.605                  0
GROUP I                                               278692                    1509.58                           360                                        355                                                       6.125                  0
GROUP I                                               233900                    1266.96                           360                                        357                                                       6.125                  0
GROUP I                                               344000                     2042.5                           360                                        356                                                        6.75                  0
GROUP I                                               147992                     863.29                           360                                        356                                                       6.625                  0
GROUP I                                               267120                    1586.03                           360                                        357                                                        6.75                  0
GROUP I                                               117943                     589.72                           360                                        357                                                       5.625                  0
GROUP I                                               193893                    1030.06                           360                                        356                                                           6                  0
GROUP I                                               410550                    2181.05                           360                                        355                                                           6                  0
GROUP I                                               448000                       2240                           360                                        354                                                       5.625                  0
GROUP I                                               650000                       3250                           360                                        354                                                       5.625                  0
GROUP I                                               371950                    2092.22                           360                                        355                                                       6.375                  0
GROUP I                                               178493                    1022.62                           360                                        356                                                         6.5                  0
GROUP I                                                86175                     538.59                           360                                        357                                                       7.125                  0
GROUP I                                            268585.49                    1751.21                           360                                        354                                                       6.375                  0
GROUP I                                               371250                    2165.63                           360                                        356                                                       6.625                  0
GROUP I                                               203992                     1296.2                           360                                        357                                                        7.25                  0
GROUP I                                             96782.68                     678.24                           360                                        357                                                       7.125                  0
GROUP I                                              1000000                    5208.33                           360                                        357                                                       5.875                  0
GROUP I                                               391558                     2583.3                           360                                        356                                                       7.542                  0
GROUP I                                               680000                    4179.17                           360                                        357                                                           7                  0
GROUP I                                               368000                    1530.27                           360                                        350                                                       4.615                  0
GROUP I                                               629997                    3937.48                           360                                        352                                                       7.125                  0
GROUP I                                               752000                       3525                           360                                        352                                                        5.25                  0
GROUP I                                               368000                       2070                           360                                        352                                                       6.375                  0
GROUP I                                               240000                       1450                           360                                        352                                                       6.875                  0
GROUP I                                               399200                    2203.92                           360                                        356                                                        6.25                  0
GROUP I                                               296785                    1904.37                           360                                        356                                                       7.325                  0
GROUP I                                             471243.5                    2454.39                           360                                        356                                                       5.875                  0
GROUP I                                               141600                     811.25                           360                                        356                                                         6.5                  0
GROUP I                                               245000                    1429.17                           360                                        357                                                        6.75                  0
GROUP I                                               129900                     852.47                           360                                        358                                                       7.625                  0
GROUP I                                               188550                    1178.44                           360                                        358                                                        7.25                  0
GROUP I                                               504000                       2940                           360                                        358                                                        6.75                  0
GROUP I                                               129650                     823.82                           360                                        358                                                       7.375                  0
GROUP I                                            134700.01                     841.88                           360                                        358                                                        7.25                  0
GROUP I                                               340700                    2555.25                           360                                        358                                                        8.75                  0
GROUP I                                               511000                     3459.9                           360                                        358                                                       7.875                  0
GROUP I                                               212000                    1435.42                           360                                        358                                                       7.875                  0
GROUP I                                               484000                    3176.25                           360                                        358                                                       7.625                  0
GROUP I                                               168000                      997.5                           360                                        358                                                       6.875                  0
GROUP I                                               353000                     2022.4                           360                                        358                                                       6.625                  0
GROUP I                                               203000                    1205.31                           360                                        358                                                       6.875                  0
GROUP I                                               945000                    6103.13                           360                                        358                                                         7.5                  0
GROUP I                                               179650                    1216.38                           360                                        358                                                       7.875                  0
GROUP I                                               400000                       2875                           360                                        358                                                       8.375                  0
GROUP I                                            331858.72                    2039.55                           360                                        358                                                       7.125                  0
GROUP I                                               195000                    1259.38                           360                                        358                                                         7.5                  0
GROUP I                                             344999.8                    2084.37                           360                                        358                                                           7                  0
GROUP I                                               496000                     2889.2                           360                                        358                                                        6.74                  0
GROUP I                                               283000                    1680.31                           360                                        358                                                       6.875                  0
GROUP I                                               192000                       1320                           360                                        358                                                           8                  0
GROUP I                                               126000                     733.95                           360                                        358                                                        6.74                  0
GROUP I                                               104400                     598.13                           360                                        358                                                       6.625                  0
GROUP I                                                76000                     443.33                           360                                        358                                                        6.75                  0
GROUP I                                            307982.07                     2085.3                           360                                        358                                                       7.875                  0
GROUP I                                               137520                      916.8                           360                                        358                                                        7.75                  0
GROUP I                                            235475.45                    1371.64                           360                                        358                                                        6.74                  0
GROUP I                                               163992                    1042.03                           360                                        358                                                       7.375                  0
GROUP I                                               364000                    2578.33                           360                                        357                                                        8.25                  0
GROUP I                                            107193.75                     580.63                           360                                        357                                                        6.25                  0
GROUP I                                            179774.15                     936.32                           360                                        357                                                           6                  0
GROUP I                                               480000                       2800                           360                                        358                                                        6.75                  0
GROUP I                                               288000                       2370                           360                                        357                                                       9.625                  0
GROUP I                                               210960                    1384.43                           360                                        357                                                       7.625                  0
GROUP I                                               242250                    1411.11                           360                                        357                                                        6.74                  0
GROUP I                                               450000                     2437.5                           360                                        357                                                        6.25                  0
GROUP I                                               595000                    3842.71                           360                                        357                                                         7.5                  0
GROUP I                                               368000                       2300                           360                                        357                                                        7.25                  0
GROUP I                                               262500                    1722.66                           360                                        357                                                       7.625                  0
GROUP I                                               569858                    3561.61                           360                                        357                                                        7.25                  0
GROUP I                                               311500                    1817.08                           360                                        357                                                        6.75                  0
GROUP I                                               148400                     958.42                           360                                        357                                                         7.5                  0
GROUP I                                               700000                    4593.75                           360                                        357                                                       7.625                  0
GROUP I                                            241995.21                    1386.43                           360                                        358                                                       6.625                  0
GROUP I                                            159059.16                    1010.69                           360                                        358                                                       7.375                  0
GROUP I                                               421000                    2411.98                           360                                        358                                                       6.625                  0
GROUP I                                               206400                       1290                           360                                        358                                                        7.25                  0
GROUP I                                            363099.66                     2421.7                           360                                        357                                                        6.75                  0
GROUP I                                             492500.4                    2961.78                           360                                        358                                                        5.75                  0
GROUP I                                            101701.07                     619.76                           360                                        357                                                       5.875                  0
GROUP I                                            298860.63                    2147.19                           360                                        356                                                         7.5                  0
GROUP I                                            272925.34                    1753.81                           360                                        356                                                       6.375                  0
GROUP I                                            340681.46                       2276                           360                                        355                                                        6.75                  0
GROUP I                                            175106.82                    1227.12                           360                                        357                                                        7.25                  0
GROUP I                                            463669.49                    2863.08                           360                                        357                                                           6                  0
GROUP I                                            470712.98                    2983.36                           360                                        357                                                        6.25                  0
GROUP I                                            134670.18                    1130.24                           360                                        356                                                        7.48                  0
GROUP I                                            125493.68                     848.21                           360                                        356                                                       6.875                  0
GROUP I                                            207160.03                    1314.18                           360                                        356                                                        6.25                  0
GROUP I                                            141518.69                     932.84                           360                                        356                                                       6.625                  0
GROUP I                                            149912.67                    1129.15                           360                                        356                                                           8                  0
GROUP I                                            315138.36                    1997.33                           360                                        357                                                        6.25                  0
GROUP I                                            273756.32                    2038.15                           360                                        357                                                       7.875                  0
GROUP I                                             75807.34                     499.27                           360                                        357                                                       6.625                  0
GROUP I                                            299212.54                       1921                           360                                        357                                                       6.375                  0
GROUP I                                            127596.94                     873.19                           360                                        356                                                           7                  0
GROUP I                                             209493.2                    1414.81                           360                                        357                                                       6.875                  0
GROUP I                                            155243.41                    1087.92                           360                                        357                                                        7.25                  0
GROUP I                                            692197.34                    4501.27                           360                                        357                                                         6.5                  0
GROUP I                                            191699.07                    1579.54                           360                                        357                                                           9                  0
GROUP I                                            147650.99                    1009.62                           360                                        357                                                           7                  0
GROUP I                                            348836.07                    2474.45                           360                                        357                                                       7.375                  0
GROUP I                                            499152.83                    3978.23                           360                                        357                                                       7.455                  0
GROUP I                                            134502.46                     954.08                           360                                        357                                                       7.375                  0
GROUP I                                            230608.16                    1756.09                           360                                        357                                                       8.125                  0
GROUP I                                            114754.94                     823.87                           360                                        357                                                         7.5                  0
GROUP I                                              69835.2                     477.52                           360                                        357                                                           7                  0
GROUP I                                            239593.35                    1909.55                           360                                        357                                                       8.625                  0
GROUP I                                            113367.56                     843.42                           360                                        357                                                       7.875                  0
GROUP I                                            323309.52                    2321.18                           360                                        357                                                         7.5                  0
GROUP I                                            123744.48                     942.49                           360                                        357                                                       8.125                  0
GROUP I                                            143660.94                     982.34                           360                                        357                                                           7                  0
GROUP I                                            287269.98                    1891.95                           360                                        357                                                       6.625                  0
GROUP I                                            349112.81                    2299.25                           360                                        357                                                       6.625                  0
GROUP I                                            205150.27                    1813.06                           180                                        178                                                       6.375                  0
GROUP I                                            274567.08                    1875.98                           360                                        358                                                           7                  0
GROUP I                                            349452.27                    2387.62                           360                                        358                                                           7                  0
GROUP I                                            213744.29                    1444.45                           360                                        357                                                       6.875                  0
GROUP I                                               114300                     738.19                           360                                        358                                                         7.5                  0
GROUP I                                               239000                    1419.06                           360                                        357                                                       6.875                  0
GROUP I                                            519281.93                    3770.36                           360                                        358                                                       7.625                  0
GROUP I                                            154007.65                    1172.03                           360                                        358                                                       8.125                  0
GROUP I                                               650000                     4062.5                           360                                        358                                                        7.25                  0
GROUP I                                               236000                    1647.08                           360                                        357                                                       8.125                  0
GROUP I                                            283987.01                    2012.97                           360                                        358                                                       7.375                  0
GROUP I                                            481996.61                    4427.38                           180                                        178                                                           7                  0
GROUP I                                               292000                    1672.92                           360                                        358                                                       6.625                  0
GROUP I                                               245600                     1995.5                           360                                        357                                                         9.5                  0
GROUP I                                               184000                    1188.33                           360                                        357                                                         7.5                  0
GROUP I                                               184000                    1188.33                           360                                        357                                                         7.5                  0
GROUP I                                             439108.4                    3228.56                           360                                        357                                                        7.75                  0
GROUP I                                            407407.52                     2887.8                           360                                        358                                                       7.375                  0
GROUP I                                            117593.98                     808.46                           360                                        358                                                           8                  0
GROUP I                                               520800                    3743.25                           360                                        357                                                       8.375                  0
GROUP I                                            207556.73                    1490.14                           360                                        357                                                         7.5                  0
GROUP I                                            323371.12                    2182.85                           360                                        358                                                       6.875                  0
GROUP I                                               133200                     860.25                           360                                        358                                                         7.5                  0
GROUP I                                               281680                     1760.5                           360                                        358                                                        7.25                  0
GROUP I                                               223000                    1300.83                           360                                        357                                                        6.75                  0
GROUP I                                            463821.29                    3054.72                           360                                        357                                                       6.625                  0
GROUP I                                               472500                    2903.91                           360                                        358                                                       7.125                  0
GROUP I                                               472500                    2903.91                           360                                        358                                                       7.125                  0
GROUP I                                               124000                     787.92                           360                                        358                                                       7.375                  0
GROUP I                                               552000                     3047.5                           360                                        358                                                       6.375                  0
GROUP I                                               173610                    1211.65                           360                                        358                                                       8.125                  0
GROUP I                                            160703.66                    1211.42                           360                                        357                                                           8                  0
GROUP I                                               268000                    1758.75                           360                                        358                                                       7.625                  0
GROUP I                                            101875.98                     784.29                           360                                        358                                                        8.25                  0
GROUP I                                               159200                        995                           360                                        357                                                        7.25                  0
GROUP I                                            142208.27                    1044.88                           360                                        358                                                        7.75                  0
GROUP I                                               141400                     898.48                           360                                        358                                                       7.375                  0
GROUP I                                            110789.42                     776.83                           360                                        357                                                        7.25                  0
GROUP I                                               287999                    1679.99                           360                                        357                                                        6.75                  0
GROUP I                                            305097.56                    2033.16                           360                                        358                                                        6.75                  0
GROUP I                                            246886.62                    1644.96                           360                                        357                                                        6.74                  0
GROUP I                                               192000                       1240                           360                                        358                                                         7.5                  0
GROUP I                                               189550                    1184.69                           360                                        357                                                        7.25                  0
GROUP I                                            272150.87                    1728.71                           360                                        357                                                        6.25                  0
GROUP I                                            102875.95                     934.78                           180                                        178                                                        6.75                  0
GROUP I                                               127100                     741.42                           360                                        357                                                        6.75                  0
GROUP I                                               185300                    1042.31                           360                                        357                                                         6.5                  0
GROUP I                                               556800                       3596                           360                                        357                                                         7.5                  0
GROUP I                                               263200                       1645                           360                                        357                                                        7.25                  0
GROUP I                                               254400                     1616.5                           360                                        357                                                       7.375                  0
GROUP I                                               240000                       1575                           360                                        357                                                       7.625                  0
GROUP I                                               168000                     1104.6                           360                                        357                                                        7.64                  0
GROUP I                                               356000                    2262.08                           360                                        357                                                       7.375                  0
GROUP I                                               405000                    2235.94                           360                                        357                                                       6.375                  0
GROUP I                                               840000                       5250                           360                                        358                                                        7.25                  0
GROUP I                                                72150                     450.94                           360                                        357                                                        7.25                  0
GROUP I                                             99985.66                     582.42                           360                                        357                                                        6.74                  0
GROUP I                                               565600                    3417.17                           360                                        358                                                           7                  0
GROUP I                                            542719.17                    3711.04                           360                                        357                                                           7                  0
GROUP I                                               315000                    1870.31                           360                                        357                                                       6.875                  0
GROUP I                                            179576.19                    1227.92                           360                                        357                                                           7                  0
GROUP I                                            165128.98                    1083.66                           360                                        357                                                       7.625                  0
GROUP I                                            181010.11                    1183.24                           360                                        357                                                        6.55                  0
GROUP I                                            239623.85                    1974.42                           360                                        357                                                           9                  0
GROUP I                                               252000                       1575                           360                                        357                                                        7.25                  0
GROUP I                                               333200                    2186.63                           360                                        357                                                       7.625                  0
GROUP I                                            204416.62                    1312.64                           360                                        357                                                       6.375                  0
GROUP I                                            355630.62                    2802.62                           360                                        357                                                         8.5                  0
GROUP I                                            143677.38                    1006.87                           360                                        357                                                        7.25                  0
GROUP I                                               440000                       2475                           360                                        357                                                         6.5                  0
GROUP I                                            509845.94                    3080.32                           360                                        357                                                           7                  0
GROUP I                                            199995.14                    1249.97                           360                                        357                                                        7.25                  0
GROUP I                                               420000                    2756.25                           360                                        357                                                       7.625                  0
GROUP I                                               440000                    2520.83                           360                                        356                                                       6.625                  0
GROUP I                                            219681.27                    1869.98                           360                                        357                                                       9.375                  0
GROUP I                                               112000                        735                           360                                        356                                                       7.625                  0
GROUP I                                             599937.5                    3437.14                           360                                        357                                                       6.625                  0
GROUP I                                               311920                    1981.99                           360                                        357                                                       7.375                  0
GROUP I                                            107781.14                     792.47                           360                                        357                                                        7.75                  0
GROUP I                                            482803.18                     3260.8                           360                                        357                                                       6.875                  0
GROUP I                                               176000                    1173.33                           360                                        357                                                        7.75                  0
GROUP I                                            118892.81                     895.51                           360                                        356                                                           8                  0
GROUP I                                               228900                    1454.47                           360                                        357                                                       7.375                  0
GROUP I                                            262765.45                    2117.77                           360                                        357                                                        8.75                  0
GROUP I                                               120400                     702.33                           360                                        357                                                        6.75                  0
GROUP I                                               428000                       2675                           360                                        358                                                        7.25                  0
GROUP I                                               239400                    2119.69                           360                                        357                                                      10.375                  0
GROUP I                                               525000                    2843.75                           360                                        357                                                        6.25                  0
GROUP I                                             91530.71                     855.07                           360                                        358                                                        10.5                  0
GROUP I                                             267918.7                    1507.04                           360                                        356                                                         6.5                  0
GROUP I                                            265318.98                    1882.02                           360                                        357                                                       7.375                  0
GROUP I                                               462400                       2890                           360                                        357                                                        7.25                  0
GROUP I                                            133610.45                     879.96                           360                                        357                                                       6.625                  0
GROUP I                                               114200                    1225.27                           360                                        357                                                      12.625                  0
GROUP I                                              2000000                   10833.33                           360                                        357                                                        6.25                  0
GROUP I                                               334600                    1777.56                           360                                        357                                                       6.125                  0
GROUP I                                            330688.74                    2289.24                           360                                        357                                                       7.125                  0
GROUP I                                               719200                    4644.83                           360                                        358                                                         7.5                  0
GROUP I                                            116382.05                     868.72                           360                                        357                                                       7.875                  0
GROUP I                                            183372.69                    1205.06                           360                                        356                                                       6.595                  0
GROUP I                                               476000                    3123.75                           360                                        357                                                       7.625                  0
GROUP I                                            134657.81                     886.85                           360                                        357                                                       6.625                  0
GROUP I                                               215000                    1366.15                           360                                        357                                                       7.375                  0
GROUP I                                            582407.56                    3691.28                           360                                        357                                                        6.25                  0
GROUP I                                               206400                     1225.5                           360                                        357                                                       6.875                  0
GROUP I                                            617497.34                    3280.45                           360                                        357                                                       6.125                  0
GROUP I                                            191939.63                    1179.63                           360                                        356                                                       7.125                  0
GROUP I                                            243935.94                    1467.68                           360                                        357                                                        6.97                  0
GROUP I                                            408341.75                    2829.01                           360                                        356                                                       7.125                  0
GROUP I                                            498603.31                    3119.35                           360                                        357                                                       6.125                  0
GROUP I                                            303290.66                    1642.82                           360                                        357                                                        6.25                  0
GROUP I                                               273750                    1653.91                           360                                        357                                                           7                  0
GROUP I                                            504666.42                    2733.61                           360                                        357                                                        6.25                  0
GROUP I                                            196347.98                    1359.25                           360                                        357                                                       7.125                  0
GROUP I                                               210700                    1163.24                           360                                        357                                                       6.375                  0
GROUP I                                            126091.11                     905.55                           360                                        357                                                         7.5                  0
GROUP I                                               400000                    2958.33                           360                                        356                                                       8.625                  0
GROUP I                                               192000                       1420                           360                                        356                                                       8.625                  0
GROUP I                                            346265.88                    1839.54                           360                                        357                                                       6.125                  0
GROUP I                                            297315.55                    2058.21                           360                                        357                                                       7.125                  0
GROUP I                                               220000                     1237.5                           360                                        357                                                         6.5                  0
GROUP I                                            114992.32                     646.83                           360                                        357                                                         6.5                  0
GROUP I                                            374180.56                    2654.23                           360                                        357                                                       7.375                  0
GROUP I                                               232700                    1333.18                           360                                        357                                                       6.625                  0
GROUP I                                               236000                    1352.08                           360                                        357                                                       6.625                  0
GROUP I                                            244085.08                    1528.48                           360                                        356                                                       6.125                  0
GROUP I                                            197499.14                    1131.51                           360                                        357                                                       6.625                  0
GROUP I                                             94216.42                     644.66                           360                                        357                                                           7                  0
GROUP I                                               300000                       1625                           360                                        357                                                        6.25                  0
GROUP I                                               234000                    1535.63                           360                                        357                                                       6.905                  0
GROUP I                                            219874.86                    1190.99                           360                                        357                                                        6.25                  0
GROUP I                                             65159.89                     473.11                           360                                        358                                                       7.625                  0
GROUP I                                               157200                     949.75                           360                                        358                                                           7                  0
GROUP I                                               623200                    3310.75                           360                                        357                                                       6.125                  0
GROUP I                                               501500                     2768.7                           360                                        357                                                       6.375                  0
GROUP I                                            219109.84                    1482.18                           360                                        355                                                       6.875                  0
GROUP I                                            110924.94                     739.82                           360                                        357                                                        6.75                  0
GROUP I                                               464000                       3045                           360                                        357                                                       7.625                  0
GROUP I                                               111200                     718.17                           360                                        357                                                         7.5                  0
GROUP I                                               340000                    2266.67                           360                                        357                                                        7.75                  0
GROUP I                                               346450                    2381.84                           360                                        357                                                           8                  0
GROUP I                                               688000                    4873.33                           360                                        357                                                        8.25                  0
GROUP I                                               412800                    2748.56                           360                                        357                                                        7.74                  0
GROUP I                                            125560.37                     706.28                           360                                        357                                                         6.5                  0
GROUP I                                               380000                     2137.5                           360                                        357                                                         6.5                  0
GROUP I                                            199877.81                    1099.33                           360                                        357                                                        6.35                  0
GROUP I                                               510000                    2868.75                           360                                        357                                                         6.5                  0
GROUP I                                               143920                     839.53                           360                                        357                                                        6.75                  0
GROUP I                                               284000                    1656.67                           360                                        356                                                        6.75                  0
GROUP I                                               460000                       2875                           360                                        357                                                        7.25                  0
GROUP I                                               527100                    3184.56                           360                                        357                                                           7                  0
GROUP I                                               415950                    2816.33                           360                                        357                                                       7.875                  0
GROUP I                                            234624.15                    2073.24                           180                                        177                                                        6.25                  0
GROUP I                                            153347.03                     958.42                           360                                        358                                                        7.25                  0
GROUP I                                            150000.03                     890.63                           360                                        357                                                       6.875                  0
GROUP I                                               445250                    2458.15                           360                                        357                                                       6.375                  0
GROUP I                                               315000                    1542.19                           360                                        356                                                       5.625                  0
GROUP I                                               183750                    1110.16                           360                                        357                                                           7                  0
GROUP I                                             87104.43                     610.41                           360                                        357                                                        7.25                  0
GROUP I                                               108500                     689.43                           360                                        357                                                       7.375                  0
GROUP I                                               161000                    1056.56                           360                                        357                                                       7.625                  0
GROUP I                                            178047.53                    1172.62                           360                                        357                                                       6.625                  0
GROUP I                                            340964.11                    1882.41                           360                                        357                                                       6.375                  0
GROUP I                                            559032.99                    3632.15                           360                                        358                                                         6.5                  0
GROUP I                                               176250                    1009.77                           360                                        357                                                       6.625                  0
GROUP I                                               207200                    1316.58                           360                                        357                                                       7.375                  0
GROUP I                                               164000                       1025                           360                                        358                                                        7.25                  0
GROUP I                                               142000                     857.92                           360                                        358                                                           7                  0
GROUP I                                               142000                      887.5                           360                                        358                                                        7.25                  0
GROUP I                                               343200                    1999.14                           360                                        357                                                        6.74                  0
GROUP I                                            144459.87                    1024.83                           300                                        297                                                        6.75                  0
GROUP I                                            149654.33                     1126.9                           360                                        357                                                           8                  0
GROUP I                                            527883.94                    3244.29                           360                                        357                                                       7.125                  0
GROUP I                                            168402.58                    1151.51                           360                                        357                                                           7                  0
GROUP I                                            443195.07                    2806.38                           360                                        358                                                        6.25                  0
GROUP I                                               427500                    2582.81                           360                                        357                                                           7                  0
GROUP I                                               206000                    1244.58                           360                                        357                                                           7                  0
GROUP I                                             219474.3                    1489.61                           360                                        357                                                       6.925                  0
GROUP I                                               259560                    1838.55                           360                                        357                                                        8.25                  0
GROUP I                                            453789.04                    2913.41                           360                                        357                                                       6.375                  0
GROUP I                                               300000                     1747.5                           360                                        357                                                        6.74                  0
GROUP I                                               741100                     3628.3                           360                                        356                                                       5.625                  0
GROUP I                                            113321.77                     873.49                           360                                        356                                                        8.25                  0
GROUP I                                               280000                    1720.83                           360                                        357                                                       7.125                  0
GROUP I                                            276930.07                    1870.24                           360                                        357                                                       6.875                  0
GROUP I                                               145600                     849.33                           360                                        357                                                        6.75                  0
GROUP I                                               200000                    1395.83                           360                                        357                                                       8.125                  0
GROUP I                                               201000                    1235.31                           360                                        357                                                       7.125                  0
GROUP I                                               129500                     701.46                           360                                        357                                                        6.25                  0
GROUP I                                               324000                     2362.5                           360                                        357                                                         8.5                  0
GROUP I                                            109685.25                     677.29                           360                                        357                                                           6                  0
GROUP I                                               211400                    1277.21                           360                                        357                                                           7                  0
GROUP I                                            809984.92                    4556.17                           360                                        355                                                         6.5                  0
GROUP I                                            206403.13                     1342.6                           360                                        357                                                         6.5                  0
GROUP I                                            246878.31                    1734.05                           360                                        354                                                        7.25                  0
GROUP I                                            265325.74                    1747.43                           360                                        357                                                       6.625                  0
GROUP I                                               176800                    1160.25                           360                                        357                                                       7.625                  0
GROUP I                                               311200                    2042.25                           360                                        357                                                       7.625                  0
GROUP I                                             145250.6                    1013.08                           360                                        357                                                         7.2                  0
GROUP I                                              1000000                    6041.67                           360                                        357                                                           7                  0
GROUP I                                            151850.42                    1051.21                           360                                        357                                                       7.125                  0
GROUP I                                            299201.57                    1920.93                           360                                        357                                                       6.375                  0
GROUP I                                               592000                    3453.33                           360                                        357                                                        6.75                  0
GROUP I                                               647500                    4249.22                           360                                        357                                                       7.625                  0
GROUP I                                               170800                    1192.04                           360                                        357                                                       8.125                  0
GROUP I                                             274602.6                    1599.56                           360                                        358                                                        6.74                  0
GROUP I                                               381000                    2219.33                           360                                        357                                                        6.74                  0
GROUP I                                               325500                    2000.47                           360                                        357                                                       7.125                  0
GROUP I                                               172720                    1151.47                           360                                        357                                                        7.75                  0
GROUP I                                               157450                    1049.67                           360                                        358                                                        7.75                  0
GROUP I                                            207563.13                    1383.75                           360                                        357                                                        7.75                  0
GROUP I                                               280000                    1429.17                           360                                        358                                                       5.875                  0
GROUP I                                               508000                       3175                           360                                        357                                                        7.25                  0
GROUP I                                               960000                       5600                           360                                        357                                                        6.75                  0
GROUP I                                               319700                    1698.41                           360                                        357                                                       6.125                  0
GROUP I                                               416000                    2773.33                           360                                        357                                                        7.75                  0
GROUP I                                               560000                    3208.33                           360                                        357                                                       6.625                  0
GROUP I                                               272000                    1841.67                           360                                        357                                                       7.875                  0
GROUP I                                               287775                     1918.5                           360                                        357                                                        7.75                  0
GROUP I                                               216300                    1396.94                           360                                        357                                                         7.5                  0
GROUP I                                               183650                    1109.55                           360                                        357                                                           7                  0
GROUP I                                            422778.46                    2554.29                           360                                        357                                                           7                  0
GROUP I                                            169599.62                     1159.7                           360                                        357                                                           7                  0
GROUP I                                               160000                       1150                           360                                        357                                                       8.375                  0
GROUP I                                            222522.37                     1597.6                           360                                        357                                                         7.5                  0
GROUP I                                               120800                     868.25                           360                                        357                                                       8.375                  0
GROUP I                                            471195.81                    2895.89                           360                                        357                                                       7.125                  0
GROUP I                                               175000                     1002.6                           360                                        357                                                       6.625                  0
GROUP I                                               640000                    4066.67                           360                                        357                                                       7.375                  0
GROUP I                                               300800                       1974                           360                                        357                                                       7.625                  0
GROUP I                                            323798.29                    2023.74                           360                                        357                                                        7.25                  0
GROUP I                                               479200                       2995                           360                                        357                                                        7.25                  0
GROUP I                                               212800                    1241.33                           360                                        357                                                        6.75                  0
GROUP I                                            321508.96                    1908.96                           360                                        357                                                       6.875                  0
GROUP I                                           1289966.74                    6718.58                           360                                        357                                                           6                  0
GROUP I                                               387900                    2626.41                           360                                        357                                                       7.875                  0
GROUP I                                               502640                    3246.22                           360                                        357                                                         7.5                  0
GROUP I                                            159560.66                    1163.46                           360                                        357                                                         8.5                  0
GROUP I                                            603644.56                    4230.25                           360                                        357                                                        7.25                  0
GROUP I                                            358931.16                    2131.15                           360                                        357                                                       6.875                  0
GROUP I                                               532000                       3325                           360                                        357                                                        7.25                  0
GROUP I                                            107775.54                     783.08                           360                                        357                                                       7.625                  0
GROUP I                                               498000                    2801.25                           360                                        357                                                         6.5                  0
GROUP I                                               504000                       2730                           360                                        357                                                        6.25                  0
GROUP I                                               325600                    2001.08                           360                                        357                                                       7.125                  0
GROUP I                                               267800                    1534.27                           360                                        358                                                       6.625                  0
GROUP I                                               210000                    1181.25                           360                                        357                                                         6.5                  0
GROUP I                                               164300                    1198.02                           360                                        358                                                         8.5                  0
GROUP I                                               661000                    3373.85                           360                                        356                                                       5.875                  0
GROUP I                                               368000                    2108.33                           360                                        357                                                       6.625                  0
GROUP I                                               200000                       1165                           360                                        357                                                        6.74                  0
GROUP I                                               136500                     838.91                           360                                        356                                                       7.125                  0
GROUP I                                               280000                    1691.67                           360                                        357                                                           7                  0
GROUP I                                               472000                     3392.5                           360                                        357                                                       8.375                  0
GROUP I                                               243760                    1777.42                           360                                        357                                                         8.5                  0
GROUP I                                               327000                    1600.94                           360                                        357                                                       5.625                  0
GROUP I                                               256000                    1653.33                           360                                        356                                                         7.5                  0
GROUP I                                               196000                       1225                           360                                        357                                                        7.25                  0
GROUP I                                               268000                    1702.92                           360                                        357                                                       7.375                  0
GROUP I                                               380000                    2335.42                           360                                        357                                                       7.125                  0
GROUP I                                               291750                    1519.53                           360                                        357                                                           6                  0
GROUP I                                            299966.25                    1687.31                           360                                        357                                                         6.5                  0
GROUP I                                               340000                    1947.92                           360                                        357                                                       6.625                  0
GROUP I                                               540000                    3318.75                           360                                        358                                                       7.125                  0
GROUP I                                               177600                      980.5                           360                                        357                                                       6.375                  0
GROUP I                                               400000                    2291.67                           360                                        357                                                       6.625                  0
GROUP I                                                88000                     476.67                           360                                        358                                                        6.25                  0
GROUP I                                               307500                    1953.91                           360                                        356                                                       7.375                  0
GROUP I                                             199637.4                    1264.14                           360                                        358                                                        6.25                  0
GROUP I                                            119680.64                     768.37                           360                                        357                                                       6.375                  0
GROUP I                                               272000                       1530                           360                                        357                                                         6.5                  0
GROUP I                                            149628.99                     997.95                           360                                        357                                                        6.75                  0
GROUP I                                             315967.6                    1777.32                           360                                        357                                                         6.5                  0
GROUP I                                               504000                     2887.5                           360                                        356                                                       6.625                  0
GROUP I                                            178788.41                    1237.69                           360                                        357                                                       7.125                  0
GROUP I                                               360500                    1952.71                           360                                        357                                                        6.25                  0
GROUP I                                               280000                    2070.83                           360                                        357                                                       8.625                  0
GROUP I                                                89900                     566.59                           360                                        358                                                       7.313                  0
GROUP I                                            437555.57                    3293.55                           360                                        357                                                           8                  0
GROUP I                                            151908.74                     933.61                           360                                        357                                                       7.125                  0
GROUP I                                            291134.97                    1516.33                           360                                        357                                                           6                  0
GROUP I                                               184000                    1111.67                           360                                        357                                                           7                  0
GROUP I                                            147660.06                     1022.2                           360                                        357                                                       7.125                  0
GROUP I                                            439085.59                    3190.31                           360                                        357                                                       7.625                  0
GROUP I                                               704000                    4033.33                           360                                        357                                                       6.625                  0
GROUP I                                               208000                       1235                           360                                        357                                                       6.875                  0
GROUP I                                               192000                       1160                           360                                        356                                                           7                  0
GROUP I                                               150000                    1109.38                           360                                        357                                                       8.625                  0
GROUP I                                               172500                    1347.66                           360                                        357                                                       9.125                  0
GROUP I                                               290000                    1980.46                           360                                        357                                                       7.945                  0
GROUP I                                            353958.09                    1991.01                           360                                        356                                                         6.5                  0
GROUP I                                               240000                       1400                           360                                        357                                                        6.75                  0
GROUP I                                                70350                     403.05                           360                                        357                                                       6.625                  0
GROUP I                                             72869.83                     498.67                           360                                        356                                                           7                  0
GROUP I                                               397500                    2315.44                           360                                        357                                                        6.74                  0
GROUP I                                            429354.23                    2756.54                           360                                        357                                                       6.375                  0
GROUP I                                               148000                     817.08                           360                                        357                                                       6.375                  0
GROUP I                                            451906.78                    3051.94                           360                                        357                                                       6.875                  0
GROUP I                                            174534.26                    1120.54                           360                                        357                                                       6.375                  0
GROUP I                                             95750.66                     622.65                           360                                        357                                                         6.5                  0
GROUP I                                            163459.11                     902.43                           360                                        357                                                       6.375                  0
GROUP I                                               404000                    2314.58                           360                                        357                                                       6.625                  0
GROUP I                                               267400                    1559.83                           360                                        357                                                        6.75                  0
GROUP I                                            363932.43                    2047.12                           360                                        357                                                         6.5                  0
GROUP I                                            412467.92                    2663.86                           360                                        357                                                         7.5                  0
GROUP I                                              1250000                    7291.67                           360                                        357                                                        6.75                  0
GROUP I                                               156800                     898.33                           360                                        357                                                       6.625                  0
GROUP I                                            102219.07                     698.55                           360                                        358                                                           7                  0
GROUP I                                            189959.42                    1187.25                           360                                        357                                                        7.25                  0
GROUP I                                            151485.27                     883.66                           360                                        357                                                        6.75                  0
GROUP I                                             96266.24                     650.14                           360                                        357                                                       6.875                  0
GROUP I                                            205777.08                    1355.24                           360                                        357                                                       6.625                  0
GROUP I                                            179948.48                    1444.32                           240                                        237                                                       7.125                  0
GROUP I                                               385000                    2165.63                           360                                        357                                                         6.5                  0
GROUP I                                               220000                     1237.5                           360                                        357                                                         6.5                  0
GROUP I                                            470773.99                    3061.38                           360                                        357                                                         6.5                  0
GROUP I                                            303273.93                    2498.88                           360                                        357                                                           9                  0
GROUP I                                            256993.48                    1757.29                           360                                        357                                                           7                  0
GROUP I                                               356000                    1928.33                           360                                        357                                                        6.25                  0
GROUP I                                               344000                       1935                           360                                        357                                                         6.5                  0
GROUP I                                             299392.1                    2201.29                           360                                        357                                                        7.75                  0
GROUP I                                            319133.24                    2075.51                           360                                        357                                                         6.5                  0
GROUP I                                               108600                     576.94                           360                                        357                                                       6.125                  0
GROUP I                                               430000                       2150                           360                                        356                                                        5.75                  0
GROUP I                                               113200                     613.17                           360                                        357                                                        6.25                  0
GROUP I                                               450000                    2390.63                           360                                        357                                                       6.125                  0
GROUP I                                            230170.11                    1593.39                           360                                        357                                                       7.125                  0
GROUP I                                            264277.41                    1674.98                           360                                        357                                                        6.25                  0
GROUP I                                               449000                    2478.85                           360                                        357                                                       6.375                  0
GROUP I                                               209000                    1175.63                           360                                        357                                                         6.5                  0
GROUP I                                               448950                       2993                           360                                        357                                                        7.75                  0
GROUP I                                             311632.6                    2157.32                           360                                        357                                                       7.125                  0
GROUP I                                               220000                    1283.33                           360                                        357                                                        6.75                  0
GROUP I                                               130550                     761.54                           360                                        357                                                        6.75                  0
GROUP I                                            196398.27                     1125.2                           360                                        357                                                       6.625                  0
GROUP I                                               267400                    1671.25                           360                                        357                                                        7.25                  0
GROUP I                                             295952.4                    1603.08                           360                                        357                                                        6.25                  0
GROUP I                                            103755.14                     709.46                           360                                        357                                                           7                  0
GROUP I                                            354628.61                    2890.02                           360                                        357                                                       8.875                  0
GROUP I                                               460000                    2539.58                           360                                        356                                                       6.375                  0
GROUP I                                            166949.39                     852.14                           360                                        357                                                       5.875                  0
GROUP I                                            319188.85                    2102.17                           360                                        357                                                       6.625                  0
GROUP I                                               196000                       1225                           360                                        357                                                        7.25                  0
GROUP I                                            418851.48                    2225.15                           360                                        357                                                       6.125                  0
GROUP I                                               398400                       2573                           360                                        357                                                         7.5                  0
GROUP I                                               104900                     557.28                           360                                        357                                                       6.125                  0
GROUP I                                               546000                    3014.38                           360                                        357                                                       6.375                  0
GROUP I                                            149646.84                    1023.26                           360                                        357                                                           7                  0
GROUP I                                               620000                    4133.33                           360                                        357                                                        7.75                  0
GROUP I                                             79252.36                     730.29                           180                                        177                                                           7                  0
GROUP I                                            212874.29                    1297.25                           360                                        357                                                       5.875                  0
GROUP I                                            311247.05                       2102                           360                                        357                                                       6.875                  0
GROUP I                                               651750                    3796.44                           360                                        357                                                        6.74                  0
GROUP I                                            220479.67                    1507.61                           360                                        357                                                           7                  0
GROUP I                                            303716.59                    1689.42                           360                                        357                                                       6.425                  0
GROUP I                                               257200                    1661.08                           360                                        357                                                         7.5                  0
GROUP I                                            585084.58                    3951.36                           360                                        357                                                       6.875                  0
GROUP I                                            385394.21                    2506.18                           360                                        357                                                         6.5                  0
GROUP I                                            557451.43                    3764.74                           360                                        357                                                       6.875                  0
GROUP I                                             101912.8                     723.72                           360                                        357                                                       7.375                  0
GROUP I                                               240000                       1425                           360                                        357                                                       6.875                  0
GROUP I                                               288700                    1623.94                           360                                        357                                                         6.5                  0
GROUP I                                               124000                     839.58                           360                                        357                                                       7.875                  0
GROUP I                                               135200                     859.08                           360                                        357                                                       7.375                  0
GROUP I                                            175812.51                     1062.2                           360                                        357                                                           7                  0
GROUP I                                            479002.49                    3480.33                           360                                        357                                                       7.625                  0
GROUP I                                                73400                     420.52                           360                                        357                                                       6.625                  0
GROUP I                                            179543.73                    1182.47                           360                                        357                                                       6.625                  0
GROUP I                                               352000                       2200                           360                                        357                                                        7.25                  0
GROUP I                                             93874.48                     585.21                           360                                        358                                                         6.1                  0
GROUP I                                               396000                    2433.75                           360                                        357                                                       7.125                  0
GROUP I                                               200000                       1250                           360                                        358                                                        7.25                  0
GROUP I                                               416000                    2643.33                           360                                        357                                                       7.375                  0
GROUP I                                               111650                     697.81                           360                                        357                                                        7.25                  0
GROUP I                                            647946.54                    3442.22                           360                                        357                                                       6.125                  0
GROUP I                                             75807.16                     499.27                           360                                        357                                                       6.625                  0
GROUP I                                               340000                       2125                           360                                        357                                                        7.25                  0
GROUP I                                            444537.14                     3112.9                           360                                        358                                                        7.25                  0
GROUP I                                             73390.57                     513.92                           360                                        358                                                        7.25                  0
GROUP I                                            209654.72                    1397.14                           360                                        358                                                        6.75                  0
GROUP I                                            128807.92                     901.99                           360                                        358                                                        7.25                  0
GROUP I                                            184207.86                    1369.54                           360                                        358                                                       7.875                  0
GROUP I                                            134089.84                     916.16                           360                                        358                                                           7                  0
GROUP I                                            496870.87                    3506.59                           360                                        358                                                        7.33                  0
GROUP I                                               560000                       3675                           360                                        356                                                       7.625                  0
GROUP I                                               272000                    1841.67                           360                                        357                                                       7.875                  0
GROUP I                                            179713.64                    1179.37                           360                                        356                                                       7.625                  0
GROUP I                                            322756.99                    2234.33                           360                                        357                                                       7.125                  0
GROUP I                                            106748.07                     729.93                           360                                        357                                                           7                  0
GROUP I                                               175996                    1081.64                           360                                        356                                                       7.125                  0
GROUP I                                             188070.2                    1332.16                           360                                        356                                                        8.25                  0
GROUP I                                            646653.86                       3845                           360                                        355                                                       5.625                  0
GROUP I                                            171928.84                    1037.07                           360                                        354                                                        5.75                  0
GROUP I                                               245000                       1225                           360                                        353                                                        5.75                  0
GROUP I                                            152675.32                    1004.02                           300                                        294                                                       5.875                  0
GROUP I                                               187500                    1074.22                           360                                        356                                                       6.625                  0
GROUP I                                            139934.25                     699.67                           360                                        354                                                        5.75                  0
GROUP I                                            206784.91                    1280.69                           360                                        354                                                           6                  0
GROUP I                                            251861.67                    1338.02                           360                                        355                                                       6.125                  0
GROUP I                                            191843.88                    1202.48                           360                                        355                                                       6.125                  0
GROUP I                                            333693.13                    2062.65                           360                                        356                                                           6                  0
GROUP I                                            149261.92                      948.1                           360                                        355                                                        6.25                  0
GROUP I                                            208180.32                    1426.94                           360                                        354                                                           7                  0
GROUP I                                            223743.75                    1533.61                           360                                        354                                                           7                  0
GROUP I                                            131452.65                      878.2                           360                                        355                                                        6.75                  0
GROUP I                                            193901.83                    1216.55                           360                                        354                                                       6.125                  0
GROUP I                                            201513.84                    1364.28                           360                                        354                                                       6.875                  0
GROUP I                                            218899.36                    1337.96                           360                                        354                                                       5.875                  0
GROUP I                                               316000                    1909.17                           360                                        355                                                           7                  0
GROUP I                                               256000                       1360                           360                                        354                                                       6.125                  0
GROUP I                                               236000                       1475                           360                                        357                                                        7.25                  0
GROUP I                                               423200                    2600.92                           360                                        357                                                       7.125                  0
GROUP I                                             89671.91                     568.86                           360                                        356                                                        6.25                  0
GROUP I                                               113800                      699.4                           360                                        356                                                       7.125                  0
GROUP I                                               216000                       1350                           360                                        356                                                        7.25                  0
GROUP I                                               147520                     906.63                           360                                        357                                                       7.125                  0
GROUP I                                            310770.22                    2069.33                           360                                        357                                                       6.625                  0
GROUP I                                            188507.42                    1258.31                           360                                        356                                                        6.75                  0
GROUP I                                               213950                    1270.33                           360                                        356                                                       6.875                  0
GROUP I                                               632000                    3884.17                           360                                        357                                                       7.125                  0
GROUP I                                            142316.01                     938.09                           360                                        356                                                       6.625                  0
GROUP I                                            267203.58                    1804.56                           360                                        357                                                       6.875                  0
GROUP I                                             129170.7                     879.71                           360                                        356                                                        6.95                  0
GROUP I                                             65608.56                     501.29                           360                                        356                                                        8.15                  0
GROUP I                                             79735.58                     594.84                           360                                        355                                                        7.89                  0
GROUP I                                            116980.63                     881.69                           360                                        355                                                           8                  0
GROUP I                                            134715.69                     967.66                           360                                        355                                                        7.49                  0
GROUP I                                            211855.37                    1366.11                           360                                        355                                                         6.4                  0
GROUP I                                            215095.53                    1429.81                           360                                        355                                                         6.7                  0
GROUP I                                               332000                    2247.92                           360                                        357                                                       7.875                  0
GROUP I                                               152000                     918.33                           360                                        356                                                           7                  0
GROUP I                                               184000                    1111.67                           360                                        357                                                           7                  0
GROUP I                                               136000                     878.33                           360                                        356                                                         7.5                  0
GROUP I                                               264000                       1540                           360                                        357                                                        6.75                  0
GROUP I                                            306959.64                    2075.05                           360                                        356                                                       6.875                  0
GROUP I                                            199540.64                    1381.35                           360                                        357                                                       7.125                  0
GROUP I                                               740000                     4162.5                           360                                        357                                                         6.5                  0
GROUP I                                               478000                    2788.33                           360                                        357                                                        6.75                  0
GROUP I                                            157288.61                    1170.18                           360                                        357                                                       7.875                  0
GROUP I                                               148000                     886.77                           360                                        356                                                        6.94                  0
GROUP I                                               156000                      877.5                           360                                        357                                                         6.5                  0
GROUP I                                               432372                    2522.17                           360                                        357                                                        6.75                  0
GROUP I                                            492718.43                     3047.8                           360                                        357                                                           6                  0
GROUP I                                               378000                    2008.13                           360                                        357                                                       6.125                  0
GROUP I                                            376872.68                    2836.78                           360                                        357                                                           8                  0
GROUP I                                               168000                       1085                           360                                        357                                                         7.5                  0
GROUP I                                            179553.89                    1196.34                           360                                        357                                                        6.74                  0
GROUP I                                            143579.13                    1019.22                           360                                        356                                                       7.375                  0
GROUP I                                               132000                        825                           360                                        356                                                        7.25                  0
GROUP I                                               186600                    1263.44                           360                                        356                                                       7.875                  0
GROUP I                                               262500                    1695.31                           360                                        357                                                         7.5                  0
GROUP I                                                72000                      517.5                           360                                        357                                                       8.375                  0
GROUP I                                            270907.92                    1578.04                           360                                        357                                                        6.74                  0
GROUP I                                               110400                        736                           360                                        356                                                        7.75                  0
GROUP I                                               227250                    1372.97                           360                                        356                                                           7                  0
GROUP I                                               595000                    3346.88                           360                                        357                                                         6.5                  0
GROUP I                                            114580.76                     726.88                           360                                        356                                                        6.25                  0
GROUP I                                            223328.78                    1566.24                           360                                        356                                                        7.25                  0
GROUP I                                               148000                     909.58                           360                                        357                                                       7.125                  0
GROUP I                                            154646.53                    1045.61                           360                                        356                                                       6.875                  0
GROUP I                                               311500                    1752.19                           360                                        357                                                         6.5                  0
GROUP I                                            724500.02                    3924.38                           360                                        357                                                        6.25                  0
GROUP I                                               416000                     2423.2                           360                                        357                                                        6.74                  0
GROUP I                                            179497.17                    1122.97                           360                                        357                                                       6.125                  0
GROUP I                                             87729.67                     676.64                           360                                        355                                                        8.25                  0
GROUP I                                             87729.67                     676.64                           360                                        355                                                        8.25                  0
GROUP I                                            338847.57                    2233.56                           360                                        356                                                       6.625                  0
GROUP I                                               228000                    1496.25                           360                                        356                                                       7.625                  0
GROUP I                                            202816.86                    1456.11                           360                                        357                                                         7.5                  0
GROUP I                                               200000                    1208.33                           360                                        356                                                           7                  0
GROUP I                                            393661.15                    2594.87                           360                                        356                                                       6.625                  0
GROUP I                                               370000                    2119.79                           360                                        356                                                       6.625                  0
GROUP I                                            153221.32                    1034.78                           360                                        357                                                       6.875                  0
GROUP I                                               996000                    6536.25                           360                                        357                                                       7.625                  0
GROUP I                                               224000                    1376.67                           360                                        357                                                       7.125                  0
GROUP I                                               596000                    3911.25                           360                                        357                                                       7.625                  0
GROUP I                                             74282.81                     540.18                           360                                        356                                                       7.625                  0
GROUP I                                            201512.49                    1360.92                           360                                        357                                                       6.875                  0
GROUP I                                            156255.39                    1017.01                           360                                        356                                                         6.5                  0
GROUP I                                            385653.29                    2326.26                           360                                        354                                                        5.75                  0
GROUP I                                            647601.52                    4489.39                           360                                        357                                                       7.125                  0
GROUP I                                            100490.85                     605.55                           360                                        355                                                        5.75                  0
GROUP I                                             53747.79                      430.3                           360                                        355                                                       8.663                  0
GROUP I                                               605989                    4045.04                           360                                        356                                                        6.75                  0
GROUP I                                            205652.39                    1354.42                           360                                        357                                                       6.625                  0
GROUP I                                            122042.25                     866.34                           360                                        356                                                       7.375                  0
GROUP I                                            438114.42                    2638.02                           360                                        356                                                        5.75                  0
GROUP I                                               345000                    1796.88                           360                                        357                                                           6                  0
GROUP I                                                75000                     531.25                           360                                        357                                                        8.25                  0
GROUP I                                            197859.38                    1319.63                           360                                        357                                                        6.75                  0
GROUP I                                             99078.35                     919.92                           180                                        177                                                       7.125                  0
GROUP I                                            309653.87                    2692.58                           360                                        357                                                       9.625                  0
GROUP I                                               500000                    3229.17                           360                                        356                                                         7.5                  0
GROUP I                                               332000                    2005.83                           360                                        357                                                           7                  0
GROUP I                                            100689.27                     706.21                           360                                        356                                                        7.25                  0
GROUP I                                               417600                       2436                           360                                        357                                                        6.75                  0
GROUP I                                            273997.45                    1738.19                           360                                        356                                                        6.25                  0
GROUP I                                               145600                     969.45                           360                                        356                                                        7.74                  0
GROUP I                                            239262.75                    1657.62                           360                                        356                                                       7.125                  0
GROUP I                                            174299.84                    1143.84                           360                                        356                                                       7.625                  0
GROUP I                                           1121186.83                    7390.45                           360                                        356                                                       6.625                  0
GROUP I                                            550735.75                    2868.42                           360                                        356                                                           6                  0
GROUP I                                            168719.03                    1036.92                           360                                        356                                                       7.125                  0
GROUP I                                               267000                    1446.25                           360                                        357                                                        6.25                  0
GROUP I                                             149491.6                     985.39                           360                                        356                                                       6.625                  0
GROUP I                                               735000                    4746.88                           360                                        356                                                         7.5                  0
GROUP I                                            293834.37                    1683.43                           360                                        356                                                       6.625                  0
GROUP I                                            113994.13                        819                           360                                        356                                                         7.5                  0
GROUP I                                            338819.16                    2205.23                           360                                        356                                                         6.5                  0
GROUP I                                               228000                    1401.25                           360                                        356                                                       7.125                  0
GROUP I                                               146000                     821.25                           360                                        356                                                         6.5                  0
GROUP I                                               142500                     935.16                           360                                        356                                                       7.625                  0
GROUP I                                               193000                    1105.73                           360                                        356                                                       6.625                  0
GROUP I                                               439125                    2470.08                           360                                        356                                                         6.5                  0
GROUP I                                               368000                     2143.6                           360                                        357                                                        6.74                  0
GROUP I                                            174360.03                    1106.12                           360                                        356                                                        6.25                  0
GROUP I                                           1640532.41                   10677.55                           360                                        356                                                         6.5                  0
GROUP I                                            168505.43                     912.74                           360                                        357                                                        6.25                  0
GROUP I                                           1137766.57                    6518.45                           360                                        357                                                       6.625                  0
GROUP I                                            174577.66                    1179.01                           360                                        357                                                       6.875                  0
GROUP I                                            165409.29                    1062.92                           360                                        356                                                       6.375                  0
GROUP I                                            781963.55                    5085.01                           360                                        357                                                         6.5                  0
GROUP I                                            232587.01                    1690.14                           360                                        357                                                       7.625                  0
GROUP I                                               508000                     2857.5                           360                                        356                                                         6.5                  0
GROUP I                                             84849.16                     662.63                           360                                        357                                                         8.4                  0
GROUP I                                            147714.94                    1111.87                           360                                        357                                                           8                  0
GROUP I                                               220000                    1352.08                           360                                        356                                                       7.125                  0
GROUP I                                               516000                       2795                           360                                        356                                                        6.25                  0
GROUP I                                            240142.42                    1543.15                           360                                        356                                                       6.375                  0
GROUP I                                               438750                    2559.38                           360                                        357                                                        6.75                  0
GROUP I                                               240000                       1400                           360                                        356                                                        6.75                  0
GROUP I                                            284892.69                     1900.1                           360                                        357                                                        6.75                  0
GROUP I                                               608000                    3926.67                           360                                        356                                                         7.5                  0
GROUP I                                            121604.56                     821.94                           360                                        356                                                       6.875                  0
GROUP I                                             204248.1                    1295.74                           360                                        356                                                        6.25                  0
GROUP I                                            551999.69                       2990                           360                                        356                                                        6.25                  0
GROUP I                                             471146.2                    3103.99                           360                                        357                                                       6.625                  0
GROUP I                                            179628.85                    1178.81                           360                                        344                                                       7.625                  0
GROUP I                                            497994.02                    2997.75                           360                                        356                                                        5.75                  0
GROUP I                                               390000                    2153.13                           360                                        356                                                       6.375                  0
GROUP I                                            648311.62                    4215.89                           360                                        357                                                         6.5                  0
GROUP I                                            248732.16                    1748.04                           360                                        356                                                        7.25                  0
GROUP I                                               116200                     762.56                           360                                        356                                                       7.625                  0
GROUP I                                               221600                    1408.08                           360                                        356                                                       7.375                  0
GROUP I                                            103212.26                     750.45                           360                                        356                                                       7.625                  0
GROUP I                                               816000                       4590                           360                                        357                                                         6.5                  0
GROUP I                                               316381                    2010.34                           360                                        357                                                       7.375                  0
GROUP I                                            203403.75                     1443.9                           360                                        356                                                       7.375                  0
GROUP I                                               245000                    1403.65                           360                                        357                                                       6.625                  0
GROUP I                                               209300                    1286.32                           360                                        357                                                       7.125                  0
GROUP I                                            144532.69                     1038.8                           360                                        357                                                         7.5                  0
GROUP I                                               414000                    2673.75                           360                                        356                                                         7.5                  0
GROUP I                                               399000                    2078.13                           360                                        356                                                           6                  0
GROUP I                                            199551.92                    1398.43                           360                                        357                                                        7.25                  0
GROUP I                                            235709.78                    1591.86                           360                                        357                                                       6.875                  0
GROUP I                                               504000                       3360                           360                                        356                                                        7.75                  0
GROUP I                                               278256                    1884.03                           360                                        357                                                       7.875                  0
GROUP I                                               364000                    2464.58                           360                                        356                                                       7.875                  0
GROUP I                                            129670.47                     854.01                           360                                        357                                                       6.625                  0
GROUP I                                            104270.76                     734.18                           360                                        356                                                        7.25                  0
GROUP I                                               612650                     3956.7                           360                                        356                                                         7.5                  0
GROUP I                                            209354.89                    1450.42                           360                                        356                                                       7.125                  0
GROUP I                                            319084.36                     1970.3                           360                                        357                                                           6                  0
GROUP I                                             196045.1                    1442.42                           360                                        356                                                        7.75                  0
GROUP I                                               674800                    3936.33                           360                                        357                                                        6.75                  0
GROUP I                                            362766.23                    2391.22                           360                                        356                                                       6.625                  0
GROUP I                                               476000                     2677.5                           360                                        357                                                         6.5                  0
GROUP I                                               196000                    1286.25                           360                                        356                                                       7.625                  0
GROUP I                                               470000                    2496.88                           360                                        356                                                       6.125                  0
GROUP I                                               248500                     1604.9                           360                                        356                                                         7.5                  0
GROUP I                                            201862.36                    1381.41                           360                                        356                                                           7                  0
GROUP I                                               121000                     768.85                           360                                        356                                                       7.375                  0
GROUP I                                               348000                    2501.25                           360                                        356                                                       8.375                  0
GROUP I                                               668000                    3548.75                           360                                        356                                                       6.125                  0
GROUP I                                               250400                    1667.25                           360                                        356                                                        7.74                  0
GROUP I                                            203722.59                    1358.51                           360                                        356                                                        6.74                  0
GROUP I                                               639950                    3599.72                           360                                        356                                                         6.5                  0
GROUP I                                               224250                    1238.05                           360                                        356                                                       6.375                  0
GROUP I                                               178450                    1115.31                           360                                        356                                                        7.25                  0
GROUP I                                             159402.5                     998.19                           360                                        356                                                       6.125                  0
GROUP I                                            163706.74                    1092.76                           360                                        356                                                        6.75                  0
GROUP I                                               291200                    2062.67                           360                                        357                                                        8.25                  0
GROUP I                                               173262                    1173.13                           360                                        356                                                       7.875                  0
GROUP I                                             98967.06                     711.04                           360                                        356                                                         7.5                  0
GROUP I                                            430768.53                     3094.9                           360                                        356                                                         7.5                  0
GROUP I                                               223920                    1469.48                           360                                        356                                                       7.625                  0
GROUP I                                              70034.2                      485.2                           360                                        356                                                       7.125                  0
GROUP I                                            108530.86                      715.4                           360                                        356                                                       6.625                  0
GROUP I                                             367972.5                    1993.18                           360                                        356                                                        6.25                  0
GROUP I                                               268000                    1451.67                           360                                        356                                                        6.25                  0
GROUP I                                               427000                    2312.92                           360                                        356                                                        6.25                  0
GROUP I                                            177778.29                     944.45                           360                                        356                                                       6.125                  0
GROUP I                                            235737.47                    1495.47                           360                                        356                                                        6.25                  0
GROUP I                                            130572.23                     828.33                           360                                        356                                                        6.25                  0
GROUP I                                            423373.71                     2616.8                           360                                        356                                                           6                  0
GROUP I                                            133508.88                     948.44                           360                                        355                                                       7.375                  0
GROUP I                                            209929.47                    1400.13                           360                                        357                                                        6.75                  0
GROUP I                                               220800                       1242                           360                                        354                                                         6.5                  0
GROUP I                                            142341.01                     907.02                           360                                        354                                                        6.25                  0
GROUP I                                               849564                    4240.74                           360                                        355                                                        5.74                  0
GROUP I                                              1000000                    5520.83                           360                                        356                                                       6.375                  0
GROUP I                                               220000                    1443.75                           360                                        356                                                       7.625                  0
GROUP I                                            133891.59                     794.98                           360                                        355                                                       6.875                  0
GROUP I                                               415000                    2334.38                           360                                        357                                                         6.5                  0
GROUP I                                            183636.47                    1151.04                           360                                        355                                                       6.125                  0
GROUP I                                            283013.63                    1842.02                           360                                        356                                                         6.5                  0
GROUP I                                             328216.7                    2113.03                           360                                        356                                                       6.375                  0
GROUP I                                            215285.58                    1437.05                           360                                        356                                                        6.75                  0
GROUP I                                               350000                    2038.75                           360                                        357                                                        6.74                  0
GROUP I                                               690000                    3809.38                           360                                        356                                                       6.375                  0
GROUP I                                            136780.13                     751.39                           360                                        355                                                       4.875                  0
GROUP I                                             139368.1                      884.9                           360                                        356                                                        6.25                  0
GROUP I                                            462794.74                     3009.5                           360                                        357                                                         6.5                  0
GROUP I                                               196000                    1265.83                           360                                        356                                                         7.5                  0
GROUP I                                            478393.25                    3193.45                           360                                        356                                                        6.75                  0
GROUP I                                            105862.67                     671.57                           360                                        356                                                        6.25                  0
GROUP I                                             168551.7                     965.66                           360                                        356                                                       6.625                  0
GROUP I                                               596000                    3414.58                           360                                        356                                                       6.625                  0
GROUP I                                             457470.9                    2907.51                           360                                        354                                                        6.25                  0
GROUP I                                            338760.52                    2149.03                           360                                        356                                                        6.25                  0
GROUP I                                            125293.25                     770.03                           360                                        356                                                       7.125                  0
GROUP I                                               272000                    1813.33                           360                                        356                                                        7.75                  0
GROUP I                                            105974.26                     672.28                           360                                        356                                                        6.25                  0
GROUP I                                            140602.93                     893.41                           360                                        357                                                       7.375                  0
GROUP I                                               447500                     2563.8                           360                                        356                                                       6.625                  0
GROUP I                                               371250                    2552.34                           360                                        357                                                           8                  0
GROUP I                                               237000                    1407.19                           360                                        356                                                       6.875                  0
GROUP I                                            272638.97                    1687.07                           360                                        356                                                           6                  0
GROUP I                                               432960                       2706                           360                                        356                                                        7.25                  0
GROUP I                                            254127.21                    1761.22                           360                                        356                                                       7.125                  0
GROUP I                                            167416.83                    1174.12                           360                                        356                                                        7.25                  0
GROUP I                                               161000                      922.4                           360                                        356                                                       6.625                  0
GROUP I                                            498569.31                    3078.59                           360                                        357                                                           6                  0
GROUP I                                            239186.51                    1576.63                           360                                        356                                                       6.625                  0
GROUP I                                            164467.47                    1111.64                           360                                        356                                                       6.875                  0
GROUP I                                               150000                     921.88                           360                                        356                                                       7.125                  0
GROUP I                                            541974.37                    3573.69                           360                                        356                                                       6.625                  0
GROUP I                                            128774.02                      936.3                           360                                        356                                                       7.625                  0
GROUP I                                            237882.33                    2276.28                           180                                        177                                                       7.625                  0
GROUP I                                               188000                     1095.1                           360                                        356                                                        6.74                  0
GROUP I                                               132000                        825                           360                                        356                                                        7.25                  0
GROUP I                                            307926.59                    2004.17                           360                                        356                                                         6.5                  0
GROUP I                                             80944.79                     731.32                           180                                        176                                                       6.625                  0
GROUP I                                            244363.61                    1589.07                           360                                        357                                                         6.5                  0
GROUP I                                             162394.1                    1116.46                           360                                        356                                                           8                  0
GROUP I                                               126000                     695.63                           360                                        356                                                       6.375                  0
GROUP I                                               110620                     599.19                           360                                        352                                                        6.25                  0
GROUP I                                               127680                      704.9                           360                                        354                                                       6.375                  0
GROUP I                                             242830.3                    1502.35                           360                                        355                                                           6                  0
GROUP I                                            261718.42                    1701.92                           360                                        357                                                         6.5                  0
GROUP I                                            206159.11                    1292.66                           360                                        355                                                       6.125                  0
GROUP I                                            163444.13                    1077.36                           360                                        356                                                       6.625                  0
GROUP I                                            445788.23                    3279.93                           360                                        356                                                        7.75                  0
GROUP I                                            231529.86                    1702.34                           360                                        357                                                        7.75                  0
GROUP I                                            125724.71                      707.2                           360                                        356                                                         6.5                  0
GROUP I                                           1454212.85                    9456.56                           360                                        357                                                         6.5                  0
GROUP I                                               918000                    5259.38                           360                                        356                                                       6.625                  0
GROUP I                                            321371.99                    1841.19                           360                                        356                                                       6.625                  0
GROUP I                                               374990                    2109.32                           360                                        356                                                         6.5                  0
GROUP I                                               284000                    1745.42                           360                                        356                                                       7.125                  0
GROUP I                                               112000                     711.67                           360                                        356                                                       7.375                  0
GROUP I                                               363850                    1895.05                           360                                        356                                                           6                  0
GROUP I                                            174463.95                    1681.95                           180                                        177                                                        7.75                  0
GROUP I                                            247138.69                    1608.52                           360                                        356                                                         6.5                  0
GROUP I                                             69643.46                     507.09                           360                                        354                                                       7.625                  0
GROUP I                                            167119.88                    1089.64                           360                                        354                                                         6.5                  0
GROUP I                                            119581.64                     870.08                           360                                        355                                                       7.625                  0
GROUP I                                            186105.86                     1227.8                           360                                        355                                                       6.625                  0
GROUP I                                             49750.49                     332.65                           360                                        354                                                        6.75                  0
GROUP I                                            179797.42                    1356.04                           360                                        354                                                           8                  0
GROUP I                                               297600                       1705                           360                                        356                                                       6.625                  0
GROUP I                                               180000                    1031.25                           360                                        356                                                       6.625                  0
GROUP I                                               520000                    2979.17                           360                                        357                                                       6.625                  0
GROUP I                                            125145.09                     804.18                           360                                        356                                                       6.375                  0
GROUP I                                            263262.01                    1647.02                           360                                        357                                                       6.125                  0
GROUP I                                            572852.71                    3587.25                           360                                        356                                                       6.125                  0
GROUP I                                            750000.01                    4453.13                           360                                        356                                                       6.875                  0
GROUP I                                               396000                       2145                           360                                        356                                                        6.25                  0
GROUP I                                               224000                       1470                           360                                        356                                                       7.625                  0
GROUP I                                            197790.75                    1455.73                           360                                        356                                                        7.75                  0
GROUP I                                            132339.16                     838.76                           360                                        357                                                        6.25                  0
GROUP I                                               328000                    1776.67                           360                                        356                                                        6.25                  0
GROUP I                                               601300                    3570.22                           360                                        356                                                       6.875                  0
GROUP I                                            287592.58                    1947.05                           360                                        354                                                       6.875                  0
GROUP I                                            255765.99                     1837.6                           360                                        356                                                         7.5                  0
GROUP I                                               392000                    2490.83                           360                                        357                                                       7.375                  0
GROUP I                                               650000                    3656.25                           360                                        356                                                         6.5                  0
GROUP I                                               189361                    1341.31                           360                                        356                                                        8.25                  0
GROUP I                                            199551.92                    1398.43                           360                                        357                                                        7.25                  0
GROUP I                                             996025.6                    5187.63                           360                                        355                                                           6                  0
GROUP I                                               181829                    1079.61                           360                                        356                                                       6.875                  0
GROUP I                                             757295.6                    4866.36                           360                                        356                                                       6.375                  0
GROUP I                                            154256.96                     954.36                           360                                        355                                                           6                  0
GROUP I                                            973558.11                    6261.73                           360                                        355                                                       6.375                  0
GROUP I                                             85304.03                     555.85                           360                                        355                                                         6.5                  0
GROUP I                                               201600                       1155                           360                                        355                                                       6.625                  0
GROUP I                                            129700.96                     824.14                           360                                        354                                                       7.375                  0
GROUP I                                            112426.91                     750.46                           360                                        356                                                        6.75                  0
GROUP I                                            275520.12                     2171.3                           360                                        357                                                         8.5                  0
GROUP I                                             74079.97                     517.02                           360                                        356                                                       8.125                  0
GROUP I                                               229500                    1386.56                           360                                        356                                                           7                  0
GROUP I                                               356700                    2006.44                           360                                        356                                                         6.5                  0
GROUP I                                            153397.55                    1074.99                           360                                        357                                                        7.25                  0
GROUP I                                            134774.95                     956.72                           360                                        356                                                       7.375                  0
GROUP I                                             127998.8                     713.59                           360                                        356                                                        6.44                  0
GROUP I                                               380000                    1979.17                           360                                        356                                                           6                  0
GROUP I                                              1275000                    6773.44                           360                                        357                                                       6.125                  0
GROUP I                                            182386.56                    1120.92                           360                                        355                                                       7.125                  0
GROUP I                                               154000                     898.33                           360                                        355                                                        6.75                  0
GROUP I                                            447922.59                    2519.56                           360                                        356                                                         6.5                  0
GROUP I                                               103600                     582.75                           360                                        356                                                         6.5                  0
GROUP I                                               262500                    1585.94                           360                                        355                                                           7                  0
GROUP I                                             343229.3                     2405.3                           360                                        357                                                        7.25                  0
GROUP I                                            171104.49                    1170.93                           360                                        356                                                           7                  0
GROUP I                                               208000                       1170                           360                                        356                                                         6.5                  0
GROUP I                                            224255.79                    1496.93                           360                                        356                                                        6.75                  0
GROUP I                                            183345.26                    1178.17                           360                                        356                                                       6.375                  0
GROUP I                                            134624.72                     978.84                           360                                        356                                                       7.625                  0
GROUP I                                            728880.58                    5493.64                           360                                        356                                                           8                  0
GROUP I                                               200000                    1166.67                           360                                        356                                                        6.75                  0
GROUP I                                            107632.77                     792.47                           360                                        355                                                        7.75                  0
GROUP I                                               458400                       2865                           360                                        356                                                        7.25                  0
GROUP I                                             98398.59                     632.31                           360                                        356                                                       6.375                  0
GROUP I                                              69779.6                     477.52                           360                                        356                                                           7                  0
GROUP I                                              63549.6                     410.42                           360                                        355                                                         7.5                  0
GROUP I                                            111112.12                     648.15                           360                                        356                                                        6.75                  0
GROUP I                                            497945.88                    2957.69                           360                                        356                                                       5.625                  0
GROUP I                                            190581.97                     1179.1                           360                                        355                                                           6                  0
GROUP I                                               228000                    1448.75                           360                                        356                                                       7.375                  0
GROUP I                                            459963.64                    2826.86                           360                                        357                                                       7.125                  0
GROUP I                                           1379811.96                    7905.17                           360                                        357                                                       6.625                  0
GROUP I                                             156479.7                    1043.47                           360                                        356                                                        6.74                  0
GROUP I                                             291295.3                    1967.26                           360                                        357                                                       6.875                  0
GROUP I                                            394926.49                    2905.71                           360                                        356                                                        7.75                  0
GROUP I                                            358718.96                    2305.12                           360                                        356                                                       6.375                  0
GROUP I                                               220500                    1171.41                           360                                        357                                                       6.125                  0
GROUP I                                            392447.64                    2619.63                           360                                        356                                                        6.75                  0
GROUP I                                            469602.87                    3095.45                           360                                        356                                                       6.625                  0
GROUP I                                            198373.39                    1357.53                           360                                        356                                                           7                  0
GROUP I                                               140000                        875                           360                                        356                                                        7.25                  0
GROUP I                                               165000                    1098.63                           360                                        356                                                        7.74                  0
GROUP I                                             102783.9                     686.09                           360                                        356                                                        6.75                  0
GROUP I                                            139227.83                        862                           360                                        355                                                           6                  0
GROUP I                                               280000                    1808.33                           360                                        356                                                         7.5                  0
GROUP I                                            312896.49                    1825.23                           360                                        356                                                        6.75                  0
GROUP I                                            434250.78                    2614.04                           360                                        356                                                        5.75                  0
GROUP I                                            644043.67                    4089.48                           360                                        355                                                        6.25                  0
GROUP I                                             103176.6                     886.05                           180                                        175                                                        5.75                  0
GROUP I                                            237758.64                    1509.69                           360                                        355                                                        6.25                  0
GROUP I                                               216000                       1395                           360                                        356                                                         7.5                  0
GROUP I                                            199322.09                    1313.86                           360                                        356                                                       6.625                  0
GROUP I                                               382500                    1992.19                           360                                        356                                                           6                  0
GROUP I                                              87642.6                     563.47                           360                                        356                                                       6.375                  0
GROUP I                                             73960.53                      499.9                           360                                        356                                                       6.875                  0
GROUP I                                            264057.03                    1696.82                           360                                        356                                                       6.375                  0
GROUP I                                            146399.75                     838.75                           360                                        355                                                       6.625                  0
GROUP I                                            319017.01                    2210.16                           360                                        356                                                       7.125                  0
GROUP I                                            192634.06                    1271.16                           360                                        355                                                       6.625                  0
GROUP I                                            139486.88                     990.91                           360                                        355                                                       7.375                  0
GROUP I                                            477698.96                    2955.44                           360                                        355                                                           6                  0
GROUP I                                               163700                    1057.23                           360                                        355                                                         7.5                  0
GROUP I                                               271840                    1793.42                           360                                        355                                                       6.625                  0
GROUP I                                             74725.09                     530.85                           360                                        355                                                       7.375                  0
GROUP I                                              60975.7                     433.17                           360                                        355                                                       7.375                  0
GROUP I                                            187626.35                    1222.26                           360                                        355                                                         6.5                  0
GROUP I                                             99564.64                      648.6                           360                                        355                                                         6.5                  0
GROUP I                                               359500                    2171.98                           360                                        355                                                           7                  0
GROUP I                                             107125.4                     733.68                           360                                        355                                                           7                  0
GROUP I                                              80291.2                     557.06                           360                                        355                                                       7.125                  0
GROUP I                                            113725.82                     714.21                           360                                        353                                                       6.125                  0
GROUP I                                             82297.03                     545.91                           360                                        354                                                       6.625                  0
GROUP I                                            117421.57                     764.92                           360                                        355                                                         6.5                  0
GROUP I                                            143364.67                    1019.22                           360                                        354                                                       7.375                  0
GROUP I                                            112033.49                     748.47                           360                                        355                                                        6.75                  0
GROUP I                                               142800                     803.25                           360                                        355                                                         6.5                  0
GROUP I                                              53663.3                     367.53                           360                                        355                                                           7                  0
GROUP I                                            288155.98                    1877.15                           360                                        355                                                         6.5                  0
GROUP I                                             121558.8                     797.73                           360                                        355                                                       7.625                  0
GROUP I                                               479200                    2745.42                           360                                        356                                                       6.625                  0
GROUP I                                            354248.57                    2029.55                           360                                        356                                                       6.625                  0
GROUP I                                            173099.73                    1213.98                           360                                        356                                                        7.25                  0
GROUP I                                               170400                     1100.5                           360                                        356                                                         7.5                  0
GROUP I                                               158000                     839.38                           360                                        357                                                       6.125                  0
GROUP I                                               331200                     1897.5                           360                                        356                                                       6.625                  0
GROUP I                                            310916.38                    2023.63                           360                                        356                                                         6.5                  0
GROUP I                                               520000                    3141.67                           360                                        356                                                           7                  0
GROUP I                                               175000                    1019.38                           360                                        356                                                        6.74                  0
GROUP I                                             283409.8                     2059.2                           360                                        357                                                       7.625                  0
GROUP I                                            155160.21                    1100.62                           360                                        357                                                       7.375                  0
GROUP I                                               284990                    1662.44                           360                                        356                                                        6.75                  0
GROUP I                                               125600                     732.67                           360                                        356                                                        6.75                  0
GROUP I                                               307500                    1761.72                           360                                        356                                                       6.625                  0
GROUP I                                               504000                       2835                           360                                        356                                                         6.5                  0
GROUP I                                               103250                     570.03                           360                                        356                                                       6.375                  0
GROUP I                                            162260.01                    1014.13                           360                                        356                                                        7.25                  0
GROUP I                                            263197.94                     1507.9                           360                                        356                                                       6.625                  0
GROUP I                                             71999.66                      472.5                           360                                        356                                                       7.625                  0
GROUP I                                               215000                    1186.98                           360                                        356                                                       6.375                  0
GROUP I                                               188000                       1175                           360                                        356                                                        7.25                  0
GROUP I                                             496574.2                    2844.96                           360                                        356                                                       6.625                  0
GROUP I                                            220392.59                    1400.41                           360                                        356                                                       7.375                  0
GROUP I                                               217000                    1424.06                           360                                        357                                                       7.625                  0
GROUP I                                            334804.38                    2151.44                           360                                        356                                                       6.375                  0
GROUP I                                               167500                     942.19                           360                                        356                                                         6.5                  0
GROUP I                                               164300                    1043.99                           360                                        357                                                       7.375                  0
GROUP I                                               215200                    1277.75                           360                                        356                                                       6.875                  0
GROUP I                                            111391.91                     733.63                           360                                        357                                                       6.625                  0
GROUP I                                            239280.86                    1678.11                           360                                        356                                                        7.25                  0
GROUP I                                             69596.56                     532.05                           360                                        351                                                       6.785                  0
GROUP I                                             139955.7                     874.72                           360                                        353                                                        6.11                  0
GROUP I                                            169328.54                    1160.63                           360                                        354                                                           7                  0
GROUP I                                               240000                       1200                           360                                        354                                                        5.75                  0
GROUP I                                               132560                     787.08                           360                                        354                                                       6.875                  0
GROUP I                                             84605.94                     587.07                           360                                        354                                                       6.425                  0
GROUP I                                            191401.37                     1316.3                           360                                        356                                                        7.05                  0
GROUP I                                             600435.5                    3967.85                           360                                        356                                                       6.625                  0
GROUP I                                            148031.99                    1128.71                           360                                        355                                                       8.125                  0
GROUP I                                               292000                    1794.58                           360                                        356                                                       7.125                  0
GROUP I                                            505899.73                    3169.26                           360                                        356                                                       6.125                  0
GROUP I                                               427500                    2315.63                           360                                        356                                                        6.25                  0
GROUP I                                            264005.21                    1587.61                           360                                        357                                                        5.75                  0
GROUP I                                            124107.98                     849.31                           360                                        356                                                           7                  0
GROUP I                                            190228.22                    1334.11                           360                                        356                                                        7.25                  0
GROUP I                                            323826.72                    2271.05                           360                                        356                                                        7.25                  0
GROUP I                                            356294.67                    2650.71                           360                                        357                                                       7.875                  0
GROUP I                                            644995.98                    3560.92                           360                                        356                                                       6.375                  0
GROUP I                                               120000                      737.5                           360                                        356                                                       7.125                  0
GROUP I                                           1434875.84                    9220.48                           360                                        356                                                       6.375                  0
GROUP I                                            997338.52                    6403.11                           360                                        357                                                       6.375                  0
GROUP I                                               361900                    1960.29                           360                                        357                                                        6.25                  0
GROUP I                                            478552.04                    2691.86                           360                                        356                                                         6.5                  0
GROUP I                                               143280                     761.18                           360                                        356                                                       6.125                  0
GROUP I                                            193812.99                    1294.81                           360                                        355                                                        6.75                  0
GROUP I                                               273070                    1536.02                           360                                        356                                                         6.5                  0
GROUP I                                               370000                    2004.17                           360                                        356                                                        6.25                  0
GROUP I                                            204847.94                    1423.28                           300                                        296                                                         6.5                  0
GROUP I                                            381426.18                    2742.78                           360                                        355                                                         7.5                  0
GROUP I                                               193900                    1211.88                           360                                        355                                                        7.25                  0
GROUP I                                               252000                       1470                           360                                        356                                                        6.75                  0
GROUP I                                            214586.54                    1541.72                           360                                        356                                                         7.5                  0
GROUP I                                               142793                     847.83                           360                                        356                                                       6.875                  0
GROUP I                                            261311.96                    1745.75                           360                                        355                                                        6.75                  0
GROUP I                                                93525                     633.24                           360                                        355                                                       7.875                  0
GROUP I                                            177930.96                    1217.64                           360                                        356                                                           7                  0
GROUP I                                            370189.69                    2120.88                           360                                        356                                                       6.625                  0
GROUP I                                               400000                       2330                           360                                        356                                                        6.74                  0
GROUP I                                            271055.31                    1764.19                           360                                        356                                                         6.5                  0
GROUP I                                            164563.87                    1225.12                           360                                        356                                                       7.875                  0
GROUP I                                               216000                     1327.5                           360                                        356                                                       7.125                  0
GROUP I                                             395602.9                    2258.66                           360                                        355                                                        5.25                  0
GROUP I                                               112720                     645.79                           360                                        356                                                       6.625                  0
GROUP I                                               119992                     712.45                           360                                        356                                                       6.875                  0
GROUP I                                            192415.37                     1622.7                           360                                        354                                                        7.79                  0
GROUP I                                            202286.81                    1334.55                           360                                        355                                                       6.625                  0
GROUP I                                               278000                     1737.5                           360                                        355                                                        7.25                  0
GROUP I                                                89250                     557.81                           360                                        356                                                        7.25                  0
GROUP I                                             233367.3                    1617.35                           360                                        356                                                       7.125                  0
GROUP I                                             169219.5                    1188.66                           360                                        354                                                        7.25                  0
GROUP I                                             90026.58                     693.94                           360                                        356                                                        6.48                  0
GROUP I                                            127497.67                     743.74                           360                                        355                                                        6.75                  0
GROUP I                                            352910.67                    2021.88                           360                                        355                                                       6.625                  0
GROUP I                                            166637.91                    1111.21                           360                                        356                                                        6.74                  0
GROUP I                                            735170.37                    4539.56                           360                                        357                                                           6                  0
GROUP I                                            320598.12                    2088.49                           360                                        355                                                         6.5                  0
GROUP I                                            112154.42                     777.01                           360                                        356                                                       7.125                  0
GROUP I                                               626200                    2935.31                           360                                        356                                                       5.375                  0
GROUP I                                            223214.91                    1527.53                           360                                        356                                                           7                  0
GROUP I                                               190000                    1088.54                           360                                        356                                                       6.625                  0
GROUP I                                               280000                    1808.33                           360                                        356                                                         7.5                  0
GROUP I                                            123589.83                     824.98                           360                                        356                                                        6.75                  0
GROUP I                                             81926.91                     548.87                           360                                        356                                                        6.75                  0
GROUP I                                             497236.5                    2838.95                           360                                        355                                                        5.25                  0
GROUP I                                               549000                       2745                           360                                        357                                                        5.75                  0
GROUP I                                               520000                       2600                           360                                        356                                                        5.75                  0
GROUP I                                            459106.11                    2726.99                           360                                        356                                                       5.625                  0
GROUP I                                               425700                    2616.28                           360                                        355                                                       7.125                  0
GROUP I                                            147955.33                    1037.63                           360                                        356                                                        7.25                  0
GROUP I                                            151277.55                    1062.81                           360                                        356                                                        7.25                  0
GROUP I                                               380000                    2177.08                           360                                        356                                                       6.625                  0
GROUP I                                               312200                    1983.77                           360                                        356                                                       7.375                  0
GROUP I                                            339030.78                     2435.8                           360                                        356                                                         7.5                  0
GROUP I                                               449080                    2572.85                           360                                        356                                                       6.625                  0
GROUP I                                               198000                       1155                           360                                        355                                                        6.75                  0
GROUP I                                            110714.77                     788.41                           360                                        355                                                         7.4                  0
GROUP I                                             58497.18                     420.89                           360                                        354                                                         7.5                  0
GROUP I                                               199000                    1202.29                           360                                        354                                                           7                  0
GROUP I                                            131929.75                     949.25                           360                                        354                                                         7.5                  0
GROUP I                                               179900                    1161.85                           360                                        353                                                        6.15                  0
GROUP I                                             54842.95                      394.6                           360                                        354                                                         7.5                  0
GROUP I                                            117957.31                      675.8                           360                                        353                                                       5.595                  0
GROUP I                                            299992.86                    1812.46                           360                                        354                                                           7                  0
GROUP I                                            356880.47                    2243.75                           360                                        356                                                       6.125                  0
GROUP I                                            248972.97                    1478.84                           360                                        356                                                       5.625                  0
GROUP I                                              77738.4                      519.5                           360                                        355                                                        6.74                  0
GROUP I                                            421759.35                    2679.97                           360                                        355                                                        6.25                  0
GROUP I                                            168427.18                    1110.21                           360                                        356                                                       6.625                  0
GROUP I                                            396985.91                    1860.87                           360                                        356                                                       5.375                  0
GROUP I                                               581250                    3027.34                           360                                        354                                                           6                  0
GROUP I                                            547788.42                    3297.53                           360                                        356                                                        5.75                  0
GROUP I                                               682500                    3696.88                           360                                        356                                                        6.25                  0
GROUP I                                             94585.89                     737.89                           360                                        355                                                       7.335                  0
GROUP I                                               485300                    2679.26                           360                                        356                                                       6.375                  0
GROUP I                                               477750                    2538.05                           360                                        356                                                       6.125                  0
GROUP I                                            198219.79                    1367.69                           360                                        354                                                       7.065                  0
GROUP I                                               170617                     977.49                           360                                        355                                                       6.625                  0
GROUP I                                                96000                        630                           360                                        357                                                       7.625                  0
GROUP I                                            331586.78                    2103.52                           360                                        356                                                        6.25                  0
GROUP I                                               267700                    1450.04                           360                                        355                                                        6.25                  0
GROUP I                                            251970.66                    1810.31                           360                                        356                                                         7.5                  0
GROUP I                                            191742.49                    1038.61                           360                                        355                                                        6.25                  0
GROUP I                                             470788.1                    3219.87                           360                                        357                                                           7                  0
GROUP I                                               650000                    3656.25                           360                                        357                                                         6.5                  0
GROUP I                                               225350                    1220.65                           360                                        355                                                        6.25                  0
GROUP I                                               191750                    1038.65                           360                                        355                                                        6.25                  0
GROUP I                                              1800000                       9375                           360                                        357                                                           6                  0
GROUP I                                            158520.79                     1007.2                           360                                        355                                                        6.25                  0
GROUP I                                             83257.77                     726.24                           180                                        175                                                           6                  0
GROUP I                                               620000                    3422.92                           360                                        356                                                       6.375                  0
GROUP I                                            616530.18                    3814.37                           360                                        355                                                           6                  0
GROUP I                                            579965.33                    3548.45                           360                                        353                                                       5.875                  0
GROUP I                                            189516.88                    1579.53                           360                                        356                                                       7.665                  0
GROUP I                                            237237.67                    1565.13                           360                                        355                                                       6.625                  0
GROUP I                                            151294.56                     851.03                           360                                        356                                                         6.5                  0
GROUP I                                            356269.12                     2125.1                           360                                        352                                                       5.625                  0
GROUP I                                               147920                     893.68                           360                                        357                                                           7                  0
GROUP I                                               197200                    1109.25                           360                                        355                                                         6.5                  0
GROUP I                                            240312.48                    1564.09                           360                                        356                                                         6.5                  0
GROUP I                                               649000                    3515.42                           360                                        356                                                        6.25                  0
GROUP I                                               388000                    1859.17                           360                                        354                                                         5.5                  0
GROUP I                                               105000                     853.13                           180                                        172                                                        9.25                  0
GROUP I                                            407039.38                    2783.28                           360                                        357                                                           7                  0
GROUP I                                            200118.92                    1437.77                           360                                        356                                                         7.5                  0
GROUP I                                             407039.1                    2783.28                           360                                        357                                                           7                  0
GROUP I                                               178350                     947.48                           360                                        355                                                       6.125                  0
GROUP I                                               192453                    1222.88                           360                                        357                                                       7.375                  0
GROUP I                                            176821.34                    1269.48                           360                                        357                                                         7.5                  0
GROUP I                                               424000                     2252.5                           360                                        357                                                       6.125                  0
GROUP I                                            327483.59                    2293.42                           360                                        358                                                        7.25                  0
GROUP I                                            178749.37                    1024.08                           360                                        357                                                       6.625                  0
GROUP I                                               282000                    1615.63                           360                                        358                                                       6.625                  0
GROUP I                                               212000                    1302.92                           360                                        357                                                       7.125                  0
GROUP I                                               500000                    3177.08                           360                                        357                                                       7.375                  0
GROUP I                                            119326.47                     845.81                           360                                        358                                                       7.375                  0
GROUP I                                               224000                    1703.33                           360                                        358                                                       8.875                  0
GROUP I                                               273600                     2023.5                           360                                        358                                                       8.625                  0
GROUP I                                             255711.9                    2036.85                           360                                        358                                                       8.625                  0
GROUP I                                               252000                       1575                           360                                        358                                                        7.25                  0
GROUP I                                               143500                     852.03                           360                                        358                                                       6.875                  0
GROUP I                                            137207.77                     985.78                           360                                        356                                                         7.5                  0
GROUP I                                               164751                    1046.86                           360                                        356                                                       7.375                  0
GROUP I                                            300374.14                    1752.18                           360                                        356                                                        6.75                  0
GROUP I                                               214700                    1476.06                           360                                        355                                                        6.88                  0
GROUP I                                            135100.03                     844.38                           360                                        356                                                        7.25                  0
GROUP I                                              1140000                       6175                           360                                        356                                                        6.25                  0
GROUP I                                            146499.58                     854.58                           360                                        358                                                        6.75                  0
GROUP I                                               319200                    1828.75                           360                                        358                                                       6.625                  0
GROUP I                                               180000                     1237.5                           360                                        358                                                           8                  0
GROUP I                                            263045.55                     1935.3                           360                                        358                                                        7.74                  0
GROUP I                                            403427.88                    2894.31                           360                                        358                                                         7.5                  0
GROUP I                                               255000                    1753.13                           360                                        358                                                           8                  0
GROUP I                                            174004.52                    1160.03                           360                                        358                                                        7.75                  0
GROUP I                                               288000                       1980                           360                                        358                                                           8                  0
GROUP I                                               389550                    2434.69                           360                                        358                                                        7.25                  0
GROUP I                                               180000                    1106.25                           360                                        358                                                       7.125                  0
GROUP I                                               416000                       2340                           360                                        358                                                         6.5                  0
GROUP I                                             101844.3                     704.49                           360                                        358                                                       7.125                  0
GROUP I                                               299700                    1717.03                           360                                        358                                                       6.625                  0
GROUP I                                             179681.5                    1152.56                           360                                        358                                                       6.375                  0
GROUP I                                               110400                        713                           360                                        358                                                         7.5                  0
GROUP I                                               306750                    1917.19                           360                                        358                                                        7.25                  0
GROUP I                                               215000                    1276.56                           360                                        358                                                       6.875                  0
GROUP I                                               357000                    2268.44                           360                                        358                                                       7.375                  0
GROUP I                                               465600                       2813                           360                                        358                                                           7                  0
GROUP I                                            499217.55                    3410.88                           360                                        358                                                           7                  0
GROUP I                                               269900                     1555.3                           360                                        358                                                       6.665                  0
GROUP I                                               368400                     2609.5                           360                                        358                                                        8.25                  0
GROUP I                                            344473.35                    2382.83                           360                                        358                                                       7.125                  0
GROUP I                                               528000                       3355                           360                                        358                                                       7.375                  0
GROUP I                                               179950                    1030.96                           360                                        358                                                       6.625                  0
GROUP I                                               300000                       2000                           360                                        358                                                        7.75                  0
GROUP I                                            241592.21                    1589.77                           360                                        358                                                       6.625                  0
GROUP I                                               137500                     910.94                           360                                        358                                                         7.7                  0
GROUP I                                               159000                     910.94                           360                                        358                                                       6.625                  0
GROUP I                                            149740.97                      972.9                           360                                        358                                                         6.5                  0
GROUP I                                               220000                    1329.17                           360                                        358                                                           7                  0
GROUP I                                            186190.23                    1483.08                           360                                        358                                                       8.625                  0
GROUP I                                               151900                     968.36                           360                                        358                                                         7.4                  0
GROUP I                                               287900                    1919.33                           360                                        358                                                        7.75                  0
GROUP I                                               590000                    3318.75                           360                                        358                                                         6.5                  0
GROUP I                                               143869                     869.21                           360                                        358                                                           7                  0
GROUP I                                            154732.34                    1005.33                           360                                        358                                                         6.5                  0
GROUP I                                               203950                    1295.93                           360                                        358                                                       7.375                  0
GROUP I                                            544682.33                     3678.5                           360                                        357                                                       6.875                  0
GROUP I                                               332000                     2282.5                           360                                        356                                                           8                  0
GROUP I                                            260029.13                    1939.78                           360                                        353                                                       6.455                  0
GROUP I                                            217809.23                    1435.72                           360                                        356                                                       6.625                  0
GROUP I                                              1750000                    9296.88                           360                                        353                                                       6.125                  0
GROUP I                                            118034.97                     827.17                           360                                        357                                                        7.25                  0
GROUP I                                               224308                    1401.93                           360                                        354                                                        7.25                  0
GROUP I                                            219246.16                    1750.42                           360                                        354                                                       8.625                  0
GROUP I                                             79488.24                     713.48                           180                                        178                                                       6.625                  0
GROUP I                                            199018.08                    1215.22                           360                                        355                                                       5.875                  0
GROUP I                                               183900                    1053.59                           360                                        354                                                       6.625                  0
GROUP I                                               488000                     3507.5                           360                                        358                                                       8.375                  0
GROUP I                                            381886.97                    2490.62                           360                                        355                                                         6.5                  0
GROUP I                                               108000                     731.25                           360                                        354                                                       7.875                  0
GROUP I                                            163909.12                     870.77                           360                                        355                                                       6.125                  0
GROUP I                                            118100.25                     738.16                           360                                        358                                                       6.125                  0
GROUP I                                               431250                    2380.86                           360                                        358                                                       6.375                  0
GROUP I                                               264000                       1650                           360                                        354                                                        7.25                  0
GROUP I                                            167659.58                    1232.72                           360                                        357                                                        7.75                  0
GROUP I                                            215872.65                    1606.02                           360                                        357                                                       7.875                  0
GROUP I                                               148000                     878.75                           360                                        354                                                       6.875                  0
GROUP I                                               166400                       1144                           360                                        357                                                           8                  0
GROUP I                                               155743                     940.95                           360                                        357                                                           7                  0
GROUP I                                            125493.68                     848.21                           360                                        356                                                       6.875                  0
GROUP I                                             358749.7                    2334.95                           360                                        356                                                         6.5                  0
GROUP I                                               180392                    1127.45                           360                                        357                                                        7.25                  0
GROUP I                                               253635                    1849.42                           360                                        357                                                         8.5                  0
GROUP I                                               308000                    1700.42                           360                                        357                                                       6.375                  0
GROUP I                                            121969.21                     844.35                           360                                        357                                                       7.125                  0
GROUP I                                               392000                    2409.17                           360                                        357                                                       7.125                  0
GROUP I                                            185706.49                    1285.58                           360                                        357                                                       7.125                  0
GROUP I                                               201592                    1280.95                           360                                        358                                                       7.375                  0
GROUP I                                               392000                    2409.17                           360                                        358                                                       7.125                  0
GROUP I                                               254400                       1590                           360                                        357                                                        7.25                  0
GROUP I                                               280000                    1633.33                           360                                        357                                                        6.75                  0
GROUP I                                            201088.97                    1324.37                           360                                        357                                                       6.625                  0
GROUP I                                               391000                    2403.02                           360                                        357                                                       7.125                  0
GROUP I                                               200000                       1250                           360                                        357                                                        7.25                  0
GROUP I                                               108000                     708.75                           360                                        357                                                       7.625                  0
GROUP I                                            270760.99                    1851.43                           360                                        357                                                           7                  0
GROUP I                                            169273.32                    1274.15                           360                                        357                                                           8                  0
GROUP I                                               159752                    1031.73                           360                                        358                                                         7.5                  0
GROUP I                                               700000                    4302.08                           360                                        358                                                       7.125                  0
GROUP I                                             209999.8                    1356.25                           360                                        357                                                         7.5                  0
GROUP I                                               371250                    2436.33                           360                                        358                                                       7.625                  0
GROUP I                                            147774.07                     1022.2                           360                                        358                                                       7.125                  0
GROUP I                                             79043.52                     588.06                           360                                        357                                                       7.875                  0
GROUP I                                               103530                     603.93                           360                                        358                                                        6.75                  0
GROUP I                                            234852.13                    1489.28                           360                                        357                                                        6.25                  0
GROUP I                                               401681                    2468.66                           360                                        358                                                       7.125                  0
GROUP I                                               131183                     847.22                           360                                        357                                                         7.5                  0
GROUP I                                               536000                       3350                           360                                        358                                                        7.25                  0
GROUP I                                            193632.92                     1491.6                           360                                        357                                                        8.25                  0
GROUP I                                               615000                    3715.63                           360                                        358                                                           7                  0
GROUP I                                               256000                    1866.67                           360                                        358                                                         8.5                  0
GROUP I                                            377685.39                    3042.28                           360                                        358                                                        8.75                  0
GROUP I                                            118853.13                      832.9                           360                                        357                                                        7.25                  0
GROUP I                                           1217127.56                    8322.55                           360                                        357                                                           7                  0
GROUP I                                            109827.86                     750.39                           360                                        358                                                           7                  0
GROUP I                                            152099.86                    1052.93                           360                                        357                                                       7.125                  0
GROUP I                                               225600                    1464.52                           360                                        357                                                        7.54                  0
GROUP I                                            103529.98                     603.92                           360                                        358                                                        6.75                  0
GROUP I                                             119280.8                    1120.96                           180                                        178                                                       7.375                  0
GROUP I                                             92616.64                     689.04                           360                                        357                                                       7.875                  0
GROUP I                                               148000                     940.42                           360                                        358                                                       7.375                  0
GROUP I                                            610523.03                    4123.16                           360                                        357                                                       6.875                  0
GROUP I                                            455143.34                    2997.57                           360                                        357                                                       6.625                  0
GROUP I                                               644000                    4226.25                           360                                        357                                                       7.625                  0
GROUP I                                             79829.52                     573.13                           360                                        357                                                         7.5                  0
GROUP I                                            105039.81                     822.04                           300                                        293                                                       7.825                  0
GROUP I                                            161725.54                    1288.94                           360                                        357                                                       8.625                  0
GROUP I                                            134768.13                     1098.4                           360                                        357                                                       8.875                  0
GROUP I                                             69843.18                     489.45                           360                                        357                                                        7.25                  0
GROUP I                                            284203.88                    1778.03                           360                                        357                                                       6.125                  0
GROUP I                                                96750                     624.84                           360                                        357                                                         7.5                  0
GROUP I                                            363978.84                    2277.13                           360                                        357                                                       6.125                  0
GROUP I                                             85343.52                     657.42                           360                                        357                                                        8.25                  0
GROUP I                                               144000                        900                           360                                        358                                                        7.25                  0
GROUP I                                            137057.31                     983.99                           360                                        357                                                         7.5                  0
GROUP I                                             71812.98                     466.99                           360                                        357                                                         6.5                  0
GROUP I                                            244394.02                    1629.99                           360                                        357                                                        6.75                  0
GROUP I                                            134798.99                     943.94                           360                                        358                                                        7.25                  0
GROUP I                                            136365.63                      909.1                           360                                        358                                                        7.75                  0
GROUP I                                            174545.44                    1135.05                           360                                        357                                                         6.5                  0
GROUP I                                            249732.91                    2034.08                           360                                        358                                                       8.875                  0
GROUP I                                            318470.85                    2481.46                           360                                        357                                                       8.375                  0
GROUP I                                            223674.71                    1585.46                           360                                        358                                                       7.375                  0
GROUP I                                            263254.93                    1900.46                           360                                        356                                                        7.55                  0
GROUP I                                            113357.93                     813.84                           360                                        357                                                         7.5                  0
GROUP I                                            104855.69                     911.77                           360                                        357                                                       9.625                  0
GROUP I                                            243627.45                    2029.47                           360                                        357                                                       9.125                  0
GROUP I                                            518834.99                    3635.92                           360                                        357                                                        7.25                  0
GROUP I                                               210750                       1405                           360                                        358                                                        7.75                  0
GROUP I                                            174545.44                    1135.05                           360                                        357                                                         6.5                  0
GROUP I                                            525041.29                    3634.68                           360                                        357                                                       7.125                  0
GROUP I                                               266950                    1724.05                           360                                        357                                                         7.5                  0
GROUP I                                               261600                    1989.25                           360                                        357                                                       8.875                  0
GROUP I                                               350000                    2005.21                           360                                        358                                                       6.625                  0
GROUP I                                               246750                    1437.32                           360                                        358                                                        6.74                  0
GROUP I                                               520000                    2979.17                           360                                        357                                                       6.625                  0
GROUP I                                            199370.21                    1364.36                           360                                        356                                                           7                  0
GROUP I                                               336000                       2380                           360                                        357                                                        8.25                  0
GROUP I                                            114057.43                     789.58                           360                                        357                                                       7.125                  0
GROUP I                                            170304.56                    1320.64                           240                                        235                                                       6.625                  0
GROUP I                                            131439.11                     867.15                           360                                        355                                                       6.625                  0
GROUP I                                            128684.07                      991.9                           360                                        356                                                        8.25                  0
GROUP I                                             70440.55                     494.77                           360                                        354                                                        7.25                  0
GROUP I                                            273213.83                    1852.73                           360                                        355                                                       6.875                  0
GROUP I                                             374515.6                    2564.98                           360                                        355                                                           7                  0
GROUP I                                            399081.27                     2762.7                           360                                        357                                                       7.125                  0
GROUP I                                            199370.25                    1364.35                           360                                        356                                                           7                  0
GROUP I                                            141284.67                    1017.31                           360                                        354                                                         7.5                  0
GROUP I                                            127830.29                     772.31                           360                                        354                                                           7                  0
GROUP I                                               251500                    1493.28                           360                                        354                                                       6.875                  0
GROUP I                                            335160.45                    2825.27                           360                                        355                                                        9.25                  0
GROUP I                                            987336.65                    6762.07                           360                                        355                                                           7                  0
GROUP I                                              94414.7                     623.43                           360                                        354                                                       6.625                  0
GROUP I                                             82969.32                     669.45                           360                                        355                                                        8.75                  0
GROUP I                                             82969.32                     669.45                           360                                        355                                                        8.75                  0
GROUP I                                             121956.5                      710.4                           360                                        356                                                        6.74                  0
GROUP I                                            223265.62                    1623.94                           360                                        356                                                       7.625                  0
GROUP I                                               270000                    1828.13                           360                                        356                                                       7.875                  0
GROUP I                                            219289.99                    1482.18                           360                                        356                                                       6.875                  0
GROUP I                                              94237.3                     685.19                           360                                        356                                                       7.625                  0
GROUP I                                            484963.78                    3031.02                           360                                        355                                                        7.25                  0
GROUP I                                            134667.62                     968.59                           360                                        355                                                         7.5                  0
GROUP I                                            186197.13                    1258.51                           360                                        356                                                       6.875                  0
GROUP I                                              2045000                   10864.06                           360                                        357                                                       6.125                  0
GROUP I                                            209370.74                    1468.35                           360                                        356                                                        7.25                  0
GROUP I                                            747514.46                    4984.73                           360                                        356                                                        6.74                  0
GROUP I                                               617500                    3409.11                           360                                        355                                                       6.375                  0
GROUP I                                            138278.07                     899.99                           360                                        356                                                         6.5                  0
GROUP I                                            219627.24                    1750.42                           360                                        357                                                       8.625                  0
GROUP I                                             97662.42                     628.15                           360                                        355                                                       6.375                  0
GROUP I                                             77035.61                     566.79                           360                                        356                                                        7.75                  0
GROUP I                                            286922.27                    2317.31                           360                                        357                                                        8.75                  0
GROUP I                                            191547.94                    1309.78                           360                                        358                                                           7                  0
GROUP I                                            380623.76                    2634.93                           360                                        357                                                       7.125                  0
GROUP I                                               638400                     3657.5                           360                                        357                                                       6.625                  0
GROUP I                                             96248.88                     919.32                           360                                        356                                                      10.625                  0
GROUP I                                            318237.69                    2159.94                           360                                        357                                                       6.925                  0
GROUP I                                            133329.28                     980.31                           360                                        357                                                        7.75                  0
GROUP I                                            175226.29                    1135.69                           360                                        355                                                        6.45                  0
GROUP I                                            196580.18                    1411.33                           360                                        357                                                         7.5                  0
GROUP I                                            119421.67                     912.09                           360                                        354                                                       8.125                  0
GROUP I                                            115840.65                    1119.17                           180                                        174                                                       7.625                  0
GROUP I                                            139312.16                     1015.1                           360                                        353                                                       7.625                  0
GROUP I                                              75214.2                     634.84                           360                                        354                                                        9.25                  0
GROUP I                                             76664.78                     499.42                           360                                        355                                                         6.5                  0
GROUP I                                               142792                      862.7                           360                                        357                                                           7                  0
GROUP I                                            184350.18                    1570.78                           360                                        355                                                       7.915                  0
GROUP I                                            118012.67                     767.42                           360                                        357                                                         6.5                  0
GROUP I                                            111938.25                     759.95                           360                                        355                                                       6.875                  0
GROUP I                                            100574.16                     704.81                           360                                        357                                                        7.25                  0
GROUP I                                               208800                       1305                           360                                        357                                                        7.25                  0
GROUP I                                               631673                    3355.76                           360                                        356                                                       6.125                  0
GROUP I                                            116496.49                    1059.96                           180                                        176                                                        6.74                  0
GROUP I                                               280000                    1633.33                           360                                        356                                                        6.75                  0
GROUP I                                               222000                    1341.25                           360                                        356                                                           7                  0
GROUP I                                            315226.08                    2429.77                           360                                        356                                                        8.25                  0
GROUP I                                               395000                    2300.88                           360                                        356                                                        6.74                  0
GROUP I                                               260800                    1494.17                           360                                        355                                                       6.625                  0
GROUP I                                            199086.11                    1264.14                           360                                        355                                                        6.25                  0
GROUP I                                               219992                    1420.78                           360                                        357                                                         7.5                  0
GROUP I                                               196000                    1143.33                           360                                        355                                                        6.75                  0
GROUP I                                               212950                    1242.21                           360                                        357                                                        6.75                  0
GROUP I                                             179205.8                    1274.03                           360                                        354                                                       7.375                  0
GROUP I                                             31281.88                     308.81                           240                                        224                                                         9.5                  0
GROUP I                                             38646.81                     323.13                           180                                        170                                                       8.875                  0
GROUP I                                             25379.46                     205.18                           180                                        172                                                         8.5                  0
GROUP I                                             91293.42                     786.99                           180                                        173                                                        9.25                  0
GROUP I                                             49530.05                     449.99                           180                                        172                                                       9.875                  0
GROUP I                                                79980                     683.16                           180                                        172                                                        9.75                  0
GROUP I                                            174654.73                    1597.17                           180                                        173                                                       9.625                  0
GROUP I                                             77216.98                     756.08                           180                                        172                                                       11.25                  0
GROUP I                                             69746.75                     640.13                           180                                        173                                                          10                  0
GROUP I                                             19752.61                     160.92                           180                                        159                                                         8.5                  0
GROUP I                                             57625.77                     579.91                           180                                        161                                                      11.125                  0
GROUP I                                             73843.16                     576.69                           360                                        337                                                           8                  0
GROUP I                                            103960.79                      912.2                           180                                        159                                                       9.375                  0
GROUP I                                             47452.36                     474.52                           180                                        172                                                        11.5                  0
GROUP I                                             36007.38                     343.79                           180                                        173                                                        10.5                  0
GROUP I                                             44394.42                     411.22                           180                                        174                                                      10.125                  0
GROUP I                                               387000                    3749.06                           180                                        174                                                      11.125                  0
GROUP I                                             48341.05                     456.83                           180                                        174                                                      10.375                  0
GROUP I                                             37989.98                     397.27                           180                                        174                                                        8.75                  0
GROUP I                                             74586.28                     683.71                           180                                        174                                                        10.5                  0
GROUP I                                             44375.95                     465.79                           180                                        174                                                       11.75                  0
GROUP I                                             24343.62                     227.77                           180                                        174                                                       10.25                  0
GROUP I                                                55250                     471.93                           180                                        174                                                        9.75                  0
GROUP I                                             23643.58                     219.01                           180                                        174                                                      10.125                  0
GROUP I                                                30825                     344.85                           180                                        175                                                      12.925                  0
GROUP I                                             63856.08                     603.45                           180                                        174                                                      10.375                  0
GROUP I                                                94400                     983.33                           240                                        234                                                          12                  0
GROUP I                                             71904.58                     706.64                           180                                        174                                                      10.875                  0
GROUP I                                             84484.65                      831.2                           180                                        174                                                      10.875                  0
GROUP I                                             53884.96                     519.36                           180                                        174                                                      10.625                  0
GROUP I                                                30000                        300                           240                                        235                                                        11.5                  0
GROUP I                                                57500                     551.04                           180                                        174                                                          11                  0
GROUP I                                             35627.83                     326.56                           180                                        175                                                          10                  0
GROUP I                                                80000                     708.33                           180                                        174                                                      10.125                  0
GROUP I                                               183900                    1589.97                           180                                        174                                                       9.875                  0
GROUP I                                                49000                     530.83                           180                                        175                                                        12.5                  0
GROUP I                                             60645.51                     590.04                           180                                        175                                                       10.75                  0
GROUP I                                                26490                     240.07                           180                                        174                                                      10.375                  0
GROUP I                                            183785.01                    2035.41                           180                                        175                                                        12.5                  0
GROUP I                                                39000                     349.38                           180                                        174                                                       10.25                  0
GROUP I                                            105645.59                    1088.27                           180                                        175                                                        11.5                  0
GROUP I                                            122764.94                    1182.99                           180                                        175                                                      10.625                  0
GROUP I                                             46358.09                     529.39                           180                                        175                                                      10.375                  0
GROUP I                                             45734.95                     475.52                           180                                        175                                                      11.625                  0
GROUP I                                             19912.56                     174.23                           360                                        354                                                          10                  0
GROUP I                                             49409.49                      514.8                           180                                        175                                                       11.25                  0
GROUP I                                             47776.64                     515.33                           180                                        174                                                      12.125                  0
GROUP I                                            109507.47                     958.19                           180                                        174                                                          10                  0
GROUP I                                             69309.84                     681.14                           180                                        174                                                      10.875                  0
GROUP I                                               145500                    1197.34                           180                                        174                                                       9.375                  0
GROUP I                                             33528.39                     323.16                           180                                        174                                                      10.625                  0
GROUP I                                               126000                    1194.38                           180                                        174                                                      10.875                  0
GROUP I                                             70586.91                     806.66                           240                                        234                                                          12                  0
GROUP I                                             24014.42                     251.12                           180                                        174                                                        8.75                  0
GROUP I                                               108000                     888.75                           180                                        174                                                       9.375                  0
GROUP I                                             42920.01                     434.05                           180                                        174                                                       11.25                  0
GROUP I                                               212475                    1947.69                           180                                        174                                                        10.5                  0
GROUP I                                            144952.01                    1253.23                           180                                        174                                                       9.875                  0
GROUP I                                            124936.16                    1223.33                           180                                        174                                                       11.25                  0
GROUP I                                             19963.82                      203.8                           180                                        174                                                      11.375                  0
GROUP I                                            188082.12                    1586.27                           180                                        174                                                           9                  0
GROUP I                                             55079.18                     525.68                           180                                        174                                                        10.5                  0
GROUP I                                            139626.38                    1241.55                           180                                        174                                                       9.625                  0
GROUP I                                             163631.2                    1546.34                           180                                        174                                                      10.375                  0
GROUP I                                             48455.92                     439.13                           180                                        174                                                      10.375                  0
GROUP I                                             30660.99                     330.63                           180                                        175                                                      12.125                  0
GROUP I                                             97689.25                     806.22                           180                                        174                                                        8.75                  0
GROUP I                                                41250                     317.97                           180                                        174                                                        8.75                  0
GROUP I                                             82231.49                     671.25                           180                                        174                                                       8.625                  0
GROUP I                                             78938.51                     654.03                           180                                        174                                                        8.75                  0
GROUP I                                             23434.43                     219.37                           180                                        174                                                       10.25                  0
GROUP I                                             21408.98                     214.47                           180                                        174                                                      11.125                  0
GROUP I                                                54000                      472.5                           180                                        174                                                          10                  0
GROUP I                                             90696.09                     732.21                           180                                        174                                                         8.5                  0
GROUP I                                             20019.97                     178.03                           180                                        174                                                       9.625                  0
GROUP I                                             74968.77                     609.12                           180                                        174                                                        9.25                  0
GROUP I                                                69050                     574.84                           180                                        174                                                        9.49                  0
GROUP I                                               123347                    1232.44                           180                                        174                                                       11.49                  0
GROUP I                                              41138.6                      377.1                           180                                        174                                                        10.5                  0
GROUP I                                                22500                     192.19                           180                                        174                                                        9.75                  0
GROUP I                                                28000                     250.83                           180                                        174                                                       10.25                  0
GROUP I                                             70138.53                     623.08                           180                                        174                                                         9.5                  0
GROUP I                                                30000                      262.5                           180                                        174                                                          10                  0
GROUP I                                                49900                     431.43                           180                                        174                                                       9.875                  0
GROUP I                                                26700                     247.53                           180                                        174                                                      10.625                  0
GROUP I                                             20211.71                     204.41                           180                                        174                                                       11.25                  0
GROUP I                                             32927.73                     314.27                           180                                        174                                                        10.5                  0
GROUP I                                             38519.71                     468.07                           180                                        174                                                        11.5                  0
GROUP I                                             81495.92                     755.54                           180                                        174                                                      10.625                  0
GROUP I                                            160480.37                    1398.04                           180                                        174                                                       9.375                  0
GROUP I                                            124678.67                    1120.13                           180                                        174                                                        9.75                  0
GROUP I                                             30544.44                     291.41                           180                                        175                                                        10.5                  0
GROUP I                                             20265.25                     210.76                           180                                        174                                                      11.625                  0
GROUP I                                                24000                      207.5                           180                                        174                                                       9.875                  0
GROUP I                                             28885.94                     249.74                           180                                        174                                                       9.875                  0
GROUP I                                                61000                     438.44                           180                                        174                                                       8.125                  0
GROUP I                                             32819.82                     300.95                           180                                        174                                                          10                  0
GROUP I                                             24821.02                     204.85                           180                                        174                                                        8.75                  0
GROUP I                                             30217.91                      265.9                           180                                        174                                                         9.5                  0
GROUP I                                             19965.74                     207.65                           180                                        174                                                      11.625                  0
GROUP I                                               193800                     1453.5                           180                                        174                                                         8.5                  0
GROUP I                                               400000                       3500                           180                                        174                                                          10                  0
GROUP I                                             78082.11                     679.92                           180                                        174                                                       9.375                  0
GROUP I                                            169622.98                    1466.53                           180                                        174                                                       9.875                  0
GROUP I                                             53579.26                     506.33                           180                                        174                                                      10.375                  0
GROUP I                                             25030.12                     217.96                           180                                        174                                                       9.375                  0
GROUP I                                             134662.1                     1222.3                           180                                        174                                                       9.875                  0
GROUP I                                               131950                    1154.56                           180                                        174                                                          10                  0
GROUP I                                            153219.73                    1241.13                           180                                        174                                                         8.5                  0
GROUP I                                             47492.94                     448.82                           180                                        174                                                      10.375                  0
GROUP I                                             28939.84                     281.67                           180                                        174                                                       10.75                  0
GROUP I                                             22309.54                     227.75                           180                                        174                                                      11.375                  0
GROUP I                                             21901.58                     209.03                           180                                        174                                                        10.5                  0
GROUP I                                             67838.63                     628.39                           180                                        174                                                      10.125                  0
GROUP I                                             28166.45                     328.56                           180                                        174                                                       13.25                  0
GROUP I                                            269550.23                    2829.32                           180                                        174                                                       11.75                  0
GROUP I                                             20354.13                     192.35                           180                                        174                                                      10.375                  0
GROUP I                                             99674.58                     813.63                           180                                        174                                                       8.625                  0
GROUP I                                             29226.69                     265.28                           180                                        174                                                       9.875                  0
GROUP I                                             50172.95                     541.18                           180                                        174                                                      12.125                  0
GROUP I                                             26890.56                      314.1                           180                                        174                                                      10.755                  0
GROUP I                                               166000                    1625.42                           180                                        174                                                       11.25                  0
GROUP I                                            153481.13                    1326.97                           180                                        174                                                       9.875                  0
GROUP I                                             29675.53                     269.36                           180                                        174                                                       9.875                  0
GROUP I                                             25284.85                     227.16                           180                                        174                                                        9.75                  0
GROUP I                                             38124.23                     378.29                           180                                        174                                                          11                  0
GROUP I                                             21823.98                     254.58                           180                                        174                                                       13.25                  0
GROUP I                                            186621.46                    1302.46                           180                                        174                                                       7.875                  0
GROUP I                                              47486.6                     535.31                           180                                        174                                                       12.75                  0
GROUP I                                             37947.34                     383.43                           180                                        174                                                      11.625                  0
GROUP I                                                33600                        294                           180                                        174                                                          10                  0
GROUP I                                             47903.11                     470.77                           180                                        174                                                      10.875                  0
GROUP I                                               196000                    1449.58                           180                                        174                                                       8.375                  0
GROUP I                                               141800                    1240.75                           180                                        174                                                          10                  0
GROUP I                                             75959.93                     656.74                           180                                        174                                                       9.875                  0
GROUP I                                            262500.05                    2296.88                           180                                        174                                                          10                  0
GROUP I                                                45000                     473.44                           180                                        174                                                      12.125                  0
GROUP I                                              30554.1                     311.81                           180                                        175                                                      11.375                  0
GROUP I                                               121300                     871.84                           180                                        175                                                       8.125                  0
GROUP I                                             42892.35                     389.33                           180                                        174                                                       9.875                  0
GROUP I                                                27750                     254.38                           180                                        174                                                        10.5                  0
GROUP I                                              44412.6                     440.68                           180                                        174                                                          11                  0
GROUP I                                             75006.68                     673.87                           180                                        174                                                        9.75                  0
GROUP I                                             24949.81                     271.67                           180                                        172                                                       12.25                  0
GROUP I                                                56200                      485.9                           180                                        171                                                       9.875                  0
GROUP I                                             55382.88                     498.23                           180                                        171                                                        9.75                  0
GROUP I                                              83709.6                     752.73                           180                                        172                                                        9.75                  0
GROUP I                                             83329.03                     804.05                           180                                        171                                                      10.625                  0
GROUP I                                            113117.88                    1027.64                           180                                        172                                                       9.875                  0
GROUP I                                                20000                     185.42                           180                                        174                                                      10.625                  0
GROUP I                                             27327.68                     242.99                           180                                        174                                                       9.625                  0
GROUP I                                             75763.76                     709.45                           180                                        172                                                       10.25                  0
GROUP I                                                32609                     283.95                           180                                        174                                                       9.375                  0
GROUP I                                            184779.76                    2155.46                           180                                        174                                                       13.25                  0
GROUP I                                             19960.71                     198.06                           180                                        174                                                          11                  0
GROUP I                                            109794.98                     960.71                           180                                        172                                                          10                  0
GROUP I                                                57300                     555.09                           180                                        174                                                      11.125                  0
GROUP I                                                78400                     620.67                           180                                        172                                                           9                  0
GROUP I                                             46161.43                      399.1                           180                                        172                                                       9.875                  0
GROUP I                                             24944.34                     238.08                           180                                        174                                                        10.5                  0
GROUP I                                             37697.57                     331.72                           180                                        174                                                         9.5                  0
GROUP I                                                48000                        460                           180                                        174                                                          11                  0
GROUP I                                                88000                     898.33                           240                                        234                                                       11.75                  0
GROUP I                                             28923.45                     257.18                           180                                        174                                                       9.625                  0
GROUP I                                             84744.59                     847.45                           180                                        174                                                        11.5                  0
GROUP I                                             73035.37                      690.2                           180                                        174                                                      10.375                  0
GROUP I                                               130000                    1245.83                           180                                        174                                                          11                  0
GROUP I                                                85000                      752.6                           180                                        174                                                      10.125                  0
GROUP I                                                35906                     415.31                           180                                        174                                                      13.125                  0
GROUP I                                                61300                     536.38                           180                                        174                                                          10                  0
GROUP I                                            140400.05                    1418.63                           180                                        174                                                      11.625                  0
GROUP I                                             28945.89                     273.44                           180                                        175                                                      10.375                  0
GROUP I                                             31431.06                     299.98                           180                                        174                                                        10.5                  0
GROUP I                                             57906.03                     613.39                           180                                        174                                                      11.875                  0
GROUP I                                               230000                     2219.5                           180                                        174                                                       11.08                  0
GROUP I                                             42159.99                     406.35                           180                                        174                                                      10.625                  0
GROUP I                                             21709.34                     240.49                           180                                        174                                                        12.5                  0
GROUP I                                             42653.84                     403.09                           180                                        174                                                      10.375                  0
GROUP I                                                69750                     682.97                           180                                        174                                                       11.25                  0
GROUP I                                                65000                     521.35                           360                                        354                                                       9.125                  0
GROUP I                                             34927.43                     339.94                           180                                        174                                                       10.75                  0
GROUP I                                             36174.84                     352.08                           180                                        174                                                       10.75                  0
GROUP I                                             19965.74                     207.65                           180                                        174                                                      11.625                  0
GROUP I                                             20203.23                     189.03                           180                                        174                                                       10.25                  0
GROUP I                                                50000                      437.5                           180                                        174                                                          10                  0
GROUP I                                             19933.24                     160.92                           180                                        174                                                         8.5                  0
GROUP I                                             39390.07                        343                           180                                        174                                                       9.375                  0
GROUP I                                             99837.95                    1057.57                           180                                        174                                                      11.875                  0
GROUP I                                               300000                    2656.25                           180                                        174                                                      10.125                  0
GROUP I                                                21400                     205.08                           180                                        174                                                          11                  0
GROUP I                                               110850                    1016.13                           180                                        173                                                        10.5                  0
GROUP I                                                84400                     694.54                           180                                        174                                                       9.375                  0
GROUP I                                             27169.15                     246.72                           180                                        174                                                       9.875                  0
GROUP I                                                65000                     649.46                           180                                        174                                                       11.49                  0
GROUP I                                             33620.73                      343.4                           180                                        174                                                      11.375                  0
GROUP I                                             47982.78                     439.99                           180                                        174                                                          10                  0
GROUP I                                             19963.82                      203.8                           180                                        174                                                      11.375                  0
GROUP I                                                59250                     512.27                           180                                        174                                                       9.875                  0
GROUP I                                             52357.28                     460.34                           180                                        174                                                        9.49                  0
GROUP I                                                87000                     761.25                           180                                        173                                                          10                  0
GROUP I                                             42486.36                     399.91                           180                                        173                                                       10.32                  0
GROUP I                                             99750.26                     961.78                           180                                        173                                                      10.625                  0
GROUP I                                             73461.66                     650.44                           180                                        173                                                      10.125                  0
GROUP I                                               102800                     963.75                           180                                        173                                                       10.75                  0
GROUP I                                             37619.68                     362.59                           180                                        174                                                      10.625                  0
GROUP I                                             88321.37                     867.98                           180                                        174                                                      10.875                  0
GROUP I                                             24948.43                     257.15                           180                                        173                                                        11.5                  0
GROUP I                                             52108.58                     487.74                           180                                        173                                                       10.25                  0
GROUP I                                             42384.95                     396.73                           180                                        173                                                       10.25                  0
GROUP I                                             57791.19                     483.47                           180                                        173                                                         8.9                  0
GROUP I                                            151331.27                     1473.4                           180                                        173                                                       10.75                  0
GROUP I                                             61703.44                     543.22                           180                                        173                                                         9.5                  0
GROUP I                                             49860.96                     462.05                           360                                        353                                                      10.125                  0
GROUP I                                            169915.88                    1557.56                           360                                        353                                                        10.5                  0
GROUP I                                                63980                     661.13                           180                                        174                                                        11.9                  0
GROUP I                                             47293.16                      451.4                           180                                        174                                                        10.5                  0
GROUP I                                              38153.3                     364.14                           180                                        174                                                        10.5                  0
GROUP I                                             37921.38                     390.58                           360                                        353                                                       11.49                  0
GROUP I                                            153304.81                    1462.56                           360                                        353                                                       10.49                  0
GROUP I                                            116073.24                    1376.49                           360                                        352                                                       13.49                  0
GROUP I                                                96000                        860                           180                                        174                                                       10.25                  0
GROUP I                                            116782.44                    1181.01                           180                                        174                                                       11.25                  0
GROUP I                                             36927.44                     377.67                           240                                        234                                                       10.25                  0
GROUP I                                             27906.61                     322.89                           180                                        173                                                      13.125                  0
GROUP I                                             38580.26                      343.2                           180                                        174                                                       9.625                  0
GROUP I                                              48147.2                     464.06                           180                                        174                                                      10.625                  0
GROUP I                                            146112.44                    1449.79                           180                                        174                                                          11                  0
GROUP I                                             25851.81                     261.44                           180                                        174                                                       11.25                  0
GROUP I                                             48898.38                     475.92                           180                                        174                                                       10.75                  0
GROUP I                                             30932.39                     312.92                           180                                        173                                                       11.25                  0
GROUP I                                              99451.5                    1082.35                           180                                        174                                                       12.25                  0
GROUP I                                             87705.48                     756.06                           180                                        173                                                        9.25                  0
GROUP I                                            173735.52                    1993.02                           180                                        173                                                          13                  0
GROUP I                                             17276.97                      199.3                           180                                        174                                                          13                  0
GROUP I                                             86289.75                     840.14                           180                                        173                                                       10.75                  0
GROUP I                                            131569.56                    1432.26                           180                                        173                                                       12.25                  0
GROUP I                                             24309.41                     200.73                           180                                        173                                                        8.75                  0
GROUP I                                             85790.99                     835.28                           180                                        173                                                       10.75                  0
GROUP I                                            100718.12                     980.97                           180                                        173                                                       10.75                  0
GROUP I                                            105702.91                    1029.54                           180                                        173                                                       10.75                  0
GROUP I                                             44933.46                     515.44                           180                                        173                                                          13                  0
GROUP I                                             21153.81                     213.99                           180                                        173                                                       11.25                  0
GROUP I                                             69630.34                     677.94                           180                                        173                                                       10.75                  0
GROUP I                                             35912.53                     349.65                           180                                        173                                                       10.75                  0
GROUP I                                              48676.3                     558.39                           180                                        173                                                          13                  0
GROUP I                                             51886.65                     524.89                           180                                        173                                                       11.25                  0
GROUP I                                             81521.17                     545.55                           180                                        173                                                         6.5                  0
GROUP I                                             26401.57                     218.01                           180                                        173                                                        8.75                  0
GROUP I                                             43718.56                     442.12                           180                                        174                                                       11.25                  0
GROUP I                                             43854.78                     300.84                           180                                        173                                                        6.75                  0
GROUP I                                             41110.15                     415.88                           180                                        173                                                       11.25                  0
GROUP I                                             72041.94                     687.58                           180                                        174                                                        10.5                  0
GROUP I                                             31581.89                      257.8                           360                                        354                                                       8.625                  0
GROUP I                                            176861.32                    1771.72                           180                                        174                                                      11.125                  0
GROUP I                                             37865.81                     354.72                           180                                        172                                                       10.25                  0
GROUP I                                             39648.15                     378.55                           180                                        173                                                        10.5                  0
GROUP I                                             50136.54                     516.63                           180                                        174                                                        11.5                  0
GROUP I                                             107065.4                     874.45                           180                                        173                                                       8.625                  0
GROUP I                                             88282.44                      698.2                           180                                        173                                                        8.25                  0
GROUP I                                             94608.91                     747.37                           180                                        173                                                        8.25                  0
GROUP I                                             58980.16                     487.02                           180                                        173                                                        8.75                  0
GROUP I                                            139466.42                    1139.09                           180                                        173                                                       8.625                  0
GROUP I                                            112046.35                     915.13                           180                                        173                                                       8.625                  0
GROUP I                                            143202.13                     1169.6                           180                                        173                                                       8.625                  0
GROUP I                                             81804.38                     647.06                           180                                        173                                                        8.25                  0
GROUP I                                             51963.74                     575.37                           180                                        173                                                       12.49                  0
GROUP I                                             20093.54                     199.29                           180                                        173                                                       10.99                  0
GROUP I                                             20719.26                     237.51                           180                                        173                                                       12.99                  0
GROUP I                                             19970.35                     228.93                           180                                        173                                                       12.99                  0
GROUP I                                             21276.47                     171.87                           180                                        173                                                         8.5                  0
GROUP I                                             36169.26                      386.6                           180                                        173                                                       11.99                  0
GROUP I                                             22845.27                     199.03                           360                                        353                                                       9.375                  0
GROUP I                                               187500                    1542.97                           180                                        173                                                       9.375                  0
GROUP I                                                95625                     737.11                           180                                        173                                                        8.75                  0
GROUP I                                            113599.69                    1170.56                           180                                        174                                                        11.5                  0
GROUP I                                               131000                    1187.19                           180                                        174                                                      10.375                  0
GROUP I                                            176289.92                    2056.42                           180                                        174                                                       13.25                  0
GROUP I                                                22951                     221.21                           180                                        174                                                      10.625                  0
GROUP I                                               135000                    1167.19                           180                                        174                                                       9.875                  0
GROUP I                                                60000                     506.25                           180                                        173                                                       9.625                  0
GROUP I                                                49500                     397.03                           180                                        173                                                       9.125                  0
GROUP I                                               114000                    1128.13                           180                                        173                                                      11.375                  0
GROUP I                                             72292.92                     663.19                           180                                        173                                                          10                  0
GROUP I                                            133253.26                    1100.33                           180                                        173                                                        8.75                  0
GROUP I                                             37891.48                      347.6                           180                                        173                                                          10                  0
GROUP I                                            144627.96                    1380.87                           180                                        173                                                        10.5                  0
GROUP I                                            109772.99                    1131.47                           180                                        173                                                        11.5                  0
GROUP I                                            120436.17                    1082.49                           180                                        173                                                        9.75                  0
GROUP I                                             64875.74                      649.9                           180                                        174                                                      11.125                  0
GROUP I                                             81492.24                     628.17                           180                                        174                                                        8.75                  0
GROUP I                                             53283.38                     425.65                           180                                        173                                                       8.375                  0
GROUP I                                             55357.61                     528.54                           180                                        173                                                        10.5                  0
GROUP I                                            119744.28                    1154.14                           180                                        174                                                      10.625                  0
GROUP I                                             20202.23                     189.02                           180                                        174                                                       10.25                  0
GROUP I                                             49865.65                     466.75                           180                                        173                                                       10.25                  0
GROUP I                                              23926.8                     215.06                           180                                        173                                                        9.75                  0
GROUP I                                               314700                    3015.88                           360                                        353                                                          11                  0
GROUP I                                                91800                     736.31                           180                                        173                                                       9.125                  0
GROUP I                                               180000                    1443.75                           180                                        173                                                       9.125                  0
GROUP I                                             48872.05                     439.07                           180                                        174                                                        9.75                  0
GROUP I                                            142680.28                    1295.64                           360                                        353                                                       9.875                  0
GROUP I                                             43844.82                     369.98                           180                                        173                                                           9                  0
GROUP I                                             43047.67                     363.25                           180                                        173                                                           9                  0
GROUP I                                             85340.98                     863.05                           180                                        174                                                       11.25                  0
GROUP I                                             30177.83                     318.23                           180                                        174                                                      10.375                  0
GROUP I                                             23913.13                     186.67                           180                                        174                                                       8.125                  0
GROUP I                                             13811.89                      358.3                           180                                        173                                                      10.375                  0
GROUP I                                             28757.42                     329.88                           180                                        173                                                          13                  0
GROUP I                                            140292.19                    1338.97                           180                                        174                                                        10.5                  0
GROUP I                                             21436.41                     219.09                           180                                        172                                                      11.375                  0
GROUP I                                             46356.35                     386.76                           180                                        174                                                       8.875                  0
GROUP I                                            151440.95                    1386.95                           180                                        173                                                       10.49                  0
GROUP I                                            155849.09                    1488.01                           180                                        173                                                        10.5                  0
GROUP I                                             24241.12                      255.1                           180                                        174                                                        11.5                  0
GROUP I                                             19953.94                     198.06                           180                                        173                                                          11                  0
GROUP I                                            169488.02                    1523.37                           180                                        173                                                        9.75                  0
GROUP I                                                71700                     634.84                           180                                        173                                                      10.125                  0
GROUP I                                            140540.37                    1224.37                           180                                        173                                                       9.375                  0
GROUP I                                            104657.45                     911.77                           180                                        173                                                       9.375                  0
GROUP I                                               101250                     949.22                           180                                        173                                                       10.75                  0
GROUP I                                                74800                     592.17                           180                                        173                                                           9                  0
GROUP I                                                77970                      706.6                           180                                        173                                                      10.375                  0
GROUP I                                             28940.13                      298.3                           180                                        173                                                        11.5                  0
GROUP I                                               142000                    1212.92                           180                                        173                                                        9.75                  0
GROUP I                                             88360.64                     773.16                           180                                        173                                                          10                  0
GROUP I                                                97200                     870.75                           180                                        173                                                       10.25                  0
GROUP I                                              77089.8                      750.3                           180                                        174                                                       10.75                  0
GROUP I                                            113971.82                     902.28                           180                                        173                                                           9                  0
GROUP I                                             40835.52                     326.21                           180                                        173                                                       8.375                  0
GROUP I                                            104610.04                     863.81                           180                                        173                                                        8.75                  0
GROUP I                                             67740.84                     553.27                           180                                        173                                                       8.625                  0
GROUP I                                             32668.39                     260.97                           180                                        173                                                       8.375                  0
GROUP I                                             52787.36                     421.69                           180                                        173                                                       8.375                  0
GROUP I                                            121546.91                    1003.66                           180                                        173                                                        8.75                  0
GROUP I                                             48774.43                     389.87                           180                                        172                                                       8.375                  0
GROUP I                                             25602.51                     273.55                           180                                        173                                                       11.99                  0
GROUP I                                             77089.44                     615.83                           180                                        173                                                       8.375                  0
GROUP I                                             46741.55                     376.99                           180                                        172                                                       8.375                  0
GROUP I                                             51744.94                     408.93                           180                                        173                                                        8.25                  0
GROUP I                                             86650.93                     692.21                           180                                        173                                                       8.375                  0
GROUP I                                             75695.05                     604.69                           180                                        173                                                       8.375                  0
GROUP I                                             81622.56                     652.43                           180                                        172                                                       8.375                  0
GROUP I                                             62169.56                     496.64                           180                                        173                                                       8.375                  0
GROUP I                                             64334.07                     508.21                           180                                        173                                                        8.25                  0
GROUP I                                              49301.4                     393.84                           180                                        173                                                       8.375                  0
GROUP I                                             57512.25                     454.32                           180                                        173                                                        8.25                  0
GROUP I                                                79896                     624.19                           180                                        172                                                       8.875                  0
GROUP I                                              84397.5                     666.73                           180                                        173                                                        8.25                  0
GROUP I                                             44117.78                     437.72                           180                                        172                                                       10.99                  0
GROUP I                                             26880.02                     205.22                           180                                        173                                                       7.875                  0
GROUP I                                             26612.96                     231.85                           180                                        173                                                       9.375                  0
GROUP I                                             21632.67                     227.13                           180                                        173                                                       11.75                  0
GROUP I                                             95822.17                    1023.82                           180                                        173                                                       11.99                  0
GROUP I                                              20267.2                     178.32                           180                                        173                                                       9.375                  0
GROUP I                                             25414.86                     240.36                           180                                        172                                                      10.375                  0
GROUP I                                              28724.1                     271.55                           180                                        173                                                      10.375                  0
GROUP I                                             27449.08                     293.28                           180                                        173                                                       11.99                  0
GROUP I                                             29781.15                     295.37                           180                                        173                                                       10.99                  0
GROUP I                                             24370.36                      248.9                           180                                        173                                                      11.375                  0
GROUP I                                             22017.34                     252.39                           180                                        173                                                       12.99                  0
GROUP I                                             35872.07                     342.56                           180                                        173                                                       10.49                  0
GROUP I                                            167452.33                    1458.83                           180                                        173                                                       9.375                  0
GROUP I                                             26393.31                     229.94                           360                                        353                                                       9.375                  0
GROUP I                                             33455.75                     344.85                           180                                        173                                                        11.5                  0
GROUP I                                             33813.19                     306.91                           180                                        174                                                       9.875                  0
GROUP I                                             36812.46                     340.99                           180                                        174                                                      10.125                  0
GROUP I                                             58307.69                     574.13                           180                                        174                                                        10.9                  0
GROUP I                                                73000                     661.56                           180                                        174                                                      10.375                  0
GROUP I                                             30306.11                     297.94                           180                                        173                                                      10.875                  0
GROUP I                                             23944.75                     237.67                           180                                        173                                                          11                  0
GROUP I                                             34090.54                     299.88                           180                                        173                                                        9.49                  0
GROUP I                                             44890.57                     437.07                           180                                        173                                                       10.75                  0
GROUP I                                            121900.85                    1118.27                           180                                        173                                                          10                  0
GROUP I                                             31273.81                     304.49                           180                                        173                                                       10.75                  0
GROUP I                                                43297                     401.06                           180                                        174                                                      10.125                  0
GROUP I                                             78731.93                     758.84                           180                                        174                                                      10.625                  0
GROUP I                                             35712.74                     327.48                           180                                        174                                                          10                  0
GROUP I                                               191750                    1897.53                           180                                        173                                                      11.375                  0
GROUP I                                             43656.78                     420.78                           180                                        174                                                      10.625                  0
GROUP I                                             26008.27                     219.38                           180                                        174                                                           9                  0
GROUP I                                             45498.18                     486.35                           180                                        174                                                          12                  0
GROUP I                                            178138.37                    1750.67                           180                                        174                                                      10.875                  0
GROUP I                                             38433.95                     324.15                           180                                        174                                                           9                  0
GROUP I                                             33457.14                     331.98                           180                                        174                                                          11                  0
GROUP I                                               129000                    1209.38                           360                                        354                                                       10.75                  0
GROUP I                                                55000                     464.06                           180                                        174                                                       9.625                  0
GROUP I                                               101000                     946.88                           180                                        174                                                       10.75                  0
GROUP I                                             60617.89                     595.82                           180                                        174                                                      10.875                  0
GROUP I                                             26353.54                     271.55                           180                                        174                                                        11.5                  0
GROUP I                                               120000                        999                           180                                        174                                                        9.49                  0
GROUP I                                            102844.26                     1193.1                           180                                        174                                                      10.625                  0
GROUP I                                               149600                    1355.75                           180                                        174                                                      10.375                  0
GROUP I                                            141713.39                    1392.69                           180                                        174                                                      10.875                  0
GROUP I                                             53841.75                     468.84                           180                                        174                                                       9.375                  0
GROUP I                                               161000                    1291.35                           180                                        173                                                       9.125                  0
GROUP I                                             47099.03                     382.68                           180                                        173                                                        9.25                  0
GROUP I                                             45664.96                      461.8                           180                                        173                                                       11.25                  0
GROUP I                                               127000                    1243.54                           180                                        173                                                       11.25                  0
GROUP I                                               126000                    1115.63                           180                                        173                                                      10.125                  0
GROUP I                                             64815.33                     630.83                           180                                        174                                                       10.75                  0
GROUP I                                             48384.69                     472.04                           180                                        174                                                       10.75                  0
GROUP I                                             35702.15                     314.34                           180                                        171                                                        9.49                  0
GROUP I                                            109546.23                     964.51                           180                                        171                                                        9.49                  0
GROUP I                                             19465.88                     211.91                           180                                        173                                                       12.25                  0
GROUP I                                             61151.02                     595.38                           180                                        173                                                       10.75                  0
GROUP I                                             90725.95                     815.45                           180                                        173                                                        9.75                  0
GROUP I                                             98612.81                     796.58                           180                                        173                                                         8.5                  0
GROUP I                                             23977.59                     215.51                           180                                        173                                                        9.75                  0
GROUP I                                             18929.42                     156.31                           180                                        173                                                        8.75                  0
GROUP I                                             17772.15                     200.39                           180                                        173                                                       12.75                  0
GROUP I                                             53881.64                     545.08                           180                                        173                                                       11.25                  0
GROUP I                                             60511.86                     567.09                           180                                        170                                                       10.25                  0
GROUP I                                             51697.74                     409.08                           180                                        171                                                        8.25                  0
GROUP I                                             41286.06                     340.92                           180                                        173                                                        8.75                  0
GROUP I                                             32722.99                      784.5                           180                                        173                                                        6.75                  0
GROUP I                                             64359.37                     651.07                           180                                        173                                                       11.25                  0
GROUP I                                                72000                      607.5                           180                                        173                                                       9.625                  0
GROUP I                                               175000                    1531.25                           180                                        173                                                          10                  0
GROUP I                                                98000                     877.92                           180                                        173                                                       10.25                  0
GROUP I                                                58600                     494.44                           180                                        173                                                       9.625                  0
GROUP I                                               124600                    1064.29                           180                                        173                                                        9.75                  0
GROUP I                                                86800                     804.71                           180                                        173                                                      10.625                  0
GROUP I                                             85885.81                     670.84                           180                                        173                                                       8.125                  0
GROUP I                                             91963.78                     947.91                           180                                        173                                                        11.5                  0
GROUP I                                               111000                        925                           180                                        173                                                         9.5                  0
GROUP I                                             19795.08                     209.58                           180                                        173                                                       11.75                  0
GROUP I                                            102100.05                     893.38                           180                                        173                                                          10                  0
GROUP I                                                47970                     429.73                           180                                        170                                                       10.25                  0
GROUP I                                            102795.68                     876.76                           180                                        173                                                       9.125                  0
GROUP I                                             34870.91                      346.6                           180                                        169                                                          11                  0
GROUP I                                             30851.57                     374.19                           180                                        169                                                       11.25                  0
GROUP I                                             24935.56                     279.07                           180                                        173                                                      10.125                  0
GROUP I                                             26642.64                     212.84                           180                                        173                                                       8.375                  0
GROUP I                                            108623.97                     859.94                           180                                        171                                                           9                  0
GROUP I                                             103043.5                     984.23                           180                                        172                                                        10.5                  0
GROUP I                                             21174.94                     251.16                           180                                        173                                                          11                  0
GROUP I                                                54038                     444.69                           180                                        173                                                       9.375                  0
GROUP I                                             31899.87                     309.51                           180                                        173                                                        10.5                  0
GROUP I                                             34553.47                     353.29                           180                                        172                                                       11.25                  0
GROUP I                                              34711.1                     334.68                           180                                        173                                                      10.625                  0
GROUP I                                             38888.61                     356.75                           180                                        173                                                          10                  0
GROUP I                                             25438.03                     247.67                           180                                        173                                                       10.75                  0
GROUP I                                             93656.83                     810.78                           180                                        173                                                         9.3                  0
GROUP I                                             55680.72                     460.29                           180                                        171                                                        8.75                  0
GROUP I                                             51367.83                     490.45                           180                                        173                                                        10.5                  0
GROUP I                                                22500                     206.25                           180                                        173                                                        10.5                  0
GROUP I                                               100000                      812.5                           180                                        172                                                        9.25                  0
GROUP I                                             30666.43                     301.59                           180                                        172                                                      10.875                  0
GROUP I                                             25687.41                      250.1                           180                                        173                                                       10.75                  0
GROUP I                                             62712.09                     529.74                           180                                        171                                                           9                  0
GROUP I                                             57803.51                    1614.29                           180                                        172                                                         7.5                  0
GROUP I                                             19927.62                     166.35                           180                                        173                                                       8.875                  0
GROUP I                                                65650                     519.73                           180                                        170                                                           9                  0
GROUP I                                                65650                     519.73                           180                                        170                                                           9                  0
GROUP I                                                67000                     530.42                           180                                        170                                                           9                  0
GROUP I                                             52478.88                     415.46                           180                                        171                                                           9                  0
GROUP I                                             82151.34                     716.39                           180                                        171                                                       9.375                  0
GROUP I                                             31403.09                     336.19                           180                                        172                                                          12                  0
GROUP I                                            204228.29                     1874.3                           180                                        172                                                          10                  0
GROUP I                                             30679.24                     304.51                           180                                        173                                                          11                  0
GROUP I                                             25227.76                     231.43                           180                                        173                                                          10                  0
GROUP I                                             32910.64                     308.05                           180                                        173                                                       10.25                  0
GROUP I                                                58380                     675.02                           180                                        174                                                      13.375                  0
GROUP I                                             54858.16                     565.74                           180                                        173                                                        11.5                  0
GROUP I                                             30633.38                     283.11                           180                                        172                                                          10                  0
GROUP I                                            103552.49                    1047.77                           180                                        174                                                       11.25                  0
GROUP I                                                29980                     262.33                           360                                        354                                                          10                  0
GROUP I                                             30355.81                     270.04                           180                                        173                                                       9.625                  0
GROUP I                                             52354.01                     485.15                           180                                        173                                                      10.125                  0
GROUP I                                             62850.52                     582.18                           180                                        174                                                      10.125                  0
GROUP I                                              22893.9                     214.21                           180                                        173                                                      10.125                  0
GROUP I                                             67172.47                     635.04                           180                                        173                                                      10.375                  0
GROUP I                                             34891.76                     310.39                           180                                        173                                                       9.625                  0
GROUP I                                                91000                     739.38                           180                                        172                                                        9.25                  0
GROUP I                                             69736.48                     582.22                           360                                        353                                                       8.875                  0
GROUP I                                            105747.41                     873.69                           180                                        172                                                        8.75                  0
GROUP I                                                70000                     678.13                           180                                        174                                                      11.125                  0
GROUP I                                              79976.8                     696.42                           180                                        174                                                       9.375                  0
GROUP I                                            147685.97                    1508.13                           180                                        173                                                      11.375                  0
GROUP I                                             76929.48                     704.55                           180                                        172                                                       10.49                  0
GROUP I                                             29146.33                      259.4                           180                                        173                                                       9.625                  0
GROUP I                                             71746.09                     605.42                           180                                        173                                                           9                  0
GROUP I                                             38729.71                     399.08                           180                                        174                                                        11.5                  0
GROUP I                                              31529.2                     315.95                           180                                        173                                                      11.125                  0
GROUP I                                             60095.38                     573.78                           180                                        173                                                        10.5                  0
GROUP I                                             20964.31                     230.25                           180                                        173                                                      12.375                  0
GROUP I                                             23238.07                     235.19                           180                                        172                                                       11.25                  0
GROUP I                                             59846.09                     571.39                           180                                        173                                                        10.5                  0
GROUP I                                             40778.07                     370.29                           180                                        173                                                       9.875                  0
GROUP I                                             23105.98                     244.83                           180                                        173                                                      11.875                  0
GROUP I                                             84824.14                     873.67                           180                                        173                                                       11.49                  0
GROUP I                                             27320.03                     260.75                           180                                        174                                                        10.5                  0
GROUP I                                             34426.78                     351.56                           180                                        173                                                      11.375                  0
GROUP I                                             99721.92                      924.1                           180                                        173                                                      10.125                  0
GROUP I                                               143000                    1310.83                           180                                        173                                                        10.5                  0
GROUP I                                              41215.7                     355.69                           180                                        173                                                        9.25                  0
GROUP I                                             35393.53                     324.55                           180                                        174                                                          10                  0
GROUP I                                             25209.59                     265.12                           180                                        173                                                       11.75                  0
GROUP I                                                31000                     258.33                           180                                        173                                                         9.5                  0
GROUP I                                            106592.19                     870.59                           180                                        173                                                       8.625                  0
GROUP I                                             43262.18                     380.87                           180                                        173                                                         9.5                  0
GROUP I                                             78789.23                     689.41                           180                                        173                                                          10                  0
GROUP I                                             39872.99                     351.03                           180                                        173                                                         9.5                  0
GROUP I                                             64399.89                     594.58                           180                                        173                                                          10                  0
GROUP I                                             91443.73                      858.8                           180                                        172                                                       10.25                  0
GROUP I                                             47364.36                      434.5                           180                                        173                                                          10                  0
GROUP I                                             68531.71                     603.33                           180                                        173                                                         9.5                  0
GROUP I                                             77836.03                      824.9                           180                                        173                                                      11.875                  0
GROUP I                                             43258.01                     441.74                           180                                        173                                                      11.375                  0
GROUP I                                             34882.56                     346.35                           180                                        172                                                          11                  0
GROUP I                                             30394.43                     301.79                           180                                        172                                                          11                  0
GROUP I                                             42416.95                     445.36                           180                                        173                                                       11.75                  0
GROUP I                                             28535.18                      343.2                           180                                        173                                                       11.25                  0
GROUP I                                             20251.47                     169.05                           180                                        173                                                       8.875                  0
GROUP I                                             58237.63                     539.67                           180                                        173                                                      10.125                  0
GROUP I                                             49376.32                     476.09                           180                                        173                                                      10.625                  0
GROUP I                                             61747.64                      572.2                           180                                        173                                                      10.125                  0
GROUP I                                             21494.68                     225.39                           180                                        173                                                        8.75                  0
GROUP I                                             52375.73                     490.05                           180                                        174                                                       10.25                  0
GROUP I                                             33103.35                     309.73                           180                                        174                                                       10.25                  0
GROUP I                                             19970.46                     229.08                           180                                        173                                                          13                  0
GROUP I                                             24955.76                     236.19                           180                                        173                                                      10.375                  0
GROUP I                                            130781.35                    1273.32                           180                                        173                                                       10.75                  0
GROUP I                                             39627.43                     416.54                           180                                        171                                                       11.75                  0
GROUP I                                             58811.65                     545.22                           180                                        172                                                      10.125                  0
GROUP I                                             37480.74                     309.33                           360                                        354                                                        8.75                  0
GROUP I                                              55867.5                     549.23                           180                                        173                                                      10.875                  0
GROUP I                                             19473.54                     229.12                           180                                        173                                                      13.375                  0
GROUP I                                             37391.79                     428.93                           180                                        173                                                      10.375                  0
GROUP I                                               124000                    1135.63                           180                                        173                                                       10.49                  0
GROUP I                                              23635.8                     221.24                           180                                        173                                                       10.25                  0
GROUP I                                             32035.19                     314.83                           180                                        174                                                      10.875                  0
GROUP I                                              40868.4                     368.21                           180                                        173                                                        9.75                  0
GROUP I                                               152000                    1314.17                           180                                        173                                                       9.875                  0
GROUP I                                             61582.09                     519.65                           180                                        173                                                           9                  0
GROUP I                                               173914                    1376.82                           180                                        174                                                           9                  0
GROUP I                                             52089.26                     531.92                           180                                        173                                                      11.375                  0
GROUP I                                            199276.21                     1663.5                           180                                        173                                                       8.875                  0
GROUP I                                             60182.11                     631.88                           180                                        173                                                       11.75                  0
GROUP I                                             33114.82                     316.17                           180                                        173                                                        10.5                  0
GROUP I                                             24990.03                     267.35                           180                                        173                                                          12                  0
GROUP I                                             42614.26                     375.16                           180                                        173                                                         9.5                  0
GROUP I                                             72344.85                      605.1                           180                                        173                                                       8.875                  0
GROUP I                                            142987.77                    1414.98                           180                                        173                                                      11.375                  0
GROUP I                                             23898.74                     207.94                           180                                        173                                                       8.875                  0
GROUP I                                             36682.31                     322.79                           180                                        174                                                         9.5                  0
GROUP I                                             35420.67                      371.9                           180                                        173                                                       11.75                  0
GROUP I                                              58582.2                     537.41                           180                                        173                                                          10                  0
GROUP I                                             35940.48                     398.23                           180                                        173                                                        12.5                  0
GROUP I                                                74200                     618.33                           180                                        173                                                         9.5                  0
GROUP I                                            128520.92                    1061.25                           180                                        173                                                        8.75                  0
GROUP I                                            219482.21                     1912.1                           180                                        173                                                       9.375                  0
GROUP I                                            231454.57                    1977.01                           240                                        233                                                        9.75                  0
GROUP I                                                22560                     223.25                           180                                        173                                                      11.375                  0
GROUP I                                             96744.38                      914.6                           180                                        173                                                      10.375                  0
GROUP I                                             57363.96                     563.94                           180                                        173                                                      10.875                  0
GROUP I                                             24451.89                     242.62                           180                                        174                                                          11                  0
GROUP I                                             34923.21                     333.31                           180                                        174                                                        10.5                  0
GROUP I                                             33703.47                     309.18                           360                                        353                                                          10                  0
GROUP I                                            138641.94                    1322.68                           180                                        173                                                       10.49                  0
GROUP I                                            128760.11                    1302.14                           180                                        174                                                       11.25                  0
GROUP I                                             22366.61                     243.42                           180                                        174                                                       12.25                  0
GROUP I                                             35754.49                     338.02                           180                                        173                                                      10.375                  0
GROUP I                                             88809.55                      773.7                           180                                        173                                                       9.375                  0
GROUP I                                             28517.43                     310.36                           180                                        174                                                       12.25                  0
GROUP I                                             31911.02                     295.71                           180                                        173                                                      10.125                  0
GROUP I                                              27447.5                     275.06                           180                                        174                                                       11.13                  0
GROUP I                                             27419.34                     248.99                           180                                        173                                                       9.875                  0
GROUP I                                            144488.72                    1219.24                           180                                        173                                                           9                  0
GROUP I                                                98880                      865.2                           180                                        173                                                          10                  0
GROUP I                                                63000                        525                           180                                        173                                                         9.5                  0
GROUP I                                             47898.17                     489.12                           180                                        173                                                      11.375                  0
GROUP I                                                29175                     278.55                           180                                        173                                                        10.5                  0
GROUP I                                             32520.87                     319.71                           180                                        173                                                      10.875                  0
GROUP I                                            182333.13                    1605.96                           180                                        172                                                         9.5                  0
GROUP I                                            108535.52                     896.72                           180                                        172                                                        8.75                  0
GROUP I                                             71647.69                      572.7                           180                                        172                                                       8.375                  0
GROUP I                                            172349.68                    1518.02                           180                                        172                                                         9.5                  0
GROUP I                                            106806.98                     882.43                           180                                        172                                                        8.75                  0
GROUP I                                             81622.56                     652.43                           180                                        172                                                       8.375                  0
GROUP I                                             84409.66                     674.71                           180                                        172                                                       8.375                  0
GROUP I                                             39815.88                     318.26                           180                                        172                                                       8.375                  0
GROUP I                                             34824.75                     278.48                           180                                        172                                                       8.375                  0
GROUP I                                             75650.19                     604.69                           180                                        172                                                       8.375                  0
GROUP I                                             87196.85                     696.98                           180                                        172                                                       8.375                  0
GROUP I                                             94962.19                     759.36                           180                                        172                                                       8.375                  0
GROUP I                                             84608.75                      676.3                           180                                        172                                                       8.375                  0
GROUP I                                             79678.92                     636.52                           180                                        173                                                       8.375                  0
GROUP I                                            187198.94                    1546.63                           180                                        172                                                        8.75                  0
GROUP I                                                90600                     707.81                           180                                        171                                                       8.875                  0
GROUP I                                                62400                      487.5                           180                                        172                                                       8.875                  0
GROUP I                                             66879.98                     743.87                           180                                        171                                                       11.99                  0
GROUP I                                             22916.88                     195.14                           180                                        172                                                         9.1                  0
GROUP I                                              8515.08                     551.17                           180                                        171                                                       11.99                  0
GROUP I                                             23252.54                     217.73                           180                                        172                                                       10.25                  0
GROUP I                                             23050.83                     246.36                           180                                        172                                                       11.99                  0
GROUP I                                             21098.98                     241.92                           180                                        172                                                       12.99                  0
GROUP I                                             46062.84                      388.9                           180                                        172                                                           9                  0
GROUP I                                             41162.24                     439.92                           180                                        172                                                       11.99                  0
GROUP I                                             19951.08                      213.3                           180                                        172                                                       11.99                  0
GROUP I                                             26929.21                     277.36                           180                                        173                                                       11.49                  0
GROUP I                                             20431.45                     218.36                           180                                        172                                                       11.99                  0
GROUP I                                                67448                     730.12                           180                                        171                                                       12.49                  0
GROUP I                                                37500                     405.94                           180                                        172                                                       12.49                  0
GROUP I                                             80640.36                      948.8                           180                                        173                                                      13.375                  0
GROUP I                                             82338.87                     864.51                           180                                        173                                                       11.75                  0
GROUP I                                             35651.53                     419.47                           180                                        173                                                      13.375                  0
GROUP I                                             63590.75                     613.14                           180                                        173                                                      10.625                  0
GROUP I                                             34728.16                     357.96                           180                                        173                                                        11.5                  0
GROUP I                                             19947.27                     188.58                           180                                        173                                                      10.375                  0
GROUP I                                             99781.49                    1009.41                           180                                        173                                                       11.25                  0
GROUP I                                             68044.52                     544.22                           180                                        171                                                       8.375                  0
GROUP I                                             51561.61                     412.14                           180                                        172                                                       8.375                  0
GROUP I                                             62605.86                     501.26                           180                                        172                                                       8.375                  0
GROUP I                                             37825.06                     302.35                           180                                        172                                                       8.375                  0
GROUP I                                             85851.46                     686.64                           180                                        171                                                       8.375                  0
GROUP I                                             66651.78                     533.08                           180                                        171                                                       8.375                  0
GROUP I                                            149235.56                    1234.01                           180                                        172                                                        8.75                  0
GROUP I                                             35812.34                     286.43                           180                                        172                                                       8.375                  0
GROUP I                                              99480.3                     795.64                           180                                        171                                                       8.375                  0
GROUP I                                             64700.81                     517.17                           180                                        172                                                       8.375                  0
GROUP I                                             98385.01                     786.88                           180                                        171                                                       8.375                  0
GROUP I                                              81573.8                     652.43                           180                                        171                                                       8.375                  0
GROUP I                                            116501.47                     962.53                           180                                        172                                                        8.75                  0
GROUP I                                             82270.17                        658                           180                                        171                                                       8.375                  0
GROUP I                                              72620.6                     580.82                           180                                        171                                                       8.375                  0
GROUP I                                             53744.69                     429.65                           180                                        172                                                       8.375                  0
GROUP I                                             69634.77                     556.95                           180                                        172                                                       8.375                  0
GROUP I                                            132579.67                    1142.68                           180                                        171                                                        9.25                  0
GROUP I                                             81651.06                     652.27                           180                                        173                                                       8.375                  0
GROUP I                                             94562.76                     755.86                           180                                        172                                                       8.375                  0
GROUP I                                              46783.7                     373.95                           180                                        172                                                       8.375                  0
GROUP I                                              35715.8                     285.49                           180                                        172                                                       8.375                  0
GROUP I                                                66000                     515.63                           180                                        172                                                       8.875                  0
GROUP I                                             88537.46                     708.12                           180                                        171                                                       8.375                  0
GROUP I                                             56559.97                     493.22                           180                                        171                                                       9.375                  0
GROUP I                                             46816.72                     375.54                           180                                        171                                                       8.375                  0
GROUP I                                             18817.91                     215.76                           180                                        172                                                       12.99                  0
GROUP I                                              85604.2                     684.25                           180                                        172                                                       8.375                  0
GROUP I                                             24989.03                     243.31                           180                                        173                                                       10.75                  0
GROUP I                                                27000                     289.69                           180                                        173                                                      12.375                  0
GROUP I                                             61097.03                     589.09                           180                                        173                                                      10.625                  0
GROUP I                                                20000                     195.83                           180                                        173                                                       11.25                  0
GROUP I                                             45242.03                     385.88                           180                                        173                                                       9.125                  0
GROUP I                                             81107.91                     882.94                           180                                        173                                                       12.25                  0
GROUP I                                             63787.66                     573.51                           180                                        173                                                        9.75                  0
GROUP I                                             37898.45                     445.91                           180                                        173                                                      13.375                  0
GROUP I                                                98400                     901.18                           180                                        174                                                       10.49                  0
GROUP I                                              30587.7                     283.45                           180                                        173                                                      10.125                  0
GROUP I                                                20400                      178.5                           180                                        174                                                          10                  0
GROUP I                                            140258.24                    1553.11                           180                                        173                                                       12.49                  0
GROUP I                                             69794.73                     633.78                           180                                        173                                                       9.875                  0
GROUP I                                            158662.64                    1620.22                           180                                        173                                                      11.375                  0
GROUP I                                             30220.52                     399.83                           180                                        173                                                      13.125                  0
GROUP I                                             31103.88                     317.62                           180                                        173                                                      11.375                  0
GROUP I                                             52860.33                     499.73                           180                                        173                                                      10.375                  0
GROUP I                                             70841.07                     744.01                           180                                        173                                                       11.75                  0
GROUP I                                               155000                       1550                           180                                        173                                                        11.5                  0
GROUP I                                             29539.37                     373.48                           180                                        173                                                       11.25                  0
GROUP I                                             31926.11                     298.71                           180                                        174                                                       10.25                  0
GROUP I                                             80136.44                     735.45                           180                                        172                                                          10                  0
GROUP I                                             69815.53                     660.02                           180                                        173                                                      10.375                  0
GROUP I                                                84000                      699.3                           180                                        172                                                        9.49                  0
GROUP I                                             64500.06                     510.63                           180                                        171                                                           9                  0
GROUP I                                             25331.27                      237.1                           180                                        173                                                       10.25                  0
GROUP I                                             24935.67                     237.89                           180                                        173                                                       10.49                  0
GROUP I                                             75824.67                     781.75                           180                                        173                                                        11.5                  0
GROUP I                                             55571.78                     616.39                           240                                        233                                                        11.5                  0
GROUP I                                             51567.75                     536.74                           240                                        233                                                        10.5                  0
GROUP I                                             95753.64                     914.23                           180                                        173                                                        10.5                  0
GROUP I                                             52265.22                     498.62                           180                                        173                                                       10.49                  0
GROUP I                                             34935.59                     354.64                           180                                        174                                                        11.3                  0
GROUP I                                             136002.8                    1375.83                           180                                        173                                                       11.25                  0
GROUP I                                             37684.05                     392.24                           240                                        233                                                        10.5                  0
GROUP I                                             82806.78                     818.78                           180                                        173                                                       10.95                  0
GROUP I                                             25948.34                     256.48                           180                                        174                                                       10.95                  0
GROUP I                                             29921.73                     298.03                           180                                        174                                                       11.05                  0
GROUP I                                             33777.03                     364.94                           240                                        234                                                        11.1                  0
GROUP I                                             68710.72                     667.78                           180                                        174                                                        10.3                  0
GROUP I                                              69854.8                     679.88                           180                                        174                                                       10.75                  0
GROUP I                                             45899.04                     437.72                           180                                        174                                                       10.49                  0
GROUP I                                             77629.33                     740.32                           180                                        174                                                       10.49                  0
GROUP I                                             74495.01                     807.59                           240                                        234                                                       11.15                  0
GROUP I                                             56595.22                     587.96                           240                                        234                                                       10.49                  0
GROUP I                                             59176.77                     614.78                           240                                        234                                                       10.49                  0
GROUP I                                             63390.85                     760.22                           180                                        174                                                       11.25                  0
GROUP I                                              33063.2                     358.36                           240                                        234                                                       11.15                  0
GROUP I                                             35775.77                     396.15                           240                                        234                                                       11.49                  0
GROUP I                                             55893.52                     560.98                           180                                        174                                                       11.15                  0
GROUP I                                             24681.99                     294.44                           180                                        174                                                       11.15                  0
GROUP I                                             48265.51                     494.13                           360                                        351                                                        11.4                  0
GROUP I                                             47849.96                     421.06                           180                                        174                                                         9.5                  0
GROUP I                                             53882.22                     545.08                           180                                        173                                                       11.25                  0
GROUP I                                             81773.59                     982.83                           180                                        173                                                       11.25                  0
GROUP I                                             43887.32                     434.05                           180                                        173                                                       10.95                  0
GROUP I                                             79823.62                     804.46                           180                                        173                                                        11.2                  0
GROUP I                                             95814.49                    1009.69                           180                                        173                                                        11.8                  0
GROUP I                                             73846.52                     718.73                           180                                        174                                                       10.75                  0
GROUP I                                             86830.96                     864.87                           180                                        174                                                       11.05                  0
GROUP I                                             62853.31                     621.48                           180                                        173                                                       10.95                  0
GROUP I                                             42440.02                     427.57                           180                                        174                                                        11.2                  0
GROUP I                                             29205.93                     314.55                           240                                        234                                                       11.05                  0
GROUP I                                             99580.36                    1072.56                           240                                        234                                                       11.05                  0
GROUP I                                             81040.51                     804.12                           180                                        174                                                          11                  0
GROUP I                                             69860.99                     690.53                           180                                        174                                                       10.95                  0
GROUP I                                             31401.51                     346.85                           240                                        234                                                       11.45                  0
GROUP I                                                46364                     474.73                           180                                        174                                                        11.4                  0
GROUP I                                             117775.7                    1182.07                           180                                        174                                                       11.15                  0
GROUP I                                             85038.03                     853.49                           180                                        174                                                       11.15                  0
GROUP I                                             44451.25                     465.54                           180                                        174                                                        11.4                  0
GROUP I                                             40198.42                     403.46                           180                                        174                                                       11.15                  0
GROUP I                                             24853.33                     282.12                           240                                        234                                                       11.89                  0
GROUP I                                             91811.24                     897.06                           180                                        174                                                        10.8                  0
GROUP I                                             51831.64                     424.03                           180                                        174                                                        8.65                  0
GROUP I                                             72312.21                     744.57                           180                                        174                                                       11.49                  0
GROUP I                                             40906.28                     384.27                           180                                        174                                                        10.3                  0
GROUP I                                             39468.65                     410.55                           240                                        233                                                       10.49                  0
GROUP I                                             61970.33                     717.86                           240                                        234                                                       12.15                  0
GROUP I                                             36424.32                     354.51                           180                                        174                                                       10.75                  0
GROUP I                                             34421.39                     331.81                           180                                        174                                                      10.625                  0
GROUP I                                                31900                     325.65                           180                                        175                                                       11.75                  0
GROUP I                                                71850                     733.47                           360                                        354                                                       11.75                  0
GROUP I                                             35218.73                     349.57                           180                                        172                                                          11                  0
GROUP I                                             28181.15                     287.87                           180                                        172                                                      11.375                  0
GROUP I                                             70341.45                     664.74                           180                                        174                                                      10.375                  0
GROUP I                                             39295.25                     328.03                           180                                        173                                                       8.875                  0
GROUP I                                             20208.21                     208.29                           180                                        173                                                        11.5                  0
GROUP I                                            101779.18                     899.78                           180                                        173                                                        9.55                  0
GROUP I                                             26214.37                     308.43                           180                                        173                                                      13.375                  0
GROUP I                                               127000                    1164.17                           180                                        173                                                        10.5                  0
GROUP I                                             41177.89                     448.26                           180                                        173                                                       12.25                  0
GROUP I                                              54597.2                     506.16                           180                                        174                                                      10.625                  0
GROUP I                                            105705.94                    1010.42                           180                                        173                                                        10.5                  0
GROUP I                                               230000                    1868.75                           180                                        174                                                        9.25                  0
GROUP I                                             31374.23                     233.89                           180                                        174                                                       7.625                  0
GROUP I                                                55000                     572.92                           180                                        174                                                          12                  0
GROUP I                                               115500                    1022.66                           180                                        173                                                      10.125                  0
GROUP I                                             74835.84                     714.24                           180                                        174                                                        10.5                  0
                4321                              1067806367                 6652897.94                       351.342626                                 347.3959018                                             6.861181714                  0



DEAL_INFO                 LPMI                   MSERV                          SERV_FEE                                CURRENT_GROSS_COUPON         CITY1                                         STATE                             ZIP_CODE
--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
GROUP I                    0                       0                             0.375                                                8          LOS ANGELES                                        CA                                 90063
GROUP I                    0                       0                             0.375                                            7.625          BROOKLYN                                           NY                                 11220
GROUP I                    0                       0                             0.375                                            7.625          MIAMI                                              FL                                 33176
GROUP I                    0                       0                             0.375                                              7.6          TAMPA                                              FL                                 33619
GROUP I                    0                       0                             0.375                                             6.99          HEMET                                              CA                                 92545
GROUP I                    0                       0                             0.375                                             7.85          HOLLYWOOD                                          FL                                 33020
GROUP I                    0                       0                             0.375                                             7.75          WHITTIER                                           CA                                 90605
GROUP I                    0                       0                             0.375                                            8.299          HOMESTEAD                                          FL                                 33033
GROUP I                    0                       0                             0.375                                             7.75          QUEENS VILLAGE                                     NY                                 11429
GROUP I                    0                       0                             0.375                                              8.3          MARGATE                                            FL                                 33068
GROUP I                    0                       0                             0.375                                              7.5          CHICAGO                                            IL                                 60646
GROUP I                    0                       0                             0.375                                                7          DOWNEY                                             CA                                 90240
GROUP I                    0                       0                             0.375                                                7          COTTONWOOD                                         AZ                                 86326
GROUP I                    0                       0                             0.375                                            8.125          SOUTH OZONE PARK                                   NY                                 11420
GROUP I                    0                       0                             0.375                                             7.25          ROMOLAND                                           CA                                 92585
GROUP I                    0                       0                             0.375                                            7.375          ST PETERSBURG                                      FL                                 33714
GROUP I                    0                       0                             0.375                                                8          CHICAGO                                            IL                                 60651
GROUP I                    0                       0                             0.375                                             7.99          FONTANA                                            CA                                 92335
GROUP I                    0                       0                             0.375                                             7.13          PATERSON                                           NJ                                  7524
GROUP I                    0                       0                             0.375                                             6.75          LUCERNE VALLEY AREA                                CA                                 92356
GROUP I                    0                       0                             0.375                                              6.5          VICTORVILLE                                        CA                                 92392
GROUP I                    0                       0                             0.375                                            9.125          TAMPA                                              FL                                 33604
GROUP I                    0                       0                             0.375                                            9.125          TAMPA                                              FL                                 33617
GROUP I                    0                       0                             0.375                                            9.125          CHICAGO                                            IL                                 60614
GROUP I                    0                       0                             0.375                                            7.875          NAPLES                                             FL                                 34120
GROUP I                    0                       0                             0.375                                             7.75          EASTON                                             PA                                 18045
GROUP I                    0                       0                             0.375                                              6.5          FAIRFIELD                                          CA                                 94534
GROUP I                    0                       0                             0.375                                            5.875          RICHMOND                                           CA                                 94805
GROUP I                    0                       0                             0.375                                            5.625          VALLEJO                                            CA                                 94590
GROUP I                    0                       0                             0.375                                            6.375          CORTE MADERA                                       CA                                 94925
GROUP I                    0                       0                             0.375                                            6.375          NAPA                                               CA                                 94559
GROUP I                    0                       0                             0.375                                                6          HESPERIA                                           CA                                 92345
GROUP I                    0                       0                             0.375                                             6.75          BOLINAS                                            CA                                 94924
GROUP I                    0                       0                             0.375                                             6.75          LOS ANGELES                                        CA                                 90047
GROUP I                    0                       0                             0.375                                             8.25          VISALIA                                            CA                                 93291
GROUP I                    0                       0                             0.375                                              6.5          TRUCKEE                                            CA                                 96161
GROUP I                    0                       0                             0.375                                             6.75          LINCOLN                                            CA                                 95648
GROUP I                    0                       0                             0.375                                                6          RODEO                                              CA                                 94572
GROUP I                    0                       0                             0.375                                             6.75          STOCKTON                                           CA                                 95212
GROUP I                    0                       0                             0.375                                              6.5          SOUTH SAN FRANCISCO                                CA                                 94080
GROUP I                    0                       0                             0.375                                            6.125          SAN DIEGO                                          CA                                 92126
GROUP I                    0                       0                             0.375                                            6.375          MILL VALLEY                                        CA                                 94941
GROUP I                    0                       0                             0.375                                             6.25          MARTINEZ                                           CA                                 94553
GROUP I                    0                       0                             0.375                                            7.125          SANTA ROSA                                         CA                                 95409
GROUP I                    0                       0                             0.375                                            6.875          SAN BRUNO                                          CA                                 94066
GROUP I                    0                       0                             0.375                                            7.375          SAN DIEGO                                          CA                                 92101
GROUP I                    0                       0                             0.375                                            7.375          SAN DIEGO                                          CA                                 92101
GROUP I                    0                       0                             0.375                                             6.25          SAN LORENZO                                        CA                                 94580
GROUP I                    0                       0                             0.375                                             5.75          SEBASTOPOL                                         CA                                 95742
GROUP I                    0                       0                             0.375                                            6.625          TRACY                                              CA                                 95376
GROUP I                    0                       0                             0.375                                            6.625          TARZANA                                            CA                                 91356
GROUP I                    0                       0                             0.375                                                6          NOVATO                                             CA                                 94947
GROUP I                    0                       0                             0.375                                            6.125          SANTA ROSA                                         CA                                 95403
GROUP I                    0                       0                             0.375                                            6.375          FAIRFIELD                                          CA                                 94534
GROUP I                    0                       0                             0.375                                             6.25          VALLEJO                                            CA                                 94591
GROUP I                    0                       0                             0.375                                                7          BALTIMORE                                          MD                                 21224
GROUP I                    0                       0                             0.375                                            6.625          VACAVILLE                                          CA                                 95687
GROUP I                    0                       0                             0.375                                                7          HIGHLAND                                           CA                                 92346
GROUP I                    0                       0                             0.375                                             6.25          FRESNO                                             CA                                 93722
GROUP I                    0                       0                             0.375                                                7          ORANGE                                             CA                                 92866
GROUP I                    0                       0                             0.375                                            6.375          ELK GROVE                                          CA                                 95757
GROUP I                    0                       0                             0.375                                             7.25          OAKLAND                                            CA                                 94602
GROUP I                    0                       0                             0.375                                            6.875          ELK GROVE                                          CA                                 95758
GROUP I                    0                       0                             0.375                                             6.75          MONTCLAIR                                          CA                                 91763
GROUP I                    0                       0                             0.375                                            8.375          TEMPE                                              AZ                                 85283
GROUP I                    0                       0                             0.375                                            6.875          ORANGE                                             CA                                 92867
GROUP I                    0                       0                             0.375                                            7.875          SACRAMENTO                                         CA                                 95834
GROUP I                    0                       0                             0.375                                            7.375          SAN DIEGO                                          CA                                 92105
GROUP I                    0                       0                             0.375                                             7.25          BRIDGEPORT                                         CT                                  6605
GROUP I                    0                       0                             0.375                                            7.875          ANTELOPE                                           CA                                 95843
GROUP I                    0                       0                             0.375                                             9.25          MESA                                               AZ                                 85204
GROUP I                    0                       0                             0.375                                              7.5          HENDERSON                                          NV                                 89012
GROUP I                    0                       0                             0.375                                            6.625          CHANDLER                                           AZ                                 85226
GROUP I                    0                       0                             0.375                                             7.75          ANAHEIM                                            CA                                 92804
GROUP I                    0                       0                             0.375                                             6.75          LAUDERDALE LAKES                                   FL                                 33319
GROUP I                    0                       0                             0.375                                             8.75          PHOENIX                                            AZ                                 85029
GROUP I                    0                       0                             0.375                                                6          TACOMA                                             WA                                 98407
GROUP I                    0                       0                             0.375                                             7.75          SHAKER HEIGHTS                                     OH                                 44120
GROUP I                    0                       0                             0.375                                              7.5          SAN DIEGO                                          CA                                 92119
GROUP I                    0                       0                             0.375                                                6          KISSIMMEE                                          FL                                 34747
GROUP I                    0                       0                             0.375                                                7          LAS VEGAS                                          NV                                 89147
GROUP I                    0                       0                             0.375                                             7.75          SAN CLEMENTE                                       CA                                 92672
GROUP I                    0                       0                             0.375                                             6.75          MILWAUKIE                                          OR                                 97222
GROUP I                    0                       0                             0.375                                              6.5          REDONDO BEACH                                      CA                                 90277
GROUP I                    0                       0                             0.375                                            7.875          MIAMI                                              FL                                 33157
GROUP I                    0                       0                             0.375                                            7.125          HOLLYWOOD                                          FL                                 33021
GROUP I                    0                       0                             0.375                                              7.8          PACE                                               FL                                 32571
GROUP I                    0                       0                             0.375                                             7.75          TAMPA                                              FL                                 33617
GROUP I                    0                       0                             0.375                                            8.875          OAKLAND                                            CA                                 94609
GROUP I                    0                       0                             0.375                                                7          HONOLULU                                           HI                                 96818
GROUP I                    0                       0                             0.375                                                8          MIAMI BEACH                                        FL                                 33141
GROUP I                    0                       0                             0.375                                            6.375          LOS ANGELES                                        CA                                 90026
GROUP I                    0                       0                             0.375                                                8          MURRIETA                                           CA                                 92562
GROUP I                    0                       0                             0.375                                            6.125          SARASOTA                                           FL                                 34234
GROUP I                    0                       0                             0.375                                              7.5          RICHMOND HILL                                      NY                                 11419
GROUP I                    0                       0                             0.375                                            7.875          ROYAL PALM BEACH                                   FL                                 33411
GROUP I                    0                       0                             0.375                                            7.375          MORENO VALLEY                                      CA                                 92555
GROUP I                    0                       0                             0.375                                            6.875          BANNING                                            CA                                 92220
GROUP I                    0                       0                             0.375                                              7.5          TAMPA                                              FL                                 33615
GROUP I                    0                       0                             0.375                                            7.875          YORBA LINDA                                        CA                                 92886
GROUP I                    0                       0                             0.375                                            8.875          LOMBARD                                            IL                                 60148
GROUP I                    0                       0                             0.375                                              8.5          FORT LAUDERDALE                                    FL                                 33351
GROUP I                    0                       0                             0.375                                             7.75          ORLANDO                                            FL                                 32835
GROUP I                    0                       0                             0.375                                             7.25          LAS VEGAS                                          NV                                 89144
GROUP I                    0                       0                             0.375                                             6.75          LA PUENTE AREA                                     CA                                 91744
GROUP I                    0                       0                             0.375                                             7.99          PALM COAST                                         FL                                 32137
GROUP I                    0                       0                             0.375                                            6.375          RIVERVIEW                                          FL                                 33569
GROUP I                    0                       0                             0.375                                             7.99          PORT SAINT LUCIE                                   FL                                 34952
GROUP I                    0                       0                             0.375                                            6.875          GARDEN GROVE                                       CA                                 92843
GROUP I                    0                       0                             0.375                                             7.99          AREA OF LAMONT                                     CA                                 93241
GROUP I                    0                       0                             0.375                                              6.5          LAKE ELSINORE                                      CA                                 92530
GROUP I                    0                       0                             0.375                                            7.625          MIRAMAR                                            FL                                 33025
GROUP I                    0                       0                             0.375                                             6.75          CICERO                                             IL                                 60804
GROUP I                    0                       0                             0.375                                                8          BRENTWOOD                                          NY                                 11717
GROUP I                    0                       0                             0.375                                              7.5          INVER GROVE HEIGHTS                                MN                                 55077
GROUP I                    0                       0                             0.375                                              7.5          MIAMI                                              FL                                 33190
GROUP I                    0                       0                             0.375                                            7.375          TUSTIN                                             CA                                 92780
GROUP I                    0                       0                             0.375                                            6.875          CHICAGO                                            IL                                 60641
GROUP I                    0                       0                             0.375                                             7.75          COLUMBIA                                           MD                                 21044
GROUP I                    0                       0                             0.375                                             7.25          FORT PIERCE                                        FL                                 34953
GROUP I                    0                       0                             0.375                                             8.25          CORAL SPRINGS                                      FL                                 33065
GROUP I                    0                       0                             0.375                                            7.625          HOLLYWOOD                                          FL                                 33028
GROUP I                    0                       0                             0.375                                             7.75          QUEEN CREEK                                        AZ                                 85242
GROUP I                    0                       0                             0.375                                            7.375          TURLOCK                                            CA                                 95382
GROUP I                    0                       0                             0.375                                              7.5          LAKE IN THE HILLS                                  IL                                 60156
GROUP I                    0                       0                             0.375                                             6.99          NORTHRIDGE                                         CA                                 91343
GROUP I                    0                       0                             0.375                                            8.375          CAPE CORAL                                         FL                                 33909
GROUP I                    0                       0                             0.375                                            6.875          CHULA VISTA                                        CA                                 91910
GROUP I                    0                       0                             0.375                                            6.625          SOUTH LAKE TAHOE                                   CA                                 96150
GROUP I                    0                       0                             0.375                                             7.75          LAS VEGAS                                          NV                                 89109
GROUP I                    0                       0                             0.375                                             6.75          LOS ANGELES                                        CA                                 90018
GROUP I                    0                       0                             0.375                                            8.875          MIAMI                                              FL                                 33175
GROUP I                    0                       0                             0.375                                            7.375          MIAMI                                              FL                                 33175
GROUP I                    0                       0                             0.375                                            6.625          LAS VEGAS                                          NV                                 89109
GROUP I                    0                       0                             0.375                                                8          DES MOINES                                         WA                                 98198
GROUP I                    0                       0                             0.375                                            7.875          LOS ANGELES AREA                                   CA                                 90043
GROUP I                    0                       0                             0.375                                             7.75          SIMI VALLEY                                        CA                                 93065
GROUP I                    0                       0                             0.375                                             6.99          SALEM                                              OR                                 97305
GROUP I                    0                       0                             0.375                                              7.5          PORT SAINT LUCIE                                   FL                                 34953
GROUP I                    0                       0                             0.375                                            8.125          LAS VEGAS                                          NV                                 89106
GROUP I                    0                       0                             0.375                                             6.75          SIMI VALLEY                                        CA                                 93065
GROUP I                    0                       0                             0.375                                            6.875          SAN BERNARDINO                                     CA                                 92404
GROUP I                    0                       0                             0.375                                            6.875          COMPTON AREA                                       CA                                 90222
GROUP I                    0                       0                             0.375                                            6.625          FONTANA AREA                                       CA                                 92335
GROUP I                    0                       0                             0.375                                             6.75          COLTON                                             CA                                 92324
GROUP I                    0                       0                             0.375                                            6.875          SOUTH GATE                                         CA                                 90280
GROUP I                    0                       0                             0.375                                            7.375          HESPERIA                                           CA                                 92345
GROUP I                    0                       0                             0.375                                              5.5          WINDSOR                                            CA                                 95492
GROUP I                    0                       0                             0.375                                             6.75          SACRAMENTO                                         CA                                 95826
GROUP I                    0                       0                             0.375                                            6.375          APPLE VALLEY                                       CA                                 92308
GROUP I                    0                       0                             0.375                                             7.25          LOS ANGELES                                        CA                                 90062
GROUP I                    0                       0                             0.375                                             6.75          PERRIS                                             CA                                 92571
GROUP I                    0                       0                             0.375                                            6.875          LOS ANGELES                                        CA                                 90059
GROUP I                    0                       0                             0.375                                             6.25          SAN BERNARDINO                                     CA                                 92407
GROUP I                    0                       0                             0.375                                            6.625          LOS ANGELES                                        CA                                 90059
GROUP I                    0                       0                             0.375                                              6.5          RIVERSIDE                                          CA                                 92508
GROUP I                    0                       0                             0.375                                            7.625          CORONA                                             CA                                 92881
GROUP I                    0                       0                             0.375                                            6.875          GARDENA (AREA)                                     CA                                 90249
GROUP I                    0                       0                             0.375                                            6.875          VICTORVILLE                                        CA                                 92395
GROUP I                    0                       0                             0.375                                             6.75          ROWLAND HEIGHTS AREA                               CA                                 91748
GROUP I                    0                       0                             0.375                                             6.35          JERSEY CITY                                        NJ                                  7307
GROUP I                    0                       0                             0.375                                              7.5          BAKERSFIELD                                        CA                                 93308
GROUP I                    0                       0                             0.375                                             7.25          COVINA                                             CA                                 91723
GROUP I                    0                       0                             0.375                                                7          ORANGEVALE                                         CA                                 95662
GROUP I                    0                       0                             0.375                                              6.5          ELIZABETHTOWN                                      PA                                 17022
GROUP I                    0                       0                             0.375                                              6.5          LONG BEACH                                         CA                                 90807
GROUP I                    0                       0                             0.375                                              7.5          HIALEAH                                            FL                                 33013
GROUP I                    0                       0                             0.375                                             5.75          PHOENIX                                            AZ                                 85015
GROUP I                    0                       0                             0.375                                             6.75          SAN LORENZO                                        CA                                 94580
GROUP I                    0                       0                             0.375                                              6.5          CATHEDRAL CITY                                     CA                                 92234
GROUP I                    0                       0                             0.375                                             7.25          MIAMI                                              FL                                 33176
GROUP I                    0                       0                             0.375                                            7.875          FRESNO                                             CA                                 93727
GROUP I                    0                       0                             0.375                                            7.875          INDIANAPOLIS                                       IN                                 46205
GROUP I                    0                       0                             0.375                                             5.75          RANCHO SANTA MARGARITA                             CA                                 92688
GROUP I                    0                       0                             0.375                                            8.125          MIAMI                                              FL                                 33129
GROUP I                    0                       0                             0.375                                              7.3          ROMOLAND                                           CA                                 92585
GROUP I                   1.51                     0                             0.375                                              8.5          LAS VEGAS                                          NV                                 89142
GROUP I                    0                       0                             0.375                                                7          COVINA (AREA)                                      CA                                 91724
GROUP I                    0                       0                             0.375                                            6.875          KERMAN                                             CA                                 93630
GROUP I                    0                       0                             0.375                                             6.99          GARDEN GROVE                                       CA                                 92843
GROUP I                    0                       0                             0.375                                            6.875          MIRAMAR                                            FL                                 33025
GROUP I                    0                       0                             0.375                                             7.75          MIAMI                                              FL                                 33015
GROUP I                    0                       0                             0.375                                            8.625          PALM COAST                                         FL                                 32164
GROUP I                    0                       0                             0.375                                             7.75          MIRAMAR                                            FL                                 33025
GROUP I                    0                       0                             0.375                                             6.75          SAN FERNANDO                                       CA                                 91340
GROUP I                    0                       0                             0.375                                            6.875          STOCKTON                                           CA                                 95210
GROUP I                    0                       0                             0.375                                            7.375          TUCSON                                             AZ                                 85742
GROUP I                    0                       0                             0.375                                            7.625          WEEKI WACHEE                                       FL                                 34607
GROUP I                    0                       0                             0.375                                            8.625          MANASSAS                                           VA                                 20110
GROUP I                    0                       0                             0.375                                             6.25          GLENDALE                                           AZ                                 85307
GROUP I                    0                       0                             0.375                                             7.25          SPRINGFIELD                                        VA                                 22151
GROUP I                    0                       0                             0.375                                             6.75          LAS VEGAS                                          NV                                 89123
GROUP I                    0                       0                             0.375                                             6.75          STOCKTON                                           CA                                 95204
GROUP I                    0                       0                             0.375                                                8          FREMONT                                            CA                                 94538
GROUP I                    0                       0                             0.375                                            6.875          SPRING VALLEY                                      CA                                 91977
GROUP I                    0                       0                             0.375                                             7.75          MIAMI                                              FL                                 33189
GROUP I                   1.51                     0                             0.375                                             8.75          PENSACOLA                                          FL                                 32526
GROUP I                    0                       0                             0.375                                             7.25          SANTA ANA                                          CA                                 92705
GROUP I                    0                       0                             0.375                                              6.5          LOS ANGELES                                        CA                                 90049
GROUP I                    0                       0                             0.375                                             7.75          LAS VEGAS                                          NV                                 89115
GROUP I                    0                       0                             0.375                                                6          FARIBAULT                                          MN                                 55021
GROUP I                    0                       0                             0.375                                            6.625          BAY SHORE                                          NY                                 11706
GROUP I                    0                       0                             0.375                                            8.375          OAKLAND PARK                                       FL                                 33334
GROUP I                    0                       0                             0.375                                             8.75          PALMDALE                                           CA                                 93551
GROUP I                    0                       0                             0.375                                            6.875          LADERA RANCH AREA                                  CA                                 92694
GROUP I                    0                       0                             0.375                                            6.875          OAK HARBOR                                         WA                                 98277
GROUP I                    0                       0                             0.375                                            6.875          CHICAGO                                            IL                                 60614
GROUP I                    0                       0                             0.375                                                7          TAMPA                                              FL                                 33619
GROUP I                    0                       0                             0.375                                             7.75          SARASOTA                                           FL                                 34232
GROUP I                    0                       0                             0.375                                              5.5          GREENBURGH                                         NY                                 10607
GROUP I                    0                       0                             0.375                                            6.375          CANOGA PARK                                        CA                                 91303
GROUP I                    0                       0                             0.375                                            6.375          DOWNEY                                             CA                                 90242
GROUP I                    0                       0                             0.375                                             6.25          TAMPA                                              FL                                 33625
GROUP I                    0                       0                             0.375                                            6.875          PATTERSON                                          CA                                 95363
GROUP I                    0                       0                             0.375                                             5.75          BRENTWOOD                                          CA                                 94513
GROUP I                    0                       0                             0.375                                             5.75          ROHNERT PARK                                       CA                                 94928
GROUP I                    0                       0                             0.375                                            5.625          VALLEJO                                            CA                                 94590
GROUP I                    0                       0                             0.375                                                7          CANYON COUNTRY                                     CA                                 91387
GROUP I                    0                       0                             0.375                                              6.5          UNION CITY                                         CA                                 94587
GROUP I                    0                       0                             0.375                                             6.25          ELK GROVE                                          CA                                 95757
GROUP I                    0                       0                             0.375                                            5.875          SONOMA                                             CA                                 95476
GROUP I                    0                       0                             0.375                                             5.75          SONOMA                                             CA                                 95476
GROUP I                    0                       0                             0.375                                            6.375          SAN FRANCISCO                                      CA                                 94121
GROUP I                    0                       0                             0.375                                             5.75          MODESTO                                            CA                                 95350
GROUP I                    0                       0                             0.375                                             6.25          FRESNO                                             CA                                 93705
GROUP I                    0                       0                             0.375                                            6.625          SONOMA                                             CA                                 95476
GROUP I                    0                       0                             0.375                                            6.375          ELK GROVE                                          CA                                 95757
GROUP I                    0                       0                             0.375                                            5.875          RICHMOND                                           CA                                 94805
GROUP I                    0                       0                             0.375                                            6.125          LOS ANGELES                                        CA                                 90003
GROUP I                    0                       0                             0.375                                              6.5          SAN RAFAEL                                         CA                                 94901
GROUP I                    0                       0                             0.375                                            6.625          FAIRFAX                                            CA                                 94930
GROUP I                    0                       0                             0.375                                            6.125          PLACENTIA                                          CA                                 92870
GROUP I                    0                       0                             0.375                                            6.125          SANTA CLARITA                                      CA                                 91350
GROUP I                    0                       0                             0.375                                            5.625          SAN FRANCISCO                                      CA                                 94115
GROUP I                    0                       0                             0.375                                              5.5          PETALUMA                                           CA                                 94954
GROUP I                    0                       0                             0.375                                            5.875          ROHNERT PARK                                       CA                                 94928
GROUP I                    0                       0                             0.375                                             7.99          WOODBRIDGE                                         VA                                 22193
GROUP I                    0                       0                             0.375                                            6.875          CHINO                                              CA                                 91710
GROUP I                    0                       0                             0.375                                            7.875          BAY POINT                                          CA                                 94565
GROUP I                    0                       0                             0.375                                                8          GULFPORT                                           MS                                 39507
GROUP I                    0                       0                             0.375                                            7.375          SURPRISE                                           AZ                                 85379
GROUP I                    0                       0                             0.375                                            7.875          LAKE WORTH                                         FL                                 33463
GROUP I                    0                       0                             0.375                                              7.5          LANCASTER                                          CA                                 93536
GROUP I                    0                       0                             0.375                                              7.5          DERBY                                              CT                                  6418
GROUP I                    0                       0                             0.375                                            9.075          TAMPA                                              FL                                 33647
GROUP I                    0                       0                             0.375                                             6.75          STOCKTON                                           CA                                 95206
GROUP I                    0                       0                             0.375                                            8.125          WOODLAND HILLS                                     CA                                 91364
GROUP I                    0                       0                             0.375                                            8.625          TUCSON                                             AZ                                 85741
GROUP I                   1.36                     0                             0.375                                            9.875          WEST PALM BEACH                                    FL                                 33401
GROUP I                    0                       0                             0.375                                                6          RICHMOND                                           CA                                 94801
GROUP I                    0                       0                             0.375                                             6.25          SAN RAFAEL                                         CA                                 94901
GROUP I                    0                       0                             0.375                                            6.375          SAN FRANCISCO                                      CA                                 94132
GROUP I                    0                       0                             0.375                                              6.5          BRISBANE                                           CA                                 94005
GROUP I                    0                       0                             0.375                                            6.375          MILL VALLEY                                        CA                                 94941
GROUP I                    0                       0                             0.375                                            5.375          SAN RAMON                                          CA                                 94582
GROUP I                    0                       0                             0.375                                             6.25          OAKLAND                                            CA                                 94619
GROUP I                    0                       0                             0.375                                             5.25          SAN FRANCISCO                                      CA                                 94114
GROUP I                    0                       0                             0.375                                             6.25          LOS ANGELES                                        CA                                 90032
GROUP I                    0                       0                             0.375                                             7.75          MORENO VALLEY                                      CA                                 92553
GROUP I                    0                       0                             0.375                                            7.125          BROWNS VALLEY                                      CA                                 95918
GROUP I                    0                       0                             0.375                                             5.75          POPE VALLEY                                        CA                                 94567
GROUP I                    0                       0                             0.375                                            6.625          RICHMOND                                           CA                                 94804
GROUP I                    0                       0                             0.375                                            6.125          SACRAMENTO                                         CA                                 95832
GROUP I                    0                       0                             0.375                                            6.125          OAKLAND                                            CA                                 94603
GROUP I                    0                       0                             0.375                                            6.125          LA MESA                                            CA                                 91942
GROUP I                    0                       0                             0.375                                            5.875          FREMONT                                            CA                                 94538
GROUP I                    0                       0                             0.375                                            5.875          SANTA ROSA                                         CA                                 95403
GROUP I                    0                       0                             0.375                                              6.5          SAN PABLO                                          CA                                 94806
GROUP I                    0                       0                             0.375                                              6.5          HERCULES                                           CA                                 94547
GROUP I                    0                       0                             0.375                                             6.25          SALIDA                                             CA                                 95368
GROUP I                    0                       0                             0.375                                            5.875          SAN LEANDRO                                        CA                                 94579
GROUP I                    0                       0                             0.375                                             5.75          SACRAMENTO                                         CA                                 95828
GROUP I                    0                       0                             0.375                                            7.465          BUCKEYE                                            AZ                                 85326
GROUP I                    0                       0                             0.375                                             6.74          TROUTDALE                                          OR                                 97060
GROUP I                    0                       0                             0.375                                            6.865          COUNTRY CLUB HILLS                                 IL                                 60478
GROUP I                    0                       0                             0.375                                            7.675          CALEDONIA                                          MI                                 49316
GROUP I                    0                       0                             0.375                                            6.875          LANCASTER                                          CA                                 93535
GROUP I                   1.5                      0                             0.375                                             6.84          MESA                                               AZ                                 85202
GROUP I                    0                       0                             0.375                                            6.905          MINNEAPOLIS                                        MN                                 55427
GROUP I                    0                       0                             0.375                                            6.725          PHOENIX                                            AZ                                 85020
GROUP I                    0                       0                             0.375                                            6.865          HOLLYWOOD                                          FL                                 33024
GROUP I                    0                       0                             0.375                                            6.365          SAINT MICHAEL                                      MN                                 55376
GROUP I                    0                       0                             0.375                                            8.338          PHOENIX                                            AZ                                 85037
GROUP I                    0                       0                             0.375                                            6.775          JERSEY CITY                                        NJ                                  7304
GROUP I                    0                       0                             0.375                                              6.4          SEATTLE                                            WA                                 98178
GROUP I                    0                       0                             0.375                                            8.015          PHOENIX                                            AZ                                 85014
GROUP I                   0.25                     0                             0.375                                             7.65          ROSEMOUNT                                          MN                                 55068
GROUP I                    0                       0                             0.375                                            6.515          CASTLE ROCK                                        CO                                 80209
GROUP I                    0                       0                             0.375                                              6.6          MILTON FREEWATER                                   OR                                 97862
GROUP I                    0                       0                             0.375                                              7.5          CORONA                                             NY                                 11368
GROUP I                    0                       0                             0.375                                              7.5          MIAMI                                              FL                                 33165
GROUP I                   0.91                     0                             0.375                                            6.365          PHOENIX                                            AZ                                 85032
GROUP I                    0                       0                             0.375                                            6.625          LEHIGH ACRES                                       FL                                 33971
GROUP I                    0                       0                             0.375                                            5.925          SPRING VALLEY                                      CA                                 91977
GROUP I                   2.31                     0                             0.375                                             7.94          DENVER                                             CO                                 80123
GROUP I                    0                       0                             0.375                                            7.505          TAMPA                                              FL                                 33647
GROUP I                   2.31                     0                             0.375                                             6.74          CENTERVILLE                                        MN                                 55038
GROUP I                    0                       0                             0.375                                            6.115          VAN NUYS AREA                                      CA                                 91406
GROUP I                    0                       0                             0.375                                            6.875          SAN JACINTO                                        CA                                 92583
GROUP I                    0                       0                             0.375                                            6.725          SAN BERNARDINO                                     CA                                 92410
GROUP I                    0                       0                             0.375                                            7.015          MIAMI                                              FL                                 33186
GROUP I                    0                       0                             0.375                                            6.744          CHICAGO                                            IL                                 60613
GROUP I                   0.91                     0                             0.375                                            6.475          SURPRISE                                           AZ                                 85374
GROUP I                    0                       0                             0.375                                            8.315          PORT ST LUCIE                                      FL                                 34953
GROUP I                    0                       0                             0.375                                             6.49          EL CENTRO                                          CA                                 92243
GROUP I                   0.8                      0                             0.375                                            6.405          LAUREL                                             MD                                 20707
GROUP I                    0                       0                             0.375                                            6.665          MORENO VALLEY                                      CA                                 92553
GROUP I                    0                       0                             0.375                                            5.975          MODESTO (CITY)                                     CA                                 95358
GROUP I                    0                       0                             0.375                                            6.565          BEAUMONT                                           CA                                 92223
GROUP I                   1.48                     0                             0.375                                             7.23          HESPERIA                                           CA                                 92345
GROUP I                    0                       0                             0.375                                             6.85          DENVER                                             CO                                 80210
GROUP I                   1.5                      0                             0.375                                             6.48          BALDWIN PARK                                       CA                                 91706
GROUP I                   1.81                     0                             0.375                                            7.025          SYRACUSE                                           UT                                 84075
GROUP I                    0                       0                             0.375                                            6.315          ELLICOTT CITY                                      MD                                 21043
GROUP I                   1.19                     0                             0.375                                            7.005          OZONE PARK                                         NY                                 11417
GROUP I                    0                       0                             0.375                                             6.35          CASTRO VALLEY                                      CA                                 94546
GROUP I                    0                       0                             0.375                                             6.35          POMONA                                             CA                                 91767
GROUP I                   1.06                     0                             0.375                                            7.875          GRAYSLAKE                                          IL                                 60030
GROUP I                   2.24                     0                             0.375                                            7.265          PERRIS                                             CA                                 92570
GROUP I                    0                       0                             0.375                                             7.55          CHICAGO                                            IL                                 60622
GROUP I                    0                       0                             0.375                                             8.03          WHITTIER (AREA)                                    CA                                 90605
GROUP I                    0                       0                             0.375                                             7.29          SAN JOSE                                           CA                                 95123
GROUP I                    0                       0                             0.375                                              5.5          BEAUMONT                                           CA                                 92223
GROUP I                    0                       0                             0.375                                            6.675          LOS ANGELES                                        CA                                 90047
GROUP I                   1.3                      0                             0.375                                            6.725          GILBERT                                            AZ                                 85234
GROUP I                    0                       0                             0.375                                              6.1          FONTANA                                            CA                                 92336
GROUP I                    0                       0                             0.375                                              7.8          CLINTON                                            MD                                 20735
GROUP I                    0                       0                             0.375                                            7.275          SAN DIEGO                                          CA                                 92103
GROUP I                    0                       0                             0.375                                              6.3          MORENO VALLEY                                      CA                                 92557
GROUP I                    0                       0                             0.375                                            6.475          SOUTH PASADENA                                     CA                                 91030
GROUP I                   1.81                     0                             0.375                                             7.85          LITCHFIELD PARK                                    AZ                                 85340
GROUP I                   1.26                     0                             0.375                                            7.355          GLENDALE                                           AZ                                 85307
GROUP I                    0                       0                             0.375                                              6.9          CORAL SPRINGS                                      FL                                 33076
GROUP I                    0                       0                             0.375                                             6.79          LONG BEACH                                         CA                                 90807
GROUP I                    0                       0                             0.375                                            5.975          ARCADIA AREA                                       CA                                 91006
GROUP I                    0                       0                             0.375                                             6.85          SANTA ROSA                                         CA                                 95407
GROUP I                    0                       0                             0.375                                             7.18          LA PUENTE (AREA)                                   CA                                 91744
GROUP I                   1.81                     0                             0.375                                             7.18          LA PUENTE                                          CA                                 91745
GROUP I                    0                       0                             0.375                                              6.6          CYPRESS                                            CA                                 90630
GROUP I                    0                       0                             0.375                                             6.99          SANTA CLARITA                                      CA                                 91350
GROUP I                   1.62                     0                             0.375                                             6.48          FONTANA                                            CA                                 92337
GROUP I                    0                       0                             0.375                                            6.225          OCEANSIDE                                          CA                                 92056
GROUP I                   1.06                     0                             0.375                                             6.79          CARSON                                             CA                                 90745
GROUP I                    0                       0                             0.375                                             8.84          COLUMBIA                                           SC                                 29212
GROUP I                    0                       0                             0.375                                             6.95          ZIONSVILLE                                         IN                                 46077
GROUP I                    0                       0                             0.375                                             7.44          LOS ANGELES                                        CA                                 90032
GROUP I                    0                       0                             0.375                                             8.49          TOCCOA                                             GA                                 30577
GROUP I                    0                       0                             0.375                                             7.95          SANTA ANA                                          CA                                 92704
GROUP I                    0                       0                             0.375                                             7.35          QUINLAN                                            TX                                 75474
GROUP I                    0                       0                             0.375                                             7.34          HERNDON                                            VA                                 20170
GROUP I                    0                       0                             0.375                                             6.99          SPRING HILL                                        FL                                 34608
GROUP I                    0                       0                             0.375                                             8.34          SIMI VALLEY                                        CA                                 93065
GROUP I                    0                       0                             0.375                                             6.64          GARDEN GROVE                                       CA                                 92840
GROUP I                    0                       0                             0.375                                              8.4          LAKE ZURICH                                        IL                                 60047
GROUP I                    0                       0                             0.375                                             7.99          BOLINGBROOK                                        IL                                 60440
GROUP I                    0                       0                             0.375                                            6.895          RIO LINDA                                          CA                                 95673
GROUP I                    0                       0                             0.375                                             7.54          REIDSVILLE                                         NC                                 27320
GROUP I                    0                       0                             0.375                                            7.625          LAS VEGAS                                          NV                                 89131
GROUP I                    0                       0                             0.375                                              7.5          BLOOMFIELD HILLS                                   MI                                 48302
GROUP I                    0                       0                             0.375                                              6.5          VICTORVILLE                                        CA                                 92394
GROUP I                    0                       0                             0.375                                              6.7          BAKERSFIELD                                        CA                                 93311
GROUP I                    0                       0                             0.375                                            7.025          DENVER                                             CO                                 80220
GROUP I                    0                       0                             0.375                                             6.75          CROSS JUNCTION                                     VA                                 22625
GROUP I                    0                       0                             0.375                                                6          MURRIETA                                           CA                                 92563
GROUP I                    0                       0                             0.375                                              6.6          LONG BEACH                                         CA                                 90805
GROUP I                    0                       0                             0.375                                              6.5          MURRIETA                                           CA                                 92563
GROUP I                    0                       0                             0.375                                             6.85          DOWNEY                                             CA                                 90240
GROUP I                    0                       0                             0.375                                                6          ONTARIO                                            CA                                 91762
GROUP I                    0                       0                             0.375                                             6.45          SUN CITY                                           CA                                 92585
GROUP I                    0                       0                             0.375                                              6.3          SUN CITY                                           CA                                 92585
GROUP I                    0                       0                             0.375                                             6.45          FREDERICK                                          MD                                 21701
GROUP I                    0                       0                             0.375                                            6.725          WINTERGREEN                                        VA                                 22958
GROUP I                    0                       0                             0.375                                             6.65          ONTARIO                                            CA                                 91762
GROUP I                    0                       0                             0.375                                              6.8          SANTA ROSA                                         CA                                 95407
GROUP I                    0                       0                             0.375                                             7.25          SUQUAMISH                                          WA                                 98392
GROUP I                    0                       0                             0.375                                            6.295          BELL GARDENS                                       CA                                 90201
GROUP I                    0                       0                             0.375                                              6.3          PRINCETON                                          IN                                 47670
GROUP I                    0                       0                             0.375                                              6.8          SANTA CLARITA                                      CA                                 91351
GROUP I                    0                       0                             0.375                                             8.75          SYRACUSE                                           IN                                 46567
GROUP I                    0                       0                             0.375                                              6.2          BRONX                                              NY                                 10469
GROUP I                    0                       0                             0.375                                            6.875          LOS BANOS                                          CA                                 93635
GROUP I                    0                       0                             0.375                                            6.725          OGDEN                                              UT                                 84404
GROUP I                    0                       0                             0.375                                            7.125          LAKEWOOD                                           CO                                 80226
GROUP I                    0                       0                             0.375                                            6.725          WEST HAVEN                                         UT                                 84401
GROUP I                    0                       0                             0.375                                            6.915          GEORGETOWN                                         OH                                 45121
GROUP I                   2.04                     0                             0.375                                            7.275          YAKIMA                                             WA                                 98902
GROUP I                    0                       0                             0.375                                             6.74          WEST VALLEY CITY                                   UT                                 84119
GROUP I                    0                       0                             0.375                                                7          TWIN LAKES                                         WI                                 53181
GROUP I                    0                       0                             0.375                                            7.115          PHOENIX                                            AZ                                 85029
GROUP I                    0                       0                             0.375                                            6.875          BENBROOK                                           TX                                 76126
GROUP I                    0                       0                             0.375                                             6.18          MESA                                               AZ                                 85210
GROUP I                    0                       0                             0.375                                             6.74          SHELL LAKE                                         WI                                 54871
GROUP I                    0                       0                             0.375                                              7.5          GENOA CITY                                         WI                                 53128
GROUP I                    0                       0                             0.375                                            6.875          CLINTON                                            UT                                 84015
GROUP I                    0                       0                             0.375                                             7.29          PHOENIX                                            AZ                                 85037
GROUP I                    0                       0                             0.375                                            6.788          TENINO                                             WA                                 98589
GROUP I                    0                       0                             0.375                                            6.725          BULLHEAD CITY                                      AZ                                 86442
GROUP I                    0                       0                             0.375                                            6.015          CHANDLER                                           AZ                                 85225
GROUP I                   1.55                     0                             0.375                                             7.94          CALMET CITY                                        IL                                 60409
GROUP I                   1.79                     0                             0.375                                            7.725          WATERFORD                                          MI                                 48329
GROUP I                    0                       0                             0.375                                            7.225          PHOENIX                                            AZ                                 85020
GROUP I                    0                       0                             0.375                                             6.25          PEORIA                                             AZ                                 85345
GROUP I                    0                       0                             0.375                                             7.35          PORTLAND                                           OR                                 97266
GROUP I                    0                       0                             0.375                                              6.8          CLARKDALE                                          AZ                                 86324
GROUP I                    0                       0                             0.375                                             7.05          HIALEAH                                            FL                                 33012
GROUP I                    0                       0                             0.375                                            7.125          MINNEAPOLIS                                        MN                                 55418
GROUP I                    0                       0                             0.375                                             6.29          BROOMFIELD                                         CO                                 80020
GROUP I                    0                       0                             0.375                                            6.975          ERIE                                               CO                                 80516
GROUP I                   1.31                     0                             0.375                                            7.825          EUCLID                                             OH                                 44117
GROUP I                    0                       0                             0.375                                            7.565          PERRIS                                             CA                                 92570
GROUP I                    0                       0                             0.375                                             6.39          PHOENIX                                            AZ                                 85033
GROUP I                    0                       0                             0.375                                             7.25          TEMPE                                              AZ                                 85281
GROUP I                    0                       0                             0.375                                              6.6          LYONS                                              IL                                 60534
GROUP I                    0                       0                             0.375                                            7.065          PEORIA                                             AZ                                 85345
GROUP I                   1.81                     0                             0.375                                            7.425          SAINT PAUL                                         MN                                 55106
GROUP I                    0                       0                             0.375                                            7.069          WOODRIDGE                                          IL                                 60517
GROUP I                    0                       0                             0.375                                             7.24          RIVERSIDE                                          CA                                 92503
GROUP I                    0                       0                             0.375                                             7.54          CONYERS                                            GA                                 30094
GROUP I                    0                       0                             0.375                                            6.865          AZUSA                                              CA                                 91702
GROUP I                    0                       0                             0.375                                             6.59          BLAKESLEE                                          PA                                 18610
GROUP I                    0                       0                             0.375                                            6.865          BALDWIN PARK                                       CA                                 91706
GROUP I                    0                       0                             0.375                                              6.5          REDONDO BEACH                                      CA                                 90277
GROUP I                    0                       0                             0.375                                              7.6          HAWAIIAN GARDENS                                   CA                                 90716
GROUP I                    0                       0                             0.375                                             7.99          WINNETKA                                           CA                                 91306
GROUP I                    0                       0                             0.375                                              6.6          ONTARIO                                            CA                                 91764
GROUP I                    0                       0                             0.375                                                6          SACRAMENTO                                         CA                                 95823
GROUP I                    0                       0                             0.375                                             6.99          BRENTWOOD                                          NY                                 11717
GROUP I                    0                       0                             0.375                                             6.05          GARDEN GROVE                                       CA                                 92840
GROUP I                    0                       0                             0.375                                             9.14          STEVENS POINT                                      WI                                 54481
GROUP I                    0                       0                             0.375                                             7.64          DIX HILLS                                          NY                                 11746
GROUP I                    0                       0                             0.375                                                7          LAWRENCEVILLE                                      GA                                 30044
GROUP I                    0                       0                             0.375                                             5.65          PHELAN                                             CA                                 92371
GROUP I                    0                       0                             0.375                                              6.2          SOMERSWORTH                                        NH                                  3878
GROUP I                    0                       0                             0.375                                             6.95          COMPTON                                            CA                                 90222
GROUP I                    0                       0                             0.375                                             6.99          BAKERSFIELD                                        CA                                 93304
GROUP I                    0                       0                             0.375                                             7.95          CHICAGO                                            IL                                 60656
GROUP I                    0                       0                             0.375                                             7.45          PERRIS                                             CA                                 92571
GROUP I                    0                       0                             0.375                                              7.7          GLENDALE                                           AZ                                 85310
GROUP I                    0                       0                             0.375                                             7.65          DOWNERS GROVE                                      IL                                 60515
GROUP I                    0                       0                             0.375                                             6.65          WEST BABYLON                                       NY                                 11704
GROUP I                    0                       0                             0.375                                             6.05          LOS ANGELES                                        CA                                 90061
GROUP I                    0                       0                             0.375                                            6.875          BRENTWOOD                                          NY                                 11717
GROUP I                    0                       0                             0.375                                              6.5          BRONX                                              NY                                 10467
GROUP I                    0                       0                             0.375                                              8.4          ORCHARD PARK                                       NY                                 14127
GROUP I                    0                       0                             0.375                                             7.05          SALINAS                                            CA                                 93906
GROUP I                    0                       0                             0.375                                             7.39          BOLINGBROOK                                        IL                                 60440
GROUP I                    0                       0                             0.375                                             7.19          CHICAGO                                            IL                                 60612
GROUP I                    0                       0                             0.375                                            7.375          CAMBRIA HEIGHTS                                    NY                                 11411
GROUP I                    0                       0                             0.375                                             6.99          LOS ANGELES                                        CA                                 90022
GROUP I                    0                       0                             0.375                                             7.14          RIVERSIDE                                          CA                                 92503
GROUP I                    0                       0                             0.375                                             7.15          HEMPSTEAD                                          NY                                 11550
GROUP I                    0                       0                             0.375                                             7.09          BURBANK                                            IL                                 60459
GROUP I                    0                       0                             0.375                                             6.89          LOS ANGELES                                        CA                                 90003
GROUP I                    0                       0                             0.375                                             6.35          CHINO                                              CA                                 91710
GROUP I                    0                       0                             0.375                                             6.25          UNIONVILLE                                         VA                                 22567
GROUP I                    0                       0                             0.375                                             6.55          LONG BEACH                                         CA                                 90806
GROUP I                    0                       0                             0.375                                             7.05          HACIENDA HEIGHTS                                   CA                                 91745
GROUP I                    0                       0                             0.375                                             6.75          ARNOLD                                             MD                                 21012
GROUP I                    0                       0                             0.375                                              5.9          GOOSE CREEK                                        SC                                 29445
GROUP I                    0                       0                             0.375                                             6.75          LA PLATA                                           MD                                 20646
GROUP I                    0                       0                             0.375                                             7.89          LOS ANGELES                                        CA                                 90062
GROUP I                    0                       0                             0.375                                             6.65          MORENO VALLEY                                      CA                                 92557
GROUP I                    0                       0                             0.375                                             6.35          CORONA                                             CA                                 92880
GROUP I                    0                       0                             0.375                                             8.65          CHEEKTOWAGA                                        NY                                 14225
GROUP I                    0                       0                             0.375                                             6.15          WILMINGTON                                         CA                                 90744
GROUP I                    0                       0                             0.375                                             7.05          RIVERSIDE                                          CA                                 92503
GROUP I                    0                       0                             0.375                                             7.64          BAKERSFIELD                                        CA                                 93307
GROUP I                    0                       0                             0.375                                            6.475          SYLMAR                                             CA                                 91342
GROUP I                    0                       0                             0.375                                                6          RIVERSIDE                                          CA                                 92506
GROUP I                    0                       0                             0.375                                              7.4          NEWARK                                             NJ                                  7103
GROUP I                    0                       0                             0.375                                             7.19          CARSON                                             CA                                 90746
GROUP I                    0                       0                             0.375                                             6.79          SAN DIEGO                                          CA                                 92154
GROUP I                   0.83                     0                             0.375                                              7.3          CROWN POINT                                        IN                                 46307
GROUP I                    0                       0                             0.375                                             7.55          CICERO                                             IL                                 60804
GROUP I                    0                       0                             0.375                                             5.84          RIVERSIDE                                          CA                                 92505
GROUP I                    0                       0                             0.375                                             7.49          RIVERSIDE                                          CA                                 92503
GROUP I                    0                       0                             0.375                                             7.75          SOMERSWORTH                                        NH                                  3878
GROUP I                    0                       0                             0.375                                             7.04          HARBOR CITY                                        CA                                 90710
GROUP I                    0                       0                             0.375                                             7.89          BRONX                                              NY                                 10453
GROUP I                    0                       0                             0.375                                              7.5          PALOS HILLS                                        IL                                 60465
GROUP I                    0                       0                             0.375                                             7.39          HOUSTON                                            TX                                 77089
GROUP I                    0                       0                             0.375                                             6.84          LAS VEGAS                                          NV                                 89145
GROUP I                    0                       0                             0.375                                             7.95          PALM DESERT                                        CA                                 92260
GROUP I                    0                       0                             0.375                                             6.09          NORWALK                                            CA                                 90650
GROUP I                    0                       0                             0.375                                             7.74          CHICAGO                                            IL                                 60623
GROUP I                    0                       0                             0.375                                             8.49          PLANO                                              TX                                 75024
GROUP I                    0                       0                             0.375                                             6.24          MAYWOOD                                            IL                                 60153
GROUP I                    0                       0                             0.375                                             8.24          LOS ANGELES                                        CA                                 91326
GROUP I                    0                       0                             0.375                                             7.64          ENCINO                                             CA                                 91316
GROUP I                    0                       0                             0.375                                              7.3          CHOWCHILLA                                         CA                                 93610
GROUP I                    0                       0                             0.375                                             6.79          LOS ANGELES                                        CA                                 90023
GROUP I                    0                       0                             0.375                                             7.54          FAR ROCKAWAY                                       NY                                 11691
GROUP I                    0                       0                             0.375                                             6.99          NORTH HOLLYWOOD                                    CA                                 91605
GROUP I                    0                       0                             0.375                                             6.89          BROOKLYN                                           NY                                 11226
GROUP I                    0                       0                             0.375                                             8.49          HAWAIIAN GARDENS                                   CA                                 90716
GROUP I                    0                       0                             0.375                                             7.09          LANCASTER AREA                                     CA                                 93534
GROUP I                    0                       0                             0.375                                             7.54          MORENO VALLEY                                      CA                                 92551
GROUP I                    0                       0                             0.375                                              7.3          VICTORVILLE                                        CA                                 92395
GROUP I                    0                       0                             0.375                                             6.44          CHESAPEAKE                                         VA                                 23321
GROUP I                    0                       0                             0.375                                             6.79          LANCASTER                                          CA                                 93535
GROUP I                    0                       0                             0.375                                             6.94          SAN DIEGO                                          CA                                 92114
GROUP I                    0                       0                             0.375                                             8.34          LAND O LAKES                                       FL                                 34638
GROUP I                    0                       0                             0.375                                             6.59          SACRAMENTO                                         CA                                 95823
GROUP I                    0                       0                             0.375                                             7.45          EL MONTE                                           CA                                 91731
GROUP I                    0                       0                             0.375                                             7.54          CHANNAHON                                          IL                                 60410
GROUP I                    0                       0                             0.375                                             7.44          PALMDALE AREA                                      CA                                 93550
GROUP I                    0                       0                             0.375                                             6.99          TEMPLE HILLS                                       MD                                 20748
GROUP I                    0                       0                             0.375                                             5.85          FONTANA                                            CA                                 92337
GROUP I                    0                       0                             0.375                                             6.99          MONTCLAIR                                          CA                                 91763
GROUP I                    0                       0                             0.375                                             7.74          CHICAGO                                            IL                                 60638
GROUP I                    0                       0                             0.375                                             6.99          GRANADA HILLS                                      CA                                 91344
GROUP I                    0                       0                             0.375                                             7.99          SPOKANE                                            WA                                 99205
GROUP I                    0                       0                             0.375                                             7.34          GARDENA                                            CA                                 90247
GROUP I                    0                       0                             0.375                                             8.34          JERSEY CITY                                        NJ                                  7306
GROUP I                    0                       0                             0.375                                             7.45          CORONA                                             CA                                 92883
GROUP I                    0                       0                             0.375                                             8.49          CHICAGO                                            IL                                 60629
GROUP I                    0                       0                             0.375                                             7.25          BROOKLYN                                           NY                                 11223
GROUP I                    0                       0                             0.375                                             7.84          PANORAMA CITY                                      CA                                 91402
GROUP I                    0                       0                             0.375                                                8          EDEN PRAIRIE                                       MN                                 55347
GROUP I                    0                       0                             0.375                                             7.69          PERRIS                                             CA                                 92571
GROUP I                    0                       0                             0.375                                              8.4          CHICAGO                                            IL                                 60637
GROUP I                    0                       0                             0.375                                             7.24          CICERO                                             IL                                 60804
GROUP I                    0                       0                             0.375                                             7.05          GRAND RAPIDS                                       MI                                 49503
GROUP I                    0                       0                             0.375                                                7          POUGHKEEPSIE                                       NY                                 12601
GROUP I                    0                       0                             0.375                                            7.625          CHULA VISTA                                        CA                                 91910
GROUP I                    0                       0                             0.375                                             8.15          DOLTON                                             IL                                 60419
GROUP I                    0                       0                             0.375                                             7.65          CHICAGO                                            IL                                 60652
GROUP I                    0                       0                             0.375                                             7.24          COUNTRY CLUB HILLS                                 IL                                 60478
GROUP I                    0                       0                             0.375                                             7.09          FONTANA                                            CA                                 92335
GROUP I                    0                       0                             0.375                                             7.74          ALBUQUERQUE                                        NM                                 87113
GROUP I                    0                       0                             0.375                                             7.84          BREA                                               CA                                 92821
GROUP I                    0                       0                             0.375                                             7.45          MORENO VALLEY                                      CA                                 92551
GROUP I                    0                       0                             0.375                                             7.99          FULLERTON                                          CA                                 92833
GROUP I                    0                       0                             0.375                                              7.6          SPRINGFIELD GARDENS                                NY                                 11413
GROUP I                    0                       0                             0.375                                             7.35          DOWNEY                                             CA                                 90241
GROUP I                    0                       0                             0.375                                             6.59          GILROY                                             CA                                 95020
GROUP I                    0                       0                             0.375                                             7.59          SEATTLE                                            WA                                 98178
GROUP I                    0                       0                             0.375                                             6.99          GARDEN GROVE                                       CA                                 92841
GROUP I                    0                       0                             0.375                                             7.74          MURRIETA                                           CA                                 92563
GROUP I                    0                       0                             0.375                                             8.34          VISALIA                                            CA                                 93291
GROUP I                   1.14                     0                             0.375                                            7.875          ORLANDO                                            FL                                 32825
GROUP I                    0                       0                             0.375                                              6.5          PUNTA GORDA                                        FL                                 33950
GROUP I                   0.47                     0                             0.375                                            7.875          MIAMI BEACH                                        FL                                 33139
GROUP I                    0                       0                             0.375                                            6.125          ORLANDO                                            FL                                 32806
GROUP I                    0                       0                             0.375                                            6.875          DELTONA                                            FL                                 32725
GROUP I                    0                       0                             0.375                                            6.875          NORTH MIAMI BEACH                                  FL                                 33162
GROUP I                    0                       0                             0.375                                            6.375          COLUMBIA                                           SC                                 29229
GROUP I                    0                       0                             0.375                                            6.375          HOUSTON                                            TX                                 77008
GROUP I                   1.16                     0                             0.375                                             8.25          RIVERVIEW                                          FL                                 33569
GROUP I                   0.84                     0                             0.375                                                7          MISSOURI CITY                                      TX                                 77459
GROUP I                    0                       0                             0.375                                            7.125          KISSIMMEE                                          FL                                 34759
GROUP I                    0                       0                             0.375                                            7.625          JACKSONVILLE                                       FL                                 32206
GROUP I                   1.03                     0                             0.375                                             7.75          KNOXVILLE                                          TN                                 37918
GROUP I                   0.62                     0                             0.375                                             7.25          LAS VEGAS                                          NV                                 89149
GROUP I                    0                       0                             0.375                                                7          TUCSON                                             AZ                                 85711
GROUP I                   1.35                     0                             0.375                                            8.375          ORLANDO                                            FL                                 32829
GROUP I                    0                       0                             0.375                                              7.5          CLEARWATER                                         FL                                 33760
GROUP I                    0                       0                             0.375                                             6.75          BRADENTON                                          FL                                 34208
GROUP I                    0                       0                             0.375                                                7          ORANGE CITY                                        FL                                 32763
GROUP I                    0                       0                             0.375                                            7.125          ORLANDO                                            FL                                 32808
GROUP I                   1.35                     0                             0.375                                             8.25          KISSIMMEE                                          FL                                 34744
GROUP I                    0                       0                             0.375                                             7.25          FORT MYERS                                         FL                                 33919
GROUP I                    0                       0                             0.375                                            6.625          PINELLAS PARK                                      FL                                 33781
GROUP I                    0                       0                             0.375                                            6.375          DELTONA                                            FL                                 32725
GROUP I                    0                       0                             0.375                                            6.875          WINSTON SALEM                                      NC                                 27127
GROUP I                    0                       0                             0.375                                            7.125          INDIANAPOLIS                                       IN                                 46236
GROUP I                    0                       0                             0.375                                            7.375          JACKSONVILLE                                       FL                                 32246
GROUP I                   0.64                     0                             0.375                                             6.75          SEBRING                                            FL                                 33870
GROUP I                    0                       0                             0.375                                            7.625          PORT CHARLOTTE                                     FL                                 33952
GROUP I                    0                       0                             0.375                                            7.875          CLEARWATER                                         FL                                 33761
GROUP I                   0.57                     0                             0.375                                            6.625          OCALA                                              FL                                 34476
GROUP I                    0                       0                             0.375                                                7          DELTONA                                            FL                                 32725
GROUP I                    0                       0                             0.375                                            6.375          SOUTH LAKE TAHOE                                   CA                                 96150
GROUP I                    0                       0                             0.375                                            5.875          MORENO VALLEY                                      CA                                 92555
GROUP I                    0                       0                             0.375                                            5.875          ELKHART                                            IN                                 46516
GROUP I                    0                       0                             0.375                                            6.625          LOS ANGELES                                        CA                                 90008
GROUP I                    0                       0                             0.375                                            6.875          SOUTH GATE                                         CA                                 90280
GROUP I                    0                       0                             0.375                                             6.69          RIVERSIDE                                          CA                                 92509
GROUP I                    0                       0                             0.375                                             6.84          STAMFORD                                           CT                                  6907
GROUP I                    0                       0                             0.375                                             5.25          TURLOCK                                            CA                                 95382
GROUP I                    0                       0                             0.375                                             5.75          HALLANDALE BEACH                                   FL                                 33009
GROUP I                    0                       0                             0.375                                            7.125          LAS VEGAS                                          NV                                 89139
GROUP I                    0                       0                             0.375                                              5.5          MIAMI                                              FL                                 33183
GROUP I                    0                       0                             0.375                                              7.5          OCALA                                              FL                                 34481
GROUP I                    0                       0                             0.375                                              7.5          MELBOURNE                                          FL                                 32901
GROUP I                    0                       0                             0.375                                              7.5          DELTONA                                            FL                                 32725
GROUP I                    0                       0                             0.375                                              6.5          WINTER HAVEN                                       FL                                 33884
GROUP I                    0                       0                             0.375                                            6.375          SNELLVILLE                                         GA                                 30039
GROUP I                   0.39                     0                             0.375                                            7.875          INDIALANTIC                                        FL                                 32903
GROUP I                    0                       0                             0.375                                              6.5          PORT CHARLOTTE                                     FL                                 33948
GROUP I                    0                       0                             0.375                                                7          LEHIGH ACRES                                       FL                                 33971
GROUP I                   0.81                     0                             0.375                                             9.25          WINSTON SALEM                                      NC                                 27104
GROUP I                   0.81                     0                             0.375                                             9.25          WINSTON SALEM                                      NC                                 27104
GROUP I                    0                       0                             0.375                                            7.625          JACKSONVILLE                                       FL                                 32246
GROUP I                    0                       0                             0.375                                             6.75          BOCA RATON                                         FL                                 33433
GROUP I                    0                       0                             0.375                                              6.5          MIAMI                                              FL                                 33186
GROUP I                   1.16                     0                             0.375                                             8.25          JOHNSON CITY                                       TN                                 37601
GROUP I                    0                       0                             0.375                                            6.875          DELTONA                                            FL                                 32725
GROUP I                    0                       0                             0.375                                            8.875          MIAMI BEACH                                        FL                                 33139
GROUP I                    0                       0                             0.375                                              7.5          BRISTOW                                            VA                                 20136
GROUP I                    0                       0                             0.375                                             7.75          TRIANGLE                                           VA                                 22172
GROUP I                    0                       0                             0.375                                             7.75          RIVERVIEW                                          FL                                 33569
GROUP I                    0                       0                             0.375                                            6.375          VERO BEACH                                         FL                                 32960
GROUP I                    0                       0                             0.375                                             6.25          LOS ANGELES                                        CA                                 91606
GROUP I                    0                       0                             0.375                                            5.375          SAN PABLO                                          CA                                 94806
GROUP I                    0                       0                             0.375                                                6          SACRAMENTO                                         CA                                 95820
GROUP I                    0                       0                             0.375                                              6.5          SAUSALITO                                          CA                                 94965
GROUP I                    0                       0                             0.375                                            5.625          SAN FRANCISCO                                      CA                                 94112
GROUP I                    0                       0                             0.375                                              5.5          SAN JOSE                                           CA                                 95110
GROUP I                    0                       0                             0.375                                              6.5          OAKLAND                                            CA                                 94606
GROUP I                    0                       0                             0.375                                              6.5          VACAVILLE                                          CA                                 95687
GROUP I                    0                       0                             0.375                                              5.5          CASTRO VALLEY                                      CA                                 94546
GROUP I                    0                       0                             0.375                                              5.5          ROSEVILLE                                          CA                                 95747
GROUP I                    0                       0                             0.375                                                6          MOUNTAIN VIEW                                      CA                                 94043
GROUP I                    0                       0                             0.375                                             6.75          CORNING                                            CA                                 96021
GROUP I                    0                       0                             0.375                                             5.75          DUBLIN                                             CA                                 94568
GROUP I                    0                       0                             0.375                                            5.875          SAN JOSE                                           CA                                 95123
GROUP I                    0                       0                             0.375                                             6.25          PACIFICA                                           CA                                 94044
GROUP I                    0                       0                             0.375                                            5.875          DALY CITY                                          CA                                 94015
GROUP I                    0                       0                             0.375                                             5.75          OAKLAND                                            CA                                 94609
GROUP I                    0                       0                             0.375                                            5.875          SANTA ROSA                                         CA                                 95403
GROUP I                    0                       0                             0.375                                                6          SAN RAFAEL                                         CA                                 94903
GROUP I                    0                       0                             0.375                                            5.875          BURLINGAME                                         CA                                 94010
GROUP I                    0                       0                             0.375                                            6.375          IMPERIAL BEACH                                     CA                                 91932
GROUP I                    0                       0                             0.375                                              6.5          FORT MYERS                                         FL                                 33916
GROUP I                    0                       0                             0.375                                            7.125          ONTARIO                                            CA                                 91762
GROUP I                    0                       0                             0.375                                             7.25          RENO                                               NV                                 89506
GROUP I                    0                       0                             0.375                                            7.375          SAN JOSE                                           CA                                 95111
GROUP I                    0                       0                             0.375                                              7.5          HAINES CITY                                        FL                                 33844
GROUP I                    0                       0                             0.375                                                7          DELAND                                             FL                                 32720
GROUP I                    0                       0                             0.375                                             7.25          ORLANDO                                            FL                                 32824
GROUP I                    0                       0                             0.375                                            6.375          MIAMI BEACH                                        FL                                 33141
GROUP I                    0                       0                             0.375                                            6.625          ORANGE PARK                                        FL                                 32065
GROUP I                    0                       0                             0.375                                            6.875          POMPANO BEACH                                      FL                                 33064
GROUP I                    0                       0                             0.375                                            7.625          KISSIMMEE                                          FL                                 34759
GROUP I                    0                       0                             0.375                                              6.5          LOXAHATCHEE                                        FL                                 33470
GROUP I                    0                       0                             0.375                                            7.375          FELLSMERE                                          FL                                 32948
GROUP I                    0                       0                             0.375                                             6.75          BABYLON                                            NY                                 11702
GROUP I                    0                       0                             0.375                                             6.75          WINTER GARDEN                                      FL                                 34787
GROUP I                    0                       0                             0.375                                            6.375          LITHIA                                             FL                                 33547
GROUP I                    0                       0                             0.375                                            6.875          ASHBURN                                            VA                                 20148
GROUP I                    0                       0                             0.375                                            6.875          NORTHBOROUGH                                       MA                                  1532
GROUP I                    0                       0                             0.375                                             7.25          CHANDLER                                           AZ                                 85249
GROUP I                    0                       0                             0.375                                             7.75          SYRACUSE                                           NY                                 13210
GROUP I                    0                       0                             0.375                                             7.25          CHANDLER                                           AZ                                 85249
GROUP I                    0                       0                             0.375                                                7          MCDONOUGH                                          GA                                 30252
GROUP I                    0                       0                             0.375                                             7.75          HOLLYWOOD                                          FL                                 33019
GROUP I                    0                       0                             0.375                                            6.375          OWINGS MILLS                                       MD                                 21117
GROUP I                    0                       0                             0.375                                             6.75          DAVENPORT                                          FL                                 33897
GROUP I                    0                       0                             0.375                                              7.5          LEHIGH ACRES                                       FL                                 33971
GROUP I                    0                       0                             0.375                                             6.75          LITCHFIELD PARK                                    AZ                                 85340
GROUP I                    0                       0                             0.375                                            6.875          NORTH LAS VEGAS                                    NV                                 89032
GROUP I                    0                       0                             0.375                                              7.5          WOODBRIDGE                                         VA                                 22193
GROUP I                    0                       0                             0.375                                            7.875          SURPRISE                                           AZ                                 85379
GROUP I                    0                       0                             0.375                                            6.875          HANOVER                                            MD                                 21076
GROUP I                    0                       0                             0.375                                            7.625          GAITHERSBURG                                       MD                                 20878
GROUP I                    0                       0                             0.375                                             7.25          ANNANDALE                                          VA                                 22003
GROUP I                    0                       0                             0.375                                            8.875          SUFFOLK                                            VA                                 23435
GROUP I                    0                       0                             0.375                                            7.625          HYATTSVILLE                                        MD                                 20782
GROUP I                    0                       0                             0.375                                            8.375          PORTSMOUTH                                         VA                                 23702
GROUP I                    0                       0                             0.375                                            6.875          FORT WASHINGTON                                    MD                                 20744
GROUP I                    0                       0                             0.375                                            7.125          HAVRE DE GRACE                                     MD                                 21078
GROUP I                    0                       0                             0.375                                              8.5          BALTIMORE                                          MD                                 21215
GROUP I                    0                       0                             0.375                                            6.625          MANASSAS                                           VA                                 20109
GROUP I                    0                       0                             0.375                                                8          RANDALLSTOWN                                       MD                                 21133
GROUP I                    0                       0                             0.375                                            6.625          PASADENA                                           MD                                 21122
GROUP I                    0                       0                             0.375                                            7.375          BOWIE                                              MD                                 20721
GROUP I                    0                       0                             0.375                                                8          FALLS CHURCH                                       VA                                 22042
GROUP I                    0                       0                             0.375                                             7.75          BRISTOW                                            VA                                 20136
GROUP I                    0                       0                             0.375                                            7.875          ALEXANDRIA                                         VA                                 22309
GROUP I                    0                       0                             0.375                                                8          LOCUST GROVE                                       VA                                 22508
GROUP I                    0                       0                             0.375                                            7.875          BALTIMORE                                          MD                                 21229
GROUP I                    0                       0                             0.375                                            8.125          RANDALLSTOWN                                       MD                                 21133
GROUP I                    0                       0                             0.375                                             8.75          RESTON                                             VA                                 20190
GROUP I                    0                       0                             0.375                                            7.875          DELRAY BEACH                                       FL                                 33446
GROUP I                    0                       0                             0.375                                                6          CHESAPEAKE                                         VA                                 23322
GROUP I                    0                       0                             0.375                                              8.5          HAMPTON                                            VA                                 23669
GROUP I                    0                       0                             0.375                                             7.49          SPRINGFIELD                                        VA                                 22153
GROUP I                    0                       0                             0.375                                            7.875          BOCA RATON                                         FL                                 33496
GROUP I                    0                       0                             0.375                                             7.75          ELKRIDGE                                           MD                                 21075
GROUP I                    0                       0                             0.375                                              6.5          ENCINITAS                                          CA                                 92024
GROUP I                    0                       0                             0.375                                             6.25          COSTA MESA                                         CA                                 92627
GROUP I                    0                       0                             0.375                                                8          MANASSAS                                           VA                                 20111
GROUP I                    0                       0                             0.375                                            8.375          FALLS CHURCH                                       VA                                 22041
GROUP I                    0                       0                             0.375                                            9.625          COMMERCE CITY                                      CO                                 80022
GROUP I                    0                       0                             0.375                                            8.375          PHILADELPHIA                                       PA                                 19116
GROUP I                    0                       0                             0.375                                            7.625          PALMYRA                                            VA                                 22963
GROUP I                    0                       0                             0.375                                              7.5          OCEAN CITY                                         MD                                 21842
GROUP I                    0                       0                             0.375                                                8          BALTIMORE                                          MD                                 21206
GROUP I                    0                       0                             0.375                                                8          NORFOLK                                            VA                                 23504
GROUP I                    0                       0                             0.375                                             6.75          ACCOKEEK                                           MD                                 20607
GROUP I                    0                       0                             0.375                                            8.875          LEBANON                                            PA                                 17042
GROUP I                    0                       0                             0.375                                            8.625          TAMPA                                              FL                                 33615
GROUP I                    0                       0                             0.375                                             6.19          ARLINGTON                                          WA                                 98223
GROUP I                    0                       0                             0.375                                             6.09          TUALATIN                                           OR                                 97062
GROUP I                   1.56                     0                             0.375                                             7.14          GLADSTONE                                          OR                                 97027
GROUP I                    0                       0                             0.375                                             6.69          SALEM                                              OR                                 97305
GROUP I                    0                       0                             0.375                                             5.94          OREGON CITY                                        OR                                 97045
GROUP I                    0                       0                             0.375                                             6.24          PORTLAND                                           OR                                 97236
GROUP I                    0                       0                             0.375                                             6.29          SEATTLE                                            WA                                 98115
GROUP I                    0                       0                             0.375                                            6.915          SCAPPOOSE                                          OR                                 97056
GROUP I                   1.34                     0                             0.375                                             5.84          RAINIER                                            OR                                 97048
GROUP I                    0                       0                             0.375                                             6.19          VANCOUVER                                          WA                                 98662
GROUP I                    0                       0                             0.375                                             7.34          NEW PORT RICHEY                                    FL                                 34653
GROUP I                    0                       0                             0.375                                             6.79          JACKSONVILLE                                       FL                                 32205
GROUP I                    0                       0                             0.375                                             6.59          DAVENPORT                                          FL                                 33897
GROUP I                    0                       0                             0.375                                             6.92          WINTER GARDEN                                      FL                                 34787
GROUP I                    0                       0                             0.375                                             7.07          PORT RICHEY                                        FL                                 34668
GROUP I                   1.42                     0                             0.375                                             7.99          TAMPA                                              FL                                 33604
GROUP I                    0                       0                             0.375                                             6.39          DELTONA                                            FL                                 32725
GROUP I                    0                       0                             0.375                                             6.29          MINNEAPOLIS                                        MN                                 55407
GROUP I                    0                       0                             0.375                                             5.84          TAYLORS FALLS                                      MN                                 55084
GROUP I                    0                       0                             0.375                                             7.54          PALM COAST                                         FL                                 32164
GROUP I                    0                       0                             0.375                                             7.29          TALLAHASSEE                                        FL                                 32305
GROUP I                    0                       0                             0.375                                             5.74          LAS VEGAS                                          NV                                 89104
GROUP I                   1.23                     0                             0.375                                              7.7          BAKERSFIELD                                        CA                                 93311
GROUP I                    0                       0                             0.375                                             7.24          PHOENIX                                            AZ                                 85051
GROUP I                    0                       0                             0.375                                             7.64          LAS VEGAS                                          NV                                 89104
GROUP I                    0                       0                             0.375                                             5.84          SALTON CITY                                        CA                                 92275
GROUP I                    0                       0                             0.375                                             7.14          FLORENCE                                           AZ                                 85232
GROUP I                    0                       0                             0.375                                             6.89          LAS VEGAS                                          NV                                 89178
GROUP I                    0                       0                             0.375                                             6.99          TUCSON                                             AZ                                 85705
GROUP I                    0                       0                             0.375                                             7.49          MESA                                               AZ                                 85207
GROUP I                    0                       0                             0.375                                             7.59          NEW MILFORD                                        CT                                  6776
GROUP I                    0                       0                             0.375                                             7.44          PHOENIX                                            AZ                                 85020
GROUP I                    0                       0                             0.375                                             6.74          PHOENIX                                            AZ                                 85043
GROUP I                    0                       0                             0.375                                             6.99          GILBERT                                            AZ                                 85297
GROUP I                    0                       0                             0.375                                             6.24          GLENDALE                                           AZ                                 85306
GROUP I                    0                       0                             0.375                                             6.79          TUCSON                                             AZ                                 85706
GROUP I                    0                       0                             0.375                                             6.64          MESA                                               AZ                                 85204
GROUP I                    0                       0                             0.375                                             7.62          PHOENIX                                            AZ                                 85041
GROUP I                    0                       0                             0.375                                             6.19          MESA                                               AZ                                 85204
GROUP I                    0                       0                             0.375                                             6.54          NORTH LAS VEGAS                                    NV                                 89081
GROUP I                    0                       0                             0.375                                             6.79          LAS VEGAS                                          NV                                 89106
GROUP I                    0                       0                             0.375                                             6.99          CARSON CITY                                        NV                                 89706
GROUP I                    0                       0                             0.375                                             6.29          TEMPE                                              AZ                                 85282
GROUP I                    0                       0                             0.375                                             5.49          SURPRISE                                           AZ                                 85374
GROUP I                    0                       0                             0.375                                             5.79          PHOENIX                                            AZ                                 85037
GROUP I                    0                       0                             0.375                                             7.54          SURPRISE                                           AZ                                 85374
GROUP I                   1.3                      0                             0.375                                             7.19          GLENDALE                                           AZ                                 85308
GROUP I                    0                       0                             0.375                                             7.59          LAS VEGAS                                          NV                                 89108
GROUP I                   1.3                      0                             0.375                                             6.44          APACHE JUNCTION                                    AZ                                 85220
GROUP I                    0                       0                             0.375                                             5.89          TUCSON                                             AZ                                 85742
GROUP I                    0                       0                             0.375                                             7.64          PHOENIX                                            AZ                                 85009
GROUP I                   1.3                      0                             0.375                                             7.29          GLENDALE                                           AZ                                 85302
GROUP I                    0                       0                             0.375                                              6.3          SURPRISE                                           AZ                                 85379
GROUP I                    0                       0                             0.375                                             7.04          CASA GRANDE                                        AZ                                 85222
GROUP I                    0                       0                             0.375                                             7.04          PEORIA                                             AZ                                 85345
GROUP I                    0                       0                             0.375                                             6.99          SPARKS                                             NV                                 89434
GROUP I                    0                       0                             0.375                                             6.24          MESA                                               AZ                                 85208
GROUP I                    0                       0                             0.375                                             6.39          TOLLESON                                           AZ                                 85353
GROUP I                   1.26                     0                             0.375                                             5.99          SURPRISE                                           AZ                                 85374
GROUP I                    0                       0                             0.375                                             7.12          LAS VEGAS                                          NV                                 89103
GROUP I                   1.81                     0                             0.375                                             6.34          RENO                                               NV                                 89506
GROUP I                    0                       0                             0.375                                             6.94          EL MIRAGE                                          AZ                                 85335
GROUP I                    0                       0                             0.375                                             6.39          TUCSON                                             AZ                                 85742
GROUP I                   1.08                     0                             0.375                                             6.99          PHOENIX                                            AZ                                 85035
GROUP I                    0                       0                             0.375                                             7.24          SCOTTSDALE                                         AZ                                 85251
GROUP I                    0                       0                             0.375                                             6.67          TUCSON                                             AZ                                 85741
GROUP I                    0                       0                             0.375                                             5.99          MESA                                               AZ                                 85208
GROUP I                   1.81                     0                             0.375                                             8.09          LITCHFIELD PARK                                    AZ                                 85340
GROUP I                    0                       0                             0.375                                             5.74          APPLE VALLEY                                       MN                                 55124
GROUP I                    0                       0                             0.375                                             6.59          AURORA                                             CO                                 80015
GROUP I                    0                       0                             0.375                                             6.79          DUBUQUE                                            IA                                 52001
GROUP I                    0                       0                             0.375                                             5.49          ISANTI                                             MN                                 55040
GROUP I                    0                       0                             0.375                                             5.89          FARMINGTON                                         MN                                 55024
GROUP I                    0                       0                             0.375                                             7.04          SAINT PAUL                                         MN                                 55104
GROUP I                   1.62                     0                             0.375                                             8.47          OMAHA                                              NE                                 68164
GROUP I                    0                       0                             0.375                                             8.59          OMAHA                                              NE                                 68154
GROUP I                    0                       0                             0.375                                             6.99          SOUTH SAINT PAUL                                   MN                                 55075
GROUP I                   1.81                     0                             0.375                                             6.14          BELLE PLAINE                                       MN                                 56011
GROUP I                   1.42                     0                             0.375                                             7.79          COON RAPIDS                                        MN                                 55433
GROUP I                   1.09                     0                             0.375                                             6.15          MINNEAPOLIS                                        MN                                 55414
GROUP I                    0                       0                             0.375                                             6.79          COON RAPIDS                                        MN                                 55433
GROUP I                    0                       0                             0.375                                             6.89          ALBERTVILLE                                        MN                                 55301
GROUP I                    0                       0                             0.375                                             5.89          SHAKOPEE                                           MN                                 55379
GROUP I                    0                       0                             0.375                                             7.19          COLD SPRING                                        MN                                 56320
GROUP I                    0                       0                             0.375                                             7.64          FRIDLEY                                            MN                                 55432
GROUP I                    0                       0                             0.375                                             6.29          APPLE VALLEY                                       MN                                 55124
GROUP I                    0                       0                             0.375                                             6.59          INVER GROVE HEIGHTS                                MN                                 55076
GROUP I                    0                       0                             0.375                                             6.59          SAINT PAUL                                         MN                                 55105
GROUP I                    0                       0                             0.375                                             6.79          RAMSEY                                             MN                                 55303
GROUP I                   1.04                     0                             0.375                                             6.64          MANKATO                                            MN                                 56001
GROUP I                   1.04                     0                             0.375                                             5.89          BROOKLYN PARK                                      MN                                 55444
GROUP I                    0                       0                             0.375                                             8.74          ALBERTVILLE                                        MN                                 55301
GROUP I                    0                       0                             0.375                                             7.79          BURNSVILLE                                         MN                                 55306
GROUP I                    0                       0                             0.375                                             5.99          OAKDALE                                            MN                                 55128
GROUP I                    0                       0                             0.375                                             6.44          SACRAMENTO                                         CA                                 95823
GROUP I                    0                       0                             0.375                                             6.19          MODESTO                                            CA                                 95350
GROUP I                   1.26                     0                             0.375                                             7.39          MCCLOUD                                            CA                                 96057
GROUP I                    0                       0                             0.375                                             6.34          FRESNO                                             CA                                 93722
GROUP I                    0                       0                             0.375                                             6.19          VACAVILLE                                          CA                                 95687
GROUP I                    0                       0                             0.375                                             7.19          TURLOCK                                            CA                                 95380
GROUP I                    0                       0                             0.375                                             6.54          OAKLAND                                            CA                                 94605
GROUP I                    0                       0                             0.375                                              7.1          TRACY                                              CA                                 95376
GROUP I                    0                       0                             0.375                                             5.75          MODESTO                                            CA                                 95354
GROUP I                    0                       0                             0.375                                             6.49          ORANGEVALE                                         CA                                 95662
GROUP I                    0                       0                             0.375                                             6.04          SACRAMENTO                                         CA                                 95822
GROUP I                    0                       0                             0.375                                             6.59          NEWMAN                                             CA                                 95360
GROUP I                    0                       0                             0.375                                             6.54          SANGER                                             CA                                 93657
GROUP I                    0                       0                             0.375                                             6.29          OAKLEY                                             CA                                 94561
GROUP I                    0                       0                             0.375                                             6.14          SACRAMENTO                                         CA                                 95821
GROUP I                    0                       0                             0.375                                             7.27          STOCKTON                                           CA                                 95206
GROUP I                    0                       0                             0.375                                             6.44          FRESNO                                             CA                                 93727
GROUP I                    0                       0                             0.375                                             6.24          FRESNO                                             CA                                 93726
GROUP I                    0                       0                             0.375                                             6.89          ANTIOCH                                            CA                                 94509
GROUP I                    0                       0                             0.375                                             7.64          FRESNO                                             CA                                 93728
GROUP I                   1.04                     0                             0.375                                             6.19          ROSEVILLE                                          CA                                 95747
GROUP I                    0                       0                             0.375                                             6.54          ORLANDO                                            FL                                 32828
GROUP I                    0                       0                             0.375                                             6.99          ANTIOCH                                            CA                                 94509
GROUP I                   1.56                     0                             0.375                                             5.89          SANGER                                             CA                                 93657
GROUP I                    0                       0                             0.375                                             7.67          MADISON                                            NJ                                  7940
GROUP I                    0                       0                             0.375                                             7.14          BROOKLAWN                                          NJ                                  8030
GROUP I                    0                       0                             0.375                                             7.99          BLOOMFIELD                                         NJ                                  7003
GROUP I                    0                       0                             0.375                                             8.49          VERNON TOWNSHIP                                    NJ                                  7422
GROUP I                    0                       0                             0.375                                             6.39          EGG HARBOR TOWNSHIP                                NJ                                  8234
GROUP I                   0.76                     0                             0.375                                             6.79          MANAHAWKIN                                         NJ                                  8050
GROUP I                    0                       0                             0.375                                             6.39          WEST ORANGE                                        NJ                                  7052
GROUP I                   1.04                     0                             0.375                                             6.84          STOCKTON                                           CA                                 95209
GROUP I                    0                       0                             0.375                                             6.44          PALMDALE                                           CA                                 93550
GROUP I                    0                       0                             0.375                                             6.39          MARLTON                                            NJ                                  8053
GROUP I                    0                       0                             0.375                                             6.64          ELKTON                                             MD                                 21921
GROUP I                    0                       0                             0.375                                             7.54          ROXBURY TOWNSHIP                                   NJ                                  7876
GROUP I                    0                       0                             0.375                                             7.79          CHERRY HILL                                        NJ                                  8003
GROUP I                    0                       0                             0.375                                             6.35          WEST HILLS                                         CA                                 91304
GROUP I                    0                       0                             0.375                                             6.39          PALMDALE                                           CA                                 93550
GROUP I                    0                       0                             0.375                                             6.04          DELHI                                              CA                                 95315
GROUP I                    0                       0                             0.375                                             6.39          VISALIA                                            CA                                 93291
GROUP I                    0                       0                             0.375                                             6.79          CITRUS HEIGHTS                                     CA                                 95610
GROUP I                    0                       0                             0.375                                              6.9          GUSTINE                                            CA                                 95322
GROUP I                    0                       0                             0.375                                             6.84          MODESTO                                            CA                                 95351
GROUP I                   1.42                     0                             0.375                                             7.04          MODESTO                                            CA                                 95355
GROUP I                    0                       0                             0.375                                             5.69          TEMECULA                                           CA                                 92592
GROUP I                    0                       0                             0.375                                             5.94          SAN DIEGO                                          CA                                 92119
GROUP I                    0                       0                             0.375                                             6.19          PERRIS                                             CA                                 92571
GROUP I                    0                       0                             0.375                                             6.32          LAKESIDE                                           CA                                 92040
GROUP I                    0                       0                             0.375                                             6.29          FAIRFIELD                                          CA                                 94534
GROUP I                    0                       0                             0.375                                             6.89          RESEDA                                             CA                                 91335
GROUP I                    0                       0                             0.375                                             7.84          NATIONAL CITY                                      CA                                 91950
GROUP I                    0                       0                             0.375                                              6.4          VISTA                                              CA                                 92083
GROUP I                    0                       0                             0.375                                             6.29          SAN JACINTO                                        CA                                 92583
GROUP I                    0                       0                             0.375                                             8.19          MONTGOMERY VILLAGE                                 MD                                 20886
GROUP I                    0                       0                             0.375                                             7.35          MESA                                               AZ                                 85205
GROUP I                    0                       0                             0.375                                             7.09          RESTON                                             VA                                 20191
GROUP I                    0                       0                             0.375                                             6.14          SAN DIEGO                                          CA                                 92114
GROUP I                    0                       0                             0.375                                             5.99          SAN DIEGO                                          CA                                 92119
GROUP I                    0                       0                             0.375                                             6.54          MENIFEE                                            CA                                 92584
GROUP I                    0                       0                             0.375                                             7.25          HEMET                                              CA                                 92544
GROUP I                    0                       0                             0.375                                             6.75          ANTELOPE                                           CA                                 95843
GROUP I                    0                       0                             0.375                                            6.125          MOUNTAIN VIEW                                      CA                                 94043
GROUP I                    0                       0                             0.375                                             6.39          VISTA                                              CA                                 92084
GROUP I                    0                       0                             0.375                                            7.165          QUAIL VALLEY                                       CA                                 92587
GROUP I                    0                       0                             0.375                                            6.875          PALO ALTO                                          CA                                 94306
GROUP I                    0                       0                             0.375                                             6.87          TERRA BELLA                                        CA                                 93270
GROUP I                    0                       0                             0.375                                             6.39          MORENO VALLEY                                      CA                                 92553
GROUP I                    0                       0                             0.375                                             6.25          SAN FRANCISCO                                      CA                                 94122
GROUP I                    0                       0                             0.375                                             6.25          NOVATO                                             CA                                 94947
GROUP I                    0                       0                             0.375                                             6.39          PERRIS                                             CA                                 92571
GROUP I                    0                       0                             0.375                                             5.99          VISTA                                              CA                                 92084
GROUP I                    0                       0                             0.375                                            5.375          SANTEE                                             CA                                 92071
GROUP I                    0                       0                             0.375                                                6          SANTEE                                             CA                                 92071
GROUP I                    0                       0                             0.375                                             6.39          LAGUNA NIGUEL                                      CA                                 92677
GROUP I                    0                       0                             0.375                                             7.09          GARDEN GROVE                                       CA                                 92840
GROUP I                    0                       0                             0.375                                             6.99          WEST HOLLYWOOD                                     CA                                 90069
GROUP I                    0                       0                             0.375                                             6.69          GARDEN GROVE                                       CA                                 92840
GROUP I                    0                       0                             0.375                                             7.49          ZELIENOPLE                                         PA                                 16063
GROUP I                    0                       0                             0.375                                            7.565          SAN BERNARDINO                                     CA                                 92405
GROUP I                    0                       0                             0.375                                             7.99          LONG BEACH                                         CA                                 90806
GROUP I                    0                       0                             0.375                                             8.24          CHICAGO                                            IL                                 60629
GROUP I                   1.3                      0                             0.375                                             5.94          LOS ANGELES                                        CA                                 90003
GROUP I                   1.87                     0                             0.375                                             7.99          WEST COVINA                                        CA                                 91791
GROUP I                    0                       0                             0.375                                             6.79          LA HABRA                                           CA                                 90631
GROUP I                    0                       0                             0.375                                             6.75          WOODLAND                                           CA                                 95695
GROUP I                    0                       0                             0.375                                             6.99          FONTANA                                            CA                                 92336
GROUP I                   1.34                     0                             0.375                                             6.99          VICTORVILLE                                        CA                                 92394
GROUP I                   1.34                     0                             0.375                                             5.24          LA PUENTE                                          CA                                 91746
GROUP I                   1.08                     0                             0.375                                             6.28          ROCKLIN                                            CA                                 95677
GROUP I                    0                       0                             0.375                                             6.89          TULSA                                              OK                                 74129
GROUP I                    0                       0                             0.375                                             6.79          ATLANTA                                            GA                                 30080
GROUP I                    0                       0                             0.375                                             6.94          NASHVILLE                                          IL                                 62263
GROUP I                    0                       0                             0.375                                             7.39          SAND SPRINGS                                       OK                                 74063
GROUP I                    0                       0                             0.375                                             6.99          ST LOUIS                                           MO                                 63139
GROUP I                    1                       0                             0.375                                             7.44          ST. LOUIS                                          MO                                 63122
GROUP I                    0                       0                             0.375                                             7.34          ST. CHARLES                                        MO                                 63303
GROUP I                   1.34                     0                             0.375                                             6.35          KANSAS CITY                                        MO                                 64155
GROUP I                    0                       0                             0.375                                             7.99          WEST ALLIS                                         WI                                 53219
GROUP I                    0                       0                             0.375                                             7.99          ELDON                                              MO                                 65026
GROUP I                    0                       0                             0.375                                             6.79          HOUSE SPRINGS                                      MO                                 63051
GROUP I                   1.09                     0                             0.375                                             6.14          DUMFRIES                                           VA                                 22026
GROUP I                    0                       0                             0.375                                             8.99          WATERBURY                                          CT                                  6704
GROUP I                   1.3                      0                             0.375                                             7.48          WALDORF                                            MD                                 20601
GROUP I                    0                       0                             0.375                                             6.82          ALEXANDRIA                                         VA                                 22310
GROUP I                    0                       0                             0.375                                             6.29          ADELPHI                                            MD                                 20783
GROUP I                    0                       0                             0.375                                             5.74          WESTMINSTER                                        MD                                 21157
GROUP I                    0                       0                             0.375                                             7.33          GLEN BURNIE                                        MD                                 21061
GROUP I                    0                       0                             0.375                                             7.54          HYATTSVILLE                                        MD                                 20784
GROUP I                    0                       0                             0.375                                             7.39          LORTON                                             VA                                 22079
GROUP I                    0                       0                             0.375                                             7.14          HYATTSVILLE                                        MD                                 20784
GROUP I                    0                       0                             0.375                                             7.52          RIDGELY                                            MD                                 21660
GROUP I                   1.87                     0                             0.375                                             7.94          BALTIMORE                                          MD                                 21229
GROUP I                    0                       0                             0.375                                              5.8          LA PLATA                                           MD                                 20646
GROUP I                    0                       0                             0.375                                             6.57          BOTHELL                                            WA                                 98011
GROUP I                    0                       0                             0.375                                             6.74          MARYSVILLE                                         WA                                 98271
GROUP I                    0                       0                             0.375                                             5.99          EDMONDS                                            WA                                 98026
GROUP I                    0                       0                             0.375                                             5.79          GIG HARBOR                                         WA                                 98335
GROUP I                    0                       0                             0.375                                             5.84          DUVALL                                             WA                                 98019
GROUP I                    0                       0                             0.375                                             6.59          MARYSVILLE                                         WA                                 98270
GROUP I                    0                       0                             0.375                                             6.84          PORTLAND                                           OR                                 97266
GROUP I                    0                       0                             0.375                                             7.24          OLYMPIA                                            WA                                 98503
GROUP I                    0                       0                             0.375                                             6.94          PASCO                                              WA                                 99301
GROUP I                    0                       0                             0.375                                             6.59          GRESHAM                                            OR                                 97030
GROUP I                    0                       0                             0.375                                             6.74          LAWRENCEVILLE                                      GA                                 30044
GROUP I                    0                       0                             0.375                                             6.99          ELLENWOOD                                          GA                                 30294
GROUP I                    0                       0                             0.375                                            5.875          WEST SACRAMENTO                                    CA                                 95691
GROUP I                    0                       0                             0.375                                            5.875          HAYWARD                                            CA                                 94545
GROUP I                    0                       0                             0.375                                                6          OAKLAND                                            CA                                 94611
GROUP I                    0                       0                             0.375                                              6.5          CONCORD                                            CA                                 94518
GROUP I                    0                       0                             0.375                                              6.4          AURORA                                             CO                                 80014
GROUP I                    0                       0                             0.375                                             6.39          DENVER                                             CO                                 80217
GROUP I                    0                       0                             0.375                                            6.365          SMRYNA                                             GA                                 30080
GROUP I                    0                       0                             0.375                                             6.34          LOGANVILLE                                         GA                                 30052
GROUP I                    0                       0                             0.375                                             6.84          GAINESVILLE                                        GA                                 30506
GROUP I                    0                       0                             0.375                                             6.69          CANOGA PARK                                        CA                                 91303
GROUP I                   1.34                     0                             0.375                                            6.875          SYLMAR                                             CA                                 91342
GROUP I                    0                       0                             0.375                                             6.59          SANTA CLARITA                                      CA                                 91351
GROUP I                    0                       0                             0.375                                             6.99          GARDENA                                            CA                                 90247
GROUP I                    0                       0                             0.375                                             5.74          LINDEN                                             CA                                 95236
GROUP I                    0                       0                             0.375                                             5.74          LOMPOC                                             CA                                 93436
GROUP I                    0                       0                             0.375                                             6.49          MODESTO                                            CA                                 95357
GROUP I                    0                       0                             0.375                                              7.1          NORTH HOLLYWOOD                                    CA                                 91601
GROUP I                   1.81                     0                             0.375                                             6.39          STOCKTON                                           CA                                 95205
GROUP I                    0                       0                             0.375                                             6.04          ARLETA                                             CA                                 91331
GROUP I                    0                       0                             0.375                                             6.99          BAKERSFIELD                                        CA                                 93309
GROUP I                    0                       0                             0.375                                             6.19          LANCASTER                                          CA                                 93534
GROUP I                    0                       0                             0.375                                             7.34          MODESTO                                            CA                                 95351
GROUP I                    0                       0                             0.375                                             6.54          SAN FERNANDO                                       CA                                 91340
GROUP I                    0                       0                             0.375                                             5.85          SYLMAR                                             CA                                 91342
GROUP I                    0                       0                             0.375                                             7.25          COLORADO SPRINGS                                   CO                                 80909
GROUP I                    0                       0                             0.375                                              6.5          ROCKPORT                                           TX                                 78382
GROUP I                    0                       0                             0.375                                            5.875          MORENO VALLEY                                      CA                                 92553
GROUP I                    0                       0                             0.375                                                8          NATIONAL CITY                                      CA                                 91950
GROUP I                    0                       0                             0.375                                              7.5          GREENWICH                                          CT                                  6830
GROUP I                    0                       0                             0.375                                            8.125          LONG BEACH                                         CA                                 90805
GROUP I                    0                       0                             0.375                                             6.99          SIMI VALLEY                                        CA                                 93065
GROUP I                    0                       0                             0.375                                            7.625          ALPHARETTA                                         GA                                 30004
GROUP I                   1.62                     0                             0.375                                             7.24          STRASBURG                                          CO                                 80136
GROUP I                    0                       0                             0.375                                             6.75          WELLINGTON                                         CO                                 80549
GROUP I                    0                       0                             0.375                                             6.09          BOULDER                                            CO                                 80305
GROUP I                    0                       0                             0.375                                             6.79          COLORADO SPRINGS                                   CO                                 80917
GROUP I                    0                       0                             0.375                                            6.915          ROGGEN                                             CO                                 80652
GROUP I                    0                       0                             0.375                                             6.97          COLORADO SPRINGS                                   CO                                 80906
GROUP I                   1.26                     0                             0.375                                             6.64          GREELEY                                            CO                                 80634
GROUP I                    0                       0                             0.375                                             7.04          DENVER                                             CO                                 80238
GROUP I                    0                       0                             0.375                                             6.24          LITTLETON                                          CO                                 80128
GROUP I                    0                       0                             0.375                                             6.49          DENVER                                             CO                                 80239
GROUP I                    0                       0                             0.375                                             7.44          LITTLETON                                          CO                                 80123
GROUP I                    0                       0                             0.375                                             7.49          LOVELAND                                           CO                                 80537
GROUP I                    0                       0                             0.375                                             7.99          NORTHGLENN                                         CO                                 80233
GROUP I                   1.61                     0                             0.375                                             5.99          CASTLE ROCK                                        CO                                 80104
GROUP I                    0                       0                             0.375                                             6.49          COLORADO SPRINGS                                   CO                                 80917
GROUP I                    0                       0                             0.375                                             7.04          CASPER                                             WY                                 82609
GROUP I                    0                       0                             0.375                                             6.99          COLTON                                             CA                                 92324
GROUP I                    0                       0                             0.375                                             6.99          REDONDO BEACH                                      CA                                 90278
GROUP I                    0                       0                             0.375                                             6.34          OAKRIDGE                                           OR                                 97463
GROUP I                    0                       0                             0.375                                             5.62          SACRAMENTO                                         CA                                 95821
GROUP I                    0                       0                             0.375                                             7.24          LONG BEACH                                         CA                                 90807
GROUP I                    0                       0                             0.375                                             5.64          CONCORD                                            CA                                 94519
GROUP I                    0                       0                             0.375                                             7.25          NEWPORT BEACH                                      CA                                 92663
GROUP I                    0                       0                             0.375                                              8.5          MIAMI                                              FL                                 33194
GROUP I                    0                       0                             0.375                                            8.125          OAKLAND                                            CA                                 94607
GROUP I                    0                       0                             0.375                                             7.75          AURORA                                             CO                                 80010
GROUP I                    0                       0                             0.375                                            8.375          NATIONAL CITY                                      CA                                 91950
GROUP I                    0                       0                             0.375                                            7.375          SAINT JOSEPH                                       MN                                 56374
GROUP I                    0                       0                             0.375                                             6.75          (NORTHRIDGE AREA) LOS ANG                          CA                                 91325
GROUP I                    0                       0                             0.375                                            6.375          DECATUR                                            GA                                 30030
GROUP I                    0                       0                             0.375                                             6.25          SANTA ROSA                                         CA                                 95401
GROUP I                    0                       0                             0.375                                             7.75          MIRAMAR                                            FL                                 33025
GROUP I                   1.3                      0                             0.375                                             6.19          HUNTINGTON PARK                                    CA                                 90255
GROUP I                    0                       0                             0.375                                             6.49          BAKERSFIELD                                        CA                                 93304
GROUP I                    0                       0                             0.375                                            7.625          FAIRFIELD                                          CA                                 94533
GROUP I                    0                       0                             0.375                                             6.25          SOUTH LAKE TAHOE                                   CA                                 96150
GROUP I                    0                       0                             0.375                                             7.25          MIAMI                                              FL                                 33194
GROUP I                    0                       0                             0.375                                            8.375          COALINGA                                           CA                                 93210
GROUP I                    0                       0                             0.375                                              8.5          PHOENIX                                            AZ                                 85018
GROUP I                    0                       0                             0.375                                             7.09          BUENA PARK                                         CA                                 90621
GROUP I                    0                       0                             0.375                                             7.54          HEMET                                              CA                                 92543
GROUP I                    0                       0                             0.375                                             6.75          SAN FRANCISCO                                      CA                                 94112
GROUP I                    0                       0                             0.375                                            7.738          FARMINGVILLE                                       NY                                 11738
GROUP I                    0                       0                             0.375                                              6.6          RANDALLSTOWN                                       MD                                 21133
GROUP I                    0                       0                             0.375                                             7.75          DESERT HOT SPRINGS                                 CA                                 92240
GROUP I                    0                       0                             0.375                                             6.75          AVONDALE                                           AZ                                 85323
GROUP I                    0                       0                             0.375                                            7.625          RIVERSIDE                                          CA                                 92504
GROUP I                    0                       0                             0.375                                            7.375          MIRAMAR                                            FL                                 33025
GROUP I                    0                       0                             0.375                                            7.375          MIAMI                                              FL                                 33177
GROUP I                    0                       0                             0.375                                                8          LAS VEGAS                                          NV                                 89129
GROUP I                    0                       0                             0.375                                             8.49          BRENTWOOD                                          NY                                 11717
GROUP I                    0                       0                             0.375                                              7.6          RANCHO CUCAMONGA                                   CA                                 91737
GROUP I                    0                       0                             0.375                                              6.5          GILROY                                             CA                                 95020
GROUP I                    0                       0                             0.375                                            7.875          GALT                                               CA                                 95632
GROUP I                    0                       0                             0.375                                                8          PARKVILLE                                          MD                                 21234
GROUP I                    0                       0                             0.375                                             7.59          BAKERSFIELD                                        CA                                 93311
GROUP I                    0                       0                             0.375                                              8.5          MORENO VALLEY                                      CA                                 92555
GROUP I                    0                       0                             0.375                                              7.5          MIAMI                                              FL                                 33144
GROUP I                    0                       0                             0.375                                            6.875          SOLEDAD                                            CA                                 93960
GROUP I                    0                       0                             0.375                                              7.5          TUCSON                                             AZ                                 85746
GROUP I                    0                       0                             0.375                                                8          YUCAIPA                                            CA                                 92339
GROUP I                    0                       0                             0.375                                            6.875          WEST SACRAMENTO                                    CA                                 95605
GROUP I                    0                       0                             0.375                                                7          LYNWOOD                                            CA                                 90262
GROUP I                    0                       0                             0.375                                            7.375          FLAGSTAFF                                          AZ                                 86004
GROUP I                    0                       0                             0.375                                             6.75          WESTON                                             FL                                 33327
GROUP I                    0                       0                             0.375                                             7.59          WINCHESTER                                         VA                                 22601
GROUP I                    0                       0                             0.375                                              6.6          SAN JOSE                                           CA                                 95123
GROUP I                    0                       0                             0.375                                             6.99          COSTA MESA                                         CA                                 92627
GROUP I                    0                       0                             0.375                                            7.755          DUMFRIES                                           VA                                 22026
GROUP I                   0.79                     0                             0.375                                            6.875          SAN DIEGO                                          CA                                 92154
GROUP I                    0                       0                             0.375                                            7.005          PHOENIX                                            AZ                                 85045
GROUP I                   1.87                     0                             0.375                                              8.6          PHOENIX                                            AZ                                 85048
GROUP I                    0                       0                             0.375                                             6.68          SAN MATEO                                          CA                                 94403
GROUP I                    0                       0                             0.375                                            6.375          SAN JOSE                                           CA                                 95116
GROUP I                    0                       0                             0.375                                              6.1          BOWIE                                              MD                                 20720
GROUP I                    0                       0                             0.375                                             7.57          STERLING                                           VA                                 20165
GROUP I                    0                       0                             0.375                                             6.99          SPRINGFIELD                                        VA                                 22152
GROUP I                    0                       0                             0.375                                             6.77          BALTIMORE                                          MD                                 21206
GROUP I                    0                       0                             0.375                                             6.75          TURLOCK                                            CA                                 95380
GROUP I                    0                       0                             0.375                                             6.29          BURIEN                                             WA                                 98148
GROUP I                    0                       0                             0.375                                             6.99          PORTLAND                                           OR                                 97230
GROUP I                    0                       0                             0.375                                             6.44          BOTHELL                                            WA                                 98012
GROUP I                    0                       0                             0.375                                             6.99          PORTLAND                                           OR                                 97206
GROUP I                    0                       0                             0.375                                             7.39          PUYALLUP                                           WA                                 98375
GROUP I                    0                       0                             0.375                                             7.14          NAMPA                                              ID                                 83651
GROUP I                    0                       0                             0.375                                                8          NORTH MIAMI                                        FL                                 33168
GROUP I                    0                       0                             0.375                                             7.69          MESA                                               AZ                                 85204
GROUP I                    0                       0                             0.375                                             5.79          SPOKANE                                            WA                                 99217
GROUP I                   1.11                     0                             0.375                                              8.5          SUN CITY                                           AZ                                 85374
GROUP I                    0                       0                             0.375                                             7.25          NORTH HILLS                                        CA                                 91343
GROUP I                    0                       0                             0.375                                             7.75          HUNTINGTON BEACH                                   CA                                 92647
GROUP I                    0                       0                             0.375                                              7.5          QUEENS VILLAGE                                     NY                                 11429
GROUP I                    0                       0                             0.375                                             7.04          BALDWIN PARK                                       CA                                 91706
GROUP I                    0                       0                             0.375                                             5.99          SAN JACINTO                                        CA                                 92583
GROUP I                   1.23                     0                             0.375                                             5.54          RIALTO                                             CA                                 92376
GROUP I                    0                       0                             0.375                                             5.79          SAN JOSE                                           CA                                 95127
GROUP I                    0                       0                             0.375                                             6.75          ENCINO                                             CA                                 91316
GROUP I                    0                       0                             0.375                                             6.94          RANCHO CUCAMONGA                                   CA                                 91701
GROUP I                    0                       0                             0.375                                             5.34          PALMDALE                                           CA                                 93550
GROUP I                    0                       0                             0.375                                             7.85          ARLETA                                             CA                                 91331
GROUP I                    0                       0                             0.375                                            6.875          SAN DIEGO                                          CA                                 92104
GROUP I                    0                       0                             0.375                                              7.5          SUN VALLEY                                         CA                                 91352
GROUP I                    0                       0                             0.375                                            7.125          ELK GROVE                                          CA                                 95758
GROUP I                    0                       0                             0.375                                             5.89          WILDOMAR                                           CA                                 92595
GROUP I                    0                       0                             0.375                                             6.24          CLOVIS                                             CA                                 93611
GROUP I                    0                       0                             0.375                                              7.5          LOS ANGELES                                        CA                                 90061
GROUP I                    0                       0                             0.375                                            6.375          PHOENIX                                            AZ                                 85014
GROUP I                    0                       0                             0.375                                            7.625          SANTA ANA                                          CA                                 92707
GROUP I                    0                       0                             0.375                                              7.5          ROCKPORT                                           TX                                 78382
GROUP I                    0                       0                             0.375                                             6.18          CORONA                                             CA                                 92879
GROUP I                    0                       0                             0.375                                            6.428          HOUSTON                                            TX                                 77089
GROUP I                    0                       0                             0.375                                             8.25          YUCAIPA                                            CA                                 92399
GROUP I                    0                       0                             0.375                                             6.84          ROELAND PARK                                       KS                                 66205
GROUP I                    0                       0                             0.375                                             7.59          LAS VEGAS                                          NV                                 89141
GROUP I                    0                       0                             0.375                                             6.29          BURNET                                             TX                                 78611
GROUP I                    0                       0                             0.375                                             7.39          PEARLAND                                           TX                                 77581
GROUP I                    0                       0                             0.375                                             8.34          HOUSTON                                            TX                                 77044
GROUP I                    0                       0                             0.375                                             7.62          AUSTIN                                             TX                                 78749
GROUP I                    0                       0                             0.375                                            7.875          YUCCA VALLEY                                       CA                                 92284
GROUP I                    0                       0                             0.375                                             9.25          SACRAMENTO                                         CA                                 95817
GROUP I                    0                       0                             0.375                                             7.25          PEORIA                                             AZ                                 85382
GROUP I                    0                       0                             0.375                                             6.34          COLLEGE PARK                                       GA                                 30337
GROUP I                    0                       0                             0.375                                             6.54          JACKSONVILLE                                       FL                                 32277
GROUP I                    0                       0                             0.375                                             7.25          GROVELAND                                          FL                                 34736
GROUP I                    0                       0                             0.375                                             8.49          MARIETTA                                           GA                                 30060
GROUP I                    0                       0                             0.375                                            7.875          INDIANAPOLIS                                       IN                                 46254
GROUP I                    0                       0                             0.375                                             6.75          SANTA ROSA                                         CA                                 95405
GROUP I                    0                       0                             0.375                                             7.29          BARTLETT                                           IL                                 60103
GROUP I                    0                       0                             0.375                                             7.29          WAUCONDA                                           IL                                 60084
GROUP I                    0                       0                             0.375                                             6.25          FOLSOM                                             CA                                 95630
GROUP I                    0                       0                             0.375                                            6.875          SANTA ROSA                                         CA                                 95404
GROUP I                    0                       0                             0.375                                            5.875          OAKLAND                                            CA                                 94612
GROUP I                    0                       0                             0.375                                             6.74          DURHAM                                             NC                                 27703
GROUP I                   1.81                     0                             0.375                                             6.39          LONGMONT                                           CO                                 80503
GROUP I                    0                       0                             0.375                                                7          VALLEJO                                            CA                                 94591
GROUP I                    0                       0                             0.375                                              5.5          STOCKTON                                           CA                                 95219
GROUP I                    0                       0                             0.375                                            6.625          SAN FRANCISCO                                      CA                                 94114
GROUP I                    0                       0                             0.375                                            6.875          STOCKTON                                           CA                                 95209
GROUP I                    0                       0                             0.375                                             7.34          KINGSLAND                                          GA                                 31548
GROUP I                    0                       0                             0.375                                             6.49          WOODSTOCK                                          GA                                 30188
GROUP I                    0                       0                             0.375                                            6.375          SAN JOSE                                           CA                                 95136
GROUP I                    0                       0                             0.375                                             6.25          OXNARD                                             CA                                 93030
GROUP I                    0                       0                             0.375                                             6.25          SAN PABLO                                          CA                                 94806
GROUP I                    0                       0                             0.375                                             5.75          PALMDALE                                           CA                                 93550
GROUP I                    0                       0                             0.375                                                6          SAN DIEGO                                          CA                                 92119
GROUP I                    0                       0                             0.375                                             7.14          NEWMAN                                             GA                                 30263
GROUP I                    0                       0                             0.375                                             6.94          ATLANTA                                            GA                                 30328
GROUP I                    0                       0                             0.375                                            6.125          OAKLAND                                            CA                                 94608
GROUP I                    0                       0                             0.375                                              5.5          SAN FRANCISCO                                      CA                                 94127
GROUP I                    0                       0                             0.375                                            8.125          CAPE CORAL                                         FL                                 33993
GROUP I                    0                       0                             0.375                                                8          GONZALES                                           LA                                 70737
GROUP I                    0                       0                             0.375                                                8          PRAIRIEVILLE                                       LA                                 70769
GROUP I                    0                       0                             0.375                                            6.875          CHOWCHILLA                                         CA                                 93610
GROUP I                    0                       0                             0.375                                            6.625          HIGHLAND                                           MI                                 48356
GROUP I                    0                       0                             0.375                                                7          WESTMORLAND                                        CA                                 92281
GROUP I                    0                       0                             0.375                                             7.25          CHINO                                              CA                                 91710
GROUP I                    0                       0                             0.375                                            7.625          RIVERSIDE                                          CA                                 92501
GROUP I                    0                       0                             0.375                                            6.875          TAMARAC                                            FL                                 33321
GROUP I                    0                       0                             0.375                                             6.25          OAKLAND                                            CA                                 94609
GROUP I                    0                       0                             0.375                                            6.875          HESPERIA                                           CA                                 92345
GROUP I                    0                       0                             0.375                                             5.39          PARKER                                             CO                                 80134
GROUP I                    0                       0                             0.375                                             6.09          BERTHOUD                                           CO                                 80153
GROUP I                    0                       0                             0.375                                             6.79          ARVADA                                             CO                                 80030
GROUP I                    0                       0                             0.375                                            7.625          ORLANDO                                            FL                                 32812
GROUP I                    0                       0                             0.375                                            6.625          CHOWCHILLA                                         CA                                 93610
GROUP I                    0                       0                             0.375                                            7.625          BAKERSFIELD                                        CA                                 93304
GROUP I                    0                       0                             0.375                                             7.25          MESQUITE                                           NV                                 89027
GROUP I                    0                       0                             0.375                                              8.5          STUART                                             FL                                 34994
GROUP I                    0                       0                             0.375                                              6.5          (LOS ANGELES) CANYON COUN                          CA                                 91387
GROUP I                    0                       0                             0.375                                             8.25          SIERRA VISTA                                       AZ                                 85635
GROUP I                    0                       0                             0.375                                             6.99          LANSING                                            MI                                 48912
GROUP I                    0                       0                             0.375                                             6.74          KENTWOOD                                           MI                                 49548
GROUP I                    0                       0                             0.375                                            7.125          TURLOCK                                            CA                                 95382
GROUP I                    0                       0                             0.375                                             6.99          CHESTER                                            VA                                 23831
GROUP I                    0                       0                             0.375                                            6.875          MORENO VALLEY                                      CA                                 92555
GROUP I                    0                       0                             0.375                                             6.69          DEARBORN HEIGHTS                                   MI                                 48127
GROUP I                    0                       0                             0.375                                             6.24          LANSING                                            MI                                 48911
GROUP I                    0                       0                             0.375                                             5.99          MAPLEWOOD                                          NJ                                  7040
GROUP I                    0                       0                             0.375                                             6.99          WORCHESTER                                         MA                                  1602
GROUP I                    0                       0                             0.375                                             6.89          HARTFORD                                           CT                                  6114
GROUP I                   1.04                     0                             0.375                                             6.44          NASHUA                                             NH                                  3060
GROUP I                    0                       0                             0.375                                             7.34          INDIANAPOLIS                                       IN                                 46236
GROUP I                    0                       0                             0.375                                              7.5          SACRAMENTO                                         CA                                 95834
GROUP I                    0                       0                             0.375                                             7.75          ARLINGTON HEIGHTS                                  IL                                 60005
GROUP I                    0                       0                             0.375                                             7.25          STOCKTON                                           CA                                 95207
GROUP I                    0                       0                             0.375                                            7.875          PALO ALTO                                          CA                                 94303
GROUP I                    0                       0                             0.375                                                7          LOS ANGELES (PANORAMA ARE                          CA                                 91402
GROUP I                    0                       0                             0.375                                             7.45          PALMDALE                                           CA                                 93550
GROUP I                    0                       0                             0.375                                            6.375          BEAUMONT                                           CA                                 92223
GROUP I                    0                       0                             0.375                                            6.375          MENIFEE                                            CA                                 92584
GROUP I                    0                       0                             0.375                                              6.8          LOS ANGELES                                        CA                                 90019
GROUP I                    0                       0                             0.375                                            7.625          MIAMI                                              FL                                 33155
GROUP I                    0                       0                             0.375                                            7.875          PHOENIX                                            AZ                                 85023
GROUP I                    0                       0                             0.375                                            7.375          MARICOPA                                           AZ                                 85239
GROUP I                    0                       0                             0.375                                            7.375          LAFAYETTE                                          CA                                 94549
GROUP I                    0                       0                             0.375                                            7.625          LOS ANGELES                                        CA                                 90029
GROUP I                    0                       0                             0.375                                             7.25          SANTA CLARITA                                      CA                                 91387
GROUP I                    0                       0                             0.375                                             8.25          SANTA ANA                                          CA                                 92707
GROUP I                    0                       0                             0.375                                                7          PALM SPRINGS                                       CA                                 92262
GROUP I                    0                       0                             0.375                                             6.99          SAN DIEGO                                          CA                                 92106
GROUP I                    0                       0                             0.375                                             7.25          CAPE CORAL                                         FL                                 33993
GROUP I                    0                       0                             0.375                                            7.125          MYRTLE BEACH                                       SC                                 29579
GROUP I                    0                       0                             0.375                                             6.25          CAPE CORAL                                         FL                                 33993
GROUP I                    0                       0                             0.375                                            6.875          LEHIGH ACRES                                       FL                                 33971
GROUP I                    0                       0                             0.375                                             7.25          LEHIGH ACRES                                       FL                                 33971
GROUP I                    0                       0                             0.375                                                7          FORT MYERS                                         FL                                 33916
GROUP I                    0                       0                             0.375                                             6.75          LEHIGH ACRES                                       FL                                 33971
GROUP I                    0                       0                             0.375                                             6.77          NASHUA                                             NH                                  3060
GROUP I                    0                       0                             0.375                                             5.94          HYATTSVILLE                                        MD                                 20785
GROUP I                    0                       0                             0.375                                             6.75          MORRISON                                           CO                                 80465
GROUP I                    0                       0                             0.375                                            6.875          MIAMI                                              FL                                 33176
GROUP I                    0                       0                             0.375                                              7.5          SUNRISE                                            FL                                 33351
GROUP I                    0                       0                             0.375                                             8.49          PICKERINGTON                                       OH                                 43147
GROUP I                    0                       0                             0.375                                             6.99          XENIA                                              OH                                 45385
GROUP I                    0                       0                             0.375                                            7.375          SPRING VALLEY                                      CA                                 91977
GROUP I                    0                       0                             0.375                                             6.25          GREENSBORO                                         NC                                 27455
GROUP I                    0                       0                             0.375                                            6.375          TOLLESON                                           AZ                                 85353
GROUP I                    0                       0                             0.375                                             7.25          MIRAMAR                                            FL                                 33025
GROUP I                    0                       0                             0.375                                             6.39          CINCINNATI                                         OH                                 45231
GROUP I                    1                       0                             0.375                                             6.84          CINCINNATI                                         OH                                 45216
GROUP I                    0                       0                             0.375                                             7.54          HOMESTEAD                                          FL                                 33035
GROUP I                    0                       0                             0.375                                             6.49          NORTH MIAMI BEACH                                  FL                                 33179
GROUP I                    0                       0                             0.375                                             6.94          CORAL SPRINGS                                      FL                                 33065
GROUP I                    0                       0                             0.375                                             7.04          MIRAMAR                                            FL                                 33025
GROUP I                    0                       0                             0.375                                             6.04          DUNDALK                                            MD                                 21222
GROUP I                    0                       0                             0.375                                            7.125          MIRAMAR                                            FL                                 33025
GROUP I                    0                       0                             0.375                                             6.75          BEAUMONT                                           CA                                 92223
GROUP I                    0                       0                             0.375                                            6.375          OLIVEHURST                                         CA                                 95961
GROUP I                    0                       0                             0.375                                                7          COMPTON                                            CA                                 90222
GROUP I                    0                       0                             0.375                                            8.625          HOLLYWOOD                                          FL                                 33025
GROUP I                    0                       0                             0.375                                              6.5          SAN DIEGO                                          CA                                 92130
GROUP I                    0                       0                             0.375                                            7.875          WENATCHEE                                          WA                                 98801
GROUP I                    0                       0                             0.375                                             7.77          VERO BEACH                                         FL                                 32962
GROUP I                    0                       0                             0.375                                            7.375          MIRAMAR                                            FL                                 33027
GROUP I                    0                       0                             0.375                                              8.5          MIRAMAR                                            FL                                 33025
GROUP I                    0                       0                             0.375                                             7.09          SUNRISE                                            FL                                 33313
GROUP I                    0                       0                             0.375                                             6.39          DAVIE                                              FL                                 33314
GROUP I                    0                       0                             0.375                                             7.75          SALTON CITY                                        CA                                 92275
GROUP I                    0                       0                             0.375                                             6.96          TAMARAC                                            FL                                 33321
GROUP I                    0                       0                             0.375                                             5.89          OLATHE                                             KS                                 66061
GROUP I                    0                       0                             0.375                                             6.44          LAGRANGE HIGHLANDS                                 IL                                 60525
GROUP I                    0                       0                             0.375                                             6.23          MADISON                                            WI                                 53719
GROUP I                    0                       0                             0.375                                             6.39          MILWAUKEE                                          WI                                 53216
GROUP I                   1.87                     0                             0.375                                             7.99          CHICAGO                                            IL                                 60656
GROUP I                    0                       0                             0.375                                             6.84          HANOVER PARK                                       IL                                 60133
GROUP I                    0                       0                             0.375                                             5.72          MADISON                                            WI                                 53716
GROUP I                    0                       0                             0.375                                             6.92          GURNEE                                             IL                                 60031
GROUP I                    0                       0                             0.375                                             7.59          AURORA                                             IL                                 60504
GROUP I                    0                       0                             0.375                                             6.94          SMITHVILLE                                         MO                                 64089
GROUP I                    0                       0                             0.375                                             6.64          OREGON                                             MO                                 64473
GROUP I                    0                       0                             0.375                                             7.29          AURORA                                             IL                                 60506
GROUP I                    0                       0                             0.375                                             6.79          LEES SUMMIT                                        MO                                 64081
GROUP I                    0                       0                             0.375                                             7.02          CHICAGO                                            IL                                 60628
GROUP I                    0                       0                             0.375                                             6.54          ALGONQUIN                                          IL                                 60102
GROUP I                    0                       0                             0.375                                             6.79          CHICAGO                                            IL                                 60646
GROUP I                    0                       0                             0.375                                             7.39          REEDSBURG                                          WI                                 53959
GROUP I                   1.26                     0                             0.375                                             5.99          SAINT CHARLES                                      IL                                 60174
GROUP I                   1.42                     0                             0.375                                             7.04          AURORA                                             IL                                 60506
GROUP I                    0                       0                             0.375                                             6.64          FRANKFORT                                          IL                                 60423
GROUP I                    0                       0                             0.375                                             6.62          SHEBOYGAN                                          WI                                 53081
GROUP I                    0                       0                             0.375                                             6.77          LEES SUMMIT                                        MO                                 64063
GROUP I                    0                       0                             0.375                                             7.19          OLATHE                                             KS                                 66062
GROUP I                   1.48                     0                             0.375                                             6.59          FRANKFORT                                          IL                                 60423
GROUP I                    0                       0                             0.375                                             7.54          CRYSTAL LAKE                                       IL                                 60014
GROUP I                    0                       0                             0.375                                             5.79          CHICAGO                                            IL                                 60609
GROUP I                    0                       0                             0.375                                             7.09          ROCKFORD                                           MI                                 49341
GROUP I                    0                       0                             0.375                                             6.44          NEW BREMEN                                         OH                                 45869
GROUP I                    0                       0                             0.375                                             6.27          EAST LANSING                                       MI                                 48823
GROUP I                    0                       0                             0.375                                            7.125          BAKERSFIELD                                        CA                                 93305
GROUP I                    0                       0                             0.375                                             7.25          KIHEI                                              HI                                 96753
GROUP I                    0                       0                             0.375                                                7          BRENTWOOD                                          CA                                 94513
GROUP I                    0                       0                             0.375                                                6          PRESCOTT VALLEY                                    AZ                                 86314
GROUP I                    0                       0                             0.375                                             8.25          FORT LAUDERDALE                                    FL                                 33301
GROUP I                    0                       0                             0.375                                             6.38          BUELLTON                                           CA                                 93427
GROUP I                    0                       0                             0.375                                             7.25          MIAMI-DADE                                         FL                                 33032
GROUP I                    0                       0                             0.375                                            6.125          SAN DIEGO                                          CA                                 92113
GROUP I                    0                       0                             0.375                                            7.625          SEBASTIAN                                          FL                                 32958
GROUP I                    0                       0                             0.375                                            7.125          CORAL SPRINGS                                      FL                                 33071
GROUP I                    0                       0                             0.375                                              7.5          MELROSE PARK                                       IL                                 60160
GROUP I                    0                       0                             0.375                                            8.625          EL SEGUNDO                                         CA                                 90245
GROUP I                    0                       0                             0.375                                            6.375          SAN FRANCISCO                                      CA                                 94112
GROUP I                    0                       0                             0.375                                            6.625          MORENO VALLEY                                      CA                                 92557
GROUP I                    0                       0                             0.375                                            9.875          LOS ANGELES                                        CA                                 90037
GROUP I                    0                       0                             0.375                                            8.875          MIAMI                                              FL                                 33137
GROUP I                    0                       0                             0.375                                            7.375          NORTH FORT MYERS                                   FL                                 33917
GROUP I                    0                       0                             0.375                                            7.875          NEW YORK                                           NY                                 10035
GROUP I                    0                       0                             0.375                                            9.875          MIAMI BEACH                                        FL                                 33141
GROUP I                    0                       0                             0.375                                             7.75          LISLE                                              IL                                 60532
GROUP I                    0                       0                             0.375                                                7          EL MIRAGE                                          AZ                                 85335
GROUP I                    0                       0                             0.375                                                7          GRAND TERRACE                                      CA                                 92313
GROUP I                    0                       0                             0.375                                            6.375          MURRIETA                                           CA                                 92562
GROUP I                    0                       0                             0.375                                             8.05          DORAL                                              FL                                 33178
GROUP I                    0                       0                             0.375                                             6.75          BELLINGHAM                                         WA                                 98225
GROUP I                    0                       0                             0.375                                             7.25          RANCHO CUCAMONGA                                   CA                                 91730
GROUP I                    0                       0                             0.375                                            6.625          ORANGE                                             CA                                 92869
GROUP I                    0                       0                             0.375                                              7.5          PEMBROKE PINES                                     FL                                 33025
GROUP I                    0                       0                             0.375                                              6.5          LEHIGH ACRES                                       FL                                 33971
GROUP I                    0                       0                             0.375                                             7.57          CHARLOTTE                                          NC                                 28216
GROUP I                    0                       0                             0.375                                             7.93          NORTH CHARLESTON                                   SC                                 29406
GROUP I                    0                       0                             0.375                                             6.24          JONESBOROUGH                                       TN                                 37659
GROUP I                    0                       0                             0.375                                             7.19          YOUNGVILLE                                         NC                                 27596
GROUP I                    0                       0                             0.375                                             6.49          KNOXVILLE                                          TN                                 37917
GROUP I                    0                       0                             0.375                                             7.14          WAXHAW                                             NC                                 28173
GROUP I                    0                       0                             0.375                                             5.99          CHARLOTTE                                          NC                                 28205
GROUP I                    0                       0                             0.375                                             6.64          STRONGSVILLE                                       OH                                 44136
GROUP I                    0                       0                             0.375                                             6.89          LYNDHURST                                          OH                                 44124
GROUP I                    0                       0                             0.375                                             6.49          NORTH RIDGEVILLE                                   OH                                 44039
GROUP I                    0                       0                             0.375                                             7.24          MENTOR                                             OH                                 44060
GROUP I                    0                       0                             0.375                                             6.84          READING                                            PA                                 19607
GROUP I                    0                       0                             0.375                                             8.19          BRENTWOOD                                          NY                                 11717
GROUP I                    0                       0                             0.375                                             7.84          SICKLERVILLE                                       NJ                                  8081
GROUP I                    0                       0                             0.375                                             7.74          IRVINGTON                                          NJ                                  7111
GROUP I                    0                       0                             0.375                                             6.54          BALTIMORE                                          MD                                 21224
GROUP I                    0                       0                             0.375                                                7          PHOENIX                                            AZ                                 85043
GROUP I                    0                       0                             0.375                                             6.89          YONKERS                                            NY                                 10705
GROUP I                    0                       0                             0.375                                             7.04          LANCASTER                                          PA                                 17603
GROUP I                    0                       0                             0.375                                             5.62          INDIANAPOLIS                                       IN                                 46237
GROUP I                    0                       0                             0.375                                             6.54          ARCANUM                                            OH                                 45304
GROUP I                    0                       0                             0.375                                            6.375          TOLLESON                                           AZ                                 85353
GROUP I                    0                       0                             0.375                                                6          LA QUINTA                                          CA                                 92253
GROUP I                    0                       0                             0.375                                             5.75          SAN JACINTO                                        CA                                 92582
GROUP I                    0                       0                             0.375                                             7.75          CHICAGO                                            IL                                 60609
GROUP I                    0                       0                             0.375                                            9.125          CLERMONT                                           FL                                 34711
GROUP I                    0                       0                             0.375                                            7.375          ROYAL PALM BEACH                                   FL                                 33411
GROUP I                    0                       0                             0.375                                            6.375          TOLLESON                                           AZ                                 85353
GROUP I                    0                       0                             0.375                                             6.25          HARVEYS LAKE                                       PA                                 18618
GROUP I                    0                       0                             0.375                                              8.5          KISSIMMEE                                          FL                                 34758
GROUP I                    0                       0                             0.375                                            6.875          ROCKLEDGE                                          FL                                 32955
GROUP I                    0                       0                             0.375                                            6.375          CANYON COUNTRY                                     CA                                 91387
GROUP I                    0                       0                             0.375                                             6.24          CINCINNATI                                         OH                                 45238
GROUP I                    0                       0                             0.375                                             6.54          HAMILTON                                           OH                                 45011
GROUP I                    0                       0                             0.375                                            7.375          CERRITOS                                           CA                                 90703
GROUP I                    0                       0                             0.375                                            7.625          MIAMI                                              FL                                 33176
GROUP I                    0                       0                             0.375                                             8.25          TAYLOR                                             MI                                 48180
GROUP I                    0                       0                             0.375                                            7.375          DAMASCUS                                           MD                                 20872
GROUP I                    0                       0                             0.375                                             7.74          HUGHESVILLE                                        MD                                 20637
GROUP I                    0                       0                             0.375                                             7.75          COLUMBUS                                           OH                                 43207
GROUP I                   1.16                     0                             0.375                                            8.375          TAMPA                                              FL                                 33612
GROUP I                    0                       0                             0.375                                              7.5          WILMINGTON                                         DE                                 19802
GROUP I                    0                       0                             0.375                                                8          WOODBRIDGE                                         VA                                 22193
GROUP I                    0                       0                             0.375                                             7.25          DELAND                                             FL                                 32724
GROUP I                    0                       0                             0.375                                              7.5          FORT LAUDERDALE                                    FL                                 33334
GROUP I                    0                       0                             0.375                                            6.125          WINTER GARDEN                                      FL                                 34787
GROUP I                    0                       0                             0.375                                             6.75          KISSIMMEE                                          FL                                 34744
GROUP I                    0                       0                             0.375                                            6.875          MESA                                               AZ                                 85201
GROUP I                    0                       0                             0.375                                             7.25          OCALA                                              FL                                 34472
GROUP I                    0                       0                             0.375                                                7          LEHIGH ACRES                                       FL                                 33936
GROUP I                    0                       0                             0.375                                            6.875          MARIETA                                            GA                                 30064
GROUP I                    0                       0                             0.375                                             7.25          CHICAGO                                            IL                                 60639
GROUP I                    0                       0                             0.375                                            6.125          WOODBRIDGE                                         VA                                 22193
GROUP I                    0                       0                             0.375                                              7.5          ORLANDO                                            FL                                 32832
GROUP I                    0                       0                             0.375                                             7.25          CINCINNATI                                         OH                                 45219
GROUP I                    0                       0                             0.375                                            6.625          BRANDON                                            FL                                 33510
GROUP I                    0                       0                             0.375                                             7.19          CLEMMONS                                           NC                                 27012
GROUP I                   1.48                     0                             0.375                                             6.79          PALMYRA                                            VA                                 22963
GROUP I                    0                       0                             0.375                                            7.375          RIVIERA BEACH                                      FL                                 33404
GROUP I                    0                       0                             0.375                                             8.25          GILBERT                                            AZ                                 85296
GROUP I                    0                       0                             0.375                                            6.875          VICTORVILLE                                        CA                                 92395
GROUP I                    0                       0                             0.375                                             6.99          SANFORD                                            FL                                 32771
GROUP I                    0                       0                             0.375                                            6.875          ANNAPOLIS                                          MD                                 21409
GROUP I                    0                       0                             0.375                                            6.375          CLINTON                                            MD                                 20735
GROUP I                    0                       0                             0.375                                             6.75          WALDORF                                            MD                                 20602
GROUP I                    0                       0                             0.375                                             6.75          GAINESVILLE                                        VA                                 20155
GROUP I                    0                       0                             0.375                                              6.5          HERNDON                                            VA                                 20170
GROUP I                    0                       0                             0.375                                             6.75          CULPEPER                                           VA                                 22701
GROUP I                   0.51                     0                             0.375                                            7.125          SILVER SPRING                                      MD                                 20902
GROUP I                   1.22                     0                             0.375                                            8.375          BOWIE                                              MD                                 20715
GROUP I                    0                       0                             0.375                                             7.25          RIVERDALE                                          MD                                 20737
GROUP I                    0                       0                             0.375                                                7          LAUREL                                             MD                                 20723
GROUP I                    0                       0                             0.375                                              6.5          FALLS CHURCH                                       VA                                 22044
GROUP I                    0                       0                             0.375                                             6.25          GAMBRILLS                                          MD                                 21054
GROUP I                    0                       0                             0.375                                             6.75          HAYMARKET                                          VA                                 20169
GROUP I                    0                       0                             0.375                                            6.375          MILWAUKEE                                          WI                                 53207
GROUP I                    0                       0                             0.375                                                8          BENSENVILLE                                        IL                                 60106
GROUP I                    0                       0                             0.375                                            7.125          OSHKOSH                                            WI                                 54901
GROUP I                    0                       0                             0.375                                             6.75          PALM COAST                                         FL                                 32164
GROUP I                    0                       0                             0.375                                            7.625          PALATINE                                           IL                                 60067
GROUP I                    0                       0                             0.375                                             7.75          ARLINGTON                                          TX                                 76014
GROUP I                    0                       0                             0.375                                             7.25          WINTER HAVEN                                       FL                                 33880
GROUP I                    0                       0                             0.375                                            7.499          RENO                                               NV                                 89512
GROUP I                    0                       0                             0.375                                            7.125          TAMPA                                              FL                                 33604
GROUP I                    0                       0                             0.375                                             7.75          CHICAGO                                            IL                                 60628
GROUP I                    0                       0                             0.375                                            8.375          LAKE PLACID                                        FL                                 33852
GROUP I                    0                       0                             0.375                                             8.25          TAMPA                                              FL                                 33611
GROUP I                    0                       0                             0.375                                             7.75          TAMPA                                              FL                                 33647
GROUP I                    0                       0                             0.375                                             7.25          ROSEVILLE                                          MN                                 55113
GROUP I                    0                       0                             0.375                                             7.25          ZEPHYRHILLS                                        FL                                 33544
GROUP I                    0                       0                             0.375                                            6.875          WACONIA                                            MN                                 55387
GROUP I                    0                       0                             0.375                                             7.75          BOLINGBROOK                                        IL                                 60440
GROUP I                    1                       0                             0.375                                             8.75          RIVERVIEW                                          FL                                 33569
GROUP I                    0                       0                             0.375                                            7.625          AVON PARK                                          FL                                 33825
GROUP I                    0                       0                             0.375                                              7.5          MYRTLE BEACH                                       SC                                 29577
GROUP I                    0                       0                             0.375                                            7.875          NEW PORT RICHEY                                    FL                                 34652
GROUP I                    0                       0                             0.375                                            7.625          TAMPA                                              FL                                 33609
GROUP I                    0                       0                             0.375                                            7.999          COCOA                                              FL                                 32922
GROUP I                    0                       0                             0.375                                                8          ZION                                               IL                                 60099
GROUP I                    0                       0                             0.375                                              6.5          FONTANA                                            CA                                 92336
GROUP I                    0                       0                             0.375                                             7.75          BALDWIN PARK                                       CA                                 91706
GROUP I                    0                       0                             0.375                                            6.375          SPARKS                                             NV                                 89434
GROUP I                    0                       0                             0.375                                            6.125          UPLAND                                             CA                                 91786
GROUP I                    0                       0                             0.375                                            7.375          LOS ANGELES                                        CA                                 90016
GROUP I                    0                       0                             0.375                                            7.875          SAN BERNARDINO                                     CA                                 92405
GROUP I                    0                       0                             0.375                                              6.5          RENO                                               NV                                 89506
GROUP I                    0                       0                             0.375                                             6.25          CARSON                                             CA                                 90746
GROUP I                    0                       0                             0.375                                                6          RENO                                               NV                                 89511
GROUP I                    0                       0                             0.375                                            8.625          INGLEWOOD                                          CA                                 90305
GROUP I                    0                       0                             0.375                                              7.5          MIAMI                                              FL                                 33193
GROUP I                    0                       0                             0.375                                                7          BALTIMORE                                          MD                                 21224
GROUP I                    0                       0                             0.375                                             6.75          BRADENTON                                          FL                                 34210
GROUP I                   1.29                     0                             0.375                                            8.625          PENSACOLA                                          FL                                 32503
GROUP I                    0                       0                             0.375                                            7.375          KISSIMMEE                                          FL                                 34746
GROUP I                    0                       0                             0.375                                            7.625          CAPE CORAL                                         FL                                 33991
GROUP I                    0                       0                             0.375                                            6.875          BROOKSVILLE                                        FL                                 34604
GROUP I                    0                       0                             0.375                                            6.625          TAMPA                                              FL                                 33611
GROUP I                    0                       0                             0.375                                            7.375          BOYNTON BEACH                                      FL                                 33436
GROUP I                    0                       0                             0.375                                             6.75          LUTZ                                               FL                                 33558
GROUP I                    0                       0                             0.375                                             6.25          LUTZ                                               FL                                 33558
GROUP I                    0                       0                             0.375                                            7.125          COCONUT CREEK                                      FL                                 33066
GROUP I                   1.15                     0                             0.375                                            8.625          SCOTTSDALE                                         AZ                                 85255
GROUP I                    0                       0                             0.375                                            7.375          TAMPA                                              FL                                 33613
GROUP I                    0                       0                             0.375                                            7.125          LARGO                                              FL                                 33773
GROUP I                    0                       0                             0.375                                              7.5          DAVENPORT                                          FL                                 33897
GROUP I                   1.3                      0                             0.375                                            8.375          BUCKEYE                                            AZ                                 85326
GROUP I                    0                       0                             0.375                                             6.25          ORANGE CITY                                        FL                                 32763
GROUP I                    0                       0                             0.375                                             7.25          PORT SAINT LUCIE                                   FL                                 34986
GROUP I                    0                       0                             0.375                                            7.875          OCALA                                              FL                                 34476
GROUP I                    0                       0                             0.375                                            6.875          DAYTONA BEACH                                      FL                                 32114
GROUP I                    0                       0                             0.375                                            7.875          GILBERT                                            AZ                                 85297
GROUP I                    0                       0                             0.375                                            7.875          QUEEN CREEK                                        AZ                                 85242
GROUP I                    0                       0                             0.375                                            6.375          LAKE WORTH                                         FL                                 33467
GROUP I                    0                       0                             0.375                                            7.625          MYRTLE BEACH                                       SC                                 29577
GROUP I                    0                       0                             0.375                                            6.999          PRIOR LAKE                                         MN                                 55372
GROUP I                   0.7                      0                             0.375                                             8.25          DECATUR                                            GA                                 30032
GROUP I                    0                       0                             0.375                                            6.875          JACKSONVILLE                                       FL                                 32207
GROUP I                    0                       0                             0.375                                              6.5          PORT SAINT LUCIE                                   FL                                 34983
GROUP I                    0                       0                             0.375                                                8          WARREN                                             MI                                 48093
GROUP I                    0                       0                             0.375                                             6.25          VAN NUYS                                           CA                                 91406
GROUP I                    0                       0                             0.375                                            7.375          CHANDLER                                           AZ                                 85224
GROUP I                    0                       0                             0.375                                            8.375          PINELLAS PARK                                      FL                                 33781
GROUP I                    0                       0                             0.375                                            7.875          KISSIMMEE                                          FL                                 34758
GROUP I                    0                       0                             0.375                                             8.25          GALLATIN                                           TN                                 37066
GROUP I                    0                       0                             0.375                                            6.875          RENO                                               NV                                 89509
GROUP I                    0                       0                             0.375                                            7.375          RESTON                                             VA                                 20191
GROUP I                    0                       0                             0.375                                            6.875          COACHELLA                                          CA                                 92236
GROUP I                    0                       0                             0.375                                             7.25          MANASSAS                                           VA                                 20110
GROUP I                    0                       0                             0.375                                              8.5          KISSIMMEE                                          FL                                 34758
GROUP I                    0                       0                             0.375                                             6.75          WHITTIER                                           CA                                 90605
GROUP I                    0                       0                             0.375                                              7.5          RIVERBANK                                          CA                                 95367
GROUP I                    0                       0                             0.375                                            7.625          SOUTH LAKE TAHOE                                   CA                                 96150
GROUP I                    0                       0                             0.375                                            6.875          DANBURY                                            CT                                  6810
GROUP I                    0                       0                             0.375                                             7.09          LANHAM                                             MD                                 20706
GROUP I                    0                       0                             0.375                                             7.74          NORWALK                                            CA                                 90650
GROUP I                    0                       0                             0.375                                             7.15          ORLAND PARK                                        IL                                 60467
GROUP I                    0                       0                             0.375                                                8          HIGHLAND PARK                                      IL                                 60035
GROUP I                    0                       0                             0.375                                             7.35          RINGWOOD                                           NJ                                  7456
GROUP I                    0                       0                             0.375                                            8.653          CLINTON                                            MD                                 20735
GROUP I                    0                       0                             0.375                                             6.15          DECAUTER                                           GA                                 30034
GROUP I                    0                       0                             0.375                                             7.49          CAPITOL HEIGHTS                                    MD                                 20743
GROUP I                    0                       0                             0.375                                             6.69          PALMDALE                                           CA                                 93552
GROUP I                    0                       0                             0.375                                             7.34          SACRAMENTO                                         CA                                 95838
GROUP I                    0                       0                             0.375                                             6.95          OXNARD                                             CA                                 93030
GROUP I                    0                       0                             0.375                                             7.15          MIRA LOMA                                          CA                                 91752
GROUP I                    0                       0                             0.375                                              7.9          SANTA ANA                                          CA                                 92705
GROUP I                    0                       0                             0.375                                             6.65          JAMAICA HEIGHTS                                    NY                                 11432
GROUP I                    0                       0                             0.375                                              8.3          INDIO                                              CA                                 92230
GROUP I                    0                       0                             0.375                                             7.89          ALISO VIEJO                                        CA                                 92656
GROUP I                    0                       0                             0.375                                              6.1          COVINGTON                                          GA                                 30016
GROUP I                    0                       0                             0.375                                             8.14          YONKERS                                            NY                                 10701
GROUP I                    0                       0                             0.375                                             6.25          BENSENVILLE                                        IL                                 60106
GROUP I                    0                       0                             0.375                                                7          SANTA FE                                           NM                                 87508
GROUP I                    0                       0                             0.375                                             7.34          LAWRENCEVILLE                                      GA                                 30044
GROUP I                    0                       0                             0.375                                             7.84          CANOGA PARK                                        CA                                 91304
GROUP I                    0                       0                             0.375                                             7.85          MASTIC                                             NY                                 11950
GROUP I                    0                       0                             0.375                                             6.99          BETHPAGE                                           NY                                 11714
GROUP I                    0                       0                             0.375                                              6.7          CHICAGO                                            IL                                 60634
GROUP I                    0                       0                             0.375                                             7.99          CUMMINGS                                           GA                                 30040
GROUP I                    0                       0                             0.375                                            7.125          GULF BREEZE                                        FL                                 32561
GROUP I                    0                       0                             0.375                                              6.5          LOTHIAN                                            MD                                 20711
GROUP I                    0                       0                             0.375                                            7.125          FREDERICK                                          MD                                 21702
GROUP I                    0                       0                             0.375                                              6.5          BRENTWOOD                                          CA                                 94513
GROUP I                    0                       0                             0.375                                             6.35          MINOOKA                                            IL                                 60447
GROUP I                    0                       0                             0.375                                              7.6          WAKE FOREST                                        NC                                 27587
GROUP I                    0                       0                             0.375                                             7.04          BROOKLYN                                           NY                                 11233
GROUP I                    0                       0                             0.375                                             6.45          ROCKVILLE                                          MD                                 20852
GROUP I                    0                       0                             0.375                                             6.04          MIDDLETOWN                                         NY                                 10940
GROUP I                    0                       0                             0.375                                              6.4          LAWRENCEVILLE                                      GA                                 30043
GROUP I                    0                       0                             0.375                                              7.4          WAPPINGERS FALLS                                   NY                                 12590
GROUP I                    0                       0                             0.375                                             6.65          CORONA                                             CA                                 92880
GROUP I                    0                       0                             0.375                                             7.49          SUITLAND                                           MD                                 20746
GROUP I                    0                       0                             0.375                                              6.5          BAY SHORE                                          NY                                 11706
GROUP I                    0                       0                             0.375                                             7.79          LOMBARD                                            IL                                 60148
GROUP I                    0                       0                             0.375                                             7.45          DES PLAINES                                        IL                                 60016
GROUP I                    0                       0                             0.375                                             7.24          BUFFALO                                            NY                                 14216
GROUP I                    0                       0                             0.375                                              7.4          STATEN ISLAND                                      NY                                 10301
GROUP I                    0                       0                             0.375                                              7.1          ROSEDALE                                           NY                                 11422
GROUP I                    0                       0                             0.375                                             8.44          LAWRENCEVILLE                                      GA                                 30043
GROUP I                    0                       0                             0.375                                             8.15          WONDER LAKE                                        IL                                 60097
GROUP I                    0                       0                             0.375                                             7.99          CHICAGO                                            IL                                 60644
GROUP I                    0                       0                             0.375                                             7.55          SACRAMENTO                                         CA                                 95825
GROUP I                    0                       0                             0.375                                              6.9          ATLANTA                                            GA                                 30344
GROUP I                    0                       0                             0.375                                             7.99          CARY                                               IL                                 60013
GROUP I                    0                       0                             0.375                                             7.35          WEST DES MOINES                                    IA                                 50266
GROUP I                    0                       0                             0.375                                             6.79          UNION                                              NJ                                  7083
GROUP I                    0                       0                             0.375                                             7.85          CHICAGO                                            IL                                 60632
GROUP I                    0                       0                             0.375                                             8.15          NILES                                              IL                                 60714
GROUP I                    0                       0                             0.375                                             8.54          GREEN BAY                                          WI                                 54304
GROUP I                    0                       0                             0.375                                              8.2          HOPEWELL JUNCTION                                  NY                                 12533
GROUP I                    0                       0                             0.375                                             7.99          ROMEOVILLE                                         IL                                 60446
GROUP I                    0                       0                             0.375                                             8.44          MATTAPAN                                           MA                                  2126
GROUP I                    0                       0                             0.375                                             6.95          YONKERS                                            NY                                 10703
GROUP I                    0                       0                             0.375                                              7.4          CHICAGO                                            IL                                 60632
GROUP I                    0                       0                             0.375                                            7.865          BERWYN                                             IL                                 60402
GROUP I                    0                       0                             0.375                                              7.9          JEFFERSON TOWNSHIP                                 NJ                                  7438
GROUP I                    0                       0                             0.375                                             7.74          FOX  ISLAND                                        WA                                 98332
GROUP I                    0                       0                             0.375                                             6.69          BAY SHORE                                          NY                                 11706
GROUP I                    0                       0                             0.375                                             6.99          BOSTON                                             MA                                  2122
GROUP I                    0                       0                             0.375                                             7.55          LAND O LAKES                                       FL                                 34638
GROUP I                    0                       0                             0.375                                             7.84          CORONA                                             CA                                 92881
GROUP I                    0                       0                             0.375                                              7.8          DUARTE                                             CA                                 91010
GROUP I                    0                       0                             0.375                                              7.6          ROMOLAND                                           CA                                 92585
GROUP I                    0                       0                             0.375                                                7          LAS VEGAS                                          NV                                 89134
GROUP I                    0                       0                             0.375                                             6.69          CONLEY                                             GA                                 30288
GROUP I                    0                       0                             0.375                                             7.75          WESTMINSTER                                        CA                                 92683
GROUP I                    0                       0                             0.375                                            7.375          ALISO VIEJO                                        CA                                 92656
GROUP I                    0                       0                             0.375                                                6          CHESTNUT RIDGE                                     NY                                 10977
GROUP I                    0                       0                             0.375                                            6.125          ENGLISHTOWN                                        NJ                                  7726
GROUP I                    0                       0                             0.375                                             6.25          NEW YORK                                           NY                                 10027
GROUP I                    0                       0                             0.375                                            6.375          DALLAS                                             TX                                 75209
GROUP I                    0                       0                             0.375                                              6.5          SAN JOSE                                           CA                                 95135
GROUP I                    0                       0                             0.375                                              6.5          PASO ROBLES                                        CA                                 93446
GROUP I                    0                       0                             0.375                                            6.625          SAN JOSE                                           CA                                 95116
GROUP I                    0                       0                             0.375                                            6.625          INCLINE VILLAGE                                    NV                                 89451
GROUP I                    0                       0                             0.375                                             6.75          LAKEWOOD                                           NJ                                  8701
GROUP I                    0                       0                             0.375                                             6.75          LA HONDA                                           CA                                 94020
GROUP I                    0                       0                             0.375                                            6.875          MIRAMAR                                            FL                                 33025
GROUP I                    0                       0                             0.375                                            7.375          ELK GROVE                                          CA                                 95758
GROUP I                    0                       0                             0.375                                              7.5          PALMDALE                                           CA                                 93552
GROUP I                   1.34                     0                             0.375                                             7.07          CHESAPEAKE                                         VA                                 23323
GROUP I                    0                       0                             0.375                                             6.99          DURHAM                                             NC                                 27712
GROUP I                    0                       0                             0.375                                             8.04          KANNAPOLIS                                         NC                                 28027
GROUP I                    0                       0                             0.375                                             6.09          CHARLOTTE                                          NC                                 27703
GROUP I                    0                       0                             0.375                                             5.79          KNOXVILLE                                          TN                                 37918
GROUP I                    0                       0                             0.375                                             7.08          MT PLEASANT                                        SC                                 29464
GROUP I                    0                       0                             0.375                                             7.89          CHESAPEAKE                                         VA                                 23323
GROUP I                    0                       0                             0.375                                             7.19          CHESAPEAKE                                         VA                                 23324
GROUP I                    0                       0                             0.375                                             6.26          BRENTWOOD                                          TN                                 37027
GROUP I                   1.48                     0                             0.375                                             7.34          BLYTHEWOOD                                         SC                                 29016
GROUP I                    0                       0                             0.375                                             8.03          MAULDIN                                            SC                                 29662
GROUP I                    0                       0                             0.375                                             7.84          FLORENCE                                           SC                                 29501
GROUP I                    0                       0                             0.375                                             6.82          MOORESVILLE                                        NC                                 28115
GROUP I                    0                       0                             0.375                                             6.73          POUGHKEEPSIE                                       NY                                 12603
GROUP I                    0                       0                             0.375                                             5.74          WILMINGTON                                         NC                                 28412
GROUP I                    0                       0                             0.375                                             6.24          VIRGINIA BEACH                                     VA                                 23456
GROUP I                    0                       0                             0.375                                              6.7          BROOKLYN                                           NY                                 11207
GROUP I                    0                       0                             0.375                                              8.4          AURORA                                             IL                                 60504
GROUP I                    0                       0                             0.375                                             7.75          CARSON CITY                                        NV                                 89705
GROUP I                    0                       0                             0.375                                            7.375          WILLITS                                            CA                                 95490
GROUP I                    0                       0                             0.375                                            6.375          HENDERSON                                          NV                                 89052
GROUP I                    0                       0                             0.375                                                8          WESTON                                             FL                                 33327
GROUP I                    0                       0                             0.375                                             7.75          LAS VEGAS                                          NV                                 89115
GROUP I                    0                       0                             0.375                                             7.75          CHULA VISTA                                        CA                                 91910
GROUP I                    0                       0                             0.375                                            7.625          PALMETTO BAY                                       FL                                 33157
GROUP I                    0                       0                             0.375                                             8.25          CALIPATRIA                                         CA                                 92233
GROUP I                    0                       0                             0.375                                                7          LAS VEGAS                                          NV                                 89123
GROUP I                    0                       0                             0.375                                            7.375          CHICAGO                                            IL                                 60629
GROUP I                   1.73                     0                             0.375                                                9          LEHI                                               UT                                 84043
GROUP I                    0                       0                             0.375                                            6.875          RIALTO                                             CA                                 92376
GROUP I                    0                       0                             0.375                                            7.375          SANFORD                                            FL                                 32771
GROUP I                    0                       0                             0.375                                             8.25          PLANTATION                                         FL                                 33324
GROUP I                    0                       0                             0.375                                            7.375          PITTSBURG                                          CA                                 94565
GROUP I                    0                       0                             0.375                                              6.5          LAS VEGAS                                          NV                                 89110
GROUP I                    0                       0                             0.375                                            6.875          ANAHEIM                                            CA                                 92805
GROUP I                    0                       0                             0.375                                            8.625          RANCHO CORDOVA                                     CA                                 95670
GROUP I                   1.56                     0                             0.375                                                9          MANAHAWKIN                                         NJ                                  8050
GROUP I                    0                       0                             0.375                                            6.875          MORENO VALLEY                                      CA                                 92557
GROUP I                    0                       0                             0.375                                              6.5          CERRITOS                                           CA                                 90703
GROUP I                    0                       0                             0.375                                            7.375          EAST WENATCHEE                                     WA                                 98802
GROUP I                    0                       0                             0.375                                              7.5          BRIDGEPORT                                         CT                                  6604
GROUP I                    0                       0                             0.375                                                8          HARWICH PORT                                       MA                                  2646
GROUP I                    0                       0                             0.375                                            5.875          ESCONDIDO                                          CA                                 92027
GROUP I                    0                       0                             0.375                                             7.25          KISSIMMEE                                          FL                                 34741
GROUP I                    0                       0                             0.375                                            6.875          HEMET                                              CA                                 92543
GROUP I                    0                       0                             0.375                                            6.875          SACRAMENTO                                         CA                                 95820
GROUP I                    0                       0                             0.375                                            6.375          RIVERSIDE                                          CA                                 92506
GROUP I                    0                       0                             0.375                                            6.625          OAKLAND                                            CA                                 94605
GROUP I                    0                       0                             0.375                                             7.25          BARSTOW                                            CA                                 92311
GROUP I                    0                       0                             0.375                                             7.75          PUNTA GORDA                                        FL                                 33950
GROUP I                    0                       0                             0.375                                                7          LAKE MARY                                          FL                                 32746
GROUP I                    0                       0                             0.375                                              7.5          GALLOWAY                                           NJ                                  8205
GROUP I                    0                       0                             0.375                                            7.125          STERLING                                           VA                                 20164
GROUP I                    0                       0                             0.375                                            7.625          SANGER                                             CA                                 93657
GROUP I                    0                       0                             0.375                                             7.75          SCOTTSDALE                                         AZ                                 85260
GROUP I                    0                       0                             0.375                                             7.25          KISSIMMEE                                          FL                                 34758
GROUP I                    0                       0                             0.375                                            7.875          SANFORD                                            FL                                 32771
GROUP I                    0                       0                             0.375                                              8.5          DESERT HOT SPRINGS                                 CA                                 92240
GROUP I                    0                       0                             0.375                                            6.875          PICO RIVERA                                        CA                                 90660
GROUP I                    0                       0                             0.375                                             6.25          RIVERSIDE                                          CA                                 92503
GROUP I                    0                       0                             0.375                                            7.375          PANAMA CITY BEACH                                  FL                                 32413
GROUP I                    0                       0                             0.375                                             7.25          MEDFORD                                            OR                                 97501
GROUP I                    0                       0                             0.375                                              7.5          MERIDIAN                                           ID                                 83642
GROUP I                    0                       0                             0.375                                            6.875          TORRANCE                                           CA                                 90505
GROUP I                    0                       0                             0.375                                              7.5          LONG BEACH                                         CA                                 90806
GROUP I                    0                       0                             0.375                                             7.25          MANASSAS                                           VA                                 20109
GROUP I                    0                       0                             0.375                                             7.65          SUN VALLEY (AREA) LOS ANG                          CA                                 91352
GROUP I                    0                       0                             0.375                                                8          DUMFRIES                                           VA                                 22026
GROUP I                    0                       0                             0.375                                            6.875          SACRAMENTO                                         CA                                 95834
GROUP I                    0                       0                             0.375                                             7.75          ANNAPOLIS                                          MD                                 21401
GROUP I                    0                       0                             0.375                                             6.25          RIVERSIDE                                          CA                                 92503
GROUP I                    0                       0                             0.375                                             7.99          TAMARAC                                            FL                                 33321
GROUP I                    0                       0                             0.375                                              7.5          SARATOGA SPRINGS                                   UT                                 84043
GROUP I                    0                       0                             0.375                                              6.5          TURLOCK                                            CA                                 95382
GROUP I                    0                       0                             0.375                                            6.625          STUART                                             FL                                 34994
GROUP I                    0                       0                             0.375                                              8.5          SIMI VALLEY                                        CA                                 93065
GROUP I                    0                       0                             0.375                                                7          MADERA                                             CA                                 93638
GROUP I                    0                       0                             0.375                                            7.125          KETCHUM                                            ID                                 83340
GROUP I                    0                       0                             0.375                                            7.125          MIAMI                                              FL                                 33150
GROUP I                    0                       0                             0.375                                             7.75          EAST LOS ANGELES AREA                              CA                                 90063
GROUP I                    0                       0                             0.375                                            7.125          FONTANA                                            CA                                 92336
GROUP I                    0                       0                             0.375                                              6.5          OAKLAND                                            CA                                 94603
GROUP I                    0                       0                             0.375                                            7.375          MORENO VALLEY                                      CA                                 92553
GROUP I                    0                       0                             0.375                                            6.375          RIVERSIDE                                          CA                                 92504
GROUP I                    0                       0                             0.375                                             6.75          PHOENIX                                            AZ                                 85018
GROUP I                    0                       0                             0.375                                             6.75          LEESBURG                                           VA                                 20175
GROUP I                    0                       0                             0.375                                             6.75          WALNUT GREEK                                       CA                                 94598
GROUP I                    0                       0                             0.375                                            6.875          OCEANSIDE                                          CA                                 92054
GROUP I                    0                       0                             0.375                                            8.125          MIAMI                                              FL                                 33196
GROUP I                    0                       0                             0.375                                              8.5          BURTONSVILLE                                       MD                                 20866
GROUP I                    0                       0                             0.375                                             6.25          HAYWARD                                            CA                                 94544
GROUP I                    0                       0                             0.375                                                8          FOLSOM                                             CA                                 95630
GROUP I                    0                       0                             0.375                                                7          SACRAMENTO                                         CA                                 95824
GROUP I                    0                       0                             0.375                                             6.25          CARMICHAEL                                         CA                                 95609
GROUP I                    0                       0                             0.375                                            6.625          LA CENTER                                          WA                                 98629
GROUP I                    0                       0                             0.375                                             6.75          LAS VEGAS                                          NV                                 89102
GROUP I                   0.95                     0                             0.375                                            7.875          MIAMI                                              FL                                 33170
GROUP I                    0                       0                             0.375                                            7.125          PALMDALE                                           CA                                 93552
GROUP I                    0                       0                             0.375                                            6.875          SACRAMENTO                                         CA                                 95823
GROUP I                    0                       0                             0.375                                            8.625          WOODBRIDGE                                         VA                                 22193
GROUP I                    0                       0                             0.375                                            8.625          LOS ANGELES                                        CA                                 90044
GROUP I                   1.01                     0                             0.375                                             6.75          WINCHESTER                                         CA                                 92596
GROUP I                    0                       0                             0.375                                                6          CHICAGO                                            IL                                 60615
GROUP I                    0                       0                             0.375                                            6.375          BALDWIN PARK                                       CA                                 91706
GROUP I                    0                       0                             0.375                                              6.5          VILLA RICA                                         GA                                 30180
GROUP I                    0                       0                             0.375                                              6.5          LOS ANGELES                                        CA                                 90062
GROUP I                    0                       0                             0.375                                                6          VICTORVILLE                                        CA                                 92395
GROUP I                    0                       0                             0.375                                             6.99          MANASSAS                                           VA                                 20109
GROUP I                    0                       0                             0.375                                            6.625          ALEXANDRIA                                         VA                                 22304
GROUP I                    0                       0                             0.375                                            6.375          LAS VEGAS                                          NV                                 89107
GROUP I                    0                       0                             0.375                                            6.625          GULF BREEZE                                        FL                                 32563
GROUP I                    0                       0                             0.375                                              6.5          SANTA CLARITA                                      CA                                 91351
GROUP I                    0                       0                             0.375                                            6.375          MENIFEE                                            CA                                 92584
GROUP I                    0                       0                             0.375                                                8          HENDERSON                                          NV                                 89015
GROUP I                    0                       0                             0.375                                              7.5          LAS VEGAS                                          NV                                 89109
GROUP I                    0                       0                             0.375                                             7.74          DAMASCUS                                           MD                                 20872
GROUP I                    0                       0                             0.375                                             8.25          FALLBROOK                                          CA                                 92028
GROUP I                    0                       0                             0.375                                            6.125          LOS ANGELES                                        CA                                 91406
GROUP I                    0                       0                             0.375                                              8.5          MADERA                                             CA                                 93637
GROUP I                    0                       0                             0.375                                            6.375          DESERT HOT SPRINGS                                 CA                                 92240
GROUP I                    0                       0                             0.375                                                8          OVIEDO                                             FL                                 32765
GROUP I                    0                       0                             0.375                                            7.125          LADERA RANCH AREA                                  CA                                 92694
GROUP I                    0                       0                             0.375                                              7.5          MONUMENT                                           CO                                 80132
GROUP I                    0                       0                             0.375                                              6.5          TURLOCK                                            CA                                 95382
GROUP I                    0                       0                             0.375                                            6.875          KERMAN                                             CA                                 93630
GROUP I                    0                       0                             0.375                                             8.75          WAKEFIELD                                          NH                                  3872
GROUP I                    0                       0                             0.375                                             6.99          LOS ANGELES                                        CA                                 90003
GROUP I                    0                       0                             0.375                                            6.875          KERMAN                                             CA                                 93630
GROUP I                    0                       0                             0.375                                            6.625          MIRAMAR                                            FL                                 33025
GROUP I                    0                       0                             0.375                                            7.125          SAN DIEGO                                          CA                                 92113
GROUP I                    0                       0                             0.375                                             7.75          WASHINGTON                                         DC                                 20019
GROUP I                    0                       0                             0.375                                             6.75          LOS ANGELES                                        CA                                 90023
GROUP I                    0                       0                             0.375                                             7.25          RIO LINDA                                          CA                                 95673
GROUP I                    0                       0                             0.375                                              7.5          FRESNO                                             CA                                 93727
GROUP I                    0                       0                             0.375                                             7.74          FREDERICK                                          MD                                 21703
GROUP I                    0                       0                             0.375                                             9.25          SAN BENITO                                         TX                                 78586
GROUP I                    0                       0                             0.375                                            6.625          SANTA ROSA                                         CA                                 95403
GROUP I                    0                       0                             0.375                                                8          OROVILLE                                           CA                                 95966
GROUP I                    0                       0                             0.375                                              7.5          LANCASTER                                          CA                                 93534
GROUP I                    0                       0                             0.375                                              7.5          LAS VEGAS                                          NV                                 89108
GROUP I                    0                       0                             0.375                                              6.5          OAKLAND                                            CA                                 94605
GROUP I                    0                       0                             0.375                                            6.875          KERMAN                                             CA                                 93630
GROUP I                    0                       0                             0.375                                                6          EL CAJON                                           CA                                 92021
GROUP I                    0                       0                             0.375                                            7.375          WEST HAVEN                                         CT                                  6516
GROUP I                    0                       0                             0.375                                            8.875          VALLEY SPRINGS                                     CA                                 95252
GROUP I                    0                       0                             0.375                                            6.375          COLD SPRING HARBOR                                 NY                                 11724
GROUP I                    0                       0                             0.375                                              8.5          ORLANDO                                            FL                                 32087
GROUP I                    0                       0                             0.375                                             7.25          VALLEJO                                            CA                                 94591
GROUP I                    0                       0                             0.375                                              7.1          PORT JEFFERSON STATION                             NY                                 11776
GROUP I                    0                       0                             0.375                                                8          VALRICO                                            FL                                 33594
GROUP I                    0                       0                             0.375                                                7          FONTANA                                            CA                                 92335
GROUP I                    0                       0                             0.375                                             6.75          WOODLAND HILLS                                     CA                                 91367
GROUP I                    0                       0                             0.375                                             7.25          BRADENTON                                          FL                                 34202
GROUP I                    0                       0                             0.375                                             6.55          CORONA                                             CA                                 92883
GROUP I                    0                       0                             0.375                                             6.75          PEMBROKE PINES                                     FL                                 33024
GROUP I                    0                       0                             0.375                                             6.95          DUMFRIES                                           VA                                 22025
GROUP I                    0                       0                             0.375                                             8.25          BAKERSFIELD                                        CA                                 93308
GROUP I                    0                       0                             0.375                                             8.75          GREENSBORO                                         NC                                 27406
GROUP I                    0                       0                             0.375                                            6.375          WESTMINSTER                                        CO                                 80031
GROUP I                    0                       0                             0.375                                             6.25          MESA                                               AZ                                 85209
GROUP I                    0                       0                             0.375                                             7.25          MIRAMAR                                            FL                                 33025
GROUP I                    0                       0                             0.375                                              6.5          FONTANA                                            CA                                 92337
GROUP I                    0                       0                             0.375                                                8          ALAMEDA                                            CA                                 94502
GROUP I                    0                       0                             0.375                                            7.125          CHULA VISTA                                        CA                                 91915
GROUP I                    0                       0                             0.375                                             7.25          FRESNO                                             CA                                 93727
GROUP I                    0                       0                             0.375                                             5.75          MENIFEE                                            CA                                 92584
GROUP I                    0                       0                             0.375                                              6.5          LOS ANGELES                                        CA                                 91331
GROUP I                    0                       0                             0.375                                            7.375          AVONDALE                                           AZ                                 85323
GROUP I                    0                       0                             0.375                                             5.75          MILWAUKIE                                          OR                                 97222
GROUP I                    0                       0                             0.375                                            7.125          WOODBRIDGE                                         VA                                 22193
GROUP I                    0                       0                             0.375                                            6.875          LANCASTER                                          CA                                 93534
GROUP I                    0                       0                             0.375                                            6.375          BOTHELL                                            WA                                 98021
GROUP I                    0                       0                             0.375                                            6.625          CHINO VALLEY                                       AZ                                 86323
GROUP I                   1.26                     0                             0.375                                            7.875          BEAUMONT                                           CA                                 92223
GROUP I                    0                       0                             0.375                                                7          ESCONDIDO                                          CA                                 92027
GROUP I                    0                       0                             0.375                                              8.5          STUART                                             FL                                 34997
GROUP I                    0                       0                             0.375                                            6.375          LAS VEGAS                                          NV                                 89131
GROUP I                    0                       0                             0.375                                            8.125          ATWATER                                            CA                                 95301
GROUP I                    0                       0                             0.375                                            6.125          SUITLAND                                           MD                                 20746
GROUP I                    0                       0                             0.375                                             8.25          SAN DIEGO                                          CA                                 92122
GROUP I                    0                       0                             0.375                                              7.5          BURBANK                                            CA                                 91505
GROUP I                    0                       0                             0.375                                             7.44          SAN DIEGO                                          CA                                 92114
GROUP I                    0                       0                             0.375                                             8.25          FORT LAUDERDALE                                    FL                                 33313
GROUP I                    0                       0                             0.375                                            7.375          RICHMOND                                           CA                                 94804
GROUP I                    0                       0                             0.375                                            6.875          WESTMINSTER                                        CA                                 92683
GROUP I                    0                       0                             0.375                                            7.375          LAVEEN                                             AZ                                 85043
GROUP I                    0                       0                             0.375                                             6.25          OLIVEHURST                                         CA                                 95961
GROUP I                    0                       0                             0.375                                            6.875          MURRIETA                                           CA                                 92563
GROUP I                    0                       0                             0.375                                             7.45          LAS VEGAS                                          NV                                 89109
GROUP I                    0                       0                             0.375                                              6.5          OXNARD                                             CA                                 93030
GROUP I                    0                       0                             0.375                                             7.75          MAITLAND                                           FL                                 32751
GROUP I                    0                       0                             0.375                                             7.75          MAITLAND                                           FL                                 32751
GROUP I                    0                       0                             0.375                                             6.99          ISSAQUAH                                           WA                                 98027
GROUP I                    0                       0                             0.375                                            6.625          TOLLESON                                           AZ                                 85353
GROUP I                    0                       0                             0.375                                             6.25          FORT WORTH                                         TX                                 76108
GROUP I                    0                       0                             0.375                                            6.875          LINCOLN                                            CA                                 95648
GROUP I                    0                       0                             0.375                                              7.5          GREENSBORO                                         NC                                 27406
GROUP I                    0                       0                             0.375                                             6.25          SAN DIEGO                                          CA                                 92126
GROUP I                    0                       0                             0.375                                              6.5          MORENO VALLEY                                      CA                                 92553
GROUP I                    0                       0                             0.375                                            6.125          LAGUNA NIGUEL                                      CA                                 92677
GROUP I                    0                       0                             0.375                                            6.875          ESCONDIDO                                          CA                                 92029
GROUP I                    0                       0                             0.375                                             7.25          HOMESTEAD                                          FL                                 33032
GROUP I                    0                       0                             0.375                                              6.5          LA MESA                                            CA                                 91942
GROUP I                    0                       0                             0.375                                             6.25          SAN DIEGO                                          CA                                 92114
GROUP I                    0                       0                             0.375                                             7.75          ELIZABETH                                          PA                                 15037
GROUP I                    0                       0                             0.375                                                7          LAS VEGAS                                          NV                                 89149
GROUP I                    0                       0                             0.375                                             6.99          WOODBURN                                           OR                                 97071
GROUP I                    0                       0                             0.375                                                8          CHICAGO                                            IL                                 60636
GROUP I                    0                       0                             0.375                                            7.875          ELLENWOOD                                          GA                                 30294
GROUP I                    0                       0                             0.375                                              7.5          REDDING                                            CA                                 96003
GROUP I                   1.56                     0                             0.375                                            7.625          MURRIETA                                           CA                                 92563
GROUP I                    0                       0                             0.375                                             6.75          SURPRISE                                           AZ                                 85379
GROUP I                    0                       0                             0.375                                              6.5          BOTHELL                                            WA                                 98012
GROUP I                    0                       0                             0.375                                             7.75          SALTON CITY                                        CA                                 92275
GROUP I                    0                       0                             0.375                                             5.75          VALRICO                                            FL                                 33594
GROUP I                    0                       0                             0.375                                             8.25          BAKERSFIELD                                        CA                                 93304
GROUP I                    0                       0                             0.375                                            5.875          LL VALLEY                                          CA                                 94941
GROUP I                    0                       0                             0.375                                              7.2          LAS VEGAS                                          NV                                 89109
GROUP I                    0                       0                             0.375                                              6.5          CHARLOTTE                                          NC                                 28278
GROUP I                    0                       0                             0.375                                             7.25          MIAMI                                              FL                                 33176
GROUP I                    0                       0                             0.375                                             9.25          SMYRNA                                             TN                                 37167
GROUP I                    0                       0                             0.375                                                7          LEE                                                MA                                  1238
GROUP I                    0                       0                             0.375                                             7.25          WINTER HAVEN                                       FL                                 33884
GROUP I                    0                       0                             0.375                                            7.375          LEHIGH ACRES                                       FL                                 33971
GROUP I                    0                       0                             0.375                                            6.875          SACRAMENTO                                         CA                                 95838
GROUP I                    0                       0                             0.375                                            6.375          SACRAMENTO                                         CA                                 95820
GROUP I                    0                       0                             0.375                                              8.5          STUART                                             FL                                 34997
GROUP I                    0                       0                             0.375                                            6.625          SACRAMENTO                                         CA                                 95833
GROUP I                    0                       0                             0.375                                            7.125          LAS VEGAS                                          NV                                 89149
GROUP I                    0                       0                             0.375                                             6.75          STOCKTON                                           CA                                 95209
GROUP I                    0                       0                             0.375                                            6.625          NORTH LAS VEGAS                                    NV                                 89032
GROUP I                    0                       0                             0.375                                            6.375          LAS VEGAS                                          NV                                 89156
GROUP I                    0                       0                             0.375                                             7.17          SAINT PAUL                                         MN                                 55106
GROUP I                    0                       0                             0.375                                             6.04          ATLANTA                                            GA                                 30253
GROUP I                    0                       0                             0.375                                             6.04          BAKERSFIELD                                        CA                                 93305
GROUP I                   1.09                     0                             0.375                                             5.59          DINUBA                                             CA                                 93618
GROUP I                    0                       0                             0.375                                             6.62          COLLEGE PARK                                       GA                                 30349
GROUP I                    0                       0                             0.375                                             5.99          VISALIA                                            CA                                 93277
GROUP I                    0                       0                             0.375                                             6.59          BONAIRE                                            GA                                 31005
GROUP I                    0                       0                             0.375                                             6.24          RIVERBANK                                          CA                                 95367
GROUP I                   1.3                      0                             0.375                                                7          AURORA                                             CO                                 80017
GROUP I                    0                       0                             0.375                                             6.75          NORTHGLENN                                         CO                                 80233
GROUP I                    0                       0                             0.375                                             6.59          LANSING                                            MI                                 48911
GROUP I                    0                       0                             0.375                                             6.24          DENVER                                             CO                                 80241
GROUP I                   1.87                     0                             0.375                                             7.74          CHARLESTON                                         SC                                 29407
GROUP I                    0                       0                             0.375                                             6.49          GLENDALE                                           AZ                                 85304
GROUP I                    0                       0                             0.375                                             5.89          AVONDALE                                           AZ                                 85323
GROUP I                   1.12                     0                             0.375                                             5.25          COMMERCE CITY                                      CO                                 80022
GROUP I                   1.87                     0                             0.375                                             7.24          MOUNT LAUREL                                       NJ                                  8054
GROUP I                    0                       0                             0.375                                             7.34          GRAY                                               GA                                 31032
GROUP I                   1.48                     0                             0.375                                             5.99          LANCASTER                                          CA                                 93536
GROUP I                    0                       0                             0.375                                              7.3          EDGWEOOD                                           NM                                 87015
GROUP I                    0                       0                             0.375                                             6.21          YPSILANTI                                          MI                                 48197
GROUP I                    0                       0                             0.375                                             6.69          COLORADO SPRINGS                                   CO                                 80919
GROUP I                    0                       0                             0.375                                             6.44          ALPHARETTA                                         GA                                 30004
GROUP I                    0                       0                             0.375                                             6.59          DEWITT                                             MI                                 48820
GROUP I                    0                       0                             0.375                                              7.1          JACKSON                                            GA                                 30233
GROUP I                    0                       0                             0.375                                             5.79          HILLIARD                                           OH                                 43026
GROUP I                    0                       0                             0.375                                             6.89          AURORA                                             CO                                 80018
GROUP I                    0                       0                             0.375                                             5.99          CANOGA PARK                                        CA                                 91304
GROUP I                    0                       0                             0.375                                             6.34          AURORA                                             CO                                 80013
GROUP I                   1.06                     0                             0.375                                             6.49          ROANOKE                                            VA                                 24015
GROUP I                    0                       0                             0.375                                              7.5          HIALEAH                                            FL                                 33016
GROUP I                    0                       0                             0.375                                            7.625          MIAMI                                              FL                                 33176
GROUP I                    0                       0                             0.375                                             7.25          SIMI VALLEY                                        CA                                 93065
GROUP I                    0                       0                             0.375                                             7.25          MIAMI                                              FL                                 33176
GROUP I                    0                       0                             0.375                                             6.99          LOS BANOS                                          CA                                 93635
GROUP I                    0                       0                             0.375                                            7.125          MIRAMAR                                            FL                                 33025
GROUP I                    0                       0                             0.375                                            6.375          CANOGA PARK                                        CA                                 91304
GROUP I                    0                       0                             0.375                                            5.875          GUERNVILLE                                         CA                                 95446
GROUP I                    0                       0                             0.375                                            5.875          VALLEJO                                            CA                                 94590
GROUP I                    0                       0                             0.375                                            6.875          SANTA CLARITA                                      CA                                 91387
GROUP I                    0                       0                             0.375                                              6.5          COACHELLA                                          CA                                 92236
GROUP I                    0                       0                             0.375                                            5.875          ROSAMOND                                           CA                                 93560
GROUP I                    0                       0                             0.375                                             6.34          PHOENIX                                            AZ                                 85029
GROUP I                    0                       0                             0.375                                             7.24          GLENDALE                                           AZ                                 85301
GROUP I                    0                       0                             0.375                                             7.19          VISTA                                              CA                                 92081
GROUP I                    0                       0                             0.375                                             6.99          MARYSVILLE                                         CA                                 95901
GROUP I                    0                       0                             0.375                                             6.84          CHULA VISTA                                        CA                                 91915
GROUP I                   1.81                     0                             0.375                                             6.64          SANTA CLARITA                                      CA                                 91351
GROUP I                    0                       0                             0.375                                             6.44          CHULA VISTA                                        CA                                 91910
GROUP I                    0                       0                             0.375                                             6.39          BELLFLOWER                                         CA                                 90706
GROUP I                   1.1                      0                             0.375                                             6.34          STOCKTON                                           CA                                 95215
GROUP I                    0                       0                             0.375                                             5.99          PARADISE                                           CA                                 95969
GROUP I                    0                       0                             0.375                                             6.79          LOS ANGELES                                        CA                                 90019
GROUP I                    0                       0                             0.375                                             6.93          JOHNSTOWN                                          CO                                 80534
GROUP I                    0                       0                             0.375                                             6.25          DALLAS                                             TX                                 75202
GROUP I                    0                       0                             0.375                                             6.42          GENEVA                                             OH                                 44041
GROUP I                   1.06                     0                             0.375                                             5.89          GRANTS PASS                                        OR                                 97526
GROUP I                    0                       0                             0.375                                              7.5          RIALTO                                             CA                                 92376
GROUP I                    0                       0                             0.375                                              6.5          CERES                                              CA                                 95307
GROUP I                    0                       0                             0.375                                             6.59          SAINT PAUL                                         MN                                 55104
GROUP I                    0                       0                             0.375                                             7.14          LAKE ELSINORE                                      CA                                 92530
GROUP I                    0                       0                             0.375                                              5.6          CLERMONT                                           GA                                 30527
GROUP I                    0                       0                             0.375                                             6.29          HOWELL                                             MI                                 48855
GROUP I                    0                       0                             0.375                                             6.22          BOWLING GREEN                                      KY                                 42104
GROUP I                    0                       0                             0.375                                             7.64          DEARBORN                                           MI                                 48124
GROUP I                    0                       0                             0.375                                             6.24          CARLYLE                                            IL                                 62231
GROUP I                   0.88                     0                             0.375                                             6.19          MODESTO                                            CA                                 95356
GROUP I                    0                       0                             0.375                                             8.05          COVINGTON                                          GA                                 30016
GROUP I                   1.5                      0                             0.375                                             6.19          HIRAM                                              GA                                 30141
GROUP I                   1.3                      0                             0.375                                              7.6          BERLIN                                             CT                                  6037
GROUP I                    0                       0                             0.375                                             5.42          NEW BRIGHTON                                       MN                                 55112
GROUP I                   1.77                     0                             0.375                                             7.84          EAST POINT                                         GA                                 30344
GROUP I                    0                       0                             0.375                                            6.125          RIVERSIDE                                          CA                                 92508
GROUP I                    0                       0                             0.375                                            6.125          MESA                                               AZ                                 85209
GROUP I                    0                       0                             0.375                                                7          MIRAMAR                                            FL                                 33025
GROUP I                    0                       0                             0.375                                              7.5          TAMPA                                              FL                                 33647
GROUP I                    0                       0                             0.375                                            6.625          OAKLAND                                            CA                                 94601
GROUP I                    0                       0                             0.375                                            6.375          SAN BERNARDINO                                     CA                                 92407
GROUP I                    0                       0                             0.375                                              6.5          STUART                                             FL                                 34994
GROUP I                    0                       0                             0.375                                                6          HOLLISTER                                          CA                                 95023
GROUP I                    0                       0                             0.375                                             7.25          BALTIMORE                                          MD                                 21218
GROUP I                    0                       0                             0.375                                             7.75          MIAMI                                              FL                                 33172
GROUP I                    0                       0                             0.375                                            5.875          MESA                                               AZ                                 85208
GROUP I                    0                       0                             0.375                                              6.5          TAMARAC                                            FL                                 33321
GROUP I                    0                       0                             0.375                                            5.125          CERES                                              CA                                 95307
GROUP I                    0                       0                             0.375                                            6.875          PALMDALE                                           CA                                 93551
GROUP I                    0                       0                             0.375                                            6.625          FREDERICKSBURG                                     VA                                 22405
GROUP I                    0                       0                             0.375                                             6.75          WILMINGTON                                         NC                                 28405
GROUP I                    0                       0                             0.375                                            6.625          CHICAGO                                            IL                                 60651
GROUP I                    0                       0                             0.375                                            6.875          QUEEN CREEK                                        AZ                                 85242
GROUP I                    0                       0                             0.375                                                7          CHICAGO                                            IL                                 60622
GROUP I                    0                       0                             0.375                                            7.625          ELIZABETH                                          NJ                                  7202
GROUP I                    0                       0                             0.375                                                7          SANFORD                                            FL                                 32771
GROUP I                    0                       0                             0.375                                             6.75          CORAL SPRINGS                                      FL                                 33076
GROUP I                    0                       0                             0.375                                             6.75          STUART                                             FL                                 34994
GROUP I                    0                       0                             0.375                                             8.55          DARBY                                              PA                                 19023
GROUP I                    0                       0                             0.375                                              6.7          SAUGERTIES                                         NY                                 12477
GROUP I                    0                       0                             0.375                                            5.625          YUBA CITY                                          CA                                 95893
GROUP I                    0                       0                             0.375                                                7          MIAMI                                              FL                                 33015
GROUP I                    0                       0                             0.375                                             6.25          CHULA VISTA                                        CA                                 91915
GROUP I                    0                       0                             0.375                                            7.375          BONITA SPRINGS                                     FL                                 34135
GROUP I                    0                       0                             0.375                                             6.75          SANFORD                                            FL                                 32771
GROUP I                    0                       0                             0.375                                             6.75          GLENDALE                                           AZ                                 85305
GROUP I                    0                       0                             0.375                                            7.875          KEY BISCAYNE                                       FL                                 33149
GROUP I                    0                       0                             0.375                                            7.625          SAN DIEGO                                          CA                                 92103
GROUP I                    0                       0                             0.375                                            6.875          HAMPTON                                            VA                                 23663
GROUP I                   1.51                     0                             0.375                                            6.875          STOCKTON                                           CA                                 95205
GROUP I                    0                       0                             0.375                                             7.35          CORAL SPRINGS                                      FL                                 33067
GROUP I                    0                       0                             0.375                                              7.5          SUN CITY                                           CA                                 92586
GROUP I                    0                       0                             0.375                                            8.125          NORTH PLAINFIELD                                   NJ                                  7060
GROUP I                    0                       0                             0.375                                            7.375          LAKELAND                                           FL                                 33813
GROUP I                    0                       0                             0.375                                            5.625          PLANO                                              TX                                 75024
GROUP I                    0                       0                             0.375                                            6.375          SUNRISE                                            FL                                 33351
GROUP I                    0                       0                             0.375                                            7.875          CHICAGO                                            IL                                 60609
GROUP I                    0                       0                             0.375                                              7.5          CAMBRIA                                            CA                                 93428
GROUP I                    0                       0                             0.375                                             8.25          LAKEPORT                                           CA                                 95453
GROUP I                    0                       0                             0.375                                                8          CORNVILLE                                          AZ                                 86325
GROUP I                    0                       0                             0.375                                                7          DISTRICT HEIGHTS                                   MD                                 20747
GROUP I                    0                       0                             0.375                                                8          WOODBRIDGE                                         VA                                 22191
GROUP I                    0                       0                             0.375                                            7.125          FALLS CHURCH                                       VA                                 22044
GROUP I                    0                       0                             0.375                                            7.125          TAMPA                                              FL                                 33607
GROUP I                    0                       0                             0.375                                             6.25          SAN FRANCISCO                                      CA                                 94114
GROUP I                    0                       0                             0.375                                             8.25          SKOKIE                                             IL                                 60076
GROUP I                    0                       0                             0.375                                             7.25          ATLANTA                                            GA                                 30349
GROUP I                    0                       0                             0.375                                                7          DAYTON                                             OH                                 45439
GROUP I                    0                       0                             0.375                                            6.875          CORAL SPRINGS                                      FL                                 33076
GROUP I                    0                       0                             0.375                                             6.75          HARDYSTON                                          NJ                                  7460
GROUP I                    0                       0                             0.375                                             6.76          PATERSON                                           NJ                                  7513
GROUP I                    0                       0                             0.375                                              6.5          BRICK                                              NJ                                  8723
GROUP I                    0                       0                             0.375                                             6.65          HAMBURG                                            NJ                                  7419
GROUP I                    0                       0                             0.375                                             7.25          SAINT PETERSBURG                                   FL                                 33703
GROUP I                    0                       0                             0.375                                              6.5          ORLANDO                                            FL                                 32837
GROUP I                    0                       0                             0.375                                                7          PALMDALE                                           CA                                 93551
GROUP I                    0                       0                             0.375                                            7.875          AUSTIN                                             TX                                 78703
GROUP I                    0                       0                             0.375                                             6.73          WILLINGBORO                                        NJ                                  8046
GROUP I                    0                       0                             0.375                                             7.52          CLEAR LAKE                                         IA                                 50428
GROUP I                    0                       0                             0.375                                            6.875          STUART                                             FL                                 34994
GROUP I                    0                       0                             0.375                                             6.25          HAYWARD                                            CA                                 94545
GROUP I                   1.45                     0                             0.375                                              6.2          FORT MYERS                                         FL                                 33905
GROUP I                    0                       0                             0.375                                            6.625          LANCASTER                                          CA                                 93535
GROUP I                   1.91                     0                             0.375                                              8.5          THORNTON                                           CO                                 80229
GROUP I                    0                       0                             0.375                                              6.5          TAMARAC                                            FL                                 33321
GROUP I                    0                       0                             0.375                                             6.75          LOS ANGELES AREA                                   CA                                 90001
GROUP I                    0                       0                             0.375                                             6.75          MARICOPA                                           AZ                                 85239
GROUP I                    0                       0                             0.375                                            8.375          ORANGE                                             NJ                                  7050
GROUP I                    0                       0                             0.375                                             5.79          YUMA                                               AZ                                 85365
GROUP I                    0                       0                             0.375                                            5.875          FONTANA                                            CA                                 92337
GROUP I                    0                       0                             0.375                                            6.975          SURPRISE                                           AZ                                 85379
GROUP I                    0                       0                             0.375                                              7.5          LAKELAND                                           FL                                 33811
GROUP I                    0                       0                             0.375                                              6.5          BEAUMONT                                           CA                                 92223
GROUP I                    0                       0                             0.375                                                6          BEAUMONT                                           CA                                 92223
GROUP I                    0                       0                             0.375                                            6.625          LOS ANGELES (ENCINO)                               CA                                 91316
GROUP I                    0                       0                             0.375                                             6.75          TOLLESON                                           AZ                                 85353
GROUP I                    0                       0                             0.375                                            6.125          COACHELLA                                          CA                                 92236
GROUP I                    0                       0                             0.375                                            6.625          LAKELAND                                           FL                                 33813
GROUP I                    0                       0                             0.375                                            6.875          TOLLESON                                           AZ                                 85353
GROUP I                    0                       0                             0.375                                            6.675          MORENO VALLEY                                      CA                                 92555
GROUP I                    0                       0                             0.375                                            6.875          APEX                                               NC                                 27502
GROUP I                    0                       0                             0.375                                                7          BEAUMONT                                           CA                                 92223
GROUP I                    0                       0                             0.375                                            6.375          COACHELLA                                          CA                                 92236
GROUP I                   1.91                     0                             0.375                                             8.25          WESTFIELD                                          NJ                                  7090
GROUP I                    0                       0                             0.375                                              6.5          PALM SPRINGS                                       CA                                 92262
GROUP I                    0                       0                             0.375                                              6.5          PALMDALE                                           CA                                 93551
GROUP I                    0                       0                             0.375                                            7.125          PALM COAST                                         FL                                 32137
GROUP I                    0                       0                             0.375                                             6.75          MORENO VALLEY                                      CA                                 92555
GROUP I                    0                       0                             0.375                                                7          PALM SPRINGS                                       CA                                 92262
GROUP I                    0                       0                             0.375                                            7.875          HAZLETON                                           PA                                 18201
GROUP I                    0                       0                             0.375                                              6.5          MIAMI                                              FL                                 33176
GROUP I                    0                       0                             0.375                                            6.625          MENIFEE                                            CA                                 92584
GROUP I                    0                       0                             0.375                                            7.125          CORAL SPRINGS                                      FL                                 33067
GROUP I                    0                       0                             0.375                                                7          GREENSBOROUGH                                      NC                                 27406
GROUP I                    0                       0                             0.375                                                6          MESA                                               AZ                                 85208
GROUP I                    0                       0                             0.375                                             6.75          MIRAMAR                                            FL                                 33025
GROUP I                    0                       0                             0.375                                             7.25          HEMET                                              CA                                 92545
GROUP I                    0                       0                             0.375                                             6.75          TOLLESON                                           AZ                                 85353
GROUP I                    0                       0                             0.375                                             5.99          SAN BERNARDINO                                     CA                                 92411
GROUP I                    0                       0                             0.375                                            6.625          SAN FRANCISCO                                      CA                                 94115
GROUP I                    0                       0                             0.375                                             6.75          LOS ANGELES                                        CA                                 90008
GROUP I                    0                       0                             0.375                                             8.75          SPRING                                             TX                                 77373
GROUP I                    0                       0                             0.375                                             6.75          OLIVEHURST                                         CA                                 95961
GROUP I                    0                       0                             0.375                                              7.5          LONG BEACH                                         CA                                 90806
GROUP I                    0                       0                             0.375                                            8.125          KISSIMMEE                                          FL                                 34741
GROUP I                    0                       0                             0.375                                            7.375          STERLING                                           VA                                 20164
GROUP I                    0                       0                             0.375                                                8          BAKERSFIELD                                        CA                                 93307
GROUP I                    0                       0                             0.375                                            8.125          HARKER HEIGHTS                                     TX                                 76548
GROUP I                    0                       0                             0.375                                            6.875          MADERA                                             CA                                 93637
GROUP I                    0                       0                             0.375                                             6.75          EL CAJON                                           CA                                 92021
GROUP I                    0                       0                             0.375                                             8.25          ALBUQUERQUE                                        NM                                 87121
GROUP I                    0                       0                             0.375                                             7.75          RESTON                                             VA                                 20191
GROUP I                    0                       0                             0.375                                            9.125          MIAMI                                              FL                                 33130
GROUP I                    0                       0                             0.375                                            9.375          SARASOTA                                           FL                                 34236
GROUP I                    0                       0                             0.375                                              6.5          GULF BREEZE                                        FL                                 32561
GROUP I                    0                       0                             0.375                                            6.625          UPLAND                                             CA                                 91784
GROUP I                    0                       0                             0.375                                              6.5          ANTELOPE                                           CA                                 95843
GROUP I                    0                       0                             0.375                                            7.125          RANCHO CUCAMONGA                                   CA                                 91739
GROUP I                    0                       0                             0.375                                             7.25          LA QUINTA                                          CA                                 92253
GROUP I                    0                       0                             0.375                                              7.5          LAS VEGAS                                          NV                                 89123
GROUP I                    0                       0                             0.375                                            8.875          EL MONTE                                           CA                                 91731
GROUP I                    0                       0                             0.375                                              7.5          MIAMI                                              FL                                 33015
GROUP I                    0                       0                             0.375                                            7.875          OCOEE                                              FL                                 34761
GROUP I                    0                       0                             0.375                                             8.25          WHITE PLAINS                                       NY                                 10601
GROUP I                    0                       0                             0.375                                             8.25          SKOKIE                                             IL                                 60077
GROUP I                    0                       0                             0.375                                            6.375          MORENO VALLEY                                      CA                                 92553
GROUP I                    0                       0                             0.375                                            7.375          MIDDLEBURG                                         FL                                 32068
GROUP I                    0                       0                             0.375                                             6.25          SAN BERNARDINO                                     CA                                 92407
GROUP I                    0                       0                             0.375                                              7.8          LOS ANGELES AREA                                   CA                                 90044
GROUP I                    0                       0                             0.375                                            6.875          OROVILLE                                           CA                                 95965
GROUP I                    0                       0                             0.375                                              8.5          RENO                                               NV                                 89503
GROUP I                    0                       0                             0.375                                                6          SAN MARTIN                                         CA                                 95046
GROUP I                    0                       0                             0.375                                            6.625          TURLOCK                                            CA                                 95380
GROUP I                    0                       0                             0.375                                             7.85          MIRAMAR                                            FL                                 33025
GROUP I                    0                       0                             0.375                                                8          BROOKLYN                                           NY                                 11208
GROUP I                    0                       0                             0.375                                            7.625          VERO BEACH                                         FL                                 32967
GROUP I                    0                       0                             0.375                                            7.875          OXNARD AREA                                        CA                                 93035
GROUP I                    0                       0                             0.375                                             7.75          PORT SAINT LUCIE                                   FL                                 34953
GROUP I                    0                       0                             0.375                                              7.9          ADELANTO                                           CA                                 92301
GROUP I                    0                       0                             0.375                                            7.125          WHITTIER                                           CA                                 90603
GROUP I                    0                       0                             0.375                                             7.75          NORTH FORT MYERS                                   FL                                 33903
GROUP I                    0                       0                             0.375                                            7.625          MURRIETA                                           CA                                 92562
GROUP I                    0                       0                             0.375                                             8.75          SKOKIE                                             IL                                 60076
GROUP I                    0                       0                             0.375                                            9.375          BUCKEYE                                            AZ                                 85326
GROUP I                    0                       0                             0.375                                            7.875          TALLAHASSEE                                        FL                                 32303
GROUP I                    0                       0                             0.375                                            8.375          TAMPA                                              FL                                 33604
GROUP I                    0                       0                             0.375                                             7.75          PORT SAINT LUCIE                                   FL                                 34983
GROUP I                    0                       0                             0.375                                             6.99          WEST COVINA                                        CA                                 91792
GROUP I                    0                       0                             0.375                                            7.375          BROOKLYN                                           NY                                 11208
GROUP I                    0                       0                             0.375                                            7.875          CHICAGO                                            IL                                 60629
GROUP I                    0                       0                             0.375                                            7.875          THOUSAND OAKS                                      CA                                 91360
GROUP I                    0                       0                             0.375                                              7.5          LITCHFIELD PARK                                    AZ                                 85340
GROUP I                    0                       0                             0.375                                            7.875          BROOKLYN                                           NY                                 11221
GROUP I                    0                       0                             0.375                                             7.75          CHICAGO                                            IL                                 60609
GROUP I                    0                       0                             0.375                                            7.875          CHANDLER                                           AZ                                 85225
GROUP I                    0                       0                             0.375                                             8.75          BROOKLYN                                           NY                                 11208
GROUP I                    0                       0                             0.375                                             6.75          CORONA                                             CA                                 92879
GROUP I                    0                       0                             0.375                                             7.25          SAINT PETERSBURG                                   FL                                 33705
GROUP I                    0                       0                             0.375                                            7.875          RESEDA AREA                                        CA                                 91335
GROUP I                    0                       0                             0.375                                             6.25          OAK HILLS AREA                                     CA                                 92344
GROUP I                    0                       0                             0.375                                               10          MIAMI                                              FL                                 33194
GROUP I                    0                       0                             0.375                                                7          NORTH PORT                                         FL                                 34288
GROUP I                    0                       0                             0.375                                            7.625          BOYNTON BEACH                                      FL                                 33436
GROUP I                    0                       0                             0.375                                            8.625          WOODLAND                                           CA                                 95695
GROUP I                    0                       0                             0.375                                            6.375          LOS ANGELES                                        CA                                 90018
GROUP I                    0                       0                             0.375                                            10.35          TAMPA                                              FL                                 33626
GROUP I                    0                       0                             0.375                                              7.5          MIAMI                                              FL                                 33133
GROUP I                    0                       0                             0.375                                             7.25          DALY CITY                                          CA                                 94015
GROUP I                    0                       0                             0.375                                                6          SCOTTSDALE                                         AZ                                 85260
GROUP I                    0                       0                             0.375                                             7.99          RAMONA                                             CA                                 92065
GROUP I                    0                       0                             0.375                                             7.75          CANYON COUNTRY AREA                                CA                                 91351
GROUP I                    0                       0                             0.375                                           10.975          GREENSBORO                                         NC                                 27407
GROUP I                    0                       0                             0.375                                            6.875          ONTARIO                                            CA                                 91764
GROUP I                    0                       0                             0.375                                              7.5          FOWLERVILLE                                        MI                                 48836
GROUP I                    0                       0                             0.375                                            6.875          GARDEN GROVE                                       CA                                 92843
GROUP I                    0                       0                             0.375                                            7.625          GARDNERVILLE                                       NV                                 89410
GROUP I                    0                       0                             0.375                                            7.375          DANA POINT                                         CA                                 92629
GROUP I                    0                       0                             0.375                                              7.5          MENDOTA HEIGHTS                                    MN                                 55118
GROUP I                    0                       0                             0.375                                            7.375          PHOENIXVILLE                                       PA                                 19460
GROUP I                    0                       0                             0.375                                             6.29          TAMPA                                              FL                                 33618
GROUP I                    0                       0                             0.375                                            7.875          LOS ANGELES                                        CA                                 90037
GROUP I                    0                       0                             0.375                                             8.25          KALAMAZOO                                          MI                                 49009
GROUP I                    0                       0                             0.375                                            9.225          OAK RIDGE                                          TN                                 37830
GROUP I                    0                       0                             0.375                                              8.6          VAN NUYS                                           CA                                 91405
GROUP I                    0                       0                             0.375                                              8.4          IRVING                                             TX                                 75062
GROUP I                    0                       0                             0.375                                             8.99          MILTON                                             DE                                 19968
GROUP I                    0                       0                             0.375                                             10.5          BIG SANDY                                          TX                                 75755
GROUP I                    0                       0                             0.375                                             9.25          VICTORVILLE                                        CA                                 92392
GROUP I                    0                       0                             0.375                                            8.625          SAN FRANCISCO                                      CA                                 94127
GROUP I                    0                       0                             0.375                                              8.4          SAN BERNARDINO                                     CA                                 92407
GROUP I                    0                       0                             0.375                                             9.15          OXON HILL                                          MD                                 20745
GROUP I                    0                       0                             0.375                                                8          NEW HYDE PARK                                      NY                                 11040
GROUP I                    0                       0                             0.375                                              8.5          GLENDALE                                           CA                                 91208
GROUP I                    0                       0                             0.375                                              8.9          WESLEY CHAPEL                                      FL                                 33543
GROUP I                    0                       0                             0.375                                                9          YUCAIPA                                            CA                                 92399
GROUP I                    0                       0                             0.375                                           10.125          ROANOKE                                            VA                                 24014
GROUP I                    0                       0                             0.375                                             7.25          DOWNEY                                             CA                                 90240
GROUP I                    0                       0                             0.375                                              8.6          GWYNN OAK                                          MD                                 21207
GROUP I                    0                       0                             0.375                                             8.75          NORTH MIAMI                                        FL                                 33168
GROUP I                    0                       0                             0.375                                            8.375          TEMECULA                                           CA                                 92591
GROUP I                    0                       0                             0.375                                              8.9          COLORADO SPRINGS                                   CO                                 80917
GROUP I                    0                       0                             0.375                                             8.25          CHATSWORTH                                         CA                                 91311
GROUP I                    0                       0                             0.375                                            7.375          MENIFEE                                            CA                                 92584
GROUP I                    0                       0                             0.375                                             7.25          BEAUMONT                                           CA                                 92223
GROUP I                    0                       0                             0.375                                            6.375          COACHELLA                                          CA                                 92236
GROUP I                    0                       0                             0.375                                             6.75          BEAUMONT                                           CA                                 92223
GROUP I                    0                       0                             0.375                                             6.75          BEAUMONT                                           CA                                 92223
GROUP I                    0                       0                             0.375                                            6.125          PHOENIX                                            AZ                                 85043
GROUP I                    0                       0                             0.375                                            6.375          PHOENIX                                            AZ                                 85043
GROUP I                    0                       0                             0.375                                              6.5          QUAIL VALLEY                                       CA                                 92587
GROUP I                    0                       0                             0.375                                                7          PHOENIX                                            AZ                                 85043
GROUP I                    0                       0                             0.375                                              7.5          SANTA CLARITA                                      CA                                 91387
GROUP I                    0                       0                             0.375                                              5.8          LAKE ELSINORE                                      CA                                 92530
GROUP I                    0                       0                             0.375                                             7.25          TEMPLE HILLS                                       MD                                 20748
GROUP I                    0                       0                             0.375                                              5.5          COACHELLA                                          CA                                 92236
GROUP I                    0                       0                             0.375                                            6.375          LANCASTER                                          CA                                 93535
GROUP I                    0                       0                             0.375                                              6.5          HEMET                                              CA                                 92545
GROUP I                    0                       0                             0.375                                             7.29          TEXAS CITY                                         TX                                 77590
GROUP I                    0                       0                             0.375                                             6.75          HEMET                                              CA                                 92545
GROUP I                    0                       0                             0.375                                            7.375          SANFORD                                            FL                                 32771
GROUP I                    0                       0                             0.375                                            5.875          MESA                                               AZ                                 85209
GROUP I                    0                       0                             0.375                                            6.875          PHOENIX                                            AZ                                 85043
GROUP I                    0                       0                             0.375                                            5.625          LOS ANGELES                                        CA                                 90062
GROUP I                    0                       0                             0.375                                             6.75          MARTINEZ                                           CA                                 94553
GROUP I                    0                       0                             0.375                                                7          MIAMI                                              FL                                 33176
GROUP I                    0                       0                             0.375                                             7.25          NORTH MIAMI BEACH                                  FL                                 33162
GROUP I                    0                       0                             0.375                                                6          MESA                                               AZ                                 85209
GROUP I                    0                       0                             0.375                                            7.875          CORAL SPRINGS                                      FL                                 33067
GROUP I                    0                       0                             0.375                                            7.875          PHOENIX                                            AZ                                 85020
GROUP I                    0                       0                             0.375                                             6.44          SURPRISE                                           AZ                                 85379
GROUP I                   2.12                     0                             0.375                                              8.5          CASTLE ROCK                                        CO                                 80104
GROUP I                    0                       0                             0.375                                             6.25          ESSEX FELLS                                        NJ                                  7021
GROUP I                    0                       0                             0.375                                             6.75          CORAL SPRINGS                                      FL                                 33067
GROUP I                    0                       0                             0.375                                                7          BEAUMONT                                           CA                                 92223
GROUP I                    0                       0                             0.375                                                7          HESPERIA                                           CA                                 92345
GROUP I                    0                       0                             0.375                                             6.25          MESA                                               AZ                                 85208
GROUP I                    0                       0                             0.375                                              7.5          MIRAMAR                                            FL                                 33025
GROUP I                    0                       0                             0.375                                              6.5          CORONA                                             CA                                 92882
GROUP I                    0                       0                             0.375                                            6.375          CALEXICO                                           CA                                 92231
GROUP I                    0                       0                             0.375                                            7.125          SANFORD                                            FL                                 32771
GROUP I                    0                       0                             0.375                                                7          MIRAMAR                                            FL                                 33025
GROUP I                    0                       0                             0.375                                            7.375          WHITE PLAINS                                       NY                                 10601
GROUP I                    0                       0                             0.375                                            8.625          CHULA VISTA                                        CA                                 91910
GROUP I                    0                       0                             0.375                                              7.5          MORENO VALLEY                                      CA                                 92553
GROUP I                    0                       0                             0.375                                              7.5          HOMESTEAD                                          FL                                 33032
GROUP I                    0                       0                             0.375                                            7.375          WAXAHACIE                                          TX                                 75165
GROUP I                    0                       0                             0.375                                            7.875          MC FARLAND                                         CA                                 93250
GROUP I                    0                       0                             0.375                                                8          KISSIMMEE                                          FL                                 34741
GROUP I                    0                       0                             0.375                                             7.25          SPARKS                                             NV                                 89431
GROUP I                    0                       0                             0.375                                                7          MESA                                               AZ                                 85209
GROUP I                    0                       0                             0.375                                              6.5          SANFORD                                            FL                                 32771
GROUP I                    0                       0                             0.375                                             8.25          PROVIDENCE                                         RI                                  2907
GROUP I                    0                       0                             0.375                                             7.25          LOS ANGELES                                        CA                                 90039
GROUP I                    0                       0                             0.375                                             6.75          STOCKTON                                           CA                                 95204
GROUP I                    0                       0                             0.375                                              8.5          TAMPA                                              FL                                 33610
GROUP I                    0                       0                             0.375                                              6.4          LAS VEGAS                                          NV                                 89108
GROUP I                    0                       0                             0.375                                             6.29          PIKESVILLE                                         MD                                 21208
GROUP I                    0                       0                             0.375                                              6.3          SAN DIEGO                                          CA                                 92154
GROUP I                    0                       0                             0.375                                             6.78          MYRTLE BEACH                                       SC                                 29572
GROUP I                    0                       0                             0.375                                             6.35          WILLIAMSTOWN                                       NJ                                  8094
GROUP I                    0                       0                             0.375                                             6.64          ROSEVILLE                                          CA                                 95661
GROUP I                    0                       0                             0.375                                             6.39          ENFIELD                                            CT                                  6082
GROUP I                    0                       0                             0.375                                             5.79          ADELANTO                                           CA                                 92301
GROUP I                    0                       0                             0.375                                             6.35          SAN JOSE                                           CA                                 95127
GROUP I                    0                       0                             0.375                                              6.1          COVINA                                             CA                                 91722
GROUP I                    0                       0                             0.375                                              6.7          SANTA CLARITA                                      CA                                 91387
GROUP I                    0                       0                             0.375                                             6.35          SANTA ANA                                          CA                                 92704
GROUP I                    0                       0                             0.375                                             6.64          GLENDALE                                           CA                                 91204
GROUP I                    0                       0                             0.375                                             5.85          CERES                                              CA                                 95307
GROUP I                    0                       0                             0.375                                             5.55          MORENO VALLEY                                      CA                                 92557
GROUP I                    0                       0                             0.375                                             6.75          SAN JACINTO                                        CA                                 92583
GROUP I                    0                       0                             0.375                                             6.69          BERKELEY                                           CA                                 94710
GROUP I                    0                       0                             0.375                                             6.99          MURRIETA                                           CA                                 92563
GROUP I                    0                       0                             0.375                                              7.3          ELK GROVE                                          CA                                 95757
GROUP I                    0                       0                             0.375                                             6.99          SACRAMENTO                                         CA                                 95835
GROUP I                    0                       0                             0.375                                             6.79          LAS VEGAS                                          NV                                 89147
GROUP I                    0                       0                             0.375                                             6.99          WESTLAKE VILLAGE                                   CA                                 91362
GROUP I                    0                       0                             0.375                                             6.15          RIVERSIDE                                          CA                                 92509
GROUP I                    0                       0                             0.375                                              6.1          BREMERTON                                          WA                                 98312
GROUP I                    0                       0                             0.375                                             5.95          SPANAWAY                                           WA                                 98387
GROUP I                    0                       0                             0.375                                             7.75          LOS ANGELES                                        CA                                 90731
GROUP I                    0                       0                             0.375                                            6.625          TOLLESON                                           AZ                                 85353
GROUP I                    0                       0                             0.375                                             7.25          MIAMI                                              FL                                 33176
GROUP I                    0                       0                             0.375                                            7.125          ONTARIO                                            CA                                 91764
GROUP I                    0                       0                             0.375                                              7.5          DEPTFORD                                           NJ                                  8096
GROUP I                    0                       0                             0.375                                              6.5          PENSACOLA                                          FL                                 32507
GROUP I                    0                       0                             0.375                                                8          ST AUGUSTINE                                       FL                                 32092
GROUP I                    0                       0                             0.375                                              6.5          CHOWCHILLA                                         CA                                 93610
GROUP I                    0                       0                             0.375                                            6.575          COACHELLA                                          CA                                 92236
GROUP I                    0                       0                             0.375                                            6.375          MIAMI                                              FL                                 33176
GROUP I                    0                       0                             0.375                                            6.875          TAMPA                                              FL                                 33605
GROUP I                    0                       0                             0.375                                            7.875          LOS ANGELES                                        CA                                 90003
GROUP I                    0                       0                             0.375                                            7.875          NORTH LAUDERDALE                                   FL                                 33068
GROUP I                    0                       0                             0.375                                              6.5          STOCKTON                                           CA                                 95212
GROUP I                    0                       0                             0.375                                             7.75          CATHEDRAL CITY                                     CA                                 92234
GROUP I                    0                       0                             0.375                                            6.875          COACHELLA                                          CA                                 92236
GROUP I                    0                       0                             0.375                                                7          PLANO                                              TX                                 75094
GROUP I                    0                       0                             0.375                                           10.125          SYLMAR                                             CA                                 91342
GROUP I                    0                       0                             0.375                                              7.5          BAKERSFIELD                                        CA                                 93311
GROUP I                    0                       0                             0.375                                            8.625          LAS VEGAS                                          NV                                 89123
GROUP I                    0                       0                             0.375                                             7.25          COEUR D ALENE                                      ID                                 83815
GROUP I                    0                       0                             0.375                                            8.625          BEAUMONT                                           CA                                 92223
GROUP I                    0                       0                             0.375                                             7.75          BAKERSFILED                                        CA                                 93309
GROUP I                    0                       0                             0.375                                            8.275          LAS VEGAS                                          NV                                 89121
GROUP I                    0                       0                             0.375                                              8.5          BOULDER CITY                                       NV                                 89005
GROUP I                    0                       0                             0.375                                             7.75          COLUMBIA                                           MD                                 21045
GROUP I                    0                       0                             0.375                                             6.25          COTTONWOOD                                         CA                                 96022
GROUP I                    0                       0                             0.375                                             8.25          FT PIERCE                                          FL                                 34946
GROUP I                    0                       0                             0.375                                            7.875          LAS VEGAS                                          NV                                 89149
GROUP I                    0                       0                             0.375                                            7.375          TURLOCK                                            CA                                 95382
GROUP I                    0                       0                             0.375                                             8.75          BOCA RATON                                         FL                                 33428
GROUP I                    0                       0                             0.375                                             7.75          BOCA RATON                                         FL                                 33496
GROUP I                    0                       0                             0.375                                             7.75          APPLE VALLEY                                       CA                                 92307
GROUP I                    0                       0                             0.375                                            6.875          LAKE ELSINORE                                      CA                                 92530
GROUP I                    0                       0                             0.375                                            6.375          CALEXICO                                           CA                                 92231
GROUP I                    0                       0                             0.375                                                7          IRVINE                                             CA                                 92620
GROUP I                    0                       0                             0.375                                             7.25          ESCONDIDO                                          CA                                 92027
GROUP I                    0                       0                             0.375                                            7.875          LOS ANGELES                                        CA                                 90059
GROUP I                    0                       0                             0.375                                              7.5          EL CENTRO                                          CA                                 92243
GROUP I                    0                       0                             0.375                                            7.625          NORTH MIAMI BEACH                                  FL                                 33162
GROUP I                    0                       0                             0.375                                            7.125          MORENO VALLEY                                      CA                                 92551
GROUP I                    0                       0                             0.375                                            6.625          CALEXICO                                           CA                                 92231
GROUP I                    0                       0                             0.375                                             6.75          COACHELLA                                          CA                                 92236
GROUP I                    0                       0                             0.375                                            8.375          KERMAN                                             CA                                 93630
GROUP I                    0                       0                             0.375                                             7.99          RENO                                               NV                                 89511
GROUP I                    0                       0                             0.375                                              7.6          SAN JOSE                                           CA                                 95116
GROUP I                    0                       0                             0.375                                            6.375          AGOURA HILLS                                       CA                                 91301
GROUP I                    0                       0                             0.375                                            7.875          VIENNA                                             VA                                 22181
GROUP I                    0                       0                             0.375                                             7.75          SACRAMENTO                                         CA                                 95838
GROUP I                    0                       0                             0.375                                             8.25          CASTRO VALLEY                                      CA                                 94546
GROUP I                    0                       0                             0.375                                             8.25          VAIL                                               AZ                                 85641
GROUP I                    0                       0                             0.375                                            8.375          SAN BERNARDINO                                     CA                                 92411
GROUP I                    0                       0                             0.375                                             8.25          SAN JOSE                                           CA                                 95127
GROUP I                    0                       0                             0.375                                            6.375          ARCADIA                                            CA                                 91007
GROUP I                    0                       0                             0.375                                            7.875          LAKE FOREST                                        CA                                 92630
GROUP I                    0                       0                             0.375                                            6.875          MANTECA                                            CA                                 95337
GROUP I                    0                       0                             0.375                                            7.625          ESCONDIDO                                          CA                                 92026
GROUP I                    0                       0                             0.375                                                7          SAN DIEGO                                          CA                                 92114
GROUP I                    0                       0                             0.375                                             6.75          SACRAMENTO                                         CA                                 95826
GROUP I                    0                       0                             0.375                                            6.875          JAMUL                                              CA                                 91935
GROUP I                    0                       0                             0.375                                            7.375          ROCKPORT                                           TX                                 78382
GROUP I                    0                       0                             0.375                                            7.125          MONTEREY PARK                                      CA                                 91754
GROUP I                    0                       0                             0.375                                             8.05          LAUDERHILL                                         FL                                 33319
GROUP I                    0                       0                             0.375                                            7.625          SUN VALLEY                                         NV                                 89433
GROUP I                    0                       0                             0.375                                             7.25          VERO BEACH                                         FL                                 32962
GROUP I                    0                       0                             0.375                                              7.5          MIAMI                                              FL                                 33177
GROUP I                    0                       0                             0.375                                            6.875          DORAL                                              FL                                 33178
GROUP I                    0                       0                             0.375                                             7.75          LA PUENTE                                          CA                                 91744
GROUP I                    0                       0                             0.375                                             6.75          DESERT HOT SPRINGS                                 CA                                 92240
GROUP I                    0                       0                             0.375                                                7          ANTIOCH                                            IL                                 60002
GROUP I                    0                       0                             0.375                                             9.75          SUN VALLEY                                         NV                                 89433
GROUP I                    0                       0                             0.375                                             6.75          ONTARIO                                            CA                                 91761
GROUP I                    0                       0                             0.375                                             7.25          DURHAM                                             NC                                 27713
GROUP I                   1.48                     0                             0.375                                             6.84          FRANKLIN PARK                                      IL                                 60131
GROUP I                    0                       0                             0.375                                             7.19          EDEN PRAIRIE                                       MN                                 55346
GROUP I                   1.3                      0                             0.375                                             6.63          TYRONE                                             GA                                 30290
GROUP I                   1.48                     0                             0.375                                             7.24          ATLANTIC                                           NJ                                  8401
GROUP I                    0                       0                             0.375                                             6.94          BOISE                                              ID                                 83706
GROUP I                    0                       0                             0.375                                             6.79          FRESNO                                             CA                                 93704
GROUP I                    0                       0                             0.375                                              7.5          FAIRFAX                                            VA                                 22031
GROUP I                    0                       0                             0.375                                            5.875          ROSEDALE                                           MD                                 21237
GROUP I                    0                       0                             0.375                                            6.875          BOSTON                                             MA                                  2124
GROUP I                    0                       0                             0.375                                             6.75          GARDEN GROVE                                       CA                                 92840
GROUP I                    0                       0                             0.375                                            7.375          CANTON                                             GA                                 30114
GROUP I                    0                       0                             0.375                                             6.85          LAWRENCEVILLE                                      GA                                 30045
GROUP I                    0                       0                             0.375                                             6.85          LIVERPOOL                                          NY                                 13090
GROUP I                    0                       0                             0.375                                              7.8          CRYSTAL LAKE                                       IL                                 60012
GROUP I                    0                       0                             0.375                                            7.675          OCEANSIDE                                          CA                                 92056
GROUP I                    0                       0                             0.375                                             7.54          HYDE PARK                                          NY                                 12538
GROUP I                    0                       0                             0.375                                              7.6          TINLEY PARK                                        IL                                 60477
GROUP I                    0                       0                             0.375                                             7.89          WEST COVINA                                        CA                                 91792
GROUP I                    0                       0                             0.375                                              6.3          CHICAGO                                            IL                                 60643
GROUP I                    0                       0                             0.375                                              6.7          GAINESVILLE                                        GA                                 30506
GROUP I                    0                       0                             0.375                                             6.99          ESSEX                                              MD                                 21221
GROUP I                    0                       0                             0.375                                              7.7          APPLETON                                           WI                                 54914
GROUP I                    0                       0                             0.375                                             8.24          SACRAMENTO                                         CA                                 95824
GROUP I                    0                       0                             0.375                                             7.64          LITHONIA                                           GA                                 30038
GROUP I                    0                       0                             0.375                                             7.45          HAMPTON                                            GA                                 30228
GROUP I                    0                       0                             0.375                                             6.75          PHOENIX                                            AZ                                 85041
GROUP I                    0                       0                             0.375                                             7.65          MARIETTA                                           GA                                 30008
GROUP I                    0                       0                             0.375                                             6.35          CHICAGO                                            IL                                 60621
GROUP I                    0                       0                             0.375                                             6.99          COLLINSVILLE                                       OK                                 74021
GROUP I                    0                       0                             0.375                                             6.71          WESTCHESTER                                        IL                                 60154
GROUP I                    0                       0                             0.375                                             8.45          COLUMBUS                                           OH                                 43204
GROUP I                    0                       0                             0.375                                            7.105          SPOKANE                                            WA                                 99207
GROUP I                    0                       0                             0.375                                            7.225          DETROIT                                            MI                                 48205
GROUP I                    0                       0                             0.375                                            7.225          FAIRFIELD                                          OH                                 45014
GROUP I                    0                       0                             0.375                                            6.615          JACKSONVILLE                                       FL                                 32244
GROUP I                    0                       0                             0.375                                            7.675          SPOKANE                                            WA                                 99207
GROUP I                    0                       0                             0.375                                            7.425          SPOKANE                                            WA                                 99207
GROUP I                    0                       0                             0.375                                            7.475          LITHONIA                                           GA                                 30038
GROUP I                    0                       0                             0.375                                            7.455          PHOENIX                                            AZ                                 85009
GROUP I                    0                       0                             0.375                                            7.015          TUCSON                                             AZ                                 85706
GROUP I                    0                       0                             0.375                                            7.175          GREENLEY                                           CO                                 80634
GROUP I                    0                       0                             0.375                                            6.875          HEMET                                              CA                                 92545
GROUP I                    0                       0                             0.375                                            7.365          PHOENIX                                            AZ                                 85022
GROUP I                    0                       0                             0.375                                             7.23          SPOKANE VALLEY                                     WA                                 99216
GROUP I                    0                       0                             0.375                                             6.85          EAST WENATCHEE                                     WA                                 98802
GROUP I                   2.31                     0                             0.375                                            7.475          CHICAGO                                            IL                                 60626
GROUP I                    0                       0                             0.375                                            6.928          COTTONWOOD                                         AZ                                 86326
GROUP I                    0                       0                             0.375                                            6.875          MESA                                               AZ                                 85204
GROUP I                   1.84                     0                             0.375                                            7.555          EL MIRAGE                                          AZ                                 85335
GROUP I                    0                       0                             0.375                                            7.355          JOLIET                                             IL                                 60435
GROUP I                   1.5                      0                             0.375                                             7.48          MENOMONEE                                          WI                                 53051
GROUP I                    0                       0                             0.375                                            7.788          CHICAGO                                            IL                                 60628
GROUP I                   2.28                     0                             0.375                                             7.45          PHOENIX                                            AZ                                 85033
GROUP I                    0                       0                             0.375                                             6.68          BUCKEYE                                            AZ                                 85326
GROUP I                    0                       0                             0.375                                              6.5          MORENO VALLEY                                      CA                                 92551
GROUP I                    0                       0                             0.375                                            7.225          QUEEN CREEK                                        AZ                                 85243
GROUP I                   2.03                     0                             0.375                                            6.865          AURORA                                             CO                                 80013
GROUP I                    0                       0                             0.375                                            7.803          CHICAGO                                            IL                                 60647
GROUP I                    0                       0                             0.375                                              6.9          FONTANA                                            CA                                 92335
GROUP I                   2.03                     0                             0.375                                             7.25          RICHFIELD                                          MN                                 55423
GROUP I                    0                       0                             0.375                                              7.1          PHOENIX                                            AZ                                 85048
GROUP I                    0                       0                             0.375                                             7.89          MORTON GROVE                                       IL                                 60053
GROUP I                    0                       0                             0.375                                             7.23          CHICAGO                                            IL                                 60653
GROUP I                    0                       0                             0.375                                            6.615          OXNARD                                             CA                                 93033
GROUP I                    0                       0                             0.375                                            6.415          ST CHARLES                                         IL                                 60175
GROUP I                    0                       0                             0.375                                              7.1          ONTARIO                                            CA                                 91764
GROUP I                   1.7                      0                             0.375                                              6.6          LOS ANGELES                                        CA                                 90039
GROUP I                    0                       0                             0.375                                            6.855          CORONA                                             CA                                 92883
GROUP I                    0                       0                             0.375                                             8.25          LAS VEGAS                                          NV                                 89148
GROUP I                    0                       0                             0.375                                              6.5          HARPER STREET                                      CA                                 92655
GROUP I                    0                       0                             0.375                                            7.875          PLANTATION                                         FL                                 33317
GROUP I                    0                       0                             0.375                                            7.875          EAGLE                                              ID                                 83616
GROUP I                    0                       0                             0.375                                                9          BRONX                                              NY                                 10472
GROUP I                    0                       0                             0.375                                             6.99          SACRAMENTO                                         CA                                 95864
GROUP I                    0                       0                             0.375                                            9.125          CHICAGO                                            IL                                 60641
GROUP I                    0                       0                             0.375                                                8          TACOMA                                             WA                                 98409
GROUP I                    0                       0                             0.375                                             7.75          CORONA                                             CA                                 92879
GROUP I                    0                       0                             0.375                                            6.375          LOS ANGELES                                        CA                                 90059
GROUP I                    0                       0                             0.375                                             8.75          HAMPTON                                            VA                                 23661
GROUP I                    0                       0                             0.375                                            9.125          TAMPA                                              FL                                 33635
GROUP I                    0                       0                             0.375                                            10.25          TAMPA                                              FL                                 33607
GROUP I                    0                       0                             0.375                                              7.6          FREDERICKSBURG                                     VA                                 22401
GROUP I                    0                       0                             0.375                                             6.25          BUCKEYE                                            AZ                                 85326
GROUP I                    0                       0                             0.375                                             7.75          BAKERSFIELD                                        CA                                 93309
GROUP I                    0                       0                             0.375                                            7.375          LONGWOOD                                           FL                                 32829
GROUP I                    0                       0                             0.375                                             7.75          LAKE HAVASU CITY                                   AZ                                 86406
GROUP I                    0                       0                             0.375                                            7.125          SCOTTSDALE                                         AZ                                 85258
GROUP I                    0                       0                             0.375                                             6.65          BAKERSFIELD                                        CA                                 93307
GROUP I                    0                       0                             0.375                                             6.39          PALMDALE                                           CA                                 93550
GROUP I                    0                       0                             0.375                                             7.05          ASHBURN                                            VA                                 20147
GROUP I                    0                       0                             0.375                                              6.5          GARDENA                                            CA                                 92047
GROUP I                    0                       0                             0.375                                             8.09          LOS ANGELES                                        CA                                 90020
GROUP I                    0                       0                             0.375                                             7.95          LAKE ELSINORE                                      CA                                 92530
GROUP I                    0                       0                             0.375                                             7.75          LAGUNA HILLS                                       CA                                 92653
GROUP I                    0                       0                             0.375                                             7.49          OXNARD                                             CA                                 93033
GROUP I                    0                       0                             0.375                                            8.615          JACKSONVILLE                                       FL                                 32211
GROUP I                    0                       0                             0.375                                             7.29          SACRAMENTO                                         CA                                 95838
GROUP I                    0                       0                             0.375                                             7.05          BOISE                                              ID                                 83709
GROUP I                    0                       0                             0.375                                            6.825          POST FALLS                                         ID                                 83854
GROUP I                    0                       0                             0.375                                              7.5          TACOMA                                             WA                                 98445
GROUP I                    0                       0                             0.375                                            7.125          FOX ISLAND                                         WA                                 98333
GROUP I                    0                       0                             0.375                                             6.75          SIMI VALLEY                                        CA                                 93065
GROUP I                    0                       0                             0.375                                            6.625          NEWCASTLE                                          WA                                 98059
GROUP I                    0                       0                             0.375                                              7.5          SACRAMENTO                                         CA                                 95822
GROUP I                    0                       0                             0.375                                            6.081          FOSTER                                             RI                                  2825
GROUP I                    0                       0                             0.375                                            7.805          MARION STATION                                     MD                                 21838
GROUP I                   2.12                     0                             0.375                                            9.875          PITTSGROVE TWP                                     NJ                                  8318
GROUP I                    0                       0                             0.375                                             6.25          SAN MATEO                                          CA                                 94403
GROUP I                    0                       0                             0.375                                             7.25          HEMET                                              CA                                 92544
GROUP I                    0                       0                             0.375                                                6          NOVATO                                             CA                                 94947
GROUP I                    0                       0                             0.375                                              6.5          DENVER                                             CO                                 80218
GROUP I                    0                       0                             0.375                                            6.375          SAN DIEGO                                          CA                                 92103
GROUP I                    0                       0                             0.375                                            6.375          MURRIETA                                           CA                                 92563
GROUP I                    0                       0                             0.375                                             7.95          PHELAN AREA                                        CA                                 92371
GROUP I                    0                       0                             0.375                                             7.25          LAS VEGAS                                          NV                                 89109
GROUP I                    0                       0                             0.375                                            6.875          FOREST PARK                                        GA                                 30297
GROUP I                    0                       0                             0.375                                            6.625          TACOMA                                             WA                                 98404
GROUP I                    0                       0                             0.375                                             7.49          CHICAGO                                            IL                                 60647
GROUP I                    0                       0                             0.375                                             8.49          BERWYN                                             IL                                 60402
GROUP I                    0                       0                             0.375                                             6.55          CHICAGO                                            IL                                 60619
GROUP I                    0                       0                             0.375                                             7.49          ONTARIO                                            CA                                 91761
GROUP I                    0                       0                             0.375                                             6.99          184 STONE RD                                       IL                                 60013
GROUP I                    0                       0                             0.375                                            8.175          HAMPTON                                            GA                                 30228
GROUP I                    0                       0                             0.375                                             6.55          SAN JOSE                                           CA                                 95122
GROUP I                    0                       0                             0.375                                            6.855          MIAMI                                              FL                                 33175
GROUP I                    0                       0                             0.375                                            6.405          FREEDOM                                            CA                                 95019
GROUP I                    0                       0                             0.375                                              7.9          MARKHAM                                            IL                                 60428
GROUP I                    0                       0                             0.375                                            6.625          NORTH MIAMI BEACH                                  FL                                 33160
GROUP I                    0                       0                             0.375                                                9          INDIANAPOLIS                                       IN                                 46201
GROUP I                    0                       0                             0.375                                            6.875          LOS ANGELES                                        CA                                 90068
GROUP I                    0                       0                             0.375                                            7.865          COLUMBUS                                           OH                                 43223
GROUP I                    0                       0                             0.375                                             9.25          MONTGOMERY                                         AL                                 36110
GROUP I                    0                       0                             0.375                                             6.49          JOLIET                                             IL                                 60436
GROUP I                    0                       0                             0.375                                              7.1          MAGNA                                              UT                                 84044
GROUP I                    0                       0                             0.375                                             7.12          DENVER                                             CO                                 80223
GROUP I                    0                       0                             0.375                                              7.6          ALBUQUERQUE                                        NM                                 87112
GROUP I                    0                       0                             0.375                                              6.1          CHICAGO                                            IL                                 60617
GROUP I                    0                       0                             0.375                                            7.105          TAYLORSVILLE                                       UT                                 84118
GROUP I                    0                       0                             0.375                                            7.605          SCOTTSDALE                                         AZ                                 85257
GROUP I                    0                       0                             0.375                                             7.73          PHOENIX                                            AZ                                 85042
GROUP I                    0                       0                             0.375                                             6.85          BARSTOW                                            CA                                 92311
GROUP I                    0                       0                             0.375                                            6.874          SPARKS                                             NV                                 89434
GROUP I                    0                       0                             0.375                                              6.1          IDAHO FALLS                                        ID                                 83404
GROUP I                    0                       0                             0.375                                              8.5          INGLESIDE                                          IL                                 60041
GROUP I                    0                       0                             0.375                                             6.35          CHICAGO                                            IL                                 60653
GROUP I                    0                       0                             0.375                                            7.725          PHOENIX                                            AZ                                 85037
GROUP I                    0                       0                             0.375                                             5.98          BRIGHTON                                           CO                                 80603
GROUP I                    0                       0                             0.375                                             6.73          MESA                                               AZ                                 85202
GROUP I                    0                       0                             0.375                                            6.125          RICHTON PARK                                       IL                                 60471
GROUP I                    0                       0                             0.375                                             6.35          COMMERCE CITY                                      CO                                 80022
GROUP I                    0                       0                             0.375                                            6.788          LAKEWOOD                                           WA                                 98499
GROUP I                    0                       0                             0.375                                             7.38          MESA                                               AZ                                 85208
GROUP I                    0                       0                             0.375                                            7.225          LAKE HAVASU CITY                                   AZ                                 86404
GROUP I                    0                       0                             0.375                                              6.1          LOVELAND                                           CO                                 80537
GROUP I                    0                       0                             0.375                                            7.178          PHOENIX                                            AZ                                 85027
GROUP I                    0                       0                             0.375                                             6.48          MURRIETA                                           CA                                 92562
GROUP I                    0                       0                             0.375                                            6.365          CANYON COUNTRY                                     CA                                 91351
GROUP I                    0                       0                             0.375                                             6.64          PROVO                                              UT                                 84604
GROUP I                    0                       0                             0.375                                            7.225          TURLOCK                                            CA                                 95380
GROUP I                    0                       0                             0.375                                            7.605          CHANDLER                                           AZ                                 85249
GROUP I                    0                       0                             0.375                                            6.355          POMPANO BEACH                                      FL                                 33062
GROUP I                    0                       0                             0.375                                             6.35          SACRAMENTO                                         CA                                 95828
GROUP I                    0                       0                             0.375                                              6.1          PHOENIX                                            AZ                                 85028
GROUP I                    0                       0                             0.375                                             6.35          DUBLIN                                             CA                                 94568
GROUP I                    0                       0                             0.375                                             8.35          NEW RIVER                                          AZ                                 85087
GROUP I                    0                       0                             0.375                                             6.98          PINOLE                                             CA                                 94564
GROUP I                    0                       0                             0.375                                              6.5          INDIO                                              CA                                 92203
GROUP I                    0                       0                             0.375                                              6.5          LANCASTER                                          CA                                 93535
GROUP I                    0                       0                             0.375                                            7.125          FREEHOLD                                           NJ                                  7728
GROUP I                    0                       0                             0.375                                                7          MIAMI                                              FL                                 33176
GROUP I                    0                       0                             0.375                                            7.125          STUART                                             FL                                 34994
GROUP I                    0                       0                             0.375                                                6          SANFORD                                            FL                                 32771
GROUP I                    0                       0                             0.375                                            6.375          SANFORD                                            FL                                 32771
GROUP I                    0                       0                             0.375                                            6.375          PERRIS                                             CA                                 92570
GROUP I                    0                       0                             0.375                                                6          CHULA VISTA                                        CA                                 92841
GROUP I                    0                       0                             0.375                                                6          OAKLAND                                            CA                                 94610
GROUP I                    0                       0                             0.375                                             6.75          CHOWCHILLA                                         CA                                 93610
GROUP I                    0                       0                             0.375                                            6.875          MIRAMAR                                            FL                                 33025
GROUP I                    0                       0                             0.375                                              7.5          POMPANO BEACH                                      FL                                 33069
GROUP I                    0                       0                             0.375                                             6.75          REDLANDS                                           CA                                 92374
GROUP I                    0                       0                             0.375                                                7          VISTA                                              CA                                 92083
GROUP I                    0                       0                             0.375                                            7.625          CORAL SPRINGS                                      FL                                 33067
GROUP I                    0                       0                             0.375                                              7.5          PORTERVILLE                                        CA                                 93257
GROUP I                    0                       0                             0.375                                             6.25          LOS ANGELES                                        CA                                 90024
GROUP I                    0                       0                             0.375                                            7.917          LAS VEGAS                                          NV                                 89109
GROUP I                    0                       0                             0.375                                            7.375          PANAMA CITY                                        FL                                 32413
GROUP I                    0                       0                             0.375                                             4.99          COVINA                                             CA                                 91722
GROUP I                    0                       0                             0.375                                              7.5          ASHBURN                                            VA                                 20147
GROUP I                    0                       0                             0.375                                            5.625          MIAMI                                              FL                                 33156
GROUP I                    0                       0                             0.375                                             6.75          FAIRFAX                                            VA                                 22033
GROUP I                    0                       0                             0.375                                             7.25          HYATTSVILLE                                        MD                                 20783
GROUP I                    0                       0                             0.375                                            6.625          SALINAS                                            CA                                 93906
GROUP I                    0                       0                             0.375                                              7.7          LAS VEGAS                                          NV                                 89109
GROUP I                    0                       0                             0.375                                             6.25          SAN DIEGO                                          CA                                 92131
GROUP I                    0                       0                             0.375                                            6.875          MIAMI                                              FL                                 33172
GROUP I                    0                       0                              0.25                                                7          COLTON                                             CA                                 92324
GROUP I                    0                       0                              0.25                                            7.875          CORAL SPRINGS                                      FL                                 33076
GROUP I                    0                       0                              0.25                                              7.5          DES PLAINES                                        IL                                 60016
GROUP I                    0                       0                              0.25                                                7          GARDEN GROVE                                       CA                                 92841
GROUP I                    0                       0                              0.25                                            7.625          POMPANO BEACH                                      FL                                 33064
GROUP I                    0                       0                              0.25                                              7.5          PEMBROKE PINES                                     FL                                 33025
GROUP I                    0                       0                              0.25                                                9          FAIRFAX                                            VA                                 22031
GROUP I                    0                       0                              0.25                                            8.125          TENAFLY                                            NJ                                  7670
GROUP I                    0                       0                              0.25                                            8.125          LARGO                                              FL                                 33778
GROUP I                    0                       0                              0.25                                            7.875          OZONE PARK                                         NY                                 11416
GROUP I                    0                       0                              0.25                                            7.125          BLAINE                                             WA                                 98230
GROUP I                    0                       0                              0.25                                            6.875          CORONA                                             CA                                 92882
GROUP I                    0                       0                              0.25                                            7.125          QUEEN CREEK                                        AZ                                 85242
GROUP I                    0                       0                              0.25                                             7.75          HUNTINGTON BEACH                                   CA                                 92648
GROUP I                    0                       0                              0.25                                            8.125          SARATOGA SPRINGS                                   UT                                 84043
GROUP I                    0                       0                              0.25                                            8.625          FRESNO                                             CA                                 93701
GROUP I                    0                       0                              0.25                                            7.375          WALLKILL                                           NY                                 12589
GROUP I                    0                       0                              0.25                                             7.75          CHICAGO                                            IL                                 60636
GROUP I                    0                       0                              0.25                                             7.25          BRONX                                              NY                                 10462
GROUP I                    0                       0                              0.25                                             6.99          DALY CITY                                          CA                                 94015
GROUP I                    0                       0                              0.25                                            7.125          ORLANDO                                            FL                                 32835
GROUP I                    0                       0                              0.25                                             8.25          NORTH PALM BEACH                                   FL                                 33403
GROUP I                    0                       0                              0.25                                             6.99          FORT LAUDERDALE                                    FL                                 33311
GROUP I                    0                       0                              0.25                                            6.875          MAGNA                                              UT                                 84044
GROUP I                    0                       0                              0.25                                                7          MAGNA                                              UT                                 84044
GROUP I                    0                       0                              0.25                                            8.125          MIAMI                                              FL                                 33126
GROUP I                    0                       0                              0.25                                                8          ROYAL PALM BEACH                                   FL                                 33411
GROUP I                    0                       0                              0.25                                             6.99          AZUSA                                              CA                                 91702
GROUP I                    0                       0                              0.25                                            7.625          KISSIMMEE                                          FL                                 34741
GROUP I                    0                       0                              0.25                                              8.5          ELIZABETH                                          NJ                                  7206
GROUP I                    0                       0                              0.25                                              6.5          JOSHUA TREE                                        CA                                 92252
GROUP I                    0                       0                              0.25                                             6.25          LOS ANGELES                                        CA                                 90044
GROUP I                    0                       0                              0.25                                                7          SANFORD                                            FL                                 32771
GROUP I                    0                       0                              0.25                                            9.875          MINNEAPOLIS                                        MN                                 55408
GROUP I                    0                       0                              0.25                                            7.875          IONE                                               CA                                 95640
GROUP I                    0                       0                              0.25                                             6.99          LOS ANGELES                                        CA                                 90003
GROUP I                    0                       0                              0.25                                              6.5          RANCHO CUCAMONGA                                   CA                                 91701
GROUP I                    0                       0                              0.25                                             7.75          LAUREL                                             MD                                 20707
GROUP I                    0                       0                              0.25                                              7.5          REDDING                                            CA                                 96003
GROUP I                    0                       0                              0.25                                            7.875          RIVERSIDE                                          CA                                 92506
GROUP I                    0                       0                              0.25                                              7.5          TRIANGLE                                           VA                                 22172
GROUP I                    0                       0                              0.25                                                7          GARDEN GROVE                                       CA                                 92843
GROUP I                    0                       0                              0.25                                             7.75          KINGMAN                                            AZ                                 86401
GROUP I                    0                       0                              0.25                                            7.875          VILLA PARK                                         CA                                 92861
GROUP I                    0                       0                              0.25                                            6.875          SAN BERNARDINO                                     CA                                 92404
GROUP I                    0                       0                              0.25                                            7.625          SACRAMENTO                                         CA                                 95820
GROUP I                    0                       0                              0.25                                            6.875          MISSION VIEJO                                      CA                                 92692
GROUP I                    0                       0                              0.25                                              7.5          WHEELING                                           IL                                 60090
GROUP I                    0                       0                              0.25                                                7          MILILANI                                           HI                                 96789
GROUP I                    0                       0                              0.25                                                6          STATEN ISLAND                                      NY                                 10312
GROUP I                    0                       0                              0.25                                            6.125          MASTIC BEACH                                       NY                                 11951
GROUP I                    0                       0                              0.25                                             7.75          MASSAPEQUA                                         NY                                 11758
GROUP I                    0                       0                              0.25                                            6.625          CHINO                                              CA                                 91710
GROUP I                    0                       0                              0.25                                                7          LANCASTER                                          CA                                 93536
GROUP I                    0                       0                              0.25                                              7.5          MARIANNA                                           FL                                 32446
GROUP I                    0                       0                              0.25                                             6.25          NEW YORK                                           NY                                 10128
GROUP I                    0                       0                              0.25                                              6.5          CHESAPEAKE                                         VA                                 23323
GROUP I                   1.72                     0                              0.25                                             9.45          COLORADO SPRINGS                                   CO                                 80915
GROUP I                    0                       0                              0.25                                            7.125          CHARLOTTE                                          NC                                 28278
GROUP I                    0                       0                              0.25                                              6.5          CALEXICO                                           CA                                 92231
GROUP I                    0                       0                              0.25                                            6.875          SPOKANE                                            WA                                 99208
GROUP I                    0                       0                              0.25                                             8.25          DAWSONVILLE                                        GA                                 30534
GROUP I                    0                       0                              0.25                                              6.5          LOS ANGELES                                        CA                                 90033
GROUP I                    0                       0                              0.25                                            8.125          MIRAMAR                                            FL                                 33023
GROUP I                    0                       0                              0.25                                            6.875          RIVERSIDE                                          CA                                 92507
GROUP I                    0                       0                              0.25                                            6.625          LANCASTER                                          CA                                 93536
GROUP I                    0                       0                              0.25                                             7.25          NORTH PROVIDENCE                                   RI                                  2904
GROUP I                    0                       0                              0.25                                            7.125          POMONA                                             CA                                 91766
GROUP I                    0                       0                              0.25                                              7.5          MIRAMAR                                            FL                                 33025
GROUP I                    0                       0                              0.25                                             6.75          TEMPLETON                                          CA                                 93465
GROUP I                    0                       0                              0.25                                             9.25          VISALIA                                            CA                                 93292
GROUP I                    0                       0                              0.25                                             7.25          YUCCA VALLEY                                       CA                                 92284
GROUP I                    0                       0                              0.25                                            7.625          UPLAND                                             CA                                 91786
GROUP I                   1.17                     0                              0.25                                            8.875          FRAMINGHAM                                         MA                                  1702
GROUP I                    0                       0                              0.25                                            7.625          OCALA                                              FL                                 34472
GROUP I                    0                       0                              0.25                                            8.375          CAPE CORAL                                         FL                                 33993
GROUP I                    0                       0                              0.25                                             7.75          SACRAMENTO                                         CA                                 95838
GROUP I                    0                       0                              0.25                                             7.25          GREENBRIER                                         TN                                 37073
GROUP I                    0                       0                              0.25                                            8.875          ROSELLE                                            NJ                                  7203
GROUP I                    0                       0                              0.25                                            8.125          HOMESTEAD                                          FL                                 33035
GROUP I                    0                       0                              0.25                                             7.75          GLENDALE                                           AZ                                 85310
GROUP I                    0                       0                              0.25                                            8.375          DREXEL HILL                                        PA                                 19026
GROUP I                    0                       0                              0.25                                             7.25          TAMPA                                              FL                                 33624
GROUP I                    0                       0                              0.25                                            6.875          DOWNEY                                             CA                                 90241
GROUP I                    0                       0                              0.25                                            6.875          RANCHO SANTA MARGARITA                             CA                                 92688
GROUP I                    0                       0                              0.25                                            6.625          HILTON HEAD ISLAND                                 SC                                 29928
GROUP I                    0                       0                              0.25                                             7.25          LOS ANGELES                                        CA                                 90022
GROUP I                    0                       0                              0.25                                             7.25          NICEVILLE                                          FL                                 32578
GROUP I                    0                       0                              0.25                                            7.125          SARASOTA                                           FL                                 34231
GROUP I                    0                       0                              0.25                                             7.75          MIAMI                                              FL                                 33189
GROUP I                    0                       0                              0.25                                            7.125          MORENO VALLEY                                      CA                                 92557
GROUP I                    0                       0                              0.25                                            7.875          BROOKLYN                                           NY                                 11216
GROUP I                    0                       0                              0.25                                            8.375          NEW ORLEANS                                        LA                                 70118
GROUP I                    0                       0                              0.25                                              7.5          SAN DIEGO                                          CA                                 92117
GROUP I                    0                       0                              0.25                                            8.375          MIDVALE                                            UT                                 84047
GROUP I                    0                       0                              0.25                                            7.625          BRONX                                              NY                                 10466
GROUP I                    0                       0                              0.25                                             7.25          CASTRO VALLEY                                      CA                                 94546
GROUP I                    0                       0                              0.25                                            6.875          FONTANA                                            CA                                 92335
GROUP I                    0                       0                              0.25                                             9.75          SANFORD                                            FL                                 32771
GROUP I                    0                       0                              0.25                                             7.75          FRESNO                                             CA                                 93703
GROUP I                    0                       0                              0.25                                             7.75          ORLANDO                                            FL                                 32829
GROUP I                    0                       0                              0.25                                                8          BROOKLYN                                           NY                                 11208
GROUP I                    0                       0                              0.25                                            7.625          CORAL SPRINGS                                      FL                                 33071
GROUP I                    0                       0                              0.25                                             8.25          RUSKIN                                             FL                                 33572
GROUP I                    0                       0                              0.25                                            8.625          FAIRFAX STATION                                    VA                                 22039
GROUP I                    0                       0                              0.25                                             7.75          PORTLAND                                           OR                                 97217
GROUP I                    0                       0                              0.25                                            7.125          MURRIETA                                           CA                                 92563
GROUP I                    0                       0                              0.25                                             7.75          PORTAGE                                            MI                                 49204
GROUP I                    0                       0                              0.25                                              7.5          GIBSONTON                                          FL                                 33534
GROUP I                    0                       0                              0.25                                                7          NORTH LAS VEGAS                                    NV                                 89084
GROUP I                    0                       0                              0.25                                            6.875          POMONA                                             CA                                 91767
GROUP I                    0                       0                              0.25                                            7.375          REDONDO BEACH                                      CA                                 90278
GROUP I                    0                       0                              0.25                                            7.375          REDONDO BEACH                                      CA                                 90278
GROUP I                    0                       0                              0.25                                            7.625          PORT CHARLOTTE                                     FL                                 33980
GROUP I                    0                       0                              0.25                                            6.625          SAN DIEGO                                          CA                                 92107
GROUP I                    0                       0                              0.25                                            8.375          WEST PALM BEACH                                    FL                                 33417
GROUP I                    0                       0                              0.25                                             8.25          CHICAGO                                            IL                                 60624
GROUP I                    0                       0                              0.25                                            7.875          MIAMI                                              FL                                 33179
GROUP I                    0                       0                              0.25                                              8.5          BIRMINGHAM                                         MI                                 48009
GROUP I                    0                       0                              0.25                                              7.5          RIVERDALE                                          MD                                 20737
GROUP I                    0                       0                              0.25                                                8          KISSIMMEE                                          FL                                 34741
GROUP I                    0                       0                              0.25                                            7.625          SAINT PETERSBURG                                   FL                                 33712
GROUP I                    0                       0                              0.25                                              7.5          OCALA                                              FL                                 34471
GROUP I                    0                       0                              0.25                                                7          FULLERTON                                          CA                                 92832
GROUP I                    0                       0                              0.25                                                7          SUN CITY                                           CA                                 92587
GROUP I                    0                       0                              0.25                                             6.99          ESCONDIDO                                          CA                                 92027
GROUP I                    0                       0                              0.25                                             7.75          DENVER                                             CO                                 80207
GROUP I                    0                       0                              0.25                                              7.5          ORLANDO                                            FL                                 32829
GROUP I                    0                       0                              0.25                                              6.5          DOWNEY                                             CA                                 90242
GROUP I                    0                       0                              0.25                                                7          CHICAGO                                            IL                                 60628
GROUP I                    0                       0                              0.25                                                7          PEVELY                                             MO                                 63070
GROUP I                    0                       0                              0.25                                             6.75          SHERWOOD                                           OR                                 97140
GROUP I                    0                       0                              0.25                                             7.75          ORANGE                                             CA                                 92865
GROUP I                    0                       0                              0.25                                              7.5          HOFFMAN                                            IL                                 60195
GROUP I                    0                       0                              0.25                                            7.625          LANCASTER AREA                                     CA                                 93535
GROUP I                    0                       0                              0.25                                            7.875          PALM COAST                                         FL                                 32164
GROUP I                    0                       0                              0.25                                             7.89          MIAMI                                              FL                                 33182
GROUP I                    0                       0                              0.25                                            7.625          COACHELLA                                          CA                                 92236
GROUP I                    0                       0                              0.25                                            6.625          SANTA ANA                                          CA                                 92703
GROUP I                    0                       0                              0.25                                              7.5          MANHATTAN BEACH                                    CA                                 90266
GROUP I                    0                       0                              0.25                                              7.5          BATTLE CREEK                                       MI                                 49014
GROUP I                    0                       0                              0.25                                             6.99          CALEXICO                                           CA                                 92231
GROUP I                    0                       0                              0.25                                             7.25          RIDGEWOOD                                          NY                                 11385
GROUP I                    0                       0                              0.25                                             7.25          LOS ANGELES                                        CA                                 90016
GROUP I                    0                       0                              0.25                                            7.125          WEST COVINA                                        CA                                 91790
GROUP I                    0                       0                              0.25                                             7.25          CHICAGO                                            IL                                 60615
GROUP I                    0                       0                              0.25                                            7.875          BANNING                                            CA                                 92220
GROUP I                    0                       0                              0.25                                              6.8          UPPER MARLBORO                                     MD                                 20772
GROUP I                    0                       0                              0.25                                             9.25          RAHWAY                                             NJ                                  7065
GROUP I                    0                       0                              0.25                                              7.5          LAKE HAVASU CITY                                   AZ                                 86403
GROUP I                    0                       0                              0.25                                            7.875          FORT MYERS                                         FL                                 33905
GROUP I                    0                       0                              0.25                                            6.625          SANTA ANA                                          CA                                 92704
GROUP I                    0                       0                              0.25                                             8.75          JAMAICA                                            NY                                 11436
GROUP I                    0                       0                              0.25                                              7.5          ADELANTO                                           CA                                 92301
GROUP I                    0                       0                              0.25                                             6.75          MORENO VALLEY                                      CA                                 92555
GROUP I                    0                       0                              0.25                                             7.25          GILBERT                                            AZ                                 85296
GROUP I                    0                       0                              0.25                                              7.5          LANCASTER                                          CA                                 93535
GROUP I                    0                       0                              0.25                                            7.875          NORWALK                                            CA                                 90650
GROUP I                    0                       0                              0.25                                            6.875          FULLERTON                                          CA                                 92833
GROUP I                    0                       0                              0.25                                            9.625          EGG HARBOR TOWNSHIP                                NJ                                  8234
GROUP I                    0                       0                              0.25                                            7.875          GOOCHLAND                                          VA                                 23063
GROUP I                    0                       0                              0.25                                            6.875          LOS ANGELES                                        CA                                 90035
GROUP I                    0                       0                              0.25                                            7.625          VICTORVILLE                                        CA                                 92392
GROUP I                    0                       0                              0.25                                                8          CLEARWATER                                         FL                                 33755
GROUP I                    0                       0                              0.25                                            7.125          BELL GARDENS                                       CA                                 90201
GROUP I                    0                       0                              0.25                                                8          INDIO                                              CA                                 92201
GROUP I                    0                       0                              0.25                                             8.25          ALPHARETTA                                         GA                                 30022
GROUP I                    0                       0                              0.25                                            7.625          JERSEY CITY                                        NJ                                  7307
GROUP I                    0                       0                              0.25                                                9          TAMPA                                              FL                                 33647
GROUP I                    0                       0                              0.25                                                7          AURORA                                             IL                                 60505
GROUP I                    0                       0                              0.25                                              7.5          LAS VEGAS                                          NV                                 89123
GROUP I                    0                       0                              0.25                                           10.625          ELGIN                                              IL                                 60123
GROUP I                    0                       0                              0.25                                              6.5          CORONA                                             CA                                 92880
GROUP I                    0                       0                              0.25                                            10.75          CHARLOTTE                                          NC                                 28208
GROUP I                    0                       0                              0.25                                             6.75          SAN DIEGO                                          CA                                 92122
GROUP I                    0                       0                              0.25                                            7.625          TAMPA                                              FL                                 33618
GROUP I                    0                       0                              0.25                                              7.5          PALM BEACH GARDENS                                 FL                                 33418
GROUP I                    0                       0                              0.25                                            6.875          PORT SAINT LUCIE                                   FL                                 34952
GROUP I                    0                       0                              0.25                                           12.875          WEST PALM BEACH                                    FL                                 33417
GROUP I                    0                       0                              0.25                                              6.5          NEWPORT BEACH                                      CA                                 92663
GROUP I                    0                       0                              0.25                                            6.375          LAKE ELSINORE                                      CA                                 92530
GROUP I                    0                       0                              0.25                                            7.375          BOYNTON BEACH                                      FL                                 33436
GROUP I                    0                       0                              0.25                                             7.75          NAPERVILLE                                         IL                                 60540
GROUP I                    0                       0                              0.25                                            8.125          KENOSHA                                            WI                                 53142
GROUP I                    0                       0                              0.25                                            6.845          HOMESTEAD                                          FL                                 33032
GROUP I                    0                       0                              0.25                                            7.875          NAPLES                                             FL                                 34110
GROUP I                    0                       0                              0.25                                            6.875          VIRGINIA BEACH                                     VA                                 23462
GROUP I                    0                       0                              0.25                                            7.625          FORT MYERS                                         FL                                 33912
GROUP I                    0                       0                              0.25                                              6.5          LONG BEACH                                         CA                                 90815
GROUP I                    0                       0                              0.25                                            7.125          WEST POINT                                         UT                                 84015
GROUP I                    0                       0                              0.25                                            6.375          REDWOOD CITY                                       CA                                 94061
GROUP I                    0                       0                              0.25                                            7.375          MILWAUKIE                                          OR                                 97267
GROUP I                    0                       0                              0.25                                             7.22          MIAMI                                              FL                                 33196
GROUP I                    0                       0                              0.25                                            7.375          MIAMI                                              FL                                 33166
GROUP I                    0                       0                              0.25                                            6.375          GLENDALE                                           CA                                 91208
GROUP I                    0                       0                              0.25                                              6.5          SEATTLE                                            WA                                 98144
GROUP I                    0                       0                              0.25                                             7.25          COMPTON                                            CA                                 90220
GROUP I                    0                       0                              0.25                                              6.5          VANCOUVER                                          WA                                 98664
GROUP I                    0                       0                              0.25                                            7.375          WHEAT RIDGE                                        CO                                 80214
GROUP I                    0                       0                              0.25                                            6.625          SEATTLE                                            WA                                 98101
GROUP I                    0                       0                              0.25                                             7.75          PANAMA CITY                                        FL                                 32405
GROUP I                    0                       0                              0.25                                            8.875          STOCKTON                                           CA                                 95210
GROUP I                    0                       0                              0.25                                            8.875          SACRAMENTO                                         CA                                 95820
GROUP I                    0                       0                              0.25                                            6.375          AIEA                                               HI                                 96701
GROUP I                    0                       0                              0.25                                            7.375          COMPTON                                            CA                                 90222
GROUP I                    0                       0                              0.25                                             6.75          BURTONSVILLE                                       MD                                 20866
GROUP I                    0                       0                              0.25                                             6.75          BAKERSFIELD                                        CA                                 93307
GROUP I                    0                       0                              0.25                                            7.625          CHICAGO                                            IL                                 60651
GROUP I                    0                       0                              0.25                                            6.875          PERRIS                                             CA                                 92570
GROUP I                    0                       0                              0.25                                            6.875          NEPTUNE                                            NJ                                  7753
GROUP I                    0                       0                              0.25                                            6.375          BIDDEFORD                                          ME                                  4005
GROUP I                    0                       0                              0.25                                            6.875          ONTARIO                                            CA                                 91762
GROUP I                    0                       0                              0.25                                             7.25          FOND DU LAC                                        WI                                 54935
GROUP I                    0                       0                              0.25                                              6.5          CALLAO                                             VA                                 22435
GROUP I                   0.72                     0                              0.25                                            7.875          BEAVERTON                                          OR                                 97006
GROUP I                    0                       0                              0.25                                              6.5          HUNTINGTON BEACH                                   CA                                 92647
GROUP I                    0                       0                              0.25                                            7.875          LUBBOCK                                            TX                                 79416
GROUP I                    0                       0                              0.25                                             7.25          MERIDIAN                                           ID                                 83642
GROUP I                    0                       0                              0.25                                            6.375          LAKE FOREST                                        CA                                 92630
GROUP I                    0                       0                              0.25                                            6.625          GARDEN GROVE                                       CA                                 92843
GROUP I                    0                       0                              0.25                                            7.125          COLUMBIA                                           MD                                 21045
GROUP I                    0                       0                              0.25                                                7          MIAMI                                              FL                                 33137
GROUP I                    0                       0                              0.25                                            7.875          TEMECULA                                           CA                                 92592
GROUP I                    0                       0                              0.25                                             7.75          ORLANDO                                            FL                                 32811
GROUP I                    0                       0                              0.25                                                8          GILBERT                                            AZ                                 85296
GROUP I                    0                       0                              0.25                                             8.25          SAINT AUGUSTINE                                    FL                                 32084
GROUP I                    0                       0                              0.25                                              8.5          PALM CITY                                          FL                                 34990
GROUP I                    0                       0                              0.25                                             7.99          EIGHTY FOUR                                        PA                                 15330
GROUP I                    0                       0                              0.25                                             6.75          MENTONE (AREA)                                     CA                                 92359
GROUP I                    0                       0                              0.25                                             6.75          DIAMOND BAR                                        CA                                 91765
GROUP I                    0                       0                              0.25                                              6.6          LEESBURG                                           VA                                 20176
GROUP I                    0                       0                              0.25                                             6.75          KAHULUI                                            HI                                 96732
GROUP I                    0                       0                              0.25                                                7          FRESNO                                             CA                                 93702
GROUP I                    0                       0                              0.25                                                7          OAKLAND                                            CA                                 94603
GROUP I                    0                       0                              0.25                                              7.5          GARDEN GROVE                                       CA                                 92840
GROUP I                    0                       0                              0.25                                             7.25          SAN JOSE                                           CA                                 95128
GROUP I                    0                       0                              0.25                                            8.125          BOCA RATON                                         FL                                 33432
GROUP I                    0                       0                              0.25                                              6.5          BROOKLYN                                           NY                                 11231
GROUP I                    0                       0                              0.25                                              7.5          LAND O LAKES                                       FL                                 34638
GROUP I                    0                       0                              0.25                                            7.125          SARASOTA                                           FL                                 34243
GROUP I                    0                       0                              0.25                                            6.625          OAKLAND                                            CA                                 94621
GROUP I                    0                       0                              0.25                                            5.875          WESTHAMPTON                                        NJ                                  8060
GROUP I                    0                       0                              0.25                                             7.25          HOLLYWOOD                                          FL                                 33020
GROUP I                    0                       0                              0.25                                              7.5          ORLANDO                                            FL                                 32808
GROUP I                    0                       0                              0.25                                            7.625          DELTONA                                            FL                                 32725
GROUP I                    0                       0                              0.25                                            7.875          MADERA                                             CA                                 93638
GROUP I                    0                       0                              0.25                                            6.875          SCOTTSDALE                                         AZ                                 85257
GROUP I                    0                       0                              0.25                                            6.625          OXNARD                                             CA                                 93033
GROUP I                    0                       0                              0.25                                             6.75          NEW ROCHELLE                                       NY                                 10801
GROUP I                    0                       0                              0.25                                            6.875          PHOENIX                                            AZ                                 85004
GROUP I                    0                       0                              0.25                                            7.625          FORT PIERCE                                        FL                                 34953
GROUP I                    0                       0                              0.25                                              7.5          CALUMET CITY                                       IL                                 60409
GROUP I                    0                       0                              0.25                                             7.25          TALLAHASSEE                                        FL                                 32301
GROUP I                    0                       0                              0.25                                              7.5          TALLAHASSEE                                        FL                                 32301
GROUP I                    0                       0                              0.25                                             6.99          RANCHO CUCAMONGA                                   CA                                 91737
GROUP I                    0                       0                              0.25                                                7          COLUSA                                             CA                                 95932
GROUP I                    0                       0                              0.25                                             8.25          SARASOTA                                           FL                                 34236
GROUP I                    0                       0                              0.25                                            7.375          LOS ANGELES                                        CA                                 90039
GROUP I                    0                       0                              0.25                                             7.25          DALLAS                                             GA                                 30132
GROUP I                    0                       0                              0.25                                              6.5          MISSION VIEJO                                      CA                                 92692
GROUP I                    0                       0                              0.25                                             7.25          ONTARIO AREA                                       CA                                 91762
GROUP I                    0                       0                              0.25                                             7.25          ORLANDO                                            FL                                 32822
GROUP I                    0                       0                              0.25                                            7.175          MIAMI                                              FL                                 33177
GROUP I                    0                       0                              0.25                                              8.5          CAPE CORAL                                         FL                                 33990
GROUP I                    0                       0                              0.25                                            6.625          MOUNT AIRY                                         MD                                 21771
GROUP I                    0                       0                              0.25                                             6.99          MORENO VALLEY                                      CA                                 92553
GROUP I                    0                       0                              0.25                                            5.875          SEVERNA PARK                                       MD                                 21146
GROUP I                    0                       0                              0.25                                              8.5          VIRGINIA BEACH                                     VA                                 23462
GROUP I                    0                       0                              0.25                                            7.375          STOCKTON                                           CA                                 95215
GROUP I                    0                       0                              0.25                                            7.125          CHICAGO                                            IL                                 60707
GROUP I                    0                       0                              0.25                                                7          BEND                                               OR                                 97702
GROUP I                    0                       0                              0.25                                            8.375          LANCASTER                                          CA                                 93534
GROUP I                    0                       0                              0.25                                            7.375          SCOTTSDALE                                         AZ                                 85260
GROUP I                    0                       0                              0.25                                              6.5          SPANAWAY                                           WA                                 98387
GROUP I                    0                       0                              0.25                                             8.75          MIAMI                                              FL                                 33130
GROUP I                    0                       0                              0.25                                             6.25          SAN DIEGO                                          CA                                 92129
GROUP I                    0                       0                              0.25                                             7.25          SEATTLE                                            WA                                 98178
GROUP I                    0                       0                              0.25                                             6.75          JACKSONVILLE                                       FL                                 32225
GROUP I                    0                       0                              0.25                                             6.75          MIAMI                                              FL                                 33193
GROUP I                    0                       0                              0.25                                              7.5          HYATTSVILLE                                        MD                                 20781
GROUP I                    0                       0                              0.25                                            6.875          MORENO VALLEY                                      CA                                 92555
GROUP I                    0                       0                              0.25                                            7.875          BRIDGEPORT                                         CT                                  6606
GROUP I                    0                       0                              0.25                                            7.875          PONCE INLET                                        FL                                 32127
GROUP I                    0                       0                              0.25                                             7.45          MIAMI                                              FL                                 33142
GROUP I                    0                       0                              0.25                                             7.25          WOODBURY                                           NY                                 11797
GROUP I                    0                       0                              0.25                                            7.375          PRESCOTT VALLEY                                    AZ                                 86314
GROUP I                    0                       0                              0.25                                            6.625          HAWTHORNE AREA                                     CA                                 90250
GROUP I                    0                       0                              0.25                                                7          SAN JOSE                                           CA                                 95112
GROUP I                    0                       0                              0.25                                            7.875          AUBURN                                             CA                                 95602
GROUP I                    0                       0                              0.25                                            8.375          WILLIAMSTON                                        SC                                 29697
GROUP I                    0                       0                              0.25                                             6.99          LOS ANGELES                                        CA                                 90002
GROUP I                    0                       0                              0.25                                             6.99          WAIKOLOA                                           HI                                 96738
GROUP I                    0                       0                              0.25                                            7.375          CALEXICO                                           CA                                 92231
GROUP I                    0                       0                              0.25                                                8          MIAMI                                              FL                                 33177
GROUP I                    0                       0                              0.25                                                8          DENVER                                             CO                                 80203
GROUP I                    0                       0                              0.25                                                8          NORTH LAUDERDALE                                   FL                                 33068
GROUP I                    0                       0                              0.25                                            6.125          SAN JUAN CAPISTRANO                                CA                                 92675
GROUP I                    0                       0                              0.25                                              7.5          SARASOTA                                           FL                                 34239
GROUP I                    0                       0                              0.25                                                7          SHERMAN OAKS AREA                                  CA                                 91403
GROUP I                    0                       0                              0.25                                            6.375          CARSON                                             CA                                 90810
GROUP I                    0                       0                              0.25                                                8          SIMI VALLEY                                        CA                                 93065
GROUP I                    0                       0                              0.25                                            6.875          ORANGE                                             CA                                 92869
GROUP I                    0                       0                              0.25                                            8.125          MIAMI                                              FL                                 33185
GROUP I                    0                       0                              0.25                                                8          ALDIE                                              VA                                 20105
GROUP I                    0                       0                              0.25                                             7.75          LAKELAND                                           FL                                 33813
GROUP I                    0                       0                              0.25                                             7.25          LAS VEGAS                                          NV                                 89121
GROUP I                    0                       0                              0.25                                             7.25          SAN MARCOS                                         CA                                 92069
GROUP I                    0                       0                              0.25                                             7.25          SAN BERNARDINO                                     CA                                 92407
GROUP I                    0                       0                              0.25                                            8.625          MIAMI                                              FL                                 33138
GROUP I                    0                       0                              0.25                                             7.75          BELLEVILLE                                         NJ                                  7109
GROUP I                    0                       0                              0.25                                            8.625          MIAMI                                              FL                                 33183
GROUP I                    0                       0                              0.25                                            7.375          SAN DIMAS                                          CA                                 91773
GROUP I                    0                       0                              0.25                                            6.875          MERCED                                             CA                                 95340
GROUP I                    0                       0                              0.25                                            7.625          SANTA ANA                                          CA                                 92704
GROUP I                    0                       0                              0.25                                            7.875          RANCHO CUCAMONGA                                   CA                                 91730
GROUP I                    0                       0                              0.25                                              7.5          COMPTON                                            CA                                 90222
GROUP I                    0                       0                              0.25                                              7.5          BRENTWOOD                                          CA                                 94513
GROUP I                    0                       0                              0.25                                                7          CLEARWATER                                         FL                                 33762
GROUP I                    0                       0                              0.25                                            7.125          BRANDON                                            FL                                 33511
GROUP I                    0                       0                              0.25                                             6.25          ANAHEIM                                            CA                                 92807
GROUP I                    0                       0                              0.25                                            8.125          WHEATON                                            MD                                 20902
GROUP I                    0                       0                              0.25                                             7.75          VALLEY STREAM                                      NY                                 11580
GROUP I                    0                       0                              0.25                                             8.75          MINNEAPOLIS                                        MN                                 55418
GROUP I                    0                       0                              0.25                                              7.5          ROCKVILLE CENTRE                                   NY                                 11570
GROUP I                    0                       0                              0.25                                            7.125          SAN DIEGO                                          CA                                 92111
GROUP I                    0                       0                              0.25                                              7.5          PACIFICA                                           CA                                 94044
GROUP I                    0                       0                              0.25                                            7.875          RENO                                               NV                                 89512
GROUP I                    0                       0                              0.25                                             6.75          ARCADIA                                            CA                                 91006
GROUP I                    0                       0                              0.25                                              6.5          DOWNEY                                             CA                                 90241
GROUP I                    0                       0                              0.25                                            7.375          RANCHO CUCAMONGA                                   CA                                 91730
GROUP I                    0                       0                              0.25                                            6.875          LONG BEACH                                         NY                                 11561
GROUP I                    0                       0                              0.25                                             6.75          KAUNAKAKAI                                         HI                                 96748
GROUP I                    0                       0                              0.25                                             8.75          KISSIMMEE                                          FL                                 34759
GROUP I                    0                       0                              0.25                                            6.125          LAGUNA NIGUEL                                      CA                                 92677
GROUP I                    0                       0                              0.25                                            6.875          SAN DIEGO                                          CA                                 92114
GROUP I                    0                       0                              0.25                                             6.99          IRVINE                                             CA                                 92604
GROUP I                    0                       0                              0.25                                            7.375          DALLAS                                             TX                                 75208
GROUP I                    0                       0                              0.25                                             7.25          SILVER SPRING                                      MD                                 20902
GROUP I                    0                       0                              0.25                                            8.625          BROOKLYN                                           NY                                 11212
GROUP I                    0                       0                              0.25                                             8.75          MIRAMAR                                            FL                                 33025
GROUP I                    0                       0                              0.25                                            5.875          ESCONDIDO                                          CA                                 92026
GROUP I                    0                       0                              0.25                                             7.75          RIVERSIDE                                          CA                                 92507
GROUP I                    0                       0                              0.25                                              7.5          LITTLETON                                          CO                                 80124
GROUP I                    0                       0                              0.25                                            7.625          SAN BERNARDINO                                     CA                                 92405
GROUP I                    0                       0                              0.25                                            7.375          MURRIETA                                           CA                                 92562
GROUP I                    0                       0                              0.25                                             6.25          APPLE VALLEY                                       CA                                 92308
GROUP I                    0                       0                              0.25                                             6.75          LAURELTON                                          NY                                 11413
GROUP I                    0                       0                              0.25                                            6.875          LAURELTON                                          NY                                 11413
GROUP I                    0                       0                              0.25                                            7.375          NAPLES                                             FL                                 34120
GROUP I                    0                       0                              0.25                                            6.625          CHICAGO                                            IL                                 60652
GROUP I                    0                       0                              0.25                                            6.875          FLORAL PARK                                        NY                                 11001
GROUP I                    0                       0                              0.25                                              6.5          HOLLYWOOD                                          FL                                 33020
GROUP I                    0                       0                              0.25                                            7.625          FALLS CHURCH                                       VA                                 22041
GROUP I                    0                       0                              0.25                                              6.5          RIVERSIDE                                          CA                                 92501
GROUP I                    0                       0                              0.25                                            6.625          NORTH OGDEN                                        UT                                 84414
GROUP I                    0                       0                              0.25                                             6.75          MOUNTAIN VILLAGE                                   CO                                 81435
GROUP I                    0                       0                              0.25                                                7          STOCKTON                                           CA                                 95205
GROUP I                    0                       0                              0.25                                             6.75          LOS ANGELES                                        CA                                 90043
GROUP I                    0                       0                              0.25                                            6.875          SAN JOSE                                           CA                                 95111
GROUP I                    0                       0                              0.25                                            7.375          JACKSONVILLE                                       FL                                 32225
GROUP I                    0                       0                              0.25                                              6.5          SUNLAND                                            CA                                 91040
GROUP I                    0                       0                              0.25                                            8.875          SILVER SPRING                                      MD                                 20906
GROUP I                    0                       0                              0.25                                            7.563          MIAMI                                              FL                                 33189
GROUP I                    0                       0                              0.25                                             8.25          SMYRNA                                             GA                                 30080
GROUP I                    0                       0                              0.25                                            7.375          CAROL STREAM                                       IL                                 60188
GROUP I                    0                       0                              0.25                                             6.25          COACHELLA                                          CA                                 92236
GROUP I                    0                       0                              0.25                                             7.25          BOTHELL                                            WA                                 98011
GROUP I                    0                       0                              0.25                                            7.375          NORTH OLMSTED                                      OH                                 44070
GROUP I                    0                       0                              0.25                                            7.875          POMONA                                             CA                                 91767
GROUP I                    0                       0                              0.25                                            6.875          GLENDALE                                           CA                                 91201
GROUP I                    0                       0                              0.25                                            7.125          KIHEI                                              HI                                 96753
GROUP I                    0                       0                              0.25                                             7.25          ISSAQUAH                                           WA                                 98029
GROUP I                    0                       0                              0.25                                            8.875          AURORA                                             IL                                 60505
GROUP I                    0                       0                              0.25                                            9.375          CHICAGO                                            IL                                 60609
GROUP I                    0                       0                              0.25                                            8.195          MIAMI                                              FL                                 33155
GROUP I                    0                       0                              0.25                                             6.75          ONTARIO                                            CA                                 91761
GROUP I                    0                       0                              0.25                                                7          BELLINGHAM                                         WA                                 98229
GROUP I                    0                       0                              0.25                                            6.875          MOSES LAKE                                         WA                                 98837
GROUP I                    0                       0                              0.25                                             7.25          LANSING                                            MI                                 48911
GROUP I                    0                       0                              0.25                                             6.99          INGLEWOOD                                          CA                                 90305
GROUP I                    0                       0                              0.25                                            6.625          FRANKLIN SQUARE                                    NY                                 11010
GROUP I                    0                       0                              0.25                                            6.625          DENVER                                             CO                                 80221
GROUP I                    0                       0                              0.25                                            7.125          CHICAGO                                            IL                                 60618
GROUP I                    0                       0                              0.25                                            6.625          JAMUL                                              CA                                 91935
GROUP I                    0                       0                              0.25                                             6.75          CLEVES                                             OH                                 45002
GROUP I                    0                       0                              0.25                                            6.625          LOS ANGELES                                        CA                                 90028
GROUP I                    0                       0                              0.25                                            6.875          METUCHEN                                           NJ                                  8840
GROUP I                    0                       0                              0.25                                                7          FRESNO                                             CA                                 93711
GROUP I                    0                       0                              0.25                                             6.75          HEMET                                              CA                                 92545
GROUP I                    0                       0                              0.25                                             7.75          SPRINGFIELD                                        VA                                 22151
GROUP I                    0                       0                              0.25                                                7          BELL CANYON                                        CA                                 91307
GROUP I                    0                       0                              0.25                                            6.875          POST FALLS                                         ID                                 83854
GROUP I                    0                       0                              0.25                                             7.25          KENOSHA                                            WI                                 53140
GROUP I                    0                       0                              0.25                                              7.5          PORT ORANGE                                        FL                                 32119
GROUP I                    0                       0                              0.25                                                7          BLUE SPRINGS                                       MO                                 64015
GROUP I                    0                       0                              0.25                                            7.125          PENSACOLA                                          FL                                 32526
GROUP I                    0                       0                              0.25                                            6.875          REDMOND                                            OR                                 97756
GROUP I                    0                       0                              0.25                                            7.375          ROCKLEDGE                                          FL                                 32955
GROUP I                    0                       0                              0.25                                             6.75          GARDEN GROVE                                       CA                                 92843
GROUP I                    0                       0                              0.25                                             6.75          MIAMI                                              FL                                 33015
GROUP I                    0                       0                              0.25                                             6.75          SACRAMENTO                                         CA                                 95822
GROUP I                    0                       0                              0.25                                             9.25          ROSELLE PARK                                       NJ                                  7204
GROUP I                    0                       0                              0.25                                             7.25          NORTH LAS VEGAS                                    NV                                 89030
GROUP I                    0                       0                              0.25                                              6.5          WOODBRIDGE                                         VA                                 22191
GROUP I                    0                       0                              0.25                                             6.75          BURBANK                                            CA                                 91501
GROUP I                    0                       0                              0.25                                                8          YARDLEY                                            PA                                 19067
GROUP I                    0                       0                              0.25                                             6.75          RANCHO CUCAMONGA                                   CA                                 91739
GROUP I                    0                       0                              0.25                                            6.375          SAN ANTONIO                                        TX                                 78247
GROUP I                    0                       0                              0.25                                                6          WAIANAE                                            HI                                 96792
GROUP I                    0                       0                              0.25                                              6.5          SAN ANTONIO                                        TX                                 78247
GROUP I                    0                       0                              0.25                                            6.375          IRVINE                                             CA                                 92603
GROUP I                    0                       0                              0.25                                            7.375          STUART                                             FL                                 34994
GROUP I                    0                       0                              0.25                                              6.5          LONG BEACH                                         CA                                 90807
GROUP I                    0                       0                              0.25                                            6.625          KULA                                               HI                                 96790
GROUP I                    0                       0                              0.25                                             6.75          VICTORVILLE                                        CA                                 92394
GROUP I                    0                       0                              0.25                                                8          KISSIMMEE                                          FL                                 34744
GROUP I                    0                       0                              0.25                                            7.375          KINGMAN                                            AZ                                 86401
GROUP I                    0                       0                              0.25                                                7          EVERETT                                            WA                                 98204
GROUP I                    0                       0                              0.25                                                7          AMERICAN FORK                                      UT                                 84003
GROUP I                    0                       0                              0.25                                            6.875          PRAIRIE VIEW                                       IL                                 60069
GROUP I                    0                       0                              0.25                                              7.5          AURORA                                             IL                                 60503
GROUP I                    0                       0                              0.25                                              6.5          FREMONT                                            CA                                 94536
GROUP I                    0                       0                              0.25                                             7.25          BARSTOW                                            CA                                 92311
GROUP I                    0                       0                              0.25                                            9.125          MIAMI                                              FL                                 33137
GROUP I                    0                       0                              0.25                                            6.625          STERLING                                           VA                                 20165
GROUP I                    0                       0                              0.25                                            6.125          AUBURN                                             WA                                 98092
GROUP I                    0                       0                              0.25                                            6.875          TRUMBULL                                           CT                                  6611
GROUP I                    0                       0                              0.25                                              7.5          TULARE                                             CA                                 93274
GROUP I                    0                       0                              0.25                                            6.375          PLACENTIA                                          CA                                 92870
GROUP I                    0                       0                              0.25                                             7.75          LEESBURG                                           VA                                 20176
GROUP I                    0                       0                              0.25                                            6.375          HOUSTON                                            TX                                 77073
GROUP I                    0                       0                              0.25                                            6.625          FAIRFIELD                                          CA                                 94534
GROUP I                    0                       0                              0.25                                             7.25          DOWNERS GROVE                                      IL                                 60516
GROUP I                    0                       0                              0.25                                                8          EXCELSIOR                                          MN                                 55331
GROUP I                    0                       0                              0.25                                             7.25          OCALA                                              FL                                 33479
GROUP I                    0                       0                              0.25                                            6.125          ONTARIO                                            CA                                 91762
GROUP I                    0                       0                              0.25                                            7.125          MANASSAS                                           VA                                 20111
GROUP I                    0                       0                              0.25                                             6.99          LOS ANGELES                                        CA                                 90036
GROUP I                    0                       0                              0.25                                             7.25          WASHOUGAL                                          WA                                 98671
GROUP I                    0                       0                              0.25                                            6.675          GERMANTOWN                                         TN                                 38138
GROUP I                    0                       0                              0.25                                             7.75          WEST PALM BEACH                                    FL                                 33411
GROUP I                    0                       0                              0.25                                            7.125          SEASIDE                                            CA                                 93955
GROUP I                    0                       0                              0.25                                             6.75          AREA OF WILDOMAR                                   CA                                 92595
GROUP I                    0                       0                              0.25                                            7.125          WHITTIER                                           CA                                 90605
GROUP I                    0                       0                              0.25                                            7.625          TALLAHASSEE                                        FL                                 32309
GROUP I                    0                       0                              0.25                                            7.125          LAS VEGAS                                          NV                                 89145
GROUP I                    0                       0                              0.25                                             6.75          SNOHOMISH                                          WA                                 98296
GROUP I                    0                       0                              0.25                                            8.125          MIAMI                                              FL                                 33127
GROUP I                    0                       0                              0.25                                            7.625          CORPUS CHRISTI                                     TX                                 78404
GROUP I                    0                       0                              0.25                                             7.25          TALLAHASSEE                                        FL                                 32312
GROUP I                    0                       0                              0.25                                            7.875          PORTLAND                                           OR                                 97209
GROUP I                    0                       0                              0.25                                            6.875          SOUTH OGDEN                                        UT                                 84405
GROUP I                    0                       0                              0.25                                            6.875          SARASOTA                                           FL                                 34232
GROUP I                    0                       0                              0.25                                              7.5          CHICAGO                                            IL                                 60629
GROUP I                    0                       0                              0.25                                             6.35          MIAMI                                              FL                                 33172
GROUP I                    0                       0                              0.25                                            7.375          RIVERSIDE AREA                                     CA                                 92503
GROUP I                    0                       0                              0.25                                              7.5          LAKE PLACID                                        FL                                 33852
GROUP I                    0                       0                              0.25                                            7.625          CERRITOS                                           CA                                 90703
GROUP I                    0                       0                              0.25                                              7.5          WAUKEGAN                                           IL                                 60085
GROUP I                    0                       0                              0.25                                            6.375          FOUNTAIN HILLS                                     AZ                                 85268
GROUP I                    0                       0                              0.25                                            6.875          PHILADELPHIA                                       PA                                 19120
GROUP I                    0                       0                              0.25                                              7.5          STERLING                                           VA                                 20164
GROUP I                    0                       0                              0.25                                              7.5          BRONX                                              NY                                 10460
GROUP I                    0                       0                              0.25                                              7.5          FORT EDWARD                                        NY                                 12828
GROUP I                    0                       0                              0.25                                                7          LOMBARD                                            IL                                 60148
GROUP I                    0                       0                              0.25                                              7.5          CICERO                                             IL                                 60804
GROUP I                    0                       0                              0.25                                            8.125          PORTLAND                                           OR                                 97211
GROUP I                    0                       0                              0.25                                             7.25          LANSING                                            MI                                 48911
GROUP I                    0                       0                              0.25                                             7.58          GLENDORA                                           CA                                 91741
GROUP I                    0                       0                              0.25                                            7.875          PEMBREOKE PINES                                    FL                                 33027
GROUP I                    0                       0                              0.25                                            8.125          WANTAGE TWP                                        NJ                                  7461
GROUP I                    0                       0                              0.25                                            7.875          COOPER CITY                                        FL                                 33328
GROUP I                    0                       0                              0.25                                            7.375          PARAMOUNT                                          CA                                 90723
GROUP I                    0                       0                              0.25                                             7.25          CALIFORNIA CITY                                    CA                                 93505
GROUP I                    0                       0                              0.25                                            7.375          STUART                                             FL                                 34994
GROUP I                    0                       0                              0.25                                              8.5          MESA                                               AZ                                 85204
GROUP I                    0                       0                              0.25                                            5.875          PETALUMA                                           CA                                 94952
GROUP I                    0                       0                              0.25                                                6          INDIO                                              CA                                 92201
GROUP I                    0                       0                              0.25                                                6          FRENCH CAMP                                        CA                                 95231
GROUP I                    0                       0                              0.25                                            6.125          CALEXICO                                           CA                                 92231
GROUP I                    0                       0                              0.25                                            6.875          GRANTS PASS                                        OR                                 97526
GROUP I                    0                       0                              0.25                                                6          MANTECA                                            CA                                 95336
GROUP I                    0                       0                              0.25                                             6.25          CALEXICO                                           CA                                 92231
GROUP I                    0                       0                              0.25                                            6.375          PATTERSON                                          CA                                 95363
GROUP I                    0                       0                              0.25                                            6.375          CALEXICO                                           CA                                 92231
GROUP I                    0                       0                              0.25                                             6.25          FONTANA                                            CA                                 92336
GROUP I                    0                       0                              0.25                                              6.5          FRENCH CAMP                                        CA                                 95231
GROUP I                    0                       0                              0.25                                             7.25          COLORADO SPRINGS                                   CO                                 80904
GROUP I                    0                       0                              0.25                                             7.25          COLORADO SPRINGS                                   CO                                 80916
GROUP I                    0                       0                              0.25                                                7          DENVER                                             CO                                 80204
GROUP I                    0                       0                              0.25                                            6.375          CALEXICO                                           CA                                 92231
GROUP I                    0                       0                              0.25                                            7.125          LANCASTER                                          CA                                 93534
GROUP I                    0                       0                              0.25                                            6.125          VICTORVILLE                                        CA                                 92392
GROUP I                    0                       0                              0.25                                             7.25          STOCKTON                                           CA                                 95210
GROUP I                    0                       0                              0.25                                            6.375          MODESTO                                            CA                                 95355
GROUP I                    0                       0                              0.25                                              7.5          ANNAPOLIS                                          MD                                 21403
GROUP I                    0                       0                              0.25                                            7.375          NORTH HILLS AREA                                   CA                                 91343
GROUP I                    0                       0                              0.25                                              6.5          GARDENA AREA                                       CA                                 90248
GROUP I                    0                       0                              0.25                                            7.375          LAS VEGAS                                          NV                                 89143
GROUP I                    0                       0                              0.25                                              7.5          LAKE WORTH                                         FL                                 33460
GROUP I                    0                       0                              0.25                                            7.375          LAS VEGAS                                          NV                                 89118
GROUP I                    0                       0                              0.25                                            6.875          WEST COVINA                                        CA                                 91790
GROUP I                    0                       0                              0.25                                                7          CORAL SPRINGS                                      FL                                 33067
GROUP I                    0                       0                              0.25                                            7.125          SANDIEGO                                           CA                                 92115
GROUP I                    0                       0                              0.25                                            7.375          DOWNEY                                             CA                                 90241
GROUP I                    0                       0                              0.25                                            6.875          KISSIMMEE                                          FL                                 34759
GROUP I                    0                       0                              0.25                                            7.125          MIRAMAR                                            FL                                 33025
GROUP I                    0                       0                              0.25                                              7.2          WARREN                                             MI                                 48092
GROUP I                    0                       0                              0.25                                              8.4          DALLAS                                             TX                                 75232
GROUP I                    0                       0                              0.25                                             8.14          MARIETTA                                           GA                                 30067
GROUP I                    0                       0                              0.25                                             8.25          ROUND ROCK                                         TX                                 78664
GROUP I                    0                       0                              0.25                                             7.74          MULBERRY                                           FL                                 33860
GROUP I                    0                       0                              0.25                                             6.65          HAGERSTOWN                                         MD                                 21740
GROUP I                    0                       0                              0.25                                             6.95          SPRINGFIELD                                        OR                                 97478
GROUP I                    0                       0                              0.25                                            8.125          GLENDALE                                           AZ                                 85305
GROUP I                    0                       0                              0.25                                             7.25          SPRING HILL                                        FL                                 34609
GROUP I                    0                       0                              0.25                                             7.25          SPRING HILL                                        FL                                 34608
GROUP I                    0                       0                              0.25                                             7.75          YUCCA VALLEY                                       CA                                 92284
GROUP I                    0                       0                              0.25                                                7          OAKLAND                                            CA                                 94611
GROUP I                    0                       0                              0.25                                            7.125          SAN BERNARDINO                                     CA                                 92404
GROUP I                    0                       0                              0.25                                            7.375          ESCONDIDO                                          CA                                 92027
GROUP I                    0                       0                              0.25                                             6.75          MONROVIA                                           CA                                 91016
GROUP I                    0                       0                              0.25                                                7          SAN PEDRO                                          CA                                 90731
GROUP I                    0                       0                              0.25                                            8.125          CITRUS HEIGHTS                                     CA                                 95621
GROUP I                    0                       0                              0.25                                             7.19          SNELLVILLE                                         GA                                 30039
GROUP I                    0                       0                              0.25                                             6.75          STOCKTON                                           CA                                 95206
GROUP I                    0                       0                              0.25                                                7          BROOKLYN                                           NY                                 11221
GROUP I                    0                       0                              0.25                                             6.25          REDONDO BEACH                                      CA                                 90278
GROUP I                    0                       0                              0.25                                            6.375          CORONA                                             CA                                 92883
GROUP I                    0                       0                              0.25                                             8.25          MIAMI SPRINGS                                      FL                                 33166
GROUP I                    0                       0                              0.25                                             7.75          RIVERSIDE                                          CA                                 92507
GROUP I                    0                       0                              0.25                                             6.99          CANBY                                              OR                                 97013
GROUP I                    0                       0                              0.25                                            7.625          GLOUCESTER TWP                                     NJ                                  8012
GROUP I                    0                       0                              0.25                                              7.5          MIAMI                                              FL                                 33142
GROUP I                    0                       0                              0.25                                            8.125          FORT MYERS                                         FL                                 33912
GROUP I                    0                       0                              0.25                                             7.75          PORT ST. LUCIE                                     FL                                 34953
GROUP I                    0                       0                              0.25                                            8.625          WINTER HAVEN                                       FL                                 33881
GROUP I                    0                       0                              0.25                                             6.99          IMPERIAL                                           CA                                 92251
GROUP I                    0                       0                              0.25                                                8          MIAMI                                              FL                                 33169
GROUP I                    0                       0                              0.25                                             7.25          ATWATER                                            CA                                 95301
GROUP I                    0                       0                              0.25                                             6.75          LAS VEGAS                                          NV                                 89149
GROUP I                    0                       0                              0.25                                              6.5          HOLTVILLE                                          CA                                 92250
GROUP I                    0                       0                              0.25                                              7.5          HOMESTEAD                                          FL                                 33033
GROUP I                    0                       0                              0.25                                            7.375          IMPERIAL                                           CA                                 92251
GROUP I                    0                       0                              0.25                                            7.125          HOLLYWOOD                                          FL                                 33023
GROUP I                    0                       0                              0.25                                             6.75          MAYWOOD                                            CA                                 90270
GROUP I                    0                       0                              0.25                                              6.5          SAINT AUGUSTINE                                    FL                                 32080
GROUP I                    0                       0                              0.25                                             6.99          GARDEN GROVE                                       CA                                 92843
GROUP I                    0                       0                              0.25                                            6.375          BOCA RATON                                         FL                                 33427
GROUP I                    0                       0                              0.25                                              8.5          RICHMOND                                           VA                                 23223
GROUP I                    0                       0                              0.25                                              8.5          RICHMOND                                           VA                                 23223
GROUP I                    0                       0                              0.25                                            6.875          HUNTINGTON STATION                                 NY                                 11746
GROUP I                    0                       0                              0.25                                            7.875          PEMBROKE PINES                                     FL                                 33026
GROUP I                    0                       0                              0.25                                             7.75          APPLE VALLEY                                       CA                                 92307
GROUP I                    0                       0                              0.25                                             7.25          PERRIS                                             CA                                 92571
GROUP I                    0                       0                              0.25                                            6.875          ROWLAND HEIGHTS                                    CA                                 91748
GROUP I                    0                       0                              0.25                                            6.875          WELLINGTON                                         FL                                 33414
GROUP I                    0                       0                              0.25                                            7.125          CORAL SPRINGS                                      FL                                 33067
GROUP I                    0                       0                              0.25                                            7.875          TAMPA                                              FL                                 33647
GROUP I                    0                       0                              0.25                                            7.375          AVONDALE                                           AZ                                 85323
GROUP I                    0                       0                              0.25                                            7.875          WOODBRIDGE                                         VA                                 22191
GROUP I                    0                       0                              0.25                                            7.875          CHICAO                                             IL                                 60628
GROUP I                    0                       0                              0.25                                            7.125          MODESTO                                            CA                                 95358
GROUP I                    0                       0                              0.25                                             6.75          FRESNO                                             CA                                 93727
GROUP I                    0                       0                              0.25                                                6          NORWALK                                            CA                                 90650
GROUP I                    0                       0                              0.25                                            7.375          CHINO                                              CA                                 91710
GROUP I                    0                       0                              0.25                                                6          SHOW LOW                                           AZ                                 85901
GROUP I                    0                       0                              0.25                                            8.913          HORSEHEADS                                         NY                                 14845
GROUP I                    0                       0                              0.25                                                7          RICHMOND                                           CA                                 94806
GROUP I                    0                       0                              0.25                                            6.875          BOLINGBROOK                                        IL                                 60490
GROUP I                    0                       0                              0.25                                            7.625          DE FOREST                                          WI                                 53532
GROUP I                    0                       0                              0.25                                                6          CONCORD                                            CA                                 94518
GROUP I                    0                       0                              0.25                                             6.25          CASTAIC                                            CA                                 91384
GROUP I                    0                       0                              0.25                                              8.5          RACINE                                             WI                                 53404
GROUP I                    0                       0                              0.25                                                7          MARANA                                             AZ                                 85653
GROUP I                    0                       0                              0.25                                            7.375          TUCSON                                             AZ                                 85713
GROUP I                    0                       0                              0.25                                            9.875          NEW BRUNSWICK                                      NJ                                  8901
GROUP I                    0                       0                              0.25                                             7.75          IRVINE                                             CA                                 92604
GROUP I                    0                       0                              0.25                                             7.25          MANTECA                                            CA                                 95336
GROUP I                    0                       0                              0.25                                              7.5          LOMA LINDA                                         CA                                 92373
GROUP I                    0                       0                              0.25                                                7          CAVE CREEK                                         AZ                                 85331
GROUP I                    0                       0                              0.25                                              6.5          NATIONAL CITY                                      CA                                 91950
GROUP I                    0                       0                              0.25                                             7.99          RICHFIELD                                          MN                                 55423
GROUP I                    0                       0                              0.25                                            7.375          KATY                                               TX                                 77450
GROUP I                    0                       0                              0.25                                            7.875          MADERA                                             CA                                 93637
GROUP I                    0                       0                              0.25                                            6.875          DOWNEY                                             CA                                 90240
GROUP I                    0                       0                              0.25                                             6.25          EL SEGUNDO                                         CA                                 90245
GROUP I                    0                       0                              0.25                                            7.375          LAKE ELSINORE                                      CA                                 92530
GROUP I                    0                       0                              0.25                                              6.5          DIX HILL                                           NY                                 11746
GROUP I                    0                       0                              0.25                                            6.875          LOS ANGELES                                        CA                                 90001
GROUP I                    0                       0                              0.25                                             7.75          LONG BEACH                                         CA                                 90802
GROUP I                    0                       0                              0.25                                            6.875          VAL VERDE                                          CA                                 91384
GROUP I                    0                       0                              0.25                                             7.75          MIAMI                                              FL                                 33165
GROUP I                    0                       0                              0.25                                             6.75          LOS ANGELES                                        CA                                 90011
GROUP I                    0                       0                              0.25                                            7.375          MANASSAS                                           VA                                 20111
GROUP I                    0                       0                              0.25                                             6.75          WASHINGTON                                         DC                                 20003
GROUP I                    0                       0                              0.25                                            7.875          DENVER                                             CO                                 80207
GROUP I                    0                       0                              0.25                                            6.875          APPLE VALLEY                                       CA                                 92308
GROUP I                    0                       0                              0.25                                             6.75          OCEANSIDE                                          CA                                 92056
GROUP I                    0                       0                              0.25                                             6.99          FAIRFIELD                                          CA                                 94533
GROUP I                    0                       0                              0.25                                              6.5          CARSON                                             CA                                 90746
GROUP I                    0                       0                              0.25                                             6.75          RANCHO PALOS VERDES                                CA                                 90275
GROUP I                    0                       0                              0.25                                              6.5          SAN BERNARDINO                                     CA                                 92411
GROUP I                    0                       0                              0.25                                            6.875          LOS ANGELES                                        CA                                 91604
GROUP I                    0                       0                              0.25                                            7.125          DIAMOND BAR                                        CA                                 91765
GROUP I                    0                       0                              0.25                                            6.625          LOS ANGELES                                        CA                                 90039
GROUP I                    0                       0                              0.25                                             6.75          WEST PALM BEACH                                    FL                                 33410
GROUP I                    0                       0                              0.25                                            7.875          KENT                                               WA                                 98031
GROUP I                    0                       0                              0.25                                             6.75          CARSON                                             CA                                 90745
GROUP I                    0                       0                              0.25                                             8.65          BILLINGS                                           MT                                 59102
GROUP I                    0                       0                              0.25                                             8.25          NEWARK                                             NJ                                  7106
GROUP I                    0                       0                              0.25                                            7.375          HEMET                                              CA                                 92545
GROUP I                    0                       0                              0.25                                              6.5          STATEN ISLAND                                      NY                                 10312
GROUP I                    0                       0                              0.25                                            6.625          LOS ANGELES                                        CA                                 90026
GROUP I                    0                       0                              0.25                                                7          SAN BERNARDINO                                     CA                                 92410
GROUP I                    0                       0                              0.25                                                7          LAS VEGAS                                          NV                                 89147
GROUP I                    0                       0                              0.25                                                7          LOS ANGELES                                        CA                                 90061
GROUP I                    0                       0                              0.25                                             7.75          SAN JOSE                                           CA                                 95118
GROUP I                    0                       0                              0.25                                            7.125          PROVIDENCE                                         UT                                 84332
GROUP I                    0                       0                              0.25                                              6.5          LAS VEGAS                                          NV                                 89142
GROUP I                    0                       0                              0.25                                              6.5          MISSION VIEJO                                      CA                                 92691
GROUP I                    0                       0                              0.25                                            6.875          NUTLEY                                             NJ                                  7110
GROUP I                    0                       0                              0.25                                            7.875          COOPER CITY                                        FL                                 33328
GROUP I                    0                       0                              0.25                                                6          WALNUT CREEK                                       CA                                 94596
GROUP I                    0                       0                              0.25                                            6.625          CHINO                                              CA                                 91710
GROUP I                    0                       0                              0.25                                             6.75          INDIO                                              CA                                 92201
GROUP I                    0                       0                              0.25                                              7.5          VICTORVILLE                                        CA                                 92395
GROUP I                    0                       0                              0.25                                            7.875          LITHIA                                             FL                                 33547
GROUP I                    0                       0                              0.25                                            7.625          MAPLE VALLEY                                       WA                                 98038
GROUP I                    0                       0                              0.25                                            7.875          SAINT PAUL                                         MN                                 55102
GROUP I                    0                       0                              0.25                                             6.75          WOODLAND HILLS                                     CA                                 91367
GROUP I                    0                       0                              0.25                                            7.625          SURPRISE                                           AZ                                 85379
GROUP I                    0                       0                              0.25                                            7.625          LITTLE FALLS                                       NJ                                  7424
GROUP I                    0                       0                              0.25                                            6.875          GRESHAM                                            OR                                 97080
GROUP I                    0                       0                              0.25                                            7.375          BALDWIN PARK                                       CA                                 91706
GROUP I                    0                       0                              0.25                                             7.75          HAWTHORNE                                          NY                                 10532
GROUP I                    0                       0                              0.25                                             7.75          RIVERSIDE                                          CA                                 92503
GROUP I                    0                       0                              0.25                                             6.25          COSTA MESA                                         CA                                 92627
GROUP I                    0                       0                              0.25                                              7.5          LEHIGH ACRES                                       FL                                 33972
GROUP I                    0                       0                              0.25                                            7.125          WINTER HAVEN                                       FL                                 33884
GROUP I                    0                       0                              0.25                                                8          BROOKLYN                                           NY                                 11207
GROUP I                    0                       0                              0.25                                            8.125          ROOSEVELT                                          NY                                 11575
GROUP I                    0                       0                              0.25                                            8.125          MIAMI                                              FL                                 33157
GROUP I                    0                       0                              0.25                                            6.875          LAKELAND                                           FL                                 33811
GROUP I                    0                       0                              0.25                                              7.5          JOSHUA TREE                                        CA                                 92252
GROUP I                    0                       0                              0.25                                             7.75          IRVINE                                             CA                                 92620
GROUP I                    0                       0                              0.25                                            7.375          MARCO ISLAND                                       FL                                 34145
GROUP I                    0                       0                              0.25                                             6.25          PALMDALE                                           CA                                 93551
GROUP I                    0                       0                              0.25                                                8          PORT CHARLOTTE                                     FL                                 33954
GROUP I                    0                       0                              0.25                                                7          SEAL BEACH                                         CA                                 90740
GROUP I                    0                       0                              0.25                                            6.875          WESTMINSTER                                        CA                                 92683
GROUP I                    0                       0                              0.25                                             6.75          SAN LEANDRO                                        CA                                 94579
GROUP I                    0                       0                              0.25                                            7.875          LAKE HAVASU CITY                                   AZ                                 86403
GROUP I                    0                       0                              0.25                                            6.375          SAN DIEGO                                          CA                                 92113
GROUP I                    0                       0                              0.25                                             7.75          JUPITER                                            FL                                 33458
GROUP I                    0                       0                              0.25                                             7.25          NEWARK                                             DE                                 19702
GROUP I                    0                       0                              0.25                                            7.625          KISSIMMEE                                          FL                                 34741
GROUP I                    0                       0                              0.25                                            8.625          UPPER MARLBORO                                     MD                                 20774
GROUP I                    0                       0                              0.25                                            6.375          SAN DIEGO                                          CA                                 92106
GROUP I                    0                       0                              0.25                                             7.99          LOS BANOS                                          CA                                 93635
GROUP I                    0                       0                              0.25                                             6.99          FRAZIER PARK                                       CA                                 93225
GROUP I                    0                       0                              0.25                                             6.75          BRENTWOOD                                          CA                                 94513
GROUP I                    0                       0                              0.25                                            6.625          BRIDGEPORT                                         CT                                  6605
GROUP I                    0                       0                              0.25                                              7.5          RIO RANCHO                                         NM                                 87124
GROUP I                    0                       0                              0.25                                            6.375          LOMA LINDA                                         CA                                 92374
GROUP I                    0                       0                              0.25                                                7          BLAIRSVILLE                                        GA                                 30512
GROUP I                    0                       0                              0.25                                              8.5          RIDGEFIELD                                         NJ                                  7660
GROUP I                    0                       0                              0.25                                            8.125          HOMESTEAD                                          FL                                 33033
GROUP I                    0                       0                              0.25                                             7.75          FORT LAUDERDALE                                    FL                                 33311
GROUP I                    0                       0                              0.25                                             7.75          JERSEY CITY                                        NJ                                  7305
GROUP I                    0                       0                              0.25                                            7.875          EGG HARBOR                                         NJ                                  8234
GROUP I                    0                       0                              0.25                                            7.375          GREENVILLE                                         SC                                 29605
GROUP I                    0                       0                              0.25                                            6.875          SUNRISE                                            FL                                 33351
GROUP I                    0                       0                              0.25                                              6.5          SAN DIEGO                                          CA                                 92108
GROUP I                    0                       0                              0.25                                              6.5          AVONDALE                                           AZ                                 85323
GROUP I                    0                       0                              0.25                                              6.5          PENRYN                                             CA                                 95663
GROUP I                    0                       0                              0.25                                            6.375          KERBY                                              OR                                 97531
GROUP I                    0                       0                              0.25                                              6.5          RIVERSIDE                                          CA                                 92501
GROUP I                    0                       0                              0.25                                              6.5          PHOENIX                                            AZ                                 85033
GROUP I                    0                       0                              0.25                                             6.25          LONG BEACH                                         CA                                 90803
GROUP I                    0                       0                              0.25                                            7.625          POWER SPRINGS                                      GA                                 30127
GROUP I                    0                       0                              0.25                                                7          REDDING                                            CA                                 96002
GROUP I                    0                       0                              0.25                                             6.75          PEORIA                                             AZ                                 85381
GROUP I                    0                       0                              0.25                                              6.5          PRESCOTT VALLEY                                    AZ                                 86314
GROUP I                    0                       0                              0.25                                             5.99          PHOENIX                                            AZ                                 85018
GROUP I                    0                       0                              0.25                                            6.625          SAN JUAN CAPISTRANO                                CA                                 92675
GROUP I                    0                       0                              0.25                                            7.875          WEST PALM GARDEN                                   FL                                 33410
GROUP I                    0                       0                              0.25                                            7.125          RALIEIGH                                           NC                                 22405
GROUP I                    0                       0                              0.25                                             6.75          REDDING                                            CT                                  6896
GROUP I                    0                       0                              0.25                                            6.375          CUMMING                                            GA                                 30040
GROUP I                    0                       0                              0.25                                             6.75          LOS ANGELES                                        CA                                 90063
GROUP I                    0                       0                              0.25                                            6.625          PASO ROBLES                                        CA                                 93446
GROUP I                    0                       0                              0.25                                                7          MIAMI                                              FL                                 33177
GROUP I                    0                       0                              0.25                                             6.99          RIVERSIDE                                          CA                                 92507
GROUP I                    0                       0                              0.25                                            6.625          SAN DIEGO                                          CA                                 92109
GROUP I                    0                       0                              0.25                                            5.125          LUDLOW                                             MA                                  1056
GROUP I                    0                       0                              0.25                                              6.5          HEMET                                              CA                                 92543
GROUP I                    0                       0                              0.25                                             6.75          ORLANDO                                            FL                                 32820
GROUP I                    0                       0                              0.25                                             7.75          CALIFORNIA CITY                                    CA                                 93305
GROUP I                    0                       0                              0.25                                                7          SAN DIEGO                                          CA                                 92109
GROUP I                    0                       0                              0.25                                              6.5          BUCKEYE                                            AZ                                 85326
GROUP I                    0                       0                              0.25                                            6.875          BEND                                               OR                                 97702
GROUP I                    0                       0                              0.25                                            6.875          CHULA VISTA                                        CA                                 91911
GROUP I                    0                       0                              0.25                                              6.5          PORT JEFFFERSON                                    NY                                 11777
GROUP I                    0                       0                              0.25                                              6.5          PALMDALE                                           CA                                 93551
GROUP I                    0                       0                              0.25                                            7.375          COLUMBUS                                           OH                                 43221
GROUP I                    0                       0                              0.25                                                8          ORANGE CITY                                        FL                                 32763
GROUP I                    0                       0                              0.25                                              6.5          GLENDALE                                           AZ                                 85302
GROUP I                    0                       0                              0.25                                            7.625          SEBASTIAN                                          FL                                 32958
GROUP I                    0                       0                              0.25                                            6.875          SAN DIEGO                                          CA                                 92128
GROUP I                    0                       0                              0.25                                             8.25          LYNN                                               MA                                  1904
GROUP I                    0                       0                              0.25                                            7.125          PALMDALE                                           CA                                 93551
GROUP I                    0                       0                              0.25                                             6.25          LOS ANGELES (WINNETKA ARE                          CA                                 91306
GROUP I                    0                       0                              0.25                                              7.5          205, LAS VEGAS                                     NV                                 89109
GROUP I                    0                       0                              0.25                                            7.375          LONG BEACH                                         CA                                 90810
GROUP I                    0                       0                              0.25                                              7.5          HOUSTON                                            TX                                 77021
GROUP I                    0                       0                              0.25                                            6.875          ORLANDO                                            FL                                 32824
GROUP I                    0                       0                              0.25                                             6.25          SAN CARLOS                                         CA                                 94070
GROUP I                    0                       0                              0.25                                            6.875          VICTORVILLE                                        CA                                 92392
GROUP I                    0                       0                              0.25                                            7.125          HOLLYWOOD                                          FL                                 33020
GROUP I                    0                       0                              0.25                                            7.375          WINTER SPRINGS                                     FL                                 32708
GROUP I                    0                       0                              0.25                                            6.875          MIAMI                                              FL                                 33165
GROUP I                    0                       0                              0.25                                            7.875          SPRING HILL                                        FL                                 34606
GROUP I                    0                       0                              0.25                                            7.875          FARMERSVILLE                                       CA                                 93223
GROUP I                    0                       0                              0.25                                             6.99          EL CENTRO                                          CA                                 92243
GROUP I                    0                       0                              0.25                                              7.5          PIERCE                                             CO                                 80650
GROUP I                    0                       0                              0.25                                             6.75          BEL AIR                                            MD                                 21015
GROUP I                    0                       0                              0.25                                            6.875          BAKERSFIELD                                        CA                                 93304
GROUP I                    0                       0                              0.25                                             6.75          OLD BRIDGE                                         NJ                                  8857
GROUP I                    0                       0                              0.25                                             8.25          CAPITOL HEIGHTS                                    MD                                 20743
GROUP I                    0                       0                              0.25                                            6.625          PORT ORCHARD                                       WA                                 98367
GROUP I                    0                       0                              0.25                                              6.5          MOODY                                              AL                                 35004
GROUP I                    0                       0                              0.25                                            6.625          LAKELAND                                           FL                                 33813
GROUP I                    0                       0                              0.25                                             6.25          PUNTA GORDA                                        FL                                 33955
GROUP I                    0                       0                              0.25                                             6.75          YUBA CITY                                          CA                                 95993
GROUP I                    0                       0                              0.25                                            6.375          IMPERIAL                                           CA                                 92251
GROUP I                    0                       0                              0.25                                            6.875          ORLANDO                                            FL                                 32807
GROUP I                    0                       0                              0.25                                                8          BAYONNE                                            NJ                                  7002
GROUP I                    0                       0                              0.25                                                8          BALDWIN PARK                                       CA                                 91706
GROUP I                    0                       0                              0.25                                             6.75          REDDING                                            CA                                 96003
GROUP I                    0                       0                              0.25                                             6.75          CORONADO                                           CA                                 92118
GROUP I                    0                       0                              0.25                                            6.875          CARLSBAD                                           CA                                 92011
GROUP I                    0                       0                              0.25                                            6.875          SEVERANCE                                          CO                                 80546
GROUP I                    0                       0                              0.25                                             6.75          LAS VEGAS                                          NV                                 89109
GROUP I                    0                       0                              0.25                                            7.375          MIAMI                                              FL                                 33193
GROUP I                    0                       0                              0.25                                            7.625          STUART                                             FL                                 34996
GROUP I                    0                       0                              0.25                                             6.25          MENIFEE                                            CA                                 92584
GROUP I                    0                       0                              0.25                                                8          MONROE                                             GA                                 30656
GROUP I                    0                       0                              0.25                                             6.75          PALMDALE                                           CA                                 93550
GROUP I                    0                       0                              0.25                                            7.875          MYRTLE BEACH                                       SC                                 29572
GROUP I                    0                       0                              0.25                                             6.75          DUNNELLON                                          FL                                 34431
GROUP I                    0                       0                              0.25                                            7.875          FORT PIERCE                                        FL                                 34947
GROUP I                    0                       0                              0.25                                            6.875          ORLANDO                                            FL                                 32837
GROUP I                    0                       0                              0.25                                                7          FAYETTEVILLE                                       NY                                 13066
GROUP I                    0                       0                              0.25                                             8.25          WARWICK                                            RI                                  2818
GROUP I                    0                       0                              0.25                                            6.875          WAPPINGERS FALLS                                   NY                                 12590
GROUP I                    0                       0                              0.25                                            6.875          CHAMPLIN                                           MN                                 55316
GROUP I                    0                       0                              0.25                                            6.875          BELMAR                                             NJ                                  7719
GROUP I                    0                       0                              0.25                                            6.625          MIAMI                                              FL                                 33176
GROUP I                    0                       0                              0.25                                            6.375          CLERMONT                                           FL                                 34711
GROUP I                    0                       0                              0.25                                            6.375          LIDO  BEACH                                        NY                                 11561
GROUP I                    0                       0                              0.25                                            7.125          CAPE MAY                                           NJ                                  8204
GROUP I                    0                       0                              0.25                                              6.5          CORONA                                             CA                                 92880
GROUP I                    0                       0                              0.25                                            7.875          MARGATE                                            FL                                 33063
GROUP I                    0                       0                              0.25                                                8          MIAMI                                              FL                                 33032
GROUP I                    0                       0                              0.25                                              6.5          WYLIE                                              TX                                 75098
GROUP I                    0                       0                              0.25                                              6.5          CHINO                                              CA                                 91710
GROUP I                    0                       0                              0.25                                            7.125          PARAMOUNT                                          CA                                 90723
GROUP I                    0                       0                              0.25                                            7.125          SOUTH RIVER                                        NJ                                  8882
GROUP I                    0                       0                              0.25                                             7.75          NEW HAVEN                                          CT                                  6511
GROUP I                    0                       0                              0.25                                            7.625          ALHAMBRA                                           CA                                 91801
GROUP I                    0                       0                              0.25                                             6.75          NORTHRIDGE                                         CA                                 91324
GROUP I                    0                       0                              0.25                                              8.5          FORT PIERCE                                        FL                                 34953
GROUP I                    0                       0                              0.25                                              7.5          HOMESTEAD                                          FL                                 33033
GROUP I                    0                       0                              0.25                                             6.25          LOS ANGELOS                                        CA                                 91401
GROUP I                    0                       0                              0.25                                            7.125          KISSIMMEE                                          FL                                 34759
GROUP I                    0                       0                              0.25                                            6.625          RANCHO PALOS VERDES                                CA                                 90275
GROUP I                    0                       0                              0.25                                             6.25          SAINT CLOUD                                        FL                                 34771
GROUP I                    0                       0                              0.25                                            6.625          FAIRHOPE                                           AL                                 36532
GROUP I                    0                       0                              0.25                                             6.75          DAVENPORT                                          FL                                 33897
GROUP I                    0                       0                              0.25                                            6.875          FRANKLIN                                           TN                                 37064
GROUP I                    0                       0                              0.25                                            7.625          ORLANDO                                            FL                                 32805
GROUP I                    0                       0                              0.25                                                7          FLORISSANT                                         MO                                 63031
GROUP I                    0                       0                              0.25                                             8.75          SPRING BRANCH                                      TX                                 78070
GROUP I                    0                       0                              0.25                                            8.375          CORAL SPRINGS                                      FL                                 33065
GROUP I                    0                       0                              0.25                                             7.25          STUART                                             FL                                 34994
GROUP I                    0                       0                              0.25                                             6.75          LANCASTER                                          CA                                 93535
GROUP I                    0                       0                              0.25                                              7.5          MIAMI                                              FL                                 33176
GROUP I                    0                       0                              0.25                                            7.625          LEHIGH ACRES                                       FL                                 33936
GROUP I                    0                       0                              0.25                                             6.69          MIAMI                                              FL                                 33054
GROUP I                    0                       0                              0.25                                             6.25          TUJUNGA AREA                                       CA                                 91042
GROUP I                    0                       0                              0.25                                            6.375          LOS ANGELES                                        CA                                 90291
GROUP I                    0                       0                              0.25                                            7.375          CAPITOL HEIGHTS                                    MD                                 20743
GROUP I                    0                       0                              0.25                                                7          FRESNO                                             CA                                 93702
GROUP I                    0                       0                              0.25                                             6.75          CHINO                                              CA                                 91710
GROUP I                    0                       0                              0.25                                             6.75          OREM                                               UT                                 84097
GROUP I                    0                       0                              0.25                                             7.25          PATERSON                                           NJ                                  7513
GROUP I                    0                       0                              0.25                                              7.5          MANALAPAN                                          NJ                                  7726
GROUP I                    0                       0                              0.25                                             7.25          ROUND ROCK                                         TX                                 78664
GROUP I                    0                       0                              0.25                                             6.75          GILBERT                                            AZ                                 85233
GROUP I                    0                       0                              0.25                                                7          RIALTO                                             CA                                 92376
GROUP I                    0                       0                              0.25                                            6.625          WILMINGTON                                         DE                                 19803
GROUP I                    0                       0                              0.25                                            7.875          VIRGINIA BEACH                                     VA                                 23462
GROUP I                    0                       0                              0.25                                             8.25          GREEN BROOK                                        NJ                                  8812
GROUP I                    0                       0                              0.25                                                7          DUMFRIES                                           VA                                 22026
GROUP I                    0                       0                              0.25                                                8          WHITEFISH                                          MT                                 59937
GROUP I                    0                       0                              0.25                                              7.5          WESTMINSTER                                        CA                                 92683
GROUP I                    0                       0                              0.25                                            6.625          INDIAN RIVER                                       MI                                 49749
GROUP I                    0                       0                              0.25                                             7.25          INDIANAPOLIS                                       IN                                 46201
GROUP I                    0                       0                              0.25                                             7.75          MARIETTA                                           GA                                 30067
GROUP I                    0                       0                              0.25                                                7          VIRGINIA BEACH                                     VA                                 23453
GROUP I                    0                       0                              0.25                                            5.875          WOODMERE                                           NY                                 11598
GROUP I                    0                       0                              0.25                                             6.25          COMPTON                                            CA                                 90221
GROUP I                    0                       0                              0.25                                            7.625          SCOTTSDALE                                         AZ                                 85260
GROUP I                    0                       0                              0.25                                            7.375          SANTA CLARITA                                      CA                                 91350
GROUP I                    0                       0                              0.25                                            6.875          SANTA ROSA BEACH                                   FL                                 32459
GROUP I                    0                       0                              0.25                                             6.99          CHICAGO                                            IL                                 60609
GROUP I                    0                       0                              0.25                                            7.125          STATEN ISLAND                                      NY                                 10304
GROUP I                    0                       0                              0.25                                                8          SAN DIEGO                                          CA                                 92129
GROUP I                    0                       0                              0.25                                            6.625          LOS ANGELES                                        CA                                 90018
GROUP I                    0                       0                              0.25                                            6.375          LA QUINTA                                          CA                                 92253
GROUP I                    0                       0                              0.25                                                7          SOUTHBURY                                          CT                                  6488
GROUP I                    0                       0                              0.25                                            6.875          LOS ANGELES    ENCINO ARE                          CA                                 91316
GROUP I                    0                       0                              0.25                                             7.25          DALLAS                                             TX                                 75219
GROUP I                    0                       0                              0.25                                              7.5          NORTH BEND                                         OR                                 97459
GROUP I                    0                       0                              0.25                                             7.99          LAS VEGAS                                          NV                                 89108
GROUP I                    0                       0                              0.25                                                7          HARTFORD                                           CT                                  6106
GROUP I                    0                       0                              0.25                                             6.25          WOODLAND                                           CA                                 95695
GROUP I                    0                       0                              0.25                                             7.75          SACRAMENTO                                         CA                                 95842
GROUP I                    0                       0                              0.25                                                7          CHINO                                              CA                                 91710
GROUP I                    0                       0                              0.25                                                6          NORTH BELLMORE                                     NY                                 11710
GROUP I                    0                       0                              0.25                                              6.5          HOLLISWOOD                                         NY                                 11423
GROUP I                    0                       0                              0.25                                                6          HAMILTON                                           NJ                                  8609
GROUP I                    0                       0                              0.25                                              6.5          BROOKLYN                                           NY                                 11239
GROUP I                    0                       0                              0.25                                             7.75          SACRAMENTO                                         CA                                 95824
GROUP I                    0                       0                              0.25                                            6.875          LANCASTER                                          CA                                 93535
GROUP I                    0                       0                              0.25                                             6.25          ANAHEIM                                            CA                                 92801
GROUP I                    0                       0                              0.25                                            6.625          PITTSBURGH                                         PA                                 15234
GROUP I                    0                       0                              0.25                                            7.125          CYPRESS                                            TX                                 77433
GROUP I                    0                       0                              0.25                                            6.625          MURRIETA                                           CA                                 92562
GROUP I                    0                       0                              0.25                                            6.875          FAYETTEVILLE                                       GA                                 30215
GROUP I                    0                       0                              0.25                                            7.375          TYLER                                              TX                                 75703
GROUP I                    0                       0                              0.25                                            6.875          GROVELAND                                          FL                                 34736
GROUP I                    0                       0                              0.25                                            7.625          COPPERAS COVE                                      TX                                 76522
GROUP I                    0                       0                              0.25                                             6.25          RANCHO CUCAMONGA                                   CA                                 91701
GROUP I                    0                       0                              0.25                                             7.75          HOLMES BEACH                                       FL                                 34217
GROUP I                    0                       0                              0.25                                            6.875          DELTONA                                            FL                                 32738
GROUP I                    0                       0                              0.25                                            7.625          CHARLOTTE                                          NC                                 28217
GROUP I                    0                       0                              0.25                                            7.625          PLANT CITY                                         FL                                 33563
GROUP I                    0                       0                              0.25                                             6.75          ORLANDO                                            FL                                 32818
GROUP I                    0                       0                              0.25                                             6.75          ORLANDO                                            FL                                 32825
GROUP I                    0                       0                              0.25                                             7.25          MANASSAS                                           VA                                 20111
GROUP I                    0                       0                              0.25                                             7.25          TAMPA                                              FL                                 33617
GROUP I                    0                       0                              0.25                                            7.375          MYRTLE BEACH                                       SC                                 29572
GROUP I                    0                       0                              0.25                                            6.375          CICERO                                             NY                                 13039
GROUP I                    0                       0                              0.25                                            6.875          HORIZON CITY                                       TX                                 79928
GROUP I                    0                       0                              0.25                                             6.75          TAMPA                                              FL                                 33605
GROUP I                    0                       0                              0.25                                            7.625          WAUKEE                                             IA                                 50263
GROUP I                    0                       0                              0.25                                                7          NORTH CHARLESTON                                   SC                                 29405
GROUP I                    0                       0                              0.25                                             6.75          LARGO                                              FL                                 33771
GROUP I                    0                       0                              0.25                                             7.25          INDIANAPOLIS                                       IN                                 46224
GROUP I                    0                       0                              0.25                                             6.75          ORLANDO                                            FL                                 32828
GROUP I                    0                       0                              0.25                                            7.875          MYRTLE BEACH                                       SC                                 29579
GROUP I                    0                       0                              0.25                                            6.875          VALLEJO                                            CA                                 94591
GROUP I                    0                       0                              0.25                                            6.875          LODI                                               CA                                 95242
GROUP I                    0                       0                              0.25                                              7.5          DELTONA                                            FL                                 32725
GROUP I                    0                       0                              0.25                                             7.75          EL MIRAGE                                          AZ                                 85335
GROUP I                    0                       0                              0.25                                            6.375          MIAMI                                              FL                                 33186
GROUP I                    0                       0                              0.25                                            6.875          SAN DIEGO                                          CA                                 92117
GROUP I                    0                       0                              0.25                                             6.75          INGLEWOOD                                          CA                                 90304
GROUP I                    0                       0                              0.25                                             7.25          RANCHO SANTA MARGARITA                             CA                                 92688
GROUP I                    0                       0                              0.25                                             6.99          MODESTO                                            CA                                 95351
GROUP I                    0                       0                              0.25                                            7.875          VICTORVILLE                                        CA                                 92392
GROUP I                    0                       0                              0.25                                            7.625          MIAMI                                              FL                                 33056
GROUP I                    0                       0                              0.25                                                7          SACRAMENTO                                         CA                                 95833
GROUP I                    0                       0                              0.25                                                7          PFLUGERVILLE                                       TX                                 78660
GROUP I                    0                       0                              0.25                                            6.875          MODESTO                                            CA                                 95350
GROUP I                    0                       0                              0.25                                             6.75          LAKESIDE                                           CA                                 92040
GROUP I                    0                       0                              0.25                                            6.625          KISSIMMEE                                          FL                                 34759
GROUP I                    0                       0                              0.25                                              7.5          NORTH PORT                                         FL                                 34288
GROUP I                    0                       0                              0.25                                            6.875          CHERRY VALLEY                                      CA                                 92223
GROUP I                    0                       0                              0.25                                            7.875          EAST CHIGAGO                                       IN                                 46312
GROUP I                    0                       0                              0.25                                            6.625          STUDIO CITY                                        CA                                 91602
GROUP I                    0                       0                              0.25                                              7.5          YULEE                                              FL                                 32097
GROUP I                    0                       0                              0.25                                            6.875          MILTON                                             FL                                 32583
GROUP I                    0                       0                              0.25                                            7.625          VIRGINIA BEACH                                     VA                                 23462
GROUP I                    0                       0                              0.25                                            7.875          SAINT CLOUD                                        FL                                 34772
GROUP I                    0                       0                              0.25                                            6.625          SAN DIEGO                                          CA                                 92126
GROUP I                    0                       0                              0.25                                             6.75          PROVO                                              UT                                 84601
GROUP I                    0                       0                              0.25                                            7.625          KISSIMMEE                                          FL                                 34759
GROUP I                    0                       0                              0.25                                            7.125          MIAMI                                              FL                                 33167
GROUP I                    0                       0                              0.25                                            6.875          POMPANO BEACH                                      FL                                 33069
GROUP I                    0                       0                              0.25                                              7.5          BAKERSFIELD                                        CA                                 93309
GROUP I                   1.34                     0                              0.25                                            8.375          MILWAUKEE                                          WI                                 53210
GROUP I                   1.14                     0                              0.25                                              7.5          VERNON HILLS                                       IL                                 60061
GROUP I                    0                       0                              0.25                                             7.25          DAVENPORT                                          FL                                 33897
GROUP I                    0                       0                              0.25                                                6          PHOENIX                                            AZ                                 85043
GROUP I                    0                       0                              0.25                                            7.125          ATLANTA                                            GA                                 30349
GROUP I                   0.7                      0                              0.25                                            7.375          WEST PALM BEACH                                    FL                                 33415
GROUP I                    0                       0                              0.25                                              7.3          HIALEAH                                            FL                                 33013
GROUP I                    0                       0                              0.25                                            6.875          PORT CHESTER                                       NY                                 10573
GROUP I                    0                       0                              0.25                                            8.375          TALLAHASSEE                                        FL                                 32304
GROUP I                    0                       0                              0.25                                            7.375          DOVER                                              NJ                                  7801
GROUP I                    0                       0                              0.25                                            6.375          CLARKSBURG                                         MD                                 20871
GROUP I                    0                       0                              0.25                                              6.5          CHATSWORTH                                         CA                                 91311
GROUP I                    0                       0                              0.25                                                6          MODESTO                                            CA                                 95354
GROUP I                    0                       0                              0.25                                             7.25          WINTER HAVEN                                       FL                                 33844
GROUP I                    0                       0                              0.25                                              7.5          HENRYVILLE                                         PA                                 18332
GROUP I                    0                       0                              0.25                                              7.5          SCOTCH PINES                                       NJ                                  7076
GROUP I                    0                       0                              0.25                                            8.125          BRONX                                              NY                                 10472
GROUP I                    0                       0                              0.25                                            6.625          CARLSBAD                                           CA                                 92011
GROUP I                    0                       0                              0.25                                            7.375          OPA LOCKA                                          FL                                 33055
GROUP I                    0                       0                              0.25                                            6.625          GLENDORA                                           CA                                 91740
GROUP I                    0                       0                              0.25                                            6.625          ESSEX FELLS                                        NJ                                  7021
GROUP I                    0                       0                              0.25                                              6.5          PARKER                                             AZ                                 85344
GROUP I                    0                       0                              0.25                                             6.75          MOUNT PLEASANT                                     SC                                 29464
GROUP I                    0                       0                              0.25                                            6.375          TOOELE                                             UT                                 84074
GROUP I                    0                       0                              0.25                                                7          NEW SMYRNA BEACH                                   FL                                 32168
GROUP I                    0                       0                              0.25                                             6.75          LAS VEGAS                                          NV                                 89109
GROUP I                    0                       0                              0.25                                              6.5          CHULA VISTA                                        CA                                 91911
GROUP I                    0                       0                              0.25                                             6.75          SACRAMENTO                                         CA                                 95815
GROUP I                    0                       0                              0.25                                             7.75          STATEN ISLAND                                      NY                                 10303
GROUP I                    0                       0                              0.25                                              7.5          PORT SAINT LUCIE                                   FL                                 34953
GROUP I                    0                       0                              0.25                                                7          SUNNY ISLES                                        FL                                 33160
GROUP I                    0                       0                              0.25                                             7.75          VICTORVILLE                                        CA                                 92395
GROUP I                    0                       0                              0.25                                            7.125          JACKSONVILLE                                       FL                                 32216
GROUP I                    0                       0                              0.25                                                7          TOPSHAM                                            ME                                  4086
GROUP I                    0                       0                              0.25                                            8.125          HANOVER PARK                                       IL                                 60133
GROUP I                    0                       0                              0.25                                             7.25          TAMARAC                                            FL                                 33321
GROUP I                    0                       0                              0.25                                            6.875          CHARLOTTESVILLE                                    VA                                 22903
GROUP I                    0                       0                              0.25                                             6.99          HUNTINGTON BEACH                                   CA                                 92646
GROUP I                    0                       0                              0.25                                             6.75          VICTORVILLE                                        CA                                 92392
GROUP I                    0                       0                              0.25                                            8.125          FARMINGTON                                         MI                                 48335
GROUP I                    0                       0                              0.25                                            7.375          KISSIMMEE                                          FL                                 34747
GROUP I                    0                       0                              0.25                                              5.5          HARTSDALE                                          NY                                 10530
GROUP I                    0                       0                              0.25                                            6.875          POMPANO BEACH                                      FL                                 33069
GROUP I                    0                       0                              0.25                                            7.125          MIAMI                                              FL                                 33176
GROUP I                   1.45                     0                              0.25                                             9.49          NEW PORT RICHEY                                    FL                                 34655
GROUP I                    0                       0                              0.25                                            6.875          GREENSBORO                                         NC                                 27406
GROUP I                    0                       0                              0.25                                              7.5          CLEARWATER                                         FL                                 33764
GROUP I                    0                       0                              0.25                                              7.5          MIAMI                                              FL                                 33127
GROUP I                    0                       0                              0.25                                            7.375          NAPLES                                             FL                                 34120
GROUP I                    0                       0                              0.25                                              7.5          KISSIMMEE                                          FL                                 34759
GROUP I                   1.77                     0                              0.25                                              8.5          PENSACOLA                                          FL                                 32505
GROUP I                    0                       0                              0.25                                                7          GREENACRES                                         FL                                 33463
GROUP I                    0                       0                              0.25                                            6.875          ROCKLEDGE                                          FL                                 32955
GROUP I                    0                       0                              0.25                                             6.99          SANFORD                                            FL                                 32771
GROUP I                    0                       0                              0.25                                             6.25          NEW YORK                                           NY                                 10069
GROUP I                    0                       0                              0.25                                             6.75          FREEPORT                                           NY                                 11520
GROUP I                    0                       0                              0.25                                            7.375          CAROL STREAM                                       IL                                 60188
GROUP I                    0                       0                              0.25                                            5.625          LOOMIS                                             CA                                 95650
GROUP I                    0                       0                              0.25                                             7.25          LEWISBERRY                                         PA                                 17339
GROUP I                    0                       0                              0.25                                            6.875          TUCSON                                             AZ                                 85706
GROUP I                    0                       0                              0.25                                             7.75          MELBOURNE                                          FL                                 32904
GROUP I                    0                       0                              0.25                                                7          HAINES CITY                                        FL                                 33844
GROUP I                    0                       0                              0.25                                                7          NORFOLK                                            VA                                 23510
GROUP I                    0                       0                              0.25                                              5.5          CHULA VISTA                                        CA                                 91911
GROUP I                    0                       0                              0.25                                                6          EASTON                                             CT                                  6612
GROUP I                    0                       0                              0.25                                                6          MISSION VIEJO                                      CA                                 92692
GROUP I                    0                       0                              0.25                                            5.875          NEWTOWN                                            CT                                  6482
GROUP I                    0                       0                              0.25                                            7.375          MIAMI BEACH                                        FL                                 33139
GROUP I                    0                       0                              0.25                                              7.5          HAINES CITY                                        FL                                 33844
GROUP I                    0                       0                              0.25                                              7.5          BARTOW                                             FL                                 33830
GROUP I                    0                       0                              0.25                                            6.875          CARSON                                             CA                                 90745
GROUP I                    0                       0                              0.25                                            7.625          PATERSON                                           NJ                                  7503
GROUP I                    0                       0                              0.25                                             7.75          LAKE FOREST                                        CA                                 92630
GROUP I                    0                       0                              0.25                                            6.875          BROOKLYN                                           NY                                 11208
GROUP I                    0                       0                              0.25                                                7          LAUREL SPRINGS                                     NC                                 28644
GROUP I                    0                       0                              0.25                                             7.65          BOYNTON BEACH                                      FL                                 33436
GROUP I                    0                       0                              0.25                                             7.75          INDIANAPOLIS                                       IN                                 46218
GROUP I                    0                       0                              0.25                                             7.25          HOLLYWOOD                                          FL                                 33021
GROUP I                    0                       0                              0.25                                             7.75          HALETHORPE                                         MD                                 21227
GROUP I                   1.35                     0                              0.25                                             7.75          THORNTON                                           CO                                 80260
GROUP I                    0                       0                              0.25                                             7.75          INDIANAPOLIS                                       IN                                 46218
GROUP I                   1.03                     0                              0.25                                            6.875          DECATUR                                            TX                                 76234
GROUP I                    0                       0                              0.25                                             7.25          HYATTSVILLE                                        MD                                 20784
GROUP I                    0                       0                              0.25                                            6.375          COMMACK                                            NY                                 11725
GROUP I                    0                       0                              0.25                                            5.875          OAKLAND                                            CA                                 94603
GROUP I                    0                       0                              0.25                                             6.99          GARLAND                                            TX                                 75049
GROUP I                    0                       0                              0.25                                              6.5          VENICE                                             FL                                 34293
GROUP I                    0                       0                              0.25                                            6.875          WEST JORDAN                                        UT                                 84088
GROUP I                    0                       0                              0.25                                            5.625          CAMARILLO                                          CA                                 93010
GROUP I                    0                       0                              0.25                                             6.25          LOS ANGELES                                        CA                                 90026
GROUP I                    0                       0                              0.25                                                6          ALPHARETTA                                         GA                                 30004
GROUP I                    0                       0                              0.25                                              6.5          LAS VEGAS                                          NV                                 89135
GROUP I                   1.04                     0                              0.25                                            8.625          SAVANNAH                                           GA                                 31415
GROUP I                    0                       0                              0.25                                            6.625          LYNBROOK                                           NY                                 11563
GROUP I                    0                       0                              0.25                                            6.375          HUNTINTON PARK                                     NY                                 11746
GROUP I                    0                       0                              0.25                                            7.315          CHICAGO RIDGE                                      IL                                 60415
GROUP I                    0                       0                              0.25                                            6.875          MIRAMAR                                            FL                                 33025
GROUP I                    0                       0                              0.25                                            7.875          MIAMI                                              FL                                 33177
GROUP I                    0                       0                              0.25                                              6.5          STATEN ISLAND                                      NY                                 10301
GROUP I                    0                       0                              0.25                                              6.5          BEAUMONT                                           CA                                 92223
GROUP I                    0                       0                              0.25                                             7.75          MIAMI                                              FL                                 33032
GROUP I                    0                       0                              0.25                                              6.5          BEAUMONT                                           CA                                 92223
GROUP I                    0                       0                              0.25                                             7.25          WEST BABYLON                                       NY                                 11704
GROUP I                    0                       0                              0.25                                             6.75          SOUTH PASADENA                                     CA                                 91030
GROUP I                    0                       0                              0.25                                              6.5          BEAUMONT                                           CA                                 92223
GROUP I                    0                       0                              0.25                                              6.5          BEAUMONT                                           CA                                 92223
GROUP I                    0                       0                              0.25                                             6.25          SANTA MONICA                                       CA                                 90402
GROUP I                    0                       0                              0.25                                              6.5          RALEIGH                                            NC                                 27616
GROUP I                    0                       0                              0.25                                             6.25          HUNTERSVILLE                                       NC                                 28078
GROUP I                    0                       0                              0.25                                            6.625          BIG BEAR LAKE                                      CA                                 92315
GROUP I                    0                       0                              0.25                                             6.25          NEW YORK                                           NY                                 10016
GROUP I                    0                       0                              0.25                                            6.125          WARRENTON                                          VA                                 20187
GROUP I                   1.46                     0                              0.25                                            9.375          POMPANO BEACH                                      FL                                 33062
GROUP I                    0                       0                              0.25                                            6.875          MORENO VALLEY                                      CA                                 92555
GROUP I                    0                       0                              0.25                                             6.75          MIRAMAR                                            FL                                 33025
GROUP I                    0                       0                              0.25                                            5.875          MIAMI BEACH                                        FL                                 33141
GROUP I                    0                       0                              0.25                                             7.25          MIAMI                                              FL                                 33170
GROUP I                    0                       0                              0.25                                             6.75          HEMET                                              CA                                 92545
GROUP I                    0                       0                              0.25                                             6.75          HEMET                                              CA                                 92545
GROUP I                    0                       0                              0.25                                              6.5          SAN DIEGO                                          CA                                 92117
GROUP I                    0                       0                              0.25                                             5.75          WHITE LAKE                                         NY                                 12786
GROUP I                    0                       0                               0.5                                             9.75          SILVER SPRINGS                                     MD                                 20905
GROUP I                    0                       0                              0.25                                             7.25          STATEN ISLAND                                      NY                                 10306
GROUP I                    0                       0                              0.25                                             7.75          MIAMI                                              FL                                 33032
GROUP I                    0                       0                              0.25                                             7.25          STATEN ISLAND                                      NY                                 10306
GROUP I                    0                       0                              0.25                                            6.375          BEAUMONT                                           CA                                 92223
GROUP I                    0                       0                              0.25                                            7.625          NORTH PORT                                         FL                                 34288
GROUP I                    0                       0                              0.25                                             7.75          SHAFTER                                            CA                                 93263
GROUP I                    0                       0                              0.25                                            6.375          LAWNDALE                                           CA                                 90260
GROUP I                    0                       0                              0.25                                              7.5          HENDERSON                                          NV                                 89074
GROUP I                    0                       0                              0.25                                            6.875          LANCASTER AREA                                     CA                                 93535
GROUP I                    0                       0                              0.25                                            6.875          LYNWOOD                                            CA                                 90262
GROUP I                    0                       0                              0.25                                            7.375          LITTLETON                                          CO                                 80122
GROUP I                    0                       0                              0.25                                            7.625          HAYWARD                                            CA                                 94545
GROUP I                    0                       0                              0.25                                            7.625          MIAMI                                              FL                                 33165
GROUP I                    0                       0                              0.25                                            9.125          IRVINGTON                                          NJ                                  7111
GROUP I                    0                       0                              0.25                                            8.875          BOWIE                                              MD                                 20716
GROUP I                    0                       0                              0.25                                            8.875          CHICAGO                                            IL                                 60622
GROUP I                    0                       0                              0.25                                              7.5          ENGLEWOOD                                          FL                                 34223
GROUP I                    0                       0                              0.25                                            7.125          HOLLYWOOD                                          FL                                 33024
GROUP I                    0                       0                              0.25                                             7.75          KISSIMMEE                                          FL                                 34747
GROUP I                    0                       0                              0.25                                            7.625          PALM BAY                                           FL                                 32907
GROUP I                    0                       0                              0.25                                                7          KENT                                               WA                                 98042
GROUP I                   1.12                     0                              0.25                                             8.25          EAGLE                                              ID                                 83616
GROUP I                    0                       0                              0.25                                              7.5          WONDER LAKE                                        IL                                 60097
GROUP I                    0                       0                              0.25                                              6.5          SUMMERLAND                                         CA                                 93067
GROUP I                    0                       0                              0.25                                                7          BARNEGAT                                           NJ                                  8005
GROUP I                    0                       0                              0.25                                            6.875          NAPLES                                             FL                                 34102
GROUP I                    0                       0                              0.25                                             8.25          DAVENPORT                                          FL                                 33897
GROUP I                    0                       0                              0.25                                             7.99          CHICAGO                                            IL                                 60639
GROUP I                    0                       0                              0.25                                             7.75          GLENDALE                                           AZ                                 85305
GROUP I                    0                       0                              0.25                                             8.25          BAKERSFIELD                                        CA                                 93313
GROUP I                    0                       0                              0.25                                                8          ROUND LAKE PARK                                    IL                                 60073
GROUP I                    0                       0                              0.25                                             8.25          WINNETKA AREA                                      CA                                 91306
GROUP I                    0                       0                              0.25                                              7.5          DUMFRIES                                           VA                                 22026
GROUP I                    0                       0                              0.25                                            7.375          SALEM                                              WI                                 53168
GROUP I                    0                       0                              0.25                                             6.75          SAN DIEGO                                          CA                                 92111
GROUP I                    0                       0                              0.25                                            7.375          LAUDERDALE LAKES                                   FL                                 33311
GROUP I                    0                       0                              0.25                                            6.875          ORANGE                                             CA                                 92869
GROUP I                    0                       0                              0.25                                            6.625          BANNING                                            CA                                 92220
GROUP I                    0                       0                              0.25                                             7.75          MILTON                                             FL                                 32570
GROUP I                    0                       0                              0.25                                              7.5          GIG HARBOR                                         WA                                 98335
GROUP I                    0                       0                              0.25                                            7.125          FREDERICKSBURG                                     VA                                 22406
GROUP I                    0                       0                              0.25                                            7.625          SAN DIEGO                                          CA                                 92113
GROUP I                    0                       0                              0.25                                             7.25          NAPA                                               CA                                 94559
GROUP I                    0                       0                              0.25                                             7.25          GRANADA HILLS AREA                                 CA                                 91344
GROUP I                    0                       0                              0.25                                            6.915          FORT LAUDERDALE                                    FL                                 33304
GROUP I                    0                       0                              0.25                                              8.5          SAN JACINTO                                        CA                                 92583
GROUP I                    0                       0                              0.25                                            7.375          LANCASTER                                          CA                                 93536
GROUP I                    0                       0                              0.25                                            7.625          FORT LAUDERDALE                                    FL                                 33304
GROUP I                    0                       0                              0.25                                            6.875          MIRAMAR                                            FL                                 33025
GROUP I                    0                       0                              0.25                                                8          CRYSTAL LAKE                                       IL                                 60014
GROUP I                    0                       0                              0.25                                            6.875          LOS ANGELES                                        CA                                 90047
GROUP I                    0                       0                              0.25                                             7.95          ROYAL PALM BEACH                                   FL                                 33411
GROUP I                    0                       0                              0.25                                            6.875          TAMPA                                              FL                                 33614
GROUP I                    0                       0                              0.25                                             6.75          SILVERADO AREA                                     CA                                 92676
GROUP I                    0                       0                              0.25                                             7.25          RIVERSIDE                                          CA                                 92504
GROUP I                    0                       0                              0.25                                            8.875          ORANGE PARK                                        FL                                 32073
GROUP I                    0                       0                              0.25                                             7.65          KINGMAN                                            AZ                                 86401
GROUP I                    0                       0                              0.25                                                8          MIAMI                                              FL                                 33130
GROUP I                    0                       0                              0.25                                             6.75          RIVERSIDE                                          CA                                 92505
GROUP I                    0                       0                              0.25                                             7.25          WOODVILLE                                          OH                                 43469
GROUP I                    0                       0                              0.25                                             6.75          MINNEAPOLIS                                        MN                                 55407
GROUP I                    0                       0                              0.25                                            7.625          WINTER GARDEN                                      FL                                 34787
GROUP I                    0                       0                              0.25                                            7.125          UPPER MARLBORO                                     MD                                 20772
GROUP I                    0                       0                              0.25                                             8.25          COLLEYVILLE                                        TX                                 76034
GROUP I                   1.42                     0                              0.25                                            8.125          FAR ROCKAWAY                                       NY                                 11691
GROUP I                    0                       0                              0.25                                            6.875          MORENO VALLEY                                      CA                                 92555
GROUP I                    0                       0                              0.25                                            6.375          PALOS VERDES ESTATES                               CA                                 90274
GROUP I                    0                       0                              0.25                                              7.5          HOMESTEAD                                          FL                                 33033
GROUP I                    0                       0                              0.25                                              7.5          NAPLES                                             FL                                 34120
GROUP I                    0                       0                              0.25                                            8.875          DEWEY                                              AZ                                 86327
GROUP I                    0                       0                              0.25                                            6.875          HESPERIA                                           CA                                 92345
GROUP I                    0                       0                              0.25                                            6.125          KAILUA                                             HI                                 96734
GROUP I                    0                       0                              0.25                                            6.875          FORT PIERCE                                        FL                                 34949
GROUP I                    0                       0                              0.25                                            8.625          EL MONTE                                           CA                                 91732
GROUP I                    0                       0                              0.25                                             6.75          SEAL BEACH                                         CA                                 90740
GROUP I                    0                       0                              0.25                                            8.125          MERRITT ISLAND                                     FL                                 32953
GROUP I                    0                       0                              0.25                                            6.375          WHEATRIDGE                                         CO                                 80212
GROUP I                    0                       0                              0.25                                            6.375          POMPANO BEACH                                      FL                                 33069
GROUP I                    0                       0                              0.25                                            6.625          MONROVIA                                           CA                                 91016
GROUP I                    0                       0                              0.25                                              7.5          WOODBRIDGE                                         VA                                 22193
GROUP I                    0                       0                              0.25                                                8          PLEASANT HILL                                      IA                                 50327
GROUP I                    0                       0                              0.25                                            8.125          PROVIDENCE                                         RI                                  2907
GROUP I                    0                       0                              0.25                                            7.125          BLUFFTON                                           SC                                 29910
GROUP I                    0                       0                              0.25                                             8.25          BAKERSFIELD                                        CA                                 93308
GROUP I                    0                       0                              0.25                                             7.25          MIRAMAR                                            FL                                 33025
GROUP I                    0                       0                              0.25                                            7.125          CHARLOTTE                                          NC                                 28278
GROUP I                    0                       0                              0.25                                             6.75          LAHAINA                                            HI                                 96761
GROUP I                    0                       0                              0.25                                              7.5          HOLLYWOOD                                          FL                                 33025
GROUP I                    0                       0                              0.25                                             8.75          MODESTO                                            CA                                 95358
GROUP I                    0                       0                              0.25                                            6.625          ORLANDO                                            FL                                 32803
GROUP I                    0                       0                              0.25                                            7.375          MC KINNEY                                          TX                                 75070
GROUP I                    0                       0                              0.25                                            7.375          CYPRESS                                            CA                                 90630
GROUP I                    0                       0                              0.25                                            7.375          KISSIMMEE                                          FL                                 34759
GROUP I                    0                       0                              0.25                                            7.625          MIRAMAR                                            FL                                 33025
GROUP I                    0                       0                              0.25                                            7.375          LOS ANGELES                                        CA                                 90032
GROUP I                    0                       0                              0.25                                              7.5          MIAMI                                              FL                                 33193
GROUP I                    0                       0                              0.25                                                7          RIVERSIDE                                          CA                                 92503
GROUP I                    0                       0                              0.25                                            6.875          SANTA ANA                                          CA                                 92704
GROUP I                    0                       0                              0.25                                            7.375          ARVERNE                                            NY                                 11692
GROUP I                    0                       0                              0.25                                              7.5          HYANNIS                                            MA                                  2601
GROUP I                    0                       0                              0.25                                            7.875          MIAMI                                              FL                                 33179
GROUP I                    0                       0                              0.25                                             7.25          CARSON                                             CA                                 90810
GROUP I                    0                       0                              0.25                                             8.25          WEST PLAIN                                         MO                                 65775
GROUP I                    0                       0                              0.25                                             7.75          MINNEAPOLIS                                        MN                                 55407
GROUP I                    0                       0                              0.25                                            7.375          SAN ANSELMO                                        CA                                 94960
GROUP I                    0                       0                              0.25                                             7.75          CHESAPEAKE                                         VA                                 23322
GROUP I                    0                       0                              0.25                                            7.875          NAPLES                                             FL                                 34108
GROUP I                    0                       0                              0.25                                            7.375          BAKERSFIELD                                        CA                                 93305
GROUP I                    0                       0                              0.25                                            8.125          MESQUITE                                           TX                                 75149
GROUP I                    0                       0                              0.25                                                7          FORT MEADE                                         FL                                 33841
GROUP I                    0                       0                              0.25                                              6.5          MIAMI                                              FL                                 33193
GROUP I                    0                       0                              0.25                                            7.375          GREENFIELD                                         CA                                 93927
GROUP I                    0                       0                              0.25                                             7.75          ROMEOVILLE                                         IL                                 60446
GROUP I                    0                       0                              0.25                                              7.5          CHULA VISTA                                        CA                                 91910
GROUP I                    0                       0                              0.25                                              8.5          PALM COAST                                         FL                                 32164
GROUP I                    0                       0                              0.25                                             7.25          SOLANA BEACH                                       CA                                 92014
GROUP I                    0                       0                              0.25                                             8.75          FLAGSTAFF                                          AZ                                 86001
GROUP I                    0                       0                              0.25                                                9          PERRIS                                             CA                                 92571
GROUP I                    0                       0                              0.25                                              7.5          POMPANO BEACH                                      FL                                 33069
GROUP I                    0                       0                              0.25                                             7.25          LA CANADA FLINTRIDGE                               CA                                 91011
GROUP I                    0                       0                              0.25                                             7.25          OPA LOCKA                                          FL                                 33056
GROUP I                    0                       0                              0.25                                            7.375          SALTON CITY                                        CA                                 92275
GROUP I                    0                       0                              0.25                                             7.79          LAS VEGAS                                          NV                                 89148
GROUP I                    0                       0                              0.25                                                7          FORT MEADE                                         FL                                 33841
GROUP I                    0                       0                              0.25                                            7.625          OTTAWA                                             WI                                 53118
GROUP I                    0                       0                              0.25                                            8.125          MESQUITE                                           TX                                 75149
GROUP I                    0                       0                              0.25                                            7.625          NORTH MIAMI                                        FL                                 33181
GROUP I                    0                       0                              0.25                                            7.125          DAVIE                                              FL                                 33328
GROUP I                    0                       0                              0.25                                            6.875          SAN DIEGO                                          CA                                 92139
GROUP I                    0                       0                              0.25                                            7.875          CHANDLER                                           AZ                                 85249
GROUP I                    0                       0                              0.25                                             7.75          OCALA                                              FL                                 34473
GROUP I                    0                       0                              0.25                                            8.075          LAWRENCE                                           KS                                 66044
GROUP I                    0                       0                              0.25                                            8.875          FAIRFAX                                            VA                                 22030
GROUP I                    0                       0                              0.25                                            9.125          LA PUENTE                                          CA                                 91744
GROUP I                    0                       0                              0.25                                              7.5          MIAMI                                              FL                                 33147
GROUP I                    0                       0                              0.25                                            6.375          LOS ANGELES                                        CA                                 90043
GROUP I                    0                       0                              0.25                                             7.75          INDIANAPOLIS                                       IN                                 46217
GROUP I                    0                       0                              0.25                                            6.375          LOS ANGELES                                        CA                                 90019
GROUP I                    0                       0                              0.25                                              8.5          ROCHESTER06                                        NY                                 14605
GROUP I                    0                       0                              0.25                                              7.5          LAKELAND                                           FL                                 33813
GROUP I                    0                       0                              0.25                                             7.75          LEMOORE                                            CA                                 93245
GROUP I                    0                       0                              0.25                                             6.75          BROOKLYN                                           NY                                 11221
GROUP I                    0                       0                              0.25                                                7          LOS ANGELES                                        CA                                 90043
GROUP I                    0                       0                              0.25                                              7.5          BOZRAH                                             CT                                  6334
GROUP I                    0                       0                              0.25                                                8          ROYAL PALM BEACH                                   FL                                 33411
GROUP I                    0                       0                              0.25                                             6.75          WOODBRIDGE                                         VA                                 22193
GROUP I                    0                       0                              0.25                                            9.125          FORT PIERCE                                        FL                                 34949
GROUP I                    0                       0                              0.25                                            8.625          BOYNTON BEACH                                      FL                                 33435
GROUP I                    0                       0                              0.25                                            7.625          VENICE                                             FL                                 34293
GROUP I                    0                       0                              0.25                                              7.8          WEST BLOOMFIELD                                    MI                                 48323
GROUP I                    0                       0                              0.25                                             7.75          AUSTIN                                             TX                                 78758
GROUP I                    0                       0                              0.25                                            9.875          BALTIMORE                                          MD                                 21218
GROUP I                    0                       0                              0.25                                            9.375          COVINA                                             CA                                 91724
GROUP I                    0                       0                              0.25                                              7.5          DOWNEY                                             CA                                 90240
GROUP I                    0                       0                              0.25                                                8          LOMBARD                                            IL                                 60148
GROUP I                    0                       0                              0.25                                             6.75          SAN BERNARDINO                                     CA                                 92404
GROUP I                    0                       0                              0.25                                            7.375          LA QUINTA                                          CA                                 92253
GROUP I                    0                       0                              0.25                                             7.75          SAN DIEGO                                          CA                                 92120
GROUP I                    0                       0                              0.25                                            9.125          HARTFORD                                           CT                                  6105
GROUP I                    0                       0                              0.25                                            6.875          COVINA                                             CA                                 91723
GROUP I                    0                       0                              0.25                                             6.99          BEND                                               OR                                 97701
GROUP I                    0                       0                              0.25                                            6.875          SAN JOSE                                           CA                                 95112
GROUP I                    0                       0                              0.25                                             7.25          GLEN BURNIE                                        MD                                 21060
GROUP I                    0                       0                              0.25                                              8.5          WESTFIELD                                          NJ                                  7090
GROUP I                    0                       0                              0.25                                            7.375          MIAMI                                              FL                                 33165
GROUP I                    0                       0                              0.25                                            6.875          PALM SPRINGS                                       CA                                 92264
GROUP I                    0                       0                              0.25                                            6.875          MIAMI                                              FL                                 33143
GROUP I                    0                       0                              0.25                                              8.5          MIAMI                                              FL                                 33147
GROUP I                    0                       0                              0.25                                              7.5          ORLANDO                                            FL                                 32839
GROUP I                    0                       0                              0.25                                            7.125          MORENO VALLEY                                      CA                                 92557
GROUP I                    0                       0                              0.25                                             7.25          POMONA                                             CA                                 91767
GROUP I                    0                       0                              0.25                                            7.375          OZONE PARK                                         NY                                 11415
GROUP I                    0                       0                              0.25                                             7.25          MASTIC                                             NY                                 11950
GROUP I                    0                       0                              0.25                                             7.75          ORLANDO                                            FL                                 32821
GROUP I                    0                       0                              0.25                                             7.25          FRISCO                                             TX                                 75034
GROUP I                    0                       0                              0.25                                            7.125          LONG BEACH                                         CA                                 90810
GROUP I                    0                       0                              0.25                                              9.5          PARAMUS                                            NJ                                  7652
GROUP I                    0                       0                              0.25                                             7.25          OAK BROOK                                          IL                                 60523
GROUP I                    0                       0                              0.25                                            6.875          DELAND                                             FL                                 32724
GROUP I                    0                       0                              0.25                                                9          TULLAHOMA                                          TN                                 37388
GROUP I                    0                       0                              0.25                                                9          TULLAHOMA                                          TN                                 37388
GROUP I                    0                       0                              0.25                                             6.99          MIAMI                                              FL                                 33147
GROUP I                    0                       0                              0.25                                            7.875          DYER                                               IN                                 46311
GROUP I                    0                       0                              0.25                                            8.125          ALBUQUERQUE                                        NM                                 87113
GROUP I                    0                       0                              0.25                                            7.125          FELTON                                             CA                                 95018
GROUP I                    0                       0                              0.25                                            7.875          ORLANDO                                            FL                                 32822
GROUP I                    0                       0                              0.25                                              7.5          ALEXANDRIA                                         VA                                 22312
GROUP I                    0                       0                              0.25                                             7.75          FORT WAYNE                                         IN                                 46802
GROUP I                    0                       0                              0.25                                            7.125          ROSEVILLE                                          CA                                 95678
GROUP I                    0                       0                              0.25                                            6.375          NEWPORT BEACH                                      CA                                 92660
GROUP I                    0                       0                              0.25                                              7.5          PEMBROKE PINES                                     FL                                 33024
GROUP I                    0                       0                              0.25                                             6.99          CLAREMONT                                          CA                                 91711
GROUP I                    0                       0                              0.25                                            6.625          ATLANTA                                            GA                                 30306
GROUP I                    0                       0                              0.25                                             6.75          VICTORVILLE                                        CA                                 92395
GROUP I                    0                       0                              0.25                                            8.875          UNION CITY                                         NJ                                  7087
GROUP I                    0                       0                              0.25                                            6.625          MONROE                                             NC                                 28110
GROUP I                    0                       0                              0.25                                                8          HOUSTON                                            TX                                 77047
GROUP I                    0                       0                              0.25                                                9          LITTLE FERRY                                       NJ                                  7643
GROUP I                    0                       0                              0.25                                             7.25          SPARKS                                             NV                                 89434
GROUP I                    0                       0                              0.25                                            7.375          CORAL SPRINGS                                      FL                                 33065
GROUP I                    0                       0                              0.25                                            6.875          FULLERTON                                          CA                                 92832
GROUP I                    0                       0                              0.25                                           10.875          LACKAWAXEN TOWNSHIP                                PA                                 18435
GROUP I                    0                       0                              0.25                                            7.175          IMPERIAL BEACH                                     CA                                 91932
GROUP I                    0                       0                              0.25                                                8          RINCON                                             GA                                 31326
GROUP I                    0                       0                              0.25                                              6.7          RINCON                                             GA                                 31326
GROUP I                    0                       0                              0.25                                             7.75          SANTA ANA                                          CA                                 92705
GROUP I                    0                       0                              0.25                                            8.375          WORCESTER                                          MA                                  1603
GROUP I                    0                       0                              0.25                                            7.875          CATHEDRAL CITY                                     CA                                 92234
GROUP I                    0                       0                              0.25                                            7.875          COEUR D ALENE                                      ID                                 83815
GROUP I                    0                       0                              0.25                                              9.5          DALLAS                                             TX                                 75241
GROUP I                    0                       0                              0.25                                             6.75          DETROIT                                            MI                                 48224
GROUP I                    0                       0                              0.25                                             7.25          TAMARAC                                            FL                                 33321
GROUP I                   1.46                     0                              0.25                                            9.625          PALM COAST                                         FL                                 32164
GROUP I                    0                       0                              0.25                                             6.75          POMPANO BEACH                                      FL                                 33069
GROUP I                    0                       0                              0.25                                            7.125          BURLINGTON                                         WI                                 53105
GROUP I                    0                       0                              0.25                                              7.5          ALGOMA                                             WI                                 54201
GROUP I                    0                       0                              0.25                                              7.5          ALOHA                                              OR                                 97007
GROUP I                    0                       0                              0.25                                            6.375          DEXTER                                             MI                                 48130
GROUP I                    0                       0                              0.25                                             6.99          MIRAMAR                                            FL                                 33025
GROUP I                    0                       0                              0.25                                                7          PINE BUSH                                          NY                                 12566
GROUP I                    0                       0                              0.25                                             7.25          MAITLAND                                           FL                                 32751
GROUP I                    0                       0                              0.25                                              8.5          CRESTVIEW                                          FL                                 32536
GROUP I                    0                       0                              0.25                                             6.99          DAVIE                                              FL                                 33328
GROUP I                    0                       0                              0.25                                            6.875          VALLEY SPRINGS                                     CA                                 95252
GROUP I                    0                       0                              0.25                                              6.5          PALM SPRINGS                                       CA                                 92262
GROUP I                    0                       0                              0.25                                             7.75          CORAL SPRINGS                                      FL                                 33067
GROUP I                    0                       0                              0.25                                                7          LAKELAND                                           FL                                 33813
GROUP I                    0                       0                              0.25                                                7          RIDGEFIELD                                         WA                                 98642
GROUP I                    0                       0                              0.25                                            7.625          BURLINGTON                                         WI                                 53105
GROUP I                    0                       0                               0.5                                               10          MIAMI                                              FL                                  7828
GROUP I                    0                       0                               0.5                                            9.375          WINTER SPRINGS                                     FL                                 32708
GROUP I                    0                       0                               0.5                                                9          FISHERS                                            IN                                 46038
GROUP I                    0                       0                               0.5                                             9.75          WASHINGTON                                         DC                                 20002
GROUP I                    0                       0                               0.5                                           10.375          LAS VEGAS                                          NV                                 89123
GROUP I                    0                       0                               0.5                                            10.25          RIALTO                                             CA                                 92761
GROUP I                    0                       0                               0.5                                           10.125          MOUNT PLEASANT                                     SC                                 29466
GROUP I                    0                       0                               0.5                                            11.75          CLOVIS                                             CA                                 93611
GROUP I                    0                       0                               0.5                                             10.5          STAFFORD                                           VA                                 22556
GROUP I                    0                       0                               0.5                                                9          PETERSBURG                                         NJ                                  8270
GROUP I                    0                       0                               0.5                                           11.625          HEMET                                              CA                                 92544
GROUP I                    0                       0                               0.5                                              8.5          LITTLETON                                          CO                                 80121
GROUP I                    0                       0                               0.5                                            9.875          ELIZABETH                                          NJ                                  7202
GROUP I                    0                       0                               0.5                                               12          HESPERIA                                           CA                                 92345
GROUP I                    0                       0                               0.5                                               11          WILMINGTON                                         NC                                 28409
GROUP I                    0                       0                               0.5                                           10.625          GLENDALE                                           CA                                 91202
GROUP I                    0                       0                               0.5                                           11.625          LOS ANGELES                                        CA                                 90035
GROUP I                    0                       0                               0.5                                           10.875          MIAMI                                              FL                                 33018
GROUP I                    0                       0                               0.5                                             9.25          SAINT PETERSBURG                                   FL                                 33701
GROUP I                    0                       0                               0.5                                               11          FREDERICKSBURG                                     VA                                 22407
GROUP I                    0                       0                               0.5                                            12.25          SAINT PETERSBURG                                   FL                                 33713
GROUP I                    0                       0                               0.5                                            10.75          MIAMI                                              FL                                 33015
GROUP I                    0                       0                               0.5                                            10.25          WOODBRIDGE                                         VA                                 22191
GROUP I                    0                       0                               0.5                                           10.625          MIAMI                                              FL                                 33196
GROUP I                    0                       0                               0.5                                           13.425          ORLANDO                                            FL                                 32828
GROUP I                    0                       0                               0.5                                           10.875          WASHINGTON                                         DC                                 20010
GROUP I                    0                       0                               0.5                                             12.5          RIALTO                                             CA                                 92377
GROUP I                    0                       0                               0.5                                           11.375          BRENTWOOD                                          CA                                 94513
GROUP I                    0                       0                               0.5                                           11.375          TOMS RIVER                                         NJ                                  8753
GROUP I                    0                       0                               0.5                                           11.125          ELMHURST                                           IL                                 60126
GROUP I                    0                       0                               0.5                                               12          SAINT PETERSBURG                                   FL                                 33710
GROUP I                    0                       0                               0.5                                             11.5          AVONDALE                                           AZ                                 85323
GROUP I                    0                       0                               0.5                                             10.5          GLENDALE HTS                                       IL                                 60139
GROUP I                    0                       0                               0.5                                           10.625          SEATTLE                                            WA                                 98105
GROUP I                    0                       0                               0.5                                           10.375          VACAVILLE                                          CA                                 95688
GROUP I                    0                       0                               0.5                                               13          MONEE                                              IL                                 60449
GROUP I                    0                       0                               0.5                                            11.25          SILVER SPRING                                      MD                                 20904
GROUP I                    0                       0                               0.5                                           10.875          PALM COAST                                         FL                                 32137
GROUP I                    0                       0                               0.5                                               13          JENKS                                              OK                                 74037
GROUP I                    0                       0                               0.5                                            10.75          CHICAGO                                            IL                                 60622
GROUP I                    0                       0                               0.5                                               12          CORONA AREA                                        CA                                 92883
GROUP I                    0                       0                               0.5                                           11.125          UNION PIER                                         MI                                 49129
GROUP I                    0                       0                               0.5                                           10.875          OREGON CITY                                        OR                                 97045
GROUP I                    0                       0                               0.5                                           12.125          BERWYN                                             IL                                 60402
GROUP I                    0                       0                               0.5                                             10.5          OAK PARK                                           IL                                 60302
GROUP I                    0                       0                               0.5                                            11.75          SAINT LOUIS PARK                                   MN                                 55426
GROUP I                    0                       0                               0.5                                           12.625          TAMPA                                              FL                                 33635
GROUP I                    0                       0                               0.5                                             10.5          LADERA RANCH                                       CA                                 92694
GROUP I                    0                       0                               0.5                                           11.375          BULLHEAD CITY                                      AZ                                 86429
GROUP I                    0                       0                               0.5                                            9.875          EL SEGUNDO                                         CA                                 90245
GROUP I                    0                       0                               0.5                                           11.125          VICTORVILLE                                        CA                                 92395
GROUP I                    0                       0                               0.5                                           11.375          NEWBURY PARK AREA                                  CA                                 91320
GROUP I                    0                       0                               0.5                                             12.5          THOUSAND OAKS                                      CA                                 91362
GROUP I                    0                       0                               0.5                                             9.25          FOLCROFT                                           PA                                 19032
GROUP I                    0                       0                               0.5                                            9.875          LOS ANGELES                                        CA                                 90006
GROUP I                    0                       0                               0.5                                            11.75          EAST POINT                                         GA                                 30344
GROUP I                    0                       0                               0.5                                               11          VENTURA                                            CA                                 93004
GROUP I                    0                       0                               0.5                                           10.375          LAS VEGAS                                          NV                                 89117
GROUP I                    0                       0                               0.5                                            11.75          RICHMOND                                           CA                                 94805
GROUP I                    0                       0                               0.5                                           11.875          LANSING                                            MI                                 48906
GROUP I                    0                       0                               0.5                                              9.5          CHICAGO                                            IL                                 60622
GROUP I                    0                       0                               0.5                                               11          CORAL SPRINGS                                      FL                                 33076
GROUP I                    0                       0                               0.5                                           10.125          KAILUA                                             HI                                 96734
GROUP I                    0                       0                               0.5                                           10.875          GLENDALE                                           CA                                 91206
GROUP I                    0                       0                               0.5                                           10.875          NORTH LAS VEGAS                                    NV                                 89086
GROUP I                    0                       0                               0.5                                           12.625          SUNRISE                                            FL                                 33351
GROUP I                    0                       0                               0.5                                             9.25          ORLANDO                                            FL                                 32814
GROUP I                    0                       0                               0.5                                             9.25          HILO                                               HI                                 96720
GROUP I                    0                       0                               0.5                                            9.125          WINTER PARK                                        FL                                 32789
GROUP I                    0                       0                               0.5                                             9.25          WINTER HAVEN                                       FL                                 33880
GROUP I                    0                       0                               0.5                                            10.75          MIAMI                                              FL                                 33033
GROUP I                    0                       0                               0.5                                           11.625          MIAMI                                              FL                                 33189
GROUP I                    0                       0                               0.5                                             10.5          ANTIOCH                                            CA                                 94531
GROUP I                    0                       0                               0.5                                                9          CHARLOTTE                                          NC                                 28209
GROUP I                    0                       0                               0.5                                           10.125          PORTLAND                                           OR                                 97202
GROUP I                    0                       0                               0.5                                             9.75          ROSEMEAD                                           CA                                 91770
GROUP I                    0                       0                               0.5                                             9.99          SANTA CLARITA                                      CA                                 91350
GROUP I                    0                       0                               0.5                                            11.99          OXNARD                                             CA                                 93035
GROUP I                    0                       0                               0.5                                               11          LANCASTER                                          CA                                 93534
GROUP I                    0                       0                               0.5                                            10.25          AVONDALE                                           AZ                                 85323
GROUP I                    0                       0                               0.5                                            10.75          HIGHLAND                                           CA                                 92346
GROUP I                    0                       0                               0.5                                               10          BANNER ELK                                         NC                                 28604
GROUP I                    0                       0                               0.5                                             10.5          CORAL SPRINGS                                      FL                                 33071
GROUP I                    0                       0                               0.5                                           10.375          ANTIOCH                                            CA                                 94509
GROUP I                    0                       0                               0.5                                           11.125          BOISE                                              ID                                 83706
GROUP I                    0                       0                               0.5                                            11.75          TOOELE                                             UT                                 84074
GROUP I                    0                       0                               0.5                                               11          HEMPSTEAD                                          NY                                 11550
GROUP I                    0                       0                               0.5                                               12          TOLLESON                                           AZ                                 85353
GROUP I                    0                       0                               0.5                                           11.125          CARLSBAD                                           CA                                 92008
GROUP I                    0                       0                               0.5                                            9.875          LOS ANGELES                                        CA                                 90026
GROUP I                    0                       0                               0.5                                            10.25          THOUSAND OAKS                                      CA                                 91360
GROUP I                    0                       0                               0.5                                               11          TALLAHASSEE                                        FL                                 32308
GROUP I                    0                       0                               0.5                                           12.125          PALM HARBOR                                        FL                                 34684
GROUP I                    0                       0                               0.5                                           10.375          TEHACHAPI                                          CA                                 93561
GROUP I                    0                       0                               0.5                                           10.375          SANTA CLARITA                                      CA                                 91354
GROUP I                    0                       0                               0.5                                            8.625          LAS VEGAS                                          NV                                 89141
GROUP I                    0                       0                               0.5                                             10.5          CHESAPEAKE                                         VA                                 23320
GROUP I                    0                       0                               0.5                                             9.25          ALBUQUERQUE                                        NM                                 87114
GROUP I                    0                       0                               0.5                                               10          OCALA                                              FL                                 34473
GROUP I                    0                       0                               0.5                                           12.125          CRAWFORDVILLE                                      FL                                 32327
GROUP I                    0                       0                               0.5                                                9          NOKOMIS                                            FL                                 34275
GROUP I                    0                       0                               0.5                                             10.5          KEY LARGO                                          FL                                 33037
GROUP I                    0                       0                               0.5                                            9.875          WEST PALM BEACH                                    FL                                 33401
GROUP I                    0                       0                               0.5                                           10.375          KIHEI                                              HI                                 96753
GROUP I                    0                       0                               0.5                                           10.875          WEST PALM BEACH                                    FL                                 33412
GROUP I                    0                       0                               0.5                                            9.875          PORT SAINT LUCIE                                   FL                                 34953
GROUP I                    0                       0                               0.5                                           10.375          SARASOTA                                           FL                                 34239
GROUP I                    0                       0                               0.5                                             10.5          LONG BEACH                                         CA                                 90804
GROUP I                    0                       0                               0.5                                                9          IRVINE                                             CA                                 92602
GROUP I                    0                       0                               0.5                                           10.875          NORTH PORT                                         FL                                 34286
GROUP I                    0                       0                               0.5                                            11.25          LAS VEGAS                                          NV                                 89156
GROUP I                    0                       0                               0.5                                           11.875          ORLANDO                                            FL                                 32819
GROUP I                    0                       0                               0.5                                               11          MYRTLE BEACH                                       SC                                 29579
GROUP I                    0                       0                               0.5                                           10.625          PORT SAINT LUCIE                                   FL                                 34983
GROUP I                    0                       0                               0.5                                            13.75          SARASOTA                                           FL                                 34237
GROUP I                    0                       0                               0.5                                            12.25          ARCADIA                                            CA                                 91006
GROUP I                    0                       0                               0.5                                           10.875          NEW CHICAGO                                        IN                                 46405
GROUP I                    0                       0                               0.5                                            9.125          LOS ANGELES                                        CA                                 90049
GROUP I                    0                       0                               0.5                                           10.375          SPRING HILL                                        TN                                 37174
GROUP I                    0                       0                               0.5                                           12.625          COLTON                                             CA                                 92324
GROUP I                    0                       0                               0.5                                           11.255          MIRAMAR                                            FL                                 33025
GROUP I                    0                       0                               0.5                                            11.75          INGLEWOOD                                          CA                                 90302
GROUP I                    0                       0                               0.5                                           10.375          LOS ANGELES                                        CA                                 90248
GROUP I                    0                       0                               0.5                                           10.375          HOMESTEAD                                          FL                                 33033
GROUP I                    0                       0                               0.5                                            10.25          ALOHA                                              OR                                 97006
GROUP I                    0                       0                               0.5                                             11.5          CHICAGO                                            IL                                 60609
GROUP I                    0                       0                               0.5                                            13.75          PALM BAY                                           FL                                 32909
GROUP I                    0                       0                               0.5                                            8.375          TUSTIN                                             CA                                 92782
GROUP I                    0                       0                               0.5                                            13.25          HENDERSON                                          NV                                 89012
GROUP I                    0                       0                               0.5                                           12.125          POMPANO BEACH                                      FL                                 33065
GROUP I                    0                       0                               0.5                                             10.5          PALATINE                                           IL                                 60074
GROUP I                    0                       0                               0.5                                           11.375          RIALTO                                             CA                                 92376
GROUP I                    0                       0                               0.5                                            8.875          CARMEL VALLEY                                      CA                                 93924
GROUP I                    0                       0                               0.5                                             10.5          SIMI VALLEY                                        CA                                 93063
GROUP I                    0                       0                               0.5                                           10.375          LANCASTER                                          CA                                 93536
GROUP I                    0                       0                               0.5                                             10.5          DAVIE                                              FL                                 33328
GROUP I                    0                       0                               0.5                                           12.625          CORAL SPRINGS                                      FL                                 33065
GROUP I                    0                       0                               0.5                                           11.875          POMPANO BEACH                                      FL                                 33069
GROUP I                    0                       0                               0.5                                            8.625          NORFOLK                                            VA                                 23518
GROUP I                    0                       0                               0.5                                           10.375          PHOENIX                                            AZ                                 85043
GROUP I                    0                       0                               0.5                                               11          BOISE                                              ID                                 83706
GROUP I                    0                       0                               0.5                                             11.5          MIAMI                                              FL                                 33179
GROUP I                    0                       0                               0.5                                            10.25          NAPLES                                             FL                                 34120
GROUP I                    0                       0                               0.5                                            12.75          LAKELAND                                           FL                                 33810
GROUP I                    0                       0                               0.5                                           10.375          HENDERSON                                          NV                                 89014
GROUP I                    0                       0                               0.5                                            10.25          LONGWOOD                                           FL                                 32750
GROUP I                    0                       0                               0.5                                            10.25          TACOMA                                             WA                                 98422
GROUP I                    0                       0                               0.5                                           11.125          CORONA                                             CA                                 92880
GROUP I                    0                       0                               0.5                                           10.375          HINSDALE                                           IL                                 60521
GROUP I                    0                       0                               0.5                                           11.125          LAKE WORTH                                         FL                                 33467
GROUP I                    0                       0                               0.5                                           10.125          OAKLAND PARK                                       FL                                 33309
GROUP I                    0                       0                               0.5                                            10.75          LOS ANGELES                                        CA                                 90003
GROUP I                    0                       0                               0.5                                            9.875          FORT PIERCE                                        FL                                 34951
GROUP I                    0                       0                               0.5                                            13.75          DESTIN                                             FL                                 32541
GROUP I                    0                       0                               0.5                                             11.5          CORAL SPRINGS                                      FL                                 33071
GROUP I                    0                       0                               0.5                                             10.5          PORTLAND                                           OR                                 97232
GROUP I                    0                       0                               0.5                                           11.625          LOS ANGELES                                        CA                                 90003
GROUP I                    0                       0                               0.5                                              9.5          LAS VEGAS                                          NV                                 89129
GROUP I                    0                       0                               0.5                                           10.375          WAIPAHU                                            HI                                 96797
GROUP I                    0                       0                               0.5                                               11          PORTLAND                                           OR                                 97266
GROUP I                    0                       0                               0.5                                               10          BLUFFTON                                           SC                                 29910
GROUP I                    0                       0                               0.5                                             11.5          PHOENIX                                            AZ                                 85042
GROUP I                    0                       0                               0.5                                            12.25          ROWLAND HEIGHTS                                    CA                                 91748
GROUP I                    0                       0                               0.5                                           10.125          NOBLESVILLE                                        IN                                 46062
GROUP I                    0                       0                               0.5                                               12          IRVINE                                             CA                                 92620
GROUP I                    0                       0                               0.5                                           10.875          MISSION VIEJO                                      CA                                 92692
GROUP I                    0                       0                               0.5                                             11.5          SHERMAN OAKS AREA                                  CA                                 91403
GROUP I                    0                       0                               0.5                                           10.625          LOS ANGELES                                        CA                                 90044
GROUP I                    0                       0                               0.5                                           13.625          NORTH PORT                                         FL                                 34286
GROUP I                    0                       0                               0.5                                             10.5          SUNLAND AREA                                       CA                                 91040
GROUP I                    0                       0                               0.5                                           12.125          SHERMAN OAKS AREA                                  CA                                 91401
GROUP I                    0                       0                               0.5                                           10.875          GROSSE POINTE                                      MI                                 48236
GROUP I                    0                       0                               0.5                                               11          PALM BAY                                           FL                                 32909
GROUP I                    0                       0                               0.5                                           12.375          BLUFFTON                                           SC                                 29910
GROUP I                    0                       0                               0.5                                            11.58          DELRAY BEACH                                       FL                                 33446
GROUP I                    0                       0                               0.5                                           11.125          SAINT PETERSBURG                                   FL                                 33709
GROUP I                    0                       0                               0.5                                               13          MIAMI                                              FL                                 33015
GROUP I                    0                       0                               0.5                                           10.875          WEST PALM BEACH                                    FL                                 33412
GROUP I                    0                       0                               0.5                                            11.75          BULLHEAD CITY                                      AZ                                 86442
GROUP I                    0                       0                               0.5                                            9.625          LANCASTER                                          CA                                 93536
GROUP I                    0                       0                               0.5                                            11.25          NOBLESVILLE                                        IN                                 46060
GROUP I                    0                       0                               0.5                                            11.25          NOBELSVILLE                                        IN                                 46062
GROUP I                    0                       0                               0.5                                           12.125          CRAWFORDVILLE                                      FL                                 32327
GROUP I                    0                       0                               0.5                                            10.75          CRAWFORDVILLE                                      FL                                 32327
GROUP I                    0                       0                               0.5                                             10.5          BLUFFTON                                           SC                                 29910
GROUP I                    0                       0                               0.5                                                9          TALLAHASSEE                                        FL                                 32303
GROUP I                    0                       0                               0.5                                            9.875          BLUFFTON                                           SC                                 29910
GROUP I                    0                       0                               0.5                                           12.375          FEDERAL WAY                                        WA                                 98003
GROUP I                    0                       0                               0.5                                           10.625          WOODLAND HILLS                                     CA                                 91367
GROUP I                    0                       0                               0.5                                             11.5          WEST PALM BEACH                                    FL                                 33417
GROUP I                    0                       0                               0.5                                               11          SNOQUALMIE                                         WA                                 98065
GROUP I                    0                       0                               0.5                                            9.875          JUPITER                                            FL                                 33458
GROUP I                    0                       0                               0.5                                           10.375          OAKLAND PARK                                       FL                                 33309
GROUP I                    0                       0                               0.5                                            11.99          SYLMAR                                             CA                                 91342
GROUP I                    0                       0                               0.5                                           11.875          MIAMI                                              FL                                 33032
GROUP I                    0                       0                               0.5                                             10.5          MIAMI                                              FL                                 33145
GROUP I                    0                       0                               0.5                                           11.875          MIAMI                                              FL                                 33189
GROUP I                    0                       0                               0.5                                           10.375          MARGATE                                            FL                                 33063
GROUP I                    0                       0                               0.5                                             9.99          SAN DIEGO                                          CA                                 92126
GROUP I                    0                       0                               0.5                                             10.5          SOUTH GATE                                         CA                                 90280
GROUP I                    0                       0                               0.5                                            10.82          MARGATE                                            FL                                 33063
GROUP I                    0                       0                               0.5                                           11.125          SAN FERNANDO                                       CA                                 91340
GROUP I                    0                       0                               0.5                                           10.625          LUMMI ISLAND                                       WA                                 98262
GROUP I                    0                       0                               0.5                                            11.25          PLAINFIELD                                         IL                                 60544
GROUP I                    0                       0                               0.5                                           11.125          OCALA                                              FL                                 34472
GROUP I                    0                       0                               0.5                                           11.375          WESTMINSTER                                        CA                                 92683
GROUP I                    0                       0                               0.5                                               12          BAKERSFIELD                                        CA                                 93306
GROUP I                    0                       0                               0.5                                            10.75          TACOMA                                             WA                                 98418
GROUP I                    0                       0                               0.5                                            10.75          TACOMA                                             WA                                 98465
GROUP I                    0                       0                               0.5                                              9.4          FONTANA                                            CA                                 92335
GROUP I                    0                       0                               0.5                                            11.25          BOWIE                                              MD                                 20721
GROUP I                    0                       0                               0.5                                               10          BRANDYWINE                                         MD                                 20613
GROUP I                    0                       0                               0.5                                           10.625          BUCKEYE                                            AZ                                 85326
GROUP I                    0                       0                               0.5                                               11          WEST HOLLYWOOD                                     CA                                 90069
GROUP I                    0                       0                               0.5                                             12.4          RENO                                               NV                                 89509
GROUP I                    0                       0                               0.5                                               11          VENICE                                             FL                                 34293
GROUP I                    0                       0                               0.5                                               11          ORLANDO                                            FL                                 32835
GROUP I                    0                       0                               0.5                                            11.99          HEMET                                              CA                                 92544
GROUP I                    0                       0                               0.5                                            10.99          RIVERSIDE                                          CA                                 92505
GROUP I                    0                       0                               0.5                                            13.99          TRACY                                              CA                                 95376
GROUP I                    0                       0                               0.5                                            10.75          BOCA RATON                                         FL                                 33428
GROUP I                    0                       0                               0.5                                            11.75          COSTA MESA                                         CA                                 92627
GROUP I                    0                       0                               0.5                                            10.75          ORLANDO                                            FL                                 32826
GROUP I                    0                       0                               0.5                                           13.625          HARRYMAN                                           UT                                 84065
GROUP I                    0                       0                               0.5                                           10.125          AVONDALE                                           AZ                                 85325
GROUP I                    0                       0                               0.5                                           11.125          DENVER                                             CO                                 80219
GROUP I                    0                       0                               0.5                                             11.5          AZUSA                                              CA                                 91702
GROUP I                    0                       0                               0.5                                            11.75          BALTIMORE                                          MD                                 21224
GROUP I                    0                       0                               0.5                                            11.25          MANASSAS                                           VA                                 20110
GROUP I                    0                       0                               0.5                                            11.75          VIRGINIA BEACH                                     VA                                 23453
GROUP I                    0                       0                               0.5                                            12.75          MANASSAS                                           VA                                 20110
GROUP I                    0                       0                               0.5                                             9.75          ARLINGTON                                          VA                                 22202
GROUP I                    0                       0                               0.5                                             13.5          VIENNA                                             VA                                 22182
GROUP I                    0                       0                               0.5                                             13.5          EDGEWOOD                                           MD                                 21040
GROUP I                    0                       0                               0.5                                            11.25          GERMANTOWN                                         MD                                 20876
GROUP I                    0                       0                               0.5                                            12.75          MANASSAS                                           VA                                 20112
GROUP I                    0                       0                               0.5                                             9.25          RICHMOND                                           VA                                 23236
GROUP I                    0                       0                               0.5                                            11.25          MANASSAS                                           VA                                 20109
GROUP I                    0                       0                               0.5                                            11.25          SPRINGFIELD                                        VA                                 22151
GROUP I                    0                       0                               0.5                                            11.25          FALLS CHURCH                                       VA                                 22043
GROUP I                    0                       0                               0.5                                             13.5          ARNOLD                                             MD                                 21012
GROUP I                    0                       0                               0.5                                            11.75          NEWPORT NEWS                                       VA                                 23601
GROUP I                    0                       0                               0.5                                            11.25          CENTREVILLE                                        VA                                 20120
GROUP I                    0                       0                               0.5                                            11.25          WALDORF                                            MD                                 20602
GROUP I                    0                       0                               0.5                                             13.5          ODENTON                                            MD                                 21113
GROUP I                    0                       0                               0.5                                            11.75          JESSUP                                             MD                                 20794
GROUP I                    0                       0                               0.5                                                7          KISSIMMEE                                          FL                                 34747
GROUP I                    0                       0                               0.5                                             9.25          PALM COAST                                         FL                                 32164
GROUP I                    0                       0                               0.5                                            11.75          GLEN BURNIE                                        MD                                 21061
GROUP I                    0                       0                               0.5                                             7.25          CAMBRIDGE                                          MD                                 21613
GROUP I                    0                       0                               0.5                                            11.75          PHILADELPHIA                                       PA                                 19152
GROUP I                    0                       0                               0.5                                               11          ESTERO                                             FL                                 33928
GROUP I                    0                       0                               0.5                                            9.125          MULBERRY                                           FL                                 33860
GROUP I                    0                       0                               0.5                                           11.625          WOODLAND HILLS                                     CA                                 91367
GROUP I                    0                       0                               0.5                                            10.75          YERMO AREA                                         CA                                 92398
GROUP I                    0                       0                               0.5                                               11          OCEANSIDE                                          CA                                 92057
GROUP I                    0                       0                               0.5                                               12          FRESNO                                             CA                                 93702
GROUP I                    0                       0                               0.5                                            9.125          IRVINE                                             CA                                 92620
GROUP I                    0                       0                               0.5                                             8.75          FONTANA                                            CA                                 92337
GROUP I                    0                       0                               0.5                                             8.75          OXNARD                                             CA                                 93033
GROUP I                    0                       0                               0.5                                             9.25          UPPER MARLBORO                                     MD                                 20772
GROUP I                    0                       0                               0.5                                            9.125          BURKE                                              VA                                 22015
GROUP I                    0                       0                               0.5                                            9.125          WHITTIER AREA                                      CA                                 90605
GROUP I                    0                       0                               0.5                                            9.125          LOS ANGELES (N HOLLYWOOD                           CA                                 91606
GROUP I                    0                       0                               0.5                                             8.75          CHANTILLY                                          VA                                 20151
GROUP I                    0                       0                               0.5                                            12.99          ALPINE AREA                                        CA                                 91901
GROUP I                    0                       0                               0.5                                            11.49          SPOKANE                                            WA                                 99205
GROUP I                    0                       0                               0.5                                            13.49          NEWPORT                                            KY                                 41071
GROUP I                    0                       0                               0.5                                            13.49          DAYTON                                             KY                                 41074
GROUP I                    0                       0                               0.5                                                9          ANTIOCH                                            TN                                 37013
GROUP I                    0                       0                               0.5                                            12.49          TERRELL                                            TX                                 75160
GROUP I                    0                       0                               0.5                                            9.875          MEMPHIS                                            TN                                 38128
GROUP I                    0                       0                               0.5                                            9.875          SMYRNA                                             GA                                 30080
GROUP I                    0                       0                               0.5                                             9.25          BALDWIN PARK                                       CA                                 91706
GROUP I                    0                       0                               0.5                                               12          SALINAS                                            CA                                 93906
GROUP I                    0                       0                               0.5                                           10.875          FAIRFIELD                                          CA                                 94533
GROUP I                    0                       0                               0.5                                            13.75          ENCINO                                             CA                                 91436
GROUP I                    0                       0                               0.5                                           11.125          MODESTO                                            CA                                 95351
GROUP I                    0                       0                               0.5                                           10.375          WAIKOLOA                                           HI                                 96738
GROUP I                    0                       0                               0.5                                           10.125          SACRAMENTO                                         CA                                 95828
GROUP I                    0                       0                               0.5                                            9.625          STOCKTON                                           CA                                 95206
GROUP I                    0                       0                               0.5                                           11.875          SACRAMENTO                                         CA                                 95820
GROUP I                    0                       0                               0.5                                             10.5          FRESNO                                             CA                                 93703
GROUP I                    0                       0                               0.5                                             9.25          CASTRO VALLEY                                      CA                                 94552
GROUP I                    0                       0                               0.5                                             10.5          IONE                                               CA                                 95640
GROUP I                    0                       0                               0.5                                               11          SACRAMENTO                                         CA                                 95829
GROUP I                    0                       0                               0.5                                               12          LOS ANGELES                                        CA                                 91352
GROUP I                    0                       0                               0.5                                            10.25          CHULA VISTA                                        CA                                 91915
GROUP I                    0                       0                               0.5                                           11.625          LAS VEGAS                                          NV                                 89148
GROUP I                    0                       0                               0.5                                             9.25          STANTON                                            CA                                 90680
GROUP I                    0                       0                               0.5                                            8.875          SANFORD                                            FL                                 32771
GROUP I                    0                       0                               0.5                                               11          THORNTON                                           CO                                 80229
GROUP I                    0                       0                               0.5                                           11.125          ONTARIO                                            CA                                 91764
GROUP I                    0                       0                               0.5                                            10.75          MIRAMAR                                            FL                                 33025
GROUP I                    0                       0                               0.5                                            10.75          PITTSBURG                                          CA                                 94565
GROUP I                    0                       0                               0.5                                            10.25          ALBUQUERQUE                                        NM                                 87110
GROUP I                    0                       0                               0.5                                             11.5          SANTA BARBARA                                      CA                                 93101
GROUP I                    0                       0                               0.5                                            9.625          CHULA VISTA                                        CA                                 91915
GROUP I                    0                       0                               0.5                                            9.625          DOVE  CANYON                                       CA                                 92679
GROUP I                    0                       0                               0.5                                            10.25          MIRAMAR                                            FL                                 33025
GROUP I                    0                       0                               0.5                                           10.375          ELK GROVE                                          CA                                 95758
GROUP I                    0                       0                               0.5                                              9.5          NORTH PORT                                         FL                                 34286
GROUP I                    0                       0                               0.5                                              9.5          NORTH PORT                                         FL                                 34286
GROUP I                    0                       0                               0.5                                            11.75          SAN DIEGO                                          CA                                 92114
GROUP I                    0                       0                               0.5                                           10.875          NEW FRANKEN                                        WI                                 54229
GROUP I                    0                       0                               0.5                                            8.625          BURTONSVILLE                                       MD                                 20866
GROUP I                    0                       0                               0.5                                           10.875          DANVERS                                            MA                                  1923
GROUP I                    0                       0                               0.5                                             13.5          JOHNS ISLAND                                       SC                                 29455
GROUP I                    0                       0                               0.5                                               11          FAIRFIELD                                          CA                                 94533
GROUP I                    0                       0                               0.5                                           11.875          MODESTO                                            CA                                 95351
GROUP I                    0                       0                               0.5                                            9.375          PALM SPRINGS                                       CA                                 92264
GROUP I                    0                       0                               0.5                                            10.99          DUBLIN                                             CA                                 94568
GROUP I                    0                       0                               0.5                                               11          HENDERSON                                          NV                                 89044
GROUP I                    0                       0                               0.5                                               12          JOLIET                                             IL                                 60435
GROUP I                    0                       0                               0.5                                             11.5          PHOENIX                                            AZ                                 85027
GROUP I                    0                       0                               0.5                                            10.25          GRANITE BAY                                        CA                                 95746
GROUP I                    0                       0                               0.5                                           10.625          SACRAMENTO                                         CA                                 95838
GROUP I                    0                       0                               0.5                                            9.875          VALLEJO                                            CA                                 94591
GROUP I                    0                       0                               0.5                                            9.875          FAIRFIELD                                          CA                                 94533
GROUP I                    0                       0                               0.5                                            11.25          LOS ANGELES                                        CA                                 90047
GROUP I                    0                       0                               0.5                                              9.5          STOCKTON                                           CA                                 95348
GROUP I                    0                       0                               0.5                                           10.875          YUBA CITY                                          CA                                 95991
GROUP I                    0                       0                               0.5                                               12          STOCKTON                                           CA                                 95205
GROUP I                    0                       0                               0.5                                            10.25          GILROY                                             CA                                 95020
GROUP I                    0                       0                               0.5                                             10.5          ELK GROVE                                          CA                                 95624
GROUP I                    0                       0                               0.5                                            10.75          SACRAMENTO                                         CA                                 95838
GROUP I                    0                       0                               0.5                                            11.25          NATIONAL CITY                                      CA                                 91950
GROUP I                    0                       0                               0.5                                              9.5          CORONA                                             CA                                 92883
GROUP I                    0                       0                               0.5                                            8.875          COMPTON                                            CA                                 90222
GROUP I                    0                       0                               0.5                                             9.25          INGLEWOOD                                          CA                                 90301
GROUP I                    0                       0                               0.5                                            9.125          GLASTONBURY                                        CT                                  6033
GROUP I                    0                       0                               0.5                                            8.875          PLANO                                              TX                                 75023
GROUP I                    0                       0                               0.5                                            8.875          BAKERSFIELD                                        CA                                 93307
GROUP I                    0                       0                               0.5                                             9.25          LOS ANGELES                                        CA                                 90026
GROUP I                    0                       0                               0.5                                            8.875          SANTA ANA                                          CA                                 92704
GROUP I                    0                       0                               0.5                                            12.49          ORLANDO                                            FL                                 32801
GROUP I                    0                       0                               0.5                                            8.875          BRIDGEPORT                                         CT                                  6606
GROUP I                    0                       0                               0.5                                            8.875          LAS VEGAS                                          NV                                 89123
GROUP I                    0                       0                               0.5                                             8.75          LAWRENCEVILLE                                      GA                                 30043
GROUP I                    0                       0                               0.5                                            8.875          RANCHO CUCAMONGA                                   CA                                 91730
GROUP I                    0                       0                               0.5                                            8.875          HOLLYWOOD                                          FL                                 33020
GROUP I                    0                       0                               0.5                                            8.875          CARSON                                             CA                                 90810
GROUP I                    0                       0                               0.5                                            8.875          MARICOPA                                           AZ                                 85239
GROUP I                    0                       0                               0.5                                             8.75          COMPTON                                            CA                                 90220
GROUP I                    0                       0                               0.5                                            8.875          WOODBRIDGE                                         VA                                 22192
GROUP I                    0                       0                               0.5                                             8.75          GLEN BURNIE                                        MD                                 21061
GROUP I                    0                       0                               0.5                                            9.375          OXNARD                                             CA                                 93033
GROUP I                    0                       0                               0.5                                             8.75          PALM BAY                                           FL                                 32908
GROUP I                    0                       0                               0.5                                            11.49          MARICOPA                                           AZ                                 85239
GROUP I                    0                       0                               0.5                                            8.375          EAST POINT                                         GA                                 30349
GROUP I                    0                       0                               0.5                                            9.875          NASHVILLE                                          TN                                 37214
GROUP I                    0                       0                               0.5                                            12.25          SENATOBIA                                          MS                                 38668
GROUP I                    0                       0                               0.5                                            12.49          UPLAND                                             CA                                 91786
GROUP I                    0                       0                               0.5                                            9.875          FLOWERY BRANCH                                     GA                                 30542
GROUP I                    0                       0                               0.5                                           10.875          TROUTDALE                                          OR                                 97060
GROUP I                    0                       0                               0.5                                           10.875          NEW PORT RICHEY                                    FL                                 34654
GROUP I                    0                       0                               0.5                                            12.49          LONGWOOD                                           FL                                 32779
GROUP I                    0                       0                               0.5                                            11.49          SCOTTSDALE                                         AZ                                 85257
GROUP I                    0                       0                               0.5                                           11.875          SAN ANTONIO                                        TX                                 78255
GROUP I                    0                       0                               0.5                                            13.49          CATHEDRAL CITY                                     CA                                 92234
GROUP I                    0                       0                               0.5                                            10.99          KISSIMMEE                                          FL                                 34746
GROUP I                    0                       0                               0.5                                            9.875          LORTON                                             VA                                 22079
GROUP I                    0                       0                               0.5                                            9.875          LAVERGNE                                           TN                                 37086
GROUP I                    0                       0                               0.5                                               12          SILVER SPRING                                      MD                                 20906
GROUP I                    0                       0                               0.5                                           10.375          MIRAMAR                                            FL                                 33025
GROUP I                    0                       0                               0.5                                           10.625          LIVERMORE                                          CA                                 94550
GROUP I                    0                       0                               0.5                                             11.4          RENO                                               NV                                 89523
GROUP I                    0                       0                               0.5                                           10.875          CHULA VISTA                                        CA                                 91913
GROUP I                    0                       0                               0.5                                           11.375          MURRIETA                                           CA                                 92563
GROUP I                    0                       0                               0.5                                             11.5          LAGRANGE                                           GA                                 30240
GROUP I                    0                       0                               0.5                                             9.99          SEASIDE                                            CA                                 93955
GROUP I                    0                       0                               0.5                                            11.25          MILTON                                             FL                                 32583
GROUP I                    0                       0                               0.5                                             10.5          LOS ANGELES                                        CA                                 90068
GROUP I                    0                       0                               0.5                                            11.25          MESA                                               AZ                                 85208
GROUP I                    0                       0                               0.5                                           10.625          SACRAMENTO                                         CA                                 95824
GROUP I                    0                       0                               0.5                                           11.125          NORTH LAS VEGAS                                    NV                                 89084
GROUP I                    0                       0                               0.5                                             10.5          MIAMI                                              FL                                 33193
GROUP I                    0                       0                               0.5                                           11.875          COTO DE CAZA AREA                                  CA                                 92679
GROUP I                    0                       0                               0.5                                           11.125          THORNTON                                           CO                                 80229
GROUP I                    0                       0                               0.5                                              9.5          HOLLYWOOD                                          FL                                 33019
GROUP I                    0                       0                               0.5                                             12.5          SUNNY ISLES BEACH                                  FL                                 33160
GROUP I                    0                       0                               0.5                                           11.375          BOUNTIFUL                                          UT                                 84010
GROUP I                    0                       0                               0.5                                              9.5          BOCA RATON                                         FL                                 33428
GROUP I                    0                       0                               0.5                                             11.5          PORT SAINT LUCIE                                   FL                                 34983
GROUP I                    0                       0                               0.5                                            11.25          RAMONA                                             CA                                 92065
GROUP I                    0                       0                               0.5                                           10.125          SACRAMENTO                                         CA                                 95822
GROUP I                    0                       0                               0.5                                            11.25          CHULA VISTA                                        CA                                 91911
GROUP I                    0                       0                               0.5                                           11.375          ESTERO                                             FL                                 33928
GROUP I                    0                       0                               0.5                                               12          PENSACOLA                                          FL                                 32503
GROUP I                    0                       0                               0.5                                             9.99          IRVINE                                             CA                                 92606
GROUP I                    0                       0                               0.5                                           11.125          WESTMINSTER                                        CA                                 92683
GROUP I                    0                       0                               0.5                                           10.875          HUNTINGTON BEACH                                   CA                                 92649
GROUP I                    0                       0                               0.5                                           11.375          LAKE FOREST                                        CA                                 92630
GROUP I                    0                       0                               0.5                                            9.875          BAKERSFIELD                                        CA                                 93308
GROUP I                    0                       0                               0.5                                            9.625          LOS GATOS                                          CA                                 95033
GROUP I                    0                       0                               0.5                                             9.75          WEST SACRAMENTO                                    CA                                 95691
GROUP I                    0                       0                               0.5                                            11.75          SACRAMENTO                                         CA                                 95822
GROUP I                    0                       0                               0.5                                            11.75          HOLLISTER                                          CA                                 95023
GROUP I                    0                       0                               0.5                                           10.625          FAIRFIELD                                          CA                                 94533
GROUP I                    0                       0                               0.5                                            11.25          SARASOTA                                           FL                                 34231
GROUP I                    0                       0                               0.5                                            11.25          ENGLEWOOD                                          FL                                 34224
GROUP I                    0                       0                               0.5                                             9.99          HIGHLAND SPRINGS                                   VA                                 23075
GROUP I                    0                       0                               0.5                                             9.99          FREDERICKSBURG                                     VA                                 22407
GROUP I                    0                       0                               0.5                                            12.75          RICHMOND                                           VA                                 23222
GROUP I                    0                       0                               0.5                                            11.25          GERMANTOWN                                         MD                                 20874
GROUP I                    0                       0                               0.5                                            10.25          HERNDON                                            VA                                 20170
GROUP I                    0                       0                               0.5                                                9          STERLING                                           VA                                 20164
GROUP I                    0                       0                               0.5                                            10.25          RICHMOND                                           VA                                 23075
GROUP I                    0                       0                               0.5                                             9.25          RICHMOND                                           VA                                 23236
GROUP I                    0                       0                               0.5                                            13.25          RICHMOND                                           VA                                 23231
GROUP I                    0                       0                               0.5                                            11.75          FREDERICKSBURG                                     VA                                 22407
GROUP I                    0                       0                               0.5                                            10.75          MANASSAS                                           VA                                 20109
GROUP I                    0                       0                               0.5                                             8.75          MANASSAS                                           VA                                 20110
GROUP I                    0                       0                               0.5                                             9.25          WALDORF                                            MD                                 20601
GROUP I                    0                       0                               0.5                                             7.25          PARKTON                                            MD                                 21120
GROUP I                    0                       0                               0.5                                            11.75          SAN DIEGO                                          CA                                 92139
GROUP I                    0                       0                               0.5                                           10.125          CERES                                              CA                                 95307
GROUP I                    0                       0                               0.5                                             10.5          SAN JOSE                                           CA                                 95127
GROUP I                    0                       0                               0.5                                            10.75          VALLEJO                                            CA                                 94591
GROUP I                    0                       0                               0.5                                           10.125          SACRAMENTO                                         CA                                 95838
GROUP I                    0                       0                               0.5                                            10.25          CASTRO VALLEY                                      CA                                 94546
GROUP I                    0                       0                               0.5                                           11.125          SACRAMENTO                                         CA                                 95828
GROUP I                    0                       0                               0.5                                            8.625          CORONA                                             CA                                 92879
GROUP I                    0                       0                               0.5                                               12          STOCKTON                                           CA                                 95209
GROUP I                    0                       0                               0.5                                               10          SACRAMENTO                                         CA                                 95815
GROUP I                    0                       0                               0.5                                            12.25          KISSIMMEE                                          FL                                 34741
GROUP I                    0                       0                               0.5                                             10.5          CANYON COUNRTY                                     CA                                 91387
GROUP I                    0                       0                               0.5                                            10.75          ORLANDO                                            FL                                 32818
GROUP I                    0                       0                               0.5                                            9.625          PERRIS                                             CA                                 92570
GROUP I                    0                       0                               0.5                                             11.5          WEST PALM BEACH                                    FL                                 33417
GROUP I                    0                       0                               0.5                                            11.75          TAMPA                                              FL                                 33614
GROUP I                    0                       0                               0.5                                           10.625          CORAL SPRINGS                                      FL                                 33067
GROUP I                    0                       0                               0.5                                            8.875          LAS VEGAS                                          NV                                 89128
GROUP I                    0                       0                               0.5                                              9.5          OXNARD                                             CA                                 93030
GROUP I                    0                       0                               0.5                                               11          WEST BLOOMFIELD                                    MI                                 48324
GROUP I                    0                       0                               0.5                                             11.5          MIAMI                                              FL                                 33177
GROUP I                    0                       0                               0.5                                            9.875          CORAL SPRINGS                                      FL                                 33067
GROUP I                    0                       0                               0.5                                               11          FAYETTEVILLE                                       GA                                 30215
GROUP I                    0                       0                               0.5                                            11.75          FRONT ROYAL                                        VA                                 22630
GROUP I                    0                       0                               0.5                                           11.125          MIRAMAR                                            FL                                 33025
GROUP I                    0                       0                               0.5                                             10.5          CHICAGO                                            IL                                 60629
GROUP I                    0                       0                               0.5                                            11.25          LAKEWOOD                                           NJ                                  8701
GROUP I                    0                       0                               0.5                                              9.8          HENDERSON                                          NV                                 89015
GROUP I                    0                       0                               0.5                                             9.25          VALRICO                                            FL                                 33594
GROUP I                    0                       0                               0.5                                               11          SAN DIEGO                                          CA                                 92126
GROUP I                    0                       0                               0.5                                               11          ATLANTA                                            GA                                 30318
GROUP I                    0                       0                               0.5                                             9.75          OCEANSIDE                                          CA                                 92056
GROUP I                    0                       0                               0.5                                           11.375          NORTH LAS VEGAS                                    NV                                 89030
GROUP I                    0                       0                               0.5                                            11.25          BAKERSFIELD                                        CA                                 93304
GROUP I                    0                       0                               0.5                                              9.5          STOCKTON                                           CA                                 95207
GROUP I                    0                       0                               0.5                                                8          SCOTTSDALE                                         AZ                                 85259
GROUP I                    0                       0                               0.5                                            9.375          MIRAMAR                                            FL                                 33025
GROUP I                    0                       0                               0.5                                              9.5          SCOTTSDALE                                         AZ                                 85251
GROUP I                    0                       0                               0.5                                              9.5          SCOTTSDALE                                         AZ                                 85251
GROUP I                    0                       0                               0.5                                              9.5          SCOTTSDALE                                         AZ                                 85251
GROUP I                    0                       0                               0.5                                              9.5          SCOTTSDALE                                         AZ                                 85251
GROUP I                    0                       0                               0.5                                            9.875          PICO RIVERA                                        CA                                 90660
GROUP I                    0                       0                               0.5                                             12.5          MESA                                               AZ                                 85201
GROUP I                    0                       0                               0.5                                             10.5          LONG BRANCH                                        NJ                                  7740
GROUP I                    0                       0                               0.5                                             11.5          DRAPER                                             UT                                 84020
GROUP I                    0                       0                               0.5                                             10.5          GAINESVILLE                                        VA                                 20155
GROUP I                    0                       0                               0.5                                            10.75          PORTSMOUTH                                         VA                                 23703
GROUP I                    0                       0                               0.5                                           13.875          MIAMI                                              FL                                 33186
GROUP I                    0                       0                               0.5                                               12          PALM DESERT                                        CA                                 92211
GROUP I                    0                       0                               0.5                                             10.5          LAKELAND                                           FL                                 33811
GROUP I                    0                       0                               0.5                                            11.75          SAN DIEGO                                          CA                                 92116
GROUP I                    0                       0                               0.5                                             10.5          MIAMI                                              FL                                 33125
GROUP I                    0                       0                               0.5                                           10.125          HAGERSTOWN                                         MD                                 21740
GROUP I                    0                       0                               0.5                                           10.625          TEMECULA                                           CA                                 92591
GROUP I                    0                       0                               0.5                                           10.625          BRONX                                              NY                                 10467
GROUP I                    0                       0                               0.5                                           10.625          MIAMI                                              FL                                 33189
GROUP I                    0                       0                               0.5                                           10.875          SAN FERNANDO                                       CA                                 91340
GROUP I                    0                       0                               0.5                                           10.125          FONTANA                                            CA                                 92335
GROUP I                    0                       0                               0.5                                             9.75          SAN DIEGO                                          CA                                 92116
GROUP I                    0                       0                               0.5                                            9.375          BAY SHORE                                          NY                                 11706
GROUP I                    0                       0                               0.5                                             9.25          PERRIS                                             CA                                 92570
GROUP I                    0                       0                               0.5                                           11.625          CHICAGO                                            IL                                 60609
GROUP I                    0                       0                               0.5                                            9.875          SHIRLEY                                            NY                                 11967
GROUP I                    0                       0                               0.5                                           11.875          SAN DIEGO                                          CA                                 92126
GROUP I                    0                       0                               0.5                                            10.99          SAN DIEGO                                          CA                                 92122
GROUP I                    0                       0                               0.5                                           10.125          BIRMINGHAM                                         AL                                 35253
GROUP I                    0                       0                               0.5                                              9.5          LOS BANOS                                          CA                                 93635
GROUP I                    0                       0                               0.5                                               12          MIRAMAR                                            FL                                 33025
GROUP I                    0                       0                               0.5                                           11.625          MILWAUKEE                                          WI                                 53218
GROUP I                    0                       0                               0.5                                               11          MARICOPA                                           AZ                                 85239
GROUP I                    0                       0                               0.5                                           12.875          FLINT                                              MI                                 48506
GROUP I                    0                       0                               0.5                                            11.75          FORT WORTH                                         TX                                 76179
GROUP I                    0                       0                               0.5                                               11          NORTH MIAMI                                        FL                                 33161
GROUP I                    0                       0                               0.5                                           10.375          MIRAMAR                                            FL                                 33025
GROUP I                    0                       0                               0.5                                           12.375          SAINT JOSEPH                                       IL                                 61873
GROUP I                    0                       0                               0.5                                            11.99          HEMET                                              CA                                 92545
GROUP I                    0                       0                               0.5                                               11          MIAMI                                              FL                                 33015
GROUP I                    0                       0                               0.5                                           11.875          CLOVIS                                             CA                                 93612
GROUP I                    0                       0                               0.5                                           10.625          BRONX                                              NY                                 10462
GROUP I                    0                       0                               0.5                                               11          DANA POINT                                         CA                                 92629
GROUP I                    0                       0                               0.5                                             9.75          PORTLAND                                           OR                                 97209
GROUP I                    0                       0                               0.5                                             10.5          GREENACRES                                         FL                                 33963
GROUP I                    0                       0                               0.5                                            12.25          INDIANOLA                                          IA                                 50125
GROUP I                    0                       0                               0.5                                               10          POMPANO BEACH                                      FL                                 33069
GROUP I                    0                       0                               0.5                                            9.125          LOS ANGELES                                        CA                                 90011
GROUP I                    0                       0                               0.5                                               10          ORLANDO                                            FL                                 32818
GROUP I                    0                       0                               0.5                                             10.5          SAN DIEGO                                          CA                                 92154
GROUP I                    0                       0                               0.5                                               10          LOS ANGELES                                        CA                                 90047
GROUP I                    0                       0                               0.5                                             10.5          EWA BEACH                                          HI                                 96706
GROUP I                    0                       0                               0.5                                            10.75          BIG BEAR CITY                                      CA                                 92314
GROUP I                    0                       0                               0.5                                             10.5          ALTAMONTE SPRINGS                                  FL                                 32701
GROUP I                    0                       0                               0.5                                               10          RIDGEFIELD                                         NJ                                  7657
GROUP I                    0                       0                               0.5                                           12.375          LA MESA                                            CA                                 91941
GROUP I                    0                       0                               0.5                                           11.875          AZUSA                                              CA                                 91702
GROUP I                    0                       0                               0.5                                             11.5          BRADENTON                                          FL                                 34207
GROUP I                    0                       0                               0.5                                             11.5          BRADENTON                                          FL                                 34207
GROUP I                    0                       0                               0.5                                            12.25          PONTE VEDRA BEACH                                  FL                                 32082
GROUP I                    0                       0                               0.5                                            11.75          FRISCO                                             TX                                 75034
GROUP I                    0                       0                               0.5                                            9.375          SAN DIEGO                                          CA                                 92114
GROUP I                    0                       0                               0.5                                           10.625          FRANKLIN                                           MA                                  2038
GROUP I                    0                       0                               0.5                                           11.125          LYNN                                               MA                                  1902
GROUP I                    0                       0                               0.5                                           10.625          MIAMI                                              FL                                 33172
GROUP I                    0                       0                               0.5                                             9.25          TALLAHASSEE                                        FL                                 32310
GROUP I                    0                       0                               0.5                                            10.75          MIRAMAR                                            FL                                 33025
GROUP I                    0                       0                               0.5                                            10.75          GREENACRES                                         FL                                 33463
GROUP I                    0                       0                               0.5                                             13.5          RENO                                               NV                                 89512
GROUP I                    0                       0                               0.5                                           10.875          ORLANDO                                            FL                                 32835
GROUP I                    0                       0                               0.5                                            11.25          LA QUINTA                                          CA                                 92253
GROUP I                    0                       0                               0.5                                            12.25          LANCASTER                                          CA                                 93536
GROUP I                    0                       0                               0.5                                           10.625          HOMESTEAD                                          FL                                 33033
GROUP I                    0                       0                               0.5                                             9.25          SAINT LOUIS                                        MO                                 63116
GROUP I                    0                       0                               0.5                                           11.375          NAGS HEAD                                          NC                                 27949
GROUP I                    0                       0                               0.5                                           13.875          SUN CITY                                           AZ                                 85373
GROUP I                    0                       0                               0.5                                           10.875          RIALTO                                             CA                                 92376
GROUP I                    0                       0                               0.5                                            10.99          BETHESDA                                           MD                                 20814
GROUP I                    0                       0                               0.5                                            10.75          HIGHLANDS RANCH                                    CO                                 80129
GROUP I                    0                       0                               0.5                                           11.375          BEECH GROVE                                        IN                                 46107
GROUP I                    0                       0                               0.5                                            10.25          ASHBURN                                            VA                                 20148
GROUP I                    0                       0                               0.5                                           10.375          ESCONDIDO                                          CA                                 92076
GROUP I                    0                       0                               0.5                                              9.5          WOODLAND                                           CA                                 95695
GROUP I                    0                       0                               0.5                                              9.5          INDIO                                              CA                                 92201
GROUP I                    0                       0                               0.5                                           11.875          PHELAN                                             CA                                 92329
GROUP I                    0                       0                               0.5                                            9.375          YUCAIPA                                            CA                                 92399
GROUP I                    0                       0                               0.5                                            12.25          CHULA VISTA                                        CA                                 91915
GROUP I                    0                       0                               0.5                                               11          LAS VEGAS                                          NV                                 89147
GROUP I                    0                       0                               0.5                                             12.5          PORTLAND                                           OR                                 97233
GROUP I                    0                       0                               0.5                                               10          FOUNTAIN                                           CO                                 80817
GROUP I                    0                       0                               0.5                                            9.375          VALLEY GLEN                                        CA                                 91401
GROUP I                    0                       0                               0.5                                           11.875          EL CAJON                                           CA                                 92021
GROUP I                    0                       0                               0.5                                            9.375          MERCED                                             CA                                 95348
GROUP I                    0                       0                               0.5                                               10          TWENTYNINE PALMS                                   CA                                 92277
GROUP I                    0                       0                               0.5                                            12.25          MURRIETA                                           CA                                 92562
GROUP I                    0                       0                               0.5                                             10.5          FREDERICKSBURG                                     VA                                 22405
GROUP I                    0                       0                               0.5                                               13          MESA                                               AZ                                 85207
GROUP I                    0                       0                               0.5                                               10          SAN DIEGO                                          CA                                 92154
GROUP I                    0                       0                               0.5                                             9.25          SAN BRUNO                                          CA                                 94066
GROUP I                    0                       0                               0.5                                            9.875          YORBA LINDA                                        CA                                 92886
GROUP I                    0                       0                               0.5                                            10.25          SAN JOSE                                           CA                                 95138
GROUP I                    0                       0                               0.5                                           11.875          BOYTON BEACH                                       FL                                 33426
GROUP I                    0                       0                               0.5                                           10.875          CONCORD                                            CA                                 94518
GROUP I                    0                       0                               0.5                                           11.375          KISSIMMEE                                          FL                                 34758
GROUP I                    0                       0                               0.5                                             11.5          LINDSTORM                                          MN                                 55045
GROUP I                    0                       0                               0.5                                               11          SCOTTSDALE                                         AZ                                 85254
GROUP I                    0                       0                               0.5                                             10.5          INDIANAPOLIS                                       IN                                 46220
GROUP I                    0                       0                               0.5                                            10.99          HERNDON                                            VA                                 20170
GROUP I                    0                       0                               0.5                                            11.75          BUENA PARK                                         CA                                 90621
GROUP I                    0                       0                               0.5                                            12.75          VALRICO                                            FL                                 33594
GROUP I                    0                       0                               0.5                                           10.875          SANFORD                                            FL                                 32771
GROUP I                    0                       0                               0.5                                            9.875          PORT REPUBLIC                                      MD                                 20676
GROUP I                    0                       0                               0.5                                            12.75          SYRACUSE                                           NY                                 13215
GROUP I                    0                       0                               0.5                                           10.625          DELANO                                             CA                                 93215
GROUP I                    0                       0                               0.5                                            11.63          HAZEL CREST                                        IL                                 60429
GROUP I                    0                       0                               0.5                                           10.375          STOCKTON                                           CA                                 95203
GROUP I                    0                       0                               0.5                                              9.5          STATEN ISLAND                                      NY                                 10314
GROUP I                    0                       0                               0.5                                             10.5          NEW ROCHELLE                                       NY                                 10801
GROUP I                    0                       0                               0.5                                               10          WOODHAVEN                                          NY                                 11421
GROUP I                    0                       0                               0.5                                           11.875          MIAMI                                              FL                                 33177
GROUP I                    0                       0                               0.5                                               11          INGALLS                                            IN                                 46048
GROUP I                    0                       0                               0.5                                           11.375          PLANTATION                                         FL                                 33324
GROUP I                    0                       0                               0.5                                               10          SAN JOSE                                           CA                                 95148
GROUP I                    0                       0                               0.5                                             9.25          LADERA RANCH AREA                                  CA                                 92694
GROUP I                    0                       0                               0.5                                            8.875          LOS BANOS                                          CA                                 93635
GROUP I                    0                       0                               0.5                                               10          LOS ANGELES                                        CA                                 90026
GROUP I                    0                       0                               0.5                                             9.25          SAN DIEGO                                          CA                                 92123
GROUP I                    0                       0                               0.5                                            8.875          AZUSA                                              CA                                 91702
GROUP I                    0                       0                               0.5                                            8.875          NORWALK                                            CA                                 90650
GROUP I                    0                       0                               0.5                                            8.875          LAS VEGAS                                          NV                                 89121
GROUP I                    0                       0                               0.5                                            8.875          MORENO VALLEY                                      CA                                 92553
GROUP I                    0                       0                               0.5                                            8.875          LORTON                                             VA                                 22079
GROUP I                    0                       0                               0.5                                            8.875          WHITTIER AREA                                      CA                                 90605
GROUP I                    0                       0                               0.5                                            8.875          ARLINGTON                                          VA                                 22205
GROUP I                    0                       0                               0.5                                            8.875          SAN DIEGO                                          CA                                 92126
GROUP I                    0                       0                               0.5                                            8.875          MANASSAS                                           VA                                 20111
GROUP I                    0                       0                               0.5                                             9.25          MIAMI                                              FL                                 33156
GROUP I                    0                       0                               0.5                                            9.375          LOS ANGELES                                        CA                                 90003
GROUP I                    0                       0                               0.5                                            9.375          SAN BERNARDINO                                     CA                                 92405
GROUP I                    0                       0                               0.5                                            12.49          HUNTINGTON PARK                                    CA                                 90255
GROUP I                    0                       0                               0.5                                              9.6          SPRING HILL                                        TN                                 37174
GROUP I                    0                       0                               0.5                                            12.49          MIDLOTHIAN                                         VA                                 23112
GROUP I                    0                       0                               0.5                                            10.75          YUMA                                               AZ                                 85364
GROUP I                    0                       0                               0.5                                            12.49          BAKERSFIELD                                        CA                                 93305
GROUP I                    0                       0                               0.5                                            13.49          BETHLEHEM                                          GA                                 30620
GROUP I                    0                       0                               0.5                                              9.5          HEMET                                              CA                                 92543
GROUP I                    0                       0                               0.5                                            12.49          PHOENIX                                            AZ                                 85018
GROUP I                    0                       0                               0.5                                            12.49          ALLEN                                              TX                                 75013
GROUP I                    0                       0                               0.5                                            11.99          JACKSONVILLE                                       FL                                 32222
GROUP I                    0                       0                               0.5                                            12.49          VIRGINIA BEACH                                     VA                                 23453
GROUP I                    0                       0                               0.5                                            12.99          LOS ANGELES                                        CA                                 90039
GROUP I                    0                       0                               0.5                                            12.99          GOODYEAR                                           AZ                                 85338
GROUP I                    0                       0                               0.5                                           13.875          BOCA RATON                                         FL                                 33433
GROUP I                    0                       0                               0.5                                            12.25          GLENDALE                                           AZ                                 85310
GROUP I                    0                       0                               0.5                                           13.875          SUN CITY                                           AZ                                 85373
GROUP I                    0                       0                               0.5                                           11.125          AURORA                                             CO                                 80015
GROUP I                    0                       0                               0.5                                               12          PHOENIX                                            AZ                                 85032
GROUP I                    0                       0                               0.5                                           10.875          TUCSON                                             AZ                                 85710
GROUP I                    0                       0                               0.5                                            11.75          RIVERSIDE                                          CA                                 92509
GROUP I                    0                       0                               0.5                                            8.875          LOS ANGELES                                        CA                                 90059
GROUP I                    0                       0                               0.5                                            8.875          ORLANDO                                            FL                                 32839
GROUP I                    0                       0                               0.5                                            8.875          WOODBRIDGE                                         VA                                 22192
GROUP I                    0                       0                               0.5                                            8.875          LAS VEGAS                                          NV                                 89115
GROUP I                    0                       0                               0.5                                            8.875          VIENNA                                             VA                                 22181
GROUP I                    0                       0                               0.5                                            8.875          VICTORVILLE                                        CA                                 92392
GROUP I                    0                       0                               0.5                                             9.25          LOS ANGELES                                        CA                                 90731
GROUP I                    0                       0                               0.5                                            8.875          BALTIMORE                                          MD                                 21236
GROUP I                    0                       0                               0.5                                            8.875          HAYWARD                                            CA                                 94545
GROUP I                    0                       0                               0.5                                            8.875          RIVERSIDE                                          CA                                 92504
GROUP I                    0                       0                               0.5                                            8.875          PALMDALE                                           CA                                 93551
GROUP I                    0                       0                               0.5                                            8.875          LA PUENTE AREA                                     CA                                 91746
GROUP I                    0                       0                               0.5                                             9.25          GAITHERSBURG                                       MD                                 20882
GROUP I                    0                       0                               0.5                                            8.875          LA HABRA                                           CA                                 90631
GROUP I                    0                       0                               0.5                                            8.875          (BLOOMINGTON AREA) RIALTO                          CA                                 92316
GROUP I                    0                       0                               0.5                                            8.875          PERRIS AREA                                        CA                                 92570
GROUP I                    0                       0                               0.5                                            8.875          VICTORVILLE                                        CA                                 92395
GROUP I                    0                       0                               0.5                                             9.75          LOS ANGELES                                        CA                                 90043
GROUP I                    0                       0                               0.5                                            8.875          WASHINGTON                                         DC                                 20012
GROUP I                    0                       0                               0.5                                            8.875          HOUSTON                                            TX                                 77077
GROUP I                    0                       0                               0.5                                            8.875          SAN DIEGO                                          CA                                 92108
GROUP I                    0                       0                               0.5                                            8.875          TAYLOR                                             MI                                 48180
GROUP I                    0                       0                               0.5                                            9.375          RIVERSIDE                                          CA                                 92509
GROUP I                    0                       0                               0.5                                            8.875          OCEANSIDE                                          CA                                 92057
GROUP I                    0                       0                               0.5                                            9.875          SACRAMENTO                                         CA                                 95832
GROUP I                    0                       0                               0.5                                            8.875          WASHINGTON                                         DC                                 20002
GROUP I                    0                       0                               0.5                                            13.49          BAKERSFIELD                                        CA                                 93313
GROUP I                    0                       0                               0.5                                            8.875          TEMECULA                                           CA                                 92592
GROUP I                    0                       0                               0.5                                            11.25          ST PETERSBURG                                      FL                                 33705
GROUP I                    0                       0                               0.5                                           12.875          ROANOKE                                            VA                                 24013
GROUP I                    0                       0                               0.5                                           11.125          DENVER                                             CO                                 80236
GROUP I                    0                       0                               0.5                                            11.75          LAKE PLACID                                        FL                                 33852
GROUP I                    0                       0                               0.5                                            9.625          MIRAMAR                                            FL                                 33025
GROUP I                    0                       0                               0.5                                            12.75          CONCORD                                            CA                                 94519
GROUP I                    0                       0                               0.5                                            10.25          CASHIERS                                           NC                                 28717
GROUP I                    0                       0                               0.5                                           13.875          WEST PALM BEACH                                    FL                                 33411
GROUP I                    0                       0                               0.5                                            10.99          COSTA MESA                                         CA                                 92626
GROUP I                    0                       0                               0.5                                           10.625          MIRAMAR                                            FL                                 33025
GROUP I                    0                       0                               0.5                                             10.5          BAY CITY                                           MI                                 48706
GROUP I                    0                       0                               0.5                                            12.99          MANASSAS                                           VA                                 20112
GROUP I                    0                       0                               0.5                                           10.375          LAS VEGAS                                          NV                                 89143
GROUP I                    0                       0                               0.5                                           11.875          MIAMI                                              FL                                 33175
GROUP I                    0                       0                               0.5                                           13.625          LAS VEGAS                                          NV                                 89103
GROUP I                    0                       0                               0.5                                           11.875          RIVERTON                                           UT                                 84065
GROUP I                    0                       0                               0.5                                           10.875          LA VERNE                                           CA                                 91750
GROUP I                    0                       0                               0.5                                            12.25          REDMOND                                            WA                                 98052
GROUP I                    0                       0                               0.5                                               12          SAN DIEGO                                          CA                                 92129
GROUP I                    0                       0                               0.5                                            11.75          FRISCO                                             TX                                 75034
GROUP I                    0                       0                               0.5                                            10.75          NOBLESVILLE                                        IN                                 46060
GROUP I                    0                       0                               0.5                                             10.5          LANCASTER                                          CA                                 93535
GROUP I                    0                       0                               0.5                                           10.875          BANNING                                            CA                                 92220
GROUP I                    0                       0                               0.5                                             9.99          SAN BERNARDINO                                     CA                                 92404
GROUP I                    0                       0                               0.5                                              9.5          MARGATE                                            FL                                 33068
GROUP I                    0                       0                               0.5                                            10.75          HENDERSONVILLE                                     TN                                 37075
GROUP I                    0                       0                               0.5                                            10.99          CHESTERFIELD                                       IN                                 46017
GROUP I                    0                       0                               0.5                                               12          RIVERBANK                                          CA                                 95367
GROUP I                    0                       0                               0.5                                               12          FREDERICK                                          MD                                 21703
GROUP I                    0                       0                               0.5                                               11          WINCHESTER                                         VA                                 22601
GROUP I                    0                       0                               0.5                                               11          ONTARIO                                            CA                                 91761
GROUP I                    0                       0                               0.5                                            10.99          SAN BERNARDINO                                     CA                                 92410
GROUP I                    0                       0                               0.5                                             11.8          OAK PARK                                           MI                                 48237
GROUP I                    0                       0                               0.5                                            11.75          COSTA MESA                                         CA                                 92626
GROUP I                    0                       0                               0.5                                               11          GWYNN OAK                                          MD                                 21207
GROUP I                    0                       0                               0.5                                            11.45          SAN FERNANDO                                       CA                                 91340
GROUP I                    0                       0                               0.5                                            11.45          LA GRANGE PARK                                     IL                                 60526
GROUP I                    0                       0                               0.5                                            11.55          MAYWOOD                                            IL                                 60153
GROUP I                    0                       0                               0.5                                             11.6          MIDDLE RIVER                                       MD                                 21220
GROUP I                    0                       0                               0.5                                             10.8          FAR ROCKAWAY                                       NY                                 11691
GROUP I                    0                       0                               0.5                                            11.25          LOS ANGELES                                        CA                                 90003
GROUP I                    0                       0                               0.5                                            10.99          CHICAGO                                            IL                                 60623
GROUP I                    0                       0                               0.5                                            10.99          LAKE ELSINORE                                      CA                                 92530
GROUP I                    0                       0                               0.5                                            11.65          SOUTH OZONE PARK                                   NY                                 11420
GROUP I                    0                       0                               0.5                                            10.99          RIVERDALE                                          MD                                 20737
GROUP I                    0                       0                               0.5                                            10.99          ALEXANDRIA                                         VA                                 22309
GROUP I                    0                       0                               0.5                                            11.75          HERNDON                                            VA                                 20170
GROUP I                    0                       0                               0.5                                            11.65          SAINT PAUL                                         MN                                 55101
GROUP I                    0                       0                               0.5                                            11.99          MECHANICSVILLE                                     VA                                 23111
GROUP I                    0                       0                               0.5                                            11.65          RIVERSIDE                                          CA                                 92509
GROUP I                    0                       0                               0.5                                            11.65          ERIE                                               PA                                 16502
GROUP I                    0                       0                               0.5                                             11.9          BRADENTON                                          FL                                 34207
GROUP I                    0                       0                               0.5                                               10          MIDLAND                                            GA                                 31820
GROUP I                    0                       0                               0.5                                            11.75          BRENTWOOD                                          NY                                 11717
GROUP I                    0                       0                               0.5                                            11.75          PITTSBURG                                          CA                                 94565
GROUP I                    0                       0                               0.5                                            11.45          PORTLAND                                           OR                                 97206
GROUP I                    0                       0                               0.5                                             11.7          SOUTH GATE                                         CA                                 90280
GROUP I                    0                       0                               0.5                                             12.3          SACRAMENTO                                         CA                                 95833
GROUP I                    0                       0                               0.5                                            11.25          MONTEBELLO                                         CA                                 90640
GROUP I                    0                       0                               0.5                                            11.55          PALMDALE                                           CA                                 93552
GROUP I                    0                       0                               0.5                                            11.45          LANCASTER                                          CA                                 93535
GROUP I                    0                       0                               0.5                                             11.7          JOLIET                                             IL                                 60435
GROUP I                    0                       0                               0.5                                            11.55          INDIANAPOLIS                                       IN                                 46236
GROUP I                    0                       0                               0.5                                            11.55          MILLERSVILLE                                       MD                                 21108
GROUP I                    0                       0                               0.5                                             11.5          LYNWOOD                                            CA                                 90262
GROUP I                    0                       0                               0.5                                            11.45          NORTH HIGHLANDS                                    CA                                 95660
GROUP I                    0                       0                               0.5                                            11.95          LAS VEGAS                                          NV                                 89104
GROUP I                    0                       0                               0.5                                             11.9          MOUNT PROSPECT                                     IL                                 60056
GROUP I                    0                       0                               0.5                                            11.65          SANTA ANA                                          CA                                 92706
GROUP I                    0                       0                               0.5                                            11.65          FRANKLIN SQUARE                                    NY                                 11010
GROUP I                    0                       0                               0.5                                             11.9          NEW ALBANY                                         IN                                 47150
GROUP I                    0                       0                               0.5                                            11.65          WEST CHICAGO                                       IL                                 60185
GROUP I                    0                       0                               0.5                                            12.39          KERNERSVILLE                                       NC                                 27284
GROUP I                    0                       0                               0.5                                             11.3          LOS ANGELES                                        CA                                 90043
GROUP I                    0                       0                               0.5                                             9.15          LANGHORNE                                          PA                                 19047
GROUP I                    0                       0                               0.5                                            11.99          MURRIETA                                           CA                                 92563
GROUP I                    0                       0                               0.5                                             10.8          ZION                                               IL                                 60099
GROUP I                    0                       0                               0.5                                            10.99          NORTH LAS VEGAS                                    NV                                 89031
GROUP I                    0                       0                               0.5                                            12.65          CHESAPEAKE                                         VA                                 23322
GROUP I                    0                       0                               0.5                                            11.25          NOBLESVILLE                                        IN                                 46062
GROUP I                    0                       0                               0.5                                           11.125          CHICAGO                                            IL                                 60415
GROUP I                    0                       0                               0.5                                            12.25          WAUKEGAN                                           IL                                 60085
GROUP I                    0                       0                               0.5                                            12.25          JOLIET                                             IL                                 60431
GROUP I                    0                       0                               0.5                                             11.5          WOODBRIDGE                                         VA                                 22192
GROUP I                    0                       0                               0.5                                           11.875          HANAHAN                                            SC                                 29406
GROUP I                    0                       0                               0.5                                           10.875          MIAMI                                              FL                                 33130
GROUP I                    0                       0                               0.5                                            9.375          CORAL SPRINGS                                      FL                                 33067
GROUP I                    0                       0                               0.5                                               12          ORLANDO                                            FL                                 32811
GROUP I                    0                       0                               0.5                                            10.05          CANYON COUNTRY                                     CA                                 91387
GROUP I                    0                       0                               0.5                                           13.875          PHOENIX                                            AZ                                 85029
GROUP I                    0                       0                               0.5                                               11          SANTA ANA                                          CA                                 92706
GROUP I                    0                       0                               0.5                                            12.75          BETHESDA                                           MD                                 20817
GROUP I                    0                       0                               0.5                                           11.125          CHULA VISTA                                        CA                                 91910
GROUP I                    0                       0                               0.5                                               11          LAS VEGAS                                          NV                                 89148
GROUP I                    0                       0                               0.5                                             9.75          SOUTH SAN FRANCISCO                                CA                                 94080
GROUP I                    0                       0                               0.5                                            8.125          SANTA ANA                                          CA                                 92703
GROUP I                    0                       0                               0.5                                             12.5          LAKE WORTH                                         FL                                 33460
GROUP I                    0                       0                               0.5                                           10.625          HESPERIA                                           CA                                 92345
GROUP I                    0                       0                               0.5                                               11          AURORA                                             CO                                 80018
                4321  0.050259136                  0                        0.33890069                                      7.250341541


DEAL_INFO                     PROPTYPE                                    MATURITY_DATE                          ORIGINAL_BALANCE                     FIRST_PAY_DATE                       LOAN_TO_VALUE       MI
-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
GROUP I                       2-4 Family                                    20360101                                  420000                             20060201                                 75          No MI
GROUP I                       2-4 Family                                    20360201                                  562500                             20060301                                 75          No MI
GROUP I                       Condominium                                   20360201                                  136000                             20060301                                 80          No MI
GROUP I                       Condominium                                   20360201                                  136150                             20060301                        79.98000336          No MI
GROUP I                       PUD                                           20360201                                  272000                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360201                                  248000                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360201                                  368000                             20060301                                 80          No MI
GROUP I                       PUD                                           20360201                                  175120                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360201                                  364600                             20060301                        79.98999786          No MI
GROUP I                       Single Family                                 20360201                                  212000                             20060301                                 80          No MI
GROUP I                       Condominium                                   20360201                                  199900                             20060301                        79.98999786          No MI
GROUP I                       Single Family                                 20360201                                  420000                             20060301                                 70          No MI
GROUP I                       PUD                                           20360201                                  155450                             20060301                        79.98000336          No MI
GROUP I                       2-4 Family                                    20360201                                  564000                             20060301                                 80          No MI
GROUP I                       PUD                                           20360201                                  296000                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360201                                  103250                             20060301                                 70          No MI
GROUP I                       2-4 Family                                    20360201                                  269500                             20060301                                 70          No MI
GROUP I                       Single Family                                 20360201                                  308000                             20060301                                 80          No MI
GROUP I                       2-4 Family                                    20351001                                  284000                             20051101                                 80          No MI
GROUP I                       Single Family                                 20360201                                  168000                             20060301                        73.04000092          No MI
GROUP I                       Single Family                                 20360201                                  360000                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360201                                   76000                             20060301                                 80          No MI
GROUP I                       PUD                                           20360201                                   80800                             20060301                                 80          No MI
GROUP I                       Condominium                                   20360201                                  227250                             20060301                                 75          No MI
GROUP I                       Single Family                                 20360201                                  239200                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360201                                  142500                             20060301                                 75          No MI
GROUP I                       PUD                                           20360101                                  963950                             20060201                        64.98999786          No MI
GROUP I                       Single Family                                 20360101                                  416000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  236000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  682500                             20060201                                 65          No MI
GROUP I                       PUD                                           20360101                                  417000                             20060201                        78.41999817          No MI
GROUP I                       Single Family                                 20360101                                  256000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  650000                             20060201                        73.86000061          No MI
GROUP I                       Single Family                                 20360101                                  360000                             20060201                                 80          No MI
GROUP I                       2-4 Family                                    20360101                                  382100                             20060201                                 80          No MI
GROUP I                       Condominium                                   20360101                                 1000000                             20060201                        51.04000092          No MI
GROUP I                       PUD                                           20360101                                  385450                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  416400                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  400200                             20060201                        79.98999786          No MI
GROUP I                       Single Family                                 20360101                                  623200                             20060201                        79.37999725          No MI
GROUP I                       Single Family                                 20360101                                  348750                             20060201                                 75          No MI
GROUP I                       Single Family                                 20360101                                  750000                             20060201                                 60          No MI
GROUP I                       Single Family                                 20360101                                  345600                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  602000                             20060201                                 70          No MI
GROUP I                       2-4 Family                                    20360101                                  525350                             20060201                                 70          No MI
GROUP I                       Condominium                                   20360101                                  504000                             20060201                                 80          No MI
GROUP I                       Condominium                                   20360101                                  496000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  439200                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                 1311750                             20060201                                 75          No MI
GROUP I                       Single Family                                 20360101                                  308000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  750000                             20060201                               62.5          No MI
GROUP I                       Single Family                                 20360101                                  300000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  380000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  417000                             20060201                        74.73000336          No MI
GROUP I                       Single Family                                 20360101                                  337350                             20060201                                 65          No MI
GROUP I                       Single Family                                 20360201                                  241500                             20060301                                 70          No MI
GROUP I                       Single Family                                 20360101                                  298400                             20060201                                 80          No MI
GROUP I                       PUD                                           20360201                                  328000                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360101                                  110000                             20060201                        46.40999985          No MI
GROUP I                       2-4 Family                                    20360201                                  660000                             20060301                                 66          No MI
GROUP I                       Single Family                                 20360101                                  475250                             20060201                        79.98999786          No MI
GROUP I                       Condominium                                   20360101                                  332000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  396000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  267000                             20060201                              66.75          No MI
GROUP I                       Condominium                                   20360101                                   74750                             20060201                                 65          No MI
GROUP I                       PUD                                           20360201                                  443900                             20060301                                 80          No MI
GROUP I                       2-4 Family                                    20360101                                  380000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  328000                             20060201                                 80          No MI
GROUP I                       2-4 Family                                    20360101                                  115500                             20060201                                 70          No MI
GROUP I                       Single Family                                 20360101                                  280000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  190400                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  348000                             20060201                                 80          No MI
GROUP I                       PUD                                           20360201                                  220000                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360101                                  472000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360201                                  189000                             20060301                                 70          No MI
GROUP I                       2-4 Family                                    20360101                                  144000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360201                                  165900                             20060301                                 70          No MI
GROUP I                       2-4 Family                                    20360201                                  127900                             20060301                        79.98999786          No MI
GROUP I                       Condominium                                   20360101                                  217600                             20060201                                 80          No MI
GROUP I                       PUD                                           20360201                                  308000                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360101                                  273600                             20060201                                 80          No MI
GROUP I                       Condominium                                   20360101                                  209300                             20060201                                 70          No MI
GROUP I                       Single Family                                 20360201                                  138000                             20060301                        76.02999878          No MI
GROUP I                       Single Family                                 20360101                                  627000                             20060201                                 75          No MI
GROUP I                       Single Family                                 20360201                                  195200                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360201                                  296000                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360201                                  161600                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360101                                  120000                             20060201                                 80          No MI
GROUP I                       2-4 Family                                    20360101                                  705000                             20060201                                 75          No MI
GROUP I                       Condominium                                   20360201                                  224000                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360201                                  937500                             20060301                                 75          No MI
GROUP I                       2-4 Family                                    20360101                                  317000                             20060201                        40.63999939          No MI
GROUP I                       Single Family                                 20360101                                  318800                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360201                                  146400                             20060301                                 80          No MI
GROUP I                       2-4 Family                                    20360201                                  672000                             20060301                                 80          No MI
GROUP I                       Condominium                                   20360101                                  147900                             20060201                        79.98999786          No MI
GROUP I                       Single Family                                 20360101                                  334400                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360201                                  288000                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360201                                  134400                             20060301                                 70          No MI
GROUP I                       PUD                                           20360101                                  496000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  273750                             20060201                                 75          No MI
GROUP I                       PUD                                           20360201                                  193600                             20060301                                 80          No MI
GROUP I                       Condominium                                   20360201                                  178350                             20060301                        79.98000336          No MI
GROUP I                       Condominium                                   20360201                                  170000                             20060301                                 68          No MI
GROUP I                       Single Family                                 20360201                                  358500                             20060301                        79.98999786          No MI
GROUP I                       Single Family                                 20360201                                  183450                             20060301                                 80          No MI
GROUP I                       PUD                                           20360201                                  107750                             20060301                        69.98000336          No MI
GROUP I                       Single Family                                 20360101                                  188000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  479900                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360201                                  160000                             20060301                        73.38999939          No MI
GROUP I                       Single Family                                 20360101                                  306300                             20060201                        79.98999786          No MI
GROUP I                       Condominium                                   20360101                                  236250                             20060201                                 75          No MI
GROUP I                       Single Family                                 20360101                                  203100                             20060201                        79.98999786          No MI
GROUP I                       Single Family                                 20360201                                  272000                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360101                                  418000                             20060201                        55.72999954          No MI
GROUP I                       Single Family                                 20360101                                  319100                             20060201                        79.98999786          No MI
GROUP I                       PUD                                           20360101                                  275250                             20060201                                 75          No MI
GROUP I                       Single Family                                 20360101                                  301600                             20060201                                 80          No MI
GROUP I                       PUD                                           20360101                                  230250                             20060201                                 75          No MI
GROUP I                       Single Family                                 20360101                                  214800                             20060201                        79.98000336          No MI
GROUP I                       2-4 Family                                    20360101                                  336000                             20060201                                 80          No MI
GROUP I                       PUD                                           20360101                                  372800                             20060201                                 80          No MI
GROUP I                       PUD                                           20360101                                  257600                             20060201                                 80          No MI
GROUP I                       PUD                                           20360101                                  195000                             20060201                                 75          No MI
GROUP I                       Single Family                                 20360201                                  206500                             20060301                                 70          No MI
GROUP I                       Single Family                                 20360201                                  468750                             20060301                                 75          No MI
GROUP I                       Single Family                                 20360101                                  175120                             20060201                                 80          No MI
GROUP I                       Condominium                                   20351201                                  372000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20360101                                  986700                             20060201                                 65          No MI
GROUP I                       Condominium                                   20351201                                  384975                             20060101                                 75          No MI
GROUP I                       Single Family                                 20360101                                  560000                             20060201                                 80          No MI
GROUP I                       PUD                                           20351201                                  188000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  240000                             20060101                                 80          No MI
GROUP I                       Condominium                                   20360101                                  430725                             20060201                                 75          No MI
GROUP I                       Condominium                                   20360101                                  140000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  680000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  424000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  130000                             20060201                        84.97000122          Republic MIC
GROUP I                       Single Family                                 20360101                                  182700                             20060201                                 70          No MI
GROUP I                       Single Family                                 20360101                                   91000                             20060201                                 70          No MI
GROUP I                       Single Family                                 20360101                                  431920                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  236000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  356000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  258400                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  248000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  368000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351101                                  165600                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  275000                             20060101                        52.38000107          No MI
GROUP I                       Single Family                                 20351201                                  257600                             20060101                               79.5          No MI
GROUP I                       Single Family                                 20351201                                  248000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  388000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  279900                             20060101                        79.97000122          No MI
GROUP I                       Single Family                                 20351201                                  302400                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  431008                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  320000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  205000                             20060101                        49.40000153          No MI
GROUP I                       Condominium                                   20351201                                  448000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  456000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  189600                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  408000                             20060101                                 80          No MI
GROUP I                       2-4 Family                                    20351101                                  316800                             20051201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  156000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  339000                             20060201                        53.04999924          No MI
GROUP I                       Single Family                                 20360101                                  283200                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  103250                             20060101                                 70          No MI
GROUP I                       Single Family                                 20360101                                  360000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  212800                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  150500                             20060201                                 70          No MI
GROUP I                       PUD                                           20360101                                  467200                             20060201                                 80          No MI
GROUP I                       PUD                                           20360101                                  322691                             20060201                                 75          No MI
GROUP I                       Condominium                                   20360101                                  153742                             20060201                                 75          No MI
GROUP I                       Single Family                                 20360101                                  200000                             20060201                                 80          No MI
GROUP I                       2-4 Family                                    20351201                                  104250                             20060101                                 75          No MI
GROUP I                       Condominium                                   20360101                                  271000                             20060201                        53.13999939          No MI
GROUP I                       Condominium                                   20360101                                  750000                             20060201                        78.12999725          No MI
GROUP I                       Single Family                                 20360101                                  336458                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  284950                             20060201                        94.98000336          Radian Guaranty
GROUP I                       Single Family                                 20360101                                  390400                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  243000                             20060201                                 75          No MI
GROUP I                       Single Family                                 20360101                                  482993                             20060201                                 70          No MI
GROUP I                       Condominium                                   20351201                                  197592                             20060101                                 80          No MI
GROUP I                       Condominium                                   20360101                                   88830                             20060201                                 70          No MI
GROUP I                       Single Family                                 20360101                                  213655                             20060201                                 95          Radian Guaranty
GROUP I                       Condominium                                   20360101                                  222392                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  375000                             20060201                                 75          No MI
GROUP I                       Condominium                                   20360101                                  132650                             20060201                                 70          No MI
GROUP I                       PUD                                           20360101                                  112000                             20060201                                 70          No MI
GROUP I                       Single Family                                 20360101                                   85000                             20060201                        43.59000015          No MI
GROUP I                       PUD                                           20351201                                  249200                             20060101                                 80          No MI
GROUP I                       PUD                                           20351101                                  147000                             20051201                                 75          No MI
GROUP I                       Single Family                                 20351201                                  396000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  244000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20360201                                  272000                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360101                                  656000                             20060201                                 80          No MI
GROUP I                       PUD                                           20360101                                  544200                             20060201                                 80          No MI
GROUP I                       Condominium                                   20360101                                  101500                             20060201                        79.36000061          No MI
GROUP I                       Single Family                                 20360101                                  140125                             20060201                                 95          Radian Guaranty
GROUP I                       2-4 Family                                    20360101                                  660000                             20060201                                 80          No MI
GROUP I                       Condominium                                   20351101                                  442750                             20051201                        79.98999786          No MI
GROUP I                       Condominium                                   20360101                                  109550                             20060201                        79.97000122          No MI
GROUP I                       Single Family                                 20351101                                  185600                             20051201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  368000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  358500                             20060201                                 75          No MI
GROUP I                       PUD                                           20360101                                  319100                             20060201                        79.98999786          No MI
GROUP I                       PUD                                           20360201                                  909600                             20060301                                 75          No MI
GROUP I                       Single Family                                 20360201                                  169600                             20060301                                 80          No MI
GROUP I                       Condominium                                   20360201                                  332000                             20060301                                 80          No MI
GROUP I                       Condominium                                   20360201                                  120300                             20060301                        69.98000336          No MI
GROUP I                       Condominium                                   20360101                                  107100                             20060201                        66.94000244          No MI
GROUP I                       Single Family                                 20360101                                  257000                             20060201                        57.11000061          No MI
GROUP I                       Single Family                                 20360101                                  308000                             20060201                                 80          No MI
GROUP I                       Condominium                                   20360101                                  356000                             20060201                                 80          No MI
GROUP I                       PUD                                           20360101                                  148000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  359650                             20060201                        79.08000183          No MI
GROUP I                       Single Family                                 20360101                                  604000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  488000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  336000                             20060201                                 80          No MI
GROUP I                       Condominium                                   20360101                                  520000                             20060201                                 80          No MI
GROUP I                       Condominium                                   20360101                                  276000                             20060201                        78.86000061          No MI
GROUP I                       Single Family                                 20360101                                  494400                             20060201                                 80          No MI
GROUP I                       2-4 Family                                    20360101                                  644000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  677000                             20060201                        78.26999664          No MI
GROUP I                       Single Family                                 20360101                                  808000                             20060201                                 80          No MI
GROUP I                       Condominium                                   20360101                                  115000                             20060201                        63.88999939          No MI
GROUP I                       Single Family                                 20360101                                  100000                             20060201                                 40          No MI
GROUP I                       Single Family                                 20360101                                  570200                             20060201                        73.56999969          No MI
GROUP I                       Single Family                                 20360101                                  365600                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  380000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  312000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  550000                             20060101                        76.38999939          No MI
GROUP I                       Single Family                                 20351201                                  528000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20360101                                  824000                             20060201                        79.91999817          No MI
GROUP I                       Single Family                                 20360101                                  454500                             20060201                                 75          No MI
GROUP I                       Condominium                                   20360101                                  565000                             20060201                        74.83000183          No MI
GROUP I                       Condominium                                   20351201                                  216000                             20060101                        56.09999847          No MI
GROUP I                       Single Family                                 20360101                                  240600                             20060201                        35.11999893          No MI
GROUP I                       PUD                                           20351201                                  230400                             20060101                                 80          No MI
GROUP I                       Single Family                                 20360101                                  250000                             20060201                               62.5          No MI
GROUP I                       Single Family                                 20360101                                  399200                             20060201                                 80          No MI
GROUP I                       Townhouse                                     20360101                                  152900                             20060201                        89.98999786          Radian Guaranty
GROUP I                       PUD                                           20360101                                  212350                             20060201                        79.98999786          No MI
GROUP I                       PUD                                           20360101                                  350000                             20060201                        72.16000366          No MI
GROUP I                       Single Family                                 20360101                                  325600                             20060201                                 80          No MI
GROUP I                       2-4 Family                                    20360101                                  167100                             20060201                        79.98999786          No MI
GROUP I                       Condominium                                   20360101                                  150300                             20060201                                 90          No MI
GROUP I                       Single Family                                 20360101                                  236250                             20060201                                 70          No MI
GROUP I                       Single Family                                 20360101                                  693750                             20060201                                 75          No MI
GROUP I                       Single Family                                 20360101                                  152000                             20060201                                 80          No MI
GROUP I                       Condominium                                   20360101                                  338400                             20060201                        94.98999786          Radian Guaranty
GROUP I                       Condominium                                   20360101                                  200000                             20060201                        47.61999893          No MI
GROUP I                       Single Family                                 20360101                                  445000                             20060201                        69.86000061          No MI
GROUP I                       Single Family                                 20360101                                  741000                             20060201                                 57          No MI
GROUP I                       Single Family                                 20360101                                  625000                             20060201                        74.40000153          No MI
GROUP I                       Single Family                                 20360101                                  714000                             20060201                                 60          No MI
GROUP I                       PUD                                           20360101                                  650000                             20060201                        70.65000153          No MI
GROUP I                       Single Family                                 20360101                                  550400                             20060201                                 80          No MI
GROUP I                       Condominium                                   20360101                                  608000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  356000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  304000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  400000                             20060201                        67.80000305          No MI
GROUP I                       Single Family                                 20360101                                  259200                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  344000                             20060201                                 80          No MI
GROUP I                       2-4 Family                                    20360101                                  295200                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  344000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  351200                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  428000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  200000                             20060201                        36.36000061          No MI
GROUP I                       Single Family                                 20360101                                  416000                             20060201                                 80          No MI
GROUP I                       PUD                                           20360101                                  656000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  310400                             20060201                                 80          No MI
GROUP I                       PUD                                           20360101                                  398950                             20060201                               50.5          No MI
GROUP I                       Single Family                                 20360101                                  212000                             20060201                        78.51999664          No MI
GROUP I                       PUD                                           20351201                                  184573                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  185600                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  185600                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  188000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  188000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  189000                             20060101                                 90          Radian Guaranty
GROUP I                       Single Family                                 20351201                                  192000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  192000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  192000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  194500                             20060101                        79.98000336          No MI
GROUP I                       PUD                                           20351201                                  196000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  200000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  204800                             20060101                                 80          No MI
GROUP I                       Condominium                                   20351201                                  208740                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  215000                             20060101                        88.83999634          Radian Guaranty
GROUP I                       PUD                                           20351201                                  222016                             20060101                        79.98999786          No MI
GROUP I                       Single Family                                 20351201                                  223200                             20060101                                 80          No MI
GROUP I                       2-4 Family                                    20360101                                  512400                             20060201                                 80          No MI
GROUP I                       2-4 Family                                    20360201                                  304000                             20060301                                 80          No MI
GROUP I                       Single Family                                 20351201                                  225250                             20060101                                 85          Radian Guaranty
GROUP I                       Single Family                                 20351201                                  226320                             20060101                                 80          No MI
GROUP I                       Condominium                                   20351101                                  227200                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  228000                             20051201                                 95          Radian Guaranty
GROUP I                       PUD                                           20351201                                  230637                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  234650                             20060101                                 95          Radian Guaranty
GROUP I                       Condominium                                   20351201                                  252000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  252000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351101                                  256000                             20051201                                 80          No MI
GROUP I                       PUD                                           20351201                                  256000                             20060101                                 80          No MI
GROUP I                       Condominium                                   20351201                                  262400                             20060101                                 80          No MI
GROUP I                       PUD                                           20351101                                  263500                             20051201                                 85          Radian Guaranty
GROUP I                       Single Family                                 20351201                                  264000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  264976                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  269450                             20060101                                 85          Radian Guaranty
GROUP I                       Single Family                                 20351201                                  270400                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  276900                             20060101                                 78          No MI
GROUP I                       PUD                                           20351201                                  283034                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  283500                             20060101                                 90          Radian Guaranty
GROUP I                       Single Family                                 20351101                                  288000                             20051201                                 80          No MI
GROUP I                       Condominium                                   20351101                                  288000                             20051201                                 90          Radian Guaranty
GROUP I                       Single Family                                 20351201                                  292500                             20060101                                 90          Radian Guaranty
GROUP I                       Single Family                                 20351201                                  297760                             20060101                                 80          No MI
GROUP I                       Condominium                                   20351201                                  300000                             20060101                        84.98999786          Radian Guaranty
GROUP I                       Condominium                                   20351201                                  320000                             20060101                        76.01000214          No MI
GROUP I                       Single Family                                 20351101                                  332000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  337000                             20060101                        87.52999878          Radian Guaranty
GROUP I                       Single Family                                 20351201                                  351500                             20060101                                 95          Radian Guaranty
GROUP I                       Condominium                                   20351201                                  352000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  352000                             20060101                        78.22000122          No MI
GROUP I                       Condominium                                   20351201                                  356000                             20060101                                 80          No MI
GROUP I                       PUD                                           20351201                                358304.8                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351101                                  359200                             20051201                                 80          No MI
GROUP I                       PUD                                           20351201                                  359910                             20060101                                 90          Radian Guaranty
GROUP I                       Single Family                                 20351101                                  364000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  368000                             20060101                                 80          No MI
GROUP I                       Condominium                                   20351201                                  384000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  395600                             20060101                                 80          No MI
GROUP I                       Condominium                                   20351201                                  400000                             20060101                        70.80000305          No MI
GROUP I                       Single Family                                 20351201                                  405000                             20060101                                 90          Radian Guaranty
GROUP I                       Single Family                                 20351101                                  422750                             20051201                                 95          Radian Guaranty
GROUP I                       PUD                                           20351201                                  424000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  424000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  424000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351101                                  428000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  428000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  434000                             20051201                        89.48000336          Radian Guaranty
GROUP I                       Single Family                                 20351201                                  436000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351101                                  460000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  470250                             20060101                                 95          Radian Guaranty
GROUP I                       Single Family                                 20351101                                  488000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  489250                             20060101                                 95          Radian Guaranty
GROUP I                       Single Family                                 20351201                                   75750                             20060101                                 75          No MI
GROUP I                       PUD                                           20351201                                  412000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  424000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  149600                             20060101                                 80          No MI
GROUP I                       Condominium                                   20351201                                  276000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  112000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  408000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  132800                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  416800                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  476000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  276800                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  144000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  312000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  135920                             20060101                                 80          No MI
GROUP I                       PUD                                           20360101                                  640800                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  328000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  197600                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  228180                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  182000                             20060101                        54.65000153          No MI
GROUP I                       PUD                                           20351201                                  275000                             20060101                        79.98000336          No MI
GROUP I                       PUD                                           20351101                                  307082                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  335560                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  423512                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  465600                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  343200                             20060101                                 80          No MI
GROUP I                       PUD                                           20351201                                  288284                             20060101                                 80          No MI
GROUP I                       PUD                                           20351201                                  325572                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  384000                             20060101                                 80          No MI
GROUP I                       PUD                                           20351201                                  394000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  291120                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  524000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  172800                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  360000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  109250                             20060101                        79.98000336          No MI
GROUP I                       Condominium                                   20351201                                  436000                             20060101                                 80          No MI
GROUP I                       Condominium                                   20360101                                  200000                             20060201                        54.79000092          No MI
GROUP I                       Single Family                                 20351201                                  412500                             20060101                                 75          No MI
GROUP I                       Single Family                                 20360101                                  358400                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351101                                   91000                             20051201                        78.44999695          No MI
GROUP I                       Condominium                                   20351201                                   84000                             20060101                        77.05999756          No MI
GROUP I                       PUD                                           20351201                                   90170                             20060101                        78.29000092          No MI
GROUP I                       Single Family                                 20351201                                  107200                             20060101                        73.93000031          No MI
GROUP I                       Single Family                                 20351201                                  111150                             20060101                                 95          Radian Guaranty
GROUP I                       Condominium                                   20351201                                  111600                             20060101                        78.58999634          No MI
GROUP I                       Single Family                                 20351201                                  116000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  132000                             20060101                                 80          No MI
GROUP I                       PUD                                           20351201                                  132368                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  133200                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  135000                             20060101                        73.76999664          No MI
GROUP I                       Single Family                                 20351201                                  136800                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  138920                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  140000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351101                                  140400                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  144000                             20060101                                 80          No MI
GROUP I                       Condominium                                   20351201                                  144000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  145800                             20060101                                 90          Radian Guaranty
GROUP I                       Condominium                                   20351201                                  146775                             20060101                                 95          Radian Guaranty
GROUP I                       PUD                                           20351101                                  146800                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  156000                             20051201                                 80          No MI
GROUP I                       2-4 Family                                    20351201                                  157600                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  158600                             20060101                        72.08999634          No MI
GROUP I                       Condominium                                   20351201                                  159600                             20060101                                 80          No MI
GROUP I                       2-4 Family                                    20351201                                  161175                             20060101                        74.62000275          No MI
GROUP I                       PUD                                           20351201                                  165600                             20060101                                 80          No MI
GROUP I                       Condominium                                   20351201                                  166418                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351101                                  167862                             20051201                        90.73999786          Radian Guaranty
GROUP I                       Single Family                                 20351201                                  172000                             20060101                                 80          No MI
GROUP I                       PUD                                           20351201                                  176000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  176800                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  179600                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351101                                  180000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  181000                             20051201                        89.16000366          Radian Guaranty
GROUP I                       Single Family                                 20351201                                  184000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20350901                                  340000                             20051001                                 80          No MI
GROUP I                       Single Family                                 20350901                                  235200                             20051001                                 80          No MI
GROUP I                       Single Family                                 20351001                                  517500                             20051101                                 75          No MI
GROUP I                       Single Family                                 20351201                                  176000                             20060101                                 80          No MI
GROUP I                       Condominium                                   20351101                                  162400                             20051201                                 80          No MI
GROUP I                       Condominium                                   20351001                                  484000                             20051101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  348000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351001                                  488000                             20051101                                 80          No MI
GROUP I                       Single Family                                 20351001                                  309600                             20051101                                 80          No MI
GROUP I                       Single Family                                 20351001                                  259200                             20051101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  296800                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  427500                             20060101                                 75          No MI
GROUP I                       2-4 Family                                    20351101                                   98500                             20051201                        79.69000244          No MI
GROUP I                       Single Family                                 20351101                                  508000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351001                                  112800                             20051101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  232000                             20060101                                 80          No MI
GROUP I                       PUD                                           20351201                                  269520                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351101                                  288000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  196000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  329600                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  387200                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  480000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  268000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  276000                             20060101                                 80          No MI
GROUP I                       2-4 Family                                    20351101                                  391500                             20051201                                 75          No MI
GROUP I                       Single Family                                 20351201                                  340000                             20060101                                 80          No MI
GROUP I                       2-4 Family                                    20351101                                  300000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  108800                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351101                                  485600                             20051201                                 80          No MI
GROUP I                       PUD                                           20351201                                  145600                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  163750                             20060101                        66.83999634          No MI
GROUP I                       2-4 Family                                    20351201                                  384400                             20060101                                 80          No MI
GROUP I                       2-4 Family                                    20351201                                  446400                             20060101                                 80          No MI
GROUP I                       PUD                                           20351201                                  408000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  262400                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  399200                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351101                                  284800                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  352000                             20051201                                 80          No MI
GROUP I                       PUD                                           20351201                                  332000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  272000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  600000                             20060101                                 80          No MI
GROUP I                       PUD                                           20351201                                  542400                             20060101                                 80          No MI
GROUP I                       PUD                                           20351101                                  144000                             20051201                                 80          No MI
GROUP I                       PUD                                           20351201                                  428000                             20060101                                 80          No MI
GROUP I                       2-4 Family                                    20351201                                  322500                             20060101                                 75          No MI
GROUP I                       Single Family                                 20351201                                  272800                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  447992                             20060101                                 80          No MI
GROUP I                       2-4 Family                                    20351201                                   66489                             20060101                        72.66999817          No MI
GROUP I                       Single Family                                 20351201                                  439920                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  304000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  226392                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  500000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  296000                             20060101                                 80          No MI
GROUP I                       2-4 Family                                    20351201                                  287200                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351101                                  379200                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  416000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  178500                             20060101                                 85          Radian Guaranty
GROUP I                       2-4 Family                                    20351201                                  223600                             20060101                                 80          No MI
GROUP I                       2-4 Family                                    20351201                                  375920                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351101                                  372000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  204000                             20060101                                 80          No MI
GROUP I                       Condominium                                   20351201                                  336000                             20060101                                 80          No MI
GROUP I                       2-4 Family                                    20351201                                  352000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  272000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  118500                             20060101                                 75          No MI
GROUP I                       PUD                                           20351201                                  191920                             20060101                                 80          No MI
GROUP I                       PUD                                           20351201                                  333600                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  372000                             20060101                                 80          No MI
GROUP I                       2-4 Family                                    20351201                                  212000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  289600                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  136000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  596000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  479200                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  228352                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351101                                  288000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  320000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  420000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351101                                  650000                             20051201                              79.75          No MI
GROUP I                       Condominium                                   20351201                                  372000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351101                                  252000                             20051201                                 80          No MI
GROUP I                       PUD                                           20351201                                  368000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  257600                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  455920                             20060101                                 80          No MI
GROUP I                       PUD                                           20351201                                  200000                             20060101                                 80          No MI
GROUP I                       2-4 Family                                    20351201                                  436000                             20060101                                 80          No MI
GROUP I                       PUD                                           20351201                                  418392                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  251200                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  332000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  214400                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351101                                  175920                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  304000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  312000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  338000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  176000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  444000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                   81000                             20060101                                 75          No MI
GROUP I                       Condominium                                   20351201                                  290400                             20060101                                 80          No MI
GROUP I                       Condominium                                   20351201                                  128400                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  333600                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  144000                             20060101                                 80          No MI
GROUP I                       2-4 Family                                    20351201                                  604000                             20060101                                 80          No MI
GROUP I                       Condominium                                   20351201                                  231999                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  174400                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  314800                             20060101                                 80          No MI
GROUP I                       2-4 Family                                    20351201                                  258000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  148000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                   77900                             20060101                        75.69999695          No MI
GROUP I                       Single Family                                 20351201                                  212000                             20060101                                 80          No MI
GROUP I                       PUD                                           20351201                                  548800                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  111200                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  144000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  116000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  280000                             20060101                                 80          No MI
GROUP I                       PUD                                           20351201                                  308000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  400000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  259120                             20060101                                 80          No MI
GROUP I                       Condominium                                   20351201                                  260000                             20060101                                 80          No MI
GROUP I                       2-4 Family                                    20351201                                  460000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  513200                             20060101                                 80          No MI
GROUP I                       PUD                                           20351201                                  544000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  205920                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  472000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  416000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                   95000                             20060101                        79.16999817          No MI
GROUP I                       Condominium                                   20351201                                  150000                             20060101                                100          PMI
GROUP I                       Single Family                                 20351201                                  448400                             20060101                                 95          PMI
GROUP I                       Condominium                                   20351201                                  187000                             20060101                                 85          PMI
GROUP I                       Single Family                                 20351101                                  243200                             20051201                                 95          PMI
GROUP I                       Single Family                                 20351201                                  211200                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  256500                             20060101                                 95          PMI
GROUP I                       Single Family                                 20351101                                   75200                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  294000                             20060101                        79.88999939          No MI
GROUP I                       PUD                                           20351201                                  231577                             20060101                                 95          PMI
GROUP I                       Single Family                                 20351101                                  168000                             20051201                                100          PMI
GROUP I                       PUD                                           20351201                                  140791                             20060101                                 90          PMI
GROUP I                       Single Family                                 20351201                                   71100                             20060101                                 90          PMI
GROUP I                       Single Family                                 20351201                                  150400                             20060101                                100          PMI
GROUP I                       Single Family                                 20351201                                  500000                             20060101                        93.45999908          PMI
GROUP I                       Condominium                                   20351201                                  118777                             20060101                                100          PMI
GROUP I                       PUD                                           20351201                                  397000                             20060101                                100          PMI
GROUP I                       2-4 Family                                    20351201                                  157700                             20060101                                 95          PMI
GROUP I                       Single Family                                 20351201                                  252000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  100000                             20060101                                 80          No MI
GROUP I                       PUD                                           20351201                                  145350                             20060101                                 95          PMI
GROUP I                       PUD                                           20351201                                  271385                             20060101                                100          PMI
GROUP I                       Condominium                                   20351201                                  149000                             20060101                        93.12999725          PMI
GROUP I                       Single Family                                 20351201                                  107200                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  200000                             20060101                                 80          No MI
GROUP I                       PUD                                           20351201                                  174900                             20060101                                100          PMI
GROUP I                       Single Family                                 20351201                                   99750                             20060101                                 95          PMI
GROUP I                       PUD                                           20351201                                  216822                             20060101                                 90          PMI
GROUP I                       Single Family                                 20351201                                  204250                             20060101                                 95          PMI
GROUP I                       Single Family                                 20351201                                  166500                             20060101                                 90          PMI
GROUP I                       Condominium                                   20351201                                   85600                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  253650                             20060101                                 95          PMI
GROUP I                       Single Family                                 20351201                                  149625                             20060101                                 95          PMI
GROUP I                       Single Family                                 20360101                                  335200                             20060201                                 80          No MI
GROUP I                       Condominium                                   20351201                                  209438                             20060101                        74.80000305          No MI
GROUP I                       Single Family                                 20351201                                   86450                             20060101                                 70          No MI
GROUP I                       Single Family                                 20351201                                  360000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20360101                                  372000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20350901                                  268000                             20051001                                 80          No MI
GROUP I                       2-4 Family                                    20350901                                  520000                             20051001                                 80          No MI
GROUP I                       PUD                                           20351001                                  200000                             20051101                                 80          No MI
GROUP I                       Condominium                                   20351201                                   84000                             20060101                                 80          No MI
GROUP I                       PUD                                           20351101                                  277200                             20051201                        92.40000153          PMI
GROUP I                       Single Family                                 20351201                                  182000                             20060101                                 70          No MI
GROUP I                       PUD                                           20351101                                   84000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  237500                             20060201                                 95          Radian Guaranty
GROUP I                       Single Family                                 20351201                                  114000                             20060101                                 95          PMI
GROUP I                       Single Family                                 20351101                                  143500                             20051201                        79.98999786          No MI
GROUP I                       Single Family                                 20351201                                  132000                             20060101                                 80          No MI
GROUP I                       Condominium                                   20351201                                  169000                             20060101                        84.91999817          PMI
GROUP I                       Single Family                                 20351201                                   93000                             20060101                        51.38000107          No MI
GROUP I                       Single Family                                 20351201                                  191900                             20060101                        66.16999817          No MI
GROUP I                       Condominium                                   20351101                                   57900                             20051201                        89.08000183          PMI
GROUP I                       Condominium                                   20351101                                   57900                             20051201                        89.08000183          PMI
GROUP I                       Single Family                                 20351201                                   84800                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  272000                             20060101                        78.83999634          No MI
GROUP I                       PUD                                           20351201                                  283727                             20060101                                 95          PMI
GROUP I                       Single Family                                 20351101                                  110200                             20051201                                 95          PMI
GROUP I                       PUD                                           20351101                                  188600                             20051201                        94.98999786          PMI
GROUP I                       Condominium                                   20351201                                  235365                             20060101                                 85          PMI
GROUP I                       PUD                                           20351001                                  530300                             20051101                                 80          No MI
GROUP I                       PUD                                           20351001                                  521050                             20051101                                 80          No MI
GROUP I                       PUD                                           20351001                                  290600                             20051101                                 80          No MI
GROUP I                       Single Family                                 20351001                                  346500                             20051101                                 90          Mortgage Guaranty In
GROUP I                       Single Family                                 20351201                                  592000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  344000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  270400                             20060101                                 80          No MI
GROUP I                       Condominium                                   20351201                                  647500                             20060101                                 70          No MI
GROUP I                       Single Family                                 20351201                                  456000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  400000                             20060101                        59.25999832          No MI
GROUP I                       2-4 Family                                    20351201                                  576000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  471200                             20060101                                 80          No MI
GROUP I                       Condominium                                   20351201                                  324000                             20060101                                 80          No MI
GROUP I                       PUD                                           20351201                                  401900                             20060101                        79.98999786          No MI
GROUP I                       Condominium                                   20351201                                  252000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  213000                             20060101                        74.73999786          No MI
GROUP I                       Condominium                                   20351201                                  482600                             20060101                        79.98999786          No MI
GROUP I                       Condominium                                   20351201                                  288000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  608000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  508000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  448000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351101                                  380000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  669350                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                 1240000                             20060101                        39.36999893          No MI
GROUP I                       Condominium                                   20351201                                  253600                             20060101                                 80          No MI
GROUP I                       Single Family                                 20360101                                  111900                             20060201                        69.98000336          No MI
GROUP I                       Single Family                                 20360101                                  684000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  199200                             20060201                                 80          No MI
GROUP I                       Condominium                                   20360101                                  296000                             20060201                                 80          No MI
GROUP I                       PUD                                           20351201                                  124861                             20060101                                 95          PMI
GROUP I                       Single Family                                 20351101                                  180800                             20051201                                 80          No MI
GROUP I                       PUD                                           20351201                                  288705                             20060101                                 95          PMI
GROUP I                       Condominium                                   20351201                                  132000                             20060101                                 80          No MI
GROUP I                       PUD                                           20351201                                  147400                             20060101                                 80          No MI
GROUP I                       Condominium                                   20351201                                  129580                             20060101                                 95          PMI
GROUP I                       PUD                                           20351101                                  188000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  300000                             20051201                        73.16999817          No MI
GROUP I                       Single Family                                 20351201                                  126000                             20060101                                 90          PMI
GROUP I                       Single Family                                 20351001                                  975000                             20051101                        63.93000031          No MI
GROUP I                       PUD                                           20351001                                  206500                             20051101                                 70          No MI
GROUP I                       PUD                                           20351001                                  299900                             20051101                        74.98999786          No MI
GROUP I                       PUD                                           20351001                                  383000                             20051101                        79.98000336          No MI
GROUP I                       2-4 Family                                    20351001                                  300000                             20051101                                 75          No MI
GROUP I                       PUD                                           20351001                                  249800                             20051101                        89.98999786          Radian Guaranty
GROUP I                       2-4 Family                                    20351001                                   50800                             20051101                        79.37999725          No MI
GROUP I                       PUD                                           20351001                                  305500                             20051101                                 90          Radian Guaranty
GROUP I                       PUD                                           20351001                                  330000                             20051101                        76.73999786          No MI
GROUP I                       Condominium                                   20351001                                  164720                             20051101                                 80          No MI
GROUP I                       PUD                                           20351001                                  204000                             20051101                                 75          No MI
GROUP I                       PUD                                           20351001                                  283500                             20051101                                 90          Radian Guaranty
GROUP I                       PUD                                           20351001                                  202400                             20051101                                 80          No MI
GROUP I                       PUD                                           20351001                                  326250                             20051101                        68.19000244          No MI
GROUP I                       Single Family                                 20351001                                  187920                             20051101                                 80          No MI
GROUP I                       Single Family                                 20351001                                  321000                             20051101                        71.33000183          No MI
GROUP I                       PUD                                           20351001                                  179200                             20051101                        94.98000336          Radian Guaranty
GROUP I                       Single Family                                 20351201                                  238000                             20060101                        78.02999878          No MI
GROUP I                       Townhouse                                     20351201                                  292700                             20060101                        79.98999786          No MI
GROUP I                       Single Family                                 20351201                                  412000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  195750                             20060101                        79.98999786          No MI
GROUP I                       Single Family                                 20351201                                  284000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351101                                  119200                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  196000                             20060101                                 80          No MI
GROUP I                       Townhouse                                     20351201                                  164000                             20060101                        78.84999847          No MI
GROUP I                       Single Family                                 20351201                                   80000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  244000                             20060101                                 80          No MI
GROUP I                       Townhouse                                     20351201                                  181600                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  280000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  408000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  384000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  559900                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  351200                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  252000                             20060101                                 80          No MI
GROUP I                       2-4 Family                                    20351201                                  236800                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  229600                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  298000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  688000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  465600                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  111200                             20060101                                 80          No MI
GROUP I                       Townhouse                                     20351201                                  296000                             20060101                                 80          No MI
GROUP I                       PUD                                           20351001                                  975000                             20051101                                 75          No MI
GROUP I                       Condominium                                   20351001                                  197100                             20051101                        69.97000122          No MI
GROUP I                       Single Family                                 20360101                                  446500                             20060201                        74.41999817          No MI
GROUP I                       Single Family                                 20360101                                  304300                             20060201                        46.81999969          No MI
GROUP I                       Single Family                                 20351201                                  336000                             20060101                                 80          No MI
GROUP I                       PUD                                           20351201                                  320000                             20060101                                 80          No MI
GROUP I                       Condominium                                   20351201                                  146400                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  213600                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  124000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  286400                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  104000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  120000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  496000                             20060101                                 80          No MI
GROUP I                       2-4 Family                                    20351201                                  132000                             20060101                                 80          No MI
GROUP I                       Condominium                                   20351201                                  168700                             20060101                        79.98999786          No MI
GROUP I                       Single Family                                 20351101                                  190896                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  204800                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  269100                             20051201                                 90          Radian Guaranty
GROUP I                       Single Family                                 20351101                                  100000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  200000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  369600                             20051201                                 80          No MI
GROUP I                       Condominium                                   20351101                                  119200                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  176800                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  171000                             20051201                                 90          Radian Guaranty
GROUP I                       Single Family                                 20351101                                  157600                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  115200                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  100000                             20051201                                 80          No MI
GROUP I                       PUD                                           20351101                                  140800                             20051201                                 80          No MI
GROUP I                       PUD                                           20351101                                  324000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  104800                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  170000                             20051201                                 85          Radian Guaranty
GROUP I                       Single Family                                 20351101                                  146320                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  156000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  103000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  156800                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                   87200                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351001                                  120000                             20051101                                 60          No MI
GROUP I                       Single Family                                 20351101                                  387285                             20051201                                 90          Radian Guaranty
GROUP I                       Single Family                                 20351001                                  130000                             20051101                                 80          No MI
GROUP I                       Single Family                                 20351001                                  138400                             20051101                                 80          No MI
GROUP I                       Single Family                                 20351101                                  180000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  108000                             20051201                                 80          No MI
GROUP I                       PUD                                           20351101                                  217148                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  130400                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  367500                             20051201                                 75          No MI
GROUP I                       Single Family                                 20351101                                  216000                             20051201                                 80          No MI
GROUP I                       Condominium                                   20351101                                  107768                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  316000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  275000                             20051201                        57.88999939          No MI
GROUP I                       Single Family                                 20351101                                  220000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  116000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  151920                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  117716                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  184000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  256400                             20051201                        79.98999786          No MI
GROUP I                       Condominium                                   20351101                                  152000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  218400                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  199920                             20051201                                 80          No MI
GROUP I                       PUD                                           20351101                                  226000                             20051201                        77.93000031          No MI
GROUP I                       Single Family                                 20351101                                  164000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  182669                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  170000                             20051201                        83.12999725          Radian Guaranty
GROUP I                       Single Family                                 20351101                                  212000                             20051201                        78.51999664          No MI
GROUP I                       Single Family                                 20351101                                  228000                             20051201                        83.20999908          Radian Guaranty
GROUP I                       Single Family                                 20351101                                  199200                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  106000                             20051201                        69.73999786          No MI
GROUP I                       Single Family                                 20351101                                  126000                             20051201                                 84          Radian Guaranty
GROUP I                       PUD                                           20351101                                  190400                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  111200                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  111200                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  207920                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  187920                             20051201                                 80          No MI
GROUP I                       PUD                                           20351101                                  240000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  234000                             20051201                                 90          Radian Guaranty
GROUP I                       Condominium                                   20351101                                  176000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  252000                             20051201                                 90          Radian Guaranty
GROUP I                       Single Family                                 20351101                                  240800                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  200000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  133000                             20060101                        83.12999725          Radian Guaranty
GROUP I                       Condominium                                   20351101                                   97600                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  156720                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  148000                             20051201                        78.72000122          No MI
GROUP I                       Single Family                                 20351201                                  359100                             20060101                                 90          Radian Guaranty
GROUP I                       Condominium                                   20350901                                  164392                             20051001                                 80          No MI
GROUP I                       Single Family                                 20351001                                  132000                             20051101                                 80          No MI
GROUP I                       Single Family                                 20351101                                  146000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  156560                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  176400                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  154000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  121950                             20051201                                 90          Radian Guaranty
GROUP I                       Single Family                                 20351101                                  103600                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  168000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  221400                             20051201                                 90          Radian Guaranty
GROUP I                       Single Family                                 20351101                                  164900                             20051201                                 85          Radian Guaranty
GROUP I                       Condominium                                   20351101                                  274680                             20051201                                 90          Radian Guaranty
GROUP I                       Single Family                                 20351101                                  134000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  175920                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  183589                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  133600                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  189600                             20051201                                 80          No MI
GROUP I                       PUD                                           20351101                                  121600                             20051201                                 80          No MI
GROUP I                       Condominium                                   20351101                                  130400                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  204000                             20060101                        74.73000336          No MI
GROUP I                       Single Family                                 20351101                                  169600                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  143100                             20060101                                 90          Radian Guaranty
GROUP I                       Single Family                                 20351201                                  229500                             20060101                                 90          Radian Guaranty
GROUP I                       Single Family                                 20351201                                  124000                             20060101                                 80          No MI
GROUP I                       Condominium                                   20351201                                  157600                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  240000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351101                                  268720                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  268000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351001                                  305100                             20051101                                 90          Radian Guaranty
GROUP I                       Single Family                                 20351101                                  289080                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  344000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  309440                             20051201                                 80          No MI
GROUP I                       Condominium                                   20351101                                  274000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  386400                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  236000                             20051201                                 80          No MI
GROUP I                       Condominium                                   20351101                                  153520                             20051201                        80.37999725          No MI
GROUP I                       Single Family                                 20351101                                  305600                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  270400                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  368000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  336000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  299920                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  285600                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  204000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  208800                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  325200                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  256000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  387000                             20051201                        86.97000122          Radian Guaranty
GROUP I                       Single Family                                 20351101                                  244000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  412000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  325250                             20051201                        89.72000122          Radian Guaranty
GROUP I                       Single Family                                 20351101                                  440000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  126400                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  265000                             20051201                        79.81999969          No MI
GROUP I                       Single Family                                 20351101                                  232000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  220000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  191250                             20051201                                 85          Radian Guaranty
GROUP I                       2-4 Family                                    20351101                                  320000                             20051201                                 80          No MI
GROUP I                       PUD                                           20351101                                  410000                             20051201                        89.12999725          Radian Guaranty
GROUP I                       Single Family                                 20351101                                  260000                             20051201                                 80          No MI
GROUP I                       Condominium                                   20351101                                  188800                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  152480                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  364000                             20051201                        78.27999878          No MI
GROUP I                       Single Family                                 20351101                                  292000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  548000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351001                                  240000                             20051101                                 80          No MI
GROUP I                       Single Family                                 20351101                                  277000                             20051201                        78.02999878          No MI
GROUP I                       Single Family                                 20351101                                  391200                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  226640                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  239200                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  234400                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  314500                             20060101                        84.31999969          Radian Guaranty
GROUP I                       Condominium                                   20351001                                  239920                             20051101                                 80          No MI
GROUP I                       Single Family                                 20351101                                  480000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  279200                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  513600                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  360000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  404000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  424000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351101                                  420000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  212720                             20051201                                 80          No MI
GROUP I                       PUD                                           20351201                                  224000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  167120                             20060101                                 80          No MI
GROUP I                       PUD                                           20351201                                  314400                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351101                                  340000                             20051201                                 80          No MI
GROUP I                       Condominium                                   20351101                                  240000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  359920                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  254320                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  378400                             20060101                                 80          No MI
GROUP I                       Condominium                                   20360101                                  300000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  335200                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  240000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  528000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  179200                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  240000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  560000                             20060201                                 80          No MI
GROUP I                       PUD                                           20351201                                  230000                             20060101                        47.91999817          No MI
GROUP I                       Single Family                                 20351101                                  276000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  382400                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  332250                             20060101                                 75          No MI
GROUP I                       Single Family                                 20360101                                  650000                             20060201                        78.98000336          No MI
GROUP I                       PUD                                           20351201                                  572000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  496000                             20060101                                 80          No MI
GROUP I                       Condominium                                   20351201                                  356000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  507920                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  144000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  252000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  460000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  211200                             20060101                                 80          No MI
GROUP I                       2-4 Family                                    20351101                                  442000                             20051201                                 85          Radian Guaranty
GROUP I                       Single Family                                 20351101                                  423000                             20051201                                 90          Radian Guaranty
GROUP I                       Condominium                                   20351101                                  312000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  332000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  488000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  283500                             20051201                        89.15000153          Radian Guaranty
GROUP I                       Single Family                                 20351101                                  387000                             20051201                                 90          Radian Guaranty
GROUP I                       Condominium                                   20351101                                  250750                             20051201                                 85          Radian Guaranty
GROUP I                       Single Family                                 20350901                                   76000                             20051001                                 80          No MI
GROUP I                       Single Family                                 20351001                                  159920                             20051101                                 80          No MI
GROUP I                       Single Family                                 20351001                                   60800                             20051101                                 80          No MI
GROUP I                       Single Family                                 20351101                                  104000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  134000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  484500                             20051201                                 85          Radian Guaranty
GROUP I                       Single Family                                 20351101                                  148604                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  252000                             20051201                        86.90000153          Radian Guaranty
GROUP I                       Single Family                                 20351101                                  121600                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                   80800                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  104400                             20051201                                 80          No MI
GROUP I                       Single Family                                 20350801                                  306900                             20050901                                 90          Radian Guaranty
GROUP I                       Single Family                                 20351001                                  200000                             20051101                                 80          No MI
GROUP I                       Single Family                                 20351101                                  300000                             20051201                        84.87000275          Radian Guaranty
GROUP I                       Single Family                                 20351101                                  392000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  320000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  237520                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  150400                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  252800                             20051201                                 80          No MI
GROUP I                       PUD                                           20351101                                  364000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  228000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  144000                             20051201                                 80          No MI
GROUP I                       Townhouse                                     20351101                                  110700                             20051201                                 90          Radian Guaranty
GROUP I                       PUD                                           20351101                                  425000                             20051201                        75.88999939          No MI
GROUP I                       Single Family                                 20351101                                  320000                             20051201                                 80          No MI
GROUP I                       Condominium                                   20351101                                  171200                             20051201                                 80          No MI
GROUP I                       Condominium                                   20351101                                  195021                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  304000                             20051201                                 80          No MI
GROUP I                       PUD                                           20351101                                  287120                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  175960                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  123200                             20051201                                 80          No MI
GROUP I                       2-4 Family                                    20351101                                  230000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  130080                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  167200                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  136000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  102000                             20051201                                 80          No MI
GROUP I                       PUD                                           20351201                                  247200                             20060101                                 80          No MI
GROUP I                       Single Family                                 20360101                                  464000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  660000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  528800                             20060201                                 80          No MI
GROUP I                       Condominium                                   20351101                                  142800                             20051201                                 80          No MI
GROUP I                       Condominium                                   20351101                                   99200                             20051201                                 80          No MI
GROUP I                       PUD                                           20351101                                  410320                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  116000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  126400                             20051201                                 80          No MI
GROUP I                       Condominium                                   20351101                                  292000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  423000                             20051201                                 90          Radian Guaranty
GROUP I                       Single Family                                 20351101                                  169920                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  335920                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  528000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  329600                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  268400                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  464000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  280000                             20051201                        86.15000153          Radian Guaranty
GROUP I                       Single Family                                 20351101                                  392000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  192000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  198320                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  186400                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  408000                             20051201                        79.69000244          No MI
GROUP I                       Single Family                                 20351101                                  275000                             20051201                        65.48000336          No MI
GROUP I                       Single Family                                 20360101                                   96600                             20060201                                 70          No MI
GROUP I                       2-4 Family                                    20360101                                  161000                             20060201                                 70          No MI
GROUP I                       Single Family                                 20360101                                  210000                             20060201                        48.27999878          No MI
GROUP I                       Single Family                                 20360101                                  138500                             20060201                        28.23999977          No MI
GROUP I                       Single Family                                 20360101                                 1000000                             20060201                        65.56999969          No MI
GROUP I                       Condominium                                   20360101                                  192000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  415200                             20060201                                 80          No MI
GROUP I                       PUD                                           20360101                                  444400                             20060201                                 70          No MI
GROUP I                       Single Family                                 20351101                                  229500                             20051201                                 90          Radian Guaranty
GROUP I                       Single Family                                 20351101                                  156000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  324000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  148000                             20051201                        79.56999969          No MI
GROUP I                       Single Family                                 20351101                                  250000                             20051201                        78.12999725          No MI
GROUP I                       Single Family                                 20351101                                  156000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  180000                             20051201                                 90          Radian Guaranty
GROUP I                       Condominium                                   20351101                                  204800                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  198000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  128800                             20051201                                 80          No MI
GROUP I                       Condominium                                   20351101                                  129600                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  328000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  135200                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  223500                             20051201                        89.40000153          Radian Guaranty
GROUP I                       Single Family                                 20351101                                  176000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  225843                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  288000                             20051201                                 80          No MI
GROUP I                       Condominium                                   20351101                                  487000                             20051201                        76.69000244          No MI
GROUP I                       Single Family                                 20351101                                   92000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  224000                             20051201                                 80          No MI
GROUP I                       Condominium                                   20351101                                  308000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  412000                             20051201                                 80          No MI
GROUP I                       Condominium                                   20360101                                  429600                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  240800                             20060201                                 80          No MI
GROUP I                       Condominium                                   20360101                                  190800                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  105000                             20060201                                 70          No MI
GROUP I                       2-4 Family                                    20360101                                  428000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  180800                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  488000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  246300                             20060201                        69.98999786          No MI
GROUP I                       Single Family                                 20360101                                  393750                             20060201                                 75          No MI
GROUP I                       Condominium                                   20360101                                  157592                             20060201                                 80          No MI
GROUP I                       2-4 Family                                    20351101                                  433500                             20051201                                 85          Radian Guaranty
GROUP I                       Single Family                                 20351101                                  232000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  291200                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  635000                             20060201                        69.29000092          No MI
GROUP I                       PUD                                           20360101                                  260800                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  318800                             20060201                                 80          No MI
GROUP I                       PUD                                           20360101                                  688000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  420000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  218400                             20060101                                 80          No MI
GROUP I                       Single Family                                 20360201                                  704000                             20060301                                 80          No MI
GROUP I                       Single Family                                 20351201                                  306400                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  245600                             20060101                                 80          No MI
GROUP I                       Single Family                                 20360101                                  219800                             20060201                        69.77999878          No MI
GROUP I                       PUD                                           20360101                                  206400                             20060201                                 80          No MI
GROUP I                       PUD                                           20360101                                  640000                             20060201                        79.81999969          No MI
GROUP I                       Condominium                                   20360101                                  151992                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  222720                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  528500                             20060201                                 70          No MI
GROUP I                       Single Family                                 20351201                                  316000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  399200                             20060101                                 80          No MI
GROUP I                       Single Family                                 20360101                                  548800                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  480000                             20060201                                 75          No MI
GROUP I                       Single Family                                 20351201                                  192000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                250144.8                             20060101                                 80          No MI
GROUP I                       Single Family                                 20360101                                  332000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  259794                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  435000                             20060201                                 75          No MI
GROUP I                       PUD                                           20360101                                  136500                             20060201                                 70          No MI
GROUP I                       Single Family                                 20360101                                  239600                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  224000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  300000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  224000                             20060201                                 80          No MI
GROUP I                       PUD                                           20360101                                  413000                             20060201                        64.33000183          No MI
GROUP I                       Single Family                                 20351101                                  184800                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  540000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  544000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  544000                             20060101                                 80          No MI
GROUP I                       PUD                                           20351201                                  553500                             20060101                                 90          Radian Guaranty
GROUP I                       Single Family                                 20351201                                  564000                             20060101                                 80          No MI
GROUP I                       PUD                                           20351101                                  580500                             20051201                                 90          Radian Guaranty
GROUP I                       Single Family                                 20351101                                  632000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  488000                             20060201                                 80          No MI
GROUP I                       PUD                                           20351101                                  435200                             20051201                                 80          No MI
GROUP I                       PUD                                           20351101                                  348000                             20051201                                 80          No MI
GROUP I                       Condominium                                   20351101                                  261200                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                   97600                             20051201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  182000                             20060201                                 65          No MI
GROUP I                       Condominium                                   20351101                                  124000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  132720                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  195840                             20051201                                 80          No MI
GROUP I                       2-4 Family                                    20351101                                  215200                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351001                                  197160                             20051101                                 80          No MI
GROUP I                       Single Family                                 20351101                                  119920                             20051201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  190000                             20060201                        78.51000214          No MI
GROUP I                       Single Family                                 20351101                                  148000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  148000                             20051201                                 80          No MI
GROUP I                       PUD                                           20360101                                  220500                             20060201                                 90          Radian Guaranty
GROUP I                       Single Family                                 20360101                                  500000                             20060201                        92.76000214          Radian Guaranty
GROUP I                       Condominium                                   20350101                                  324000                             20050201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  340000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  297440                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  227209                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  306000                             20051201                                 90          Radian Guaranty
GROUP I                       Single Family                                 20351101                                  468000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  300000                             20060201                        53.09999847          No MI
GROUP I                       Single Family                                 20351101                                  300000                             20051201                        79.58000183          No MI
GROUP I                       Single Family                                 20351101                                  300800                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  432000                             20051201                                 80          No MI
GROUP I                       Condominium                                   20360101                                  163200                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  371250                             20060201                                 75          No MI
GROUP I                       Single Family                                 20360101                                  284000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  300000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  190000                             20051201                        69.84999847          No MI
GROUP I                       Single Family                                 20360101                                  270000                             20060201                                 75          No MI
GROUP I                       Single Family                                 20360101                                  220000                             20060201                        56.40999985          No MI
GROUP I                       Condominium                                   20360101                                  272000                             20060201                                 80          No MI
GROUP I                       2-4 Family                                    20360101                                  192500                             20060201                                 70          No MI
GROUP I                       Condominium                                   20351101                                  188300                             20051201                        57.06000137          No MI
GROUP I                       PUD                                           20351001                                  127180                             20051101                                 80          No MI
GROUP I                       Single Family                                 20360101                                  216000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351001                                  114400                             20051101                                 80          No MI
GROUP I                       PUD                                           20351101                                  268000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  117600                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                   97200                             20051201                                 80          No MI
GROUP I                       PUD                                           20351101                                  200000                             20051201                                 80          No MI
GROUP I                       PUD                                           20351101                                  200000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  160000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  158400                             20060201                                 80          No MI
GROUP I                       PUD                                           20360101                                  187600                             20060201                        79.98000336          No MI
GROUP I                       Single Family                                 20350801                                  125600                             20050901                                 80          No MI
GROUP I                       Single Family                                 20351101                                  136000                             20051201                                 80          No MI
GROUP I                       PUD                                           20360101                                  189600                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  113600                             20051201                                 80          No MI
GROUP I                       PUD                                           20360101                                  119920                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  400000                             20060101                        77.06999969          No MI
GROUP I                       Single Family                                 20351101                                  240000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  300000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  400000                             20060101                        79.68000031          No MI
GROUP I                       2-4 Family                                    20351201                                  496000                             20060101                                 80          No MI
GROUP I                       Condominium                                   20351201                                  436000                             20060101                                 80          No MI
GROUP I                       PUD                                           20351101                                  165600                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  234000                             20051201                                 90          Radian Guaranty
GROUP I                       Single Family                                 20351201                                  320000                             20060101                                 80          No MI
GROUP I                       PUD                                           20351201                                  393000                             20060101                        63.38999939          No MI
GROUP I                       Single Family                                 20351201                                  540000                             20060101                                 80          No MI
GROUP I                       2-4 Family                                    20351201                                  326000                             20060101                        74.94000244          No MI
GROUP I                       Single Family                                 20351101                                   92800                             20051201                                 80          No MI
GROUP I                       PUD                                           20351101                                   95920                             20051201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  587950                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  416000                             20060201                        74.97000122          No MI
GROUP I                       Condominium                                   20351201                                  260000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  276800                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  471200                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351101                                  120000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  234400                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  325000                             20060101                        64.36000061          No MI
GROUP I                       Condominium                                   20351201                                  408000                             20060101                        79.52999878          No MI
GROUP I                       Single Family                                 20351201                                  230700                             20060101                        73.23999786          No MI
GROUP I                       Single Family                                 20351201                                  157600                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  159920                             20060101                                 80          No MI
GROUP I                       PUD                                           20360101                                  346550                             20060201                        77.87999725          No MI
GROUP I                       Single Family                                 20351201                                  210800                             20060101                                 68          No MI
GROUP I                       Single Family                                 20360101                                  126000                             20060201                        64.62000275          No MI
GROUP I                       Single Family                                 20350201                                  406400                             20050301                                 80          No MI
GROUP I                       Single Family                                 20360201                                  420000                             20060301                        79.98999786          No MI
GROUP I                       Townhouse                                     20360101                                  228000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  311500                             20060201                                 70          No MI
GROUP I                       Single Family                                 20360101                                  223200                             20060201                                 80          No MI
GROUP I                       Condominium                                   20351101                                  224510                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351001                                  247000                             20051101                                 65          No MI
GROUP I                       Condominium                                   20351001                                  144240                             20051101                                 80          No MI
GROUP I                       Single Family                                 20360101                                  192000                             20060201                                 80          No MI
GROUP I                       PUD                                           20351201                                  271950                             20060101                        78.93000031          No MI
GROUP I                       2-4 Family                                    20351201                                  287000                             20060101                                 70          No MI
GROUP I                       PUD                                           20351201                                  213934                             20060101                        90.52999878          Radian Guaranty
GROUP I                       Condominium                                   20360101                                  280820                             20060201                                 95          Republic MIC
GROUP I                       Condominium                                   20360101                                  430000                             20060201                        79.84999847          No MI
GROUP I                       Single Family                                 20360201                                   84000                             20060301                                 80          No MI
GROUP I                       Single Family                                 20351101                                   69520                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  110400                             20060101                                 80          No MI
GROUP I                       Single Family                                 20360101                                  311450                             20060201                        79.98999786          No MI
GROUP I                       Single Family                                 20360101                                  286300                             20060201                                 80          No MI
GROUP I                       Condominium                                   20351201                                  201000                             20060101                        79.98999786          No MI
GROUP I                       Single Family                                 20351101                                  153750                             20051201                                 75          No MI
GROUP I                       Single Family                                 20351201                                  118400                             20060101                                 80          No MI
GROUP I                       2-4 Family                                    20351101                                  360000                             20051201                                 80          No MI
GROUP I                       Condominium                                   20351101                                  106800                             20051201                                 80          No MI
GROUP I                       2-4 Family                                    20351101                                  224000                             20051201                                 80          No MI
GROUP I                       2-4 Family                                    20351101                                  306000                             20051201                                 90          Radian Guaranty
GROUP I                       PUD                                           20351101                                  256000                             20051201                                 80          No MI
GROUP I                       2-4 Family                                    20360101                                  380000                             20060201                                 80          No MI
GROUP I                       Condominium                                   20360101                                  144000                             20060201                                 80          No MI
GROUP I                       PUD                                           20360101                                  417600                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  532000                             20060201                                 80          No MI
GROUP I                       Condominium                                   20351201                                  280000                             20060101                                 80          No MI
GROUP I                       Condominium                                   20360101                                  136000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  180850                             20060201                        79.91000366          No MI
GROUP I                       PUD                                           20360101                                  376500                             20060201                        79.98999786          No MI
GROUP I                       Single Family                                 20351201                                  608000                             20060101                                 80          No MI
GROUP I                       Condominium                                   20360101                                  146800                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  225000                             20060201                                 75          No MI
GROUP I                       PUD                                           20360101                                  194150                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  744000                             20060201                                 80          No MI
GROUP I                       2-4 Family                                    20360101                                  560000                             20060201                                 80          No MI
GROUP I                       PUD                                           20360101                                  680000                             20060201                                 80          No MI
GROUP I                       Condominium                                   20360101                                  304000                             20060201                                 80          No MI
GROUP I                       PUD                                           20360101                                  328100                             20060201                        79.61000061          No MI
GROUP I                       Single Family                                 20360101                                  552000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  203500                             20060101                        75.08999634          No MI
GROUP I                       Single Family                                 20351101                                  999999                             20051201                        77.81999969          No MI
GROUP I                       Single Family                                 20351201                                  189000                             20060101                                 70          No MI
GROUP I                       Single Family                                 20351201                                  163375                             20060101                        65.08999634          No MI
GROUP I                       Single Family                                 20351201                                  159000                             20060101                        67.66000366          No MI
GROUP I                       Condominium                                   20351001                                  387200                             20051101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  158600                             20060101                        58.74000168          No MI
GROUP I                       2-4 Family                                    20351101                                  319920                             20051201                                 80          No MI
GROUP I                       Single Family                                 20350901                                  228000                             20051001                                 80          No MI
GROUP I                       Single Family                                 20351001                                  140000                             20051101                                 80          No MI
GROUP I                       Condominium                                   20360101                                  121117                             20060201                                 75          No MI
GROUP I                       Condominium                                   20360101                                  143430                             20060201                                 70          No MI
GROUP I                       Single Family                                 20351101                                  140800                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                   93520                             20051201                                 80          No MI
GROUP I                       2-4 Family                                    20360101                                  559200                             20060201                                 80          No MI
GROUP I                       PUD                                           20351101                                  228000                             20051201                                 80          No MI
GROUP I                       PUD                                           20351201                                  199650                             20060101                        79.98999786          No MI
GROUP I                       Condominium                                   20360101                                  167993                             20060201                                 70          No MI
GROUP I                       Single Family                                 20351201                                   96000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  135500                             20060101                        82.12000275          Radian Guaranty
GROUP I                       Single Family                                 20351101                                  152872                             20051201                                 80          No MI
GROUP I                       Condominium                                   20351101                                  112000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351001                                  304000                             20051101                                 80          No MI
GROUP I                       Condominium                                   20351101                                  119920                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  167200                             20051201                                 80          No MI
GROUP I                       Condominium                                   20360101                                  144193                             20060201                                 70          No MI
GROUP I                       PUD                                           20351201                                  186150                             20060101                        69.98000336          No MI
GROUP I                       Single Family                                 20351101                                  257100                             20051201                        78.65000153          No MI
GROUP I                       Single Family                                 20351101                                  260000                             20051201                                 80          No MI
GROUP I                       Condominium                                   20351201                               212173.86                             20060101                                 70          No MI
GROUP I                       Condominium                                   20360101                                  302680                             20060201                                 70          No MI
GROUP I                       2-4 Family                                    20351101                                  151920                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  130544                             20051201                                 80          No MI
GROUP I                       Condominium                                   20360101                                  178493                             20060201                                 70          No MI
GROUP I                       Condominium                                   20360101                                  167192                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  265600                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  240000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  136000                             20060201                                 80          No MI
GROUP I                       Condominium                                   20351101                                  141600                             20051201                                 80          No MI
GROUP I                       Single Family                                 20350801                                  150380                             20050901                                 80          No MI
GROUP I                       Single Family                                 20351101                                  227000                             20051201                        69.84999847          No MI
GROUP I                       Single Family                                 20351101                                  183600                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  135920                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  385000                             20051201                        89.52999878          Radian Guaranty
GROUP I                       Single Family                                 20351101                                  136000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  149600                             20051201                                 80          No MI
GROUP I                       PUD                                           20351101                                  252000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  174400                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                179018.4                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                   71600                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  268000                             20051201                                 80          No MI
GROUP I                       Townhouse                                     20351101                                   88800                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                   93600                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  280000                             20051201                        77.77999878          No MI
GROUP I                       2-4 Family                                    20351101                                  220000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                   74800                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  405000                             20051201                        88.04000092          Radian Guaranty
GROUP I                       Condominium                                   20351101                                  122400                             20051201                                 85          Radian Guaranty
GROUP I                       Single Family                                 20351101                                  310916                             20051201                        79.15000153          No MI
GROUP I                       Single Family                                 20351101                                  100000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  128000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  154400                             20060101                                 80          No MI
GROUP I                       PUD                                           20351201                                  436500                             20060101                                 90          Radian Guaranty
GROUP I                       Condominium                                   20351101                                  100400                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  126400                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351101                                  178000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  110000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                   76720                             20051201                                 80          No MI
GROUP I                       2-4 Family                                    20360101                                  196000                             20060201                                 70          No MI
GROUP I                       Condominium                                   20360201                                  366400                             20060301                                 80          No MI
GROUP I                       PUD                                           20360101                                  248000                             20060201                                 80          No MI
GROUP I                       PUD                                           20360101                                  527900                             20060201                        74.98999786          No MI
GROUP I                       Condominium                                   20360101                                 1100000                             20060201                        65.87000275          No MI
GROUP I                       Single Family                                 20360101                                  588000                             20060201                                 80          No MI
GROUP I                       PUD                                           20360101                                  128925                             20060201                                 75          No MI
GROUP I                       Condominium                                   20360101                                  251200                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  204700                             20060201                        79.95999908          No MI
GROUP I                       Condominium                                   20360101                                  102900                             20060201                                 70          No MI
GROUP I                       Single Family                                 20360101                                  248000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  472000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  740000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360201                                  280000                             20060301                                 80          No MI
GROUP I                       2-4 Family                                    20360101                                  440000                             20060201                        79.27999878          No MI
GROUP I                       2-4 Family                                    20360101                                  489750                             20060201                                 75          No MI
GROUP I                       2-4 Family                                    20360101                                  134250                             20060201                                 75          No MI
GROUP I                       2-4 Family                                    20360201                                  640000                             20060301                                 80          No MI
GROUP I                       2-4 Family                                    20360101                                  842000                             20060201                                 80          No MI
GROUP I                       Condominium                                   20360101                                  170400                             20060201                                 80          No MI
GROUP I                       PUD                                           20360101                                  176000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  268000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  380750                             20060201                        79.98999786          No MI
GROUP I                       Condominium                                   20360101                                  145000                             20060201                        79.98999786          No MI
GROUP I                       Single Family                                 20360101                                  160000                             20060201                                 80          No MI
GROUP I                       PUD                                           20360101                                  319200                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  460000                             20060201                                 80          No MI
GROUP I                       Condominium                                   20360201                                  162300                             20060301                        79.98999786          No MI
GROUP I                       Single Family                                 20360101                                  106400                             20060201                                 70          No MI
GROUP I                       PUD                                           20351101                                110388.8                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  125600                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  167200                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  119200                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                   82400                             20051201                                 80          No MI
GROUP I                       PUD                                           20351101                                   83000                             20051201                        23.37999916          No MI
GROUP I                       Single Family                                 20351101                                  304000                             20051201                                 80          No MI
GROUP I                       Condominium                                   20350901                                  102400                             20051001                                 80          No MI
GROUP I                       Single Family                                 20351101                                  123120                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  189600                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  156000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  192000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  276000                             20051201                                 80          No MI
GROUP I                       PUD                                           20351101                                  214400                             20051201                        79.97000122          No MI
GROUP I                       2-4 Family                                    20351101                                  236000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  197200                             20051201                        71.70999908          No MI
GROUP I                       PUD                                           20360101                                  154200                             20060201                        79.97000122          No MI
GROUP I                       2-4 Family                                    20351101                                  402800                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                   82400                             20051201                                 80          No MI
GROUP I                       PUD                                           20351101                                  159920                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  144000                             20051201                                 80          No MI
GROUP I                       PUD                                           20360101                                  166700                             20060201                                 80          No MI
GROUP I                       PUD                                           20360101                                  517200                             20060201                                 80          No MI
GROUP I                       Single Family                                 20350801                                  293934                             20050901                        79.87000275          No MI
GROUP I                       Single Family                                 20351001                                  144000                             20051101                                 80          No MI
GROUP I                       Single Family                                 20351001                                  166400                             20051101                                 80          No MI
GROUP I                       Condominium                                   20360101                                  122430                             20060201                                 70          No MI
GROUP I                       PUD                                           20360101                                  178050                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351001                                  310000                             20051101                        49.68000031          No MI
GROUP I                       2-4 Family                                    20351201                                  236000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351001                                  198386                             20051101                        89.09999847          Radian Guaranty
GROUP I                       Condominium                                   20351101                                  414000                             20051201                        79.98999786          No MI
GROUP I                       Single Family                                 20351101                                  108332                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  144000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  490000                             20060101                                 70          No MI
GROUP I                       Condominium                                   20360101                                  159367                             20060201                                 75          No MI
GROUP I                       Single Family                                 20351201                                   80000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  474000                             20060101                                100          PMI
GROUP I                       PUD                                           20351201                                  239600                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351101                                   68212                             20051201                                 85          PMI
GROUP I                       Single Family                                 20351201                                  147630                             20060101                                 95          PMI
GROUP I                       Single Family                                 20351201                                   66500                             20060101                        78.23999786          No MI
GROUP I                       PUD                                           20351201                                  209600                             20060101                                 80          No MI
GROUP I                       PUD                                           20351201                                  248000                             20060101                        55.47999954          No MI
GROUP I                       Single Family                                 20351201                                  199999                             20060101                                 80          No MI
GROUP I                       PUD                                           20351201                                  285000                             20060101                        79.95999908          No MI
GROUP I                       PUD                                           20351101                                  130200                             20051201                        79.98999786          No MI
GROUP I                       Condominium                                   20351201                                  132800                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  145377                             20060101                                 95          PMI
GROUP I                       Single Family                                 20351201                                  167013                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  160000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  148000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  324800                             20060101                                 80          No MI
GROUP I                       PUD                                           20351101                                  235700                             20051201                        79.98999786          No MI
GROUP I                       Single Family                                 20351201                                  120400                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  134400                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351101                                  143200                             20051201                                 80          No MI
GROUP I                       PUD                                           20351101                                  237000                             20051201                        89.43000031          Radian Guaranty
GROUP I                       Condominium                                   20351201                                  296000                             20060101                                 80          No MI
GROUP I                       PUD                                           20360101                                  340000                             20060201                                 80          No MI
GROUP I                       PUD                                           20360101                                  228000                             20060201                                 80          No MI
GROUP I                       Condominium                                   20360101                                  160000                             20060201                        73.56999969          No MI
GROUP I                       PUD                                           20351201                                  204000                             20060101                                 80          No MI
GROUP I                       PUD                                           20351201                                  272000                             20060101                                 80          No MI
GROUP I                       PUD                                           20351201                                  268800                             20060101                                 80          No MI
GROUP I                       PUD                                           20351201                                  294400                             20060101                                 80          No MI
GROUP I                       PUD                                           20351201                                  325000                             20060101                        78.79000092          No MI
GROUP I                       PUD                                           20351201                                  228000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  381000                             20060101                        88.59999847          PMI
GROUP I                       Single Family                                 20351201                                  334800                             20060101                                 90          PMI
GROUP I                       Single Family                                 20351201                                  272000                             20060101                                 80          No MI
GROUP I                       Condominium                                   20351201                                  200000                             20060101                                100          PMI
GROUP I                       Single Family                                 20351201                                  433000                             20060101                        75.95999908          No MI
GROUP I                       Condominium                                   20351201                                  272000                             20060101                                 80          No MI
GROUP I                       PUD                                           20351201                                  498400                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351001                                  147920                             20051101                                 80          No MI
GROUP I                       Single Family                                 20351001                                  238500                             20051101                                 90          PMI
GROUP I                       2-4 Family                                    20351001                                   50825                             20051101                                 95          PMI
GROUP I                       Single Family                                 20351101                                  277400                             20051201                                 95          PMI
GROUP I                       2-4 Family                                    20351201                                  480000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                   70400                             20060101                                 80          No MI
GROUP I                       PUD                                           20351201                                  135920                             20060101                                 80          No MI
GROUP I                       Condominium                                   20351201                                  110000                             20060101                                100          PMI
GROUP I                       Single Family                                 20351201                                  139200                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                   86400                             20060101                                 80          No MI
GROUP I                       Condominium                                   20351201                                  108000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  161250                             20060101                                 75          No MI
GROUP I                       Condominium                                   20351201                                152320.2                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  168000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351001                                  215920                             20051101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  190240                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  164000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  216505                             20060101                                 95          PMI
GROUP I                       Single Family                                 20351001                                   74400                             20051101                                 80          No MI
GROUP I                       Condominium                                   20351201                                   98000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                   88500                             20060101                                 75          No MI
GROUP I                       Single Family                                 20351201                                  142400                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  136000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  219750                             20060101                        94.98999786          PMI
GROUP I                       Single Family                                 20351201                                  375200                             20060101                                 80          No MI
GROUP I                       2-4 Family                                    20351201                                  412000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  228000                             20060101                                 80          No MI
GROUP I                       Condominium                                   20351201                                  292000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  400000                             20060101                        79.20999908          No MI
GROUP I                       2-4 Family                                    20351101                                  213600                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  287200                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  350000                             20060101                        60.34000015          No MI
GROUP I                       PUD                                           20351201                                  600000                             20060101                        51.95000076          No MI
GROUP I                       2-4 Family                                    20351201                                  520000                             20060101                                 80          No MI
GROUP I                       Condominium                                   20351201                                  185250                             20060101                                 95          PMI
GROUP I                       Single Family                                 20351201                                  112000                             20060101                                 80          No MI
GROUP I                       Condominium                                   20351201                                   88000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                   91000                             20060101                                100          PMI
GROUP I                       PUD                                           20351201                                  197244                             20060101                                 90          PMI
GROUP I                       Single Family                                 20351201                                  226000                             20060101                        68.48000336          No MI
GROUP I                       PUD                                           20351201                                  183000                             20060101                        93.93000031          PMI
GROUP I                       Single Family                                 20351201                                  148800                             20060101                                 80          No MI
GROUP I                       Condominium                                   20351201                                  153676                             20060101                                 80          No MI
GROUP I                       PUD                                           20351201                                  213600                             20060101                                 80          No MI
GROUP I                       Condominium                                   20351101                                   92000                             20051201                                 80          No MI
GROUP I                       Condominium                                   20351201                                  223500                             20060101                                100          PMI
GROUP I                       Condominium                                   20351101                                  330552                             20051201                                 95          PMI
GROUP I                       PUD                                           20351201                                  120000                             20060101                                 80          No MI
GROUP I                       Condominium                                   20351201                                  158149                             20060101                                 80          No MI
GROUP I                       PUD                                           20351201                                  154133                             20060101                                100          PMI
GROUP I                       PUD                                           20351201                                  186030                             20060101                                 95          PMI
GROUP I                       Single Family                                 20351201                                  164400                             20060101                                100          PMI
GROUP I                       Single Family                                 20351201                                  236700                             20060101                        79.98999786          No MI
GROUP I                       Single Family                                 20351201                                  175050                             20060101                                 90          PMI
GROUP I                       Condominium                                   20351201                                  189000                             20060101                                 90          PMI
GROUP I                       PUD                                           20351201                                  405600                             20060101                                 80          No MI
GROUP I                       PUD                                           20351201                                  239200                             20060101                                 80          No MI
GROUP I                       PUD                                           20351201                                  387200                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351101                                   58500                             20051201                                 90          PMI
GROUP I                       PUD                                           20351201                                  332000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  123000                             20060101                              84.25          PMI
GROUP I                       Single Family                                 20351201                                  100350                             20060101                                 90          PMI
GROUP I                       Single Family                                 20351101                                  215000                             20051201                        79.62999725          No MI
GROUP I                       Single Family                                 20351201                                  101600                             20060101                                 80          No MI
GROUP I                       Single Family                                 20360101                                  312000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  199200                             20060101                                 80          No MI
GROUP I                       Single Family                                 20360101                                  117500                             20060201                        78.33000183          No MI
GROUP I                       2-4 Family                                    20351201                                  171200                             20060101                                 80          No MI
GROUP I                       Single Family                                 20360101                                   91000                             20060201                        43.33000183          No MI
GROUP I                       PUD                                           20360101                                  390750                             20060201                        66.79000092          No MI
GROUP I                       PUD                                           20351201                                  319950                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  314550                             20060101                                 80          No MI
GROUP I                       Condominium                                   20351201                                  216000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  236000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20360101                                  380800                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  316050                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  600000                             20060201                                 80          No MI
GROUP I                       Condominium                                   20360101                                  123750                             20060201                                 75          No MI
GROUP I                       Single Family                                 20351101                                  290000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  376000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  304000                             20051201                                 80          No MI
GROUP I                       Condominium                                   20351101                                  212800                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  268000                             20060101                                 80          No MI
GROUP I                       PUD                                           20351101                                  427200                             20051201                                 80          No MI
GROUP I                       PUD                                           20351101                                  193820                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  192000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351101                                  255000                             20051201                                 75          No MI
GROUP I                       Single Family                                 20351101                                  253500                             20051201                                 75          No MI
GROUP I                       PUD                                           20351101                                  516000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  537792                             20051201                                 80          No MI
GROUP I                       Condominium                                   20351101                                  239200                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  490992                             20060101                                 80          No MI
GROUP I                       PUD                                           20351101                                  302892                             20051201                                 80          No MI
GROUP I                       Condominium                                   20351101                                  316800                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  110400                             20051201                                 80          No MI
GROUP I                       Condominium                                   20351101                                  265600                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  220000                             20051201                                 80          No MI
GROUP I                       PUD                                           20351101                                  156160                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  138968                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  476000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  364000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351101                                  440000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  380000                             20051201                                 80          No MI
GROUP I                       PUD                                           20351101                                  280000                             20051201                        79.91000366          No MI
GROUP I                       Condominium                                   20360101                                  115500                             20060201                                 70          No MI
GROUP I                       Single Family                                 20360101                                  450000                             20060201                        40.90999985          No MI
GROUP I                       Single Family                                 20351201                                  300000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20360101                                  372000                             20060201                        43.11000061          No MI
GROUP I                       Single Family                                 20351101                                  171200                             20051201                                 80          No MI
GROUP I                       PUD                                           20351201                                  112000                             20060101                                 80          No MI
GROUP I                       2-4 Family                                    20351101                                  440000                             20051201                                 80          No MI
GROUP I                       Condominium                                   20351101                                  228000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  104000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351101                                  175200                             20051201                                 80          No MI
GROUP I                       PUD                                           20351101                                  134400                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  572000                             20051201                                 80          No MI
GROUP I                       PUD                                           20351101                                  208800                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  296800                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  187500                             20051201                                 75          No MI
GROUP I                       Condominium                                   20351101                                   83000                             20051201                        76.84999847          No MI
GROUP I                       Single Family                                 20351101                                  123600                             20051201                                 80          No MI
GROUP I                       2-4 Family                                    20351101                                  308000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  326400                             20051201                                 80          No MI
GROUP I                       PUD                                           20351101                                  328000                             20051201                                 80          No MI
GROUP I                       PUD                                           20351101                                  200800                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  172000                             20060101                                 80          No MI
GROUP I                       Condominium                                   20351101                                  148000                             20051201                                 80          No MI
GROUP I                       PUD                                           20351201                                  121456                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  210400                             20060101                                 80          No MI
GROUP I                       PUD                                           20351101                                  134400                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  304000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  201600                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351101                                  380000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  104800                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  140000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  128800                             20051201                                 80          No MI
GROUP I                       2-4 Family                                    20351201                                  385600                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351101                                  324000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  199200                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  277500                             20060101                                 75          No MI
GROUP I                       Condominium                                   20351101                                  241000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  460000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351101                                  316000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  280000                             20051201                                 80          No MI
GROUP I                       PUD                                           20351101                                  410392                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  612000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  360000                             20051201                                 80          No MI
GROUP I                       PUD                                           20351101                                  329352                             20051201                                 80          No MI
GROUP I                       PUD                                           20360101                                  224000                             20060201                                 70          No MI
GROUP I                       Single Family                                 20351101                                  173600                             20051201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  388500                             20060201                                 70          No MI
GROUP I                       Condominium                                   20360101                                  336000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  424000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  280000                             20060101                        51.65999985          No MI
GROUP I                       2-4 Family                                    20351201                                  650000                             20060101                                 65          No MI
GROUP I                       Single Family                                 20351201                                 1000000                             20060101                        71.43000031          No MI
GROUP I                       Single Family                                 20351201                                  420000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  598000                             20060101                                 65          No MI
GROUP I                       PUD                                           20351201                                  288000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  617500                             20060101                                 65          No MI
GROUP I                       2-4 Family                                    20351001                                  262800                             20051101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  446400                             20060101                                 80          No MI
GROUP I                       Condominium                                   20351101                                  215797                             20051201                                 70          No MI
GROUP I                       Single Family                                 20351201                                  304000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20360101                                  308000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  234000                             20051201                                 90          Radian Guaranty
GROUP I                       Single Family                                 20351101                                  185200                             20051201                                 80          No MI
GROUP I                       PUD                                           20351001                                  121476                             20051101                                 80          No MI
GROUP I                       PUD                                           20351001                                  144000                             20051101                                 80          No MI
GROUP I                       Single Family                                 20351001                                   80400                             20051101                                 80          No MI
GROUP I                       Single Family                                 20351101                                  214800                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  188400                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  127920                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  264000                             20051201                                 80          No MI
GROUP I                       PUD                                           20351101                                  216900                             20051201                                 90          Radian Guaranty
GROUP I                       Single Family                                 20351101                                  140000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  110000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                   99200                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  224000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  174240                             20051201                                 80          No MI
GROUP I                       Condominium                                   20351101                                  194000                             20051201                                 80          No MI
GROUP I                       2-4 Family                                    20351101                                  388000                             20051201                                 80          No MI
GROUP I                       PUD                                           20351201                                  120000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20360101                                  296000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  205000                             20060201                        68.33000183          No MI
GROUP I                       Condominium                                   20351201                                  178064                             20060101                                 80          No MI
GROUP I                       PUD                                           20360101                                  287000                             20060201                                 70          No MI
GROUP I                       PUD                                           20351201                                  168400                             20060101                                 80          No MI
GROUP I                       Single Family                                 20360101                                  364000                             20060201                                 70          No MI
GROUP I                       Single Family                                 20351201                                  350000                             20060101                        59.83000183          No MI
GROUP I                       Single Family                                 20360101                                  105000                             20060201                        67.30999756          No MI
GROUP I                       Single Family                                 20351201                                  228720                             20060101                                 80          No MI
GROUP I                       Condominium                                   20351201                                  104250                             20060101                                 75          No MI
GROUP I                       Single Family                                 20351201                                  217541                             20060101                                 90          Radian Guaranty
GROUP I                       Single Family                                 20351201                                  236000                             20060101                                 80          No MI
GROUP I                       Condominium                                   20351201                                  189303                             20060101                                 80          No MI
GROUP I                       Condominium                                   20360101                                  128617                             20060201                                 75          No MI
GROUP I                       Single Family                                 20360101                                  328800                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  196000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  464000                             20060201                                 80          No MI
GROUP I                       Condominium                                   20360101                                  155920                             20060201                                 80          No MI
GROUP I                       Condominium                                   20351201                                  107100                             20060101                                 90          Radian Guaranty
GROUP I                       Single Family                                 20360101                                  280000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  598400                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  151920                             20060101                                 80          No MI
GROUP I                       2-4 Family                                    20351201                                  199500                             20060101                                 70          No MI
GROUP I                       Single Family                                 20351201                                  470000                             20060101                        64.37999725          No MI
GROUP I                       Single Family                                 20360101                                  388000                             20060201                                 80          No MI
GROUP I                       PUD                                           20360101                                  166410                             20060201                                 90          Radian Guaranty
GROUP I                       Single Family                                 20360101                                  247920                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  170000                             20060101                        55.91999817          No MI
GROUP I                       Single Family                                 20360101                                  281250                             20060201                                 75          No MI
GROUP I                       Single Family                                 20351201                                  364000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20360101                                  117600                             20060201                                 70          No MI
GROUP I                       Single Family                                 20351001                                   70000                             20051101                        77.77999878          No MI
GROUP I                       Condominium                                   20360101                                  151192                             20060201                                 80          No MI
GROUP I                       PUD                                           20351201                                  244600                             20060101                        86.68000031          Radian Guaranty
GROUP I                       Single Family                                 20351201                                  399900                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  255120                             20060101                                 80          No MI
GROUP I                       Condominium                                   20360101                                  184000                             20060201                                 80          No MI
GROUP I                       PUD                                           20360101                                  235000                             20060201                                 80          No MI
GROUP I                       Condominium                                   20360101                                  165592                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  276450                             20060101                                 95          Radian Guaranty
GROUP I                       Single Family                                 20360101                                  464000                             20060201                                 80          No MI
GROUP I                       2-4 Family                                    20351201                                  400000                             20060101                        66.66999817          No MI
GROUP I                       Condominium                                   20351201                                  195300                             20060101                        69.76999664          No MI
GROUP I                       2-4 Family                                    20351201                                  318750                             20060101                                 75          No MI
GROUP I                       PUD                                           20360101                                  200900                             20060201                                 70          No MI
GROUP I                       2-4 Family                                    20360101                                  731250                             20060201                                 75          No MI
GROUP I                       Single Family                                 20360101                                  520000                             20060201                                 80          No MI
GROUP I                       PUD                                           20351201                                  296000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20360101                                  396000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  371992                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  356000                             20060101                                 80          No MI
GROUP I                       PUD                                           20360101                                  202400                             20060201                                 80          No MI
GROUP I                       2-4 Family                                    20351201                                  400000                             20060101                        66.66999817          No MI
GROUP I                       Condominium                                   20351201                                  199992                             20060101                                 80          No MI
GROUP I                       PUD                                           20360101                                  141300                             20060201                        69.98999786          No MI
GROUP I                       Single Family                                 20360101                                  407100                             20060201                        79.98999786          No MI
GROUP I                       Condominium                                   20351201                                  129496                             20060101                                 70          No MI
GROUP I                       Single Family                                 20351201                                  572000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20360101                                  160200                             20060201                        79.98000336          No MI
GROUP I                       PUD                                           20351201                                 1100000                             20060101                              65.75          No MI
GROUP I                       Single Family                                 20360101                                  132000                             20060201                                 80          No MI
GROUP I                       2-4 Family                                    20351201                                  328000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  272000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20360101                                  360000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  292000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  160000                             20060201                        46.38000107          No MI
GROUP I                       Single Family                                 20351201                                  252800                             20060101                                 80          No MI
GROUP I                       Condominium                                   20351201                                  198000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20360101                                  623000                             20060201                                 70          No MI
GROUP I                       PUD                                           20351201                                  292500                             20060101                                 75          No MI
GROUP I                       PUD                                           20351201                                  346500                             20060101                                 90          Radian Guaranty
GROUP I                       Condominium                                   20351201                                  230000                             20060101                        73.01999664          No MI
GROUP I                       PUD                                           20360101                                  645000                             20060201                        70.48999786          No MI
GROUP I                       PUD                                           20360101                                  279200                             20060201                        79.98999786          No MI
GROUP I                       Single Family                                 20360101                                  186400                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  588000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351001                                  368000                             20051101                                 80          No MI
GROUP I                       Single Family                                 20360101                                  129500                             20060201                                 70          No MI
GROUP I                       PUD                                           20360101                                  167042                             20060201                                 85          Radian Guaranty
GROUP I                       Single Family                                 20351201                                  224000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  235200                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351101                                  298500                             20051201                                 75          No MI
GROUP I                       2-4 Family                                    20351101                                  393750                             20051201                                 75          No MI
GROUP I                       PUD                                           20351101                                  423482                             20051201                        82.47000122          Radian Guaranty
GROUP I                       Condominium                                   20351001                                  130200                             20051101                                 70          No MI
GROUP I                       Single Family                                 20351101                                  331500                             20051201                                 75          No MI
GROUP I                       PUD                                           20351101                                  140000                             20051201                                 80          No MI
GROUP I                       2-4 Family                                    20351101                                  408000                             20051201                                 80          No MI
GROUP I                       PUD                                           20351201                                  320000                             20060101                                 80          No MI
GROUP I                       PUD                                           20351201                                  286400                             20060101                                 80          No MI
GROUP I                       Condominium                                   20351201                                  261750                             20060101                                 75          No MI
GROUP I                       Single Family                                 20351201                                  248000                             20060101                                 80          No MI
GROUP I                       PUD                                           20360101                                  196000                             20060201                        69.98000336          No MI
GROUP I                       Single Family                                 20360101                                  254500                             20060201                        56.56000137          No MI
GROUP I                       PUD                                           20351201                                  330750                             20060101                                 80          No MI
GROUP I                       PUD                                           20360101                                  244000                             20060201                                 80          No MI
GROUP I                       Condominium                                   20351201                                  293935                             20060101                                 75          No MI
GROUP I                       Single Family                                 20351101                                  256000                             20051201                                 80          No MI
GROUP I                       PUD                                           20351201                                  388000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  423200                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  232000                             20060101                                 80          No MI
GROUP I                       2-4 Family                                    20360101                                  203000                             20060201                                 70          No MI
GROUP I                       PUD                                           20360101                                  303800                             20060201                                 70          No MI
GROUP I                       Condominium                                   20360101                                  384000                             20060201                                 80          No MI
GROUP I                       PUD                                           20360101                                  460000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  382750                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  300000                             20060201                                 75          No MI
GROUP I                       Single Family                                 20360101                                  147600                             20060201                                 80          No MI
GROUP I                       2-4 Family                                    20360101                                  430000                             20060201                        78.18000031          No MI
GROUP I                       Single Family                                 20360101                                  283500                             20060201                                 75          No MI
GROUP I                       Condominium                                   20360101                                  146293                             20060201                                 70          No MI
GROUP I                       Condominium                                   20351201                                  268000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  200000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  231000                             20060101                                 70          No MI
GROUP I                       Single Family                                 20360101                                  296000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  217600                             20060201                                 80          No MI
GROUP I                       PUD                                           20351201                                  240000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                   77400                             20060101                                 86          No MI
GROUP I                       PUD                                           20360101                                 1500000                             20060201                                 60          No MI
GROUP I                       2-4 Family                                    20360101                                  136000                             20060201                                 80          No MI
GROUP I                       Condominium                                   20360101                                  168000                             20060201                                 80          No MI
GROUP I                       PUD                                           20360101                                  120750                             20060201                                 70          No MI
GROUP I                       Single Family                                 20360101                                  339200                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  232500                             20060201                                 75          No MI
GROUP I                       PUD                                           20351201                                  214500                             20060101                                 65          No MI
GROUP I                       2-4 Family                                    20351201                                  152000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  120000                             20060101                        48.97999954          No MI
GROUP I                       Single Family                                 20351201                                  304950                             20060101                        21.03000069          No MI
GROUP I                       PUD                                           20360101                                  138600                             20060201                                 70          No MI
GROUP I                       Single Family                                 20351201                                  520000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20360101                                  233200                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  160000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  332500                             20060101                                 70          No MI
GROUP I                       Single Family                                 20360101                                  959200                             20060201                                 80          No MI
GROUP I                       Condominium                                   20351201                                  191225                             20060101                        74.98999786          No MI
GROUP I                       PUD                                           20351201                                  355920                             20060101                                 80          No MI
GROUP I                       Single Family                                 20360101                                  219800                             20060201                                 70          No MI
GROUP I                       PUD                                           20351201                                  499000                             20060101                        79.83999634          No MI
GROUP I                       2-4 Family                                    20351201                                  119000                             20060101                                 70          No MI
GROUP I                       PUD                                           20360101                                  241300                             20060201                                 95          Radian Guaranty
GROUP I                       2-4 Family                                    20351101                                  250520                             20051201                                 80          No MI
GROUP I                       PUD                                           20351201                                  205000                             20060101                                 80          No MI
GROUP I                       Condominium                                   20351201                                  188992                             20060101                                 75          No MI
GROUP I                       Single Family                                 20351101                                  404050                             20051201                        79.98999786          No MI
GROUP I                       PUD                                           20351201                                  724500                             20060101                        74.84999847          No MI
GROUP I                       PUD                                           20360101                                  614548                             20060201                                 70          No MI
GROUP I                       Single Family                                 20351201                                  241500                             20060101                                 70          No MI
GROUP I                       PUD                                           20351101                                  355300                             20051201                        79.98999786          No MI
GROUP I                       Single Family                                 20351101                                  370000                             20051201                        79.91000366          No MI
GROUP I                       Single Family                                 20351201                                  161000                             20060101                                 70          No MI
GROUP I                       Single Family                                 20351001                                  160500                             20051101                                 75          No MI
GROUP I                       Single Family                                 20351201                                  220000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20360101                                  229200                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  398950                             20051201                              73.75          No MI
GROUP I                       Single Family                                 20351201                                  213500                             20060101                        89.91000366          Radian Guaranty
GROUP I                       PUD                                           20351201                                  281500                             20060101                                 95          Radian Guaranty
GROUP I                       Single Family                                 20351201                                  404000                             20060101                                 80          No MI
GROUP I                       2-4 Family                                    20360101                                  183750                             20060201                                 75          No MI
GROUP I                       PUD                                           20351201                                  560000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  202500                             20060101                                 75          No MI
GROUP I                       PUD                                           20351101                                  252350                             20051201                                 80          No MI
GROUP I                       Condominium                                   20351201                                  385600                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351101                                  595000                             20051201                                 70          No MI
GROUP I                       Single Family                                 20351201                                  172000                             20060101                                 40          No MI
GROUP I                       2-4 Family                                    20360101                                  304000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  414400                             20060201                                 80          No MI
GROUP I                       Condominium                                   20360101                                  281250                             20060201                                 75          No MI
GROUP I                       PUD                                           20351101                                  189650                             20051201                        79.98999786          No MI
GROUP I                       Single Family                                 20351201                                  256350                             20060101                        77.88999939          No MI
GROUP I                       Single Family                                 20360101                                  347975                             20060201                                 70          No MI
GROUP I                       Condominium                                   20351201                                  395925                             20060101                                 75          No MI
GROUP I                       Single Family                                 20351001                                  260000                             20051101                        44.43999863          No MI
GROUP I                       Condominium                                   20351001                                  200100                             20051101                        69.98999786          No MI
GROUP I                       Condominium                                   20351001                                  188000                             20051101                        69.66000366          No MI
GROUP I                       2-4 Family                                    20351001                                  374500                             20051101                                 70          No MI
GROUP I                       PUD                                           20351201                                  168050                             20060101                        94.98999786          Radian Guaranty
GROUP I                       PUD                                           20351101                                  108000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  312450                             20060201                        79.98999786          No MI
GROUP I                       PUD                                           20351201                                  260650                             20060101                        94.98999786          Radian Guaranty
GROUP I                       Single Family                                 20351201                                  425000                             20060101                        77.26999664          No MI
GROUP I                       Single Family                                 20360101                                  247900                             20060201                        79.98999786          No MI
GROUP I                       PUD                                           20360101                                 1196250                             20060201                        74.90000153          No MI
GROUP I                       Single Family                                 20360101                                  485600                             20060201                                 80          No MI
GROUP I                       Condominium                                   20360101                                  139050                             20060201                        74.98000336          No MI
GROUP I                       Single Family                                 20351201                                  618750                             20060101                                 75          No MI
GROUP I                       Single Family                                 20351201                                  200000                             20060101                                 40          No MI
GROUP I                       Single Family                                 20351201                                  116250                             20060101                                 75          No MI
GROUP I                       Condominium                                   20350901                                   97110                             20051001                                 90          Mortgage Guaranty In
GROUP I                       PUD                                           20351201                                  198750                             20060101                                 75          No MI
GROUP I                       2-4 Family                                    20360101                                  183750                             20060201                                 75          No MI
GROUP I                       Single Family                                 20351201                                  140720                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  376000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  499500                             20060101                                 90          Radian Guaranty
GROUP I                       PUD                                           20351201                                  508700                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  247600                             20060101                                 80          No MI
GROUP I                       Single Family                                 20360101                                  152450                             20060201                        79.98000336          No MI
GROUP I                       Condominium                                   20351201                                  116175                             20060101                                 75          No MI
GROUP I                       2-4 Family                                    20351201                                  296250                             20060101                                 75          No MI
GROUP I                       Single Family                                 20351101                                  698750                             20051201                                 65          No MI
GROUP I                       Condominium                                   20351201                                  405825                             20060101                                 75          No MI
GROUP I                       Single Family                                 20351101                                  173700                             20051201                        79.98999786          No MI
GROUP I                       Condominium                                   20351201                                  129192                             20060101                                 80          No MI
GROUP I                       Single Family                                 20360101                                  106000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  157400                             20060101                        74.94999695          No MI
GROUP I                       Single Family                                 20351201                                  191600                             20060101                                 80          No MI
GROUP I                       2-4 Family                                    20351201                                  239920                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  237300                             20060101                                 70          No MI
GROUP I                       Single Family                                 20351201                                  185500                             20060101                                 70          No MI
GROUP I                       2-4 Family                                    20360101                                  183750                             20060201                                 75          No MI
GROUP I                       Single Family                                 20351201                                  680000                             20060101                                 80          No MI
GROUP I                       PUD                                           20351201                                  488000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  428800                             20060101                                 80          No MI
GROUP I                       PUD                                           20351201                                  169000                             20060101                        69.83000183          No MI
GROUP I                       Single Family                                 20351201                                  210000                             20060101                                 70          No MI
GROUP I                       Single Family                                 20350901                                  144000                             20051001                                 80          No MI
GROUP I                       Single Family                                 20350901                                  162320                             20051001                                 80          No MI
GROUP I                       Single Family                                 20351001                                  137600                             20051101                                 80          No MI
GROUP I                       Single Family                                 20351001                                  195500                             20051101                                 85          Radian Guaranty
GROUP I                       Single Family                                 20350901                                  109600                             20051001                                 80          No MI
GROUP I                       Single Family                                 20351001                                  256000                             20051101                                 80          No MI
GROUP I                       Single Family                                 20351001                                  139920                             20051101                                 80          No MI
GROUP I                       Single Family                                 20350901                                  404000                             20051001                                 80          No MI
GROUP I                       Single Family                                 20351001                                  166500                             20051101                        87.62999725          Radian Guaranty
GROUP I                       Single Family                                 20351001                                  156760                             20051101                                 80          No MI
GROUP I                       Single Family                                 20351001                                  113600                             20051101                                 80          No MI
GROUP I                       PUD                                           20351001                                  224000                             20051101                                 80          No MI
GROUP I                       Single Family                                 20351001                                  189000                             20051101                                 90          Radian Guaranty
GROUP I                       Single Family                                 20351001                                  158400                             20051101                                 80          No MI
GROUP I                       Single Family                                 20350601                                  176000                             20050701                                 80          No MI
GROUP I                       Single Family                                 20350901                                  178200                             20051001                        89.55000305          Radian Guaranty
GROUP I                       Single Family                                 20351001                                  382500                             20051101                                 90          Radian Guaranty
GROUP I                       PUD                                           20350901                                  214400                             20051001                                 80          No MI
GROUP I                       Single Family                                 20350901                                  319200                             20051001                        86.26999664          Radian Guaranty
GROUP I                       Single Family                                 20351001                                  176000                             20051101                                 80          No MI
GROUP I                       Single Family                                 20351001                                  228000                             20051101                                 80          No MI
GROUP I                       Single Family                                 20351001                                  132000                             20051101                        75.43000031          No MI
GROUP I                       Townhouse                                     20350901                                  104800                             20051001                                 80          No MI
GROUP I                       Condominium                                   20350901                                  220000                             20051001                                 80          No MI
GROUP I                       Single Family                                 20351001                                  146400                             20051101                                 80          No MI
GROUP I                       Single Family                                 20351001                                  115200                             20051101                                 80          No MI
GROUP I                       Single Family                                 20350901                                  303120                             20051001                                 80          No MI
GROUP I                       Condominium                                   20350901                                  236800                             20051001                                 80          No MI
GROUP I                       Single Family                                 20351001                                  167700                             20051101                        79.97000122          No MI
GROUP I                       Single Family                                 20351001                                  197550                             20051101                                 90          Radian Guaranty
GROUP I                       Condominium                                   20351201                                  132050                             20060101                                 95          Radian Guaranty
GROUP I                       Condominium                                   20351201                                  104993                             20060101                                 70          No MI
GROUP I                       PUD                                           20360101                                  647418                             20060201                                 80          No MI
GROUP I                       Condominium                                   20360101                                  131242                             20060201                                 75          No MI
GROUP I                       Single Family                                 20360101                                  283800                             20060201                        79.98999786          No MI
GROUP I                       Condominium                                   20360101                                  142800                             20060201                        69.83000183          No MI
GROUP I                       Condominium                                   20351201                                  275200                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351101                                  242000                             20051201                        50.95000076          No MI
GROUP I                       Single Family                                 20351001                                  211250                             20051101                                 65          No MI
GROUP I                       Condominium                                   20360101                                  242000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  256000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  195200                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351001                                  183200                             20051101                                 80          No MI
GROUP I                       Single Family                                 20351101                                  103200                             20051201                                 80          No MI
GROUP I                       Condominium                                   20351001                                  261600                             20051101                                 80          No MI
GROUP I                       Single Family                                 20351001                                  252000                             20051101                                 80          No MI
GROUP I                       Condominium                                   20351001                                  390956                             20051101                                 80          No MI
GROUP I                       Single Family                                 20351001                                  211500                             20051101                                 90          Radian Guaranty
GROUP I                       Condominium                                   20351001                                  256000                             20051101                                 80          No MI
GROUP I                       Single Family                                 20351001                                  312000                             20051101                                 80          No MI
GROUP I                       Single Family                                 20351001                                  238000                             20051101                        82.06999969          Radian Guaranty
GROUP I                       Single Family                                 20351001                                  195200                             20051101                                 80          No MI
GROUP I                       2-4 Family                                    20351001                                  872000                             20051101                                 80          No MI
GROUP I                       Single Family                                 20351001                                   86000                             20051101                                 80          No MI
GROUP I                       Condominium                                   20350901                                  113920                             20051001                                 80          No MI
GROUP I                       Single Family                                 20351101                                  184000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351001                                  256500                             20051101                                 90          Radian Guaranty
GROUP I                       Single Family                                 20351201                                  292000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351101                                  341350                             20051201                        79.98999786          No MI
GROUP I                       Single Family                                 20351001                                  156800                             20051101                                 80          No MI
GROUP I                       Single Family                                 20351001                                  296000                             20051101                                 80          No MI
GROUP I                       Single Family                                 20350901                                  208000                             20051001                                 80          No MI
GROUP I                       2-4 Family                                    20351001                                  167200                             20051101                                 80          No MI
GROUP I                       Single Family                                 20350801                                  159120                             20050901                                 80          No MI
GROUP I                       Single Family                                 20350901                                  144000                             20051001                                 80          No MI
GROUP I                       Single Family                                 20350901                                  126000                             20051001                                 80          No MI
GROUP I                       Single Family                                 20350901                                  305100                             20051001                                 90          Radian Guaranty
GROUP I                       Single Family                                 20350901                                  101600                             20051001                                 80          No MI
GROUP I                       Single Family                                 20350901                                  180000                             20051001                        88.23999786          Radian Guaranty
GROUP I                       Single Family                                 20351001                                  352000                             20051101                        84.81999969          Radian Guaranty
GROUP I                       Single Family                                 20350901                                  212000                             20051001                                 80          No MI
GROUP I                       Single Family                                 20350901                                  171000                             20051001                                 90          Radian Guaranty
GROUP I                       Single Family                                 20351001                                  301000                             20051101                                 70          No MI
GROUP I                       PUD                                           20360101                                  166800                             20060201                        79.98999786          No MI
GROUP I                       Condominium                                   20360101                                  237192                             20060201                                 80          No MI
GROUP I                       Condominium                                   20351201                                  125720                             20060101                                 80          No MI
GROUP I                       2-4 Family                                    20351001                                  468000                             20051101                                 80          No MI
GROUP I                       Single Family                                 20360101                                  385792                             20060201                                 80          No MI
GROUP I                       Condominium                                   20351201                                  176250                             20060101                        74.83999634          No MI
GROUP I                       Single Family                                 20350901                                  516000                             20051001                                 80          No MI
GROUP I                       Single Family                                 20350901                                   69200                             20051001                        55.36000061          No MI
GROUP I                       Condominium                                   20351001                                  175440                             20051101                                 85          No MI
GROUP I                       PUD                                           20360101                                  182400                             20060201                        79.98999786          No MI
GROUP I                       Condominium                                   20351201                                  238941                             20060101                                 90          Radian Guaranty
GROUP I                       Single Family                                 20351101                                  363650                             20051201                        79.98999786          No MI
GROUP I                       PUD                                           20351101                                  312450                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351001                                  340000                             20051101                                 80          No MI
GROUP I                       Single Family                                 20350801                                  112000                             20050901                                 80          No MI
GROUP I                       Single Family                                 20350801                                  144000                             20050901                                 74          No MI
GROUP I                       PUD                                           20350801                                  288000                             20050901                                 80          No MI
GROUP I                       Condominium                                   20350801                                  184000                             20050901                                 80          No MI
GROUP I                       2-4 Family                                    20351101                                  432000                             20051201                                 80          No MI
GROUP I                       Condominium                                   20360101                                  167992                             20060201                                 80          No MI
GROUP I                       Condominium                                   20351201                                  200320                             20060101                                 80          No MI
GROUP I                       Condominium                                   20351101                                  178500                             20051201                                 70          No MI
GROUP I                       Single Family                                 20350901                                   64000                             20051001                                 80          No MI
GROUP I                       Single Family                                 20350901                                  359650                             20051001                        74.15000153          No MI
GROUP I                       Single Family                                 20351001                                  214900                             20051101                                 70          No MI
GROUP I                       Condominium                                   20351201                                  107925                             20060101                                 75          No MI
GROUP I                       PUD                                           20351201                                  585800                             20060101                                 80          No MI
GROUP I                       Condominium                                   20351001                                  223200                             20051101                                 80          No MI
GROUP I                       Condominium                                   20360101                                   70000                             20060201                        27.19000053          No MI
GROUP I                       PUD                                           20351101                                  294985                             20051201                        75.19000244          No MI
GROUP I                       Condominium                                   20360101                                  450000                             20060201                                 75          No MI
GROUP I                       Condominium                                   20351101                                  700000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  185500                             20051201                                 70          No MI
GROUP I                       Single Family                                 20360101                                  392227                             20060201                                 90          Radian Guaranty
GROUP I                       Condominium                                   20360101                                  205752                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  296800                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351001                                  328000                             20051101                                 80          No MI
GROUP I                       PUD                                           20351201                                   95550                             20060101                        65.44999695          No MI
GROUP I                       Townhouse                                     20351101                                  100000                             20051201                        31.79000092          No MI
GROUP I                       Condominium                                   20360101                                  150430                             20060201                                 70          No MI
GROUP I                       2-4 Family                                    20351201                                  255000                             20060101                                 75          No MI
GROUP I                       Single Family                                 20350901                                  380000                             20051001                                 80          No MI
GROUP I                       Single Family                                 20350901                                  215000                             20051001                        51.81000137          No MI
GROUP I                       PUD                                           20350901                                  218659                             20051001                                 70          No MI
GROUP I                       Townhouse                                     20350801                                  172000                             20050901                                 80          No MI
GROUP I                       Condominium                                   20350801                                  166300                             20050901                        79.98999786          No MI
GROUP I                       Single Family                                 20350801                                  488000                             20050901                                 80          No MI
GROUP I                       Single Family                                 20351101                                  102400                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351201                                 1176000                             20060101                                 70          No MI
GROUP I                       Single Family                                 20351001                                  368000                             20051101                                 80          No MI
GROUP I                       PUD                                           20351001                                  138103                             20051101                                 95          PMI
GROUP I                       2-4 Family                                    20351101                                  183920                             20051201                                 80          No MI
GROUP I                       Condominium                                   20360101                                  207520                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351001                                  175000                             20051101                                 70          No MI
GROUP I                       2-4 Family                                    20351001                                  290000                             20051101                               72.5          No MI
GROUP I                       Single Family                                 20351001                                  181600                             20051101                                 80          No MI
GROUP I                       Condominium                                   20351001                                  224000                             20051101                                 80          No MI
GROUP I                       Single Family                                 20360101                                  126000                             20060201                        78.26000214          No MI
GROUP I                       Condominium                                   20360101                                  165130                             20060201                                 70          No MI
GROUP I                       Single Family                                 20351001                                  336000                             20051101                                 80          No MI
GROUP I                       Condominium                                   20351001                                  405000                             20051101                                 90          Radian Guaranty
GROUP I                       Single Family                                 20350901                                  165600                             20051001                                 80          No MI
GROUP I                       Single Family                                 20350801                                  600000                             20050901                                 80          No MI
GROUP I                       Condominium                                   20351201                                  267120                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  452000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20350701                                  128000                             20050801                        94.80999756          Radian Guaranty
GROUP I                       Single Family                                 20351101                                  324500                             20051201                        79.98000336          No MI
GROUP I                       Single Family                                 20350901                                  239400                             20051001                                 95          Radian Guaranty
GROUP I                       Condominium                                   20360101                                  178150                             20060201                                 70          No MI
GROUP I                       2-4 Family                                    20350901                                  312000                             20051001                                 80          No MI
GROUP I                       PUD                                           20350901                                  204183                             20051001                                 80          No MI
GROUP I                       2-4 Family                                    20351001                                  222400                             20051101                                 80          No MI
GROUP I                       Single Family                                 20350901                                  131920                             20051001                                 80          No MI
GROUP I                       Single Family                                 20351101                                  344100                             20051201                                 80          No MI
GROUP I                       Single Family                                 20350901                                  177896                             20051001                                 80          No MI
GROUP I                       PUD                                           20351201                                  122365                             20060101                                 80          No MI
GROUP I                       PUD                                           20351201                                  251200                             20060101                        79.73000336          No MI
GROUP I                       PUD                                           20351101                                  231900                             20051201                        71.80000305          No MI
GROUP I                       Condominium                                   20360101                                  468750                             20060201                                 75          No MI
GROUP I                       PUD                                           20360101                                  156150                             20060201                        79.98000336          No MI
GROUP I                       PUD                                           20351201                                  283200                             20060101                        79.98999786          No MI
GROUP I                       PUD                                           20360101                                  272000                             20060201                        73.51000214          No MI
GROUP I                       PUD                                           20360101                                  166500                             20060201                        79.98999786          No MI
GROUP I                       Condominium                                   20351201                                  207600                             20060101                        79.98999786          No MI
GROUP I                       PUD                                           20351201                                  280950                             20060101                                 80          No MI
GROUP I                       PUD                                           20360101                                  237250                             20060201                        79.98999786          No MI
GROUP I                       Single Family                                 20360101                                  251500                             20060201                        79.98999786          No MI
GROUP I                       Single Family                                 20351101                                  500000                             20051201                        92.58999634          Radian Guaranty
GROUP I                       Single Family                                 20350801                                  374500                             20050901                                 70          No MI
GROUP I                       PUD                                           20351101                                  306150                             20051201                        79.98999786          No MI
GROUP I                       Condominium                                   20360101                                  803000                             20060201                        79.93000031          No MI
GROUP I                       Condominium                                   20351201                                  217700                             20060101                        79.98999786          No MI
GROUP I                       Single Family                                 20351001                                  223200                             20051101                                 80          No MI
GROUP I                       Single Family                                 20350801                                   47500                             20050901                                 95          Radian Guaranty
GROUP I                       Condominium                                   20351201                                  139992                             20060101                                 80          No MI
GROUP I                       PUD                                           20360101                                  291000                             20060201                        69.98999786          No MI
GROUP I                       Condominium                                   20351201                                  202643                             20060101                                 75          No MI
GROUP I                       PUD                                           20351201                                  245000                             20060101                        77.72000122          No MI
GROUP I                       PUD                                           20360101                                  201900                             20060201                        79.98000336          No MI
GROUP I                       Condominium                                   20351201                                  149793                             20060101                        69.83999634          No MI
GROUP I                       PUD                                           20351201                                  292450                             20060101                        79.98999786          No MI
GROUP I                       PUD                                           20351201                                  171550                             20060101                        79.94000244          No MI
GROUP I                       Single Family                                 20350901                                  204000                             20051001                                 80          No MI
GROUP I                       2-4 Family                                    20360101                                  800000                             20060201                        37.20999908          No MI
GROUP I                       Single Family                                 20360201                                  692000                             20060301                                 80          No MI
GROUP I                       PUD                                           20360101                                  104000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360201                                  201593                             20060301                                 70          No MI
GROUP I                       Single Family                                 20360201                                  440000                             20060301                                 80          No MI
GROUP I                       Condominium                                   20360201                                  120000                             20060301                                 80          No MI
GROUP I                       Condominium                                   20360201                                  264000                             20060301                        76.51999664          No MI
GROUP I                       Single Family                                 20360201                                  208000                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360101                                  225600                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  310000                             20060201                        79.87999725          No MI
GROUP I                       Single Family                                 20360201                                  412000                             20060301                                 80          No MI
GROUP I                       PUD                                           20360101                                  110650                             20060201                        79.97000122          No MI
GROUP I                       Condominium                                   20360101                                  192500                             20060201                                 70          No MI
GROUP I                       Condominium                                   20360201                                  480000                             20060301                                 80          No MI
GROUP I                       Condominium                                   20360201                                  196000                             20060301                                 80          No MI
GROUP I                       Condominium                                   20360201                                  393400                             20060301                        74.93000031          No MI
GROUP I                       PUD                                           20360201                                  787500                             20060301                              78.75          No MI
GROUP I                       Single Family                                 20360201                                  303680                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360201                                  407950                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360201                                  392000                             20060301                                 80          No MI
GROUP I                       PUD                                           20360201                                  232000                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360201                                  328000                             20060301                                 80          No MI
GROUP I                       Condominium                                   20360201                                  116193                             20060301                                 70          No MI
GROUP I                       Condominium                                   20360201                                  110590                             20060301                                 70          No MI
GROUP I                       Condominium                                   20360201                                  508000                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360201                                  335200                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360201                                  234500                             20060301                                 70          No MI
GROUP I                       PUD                                           20360201                                  171500                             20060301                        79.98999786          No MI
GROUP I                       Single Family                                 20360201                                  244800                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360101                                  335200                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360201                                  112000                             20060301                                 70          No MI
GROUP I                       Single Family                                 20360201                                  242000                             20060301                        79.33999634          No MI
GROUP I                       Single Family                                 20360201                                  600000                             20060301                        41.38000107          No MI
GROUP I                       Single Family                                 20360101                                  200000                             20060201                                 80          No MI
GROUP I                       Condominium                                   20360201                                  100100                             20060301                        60.66999817          No MI
GROUP I                       2-4 Family                                    20360201                                  427500                             20060301                                 75          No MI
GROUP I                       Single Family                                 20360201                                  178300                             20060301                        79.98999786          No MI
GROUP I                       Single Family                                 20360201                                 1237500                             20060301                                 75          No MI
GROUP I                       Single Family                                 20360201                                  188050                             20060301                        79.98000336          No MI
GROUP I                       Single Family                                 20360201                                  248000                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360201                                  870000                             20060301                                 75          No MI
GROUP I                       PUD                                           20360201                                  334450                             20060301                        79.98999786          No MI
GROUP I                       Single Family                                 20360201                                  476800                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360201                                  288000                             20060301                                 80          No MI
GROUP I                       PUD                                           20360201                                  284200                             20060301                        94.98999786          Radian Guaranty
GROUP I                       PUD                                           20360201                                  139900                             20060301                        79.98999786          No MI
GROUP I                       Single Family                                 20360201                                 1039000                             20060301                        54.68000031          No MI
GROUP I                       Single Family                                 20360201                                  221250                             20060301                                 75          No MI
GROUP I                       Single Family                                 20360201                                  370000                             20060301                                 74          No MI
GROUP I                       2-4 Family                                    20360201                                  432000                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360201                                  170400                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360201                                  480000                             20060301                                 80          No MI
GROUP I                       PUD                                           20360201                                  216000                             20060301                                 80          No MI
GROUP I                       2-4 Family                                    20360201                                  584250                             20060301                                 80          No MI
GROUP I                       2-4 Family                                    20360201                                  280000                             20060301                                 80          No MI
GROUP I                       PUD                                           20360201                                  180800                             20060301                                 80          No MI
GROUP I                       2-4 Family                                    20360201                                  468000                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360201                                  344800                             20060301                                 80          No MI
GROUP I                       Condominium                                   20360201                                  167900                             20060301                        69.98999786          No MI
GROUP I                       Single Family                                 20360201                                  345000                             20060301                                 75          No MI
GROUP I                       Single Family                                 20360201                                  307500                             20060301                                 75          No MI
GROUP I                       Single Family                                 20360201                                  368000                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360201                                  157500                             20060301                        69.83999634          No MI
GROUP I                       PUD                                           20360201                                  406200                             20060301                                 95          Radian Guaranty
GROUP I                       Single Family                                 20360201                                  204000                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360201                                  510000                             20060301                                 68          No MI
GROUP I                       PUD                                           20360201                                  315000                             20060301                                 90          No MI
GROUP I                       Single Family                                 20360201                                  394100                             20060301                                 70          No MI
GROUP I                       Single Family                                 20360201                                  648000                             20060301                                 80          No MI
GROUP I                       Condominium                                   20360201                                  119475                             20060301                                 75          No MI
GROUP I                       Single Family                                 20360201                                  555000                             20060301                        68.51999664          No MI
GROUP I                       Condominium                                   20360201                                  218000                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360201                                   69700                             20060301                                 85          No MI
GROUP I                       Single Family                                 20360201                                  302400                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360201                                  112000                             20060301                                 80          No MI
GROUP I                       Condominium                                   20360201                                  340000                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360201                                  460000                             20060301                        69.69999695          No MI
GROUP I                       2-4 Family                                    20360201                                  596000                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360201                                  539000                             20060301                                 70          No MI
GROUP I                       PUD                                           20360201                                  207250                             20060301                                 70          No MI
GROUP I                       PUD                                           20351001                                  188000                             20051101                                 80          No MI
GROUP I                       2-4 Family                                    20360101                                  365000                             20060201                        66.36000061          No MI
GROUP I                       Single Family                                 20360201                                  114000                             20060301                                 75          No MI
GROUP I                       Single Family                                 20360101                                  117900                             20060201                                 90          No MI
GROUP I                       Condominium                                   20360101                                  235200                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                   82204                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360201                                  209500                             20060301                        29.71999931          No MI
GROUP I                       Single Family                                 20360201                                   60000                             20060301                                100          No MI
GROUP I                       Single Family                                 20360201                                  305352                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360201                                  480000                             20060301                        53.33000183          No MI
GROUP I                       Single Family                                 20360201                                  221600                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360201                                  265600                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360301                                  440000                             20060401                                 80          No MI
GROUP I                       Single Family                                 20360301                                  750000                             20060401                        76.52999878          No MI
GROUP I                       PUD                                           20360301                                  248000                             20060401                                 80          No MI
GROUP I                       Single Family                                 20360201                                  260000                             20060301                        72.22000122          No MI
GROUP I                       Single Family                                 20360301                                  121500                             20060401                        89.66999817          No MI
GROUP I                       Single Family                                 20360301                                  572000                             20060401                                 80          No MI
GROUP I                       Single Family                                 20360301                                  211500                             20060401                                 90          No MI
GROUP I                       Single Family                                 20360301                                  180000                             20060401                                 80          No MI
GROUP I                       Single Family                                 20360301                                  620500                             20060401                                 85          No MI
GROUP I                       PUD                                           20360301                                  228950                             20060401                                 95          No MI
GROUP I                       Single Family                                 20360101                                  416000                             20060201                                 80          No MI
GROUP I                       PUD                                           20360201                                  270100                             20060301                        79.98999786          No MI
GROUP I                       PUD                                           20351201                                  213400                             20060101                        79.98999786          No MI
GROUP I                       Single Family                                 20351201                                  395350                             20060101                        94.98999786          Radian Guaranty
GROUP I                       PUD                                           20360201                                  215200                             20060301                        69.98999786          No MI
GROUP I                       PUD                                           20360101                                  199750                             20060201                        69.98999786          No MI
GROUP I                       PUD                                           20360101                                  142900                             20060201                        79.98999786          No MI
GROUP I                       PUD                                           20360101                                  137450                             20060201                        79.98999786          No MI
GROUP I                       PUD                                           20360101                                  332650                             20060201                        79.98999786          No MI
GROUP I                       PUD                                           20360101                                  135400                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  553750                             20060201                                 80          No MI
GROUP I                       PUD                                           20360101                                  349550                             20060201                        79.98999786          No MI
GROUP I                       Single Family                                 20351001                                  205600                             20051101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  308000                             20060101                        75.90000153          No MI
GROUP I                       Single Family                                 20360101                                  354700                             20060201                                 80          No MI
GROUP I                       PUD                                           20351201                                  197950                             20060101                        74.98000336          No MI
GROUP I                       Single Family                                 20350901                                  143940                             20051001                                 80          No MI
GROUP I                       PUD                                           20360101                                  315500                             20060201                                 70          No MI
GROUP I                       Condominium                                   20360101                                  205991                             20060201                                 80          No MI
GROUP I                       PUD                                           20351201                                  176800                             20060101                                 80          No MI
GROUP I                       PUD                                           20360101                                  150000                             20060201                        79.98000336          No MI
GROUP I                       2-4 Family                                    20350901                                  233500                             20051001                        58.38000107          No MI
GROUP I                       Single Family                                 20360101                                  460400                             20060201                        79.98999786          No MI
GROUP I                       Condominium                                   20360101                                  122493                             20060201                                 70          No MI
GROUP I                       Condominium                                   20360201                                  110250                             20060301                                 75          No MI
GROUP I                       PUD                                           20360101                                  137450                             20060201                        63.22000122          No MI
GROUP I                       Single Family                                 20360101                                  209592                             20060201                                 80          No MI
GROUP I                       2-4 Family                                    20360101                                  154500                             20060201                        79.63999939          No MI
GROUP I                       PUD                                           20351001                                  284000                             20051101                                 80          No MI
GROUP I                       PUD                                           20351101                                  250230                             20051201                                 95          Radian Guaranty
GROUP I                       Single Family                                 20351201                                 1500000                             20060101                        54.54999924          No MI
GROUP I                       Condominium                                   20360101                                  207992                             20060201                                 80          No MI
GROUP I                       PUD                                           20351201                                  217950                             20060101                                 80          No MI
GROUP I                       Single Family                                 20360101                                  236000                             20060201                                 80          No MI
GROUP I                       PUD                                           20360101                                  176350                             20060201                                 80          No MI
GROUP I                       Condominium                                   20360101                                  187992                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  262400                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  142000                             20060201                        56.79999924          No MI
GROUP I                       Condominium                                   20360101                                  200319                             20060201                                 80          No MI
GROUP I                       Condominium                                   20360101                                  181293                             20060201                                 70          No MI
GROUP I                       Condominium                                   20360101                                  512000                             20060201                                 80          No MI
GROUP I                       2-4 Family                                    20360101                                  760000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  252000                             20060201                                 70          No MI
GROUP I                       Single Family                                 20351201                                  147192                             20060101                                 80          No MI
GROUP I                       Single Family                                 20360101                                  101900                             20060201                        69.98999786          No MI
GROUP I                       Single Family                                 20351201                                  136600                             20060101                        78.51000214          No MI
GROUP I                       PUD                                           20360101                                  150720                             20060201                        79.84999847          No MI
GROUP I                       Single Family                                 20360101                                  248000                             20060201                                 80          No MI
GROUP I                       PUD                                           20360101                                  205550                             20060201                        79.98000336          No MI
GROUP I                       Condominium                                   20360101                                  164080                             20060201                                 70          No MI
GROUP I                       2-4 Family                                    20360101                                  162400                             20060201                                 70          No MI
GROUP I                       2-4 Family                                    20360101                                  451500                             20060201                                 70          No MI
GROUP I                       Single Family                                 20360101                                  260000                             20060201                        74.29000092          No MI
GROUP I                       Single Family                                 20360101                                  100320                             20060201                                 76          No MI
GROUP I                       Single Family                                 20351101                                  197600                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  135000                             20051201                        71.05000305          No MI
GROUP I                       Condominium                                   20351101                                  301600                             20051201                                 80          No MI
GROUP I                       PUD                                           20351201                                  440000                             20060101                                 80          No MI
GROUP I                       PUD                                           20351101                                  132000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  352000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351001                                  132000                             20051101                                 80          No MI
GROUP I                       Single Family                                 20351101                                  202500                             20051201                                 75          No MI
GROUP I                       Single Family                                 20351101                                  520000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  370400                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  374400                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  455920                             20051201                                 80          No MI
GROUP I                       Condominium                                   20351201                                  393200                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351101                                  311021                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351001                                  320000                             20051101                                 80          No MI
GROUP I                       Single Family                                 20351101                                  319200                             20051201                                 80          No MI
GROUP I                       Condominium                                   20351101                                  464000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  516800                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  528800                             20051201                        79.98000336          No MI
GROUP I                       PUD                                           20351101                                  376000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351001                                  228000                             20051101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  582400                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351101                                  340000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  175200                             20051201                                 80          No MI
GROUP I                       PUD                                           20351201                                  240000                             20060101                                 80          No MI
GROUP I                       2-4 Family                                    20360201                                  576000                             20060301                                 80          No MI
GROUP I                       PUD                                           20360101                                  208650                             20060201                        79.98000336          No MI
GROUP I                       Condominium                                   20360201                                  118293                             20060301                                 70          No MI
GROUP I                       Single Family                                 20360101                                  320000                             20060201                                 80          No MI
GROUP I                       PUD                                           20351201                                  216000                             20060101                        89.69999695          Radian Guaranty
GROUP I                       PUD                                           20351201                                 1000000                             20060101                        60.61000061          No MI
GROUP I                       PUD                                           20360101                                  169750                             20060201                                 70          No MI
GROUP I                       PUD                                           20360101                                  315950                             20060201                        78.09999847          No MI
GROUP I                       Single Family                                 20360101                                  316100                             20060201                        75.16999817          No MI
GROUP I                       Condominium                                   20351201                                  131242                             20060101                                 75          No MI
GROUP I                       Condominium                                   20360101                                  103593                             20060201                                 70          No MI
GROUP I                       2-4 Family                                    20360201                                  492000                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360101                                  239200                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360201                                  427500                             20060301                                 75          No MI
GROUP I                       Single Family                                 20360101                                  164000                             20060201                        42.59999847          No MI
GROUP I                       Single Family                                 20360101                                  285800                             20060201                        79.98999786          No MI
GROUP I                       PUD                                           20360101                                  246450                             20060201                        79.98999786          No MI
GROUP I                       Single Family                                 20360101                                  352000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360201                                  235605                             20060301                               69.5          No MI
GROUP I                       Condominium                                   20360201                                  228375                             20060301                                 90          Radian Guaranty
GROUP I                       Single Family                                 20360101                                  139000                             20060201                        69.73000336          No MI
GROUP I                       PUD                                           20360101                                  255000                             20060201                        64.08999634          No MI
GROUP I                       2-4 Family                                    20360101                                  252000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  492000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  224000                             20060201                                 80          No MI
GROUP I                       PUD                                           20360101                                  212000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20350901                                  220500                             20051001                                 70          No MI
GROUP I                       Single Family                                 20360201                                  112000                             20060301                                 70          No MI
GROUP I                       PUD                                           20360101                                  259150                             20060201                        79.98999786          No MI
GROUP I                       Single Family                                 20360101                                  314900                             20060201                        79.98999786          No MI
GROUP I                       Condominium                                   20360201                                  123200                             20060301                                 80          No MI
GROUP I                       PUD                                           20360101                                  287000                             20060201                                 70          No MI
GROUP I                       Single Family                                 20351101                                  236000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20360201                                  308400                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360201                                  251250                             20060301                                 75          No MI
GROUP I                       Condominium                                   20360201                                  301000                             20060301                                 70          No MI
GROUP I                       PUD                                           20360201                                  750000                             20060301                        67.88999939          No MI
GROUP I                       Single Family                                 20360201                                  292000                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360101                                  232000                             20060201                                 80          No MI
GROUP I                       Condominium                                   20360101                                  110250                             20060201                                 75          No MI
GROUP I                       Single Family                                 20360101                                  288000                             20060201                                 80          No MI
GROUP I                       Condominium                                   20360101                                  120400                             20060201                                 70          No MI
GROUP I                       Single Family                                 20360101                                  312200                             20060201                        79.98999786          No MI
GROUP I                       Single Family                                 20360201                                  173600                             20060301                                 80          No MI
GROUP I                       PUD                                           20360101                                  735000                             20060201                                 70          No MI
GROUP I                       2-4 Family                                    20360101                                  536000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  672000                             20060201                                 70          No MI
GROUP I                       Condominium                                   20360101                                  296800                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  268000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360201                                  500000                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360101                                  227600                             20060201                        79.98999786          No MI
GROUP I                       Single Family                                 20360101                                  185600                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360201                                  704000                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360201                                  518000                             20060301                                 70          No MI
GROUP I                       Condominium                                   20360101                                  321600                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  438400                             20060201                                 80          No MI
GROUP I                       PUD                                           20360101                                  252000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  230000                             20060201                        51.34000015          No MI
GROUP I                       Single Family                                 20360101                                  298400                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351201                                 1170000                             20060101                                 65          No MI
GROUP I                       2-4 Family                                    20360101                                  175000                             20060201                        68.90000153          No MI
GROUP I                       Single Family                                 20360201                                  408000                             20060301                                 80          No MI
GROUP I                       PUD                                           20360201                                  194400                             20060301                                 80          No MI
GROUP I                       PUD                                           20360101                                  224000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  138675                             20060201                                 75          No MI
GROUP I                       Single Family                                 20360201                                  199500                             20060301                                 70          No MI
GROUP I                       Condominium                                   20360101                                  194992                             20060201                                 75          No MI
GROUP I                       Single Family                                 20360101                                  359920                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  236175                             20060201                                 75          No MI
GROUP I                       Single Family                                 20351201                                  156000                             20060101                                 78          No MI
GROUP I                       PUD                                           20360101                                  233750                             20060201                                 85          No MI
GROUP I                       Condominium                                   20351201                                  155000                             20060101                        69.51000214          No MI
GROUP I                       Single Family                                 20351101                                   96000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  212000                             20051201                        89.08000183          Radian Guaranty
GROUP I                       Single Family                                 20351001                                  249600                             20051101                                 80          No MI
GROUP I                       PUD                                           20351101                                  395250                             20051201                                 85          Radian Guaranty
GROUP I                       Single Family                                 20351101                                  156600                             20051201                                 90          Radian Guaranty
GROUP I                       PUD                                           20350901                                   67500                             20051001                                 90          No MI
GROUP I                       Single Family                                 20351101                                  280000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  336000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351101                                  182750                             20051201                                 85          No MI
GROUP I                       2-4 Family                                    20351001                                  175000                             20051101                        38.13000107          No MI
GROUP I                       Single Family                                 20360101                                  408750                             20060201                                 75          No MI
GROUP I                       PUD                                           20350901                                  153600                             20051001                                 80          No MI
GROUP I                       PUD                                           20351001                                  139200                             20051101                                 80          No MI
GROUP I                       Single Family                                 20351101                                  106000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  124000                             20060101                                 80          No MI
GROUP I                       PUD                                           20351101                                  598400                             20051201                        84.94000244          No MI
GROUP I                       Single Family                                 20351201                                  304000                             20060101                                 80          No MI
GROUP I                       Condominium                                   20351201                                   88500                             20060101                                 75          No MI
GROUP I                       Single Family                                 20351201                                  388000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  232000                             20060101                                 80          No MI
GROUP I                       PUD                                           20351201                                  225600                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  110800                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  100000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  368000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                   93000                             20060101                                 75          No MI
GROUP I                       PUD                                           20351201                                  111120                             20060101                                 80          No MI
GROUP I                       PUD                                           20351201                                  201600                             20060101                        77.23999786          No MI
GROUP I                       Single Family                                 20351201                                  126800                             20060101                                 80          No MI
GROUP I                       2-4 Family                                    20351201                                  195200                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  103200                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  247920                             20060101                                 80          No MI
GROUP I                       Single Family                                 20350901                                   60000                             20051001                                 80          No MI
GROUP I                       Single Family                                 20351201                                   91000                             20060101                        78.44999695          No MI
GROUP I                       Single Family                                 20351201                                   95000                             20060101                        79.16999817          No MI
GROUP I                       Single Family                                 20351201                                  101600                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  102128                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351101                                   72000                             20051201                        74.23000336          No MI
GROUP I                       Single Family                                 20351101                                   85500                             20051201                                 95          No MI
GROUP I                       Single Family                                 20351201                                  106400                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  118320                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  118400                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  120800                             20060101                                 80          No MI
GROUP I                       PUD                                           20351201                                  128000                             20060101                                 80          No MI
GROUP I                       Condominium                                   20351201                                  132000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  140640                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351101                                  145920                             20051201                                 80          No MI
GROUP I                       Condominium                                   20351201                                  148195                             20060101                        88.73999786          Radian Guaranty
GROUP I                       Single Family                                 20351201                                  151200                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  159920                             20060101                                 80          No MI
GROUP I                       PUD                                           20351201                                  175000                             20060101                        84.54000092          Radian Guaranty
GROUP I                       Single Family                                 20351201                                  176000                             20060101                        69.01999664          No MI
GROUP I                       Single Family                                 20351201                                  176500                             20060101                        84.44999695          Radian Guaranty
GROUP I                       Single Family                                 20351201                                  188000                             20060101                                 80          No MI
GROUP I                       PUD                                           20351201                                  189000                             20060101                                 90          Radian Guaranty
GROUP I                       PUD                                           20351201                                  206400                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  221500                             20060101                        59.06999969          No MI
GROUP I                       PUD                                           20351201                                  225000                             20060101                                 75          No MI
GROUP I                       PUD                                           20351201                                  229500                             20060101                                 90          Radian Guaranty
GROUP I                       2-4 Family                                    20351201                                  232000                             20060101                        59.49000168          No MI
GROUP I                       Single Family                                 20351201                                  235000                             20060101                        78.33000183          No MI
GROUP I                       Single Family                                 20351201                                  235800                             20060101                                 90          Radian Guaranty
GROUP I                       PUD                                           20351101                                  260000                             20051201                                 65          No MI
GROUP I                       Single Family                                 20351201                                  272000                             20060101                                 80          No MI
GROUP I                       Condominium                                   20351201                                  293600                             20060101                        65.23999786          No MI
GROUP I                       Single Family                                 20351101                                  310000                             20051201                        59.04999924          No MI
GROUP I                       Single Family                                 20351201                                  315000                             20060101                        64.55000305          No MI
GROUP I                       Single Family                                 20351201                                  316800                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  391000                             20060101                                 85          Radian Guaranty
GROUP I                       PUD                                           20351101                                  511200                             20051201                        79.87999725          No MI
GROUP I                       PUD                                           20360101                                  348500                             20060201                                 85          No MI
GROUP I                       Single Family                                 20351101                                  412000                             20051201                        66.44999695          No MI
GROUP I                       Condominium                                   20360201                                  259850                             20060301                        79.98999786          No MI
GROUP I                       PUD                                           20360101                                 1000000                             20060201                        66.66999817          No MI
GROUP I                       2-4 Family                                    20360201                                  323700                             20060301                        68.15000153          No MI
GROUP I                       Single Family                                 20360101                                  640000                             20060201                               79.5          No MI
GROUP I                       Single Family                                 20360101                                  175000                             20060201                                 70          No MI
GROUP I                       2-4 Family                                    20360101                                  157500                             20060201                                 75          No MI
GROUP I                       Single Family                                 20360101                                  196500                             20060201                        59.00999832          No MI
GROUP I                       2-4 Family                                    20351201                                  320000                             20060101                        74.41999817          No MI
GROUP I                       Single Family                                 20351201                                  142500                             20060101                                 75          No MI
GROUP I                       PUD                                           20360201                                  318750                             20060301                                 85          No MI
GROUP I                       Single Family                                 20360201                                  288900                             20060301                                 90          No MI
GROUP I                       Single Family                                 20360101                                  288000                             20060201                                 80          No MI
GROUP I                       PUD                                           20360101                                  141300                             20060201                                 70          No MI
GROUP I                       Single Family                                 20360101                                  217600                             20060201                                 80          No MI
GROUP I                       PUD                                           20351201                                 1040000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20360201                                  144000                             20060301                                 80          No MI
GROUP I                       PUD                                           20360101                                  236250                             20060201                        71.58999634          No MI
GROUP I                       Single Family                                 20351201                                  223192                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  248000                             20060101                                 80          No MI
GROUP I                       PUD                                           20351101                                  309600                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  416000                             20060101                                 80          No MI
GROUP I                       Condominium                                   20351201                                  218400                             20060101                                 80          No MI
GROUP I                       Condominium                                   20351201                                  140000                             20060101                                 80          No MI
GROUP I                       Condominium                                   20351201                                  332000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  511920                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  113520                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  304000                             20060101                                 80          No MI
GROUP I                       PUD                                           20351201                                  151200                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  193600                             20060101                                 80          No MI
GROUP I                       Single Family                                 20360201                                  224000                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360101                                  488000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  431250                             20060201                                 75          No MI
GROUP I                       Condominium                                   20360101                                  197680                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  232000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  228750                             20060101                                 75          No MI
GROUP I                       Single Family                                 20351201                                  124200                             20060101                                 90          No MI
GROUP I                       Single Family                                 20351001                                  323910                             20051101                                 90          Radian Guaranty
GROUP I                       Single Family                                 20351001                                  486000                             20051101                        50.36000061          No MI
GROUP I                       Single Family                                 20350901                                  175000                             20051001                                 70          No MI
GROUP I                       Single Family                                 20351001                                  900000                             20051101                                 60          No MI
GROUP I                       Condominium                                   20351001                                  138400                             20051101                                 80          No MI
GROUP I                       Condominium                                   20351101                                  244000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  424800                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  390000                             20060101                        69.63999939          No MI
GROUP I                       Condominium                                   20351101                                   75200                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  107000                             20060101                        82.30999756          No MI
GROUP I                       Single Family                                 20351101                                  195000                             20051201                        81.58999634          No MI
GROUP I                       Single Family                                 20351101                                  239920                             20051201                                 80          No MI
GROUP I                       2-4 Family                                    20351201                                  281600                             20060101                                 80          No MI
GROUP I                       2-4 Family                                    20351101                                  223920                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  424000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  332000                             20051201                                 80          No MI
GROUP I                       PUD                                           20351201                                  100000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20350901                                  496000                             20051001                                 80          No MI
GROUP I                       Single Family                                 20350801                                  500000                             20050901                                 80          No MI
GROUP I                       2-4 Family                                    20350901                                  560500                             20051001                                 95          No MI
GROUP I                       Single Family                                 20350901                                   72000                             20051001                                 80          No MI
GROUP I                       Condominium                                   20350901                                  240000                             20051001                        77.41999817          No MI
GROUP I                       2-4 Family                                    20350901                                   54000                             20051001                        84.37999725          No MI
GROUP I                       Single Family                                 20351101                                  612500                             20051201                        70.40000153          No MI
GROUP I                       Single Family                                 20350901                                   49000                             20051001                        66.22000122          No MI
GROUP I                       Single Family                                 20350901                                   52250                             20051001                                 95          No MI
GROUP I                       Single Family                                 20350901                                   93500                             20051001                        78.90000153          No MI
GROUP I                       Single Family                                 20350901                                  101600                             20051001                                 80          No MI
GROUP I                       Single Family                                 20350901                                  108000                             20051001                                 80          No MI
GROUP I                       Single Family                                 20350901                                  114150                             20051001                        79.98999786          No MI
GROUP I                       2-4 Family                                    20350901                                  116800                             20051001                                 80          No MI
GROUP I                       Single Family                                 20350901                                  123920                             20051001                                 80          No MI
GROUP I                       Condominium                                   20350901                                  130400                             20051001                                 80          No MI
GROUP I                       Single Family                                 20350901                                  132000                             20051001                                 80          No MI
GROUP I                       Single Family                                 20350901                                  136000                             20051001                                 80          No MI
GROUP I                       PUD                                           20350901                                  144000                             20051001                                 80          No MI
GROUP I                       PUD                                           20350901                                  145520                             20051001                                 80          No MI
GROUP I                       Single Family                                 20350901                                  146200                             20051001                                 85          No MI
GROUP I                       Condominium                                   20350901                                  160000                             20051001                                 80          No MI
GROUP I                       Single Family                                 20350901                                  160800                             20051001                                 80          No MI
GROUP I                       PUD                                           20350901                                  162412                             20051001                                 80          No MI
GROUP I                       PUD                                           20350901                                  168000                             20051001                                 80          No MI
GROUP I                       Single Family                                 20350901                                  199000                             20051001                        49.38000107          No MI
GROUP I                       PUD                                           20350901                                  199920                             20051001                                 80          No MI
GROUP I                       Single Family                                 20350901                                  180760                             20051001                                 80          No MI
GROUP I                       PUD                                           20350901                                  188000                             20051001                                 80          No MI
GROUP I                       2-4 Family                                    20350901                                  208000                             20051001                        66.02999878          No MI
GROUP I                       Single Family                                 20350901                                  225000                             20051001                        69.23000336          No MI
GROUP I                       Single Family                                 20350901                                  225000                             20051001                                 90          No MI
GROUP I                       Condominium                                   20350901                                  239200                             20051001                                 80          No MI
GROUP I                       Single Family                                 20350901                                  255000                             20051001                        57.95000076          No MI
GROUP I                       Single Family                                 20350901                                  264000                             20051001                                 80          No MI
GROUP I                       Single Family                                 20350901                                  299250                             20051001                                 95          No MI
GROUP I                       PUD                                           20350901                                  302000                             20051001                        83.88999939          No MI
GROUP I                       Single Family                                 20350901                                  400000                             20051001                        51.95000076          No MI
GROUP I                       PUD                                           20350901                                  340000                             20051001                                 80          No MI
GROUP I                       Single Family                                 20350901                                  357300                             20051001                                 90          No MI
GROUP I                       PUD                                           20350901                                  452000                             20051001                                 80          No MI
GROUP I                       Single Family                                 20350901                                  481000                             20051001                        82.22000122          No MI
GROUP I                       Single Family                                 20350901                                  490500                             20051001                                 90          No MI
GROUP I                       PUD                                           20351101                                  278692                             20051201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  233900                             20060201                                 70          No MI
GROUP I                       Single Family                                 20351201                                  344000                             20060101                                 80          No MI
GROUP I                       Condominium                                   20351201                                  147992                             20060101                                 80          No MI
GROUP I                       Condominium                                   20360101                                  267120                             20060201                                 80          No MI
GROUP I                       Condominium                                   20360101                                  117943                             20060201                                 70          No MI
GROUP I                       Condominium                                   20351201                                  193893                             20060101                                 70          No MI
GROUP I                       PUD                                           20351101                                  410550                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351001                                  448000                             20051101                                 80          No MI
GROUP I                       Single Family                                 20351001                                  650000                             20051101                              77.75          No MI
GROUP I                       PUD                                           20351101                                  371950                             20051201                        78.11000061          No MI
GROUP I                       Condominium                                   20351201                                  178493                             20060101                                 70          No MI
GROUP I                       Condominium                                   20360101                                   86175                             20060201                                 75          No MI
GROUP I                       Single Family                                 20351001                                  270000                             20051101                        79.41000366          No MI
GROUP I                       Single Family                                 20351201                                  371250                             20060101                              74.25          No MI
GROUP I                       Condominium                                   20360101                                  203992                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                   97000                             20060201                        74.62000275          No MI
GROUP I                       Single Family                                 20360101                                 1000000                             20060201                        68.97000122          No MI
GROUP I                       Condominium                                   20351201                                  391558                             20060101                                 75          No MI
GROUP I                       PUD                                           20360101                                  680000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20350601                                  368000                             20050701                                 80          No MI
GROUP I                       PUD                                           20350801                                  629997                             20050901                                 80          No MI
GROUP I                       Single Family                                 20350801                                  752000                             20050901                                 80          No MI
GROUP I                       PUD                                           20350801                                  368000                             20050901                                 80          No MI
GROUP I                       Single Family                                 20350801                                  240000                             20050901                                 80          No MI
GROUP I                       Single Family                                 20351201                                  399200                             20060101                                 80          No MI
GROUP I                       Condominium                                   20351201                                  296785                             20060101                                 75          No MI
GROUP I                       Single Family                                 20351201                                  472000                             20060101                                 80          No MI
GROUP I                       Condominium                                   20351201                                  141600                             20060101                                 80          No MI
GROUP I                       PUD                                           20360101                                  245000                             20060201                                 70          No MI
GROUP I                       Condominium                                   20360201                                  129900                             20060301                        79.98999786          No MI
GROUP I                       Condominium                                   20360201                                  188550                             20060301                                 80          No MI
GROUP I                       PUD                                           20360201                                  504000                             20060301                                 80          No MI
GROUP I                       Condominium                                   20360201                                  129650                             20060301                        74.98999786          No MI
GROUP I                       Condominium                                   20360201                                  134700                             20060301                        78.36000061          No MI
GROUP I                       Condominium                                   20360201                                  340700                             20060301                                 80          No MI
GROUP I                       2-4 Family                                    20360201                                  511000                             20060301                                 70          No MI
GROUP I                       Single Family                                 20360201                                  212000                             20060301                                 80          No MI
GROUP I                       2-4 Family                                    20360201                                  484000                             20060301                                 80          No MI
GROUP I                       Condominium                                   20360201                                  168000                             20060301                        64.62000275          No MI
GROUP I                       Single Family                                 20360201                                  353000                             20060301                        71.30999756          No MI
GROUP I                       PUD                                           20360201                                  203000                             20060301                                 70          No MI
GROUP I                       Single Family                                 20360201                                  945000                             20060301                                 70          No MI
GROUP I                       Single Family                                 20360201                                  179650                             20060301                        79.98999786          No MI
GROUP I                       2-4 Family                                    20360201                                  400000                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360201                                  333600                             20060301                                 80          No MI
GROUP I                       2-4 Family                                    20360201                                  195000                             20060301                                 75          No MI
GROUP I                       2-4 Family                                    20360201                                  345000                             20060301                                 69          No MI
GROUP I                       Condominium                                   20360201                                  496000                             20060301                                 80          No MI
GROUP I                       PUD                                           20360201                                  283000                             20060301                        69.87999725          No MI
GROUP I                       PUD                                           20360201                                  192000                             20060301                        79.97000122          No MI
GROUP I                       Single Family                                 20360201                                  126000                             20060301                                 75          No MI
GROUP I                       2-4 Family                                    20360201                                  104400                             20060301                                 72          No MI
GROUP I                       Single Family                                 20360201                                   76000                             20060301                                 80          No MI
GROUP I                       Condominium                                   20360201                                  308000                             20060301                                 80          No MI
GROUP I                       Condominium                                   20360201                                  137520                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360201                                  235500                             20060301                        57.43999863          No MI
GROUP I                       PUD                                           20360201                                  163992                             20060301                                 80          No MI
GROUP I                       2-4 Family                                    20360101                                  364000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  107200                             20060201                                 67          No MI
GROUP I                       Single Family                                 20360101                                  180000                             20060201                                 50          No MI
GROUP I                       PUD                                           20360201                                  480000                             20060301                        75.83000183          No MI
GROUP I                       2-4 Family                                    20360101                                  288000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  210960                             20060201                                 80          No MI
GROUP I                       2-4 Family                                    20360101                                  242250                             20060201                        47.04000092          No MI
GROUP I                       Single Family                                 20360101                                  450000                             20060201                        62.06999969          No MI
GROUP I                       PUD                                           20360101                                  595000                             20060201                                 70          No MI
GROUP I                       Single Family                                 20360101                                  368000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  262500                             20060201                                 70          No MI
GROUP I                       Single Family                                 20360101                                  569858                             20060201                                 80          No MI
GROUP I                       Condominium                                   20360101                                  311500                             20060201                                 70          No MI
GROUP I                       Single Family                                 20360101                                  148400                             20060201                                 70          No MI
GROUP I                       Single Family                                 20360101                                  700000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360201                                  242000                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360201                                  160000                             20060301                                 80          No MI
GROUP I                       Condominium                                   20360201                                  421000                             20060301                        74.91000366          No MI
GROUP I                       Single Family                                 20360201                                  206400                             20060301                                 80          No MI
GROUP I                       PUD                                           20360101                                  364000                             20060201                        79.55000305          No MI
GROUP I                       2-4 Family                                    20360201                                  494000                             20060301                        79.94000244          No MI
GROUP I                       Single Family                                 20360101                                  102000                             20060201                               50.5          No MI
GROUP I                       Single Family                                 20351201                                  299715                             20060101                                 75          No MI
GROUP I                       PUD                                           20351201                                  273900                             20060101                        49.27000046          No MI
GROUP I                       Single Family                                 20351101                                  342100                             20051201                        79.98999786          No MI
GROUP I                       Single Family                                 20360101                                  175500                             20060201                              87.75          Radian Guaranty
GROUP I                       Condominium                                   20360101                                  465000                             20060201                        37.20000076          No MI
GROUP I                       Single Family                                 20360101                                  472000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  135000                             20060101                                 90          Radian Guaranty
GROUP I                       PUD                                           20351201                                  125900                             20060101                        79.98999786          No MI
GROUP I                       Single Family                                 20351201                                  207918                             20060101                        77.01000214          No MI
GROUP I                       Single Family                                 20351201                                  142000                             20060101                                 80          No MI
GROUP I                       PUD                                           20351201                                  150300                             20060101                        79.98999786          No MI
GROUP I                       2-4 Family                                    20360101                                  316000                             20060201                        57.45000076          No MI
GROUP I                       Single Family                                 20360101                                  274500                             20060201                                 90          Radian Guaranty
GROUP I                       Single Family                                 20360101                                   76000                             20060201                        27.04999924          No MI
GROUP I                       Single Family                                 20360101                                  300011                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  128000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20360101                                  210000                             20060201                        58.33000183          No MI
GROUP I                       Condominium                                   20360101                                  155592                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  694000                             20060201                        70.81999969          No MI
GROUP I                       Single Family                                 20360101                                  192000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  148000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  349600                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  500000                             20060201                        94.16000366          Radian Guaranty
GROUP I                       Single Family                                 20360101                                  134797                             20060201                        79.86000061          No MI
GROUP I                       Single Family                                 20360101                                  231042                             20060201                                 90          Radian Guaranty
GROUP I                       Single Family                                 20360101                                  115000                             20060201                        43.40000153          No MI
GROUP I                       Single Family                                 20360101                                   70000                             20060201                        49.29999924          No MI
GROUP I                       Single Family                                 20360101                                  240000                             20060201                                 80          No MI
GROUP I                       Condominium                                   20360101                                  113592                             20060201                                 80          No MI
GROUP I                       PUD                                           20360101                                  324000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  124000                             20060201                                 80          No MI
GROUP I                       PUD                                           20360101                                  144000                             20060201                        52.36000061          No MI
GROUP I                       Single Family                                 20360101                                  288000                             20060201                        57.59999847          No MI
GROUP I                       PUD                                           20360101                                  350000                             20060201                        61.40000153          No MI
GROUP I                       Single Family                                 20210201                                  206500                             20060301                        68.83000183          No MI
GROUP I                       Single Family                                 20360201                                  275000                             20060301                              68.75          No MI
GROUP I                       Single Family                                 20360201                                  350000                             20060301                                 70          No MI
GROUP I                       2-4 Family                                    20360101                                  214400                             20060201                                 80          No MI
GROUP I                       Condominium                                   20360201                                  114300                             20060301                        79.98999786          No MI
GROUP I                       Single Family                                 20360101                                  239000                             20060201                        69.87999725          No MI
GROUP I                       2-4 Family                                    20360201                                  520000                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360201                                  154200                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360201                                  650000                             20060301                              79.75          No MI
GROUP I                       2-4 Family                                    20360101                                  236000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360201                                  284400                             20060301                        71.09999847          No MI
GROUP I                       2-4 Family                                    20210201                                  485000                             20060301                        54.79999924          No MI
GROUP I                       Single Family                                 20360201                                  292000                             20060301                                 80          No MI
GROUP I                       PUD                                           20360101                                  245600                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  184000                             20060201                                 80          No MI
GROUP I                       PUD                                           20360101                                  184000                             20060201                                 80          No MI
GROUP I                       2-4 Family                                    20360101                                  440000                             20060201                                 80          No MI
GROUP I                       PUD                                           20360201                                  408000                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360201                                  117600                             20060301                                 80          No MI
GROUP I                       PUD                                           20360101                                  520800                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  208000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360201                                  324000                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360201                                  133200                             20060301                                 80          No MI
GROUP I                       PUD                                           20360201                                  281680                             20060301                                 70          No MI
GROUP I                       PUD                                           20360101                                  223000                             20060201                        79.63999939          No MI
GROUP I                       Single Family                                 20360101                                  465000                             20060201                                 75          No MI
GROUP I                       Single Family                                 20360201                                  472500                             20060301                                 70          No MI
GROUP I                       Single Family                                 20360201                                  472500                             20060301                                 70          No MI
GROUP I                       Condominium                                   20360201                                  124000                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360201                                  552000                             20060301                                 80          No MI
GROUP I                       Condominium                                   20360201                                  173610                             20060301                                 90          Republic MIC
GROUP I                       2-4 Family                                    20360101                                  161250                             20060201                                 75          No MI
GROUP I                       PUD                                           20360201                                  268000                             20060301                                 80          No MI
GROUP I                       Condominium                                   20360201                                  102000                             20060301                                 80          No MI
GROUP I                       Condominium                                   20360101                                  159200                             20060201                                 80          No MI
GROUP I                       Condominium                                   20360201                                  142400                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360201                                  141400                             20060301                                 70          No MI
GROUP I                       Single Family                                 20360101                                  111100                             20060201                        79.98999786          No MI
GROUP I                       Condominium                                   20360101                                  287999                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360201                                  305600                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360101                                  247500                             20060201                        46.70000076          No MI
GROUP I                       Single Family                                 20360201                                  192000                             20060301                                 80          No MI
GROUP I                       Condominium                                   20360101                                  189550                             20060201                        79.98000336          No MI
GROUP I                       Single Family                                 20360101                                  273500                             20060201                        47.56999969          No MI
GROUP I                       Single Family                                 20210201                                  104000                             20060301                                 80          No MI
GROUP I                       PUD                                           20360101                                  127100                             20060201                        79.98999786          No MI
GROUP I                       Single Family                                 20360101                                  185300                             20060201                        79.98999786          No MI
GROUP I                       Single Family                                 20360101                                  556800                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  263200                             20060201                        79.77999878          No MI
GROUP I                       Single Family                                 20360101                                  254400                             20060201                                 80          No MI
GROUP I                       2-4 Family                                    20360101                                  240000                             20060201                        79.20999908          No MI
GROUP I                       Condominium                                   20360101                                  168000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  356000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  405000                             20060201                        69.23000336          No MI
GROUP I                       Single Family                                 20360201                                  840000                             20060301                                 70          No MI
GROUP I                       Single Family                                 20360101                                   72150                             20060201                        74.37999725          No MI
GROUP I                       Single Family                                 20360101                                  100000                             20060201                        33.33000183          No MI
GROUP I                       2-4 Family                                    20360201                                  565600                             20060301                                 80          No MI
GROUP I                       2-4 Family                                    20360101                                  544000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  315000                             20060201                        64.29000092          No MI
GROUP I                       2-4 Family                                    20360101                                  180000                             20060201                        40.45000076          No MI
GROUP I                       Single Family                                 20360101                                  165130                             20060201                                 70          No MI
GROUP I                       Condominium                                   20360101                                  181500                             20060201                        75.30999756          No MI
GROUP I                       Single Family                                 20360101                                  240000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  252000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  333200                             20060201                                 70          No MI
GROUP I                       Single Family                                 20360101                                  205000                             20060201                        38.38999939          No MI
GROUP I                       Single Family                                 20360101                                  356250                             20060201                                 95          Radian Guaranty
GROUP I                       Single Family                                 20360101                                  144000                             20060201                        57.59999847          No MI
GROUP I                       Single Family                                 20360101                                  440000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  510000                             20060201                        79.69000244          No MI
GROUP I                       Single Family                                 20360101                                  200000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  420000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  440000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20360101                                  220000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  112000                             20060101                        75.68000031          No MI
GROUP I                       2-4 Family                                    20360101                                  600000                             20060201                        44.43999863          No MI
GROUP I                       Single Family                                 20360101                                  311920                             20060201                                 80          No MI
GROUP I                       2-4 Family                                    20360101                                  108000                             20060201                                 80          No MI
GROUP I                       2-4 Family                                    20360101                                  484000                             20060201                        78.05999756          No MI
GROUP I                       Single Family                                 20360101                                  176000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  119200                             20060101                                 80          No MI
GROUP I                       2-4 Family                                    20360101                                  228900                             20060201                                 70          No MI
GROUP I                       PUD                                           20360101                                  263200                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  120400                             20060201                                 70          No MI
GROUP I                       Single Family                                 20360201                                  428000                             20060301                                 80          No MI
GROUP I                       Condominium                                   20360101                                  239400                             20060201                              94.75          Radian Guaranty
GROUP I                       Single Family                                 20360101                                  525000                             20060201                        69.54000092          No MI
GROUP I                       Single Family                                 20360201                                   91600                             20060301                        77.95999908          No MI
GROUP I                       Condominium                                   20351201                                  268000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20360101                                  265900                             20060201                                 95          Republic MIC
GROUP I                       Single Family                                 20360101                                  462400                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  133950                             20060201                        69.98000336          No MI
GROUP I                       Condominium                                   20360101                                  114200                             20060201                        89.98999786          No MI
GROUP I                       Single Family                                 20360101                                 2000000                             20060201                        68.97000122          No MI
GROUP I                       PUD                                           20360101                                  334600                             20060201                                 80          No MI
GROUP I                       PUD                                           20360101                                  331450                             20060201                        74.15000153          No MI
GROUP I                       Condominium                                   20360201                                  719200                             20060301                        79.48000336          No MI
GROUP I                       2-4 Family                                    20360101                                  117000                             20060201                                 75          No MI
GROUP I                       PUD                                           20351201                                  184000                             20060101                                 80          No MI
GROUP I                       PUD                                           20360101                                  476000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  135000                             20060201                        66.18000031          No MI
GROUP I                       Single Family                                 20360101                                  215000                             20060201                        78.47000122          No MI
GROUP I                       2-4 Family                                    20360101                                  584000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  206400                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  619000                             20060201                        72.81999969          No MI
GROUP I                       Single Family                                 20351201                                  192000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20360101                                  244000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  409600                             20060101                                 80          No MI
GROUP I                       PUD                                           20360101                                  500000                             20060201                        50.75999832          No MI
GROUP I                       Single Family                                 20360101                                  304000                             20060201                        77.55000305          No MI
GROUP I                       Single Family                                 20360101                                  273750                             20060201                                 75          No MI
GROUP I                       Single Family                                 20360101                                  505400                             20060201                                 70          No MI
GROUP I                       Single Family                                 20360101                                  196800                             20060201                                 80          No MI
GROUP I                       Condominium                                   20360101                                  210700                             20060201                                 70          No MI
GROUP I                       Single Family                                 20360101                                  126400                             20060201                                 80          No MI
GROUP I                       2-4 Family                                    20351201                                  400000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  192000                             20060101                        68.56999969          No MI
GROUP I                       PUD                                           20360101                                  346500                             20060201                                 70          No MI
GROUP I                       Single Family                                 20360101                                  298000                             20060201                        76.41000366          No MI
GROUP I                       Single Family                                 20360101                                  220000                             20060201                        58.66999817          No MI
GROUP I                       Single Family                                 20360101                                  115000                             20060201                        62.15999985          No MI
GROUP I                       2-4 Family                                    20360101                                  375000                             20060201                                 75          No MI
GROUP I                       Single Family                                 20360101                                  232700                             20060201                        79.98999786          No MI
GROUP I                       Single Family                                 20360101                                  236000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  245000                             20060101                        64.47000122          No MI
GROUP I                       2-4 Family                                    20360101                                  197500                             20060201                        40.31000137          No MI
GROUP I                       Single Family                                 20360101                                   94500                             20060201                                 75          No MI
GROUP I                       Single Family                                 20360101                                  300000                             20060201                        57.41999817          No MI
GROUP I                       Single Family                                 20360101                                  234000                             20060201                                 90          Radian Guaranty
GROUP I                       Condominium                                   20360101                                  220000                             20060201                        57.88999939          No MI
GROUP I                       2-4 Family                                    20360201                                   65250                             20060301                               72.5          No MI
GROUP I                       PUD                                           20360201                                  157200                             20060301                                 80          No MI
GROUP I                       PUD                                           20360101                                  623200                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  501500                             20060201                                 85          Radian Guaranty
GROUP I                       PUD                                           20351101                                  220000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  111200                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  464000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  111200                             20060201                                 80          No MI
GROUP I                       PUD                                           20360101                                  340000                             20060201                                 80          No MI
GROUP I                       2-4 Family                                    20360101                                  346450                             20060201                        72.94000244          No MI
GROUP I                       Single Family                                 20360101                                  688000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  412800                             20060201                                 80          No MI
GROUP I                       Condominium                                   20360101                                  126000                             20060201                                 70          No MI
GROUP I                       Single Family                                 20360101                                  380000                             20060201                        71.02999878          No MI
GROUP I                       Condominium                                   20360101                                  199920                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  510000                             20060201                                 75          No MI
GROUP I                       Single Family                                 20360101                                  143920                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  284000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20360101                                  460000                             20060201                                 80          No MI
GROUP I                       Condominium                                   20360101                                  527100                             20060201                                 80          No MI
GROUP I                       PUD                                           20360101                                  415950                             20060201                        79.98999786          No MI
GROUP I                       2-4 Family                                    20210101                                  238000                             20060201                        16.46999931          No MI
GROUP I                       PUD                                           20360201                                  153350                             20060301                        79.98000336          No MI
GROUP I                       Single Family                                 20360101                                  150000                             20060201                               62.5          No MI
GROUP I                       2-4 Family                                    20360101                                  445250                             20060201                                 65          No MI
GROUP I                       Single Family                                 20351201                                  315000                             20060101                        58.54999924          No MI
GROUP I                       2-4 Family                                    20360101                                  183750                             20060201                                 75          No MI
GROUP I                       PUD                                           20360101                                   87300                             20060201                        56.31999969          No MI
GROUP I                       Single Family                                 20360101                                  108500                             20060201                                 70          No MI
GROUP I                       Single Family                                 20360101                                  161000                             20060201                                 70          No MI
GROUP I                       Single Family                                 20360101                                  178500                             20060201                                 70          No MI
GROUP I                       Single Family                                 20360101                                  341000                             20060201                        64.33999634          No MI
GROUP I                       2-4 Family                                    20360201                                  560000                             20060301                                 80          No MI
GROUP I                       2-4 Family                                    20360101                                  176250                             20060201                                 75          No MI
GROUP I                       Single Family                                 20360101                                  207200                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360201                                  164000                             20060301                                 80          No MI
GROUP I                       PUD                                           20360201                                  142000                             20060301                                 80          No MI
GROUP I                       PUD                                           20360201                                  142000                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360101                                  343200                             20060201                                 80          No MI
GROUP I                       Single Family                                 20310101                                  145000                             20060201                                 58          No MI
GROUP I                       2-4 Family                                    20360101                                  150000                             20060201                                 40          No MI
GROUP I                       Single Family                                 20360101                                  528000                             20060201                                 80          No MI
GROUP I                       PUD                                           20360101                                  168800                             20060201                        59.06000137          No MI
GROUP I                       PUD                                           20360201                                  444000                             20060301                        47.74000168          No MI
GROUP I                       PUD                                           20360101                                  427500                             20060201                                 75          No MI
GROUP I                       PUD                                           20360101                                  206000                             20060201                        79.83999634          No MI
GROUP I                       Single Family                                 20360101                                  220000                             20060201                                 80          No MI
GROUP I                       Condominium                                   20360101                                  259560                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  455000                             20060201                                 70          No MI
GROUP I                       Single Family                                 20360101                                  300000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  741100                             20060101                               68.5          No MI
GROUP I                       Single Family                                 20351201                                  113600                             20060101                                 80          No MI
GROUP I                       Single Family                                 20360101                                  280000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  277600                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  145600                             20060201                                 70          No MI
GROUP I                       2-4 Family                                    20360101                                  200000                             20060201                                 80          No MI
GROUP I                       Condominium                                   20360101                                  201000                             20060201                                 60          No MI
GROUP I                       Single Family                                 20360101                                  129500                             20060201                                 70          No MI
GROUP I                       Condominium                                   20360101                                  324000                             20060201                                 80          No MI
GROUP I                       Condominium                                   20360101                                  110000                             20060201                        31.43000031          No MI
GROUP I                       Single Family                                 20360101                                  211400                             20060201                                 70          No MI
GROUP I                       Single Family                                 20351101                                  810000                             20051201                        77.13999939          No MI
GROUP I                       PUD                                           20360101                                  207000                             20060201                                 90          Radian Guaranty
GROUP I                       Single Family                                 20351001                                  248000                             20051101                                 80          No MI
GROUP I                       Single Family                                 20360101                                  266000                             20060201                                 56          No MI
GROUP I                       Single Family                                 20360101                                  176800                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  311200                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  145600                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                 1000000                             20060201                        56.34000015          No MI
GROUP I                       Single Family                                 20360101                                  152200                             20060201                        74.98000336          No MI
GROUP I                       Single Family                                 20360101                                  300000                             20060201                        54.04999924          No MI
GROUP I                       2-4 Family                                    20360101                                  592000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  647500                             20060201                                 70          No MI
GROUP I                       Single Family                                 20360101                                  170800                             20060201                                 70          No MI
GROUP I                       Single Family                                 20360201                                  275000                             20060301                        77.45999908          No MI
GROUP I                       Single Family                                 20360101                                  381000                             20060201                                 60          No MI
GROUP I                       2-4 Family                                    20360101                                  325500                             20060201                                 70          No MI
GROUP I                       Single Family                                 20360101                                  172720                             20060201                                 80          No MI
GROUP I                       Condominium                                   20360201                                  157450                             20060301                        74.98999786          No MI
GROUP I                       Single Family                                 20360101                                  208000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360201                                  280000                             20060301                        22.21999931          No MI
GROUP I                       Single Family                                 20360101                                  508000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  960000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  320000                             20060201                        72.73000336          No MI
GROUP I                       Single Family                                 20360101                                  416000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  560000                             20060201                                 80          No MI
GROUP I                       PUD                                           20360101                                  272000                             20060201                                 80          No MI
GROUP I                       Condominium                                   20360101                                  287775                             20060201                                 75          No MI
GROUP I                       PUD                                           20360101                                  216300                             20060201                                 70          No MI
GROUP I                       Single Family                                 20360101                                  183650                             20060201                        74.98999786          No MI
GROUP I                       Single Family                                 20360101                                  425250                             20060201                                 75          No MI
GROUP I                       Single Family                                 20360101                                  170000                             20060201                        61.81999969          No MI
GROUP I                       Condominium                                   20360101                                  160000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  223000                             20060201                        66.97000122          No MI
GROUP I                       Condominium                                   20360101                                  120800                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  471200                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  175000                             20060201                                 70          No MI
GROUP I                       Single Family                                 20360101                                  640000                             20060201                        79.01000214          No MI
GROUP I                       Single Family                                 20360101                                  300800                             20060201                        79.16000366          No MI
GROUP I                       Single Family                                 20360101                                  324000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  479200                             20060201                                 80          No MI
GROUP I                       Condominium                                   20360101                                  212800                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  321600                             20060201                                 80          No MI
GROUP I                       PUD                                           20360101                                 1290000                             20060201                        67.88999939          No MI
GROUP I                       Condominium                                   20360101                                  387900                             20060201                                 90          No MI
GROUP I                       Single Family                                 20360101                                  502640                             20060201                                 80          No MI
GROUP I                       2-4 Family                                    20360101                                  160000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  605000                             20060201                        72.27999878          No MI
GROUP I                       Single Family                                 20360101                                  359100                             20060201                                 70          No MI
GROUP I                       Single Family                                 20360101                                  532000                             20060201                                 80          No MI
GROUP I                       Condominium                                   20360101                                  108000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  498000                             20060201                        55.45999908          No MI
GROUP I                       Single Family                                 20360101                                  504000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  325600                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360201                                  267800                             20060301                        79.94000244          No MI
GROUP I                       Single Family                                 20360101                                  210000                             20060201                        46.45000076          No MI
GROUP I                       PUD                                           20360201                                  164300                             20060301                        79.98999786          No MI
GROUP I                       PUD                                           20351201                                  661000                             20060101                        66.76999664          No MI
GROUP I                       Single Family                                 20360101                                  368000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  200000                             20060201                        28.98999977          No MI
GROUP I                       2-4 Family                                    20351201                                  136500                             20060101                                 70          No MI
GROUP I                       Single Family                                 20360101                                  280000                             20060201                                 80          No MI
GROUP I                       2-4 Family                                    20360101                                  472000                             20060201                                 80          No MI
GROUP I                       Condominium                                   20360101                                  243760                             20060201                                 95          Radian Guaranty
GROUP I                       PUD                                           20360101                                  327000                             20060201                                 75          No MI
GROUP I                       PUD                                           20351201                                  256000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20360101                                  196000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  268000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  380000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  291750                             20060201                                 75          No MI
GROUP I                       Single Family                                 20360101                                  300000                             20060201                                 75          No MI
GROUP I                       Single Family                                 20360101                                  340000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360201                                  540000                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360101                                  177600                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  400000                             20060201                                 80          No MI
GROUP I                       Condominium                                   20360201                                   88000                             20060301                                 80          No MI
GROUP I                       Condominium                                   20351201                                  307500                             20060101                                 75          No MI
GROUP I                       Single Family                                 20360201                                  200000                             20060301                        76.91999817          No MI
GROUP I                       Single Family                                 20360101                                  120000                             20060201                                 80          No MI
GROUP I                       Condominium                                   20360101                                  272000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  150000                             20060201                        61.72999954          No MI
GROUP I                       Single Family                                 20360101                                  316000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  504000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20360101                                  179200                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  360500                             20060201                                 70          No MI
GROUP I                       PUD                                           20360101                                  280000                             20060201                                 80          No MI
GROUP I                       Condominium                                   20360201                                   89900                             20060301                        74.98000336          No MI
GROUP I                       PUD                                           20360101                                  438400                             20060201                                 80          No MI
GROUP I                       PUD                                           20360101                                  152000                             20060201                        71.02999878          No MI
GROUP I                       Single Family                                 20360101                                  291150                             20060201                        79.98999786          No MI
GROUP I                       Condominium                                   20360101                                  184000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  148000                             20060201                                 80          No MI
GROUP I                       2-4 Family                                    20360101                                  440000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  704000                             20060201                                 80          No MI
GROUP I                       Condominium                                   20360101                                  208000                             20060201                        59.43000031          No MI
GROUP I                       Condominium                                   20351201                                  192000                             20060101                                 80          No MI
GROUP I                       2-4 Family                                    20360101                                  150000                             20060201                                 75          No MI
GROUP I                       2-4 Family                                    20360101                                  172500                             20060201                                 75          No MI
GROUP I                       Single Family                                 20360101                                  290000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  354000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20360101                                  240000                             20060201                        64.86000061          No MI
GROUP I                       Single Family                                 20360101                                   70400                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351201                                   73100                             20060101                        74.58999634          No MI
GROUP I                       2-4 Family                                    20360101                                  397500                             20060201                                 75          No MI
GROUP I                       2-4 Family                                    20360101                                  430500                             20060201                                 75          No MI
GROUP I                       Single Family                                 20360101                                  148000                             20060201                        79.13999939          No MI
GROUP I                       2-4 Family                                    20360101                                  453000                             20060201                        78.09999847          No MI
GROUP I                       Single Family                                 20360101                                  175000                             20060201                        37.22999954          No MI
GROUP I                       Single Family                                 20360101                                   96000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  167000                             20060201                        23.69000053          No MI
GROUP I                       Single Family                                 20360101                                  404000                             20060201                        74.12999725          No MI
GROUP I                       Single Family                                 20360101                                  267400                             20060201                        71.30999756          No MI
GROUP I                       Single Family                                 20360101                                  364000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  412500                             20060201                                 75          No MI
GROUP I                       PUD                                           20360101                                 1250000                             20060201                        59.52000046          No MI
GROUP I                       Single Family                                 20360101                                  156800                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360201                                  102400                             20060301                        75.84999847          No MI
GROUP I                       Single Family                                 20360101                                  190000                             20060201                                 95          Republic MIC
GROUP I                       2-4 Family                                    20360101                                  151500                             20060201                                 75          No MI
GROUP I                       Single Family                                 20360101                                   96500                             20060201                        69.98000336          No MI
GROUP I                       Single Family                                 20360101                                  206300                             20060201                               79.5          No MI
GROUP I                       Single Family                                 20260101                                  181000                             20060201                        78.69999695          No MI
GROUP I                       Single Family                                 20360101                                  385000                             20060201                        71.95999908          No MI
GROUP I                       Condominium                                   20360101                                  220000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  472000                             20060201                                 80          No MI
GROUP I                       2-4 Family                                    20360101                                  303750                             20060201                                 75          No MI
GROUP I                       2-4 Family                                    20360101                                  257600                             20060201                        73.59999847          No MI
GROUP I                       PUD                                           20360101                                  356000                             20060201                                 80          No MI
GROUP I                       Condominium                                   20360101                                  344000                             20060201                        56.95000076          No MI
GROUP I                       Single Family                                 20360101                                  300000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  320000                             20060201                        73.55999756          No MI
GROUP I                       PUD                                           20360101                                  108600                             20060201                        69.98999786          No MI
GROUP I                       Single Family                                 20351201                                  430000                             20060101                               73.5          No MI
GROUP I                       PUD                                           20360101                                  113200                             20060201                        69.98999786          No MI
GROUP I                       Condominium                                   20360101                                  450000                             20060201                        62.93999863          No MI
GROUP I                       Condominium                                   20360101                                  230700                             20060201                        69.98999786          No MI
GROUP I                       Single Family                                 20360101                                  265000                             20060201                        51.45999908          No MI
GROUP I                       PUD                                           20360101                                  449000                             20060201                        60.34999847          No MI
GROUP I                       Single Family                                 20360101                                  209000                             20060201                        73.33000183          No MI
GROUP I                       PUD                                           20360101                                  448950                             20060201                        79.98999786          No MI
GROUP I                       Single Family                                 20360101                                  312350                             20060201                        79.87999725          No MI
GROUP I                       Single Family                                 20360101                                  220000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  130550                             20060201                                 70          No MI
GROUP I                       Single Family                                 20360101                                  196700                             20060201                                 70          No MI
GROUP I                       PUD                                           20360101                                  267400                             20060201                        74.95999908          No MI
GROUP I                       Condominium                                   20360101                                  296000                             20060201                        73.08999634          No MI
GROUP I                       Single Family                                 20360101                                  104000                             20060201                                 80          No MI
GROUP I                       Condominium                                   20360101                                  355200                             20060201                        89.98999786          Republic MIC
GROUP I                       PUD                                           20351201                                  460000                             20060101                        50.54999924          No MI
GROUP I                       Single Family                                 20360101                                  166950                             20060201                              68.75          No MI
GROUP I                       Single Family                                 20360101                                  320000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  196000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  419000                             20060201                        69.83000183          No MI
GROUP I                       PUD                                           20360101                                  398400                             20060201                                 80          No MI
GROUP I                       PUD                                           20360101                                  104900                             20060201                        69.94000244          No MI
GROUP I                       Single Family                                 20360101                                  546000                             20060201                                 60          No MI
GROUP I                       Single Family                                 20360101                                  150000                             20060201                        69.76999664          No MI
GROUP I                       Single Family                                 20360101                                  620000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20210101                                   80000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  213500                             20060201                        62.79000092          No MI
GROUP I                       Single Family                                 20360101                                  312000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  651750                             20060201                                 75          No MI
GROUP I                       Single Family                                 20360101                                  221000                             20060201                        79.98999786          No MI
GROUP I                       Single Family                                 20360101                                  304000                             20060201                                 80          No MI
GROUP I                       PUD                                           20360101                                  257200                             20060201                        74.98999786          No MI
GROUP I                       Single Family                                 20360101                                  586500                             20060201                                 75          No MI
GROUP I                       Single Family                                 20360101                                  386400                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  558800                             20060201                                 80          No MI
GROUP I                       PUD                                           20360101                                  102250                             20060201                        35.88000107          No MI
GROUP I                       Single Family                                 20360101                                  240000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  288700                             20060201                        74.98999786          No MI
GROUP I                       Single Family                                 20360101                                  124000                             20060201                                 80          No MI
GROUP I                       2-4 Family                                    20360101                                  135200                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  176000                             20060201                                 80          No MI
GROUP I                       Condominium                                   20360101                                  480000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                   73400                             20060201                        69.97000122          No MI
GROUP I                       Single Family                                 20360101                                  180000                             20060201                        69.23000336          No MI
GROUP I                       2-4 Family                                    20360101                                  352000                             20060201                                 80          No MI
GROUP I                       Condominium                                   20360201                                   94050                             20060301                                 55          No MI
GROUP I                       PUD                                           20360101                                  396000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360201                                  200000                             20060301                        58.65000153          No MI
GROUP I                       PUD                                           20360101                                  416000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  111650                             20060201                        74.98000336          No MI
GROUP I                       Single Family                                 20360101                                  648000                             20060201                                 80          No MI
GROUP I                       Townhouse                                     20360101                                   76000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  340000                             20060201                        72.33999634          No MI
GROUP I                       2-4 Family                                    20360201                                  445200                             20060301                                 80          No MI
GROUP I                       2-4 Family                                    20360201                                   73500                             20060301                                 70          No MI
GROUP I                       Single Family                                 20360201                                  210000                             20060301                        68.62999725          No MI
GROUP I                       2-4 Family                                    20360201                                  129000                             20060301                        49.04999924          No MI
GROUP I                       Single Family                                 20360201                                  184450                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360201                                  134300                             20060301                        79.98999786          No MI
GROUP I                       Single Family                                 20360201                                  497600                             20060301                                 80          No MI
GROUP I                       Single Family                                 20351201                                  560000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20360101                                  272000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  180000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20360101                                  323500                             20060201                        66.69999695          No MI
GROUP I                       Single Family                                 20360101                                  107000                             20060201                        48.20000076          No MI
GROUP I                       Condominium                                   20351201                                  175996                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  189600                             20060101                                 80          No MI
GROUP I                       2-4 Family                                    20351101                                  650000                             20051201                                 50          No MI
GROUP I                       Single Family                                 20351001                                  172975                             20051101                        52.90000153          No MI
GROUP I                       2-4 Family                                    20350901                                  245000                             20051001                        36.79000092          No MI
GROUP I                       Single Family                                 20301001                                  154000                             20051101                        61.59999847          No MI
GROUP I                       Single Family                                 20351201                                  187500                             20060101                        64.87999725          No MI
GROUP I                       Single Family                                 20351001                                  140000                             20051101                        46.66999817          No MI
GROUP I                       Single Family                                 20351001                                  208000                             20051101                        72.98000336          No MI
GROUP I                       Single Family                                 20351101                                  252000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  192746                             20051201                        72.73000336          No MI
GROUP I                       Single Family                                 20351201                                  335000                             20060101                        74.77999878          No MI
GROUP I                       Single Family                                 20351101                                  150000                             20051201                        41.09999847          No MI
GROUP I                       2-4 Family                                    20351001                                  209175                             20051101                                 75          No MI
GROUP I                       2-4 Family                                    20351001                                  224812                             20051101                                 75          No MI
GROUP I                       Single Family                                 20351101                                  132000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351001                                  195000                             20051101                        69.63999939          No MI
GROUP I                       Single Family                                 20351001                                  202500                             20051101                                 75          No MI
GROUP I                       Single Family                                 20351001                                  220200                             20051101                        62.02999878          No MI
GROUP I                       Single Family                                 20351101                                  316000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351001                                  256000                             20051101                                 80          No MI
GROUP I                       Condominium                                   20360101                                  236000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  423200                             20060201                        79.18000031          No MI
GROUP I                       Condominium                                   20351201                                   90000                             20060101                                 25          No MI
GROUP I                       PUD                                           20351201                                  113800                             20060101                                 40          No MI
GROUP I                       Single Family                                 20351201                                  216000                             20060101                                 80          No MI
GROUP I                       Condominium                                   20360101                                  147520                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  315000                             20060201                        60.34000015          No MI
GROUP I                       Condominium                                   20351201                                  189133                             20060101                                 70          No MI
GROUP I                       Condominium                                   20351201                                  213950                             20060101                        77.80000305          No MI
GROUP I                       Single Family                                 20360101                                  632000                             20060201                                 80          No MI
GROUP I                       PUD                                           20351201                                  142800                             20060101                                 70          No MI
GROUP I                       Condominium                                   20360101                                  267850                             20060201                        94.98999786          Radian Guaranty
GROUP I                       Single Family                                 20351201                                  129600                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                   65800                             20060101                                 70          No MI
GROUP I                       Condominium                                   20351101                                   80000                             20051201                        76.19000244          No MI
GROUP I                       Single Family                                 20351101                                  117360                             20051201                                 80          No MI
GROUP I                       PUD                                           20351101                                  135200                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  212800                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  216000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  332000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  152000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20360101                                  184000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  136000                             20060101                                 80          No MI
GROUP I                       Condominium                                   20360101                                  264000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  308000                             20060101                                 80          No MI
GROUP I                       Condominium                                   20360101                                  200000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  740000                             20060201                        68.83999634          No MI
GROUP I                       2-4 Family                                    20360101                                  478000                             20060201                        54.93999863          No MI
GROUP I                       Condominium                                   20360101                                  157600                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  148000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20360101                                  156000                             20060201                        58.86999893          No MI
GROUP I                       2-4 Family                                    20360101                                  432372                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  495000                             20060201                        66.44000244          No MI
GROUP I                       PUD                                           20360101                                  378000                             20060201                                 70          No MI
GROUP I                       Single Family                                 20360101                                  377600                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  168000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  180000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  144000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  132000                             20060101                                 80          No MI
GROUP I                       Condominium                                   20351201                                  186600                             20060101                        79.97000122          No MI
GROUP I                       Single Family                                 20360101                                  262500                             20060201                                 70          No MI
GROUP I                       Single Family                                 20360101                                   72000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  271250                             20060201                                 80          No MI
GROUP I                       Condominium                                   20351201                                  110400                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  227250                             20060101                                 75          No MI
GROUP I                       Single Family                                 20360101                                  595000                             20060201                        66.11000061          No MI
GROUP I                       Single Family                                 20351201                                  115000                             20060101                        67.65000153          No MI
GROUP I                       PUD                                           20351201                                  224000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20360101                                  148000                             20060201                        67.88999939          No MI
GROUP I                       Single Family                                 20351201                                  155200                             20060101                                 80          No MI
GROUP I                       2-4 Family                                    20360101                                  311500                             20060201                        67.27999878          No MI
GROUP I                       Single Family                                 20360101                                  724500                             20060201                                 70          No MI
GROUP I                       Single Family                                 20360101                                  416000                             20060201                                 80          No MI
GROUP I                       Condominium                                   20360101                                  180000                             20060201                        45.56999969          No MI
GROUP I                       Single Family                                 20351101                                   88000                             20051201                        78.56999969          No MI
GROUP I                       Single Family                                 20351101                                   88000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  340000                             20060101                                 80          No MI
GROUP I                       PUD                                           20351201                                  228000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20360101                                  203250                             20060201                                 75          No MI
GROUP I                       Single Family                                 20351201                                  200000                             20060101                        64.51999664          No MI
GROUP I                       Single Family                                 20351201                                  395000                             20060101                                 79          No MI
GROUP I                       PUD                                           20351201                                  370000                             20060101                        64.91000366          No MI
GROUP I                       Condominium                                   20360101                                  153592                             20060201                                 80          No MI
GROUP I                       PUD                                           20360101                                  996000                             20060201                                 80          No MI
GROUP I                       PUD                                           20360101                                  224000                             20060201                                 80          No MI
GROUP I                       PUD                                           20360101                                  596000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351201                                   74500                             20060101                        78.41999817          No MI
GROUP I                       Single Family                                 20360101                                  202000                             20060201                        57.70999908          No MI
GROUP I                       Single Family                                 20351201                                  156800                             20060101                                 70          No MI
GROUP I                       2-4 Family                                    20351001                                  388000                             20051101                        55.43000031          No MI
GROUP I                       PUD                                           20360101                                  650000                             20060201                        76.30000305          No MI
GROUP I                       Single Family                                 20351101                                  101000                             20051201                        79.91000366          No MI
GROUP I                       Single Family                                 20351101                                   53900                             20051201                        78.23000336          No MI
GROUP I                       PUD                                           20351201                                  608000                             20060101                        79.95999908          No MI
GROUP I                       PUD                                           20360101                                  206175                             20060201                                 75          No MI
GROUP I                       Single Family                                 20351201                                  122400                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  440000                             20060101                        48.34999847          No MI
GROUP I                       Single Family                                 20360101                                  345000                             20060201                        57.20999908          No MI
GROUP I                       Single Family                                 20360101                                   75000                             20060201                                 75          No MI
GROUP I                       PUD                                           20360101                                  198350                             20060201                        79.98000336          No MI
GROUP I                       Single Family                                 20210101                                  100000                             20060201                        64.51999664          No MI
GROUP I                       Single Family                                 20360101                                  310080                             20060201                                 80          No MI
GROUP I                       PUD                                           20351201                                  500000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20360101                                  332000                             20060201                                 80          No MI
GROUP I                       Condominium                                   20351201                                  101000                             20060101                        67.33000183          No MI
GROUP I                       Single Family                                 20360101                                  417600                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  275000                             20060101                        65.48000336          No MI
GROUP I                       Single Family                                 20351201                                  145600                             20060101                                 80          No MI
GROUP I                       PUD                                           20351201                                  240000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  174300                             20060101                                 70          No MI
GROUP I                       Single Family                                 20351201                                 1125000                             20060101                                 75          No MI
GROUP I                       Condominium                                   20351201                                  552000                             20060101                                 80          No MI
GROUP I                       Condominium                                   20351201                                  168720                             20060101                                 80          No MI
GROUP I                       Single Family                                 20360101                                  267000                             20060201                        40.45000076          No MI
GROUP I                       Single Family                                 20351201                                  150000                             20060101                        49.18000031          No MI
GROUP I                       2-4 Family                                    20351201                                  735000                             20060101                                 70          No MI
GROUP I                       Single Family                                 20351201                                  294000                             20060101                        65.33000183          No MI
GROUP I                       Condominium                                   20351201                                  114320                             20060101                                 80          No MI
GROUP I                       2-4 Family                                    20351201                                  340000                             20060101                        61.81999969          No MI
GROUP I                       PUD                                           20351201                                  228000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  146000                             20060101                        25.38999939          No MI
GROUP I                       Single Family                                 20351201                                  142500                             20060101                                 75          No MI
GROUP I                       Single Family                                 20351201                                  193000                             20060101                        71.48000336          No MI
GROUP I                       Single Family                                 20351201                                  439125                             20060101                                 75          No MI
GROUP I                       Single Family                                 20360101                                  368000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  175000                             20060101                              43.75          No MI
GROUP I                       PUD                                           20351201                                 1646250                             20060101                        68.58999634          No MI
GROUP I                       Single Family                                 20360101                                  168600                             20060201                                 60          No MI
GROUP I                       Single Family                                 20360101                                 1159000                             20060201                        72.44000244          No MI
GROUP I                       Single Family                                 20360101                                  175000                             20060201                        28.96999931          No MI
GROUP I                       2-4 Family                                    20351201                                  166000                             20060101                               41.5          No MI
GROUP I                       Single Family                                 20360101                                  784000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  233100                             20060201                        77.69999695          No MI
GROUP I                       Single Family                                 20351201                                  508000                             20060101                        75.48000336          No MI
GROUP I                       Single Family                                 20360101                                   85000                             20060201                        68.26999664          No MI
GROUP I                       Single Family                                 20360101                                  148000                             20060201                                 80          No MI
GROUP I                       PUD                                           20351201                                  220000                             20060101                        78.40000153          No MI
GROUP I                       2-4 Family                                    20351201                                  516000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  241000                             20060101                              38.25          No MI
GROUP I                       2-4 Family                                    20360101                                  438750                             20060201                                 75          No MI
GROUP I                       Single Family                                 20351201                                  240000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20360101                                  285600                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  608000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  122000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  205000                             20060101                              57.75          No MI
GROUP I                       PUD                                           20351201                                  552000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20360101                                  472500                             20060201                                 90          Radian Guaranty
GROUP I                       Single Family                                 20341201                                  180000                             20050101                                 80          No MI
GROUP I                       2-4 Family                                    20351201                                  500000                             20060101                        54.34999847          No MI
GROUP I                       Single Family                                 20351201                                  390000                             20060101                                 65          No MI
GROUP I                       PUD                                           20360101                                  650000                             20060201                              78.75          No MI
GROUP I                       Single Family                                 20351201                                  250000                             20060101                        74.62999725          No MI
GROUP I                       PUD                                           20351201                                  116200                             20060101                                 70          No MI
GROUP I                       PUD                                           20351201                                  221600                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  103500                             20060101                        79.62000275          No MI
GROUP I                       Single Family                                 20360101                                  816000                             20060201                                 80          No MI
GROUP I                       PUD                                           20360101                                  316381                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  204000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20360101                                  245000                             20060201                        66.94000244          No MI
GROUP I                       Condominium                                   20360101                                  209300                             20060201                                 70          No MI
GROUP I                       Single Family                                 20360101                                  145000                             20060201                        27.87999916          No MI
GROUP I                       PUD                                           20351201                                  414000                             20060101                                 75          No MI
GROUP I                       Single Family                                 20351201                                  399000                             20060101                        47.77999878          No MI
GROUP I                       Single Family                                 20360101                                  200000                             20060201                        69.19999695          No MI
GROUP I                       PUD                                           20360101                                  236280                             20060201                                 80          No MI
GROUP I                       2-4 Family                                    20351201                                  504000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20360101                                  278256                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  364000                             20060101                                 80          No MI
GROUP I                       PUD                                           20360101                                  130000                             20060201                        56.77000046          No MI
GROUP I                       Single Family                                 20351201                                  105000                             20060101                               52.5          No MI
GROUP I                       Condominium                                   20351201                                  612650                             20060101                                 80          No MI
GROUP I                       Townhouse                                     20351201                                  210000                             20060101                        63.63999939          No MI
GROUP I                       Single Family                                 20360101                                  320000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  196578                             20060101                                 80          No MI
GROUP I                       Single Family                                 20360101                                  674800                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  364000                             20060101                        63.86000061          No MI
GROUP I                       Single Family                                 20360101                                  476000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  196000                             20060101                                 80          No MI
GROUP I                       2-4 Family                                    20351201                                  470000                             20060101                        69.12000275          No MI
GROUP I                       PUD                                           20351201                                  248500                             20060101                                 70          No MI
GROUP I                       PUD                                           20351201                                  202500                             20060101                                 90          Radian Guaranty
GROUP I                       Single Family                                 20351201                                  121000                             20060101                        79.61000061          No MI
GROUP I                       PUD                                           20351201                                  348000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  668000                             20060101                        60.72999954          No MI
GROUP I                       Single Family                                 20351201                                  250400                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  204400                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  639950                             20060101                        79.98999786          No MI
GROUP I                       2-4 Family                                    20351201                                  224250                             20060101                                 65          No MI
GROUP I                       PUD                                           20351201                                  178450                             20060101                        79.98000336          No MI
GROUP I                       PUD                                           20351201                                  160000                             20060101                        45.70999908          No MI
GROUP I                       Single Family                                 20351201                                  164250                             20060101                                 90          Radian Guaranty
GROUP I                       Single Family                                 20360101                                  291200                             20060201                                 80          No MI
GROUP I                       PUD                                           20351201                                  173262                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                   99250                             20060101                        74.91000366          No MI
GROUP I                       Condominium                                   20351201                                  432000                             20060101                                 90          Radian Guaranty
GROUP I                       Single Family                                 20351201                                  223920                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                   70250                             20060101                        73.94999695          No MI
GROUP I                       Condominium                                   20351201                                  108900                             20060101                                 90          Radian Guaranty
GROUP I                       Condominium                                   20351201                                  368000                             20060101                                 80          No MI
GROUP I                       PUD                                           20351201                                  268000                             20060101                        64.58000183          No MI
GROUP I                       Single Family                                 20351201                                  427000                             20060101                        50.11999893          No MI
GROUP I                       Single Family                                 20351201                                  178000                             20060101                        68.73000336          No MI
GROUP I                       2-4 Family                                    20351201                                  236600                             20060101                                 70          No MI
GROUP I                       Single Family                                 20351201                                  131050                             20060101                        71.22000122          No MI
GROUP I                       2-4 Family                                    20351201                                  425000                             20060101                        34.97999954          No MI
GROUP I                       Single Family                                 20351101                                  134000                             20051201                        88.73999786          Radian Guaranty
GROUP I                       Single Family                                 20360101                                  210450                             20060201                                 69          No MI
GROUP I                       Single Family                                 20351001                                  220800                             20051101                                 80          No MI
GROUP I                       Single Family                                 20351001                                  143500                             20051101                                 70          No MI
GROUP I                       Single Family                                 20351101                                  850000                             20051201                        55.54000092          No MI
GROUP I                       PUD                                           20351201                                 1000000                             20060101                        51.27999878          No MI
GROUP I                       Single Family                                 20351201                                  220000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351101                                  129000                             20051201                        73.70999908          No MI
GROUP I                       Single Family                                 20360101                                  415000                             20060201                        55.33000183          No MI
GROUP I                       Single Family                                 20351101                                  184500                             20051201                        64.73999786          No MI
GROUP I                       Single Family                                 20351201                                  284000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  330000                             20060101                        62.86000061          No MI
GROUP I                       Single Family                                 20351201                                  216000                             20060101                                 80          No MI
GROUP I                       2-4 Family                                    20360101                                  350000                             20060201                                 70          No MI
GROUP I                       Single Family                                 20351201                                  690000                             20060101                                 60          No MI
GROUP I                       Single Family                                 20351101                                  138000                             20051201                                 60          No MI
GROUP I                       Single Family                                 20351201                                  140000                             20060101                        58.33000183          No MI
GROUP I                       Single Family                                 20360101                                  464000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  196000                             20060101                                 80          No MI
GROUP I                       Condominium                                   20351201                                  480000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  106250                             20060101                        75.88999939          No MI
GROUP I                       PUD                                           20351201                                  168600                             20060101                                 75          No MI
GROUP I                       Single Family                                 20351201                                  596000                             20060101                        78.41999817          No MI
GROUP I                       Single Family                                 20351001                                  460000                             20051101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  340000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  126000                             20060101                        61.91999817          No MI
GROUP I                       Single Family                                 20351201                                  272000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  106362                             20060101                        61.47999954          No MI
GROUP I                       Single Family                                 20360101                                  140800                             20060201                        77.79000092          No MI
GROUP I                       Condominium                                   20351201                                  447500                             20060101                        63.47999954          No MI
GROUP I                       2-4 Family                                    20360101                                  371250                             20060201                                 75          No MI
GROUP I                       Single Family                                 20351201                                  237000                             20060101                                 60          No MI
GROUP I                       Single Family                                 20351201                                  274000                             20060101                        52.68999863          No MI
GROUP I                       Condominium                                   20351201                                  432960                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  255000                             20060101                        53.45999908          No MI
GROUP I                       Single Family                                 20351201                                  167920                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  161000                             20060101                                 70          No MI
GROUP I                       Single Family                                 20360101                                  500000                             20060201                        71.43000031          No MI
GROUP I                       Single Family                                 20351201                                  240000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  165000                             20060101                                 75          No MI
GROUP I                       PUD                                           20351201                                  150000                             20060101                                 75          No MI
GROUP I                       Single Family                                 20351201                                  544000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  129133                             20060101                        78.22000122          No MI
GROUP I                       Single Family                                 20210101                                  240000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  188000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  132000                             20060101                                 80          No MI
GROUP I                       PUD                                           20351201                                  309000                             20060101                                 75          No MI
GROUP I                       Single Family                                 20201201                                   82000                             20060101                        36.43999863          No MI
GROUP I                       Single Family                                 20360101                                  245000                             20060201                        74.91999817          No MI
GROUP I                       PUD                                           20351201                                  162400                             20060101                                 70          No MI
GROUP I                       Single Family                                 20351201                                  126000                             20060101                        50.40000153          No MI
GROUP I                       PUD                                           20350801                                  110620                             20050901                                 80          No MI
GROUP I                       Single Family                                 20351001                                  127680                             20051101                                 80          No MI
GROUP I                       Condominium                                   20351101                                  244000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  262400                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  207200                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  164000                             20060101                                 80          No MI
GROUP I                       2-4 Family                                    20351201                                  447000                             20060101                        79.81999969          No MI
GROUP I                       PUD                                           20360101                                  232000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  126000                             20060101                        57.27000046          No MI
GROUP I                       Single Family                                 20360101                                 1458000                             20060201                                 60          No MI
GROUP I                       PUD                                           20351201                                  918000                             20060101                        70.62000275          No MI
GROUP I                       PUD                                           20351201                                  321372                             20060101                                 80          No MI
GROUP I                       Condominium                                   20351201                                  374990                             20060101                                 70          No MI
GROUP I                       Single Family                                 20351201                                  284000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  112000                             20060101                                 70          No MI
GROUP I                       PUD                                           20351201                                  363850                             20060101                                 80          No MI
GROUP I                       Single Family                                 20210101                                  176000                             20060201                        93.62000275          Radian Guaranty
GROUP I                       Single Family                                 20351201                                  248000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351001                                   69937                             20051101                                100          PMI
GROUP I                       Single Family                                 20351001                                  168000                             20051101                        71.48999786          No MI
GROUP I                       Single Family                                 20351101                                  120000                             20051201                        66.66999817          No MI
GROUP I                       Condominium                                   20351101                                  186900                             20051201                                100          PMI
GROUP I                       Single Family                                 20351001                                   50000                             20051101                        48.54000092          No MI
GROUP I                       Condominium                                   20351001                                  180500                             20051101                                 95          Radian Guaranty
GROUP I                       Single Family                                 20351201                                  297600                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  180000                             20060101                        79.30000305          No MI
GROUP I                       Single Family                                 20360101                                  520000                             20060201                        55.02999878          No MI
GROUP I                       Condominium                                   20351201                                  125592                             20060101                                 80          No MI
GROUP I                       PUD                                           20360101                                  264000                             20060201                        79.51999664          No MI
GROUP I                       Single Family                                 20351201                                  575000                             20060101                        69.69999695          No MI
GROUP I                       Single Family                                 20351201                                  750000                             20060101                        61.72999954          No MI
GROUP I                       Single Family                                 20351201                                  396000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  224000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  198392                             20060101                                 80          No MI
GROUP I                       Single Family                                 20360101                                  132701                             20060201                                 75          No MI
GROUP I                       Single Family                                 20351201                                  328000                             20060101                        78.09999847          No MI
GROUP I                       2-4 Family                                    20351201                                  601300                             20060101                                 70          No MI
GROUP I                       Single Family                                 20351001                                  289000                             20051101                                 85          Triad Guaranty
GROUP I                       Single Family                                 20351201                                  256500                             20060101                                 95          Radian Guaranty
GROUP I                       Single Family                                 20360101                                  392000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  650000                             20060101                        74.29000092          No MI
GROUP I                       Single Family                                 20351201                                  189361                             20060101                                 80          No MI
GROUP I                       Single Family                                 20360101                                  200000                             20060201                                 80          No MI
GROUP I                       2-4 Family                                    20351101                                 1000000                             20051201                        55.56000137          No MI
GROUP I                       PUD                                           20351201                                  181829                             20060101                                 95          Radian Guaranty
GROUP I                       Single Family                                 20351201                                  760000                             20060101                        74.15000153          No MI
GROUP I                       Single Family                                 20351101                                  155000                             20051201                        49.20999908          No MI
GROUP I                       Single Family                                 20351101                                  977920                             20051201                                 80          No MI
GROUP I                       PUD                                           20351101                                   85700                             20051201                        63.15000153          No MI
GROUP I                       Single Family                                 20351101                                  201600                             20051201                                 80          No MI
GROUP I                       2-4 Family                                    20351001                                  132000                             20051101                                100          PMI
GROUP I                       PUD                                           20351201                                  112800                             20060101                                 80          No MI
GROUP I                       PUD                                           20360101                                  276000                             20060201                              77.75          No MI
GROUP I                       Condominium                                   20351201                                   74250                             20060101                                 75          No MI
GROUP I                       Condominium                                   20351201                                  229500                             20060101                                 90          Radian Guaranty
GROUP I                       Single Family                                 20351201                                  356700                             20060101                        89.98999786          Radian Guaranty
GROUP I                       Condominium                                   20360101                                  153742                             20060201                                 75          No MI
GROUP I                       Single Family                                 20351201                                  135170                             20060101                                 90          Radian Guaranty
GROUP I                       Single Family                                 20351201                                  128000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  380000                             20060101                        66.66999817          No MI
GROUP I                       2-4 Family                                    20360101                                 1275000                             20060201                                 75          No MI
GROUP I                       PUD                                           20351101                                  182400                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  154000                             20051201                                 70          No MI
GROUP I                       PUD                                           20351201                                  447950                             20060101                        79.98999786          No MI
GROUP I                       Single Family                                 20351201                                  103600                             20060101                                 80          No MI
GROUP I                       2-4 Family                                    20351101                                  262500                             20051201                                 75          No MI
GROUP I                       Condominium                                   20360101                                  344000                             20060201                                 80          No MI
GROUP I                       PUD                                           20351201                                  171645                             20060101                        79.33999634          No MI
GROUP I                       PUD                                           20351201                                  208000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  225000                             20060101                               62.5          No MI
GROUP I                       Single Family                                 20351201                                  184000                             20060101                        65.48000336          No MI
GROUP I                       Single Family                                 20351201                                  135000                             20060101                        55.09999847          No MI
GROUP I                       Single Family                                 20351201                                  731250                             20060101                        76.41000366          No MI
GROUP I                       PUD                                           20351201                                  200000                             20060101                        65.79000092          No MI
GROUP I                       Single Family                                 20351101                                  108000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  458400                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                   98750                             20060101                        77.15000153          No MI
GROUP I                       Single Family                                 20351201                                   70000                             20060101                        77.77999878          No MI
GROUP I                       Condominium                                   20351101                                   63550                             20051201                        94.98999786          Radian Guaranty
GROUP I                       PUD                                           20351201                                  111200                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  500000                             20060101                        30.29999924          No MI
GROUP I                       Single Family                                 20351101                                  191500                             20051201                                 50          No MI
GROUP I                       Townhouse                                     20351201                                  228000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20360101                                  460000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                 1380000                             20060201                                 60          No MI
GROUP I                       2-4 Family                                    20351201                                  157000                             20060101                              59.25          No MI
GROUP I                       Single Family                                 20360101                                  292000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  396000                             20060101                                 80          No MI
GROUP I                       2-4 Family                                    20351201                                  360000                             20060101                                 80          No MI
GROUP I                       PUD                                           20360101                                  220500                             20060201                        42.36000061          No MI
GROUP I                       2-4 Family                                    20351201                                  393750                             20060101                                 75          No MI
GROUP I                       Single Family                                 20351201                                  471200                             20060101                                 80          No MI
GROUP I                       Condominium                                   20351201                                  199000                             20060101                        79.91999817          No MI
GROUP I                       2-4 Family                                    20351201                                  140000                             20060101                                 70          No MI
GROUP I                       Single Family                                 20351201                                  165000                             20060101                                 75          No MI
GROUP I                       Single Family                                 20351201                                  103125                             20060101                                 75          No MI
GROUP I                       Single Family                                 20351101                                  140000                             20051201                        38.45999908          No MI
GROUP I                       Single Family                                 20351201                                  280000                             20060101                                 70          No MI
GROUP I                       Single Family                                 20351201                                  313500                             20060101                                 75          No MI
GROUP I                       Single Family                                 20351201                                  436000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351101                                  647000                             20051201                        69.94999695          No MI
GROUP I                       Single Family                                 20201101                                  105000                             20051201                                 70          No MI
GROUP I                       Condominium                                   20351101                                  238850                             20051201                                 85          Radian Guaranty
GROUP I                       Single Family                                 20351201                                  216000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  200000                             20060101                        79.37000275          No MI
GROUP I                       Single Family                                 20351201                                  382500                             20060101                                 75          No MI
GROUP I                       Single Family                                 20351201                                   88000                             20060101                                 80          No MI
GROUP I                       PUD                                           20351201                                   74200                             20060101                        68.63999939          No MI
GROUP I                       Single Family                                 20351201                                  265000                             20060101                        62.79999924          No MI
GROUP I                       Single Family                                 20351101                                  146400                             20051201                                 80          No MI
GROUP I                       2-4 Family                                    20351201                                  320000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351101                                  193500                             20051201                                 90          PMI
GROUP I                       2-4 Family                                    20351101                                  140000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  480000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  163700                             20051201                        42.52000046          No MI
GROUP I                       Single Family                                 20351101                                  273000                             20051201                        76.90000153          No MI
GROUP I                       Single Family                                 20351101                                   75000                             20051201                        78.94999695          No MI
GROUP I                       Single Family                                 20351101                                   61200                             20051201                                 80          No MI
GROUP I                       PUD                                           20351101                                  188447                             20051201                                 85          PMI
GROUP I                       PUD                                           20351101                                  100000                             20051201                        30.29999924          No MI
GROUP I                       Single Family                                 20351101                                  359500                             20051201                        79.88999939          No MI
GROUP I                       Single Family                                 20351101                                  107550                             20051201                                 90          PMI
GROUP I                       Condominium                                   20351101                                   80655                             20051201                                 95          PMI
GROUP I                       Single Family                                 20350901                                  114480                             20051001                                 95          PMI
GROUP I                       Single Family                                 20351001                                   83100                             20051101                                100          PMI
GROUP I                       Single Family                                 20351101                                  117935                             20051201                                100          PMI
GROUP I                       PUD                                           20351001                                  144000                             20051101                                 75          No MI
GROUP I                       Single Family                                 20351101                                  112500                             20051201                                100          PMI
GROUP I                       PUD                                           20351101                                  142800                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351101                                   53876                             20051201                                 80          No MI
GROUP I                       PUD                                           20351101                                  289416                             20051201                                 80          No MI
GROUP I                       Condominium                                   20351101                                  122000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  479200                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  354750                             20060101                                 75          No MI
GROUP I                       Single Family                                 20351201                                  173620                             20060101                                 80          No MI
GROUP I                       PUD                                           20351201                                  170400                             20060101                                 80          No MI
GROUP I                       Single Family                                 20360101                                  158000                             20060201                        50.15999985          No MI
GROUP I                       Single Family                                 20351201                                  331200                             20060101                                 80          No MI
GROUP I                       2-4 Family                                    20351201                                  312000                             20060101                                 65          No MI
GROUP I                       PUD                                           20351201                                  520000                             20060101                        77.04000092          No MI
GROUP I                       Single Family                                 20351201                                  175000                             20060101                        57.38000107          No MI
GROUP I                       Single Family                                 20360101                                  284000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  155500                             20060201                        79.73999786          No MI
GROUP I                       2-4 Family                                    20351201                                  285000                             20060101                                 75          No MI
GROUP I                       PUD                                           20351201                                  125600                             20060101                                 80          No MI
GROUP I                       2-4 Family                                    20351201                                  307500                             20060101                                 75          No MI
GROUP I                       Single Family                                 20351201                                  504000                             20060101                                 80          No MI
GROUP I                       PUD                                           20351201                                  103250                             20060101                                 70          No MI
GROUP I                       Single Family                                 20351201                                  162260                             20060101                                 70          No MI
GROUP I                       Single Family                                 20351201                                  263600                             20060101                                 80          No MI
GROUP I                       2-4 Family                                    20351201                                   72000                             20060101                                 80          No MI
GROUP I                       Condominium                                   20351201                                  215000                             20060101                        45.74000168          No MI
GROUP I                       PUD                                           20351201                                  188000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  500000                             20060101                        58.81999969          No MI
GROUP I                       Condominium                                   20351201                                  220400                             20060101                        69.98999786          No MI
GROUP I                       PUD                                           20360101                                  217000                             20060201                                 70          No MI
GROUP I                       Single Family                                 20351201                                  336000                             20060101                                 80          No MI
GROUP I                       2-4 Family                                    20351201                                  167500                             20060101                        64.98999786          No MI
GROUP I                       PUD                                           20360101                                  164300                             20060201                        79.98999786          No MI
GROUP I                       Single Family                                 20351201                                  215200                             20060101                                 80          No MI
GROUP I                       Condominium                                   20360101                                  111675                             20060201                                 75          No MI
GROUP I                       Single Family                                 20351201                                  240000                             20060101                                 80          No MI
GROUP I                       2-4 Family                                    20350701                                   70000                             20050801                                100          PMI
GROUP I                       Condominium                                   20350901                                  140000                             20051001                                100          PMI
GROUP I                       PUD                                           20351001                                  170137                             20051101                                 90          PMI
GROUP I                       PUD                                           20351001                                  240000                             20051101                                100          PMI
GROUP I                       PUD                                           20351001                                  132560                             20051101                                100          No MI
GROUP I                       Condominium                                   20351001                                   85000                             20051101                                100          PMI
GROUP I                       Single Family                                 20351201                                  192000                             20060101                        78.37000275          No MI
GROUP I                       Single Family                                 20351201                                  604000                             20060101                                 80          No MI
GROUP I                       PUD                                           20351101                                  148500                             20051201                                 90          PMI
GROUP I                       Single Family                                 20351201                                  292000                             20060101                                 80          No MI
GROUP I                       PUD                                           20351201                                  508000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  427500                             20060101                              71.25          No MI
GROUP I                       Single Family                                 20360101                                  264800                             20060201                                 80          No MI
GROUP I                       PUD                                           20351201                                  124500                             20060101                        64.01000214          No MI
GROUP I                       Single Family                                 20351201                                  190800                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  324800                             20060101                                 80          No MI
GROUP I                       2-4 Family                                    20360101                                  357000                             20060201                        75.95999908          No MI
GROUP I                       PUD                                           20351201                                  645000                             20060101                                 75          No MI
GROUP I                       Townhouse                                     20351201                                  120000                             20060101                                 80          No MI
GROUP I                       PUD                                           20351201                                 1440000                             20060101                        69.56999969          No MI
GROUP I                       Single Family                                 20360101                                 1000000                             20060201                        74.06999969          No MI
GROUP I                       PUD                                           20360101                                  361900                             20060201                                 70          No MI
GROUP I                       PUD                                           20351201                                  480000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  143280                             20060101                                 80          No MI
GROUP I                       PUD                                           20351101                                  194620                             20051201                                100          PMI
GROUP I                       Condominium                                   20351201                                  273070                             20060101                                 70          No MI
GROUP I                       Single Family                                 20351201                                  370000                             20060101                        77.08000183          No MI
GROUP I                       Single Family                                 20301201                                  206000                             20060101                        79.23000336          No MI
GROUP I                       Single Family                                 20351101                                  382850                             20051201                                 95          GE Capital MI
GROUP I                       Single Family                                 20351101                                  193900                             20051201                        74.97000122          No MI
GROUP I                       Condominium                                   20351201                                  252000                             20060101                                 70          No MI
GROUP I                       Single Family                                 20351201                                  215200                             20060101                                 80          No MI
GROUP I                       Condominium                                   20351201                                  142793                             20060101                                 70          No MI
GROUP I                       2-4 Family                                    20351101                                  262400                             20051201                                 80          No MI
GROUP I                       Condominium                                   20351101                                   93525                             20051201                        78.26000214          No MI
GROUP I                       Condominium                                   20351201                                  178493                             20060101                                 70          No MI
GROUP I                       2-4 Family                                    20351201                                  372000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  400000                             20060101                        48.54000092          No MI
GROUP I                       Single Family                                 20351201                                  272000                             20060101                        71.73000336          No MI
GROUP I                       Single Family                                 20351201                                  165000                             20060101                                 75          No MI
GROUP I                       PUD                                           20351201                                  216000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351101                                  397800                             20051201                                 65          No MI
GROUP I                       Condominium                                   20351201                                  112720                             20060101                                 80          No MI
GROUP I                       Condominium                                   20351201                                  119992                             20060101                                 80          No MI
GROUP I                       PUD                                           20351001                                  193150                             20051101                                 85          Radian Guaranty
GROUP I                       PUD                                           20351101                                  203150                             20051201                              61.25          No MI
GROUP I                       Condominium                                   20351101                                  278000                             20051201                        79.98999786          No MI
GROUP I                       Condominium                                   20351201                                   89250                             20060101                        77.61000061          No MI
GROUP I                       Single Family                                 20351201                                  234169                             20060101                                 90          Radian Guaranty
GROUP I                       PUD                                           20351001                                  170000                             20051101                        77.98000336          No MI
GROUP I                       Single Family                                 20351201                                   90250                             20060101                                 95          Radian Guaranty
GROUP I                       Condominium                                   20351101                                  127520                             20051201                                 80          No MI
GROUP I                       PUD                                           20351101                                  353000                             20051201                        65.37000275          No MI
GROUP I                       Condominium                                   20351201                                  167192                             20060101                                 80          No MI
GROUP I                       Condominium                                   20360101                                  737280                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  322000                             20051201                                 70          No MI
GROUP I                       Condominium                                   20351201                                  112500                             20060101                                 75          No MI
GROUP I                       Single Family                                 20351201                                  626200                             20060101                        70.36000061          No MI
GROUP I                       Single Family                                 20351201                                  223920                             20060101                                 80          No MI
GROUP I                       PUD                                           20351201                                  190000                             20060101                        78.83999634          No MI
GROUP I                       PUD                                           20351201                                  280000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  124000                             20060101                        60.49000168          No MI
GROUP I                       Single Family                                 20351201                                   82500                             20060101                        63.45999908          No MI
GROUP I                       Single Family                                 20351101                                  500000                             20051201                        62.65999985          No MI
GROUP I                       Single Family                                 20360101                                  549000                             20060201                                 60          No MI
GROUP I                       PUD                                           20351201                                  520000                             20060101                        69.33000183          No MI
GROUP I                       Single Family                                 20351201                                  461000                             20060101                        65.86000061          No MI
GROUP I                       Condominium                                   20351101                                  425700                             20051201                                 90          Radian Guaranty
GROUP I                       PUD                                           20351201                                  148400                             20060101                        79.98000336          No MI
GROUP I                       Single Family                                 20351201                                  152000                             20060101                                 95          Radian Guaranty
GROUP I                       2-4 Family                                    20351201                                  380000                             20060101                        69.08999634          No MI
GROUP I                       Single Family                                 20351201                                  312200                             20060101                        79.98000336          No MI
GROUP I                       Condominium                                   20351201                                  340000                             20060101                                 80          No MI
GROUP I                       2-4 Family                                    20351201                                  449080                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351101                                  198000                             20051201                                 90          Republic MIC
GROUP I                       Condominium                                   20351101                                  111120                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351001                                   58750                             20051101                                100          PMI
GROUP I                       Condominium                                   20351001                                  199000                             20051101                                100          PMI
GROUP I                       Single Family                                 20351001                                  132500                             20051101                                100          PMI
GROUP I                       Single Family                                 20350901                                  179900                             20051001                                100          PMI
GROUP I                       Single Family                                 20351001                                   55080                             20051101                                100          PMI
GROUP I                       Single Family                                 20350901                                  118000                             20051001                                100          PMI
GROUP I                       Single Family                                 20351001                                  300000                             20051101                                100          PMI
GROUP I                       Single Family                                 20351201                                  359650                             20060101                        74.93000031          No MI
GROUP I                       Single Family                                 20351201                                  250000                             20060101                        66.66999817          No MI
GROUP I                       Single Family                                 20351101                                   78164                             20051201                        73.73999786          No MI
GROUP I                       Single Family                                 20351101                                  424000                             20051201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  169000                             20060101                        72.22000122          No MI
GROUP I                       Single Family                                 20351201                                  400000                             20060101                        24.23999977          No MI
GROUP I                       2-4 Family                                    20351001                                  581250                             20051101                                 75          No MI
GROUP I                       PUD                                           20351201                                  550000                             20060101                                 55          No MI
GROUP I                       PUD                                           20351201                                  682500                             20060101                                 70          No MI
GROUP I                       Single Family                                 20351101                                   94870                             20051201                               89.5          Radian Guaranty
GROUP I                       Single Family                                 20351201                                  485300                             20060101                        79.98999786          No MI
GROUP I                       Single Family                                 20351201                                  477750                             20060101                                 70          No MI
GROUP I                       Single Family                                 20351001                                  199200                             20051101                                 80          No MI
GROUP I                       Condominium                                   20351101                                  170617                             20051201                                 75          No MI
GROUP I                       Single Family                                 20360101                                   96000                             20060201                                 80          No MI
GROUP I                       2-4 Family                                    20351201                                  332800                             20060101                                 80          No MI
GROUP I                       PUD                                           20351101                                  267700                             20051201                        79.98999786          No MI
GROUP I                       Single Family                                 20351201                                  252691                             20060101                                 95          Radian Guaranty
GROUP I                       PUD                                           20351101                                  191750                             20051201                        69.51000214          No MI
GROUP I                       Single Family                                 20360101                                  472000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  650000                             20060201                        59.09000015          No MI
GROUP I                       PUD                                           20351101                                  225350                             20051201                        69.98999786          No MI
GROUP I                       PUD                                           20351101                                  191750                             20051201                        69.87999725          No MI
GROUP I                       Single Family                                 20360101                                 1800000                             20060201                        55.38000107          No MI
GROUP I                       PUD                                           20351101                                  159350                             20051201                        79.98999786          No MI
GROUP I                       PUD                                           20201101                                   84700                             20051201                        54.04999924          No MI
GROUP I                       Single Family                                 20351201                                  620000                             20060101                                 80          No MI
GROUP I                       Condominium                                   20351101                                  619500                             20051201                                 70          No MI
GROUP I                       PUD                                           20350901                                  584000                             20051001                        77.87000275          No MI
GROUP I                       Condominium                                   20351201                                  189905                             20060101                                 95          Radian Guaranty
GROUP I                       Condominium                                   20351101                                  238250                             20051201                        89.98000336          Radian Guaranty
GROUP I                       Condominium                                   20351201                                  151590                             20060101                                 80          No MI
GROUP I                       Condominium                                   20350801                                  359250                             20050901                                 75          No MI
GROUP I                       Single Family                                 20360101                                  147920                             20060201                                 80          No MI
GROUP I                       PUD                                           20351101                                  197200                             20051201                        69.98000336          No MI
GROUP I                       PUD                                           20351201                                  241150                             20060101                        69.97000122          No MI
GROUP I                       Single Family                                 20351201                                  649000                             20060101                        74.16999817          No MI
GROUP I                       Single Family                                 20351001                                  388000                             20051101                        69.91000366          No MI
GROUP I                       Single Family                                 20200801                                  105000                             20050901                                100          No MI
GROUP I                       2-4 Family                                    20360101                                  408000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  200691                             20060101                                 90          Radian Guaranty
GROUP I                       2-4 Family                                    20360101                                  408000                             20060201                                 80          No MI
GROUP I                       PUD                                           20351101                                  178350                             20051201                        59.99000168          No MI
GROUP I                       Single Family                                 20360101                                  192453                             20060201                                 90          Radian Guaranty
GROUP I                       Single Family                                 20360101                                  177200                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  424000                             20060201                                 80          No MI
GROUP I                       PUD                                           20360201                                  328000                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360101                                  178750                             20060201                                 65          No MI
GROUP I                       Single Family                                 20360201                                  282000                             20060301                        61.70999908          No MI
GROUP I                       Single Family                                 20360101                                  212000                             20060201                        77.37000275          No MI
GROUP I                       Single Family                                 20360101                                  500000                             20060201                                 80          No MI
GROUP I                       Condominium                                   20360201                                  119500                             20060301                        77.09999847          No MI
GROUP I                       2-4 Family                                    20360201                                  224000                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360201                                  273600                             20060301                                 80          No MI
GROUP I                       2-4 Family                                    20360201                                  256000                             20060301                        58.18000031          No MI
GROUP I                       Single Family                                 20360201                                  252000                             20060301                                 70          No MI
GROUP I                       Single Family                                 20360201                                  143500                             20060301                                 70          No MI
GROUP I                       Condominium                                   20351201                                  137600                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  164751                             20060101                                 80          No MI
GROUP I                       PUD                                           20351201                                  300800                             20060101                                 80          No MI
GROUP I                       PUD                                           20351101                                  214700                             20051201                                 95          Radian Guaranty
GROUP I                       PUD                                           20351201                                  135100                             20060101                                 70          No MI
GROUP I                       Single Family                                 20351201                                 1140000                             20060101                                 75          No MI
GROUP I                       PUD                                           20360201                                  146500                             20060301                        60.79000092          No MI
GROUP I                       Single Family                                 20360201                                  319200                             20060301                                 80          No MI
GROUP I                       PUD                                           20360201                                  180000                             20060301                                 75          No MI
GROUP I                       2-4 Family                                    20360201                                  264000                             20060301                                 80          No MI
GROUP I                       PUD                                           20360201                                  404000                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360201                                  255000                             20060301                        79.91000366          No MI
GROUP I                       Single Family                                 20360201                                  174400                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360201                                  288000                             20060301                                 80          No MI
GROUP I                       PUD                                           20360201                                  389550                             20060301                        74.98999786          No MI
GROUP I                       Single Family                                 20360201                                  180000                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360201                                  416000                             20060301                                 80          No MI
GROUP I                       Condominium                                   20360201                                  102000                             20060301                        79.69000244          No MI
GROUP I                       Single Family                                 20360201                                  300000                             20060301                        50.75999832          No MI
GROUP I                       Single Family                                 20360201                                  180000                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360201                                  110400                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360201                                  306750                             20060301                                 75          No MI
GROUP I                       Condominium                                   20360201                                  215000                             20060301                        72.38999939          No MI
GROUP I                       2-4 Family                                    20360201                                  357000                             20060301                        77.61000061          No MI
GROUP I                       Single Family                                 20360201                                  465600                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360201                                  500000                             20060301                        78.12999725          No MI
GROUP I                       Condominium                                   20360201                                  269900                             20060301                        79.98999786          No MI
GROUP I                       Single Family                                 20360201                                  368400                             20060301                        94.83999634          Radian Guaranty
GROUP I                       Single Family                                 20360201                                  345000                             20060301                        78.41000366          No MI
GROUP I                       Condominium                                   20360201                                  528000                             20060301                                 80          No MI
GROUP I                       Condominium                                   20360201                                  179950                             20060301                        79.98000336          No MI
GROUP I                       Single Family                                 20360201                                  300000                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360201                                  242000                             20060301                        56.93999863          No MI
GROUP I                       Condominium                                   20360201                                  137500                             20060301                        79.98999786          No MI
GROUP I                       2-4 Family                                    20360201                                  159000                             20060301                                 50          No MI
GROUP I                       Single Family                                 20360201                                  150000                             20060301                        36.59000015          No MI
GROUP I                       Single Family                                 20360201                                  220000                             20060301                                 80          No MI
GROUP I                       PUD                                           20360201                                  186400                             20060301                                 80          No MI
GROUP I                       PUD                                           20360201                                  151900                             20060301                        79.98999786          No MI
GROUP I                       Condominium                                   20360201                                  287900                             20060301                        79.98999786          No MI
GROUP I                       PUD                                           20360201                                  590000                             20060301                              73.75          No MI
GROUP I                       Single Family                                 20360201                                  143900                             20060301                        79.98999786          No MI
GROUP I                       Single Family                                 20360201                                  155000                             20060301                        55.36000061          No MI
GROUP I                       Condominium                                   20360201                                  203950                             20060301                        79.98000336          No MI
GROUP I                       Single Family                                 20360101                                  546000                             20060201                                 70          No MI
GROUP I                       PUD                                           20351201                                  332000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20350901                                  261250                             20051001                                 95          Radian Guaranty
GROUP I                       Condominium                                   20351201                                  218550                             20060101                        79.98000336          No MI
GROUP I                       Single Family                                 20350901                                 1750000                             20051001                        69.58000183          No MI
GROUP I                       Single Family                                 20360101                                  118300                             20060201                        79.98999786          No MI
GROUP I                       Single Family                                 20351001                                  224308                             20051101                                 95          Radian Guaranty
GROUP I                       Single Family                                 20351001                                  220000                             20051101                        48.88999939          No MI
GROUP I                       Single Family                                 20210201                                   80000                             20060301                        30.73999977          No MI
GROUP I                       Single Family                                 20351101                                  200000                             20051201                        20.72999954          No MI
GROUP I                       Condominium                                   20351001                                  183900                             20051101                        79.98999786          No MI
GROUP I                       Single Family                                 20360201                                  488000                             20060301                                 80          No MI
GROUP I                       Condominium                                   20351101                                  384000                             20051201                                 80          No MI
GROUP I                       Condominium                                   20351001                                  108000                             20051101                                 80          No MI
GROUP I                       Single Family                                 20351101                                  164000                             20051201                                 80          No MI
GROUP I                       Condominium                                   20360201                                  118320                             20060301                                 80          No MI
GROUP I                       PUD                                           20360201                                  431250                             20060301                                 75          No MI
GROUP I                       PUD                                           20351001                                  264000                             20051101                                 80          No MI
GROUP I                       Single Family                                 20360101                                  168000                             20060201                                 80          No MI
GROUP I                       2-4 Family                                    20360101                                  216300                             20060201                                 70          No MI
GROUP I                       PUD                                           20351001                                  148000                             20051101                                 80          No MI
GROUP I                       2-4 Family                                    20360101                                  166400                             20060201                                 80          No MI
GROUP I                       Condominium                                   20360101                                  155743                             20060201                        69.83999634          No MI
GROUP I                       PUD                                           20351201                                  125900                             20060101                        79.98999786          No MI
GROUP I                       Condominium                                   20351201                                  360000                             20060101                        58.06000137          No MI
GROUP I                       Condominium                                   20360101                                  180392                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  253635                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  308000                             20060201                        68.44000244          No MI
GROUP I                       PUD                                           20360101                                  122250                             20060201                                 80          No MI
GROUP I                       PUD                                           20360101                                  392000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  186134                             20060201                                 90          Radian Guaranty
GROUP I                       Condominium                                   20360201                                  201592                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360201                                  392000                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360101                                  254400                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  280000                             20060201                                 70          No MI
GROUP I                       Condominium                                   20360101                                  201600                             20060201                                 70          No MI
GROUP I                       2-4 Family                                    20360101                                  391000                             20060201                                 85          GE Capital MI
GROUP I                       Single Family                                 20360101                                  200000                             20060201                                 80          No MI
GROUP I                       Condominium                                   20360101                                  108000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  271400                             20060201                        74.98999786          No MI
GROUP I                       Single Family                                 20360101                                  169600                             20060201                                 80          No MI
GROUP I                       Condominium                                   20360201                                  159752                             20060301                        79.98999786          No MI
GROUP I                       Single Family                                 20360201                                  700000                             20060301                                 70          No MI
GROUP I                       Single Family                                 20360101                                  210000                             20060201                                 75          No MI
GROUP I                       Single Family                                 20360201                                  371250                             20060301                                 75          No MI
GROUP I                       Single Family                                 20360201                                  148000                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360101                                   79200                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360201                                  103530                             20060301                                 70          No MI
GROUP I                       PUD                                           20360101                                  235620                             20060201                        39.27000046          No MI
GROUP I                       Single Family                                 20360201                                  401681                             20060301                                 80          No MI
GROUP I                       Condominium                                   20360101                                  131183                             20060201                                 70          No MI
GROUP I                       Single Family                                 20360201                                  536000                             20060301                                 80          No MI
GROUP I                       PUD                                           20360101                                  193988                             20060201                                 80          No MI
GROUP I                       Condominium                                   20360201                                  615000                             20060301                                 75          No MI
GROUP I                       Single Family                                 20360201                                  256000                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360201                                  378100                             20060301                                 95          Radian Guaranty
GROUP I                       Condominium                                   20360101                                  119120                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                 1220000                             20060201                        69.70999908          No MI
GROUP I                       PUD                                           20360201                                  110000                             20060301                        79.13999939          No MI
GROUP I                       Single Family                                 20360101                                  152450                             20060201                        79.98000336          No MI
GROUP I                       Single Family                                 20360101                                  225600                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360201                                  103530                             20060301                                 70          No MI
GROUP I                       Single Family                                 20210201                                  120000                             20060301                               37.5          No MI
GROUP I                       Single Family                                 20360101                                   92800                             20060201                                 80          No MI
GROUP I                       Condominium                                   20360201                                  148000                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360101                                  612000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  456300                             20060201                                 65          No MI
GROUP I                       PUD                                           20360101                                  644000                             20060201                                 70          No MI
GROUP I                       Single Family                                 20360101                                   80000                             20060201                        57.97000122          No MI
GROUP I                       Single Family                                 20300901                                  105825                             20051001                                 85          No MI
GROUP I                       Condominium                                   20360101                                  162000                             20060201                        44.77000046          No MI
GROUP I                       Single Family                                 20360101                                  135000                             20060201                              33.75          No MI
GROUP I                       Single Family                                 20360101                                   70000                             20060201                        41.41999817          No MI
GROUP I                       Single Family                                 20360101                                  285000                             20060201                        63.33000183          No MI
GROUP I                       PUD                                           20360101                                   96750                             20060201                        74.95999908          No MI
GROUP I                       2-4 Family                                    20360101                                  365000                             20060201                        48.66999817          No MI
GROUP I                       Single Family                                 20360101                                   85500                             20060201                                 75          No MI
GROUP I                       Single Family                                 20360201                                  144000                             20060301                        77.83999634          No MI
GROUP I                       Single Family                                 20360101                                  137350                             20060201                                 67          No MI
GROUP I                       2-4 Family                                    20360101                                   72000                             20060201                        20.56999969          No MI
GROUP I                       Single Family                                 20360101                                  245000                             20060201                        60.95000076          No MI
GROUP I                       Single Family                                 20360201                                  135000                             20060301                              56.25          No MI
GROUP I                       Condominium                                   20360201                                  137520                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360101                                  175000                             20060201                              43.75          No MI
GROUP I                       Single Family                                 20360201                                  250000                             20060301                        45.45000076          No MI
GROUP I                       PUD                                           20360101                                  319040                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360201                                  224000                             20060301                        77.23999786          No MI
GROUP I                       Single Family                                 20351201                                  264000                             20060101                                 80          No MI
GROUP I                       2-4 Family                                    20360101                                  113600                             20060201                                 80          No MI
GROUP I                       PUD                                           20360101                                  105000                             20060201                        45.65000153          No MI
GROUP I                       Single Family                                 20360101                                  244000                             20060201                        43.95999908          No MI
GROUP I                       Single Family                                 20360101                                  520000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360201                                  210750                             20060301                                 75          No MI
GROUP I                       Single Family                                 20360101                                  175000                             20060201                               62.5          No MI
GROUP I                       PUD                                           20360101                                  526250                             20060201                        79.98999786          No MI
GROUP I                       Condominium                                   20360101                                  266950                             20060201                                 80          No MI
GROUP I                       2-4 Family                                    20360101                                  261600                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360201                                  350000                             20060301                        58.33000183          No MI
GROUP I                       Single Family                                 20360201                                  246750                             20060301                                 75          No MI
GROUP I                       Single Family                                 20360101                                  520000                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  200000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20360101                                  336000                             20060201                                 80          No MI
GROUP I                       Condominium                                   20360101                                  114320                             20060201                                 80          No MI
GROUP I                       Condominium                                   20251101                                  172000                             20051201                                 80          No MI
GROUP I                       Condominium                                   20351101                                  132000                             20051201                                 75          No MI
GROUP I                       Single Family                                 20351201                                  129000                             20060101                        79.62999725          No MI
GROUP I                       Condominium                                   20351001                                   70761                             20051101                        72.20999908          No MI
GROUP I                       Single Family                                 20351101                                  275000                             20051201                        78.34999847          No MI
GROUP I                       Single Family                                 20351101                                  376000                             20051201                                 80          No MI
GROUP I                       2-4 Family                                    20360101                                  400000                             20060201                        76.91999817          No MI
GROUP I                       Single Family                                 20351201                                  200000                             20060101                        89.97000122          Radian Guaranty
GROUP I                       PUD                                           20351001                                  142000                             20051101                        62.27999878          No MI
GROUP I                       Single Family                                 20351001                                  128000                             20051101                        74.41999817          No MI
GROUP I                       2-4 Family                                    20351001                                  251500                             20051101                        68.16000366          No MI
GROUP I                       Single Family                                 20351101                                  336000                             20051201                        47.31999969          No MI
GROUP I                       Single Family                                 20351101                                  991250                             20051201                                 65          No MI
GROUP I                       Single Family                                 20351001                                   94900                             20051101                        59.34999847          No MI
GROUP I                       2-4 Family                                    20351101                                   83200                             20051201                                100          Radian Guaranty
GROUP I                       2-4 Family                                    20351101                                   83200                             20051201                                100          PMI
GROUP I                       Single Family                                 20351201                                  122000                             20060101                                 80          No MI
GROUP I                       Single Family                                 20351201                                  223970                             20060101                                 75          No MI
GROUP I                       PUD                                           20351201                                  270000                             20060101                        94.87999725          Radian Guaranty
GROUP I                       Single Family                                 20351201                                  220000                             20060101                                 40          No MI
GROUP I                       Condominium                                   20351201                                   94500                             20060101                        53.09000015          No MI
GROUP I                       Single Family                                 20351101                                  485000                             20051201                        57.33000183          No MI
GROUP I                       2-4 Family                                    20351101                                  135200                             20051201                                 80          No MI
GROUP I                       Condominium                                   20351201                                  186800                             20060101                                 80          No MI
GROUP I                       PUD                                           20360101                                 2045000                             20060201                        63.90999985          No MI
GROUP I                       Single Family                                 20351201                                  210000                             20060101                                 75          No MI
GROUP I                       Single Family                                 20351201                                  750000                             20060101                        62.24000168          No MI
GROUP I                       Single Family                                 20351101                                  617500                             20051201                        63.91999817          No MI
GROUP I                       Single Family                                 20351201                                  138760                             20060101                        59.29999924          No MI
GROUP I                       Single Family                                 20360101                                  220000                             20060201                        63.77000046          No MI
GROUP I                       Single Family                                 20351101                                   98100                             20051201                                 90          PMI
GROUP I                       Single Family                                 20351201                                   77245                             20060101                                 80          No MI
GROUP I                       Single Family                                 20360101                                  288000                             20060201                                 80          No MI
GROUP I                       PUD                                           20360201                                  192000                             20060301                                 80          No MI
GROUP I                       Single Family                                 20360101                                  381500                             20060201                                 70          No MI
GROUP I                       2-4 Family                                    20360101                                  638400                             20060201                                 70          No MI
GROUP I                       PUD                                           20351201                                   97500                             20060101                                 75          No MI
GROUP I                       Single Family                                 20360101                                  319000                             20060201                        56.95999908          No MI
GROUP I                       PUD                                           20360101                                  133600                             20060201                        76.33999634          No MI
GROUP I                       Single Family                                 20351101                                  176000                             20051201                                 80          No MI
GROUP I                       Condominium                                   20360101                                  197000                             20060201                        52.95999908          No MI
GROUP I                       2-4 Family                                    20351001                                  120000                             20051101                        38.70999908          No MI
GROUP I                       Single Family                                 20201001                                  118000                             20051101                        45.38000107          No MI
GROUP I                       PUD                                           20350901                                  140000                             20051001                        75.68000031          No MI
GROUP I                       Single Family                                 20351001                                   75500                             20051101                        69.93000031          No MI
GROUP I                       Single Family                                 20351101                                   77000                             20051201                        79.37999725          No MI
GROUP I                       Condominium                                   20360101                                  142792                             20060201                                 80          No MI
GROUP I                       PUD                                           20351101                                  184800                             20051201                        89.95999908          Radian Guaranty
GROUP I                       Condominium                                   20360101                                  118320                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351101                                  112800                             20051201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  100800                             20060201                                 80          No MI
GROUP I                       Single Family                                 20360101                                  208800                             20060201                                 80          No MI
GROUP I                       Single Family                                 20351201                                  631673                             20060101                                 80          No MI
GROUP I                       PUD                                           20201201                                  118000                             20060101                        58.13000107          No MI
GROUP I                       Single Family                                 20351201                                  280000                             20060101                        85.88999939          Radian Guaranty
GROUP I                       PUD                                           20351201                                  222000                             20060101                                 80          No MI
GROUP I                       PUD                                           20351201                                  316000                             20060101                                 80          No MI
GROUP I                       PUD                                           20351201                                  395000                             20060101                        56.83000183          No MI
GROUP I                       Single Family                                 20351101                                  260800                             20051201                                 80          No MI
GROUP I                       PUD                                           20351101                                  200000                             20051201                        43.00999832          No MI
GROUP I                       Condominium                                   20360101                                  219992                             20060201                                 80          No MI
GROUP I                       PUD                                           20351101                                  196000                             20051201                                 70          No MI
GROUP I                       Single Family                                 20360101                                  212950                             20060201                        79.98999786          No MI
GROUP I                       Single Family                                 20351001                                  180000                             20051101                                 90          Radian Guaranty
GROUP I                       Single Family                                 20241201                                   32000                             20050101                                100          No MI
GROUP I                       Single Family                                 20200601                                   38850                             20050701                                 95          No MI
GROUP I                       PUD                                           20200801                                   25500                             20050901                                 90          No MI
GROUP I                       Townhouse                                     20200901                                   91600                             20051001                                100          No MI
GROUP I                       PUD                                           20200801                                   49700                             20050901                                100          No MI
GROUP I                       Single Family                                 20200801                                   79980                             20050901                        99.98999786          No MI
GROUP I                       PUD                                           20200901                                  180100                             20051001                                100          No MI
GROUP I                       Single Family                                 20200801                                   77242                             20050901                        95.01000214          No MI
GROUP I                       Single Family                                 20200901                                   69980                             20051001                        99.98999786          No MI
GROUP I                       Single Family                                 20190701                                   20000                             20040801                              90.25          No MI
GROUP I                       Single Family                                 20190901                                   58000                             20041001                                100          No MI
GROUP I                       Single Family                                 20340501                                   75000                             20040601                        69.68000031          No MI
GROUP I                       2-4 Family                                    20190701                                  105050                             20040801                        94.80000305          No MI
GROUP I                       Single Family                                 20200801                                   47600                             20050901                                100          No MI
GROUP I                       Single Family                                 20200901                                   36100                             20051001                                100          No MI
GROUP I                       Condominium                                   20201001                                   44500                             20051101                                 90          No MI
GROUP I                       2-4 Family                                    20201001                                  387000                             20051101                        89.87999725          No MI
GROUP I                       Single Family                                 20201001                                   48450                             20051101                                 90          No MI
GROUP I                       Condominium                                   20201001                                   38600                             20051101                                 90          No MI
GROUP I                       PUD                                           20201001                                   74650                             20051101                        89.98000336          No MI
GROUP I                       Single Family                                 20201001                                   44450                             20051101                        94.97000122          No MI
GROUP I                       PUD                                           20201001                                   24400                             20051101                                 90          No MI
GROUP I                       Condominium                                   20201001                                   55250                             20051101                        99.98000336          No MI
GROUP I                       Condominium                                   20201001                                   23700                             20051101                                 90          No MI
GROUP I                       Condominium                                   20201101                                   30825                             20051201                                 95          No MI
GROUP I                       Townhouse                                     20201001                                   64000                             20051101                                 95          No MI
GROUP I                       Single Family                                 20251001                                   94400                             20051101                        99.98999786          No MI
GROUP I                       Single Family                                 20201001                                   72050                             20051101                        94.98999786          No MI
GROUP I                       Single Family                                 20201001                                   84750                             20051101                        94.16999817          No MI
GROUP I                       Single Family                                 20201001                                   54000                             20051101                                 95          No MI
GROUP I                       Single Family                                 20251101                                   30000                             20051201                                100          No MI
GROUP I                       PUD                                           20201001                                   57500                             20051101                                 95          No MI
GROUP I                       Condominium                                   20201101                                   35700                             20051201                        99.62000275          No MI
GROUP I                       Single Family                                 20201001                                   80000                             20051101                        92.30999756          No MI
GROUP I                       Single Family                                 20201001                                  183900                             20051101                                100          No MI
GROUP I                       Single Family                                 20201101                                   49000                             20051201                                 95          No MI
GROUP I                       Single Family                                 20201101                                   60750                             20051201                        90.01000214          No MI
GROUP I                       Single Family                                 20201001                                   26490                             20051101                        89.98999786          No MI
GROUP I                       Single Family                                 20201101                                  184000                             20051201                                100          No MI
GROUP I                       Condominium                                   20201001                                   39000                             20051101                                 90          No MI
GROUP I                       PUD                                           20201101                                  105800                             20051201                        99.83000183          No MI
GROUP I                       Single Family                                 20201101                                  123000                             20051201                        95.01000214          No MI
GROUP I                       Single Family                                 20201101                                   46900                             20051201                                100          No MI
GROUP I                       Single Family                                 20201101                                   45800                             20051201                                100          No MI
GROUP I                       Condominium                                   20351001                                   20000                             20051101                                 90          No MI
GROUP I                       Single Family                                 20201101                                   51000                             20051201                        96.23000336          No MI
GROUP I                       PUD                                           20201001                                   47850                             20051101                                 95          No MI
GROUP I                       Condominium                                   20201001                                  109550                             20051101                        99.94000244          No MI
GROUP I                       PUD                                           20201001                                   69450                             20051101                                 95          No MI
GROUP I                       Single Family                                 20201001                                  145500                             20051101                                100          No MI
GROUP I                       Single Family                                 20201001                                   33600                             20051101                                 95          No MI
GROUP I                       Single Family                                 20201001                                  126000                             20051101                                100          No MI
GROUP I                       Condominium                                   20251001                                   71000                             20051101                                100          No MI
GROUP I                       Single Family                                 20201001                                   24400                             20051101                                100          No MI
GROUP I                       2-4 Family                                    20201001                                  108000                             20051101                                 90          No MI
GROUP I                       Single Family                                 20201001                                   43000                             20051101                                 90          No MI
GROUP I                       Single Family                                 20201001                                  212475                             20051101                                100          No MI
GROUP I                       Single Family                                 20201001                                  145000                             20051101                                100          No MI
GROUP I                       Single Family                                 20201001                                  125000                             20051101                                100          No MI
GROUP I                       Single Family                                 20201001                                   20000                             20051101                                100          No MI
GROUP I                       Single Family                                 20201001                                  188650                             20051101                                 95          No MI
GROUP I                       Single Family                                 20201001                                   55200                             20051101                                 90          No MI
GROUP I                       Single Family                                 20201001                                  140000                             20051101                                 95          No MI
GROUP I                       Single Family                                 20201001                                  164000                             20051101                                100          No MI
GROUP I                       PUD                                           20201001                                   52150                             20051101                                 95          No MI
GROUP I                       Condominium                                   20201101                                   30700                             20051201                        94.97000122          No MI
GROUP I                       PUD                                           20201001                                   98000                             20051101                                 90          No MI
GROUP I                       2-4 Family                                    20201001                                   41250                             20051101                                 95          No MI
GROUP I                       Single Family                                 20201001                                   82500                             20051101                        83.93000031          No MI
GROUP I                       Single Family                                 20201001                                   79500                             20051101                                100          No MI
GROUP I                       Single Family                                 20201001                                   23500                             20051101                                 90          No MI
GROUP I                       Condominium                                   20201001                                   21450                             20051101                                 95          No MI
GROUP I                       Single Family                                 20201001                                   54000                             20051101                                 90          No MI
GROUP I                       Single Family                                 20201001                                   91000                             20051101                        88.08999634          No MI
GROUP I                       PUD                                           20201001                                   20075                             20051101                        90.01000214          No MI
GROUP I                       Single Family                                 20201001                                   75000                             20051101                                 90          No MI
GROUP I                       Condominium                                   20201001                                   69050                             20051101                        99.98999786          No MI
GROUP I                       PUD                                           20201001                                  123347                             20051101                                100          No MI
GROUP I                       Single Family                                 20201001                                   41250                             20051101                                 95          No MI
GROUP I                       PUD                                           20201001                                   22500                             20051101                                 90          No MI
GROUP I                       Single Family                                 20201001                                   28000                             20051101                                 90          No MI
GROUP I                       PUD                                           20201001                                   71000                             20051101                                 95          No MI
GROUP I                       Condominium                                   20201001                                   30000                             20051101                        89.98999786          No MI
GROUP I                       Single Family                                 20201001                                   49900                             20051101                                 90          No MI
GROUP I                       Single Family                                 20201001                                   26700                             20051101                                 90          No MI
GROUP I                       Single Family                                 20201001                                   20250                             20051101                        90.04000092          No MI
GROUP I                       Single Family                                 20201001                                   33000                             20051101                        88.15000153          No MI
GROUP I                       PUD                                           20201001                                   39000                             20051101                                 95          No MI
GROUP I                       PUD                                           20201001                                  123000                             20051101                                100          No MI
GROUP I                       2-4 Family                                    20201001                                  161000                             20051101                        95.01000214          No MI
GROUP I                       Single Family                                 20201001                                  125000                             20051101                        98.12000275          No MI
GROUP I                       Condominium                                   20201101                                   30600                             20051201                                 90          No MI
GROUP I                       Condominium                                   20201001                                   20300                             20051101                        89.63999939          No MI
GROUP I                       Single Family                                 20201001                                   24000                             20051101                                 90          No MI
GROUP I                       Condominium                                   20201001                                   29000                             20051101                                 90          No MI
GROUP I                       PUD                                           20201001                                   61000                             20051101                                 90          No MI
GROUP I                       Single Family                                 20201001                                   32900                             20051101                        95.01999664          No MI
GROUP I                       PUD                                           20201001                                   24900                             20051101                        89.98999786          No MI
GROUP I                       Single Family                                 20201001                                   30300                             20051101                        94.97000122          No MI
GROUP I                       PUD                                           20201001                                   20000                             20051101                        94.95999908          No MI
GROUP I                       PUD                                           20201001                                  193800                             20051101                                 90          No MI
GROUP I                       Condominium                                   20201001                                  400000                             20051101                        86.16000366          No MI
GROUP I                       Condominium                                   20201001                                   78300                             20051101                        94.98999786          No MI
GROUP I                       Single Family                                 20201001                                  169750                             20051101                                100          No MI
GROUP I                       Single Family                                 20201001                                   53700                             20051101                                 95          No MI
GROUP I                       Single Family                                 20201001                                   25100                             20051101                        89.98999786          No MI
GROUP I                       Single Family                                 20201001                                  135000                             20051101                                100          No MI
GROUP I                       2-4 Family                                    20201001                                  131950                             20051101                        99.98999786          No MI
GROUP I                       Condominium                                   20201001                                  154250                             20051101                                 95          No MI
GROUP I                       Single Family                                 20201001                                   47600                             20051101                        89.38999939          No MI
GROUP I                       Condominium                                   20201001                                   29000                             20051101                                100          No MI
GROUP I                       Single Family                                 20201001                                   22350                             20051101                        90.02999878          No MI
GROUP I                       PUD                                           20201001                                   21950                             20051101                        94.97000122          No MI
GROUP I                       Single Family                                 20201001                                   68000                             20051101                                 95          No MI
GROUP I                       Condominium                                   20201001                                   28200                             20051101                                100          No MI
GROUP I                       Single Family                                 20201001                                  270000                             20051101                                100          No MI
GROUP I                       2-4 Family                                    20201001                                   20400                             20051101                                 90          No MI
GROUP I                       Condominium                                   20201001                                  100000                             20051101                        82.51999664          No MI
GROUP I                       PUD                                           20201001                                   29300                             20051101                        95.01999664          No MI
GROUP I                       Single Family                                 20201001                                   50250                             20051101                                 95          No MI
GROUP I                       Condominium                                   20201001                                   27250                             20051101                        94.98000336          No MI
GROUP I                       Single Family                                 20201001                                  166000                             20051101                                100          No MI
GROUP I                       2-4 Family                                    20201001                                  154000                             20051101                                 90          No MI
GROUP I                       Condominium                                   20201001                                   29750                             20051101                        89.91000366          No MI
GROUP I                       PUD                                           20201001                                   25350                             20051101                                 95          No MI
GROUP I                       2-4 Family                                    20201001                                   38200                             20051101                                100          No MI
GROUP I                       Single Family                                 20201001                                   21850                             20051101                        94.95999908          No MI
GROUP I                       PUD                                           20201001                                  190000                             20051101                                 80          No MI
GROUP I                       PUD                                           20201001                                   47550                             20051101                                 95          No MI
GROUP I                       Condominium                                   20201001                                   37950                             20051101                        99.97000122          No MI
GROUP I                       Condominium                                   20201001                                   33600                             20051101                        99.95999908          No MI
GROUP I                       Single Family                                 20201001                                   48000                             20051101                                 95          No MI
GROUP I                       Single Family                                 20201001                                  196000                             20051101                                 90          No MI
GROUP I                       Single Family                                 20201001                                  141800                             20051101                                100          No MI
GROUP I                       Single Family                                 20201001                                   76000                             20051101                                 90          No MI
GROUP I                       PUD                                           20201001                                  262500                             20051101                                 95          No MI
GROUP I                       Condominium                                   20201001                                   45000                             20051101                                100          No MI
GROUP I                       Condominium                                   20201101                                   30600                             20051201                                 95          No MI
GROUP I                       PUD                                           20201101                                  121300                             20051201                                 95          No MI
GROUP I                       Single Family                                 20201001                                   43000                             20051101                                 90          No MI
GROUP I                       PUD                                           20201001                                   27750                             20051101                        90.02999878          No MI
GROUP I                       Condominium                                   20201001                                   44500                             20051101                                100          No MI
GROUP I                       Single Family                                 20201001                                   75200                             20051101                        94.98999786          No MI
GROUP I                       Single Family                                 20200801                                   25000                             20050901                                100          No MI
GROUP I                       Single Family                                 20200701                                   56200                             20050801                                100          No MI
GROUP I                       Single Family                                 20200701                                   55600                             20050801                                100          No MI
GROUP I                       Single Family                                 20200801                                   84000                             20050901                                100          No MI
GROUP I                       Single Family                                 20200701                                   83600                             20050801                                100          No MI
GROUP I                       Single Family                                 20200801                                  113500                             20050901                        86.26000214          No MI
GROUP I                       PUD                                           20201001                                   20000                             20051101                                 90          No MI
GROUP I                       Condominium                                   20201001                                   27400                             20051101                        89.98000336          No MI
GROUP I                       Single Family                                 20200801                                   76000                             20050901                                100          No MI
GROUP I                       PUD                                           20201001                                   32700                             20051101                        94.98000336          No MI
GROUP I                       PUD                                           20201001                                  185000                             20051101                        95.01000214          No MI
GROUP I                       Condominium                                   20201001                                   20000                             20051101                        89.98999786          No MI
GROUP I                       2-4 Family                                    20200801                                  109800                             20050901                                100          No MI
GROUP I                       Single Family                                 20201001                                   57300                             20051101                                 95          No MI
GROUP I                       PUD                                           20200801                                   78400                             20050901                                100          No MI
GROUP I                       Condominium                                   20200801                                   46200                             20050901                                100          No MI
GROUP I                       Single Family                                 20201001                                   25000                             20051101                        94.91000366          No MI
GROUP I                       PUD                                           20201001                                   37800                             20051101                        89.95999908          No MI
GROUP I                       Single Family                                 20201001                                   48000                             20051101                                 95          No MI
GROUP I                       Single Family                                 20251001                                   88000                             20051101                                100          No MI
GROUP I                       Condominium                                   20201001                                   29000                             20051101                                 90          No MI
GROUP I                       Condominium                                   20201001                                   84750                             20051101                        99.98999786          No MI
GROUP I                       Condominium                                   20201001                                   73200                             20051101                                 95          No MI
GROUP I                       Single Family                                 20201001                                  130000                             20051101                                100          No MI
GROUP I                       2-4 Family                                    20201001                                   85000                             20051101                                100          No MI
GROUP I                       Single Family                                 20201001                                   35950                             20051101                        94.98000336          No MI
GROUP I                       Single Family                                 20201001                                   61300                             20051101                        88.16999817          No MI
GROUP I                       Single Family                                 20201001                                  140400                             20051101                                100          No MI
GROUP I                       Single Family                                 20201101                                   29000                             20051201                                 90          No MI
GROUP I                       Single Family                                 20201001                                   31500                             20051101                                 95          No MI
GROUP I                       PUD                                           20201001                                   58000                             20051101                        94.91999817          No MI
GROUP I                       PUD                                           20201001                                  230000                             20051101                                100          No MI
GROUP I                       Single Family                                 20201001                                   42250                             20051101                                 95          No MI
GROUP I                       Condominium                                   20201001                                   21740                             20051101                        89.95999908          No MI
GROUP I                       Single Family                                 20201001                                   42750                             20051101                                 95          No MI
GROUP I                       PUD                                           20201001                                   69750                             20051101                                 95          No MI
GROUP I                       Single Family                                 20351001                                   65000                             20051101                        87.58000183          No MI
GROUP I                       PUD                                           20201001                                   35000                             20051101                                 95          No MI
GROUP I                       Condominium                                   20201001                                   36250                             20051101                        94.94000244          No MI
GROUP I                       Townhouse                                     20201001                                   20000                             20051101                        94.95999908          No MI
GROUP I                       Townhouse                                     20201001                                   20250                             20051101                                 95          No MI
GROUP I                       PUD                                           20201001                                   50000                             20051101                        94.95999908          No MI
GROUP I                       Single Family                                 20201001                                   20000                             20051101                        84.98000336          No MI
GROUP I                       PUD                                           20201001                                   39500                             20051101                        89.95999908          No MI
GROUP I                       Single Family                                 20201001                                  100000                             20051101                                 95          No MI
GROUP I                       Single Family                                 20201001                                  300000                             20051101                        99.04000092          No MI
GROUP I                       Condominium                                   20201001                                   21400                             20051101                        94.95999908          No MI
GROUP I                       PUD                                           20200901                                  110850                             20051001                        94.97000122          No MI
GROUP I                       PUD                                           20201001                                   84400                             20051101                                100          No MI
GROUP I                       Condominium                                   20201001                                   27250                             20051101                        90.01000214          No MI
GROUP I                       Condominium                                   20201001                                   65000                             20051101                                100          No MI
GROUP I                       PUD                                           20201001                                   33700                             20051101                        94.98000336          No MI
GROUP I                       Condominium                                   20201001                                   48100                             20051101                                100          No MI
GROUP I                       Condominium                                   20201001                                   20000                             20051101                        94.94999695          No MI
GROUP I                       PUD                                           20201001                                   59250                             20051101                                 95          No MI
GROUP I                       Condominium                                   20201001                                   52500                             20051101                                 85          No MI
GROUP I                       Single Family                                 20200901                                   87000                             20051001                                100          No MI
GROUP I                       PUD                                           20200901                                   42600                             20051001                                100          No MI
GROUP I                       Single Family                                 20200901                                  100000                             20051001                                 95          No MI
GROUP I                       Single Family                                 20200901                                   73750                             20051001                                100          No MI
GROUP I                       Single Family                                 20200901                                  102800                             20051001                                100          No MI
GROUP I                       Single Family                                 20201001                                   37700                             20051101                        95.02999878          No MI
GROUP I                       Single Family                                 20201001                                   88500                             20051101                                 95          No MI
GROUP I                       Single Family                                 20200901                                   25000                             20051001                                 95          No MI
GROUP I                       Single Family                                 20200901                                   52250                             20051001                        90.01999664          No MI
GROUP I                       Single Family                                 20200901                                   42500                             20051001                                 90          No MI
GROUP I                       Single Family                                 20200901                                   58000                             20051001                                100          No MI
GROUP I                       PUD                                           20200901                                  151700                             20051001                        99.98999786          No MI
GROUP I                       PUD                                           20200901                                   61900                             20051001                        99.94999695          No MI
GROUP I                       PUD                                           20350901                                   50000                             20051001                                100          No MI
GROUP I                       Condominium                                   20350901                                  170000                             20051001                                100          No MI
GROUP I                       Single Family                                 20201001                                   63980                             20051101                        99.98999786          No MI
GROUP I                       Single Family                                 20201001                                   47400                             20051101                                 90          No MI
GROUP I                       Townhouse                                     20201001                                   38237                             20051101                                 90          No MI
GROUP I                       Single Family                                 20350901                                   38000                             20051001                                 95          No MI
GROUP I                       Single Family                                 20350901                                  153700                             20051001                                100          No MI
GROUP I                       2-4 Family                                    20350801                                  116250                             20050901                        90.01000214          No MI
GROUP I                       Single Family                                 20201001                                   96000                             20051101                                100          No MI
GROUP I                       2-4 Family                                    20201001                                  117000                             20051101                                 95          No MI
GROUP I                       PUD                                           20251001                                   37200                             20051101                                 95          No MI
GROUP I                       PUD                                           20200901                                   27950                             20051001                        89.91999817          No MI
GROUP I                       PUD                                           20201001                                   38700                             20051101                                 95          No MI
GROUP I                       Single Family                                 20201001                                   48250                             20051101                                 95          No MI
GROUP I                       PUD                                           20201001                                  146400                             20051101                                100          No MI
GROUP I                       Single Family                                 20201001                                   25900                             20051101                                100          No MI
GROUP I                       Condominium                                   20201001                                   49000                             20051101                                100          No MI
GROUP I                       Townhouse                                     20200901                                   31000                             20051001                        99.62000275          No MI
GROUP I                       Single Family                                 20201001                                   99600                             20051101                                100          No MI
GROUP I                       Single Family                                 20200901                                   88000                             20051001                                100          No MI
GROUP I                       Single Family                                 20200901                                  174000                             20051001                                100          No MI
GROUP I                       Townhouse                                     20201001                                   17400                             20051101                                 30          No MI
GROUP I                       Townhouse                                     20200901                                   86500                             20051001                                100          No MI
GROUP I                       Single Family                                 20200901                                  131800                             20051001                                100          No MI
GROUP I                       Single Family                                 20200901                                   24400                             20051001                                100          No MI
GROUP I                       Single Family                                 20200901                                   86000                             20051001                                100          No MI
GROUP I                       Single Family                                 20200901                                  101000                             20051001                                100          No MI
GROUP I                       Single Family                                 20200901                                  106000                             20051001                                100          No MI
GROUP I                       Single Family                                 20200901                                   45000                             20051001                        94.97000122          No MI
GROUP I                       Single Family                                 20200901                                   21200                             20051001                                100          No MI
GROUP I                       Single Family                                 20200901                                   69800                             20051001                                100          No MI
GROUP I                       Single Family                                 20200901                                   36000                             20051001                                100          No MI
GROUP I                       Townhouse                                     20200901                                   48750                             20051001                                 95          No MI
GROUP I                       Townhouse                                     20200901                                   52000                             20051001                                100          No MI
GROUP I                       Single Family                                 20200901                                   82000                             20051001                                100          No MI
GROUP I                       Single Family                                 20200901                                   26500                             20051001                        99.97000122          No MI
GROUP I                       Townhouse                                     20201001                                   43800                             20051101                        99.47000122          No MI
GROUP I                       Townhouse                                     20200901                                   44100                             20051001                                100          No MI
GROUP I                       Townhouse                                     20200901                                   41200                             20051001                                100          No MI
GROUP I                       Condominium                                   20201001                                   72200                             20051101                        94.98000336          No MI
GROUP I                       PUD                                           20351001                                   31685                             20051101                        99.97000122          No MI
GROUP I                       Condominium                                   20201001                                  177200                             20051101                        94.98999786          No MI
GROUP I                       Single Family                                 20200801                                   38000                             20050901                                100          No MI
GROUP I                       Condominium                                   20200901                                   39750                             20051001                                 95          No MI
GROUP I                       Single Family                                 20201001                                   50225                             20051101                        94.98999786          No MI
GROUP I                       Condominium                                   20200901                                  107475                             20051001                                100          No MI
GROUP I                       Single Family                                 20200901                                   88750                             20051001                                100          No MI
GROUP I                       Condominium                                   20200901                                   95000                             20051001                                100          No MI
GROUP I                       PUD                                           20200901                                   59200                             20051001                                100          No MI
GROUP I                       PUD                                           20200901                                  140000                             20051001                                100          No MI
GROUP I                       Single Family                                 20200901                                  112475                             20051001                        99.98999786          No MI
GROUP I                       Single Family                                 20200901                                  143750                             20051001                                100          No MI
GROUP I                       Condominium                                   20200901                                   82250                             20051001                                100          No MI
GROUP I                       Condominium                                   20200901                                   52050                             20051001                                 95          No MI
GROUP I                       2-4 Family                                    20200901                                   20140                             20051001                        95.04000092          No MI
GROUP I                       Single Family                                 20200901                                   20750                             20051001                                 95          No MI
GROUP I                       2-4 Family                                    20200901                                   20000                             20051001                                 95          No MI
GROUP I                       Single Family                                 20200901                                   21360                             20051001                        94.98999786          No MI
GROUP I                       Single Family                                 20200901                                   36250                             20051001                                 95          No MI
GROUP I                       Single Family                                 20350901                                   22920                             20051001                        95.05000305          No MI
GROUP I                       PUD                                           20200901                                  187500                             20051001                                100          No MI
GROUP I                       Single Family                                 20200901                                   95625                             20051001                                100          No MI
GROUP I                       Single Family                                 20201001                                  113800                             20051101                                100          No MI
GROUP I                       PUD                                           20201001                                  131000                             20051101                                100          No MI
GROUP I                       Single Family                                 20201001                                  176500                             20051101                                 95          No MI
GROUP I                       Single Family                                 20201001                                   23000                             20051101                                 90          No MI
GROUP I                       Condominium                                   20201001                                  135000                             20051101                                100          No MI
GROUP I                       Single Family                                 20200901                                   60000                             20051001                                100          No MI
GROUP I                       Single Family                                 20200901                                   49500                             20051001                                100          No MI
GROUP I                       2-4 Family                                    20200901                                  114000                             20051001                                100          No MI
GROUP I                       2-4 Family                                    20200901                                   72500                             20051001                                 95          No MI
GROUP I                       Single Family                                 20200901                                  133750                             20051001                                 95          No MI
GROUP I                       Single Family                                 20200901                                   38000                             20051001                                 90          No MI
GROUP I                       Single Family                                 20200901                                  145000                             20051001                                100          No MI
GROUP I                       Single Family                                 20200901                                  110000                             20051001                                100          No MI
GROUP I                       Condominium                                   20200901                                  120800                             20051001                                100          No MI
GROUP I                       PUD                                           20201001                                   65000                             20051101                        94.97000122          No MI
GROUP I                       Condominium                                   20201001                                   82000                             20051101                                100          No MI
GROUP I                       Condominium                                   20200901                                   53498                             20051001                        89.98000336          No MI
GROUP I                       Single Family                                 20200901                                   55500                             20051001                                 95          No MI
GROUP I                       2-4 Family                                    20201001                                  120000                             20051101                                 90          No MI
GROUP I                       Condominium                                   20201001                                   20249                             20051101                                 90          No MI
GROUP I                       Single Family                                 20200901                                   50001                             20051001                                 90          No MI
GROUP I                       Single Family                                 20200901                                   24000                             20051001                                 90          No MI
GROUP I                       Single Family                                 20350901                                  314700                             20051001                                100          No MI
GROUP I                       Condominium                                   20200901                                   91800                             20051001                        99.98999786          No MI
GROUP I                       Single Family                                 20200901                                  180000                             20051001                                 90          No MI
GROUP I                       Condominium                                   20201001                                   48998                             20051101                                 90          No MI
GROUP I                       PUD                                           20350901                                  143100                             20051001                                100          No MI
GROUP I                       Single Family                                 20200901                                   44000                             20051001                                 90          No MI
GROUP I                       Single Family                                 20200901                                   43200                             20051001                                 90          No MI
GROUP I                       Single Family                                 20201001                                   85500                             20051101                                 95          No MI
GROUP I                       2-4 Family                                    20201001                                   33750                             20051101                                 95          No MI
GROUP I                       Condominium                                   20201001                                   24000                             20051101                                 85          No MI
GROUP I                       Single Family                                 20200901                                   38000                             20051001                                 90          No MI
GROUP I                       Townhouse                                     20200901                                   28800                             20051001                                 95          No MI
GROUP I                       Single Family                                 20201001                                  140600                             20051101                                100          No MI
GROUP I                       Single Family                                 20200801                                   21500                             20050901                                 90          No MI
GROUP I                       Condominium                                   20201001                                   46500                             20051101                                 95          No MI
GROUP I                       Single Family                                 20200901                                  151441                             20051001                        88.38999939          No MI
GROUP I                       PUD                                           20200901                                  156250                             20051001                                 95          No MI
GROUP I                       Single Family                                 20201001                                   24800                             20051101                                 95          No MI
GROUP I                       Single Family                                 20200901                                   20000                             20051001                                 90          No MI
GROUP I                       Single Family                                 20200901                                  170000                             20051001                                100          No MI
GROUP I                       Single Family                                 20200901                                   71700                             20051001                                100          No MI
GROUP I                       Single Family                                 20200901                                  141000                             20051001                                100          No MI
GROUP I                       Single Family                                 20200901                                  105000                             20051001                                100          No MI
GROUP I                       Single Family                                 20200901                                  101250                             20051001                                 95          No MI
GROUP I                       Single Family                                 20200901                                   79983                             20051001                        94.81999969          No MI
GROUP I                       Single Family                                 20200901                                   77970                             20051001                        99.98999786          No MI
GROUP I                       Single Family                                 20200901                                   29000                             20051001                                 90          No MI
GROUP I                       Single Family                                 20200901                                  142000                             20051001                                100          No MI
GROUP I                       Single Family                                 20200901                                   88400                             20051001                                100          No MI
GROUP I                       Single Family                                 20200901                                   97200                             20051001                                100          No MI
GROUP I                       2-4 Family                                    20201001                                   77250                             20051101                                 95          No MI
GROUP I                       Single Family                                 20200901                                  113980                             20051001                                100          No MI
GROUP I                       Single Family                                 20200901                                   41000                             20051001                                100          No MI
GROUP I                       2-4 Family                                    20200901                                  105000                             20051001                                100          No MI
GROUP I                       Single Family                                 20200901                                   68000                             20051001                                100          No MI
GROUP I                       Single Family                                 20200901                                   32800                             20051001                                100          No MI
GROUP I                       Single Family                                 20200901                                   53000                             20051001                                100          No MI
GROUP I                       2-4 Family                                    20200901                                  122000                             20051001                                100          No MI
GROUP I                       Condominium                                   20200801                                   49000                             20050901                                100          No MI
GROUP I                       Condominium                                   20200901                                   25650                             20051001                                 95          No MI
GROUP I                       2-4 Family                                    20200901                                   77400                             20051001                                100          No MI
GROUP I                       PUD                                           20200801                                   47382                             20050901                        99.98999786          No MI
GROUP I                       PUD                                           20200901                                   51980                             20051001                                100          No MI
GROUP I                       Single Family                                 20200901                                   87000                             20051001                                100          No MI
GROUP I                       Single Family                                 20200901                                   76000                             20051001                                100          No MI
GROUP I                       Single Family                                 20200801                                   82000                             20050901                                100          No MI
GROUP I                       PUD                                           20200901                                   62420                             20051001                                100          No MI
GROUP I                       Single Family                                 20200901                                   64600                             20051001                                100          No MI
GROUP I                       Condominium                                   20200901                                   49500                             20051001                                100          No MI
GROUP I                       Condominium                                   20200901                                   57750                             20051001                                100          No MI
GROUP I                       Condominium                                   20200801                                   79900                             20050901                                100          No MI
GROUP I                       PUD                                           20200901                                   84750                             20051001                                100          No MI
GROUP I                       PUD                                           20200801                                   44235                             20050901                        94.98999786          No MI
GROUP I                       PUD                                           20200901                                   27000                             20051001                                 95          No MI
GROUP I                       Single Family                                 20200901                                   26700                             20051001                                 95          No MI
GROUP I                       2-4 Family                                    20200901                                   21675                             20051001                                 95          No MI
GROUP I                       2-4 Family                                    20200901                                   96000                             20051001                                 95          No MI
GROUP I                       PUD                                           20200901                                   20535                             20051001                                 95          No MI
GROUP I                       PUD                                           20200801                                   25492                             20050901                        95.01999664          No MI
GROUP I                       PUD                                           20200901                                   28800                             20051001                                 95          No MI
GROUP I                       PUD                                           20200901                                   27500                             20051001                                 90          No MI
GROUP I                       Single Family                                 20200901                                   29850                             20051001                                 90          No MI
GROUP I                       PUD                                           20200901                                   24426                             20051001                        95.01999664          No MI
GROUP I                       Condominium                                   20200901                                   22050                             20051001                                 95          No MI
GROUP I                       PUD                                           20200901                                   36000                             20051001                                 95          No MI
GROUP I                       Single Family                                 20200901                                  168000                             20051001                                100          No MI
GROUP I                       Single Family                                 20350901                                   26480                             20051001                                 95          No MI
GROUP I                       PUD                                           20200901                                   33525                             20051001                                 95          No MI
GROUP I                       Condominium                                   20201001                                   33898                             20051101                                 95          No MI
GROUP I                       Condominium                                   20201001                                   36900                             20051101                                 95          No MI
GROUP I                       Single Family                                 20201001                                   58425                             20051101                                 95          No MI
GROUP I                       Condominium                                   20201001                                   73000                             20051101                                100          No MI
GROUP I                       Condominium                                   20200901                                   30378                             20051001                        89.98999786          No MI
GROUP I                       2-4 Family                                    20200901                                   24000                             20051001                                 90          No MI
GROUP I                       Single Family                                 20200901                                   34200                             20051001                        82.58000183          No MI
GROUP I                       Single Family                                 20200901                                   45000                             20051001                                100          No MI
GROUP I                       Single Family                                 20200901                                  122250                             20051001                              94.75          No MI
GROUP I                       Single Family                                 20200901                                   31350                             20051001                                 95          No MI
GROUP I                       Single Family                                 20201001                                   43400                             20051101                                 90          No MI
GROUP I                       PUD                                           20201001                                   78900                             20051101                        94.95999908          No MI
GROUP I                       Condominium                                   20201001                                   35800                             20051101                                100          No MI
GROUP I                       PUD                                           20200901                                  191750                             20051001                        89.90000153          No MI
GROUP I                       Single Family                                 20201001                                   43750                             20051101                                 95          No MI
GROUP I                       Condominium                                   20201001                                   26090                             20051101                        89.98999786          No MI
GROUP I                       Condominium                                   20201001                                   45570                             20051101                        94.98999786          No MI
GROUP I                       Single Family                                 20201001                                  178500                             20051101                                100          No MI
GROUP I                       Condominium                                   20201001                                   38550                             20051101                                 95          No MI
GROUP I                       Single Family                                 20201001                                   33523                             20051101                        94.73000336          No MI
GROUP I                       Single Family                                 20351001                                  129000                             20051101                                100          No MI
GROUP I                       Single Family                                 20201001                                   55000                             20051101                                100          No MI
GROUP I                       Single Family                                 20201001                                  101000                             20051101                                100          No MI
GROUP I                       Condominium                                   20201001                                   60750                             20051101                                 95          No MI
GROUP I                       PUD                                           20201001                                   26400                             20051101                        94.97000122          No MI
GROUP I                       PUD                                           20201001                                  120000                             20051101                                 95          No MI
GROUP I                       2-4 Family                                    20201001                                  104250                             20051101                                 95          No MI
GROUP I                       PUD                                           20201001                                  149600                             20051101                        99.73000336          No MI
GROUP I                       PUD                                           20201001                                  142000                             20051101                                100          No MI
GROUP I                       Single Family                                 20201001                                   53992                             20051101                        95.01000214          No MI
GROUP I                       Single Family                                 20200901                                  161000                             20051001                                100          No MI
GROUP I                       Single Family                                 20200901                                   47100                             20051001                                 90          No MI
GROUP I                       Single Family                                 20200901                                   45750                             20051001                                 95          No MI
GROUP I                       Single Family                                 20200901                                  127000                             20051001                                100          No MI
GROUP I                       Single Family                                 20200901                                  126000                             20051001                                100          No MI
GROUP I                       Single Family                                 20201001                                   64950                             20051101                                 95          No MI
GROUP I                       2-4 Family                                    20201001                                   48600                             20051101                                 90          No MI
GROUP I                       Single Family                                 20200701                                   35850                             20050801                        99.98000336          No MI
GROUP I                       Single Family                                 20200701                                  110000                             20050801                                100          No MI
GROUP I                       2-4 Family                                    20200901                                   19500                             20051001                                 95          No MI
GROUP I                       Single Family                                 20200901                                   61300                             20051001                                100          No MI
GROUP I                       Single Family                                 20200901                                   91000                             20051001                                100          No MI
GROUP I                       Single Family                                 20200901                                   99000                             20051001                                100          No MI
GROUP I                       Single Family                                 20200901                                   24050                             20051001                        94.98000336          No MI
GROUP I                       Single Family                                 20200901                                   19000                             20051001                                100          No MI
GROUP I                       Single Family                                 20200901                                   17800                             20051001                                100          No MI
GROUP I                       Single Family                                 20200901                                   54000                             20051001                                100          No MI
GROUP I                       Single Family                                 20200601                                   60750                             20050701                                 95          No MI
GROUP I                       Single Family                                 20200701                                   52000                             20050801                        91.05999756          No MI
GROUP I                       PUD                                           20200901                                   41440                             20051001                                100          No MI
GROUP I                       Single Family                                 20200901                                  115000                             20051001                                100          No MI
GROUP I                       PUD                                           20200901                                   64500                             20051001                                 95          No MI
GROUP I                       Single Family                                 20200901                                   72000                             20051001                                100          No MI
GROUP I                       Single Family                                 20200901                                  175000                             20051001                                100          No MI
GROUP I                       Single Family                                 20200901                                   98000                             20051001                                100          No MI
GROUP I                       Single Family                                 20200901                                   58600                             20051001                                100          No MI
GROUP I                       Single Family                                 20200901                                  124600                             20051001                                100          No MI
GROUP I                       Single Family                                 20200901                                   86800                             20051001                                100          No MI
GROUP I                       Condominium                                   20200901                                   86250                             20051001                                 95          No MI
GROUP I                       Single Family                                 20200901                                   92154                             20051001                        99.94999695          No MI
GROUP I                       Single Family                                 20200901                                  111000                             20051001                                100          No MI
GROUP I                       Condominium                                   20200901                                   20000                             20051001                        94.94000244          No MI
GROUP I                       Condominium                                   20200901                                  102100                             20051001                        99.98999786          No MI
GROUP I                       Single Family                                 20200601                                   47970                             20050701                        99.98000336          No MI
GROUP I                       PUD                                           20200901                                  103150                             20051001                        99.97000122          No MI
GROUP I                       PUD                                           20200501                                   35000                             20050601                                100          No MI
GROUP I                       Single Family                                 20200501                                   31600                             20050601                                100          No MI
GROUP I                       Condominium                                   20200901                                   30199                             20051001                                 90          No MI
GROUP I                       Condominium                                   20200901                                   26750                             20051001                        94.98000336          No MI
GROUP I                       Single Family                                 20200701                                  109200                             20050801                        94.87000275          No MI
GROUP I                       Single Family                                 20200801                                  103350                             20050901                        99.98999786          No MI
GROUP I                       Single Family                                 20200901                                   21500                             20051001                                100          No MI
GROUP I                       Condominium                                   20200901                                   54038                             20051001                                100          No MI
GROUP I                       Single Family                                 20200901                                   32500                             20051001                                 90          No MI
GROUP I                       PUD                                           20200801                                   35000                             20050901                                 95          No MI
GROUP I                       Condominium                                   20200901                                   34798                             20051001                                 90          No MI
GROUP I                       Single Family                                 20200901                                   39000                             20051001                                 95          No MI
GROUP I                       Condominium                                   20200901                                   25500                             20051001                                 95          No MI
GROUP I                       PUD                                           20200901                                   93968                             20051001                                 95          No MI
GROUP I                       PUD                                           20200701                                   55950                             20050801                        99.97000122          No MI
GROUP I                       Single Family                                 20200901                                   51500                             20051001                                 90          No MI
GROUP I                       Single Family                                 20200901                                   22500                             20051001                                100          No MI
GROUP I                       PUD                                           20200801                                  100000                             20050901                                 95          No MI
GROUP I                       2-4 Family                                    20200801                                   30750                             20050901                        83.76999664          No MI
GROUP I                       Single Family                                 20200901                                   25750                             20051001                        92.30999756          No MI
GROUP I                       PUD                                           20200701                                   63000                             20050801                                100          No MI
GROUP I                       Single Family                                 20200801                                  220000                             20050901                        84.79000092          No MI
GROUP I                       Condominium                                   20200901                                   20000                             20051001                                 90          No MI
GROUP I                       2-4 Family                                    20200601                                   65650                             20050701                                100          No MI
GROUP I                       2-4 Family                                    20200601                                   65650                             20050701                        40.02000046          No MI
GROUP I                       2-4 Family                                    20200601                                   67000                             20050701                                 40          No MI
GROUP I                       2-4 Family                                    20200701                                   52500                             20050801                                 95          No MI
GROUP I                       Single Family                                 20200701                                   82500                             20050801                                100          No MI
GROUP I                       2-4 Family                                    20200801                                   31500                             20050901                                 95          No MI
GROUP I                       PUD                                           20200801                                  204900                             20050901                                 90          No MI
GROUP I                       Single Family                                 20200901                                   30750                             20051001                                 95          No MI
GROUP I                       PUD                                           20200901                                   25300                             20051001                                 85          No MI
GROUP I                       Single Family                                 20200901                                   33000                             20051001                                100          No MI
GROUP I                       PUD                                           20201001                                   58380                             20051101                        99.73999786          No MI
GROUP I                       Single Family                                 20200901                                   55000                             20051001                                100          No MI
GROUP I                       Single Family                                 20200801                                   30950                             20050901                        95.02999878          No MI
GROUP I                       Condominium                                   20201001                                  103800                             20051101                                100          No MI
GROUP I                       Condominium                                   20351001                                   29980                             20051101                                100          No MI
GROUP I                       2-4 Family                                    20200901                                   30450                             20051001                                 85          No MI
GROUP I                       PUD                                           20200901                                   52500                             20051001                                 95          No MI
GROUP I                       2-4 Family                                    20201001                                   63000                             20051101                                 95          No MI
GROUP I                       Condominium                                   20200901                                   23180                             20051001                        89.97000122          No MI
GROUP I                       Single Family                                 20200901                                   67350                             20051001                                 95          No MI
GROUP I                       Single Family                                 20200901                                   35000                             20051001                                 90          No MI
GROUP I                       Single Family                                 20200801                                   91000                             20050901                                100          No MI
GROUP I                       Single Family                                 20350901                                   70000                             20051001                                100          No MI
GROUP I                       PUD                                           20200801                                  106200                             20050901                                100          No MI
GROUP I                       2-4 Family                                    20201001                                   70000                             20051101                                100          No MI
GROUP I                       Single Family                                 20201001                                   80200                             20051101                                100          No MI
GROUP I                       Single Family                                 20200901                                  148000                             20051001                                100          No MI
GROUP I                       Condominium                                   20200801                                   77000                             20050901                                100          No MI
GROUP I                       Single Family                                 20200901                                   29250                             20051001                                 95          No MI
GROUP I                       Single Family                                 20200901                                   72000                             20051001                                 95          No MI
GROUP I                       Condominium                                   20201001                                   38798                             20051101                                100          No MI
GROUP I                       2-4 Family                                    20200901                                   31600                             20051001                                 90          No MI
GROUP I                       PUD                                           20200901                                   60250                             20051001                                 95          No MI
GROUP I                       Single Family                                 20200901                                   21000                             20051001                                100          No MI
GROUP I                       PUD                                           20200801                                   23300                             20050901                        89.97000122          No MI
GROUP I                       2-4 Family                                    20200901                                   60000                             20051001                                 90          No MI
GROUP I                       Condominium                                   20200901                                   40898                             20051001                                100          No MI
GROUP I                       PUD                                           20200901                                   23150                             20051001                        94.83999634          No MI
GROUP I                       Single Family                                 20200901                                   85000                             20051001                                 95          No MI
GROUP I                       Condominium                                   20201001                                   27380                             20051101                        99.98999786          No MI
GROUP I                       Single Family                                 20200901                                   34500                             20051001                                 95          No MI
GROUP I                       2-4 Family                                    20200901                                  100000                             20051001                                 90          No MI
GROUP I                       Condominium                                   20200901                                  143000                             20051001                                100          No MI
GROUP I                       Condominium                                   20200901                                   41400                             20051001                        95.01999664          No MI
GROUP I                       Condominium                                   20201001                                   35480                             20051101                        90.01000214          No MI
GROUP I                       Single Family                                 20200901                                   25300                             20051001                        99.91999817          No MI
GROUP I                       Condominium                                   20200901                                   31000                             20051001                                100          No MI
GROUP I                       2-4 Family                                    20200901                                  107000                             20051001                                100          No MI
GROUP I                       PUD                                           20200901                                   43400                             20051001                                 90          No MI
GROUP I                       Condominium                                   20200901                                   78800                             20051001                        99.98999786          No MI
GROUP I                       Single Family                                 20200901                                   40000                             20051001                                 90          No MI
GROUP I                       Condominium                                   20200901                                   65000                             20051001                                 90          No MI
GROUP I                       Single Family                                 20200801                                   92000                             20050901                                 90          No MI
GROUP I                       Single Family                                 20200901                                   47500                             20051001                                 95          No MI
GROUP I                       Single Family                                 20200901                                   68750                             20051001                                 95          No MI
GROUP I                       Single Family                                 20200901                                   78000                             20051001                                 95          No MI
GROUP I                       Condominium                                   20200901                                   43350                             20051001                                 95          No MI
GROUP I                       Condominium                                   20200801                                   34975                             20050901                        94.98000336          No MI
GROUP I                       Condominium                                   20200801                                   30475                             20050901                        94.98000336          No MI
GROUP I                       Condominium                                   20200901                                   42500                             20051001                                 95          No MI
GROUP I                       PUD                                           20200901                                   34000                             20051001                        94.98000336          No MI
GROUP I                       Single Family                                 20200901                                   20325                             20051001                                 85          No MI
GROUP I                       2-4 Family                                    20200901                                   58400                             20051001                                 90          No MI
GROUP I                       2-4 Family                                    20200901                                   49500                             20051001                                 90          No MI
GROUP I                       Condominium                                   20200901                                   61920                             20051001                                100          No MI
GROUP I                       PUD                                           20200901                                   21900                             20051001                                 95          No MI
GROUP I                       Condominium                                   20201001                                   52497                             20051101                                100          No MI
GROUP I                       Condominium                                   20201001                                   33180                             20051101                        89.98000336          No MI
GROUP I                       Condominium                                   20200901                                   20000                             20051001                                100          No MI
GROUP I                       Condominium                                   20200901                                   25050                             20051001                        94.97000122          No MI
GROUP I                       PUD                                           20200901                                  131100                             20051001                                100          No MI
GROUP I                       Single Family                                 20200701                                   39750                             20050801                                 95          No MI
GROUP I                       PUD                                           20200801                                   59000                             20050901                        89.80000305          No MI
GROUP I                       2-4 Family                                    20351001                                   37600                             20051101                                 90          No MI
GROUP I                       Single Family                                 20200901                                   56000                             20051001                        94.93000031          No MI
GROUP I                       Condominium                                   20200901                                   19500                             20051001                        94.62000275          No MI
GROUP I                       Single Family                                 20200901                                   38000                             20051001                        94.73000336          No MI
GROUP I                       Single Family                                 20200901                                  124000                             20051001                                100          No MI
GROUP I                       PUD                                           20200901                                   23700                             20051001                                 90          No MI
GROUP I                       Single Family                                 20201001                                   32100                             20051101                                100          No MI
GROUP I                       Condominium                                   20200901                                   41090                             20051001                                 90          No MI
GROUP I                       PUD                                           20200901                                  152000                             20051001                        99.98999786          No MI
GROUP I                       Single Family                                 20200901                                   61800                             20051001                                 95          No MI
GROUP I                       PUD                                           20201001                                  173914                             20051101                        99.86000061          No MI
GROUP I                       Single Family                                 20200901                                   52200                             20051001                                 95          No MI
GROUP I                       Single Family                                 20200901                                  200000                             20051001                                100          No MI
GROUP I                       Condominium                                   20200901                                   60300                             20051001                        94.98000336          No MI
GROUP I                       Condominium                                   20200901                                   33200                             20051001                                 90          No MI
GROUP I                       Single Family                                 20200901                                   25050                             20051001                        94.97000122          No MI
GROUP I                       2-4 Family                                    20200901                                   42750                             20051001                        90.01999664          No MI
GROUP I                       2-4 Family                                    20200901                                   72750                             20051001                                 85          No MI
GROUP I                       Single Family                                 20200901                                  143000                             20051001                                100          No MI
GROUP I                       Single Family                                 20200901                                   25000                             20051001                                 90          No MI
GROUP I                       Single Family                                 20201001                                   36782                             20051101                        89.97000122          No MI
GROUP I                       Condominium                                   20200901                                   35490                             20051001                        95.01000214          No MI
GROUP I                       Single Family                                 20200901                                   58750                             20051001                                 90          No MI
GROUP I                       Single Family                                 20200901                                   36000                             20051001                                 95          No MI
GROUP I                       Condominium                                   20200901                                   74200                             20051001                        99.98000336          No MI
GROUP I                       Single Family                                 20200901                                  129000                             20051001                                100          No MI
GROUP I                       Single Family                                 20200901                                  220200                             20051001                                100          No MI
GROUP I                       PUD                                           20250901                                  231750                             20051001                                 90          No MI
GROUP I                       Condominium                                   20200901                                   22560                             20051001                        94.98999786          No MI
GROUP I                       Single Family                                 20200901                                   97000                             20051001                        95.01000214          No MI
GROUP I                       Single Family                                 20200901                                   57500                             20051001                                 95          No MI
GROUP I                       Single Family                                 20201001                                   24500                             20051101                                 90          No MI
GROUP I                       Condominium                                   20201001                                   35000                             20051101                                 90          No MI
GROUP I                       2-4 Family                                    20350901                                   33800                             20051001                                 95          No MI
GROUP I                       PUD                                           20200901                                  139000                             20051001                                100          No MI
GROUP I                       Single Family                                 20201001                                  129000                             20051101                                100          No MI
GROUP I                       Single Family                                 20201001                                   22400                             20051101                                 95          No MI
GROUP I                       Condominium                                   20200901                                   35849                             20051001                                 95          No MI
GROUP I                       Single Family                                 20200901                                   89100                             20051001                                 95          No MI
GROUP I                       Single Family                                 20201001                                   28560                             20051101                                 95          No MI
GROUP I                       2-4 Family                                    20200901                                   32000                             20051001                                 90          No MI
GROUP I                       Single Family                                 20201001                                   27500                             20051101                                 95          No MI
GROUP I                       Condominium                                   20200901                                   27500                             20051001                                 95          No MI
GROUP I                       Single Family                                 20200901                                  145000                             20051001                                100          No MI
GROUP I                       Single Family                                 20200901                                   98880                             20051001                                 95          No MI
GROUP I                       2-4 Family                                    20200901                                   63000                             20051001                        83.41000366          No MI
GROUP I                       Single Family                                 20200901                                   48000                             20051001                                100          No MI
GROUP I                       PUD                                           20200901                                   29250                             20051001                        94.66999817          No MI
GROUP I                       Condominium                                   20200901                                   32598                             20051001                                 90          No MI
GROUP I                       Single Family                                 20200801                                  183000                             20050901                                100          No MI
GROUP I                       Condominium                                   20200801                                  109000                             20050901                                100          No MI
GROUP I                       Single Family                                 20200801                                   71979                             20050901                                100          No MI
GROUP I                       2-4 Family                                    20200801                                  172980                             20050901                                100          No MI
GROUP I                       Single Family                                 20200801                                  107264                             20050901                                100          No MI
GROUP I                       Single Family                                 20200801                                   82000                             20050901                                100          No MI
GROUP I                       Single Family                                 20200801                                   84800                             20050901                                100          No MI
GROUP I                       Single Family                                 20200801                                   40000                             20050901                                100          No MI
GROUP I                       Single Family                                 20200801                                   35000                             20050901                                 90          No MI
GROUP I                       PUD                                           20200801                                   76000                             20050901                                100          No MI
GROUP I                       Single Family                                 20200801                                   87600                             20050901                                100          No MI
GROUP I                       Single Family                                 20200801                                   95440                             20050901                                100          No MI
GROUP I                       Condominium                                   20200801                                   85000                             20050901                                100          No MI
GROUP I                       PUD                                           20200901                                   80000                             20051001                                100          No MI
GROUP I                       Single Family                                 20200801                                  188000                             20050901                                100          No MI
GROUP I                       2-4 Family                                    20200701                                   90600                             20050801                                100          No MI
GROUP I                       Single Family                                 20200801                                   62400                             20050901                                100          No MI
GROUP I                       2-4 Family                                    20200701                                   69750                             20050801                                 95          No MI
GROUP I                       PUD                                           20200801                                   23008                             20050901                                 95          No MI
GROUP I                       PUD                                           20200701                                   51681                             20050801                                 95          No MI
GROUP I                       Single Family                                 20200801                                   23325                             20050901                                 95          No MI
GROUP I                       Single Family                                 20200801                                   23100                             20050901                                 95          No MI
GROUP I                       Single Family                                 20200801                                   21135                             20050901                                 95          No MI
GROUP I                       Single Family                                 20200801                                   46250                             20050901                                 95          No MI
GROUP I                       Condominium                                   20200801                                   41250                             20050901                                 95          No MI
GROUP I                       Single Family                                 20200801                                   20000                             20050901                                 95          No MI
GROUP I                       PUD                                           20200901                                   26985                             20051001                        94.98999786          No MI
GROUP I                       PUD                                           20200801                                   20475                             20050901                                 95          No MI
GROUP I                       Single Family                                 20200701                                   67448                             20050801                                 95          No MI
GROUP I                       PUD                                           20200801                                   37500                             20050901                                 95          No MI
GROUP I                       Single Family                                 20200901                                   80750                             20051001                                 95          No MI
GROUP I                       PUD                                           20200901                                   82500                             20051001                                 95          No MI
GROUP I                       Condominium                                   20200901                                   35700                             20051001                                 95          No MI
GROUP I                       PUD                                           20200901                                   63750                             20051001                                 95          No MI
GROUP I                       Single Family                                 20200901                                   34800                             20051001                                 90          No MI
GROUP I                       Single Family                                 20200901                                   20000                             20051001                        89.97000122          No MI
GROUP I                       Single Family                                 20200901                                  100000                             20051001                        94.80999756          No MI
GROUP I                       Single Family                                 20200701                                   68400                             20050801                                100          No MI
GROUP I                       PUD                                           20200801                                   51800                             20050901                                100          No MI
GROUP I                       PUD                                           20200801                                   63000                             20050901                        92.91999817          No MI
GROUP I                       Single Family                                 20200801                                   38000                             20050901                                100          No MI
GROUP I                       PUD                                           20200701                                   86300                             20050801                                100          No MI
GROUP I                       Single Family                                 20200701                                   67000                             20050801                                100          No MI
GROUP I                       2-4 Family                                    20200801                                  150000                             20050901                                100          No MI
GROUP I                       PUD                                           20200801                                   36000                             20050901                                100          No MI
GROUP I                       Single Family                                 20200701                                  100000                             20050801                                100          No MI
GROUP I                       Single Family                                 20200801                                   65000                             20050901                                100          No MI
GROUP I                       Single Family                                 20200701                                   98899                             20050801                                100          No MI
GROUP I                       Single Family                                 20200701                                   82000                             20050801                                100          No MI
GROUP I                       Single Family                                 20200801                                  117000                             20050901                                100          No MI
GROUP I                       Single Family                                 20200701                                   82700                             20050801                                100          No MI
GROUP I                       Single Family                                 20200701                                   73000                             20050801                                100          No MI
GROUP I                       Single Family                                 20200801                                   54000                             20050901                                100          No MI
GROUP I                       Single Family                                 20200801                                   70000                             20050901                                100          No MI
GROUP I                       2-4 Family                                    20200701                                  133000                             20050801                                100          No MI
GROUP I                       Single Family                                 20200901                                   81980                             20051001                                100          No MI
GROUP I                       PUD                                           20200801                                   95000                             20050901                                100          No MI
GROUP I                       Single Family                                 20200801                                   47000                             20050901                                100          No MI
GROUP I                       Condominium                                   20200801                                   35881                             20050901                                100          No MI
GROUP I                       Single Family                                 20200801                                   66000                             20050901                                100          No MI
GROUP I                       Single Family                                 20200701                                   89000                             20050801                                100          No MI
GROUP I                       Single Family                                 20200701                                   56800                             20050801                                100          No MI
GROUP I                       Single Family                                 20200701                                   47200                             20050801                                100          No MI
GROUP I                       PUD                                           20200801                                   18850                             20050901                                 93          No MI
GROUP I                       Single Family                                 20200801                                   86000                             20050901                                100          No MI
GROUP I                       Single Family                                 20200901                                   25050                             20051001                        90.13999939          No MI
GROUP I                       2-4 Family                                    20200901                                   27000                             20051001                                 95          No MI
GROUP I                       Single Family                                 20200901                                   61250                             20051001                                 95          No MI
GROUP I                       Single Family                                 20200901                                   20000                             20051001                                100          No MI
GROUP I                       Condominium                                   20200901                                   45398                             20051001                                 90          No MI
GROUP I                       Condominium                                   20200901                                   81250                             20051001                                 95          No MI
GROUP I                       PUD                                           20200901                                   64000                             20051001                                 90          No MI
GROUP I                       Condominium                                   20200901                                   37950                             20051001                                 95          No MI
GROUP I                       PUD                                           20201001                                   98400                             20051101                                100          No MI
GROUP I                       Condominium                                   20200901                                   30673                             20051001                                 95          No MI
GROUP I                       Single Family                                 20201001                                   20400                             20051101                                 95          No MI
GROUP I                       Single Family                                 20200901                                  140500                             20051001                                100          No MI
GROUP I                       PUD                                           20200901                                   70000                             20051001                                 90          No MI
GROUP I                       Single Family                                 20200901                                  159000                             20051001                                100          No MI
GROUP I                       Condominium                                   20200901                                   30600                             20051001                        95.02999878          No MI
GROUP I                       Single Family                                 20200901                                   31170                             20051001                        94.98000336          No MI
GROUP I                       Condominium                                   20200901                                   53000                             20051001                        86.73000336          No MI
GROUP I                       Single Family                                 20200901                                   71000                             20051001                        89.86000061          No MI
GROUP I                       Single Family                                 20200901                                  155000                             20051001                        98.09999847          No MI
GROUP I                       PUD                                           20200901                                   37000                             20051001                        94.98000336          No MI
GROUP I                       Single Family                                 20201001                                   32000                             20051101                                100          No MI
GROUP I                       Single Family                                 20200801                                   80400                             20050901                        99.98999786          No MI
GROUP I                       Single Family                                 20200901                                   70000                             20051001                                100          No MI
GROUP I                       Single Family                                 20200801                                   84000                             20050901                                100          No MI
GROUP I                       PUD                                           20200701                                   64500                             20050801                                100          No MI
GROUP I                       Single Family                                 20200901                                   25400                             20051001                                100          No MI
GROUP I                       Single Family                                 20200901                                   25000                             20051001                                100          No MI
GROUP I                       Single Family                                 20200901                                   76000                             20051001                                100          No MI
GROUP I                       PUD                                           20250901                                   55980                             20051001                                100          No MI
GROUP I                       Single Family                                 20250901                                   52000                             20051001                        89.23000336          No MI
GROUP I                       Single Family                                 20200901                                   96000                             20051001                                100          No MI
GROUP I                       Single Family                                 20200901                                   52400                             20051001                                100          No MI
GROUP I                       Single Family                                 20201001                                   35000                             20051101                                100          No MI
GROUP I                       Single Family                                 20200901                                  136300                             20051001                                100          No MI
GROUP I                       Single Family                                 20250901                                   38000                             20051001                                100          No MI
GROUP I                       Single Family                                 20200901                                   83000                             20051001                                100          No MI
GROUP I                       Condominium                                   20201001                                   26000                             20051101                                100          No MI
GROUP I                       Single Family                                 20201001                                   29980                             20051101                                100          No MI
GROUP I                       PUD                                           20251001                                   34000                             20051101                        98.83999634          No MI
GROUP I                       2-4 Family                                    20201001                                   71250                             20051101                                 95          No MI
GROUP I                       Single Family                                 20201001                                   70000                             20051101                                100          No MI
GROUP I                       Single Family                                 20201001                                   46000                             20051101                                100          No MI
GROUP I                       Single Family                                 20201001                                   77800                             20051101                                100          No MI
GROUP I                       Single Family                                 20251001                                   75000                             20051101                                100          No MI
GROUP I                       Single Family                                 20251001                                   57000                             20051101                                100          No MI
GROUP I                       Condominium                                   20251001                                   59600                             20051101                                100          No MI
GROUP I                       Condominium                                   20201001                                   64200                             20051101                                100          No MI
GROUP I                       Single Family                                 20251001                                   33280                             20051101                                100          No MI
GROUP I                       PUD                                           20251001                                   36000                             20051101                                100          No MI
GROUP I                       Single Family                                 20201001                                   56000                             20051101                                100          No MI
GROUP I                       2-4 Family                                    20201001                                   25000                             20051101                                100          No MI
GROUP I                       Single Family                                 20350701                                   48400                             20050801                                100          No MI
GROUP I                       Single Family                                 20201001                                   47980                             20051101                                100          No MI
GROUP I                       Single Family                                 20200901                                   54000                             20051001                                 95          No MI
GROUP I                       Single Family                                 20200901                                   83000                             20051001                                100          No MI
GROUP I                       Single Family                                 20200901                                   44000                             20051001                                100          No MI
GROUP I                       Single Family                                 20200901                                   80000                             20051001                                100          No MI
GROUP I                       Single Family                                 20200901                                   96000                             20051001                                100          No MI
GROUP I                       Single Family                                 20201001                                   74000                             20051101                                100          No MI
GROUP I                       Single Family                                 20201001                                   87000                             20051101                                100          No MI
GROUP I                       Single Family                                 20200901                                   63000                             20051001                                100          No MI
GROUP I                       Single Family                                 20201001                                   42520                             20051101                                100          No MI
GROUP I                       Single Family                                 20251001                                   29400                             20051101                                100          No MI
GROUP I                       Single Family                                 20251001                                  100250                             20051101                                100          No MI
GROUP I                       Single Family                                 20201001                                   81200                             20051101                                100          No MI
GROUP I                       Single Family                                 20201001                                   70000                             20051101                                100          No MI
GROUP I                       Condominium                                   20251001                                   31600                             20051101                                100          No MI
GROUP I                       Single Family                                 20201001                                   46500                             20051101                                 95          No MI
GROUP I                       Single Family                                 20201001                                  118000                             20051101                                100          No MI
GROUP I                       Single Family                                 20201001                                   85200                             20051101                                100          No MI
GROUP I                       Single Family                                 20201001                                   45600                             20051101                                100          No MI
GROUP I                       Single Family                                 20201001                                   40275                             20051101                                 95          No MI
GROUP I                       PUD                                           20251001                                   25001                             20051101                                100          No MI
GROUP I                       Single Family                                 20201001                                   92000                             20051101                                100          No MI
GROUP I                       PUD                                           20201001                                   52000                             20051101                                100          No MI
GROUP I                       Single Family                                 20201001                                   72440                             20051101                                100          No MI
GROUP I                       Single Family                                 20201001                                   41000                             20051101                                100          No MI
GROUP I                       Single Family                                 20250901                                   39800                             20051001                        92.55000305          No MI
GROUP I                       Single Family                                 20251001                                   62600                             20051101                                100          No MI
GROUP I                       Condominium                                   20201001                                   36500                             20051101                        94.88999939          No MI
GROUP I                       Condominium                                   20201001                                   34500                             20051101                                100          No MI
GROUP I                       2-4 Family                                    20201101                                   31900                             20051201                                100          No MI
GROUP I                       PUD                                           20351001                                   71850                             20051101                        99.79000092          No MI
GROUP I                       Condominium                                   20200801                                   35300                             20050901                                 90          No MI
GROUP I                       PUD                                           20200801                                   28250                             20050901                                 95          No MI
GROUP I                       Condominium                                   20201001                                   70500                             20051101                                 95          No MI
GROUP I                       Condominium                                   20200901                                   39438                             20051001                                100          No MI
GROUP I                       Single Family                                 20200901                                   20250                             20051001                                 95          No MI
GROUP I                       Condominium                                   20200901                                  102100                             20051001                        99.98999786          No MI
GROUP I                       Condominium                                   20200901                                   26250                             20051001                                 95          No MI
GROUP I                       Single Family                                 20200901                                  127000                             20051001                                100          No MI
GROUP I                       Condominium                                   20200901                                   41250                             20051001                                 95          No MI
GROUP I                       Single Family                                 20201001                                   54800                             20051101                                 90          No MI
GROUP I                       PUD                                           20200901                                  106100                             20051001                        95.01000214          No MI
GROUP I                       Single Family                                 20201001                                  230000                             20051101                                 95          No MI
GROUP I                       Condominium                                   20201001                                   31500                             20051101                              78.75          No MI
GROUP I                       Single Family                                 20201001                                   55000                             20051101                                100          No MI
GROUP I                       Single Family                                 20200901                                  115500                             20051001                                100          No MI
GROUP I                       PUD                                           20201001                                   75000                             20051101                        93.80999756          No MI
                4321



DEAL_INFO                     MARGIN                  NEXT_RATE_ADJ_DATE1                             MAX_RATE                     MIN_RATE              PER_RATE_CAP                   LIEN              BALLOON                    IO_FLAG
--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
GROUP I                        3.25                        20080101                                        14                       3.25                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110201                                    13.625                        3.5                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080201                                    13.625                       3.25                      1                      First Lien              No                         NO
GROUP I                        3.25                        20080201                                      13.6                       3.25                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110201                                     12.99                        3.5                      1                      First Lien              No                         YES
GROUP I                           3                        20070201                                     13.85                          3                      2                      First Lien              No                         YES
GROUP I                         3.5                        20110201                                     13.75                        3.5                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080201                                    14.299                       3.25                      1                      First Lien              No                         NO
GROUP I                         3.5                        20110201                                     13.75                        3.5                      1                      First Lien              No                         YES
GROUP I                       3.875                        20080201                                      14.3                      3.875                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110201                                      13.5                        3.5                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110201                                        13                        3.5                      1                      First Lien              No                         YES
GROUP I                       3.375                        20090201                                        13                      3.375                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110201                                    14.125                        3.5                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110201                                     13.25                        3.5                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080201                                    13.375                       3.25                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110201                                        14                        3.5                      1                      First Lien              No                         YES
GROUP I                        3.75                        20130201                                     13.99                       3.75                      1                      First Lien              No                         YES
GROUP I                         5.5                        20081001                                     13.13                        5.5                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080201                                     12.75                       3.25                      1                      First Lien              No                         YES
GROUP I                           3                        20070201                                      12.5                          3                      2                      First Lien              No                         YES
GROUP I                        3.25                        20080201                                    15.125                       3.25                      1                      First Lien              No                         NO
GROUP I                        3.25                        20080201                                    15.125                       3.25                      1                      First Lien              No                         NO
GROUP I                           3                        20070201                                    15.125                          3                      2                      First Lien              No                         YES
GROUP I                        3.25                        20080201                                    13.875                       3.25                      1                      First Lien              No                         NO
GROUP I                         3.5                        20110201                                     13.75                        3.5                      1                      First Lien              No                         YES
GROUP I                        2.75                        20080101                                      12.5                       2.75                      1                      First Lien              No                         YES
GROUP I                        2.75                        20080101                                    11.875                       2.75                      1                      First Lien              No                         YES
GROUP I                        2.25                        20080101                                    11.625                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.25                        20080101                                    12.375                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.25                        20080101                                    12.375                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.25                        20080101                                        12                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.75                        20080101                                     12.75                       2.75                      1                      First Lien              No                         YES
GROUP I                        2.75                        20080101                                     12.75                       2.75                      1                      First Lien              No                         YES
GROUP I                        2.75                        20080101                                     14.25                       2.75                      1                      First Lien              No                         NO
GROUP I                        2.25                        20080101                                      12.5                       2.25                      1                      First Lien              No                         NO
GROUP I                        2.75                        20080101                                     12.75                       2.75                      1                      First Lien              No                         YES
GROUP I                        2.25                        20080101                                        12                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.75                        20080101                                     12.75                       2.75                      1                      First Lien              No                         YES
GROUP I                        2.25                        20080101                                      12.5                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.75                        20080101                                    12.125                       2.75                      1                      First Lien              No                         YES
GROUP I                        2.75                        20080101                                    12.375                       2.75                      1                      First Lien              No                         YES
GROUP I                        2.25                        20080101                                     12.25                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.75                        20080101                                    13.125                       2.75                      1                      First Lien              No                         YES
GROUP I                        2.75                        20080101                                    12.875                       2.75                      1                      First Lien              No                         YES
GROUP I                        2.75                        20080101                                    13.375                       2.75                      1                      First Lien              No                         YES
GROUP I                        2.75                        20080101                                    13.375                       2.75                      1                      First Lien              No                         YES
GROUP I                        2.75                        20080101                                     12.25                       2.75                      1                      First Lien              No                         YES
GROUP I                        2.25                        20080101                                     11.75                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.25                        20080101                                    12.625                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.25                        20080101                                    12.625                       2.25                      1                      First Lien              No                         NO
GROUP I                        2.25                        20080101                                        12                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.25                        20080101                                    12.125                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.75                        20080101                                    12.375                       2.75                      1                      First Lien              No                         YES
GROUP I                        2.75                        20080101                                     12.25                       2.75                      1                      First Lien              No                         YES
GROUP I                           4                        20070201                                        13                          4                      2                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                    12.625                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080201                                        13                       3.25                      1                      First Lien              No                         YES
GROUP I                           4                        20060701                                     12.25                          4                      1                      First Lien              No                         YES
GROUP I                           4                        20070201                                        13                          4                      2                      First Lien              No                         YES
GROUP I                           3                        20060701                                    12.375                          3                      1                      First Lien              No                         YES
GROUP I                           3                        20060701                                     13.25                          3                      1                      First Lien              No                         YES
GROUP I                           4                        20070101                                    12.875                          4                      2                      First Lien              No                         YES
GROUP I                       3.375                        20090101                                     12.75                      3.375                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110101                                    14.375                        3.5                      1                      First Lien              No                         YES
GROUP I                           4                        20070201                                    12.875                          4                      2                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                    13.875                       3.25                      1                      First Lien              No                         YES
GROUP I                       3.375                        20090101                                    13.375                      3.375                      1                      First Lien              No                         YES
GROUP I                           4                        20070101                                     13.25                          4                      2                      First Lien              No                         YES
GROUP I                         3.5                        20110101                                    13.875                        3.5                      1                      First Lien              No                         YES
GROUP I                        8.25                        20070101                                     15.25                       8.25                      1                      First Lien              No                         YES
GROUP I                           3                        20070101                                      13.5                          3                      2                      First Lien              No                         NO
GROUP I                           4                        20070201                                    12.625                          4                      2                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                     13.75                       3.25                      1                      First Lien              No                         YES
GROUP I                           4                        20070201                                     12.75                          4                      2                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                     14.75                       3.25                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110201                                        12                        3.5                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110201                                     13.75                        3.5                      1                      First Lien              No                         NO
GROUP I                        3.25                        20080101                                      13.5                       3.25                      1                      First Lien              No                         YES
GROUP I                       3.875                        20110201                                        12                      3.875                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110101                                        13                        3.5                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                     13.75                       3.25                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110201                                     12.75                        3.5                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110101                                      12.5                        3.5                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080201                                    13.875                       3.25                      1                      First Lien              No                         YES
GROUP I                           3                        20060801                                    13.125                          3                      1                      First Lien              No                         YES
GROUP I                       4.125                        20080201                                      13.8                      4.125                      1                      First Lien              No                         NO
GROUP I                         3.5                        20110101                                     13.75                        3.5                      1                      First Lien              No                         NO
GROUP I                        3.25                        20080101                                    14.875                       3.25                      1                      First Lien              No                         YES
GROUP I                       3.375                        20090201                                        13                      3.375                      1                      First Lien              No                         YES
GROUP I                       3.375                        20090201                                        14                      3.375                      1                      First Lien              No                         YES
GROUP I                        3.75                        20110101                                    12.375                       3.75                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110101                                        14                        3.5                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080201                                    12.125                       3.25                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110201                                      13.5                        3.5                      1                      First Lien              No                         YES
GROUP I                       3.375                        20090101                                    13.875                      3.375                      1                      First Lien              No                         YES
GROUP I                           3                        20070101                                    13.375                          3                      2                      First Lien              No                         YES
GROUP I                        3.25                        20080201                                    12.875                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080201                                      13.5                       3.25                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110101                                    13.875                        3.5                      1                      First Lien              No                         YES
GROUP I                           3                        20060701                                    14.875                          3                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080201                                      14.5                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080201                                     13.75                       3.25                      1                      First Lien              No                         YES
GROUP I                       3.875                        20110201                                     13.25                      3.875                      1                      First Lien              No                         YES
GROUP I                       3.875                        20090201                                     12.75                      3.875                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110201                                     13.99                        3.5                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080201                                    12.375                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                     13.99                       3.25                      1                      First Lien              No                         YES
GROUP I                           3                        20070101                                    12.875                          3                      2                      First Lien              No                         YES
GROUP I                       3.375                        20090201                                     13.99                      3.375                      1                      First Lien              No                         YES
GROUP I                           3                        20070101                                      12.5                          3                      2                      First Lien              No                         YES
GROUP I                       3.375                        20090101                                    13.625                      3.375                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110101                                     12.75                        3.5                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080201                                        14                       3.25                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110101                                      13.5                        3.5                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                      13.5                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                    13.375                       3.25                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110101                                    12.875                        3.5                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110101                                     13.75                        3.5                      1                      First Lien              No                         YES
GROUP I                           3                        20070101                                     13.25                          3                      2                      First Lien              No                         YES
GROUP I                       3.875                        20080101                                     14.25                      3.875                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110101                                    13.625                        3.5                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                     13.75                       3.25                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110101                                    13.375                        3.5                      1                      First Lien              No                         YES
GROUP I                           3                        20070201                                      13.5                          3                      2                      First Lien              No                         YES
GROUP I                         3.5                        20090201                                     12.99                        3.5                      1                      First Lien              No                         YES
GROUP I                       7.375                        20080101                                    14.375                      7.375                      1                      First Lien              No                         YES
GROUP I                        3.25                        20071201                                    12.875                       3.25                      1                      First Lien              No                         YES
GROUP I                           4                        20070101                                    12.625                          4                      2                      First Lien              No                         YES
GROUP I                           4                        20061201                                     13.75                          4                      2                      First Lien              No                         YES
GROUP I                        5.75                        20080101                                     12.75                       5.75                      1                      First Lien              No                         YES
GROUP I                         3.5                        20071201                                    14.875                        3.5                      1                      First Lien              No                         YES
GROUP I                       3.375                        20101201                                    13.375                      3.375                      1                      First Lien              No                         YES
GROUP I                         4.5                        20070101                                    12.625                        4.5                      2                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                        14                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                    13.875                       3.25                      1                      First Lien              No                         YES
GROUP I                           4                        20060701                                     13.75                          4                      1                      First Lien              No                         YES
GROUP I                           4                        20070101                                     12.99                          4                      2                      First Lien              No                         NO
GROUP I                         6.5                        20080101                                      13.5                        6.5                      1                      First Lien              No                         YES
GROUP I                           4                        20060701                                    14.125                          4                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                     12.75                       3.25                      1                      First Lien              No                         YES
GROUP I                        2.25                        20101101                                    11.875                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.25                        20101101                                    11.875                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.25                        20101101                                    11.625                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.25                        20101201                                     11.75                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.25                        20101201                                    11.875                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.25                        20101101                                    12.375                       2.25                      1                      First Lien              No                         NO
GROUP I                        2.25                        20101201                                      10.5                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.25                        20101201                                     11.75                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.25                        20101201                                    11.375                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.25                        20101201                                     12.25                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.25                        20101201                                     11.75                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.25                        20101201                                    11.875                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.25                        20101201                                     11.25                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.25                        20101201                                    11.625                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.25                        20101201                                      11.5                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.25                        20101201                                    12.625                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.25                        20101201                                    11.875                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.25                        20101201                                    11.875                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.25                        20101201                                     11.75                       2.25                      1                      First Lien              No                         YES
GROUP I                         5.5                        20071101                                     12.35                        5.5                      1                      First Lien              No                         YES
GROUP I                        3.75                        20080101                                      13.5                       3.75                      1                      First Lien              No                         NO
GROUP I                           4                        20060701                                     13.25                          4                      1                      First Lien              No                         YES
GROUP I                         3.5                        20080101                                        13                        3.5                      1                      First Lien              No                         YES
GROUP I                           4                        20101201                                      12.5                        6.5                      1                      First Lien              No                         YES
GROUP I                           4                        20060701                                      12.5                          4                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                      13.5                       3.25                      1                      First Lien              No                         YES
GROUP I                        4.75                        20060701                                     11.75                       4.75                      1                      First Lien              No                         YES
GROUP I                           4                        20070101                                     12.75                          4                      2                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                      12.5                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                     13.25                       3.25                      1                      First Lien              No                         YES
GROUP I                           4                        20070101                                    13.875                          4                      2                      First Lien              No                         YES
GROUP I                        3.25                        20071201                                    13.875                       3.25                      1                      First Lien              No                         YES
GROUP I                       3.375                        20090101                                     11.75                      3.375                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                    14.125                       3.25                      1                      First Lien              No                         YES
GROUP I                           4                        20070101                                      13.3                          4                      2                      First Lien              No                         YES
GROUP I                           4                        20080101                                      14.5                          4                      1                      First Lien              No                         YES
GROUP I                           4                        20070101                                        13                          4                      2                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                    12.875                       3.25                      1                      First Lien              No                         YES
GROUP I                           3                        20060701                                     12.99                          3                      1                      First Lien              No                         YES
GROUP I                        3.25                        20071201                                    12.875                       3.25                      1                      First Lien              No                         YES
GROUP I                           3                        20070101                                     13.75                          3                      2                      First Lien              No                         YES
GROUP I                           4                        20060701                                    14.625                          4                      1                      First Lien              No                         NO
GROUP I                        3.25                        20080101                                     13.75                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                     12.75                       3.25                      1                      First Lien              No                         YES
GROUP I                           4                        20070101                                    12.875                          4                      2                      First Lien              No                         YES
GROUP I                       6.375                        20080101                                    13.375                      6.375                      1                      First Lien              No                         NO
GROUP I                        3.25                        20080101                                    13.625                       3.25                      1                      First Lien              No                         YES
GROUP I                           4                        20060501                                     13.25                          4                      1                      First Lien              No                         YES
GROUP I                           4                        20060501                                     12.25                          4                      1                      First Lien              No                         YES
GROUP I                           4                        20061201                                     13.25                          4                      2                      First Lien              No                         YES
GROUP I                           4                        20061201                                     12.75                          4                      2                      First Lien              No                         YES
GROUP I                       3.875                        20070201                                     12.75                      3.875                      2                      First Lien              No                         YES
GROUP I                         3.5                        20110101                                        14                        3.5                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110101                                    12.875                        3.5                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                     13.75                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.75                        20070101                                     14.75                       3.75                      2                      First Lien              No                         NO
GROUP I                           3                        20060701                                     13.25                          3                      1                      First Lien              No                         YES
GROUP I                           4                        20060501                                      12.5                          4                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                     13.75                       3.25                      1                      First Lien              No                         YES
GROUP I                           4                        20061101                                        12                          4                      2                      First Lien              No                         YES
GROUP I                         3.5                        20110101                                    12.625                        3.5                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                    14.375                       3.25                      1                      First Lien              No                         NO
GROUP I                           3                        20060701                                     14.75                          3                      1                      First Lien              No                         YES
GROUP I                           4                        20070201                                    12.875                          4                      2                      First Lien              No                         YES
GROUP I                        3.25                        20080201                                    12.875                       3.25                      1                      First Lien              No                         NO
GROUP I                         3.5                        20110201                                    12.875                        3.5                      1                      First Lien              No                         YES
GROUP I                           3                        20070201                                        13                          3                      2                      First Lien              No                         NO
GROUP I                        3.25                        20080101                                     13.75                       3.25                      1                      First Lien              No                         NO
GROUP I                         3.5                        20110101                                      11.5                        3.5                      1                      First Lien              No                         YES
GROUP I                        2.25                        20080101                                    12.375                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.75                        20080101                                    12.375                       2.75                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                     12.25                       3.25                      1                      First Lien              No                         NO
GROUP I                        2.25                        20090101                                    12.875                       2.25                      2                      First Lien              No                         YES
GROUP I                        2.25                        20090101                                     11.75                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.25                        20090101                                     11.75                       2.25                      2                      First Lien              No                         YES
GROUP I                        2.25                        20090101                                    11.625                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.25                        20090101                                        13                       2.25                      2                      First Lien              No                         YES
GROUP I                        2.25                        20090101                                      12.5                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.25                        20090101                                     12.25                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.25                        20090101                                    11.875                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.25                        20090101                                     11.75                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.25                        20090101                                    12.375                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.25                        20090101                                     11.75                       2.25                      2                      First Lien              No                         NO
GROUP I                           4                        20060701                                     12.25                          4                      1                      First Lien              No                         YES
GROUP I                       3.375                        20090101                                    12.625                      3.375                      1                      First Lien              No                         YES
GROUP I                           4                        20070101                                    12.375                          4                      2                      First Lien              No                         YES
GROUP I                        2.25                        20080101                                    11.875                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.75                        20080101                                    12.125                       2.75                      1                      First Lien              No                         YES
GROUP I                        2.25                        20121201                                      12.5                       2.25                      2                      First Lien              No                         YES
GROUP I                        2.25                        20121201                                    12.625                       2.25                      2                      First Lien              No                         YES
GROUP I                        2.25                        20130101                                    12.125                       2.25                      2                      First Lien              No                         YES
GROUP I                        2.75                        20130101                                    11.125                       2.75                      2                      First Lien              No                         YES
GROUP I                        2.75                        20130101                                    10.625                       2.75                      2                      First Lien              No                         YES
GROUP I                        2.25                        20121201                                      11.5                       2.25                      2                      First Lien              No                         YES
GROUP I                        2.25                        20130101                                    11.875                       2.25                      2                      First Lien              No                         YES
GROUP I                           5                        20101201                                     13.99                       7.99                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                    12.875                       3.25                      1                      First Lien              No                         NO
GROUP I                           3                        20070101                                    13.875                          3                      2                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                        14                       3.25                      1                      First Lien              No                         YES
GROUP I                           4                        20070101                                    13.375                          4                      2                      First Lien              No                         YES
GROUP I                           4                        20070101                                    13.875                          4                      2                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                      13.5                       3.25                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110101                                      13.5                        3.5                      1                      First Lien              No                         NO
GROUP I                        6.05                        20080101                                    15.075                      9.075                      1                      First Lien              No                         NO
GROUP I                         3.5                        20110101                                     12.75                        3.5                      1                      First Lien              No                         YES
GROUP I                           3                        20080101                                    14.125                          3                      1                      First Lien              No                         YES
GROUP I                       3.375                        20090101                                    14.625                      3.375                      1                      First Lien              No                         YES
GROUP I                        3.75                        20080101                                    15.875                       3.75                      1                      First Lien              No                         YES
GROUP I                        2.25                        20130101                                        12                       2.25                      2                      First Lien              No                         YES
GROUP I                        2.75                        20130101                                     11.25                       2.75                      2                      First Lien              No                         YES
GROUP I                        2.75                        20130101                                    11.375                       2.75                      2                      First Lien              No                         YES
GROUP I                        2.75                        20130101                                      11.5                       2.75                      2                      First Lien              No                         YES
GROUP I                        2.25                        20130101                                    12.375                       2.25                      2                      First Lien              No                         YES
GROUP I                        2.25                        20130101                                    11.375                       2.25                      2                      First Lien              No                         YES
GROUP I                        2.75                        20130101                                     11.25                       2.75                      2                      First Lien              No                         YES
GROUP I                        2.25                        20130101                                     11.25                       2.25                      2                      First Lien              No                         NO
GROUP I                        2.25                        20130101                                     12.25                       2.25                      2                      First Lien              No                         YES
GROUP I                        2.75                        20080101                                     13.75                       2.75                      1                      First Lien              No                         YES
GROUP I                        2.25                        20080101                                    13.125                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.25                        20080101                                     11.75                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.75                        20080101                                    12.625                       2.75                      1                      First Lien              No                         YES
GROUP I                        2.75                        20080101                                    12.125                       2.75                      1                      First Lien              No                         YES
GROUP I                        2.25                        20080101                                    12.125                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.75                        20080101                                    12.125                       2.75                      1                      First Lien              No                         YES
GROUP I                        2.25                        20080101                                    11.875                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.25                        20080101                                    11.875                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.75                        20080101                                     12.55                       2.75                      1                      First Lien              No                         YES
GROUP I                        2.25                        20080101                                      12.5                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.25                        20080101                                     12.25                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.75                        20080101                                    11.875                       2.75                      1                      First Lien              No                         YES
GROUP I                        2.25                        20080101                                     11.75                       2.25                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071201                                    13.465                      7.465                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071201                                     12.74                       6.74                      1                      First Lien              No                         YES
GROUP I                           5                        20071201                                    12.865                      6.865                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071201                                    13.675                      7.675                      1                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                    12.875                      6.875                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071201                                     12.84                       6.84                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071201                                    12.905                      6.905                      1                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                    12.725                      6.725                      1                      First Lien              No                         YES
GROUP I                           6                        20071201                                    12.865                      6.865                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071201                                    12.365                      6.365                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071201                                    14.338                      8.338                      1                      First Lien              No                         YES
GROUP I                           6                        20071201                                    12.775                      6.775                      1                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                      12.4                        6.4                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071201                                    14.015                      8.015                      1                      First Lien              No                         YES
GROUP I                        6.25                        20071201                                     13.65                       7.65                      1                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                    12.515                      6.515                      1                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                      12.6                        6.6                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                      13.5                       3.25                      1                      First Lien              No                         NO
GROUP I                        3.25                        20080201                                      13.5                       3.25                      1                      First Lien              No                         NO
GROUP I                        5.75                        20071201                                    12.365                      6.365                      1                      First Lien              No                         YES
GROUP I                        6.25                        20071201                                    12.625                      6.625                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071101                                    11.925                      5.925                      1                      First Lien              No                         YES
GROUP I                           6                        20071101                                     13.94                       7.94                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071201                                    13.505                      7.505                      1                      First Lien              No                         YES
GROUP I                        6.25                        20071201                                     12.74                       6.74                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071201                                    12.115                      6.115                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071201                                    12.875                      6.875                      1                      First Lien              No                         YES
GROUP I                        5.25                        20071101                                    12.725                      6.725                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071201                                    13.015                      7.015                      1                      First Lien              No                         YES
GROUP I                           5                        20071201                                    12.744                      6.744                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071101                                    12.475                      6.475                      1                      First Lien              No                         YES
GROUP I                           6                        20071201                                    14.315                      8.315                      1                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     12.49                       6.49                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071201                                    12.405                      6.405                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071201                                    12.665                      6.665                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071201                                    11.975                      5.975                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071201                                    12.565                      6.565                      1                      First Lien              No                         YES
GROUP I                           6                        20071201                                     13.23                       7.23                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071101                                     12.85                       6.85                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071101                                     12.48                       6.48                      1                      First Lien              No                         YES
GROUP I                        6.25                        20071201                                    13.025                      7.025                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071201                                    12.315                      6.315                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071201                                    13.005                      7.005                      1                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     12.35                       6.35                      1                      First Lien              No                         YES
GROUP I                        5.25                        20071101                                     12.35                       6.35                      1                      First Lien              No                         YES
GROUP I                           5                        20071201                                    13.875                      7.875                      1                      First Lien              No                         YES
GROUP I                           6                        20071201                                    13.265                      7.265                      1                      First Lien              No                         YES
GROUP I                           5                        20071201                                     13.55                       7.55                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071201                                     14.03                       8.03                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071201                                     13.29                       7.29                      1                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                      11.5                        5.5                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071101                                    12.675                      6.675                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071201                                    12.725                      6.725                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071101                                      12.1                        6.1                      1                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                      13.8                        7.8                      1                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                    13.275                      7.275                      1                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                      12.3                        6.3                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071201                                    12.475                      6.475                      1                      First Lien              No                         YES
GROUP I                           6                        20071201                                     13.85                       7.85                      1                      First Lien              No                         YES
GROUP I                           6                        20071101                                    13.355                      7.355                      1                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                      12.9                        6.9                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071201                                     12.79                       6.79                      1                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                    11.975                      5.975                      1                      First Lien              No                         YES
GROUP I                        5.25                        20071101                                     12.85                       6.85                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071101                                     13.18                       7.18                      1                      First Lien              No                         YES
GROUP I                           6                        20071101                                     13.18                       7.18                      1                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                      12.6                        6.6                      1                      First Lien              No                         YES
GROUP I                           6                        20071101                                     12.99                       6.99                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071201                                     12.48                       6.48                      1                      First Lien              No                         YES
GROUP I                        5.25                        20071101                                    12.225                      6.225                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071201                                     12.79                       6.79                      1                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     15.84                       8.84                      2                      First Lien              No                         NO
GROUP I                        5.25                        20081201                                     13.95                       6.95                      2                      First Lien              No                         NO
GROUP I                        5.25                        20071201                                     14.44                       7.44                      2                      First Lien              No                         NO
GROUP I                        5.25                        20071201                                     15.49                       8.49                      2                      First Lien              No                         NO
GROUP I                        5.25                        20071201                                     14.95                       7.95                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     14.35                       7.35                      2                      First Lien              No                         NO
GROUP I                        5.25                        20071201                                     14.34                       7.34                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     13.99                       6.99                      2                      First Lien              No                         NO
GROUP I                        5.25                        20071201                                     15.34                       8.34                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     13.64                       6.64                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                      15.4                        8.4                      2                      First Lien              No                         NO
GROUP I                        5.25                        20071201                                     14.99                       7.99                      2                      First Lien              No                         NO
GROUP I                        5.99                        20071201                                    13.895                      6.895                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     14.54                       7.54                      2                      First Lien              No                         NO
GROUP I                       3.375                        20090101                                    13.625                      3.375                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110101                                      13.5                        3.5                      1                      First Lien              No                         YES
GROUP I                        3.25                        20101201                                      12.5                       3.25                      2                      First Lien              No                         NO
GROUP I                        3.25                        20081201                                      12.7                       3.25                      2                      First Lien              No                         YES
GROUP I                        3.25                        20071201                                    13.025                       3.25                      2                      First Lien              No                         YES
GROUP I                        3.25                        20081201                                     12.75                       6.75                      2                      First Lien              No                         YES
GROUP I                        3.25                        20101101                                        12                       3.25                      2                      First Lien              No                         YES
GROUP I                        3.25                        20081201                                      12.6                       3.25                      2                      First Lien              No                         YES
GROUP I                        3.25                        20081201                                      12.5                       3.25                      2                      First Lien              No                         NO
GROUP I                        3.25                        20081201                                     12.85                       3.25                      2                      First Lien              No                         YES
GROUP I                        3.25                        20081201                                        12                          6                      2                      First Lien              No                         YES
GROUP I                        3.25                        20081201                                     12.45                       3.25                      2                      First Lien              No                         YES
GROUP I                        3.25                        20081201                                      12.3                       3.25                      2                      First Lien              No                         YES
GROUP I                        3.25                        20081201                                     12.45                       3.25                      2                      First Lien              No                         NO
GROUP I                        3.25                        20101201                                    12.725                       3.25                      2                      First Lien              No                         YES
GROUP I                        3.25                        20081201                                     12.65                       3.25                      2                      First Lien              No                         YES
GROUP I                        3.25                        20081201                                      12.8                       3.25                      2                      First Lien              No                         YES
GROUP I                        3.25                        20081201                                     13.25                       3.25                      2                      First Lien              No                         YES
GROUP I                        3.25                        20081201                                    12.295                       3.25                      2                      First Lien              No                         YES
GROUP I                        3.25                        20081201                                      12.3                       3.25                      2                      First Lien              No                         NO
GROUP I                        3.25                        20081201                                      12.8                       3.25                      2                      First Lien              No                         YES
GROUP I                        7.75                        20080101                                     14.75                       7.75                      1                      First Lien              No                         NO
GROUP I                        5.65                        20101201                                      12.2                       5.65                      1                      First Lien              No                         YES
GROUP I                           4                        20070101                                    12.875                          4                      2                      First Lien              No                         YES
GROUP I                        5.75                        20071101                                    12.725                      6.725                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071201                                    13.125                      7.125                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071201                                    12.725                      6.725                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071201                                    12.915                      6.915                      1                      First Lien              No                         YES
GROUP I                           6                        20071201                                    13.275                      7.275                      1                      First Lien              No                         YES
GROUP I                           6                        20071201                                     12.74                       6.74                      1                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                        13                          7                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071201                                    13.115                      7.115                      1                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                    12.875                      6.875                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071201                                     12.18                       6.18                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071201                                     12.74                       6.74                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071201                                      13.5                        7.5                      1                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                    12.875                      6.875                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071201                                     13.29                       7.29                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071101                                    12.788                      6.788                      1                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                    12.725                      6.725                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071201                                    12.015                      6.015                      1                      First Lien              No                         YES
GROUP I                           6                        20071201                                     13.94                       7.94                      1                      First Lien              No                         YES
GROUP I                        6.25                        20071201                                    13.725                      7.725                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071101                                    13.225                      7.225                      1                      First Lien              No                         YES
GROUP I                        5.25                        20071101                                     12.25                       6.25                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071201                                     13.35                       7.35                      1                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                      12.8                        6.8                      1                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     13.05                       7.05                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071201                                    13.125                      7.125                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071201                                     12.29                       6.29                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071201                                    12.975                      6.975                      1                      First Lien              No                         YES
GROUP I                        6.25                        20071101                                    13.825                      7.825                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071201                                    13.565                      7.565                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071201                                     12.39                       6.39                      1                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     13.25                       7.25                      1                      First Lien              No                         YES
GROUP I                           5                        20071201                                      12.6                        6.6                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071101                                    13.065                      7.065                      1                      First Lien              No                         YES
GROUP I                           6                        20071101                                    13.425                      7.425                      1                      First Lien              No                         YES
GROUP I                           5                        20071201                                    13.069                      7.069                      1                      First Lien              No                         YES
GROUP I                        5.99                        20080901                                     14.24                       7.24                      2                      First Lien              No                         YES
GROUP I                        5.99                        20080901                                     14.54                       7.54                      2                      First Lien              No                         YES
GROUP I                        5.99                        20071001                                    13.865                      6.865                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     13.59                       6.59                      2                      First Lien              No                         YES
GROUP I                        5.99                        20071101                                    13.865                      6.865                      2                      First Lien              No                         NO
GROUP I                        5.99                        20071001                                      13.5                        6.5                      2                      First Lien              No                         YES
GROUP I                        5.99                        20071201                                      14.6                        7.6                      2                      First Lien              No                         YES
GROUP I                        5.99                        20071001                                     14.99                       7.99                      2                      First Lien              No                         YES
GROUP I                        5.99                        20071001                                      13.6                        6.6                      2                      First Lien              No                         NO
GROUP I                           6                        20071001                                        13                          6                      2                      First Lien              No                         NO
GROUP I                        5.99                        20071201                                     13.99                       6.99                      2                      First Lien              No                         YES
GROUP I                        5.99                        20071201                                     13.05                       6.05                      2                      First Lien              No                         YES
GROUP I                        5.99                        20071101                                     16.14                       9.14                      2                      First Lien              No                         NO
GROUP I                        5.99                        20081101                                     14.64                       7.64                      2                      First Lien              No                         YES
GROUP I                        5.99                        20071001                                        14                          7                      2                      First Lien              No                         YES
GROUP I                        5.99                        20071201                                     12.65                       5.65                      2                      First Lien              No                         YES
GROUP I                        5.99                        20071201                                      13.2                        6.2                      2                      First Lien              No                         YES
GROUP I                        5.99                        20071101                                     13.95                       6.95                      2                      First Lien              No                         YES
GROUP I                        5.99                        20071201                                     13.99                       6.99                      2                      First Lien              No                         NO
GROUP I                        5.99                        20071201                                     14.95                       7.95                      2                      First Lien              No                         YES
GROUP I                        5.99                        20071201                                     14.45                       7.45                      2                      First Lien              No                         YES
GROUP I                        5.99                        20071201                                      14.7                        7.7                      2                      First Lien              No                         YES
GROUP I                        5.99                        20071201                                     14.65                       7.65                      2                      First Lien              No                         NO
GROUP I                        5.99                        20071201                                     13.65                       6.65                      2                      First Lien              No                         YES
GROUP I                        5.99                        20071101                                     13.05                       6.05                      2                      First Lien              No                         YES
GROUP I                        5.99                        20071201                                    13.875                      6.875                      2                      First Lien              No                         NO
GROUP I                        5.25                        20071101                                      13.5                        6.5                      2                      First Lien              No                         YES
GROUP I                        5.99                        20071201                                      15.4                        8.4                      2                      First Lien              No                         NO
GROUP I                        5.99                        20071101                                     14.05                       7.05                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     14.39                       7.39                      2                      First Lien              No                         YES
GROUP I                        5.99                        20061201                                     14.19                       7.19                      2                      First Lien              No                         NO
GROUP I                        5.99                        20071201                                    14.375                      7.375                      2                      First Lien              No                         NO
GROUP I                        5.99                        20071201                                     13.99                       6.99                      2                      First Lien              No                         YES
GROUP I                        5.99                        20071201                                     14.14                       7.14                      2                      First Lien              No                         YES
GROUP I                        5.99                        20071201                                     14.15                       7.15                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     14.09                       7.09                      2                      First Lien              No                         NO
GROUP I                        5.99                        20071101                                     13.89                       6.89                      2                      First Lien              No                         YES
GROUP I                        5.99                        20071101                                     13.35                       6.35                      2                      First Lien              No                         YES
GROUP I                        5.99                        20071201                                     13.25                       6.25                      2                      First Lien              No                         YES
GROUP I                        5.99                        20071201                                     13.55                       6.55                      2                      First Lien              No                         YES
GROUP I                        5.99                        20071201                                     14.05                       7.05                      2                      First Lien              No                         YES
GROUP I                        5.99                        20071201                                     13.75                       6.75                      2                      First Lien              No                         YES
GROUP I                        5.99                        20060501                                      12.9                       5.99                     1.5                     First Lien              No                         NO
GROUP I                        5.99                        20071201                                     13.75                       6.75                      2                      First Lien              No                         YES
GROUP I                        5.99                        20071201                                     14.89                       7.89                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     13.65                       6.65                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     13.35                       6.35                      2                      First Lien              No                         YES
GROUP I                        5.99                        20071201                                     15.65                       8.65                      2                      First Lien              No                         NO
GROUP I                        5.25                        20071201                                     13.15                       6.15                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     14.05                       7.05                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     14.64                       7.64                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                    13.475                      6.475                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                        13                          6                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                      14.4                        7.4                      2                      First Lien              No                         NO
GROUP I                        5.25                        20060501                                     14.19                       5.25                      1                      First Lien              No                         NO
GROUP I                        5.25                        20071201                                     13.79                       6.79                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                      14.3                        7.3                      2                      First Lien              No                         NO
GROUP I                        5.25                        20071201                                     14.55                       7.55                      2                      First Lien              No                         NO
GROUP I                        5.25                        20071201                                     12.84                       5.84                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071101                                     14.49                       7.49                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     14.75                       7.75                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     14.04                       7.04                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     14.89                       7.89                      2                      First Lien              No                         YES
GROUP I                        3.77                        20071201                                      14.5                        7.5                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     14.39                       7.39                      2                      First Lien              No                         NO
GROUP I                        5.25                        20071201                                     13.84                       6.84                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     14.95                       7.95                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     13.09                       6.09                      2                      First Lien              No                         YES
GROUP I                        3.77                        20061201                                     14.74                       3.77                      1                      First Lien              No                         NO
GROUP I                        5.25                        20071201                                     15.49                       8.49                      2                      First Lien              No                         NO
GROUP I                        5.25                        20071201                                     13.24                       6.24                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     15.24                       8.24                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     14.64                       7.64                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                      14.3                        7.3                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071101                                     13.79                       6.79                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     14.54                       7.54                      2                      First Lien              No                         NO
GROUP I                        5.25                        20071201                                     13.99                       6.99                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071101                                     13.89                       6.89                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     15.49                       8.49                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071101                                     14.09                       7.09                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     14.54                       7.54                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                      14.3                        7.3                      2                      First Lien              No                         NO
GROUP I                        5.25                        20071201                                     13.44                       6.44                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     13.79                       6.79                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     13.94                       6.94                      2                      First Lien              No                         NO
GROUP I                        5.25                        20071201                                     15.34                       8.34                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     13.59                       6.59                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     14.45                       7.45                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     15.54                       7.54                      2                      First Lien              No                         NO
GROUP I                        5.25                        20060501                                     14.44                       5.25                      1                      First Lien              No                         NO
GROUP I                        5.25                        20071201                                     13.99                       6.99                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     12.85                       5.85                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     13.99                       6.99                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     14.74                       7.74                      2                      First Lien              No                         NO
GROUP I                        5.25                        20071201                                     13.99                       6.99                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     14.99                       7.99                      2                      First Lien              No                         NO
GROUP I                        5.25                        20071201                                     14.34                       7.34                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     15.34                       8.34                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     14.45                       7.45                      2                      First Lien              No                         YES
GROUP I                         5.7                        20061201                                     15.49                        5.7                     1.5                     First Lien              No                         NO
GROUP I                        5.25                        20071201                                     14.25                       7.25                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     14.84                       7.84                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                        15                          8                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     14.69                       7.69                      2                      First Lien              No                         YES
GROUP I                         5.7                        20061201                                      15.4                        5.7                     1.5                     First Lien              No                         NO
GROUP I                        5.25                        20061201                                     14.24                       5.25                     1.5                     First Lien              No                         NO
GROUP I                        5.25                        20071201                                     14.05                       7.05                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                        14                          7                      2                      First Lien              No                         NO
GROUP I                        5.25                        20071201                                    14.625                      7.625                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     15.15                       8.15                      2                      First Lien              No                         NO
GROUP I                        3.52                        20071201                                     14.65                       7.65                      2                      First Lien              No                         NO
GROUP I                        5.25                        20061201                                     14.24                       5.25                      1                      First Lien              No                         NO
GROUP I                        5.25                        20071201                                     14.09                       7.09                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     14.74                       7.74                      2                      First Lien              No                         NO
GROUP I                        5.25                        20071201                                     14.84                       7.84                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     14.45                       7.45                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     14.99                       7.99                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                      14.6                        7.6                      2                      First Lien              No                         NO
GROUP I                        5.25                        20071201                                     14.35                       7.35                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     13.59                       6.59                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     14.59                       7.59                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     13.99                       6.99                      2                      First Lien              No                         YES
GROUP I                        5.25                        20081201                                     14.74                       7.74                      2                      First Lien              No                         NO
GROUP I                        5.25                        20071201                                     15.34                       8.34                      2                      First Lien              No                         YES
GROUP I                       2.875                        20101201                                    13.875                      2.875                      2                      First Lien              No                         NO
GROUP I                       2.875                        20101201                                      12.5                      2.875                      2                      First Lien              No                         NO
GROUP I                       2.875                        20101201                                    13.875                      2.875                      2                      First Lien              No                         NO
GROUP I                       2.875                        20101101                                    12.125                      2.875                      2                      First Lien              No                         NO
GROUP I                       2.875                        20101201                                    12.875                      2.875                      2                      First Lien              No                         NO
GROUP I                       2.875                        20101201                                    12.875                      2.875                      2                      First Lien              No                         NO
GROUP I                       2.875                        20101101                                    12.375                      2.875                      2                      First Lien              No                         NO
GROUP I                       2.875                        20101201                                    12.375                      2.875                      2                      First Lien              No                         NO
GROUP I                       2.875                        20101201                                     14.25                      2.875                      2                      First Lien              No                         NO
GROUP I                       2.875                        20081101                                        13                      2.875                      2                      First Lien              No                         NO
GROUP I                       2.875                        20101201                                    13.125                      2.875                      2                      First Lien              No                         NO
GROUP I                       2.875                        20101201                                    13.625                      2.875                      2                      First Lien              No                         NO
GROUP I                       2.875                        20101201                                     13.75                      2.875                      2                      First Lien              No                         NO
GROUP I                       2.875                        20101201                                     13.25                      2.875                      2                      First Lien              No                         NO
GROUP I                       2.875                        20101201                                        13                      2.875                      2                      First Lien              No                         NO
GROUP I                       2.875                        20101201                                    14.375                      2.875                      2                      First Lien              No                         NO
GROUP I                       2.875                        20101201                                      13.5                      2.875                      2                      First Lien              No                         NO
GROUP I                       2.875                        20081201                                     12.75                      2.875                      2                      First Lien              No                         NO
GROUP I                       2.875                        20101201                                        13                      2.875                      2                      First Lien              No                         NO
GROUP I                       2.875                        20101201                                    13.125                      2.875                      2                      First Lien              No                         NO
GROUP I                       2.875                        20101201                                     14.25                      2.875                      2                      First Lien              No                         NO
GROUP I                       2.875                        20101201                                     13.25                      2.875                      2                      First Lien              No                         NO
GROUP I                       2.875                        20101201                                    12.625                      2.875                      2                      First Lien              No                         NO
GROUP I                       2.875                        20081201                                    12.375                      2.875                      2                      First Lien              No                         NO
GROUP I                       2.875                        20101201                                    12.875                      2.875                      2                      First Lien              No                         NO
GROUP I                       2.875                        20081201                                    13.125                      2.875                      2                      First Lien              No                         NO
GROUP I                       2.875                        20101201                                    13.375                      2.875                      2                      First Lien              No                         NO
GROUP I                       2.875                        20081201                                     12.75                      2.875                      2                      First Lien              No                         NO
GROUP I                       2.875                        20101201                                    13.625                      2.875                      2                      First Lien              No                         NO
GROUP I                       2.875                        20101201                                    13.875                      2.875                      2                      First Lien              No                         NO
GROUP I                       2.875                        20101201                                    12.625                      2.875                      2                      First Lien              No                         NO
GROUP I                       2.875                        20101201                                        13                      2.875                      2                      First Lien              No                         NO
GROUP I                           4                        20070101                                    12.375                          4                      2                      First Lien              No                         YES
GROUP I                           4                        20060601                                    11.875                          4                      1                      First Lien              No                         YES
GROUP I                        3.75                        20060601                                    11.875                       3.75                      1                      First Lien              No                         YES
GROUP I                           4                        20060601                                    12.625                          4                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                    12.875                       3.25                      1                      First Lien              No                         YES
GROUP I                        5.99                        20070901                                     13.69                       6.69                      2                      First Lien              No                         YES
GROUP I                        5.99                        20080901                                     13.84                       6.84                      2                      First Lien              No                         YES
GROUP I                        5.99                        20071001                                     12.25                       5.25                      2                      First Lien              No                         YES
GROUP I                       2.875                        20081201                                     11.75                      2.875                      2                      First Lien              No                         NO
GROUP I                       2.875                        20101101                                    13.125                      2.875                      2                      First Lien              No                         NO
GROUP I                       2.875                        20101201                                      11.5                      2.875                      2                      First Lien              No                         NO
GROUP I                       2.875                        20101101                                      13.5                      2.875                      2                      First Lien              No                         NO
GROUP I                           4                        20060701                                      13.5                          4                      1                      First Lien              No                         YES
GROUP I                       2.875                        20101201                                      13.5                      2.875                      2                      First Lien              No                         NO
GROUP I                       2.875                        20101101                                      12.5                      2.875                      2                      First Lien              No                         NO
GROUP I                       2.875                        20101201                                    12.375                      2.875                      2                      First Lien              No                         NO
GROUP I                       2.875                        20101201                                    13.875                      2.875                      2                      First Lien              No                         NO
GROUP I                       2.875                        20101201                                      12.5                      2.875                      2                      First Lien              No                         NO
GROUP I                       2.875                        20101201                                        13                      2.875                      2                      First Lien              No                         NO
GROUP I                       2.875                        20101101                                     15.25                      2.875                      2                      First Lien              No                         NO
GROUP I                       2.875                        20101101                                     15.25                      2.875                      2                      First Lien              No                         NO
GROUP I                       2.875                        20101201                                    13.625                      2.875                      2                      First Lien              No                         NO
GROUP I                       2.875                        20101201                                     12.75                      2.875                      2                      First Lien              No                         NO
GROUP I                       2.875                        20081201                                      12.5                      2.875                      2                      First Lien              No                         NO
GROUP I                       2.875                        20101101                                     14.25                      2.875                      2                      First Lien              No                         NO
GROUP I                       2.875                        20101101                                    12.875                      2.875                      2                      First Lien              No                         NO
GROUP I                       2.875                        20101201                                    14.875                      2.875                      2                      First Lien              No                         NO
GROUP I                           5                        20101001                                      12.5                          5                      1                      First Lien              No                         YES
GROUP I                           5                        20101001                                     12.75                          5                      1                      First Lien              No                         YES
GROUP I                           5                        20101001                                     12.75                          5                      1                      First Lien              No                         YES
GROUP I                           5                        20101001                                    11.375                          5                      1                      First Lien              No                         YES
GROUP I                        2.25                        20071201                                     12.25                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.25                        20071201                                    11.375                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.25                        20071201                                        12                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.75                        20071201                                      12.5                       2.75                      1                      First Lien              No                         YES
GROUP I                        2.25                        20071201                                    11.625                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.25                        20071201                                      11.5                       2.25                      1                      First Lien              No                         NO
GROUP I                        2.75                        20071201                                      12.5                       2.75                      1                      First Lien              No                         YES
GROUP I                        2.75                        20071201                                      12.5                       2.75                      1                      First Lien              No                         YES
GROUP I                        2.25                        20071201                                      11.5                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.25                        20071201                                      11.5                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.25                        20081201                                        12                       2.25                      2                      First Lien              No                         YES
GROUP I                        2.25                        20081201                                     12.75                       2.25                      2                      First Lien              No                         YES
GROUP I                        2.25                        20081201                                     11.75                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.25                        20081201                                    11.875                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.25                        20081201                                     12.25                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.25                        20081201                                    11.875                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.25                        20081201                                     11.75                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.25                        20081101                                    11.875                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.25                        20121201                                        12                       2.25                      2                      First Lien              No                         YES
GROUP I                        2.25                        20121201                                    11.875                       2.25                      2                      First Lien              No                         YES
GROUP I                        2.25                        20121201                                    12.375                       2.25                      2                      First Lien              No                         YES
GROUP I                       3.375                        20090101                                      12.5                      3.375                      1                      First Lien              No                         YES
GROUP I                           3                        20070101                                    13.125                          3                      2                      First Lien              No                         YES
GROUP I                           3                        20070101                                     13.25                          3                      2                      First Lien              No                         YES
GROUP I                           4                        20070101                                    13.375                          4                      2                      First Lien              No                         YES
GROUP I                       2.875                        20101201                                      13.5                      2.875                      2                      First Lien              No                         NO
GROUP I                       2.875                        20101101                                        13                      2.875                      2                      First Lien              No                         NO
GROUP I                       2.875                        20101201                                     13.25                      2.875                      2                      First Lien              No                         NO
GROUP I                       2.875                        20101201                                    12.375                      2.875                      2                      First Lien              No                         NO
GROUP I                       2.875                        20101201                                    12.625                      2.875                      2                      First Lien              No                         NO
GROUP I                       2.875                        20101201                                    12.875                      2.875                      2                      First Lien              No                         NO
GROUP I                       2.875                        20101101                                    13.625                      2.875                      2                      First Lien              No                         NO
GROUP I                       2.875                        20081101                                      12.5                      2.875                      2                      First Lien              No                         NO
GROUP I                       2.875                        20081201                                    13.375                      2.875                      2                      First Lien              No                         NO
GROUP I                           5                        20101001                                     11.75                          5                      1                      First Lien              No                         YES
GROUP I                           5                        20101001                                     11.75                          5                      1                      First Lien              No                         NO
GROUP I                           5                        20101001                                    11.375                          5                      1                      First Lien              No                         YES
GROUP I                           5                        20101001                                    11.875                          5                      1                      First Lien              No                         YES
GROUP I                           5                        20101001                                    11.875                          5                      1                      First Lien              No                         YES
GROUP I                           5                        20101001                                     12.25                          5                      1                      First Lien              No                         NO
GROUP I                           5                        20101001                                     12.75                          5                      1                      First Lien              No                         YES
GROUP I                           5                        20101001                                     12.25                          5                      1                      First Lien              No                         NO
GROUP I                           5                        20101001                                        11                          5                      1                      First Lien              No                         YES
GROUP I                           5                        20101001                                     12.75                          5                      1                      First Lien              No                         YES
GROUP I                           5                        20101001                                    11.375                          5                      1                      First Lien              No                         NO
GROUP I                           5                        20101001                                     11.75                          5                      1                      First Lien              No                         NO
GROUP I                           5                        20101001                                      12.5                          5                      1                      First Lien              No                         YES
GROUP I                           5                        20101001                                     11.75                          5                      1                      First Lien              No                         YES
GROUP I                           5                        20101001                                    11.875                          5                      1                      First Lien              No                         YES
GROUP I                           5                        20101001                                      12.5                          5                      1                      First Lien              No                         YES
GROUP I                           5                        20101001                                    12.875                          5                      1                      First Lien              No                         YES
GROUP I                           4                        20101201                                    11.875                          4                      1                      First Lien              No                         YES
GROUP I                           4                        20101201                                    13.625                          4                      2                      First Lien              No                         YES
GROUP I                           4                        20101201                                     13.25                          4                      2                      First Lien              No                         YES
GROUP I                           4                        20101201                                    14.875                          4                      2                      First Lien              No                         YES
GROUP I                           4                        20071201                                    12.625                          4                      1                      First Lien              No                         YES
GROUP I                           4                        20071101                                    13.375                          4                      1                      First Lien              No                         YES
GROUP I                           4                        20101201                                    12.875                          4                      1                      First Lien              No                         YES
GROUP I                           4                        20101201                                    12.125                          4                      1                      First Lien              No                         NO
GROUP I                           4                        20101201                                      14.5                          4                      2                      First Lien              No                         YES
GROUP I                           4                        20101201                                    12.625                          4                      2                      First Lien              No                         YES
GROUP I                           4                        20101201                                        14                          4                      2                      First Lien              No                         YES
GROUP I                           4                        20101201                                    11.625                          4                      1                      First Lien              No                         YES
GROUP I                           4                        20101201                                    13.375                          4                      2                      First Lien              No                         YES
GROUP I                           4                        20101201                                        14                          4                      2                      First Lien              No                         YES
GROUP I                           4                        20101201                                     13.75                          4                      2                      First Lien              No                         YES
GROUP I                           4                        20101201                                    13.875                          4                      2                      First Lien              No                         YES
GROUP I                           4                        20101201                                        14                          4                      2                      First Lien              No                         YES
GROUP I                           4                        20101201                                    12.875                          4                      1                      First Lien              No                         YES
GROUP I                           4                        20101201                                    13.125                          4                      1                      First Lien              No                         YES
GROUP I                           4                        20101201                                     14.75                          4                      2                      First Lien              No                         YES
GROUP I                           4                        20101201                                    12.875                          4                      1                      First Lien              No                         NO
GROUP I                           4                        20101201                                        11                          4                      1                      First Lien              No                         YES
GROUP I                           4                        20101201                                      13.5                          4                      1                      First Lien              No                         YES
GROUP I                           4                        20101201                                     12.49                          4                      1                      First Lien              No                         YES
GROUP I                           5                        20101001                                    12.875                          5                      1                      First Lien              No                         YES
GROUP I                           5                        20101001                                     12.75                          5                      1                      First Lien              No                         YES
GROUP I                           4                        20070101                                      12.5                          4                      2                      First Lien              No                         YES
GROUP I                         3.5                        20110101                                     12.25                        3.5                      1                      First Lien              No                         NO
GROUP I                           4                        20101201                                        14                          4                      2                      First Lien              No                         YES
GROUP I                           4                        20101201                                    14.375                          4                      2                      First Lien              No                         YES
GROUP I                           4                        20101201                                    15.625                          4                      2                      First Lien              No                         YES
GROUP I                           4                        20101201                                    14.375                          4                      2                      First Lien              No                         NO
GROUP I                           4                        20101201                                    12.625                          4                      1                      First Lien              No                         YES
GROUP I                           4                        20101201                                      13.5                          4                      2                      First Lien              No                         YES
GROUP I                           4                        20101201                                        14                          4                      2                      First Lien              No                         YES
GROUP I                           4                        20101201                                        13                          4                      1                      First Lien              No                         YES
GROUP I                           4                        20071201                                     11.75                          4                      1                      First Lien              No                         YES
GROUP I                           4                        20101201                                    14.875                          4                      2                      First Lien              No                         YES
GROUP I                           4                        20101201                                    13.625                          4                      1                      First Lien              No                         YES
GROUP I                        5.19                        20071101                                     12.19                       6.19                      1                      First Lien              No                         YES
GROUP I                        5.09                        20071101                                     12.09                       6.09                      1                      First Lien              No                         YES
GROUP I                        6.14                        20071101                                     13.14                       7.14                      1                      First Lien              No                         YES
GROUP I                        5.69                        20081101                                     12.69                       6.69                      1                      First Lien              No                         NO
GROUP I                        4.94                        20071101                                     11.94                       5.94                      1                      First Lien              No                         NO
GROUP I                        5.24                        20071101                                     12.24                       6.24                      1                      First Lien              No                         YES
GROUP I                        5.29                        20071101                                     12.29                       6.29                      1                      First Lien              No                         YES
GROUP I                       5.915                        20071101                                    12.915                      6.915                      1                      First Lien              No                         YES
GROUP I                        4.84                        20071101                                     11.84                       5.84                      1                      First Lien              No                         YES
GROUP I                        5.19                        20071101                                     12.19                       6.19                      1                      First Lien              No                         NO
GROUP I                        6.34                        20071101                                     13.34                       7.34                      1                      First Lien              No                         YES
GROUP I                        5.79                        20071101                                     12.79                       6.79                      1                      First Lien              No                         YES
GROUP I                        5.59                        20071101                                     12.59                       6.59                      1                      First Lien              No                         YES
GROUP I                        5.92                        20071101                                     12.92                       6.92                      1                      First Lien              No                         YES
GROUP I                        6.07                        20071101                                     13.07                       7.07                      1                      First Lien              No                         YES
GROUP I                        6.99                        20071101                                     13.99                       7.99                      1                      First Lien              No                         YES
GROUP I                        5.39                        20071101                                     12.39                       6.39                      1                      First Lien              No                         YES
GROUP I                        5.29                        20071101                                     12.29                       6.29                      1                      First Lien              No                         YES
GROUP I                        4.84                        20071101                                     11.84                       5.84                      1                      First Lien              No                         YES
GROUP I                        6.54                        20071101                                     13.54                       7.54                      1                      First Lien              No                         YES
GROUP I                        6.29                        20071101                                     13.29                       7.29                      1                      First Lien              No                         YES
GROUP I                        4.74                        20071001                                     11.74                       5.74                      1                      First Lien              No                         NO
GROUP I                         6.7                        20071101                                      13.7                        7.7                      1                      First Lien              No                         YES
GROUP I                        6.24                        20071001                                     13.24                       7.24                      1                      First Lien              No                         YES
GROUP I                        6.64                        20071001                                     13.64                       7.64                      1                      First Lien              No                         YES
GROUP I                        4.84                        20071101                                     11.84                       5.84                      1                      First Lien              No                         YES
GROUP I                        6.14                        20071101                                     13.14                       7.14                      1                      First Lien              No                         NO
GROUP I                        5.89                        20071101                                     12.89                       6.89                      1                      First Lien              No                         YES
GROUP I                        5.99                        20071101                                     12.99                       6.99                      1                      First Lien              No                         YES
GROUP I                        6.49                        20071101                                     13.49                       7.49                      1                      First Lien              No                         YES
GROUP I                        6.59                        20071101                                     13.59                       7.59                      1                      First Lien              No                         YES
GROUP I                        6.44                        20071101                                     13.44                       7.44                      1                      First Lien              No                         NO
GROUP I                        5.74                        20071101                                     12.74                       6.74                      1                      First Lien              No                         YES
GROUP I                        5.99                        20071101                                     12.99                       6.99                      1                      First Lien              No                         YES
GROUP I                        5.24                        20071101                                     12.24                       6.24                      1                      First Lien              No                         YES
GROUP I                        5.79                        20071101                                     12.79                       6.79                      1                      First Lien              No                         NO
GROUP I                        5.64                        20071101                                     12.64                       6.64                      1                      First Lien              No                         YES
GROUP I                        6.62                        20071101                                     13.62                       7.62                      1                      First Lien              No                         YES
GROUP I                        5.19                        20071101                                     12.19                       6.19                      1                      First Lien              No                         YES
GROUP I                        5.54                        20081101                                     12.54                       6.54                      1                      First Lien              No                         YES
GROUP I                        5.79                        20071101                                     12.79                       6.79                      1                      First Lien              No                         YES
GROUP I                        5.99                        20071101                                     12.99                       6.99                      1                      First Lien              No                         YES
GROUP I                        5.29                        20071101                                     12.29                       6.29                      1                      First Lien              No                         YES
GROUP I                        4.59                        20071101                                     11.49                       5.49                      1                      First Lien              No                         YES
GROUP I                        4.79                        20071101                                     11.79                       5.79                      1                      First Lien              No                         YES
GROUP I                        6.54                        20071101                                     13.54                       7.54                      1                      First Lien              No                         YES
GROUP I                        6.19                        20071101                                     13.19                       7.19                      1                      First Lien              No                         YES
GROUP I                        6.59                        20071101                                     13.59                       7.59                      1                      First Lien              No                         YES
GROUP I                        5.44                        20071101                                     12.44                       6.44                      1                      First Lien              No                         YES
GROUP I                        4.89                        20071101                                     11.89                       5.89                      1                      First Lien              No                         YES
GROUP I                        5.64                        20071101                                     13.64                       7.64                      1                      First Lien              No                         YES
GROUP I                        6.29                        20071101                                     13.29                       7.29                      1                      First Lien              No                         YES
GROUP I                         5.3                        20071101                                      12.3                        6.3                      1                      First Lien              No                         YES
GROUP I                        6.04                        20071101                                     13.04                       7.04                      1                      First Lien              No                         NO
GROUP I                        6.04                        20071101                                     13.04                       7.04                      1                      First Lien              No                         YES
GROUP I                        6.74                        20071101                                     12.99                       6.99                      1                      First Lien              No                         YES
GROUP I                        5.24                        20071101                                     12.24                       6.24                      1                      First Lien              No                         YES
GROUP I                        5.39                        20071101                                     12.39                       6.39                      1                      First Lien              No                         YES
GROUP I                        4.99                        20071101                                     11.99                       5.99                      1                      First Lien              No                         YES
GROUP I                        6.12                        20071101                                     13.12                       7.12                      1                      First Lien              No                         YES
GROUP I                        5.34                        20071101                                     12.34                       6.34                      1                      First Lien              No                         YES
GROUP I                        5.94                        20071101                                     12.94                       6.94                      1                      First Lien              No                         YES
GROUP I                        5.39                        20071101                                     12.39                       6.39                      1                      First Lien              No                         YES
GROUP I                        5.99                        20071201                                     12.99                       6.99                      1                      First Lien              No                         YES
GROUP I                        6.24                        20071101                                     13.24                       7.24                      1                      First Lien              No                         YES
GROUP I                        5.67                        20071101                                     12.67                       6.67                      1                      First Lien              No                         NO
GROUP I                        4.99                        20071101                                     11.99                       5.99                      1                      First Lien              No                         NO
GROUP I                        7.09                        20071201                                     14.09                       8.09                      1                      First Lien              No                         YES
GROUP I                        4.74                        20070901                                     11.74                       5.74                      1                      First Lien              No                         YES
GROUP I                        5.59                        20071001                                     12.59                       6.59                      1                      First Lien              No                         YES
GROUP I                        5.79                        20071101                                     12.79                       6.79                      1                      First Lien              No                         NO
GROUP I                        4.49                        20081101                                     11.49                       5.49                      1                      First Lien              No                         YES
GROUP I                        4.89                        20071101                                     11.89                       5.89                      1                      First Lien              No                         YES
GROUP I                        6.04                        20071101                                     13.04                       7.04                      1                      First Lien              No                         YES
GROUP I                        7.47                        20071101                                     14.47                       8.47                      1                      First Lien              No                         YES
GROUP I                        7.59                        20071101                                     14.59                       8.59                      1                      First Lien              No                         YES
GROUP I                        5.99                        20071101                                     12.99                       6.99                      1                      First Lien              No                         YES
GROUP I                        5.14                        20071101                                     12.14                       6.14                      1                      First Lien              No                         YES
GROUP I                        6.69                        20071101                                     13.79                       7.79                      1                      First Lien              No                         YES
GROUP I                        5.15                        20071101                                     12.15                       6.15                      1                      First Lien              No                         YES
GROUP I                        5.79                        20071101                                     12.79                       6.79                      1                      First Lien              No                         YES
GROUP I                        5.89                        20071101                                     12.89                       6.89                      1                      First Lien              No                         YES
GROUP I                        4.89                        20071101                                     11.89                       5.89                      1                      First Lien              No                         YES
GROUP I                        6.19                        20071101                                     13.19                       7.19                      1                      First Lien              No                         YES
GROUP I                        6.64                        20071101                                     13.64                       7.64                      1                      First Lien              No                         YES
GROUP I                        5.29                        20071101                                     12.29                       6.29                      1                      First Lien              No                         YES
GROUP I                        5.59                        20081101                                     12.59                       6.59                      1                      First Lien              No                         NO
GROUP I                        5.59                        20071201                                     12.59                       6.59                      1                      First Lien              No                         YES
GROUP I                        5.79                        20071101                                     12.79                       6.79                      1                      First Lien              No                         YES
GROUP I                        5.64                        20071201                                     12.64                       6.64                      1                      First Lien              No                         YES
GROUP I                        4.89                        20071201                                     11.89                       5.89                      1                      First Lien              No                         YES
GROUP I                        7.74                        20071201                                     14.74                       8.74                      1                      First Lien              No                         YES
GROUP I                        6.79                        20071201                                     13.79                       7.79                      1                      First Lien              No                         YES
GROUP I                        4.99                        20071201                                     11.99                       5.99                      1                      First Lien              No                         YES
GROUP I                        5.44                        20071101                                     12.44                       6.44                      1                      First Lien              No                         YES
GROUP I                        5.19                        20071101                                     12.19                       6.19                      1                      First Lien              No                         YES
GROUP I                        6.39                        20071001                                     13.39                       7.39                      1                      First Lien              No                         YES
GROUP I                        5.34                        20071101                                     12.34                       6.34                      1                      First Lien              No                         YES
GROUP I                        5.19                        20071101                                     12.19                       6.19                      1                      First Lien              No                         YES
GROUP I                        6.19                        20071101                                     13.19                       7.19                      1                      First Lien              No                         YES
GROUP I                        5.54                        20071101                                     12.54                       6.54                      1                      First Lien              No                         YES
GROUP I                         6.1                        20071101                                      13.1                        7.1                      1                      First Lien              No                         YES
GROUP I                        4.75                        20071101                                     11.75                       5.75                      1                      First Lien              No                         YES
GROUP I                        5.49                        20071101                                     12.49                       6.49                      1                      First Lien              No                         YES
GROUP I                        5.04                        20071101                                     12.04                       6.04                      1                      First Lien              No                         YES
GROUP I                        5.59                        20071101                                     12.59                       6.59                      1                      First Lien              No                         YES
GROUP I                        5.54                        20071101                                     12.54                       6.54                      1                      First Lien              No                         YES
GROUP I                        5.29                        20071101                                     12.29                       6.29                      1                      First Lien              No                         YES
GROUP I                        5.14                        20071101                                     12.14                       6.14                      1                      First Lien              No                         YES
GROUP I                        6.27                        20071101                                     13.27                       7.27                      1                      First Lien              No                         YES
GROUP I                        5.44                        20071101                                     12.44                       6.44                      1                      First Lien              No                         YES
GROUP I                        5.24                        20071101                                     12.24                       6.24                      1                      First Lien              No                         YES
GROUP I                        5.89                        20071101                                     12.89                       6.89                      1                      First Lien              No                         YES
GROUP I                        6.64                        20071101                                     13.64                       7.64                      1                      First Lien              No                         YES
GROUP I                        5.19                        20071101                                     12.19                       6.19                      1                      First Lien              No                         YES
GROUP I                        5.54                        20071101                                     12.54                       6.54                      1                      First Lien              No                         YES
GROUP I                        5.99                        20071101                                     12.99                       6.99                      1                      First Lien              No                         YES
GROUP I                        4.89                        20071101                                     11.89                       5.89                      1                      First Lien              No                         YES
GROUP I                        6.67                        20071101                                     13.67                       7.67                      1                      First Lien              No                         YES
GROUP I                        6.14                        20071101                                     13.14                       7.14                      1                      First Lien              No                         YES
GROUP I                        6.99                        20071101                                     13.99                       7.99                      1                      First Lien              No                         NO
GROUP I                        7.49                        20071101                                     14.49                       8.49                      1                      First Lien              No                         YES
GROUP I                        5.39                        20071101                                     12.39                       6.39                      1                      First Lien              No                         YES
GROUP I                        5.79                        20071101                                     12.79                       6.79                      1                      First Lien              No                         YES
GROUP I                        5.39                        20071101                                     12.39                       6.39                      1                      First Lien              No                         YES
GROUP I                        5.84                        20071101                                     12.84                       6.84                      1                      First Lien              No                         YES
GROUP I                        5.44                        20071101                                     12.44                       6.44                      1                      First Lien              No                         YES
GROUP I                        5.39                        20071101                                     12.39                       6.39                      1                      First Lien              No                         YES
GROUP I                        5.64                        20071101                                     12.64                       6.64                      1                      First Lien              No                         YES
GROUP I                        6.54                        20071101                                     13.54                       7.54                      1                      First Lien              No                         YES
GROUP I                        6.79                        20071101                                     12.79                       7.79                      1                      First Lien              No                         YES
GROUP I                        5.35                        20071101                                     12.35                       6.35                      1                      First Lien              No                         YES
GROUP I                        5.39                        20071001                                     12.39                       6.39                      1                      First Lien              No                         YES
GROUP I                        5.04                        20071101                                     12.04                       6.04                      1                      First Lien              No                         YES
GROUP I                        5.39                        20081101                                     12.39                       6.39                      1                      First Lien              No                         YES
GROUP I                        5.79                        20071101                                     12.79                       6.79                      1                      First Lien              No                         YES
GROUP I                         5.9                        20071101                                      12.9                        6.9                      1                      First Lien              No                         YES
GROUP I                        5.84                        20071101                                     12.84                       6.84                      1                      First Lien              No                         YES
GROUP I                        6.04                        20071201                                     13.04                       7.04                      1                      First Lien              No                         YES
GROUP I                        4.69                        20071001                                     11.69                       5.69                      1                      First Lien              No                         YES
GROUP I                        4.94                        20071101                                     11.94                       5.94                      1                      First Lien              No                         YES
GROUP I                        5.19                        20071101                                     12.19                       6.19                      1                      First Lien              No                         YES
GROUP I                        5.32                        20071101                                     12.32                       6.32                      1                      First Lien              No                         YES
GROUP I                        5.29                        20071101                                     12.29                       6.29                      1                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     13.89                       6.89                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     14.84                       7.84                      2                      First Lien              No                         YES
GROUP I                         5.4                        20071101                                      12.4                        6.4                      1                      First Lien              No                         YES
GROUP I                        5.29                        20071101                                     12.29                       6.29                      1                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     15.19                       8.19                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     14.35                       7.35                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     14.09                       7.09                      2                      First Lien              No                         YES
GROUP I                        5.14                        20071101                                     12.14                       6.14                      1                      First Lien              No                         YES
GROUP I                        4.99                        20071101                                     11.99                       5.99                      1                      First Lien              No                         YES
GROUP I                        5.54                        20071101                                     12.54                       6.54                      1                      First Lien              No                         YES
GROUP I                        6.25                        20071101                                     13.25                       7.25                      1                      First Lien              No                         YES
GROUP I                        2.25                        20081201                                     12.75                       2.25                      2                      First Lien              No                         YES
GROUP I                        2.25                        20090101                                    12.125                       2.25                      1                      First Lien              No                         YES
GROUP I                        5.39                        20071101                                     12.39                       6.39                      1                      First Lien              No                         YES
GROUP I                       6.165                        20071101                                    13.165                      7.165                      1                      First Lien              No                         YES
GROUP I                        2.25                        20090101                                    12.875                       2.25                      2                      First Lien              No                         YES
GROUP I                        5.87                        20071101                                     12.87                       6.87                      1                      First Lien              No                         YES
GROUP I                        5.39                        20071101                                     12.39                       6.39                      1                      First Lien              No                         YES
GROUP I                        2.25                        20090101                                     12.25                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.75                        20121201                                     11.25                       2.75                      2                      First Lien              No                         YES
GROUP I                        5.39                        20071101                                     12.39                       6.39                      1                      First Lien              No                         YES
GROUP I                        4.99                        20071101                                     11.99                       5.99                      1                      First Lien              No                         YES
GROUP I                        2.25                        20121201                                    11.375                       2.25                      2                      First Lien              No                         NO
GROUP I                        2.25                        20130101                                        12                       2.25                      2                      First Lien              No                         NO
GROUP I                        5.25                        20071201                                     13.39                       6.39                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     14.09                       7.09                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     13.99                       6.99                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     13.69                       6.69                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     14.49                       7.49                      2                      First Lien              No                         NO
GROUP I                        5.25                        20071201                                    14.565                      7.565                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     14.99                       7.99                      2                      First Lien              No                         YES
GROUP I                        5.25                        20061201                                     15.24                       5.25                     1.5                     First Lien              No                         NO
GROUP I                        4.94                        20071101                                     11.94                       5.94                      1                      First Lien              No                         YES
GROUP I                        6.99                        20071101                                     13.99                       7.99                      1                      First Lien              No                         YES
GROUP I                        5.79                        20071101                                     12.79                       6.79                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071101                                     12.75                       6.75                      1                      First Lien              No                         YES
GROUP I                        5.99                        20071101                                     12.99                       6.99                      1                      First Lien              No                         YES
GROUP I                        5.99                        20071101                                     12.99                       6.99                      1                      First Lien              No                         YES
GROUP I                        4.24                        20071101                                     11.24                       5.24                      1                      First Lien              No                         YES
GROUP I                        5.28                        20071101                                     12.28                       6.28                      1                      First Lien              No                         YES
GROUP I                        5.89                        20070901                                     12.89                       6.89                      1                      First Lien              No                         NO
GROUP I                        5.79                        20071001                                     12.79                       6.79                      1                      First Lien              No                         YES
GROUP I                        5.94                        20071001                                     12.94                       6.94                      1                      First Lien              No                         NO
GROUP I                        6.39                        20071101                                     13.39                       7.39                      1                      First Lien              No                         YES
GROUP I                        6.74                        20071101                                     12.99                       6.99                      1                      First Lien              No                         YES
GROUP I                        6.44                        20071101                                     13.44                       7.44                      1                      First Lien              No                         YES
GROUP I                        6.34                        20071101                                     13.34                       7.34                      1                      First Lien              No                         YES
GROUP I                        5.35                        20071101                                     12.35                       6.35                      1                      First Lien              No                         YES
GROUP I                        6.99                        20081101                                     13.99                       7.99                      1                      First Lien              No                         YES
GROUP I                        6.99                        20071101                                     13.99                       7.99                      1                      First Lien              No                         NO
GROUP I                        5.79                        20071101                                     12.79                       6.79                      1                      First Lien              No                         YES
GROUP I                        5.14                        20070801                                     12.14                       6.14                      1                      First Lien              No                         YES
GROUP I                        8.99                        20071001                                     14.99                       8.99                      1                      First Lien              No                         YES
GROUP I                        6.48                        20071101                                     13.48                       7.48                      1                      First Lien              No                         YES
GROUP I                        5.82                        20071101                                     12.82                       6.82                      1                      First Lien              No                         YES
GROUP I                        5.29                        20071101                                     12.29                       6.29                      1                      First Lien              No                         YES
GROUP I                        4.74                        20071101                                     11.74                       5.74                      1                      First Lien              No                         YES
GROUP I                        6.33                        20071101                                     13.33                       7.33                      1                      First Lien              No                         YES
GROUP I                        6.54                        20071101                                     13.54                       7.54                      1                      First Lien              No                         YES
GROUP I                        6.39                        20071101                                     13.39                       7.39                      1                      First Lien              No                         YES
GROUP I                        6.14                        20071101                                     13.14                       7.14                      1                      First Lien              No                         YES
GROUP I                        6.52                        20071101                                     13.52                       7.52                      1                      First Lien              No                         YES
GROUP I                        6.94                        20071101                                     13.94                       7.94                      1                      First Lien              No                         YES
GROUP I                         4.8                        20071101                                      11.8                        5.8                      1                      First Lien              No                         YES
GROUP I                        5.57                        20081101                                     12.57                       6.57                      1                      First Lien              No                         YES
GROUP I                        5.74                        20081101                                     12.74                       6.74                      1                      First Lien              No                         YES
GROUP I                        4.99                        20071101                                     11.99                       5.99                      1                      First Lien              No                         YES
GROUP I                        4.79                        20071101                                     11.79                       5.79                      1                      First Lien              No                         YES
GROUP I                        4.84                        20071101                                     11.84                       5.84                      1                      First Lien              No                         YES
GROUP I                        5.59                        20071101                                     12.59                       6.59                      1                      First Lien              No                         YES
GROUP I                        5.84                        20071101                                     12.84                       6.84                      1                      First Lien              No                         YES
GROUP I                        6.24                        20071101                                     13.24                       7.24                      1                      First Lien              No                         YES
GROUP I                        5.94                        20071101                                     12.94                       6.94                      1                      First Lien              No                         NO
GROUP I                        5.59                        20071101                                     12.59                       6.59                      1                      First Lien              No                         YES
GROUP I                        5.74                        20101101                                     12.74                       6.74                      1                      First Lien              No                         YES
GROUP I                        5.99                        20071101                                     12.99                       6.99                      1                      First Lien              No                         YES
GROUP I                        2.25                        20081201                                    11.875                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.25                        20090101                                    11.875                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.25                        20090101                                        12                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.25                        20090101                                      12.5                       2.25                      2                      First Lien              No                         YES
GROUP I                         5.4                        20071101                                      12.4                        6.4                      1                      First Lien              No                         NO
GROUP I                        5.39                        20071101                                     12.39                       6.39                      1                      First Lien              No                         YES
GROUP I                       5.365                        20071101                                    12.365                      6.365                      1                      First Lien              No                         YES
GROUP I                        5.34                        20071101                                     12.34                       6.34                      1                      First Lien              No                         YES
GROUP I                        5.84                        20071101                                     12.84                       6.84                      1                      First Lien              No                         NO
GROUP I                        5.69                        20071101                                     12.69                       6.69                      1                      First Lien              No                         YES
GROUP I                       5.875                        20071101                                    12.875                      6.875                      1                      First Lien              No                         YES
GROUP I                        5.59                        20071101                                     12.59                       6.59                      1                      First Lien              No                         YES
GROUP I                        5.99                        20071101                                     12.99                       6.99                      1                      First Lien              No                         YES
GROUP I                        4.74                        20071101                                     11.74                       5.74                      1                      First Lien              No                         YES
GROUP I                        4.74                        20071101                                     11.74                       5.74                      1                      First Lien              No                         YES
GROUP I                        5.49                        20071101                                     12.49                       6.49                      1                      First Lien              No                         YES
GROUP I                         6.1                        20071101                                      13.1                        7.1                      1                      First Lien              No                         YES
GROUP I                        5.39                        20071101                                     12.39                       6.39                      1                      First Lien              No                         YES
GROUP I                        5.04                        20071101                                     12.04                       6.04                      1                      First Lien              No                         YES
GROUP I                        5.99                        20071101                                     12.99                       6.99                      1                      First Lien              No                         NO
GROUP I                        5.19                        20071101                                     12.19                       6.19                      1                      First Lien              No                         YES
GROUP I                        6.34                        20071101                                     13.34                       7.34                      1                      First Lien              No                         YES
GROUP I                        5.54                        20071101                                     12.54                       6.54                      1                      First Lien              No                         YES
GROUP I                        4.85                        20071101                                     11.85                       5.85                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110101                                     13.25                        3.5                      1                      First Lien              No                         YES
GROUP I                        3.25                        20110101                                      12.5                       3.25                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110101                                    11.875                        3.5                      1                      First Lien              No                         YES
GROUP I                           7                        20060701                                        14                          7                      1                      First Lien              No                         YES
GROUP I                           4                        20060701                                      13.5                          4                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                    14.125                       3.25                      1                      First Lien              No                         NO
GROUP I                           4                        20070101                                     12.99                          4                      2                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                    13.625                       3.25                      1                      First Lien              No                         YES
GROUP I                        6.24                        20071101                                     13.24                       7.24                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071101                                     12.75                       6.75                      1                      First Lien              No                         YES
GROUP I                        5.09                        20071101                                     12.09                       6.09                      1                      First Lien              No                         YES
GROUP I                        5.79                        20071101                                     12.79                       6.79                      1                      First Lien              No                         YES
GROUP I                       5.915                        20071101                                    12.915                      6.915                      1                      First Lien              No                         YES
GROUP I                        5.97                        20071101                                     12.97                       6.97                      1                      First Lien              No                         NO
GROUP I                        5.64                        20071101                                     12.64                       6.64                      1                      First Lien              No                         YES
GROUP I                        6.04                        20081101                                     13.04                       7.04                      1                      First Lien              No                         YES
GROUP I                        5.24                        20071101                                     12.24                       6.24                      1                      First Lien              No                         YES
GROUP I                        5.49                        20071101                                     12.49                       6.49                      1                      First Lien              No                         YES
GROUP I                        6.44                        20071101                                     13.44                       7.44                      1                      First Lien              No                         YES
GROUP I                        6.49                        20071101                                     13.49                       7.49                      1                      First Lien              No                         YES
GROUP I                        6.99                        20071101                                     13.99                       7.99                      1                      First Lien              No                         YES
GROUP I                        4.99                        20071101                                     11.99                       5.99                      1                      First Lien              No                         YES
GROUP I                        5.49                        20081101                                     12.49                       6.49                      1                      First Lien              No                         YES
GROUP I                        6.04                        20071101                                     13.04                       7.04                      1                      First Lien              No                         YES
GROUP I                        5.99                        20071101                                     12.99                       6.99                      1                      First Lien              No                         YES
GROUP I                        5.99                        20071101                                     12.99                       6.99                      1                      First Lien              No                         YES
GROUP I                        5.34                        20071101                                     12.34                       6.34                      1                      First Lien              No                         YES
GROUP I                        4.62                        20071101                                     11.62                       5.62                      1                      First Lien              No                         YES
GROUP I                        6.24                        20071101                                     13.24                       7.24                      1                      First Lien              No                         YES
GROUP I                        4.64                        20071101                                     11.64                       5.64                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                     13.25                       3.25                      1                      First Lien              No                         YES
GROUP I                         3.5                        20080101                                      14.5                        3.5                      1                      First Lien              No                         NO
GROUP I                       7.125                        20080101                                    14.125                      7.125                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                     13.75                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                    14.375                       3.25                      1                      First Lien              No                         YES
GROUP I                         3.5                        20080101                                    13.375                        3.5                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                     12.75                       3.25                      1                      First Lien              No                         YES
GROUP I                           4                        20060701                                    12.375                          4                      1                      First Lien              No                         YES
GROUP I                           4                        20070101                                     12.25                          4                      2                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                     13.75                       3.25                      1                      First Lien              No                         YES
GROUP I                        5.19                        20071101                                     12.19                       6.19                      1                      First Lien              No                         YES
GROUP I                        5.49                        20071101                                     12.49                       6.49                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                    13.625                       3.25                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110101                                     12.25                        3.5                      1                      First Lien              No                         YES
GROUP I                         3.5                        20080101                                     13.25                        3.5                      1                      First Lien              No                         YES
GROUP I                       7.375                        20080101                                    14.375                      7.375                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                      14.5                       3.25                      1                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     14.09                       7.09                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     14.54                       7.54                      2                      First Lien              No                         YES
GROUP I                           4                        20070201                                     12.75                          4                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                    14.738                      7.738                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                      13.6                        6.6                      2                      First Lien              No                         YES
GROUP I                           3                        20070101                                     13.75                          3                      2                      First Lien              No                         YES
GROUP I                           4                        20070101                                     12.75                          4                      2                      First Lien              No                         YES
GROUP I                       3.375                        20080101                                    13.625                      3.375                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                    13.375                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                    13.375                       3.25                      1                      First Lien              No                         YES
GROUP I                           7                        20080101                                        14                          7                      1                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     15.49                       8.49                      2                      First Lien              No                         NO
GROUP I                        5.25                        20071201                                      14.6                        7.6                      2                      First Lien              No                         NO
GROUP I                           4                        20070101                                      12.5                          4                      2                      First Lien              No                         YES
GROUP I                         3.5                        20110101                                    13.875                        3.5                      1                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                        15                          8                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     14.59                       7.59                      2                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                      14.5                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                      13.5                       3.25                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110101                                    12.875                        3.5                      1                      First Lien              No                         YES
GROUP I                         6.5                        20080101                                      13.5                        6.5                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                        14                       3.25                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110101                                    12.875                        3.5                      1                      First Lien              No                         YES
GROUP I                           4                        20070101                                        13                          4                      2                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                    13.375                       3.25                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110101                                     12.75                        3.5                      1                      First Lien              No                         YES
GROUP I                        6.59                        20071101                                     13.59                       7.59                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071201                                      12.6                        6.6                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071201                                     12.99                       6.99                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071201                                    13.755                      7.755                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071201                                    12.875                      6.875                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071201                                    13.005                      7.005                      1                      First Lien              No                         YES
GROUP I                        6.25                        20071101                                      14.6                        8.6                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071101                                     12.68                       6.68                      1                      First Lien              No                         YES
GROUP I                           4                        20070101                                    12.375                          4                      2                      First Lien              No                         YES
GROUP I                         5.1                        20071101                                      12.1                        6.1                      1                      First Lien              No                         YES
GROUP I                        6.57                        20071101                                     13.57                       7.57                      1                      First Lien              No                         YES
GROUP I                        5.99                        20071101                                     12.99                       6.99                      1                      First Lien              No                         YES
GROUP I                        5.77                        20071101                                     12.77                       6.77                      1                      First Lien              No                         YES
GROUP I                           4                        20070101                                     12.75                          4                      2                      First Lien              No                         YES
GROUP I                        5.29                        20071101                                     12.29                       6.29                      1                      First Lien              No                         YES
GROUP I                        5.99                        20081101                                     12.99                       6.99                      1                      First Lien              No                         YES
GROUP I                        5.44                        20071101                                     12.44                       6.44                      1                      First Lien              No                         YES
GROUP I                        5.99                        20071101                                     12.99                       6.99                      1                      First Lien              No                         YES
GROUP I                        6.39                        20071001                                     13.39                       7.39                      1                      First Lien              No                         YES
GROUP I                        6.14                        20071101                                     13.14                       7.14                      1                      First Lien              No                         YES
GROUP I                        6.05                        20080101                                        14                          8                      1                      First Lien              No                         YES
GROUP I                        6.69                        20071101                                     13.69                       7.69                      1                      First Lien              No                         YES
GROUP I                        4.79                        20071101                                     11.79                       5.79                      1                      First Lien              No                         YES
GROUP I                       4.125                        20090101                                      14.5                      4.125                      1                      First Lien              No                         YES
GROUP I                           3                        20070101                                     13.25                          3                      2                      First Lien              No                         YES
GROUP I                       3.375                        20080101                                     13.75                      3.375                      1                      First Lien              No                         YES
GROUP I                           3                        20060701                                      13.5                          3                      1                      First Lien              No                         YES
GROUP I                        6.04                        20071101                                     13.04                       7.04                      1                      First Lien              No                         YES
GROUP I                        4.99                        20071101                                     11.99                       5.99                      1                      First Lien              No                         YES
GROUP I                        4.54                        20071101                                     11.54                       5.54                      1                      First Lien              No                         YES
GROUP I                        4.79                        20071101                                     11.79                       5.79                      1                      First Lien              No                         YES
GROUP I                       3.375                        20090101                                     12.75                      3.375                      1                      First Lien              No                         YES
GROUP I                        5.94                        20071101                                     12.94                       6.94                      1                      First Lien              No                         YES
GROUP I                        4.34                        20071101                                     11.34                       5.34                      1                      First Lien              No                         YES
GROUP I                        6.85                        20071101                                     13.85                       7.85                      1                      First Lien              No                         YES
GROUP I                       3.375                        20090101                                    12.875                      3.375                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                      13.5                       3.25                      1                      First Lien              No                         YES
GROUP I                       3.375                        20090101                                    13.125                      3.375                      1                      First Lien              No                         YES
GROUP I                        4.89                        20071101                                     11.89                       5.89                      1                      First Lien              No                         YES
GROUP I                        5.24                        20071101                                     12.24                       6.24                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                      13.5                       3.25                      1                      First Lien              No                         YES
GROUP I                           4                        20080101                                    12.375                          4                      2                      First Lien              No                         YES
GROUP I                         3.5                        20110101                                    13.625                        3.5                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110101                                      13.5                        3.5                      1                      First Lien              No                         YES
GROUP I                        5.18                        20071101                                     12.18                       6.18                      1                      First Lien              No                         YES
GROUP I                       5.428                        20081001                                    12.428                      6.428                      1                      First Lien              No                         YES
GROUP I                           3                        20060701                                     14.25                          3                      1                      First Lien              No                         NO
GROUP I                        5.84                        20071001                                     12.84                       6.84                      1                      First Lien              No                         YES
GROUP I                        6.59                        20071101                                     13.59                       7.59                      1                      First Lien              No                         YES
GROUP I                        5.29                        20071101                                     12.29                       6.29                      1                      First Lien              No                         YES
GROUP I                        6.39                        20071101                                     13.39                       7.39                      1                      First Lien              No                         NO
GROUP I                        7.34                        20071101                                     14.34                       8.34                      1                      First Lien              No                         YES
GROUP I                        6.62                        20081101                                     13.62                       7.62                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                    13.875                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                     15.25                       3.25                      1                      First Lien              No                         NO
GROUP I                           3                        20070101                                     13.25                          3                      2                      First Lien              No                         YES
GROUP I                        5.34                        20100801                                     12.34                       6.34                      1                      First Lien              No                         YES
GROUP I                        5.54                        20071101                                     12.54                       6.54                      1                      First Lien              No                         YES
GROUP I                           4                        20060701                                     13.25                          4                      1                      First Lien              No                         YES
GROUP I                        7.49                        20071101                                     14.49                       8.49                      1                      First Lien              No                         YES
GROUP I                       3.375                        20090101                                    13.875                      3.375                      1                      First Lien              No                         YES
GROUP I                        2.75                        20071201                                     12.75                       2.75                      1                      First Lien              No                         YES
GROUP I                        6.29                        20071101                                     13.29                       7.29                      1                      First Lien              No                         YES
GROUP I                        6.29                        20071101                                     13.29                       7.29                      1                      First Lien              No                         YES
GROUP I                        2.75                        20071201                                     12.25                       2.75                      1                      First Lien              No                         YES
GROUP I                        2.75                        20071201                                    12.875                       2.75                      1                      First Lien              No                         YES
GROUP I                        2.25                        20071201                                    11.875                       2.25                      1                      First Lien              No                         YES
GROUP I                        5.74                        20081101                                     12.74                       6.74                      1                      First Lien              No                         NO
GROUP I                        5.39                        20081101                                     12.39                       6.39                      1                      First Lien              No                         YES
GROUP I                        2.75                        20071201                                        13                       2.75                      1                      First Lien              No                         YES
GROUP I                        2.25                        20071201                                      11.5                       2.25                      1                      First Lien              No                         NO
GROUP I                        2.25                        20071201                                    12.625                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.75                        20071201                                    12.875                       2.75                      1                      First Lien              No                         YES
GROUP I                        6.34                        20071101                                     13.34                       7.34                      1                      First Lien              No                         YES
GROUP I                        5.49                        20071101                                     12.49                       6.49                      1                      First Lien              No                         YES
GROUP I                        2.25                        20080101                                    12.375                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.25                        20080101                                     12.25                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.25                        20071201                                     12.25                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.25                        20071201                                     11.75                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.25                        20071201                                        12                       2.25                      1                      First Lien              No                         YES
GROUP I                        6.14                        20101101                                     13.14                       7.14                      1                      First Lien              No                         YES
GROUP I                        5.94                        20081101                                     12.94                       6.94                      1                      First Lien              No                         YES
GROUP I                           3                        20081201                                    12.125                          3                      1                      First Lien              No                         YES
GROUP I                        2.25                        20081201                                      11.5                       2.25                      1                      First Lien              No                         YES
GROUP I                         3.5                        20081201                                    14.125                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                        14                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                        14                        3.5                      2                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                    12.875                       3.25                      1                      First Lien              No                         YES
GROUP I                       5.625                        20071201                                    12.625                      5.625                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                        13                       3.25                      1                      First Lien              No                         NO
GROUP I                           4                        20070201                                     13.25                          4                      2                      First Lien              No                         YES
GROUP I                       3.375                        20090201                                    13.625                      3.375                      1                      First Lien              No                         YES
GROUP I                           4                        20070101                                    12.875                          4                      2                      First Lien              No                         YES
GROUP I                         3.5                        20110101                                     12.25                        3.5                      1                      First Lien              No                         YES
GROUP I                       3.125                        20060701                                    13.875                      3.125                      1                      First Lien              No                         NO
GROUP I                        4.39                        20071101                                     11.39                       5.39                      1                      First Lien              No                         YES
GROUP I                        5.09                        20071001                                     12.09                       6.09                      1                      First Lien              No                         YES
GROUP I                        5.79                        20071001                                     12.79                       6.79                      1                      First Lien              No                         NO
GROUP I                           4                        20060701                                    13.625                          4                      1                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                    12.625                        3.5                      1                      First Lien              No                         YES
GROUP I                        3.25                        20071201                                    13.625                       3.25                      1                      First Lien              No                         YES
GROUP I                       3.875                        20071201                                     13.25                      3.875                      1                      First Lien              No                         YES
GROUP I                           3                        20070101                                      14.5                          3                      2                      First Lien              No                         YES
GROUP I                         3.5                        20110101                                      12.5                        3.5                      1                      First Lien              No                         YES
GROUP I                           4                        20060801                                     14.25                          4                      1                      First Lien              No                         NO
GROUP I                        5.99                        20071101                                     12.99                       6.99                      1                      First Lien              No                         NO
GROUP I                        5.74                        20071201                                     12.74                       6.74                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110101                                    13.125                        3.5                      1                      First Lien              No                         YES
GROUP I                           4                        20070101                                     12.99                          4                      2                      First Lien              No                         YES
GROUP I                           4                        20061201                                    12.875                          4                      2                      First Lien              No                         YES
GROUP I                        5.69                        20071101                                     12.69                       6.69                      1                      First Lien              No                         YES
GROUP I                        5.24                        20071201                                     12.24                       6.24                      1                      First Lien              No                         YES
GROUP I                        4.99                        20071101                                     11.99                       5.99                      1                      First Lien              No                         YES
GROUP I                        5.99                        20071101                                     12.99                       6.99                      1                      First Lien              No                         YES
GROUP I                        5.89                        20071101                                     12.89                       6.89                      1                      First Lien              No                         YES
GROUP I                        5.44                        20071101                                     12.44                       6.44                      1                      First Lien              No                         YES
GROUP I                        6.34                        20071101                                     13.34                       7.34                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                      13.5                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20060701                                     13.75                       3.25                      1                      First Lien              No                         NO
GROUP I                           4                        20070101                                     13.25                          4                      2                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                    13.875                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20071201                                        13                       3.25                      1                      First Lien              No                         YES
GROUP I                           4                        20070101                                     13.45                          4                      2                      First Lien              No                         YES
GROUP I                       3.375                        20090101                                    12.375                      3.375                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                    12.375                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20071201                                      12.8                       3.25                      1                      First Lien              No                         YES
GROUP I                           3                        20070101                                    13.625                          3                      2                      First Lien              No                         YES
GROUP I                       3.375                        20090101                                    13.875                      3.375                      1                      First Lien              No                         YES
GROUP I                           4                        20070101                                    13.375                          4                      2                      First Lien              No                         YES
GROUP I                           4                        20070101                                    13.375                          4                      2                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                    13.625                       3.25                      1                      First Lien              No                         YES
GROUP I                           4                        20070101                                     13.25                          4                      2                      First Lien              No                         YES
GROUP I                           3                        20070101                                     14.25                          3                      2                      First Lien              No                         YES
GROUP I                           4                        20060701                                        13                          4                      1                      First Lien              No                         YES
GROUP I                           4                        20070101                                     12.99                          4                      2                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                     13.25                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20081101                                    13.125                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20081201                                     12.25                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20081201                                    12.875                        3.5                      2                      First Lien              No                         YES
GROUP I                        3.25                        20060601                                     13.25                       3.25                      1                      First Lien              No                         YES
GROUP I                        2.75                        20061001                                        12                       2.75                      1                      First Lien              No                         YES
GROUP I                         3.5                        20081201                                     12.75                        3.5                      2                      First Lien              No                         YES
GROUP I                        5.77                        20071101                                     12.77                       6.77                      1                      First Lien              No                         YES
GROUP I                        4.94                        20070901                                     11.94                       5.94                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071001                                     12.75                       6.75                      1                      First Lien              No                         YES
GROUP I                       3.375                        20090101                                    12.875                      3.375                      1                      First Lien              No                         YES
GROUP I                           3                        20070101                                      13.5                          3                      2                      First Lien              No                         YES
GROUP I                        7.49                        20071101                                     14.49                       8.49                      1                      First Lien              No                         YES
GROUP I                        5.99                        20071101                                     12.99                       6.99                      1                      First Lien              No                         NO
GROUP I                        3.25                        20080101                                    13.375                       3.25                      1                      First Lien              No                         YES
GROUP I                         3.5                        20101101                                     12.25                        3.5                      1                      First Lien              No                         YES
GROUP I                           4                        20061201                                    12.375                          4                      2                      First Lien              No                         YES
GROUP I                           3                        20070101                                     13.25                          3                      2                      First Lien              No                         YES
GROUP I                        5.39                        20071201                                     12.39                       6.39                      1                      First Lien              No                         YES
GROUP I                        5.84                        20071201                                     12.84                       6.84                      1                      First Lien              No                         YES
GROUP I                        6.54                        20071101                                     13.54                       7.54                      1                      First Lien              No                         YES
GROUP I                        5.49                        20071101                                     12.49                       6.49                      1                      First Lien              No                         YES
GROUP I                        5.94                        20071001                                     12.94                       6.94                      1                      First Lien              No                         YES
GROUP I                        6.04                        20071101                                     13.04                       7.04                      1                      First Lien              No                         YES
GROUP I                        5.04                        20071101                                     12.04                       6.04                      1                      First Lien              No                         YES
GROUP I                        3.25                        20060701                                    13.125                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20071201                                     12.75                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.75                        20121101                                    12.375                       3.75                      1                      First Lien              No                         YES
GROUP I                        3.25                        20071101                                        13                       3.25                      1                      First Lien              No                         YES
GROUP I                           4                        20060501                                     9.999                          4                      1                      First Lien              No                         YES
GROUP I                         3.7                        20070101                                      12.5                        3.7                      2                      First Lien              No                         YES
GROUP I                        3.25                        20071101                                    13.875                       3.25                      1                      First Lien              No                         NO
GROUP I                        6.77                        20071101                                     13.77                       7.77                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                    13.375                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                      14.5                       3.25                      1                      First Lien              No                         YES
GROUP I                        6.09                        20071101                                     13.09                       7.09                      1                      First Lien              No                         YES
GROUP I                        5.39                        20071101                                     12.39                       6.39                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                     13.75                       3.25                      1                      First Lien              No                         YES
GROUP I                        5.96                        20071101                                     12.96                       6.96                      1                      First Lien              No                         YES
GROUP I                        4.89                        20070801                                     11.89                       5.89                      1                      First Lien              No                         YES
GROUP I                        5.44                        20071101                                     12.44                       6.44                      1                      First Lien              No                         YES
GROUP I                        5.23                        20071101                                     12.23                       6.23                      1                      First Lien              No                         YES
GROUP I                        5.39                        20071101                                     12.39                       6.39                      1                      First Lien              No                         NO
GROUP I                         6.9                        20071101                                     13.99                       7.99                      1                      First Lien              No                         YES
GROUP I                        5.84                        20071101                                     12.84                       6.84                      1                      First Lien              No                         YES
GROUP I                        4.72                        20081101                                     11.72                       5.72                      1                      First Lien              No                         NO
GROUP I                        5.92                        20071101                                     12.92                       6.92                      1                      First Lien              No                         YES
GROUP I                        6.59                        20071101                                     13.59                       7.59                      1                      First Lien              No                         YES
GROUP I                        5.94                        20071101                                     12.94                       6.94                      1                      First Lien              No                         NO
GROUP I                        5.64                        20071101                                     12.64                       6.64                      1                      First Lien              No                         NO
GROUP I                        6.29                        20071101                                     13.29                       7.29                      1                      First Lien              No                         YES
GROUP I                        5.79                        20071101                                     12.79                       6.79                      1                      First Lien              No                         NO
GROUP I                        6.02                        20071101                                     13.02                       7.02                      1                      First Lien              No                         NO
GROUP I                        5.54                        20071101                                     12.54                       6.54                      1                      First Lien              No                         YES
GROUP I                        5.79                        20081101                                     12.79                       6.79                      1                      First Lien              No                         YES
GROUP I                        6.39                        20071101                                     13.39                       7.39                      1                      First Lien              No                         NO
GROUP I                        4.99                        20081101                                     11.99                       5.99                      1                      First Lien              No                         YES
GROUP I                        6.04                        20071101                                     13.04                       7.04                      1                      First Lien              No                         YES
GROUP I                        5.64                        20071101                                     12.64                       6.64                      1                      First Lien              No                         YES
GROUP I                        5.62                        20071101                                     12.62                       6.62                      1                      First Lien              No                         NO
GROUP I                        5.77                        20081101                                     12.77                       6.77                      1                      First Lien              No                         NO
GROUP I                        6.19                        20071201                                     13.19                       7.19                      1                      First Lien              No                         YES
GROUP I                        5.59                        20071201                                     12.59                       6.59                      1                      First Lien              No                         YES
GROUP I                        6.54                        20101101                                     13.54                       7.54                      1                      First Lien              No                         YES
GROUP I                        4.79                        20071201                                     11.79                       5.79                      1                      First Lien              No                         YES
GROUP I                        6.09                        20071101                                     13.09                       7.09                      1                      First Lien              No                         YES
GROUP I                        5.44                        20071101                                     12.44                       6.44                      1                      First Lien              No                         NO
GROUP I                        5.27                        20071101                                     12.27                       6.27                      1                      First Lien              No                         NO
GROUP I                        3.25                        20080101                                    13.125                       3.25                      1                      First Lien              No                         YES
GROUP I                           4                        20070201                                     13.25                          4                      2                      First Lien              No                         YES
GROUP I                           4                        20070101                                        13                          4                      2                      First Lien              No                         YES
GROUP I                         3.5                        20110101                                        12                        3.5                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110101                                     14.25                        3.5                      1                      First Lien              No                         YES
GROUP I                           4                        20070101                                     12.38                          4                      2                      First Lien              No                         YES
GROUP I                         3.5                        20110101                                     13.25                        3.5                      1                      First Lien              No                         YES
GROUP I                           4                        20070101                                    12.125                          4                      2                      First Lien              No                         YES
GROUP I                           3                        20070101                                    13.625                          3                      2                      First Lien              No                         YES
GROUP I                         3.5                        20110101                                    13.125                        3.5                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                      13.5                       3.25                      1                      First Lien              No                         YES
GROUP I                           3                        20060701                                    14.625                          3                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                    12.375                       3.25                      1                      First Lien              No                         YES
GROUP I                           4                        20070201                                    12.625                          4                      2                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                    15.875                       3.25                      1                      First Lien              No                         YES
GROUP I                        4.86                        20070101                                    14.875                       4.86                      2                      First Lien              No                         NO
GROUP I                        3.25                        20080101                                    13.375                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080201                                    13.875                       3.25                      1                      First Lien              No                         YES
GROUP I                       3.875                        20080101                                    15.875                      3.875                      1                      First Lien              No                         YES
GROUP I                       3.375                        20090101                                     13.75                      3.375                      1                      First Lien              No                         NO
GROUP I                        3.25                        20080101                                        13                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                        13                       3.25                      1                      First Lien              No                         YES
GROUP I                           4                        20070101                                    12.375                          4                      2                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                     14.05                       3.25                      1                      First Lien              No                         YES
GROUP I                         3.5                        20080101                                     12.75                        3.5                      1                      First Lien              No                         NO
GROUP I                           3                        20060701                                     13.25                          3                      1                      First Lien              No                         YES
GROUP I                           4                        20070101                                    12.625                          4                      2                      First Lien              No                         YES
GROUP I                       3.375                        20090201                                      13.5                      3.375                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                      12.5                       3.25                      1                      First Lien              No                         YES
GROUP I                        6.57                        20071101                                     13.57                       7.57                      1                      First Lien              No                         YES
GROUP I                        6.93                        20071101                                     13.93                       7.93                      1                      First Lien              No                         YES
GROUP I                        5.24                        20071101                                     12.24                       6.24                      1                      First Lien              No                         YES
GROUP I                        6.19                        20071101                                     13.19                       7.19                      1                      First Lien              No                         YES
GROUP I                        5.49                        20071101                                     12.49                       6.49                      1                      First Lien              No                         NO
GROUP I                        6.14                        20071101                                     13.14                       7.14                      1                      First Lien              No                         NO
GROUP I                        4.99                        20071101                                     11.99                       5.99                      1                      First Lien              No                         YES
GROUP I                        5.64                        20070901                                     12.64                       6.64                      1                      First Lien              No                         NO
GROUP I                        5.89                        20071101                                     12.89                       6.89                      1                      First Lien              No                         YES
GROUP I                        5.49                        20071101                                     12.49                       6.49                      1                      First Lien              No                         YES
GROUP I                        6.24                        20071101                                     13.24                       7.24                      1                      First Lien              No                         YES
GROUP I                        5.84                        20071101                                     12.84                       6.84                      1                      First Lien              No                         NO
GROUP I                        7.19                        20071101                                     14.19                       8.19                      1                      First Lien              No                         YES
GROUP I                        6.84                        20071101                                     13.84                       7.84                      1                      First Lien              No                         YES
GROUP I                        6.74                        20071101                                     13.74                       7.74                      1                      First Lien              No                         YES
GROUP I                        5.54                        20081101                                     12.54                       6.54                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110101                                        13                        3.5                      1                      First Lien              No                         YES
GROUP I                        5.89                        20071101                                     12.89                       6.89                      1                      First Lien              No                         YES
GROUP I                        7.04                        20071101                                     13.04                       7.04                      1                      First Lien              No                         NO
GROUP I                        4.62                        20071101                                     11.62                       5.62                      1                      First Lien              No                         YES
GROUP I                        5.54                        20071101                                     12.54                       6.54                      1                      First Lien              No                         YES
GROUP I                           4                        20070101                                    12.375                          4                      2                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                        12                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080801                                     11.75                       3.25                      2                      First Lien              No                         YES
GROUP I                        3.25                        20071001                                     13.75                       3.25                      1                      First Lien              No                         YES
GROUP I                       7.125                        20061001                                    14.125                      7.125                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                    13.375                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                    12.375                       3.25                      1                      First Lien              No                         YES
GROUP I                        5.25                        20101001                                     12.25                       5.25                      1                      First Lien              No                         YES
GROUP I                         3.5                        20071201                                      14.5                        3.5                      1                      First Lien              No                         YES
GROUP I                        3.25                        20071001                                    12.875                       3.25                      1                      First Lien              No                         NO
GROUP I                        3.25                        20081101                                    12.375                       3.25                      1                      First Lien              No                         YES
GROUP I                        5.24                        20071101                                     12.24                       6.24                      1                      First Lien              No                         YES
GROUP I                        5.54                        20071101                                     12.54                       6.54                      1                      First Lien              No                         YES
GROUP I                        3.25                        20071201                                    13.375                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                    13.625                       3.25                      1                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                     14.25                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20081201                                    13.375                        3.5                      2                      First Lien              No                         YES
GROUP I                           5                        20101201                                     13.74                       7.74                      1                      First Lien              No                         YES
GROUP I                           4                        20060501                                     13.75                          4                      1                      First Lien              No                         NO
GROUP I                         4.5                        20101201                                    14.375                        4.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                      13.5                        3.5                      2                      First Lien              No                         NO
GROUP I                         3.5                        20101201                                        14                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                     13.25                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                      13.5                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                    12.125                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20081101                                     12.75                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                    12.875                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20081201                                     13.25                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20081201                                        13                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                    12.875                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                     13.25                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                    12.125                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20081101                                      13.5                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                     13.25                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20081201                                    12.625                        3.5                      2                      First Lien              No                         NO
GROUP I                        6.19                        20071101                                     13.19                       7.19                      1                      First Lien              No                         YES
GROUP I                        5.79                        20071101                                     12.79                       6.79                      1                      First Lien              No                         YES
GROUP I                           4                        20060601                                    13.375                          4                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                     14.25                       3.25                      1                      First Lien              No                         YES
GROUP I                           4                        20060701                                    12.875                          4                      1                      First Lien              No                         YES
GROUP I                       3.375                        20090101                                     12.99                      3.375                      1                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                    12.875                        3.5                      2                      First Lien              No                         NO
GROUP I                         3.5                        20101201                                    12.375                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                     12.75                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20081201                                     12.75                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                      12.5                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20081201                                     12.75                        3.5                      2                      First Lien              No                         NO
GROUP I                           4                        20101201                                    13.125                          4                      2                      First Lien              No                         YES
GROUP I                         4.5                        20101201                                    14.375                        4.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                     13.25                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                        13                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                      12.5                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20121201                                     12.25                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20081201                                     12.75                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20081001                                    12.375                        3.5                      2                      First Lien              No                         NO
GROUP I                         3.5                        20081001                                        14                        3.5                      2                      First Lien              No                         NO
GROUP I                         3.5                        20101001                                    13.125                        3.5                      2                      First Lien              No                         NO
GROUP I                         3.5                        20081101                                     12.75                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                    13.625                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                     13.75                        3.5                      2                      First Lien              No                         NO
GROUP I                         3.5                        20101201                                     13.25                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                    13.499                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                    13.125                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                     13.75                        3.5                      2                      First Lien              No                         NO
GROUP I                         3.5                        20081201                                    14.375                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20081201                                     14.25                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                     13.75                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                     13.25                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20081001                                     13.25                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                    12.875                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                     13.75                        3.5                      2                      First Lien              No                         YES
GROUP I                         4.5                        20121201                                     14.75                        4.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20081001                                    13.625                        3.5                      2                      First Lien              No                         NO
GROUP I                         3.5                        20101201                                      13.5                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20081201                                    13.875                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                    13.625                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                    13.999                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                        14                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                      12.5                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20081201                                     13.75                        3.5                      2                      First Lien              No                         NO
GROUP I                         3.5                        20101201                                    12.375                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                    12.125                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                    13.375                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20081101                                    13.875                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                      12.5                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                     12.25                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20081201                                        12                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20081201                                    14.625                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                      13.5                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                        13                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                     12.75                        3.5                      2                      First Lien              No                         YES
GROUP I                         4.5                        20081201                                    14.625                        4.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20081201                                    13.375                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                    13.625                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                    12.875                        3.5                      2                      First Lien              No                         NO
GROUP I                         3.5                        20101201                                    12.625                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                    13.375                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                     12.75                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20101101                                     12.25                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                    13.125                        3.5                      2                      First Lien              No                         YES
GROUP I                         4.5                        20101101                                    14.625                        4.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                    13.375                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20081201                                    13.125                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                      13.5                        3.5                      2                      First Lien              No                         YES
GROUP I                         4.5                        20101201                                    14.375                        4.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                     12.25                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                     13.25                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                    13.875                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                    12.875                        3.5                      2                      First Lien              No                         NO
GROUP I                         3.5                        20081201                                    13.875                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20081201                                    13.875                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20081201                                    12.375                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20081101                                    13.625                        3.5                      2                      First Lien              No                         NO
GROUP I                         3.5                        20101201                                    12.999                        3.5                      2                      First Lien              No                         YES
GROUP I                        4.25                        20101201                                     14.25                       4.25                      2                      First Lien              No                         NO
GROUP I                         3.5                        20081201                                    12.875                        3.5                      2                      First Lien              No                         NO
GROUP I                         3.5                        20101101                                      12.5                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                        14                        3.5                      2                      First Lien              No                         YES
GROUP I                           4                        20070101                                     12.25                          4                      2                      First Lien              No                         YES
GROUP I                           4                        20061201                                    13.375                          4                      2                      First Lien              No                         YES
GROUP I                       7.375                        20080101                                    14.375                      7.375                      1                      First Lien              No                         YES
GROUP I                       6.875                        20071201                                    13.875                      6.875                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                     14.25                       3.25                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110101                                    12.875                        3.5                      1                      First Lien              No                         YES
GROUP I                           4                        20061201                                    13.375                          4                      2                      First Lien              No                         YES
GROUP I                        3.25                        20071201                                    12.875                       3.25                      1                      First Lien              No                         YES
GROUP I                           4                        20061201                                     13.25                          4                      2                      First Lien              No                         YES
GROUP I                        3.25                        20071201                                      14.5                       3.25                      1                      First Lien              No                         YES
GROUP I                           4                        20070101                                     12.75                          4                      2                      First Lien              No                         YES
GROUP I                           4                        20060701                                      13.5                          4                      1                      First Lien              No                         YES
GROUP I                           4                        20070101                                    13.625                          4                      2                      First Lien              No                         YES
GROUP I                       3.375                        20110101                                    12.875                      3.375                      1                      First Lien              No                         YES
GROUP I                        5.25                        20071101                                     14.09                       7.09                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071101                                     14.74                       7.74                      2                      First Lien              No                         YES
GROUP I                         5.7                        20071101                                     14.15                       7.15                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071101                                        15                          8                      2                      First Lien              No                         YES
GROUP I                        5.99                        20071201                                     14.35                       7.35                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071101                                    15.653                      8.653                      2                      First Lien              No                         YES
GROUP I                        5.99                        20071101                                     13.15                       6.15                      2                      First Lien              No                         YES
GROUP I                        5.99                        20071201                                     14.49                       7.49                      2                      First Lien              No                         YES
GROUP I                        5.99                        20071101                                     13.69                       6.69                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071101                                     14.34                       7.34                      2                      First Lien              No                         YES
GROUP I                        5.99                        20071101                                     13.95                       6.95                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071101                                     14.15                       7.15                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071101                                      14.9                        7.9                      2                      First Lien              No                         YES
GROUP I                        5.99                        20071201                                     13.65                       6.65                      2                      First Lien              No                         YES
GROUP I                        5.99                        20071101                                      15.3                        8.3                      2                      First Lien              No                         YES
GROUP I                        5.99                        20071101                                     14.89                       7.89                      2                      First Lien              No                         YES
GROUP I                        5.99                        20071101                                      13.1                        6.1                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071101                                     15.14                       8.14                      2                      First Lien              No                         YES
GROUP I                        5.99                        20071101                                     13.25                       6.25                      2                      First Lien              No                         YES
GROUP I                        5.99                        20071101                                        14                          7                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071101                                     14.34                       7.34                      2                      First Lien              No                         YES
GROUP I                        5.99                        20071101                                     14.84                       7.84                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     14.85                       7.85                      2                      First Lien              No                         YES
GROUP I                        5.99                        20081101                                     13.99                       6.99                      2                      First Lien              No                         NO
GROUP I                        5.99                        20081101                                      13.7                        6.7                      2                      First Lien              No                         YES
GROUP I                        5.25                        20081101                                     14.99                       7.99                      2                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                    13.125                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                      12.5                       3.25                      1                      First Lien              No                         YES
GROUP I                       3.375                        20081201                                    13.125                      3.375                      1                      First Lien              No                         YES
GROUP I                           4                        20070101                                      12.5                          4                      2                      First Lien              No                         YES
GROUP I                        5.99                        20071101                                     13.35                       6.35                      2                      First Lien              No                         NO
GROUP I                        5.99                        20071201                                      14.6                        7.6                      2                      First Lien              No                         NO
GROUP I                        5.25                        20071101                                     14.04                       7.04                      2                      First Lien              No                         NO
GROUP I                        5.25                        20071101                                     13.94                       6.94                      2                      First Lien              No                         NO
GROUP I                        5.25                        20071201                                     13.04                       6.04                      2                      First Lien              No                         NO
GROUP I                        5.25                        20071101                                      13.4                        6.4                      2                      First Lien              No                         NO
GROUP I                        5.25                        20071101                                      14.4                        7.4                      2                      First Lien              No                         NO
GROUP I                        5.99                        20071101                                     13.65                       6.65                      2                      First Lien              No                         NO
GROUP I                        5.25                        20071101                                     14.49                       7.49                      2                      First Lien              No                         NO
GROUP I                        5.99                        20071101                                      13.5                        6.5                      2                      First Lien              No                         NO
GROUP I                        5.99                        20071101                                     14.79                       7.79                      2                      First Lien              No                         NO
GROUP I                        3.91                        20071101                                     14.45                       7.45                      2                      First Lien              No                         NO
GROUP I                        5.99                        20071101                                     14.24                       7.24                      2                      First Lien              No                         NO
GROUP I                        5.99                        20071101                                      14.4                        7.4                      2                      First Lien              No                         NO
GROUP I                        5.25                        20071101                                      14.1                        7.1                      2                      First Lien              No                         NO
GROUP I                        5.25                        20071101                                     15.44                       8.44                      2                      First Lien              No                         NO
GROUP I                        5.25                        20071101                                     15.15                       8.15                      2                      First Lien              No                         NO
GROUP I                         5.7                        20071201                                     14.99                       7.99                      2                      First Lien              No                         NO
GROUP I                        5.25                        20071101                                     14.55                       7.55                      2                      First Lien              No                         NO
GROUP I                        5.25                        20071201                                      13.9                        6.9                      2                      First Lien              No                         NO
GROUP I                        5.25                        20071201                                     14.99                       7.99                      2                      First Lien              No                         NO
GROUP I                        5.25                        20071101                                     14.35                       7.35                      2                      First Lien              No                         NO
GROUP I                        5.99                        20071101                                     13.79                       6.79                      2                      First Lien              No                         NO
GROUP I                        3.77                        20071201                                     14.85                       7.85                      2                      First Lien              No                         NO
GROUP I                        5.99                        20071101                                     15.15                       8.15                      2                      First Lien              No                         NO
GROUP I                        5.25                        20071101                                     15.54                       8.54                      2                      First Lien              No                         NO
GROUP I                        5.99                        20071101                                      15.2                        8.2                      2                      First Lien              No                         NO
GROUP I                        5.99                        20071101                                     14.99                       7.99                      2                      First Lien              No                         NO
GROUP I                        5.25                        20071201                                     15.44                       8.44                      2                      First Lien              No                         NO
GROUP I                        5.99                        20071101                                     13.95                       6.95                      2                      First Lien              No                         NO
GROUP I                        5.25                        20071201                                      14.4                        7.4                      2                      First Lien              No                         NO
GROUP I                        5.25                        20071201                                    14.865                      7.865                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071101                                      14.9                        7.9                      2                      First Lien              No                         YES
GROUP I                        5.99                        20071201                                     14.74                       7.74                      2                      First Lien              No                         YES
GROUP I                        5.99                        20071101                                     13.69                       6.69                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071101                                     13.99                       6.99                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071101                                     14.55                       7.55                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071101                                     14.84                       7.84                      2                      First Lien              No                         YES
GROUP I                        5.99                        20071101                                      14.8                        7.8                      2                      First Lien              No                         YES
GROUP I                        5.99                        20071101                                      14.6                        7.6                      2                      First Lien              No                         YES
GROUP I                        3.75                        20080101                                        13                       3.75                      1                      First Lien              No                         YES
GROUP I                        5.69                        20071101                                     12.69                       6.69                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110101                                     13.75                        3.5                      1                      First Lien              No                         YES
GROUP I                           4                        20070101                                    13.375                          4                      2                      First Lien              No                         YES
GROUP I                        2.25                        20101201                                        11                       2.25                      2                      First Lien              No                         YES
GROUP I                        2.25                        20081201                                    12.125                       2.25                      2                      First Lien              No                         YES
GROUP I                        2.75                        20081201                                     12.25                       2.75                      2                      First Lien              No                         YES
GROUP I                        2.25                        20101201                                    11.375                       2.25                      2                      First Lien              No                         YES
GROUP I                        2.25                        20060601                                      12.5                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.25                        20151201                                      12.5                       2.25                      2                      First Lien              No                         YES
GROUP I                        2.25                        20101201                                    12.625                       2.25                      2                      First Lien              No                         YES
GROUP I                           5                        20071201                                    12.625                          5                      2                      First Lien              No                         YES
GROUP I                        2.75                        20101001                                     12.75                       6.75                      2                      First Lien              No                         YES
GROUP I                        2.25                        20101201                                     12.75                       2.25                      2                      First Lien              No                         YES
GROUP I                        2.25                        20071101                                    12.875                       2.25                      1                      First Lien              No                         YES
GROUP I                           5                        20071201                                    13.375                          5                      2                      First Lien              No                         YES
GROUP I                           3                        20060701                                      13.5                          3                      1                      First Lien              No                         YES
GROUP I                        6.07                        20071101                                     13.07                       7.07                      1                      First Lien              No                         YES
GROUP I                        5.99                        20071101                                     12.99                       6.99                      1                      First Lien              No                         YES
GROUP I                        7.04                        20071001                                     14.04                       8.04                      1                      First Lien              No                         YES
GROUP I                        5.09                        20071001                                     12.09                       6.09                      1                      First Lien              No                         YES
GROUP I                        4.79                        20071001                                     11.79                       5.79                      1                      First Lien              No                         YES
GROUP I                        6.08                        20071101                                     13.08                       7.08                      1                      First Lien              No                         YES
GROUP I                        6.89                        20071101                                     13.89                       7.89                      1                      First Lien              No                         YES
GROUP I                        6.19                        20071101                                     13.19                       7.19                      1                      First Lien              No                         YES
GROUP I                        5.26                        20071101                                     12.26                       6.26                      1                      First Lien              No                         YES
GROUP I                        6.34                        20071101                                     13.34                       7.34                      1                      First Lien              No                         YES
GROUP I                        7.03                        20071101                                     14.03                       8.03                      1                      First Lien              No                         YES
GROUP I                        6.84                        20071101                                     13.84                       7.84                      1                      First Lien              No                         YES
GROUP I                        5.82                        20071101                                     12.82                       6.82                      1                      First Lien              No                         YES
GROUP I                        5.73                        20071101                                     12.73                       6.73                      1                      First Lien              No                         YES
GROUP I                        4.74                        20071101                                     11.74                       5.74                      1                      First Lien              No                         YES
GROUP I                        5.24                        20071101                                     12.24                       6.24                      1                      First Lien              No                         YES
GROUP I                        5.99                        20071101                                      13.7                        6.7                      2                      First Lien              No                         NO
GROUP I                        5.25                        20071201                                      14.4                        8.4                      2                      First Lien              No                         NO
GROUP I                           4                        20070101                                     13.75                          4                      2                      First Lien              No                         YES
GROUP I                       6.375                        20080101                                    13.375                      6.375                      1                      First Lien              No                         YES
GROUP I                           4                        20061201                                    12.375                          4                      2                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                        14                       3.25                      1                      First Lien              No                         YES
GROUP I                           4                        20061201                                     13.75                          4                      2                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                     13.75                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.75                        20071201                                    13.625                       3.75                      1                      First Lien              No                         YES
GROUP I                        7.25                        20080101                                     14.25                       7.25                      1                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                        13                        3.5                      1                      First Lien              No                         YES
GROUP I                        3.25                        20071201                                    13.375                       3.25                      1                      First Lien              No                         YES
GROUP I                           5                        20060601                                        15                          5                      1                      First Lien              No                         YES
GROUP I                           4                        20061201                                    12.875                          4                      2                      First Lien              No                         YES
GROUP I                        3.25                        20071201                                    13.375                       3.25                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110101                                     14.25                        3.5                      1                      First Lien              No                         YES
GROUP I                           3                        20070101                                    13.375                          3                      2                      First Lien              No                         YES
GROUP I                           4                        20070101                                      12.5                          4                      2                      First Lien              No                         YES
GROUP I                        3.25                        20060701                                    12.875                       3.25                      1                      First Lien              No                         YES
GROUP I                       7.625                        20080101                                    14.625                      7.625                      1                      First Lien              No                         YES
GROUP I                           8                        20060601                                        15                          8                      1                      First Lien              No                         NO
GROUP I                        3.25                        20080101                                    12.875                       3.25                      1                      First Lien              No                         YES
GROUP I                           4                        20060601                                      12.5                          4                      1                      First Lien              No                         YES
GROUP I                        3.25                        20071201                                    13.375                       3.25                      1                      First Lien              No                         YES
GROUP I                       3.375                        20081201                                      13.5                      3.375                      1                      First Lien              No                         NO
GROUP I                        3.25                        20071201                                        14                       3.25                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110101                                    11.875                        3.5                      1                      First Lien              No                         YES
GROUP I                           4                        20070101                                     13.25                          4                      2                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                    12.875                       3.25                      1                      First Lien              No                         YES
GROUP I                           4                        20061201                                    12.875                          4                      2                      First Lien              No                         YES
GROUP I                           4                        20060701                                    12.375                          4                      1                      First Lien              No                         NO
GROUP I                           4                        20061201                                    12.625                          4                      2                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                     13.25                       3.25                      1                      First Lien              No                         YES
GROUP I                       2.875                        20071001                                     13.75                      2.875                      1                      First Lien              No                         YES
GROUP I                           4                        20070101                                        13                          4                      2                      First Lien              No                         YES
GROUP I                           4                        20060601                                      13.5                          4                      1                      First Lien              No                         YES
GROUP I                           4                        20061201                                    13.125                          4                      2                      First Lien              No                         YES
GROUP I                       6.625                        20071201                                    13.625                      6.625                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110101                                     13.75                        3.5                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                     13.25                       3.25                      1                      First Lien              No                         YES
GROUP I                       3.375                        20090101                                    13.875                      3.375                      1                      First Lien              No                         YES
GROUP I                        3.25                        20071201                                      14.5                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                    12.875                       3.25                      1                      First Lien              No                         YES
GROUP I                           4                        20060601                                     12.25                          4                      1                      First Lien              No                         YES
GROUP I                        3.25                        20071201                                    13.375                       3.25                      1                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                     13.25                        3.5                      1                      First Lien              No                         YES
GROUP I                           3                        20110101                                      13.5                          3                      1                      First Lien              No                         YES
GROUP I                           4                        20070101                                    12.875                          4                      2                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                      13.5                       3.25                      1                      First Lien              No                         YES
GROUP I                           4                        20061201                                     13.25                          4                      2                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                     13.65                       3.25                      1                      First Lien              No                         YES
GROUP I                           7                        20071201                                        14                          7                      1                      First Lien              No                         YES
GROUP I                           4                        20060601                                    12.875                          4                      1                      First Lien              No                         YES
GROUP I                           4                        20070101                                     13.75                          4                      2                      First Lien              No                         YES
GROUP I                           4                        20060601                                     12.25                          4                      1                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                     13.99                        3.5                      1                      First Lien              No                         YES
GROUP I                           4                        20110101                                      13.5                          4                      1                      First Lien              No                         YES
GROUP I                           4                        20060701                                      12.5                          4                      1                      First Lien              No                         YES
GROUP I                           4                        20060601                                    12.625                          4                      1                      First Lien              No                         YES
GROUP I                        4.25                        20071201                                      14.5                       4.25                      1                      First Lien              No                         NO
GROUP I                           4                        20070101                                        13                          4                      2                      First Lien              No                         YES
GROUP I                        3.25                        20071201                                    13.125                       3.25                      1                      First Lien              No                         YES
GROUP I                           4                        20070101                                    13.125                          4                      2                      First Lien              No                         YES
GROUP I                        3.25                        20071201                                     13.75                       3.25                      1                      First Lien              No                         NO
GROUP I                           4                        20061201                                    13.125                          4                      2                      First Lien              No                         YES
GROUP I                           4                        20070101                                      12.5                          4                      2                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                    13.375                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                    12.375                       3.25                      1                      First Lien              No                         YES
GROUP I                           4                        20060601                                     12.75                          4                      1                      First Lien              No                         YES
GROUP I                           4                        20061201                                     12.75                          4                      2                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                     12.75                       3.25                      1                      First Lien              No                         YES
GROUP I                       3.375                        20081201                                    12.875                      3.375                      1                      First Lien              No                         YES
GROUP I                         3.5                        20071201                                    14.125                        3.5                      1                      First Lien              No                         YES
GROUP I                         7.5                        20071201                                      14.5                        7.5                      1                      First Lien              No                         YES
GROUP I                        3.25                        20110101                                     11.25                       3.25                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110101                                        14                        3.5                      1                      First Lien              No                         YES
GROUP I                           4                        20070101                                        13                          4                      2                      First Lien              No                         YES
GROUP I                           4                        20070101                                     12.25                          4                      2                      First Lien              No                         YES
GROUP I                        3.75                        20071001                                    11.625                       3.75                      1                      First Lien              No                         YES
GROUP I                           4                        20070101                                     12.75                          4                      2                      First Lien              No                         YES
GROUP I                       4.375                        20110101                                    13.875                      4.375                      1                      First Lien              No                         YES
GROUP I                        3.25                        20071201                                    13.125                       3.25                      1                      First Lien              No                         YES
GROUP I                           4                        20061201                                    12.875                          4                      2                      First Lien              No                         YES
GROUP I                           5                        20071101                                    14.625                      8.625                      1                      First Lien              No                         YES
GROUP I                           5                        20071101                                    14.625                      8.625                      1                      First Lien              No                         YES
GROUP I                           5                        20071101                                     12.75                       6.75                      1                      First Lien              No                         YES
GROUP I                           5                        20071001                                        12                          6                      1                      First Lien              No                         YES
GROUP I                           3                        20061101                                        12                      6.375                      2                      First Lien              No                         YES
GROUP I                        2.25                        20081101                                      12.5                        6.5                      1                      First Lien              No                         YES
GROUP I                           5                        20071101                                      12.5                        6.5                      1                      First Lien              No                         YES
GROUP I                           4                        20061201                                        12                          4                      2                      First Lien              No                         YES
GROUP I                           4                        20061201                                     12.99                          4                      2                      First Lien              No                         YES
GROUP I                           4                        20061201                                    12.625                          4                      2                      First Lien              No                         YES
GROUP I                        3.25                        20071201                                    12.375                       3.25                      1                      First Lien              No                         YES
GROUP I                           3                        20070101                                    12.625                          3                      2                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                      12.5                       3.25                      1                      First Lien              No                         YES
GROUP I                           4                        20061201                                    12.375                          4                      2                      First Lien              No                         YES
GROUP I                           4                        20070101                                        14                          4                      2                      First Lien              No                         YES
GROUP I                           4                        20061201                                      13.5                          4                      2                      First Lien              No                         YES
GROUP I                           5                        20101101                                     12.74                       7.74                      1                      First Lien              No                         YES
GROUP I                       3.375                        20071201                                     14.25                      3.375                      1                      First Lien              No                         YES
GROUP I                           4                        20061201                                    12.125                          4                      2                      First Lien              No                         YES
GROUP I                       3.375                        20071201                                      14.5                      3.375                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110101                                    12.375                        3.5                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                        14                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                    13.125                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                      13.5                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20130101                                      12.5                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                    12.875                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                     14.75                       3.25                      1                      First Lien              No                         NO
GROUP I                           4                        20070101                                     12.99                          4                      2                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                    12.875                       3.25                      1                      First Lien              No                         YES
GROUP I                           4                        20070101                                    12.625                          4                      2                      First Lien              No                         YES
GROUP I                           4                        20061201                                    13.125                          4                      2                      First Lien              No                         YES
GROUP I                        3.25                        20071201                                     13.75                       3.25                      1                      First Lien              No                         NO
GROUP I                        3.25                        20071201                                     12.75                       3.25                      1                      First Lien              No                         YES
GROUP I                           4                        20060701                                     13.25                          4                      1                      First Lien              No                         YES
GROUP I                           4                        20070101                                      13.5                          4                      2                      First Lien              No                         YES
GROUP I                           5                        20101201                                     13.74                          5                      1                      First Lien              No                         YES
GROUP I                        6.55                        20071201                                     15.25                       9.25                      1                      First Lien              No                         NO
GROUP I                           4                        20080101                                    12.625                          4                      2                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                        14                       3.25                      1                      First Lien              No                         NO
GROUP I                         3.5                        20110101                                      13.5                        3.5                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                      13.5                       3.25                      1                      First Lien              No                         YES
GROUP I                           4                        20070101                                      12.5                          4                      2                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                    12.875                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20071201                                        12                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20071201                                    13.375                       3.25                      1                      First Lien              No                         YES
GROUP I                       7.875                        20071201                                    14.875                      7.875                      1                      First Lien              No                         NO
GROUP I                           4                        20061201                                    12.375                          4                      2                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                      14.5                       3.25                      1                      First Lien              No                         YES
GROUP I                        6.25                        20071201                                     13.25                       6.25                      1                      First Lien              No                         YES
GROUP I                        5.65                        20080101                                      13.1                       5.65                      1                      First Lien              No                         NO
GROUP I                           7                        20071201                                        14                          7                      1                      First Lien              No                         YES
GROUP I                           4                        20061201                                        13                          4                      2                      First Lien              No                         YES
GROUP I                           4                        20070101                                     12.75                          4                      2                      First Lien              No                         YES
GROUP I                           4                        20061201                                     13.25                          4                      2                      First Lien              No                         YES
GROUP I                           4                        20061201                                     12.55                          4                      2                      First Lien              No                         YES
GROUP I                           4                        20070101                                     12.75                          4                      2                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                     12.95                        3.5                      1                      First Lien              No                         YES
GROUP I                        3.25                        20071201                                     14.25                       3.25                      1                      First Lien              No                         NO
GROUP I                           4                        20070101                                     14.75                          4                      2                      First Lien              No                         YES
GROUP I                        3.25                        20071101                                    12.375                       3.25                      1                      First Lien              No                         YES
GROUP I                           4                        20061201                                     12.25                          4                      2                      First Lien              No                         YES
GROUP I                       3.375                        20081201                                     13.25                      3.375                      1                      First Lien              No                         YES
GROUP I                        3.25                        20071101                                      12.5                       3.25                      1                      First Lien              No                         YES
GROUP I                           3                        20061201                                        14                          3                      2                      First Lien              No                         NO
GROUP I                       6.125                        20080101                                    13.125                      6.125                      1                      First Lien              No                         YES
GROUP I                        6.25                        20060601                                     13.25                       6.25                      1                      First Lien              No                         YES
GROUP I                           4                        20060501                                     11.75                          4                      1                      First Lien              No                         YES
GROUP I                        3.25                        20101101                                      11.5                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20071201                                    13.375                       3.25                      1                      First Lien              No                         NO
GROUP I                           5                        20151001                                     11.75                       5.75                      1                      First Lien              No                         YES
GROUP I                        3.25                        20071201                                    13.125                       3.25                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110101                                    12.875                        3.5                      1                      First Lien              No                         YES
GROUP I                         3.5                        20101101                                    12.375                        3.5                      1                      First Lien              No                         YES
GROUP I                       3.375                        20081201                                    12.625                      3.375                      1                      First Lien              No                         YES
GROUP I                       4.375                        20071201                                    13.875                      4.375                      1                      First Lien              No                         YES
GROUP I                        3.25                        20071201                                        13                       3.25                      1                      First Lien              No                         YES
GROUP I                       3.375                        20090101                                      14.5                      3.375                      1                      First Lien              No                         YES
GROUP I                           4                        20061201                                    12.375                          4                      2                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                    14.125                        3.5                      1                      First Lien              No                         YES
GROUP I                       3.375                        20081101                                    12.125                      3.375                      1                      First Lien              No                         YES
GROUP I                        3.25                        20071201                                     14.25                       3.25                      1                      First Lien              No                         YES
GROUP I                         6.5                        20071101                                      13.5                        6.5                      1                      First Lien              No                         YES
GROUP I                       3.375                        20081201                                     13.44                      3.375                      1                      First Lien              No                         YES
GROUP I                           4                        20070101                                     14.25                          4                      2                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                    13.375                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                    12.875                       3.25                      1                      First Lien              No                         YES
GROUP I                         3.5                        20101101                                    13.375                        3.5                      1                      First Lien              No                         YES
GROUP I                        3.25                        20071201                                     12.25                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                    12.875                       3.25                      1                      First Lien              No                         YES
GROUP I                           4                        20060501                                     13.45                          4                      1                      First Lien              No                         YES
GROUP I                       2.875                        20071001                                      12.5                      2.875                      1                      First Lien              No                         YES
GROUP I                        2.75                        20061001                                      13.5                       2.75                      1                      First Lien              No                         YES
GROUP I                        2.75                        20061001                                      13.5                       2.75                      1                      First Lien              No                         YES
GROUP I                       2.875                        20071001                                     12.99                      2.875                      1                      First Lien              No                         YES
GROUP I                           4                        20061201                                    12.625                          4                      2                      First Lien              No                         YES
GROUP I                         3.5                        20101101                                     12.25                        3.5                      1                      First Lien              No                         YES
GROUP I                           4                        20070101                                    12.875                          4                      2                      First Lien              No                         YES
GROUP I                           4                        20061201                                      13.5                          4                      2                      First Lien              No                         YES
GROUP I                           4                        20061201                                     12.25                          4                      2                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                      12.5                       3.25                      1                      First Lien              No                         YES
GROUP I                           3                        20060701                                    12.125                          3                      1                      First Lien              No                         YES
GROUP I                           4                        20070101                                    12.875                          4                      2                      First Lien              No                         YES
GROUP I                           4                        20060701                                     13.25                          4                      1                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                      12.5                        3.5                      1                      First Lien              No                         YES
GROUP I                        3.75                        20121201                                     12.25                       3.75                      1                      First Lien              No                         YES
GROUP I                        3.25                        20071201                                     13.75                       3.25                      1                      First Lien              No                         YES
GROUP I                           5                        20070901                                        13                          7                      1                      First Lien              No                         YES
GROUP I                        3.25                        20071201                                     12.99                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                        14                       3.25                      1                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                    13.875                        3.5                      1                      First Lien              No                         YES
GROUP I                        3.25                        20071201                                      13.5                       3.25                      1                      First Lien              No                         YES
GROUP I                         4.5                        20071201                                    13.625                        4.5                      1                      First Lien              No                         YES
GROUP I                        2.25                        20121201                                     12.75                       2.25                      1                      First Lien              No                         YES
GROUP I                       3.375                        20081201                                      12.5                      3.375                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                     13.75                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20071201                                     11.75                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20071201                                     14.25                       3.25                      1                      First Lien              No                         YES
GROUP I                        2.25                        20101101                                    11.875                       2.25                      2                      First Lien              No                         YES
GROUP I                           4                        20061201                                      13.2                          4                      2                      First Lien              No                         YES
GROUP I                         3.5                        20101101                                      12.5                        3.5                      1                      First Lien              No                         YES
GROUP I                           4                        20061201                                     13.25                          4                      2                      First Lien              No                         YES
GROUP I                        8.25                        20080101                                     15.25                       8.25                      1                      First Lien              No                         YES
GROUP I                           3                        20060601                                        13                          3                      1                      First Lien              No                         YES
GROUP I                        3.25                        20071201                                     13.25                       3.25                      1                      First Lien              No                         YES
GROUP I                       6.375                        20071201                                    13.375                      6.375                      1                      First Lien              No                         YES
GROUP I                           4                        20060601                                    12.875                          4                      1                      First Lien              No                         YES
GROUP I                           4                        20060601                                    12.375                          4                      1                      First Lien              No                         YES
GROUP I                       3.375                        20090101                                      14.5                      3.375                      1                      First Lien              No                         YES
GROUP I                           4                        20061201                                    12.625                          4                      2                      First Lien              No                         YES
GROUP I                           4                        20061201                                    13.125                          4                      2                      First Lien              No                         YES
GROUP I                           4                        20061201                                     12.75                          4                      2                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                    12.625                        3.5                      1                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                    12.375                        3.5                      1                      First Lien              No                         YES
GROUP I                        6.17                        20070901                                     13.17                       7.17                      1                      First Lien              No                         YES
GROUP I                        5.04                        20070901                                     12.04                       6.04                      1                      First Lien              No                         YES
GROUP I                        5.04                        20071001                                     12.04                       6.04                      1                      First Lien              No                         YES
GROUP I                        4.59                        20071001                                     11.59                       5.59                      1                      First Lien              No                         YES
GROUP I                        5.62                        20070901                                     12.62                       6.62                      1                      First Lien              No                         NO
GROUP I                        4.99                        20071001                                     11.99                       5.99                      1                      First Lien              No                         YES
GROUP I                        5.59                        20071001                                     12.59                       6.59                      1                      First Lien              No                         YES
GROUP I                        5.24                        20070901                                     12.24                       6.24                      1                      First Lien              No                         YES
GROUP I                           6                        20071001                                        13                          7                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071001                                     12.75                       6.75                      1                      First Lien              No                         YES
GROUP I                        5.59                        20071001                                     12.59                       6.59                      1                      First Lien              No                         YES
GROUP I                        5.24                        20071001                                     12.24                       6.24                      1                      First Lien              No                         YES
GROUP I                        6.74                        20071001                                     13.74                       7.74                      1                      First Lien              No                         YES
GROUP I                        5.49                        20071001                                     12.49                       6.49                      1                      First Lien              No                         YES
GROUP I                        4.89                        20070601                                     11.89                       5.89                      1                      First Lien              No                         YES
GROUP I                        4.25                        20070901                                     11.25                       5.25                      1                      First Lien              No                         YES
GROUP I                        6.24                        20071001                                     13.24                       7.24                      1                      First Lien              No                         YES
GROUP I                        6.34                        20070901                                     13.34                       7.34                      1                      First Lien              No                         YES
GROUP I                        4.99                        20070901                                     11.99                       5.99                      1                      First Lien              No                         YES
GROUP I                         6.3                        20071001                                      13.3                        7.3                      1                      First Lien              No                         YES
GROUP I                        5.21                        20071001                                     12.21                       6.21                      1                      First Lien              No                         YES
GROUP I                        5.69                        20071001                                     12.69                       6.69                      1                      First Lien              No                         YES
GROUP I                        5.44                        20070901                                     12.44                       6.44                      1                      First Lien              No                         YES
GROUP I                        5.59                        20070901                                     12.59                       6.59                      1                      First Lien              No                         NO
GROUP I                         6.1                        20071001                                      13.1                        7.1                      1                      First Lien              No                         YES
GROUP I                        4.79                        20071001                                     11.79                       5.79                      1                      First Lien              No                         YES
GROUP I                        5.89                        20070901                                     12.89                       6.89                      1                      First Lien              No                         YES
GROUP I                        4.99                        20070901                                     11.99                       5.99                      1                      First Lien              No                         YES
GROUP I                        5.34                        20071001                                     12.34                       6.34                      1                      First Lien              No                         YES
GROUP I                        5.49                        20071001                                     12.49                       6.49                      1                      First Lien              No                         YES
GROUP I                           4                        20061201                                      13.5                          4                      2                      First Lien              No                         YES
GROUP I                       3.375                        20081201                                    13.625                      3.375                      1                      First Lien              No                         YES
GROUP I                           4                        20070101                                     13.25                          4                      2                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                     13.25                       3.25                      1                      First Lien              No                         YES
GROUP I                           4                        20070101                                     12.99                          4                      2                      First Lien              No                         YES
GROUP I                           4                        20070101                                    13.125                          4                      2                      First Lien              No                         YES
GROUP I                        3.25                        20071201                                    12.375                       3.25                      1                      First Lien              No                         YES
GROUP I                        2.25                        20071101                                    11.875                       2.25                      1                      First Lien              No                         YES
GROUP I                        2.75                        20071001                                    11.875                       2.75                      1                      First Lien              No                         YES
GROUP I                           4                        20070101                                    12.875                          4                      2                      First Lien              No                         YES
GROUP I                           4                        20070101                                      12.5                          4                      2                      First Lien              No                         YES
GROUP I                           4                        20061201                                    11.875                          4                      2                      First Lien              No                         YES
GROUP I                        5.34                        20071001                                     12.34                       6.34                      1                      First Lien              No                         YES
GROUP I                        6.24                        20071101                                     13.24                       7.24                      1                      First Lien              No                         YES
GROUP I                        6.19                        20071001                                     13.19                       7.19                      1                      First Lien              No                         YES
GROUP I                        5.99                        20071001                                     12.99                       6.99                      1                      First Lien              No                         YES
GROUP I                        5.84                        20071001                                     12.84                       6.84                      1                      First Lien              No                         YES
GROUP I                        5.64                        20071001                                     12.64                       6.64                      1                      First Lien              No                         YES
GROUP I                        5.44                        20071001                                     12.44                       6.44                      1                      First Lien              No                         YES
GROUP I                        5.39                        20071001                                     12.39                       6.39                      1                      First Lien              No                         YES
GROUP I                        5.34                        20071001                                     12.34                       6.34                      1                      First Lien              No                         YES
GROUP I                        4.99                        20071001                                     11.99                       5.99                      1                      First Lien              No                         YES
GROUP I                        5.79                        20071001                                     12.79                       6.79                      1                      First Lien              No                         YES
GROUP I                        5.93                        20071001                                     12.93                       6.93                      1                      First Lien              No                         YES
GROUP I                           6                        20070901                                     12.25                       6.25                      1                      First Lien              No                         NO
GROUP I                        5.42                        20081101                                     12.42                       6.42                      1                      First Lien              No                         YES
GROUP I                        4.89                        20071001                                     11.89                       5.89                      1                      First Lien              No                         YES
GROUP I                        3.25                        20071201                                      13.5                       3.25                      1                      First Lien              No                         YES
GROUP I                           4                        20060501                                      12.5                          4                      1                      First Lien              No                         YES
GROUP I                        5.59                        20071001                                     12.59                       6.59                      1                      First Lien              No                         YES
GROUP I                        6.14                        20071001                                     13.14                       7.14                      1                      First Lien              No                         YES
GROUP I                         4.6                        20070901                                      11.6                        5.6                      1                      First Lien              No                         YES
GROUP I                        5.29                        20071001                                     12.29                       6.29                      1                      First Lien              No                         YES
GROUP I                        5.22                        20070801                                     12.22                       6.22                      1                      First Lien              No                         YES
GROUP I                        6.64                        20070901                                     13.64                       7.64                      1                      First Lien              No                         YES
GROUP I                        5.24                        20070901                                     12.24                       6.24                      1                      First Lien              No                         YES
GROUP I                        5.19                        20070901                                     12.19                       6.19                      1                      First Lien              No                         YES
GROUP I                        7.05                        20070901                                     14.05                       8.05                      1                      First Lien              No                         YES
GROUP I                        5.19                        20080901                                     12.19                       6.19                      1                      First Lien              No                         YES
GROUP I                         6.6                        20071001                                      13.6                        7.6                      1                      First Lien              No                         YES
GROUP I                        4.42                        20070901                                     11.42                       5.42                      1                      First Lien              No                         YES
GROUP I                        6.84                        20080901                                     13.84                       7.84                      1                      First Lien              No                         YES
GROUP I                        3.25                        20071001                                    12.125                       3.25                      1                      First Lien              No                         YES
GROUP I                           4                        20070101                                    12.125                          4                      2                      First Lien              No                         YES
GROUP I                         3.5                        20110101                                        13                        3.5                      1                      First Lien              No                         YES
GROUP I                        3.25                        20071201                                      13.5                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20071001                                    12.625                       3.25                      1                      First Lien              No                         YES
GROUP I                           4                        20070101                                    12.375                          4                      2                      First Lien              No                         YES
GROUP I                           4                        20061201                                      12.5                          4                      2                      First Lien              No                         YES
GROUP I                           5                        20070901                                        12                          6                      1                      First Lien              No                         YES
GROUP I                           5                        20070901                                     13.25                       7.25                      1                      First Lien              No                         YES
GROUP I                        6.55                        20071001                                     13.75                       7.75                      1                      First Lien              No                         NO
GROUP I                           4                        20070101                                    11.875                          4                      2                      First Lien              No                         YES
GROUP I                        3.25                        20071201                                      12.5                       3.25                      1                      First Lien              No                         YES
GROUP I                           4                        20061101                                    11.125                          4                      2                      First Lien              No                         YES
GROUP I                        3.25                        20071101                                    12.875                       3.25                      1                      First Lien              No                         YES
GROUP I                       2.375                        20061001                                    11.625                      2.375                      1                      First Lien              No                         YES
GROUP I                           5                        20100801                                     11.75                          5                      1                      First Lien              No                         NO
GROUP I                           5                        20100801                                    11.625                          5                      1                      First Lien              No                         NO
GROUP I                           5                        20100801                                    11.875                          5                      1                      First Lien              No                         YES
GROUP I                           5                        20100801                                        12                          5                      1                      First Lien              No                         YES
GROUP I                           4                        20061101                                    13.625                          4                      2                      First Lien              No                         YES
GROUP I                           4                        20070101                                        13                          4                      2                      First Lien              No                         YES
GROUP I                        3.25                        20071201                                     12.75                       3.25                      1                      First Lien              No                         YES
GROUP I                       3.375                        20081101                                     12.75                      3.375                      1                      First Lien              No                         YES
GROUP I                       7.875                        20070901                                     15.05                       8.55                      1                      First Lien              No                         NO
GROUP I                         6.7                        20070901                                      12.7                        6.7                      1                      First Lien              No                         YES
GROUP I                           4                        20061001                                    11.625                          4                      2                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                        13                        3.5                      1                      First Lien              No                         YES
GROUP I                           4                        20061201                                     12.25                          4                      2                      First Lien              No                         YES
GROUP I                         3.5                        20101001                                    13.375                        3.5                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                     12.75                       3.25                      1                      First Lien              No                         YES
GROUP I                           4                        20081101                                     12.75                          4                      1                      First Lien              No                         YES
GROUP I                           3                        20080101                                    13.875                          3                      1                      First Lien              No                         YES
GROUP I                         3.5                        20101101                                    13.625                        3.5                      1                      First Lien              No                         YES
GROUP I                        3.25                        20071101                                    12.875                       3.25                      1                      First Lien              No                         YES
GROUP I                       4.625                        20070101                                    12.875                      4.625                      2                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                     13.35                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20071201                                      13.5                       3.25                      1                      First Lien              No                         YES
GROUP I                           4                        20061001                                    14.125                          4                      2                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                    13.375                        3.5                      1                      First Lien              No                         YES
GROUP I                           4                        20061101                                    11.625                          4                      2                      First Lien              No                         NO
GROUP I                           4                        20070101                                    12.375                          4                      2                      First Lien              No                         YES
GROUP I                        3.25                        20071201                                    13.875                       3.25                      1                      First Lien              No                         YES
GROUP I                        2.75                        20060901                                    11.625                       2.75                      1                      First Lien              No                         YES
GROUP I                         3.5                        20060901                                    12.375                        3.5                      1                      First Lien              No                         YES
GROUP I                        3.25                        20060901                                    12.125                       3.25                      1                      First Lien              No                         YES
GROUP I                           4                        20070801                                        12                          4                      1                      First Lien              No                         YES
GROUP I                           4                        20070801                                        13                          4                      1                      First Lien              No                         YES
GROUP I                           4                        20070801                                    12.125                          4                      1                      First Lien              No                         YES
GROUP I                        3.25                        20071101                                    13.125                       3.25                      1                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                     12.25                        3.5                      1                      First Lien              No                         YES
GROUP I                           4                        20061001                                     13.25                          4                      1                      First Lien              No                         YES
GROUP I                       3.125                        20061001                                     12.25                      3.125                      1                      First Lien              No                         YES
GROUP I                         3.5                        20101101                                        13                        3.5                      1                      First Lien              No                         NO
GROUP I                        3.25                        20080101                                    12.875                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20071001                                     12.75                       3.25                      1                      First Lien              No                         NO
GROUP I                         5.5                        20071001                                     12.76                       6.76                      1                      First Lien              No                         YES
GROUP I                         5.5                        20071001                                      12.5                        5.5                      1                      First Lien              No                         YES
GROUP I                         5.5                        20071001                                     12.65                        5.5                      1                      First Lien              No                         YES
GROUP I                        2.25                        20080101                                     13.25                       2.25                      1                      First Lien              No                         YES
GROUP I                           4                        20070101                                      12.5                          4                      2                      First Lien              No                         YES
GROUP I                       3.125                        20071001                                        13                      3.125                      1                      First Lien              No                         YES
GROUP I                        4.25                        20071001                                    13.875                       4.25                      1                      First Lien              No                         NO
GROUP I                        5.73                        20070901                                     12.73                       6.73                      1                      First Lien              No                         YES
GROUP I                        6.52                        20070801                                     13.52                       7.52                      1                      First Lien              No                         YES
GROUP I                           4                        20061201                                    12.875                          4                      2                      First Lien              No                         YES
GROUP I                        3.75                        20071201                                     12.25                       3.75                      1                      First Lien              No                         YES
GROUP I                        5.99                        20070701                                      13.2                        6.2                      2                      First Lien              No                         NO
GROUP I                        3.25                        20071101                                    12.625                       3.25                      1                      First Lien              No                         NO
GROUP I                         7.5                        20070901                                      14.5                        7.5                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                      12.5                       3.25                      1                      First Lien              No                         YES
GROUP I                           3                        20060901                                     12.75                       6.75                      2                      First Lien              No                         YES
GROUP I                           3                        20060901                                     12.75                       6.75                      2                      First Lien              No                         YES
GROUP I                           4                        20061001                                    14.375                          4                      2                      First Lien              No                         NO
GROUP I                        5.99                        20070901                                     12.79                       5.79                      2                      First Lien              No                         YES
GROUP I                        3.25                        20071101                                    11.875                       3.25                      1                      First Lien              No                         YES
GROUP I                        5.25                        20070901                                    12.975                      6.975                      1                      First Lien              No                         YES
GROUP I                       3.375                        20081201                                      13.5                      3.375                      1                      First Lien              No                         NO
GROUP I                        3.25                        20071201                                      12.5                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20081101                                        12                       3.25                      1                      First Lien              No                         YES
GROUP I                           4                        20070101                                    12.625                          4                      2                      First Lien              No                         YES
GROUP I                           4                        20070101                                     12.75                          4                      2                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                    12.125                        3.5                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110101                                    12.625                        3.5                      1                      First Lien              No                         YES
GROUP I                           4                        20070101                                    12.875                          4                      2                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                    12.675                        3.5                      1                      First Lien              No                         YES
GROUP I                           4                        20061201                                    12.875                          4                      2                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                        13                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                    12.375                       3.25                      1                      First Lien              No                         YES
GROUP I                           4                        20060501                                     14.25                          4                      1                      First Lien              No                         YES
GROUP I                        3.25                        20070801                                      12.5                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20071101                                      12.5                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                    13.125                       3.25                      1                      First Lien              No                         YES
GROUP I                         3.5                        20101201                                     12.75                        3.5                      1                      First Lien              No                         YES
GROUP I                           6                        20071001                                        13                          6                      1                      First Lien              No                         YES
GROUP I                       4.375                        20100801                                    12.875                      4.375                      1                      First Lien              No                         NO
GROUP I                       3.375                        20081201                                      12.5                      3.375                      1                      First Lien              No                         NO
GROUP I                         3.5                        20110101                                    12.625                        3.5                      1                      First Lien              No                         YES
GROUP I                        3.25                        20071201                                    13.125                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20071201                                        13                       3.25                      1                      First Lien              No                         YES
GROUP I                           4                        20070101                                        12                          4                      2                      First Lien              No                         YES
GROUP I                       3.375                        20081201                                     12.75                      3.375                      1                      First Lien              No                         YES
GROUP I                           4                        20060601                                     13.25                          4                      1                      First Lien              No                         YES
GROUP I                       3.375                        20081201                                     12.75                      3.375                      1                      First Lien              No                         YES
GROUP I                        3.25                        20070901                                     11.99                       3.25                      1                      First Lien              No                         YES
GROUP I                        2.25                        20080101                                    12.625                       2.25                      1                      First Lien              No                         YES
GROUP I                           3                        20060801                                     12.75                          3                      1                      First Lien              No                         YES
GROUP I                        6.05                        20080101                                     14.75                       6.05                      1                      First Lien              No                         NO
GROUP I                        3.25                        20080201                                     12.75                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080201                                      13.5                       3.25                      1                      First Lien              No                         YES
GROUP I                           3                        20060801                                    14.125                          3                      1                      First Lien              No                         NO
GROUP I                           4                        20070201                                    13.375                          4                      2                      First Lien              No                         YES
GROUP I                        3.25                        20080201                                        14                       3.25                      1                      First Lien              No                         NO
GROUP I                        6.05                        20080101                                    14.125                      8.125                      1                      First Lien              No                         NO
GROUP I                       3.375                        20090101                                    12.875                      3.375                      1                      First Lien              No                         YES
GROUP I                           4                        20070201                                     12.75                          4                      2                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                     14.25                       3.25                      1                      First Lien              No                         NO
GROUP I                        6.75                        20080101                                     13.75                       6.75                      1                      First Lien              No                         YES
GROUP I                        6.05                        20080201                                    15.125                       6.05                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080201                                    15.375                       3.25                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110201                                      12.5                        3.5                      1                      First Lien              No                         YES
GROUP I                           4                        20070201                                    12.625                          4                      2                      First Lien              No                         YES
GROUP I                         3.5                        20110201                                      12.5                        3.5                      1                      First Lien              No                         YES
GROUP I                         3.5                        20080201                                    13.125                        3.5                      1                      First Lien              No                         YES
GROUP I                        3.75                        20130201                                     13.25                       3.75                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110201                                      13.5                        3.5                      1                      First Lien              No                         YES
GROUP I                       7.875                        20080201                                    14.875                      7.875                      1                      First Lien              No                         YES
GROUP I                           4                        20110201                                      13.5                          4                      1                      First Lien              No                         NO
GROUP I                       3.375                        20090201                                    13.875                      3.375                      1                      First Lien              No                         YES
GROUP I                           4                        20070201                                     14.25                          4                      2                      First Lien              No                         YES
GROUP I                        3.25                        20080201                                     14.25                       3.25                      1                      First Lien              No                         NO
GROUP I                         3.5                        20110201                                    12.375                        3.5                      1                      First Lien              No                         YES
GROUP I                           4                        20070201                                    13.375                          4                      2                      First Lien              No                         YES
GROUP I                         3.5                        20110201                                     12.25                        3.5                      1                      First Lien              No                         YES
GROUP I                       6.425                        20080101                                      13.8                      6.425                      1                      First Lien              No                         YES
GROUP I                           4                        20070201                                    12.875                          4                      2                      First Lien              No                         YES
GROUP I                           3                        20070201                                      14.5                          3                      2                      First Lien              No                         YES
GROUP I                           4                        20070201                                        12                          4                      2                      First Lien              No                         YES
GROUP I                         3.5                        20110101                                    12.625                        3.5                      1                      First Lien              No                         YES
GROUP I                        6.05                        20080201                                     13.85                       6.05                      1                      First Lien              No                         NO
GROUP I                         3.5                        20110201                                        14                        3.5                      1                      First Lien              No                         YES
GROUP I                           3                        20070201                                    13.625                          3                      2                      First Lien              No                         YES
GROUP I                           3                        20060801                                    13.875                          3                      1                      First Lien              No                         YES
GROUP I                           4                        20070201                                     13.75                          4                      2                      First Lien              No                         NO
GROUP I                           3                        20070201                                      13.9                          3                      2                      First Lien              No                         YES
GROUP I                         3.5                        20110201                                    13.125                        3.5                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080201                                     13.75                       3.25                      1                      First Lien              No                         YES
GROUP I                           3                        20070201                                    13.625                          3                      2                      First Lien              No                         YES
GROUP I                        3.25                        20080201                                     14.75                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080201                                    15.375                       3.25                      1                      First Lien              No                         YES
GROUP I                           3                        20070201                                    13.875                          3                      2                      First Lien              No                         YES
GROUP I                           3                        20070201                                    14.375                          3                      2                      First Lien              No                         YES
GROUP I                           4                        20070201                                     13.75                          4                      2                      First Lien              No                         YES
GROUP I                           3                        20070201                                     12.99                          3                      2                      First Lien              No                         YES
GROUP I                         3.5                        20110201                                    13.375                        3.5                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110201                                    13.875                        3.5                      1                      First Lien              No                         YES
GROUP I                         3.5                        20090201                                    13.875                        3.5                      1                      First Lien              No                         YES
GROUP I                           5                        20080201                                      13.5                          5                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110201                                    13.875                        3.5                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080201                                     13.75                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080201                                    13.875                       3.25                      1                      First Lien              No                         YES
GROUP I                       3.875                        20080201                                     14.75                      3.875                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080201                                     12.75                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080201                                     13.25                       3.25                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110201                                    13.875                        3.5                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110201                                     12.25                        3.5                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080201                                        16                       3.25                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110201                                        13                        3.5                      1                      First Lien              No                         YES
GROUP I                           3                        20060801                                    13.625                          3                      1                      First Lien              No                         YES
GROUP I                        3.75                        20130201                                    14.625                       3.75                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110201                                    12.375                        3.5                      1                      First Lien              No                         YES
GROUP I                        6.55                        20080201                                     16.35                      10.35                      1                      First Lien              No                         NO
GROUP I                         3.5                        20110201                                      13.5                        3.5                      1                      First Lien              No                         YES
GROUP I                        3.25                        20110201                                     13.25                       3.25                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110201                                        12                        3.5                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080201                                     13.99                       3.25                      1                      First Lien              No                         YES
GROUP I                         3.5                        20090201                                     13.75                        3.5                      1                      First Lien              No                         YES
GROUP I                        6.55                        20080201                                    16.975                     10.975                      1                      First Lien              No                         NO
GROUP I                        3.75                        20090201                                    12.875                       3.75                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110201                                      13.5                        3.5                      1                      First Lien              No                         NO
GROUP I                         3.5                        20110201                                    12.875                        3.5                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110201                                    13.625                        3.5                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110201                                    13.375                        3.5                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110201                                      13.5                        3.5                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110201                                    13.375                        3.5                      1                      First Lien              No                         YES
GROUP I                        5.99                        20071001                                     13.29                       6.29                      2                      First Lien              No                         NO
GROUP I                       5.625                        20080101                                    13.875                      5.625                      1                      First Lien              No                         YES
GROUP I                        7.25                        20080201                                     14.25                       8.25                      1                      First Lien              No                         YES
GROUP I                        6.05                        20080101                                    15.225                      9.225                      1                      First Lien              No                         NO
GROUP I                        5.95                        20080101                                      14.6                       5.95                      1                      First Lien              No                         NO
GROUP I                        6.05                        20080101                                      14.4                        8.4                      1                      First Lien              No                         NO
GROUP I                        7.99                        20080201                                     14.99                       8.99                      1                      First Lien              No                         NO
GROUP I                        6.05                        20080201                                      16.5                       10.5                      1                      First Lien              No                         NO
GROUP I                        5.95                        20080201                                     15.25                       5.95                      1                      First Lien              No                         YES
GROUP I                        6.55                        20080201                                    14.625                      8.625                      1                      First Lien              No                         NO
GROUP I                         7.4                        20080201                                      14.4                        8.4                      1                      First Lien              No                         YES
GROUP I                        8.15                        20080201                                     15.15                       9.15                      1                      First Lien              No                         YES
GROUP I                        6.55                        20080301                                        14                          8                      1                      First Lien              No                         NO
GROUP I                        7.25                        20080301                                      14.5                        8.5                      1                      First Lien              No                         YES
GROUP I                        6.55                        20080301                                      14.9                        8.9                      1                      First Lien              Yes                        NO
GROUP I                        7.25                        20080201                                        15                          9                      1                      First Lien              No                         NO
GROUP I                        6.55                        20080301                                    16.125                     10.125                      1                      First Lien              No                         NO
GROUP I                        5.55                        20080301                                     13.25                       7.25                      1                      First Lien              Yes                        NO
GROUP I                        5.55                        20080301                                      14.6                        8.6                      1                      First Lien              Yes                        NO
GROUP I                        5.55                        20080301                                     14.75                       8.75                      1                      First Lien              Yes                        NO
GROUP I                        5.55                        20080301                                    14.375                      8.375                      1                      First Lien              Yes                        NO
GROUP I                        5.55                        20080301                                      14.9                        8.9                      1                      First Lien              Yes                        NO
GROUP I                        3.25                        20080101                                     14.25                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080201                                    13.375                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20071201                                     13.25                       3.25                      1                      First Lien              No                         YES
GROUP I                           4                        20060601                                    12.375                          4                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080201                                     12.75                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                     12.75                       3.25                      1                      First Lien              No                         YES
GROUP I                           4                        20070101                                    12.125                          4                      2                      First Lien              No                         YES
GROUP I                           3                        20070101                                    12.375                          3                      2                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                      12.5                       3.25                      1                      First Lien              No                         YES
GROUP I                           4                        20070101                                        13                          4                      2                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                      13.5                       3.25                      1                      First Lien              No                         NO
GROUP I                           4                        20070101                                      11.8                          4                      2                      First Lien              No                         YES
GROUP I                        3.25                        20071001                                     13.25                       3.25                      1                      First Lien              No                         YES
GROUP I                       3.375                        20081201                                      11.5                      3.375                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                    12.375                       3.25                      1                      First Lien              No                         NO
GROUP I                         3.5                        20061201                                      12.5                        3.5                      2                      First Lien              No                         YES
GROUP I                        6.29                        20070901                                     13.29                       6.29                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110101                                     12.75                        3.5                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                    13.375                       3.25                      1                      First Lien              No                         YES
GROUP I                           4                        20061201                                    11.875                          4                      2                      First Lien              No                         YES
GROUP I                         3.5                        20110101                                    12.875                        3.5                      1                      First Lien              No                         YES
GROUP I                       2.875                        20060901                                    11.625                      2.875                      2                      First Lien              No                         YES
GROUP I                           4                        20070101                                     12.75                          4                      2                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                        13                       3.25                      1                      First Lien              No                         YES
GROUP I                           3                        20070201                                     13.25                          3                      2                      First Lien              No                         YES
GROUP I                         3.5                        20110101                                        12                        3.5                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                    13.875                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                    13.875                       3.25                      1                      First Lien              No                         YES
GROUP I                        5.44                        20081001                                     12.44                       5.44                      1                      First Lien              No                         YES
GROUP I                         7.5                        20071101                                      14.5                        7.5                      1                      First Lien              No                         NO
GROUP I                           4                        20061201                                     12.25                       6.25                      2                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                     12.75                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20071201                                        13                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                        13                       3.25                      1                      First Lien              No                         YES
GROUP I                           4                        20070101                                     12.25                          4                      2                      First Lien              No                         YES
GROUP I                       3.375                        20090101                                      13.5                      3.375                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                      12.5                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                    12.375                       3.25                      1                      First Lien              No                         YES
GROUP I                           3                        20070101                                    13.125                          3                      2                      First Lien              No                         YES
GROUP I                           4                        20070101                                        13                          4                      2                      First Lien              No                         YES
GROUP I                           4                        20070101                                    13.375                          4                      2                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                    14.625                       3.25                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110101                                      13.5                        3.5                      1                      First Lien              No                         YES
GROUP I                           4                        20061201                                      13.5                          4                      2                      First Lien              No                         YES
GROUP I                       3.375                        20090101                                    13.375                      3.375                      1                      First Lien              No                         YES
GROUP I                        3.25                        20071201                                    13.875                       3.25                      1                      First Lien              No                         YES
GROUP I                           3                        20060701                                        14                          3                      1                      First Lien              No                         YES
GROUP I                           3                        20070101                                     13.25                          3                      2                      First Lien              No                         YES
GROUP I                         3.5                        20110101                                        13                        3.5                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                      12.5                       3.25                      1                      First Lien              No                         YES
GROUP I                           4                        20090101                                     14.25                          4                      1                      First Lien              No                         NO
GROUP I                           4                        20070101                                     13.25                          4                      2                      First Lien              No                         YES
GROUP I                         3.5                        20110101                                     12.75                        3.5                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                      14.5                       3.25                      1                      First Lien              No                         YES
GROUP I                        5.99                        20071101                                      13.4                       5.99                      2                      First Lien              No                         NO
GROUP I                        5.99                        20071101                                     13.29                       5.99                      2                      First Lien              No                         NO
GROUP I                        5.99                        20071101                                      13.3                       5.99                      2                      First Lien              No                         NO
GROUP I                        5.99                        20071201                                     13.78                       5.99                      2                      First Lien              No                         NO
GROUP I                        5.99                        20071101                                     13.35                       6.35                      2                      First Lien              No                         NO
GROUP I                        5.25                        20071101                                     13.64                       5.25                      2                      First Lien              No                         NO
GROUP I                        6.75                        20071001                                     13.39                       6.75                      2                      First Lien              No                         NO
GROUP I                        5.99                        20071101                                     12.79                       5.99                      2                      First Lien              No                         YES
GROUP I                        5.99                        20071101                                     13.35                       5.99                      2                      First Lien              No                         YES
GROUP I                        5.99                        20071101                                      13.1                       5.99                      2                      First Lien              No                         YES
GROUP I                        5.99                        20071101                                      13.7                       5.99                      2                      First Lien              No                         YES
GROUP I                        5.99                        20071101                                     13.35                       5.99                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     13.64                       5.25                      2                      First Lien              No                         YES
GROUP I                        5.99                        20071101                                     12.85                       5.99                      2                      First Lien              No                         YES
GROUP I                        5.99                        20071001                                     12.55                       5.99                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071101                                     13.75                       5.25                      2                      First Lien              No                         YES
GROUP I                        5.99                        20071101                                     13.69                       5.99                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071101                                     13.99                       5.25                      2                      First Lien              No                         YES
GROUP I                        5.99                        20071101                                      14.3                       5.99                      2                      First Lien              No                         YES
GROUP I                        5.99                        20071101                                     13.99                       5.99                      2                      First Lien              No                         YES
GROUP I                        5.99                        20071001                                     13.79                       5.99                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     13.99                       5.25                      2                      First Lien              No                         YES
GROUP I                        5.99                        20071101                                     13.15                       5.99                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071101                                      13.1                       5.25                      2                      First Lien              No                         YES
GROUP I                        5.99                        20071201                                     12.95                       5.99                      2                      First Lien              No                         YES
GROUP I                           4                        20070201                                     13.75                          4                      2                      First Lien              No                         YES
GROUP I                           4                        20070101                                    12.625                          4                      2                      First Lien              No                         YES
GROUP I                           3                        20070201                                     13.25                          3                      2                      First Lien              No                         YES
GROUP I                           4                        20070101                                    13.125                          4                      2                      First Lien              No                         YES
GROUP I                        3.25                        20071201                                      13.5                       3.25                      1                      First Lien              No                         YES
GROUP I                         3.5                        20081201                                      12.5                        3.5                      2                      First Lien              No                         YES
GROUP I                         3.5                        20110101                                        14                        3.5                      1                      First Lien              No                         YES
GROUP I                           4                        20070101                                      12.5                          4                      2                      First Lien              No                         YES
GROUP I                           4                        20070101                                    12.575                          4                      2                      First Lien              No                         YES
GROUP I                           4                        20061201                                    12.375                          4                      2                      First Lien              No                         YES
GROUP I                       4.649                        20080101                                    12.875                      4.649                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080201                                    13.875                       3.25                      1                      First Lien              No                         YES
GROUP I                       6.875                        20080101                                    13.875                      6.875                      1                      First Lien              No                         NO
GROUP I                       3.375                        20090201                                      12.5                      3.375                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                     13.75                       3.25                      1                      First Lien              No                         NO
GROUP I                        3.25                        20080101                                    12.875                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20090101                                        13                       3.25                      1                      First Lien              No                         YES
GROUP I                       9.125                        20080101                                    16.125                      9.125                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080201                                      13.5                       3.25                      1                      First Lien              No                         YES
GROUP I                           3                        20060801                                    14.625                          3                      1                      First Lien              No                         YES
GROUP I                           3                        20060701                                     13.25                          3                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                    14.625                       3.25                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110101                                     13.75                        3.5                      1                      First Lien              No                         YES
GROUP I                        5.55                        20080101                                    14.275                       5.55                      1                      First Lien              No                         YES
GROUP I                           3                        20070101                                      14.5                          3                      2                      First Lien              No                         NO
GROUP I                       3.375                        20090101                                     13.75                      3.375                      1                      First Lien              No                         YES
GROUP I                        5.25                        20070901                                     12.25                       5.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080201                                     14.25                       3.25                      1                      First Lien              No                         YES
GROUP I                           3                        20070101                                    13.875                          3                      2                      First Lien              No                         YES
GROUP I                         3.5                        20110101                                    13.375                        3.5                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080201                                     14.75                       3.25                      1                      First Lien              No                         NO
GROUP I                        6.75                        20080101                                     13.75                       6.75                      1                      First Lien              No                         YES
GROUP I                           5                        20081101                                     13.75                          5                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110201                                    12.875                        3.5                      1                      First Lien              No                         YES
GROUP I                       3.375                        20090201                                    12.375                      3.375                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110201                                        13                        3.5                      1                      First Lien              No                         YES
GROUP I                           3                        20070201                                     13.25                          3                      2                      First Lien              No                         YES
GROUP I                           3                        20070201                                    13.875                          3                      2                      First Lien              No                         YES
GROUP I                       3.375                        20090101                                      13.5                      3.375                      1                      First Lien              No                         YES
GROUP I                           3                        20070101                                    13.625                          3                      2                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                    13.125                       3.25                      1                      First Lien              No                         NO
GROUP I                        3.25                        20080101                                    12.625                       3.25                      1                      First Lien              No                         YES
GROUP I                       3.375                        20090101                                     12.75                      3.375                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080201                                    14.375                       3.25                      1                      First Lien              No                         YES
GROUP I                        6.55                        20080101                                     13.99                       6.55                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                      13.6                       3.25                      1                      First Lien              No                         YES
GROUP I                           4                        20070101                                    12.375                          4                      2                      First Lien              No                         YES
GROUP I                           5                        20110101                                    12.875                          5                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                     13.75                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080201                                     14.25                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                     14.25                       3.25                      1                      First Lien              No                         YES
GROUP I                       7.375                        20080101                                    14.375                      7.375                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080201                                     14.25                       3.25                      1                      First Lien              No                         NO
GROUP I                         3.5                        20110201                                    12.375                        3.5                      1                      First Lien              No                         YES
GROUP I                           3                        20070101                                    13.875                          3                      2                      First Lien              No                         YES
GROUP I                           4                        20070101                                    12.875                          4                      2                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                    13.625                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                        13                       3.25                      1                      First Lien              No                         YES
GROUP I                        2.75                        20080101                                     12.75                       2.75                      1                      First Lien              No                         YES
GROUP I                           5                        20071201                                    12.875                      6.875                      2                      First Lien              No                         YES
GROUP I                         3.5                        20110101                                    13.375                        3.5                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110201                                    13.125                        3.5                      1                      First Lien              No                         YES
GROUP I                        6.05                        20080201                                     14.05                       6.05                      1                      First Lien              No                         NO
GROUP I                           3                        20070101                                    13.625                          3                      2                      First Lien              No                         YES
GROUP I                         3.5                        20110101                                     13.25                        3.5                      1                      First Lien              No                         YES
GROUP I                         6.5                        20060801                                      13.5                        6.5                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110101                                    12.875                        3.5                      1                      First Lien              No                         YES
GROUP I                           3                        20060701                                     13.75                          3                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                     12.75                       3.25                      1                      First Lien              No                         YES
GROUP I                         3.5                        20081201                                        13                        3.5                      2                      First Lien              No                         NO
GROUP I                        4.75                        20070101                                     13.75                       4.75                      2                      First Lien              No                         YES
GROUP I                        2.25                        20101201                                     11.75                       2.25                      1                      First Lien              No                         YES
GROUP I                        6.25                        20071101                                     13.25                       7.25                      1                      First Lien              No                         YES
GROUP I                        5.84                        20071101                                     12.84                       6.84                      1                      First Lien              No                         YES
GROUP I                        6.19                        20071001                                     13.19                       7.19                      1                      First Lien              No                         NO
GROUP I                        5.63                        20071101                                     12.63                       6.63                      1                      First Lien              No                         YES
GROUP I                        6.24                        20071101                                     13.24                       7.24                      1                      First Lien              No                         YES
GROUP I                        5.94                        20070901                                     12.94                       6.94                      1                      First Lien              No                         NO
GROUP I                        5.79                        20071101                                     12.79                       6.79                      1                      First Lien              No                         YES
GROUP I                           4                        20101201                                      13.5                          4                      1                      First Lien              No                         NO
GROUP I                           4                        20101101                                    10.875                          4                      1                      First Lien              No                         YES
GROUP I                           5                        20101001                                    11.875                          5                      1                      First Lien              No                         NO
GROUP I                           4                        20070101                                     12.75                          4                      2                      First Lien              No                         NO
GROUP I                        5.99                        20070901                                    14.375                      7.375                      2                      First Lien              No                         YES
GROUP I                        5.99                        20071001                                     13.85                       6.85                      2                      First Lien              No                         NO
GROUP I                        5.99                        20071101                                     13.85                       6.85                      2                      First Lien              No                         YES
GROUP I                        5.99                        20071201                                      14.8                        7.8                      2                      First Lien              No                         NO
GROUP I                        5.25                        20060501                                    14.675                      7.675                     1.5                     First Lien              No                         NO
GROUP I                        5.25                        20071201                                     14.54                       7.54                      2                      First Lien              No                         NO
GROUP I                        5.25                        20071201                                      14.6                        7.6                      2                      First Lien              No                         NO
GROUP I                        5.25                        20071201                                     14.89                       7.89                      2                      First Lien              No                         NO
GROUP I                        5.25                        20071201                                      13.3                        6.3                      2                      First Lien              No                         NO
GROUP I                        5.25                        20071201                                      13.7                        6.7                      2                      First Lien              No                         NO
GROUP I                        5.25                        20071201                                     13.99                       6.99                      2                      First Lien              No                         NO
GROUP I                        5.25                        20071201                                      14.7                        7.7                      2                      First Lien              No                         NO
GROUP I                        5.25                        20061201                                     15.24                       8.24                      2                      First Lien              No                         NO
GROUP I                        5.25                        20061201                                     14.64                       7.64                      2                      First Lien              No                         NO
GROUP I                        5.25                        20061201                                     14.45                       7.45                      2                      First Lien              No                         NO
GROUP I                        5.25                        20071201                                     13.75                       6.75                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     14.65                       7.65                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     13.35                       6.35                      2                      First Lien              No                         YES
GROUP I                        5.25                        20081201                                     13.99                       6.99                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     13.71                       6.71                      2                      First Lien              No                         NO
GROUP I                        7.95                        20070901                                     14.45                       8.45                      1                      First Lien              No                         NO
GROUP I                        5.75                        20071201                                    13.105                      7.105                      1                      First Lien              No                         YES
GROUP I                           6                        20071201                                    13.225                      7.225                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071201                                    13.225                      7.225                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071201                                    12.615                      6.615                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071101                                    13.675                      7.675                      1                      First Lien              No                         YES
GROUP I                           6                        20071101                                    13.425                      7.425                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071201                                    13.475                      7.475                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071201                                    13.455                      7.455                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071201                                    13.015                      7.015                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071201                                    13.175                      7.175                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071201                                    12.875                      6.875                      1                      First Lien              No                         YES
GROUP I                           6                        20071201                                    13.365                      7.365                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071201                                     13.23                       7.23                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071101                                     12.85                       6.85                      1                      First Lien              No                         YES
GROUP I                           5                        20071201                                    13.475                      7.475                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071201                                    12.928                      6.928                      1                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                    12.875                      6.875                      1                      First Lien              No                         YES
GROUP I                           6                        20071201                                    13.555                      7.555                      1                      First Lien              No                         YES
GROUP I                           5                        20071201                                    13.355                      7.355                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071201                                     13.48                       7.48                      1                      First Lien              No                         YES
GROUP I                           5                        20071201                                    13.788                      7.788                      1                      First Lien              No                         YES
GROUP I                        6.25                        20061201                                     13.45                       7.45                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071201                                     12.68                       6.68                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071201                                      12.5                        6.5                      1                      First Lien              No                         YES
GROUP I                        6.25                        20071201                                    13.225                      7.225                      1                      First Lien              No                         YES
GROUP I                           6                        20071201                                    12.865                      6.865                      1                      First Lien              No                         YES
GROUP I                           5                        20071201                                    13.803                      7.803                      1                      First Lien              No                         YES
GROUP I                           6                        20071201                                      12.9                        6.9                      1                      First Lien              No                         YES
GROUP I                        6.25                        20071201                                     13.25                       7.25                      1                      First Lien              No                         YES
GROUP I                        5.25                        20071101                                      13.1                        7.1                      1                      First Lien              No                         YES
GROUP I                           5                        20071201                                     13.89                          5                      1                      First Lien              No                         YES
GROUP I                           5                        20071201                                     13.23                       7.23                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071101                                    12.615                      6.615                      1                      First Lien              No                         YES
GROUP I                           5                        20071201                                    12.415                      6.415                      1                      First Lien              No                         YES
GROUP I                           6                        20071201                                      13.1                        7.1                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071201                                      12.6                        6.6                      1                      First Lien              No                         YES
GROUP I                        5.75                        20071101                                    12.855                      6.855                      1                      First Lien              No                         YES
GROUP I                           4                        20070101                                     14.25                          4                      2                      First Lien              No                         YES
GROUP I                        3.25                        20071101                                      12.5                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080201                                    13.875                       3.25                      1                      First Lien              No                         NO
GROUP I                           4                        20070101                                    13.875                          4                      2                      First Lien              No                         YES
GROUP I                        6.55                        20080201                                        15                          9                      1                      First Lien              No                         YES
GROUP I                         6.5                        20080101                                     12.99                       6.99                      1                      First Lien              No                         YES
GROUP I                        5.55                        20080101                                    15.125                      9.125                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                        14                       3.25                      1                      First Lien              No                         NO
GROUP I                        3.25                        20080101                                     13.75                       3.25                      1                      First Lien              No                         NO
GROUP I                        3.25                        20071201                                    12.375                       3.25                      1                      First Lien              No                         NO
GROUP I                        3.25                        20071201                                     14.75                       3.25                      1                      First Lien              No                         NO
GROUP I                        6.55                        20080201                                    15.125                      9.125                      1                      First Lien              No                         YES
GROUP I                        7.25                        20080201                                     16.25                      10.25                      1                      First Lien              No                         NO
GROUP I                        3.25                        20080101                                      13.6                       3.25                      1                      First Lien              No                         YES
GROUP I                       3.375                        20090101                                     12.25                      3.375                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                     13.75                       3.25                      1                      First Lien              No                         YES
GROUP I                           4                        20101201                                    13.375                          4                      2                      First Lien              No                         YES
GROUP I                           3                        20070201                                     13.75                          3                      2                      First Lien              No                         YES
GROUP I                           4                        20070101                                    13.125                          4                      2                      First Lien              No                         YES
GROUP I                        5.99                        20071201                                     13.65                       5.99                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     13.39                       5.25                      2                      First Lien              No                         YES
GROUP I                        5.99                        20071101                                     14.05                       5.99                      2                      First Lien              No                         NO
GROUP I                        5.99                        20071201                                      13.5                       5.99                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     15.09                       5.25                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     14.95                       7.95                      2                      First Lien              No                         YES
GROUP I                        5.99                        20071201                                     14.75                       5.99                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     14.49                       5.25                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                    15.615                       5.25                      2                      First Lien              No                         NO
GROUP I                        5.25                        20071201                                     14.29                       5.25                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                     14.05                       5.25                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                    13.825                       5.25                      2                      First Lien              No                         YES
GROUP I                        3.25                        20080201                                      13.5                       3.25                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110101                                    13.125                        3.5                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110101                                     12.75                        3.5                      1                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                    12.625                       3.25                      1                      First Lien              No                         YES
GROUP I                       3.375                        20090101                                      13.5                      3.375                      1                      First Lien              No                         YES
GROUP I                           4                        20061201                                    12.081                          4                      2                      First Lien              No                         NO
GROUP I                         5.5                        20081201                                    13.805                        5.5                      1                      First Lien              No                         NO
GROUP I                       4.625                        20061001                                    15.875                      4.625                      2                      First Lien              No                         NO
GROUP I                       2.875                        20071001                                     12.25                      2.875                      1                      First Lien              No                         YES
GROUP I                        4.25                        20070901                                     12.25                       4.25                      1                      First Lien              No                         YES
GROUP I                        2.25                        20071001                                        12                       2.25                      1                      First Lien              No                         YES
GROUP I                         5.5                        20071001                                      12.5                        6.5                      1                      First Lien              Yes                        NO
GROUP I                         3.5                        20101101                                    12.375                        3.5                      1                      First Lien              No                         NO
GROUP I                        6.55                        20060501                                    12.375                      6.375                      1                      First Lien              No                         NO
GROUP I                        6.55                        20071201                                     13.95                       7.95                      1                      First Lien              No                         YES
GROUP I                           5                        20071101                                     13.25                       7.25                      1                      First Lien              No                         YES
GROUP I                           5                        20071201                                    12.875                      6.875                      1                      First Lien              No                         YES
GROUP I                           5                        20071101                                    12.625                      6.625                      1                      First Lien              No                         NO
GROUP I                        5.99                        20071101                                     14.49                       7.49                      2                      First Lien              No                         NO
GROUP I                        5.25                        20071201                                     15.49                       8.49                      2                      First Lien              No                         NO
GROUP I                        5.25                        20071101                                     13.55                       6.55                      2                      First Lien              No                         NO
GROUP I                        5.99                        20071101                                     14.49                       7.49                      2                      First Lien              No                         NO
GROUP I                        5.99                        20071101                                     13.99                       6.99                      2                      First Lien              No                         YES
GROUP I                        5.25                        20071201                                    15.175                      8.175                      2                      First Lien              No                         YES
GROUP I                           6                        20070901                                     12.55                       6.55                      1                      First Lien              No                         YES
GROUP I                        5.75                        20070801                                    12.855                      6.855                      1                      First Lien              No                         YES
GROUP I                        6.25                        20070901                                    12.405                      6.405                      1                      First Lien              No                         YES
GROUP I                        6.55                        20080901                                      13.9                        7.9                      1                      First Lien              No                         NO
GROUP I                           5                        20070901                                    12.625                      6.625                      1                      First Lien              No                         YES
GROUP I                           5                        20070901                                        15                          9                      1                      First Lien              No                         NO
GROUP I                        3.25                        20071101                                    12.875                       3.25                      1                      First Lien              No                         YES
GROUP I                        5.75                        20070901                                    13.865                      7.865                      1                      First Lien              No                         YES
GROUP I                         6.5                        20070901                                     15.25                       9.25                      1                      First Lien              No                         YES
GROUP I                           4                        20070901                                     12.49                       6.49                      1                      First Lien              No                         YES
GROUP I                        5.75                        20070901                                      13.1                        7.1                      1                      First Lien              No                         YES
GROUP I                        5.75                        20070901                                     13.12                       7.12                      1                      First Lien              No                         YES
GROUP I                        5.75                        20070901                                      13.6                        7.6                      1                      First Lien              No                         YES
GROUP I                        3.75                        20070901                                      12.1                        6.1                      1                      First Lien              No                         YES
GROUP I                        5.75                        20070901                                    13.105                      7.105                      1                      First Lien              No                         YES
GROUP I                        5.75                        20070901                                    13.605                      7.605                      1                      First Lien              No                         YES
GROUP I                        5.75                        20070901                                     13.73                       7.73                      1                      First Lien              No                         YES
GROUP I                           6                        20070901                                     12.85                       6.85                      1                      First Lien              No                         YES
GROUP I                        5.75                        20070901                                    12.874                      6.874                      1                      First Lien              No                         YES
GROUP I                           6                        20070901                                      12.1                        6.1                      1                      First Lien              No                         YES
GROUP I                           5                        20070901                                      14.5                        8.5                      1                      First Lien              No                         YES
GROUP I                        5.25                        20070901                                     12.35                       6.35                      1                      First Lien              No                         YES
GROUP I                        5.75                        20070901                                    13.725                      7.725                      1                      First Lien              No                         YES
GROUP I                           6                        20070901                                     11.98                       5.98                      1                      First Lien              No                         YES
GROUP I                        5.75                        20070901                                     12.73                       6.73                      1                      First Lien              No                         YES
GROUP I                           5                        20070901                                    12.125                      6.125                      1                      First Lien              No                         YES
GROUP I                        5.75                        20070901                                     12.35                       6.35                      1                      First Lien              No                         YES
GROUP I                        5.75                        20070901                                    12.788                      6.788                      1                      First Lien              No                         YES
GROUP I                           6                        20070901                                     13.38                       7.38                      1                      First Lien              No                         YES
GROUP I                           6                        20070901                                    13.225                      7.225                      1                      First Lien              No                         YES
GROUP I                        5.25                        20070901                                      12.1                        6.1                      1                      First Lien              No                         YES
GROUP I                        6.25                        20070901                                    13.178                      7.178                      1                      First Lien              No                         YES
GROUP I                        5.75                        20070901                                     12.48                       6.48                      1                      First Lien              No                         YES
GROUP I                        5.75                        20070901                                    12.365                      6.365                      1                      First Lien              No                         YES
GROUP I                           6                        20070901                                     12.64                       6.64                      1                      First Lien              No                         YES
GROUP I                         6.5                        20070901                                    13.225                      7.225                      1                      First Lien              No                         YES
GROUP I                           6                        20070901                                    13.605                      7.605                      1                      First Lien              No                         YES
GROUP I                        5.75                        20070901                                    12.355                      6.355                      1                      First Lien              No                         YES
GROUP I                        5.75                        20070901                                     12.35                       6.35                      1                      First Lien              No                         YES
GROUP I                           6                        20070901                                      12.1                        6.1                      1                      First Lien              No                         YES
GROUP I                        5.75                        20070901                                     12.35                       6.35                      1                      First Lien              No                         YES
GROUP I                        6.25                        20070901                                     14.35                       8.35                      1                      First Lien              No                         YES
GROUP I                        6.25                        20070901                                     12.98                       6.98                      1                      First Lien              No                         YES
GROUP I                           4                        20061101                                      12.5                          4                      2                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                      12.5                       3.25                      1                      First Lien              No                         YES
GROUP I                           4                        20060601                                    13.125                          4                      1                      First Lien              No                         YES
GROUP I                        3.25                        20071201                                        13                       3.25                      1                      First Lien              No                         YES
GROUP I                           4                        20070101                                    13.125                          4                      2                      First Lien              No                         YES
GROUP I                           4                        20070101                                        12                          4                      2                      First Lien              No                         YES
GROUP I                           4                        20061201                                    12.375                          4                      2                      First Lien              No                         YES
GROUP I                        3.25                        20071101                                    12.375                       3.25                      1                      First Lien              No                         YES
GROUP I                           4                        20061001                                        12                          4                      2                      First Lien              No                         YES
GROUP I                        3.25                        20071001                                        12                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20071101                                     12.75                       3.25                      1                      First Lien              No                         YES
GROUP I                           4                        20061201                                    12.875                          4                      2                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                      13.5                       3.25                      1                      First Lien              No                         YES
GROUP I                        3.25                        20071001                                     12.75                       3.25                      1                      First Lien              No                         NO
GROUP I                       3.375                        20081201                                        13                      3.375                      1                      First Lien              No                         YES
GROUP I                        3.25                        20090101                                    13.625                       3.25                      1                      First Lien              No                         YES
GROUP I                         3.5                        20110101                                      13.5                        3.5                      1                      First Lien              No                         NO
GROUP I                        3.25                        20080101                                     12.25                       3.25                      1                      First Lien              No                         YES
GROUP I                           4                        20061201                                    13.917                          4                      2                      First Lien              No                         YES
GROUP I                        3.25                        20080101                                    13.375                       3.25                      1                      First Lien              No                         YES
GROUP I                         2.5                        20060601                                      9.99                       3.99                      1                      First Lien              No                         YES
GROUP I                           3                        20060801                                      13.5                        7.5                      2                      First Lien              No                         YES
GROUP I                           5                        20070801                                    11.625                      5.625                      1                      First Lien              No                         YES
GROUP I                           3                        20060801                                     12.75                       6.75                      2                      First Lien              No                         YES
GROUP I                           3                        20060801                                     13.25                       7.25                      2                      First Lien              No                         YES
GROUP I                           4                        20061201                                    12.625                          4                      2                      First Lien              No                         YES
GROUP I                           4                        20061201                                      13.7                          4                      2                      First Lien              No                         YES
GROUP I                       3.375                        20081201                                     12.25                      3.375                      1                      First Lien              No                         YES
GROUP I                           4                        20061201                                    12.875                          4                      2                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         YES
GROUP I                           0                                                                         0                          0                      0                      First Lien              No                         NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             No                         YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        YES
GROUP I                           0                                                                         0                          0                      0                      Second Lien             Yes                        NO
                4321



DEAL_INFO            IO_PERIOD                  PREPAY                          HYBRID_PERIOD                     AMORT_TERM1                      PORTFOLIO
------------------------------------------------------------------------------------------------------------------------------------------------------------
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   No                                   84                               360                            IML7
GROUP I              5 YEARS                    No                                   36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              10 YEARS                   No                                   12                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   60                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              10 YEARS                   No                                   24                               360                            IML7
GROUP I              10 YEARS                   No                                   24                               360                            IML7
GROUP I              10 YEARS                   No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              10 YEARS                   No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              10 YEARS                   No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              10 YEARS                   No                                   24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              10 YEARS                   No                                   24                               360                            IML7
GROUP I              10 YEARS                   No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  6                                360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    No                                   6                                360                            IML7
GROUP I              5 YEARS                    No                                   6                                360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              10 YEARS                   Yes                                  24                               360                            IML7
GROUP I              10 YEARS                   Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    No                                   12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    No                                   12                               360                            IML7
GROUP I              NON-IO                     Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    No                                   60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  6                                360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    No                                   60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    No                                   6                                360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              10 YEARS                   Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    No                                   12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   6                                360                            IML7
GROUP I              NON-IO                     Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  6                                360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              10 YEARS                   No                                   60                               360                            IML7
GROUP I              10 YEARS                   No                                   60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   No                                   60                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   No                                   60                               360                            IML7
GROUP I              10 YEARS                   No                                   60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   No                                   60                               360                            IML7
GROUP I              10 YEARS                   No                                   60                               360                            IML7
GROUP I              10 YEARS                   No                                   60                               360                            IML7
GROUP I              10 YEARS                   No                                   60                               360                            IML7
GROUP I              10 YEARS                   No                                   60                               360                            IML7
GROUP I              10 YEARS                   No                                   60                               360                            IML7
GROUP I              10 YEARS                   No                                   60                               360                            IML7
GROUP I              10 YEARS                   No                                   60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   No                                   60                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  6                                360                            IML7
GROUP I              10 YEARS                   Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  6                                360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   6                                360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              10 YEARS                   Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              10 YEARS                   Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  6                                360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              NON-IO                     No                                   6                                360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  3                                360                            IML7
GROUP I              5 YEARS                    Yes                                  6                                360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    No                                   60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     No                                   12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  6                                360                            IML7
GROUP I              5 YEARS                    No                                   6                                360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   6                                360                            IML7
GROUP I              5 YEARS                    No                                   12                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  12                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              10 YEARS                   No                                   36                               360                            IML7
GROUP I              10 YEARS                   No                                   36                               360                            IML7
GROUP I              10 YEARS                   No                                   36                               360                            IML7
GROUP I              10 YEARS                   No                                   36                               360                            IML7
GROUP I              10 YEARS                   No                                   36                               360                            IML7
GROUP I              10 YEARS                   No                                   36                               360                            IML7
GROUP I              10 YEARS                   No                                   36                               360                            IML7
GROUP I              10 YEARS                   No                                   36                               360                            IML7
GROUP I              10 YEARS                   No                                   36                               360                            IML7
GROUP I              10 YEARS                   No                                   36                               360                            IML7
GROUP I              NON-IO                     No                                   36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  6                                360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              10 YEARS                   No                                   84                               360                            IML7
GROUP I              5 YEARS                    No                                   84                               360                            IML7
GROUP I              10 YEARS                   No                                   84                               360                            IML7
GROUP I              7 YEARS                    No                                   84                               360                            IML7
GROUP I              7 YEARS                    No                                   84                               360                            IML7
GROUP I              10 YEARS                   No                                   84                               360                            IML7
GROUP I              5 YEARS                    No                                   84                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              10 YEARS                   No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              10 YEARS                   No                                   84                               360                            IML7
GROUP I              5 YEARS                    No                                   84                               360                            IML7
GROUP I              5 YEARS                    No                                   84                               360                            IML7
GROUP I              5 YEARS                    No                                   84                               360                            IML7
GROUP I              10 YEARS                   No                                   84                               360                            IML7
GROUP I              10 YEARS                   No                                   84                               360                            IML7
GROUP I              5 YEARS                    No                                   84                               360                            IML7
GROUP I              NON-IO                     No                                   84                               360                            IML7
GROUP I              10 YEARS                   No                                   84                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              NON-IO                     Yes                                  36                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  36                               360                            IML7
GROUP I              10 YEARS                   Yes                                  24                               360                            IML7
GROUP I              10 YEARS                   Yes                                  36                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  36                               360                            IML7
GROUP I              NON-IO                     Yes                                  36                               360                            IML7
GROUP I              10 YEARS                   Yes                                  36                               360                            IML7
GROUP I              10 YEARS                   Yes                                  36                               360                            IML7
GROUP I              10 YEARS                   Yes                                  36                               360                            IML7
GROUP I              10 YEARS                   Yes                                  36                               360                            IML7
GROUP I              NON-IO                     No                                   36                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  36                               360                            IML7
GROUP I              10 YEARS                   Yes                                  36                               360                            IML7
GROUP I              10 YEARS                   Yes                                  36                               360                            IML7
GROUP I              10 YEARS                   Yes                                  36                               360                            IML7
GROUP I              NON-IO                     Yes                                  36                               360                            IML7
GROUP I              10 YEARS                   Yes                                  36                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    No                                   36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   36                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              NON-IO                     No                                   12                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              NON-IO                     No                                   6                                360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              NON-IO                     No                                   6                                360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     No                                   12                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              NON-IO                     No                                   6                                360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     No                                   12                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     No                                   12                               360                            IML7
GROUP I              NON-IO                     No                                   12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              NON-IO                     No                                   12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     No                                   36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  36                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  36                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              NON-IO                     No                                   60                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  36                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  36                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  36                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  6                                360                            IML7
GROUP I              10 YEARS                   Yes                                  6                                360                            IML7
GROUP I              10 YEARS                   Yes                                  6                                360                            IML7
GROUP I              10 YEARS                   Yes                                  24                               360                            IML7
GROUP I              2 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  36                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  6                                360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  36                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    No                                   60                               360                            IML7
GROUP I              5 YEARS                    No                                   60                               360                            IML7
GROUP I              10 YEARS                   No                                   60                               360                            IML7
GROUP I              10 YEARS                   No                                   60                               360                            IML7
GROUP I              10 YEARS                   No                                   24                               360                            IML7
GROUP I              10 YEARS                   No                                   24                               360                            IML7
GROUP I              10 YEARS                   No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              10 YEARS                   No                                   24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              10 YEARS                   No                                   24                               360                            IML7
GROUP I              10 YEARS                   No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   36                               360                            IML7
GROUP I              10 YEARS                   No                                   36                               360                            IML7
GROUP I              5 YEARS                    No                                   36                               360                            IML7
GROUP I              5 YEARS                    No                                   36                               360                            IML7
GROUP I              5 YEARS                    No                                   36                               360                            IML7
GROUP I              5 YEARS                    No                                   36                               360                            IML7
GROUP I              5 YEARS                    No                                   36                               360                            IML7
GROUP I              5 YEARS                    No                                   36                               360                            IML7
GROUP I              5 YEARS                    No                                   84                               360                            IML7
GROUP I              5 YEARS                    No                                   84                               360                            IML7
GROUP I              5 YEARS                    No                                   84                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  36                               360                            IML7
GROUP I              NON-IO                     Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    No                                   60                               360                            IML7
GROUP I              NON-IO                     No                                   60                               360                            IML7
GROUP I              5 YEARS                    No                                   60                               360                            IML7
GROUP I              5 YEARS                    No                                   60                               360                            IML7
GROUP I              5 YEARS                    No                                   60                               360                            IML7
GROUP I              NON-IO                     No                                   60                               360                            IML7
GROUP I              10 YEARS                   No                                   60                               360                            IML7
GROUP I              NON-IO                     No                                   60                               360                            IML7
GROUP I              10 YEARS                   No                                   60                               360                            IML7
GROUP I              10 YEARS                   No                                   60                               360                            IML7
GROUP I              NON-IO                     No                                   60                               360                            IML7
GROUP I              NON-IO                     No                                   60                               360                            IML7
GROUP I              5 YEARS                    No                                   60                               360                            IML7
GROUP I              5 YEARS                    No                                   60                               360                            IML7
GROUP I              10 YEARS                   No                                   60                               360                            IML7
GROUP I              10 YEARS                   No                                   60                               360                            IML7
GROUP I              5 YEARS                    No                                   60                               360                            IML7
GROUP I              5 YEARS                    No                                   60                               360                            IML7
GROUP I              5 YEARS                    No                                   60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    No                                   60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   60                               360                            IML7
GROUP I              NON-IO                     No                                   60                               360                            IML7
GROUP I              5 YEARS                    No                                   60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    No                                   60                               360                            IML7
GROUP I              5 YEARS                    No                                   60                               360                            IML7
GROUP I              5 YEARS                    No                                   60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    No                                   60                               360                            IML7
GROUP I              5 YEARS                    No                                   60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    No                                   60                               360                            IML7
GROUP I              5 YEARS                    No                                   60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    No                                   60                               360                            IML7
GROUP I              5 YEARS                    No                                   60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  36                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              10 YEARS                   No                                   36                               360                            IML7
GROUP I              5 YEARS                    No                                   36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              10 YEARS                   No                                   36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              10 YEARS                   No                                   36                               360                            IML7
GROUP I              7 YEARS                    No                                   84                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     No                                   84                               360                            IML7
GROUP I              NON-IO                     No                                   84                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     No                                   12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   36                               360                            IML7
GROUP I              10 YEARS                   No                                   36                               360                            IML7
GROUP I              5 YEARS                    No                                   36                               360                            IML7
GROUP I              5 YEARS                    No                                   36                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    No                                   6                                360                            IML7
GROUP I              10 YEARS                   No                                   6                                360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  6                                360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   12                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              10 YEARS                   Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    No                                   36                               360                            IML7
GROUP I              10 YEARS                   No                                   6                                360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              10 YEARS                   No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              NON-IO                     No                                   6                                360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  6                                360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              NON-IO                     No                                   36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              10 YEARS                   No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              10 YEARS                   No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              10 YEARS                   No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    No                                   36                               360                            IML7
GROUP I              5 YEARS                    No                                   36                               360                            IML7
GROUP I              5 YEARS                    No                                   36                               360                            IML7
GROUP I              10 YEARS                   Yes                                  36                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  6                                360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   6                                360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   12                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              NON-IO                     No                                   6                                360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     No                                   6                                360                            IML7
GROUP I              10 YEARS                   Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    No                                   36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    No                                   6                                360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  36                               360                            IML7
GROUP I              10 YEARS                   Yes                                  36                               360                            IML7
GROUP I              10 YEARS                   Yes                                  36                               360                            IML7
GROUP I              10 YEARS                   Yes                                  6                                360                            IML7
GROUP I              10 YEARS                   Yes                                  6                                360                            IML7
GROUP I              10 YEARS                   Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  6                                360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  84                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  3                                360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   36                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   6                                360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     No                                   36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  6                                360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              10 YEARS                   Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   6                                360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  6                                360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  36                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   No                                   36                               360                            IML7
GROUP I              10 YEARS                   No                                   36                               360                            IML7
GROUP I              10 YEARS                   No                                   60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   No                                   36                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  6                                360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   6                                360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  36                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  36                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   No                                   60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  84                               360                            IML7
GROUP I              10 YEARS                   Yes                                  36                               360                            IML7
GROUP I              NON-IO                     No                                   36                               360                            IML7
GROUP I              NON-IO                     No                                   36                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  36                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   No                                   60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  36                               360                            IML7
GROUP I              10 YEARS                   Yes                                  36                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  36                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  84                               360                            IML7
GROUP I              NON-IO                     Yes                                  36                               360                            IML7
GROUP I              10 YEARS                   No                                   60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  36                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   No                                   60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  36                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  36                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  36                               360                            IML7
GROUP I              10 YEARS                   Yes                                  36                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  36                               360                            IML7
GROUP I              10 YEARS                   Yes                                  36                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  36                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  36                               360                            IML7
GROUP I              10 YEARS                   Yes                                  36                               360                            IML7
GROUP I              10 YEARS                   Yes                                  36                               360                            IML7
GROUP I              NON-IO                     No                                   36                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  36                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              10 YEARS                   Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  6                                360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              NON-IO                     No                                   36                               360                            IML7
GROUP I              5 YEARS                    No                                   36                               360                            IML7
GROUP I              5 YEARS                    No                                   36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              10 YEARS                   No                                   60                               360                            IML7
GROUP I              10 YEARS                   No                                   36                               360                            IML7
GROUP I              10 YEARS                   No                                   36                               360                            IML7
GROUP I              10 YEARS                   No                                   60                               360                            IML7
GROUP I              10 YEARS                   No                                   6                                360                            IML7
GROUP I              10 YEARS                   No                                  120                               360                            IML7
GROUP I              10 YEARS                   No                                   60                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              10 YEARS                   No                                   60                               360                            IML7
GROUP I              10 YEARS                   No                                   60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  6                                360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  6                                360                            IML7
GROUP I              5 YEARS                    No                                   12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  6                                360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     No                                   6                                360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  6                                360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  36                               360                            IML7
GROUP I              10 YEARS                   No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    No                                   12                               360                            IML7
GROUP I              10 YEARS                   Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              NON-IO                     No                                   6                                360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              10 YEARS                   Yes                                  24                               360                            IML7
GROUP I              10 YEARS                   Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    No                                   6                                360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  6                                360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  6                                360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  6                                360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  6                                360                            IML7
GROUP I              5 YEARS                    Yes                                  6                                360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              10 YEARS                   Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   6                                360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              10 YEARS                   Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              10 YEARS                   Yes                                  24                               360                            IML7
GROUP I              10 YEARS                   Yes                                  24                               360                            IML7
GROUP I              10 YEARS                   Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              10 YEARS                   Yes                                  36                               360                            IML7
GROUP I              10 YEARS                   Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  84                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              10 YEARS                   Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  6                                360                            IML7
GROUP I              10 YEARS                   Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              10 YEARS                   Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     No                                   12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   6                                360                            IML7
GROUP I              5 YEARS                    Yes                                  6                                360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              10 YEARS                   Yes                                 120                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    No                                   60                               360                            IML7
GROUP I              5 YEARS                    No                                   36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    No                                   36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              10 YEARS                   Yes                                  24                               360                            IML7
GROUP I              10 YEARS                   Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  3                                360                            IML7
GROUP I              10 YEARS                   Yes                                  24                               360                            IML7
GROUP I              10 YEARS                   Yes                                  6                                360                            IML7
GROUP I              10 YEARS                   Yes                                  6                                360                            IML7
GROUP I              10 YEARS                   Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   12                               360                            IML7
GROUP I              5 YEARS                    No                                   60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    No                                   12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              10 YEARS                   Yes                                  6                                360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    No                                   6                                360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  84                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              10 YEARS                   Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              10 YEARS                   No                                   60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    No                                   60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   6                                360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  6                                360                            IML7
GROUP I              5 YEARS                    Yes                                  6                                360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              10 YEARS                   Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  6                                360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              10 YEARS                   Yes                                  24                               360                            IML7
GROUP I              10 YEARS                   Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              10 YEARS                   No                                   6                                360                            IML7
GROUP I              NON-IO                     No                                   60                               360                            IML7
GROUP I              NON-IO                     No                                   60                               360                            IML7
GROUP I              10 YEARS                   No                                   60                               360                            IML7
GROUP I              10 YEARS                   No                                   60                               360                            IML7
GROUP I              5 YEARS                    No                                   12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              2 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    No                                   60                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              10 YEARS                   Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              10 YEARS                   Yes                                  6                                360                            IML7
GROUP I              10 YEARS                   Yes                                  6                                360                            IML7
GROUP I              10 YEARS                   Yes                                  6                                360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   No                                   6                                360                            IML7
GROUP I              10 YEARS                   Yes                                  6                                360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              10 YEARS                   Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              10 YEARS                   Yes                                  12                               360                            IML7
GROUP I              10 YEARS                   Yes                                  12                               360                            IML7
GROUP I              NON-IO                     No                                   12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    No                                   12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   6                                360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     No                                   60                               360                            IML7
GROUP I              NON-IO                     Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  6                                360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   6                                360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  6                                360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    No                                   12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              10 YEARS                   Yes                                  84                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    No                                   12                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   12                               360                            IML7
GROUP I              5 YEARS                    No                                   12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              10 YEARS                   Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    No                                   6                                360                            IML7
GROUP I              NON-IO                     Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              10 YEARS                   No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    No                                   12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    No                                   36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  6                                360                            IML7
GROUP I              5 YEARS                    No                                   84                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              NON-IO                     No                                   60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    No                                   60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    No                                   60                               360                            IML7
GROUP I              10 YEARS                   No                                   60                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               480                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               480                            IML7
GROUP I              NON-IO                     No                                   24                               480                            IML7
GROUP I              NON-IO                     Yes                                  24                               480                            IML7
GROUP I              NON-IO                     Yes                                  24                               480                            IML7
GROUP I              NON-IO                     No                                   24                               480                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  6                                360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   12                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              10 YEARS                   Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    No                                   12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    No                                   12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   6                                360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              10 YEARS                   Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  6                                360                            IML7
GROUP I              5 YEARS                    Yes                                  6                                360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              10 YEARS                   Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              10 YEARS                   Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              10 YEARS                   No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  6                                360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    No                                   6                                360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     No                                   36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              10 YEARS                   No                                   60                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    No                                   60                               360                            IML7
GROUP I              NON-IO                     No                                   60                               360                            IML7
GROUP I              NON-IO                     Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              NON-IO                     Yes                                  6                                360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              NON-IO                     Yes                                  12                               360                            IML7
GROUP I              NON-IO                     No                                   12                               360                            IML7
GROUP I              NON-IO                     No                                   12                               360                            IML7
GROUP I              3 YEARS                    Yes                                  24                               360                            IML7
GROUP I              3 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              10 YEARS                   No                                   12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              NON-IO                     No                                   12                               360                            IML7
GROUP I              NON-IO                     No                                   36                               360                            IML7
GROUP I              NON-IO                     No                                   12                               360                            IML7
GROUP I              10 YEARS                   Yes                                  24                               360                            IML7
GROUP I              10 YEARS                   Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               480                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              NON-IO                     Yes                                  6                                360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              10 YEARS                   Yes                                  24                               360                            IML7
GROUP I              2 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              NON-IO                     No                                   24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              3 YEARS                    No                                   24                               360                            IML7
GROUP I              2 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  36                               360                            IML7
GROUP I              10 YEARS                   Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   6                                360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    No                                   24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              NON-IO                     Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              NON-IO                     Yes                                  60                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  24                               360                            IML7
GROUP I              10 YEARS                   Yes                                  6                                360                            IML7
GROUP I              10 YEARS                   Yes                                  12                               360                            IML7
GROUP I              10 YEARS                   Yes                                  24                               360                            IML7
GROUP I              10 YEARS                   Yes                                  12                               360                            IML7
GROUP I              10 YEARS                   Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  36                               360                            IML7
GROUP I              5 YEARS                    Yes                                  12                               360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   No                                   0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                180                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                180                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                180                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              10 YEARS                   No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                180                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                300                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                240                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                180                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                300                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                180                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              10 YEARS                   No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              10 YEARS                   No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                180                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                180                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                180                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   No                                   0                                360                            IML7
GROUP I              10 YEARS                   No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                180                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   No                                   0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                300                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                180                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                180                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              10 YEARS                   No                                   0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                180                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              10 YEARS                   No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                180                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                300                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              10 YEARS                   No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                240                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                180                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                180                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                240                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                180                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                240                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                240                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                180                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                240                            IML7
GROUP I              NON-IO                     No                                   0                                180                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                180                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                180                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                180                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                180                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                240                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                240                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                180                            IML7
GROUP I              5 YEARS                    No                                   0                                180                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                180                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                180                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                180                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                180                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                180                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                180                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                180                            IML7
GROUP I              5 YEARS                    Yes                                  0                                180                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                180                            IML7
GROUP I              5 YEARS                    No                                   0                                180                            IML7
GROUP I              5 YEARS                    No                                   0                                180                            IML7
GROUP I              5 YEARS                    No                                   0                                180                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                180                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                180                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                180                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                240                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                180                            IML7
GROUP I              5 YEARS                    No                                   0                                180                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                180                            IML7
GROUP I              5 YEARS                    No                                   0                                180                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                180                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                180                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                180                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                180                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                180                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                240                            IML7
GROUP I              NON-IO                     No                                   0                                240                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                240                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                240                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                240                            IML7
GROUP I              NON-IO                     No                                   0                                240                            IML7
GROUP I              NON-IO                     No                                   0                                240                            IML7
GROUP I              NON-IO                     No                                   0                                180                            IML7
GROUP I              NON-IO                     No                                   0                                240                            IML7
GROUP I              NON-IO                     No                                   0                                240                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                180                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                180                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                240                            IML7
GROUP I              NON-IO                     No                                   0                                240                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                240                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                240                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                240                            IML7
GROUP I              NON-IO                     No                                   0                                240                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              10 YEARS                   No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              10 YEARS                   Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7
GROUP I              5 YEARS                    No                                   0                                360                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                180                            IML7
GROUP I              NON-IO                     Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              5 YEARS                    Yes                                  0                                360                            IML7
GROUP I              NON-IO                     No                                   0                                360                            IML7





EXHIBIT C
 
FORM OF TRANSFER AFFIDAVIT
 

Affidavit pursuant to Section 860E(e)(4) of the Internal Revenue Code of 1986, as amended, and for other purposes

STATE OF_____________
)
 
 
)
ss.:
COUNTY OF___________
)
 
     
[NAME OF OFFICER], being first duly sworn, deposes and says:
 
1. That he/she is [Title of Officer] of [Name of Investor] (the “Investor”), a [savings institution] [corporation] duly organized and existing under the laws of [the State of _____] [the United States], on behalf of which he makes this affidavit.
 
2. That (i) the Investor is not a “disqualified organization” as defined in Section 860E(e)(5) of the Internal Revenue Code of 1986, as amended (the “Code”), and will not be a disqualified organization as of [Closing Date] [date of purchase]; (ii) it is not acquiring the Bear Stearns Asset-Backed Securities I LLC Asset-Backed Certificates, Series 2006-IM1, Class R-__ Certificates (the “Residual Certificates”) for the account of a disqualified organization; (iii) it consents to any amendment of the Pooling and Servicing Agreement that shall be deemed necessary by Bear Stearns Asset Backed Securities I LLC (upon advice of counsel) to constitute a reasonable arrangement to ensure that the Residual Certificates will not be owned directly or indirectly by a disqualified organization; and (iv) it will not transfer such Residual Certificates unless (a) it has received from the transferee an affidavit in substantially the same form as this affidavit containing these same four representations and (b) as of the time of the transfer, it does not have actual knowledge that such affidavit is false.
 
3. That the Investor is one of the following: (i) a citizen or resident of the United States, (ii) a corporation or partnership (including an entity treated as a corporation or partnership for federal income tax purposes) created or organized in, or under the laws of, the United States or any state thereof or the District of Columbia (except, in the case of a partnership, to the extent provided in regulations), provided that no partnership or other entity treated as a partnership for United States federal income tax purposes shall be treated as a United States Person unless all persons that own an interest in such partnership either directly or through any entity that is not a corporation for United States federal income tax purposes are United States Persons, (iii) an estate whose income is subject to United States federal income tax regardless of its source, or (iv) a trust other than a Aforeign trust,@ as defined in Section 7701 (a)(31) of the Code.
 
4. That the Investor’s taxpayer identification number is ______________________.
 
5. That no purpose of the acquisition of the Residual Certificates is to avoid or impede the assessment or collection of tax.
 
6. That the Investor understands that, as the holder of the Residual Certificates, the Investor may incur tax liabilities in excess of any cash flows generated by such Residual Certificates.
 
7. That the Investor intends to pay taxes associated with holding the Residual Certificates as they become due.
 
IN WITNESS WHEREOF, the Investor has caused this instrument to be executed on its behalf, pursuant to authority of its Board of Directors, by its [Title of Officer] this ____ day of _________, 20__.
 
             
[NAME OF INVESTOR]
                           
                           
             
By:
 
             
[Name of Officer]
             
[Title of Officer]
             
[Address of Investor for receipt of distributions]
               
               
             
Address of Investor for receipt of tax information:





Personally appeared before me the above-named [Name of Officer], known or proved to me to be the same person who executed the foregoing instrument and to be the [Title of Officer] of the Investor, and acknowledged to me that he/she executed the same as his/her free act and deed and the free act and deed of the Investor.
 
Subscribed and sworn before me this ___ day of _________, 20___.
 
NOTARY PUBLIC
 
COUNTY OF
 
STATE OF
 


My commission expires the ___ day of ___________________, 20___.






EXHIBIT D
 
FORM OF TRANSFEROR CERTIFICATE
 
______________,200___
Bear Stearns Asset Backed Securities I LLC
383 Madison Avenue
New York, New York 10179
 
Wells Fargo Bank, National Association
Sixth Street and Marquette Avenue
Minneapolis, MN 55479
Attention: Bear Stearns Asset Backed Securities I Trust 2006-IM1
 
Re:
Bear Stearns Asset Backed Securities I LLC
 
Asset-Backed Certificates, Series 2006-IM1, Class__
Ladies and Gentlemen:
 
In connection with the sale by ___________ (the “Seller”) to ________ (the “Purchaser”) of $_________ Initial Certificate Principal Balance of Asset-Backed Certificates, Series 2006-IM1, Class _____ (the “Certificates”), issued pursuant to the Pooling and Servicing Agreement (the “Pooling and Servicing Agreement”), dated as of April 1, 2006, among Bear Stearns Asset-Backed Securities I LLC, as depositor (the “Depositor”), EMC Mortgage Corporation, as sponsor, Wells Fargo Bank, National Association, as master servicer and securities administrator and U.S. Bank National Association, as trustee (the “Trustee”). The Seller hereby certifies, represents and warrants to, a covenants with, the Depositor, the Certificate Registrar and the Trustee that:
 
Neither the Seller nor anyone acting on its behalf has (a) offered, pledged, sold, disposed of or otherwise transferred any Certificate, any interest in any Certificate or any other similar security to any person in any manner, (b) has solicited any offer to buy or to accept a pledge, disposition or other transfer of any Certificate, any interest in any Certificate or any other similar security from any person in any manner, (c) has otherwise approached or negotiated with respect to any Certificate, any interest in any Certificate or any other similar security with any person in any manner, (d) has made any general solicitation by means of general advertising or in any other manner, or (e) has taken any other action, that (as to any of (a) through (e) above) would constitute a distribution of the Certificates under the Securities Act of 1933 (the “Act”), that would render the disposition of any Certificate a violation of Section 5 of the Act or any state securities law, or that would require registration or qualification pursuant thereto. The Seller will not act in any manner set forth in the foregoing sentence with respect to any Certificate. The Seller has not and will not sell or otherwise transfer any of the Certificates, except in compliance with the provisions of the Pooling and Servicing Agreement.
 
             
Very truly yours,
                           
                           
             
(Seller)
       
                           
                           
             
By:
 
             
Name:
 
             
Title:
 







EXHIBIT E
 
FORM OF INVESTMENT LETTER (NON-RULE 144A)
 
[Date]
 
[SELLER]
 
Bear Stearns Asset Backed Securities I LLC
383 Madison Avenue
New York, New York 10179
 
Wells Fargo Bank, National Association
Sixth Street and Marquette Avenue
Minneapolis, MN 55479
 
 
Re:
Bear Stearns Asset Backed Securities I Trust 2006-IM1, Asset-Backed Certificates, Series 2006-IM1 (the “Certificates”), including the Class ___ Certificates (the “Privately Offered Certificates”)

 
Dear Ladies and Gentlemen:
 
In connection with our purchase of Privately Offered Certificates, we confirm that:
 
 
(i)
we understand that the Privately Offered Certificates are not being registered under the Securities Act of 1933, as amended (the “Act”) or any applicable state securities or “Blue Sky” laws, and are being sold to us in a transaction that is exempt from the registration requirements of such laws;
 
 
(ii)
any information we desired concerning the Certificates, including the Privately Offered Certificates, the trust in which the Certificates represent the entire beneficial ownership interest (the “Trust”) or any other matter we deemed relevant to our decision to purchase Privately Offered Certificates has been made available to us;
 
 
(iii)
we are able to bear the economic risk of investment in Privately Offered Certificates; we are an institutional “accredited investor” as defined in Section 501(a) of Regulation D promulgated under the Act and a sophisticated institutional investor;
 
 
(iv)
we are acquiring Privately Offered Certificates for our own account, not as nominee for any other person, and not with a present view to any distribution or other disposition of the Privately Offered Certificates;
 
 
(v)
we agree the Privately Offered Certificates must be held indefinitely by us (and may not be sold, pledged, hypothecated or in any way disposed of) unless subsequently registered under the Act and any applicable state securities or “Blue Sky” laws or an exemption from the registration requirements of the Act and any applicable state securities or “Blue Sky” laws is available;
 
 
(vi)
we agree that in the event that at some future time we wish to dispose of or exchange any of the Privately Offered Certificates (such disposition or exchange not being currently foreseen or contemplated), we will not transfer or exchange any of the Privately Offered Certificates unless:
 
(A) (1) the sale is to an Eligible Purchaser (as defined below), (2) if required by the Pooling and Servicing Agreement (as defined below) a letter to substantially the same effect as either this letter or, if the Eligible Purchaser is a Qualified Institutional Buyer as defined under Rule 144A of the Act, the Rule 144A and Related Matters Certificate in the form attached to the Pooling and Servicing Agreement (as defined below) (or such other documentation as may be acceptable to the Securities Administrator) is executed promptly by the purchaser and delivered to the addressees hereof and (3) all offers or solicitations in connection with the sale, whether directly or through any agent acting on our behalf, are limited only to Eligible Purchasers and are not made by means of any form of general solicitation or general advertising whatsoever; and
 
(B) if the Privately Offered Certificate is not registered under the Act (as to which we acknowledge you have no obligation), the Privately Offered Certificate is sold in a transaction that does not require registration under the Act and any applicable state securities or “blue sky” laws and, if Wells Fargo Bank, National Association (the “Securities Administrator”) so requests, a satisfactory Opinion of Counsel is furnished to such effect, which Opinion of Counsel shall be an expense of the transferor or the transferee;
 
 
(vii)
we agree to be bound by all of the terms (including those relating to restrictions on transfer) of the Pooling and Servicing, pursuant to which the Trust was formed; we have reviewed carefully and understand the terms of the Pooling and Servicing Agreement;
 
 
(viii)
we either: (i) are not acquiring the Privately Offered Certificate directly or indirectly by, or on behalf of, an employee benefit plan or other retirement arrangement which is subject to Title I of the Employee Retirement Income Security Act of 1974, as amended, or section 4975 of the Internal Revenue Code of 1986, as amended;
 
 
(ix)
We understand that each of the Privately Offered Certificates bears, and will continue to bear, a legend to substantiate the following effect: THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “SECURITIES ACT”), OR UNDER ANY STATE SECURITIES LAWS. THE HOLDER HEREOF, BY PURCHASING THIS CERTIFICATE, AGREES THAT THIS CERTIFICATE MAY BE REOFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED ONLY IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS AND ONLY (1) PURSUANT TO RULE 144A UNDER THE SECURITIES ACT (“RULE 144A”) TO A PERSON THAT THE HOLDER REASONABLY BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE MEANING OF RULE 144A (A “QIB”), PURCHASING FOR ITS OWN ACCOUNT OR A QIB PURCHASING FOR THE ACCOUNT OF A QIB, WHOM THE HOLDER HAS INFORMED, IN EACH CASE, THAT THE REOFFER, RESALE, PLEDGE OR OTHER TRANSFER IS BEING MADE IN RELIANCE ON RULE 144A, (2) PURSUANT TO AN EXEMPTION FROM REGISTRATION PROVIDED BY RULE 144 UNDER THE SECURITIES ACT (IF AVAILABLE) OR (3) IN CERTIFICATED FORM TO AN “INSTITUTIONAL ACCREDITED INVESTOR” WITHIN THE MEANING THEREOF IN RULE 501(a)(1), (2), (3) or (7) OF REGULATION D UNDER THE ACT OR ANY ENTITY IN WHICH ALL OF THE EQUITY OWNERS COME WITHIN SUCH PARAGRAPHS PURCHASING NOT FOR DISTRIBUTION IN VIOLATION OF THE SECURITIES ACT, SUBJECT TO (A) THE RECEIPT BY THE CERTIFICATE REGISTRAR OF A LETTER SUBSTANTIALLY IN THE FORM PROVIDED IN THE AGREEMENT AND (B) THE RECEIPT BY THE CERTIFICATE REGISTRAR OF SUCH OTHER EVIDENCE ACCEPTABLE TO THE CERTIFICATE REGISTRAR THAT SUCH REOFFER, RESALE, PLEDGE OR TRANSFER IS IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS OR IN EACH CASE IN ACCORDANCE WITH ALL APPLICABLE SECURITIES LAWS OF THE UNITED STATES AND ANY OTHER APPLICABLE JURISDICTION. NO TRANSFER OF THIS CERTIFICATE SHALL BE MADE TO ANY PERSON, UNLESS THE TRANSFEREE PROVIDES EITHER (I) A CERTIFICATION PURSUANT TO SECTION 7.02(h) OF THE AGREEMENT OR (II) AN OPINION OF COUNSEL PURSUANT TO 7.02(h) OF THE AGREEMENT, SATISFACTORY TO THE SECURITIES ADMINISTRATOR THAT THE PURCHASE AND HOLDING OF THIS CERTIFICATE ARE PERMISSIBLE UNDER APPLICABLE LAW, WILL NOT CONSTITUTE OR RESULT IN ANY NON-EXEMPT PROHIBITED TRANSACTIONS UNDER SECTION 406 OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”) OR SECTION 4975 OF THE CODE AND WILL NOT SUBJECT THE TRUSTEE, THE MASTER SERVICER, THE SECURITIES ADMINISTRATOR OR THE DEPOSITOR TO ANY OBLIGATION OR LIABILITY IN ADDITION TO THOSE UNDERTAKEN IN THE AGREEMENT.
 
Eligible Purchaser” means a corporation, partnership or other entity which we have reasonable grounds to believe and do believe (i) can make representations with respect to itself to substantially the same effect as the representations set forth herein, and (ii) is either a Qualified Institutional Buyer as defined under Rule 144A of the Act or an institutional AAccredited Investor@ as defined under Rule 501 of the Act.
 
Terms not otherwise defined herein shall have the meanings assigned to them in the Pooling and Servicing Agreement, dated as of April 1, 2006, between Bear Stearns Asset Backed Securities I LLC, as depositor, EMC Mortgage Corporation, as sponsor, Wells Fargo Bank, National Association, as master servicer and securities administrator and U.S. Bank National Association, as trustee (the “Pooling and Servicing Agreement”).
 
If the Purchaser proposes that its Certificates be registered in the name of a nominee on its behalf, the Purchaser has identified such nominee below, and has caused such nominee to complete the Nominee Acknowledgment at the end of this letter.
 
Name of Nominee (if any): ________________
 






IN WITNESS WHEREOF, this document has been executed by the undersigned who is duly authorized to do so on behalf of the undersigned Eligible Purchaser on the ___ day of ________, 20___.
 
             
Very truly yours,
                           
                           
             
[PURCHASER]
       
                           
                           
             
By:
 
               
(Authorized Officer)
                 
                 
             
[By:
 
               
Attorney-in-fact]







Nominee Acknowledgment
 
The undersigned hereby acknowledges and agrees that as to the Certificates being registered in its name, the sole beneficial owner thereof is and shall be the Purchaser identified above, for whom the undersigned is acting as nominee.
 
             
[NAME OF NOMINEE]
   
                           
                           
             
By:
 
               
(Authorized Officer)
                 
                 
             
[By:
 
               
Attorney-in-fact]







EXHIBIT F
 
FORM OF RULE 144A AND RELATED MATTERS CERTIFICATE
 
[SELLER]
 
Bear Stearns Asset Backed Securities I LLC
383 Madison Avenue
New York, New York 10179
 
Wells Fargo Bank, National Association
Sixth Street and Marquette Avenue
Minneapolis, MN 55479
 
 
Re:
Bear Stearns Asset Backed Securities I Trust 2006-IM1, Asset-Backed Certificates, Series 2006-IM1 (the “Certificates”), including the Class ___ Certificates (the “Privately Offered Certificates”)

 
Dear Ladies and Gentlemen:
 
In connection with our purchase of Privately Offered Certificates, the undersigned certifies to each of the parties to whom this letter is addressed that it is a qualified institutional buyer (as defined in Rule 144A under the Securities Act of 1933, as amended (the “Act”)) as follows:
 
1.  
It owned and/or invested on a discretionary basis eligible securities (excluding affiliate’s securities, bank deposit notes and CD’s, loan participations, repurchase agreements, securities owned but subject to a repurchase agreement and swaps), as described below:
 
Date: ______________, 20__ (must be on or after the close of its most recent fiscal year)
 
Amount: $ _____________________; and
 
2.  
The dollar amount set forth above is:
 
 
a.
greater than $100 million and the undersigned is one of the following entities:
 
(x)
[_]
an insurance company as defined in Section 2(13) of the Act1 ; or
     
(y)
[_]
an investment company registered under the Investment Company Act or any business development company as defined in Section 2(a)(48) of the Investment Company Act of 1940; or
     
(z)
[_]
a Small Business Investment Company licensed by the U.S. Small Business Administration under Section 301(c) or (d) of the Small Business Investment Act of 1958; or
     
(aa)
[_]
a plan (i) established and maintained by a state, its political subdivisions, or any agency or instrumentality of a state or its political subdivisions, the laws of which permit the purchase of securities of this type, for the benefit of its employees and (ii) the governing investment guidelines of which permit the purchase of securities of this type; or
     
(bb)
[_]
a business development company as defined in Section 202(a)(22) of the Investment Advisers Act of 1940; or
     
(cc)
[_]
a corporation (other than a U.S. bank, savings and loan association or equivalent foreign institution), partnership, Massachusetts or similar business trust, or an organization described in Section 501(c)(3) of the Internal Revenue Code; or
     
(dd)
[_]
a U.S. bank, savings and loan association or equivalent foreign institution, which has an audited net worth of at least $25 million as demonstrated in its latest annual financial statements; or
     
(ee)
[_]
an investment adviser registered under the Investment Advisers Act; or
 
b.
[_]
greater than $10 million, and the undersigned is a broker-dealer registered with the SEC; or
     
c.
[_]
less than $ 10 million, and the undersigned is a broker-dealer registered with the SEC and will only purchase Rule 144A securities in transactions in which it acts as a riskless principal (as defined in Rule 144A); or
     
d.
[_]
less than $100 million, and the undersigned is an investment company registered under the Investment Company Act of 1940, which, together with one or more registered investment companies having the same or an affiliated investment adviser, owns at least $100 million of eligible securities; or
     
e.
[_]
less than $100 million, and the undersigned is an entity, all the equity owners of which are qualified institutional buyers.
     
The undersigned further certifies that it is purchasing a Privately Offered Certificate for its own account or for the account of others that independently qualify as “Qualified Institutional Buyers” as defined in Rule 144A. It is aware that the sale of the Privately Offered Certificates is being made in reliance on its continued compliance with Rule 144A. It is aware that the transferor may rely on the exemption from the provisions of Section 5 of the Act provided by Rule 144A. The undersigned understands that the Privately Offered Certificates may be resold, pledged or transferred only to (i) a person reasonably believed to be a Qualified Institutional Buyer that purchases for its own account or for the account of a Qualified Institutional Buyer to whom notice is given that the resale, pledge or transfer is being made in reliance in Rule 144A, or (ii) an institutional “accredited investor,” as such term is defined under Rule 501 of the Act in a transaction that otherwise does not constitute a public offering.
 
The undersigned agrees that if at some future time it wishes to dispose of or exchange any of the Privately Offered Certificates, it will not transfer or exchange any of the Privately Offered Certificates to a Qualified Institutional Buyer without first obtaining a Rule 144A and Related Matters Certificate in the form hereof from the transferee and delivering such certificate to the addressees hereof. Prior to making any transfer of Privately Offered Certificates, if the proposed Transferee is an institutional “accredited investor,” the transferor shall obtain from the transferee and deliver to the addressees hereof an Investment Letter in the form attached to the Pooling and Servicing Agreement, dated as of April 1, 2006, among Bear Stearns Asset Backed Securities I LLC, as depositor, Wells Fargo Bank, National Association, as securities administrator and master servicer, EMC Mortgage Corporation, as sponsor, and U.S. Bank National Association, as trustee, pursuant to which the Certificates were issued.
 
The undersigned certifies that it either: (i) is not acquiring the Privately Offered Certificate directly or indirectly by, or on behalf of, an employee benefit plan or other retirement arrangement which is subject to Title I of the Employee Retirement Income Security Act of 1974, as amended, and/or section 4975 of the Internal Revenue Code of 1986, as amended, or (ii) in the case of the Privately Offered Certificates, has provided the Opinion of Counsel required by the Agreement.
 
If the Purchaser proposes that its Certificates be registered in the name of a nominee on its behalf, the Purchaser has identified such nominee below, and has caused such nominee to complete the Nominee Acknowledgment at the end of this letter.
 

1
A purchase by an insurance company for one or more of its separate accounts, as defined by Section 2(a)(37) of the Investment Company Act of 1940, which are neither registered nor required to be registered thereunder, shall be deemed to be a purchase for the account of such insurance company.

 


Name of Nominee (if any):
 
IN WITNESS WHEREOF, this document has been executed by the undersigned who is duly authorized to do so on behalf of the undersigned Eligible Purchaser on the ____ day of ___________, 20___.
 
             
Very truly yours,
                           
                           
             
[PURCHASER]
       
                           
                           
             
By:
 
               
(Authorized Officer)
                 
                 
             
[By:
 
               
Attorney-in-fact]




Nominee Acknowledgment
 
The undersigned hereby acknowledges and agrees that as to the Certificates being registered in its name, the sole beneficial owner thereof is and shall be the Purchaser identified above, for whom the undersigned is acting as nominee.
 
             
[NAME OF NOMINEE]
   
                           
                           
             
By:
 
               
(Authorized Officer)
                 
                 
             
[By:
 
               
Attorney-in-fact]



 




EXHIBIT G
 
FORM OF REQUEST FOR RELEASE
 
To:
Wells Fargo Bank, National Association
1015 10th Avenue
Minneapolis, Minnesota 55414
 
 
Re:
Custodial Agreement, dated as of April 25, 2006, among Bear Stearns Asset Backed Securities I LLC, as depositor, EMC Mortgage Corporation, as sponsor, Wells Fargo Bank, National Association, as master servicer, securities administrator and custodian, and U.S. Bank National Association, as trustee

 
In connection with the administration of the Mortgage Loans held by you pursuant to the above-captioned Custodial Agreement, we request the release, and hereby acknowledge receipt, of the Mortgage File for the Mortgage Loan described below, for the reason indicated.
 
Mortgage Loan Number:
 
Mortgagor Name, Address & Zip Code:
 
Reason for Requesting Documents (check one):
 
_____
1.
 
Mortgage Paid in Full and proceeds have been deposited into the Custodial Account
 
         
_____
2.
 
Foreclosure
 
         
_____
3.
 
Substitution
 
         
_____
4.
 
Other Liquidation
 
         
_____
5.
 
Nonliquidation
Reason:________________________
         
_____
6.
 
California Mortgage Loan paid in full
 

               
             
By:
 
               
(authorized signer)
                           
             
Issuer:
 
             
Address:
 
             
Date:
 





EXHIBIT H
 
DTC LETTER OF REPRESENTATIONS
 

[Provided upon Request]
 






EXHIBIT I
 
SCHEDULE OF MORTGAGE LOANS WITH LOST NOTES
 
[Provided upon Request]
 






EXHIBIT J
 
FORM OF CUSTODIAL AGREEMENT
 
THIS CUSTODIAL AGREEMENT (as amended and supplemented from time to time, the “Agreement”), dated as of April 25, 2006, by and among U.S. BANK NATIONAL ASSOCIATION, as trustee under the Pooling and Servicing Agreement defined below (including its successors under the Pooling and Servicing Agreement defined below, the “Trustee”), BEAR STEARNS ASSET BACKED SECURITIES I LLC, as depositor (together with any successor in interest, the “Depositor”), EMC MORTGAGE CORPORATION, as sponsor (together with any successor in interest or successor under the Pooling and Servicing Agreement referred to below, the “Sponsor”), and WELLS FARGO BANK, NATIONAL ASSOCIATION, as master servicer (together with any successor in interest or successor under the Pooling and Servicing Agreement referred to below, the “Master Servicer”), securities administrator and custodian (together with any successor in interest or any successor appointed hereunder, the “Custodian”).
 
WITNESSETH THAT:
 
WHEREAS, the Depositor, the Sponsor, the Master Servicer and the Trustee have entered into a Pooling and Servicing Agreement, dated as of April 1, 2006, relating to the issuance of Bear Stearns Asset Backed Securities I Trust 2006-IM1, Asset-Backed Certificates, Series 2006-IM1 (as in effect on the date of this Agreement, the “Original Pooling and Servicing Agreement,” and as amended and supplemented from time to time, the “Pooling and Servicing Agreement”); and
 
WHEREAS, the Custodian has agreed to act as agent for the Trustee for the purposes of receiving and holding certain documents and other instruments delivered by the Depositor, the Sponsor or the Master Servicer under the Pooling and Servicing Agreement and the Servicers under their respective Servicing Agreements, all upon the terms and conditions and subject to the limitations hereinafter set forth;
 
NOW, THEREFORE, in consideration of the premises and the mutual covenants and agreements hereinafter set forth, the Trustee, the Depositor, the Sponsor, the Master Servicer and the Custodian hereby agree as follows:
 
ARTICLE I
DEFINITIONS
 
Capitalized terms used in this Agreement and not defined herein shall have the meanings assigned in the Original Pooling and Servicing Agreement, unless otherwise required by the context herein.
 
ARTICLE II
CUSTODY OF MORTGAGE DOCUMENTS
 
Section 2.01  Custodian to Act as Agent: Acceptance of Mortgage Files. The Custodian, as the duly appointed custodial agent of the Trustee for these purposes, acknowledges (subject to any exceptions noted in the Initial Certification referred to in Section 2.3(a)) receipt of the Mortgage Files relating to the Mortgage Loans identified on the schedule attached hereto (the “Mortgage Files”) and declares that it holds and will hold such Mortgage Files as agent for the Trustee, in trust, for the use and benefit of all present and future Certificateholders.
 
Section 2.02  Recordation of Assignments. If any Mortgage File includes one or more assignments of Mortgage that have not been recorded pursuant to the provisions of Section 2.01 of the Pooling and Servicing Agreement and the related Mortgage Loan is not a MOM Loan or the related Mortgaged Properties are located in jurisdictions specifically excluded by the Opinion of Counsel delivered to the Trustee pursuant to Section 2.01 of the Pooling and Servicing Agreement, each such assignment shall be delivered by the Custodian to the Sponsor for the purpose of recording it in the appropriate public office for real property records, and the Sponsor, at no expense to the Custodian, shall promptly cause to be recorded in the appropriate public office for real property records each such assignment of Mortgage and, upon receipt thereof from such public office, shall return each such assignment of Mortgage to the Custodian.
 
Section 2.03  Review of Mortgage Files.
 
(a)  On or prior to the Closing Date, in accordance with Section 2.02 of the Pooling and Servicing Agreement, the Custodian shall deliver to the Sponsor and the Trustee an Initial Certification in the form annexed hereto as Exhibit One evidencing receipt (subject to any exceptions noted therein) of a Mortgage File for each of the Mortgage Loans listed on the Schedule attached hereto (the “Mortgage Loan Schedule”).
 
(b)  Within 90 days of the Closing Date, the Custodian agrees, for the benefit of Certificateholders, to review, in accordance with the provisions of Section 2.02 of the Pooling and Servicing Agreement, each such document, and shall deliver to the Sponsor and the Trustee an Interim Certification in the form annexed hereto as Exhibit Two to the effect that all such documents have been executed and received and that such documents relate to the Mortgage Loans identified on the Mortgage Loan Schedule, except for any exceptions listed on Schedule A attached to such Interim Certification. The Custodian shall be under no duty or obligation to inspect, review or examine said documents, instruments, certificates or other papers to determine that the same are genuine, enforceable, or appropriate for the represented purpose or that they have actually been recorded or that they are other than what they purport to be on their face.
 
(c)  Not later than 180 days after the Closing Date, the Custodian shall review the Mortgage Files as provided in Section 2.02 of the Pooling and Servicing Agreement and deliver to the Sponsor and the Trustee a Final Certification in the form annexed hereto as Exhibit Three evidencing the completeness of the Mortgage Files.
 
(d)  In reviewing the Mortgage Files as provided herein and in the Pooling and Servicing Agreement, the Custodian shall make no representation as to and shall not be responsible to verify (i) the validity, legality, enforceability, due authorization, recordability, sufficiency or genuineness of any of the documents included in any Mortgage File or (ii) the collectability, insurability, effectiveness or suitability of any of the documents in any Mortgage File.
 
Upon receipt of written request from the Trustee, the Custodian shall as soon as practicable supply the Trustee with a list of all of the documents relating to the Mortgage Loans missing from the Mortgage Files.
 
Section 2.04  Notification of Breaches of Representations and Warranties. Upon discovery by the Custodian of a breach of any representation or warranty made by the Depositor as set forth in the Pooling and Servicing Agreement with respect to a Mortgage Loan relating to a Mortgage File, the Custodian shall give prompt written notice to the Depositor, the related Servicer and the Trustee.
 
Section 2.05  Custodian to Cooperate: Release of Mortgage Files. Upon receipt of written notice from the Trustee that the Sponsor has repurchased a Mortgage Loan pursuant to Article II of the Pooling and Servicing Agreement, and a request for release (a “Request for Release”) confirming that the purchase price therefore has been deposited in the Master Servicer Collection Account or the Distribution Account, then the Custodian agrees to promptly release to the Sponsor the related Mortgage File.
 
Upon the Custodian’s receipt of a Request for Release substantially in the form of Exhibit G to the Pooling and Servicing Agreement signed by a Servicing Officer of a Servicer, stating that it has received payment in full of a Mortgage Loan or that payment in full will be escrowed in a manner customary for such purposes, the Custodian agrees promptly to release to the Servicer, the related Mortgage File within two business days. The Depositor shall deliver to the Custodian and the Custodian agrees to review in accordance with the provisions of their Agreement the Mortgage Note and other documents constituting the Mortgage File with respect to any Replacement Mortgage Loan.
 
From time to time as is appropriate for the servicing or foreclosure of any Mortgage Loan, including, for this purpose, collection under any Primary Insurance Policy or PMI Policy, the Sponsor, the related Servicer or the Master Servicer, as applicable, shall deliver to the Custodian a Request for Release signed by a Servicing Officer requesting that possession of all of the Mortgage File be released to the Sponsor, the related Servicer or the Master Servicer, as applicable, and certifying as to the reason for such release and that such release will not invalidate any insurance coverage provided in respect of the Mortgage Loan under any of the Insurance Policies. Upon receipt of the foregoing, the Custodian shall promptly deliver the Mortgage File to the Sponsor, the related Servicer or the Master Servicer, as applicable. The Sponsor, the related Servicer or the Master Servicer, as applicable, shall cause each Mortgage File or any document therein so released to be returned to the Custodian when the need therefore by the Sponsor, the related Servicer or the Master Servicer, as applicable, no longer exists, unless (i) the Mortgage Loan has been liquidated and the Liquidation Proceeds relating to the Mortgage Loan have been deposited in the Distribution Account or (ii) the Mortgage File or such document has been delivered to an attorney, or to a public trustee or other public official as required by law, for purposes of initiating or pursuing legal action or other proceedings for the foreclosure of the Mortgaged Property either judicially or non-judicially, and the Sponsor, the related Servicer or the Master Servicer, as applicable, has delivered to the Custodian a certificate of a Servicing Officer certifying as to the name and address of the Person to which such Mortgage File or such document was delivered and the purpose or purposes of such delivery.
 
At any time that the Sponsor, the related Servicer or the Master Servicer is required to deliver to the Custodian a Request for Release, the Sponsor, the related Servicer or the Master Servicer, as applicable, shall deliver two copies of the Request for Release if delivered in hard copy or the Sponsor, the related Servicer or the Master Servicer, as applicable, may furnish such Request for Release electronically to the Custodian, in which event the Servicing Officer transmitting the same shall be deemed to have signed the Request for Release. In connection with any Request for Release of a Mortgage File because of a repurchase of a Mortgage Loan, such Request for Release shall be accompanied by an assignment of mortgage, without recourse, representation or warranty from the Trustee to the Sponsor (unless such Mortgage Loan is a MOM Loan) and the related Mortgage Note shall be endorsed without recourse, representation or warranty by the Trustee (unless such Mortgage Loans is registered on the MERS System) and be returned to the Sponsor. In connection with any Request for Release of a Mortgage File because of the payment in full of a Mortgage Loan, such Request for Release shall be accompanied by a certificate of satisfaction or other similar instrument to be executed by or on behalf of the Trustee and returned to the Sponsor, the related Servicer or the Master Servicer, as applicable.
 
Section 2.06  Assumption Agreements. In the event that any assumption agreement, substitution of liability agreement or sale of servicing agreement is entered into with respect to any Mortgage Loan subject to this Agreement in accordance with the terms and provisions of the Pooling and Servicing Agreement, the Master Servicer, to the extent provided in the Pooling and Servicing Agreement or the related Servicing Agreement, shall cause the related Servicer to notify the Custodian that such assumption or substitution agreement has been completed by forwarding to the Custodian the original of such assumption or substitution agreement, which shall be added to the related Mortgage File and, for all purposes, shall be considered a part of such Mortgage File to the same extent as all other documents and instruments constituting parts thereof.
 
ARTICLE III
CONCERNING THE CUSTODIAN
 
Section 3.01  Custodian a Bailee and Agent of the Trustee. With respect to each Mortgage Note, Mortgage and other documents constituting each Mortgage File which are delivered to the Custodian, the Custodian is exclusively the bailee and custodial agent of the Trustee and has no instructions to hold any Mortgage Note or Mortgage for the benefit of any person other than the Trustee and the Certificateholders and undertakes to perform such duties and only such duties as are specifically set forth in this Agreement and in the Pooling and Servicing Agreement. Except upon compliance with the provisions of Section 2.5 of this Agreement, no Mortgage Note, Mortgage or Mortgage File shall be delivered by the Custodian to the Sponsor, the Depositor, any Servicer or the Master Servicer or otherwise released from the possession of the Custodian.
 
Section 3.02  Custodian May Own Certificates. The Custodian in its individual or any other capacity may become the owner or pledgee of Certificates with the same rights it would have if it were not Custodian.
 
Section 3.03  Master Servicer to Pay Custodian’s Fees and Expenses. The Master Servicer covenants and agrees to pay to the Custodian from time to time, and the Custodian shall be entitled to, reasonable compensation for all services rendered by it in the exercise and performance of any of the powers and duties hereunder of the Custodian, and the Master Servicer will pay or reimburse the Custodian upon its request for all reasonable expenses, disbursements and advances incurred or made by the Custodian in accordance with any of the provisions of this Agreement (including the reasonable compensation and the expenses and disbursements of its counsel and of all persons not regularly in its employ), except any such expense, disbursement or advance as may arise from its negligence or bad faith or to the extent that such cost or expense is indemnified by the Depositor pursuant to the Pooling and Servicing Agreement.
 
Section 3.04  Custodian May Resign; Trustee May Remove Custodian. The Custodian may resign from the obligations and duties hereby imposed upon it as such obligations and duties relate to its acting as Custodian of the Mortgage Loans. Upon receiving such written notice of resignation, the Trustee shall either take custody of the Mortgage Files itself and give prompt written notice thereof to the Depositor, the Master Servicer and the Custodian, or promptly appoint a successor Custodian by written instrument, in duplicate, one copy of which instrument shall be delivered to the resigning Custodian and one copy to the successor Custodian. If the Trustee shall not have taken custody of the Mortgage Files and no successor Custodian shall have been so appointed and have accepted appointment within 30 days after the giving of such written notice of resignation, the resigning Custodian may petition any court of competent jurisdiction for the appointment of a successor Custodian.
 
The Trustee may remove the Custodian at any time upon 60 days prior written notice to Custodian. In such event, the Trustee shall appoint, or petition a court of competent jurisdiction to appoint, a successor Custodian hereunder. Any successor Custodian shall be a depository institution subject to supervision or examination by federal or state authority shall be able to satisfy the other requirements contained in Section 3.6 and shall be unaffiliated with the Servicers, the Sponsor and the Depositor.
 
Any resignation or removal of the Custodian and appointment of a successor Custodian pursuant to any of the provisions of this Section 3.4 shall become effective upon acceptance of appointment by the successor Custodian. The Trustee shall give prompt notice to the Depositor and the Master Servicer of the appointment of any successor Custodian. No successor Custodian shall be appointed by the Trustee without the prior approval of the Depositor and the Master Servicer.
 
Section 3.05  Merger or Consolidation of Custodian. Any Person into which the Custodian may be merged or converted or with which it may be consolidated, or any Person resulting from any merger, conversion or consolidation to which the Custodian shall be a party, or any Person succeeding to the business of the Custodian, shall be the successor of the Custodian hereunder, without the execution or filing of any paper or any further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding.
 
Section 3.06  Representations of the Custodian. The Custodian hereby represents that it is a depository institution subject to supervision or examination by a federal or state authority, has a combined capital and surplus of at least $15,000,000 and is qualified to do business in the jurisdictions in which it will hold any Mortgage File.
 
ARTICLE IV
COMPLIANCE WITH REGULATION AB
 
Section 4.01  Intent of the parties; Reasonableness. The parties hereto acknowledge and agree that the purpose of this Article IV is to facilitate compliance by the Depositor with the provisions of Regulation AB and related rules and regulations of the Commission. The Depositor shall not exercise its right to request delivery of information or other performance under these provisions other than in good faith, or for purposes other than compliance with the Securities Act, the Exchange Act and the rules and regulations of the Commission under the Securities Act and the Exchange Act. Each of the parties hereto acknowledges that interpretations of the requirements of Regulation AB may change over time, whether due to interpretive guidance provided by the Commission or its staff, consensus among participants in the mortgage-backed securities markets, advice of counsel, or otherwise, and agrees to comply with requests made by the Depositor in good faith for delivery of information under these provisions on the basis of evolving interpretations of Regulation AB to the extent reasonably practicable. The Custodian shall cooperate reasonably with the Depositor to deliver to the Depositor (including any of its assignees or designees), any and all disclosure, statements, reports, certifications, records and any other information necessary in the reasonable, good faith determination of the Depositor to permit the Depositor to comply with the provisions of Regulation AB.
 
Section 4.02  Additional Representations and Warranties of the Custodian.
 
(a)  The Custodian hereby represents and warrants that the information set forth in the Prospectus Supplement under the caption “Description of the Certificates - The Custodian” (the “Custodian Disclosure”) does not contain any untrue statement of a material fact or omit to state a material fact required to be stated therein or necessary in order to make the statements therein, in the light of the circumstances under which they were made, not misleading.
 
(b)  The Custodian shall be deemed to represent to the Depositor as of the date hereof and on each date on which information is provided to the Depositor under Section 4.3 that, except as disclosed in writing to the Depositor prior to such date: (i) there are no aspects of its financial condition that could have a material adverse effect on the performance by it of its Custodian obligations under this Agreement or any other Securitization Transaction as to which it is the custodian; (ii) there are no material legal or governmental proceedings pending (or known to be contemplated) against it; and (iii) there are no affiliations, relationships or transactions relating to the Custodian with respect to the Depositor or any sponsor, issuing entity, servicer, trustee, originator, significant obligor, enhancement or support provider or other material transaction party (as such terms are used in Regulation AB) relating to the Securitization Transaction contemplated by the Agreement, as identified by the Depositor to the Custodian in writing as of the Closing Date (each, a “Transaction Party”).
 
(c)  If so requested by the Depositor on any date following the Closing Date, the Custodian shall, within five Business Days following such request, confirm in writing the accuracy of the representations and warranties set forth in paragraph (a) of this Section or, if any such representation and warranty is not accurate as of the date of such confirmation, provide reasonably adequate disclosure of the pertinent facts, in writing, to the requesting party. Any such request from the Depositor shall not be given more than once each calendar quarter, unless the Depositor shall have a reasonable basis for a determination that any of the representations and warranties may not be accurate.
 
Section 4.03  Additional Information to Be Provided by the Custodian. For so long as the Certificates are outstanding, for the purpose of satisfying the Depositor 's reporting obligation under the Exchange Act with respect to any class of Certificates, the Custodian shall (a) notify the Depositor in writing of any material litigation or governmental proceedings pending against the Custodian that would be material to Certificateholders, and (b) provide to the Depositor a written description of such proceedings. Any notices and descriptions required under this Section 4.3 shall be given no later than five Business Days prior to the Determination Date following the month in which the Custodian has knowledge of the occurrence of the relevant event. As of the date the Depositor or Master Servicer files each Report on Form 10-D or Form 10-K with respect to the Certificates, the Custodian will be deemed to represent that any information previously provided under this Section 4.3, if any, is materially correct and does not have any material omissions unless the Custodian has provided an update to such information.
 
Section 4.04  Report on Assessment of Compliance and Attestation. On or before March 15 of each calendar year, the Custodian shall:
 
(a)  deliver to the Master Servicer, the Securities Administrator and the Depositor a report (in form and substance reasonably satisfactory to the Master Servicer, the Securities Administrator and the Depositor) regarding the Custodian’s assessment of compliance with the Servicing Criteria during the immediately preceding calendar year, as required under Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122 of Regulation AB. Such report shall be addressed to the Master Servicer, the Securities Administrator and the Depositor and signed by an authorized officer of the Custodian, and shall address each of the Servicing Criteria specified on a certification substantially in the form of Exhibit Four attached hereto; and
 
(b)  deliver to the Master Servicer, the Securities Administrator and the Depositor a report of a registered public accounting firm reasonably acceptable to the Master Servicer, the Securities Administrator and the Depositor that attests to, and reports on, the assessment of compliance made by the Custodian and delivered pursuant to the preceding paragraph. Such attestation shall be in accordance with Rules 1-02(a)(3) and 2-02(g) of Regulation S-X under the Securities Act and the Exchange Act.
 
Section 4.05  Indemnification; Remedies.
 
(a)  The Custodian shall indemnify the Depositor, each affiliate of the Depositor, EMC and each broker dealer acting as underwriter, placement agent or initial purchaser of the Certificates or each Person who controls any of such parties (within the meaning of Section 15 of the Securities Act and Section 20 of the Exchange Act); and the respective present and former directors, officers, employees and agents of each of the foregoing, and shall hold each of them harmless from and against any losses, damages, penalties, fines, forfeitures, legal fees and expenses and related costs, judgments, and any other costs, fees and expenses that any of them may sustain arising out of or based upon:
 
(i)  (A) any untrue statement of a material fact contained or alleged to be contained in the Custodian Disclosure and any information, report, certification, accountants’ attestation or other material provided under this Article IV by or on behalf of the Custodian (collectively, the “Custodian Information”), or (B) the omission or alleged omission to state in the Custodian Information a material fact required to be stated in the Custodian Information or necessary in order to make the statements therein, in the light of the circumstances under which they were made, not misleading; or
 
(ii)  any failure by the Custodian to deliver any information, report, certification, accountants’ attestation or other material when and as required under this Article IV.
 
(iii)  the negligence, bad faith or willful misconduct of the Custodian in the performance of its obligations under this Article IV.
 
(b)  In the case of any failure of performance described in clause (ii) of Section 4.5(a), the Custodian shall promptly reimburse the Depositor for all costs reasonably incurred by the Depositor in order to obtain the information, report, certification, accountants’ letter or other material not delivered as required by the Custodian.
 
(c)  In no event shall the Custodian or its directors, officers, and employees be liable for any special, indirect or consequential damages from any action taken or omitted to be taken by it or them hereunder or in connection herewith even if advised of the possibility of such damages.
 
This indemnification shall survive the termination of this Agreement or the termination of the Custodian.
 
ARTICLE V
MISCELLANEOUS PROVISIONS
 
Section 5.01  Notices. All notices, requests, consents and demands and other communications required under this Agreement or pursuant to any other instrument or document delivered hereunder shall be in writing and, unless otherwise specifically provided, may be delivered personally, by telegram or telex, or by registered or certified mail, postage prepaid, return receipt requested, at the addresses specified on the signature page hereof (unless changed by the particular party whose address is stated herein by similar notice in writing), in which case the notice will be deemed delivered when received.
 
Section 5.02  [Reserved].
 
Section 5.03  Amendments. No modification or amendment of or supplement to this Agreement shall be valid or effective unless the same is in writing and signed by all parties hereto.  The Trustee shall give prompt notice to the Custodian of any amendment or supplement to the Pooling and Servicing Agreement and furnish the Custodian with written copies thereof.
 
Section 5.04  GOVERNING LAW. THIS AGREEMENT shall be governed by, and construed in accordance with, the laws of the State of New York, without regard to conflict of laws principles thereof other than Section 5-1401 of the New York General Obligations Law.
 
Section 5.05  Recordation of Agreement. To the extent permitted by applicable law, this Agreement is subject to recordation in all appropriate public offices for real property records in all the counties or other comparable jurisdictions in which any or all of the properties subject to the Mortgages are situated, and in any other appropriate public recording office or elsewhere, such recordation to be effected by the Depositor and at the Trust’s expense, but only upon direction accompanied by an Opinion of Counsel reasonably satisfactory to the Depositor to the effect that the failure to effect such recordation is likely to materially and adversely affect the interests of the Certificateholders.
 
For the purpose of facilitating the recordation of this Agreement as herein provided and for other purposes, this Agreement may be executed simultaneously in any number of counterparts, each of which counterparts shall be deemed to be an original, and such counterparts shall constitute but one and the same instrument.
 
Section 5.06  Severability of Provisions. If any one or more of the covenants, agreements, provisions or terms of this Agreement shall be for any reason whatsoever held invalid, then such covenants, agreements, provisions or terms shall be deemed severable from the remaining covenants, agreements, provisions or terms of this Agreement and shall in no way affect the validity or enforceability of the other provisions of this Agreement or of the Certificates or the rights of the holders thereof.
 
[Signature Page Follows]
 

 

 

J-



IN WITNESS WHEREOF, this Agreement is executed as of the date first above written.
 

Address:
One Federal Street, 3rd Floor
Boston, MA 02110
Attention:
BSABS I 2006-IM1
Telecopy: (617) 603-6638
Confirmation:
U.S. BANK NATIONAL ASSOCIATION, not individually but solely as Trustee
By:_________________________________
Name: 
Title: 
   
Address:
383 Madison Avenue
New York, New York 10179
BEAR STEARNS ASSET BACKED SECURITIES I LLC
By:_________________________________
Name: 
Title: 
   
Address:
909 Hidden Ridge Drive, Suite 200
Irving, Texas 75038
EMC MORTGAGE CORPORATION
By:_________________________________
Name: 
Title: 
   
Address:
9062 Old Annapolis Road
Columbia, Maryland 21045
WELLS FARGO BANK,
NATIONAL ASSOCIATION,
as Master Servicer
 
By:_________________________________
Name: 
Title: 
   
Address:
1015 10th Avenue S.E.
Minneapolis, Minnesota 55414-0031
WELLS FARGO BANK,
NATIONAL ASSOCIATION, as Custodian
 
By:_________________________________
Name: 
Title: 





)
 
 
)
ss.:
COUNTY OF SUFFOLK
)
 

 
On the 25th day of April 2006 before me, a notary public in and for said State, personally appeared _____________________, known to me to be an Assistant Vice President of U.S. Bank National Association, a national banking association, one of the parties that executed the within agreement, and also known to me to be the person who executed the within agreement on behalf of said party and acknowledged to me that such party executed the within instrument.
 
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.
 
   
 
Notary Public
[SEAL]
 





STATE OF NEW YORK
)
 
 
)
ss.:
COUNTY OF NEW YORK
)
 

 
On the 25th day of April 2006 before me, a notary public in and for said State, personally appeared _____________________, known to me to be a Vice President of Bear Stearns Asset Backed Securities I LLC, and also known to me to be the person who executed the within instrument on behalf of said party, and acknowledged to me that such party executed the within instrument.
 
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.
 
   
 
Notary Public
[SEAL]
 






STATE OF TEXAS
)
 
 
)
ss.:
COUNTY OF DALLAS
)
 

 
On the 25th day of April 2006 before me, a notary public in and for said State, personally appeared _____________________, known to me to be an authorized representative of EMC Mortgage Corporation, one of the parties that executed the within instrument, and also known to me to be the person who executed the within instrument on behalf of said party, and acknowledged to me that such party executed the within instrument.
 
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.
 
   
 
Notary Public
[Notarial Seal]
 





STATE OF MARYLAND
)
 
 
)
ss.:
COUNTY OF HOWARD
)
 

 
On the 25th day of April 2006 before me, a notary public in and for said State, personally appeared _____________________, known to me to be an Assistant Vice President of Wells Fargo Bank, National Association, a national banking association, one of the parties that executed the within instrument, and also known to me to be the person who executed it on behalf of said party, and acknowledged to me that such party executed the within instrument.
 
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.
 
   
 
Notary Public
[Notarial Seal]
 





STATE OF MINNESOTA
)
 
 
)
ss.:
COUNTY OF___________
)
 

 
On the 25th day of April 2006 before me, a notary public in and for said State, personally appeared ___________________, known to me to be a(n) _________________of Wells Fargo Bank, National Association, a national banking association, one of the parties that executed the within instrument, and also known to me to be the person who executed it on behalf of said party, and acknowledged to me that such party executed the within instrument.
 
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.
 
   
 
Notary Public
[Notarial Seal]
 





EXHIBIT ONE
 
FORM OF CUSTODIAN INITIAL CERTIFICATION
 
                                        April 25, 2006
 
U.S. Bank National Association
One Federal Street, 3rd Floor
Boston, MA 02110
 
EMC Mortgage Corporation
909 Hidden Ridge Drive, Suite 200
Irving, Texas 75038
 
Attention: Bear Stearns Asset Backed Securities I LLC, Series 2006-IM1
 
Re:
Custodial Agreement, dated as of April 25, 2006, by and among U.S. Bank National Association, Wells Fargo Bank, National Association, Bear Stearns Asset Backed Securities I LLC and EMC Mortgage Corporation relating to Bear Stearns Asset Backed Securities I Trust 2006-IM1, Asset-Backed Certificates, Series 2006-IM1
Ladies and Gentlemen:
 
In accordance with Section 2.3(a) of the above-captioned Custodial Agreement, and subject to Section 2.02(a) of the Pooling and Servicing Agreement, the undersigned, as Custodian, hereby certifies that it has received a Mortgage File (which contains an original Mortgage Note or lost note affidavit) to the extent required in Section 2.01 of the Pooling and Servicing Agreement with respect to each Mortgage Loan listed in the Mortgage Loan Schedule, with any exceptions listed on Schedule A attached hereto.
 
Capitalized words and phrases used herein shall have the respective meanings assigned to them in the above-captioned Custodial Agreement.
 

 
WELLS FARGO BANK, NATIONAL ASSOCIATION
   
By:
 
Name:
 
Title:
 



SCHEDULE A
 
(PROVIDED UPON REQUEST)
 

 


 

EXHIBIT TWO
 
FORM OF CUSTODIAN INTERIM CERTIFICATION
 
[DATE]
 
U.S. Bank National Association
One Federal Street, 3rd Floor
Boston, MA 02110
 
EMC Mortgage Corporation
909 Hidden Ridge Drive, Suite 200
Irving, Texas 75038
 
Attention: Bear Stearns Asset Backed Securities I LLC, Series 2006-IM1
 
Re:
Custodial Agreement, dated as of April 25, 2006, by and among U.S. Bank National Association, Wells Fargo Bank, National Association, Bear Stearns Asset Backed Securities I LLC and EMC Mortgage Corporation relating to Bear Stearns Asset Backed Securities I Trust 2006-IM1, Asset-Backed Certificates, Series 2006-IM1
Ladies and Gentlemen:
 
In accordance with Section 2.3(b) of the above-captioned Custodial Agreement and subject to Section 2.02(a) of the Pooling and Servicing Agreement, the undersigned, as Custodian, hereby certifies that it has received a Mortgage File to the extent required pursuant to Section 2.01 of the Pooling and Servicing Agreement with respect to each Mortgage Loan listed in the Mortgage Loan Schedule, and it has reviewed the Mortgage File and the Mortgage Loan Schedule and has determined that: all required documents have been executed and received and that such documents relate to the Mortgage Loans identified on the Mortgage Loan Schedule, with any exceptions listed on Schedule A attached hereto.
 
Capitalized words and phrases used herein shall have the respective meanings assigned to them in the above-captioned Custodial Agreement.
 

 
WELLS FARGO BANK, NATIONAL ASSOCIATION
   
By:
 
Name:
 
Title:
 



SCHEDULE A

(PROVIDED UPON REQUEST)



 

EXHIBIT THREE
 
FORM OF CUSTODIAN FINAL CERTIFICATION
 
[DATE]
 
U.S. Bank National Association
One Federal Street, 3rd Floor
Boston, MA 02110
 
EMC Mortgage Corporation
909 Hidden Ridge Drive, Suite 200
Irving, Texas 75038
 
Attention: Bear Stearns Asset Backed Securities I LLC, Series 2006-IM1
 
Re:
Custodial Agreement, dated as of April 25, 2006, by and among U.S. Bank National Association, Wells Fargo Bank, National Association, Bear Stearns Asset Backed Securities I LLC and EMC Mortgage Corporation relating to Bear Stearns Asset Backed Securities I Trust 2006-IM1, Asset-Backed Certificates, Series 2006-IM1
 
In accordance with Section 2.3(c) of the above-captioned Custodial Agreement
and, subject to Section 2.02(b) of the Pooling and Servicing Agreement, the undersigned, as Custodian, hereby certifies that it has received a Mortgage File to the extent required pursuant to Section 2.01 of the Pooling and Servicing Agreement with respect to each Mortgage Loan listed in the Mortgage Loan Schedule, and it has reviewed the Mortgage File and the Mortgage Loan Schedule and has determined that: all required documents have been executed and received and that such documents relate to the Mortgage Loans identified on the Mortgage Loan Schedule, with any exceptions listed on Schedule A attached hereto.
 
Capitalized words and phrases used herein shall have the respective meanings assigned to them in the above-captioned Custodial Agreement or in the Pooling and Servicing Agreement, as applicable.
 

 
WELLS FARGO BANK, NATIONAL ASSOCIATION
   
By:
 
Name:
 
Title:
 



SCHEDULE A

(PROVIDED UPON REQUEST)




EXHIBIT FOUR

SERVICING CRITERIA TO BE ADDRESSED IN ASSESSMENT OF COMPLIANCE

The assessment of compliance to be delivered by the Custodian shall address, at a minimum, the criteria identified below as “Applicable Servicing Criteria”:

 
Servicing Criteria
Applicable
Servicing Criteria
Reference
Criteria
 
 
General Servicing Considerations
 
 
 
1122(d)(1)(i)
Policies and procedures are instituted to monitor any performance or other triggers and events of default in accordance with the transaction agreements
 
 
 
1122(d)(1)(ii)
If any material servicing activities are outsourced to third parties, policies and procedures are instituted to monitor the third party’s performance and compliance with such servicing activities
 
 
1122(d)(1)(iii)
Any requirements in the transaction agreements to maintain a back-up servicer for the pool assets are maintained.
 
 
 
 
1122(d)(1)(iv)
A fidelity bond and errors and omissions policy is in effect on the party participating in the servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with the terms of the transaction agreements.
 
 
 
Cash Collection and Administration
 
 
 
 
1122(d)(2)(i)
Payments on pool assets are deposited into the appropriate custodial bank accounts and related bank clearing accounts no more than two business days following receipt, or such other number of days specified in the transaction agreements.
 
 
1122(d)(2)(ii)
Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel.
 
 
 
 
1122(d)(2)(iii)
Advances of funds or guarantees regarding collections, cash flows or distributions, and any interest or other fees charged for such advances are made, reviewed and approved as specified in the transaction agreements.
 
 
 
 
1122(d)(2)(iv)
The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of overcollateralization, are separately maintained (e.g., with respect to commingling of cash) as set forth in the transaction agreements.
 
 
 
 
 
 
1122(d)(2)(v)
Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, “federally insured depository institutions” with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act.
 
1122(d)(2)(vi)
Unissued checks are safeguarded so as to prevent unauthorized access.
 
 
 
 
 
 
 
 
 
 
1122(d)(2)(vii)
Reconciliations are prepared on a monthly basis for all asset-backed securities related bank accounts, including custodial accounts and related bank clearing accounts. These reconciliations are (A) mathematically accurate; (B) prepared within 30 calendar days after the bank statement cutoff date, or such other number of days specified in the transaction agreements; (C) reviewed and approved by someone other than the person who prepared the reconciliations; and (D) contain explanations for reconciling items, These reconciling items are resolved within 90 calendar days of their original identification, or such other number of days specified in the transaction agreements.
 
 
 
Investor Remittances and Reporting
 
 
 
 
 
 
 
 
 
 
1122(d)(3)(i)
Reports to investors, including those to be filed with the Commission, are maintained in accordance with the transaction agreements and applicable Commission requirements. Specifically, such reports (A) are prepared in accordance with timeframes and other terms set forth in the transaction agreements, (B) provide information calculated in accordance with the terms specified in the transaction agreements; (C) are filed with the Commission as required by its rules and regulations; and (D) agree with investors; or the trustee’s records as to the total unpaid principal balance and number of pool assets serviced by the servicer.
 
 
 
1122(d)(3)(ii)
Amounts due to investors are allocated and remitted in accordance with timeframes, distribution priority and other terms set forth in the transaction agreements.
 
 
 
1122(d)(3)(iii)
Disbursements made to an investor are posted within two business days to the servicer’s investor records, or such other number of days specified in the transaction agreements.
 
 
 
1122(d)(3)(iv)
Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.
 
 
 
Pool Asset Administration
 
 
1122(d)(4)(i)
Collateral or security on pool assets is maintained as required by the transaction agreements or related asset pool documents.
 
1122(d)(4)(ii)
Pool assets and related documents are safeguarded as required by the transaction agreements.
 
 
1122(d)(4)(iii)
Any additions, removals or substitutions to the asset pool are made, reviewed and approved in accordance with any conditions or requirements in the transaction agreements
 
 
 
 
 
 
1122(d)(4)(iv)
Payments on pool assets, including any payoffs, made in accordance with the related pool asset documents are posted to the servicer’s obligor records maintained no more than two business days after receipt, or such other number of days specified in the transaction agreements, and allocated to principal, interest or other items (e.g., escrow) in accordance with the related pool asset documents.
 
 
1122(d)(4)(v)
The servicer’s records regarding the pool assets agree with the servicer’s records with respect to an obligor’s unpaid principal balance.
 
 
 
 
1122(d)(4)(vi)
Changes with respect to the terms or status of an obligor’s pool asset (e.g., loan modifications or re-agings) are made, reviewed and approved by authorized personnel in accordance with the transaction agreements and related pool asset documents.
 
 
 
 
 
1122(d)(4)(vii)
Loss mitigation of recovery actions (e.g., forbearance plans, modifications and deed in lieu of foreclosure, foreclosures and repossessions, as applicable) are initiated, conducted and concluded in accordance with the timeframes or other requirements established by the transaction documents.
 
 
 
 
 
 
 
 
1122(d)(4)(viii)
Records documenting collection efforts are maintained during the period a pool asset is delinquent in accordance with the transaction agreements., Such records are maintained in at least a monthly basis, or such other period specified in the transaction agreements, and describe the entity’s activities in monitoring delinquent pool assets including, for example, phone calls, letters and payment rescheduling plans in cases where delinquency is deemed temporary (e.g., illness or unemployment).
 
 
1122(d)(4)(ix)
Adjustments to interest rates or rates of return for pool assets with variable rates are computed based on the related pool asset documents.
 
 
 
 
 
 
 
 
 
1122(d)(4)(x)
Regarding any funds held in trust for an obligor (such as escrow accounts); (A) such funds are analyzed, in accordance with the obligor’s pool asset documents, on at least an annual basis, or such other period specified in the transaction agreements; (B) interest on such funds is paid, or credited, to obligors in accordance with applicable pool asset documents and state laws; and (C) such funds are returned to the obligor within 3- calendar days of full repayment of the related pool asset, or such other number of days specified in the transaction agreements.
 
 
 
 
 
 
1122(d)(4)(xi)
Payments made on behalf of an obligor (such as tax ore insurance payments) are made on or before the related penalty or expiration dates, as indicated on the appropriate bills or notices for such payments, provided that such support has been received by the service at least 30 calendar days prior to these dates, or such other number of days specified in the transaction agreements.
 
 
 
 
1122(d)(4)(xii)
Any late payment penalties in connection with any payment to be made on behalf of an obligor are paid from the servicer’s funds and not charged to the obligor, unless the late payment was due to the obligor’s error or omission.
 
1122(d)(4)(xiii)
Disbursements made on behalf of an obligor are posted within two business days to the obligor’s records maintained by the servicer, or such other number of days specified in the transaction agreements.
 
1122(d)(4)(xiv)
Delinquencies, charge-offs and uncollectible funds are recognized and recorded in accordance with the transaction agreements.
 
1122(d)(4)(xv)
Any external enhancement or other support, identified in item 1114(a)(1) through (3) or item 1115 of Regulation AB, is maintained as set forth in the transaction agreements.
 


 





EXHIBIT K
 
FORM OF BACK-UP CERTIFICATION
 
The [         ] agreement dated as of [     ], 200[  ] (the “Agreement”), among [IDENTIFY PARTIES]

I, ________________________________, the _______________________ of [NAME OF COMPANY], certify to [the Purchaser], [the Depositor], and the [Master Servicer] [Trustee], and their officers, with the knowledge and intent that they will rely upon this certification, that:
 
(1) I have reviewed the servicer compliance statement of the Company provided in accordance with Item 1123 of Regulation AB (the “Compliance Statement”), the report on assessment of the Company’s compliance with the servicing criteria set forth in Item 1122(d) of Regulation AB (the “Servicing Criteria”), provided in accordance with Rules 13a-18 and 15d-18 under Securities Exchange Act of 1934, as amended (the “Exchange Act”) and Item 1122 of Regulation AB (the “Servicing Assessment”), the registered public accounting firm’s attestation report provided in accordance with Rules 13a-18 and 15d-18 under the Exchange Act and Section 1122(b) of Regulation AB (the Attestation Report”), and all servicing reports, officer’s certificates and other information relating to the servicing of the Mortgage Loans by the Company during 200[  ] that were delivered by the Company to the [Depositor] [Master Servicer] [Trustee] pursuant to the Agreement (collectively, the “Company Servicing Information”);
 
(2) Based on my knowledge, the Company Servicing Information, taken as a whole, does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in the light of the circumstances under which such statements were made, not misleading with respect to the period of time covered by the Company Servicing Information;
 
(3) Based on my knowledge, all of the Company Servicing Information required to be provided by the Company under the Agreement has been provided to the [Depositor] [Master Servicer] [Trustee];
 
(4) I am responsible for reviewing the activities performed by the Company as servicer under the Agreement, and based on my knowledge and the compliance review conducted in preparing the Compliance Statement and except as disclosed in the Compliance Statement, the Servicing Assessment or the Attestation Report, the Company has fulfilled its obligations under the Agreement in all material respects; and
 
(5) The Compliance Statement required to be delivered by the Company pursuant to the Agreement, and the Servicing Assessment and Attestation Report required to be provided by the Company and by any Subservicer or Subcontractor pursuant to the Agreement, have been provided to the [Depositor] [Master Servicer]. Any material instances of noncompliance described in such reports have been disclosed to the [Depositor] [Master Servicer]. Any material instance of noncompliance with the Servicing Criteria has been disclosed in such reports.
 
 
Date: _________________________
 

 
By:
 
Name:  ________________________________
 
Title:  ________________________________

 





EXHIBIT L

FORM OF MORTGAGE LOAN PURCHASE AGREEMENT

MORTGAGE LOAN PURCHASE AGREEMENT, dated as of April 25, 2006, as amended and supplemented by any and all amendments hereto (collectively, “this Agreement”), by and between EMC MORTGAGE CORPORATION, a Delaware corporation (the “Sponsor” or “Mortgage Loan Seller”) and BEAR STEARNS ASSET BACKED SECURITIES I LLC, a Delaware limited liability company (the “Purchaser”).
 
Upon the terms and subject to the conditions of this Agreement, the Mortgage Loan Seller agrees to sell, and the Purchaser agrees to purchase, certain conventional, fixed rate, first and second lien mortgage loans secured by one- to four-family residences (collectively, the “Mortgage Loans”) as described herein. The Purchaser intends to deposit the Mortgage Loans into a trust fund (the “Trust Fund”) and create Bear Stearns Asset Backed Securities I Trust 2006-IM1, Asset-Backed Certificates, Series 2006-IM1 (the “Certificates”), under a pooling and servicing agreement, to be dated as of April 1, 2006 (the “Pooling and Servicing Agreement”), among the Purchaser, as depositor, the Mortgage Loan Seller, as sponsor, Wells Fargo Bank, National Association, as master servicer (the “Master Servicer”) and as securities administrator and U.S. Bank National Association, as trustee (the “Trustee”).
 
The Purchaser has filed with the Securities and Exchange Commission (the “Commission”) a registration statement on Form S-3 (Number 333-131374) relating to its Asset-Backed Certificates and the offering of certain series thereof (including certain classes of the Certificates) from time to time in accordance with Rule 415 under the Securities Act of 1933, as amended, and the rules and regulations of the Commission promulgated thereunder (the “Securities Act”). Such registration statement, when it became effective under the Securities Act, and the prospectus relating to the public offering of certain classes of the Certificates by the Purchaser (the “Public Offering”), as each may be amended or supplemented from time to time pursuant to the Securities Act or otherwise, are referred to herein as the “Registration Statement” and the “Prospectus,” respectively. The “Prospectus Supplement” shall mean that supplement, dated April 21, 2006, to the Prospectus, dated April 5, 2006, relating to certain classes of the Certificates. With respect to the Public Offering of certain classes of the Certificates, the Purchaser and Bear, Stearns & Co. Inc. (“Bear Stearns”) have entered into a terms agreement, dated as of April 21, 2006, to an underwriting agreement, dated April 13, 2006, between the Purchaser and Bear Stearns (together, the “Underwriting Agreement”).
 
Now, therefore, in consideration of the premises and the mutual agreements set forth herein, the parties hereto agree as follows:
 
SECTION 1.  Definitions. Certain terms are defined herein. Capitalized terms used herein but not defined herein shall have the meanings specified in the Pooling and Servicing Agreement. The following other terms are defined as follows:
 
Acquisition Price: Cash in an amount equal to $             *              (plus $        *        in accrued interest), and the Retained Certificates.
 
Bear Stearns: Bear, Stearns & Co. Inc.
 
Closing Date: April 25, 2006.
 
Custodial Agreement: An agreement, dated as of April 25, 2006 among the Depositor, the Sponsor, the Trustee and the Custodian.
 
Cut-off Date Balance: Shall mean $1,067,806,367.
 
Deleted Mortgage Loan: A Mortgage Loan replaced or to be replaced by a Replacement Mortgage Loan.
 
Due Date: With respect to each Mortgage Loan, the date in each month on which its scheduled payment is due, as set forth in the related Mortgage Note.
 
MERS: Mortgage Electronic Registration Systems, Inc., a corporation organized and existing under the laws of the State of Delaware, or any successor thereto.
 
MERS® System: The system of recording transfers of Mortgages electronically maintained by MERS.
 
MOM Loan: With respect to any Mortgage Loan, MERS acting as the mortgagee of such Mortgage Loan, solely as nominee for the originator of such Mortgage Loan and its successors and assigns, at the origination thereof.
 
Moody’s: Moody’s Investors Service, Inc., or its successors in interest.
 
Mortgage: The mortgage or deed of trust creating a first lien on an interest in real property securing a Mortgage Note.
 
Mortgage File: The items referred to in Exhibit 1 pertaining to a particular Mortgage Loan and any additional documents required to be added to such documents pursuant to this Agreement.
 
Mortgage Rate: The annual rate of interest borne by a Mortgage Note as stated therein.
 
Mortgagor: The obligor(s) on a Mortgage Note.
 

* Please contact Bear Stearns for pricing information.
 
 

Net Mortgage Rate: For each Mortgage Loan, the Mortgage Rate for such Mortgage Loan less (i) the Master Servicing Fee Rate, (ii) the Servicing Fee Rate and (ii) the rate at which the LPMI Fee is calculated, if applicable.
 
Opinion of Counsel: A written opinion of counsel, who may be counsel for the Mortgage Loan Seller or the Purchaser, reasonably acceptable to the Trustee.
 
Person: Any legal person, including any individual, corporation, partnership, joint venture, association, joint stock company, trust, unincorporated organization or government or any agency or political subdivision thereof.
 
Purchase Price: With respect to any Mortgage Loan required to be purchased by the Sponsor (on its own behalf as a Mortgage Loan Seller) pursuant to the applicable provisions of this Agreement, an amount equal to the sum of (i) 100% of the principal remaining unpaid on such Mortgage Loan as of the date of purchase (including if a foreclosure has already occurred, the principal balance of the related Mortgage Loan at the time the Mortgaged Property was acquired), (ii) accrued and unpaid interest thereon at the Mortgage Rate through and including the last day of the month of purchase and (iii) any costs and damages (if any) incurred by the Trust in connection with any violation of such Mortgage Loan of any anti-predatory lending laws.
 
Rating Agencies: Standard & Poor’s and Moody’s, each a “Rating Agency.”
 
Replacement Mortgage Loan: A mortgage loan substituted for a Deleted
Mortgage Loan which must meet on the date of such substitution the requirements stated herein and in the Pooling and Servicing Agreement; upon such substitution, such mortgage loan shall be a “Mortgage Loan” hereunder.

Securities Act: The Securities Act of 1933, as amended.
 
Standard & Poor’s: Standard & Poor’s, a division of The McGraw-Hill Companies, Inc. or its successors in interest.
 
Transaction Documents: This Agreement, the Pooling and Servicing Agreement, the Custodial Agreement and the Underwriting Agreement.
 
Value: The value of the Mortgaged Property at the time of origination of the related Mortgage Loan, such value being the lesser of (i) the value of such property set forth in an appraisal accepted by the applicable originator of the Mortgage Loan or (ii) the sales price of such property at the time of origination.
 
Wells Fargo: Wells Fargo Bank, National Association.
 
SECTION 2.  Purchase and Sale of the Mortgage Loans and Related Rights.
 
(a)  Upon satisfaction of the conditions set forth in Section 10 hereof, the Mortgage Loan Seller agrees to sell, and the Purchaser agrees to purchase Mortgage Loans sold by such Mortgage Loan Seller having an aggregate outstanding principal balance as of the Cut-off Date equal to the related Cut-off Date Balance.
 
(b)  The closing for the purchase and sale of the Mortgage Loans and the closing for the issuance of the Certificates will take place on the Closing Date at the office of the Purchaser’s counsel in New York, New York or such other place as the parties shall agree.
 
(c)  Upon the satisfaction of the conditions set forth in Section 10 hereof, on the Closing Date, the Purchaser shall pay to the Mortgage Loan Seller the Acquisition Price for the Mortgage Loans sold by such Mortgage Loan Seller in immediately available funds by wire transfer to such account or accounts as shall be designated by the Mortgage Loan Seller.
 
(d)  In addition to the foregoing, on the Closing Date the Mortgage Loan Seller assigns to the Purchaser all of its right, title and interest in the Servicing Agreements.
 
SECTION 3.  Mortgage Loan Schedules. The Sponsor (on its own behalf as Mortgage Loan Seller) agrees to provide to the Purchaser as of the date hereof a preliminary listing of the Mortgage Loans (the “Preliminary Mortgage Loan Schedule”) setting forth the information listed on Exhibit 2 to this Agreement with respect to each of the Mortgage Loans being sold by the Mortgage Loan Seller. If there are changes to the Preliminary Mortgage Loan Schedule, the Sponsor (on its own behalf as Mortgage Loan Seller) shall provide to the Purchaser as of the Closing Date a final schedule (the “Final Mortgage Loan Schedule”) setting forth the information listed on Exhibit 2 to this Agreement with respect to each of the Mortgage Loans being sold by the Mortgage Loan Seller to the Purchaser. The Final Mortgage Loan Schedule shall be delivered to the Purchaser on the Closing Date, shall be attached to an amendment to this Agreement to be executed on the Closing Date by the parties hereto and shall be in form and substance mutually agreed to by the Sponsor (on its own behalf as Mortgage Loan Seller) and the Purchaser (the “Amendment”). If there are no changes to the Preliminary Mortgage Loan Schedule, the Preliminary Mortgage Loan Schedule shall be the Final Mortgage Loan Schedule for all purposes hereof.
 
SECTION 4.  Mortgage Loan Transfer.
 
(a)  The Purchaser will be entitled to all scheduled payments of principal and interest on the Mortgage Loans due after the Cut-off Date (regardless of when actually collected) and all payments thereof. The Mortgage Loan Seller will be entitled to all scheduled payments of principal and interest on the Mortgage Loans due on or before the Cut-off Date (including payments collected after the Cut-off Date) and all payments thereof. Such principal amounts and any interest thereon belonging to the Mortgage Loan Seller as described above will not be included in the aggregate outstanding principal balance of the Mortgage Loans as of the Cut-off Date as set forth on the Final Mortgage Loan Schedule.
 
(b)  Pursuant to various conveyancing documents to be executed on the Closing Date and pursuant to the Pooling and Servicing Agreement, the Purchaser will assign on the Closing Date all of its right, title and interest in and to the Mortgage Loans to the Trustee for the benefit of the Certificateholders. In connection with the transfer and assignment of the Mortgage Loans, the Mortgage Loan Seller has delivered or will deliver or cause to be delivered to the Trustee or the Custodian on behalf of the Trustee by the Closing Date or such later date as is agreed to by the Purchaser and the Mortgage Loan Seller (each of the Closing Date and such later date is referred to as a “Mortgage File Delivery Date”), the items of each Mortgage File, provided, however, that in lieu of the foregoing, the Mortgage Loan Seller may deliver the following documents, under the circumstances set forth below: (x) in lieu of the original Mortgage, assignments to the Trustee or intervening assignments thereof which have been delivered, are being delivered or will upon receipt of recording information relating to the Mortgage required to be included thereon, be delivered to recording offices for recording and have not been returned in time to permit their delivery as specified above, the Mortgage Loan Seller may deliver a true copy thereof with a certification by the Mortgage Loan Seller or the Master Servicer, on the face of such copy, substantially as follows: “Certified to be a true and correct copy of the original, which has been transmitted for recording;” (y) in lieu of the Mortgage, assignments to the Trustee or intervening assignments thereof, if the applicable jurisdiction retains the originals of such documents or if the originals are lost (in each case, as evidenced by a certification from the Mortgage Loan Seller or the Master Servicer to such effect), the Mortgage Loan Seller may deliver photocopies of such documents containing an original certification by the judicial or other governmental authority of the jurisdiction where such documents were recorded; and (z) in lieu of the Mortgage Notes relating to the Mortgage Loans, each identified in the list delivered by the Purchaser to the Trustee on the Closing Date and attached hereto as Exhibit 5 the Mortgage Loan Seller may deliver lost note affidavits and indemnities of the Mortgage Loan Seller; and provided further, however, that in the case of Mortgage Loans which have been prepaid in full after the Cut-off Date and prior to the Closing Date, the Mortgage Loan Seller, in lieu of delivering the above documents, may deliver to the Trustee a certification by the Mortgage Loan Seller or the Master Servicer to such effect. The Mortgage Loan Seller shall deliver such original documents (including any original documents as to which certified copies had previously been delivered) or such certified copies to the Trustee, or the Custodian on behalf of the Trustee, promptly after they are received. The Sponsor (on its own behalf as Mortgage Loan Seller) shall cause the Mortgage and intervening assignments, if any, and the assignment of the Mortgage to be recorded not later than 180 days after the Closing Date unless such assignment is not required to be recorded under the terms set forth in Section 6(a) hereof.
 
(c)  In connection with the assignment of any Mortgage Loan registered on the MERS® System, the Sponsor (on its own behalf as Mortgage Loan Seller) further agrees that it will cause, at the Sponsor’s own expense, within 30 days after the Closing Date, the MERS® System to indicate that such Mortgage Loans have been assigned by the Mortgage Loan Seller to the Purchaser and by the Purchaser to the Trustee in accordance with this Agreement for the benefit of the Certificateholders by including (or deleting, in the case of Mortgage Loans which are repurchased in accordance with this Agreement) in such computer files (a) the code in the field which identifies the specific Trustee and (b) the code in the field “Pool Field” which identifies the series of the Certificates issued in connection with such Mortgage Loans. The Mortgage Loan Seller further agrees that it will not, and will not permit any Servicer or the Master Servicer to, and the Master Servicer agrees that it will not, alter the codes referenced in this paragraph with respect to any Mortgage Loan during the term of the Pooling and Servicing Agreement unless and until such Mortgage Loan is repurchased in accordance with the terms of the Pooling and Servicing Agreement.
 
(d)  The Mortgage Loan Seller and the Purchaser acknowledge hereunder that all of the Mortgage Loans and the related servicing, will ultimately be assigned to U.S. Bank National Association, as Trustee for the benefit of the Certificateholders, on the date hereof.
 
SECTION 5.  Examination of Mortgage Files.
 
(a)  On or before the Mortgage File Delivery Date, the Mortgage Loan Seller will have made the Mortgage Files available to the Purchaser or its agent for examination which may be at the offices of the Trustee or the Mortgage Loan Seller and/or the Mortgage Loan Seller’s custodian. The fact that the Purchaser or its agent has conducted or has failed to conduct any partial or complete examination of the Mortgage Files shall not affect the Purchaser’s rights to demand cure, repurchase, substitution or other relief as provided in this Agreement. In furtherance of the foregoing, the Mortgage Loan Seller shall make the Mortgage Files available to the Purchaser or its agent from time to time so as to permit the Purchaser to confirm the Mortgage Loan Seller’s compliance with the delivery and recordation requirements of this Agreement and the Pooling and Servicing Agreement. In addition, upon request of the Purchaser, the Mortgage Loan Seller agrees to provide to the Purchaser, Bear Stearns and to any investors or prospective investors in the Certificates information regarding the Mortgage Loans and their servicing, to make the Mortgage Files available to the Purchaser, Bear Stearns and to such investors or prospective investors (which may be at the offices of the Mortgage Loan Seller and/or the Mortgage Loan Seller’s custodian) and to make available personnel knowledgeable about the Mortgage Loans for discussions with the Purchaser, Bear Stearns and such investors or prospective investors, upon reasonable request during regular business hours, sufficient to permit the Purchaser, Bear Stearns and such investors or potential investors to conduct such due diligence as any such party reasonably believes is appropriate.
 
(b)  Pursuant to the Pooling and Servicing Agreement, on the Closing Date the Trustee (or the Custodian as obligated under the Custodial Agreement), for the benefit of the Certificateholders, will review items of the Mortgage Files as set forth on Exhibit 1 and will deliver to the Sponsor (on its own behalf as Mortgage Loan Seller an initial certification in the form attached as Exhibit One to the Custodial Agreement.
 
(c)  Within 90 days of the Closing Date, the Trustee or the Custodian on its behalf shall, in accordance with the provisions of Section 2.02 of the Pooling and Servicing Agreement, deliver to the Sponsor (on its own behalf as Mortgage Loan Seller and the Trustee an Interim Certification in the form attached as Exhibit Two to the Custodial Agreement to the effect that all such documents have been executed and received and that such documents relate to the Mortgage Loans identified on the Mortgage Loan Schedule, except for any exceptions listed on Schedule A attached to such Interim Certification. The Custodian shall be under no duty or obligation to inspect, review or examine said documents, instruments, certificates or other papers to determine that the same are genuine, enforceable, or appropriate for the represented purpose or that they have actually been recorded or that they are other than what they purport to be on their face.
 
(d)  The Trustee or the Custodian on its behalf will review the Mortgage Files within 180 days of the Closing Date and will deliver to the Sponsor and the Master Servicer, and if reviewed by the Custodian, the Trustee, a final certification substantially in the form of Exhibit Three to the Custodial Agreement. If the Trustee or the Custodian on its behalf is unable to deliver a final certification with respect to the items listed in Exhibit 1 due to any document that is missing, has not been executed, is unrelated, determined on the basis of the Mortgagor name, original principal balance and loan number, to the Mortgage Loans identified in the Final Mortgage Loan Schedule (a “Material Defect”), the Trustee or the Custodian on its behalf shall notify the Sponsor of such Material Defect. The Sponsor (on its own behalf as a Mortgage Loan Seller) shall correct or cure any such Material Defect within 90 days from the date of notice from the Trustee of the Material Defect and if the Sponsor (on its own behalf as a Mortgage Loan Seller) does not correct or cure such Material Defect within such period and such defect materially and adversely affects the interests of the Certificateholders in the related Mortgage Loan, the Sponsor (on its own behalf as a Mortgage Loan Seller) will, in accordance with the terms of the Pooling and Servicing Agreement, within 90 days of the date of notice, provide the Trustee with a Replacement Mortgage Loan (if within two years of the Closing Date) or purchase the related Mortgage Loan at the applicable Purchase Price; provided, however, that if such defect relates solely to the inability of the Sponsor (on its own behalf as a Mortgage Loan Seller) to deliver the original security instrument or intervening assignments thereof, or a certified copy because the originals of such documents, or a certified copy, have not been returned by the applicable jurisdiction, the Sponsor shall not be required to purchase such Mortgage Loan if the Sponsor (on its own behalf as a Mortgage Loan Seller) delivers such original documents or certified copy promptly upon receipt, but in no event later than 360 days after the Closing Date. The foregoing repurchase obligation shall not apply in the event that the Sponsor (on its own behalf as a Mortgage Loan Seller) cannot deliver such original or copy of any document submitted for recording to the appropriate recording office in the applicable jurisdiction because such document has not been returned by such office; provided that the Sponsor (on its own behalf as a Mortgage Loan Seller) shall instead deliver a recording receipt of such recording office or, if such receipt is not available, a certificate of Sponsor (on its own behalf as a Mortgage Loan Seller) or a Servicing Officer confirming that such documents have been accepted for recording, and delivery to the Trustee shall be effected by the Sponsor (on its own behalf as a Mortgage Loan Seller) within thirty days of its receipt of the original recorded document.
 
(e)  At the time of any substitution, the Sponsor (on its own behalf as a Mortgage Loan Seller) shall deliver or cause to be delivered the Replacement Mortgage Loan, the related Mortgage File and any other documents and payments required to be delivered in connection with a substitution pursuant to the Pooling and Servicing Agreement. At the time of any purchase or substitution, the Trustee shall (i) assign the selected Mortgage Loan to the Sponsor (on its own behalf as a Mortgage Loan Seller) and shall release or cause the Custodian to release the documents (including, but not limited to the Mortgage, Mortgage Note and other contents of the Mortgage File) in the possession of the Trustee or the Custodian, as applicable relating to the Deleted Mortgage Loan and (ii) execute and deliver such instruments of transfer or assignment, in each case without recourse, as shall be necessary to vest in the Sponsor (on its own behalf as a Mortgage Loan Seller) title to such Deleted Mortgage Loan.
 
SECTION 6.  Recordation of Assignments of Mortgage.
 
(a)  The Sponsor (on its own behalf as a Mortgage Loan Seller) will, promptly after the Closing Date, cause each Mortgage and each assignment of Mortgage from the Mortgage Loan Seller to the Trustee, and all unrecorded intervening assignments, if any, delivered on or prior to the Closing Date, to be recorded in all recording offices in the jurisdictions where the related Mortgaged Properties are located; provided, however, the Sponsor (on its own behalf as a Mortgage Loan Seller) need not cause to be recorded any assignment which relates to a Mortgage Loan that is a MOM Loan or for which the related Mortgaged Property is located in any jurisdiction under the laws of which, as evidenced by an Opinion of Counsel delivered by the Sponsor (on its own behalf as a Mortgage Loan Seller) to the Trustee and the Rating Agencies, the recordation of such assignment is not necessary to protect the Trustee’s interest in the related Mortgage Loan; provided, however, notwithstanding the delivery of any Opinion of Counsel, each assignment of Mortgage shall be submitted for recording by the Sponsor (on its own behalf as a Mortgage Loan Seller) in the manner described above, at no expense to the Trust Fund or Trustee, upon the earliest to occur of (i) reasonable direction by the Holders of Certificates evidencing Percentage Interests aggregating not less than 25% of the Trust, (ii) the occurrence of a Company Default, (iii) the occurrence of a bankruptcy, insolvency or foreclosure relating to the Sponsor under the Pooling and Servicing Agreement, (iv) the occurrence of a servicing transfer as described in Section 9.05 of the Pooling and Servicing Agreement or an assignment of the servicing as described in Section 8.05(b) of the Pooling and Servicing Agreement or (iv) with respect to any one assignment of Mortgage, the occurrence of a bankruptcy, insolvency or foreclosure relating to the Mortgagor under the related Mortgage.
 
While each such Mortgage or assignment is being recorded, if necessary, the Sponsor (on its own behalf as a Mortgage Loan Seller) shall leave or cause to be left with the Trustee or the Custodian on its behalf a certified copy of such Mortgage or assignment. In the event that, within 180 days of the Closing Date, the Trustee has not been provided with an Opinion of Counsel as described above or received evidence of recording with respect to each Mortgage Loan delivered to the Purchaser pursuant to the terms hereof or as set forth above and the related Mortgage Loan is not a MOM Loan, the failure to provide evidence of recording or such Opinion of Counsel shall be considered a Material Defect, and the provisions of Section 5(c) and (d) shall apply. All customary recording fees and reasonable expenses relating to the recordation of the assignments of mortgage to the Trustee or the Opinion of Counsel, as the case may be, shall be borne by the Sponsor.
 
(b)  It is the express intent of the parties hereto that the conveyance of the Mortgage Loans by the Mortgage Loan Seller to the Purchaser, as contemplated by this Agreement be, and be treated as, a sale. It is, further, not the intention of the parties that such conveyance be deemed a pledge of the Mortgage Loans by the Mortgage Loan Seller to the Purchaser to secure a debt or other obligation of the Mortgage Loan Seller. However, in the event that, notwithstanding the intent of the parties, the Mortgage Loans are held by a court to continue to be property of the Mortgage Loan Seller, then (a) this Agreement shall also be deemed to be a security agreement within the meaning of Articles 8 and 9 of the applicable Uniform Commercial Code; (b) the transfer of the Mortgage Loans provided for herein shall be deemed to be a grant by the Mortgage Loan Seller to the Purchaser of a security interest in all of the Mortgage Loan Seller’s right, title and interest in and to the Mortgage Loans and all amounts payable to the holders of the Mortgage Loans in accordance with the terms thereof and all proceeds of the conversion, voluntary or involuntary, of the foregoing into cash, instruments, securities or other property, to the extent the Purchaser would otherwise be entitled to own such Mortgage Loans and proceeds pursuant to Section 4 hereof, including all amounts, other than investment earnings, from time to time held or invested in any accounts created pursuant to the Pooling and Servicing Agreement, whether in the form of cash, instruments, securities or other property; (c) the possession by the Purchaser or the Trustee (or the Custodian on its behalf) of Mortgage Notes and such other items of property as constitute instruments, money, negotiable documents or chattel paper shall be deemed to be “possession by the secured party” for purposes of perfecting the security interest pursuant to Section 9-305 (or comparable provision) of the applicable Uniform Commercial Code; and (d) notifications to persons holding such property, and acknowledgments, receipts or confirmations from persons holding such property, shall be deemed notifications to, or acknowledgments, receipts or confirmations from, financial intermediaries, bailees or agents (as applicable) of the Purchaser for the purpose of perfecting such security interest under applicable law. Any assignment of the interest of the Purchaser pursuant to any provision hereof or pursuant to the Pooling and Servicing Agreement shall also be deemed to be an assignment of any security interest created hereby. The Sponsor (on its own behalf as a Mortgage Loan Seller) and the Purchaser shall, to the extent consistent with this Agreement, take such actions as may be reasonably necessary to ensure that, if this Agreement were deemed to create a security interest in the Mortgage Loans, such security interest would be deemed to be a perfected security interest of first priority under applicable law and will be maintained as such throughout the term of the Pooling and Servicing Agreement.
 
SECTION 7.  Representations and Warranties of the Sponsor Concerning the Mortgage Loans. The Sponsor hereby represents and warrants to the Purchaser as of the Closing Date or such other date as may be specified below with respect to each Mortgage Loan being sold by it, that:
 
(a)  The information set forth in the Mortgage Loan Schedule hereto is true and correct in all material respects and the information provided to the Rating Agencies, including the Mortgage Loan level detail, is true and correct according to the Rating Agency requirements.
 
(b)  Immediately prior to the transfer to the Purchaser, the Mortgage Loan Seller was the sole owner of beneficial title and holder of each Mortgage and Mortgage Note relating to the Mortgage Loans and is conveying the same free and clear of any and all liens, claims, encumbrances, participation interests, equities, pledges, charges or security interests of any nature and the Mortgage Loan Seller has full right and authority to sell or assign the same pursuant to this Agreement.
 
(c)  Each Mortgage Loan at the time it was made complied in all material respects with all applicable laws and regulations, including, without limitation, usury, equal credit opportunity, disclosure and recording laws and all applicable anti-predatory lending laws; and each Mortgage Loan has been serviced in all material respects in accordance with all applicable laws and regulations, including, without limitation, usury, equal credit opportunity, disclosure and recording laws and all applicable anti-predatory lending laws and the terms of the related Mortgage Note, the Mortgage and other loan documents.
 
(d)  There is no monetary default existing under any Mortgage or the related Mortgage Note and there is no material event which, with the passage of time or with notice and the expiration of any grace or cure period, would constitute a default, breach or event of acceleration; and neither the Mortgage Loan Seller, any of its affiliates nor any servicer of any related Mortgage Loan has taken any action to waive any default, breach or event of acceleration; and no foreclosure action is threatened or has been commenced with respect to the Mortgage Loan.
 
(e)  The terms of the Mortgage Note and the Mortgage have not been impaired, waived, altered or modified in any respect, except by written instruments, (i) if required by law in the jurisdiction where the Mortgaged Property is located, or (ii) to protect the interests of the Trustee on behalf of the Certificateholders.
 
(f)  No selection procedure reasonably believed by the Mortgage Loan Seller to be adverse to the interests of the Certificateholders was utilized in selecting the Mortgage Loans.
 
(g)  Each Mortgage is a valid and enforceable first or second lien on the property securing the related Mortgage Note and each Mortgaged Property is owned by the Mortgagor in fee simple (except with respect to common areas in the case of condominiums, PUDs and de minimis PUDs) or by leasehold for a term longer than the term of the related Mortgage, subject only to (i) the lien of current real property taxes and assessments, (ii) covenants, conditions and restrictions, rights of way, easements and other matters of public record as of the date of recording of such Mortgage, such exceptions being acceptable to mortgage lending institutions generally or specifically reflected in the appraisal obtained in connection with the origination of the related Mortgage Loan or referred to in the lender’s title insurance policy delivered to the originator of the related Mortgage Loan and (iii) other matters to which like properties are commonly subject which do not materially interfere with the benefits of the security intended to be provided by such Mortgage.
 
(h)  There is no mechanics’ lien or claim for work, labor or material affecting the premises subject to any Mortgage which is or may be a lien prior to, or equal with, the lien of such Mortgage except those which are insured against by the title insurance policy referred to in xiii below.
 
(i)  There was no delinquent tax or assessment lien against the property subject to any Mortgage, except where such lien was being contested in good faith and a stay had been granted against levying on the property.
 
(j)  There is no valid offset, defense or counterclaim to any Mortgage Note or Mortgage, including the obligation of the Mortgagor to pay the unpaid principal and interest on such Mortgage Note.
 
(k)  The physical property subject to any Mortgage is free of material damage and is in good repair and there is no proceeding pending or threatened for the total or partial condemnation of any Mortgaged Property.
 
(l)  The Mortgaged Property and all improvements thereon comply with all requirements of any applicable zoning and subdivision laws and ordinances;
 
(m)  A lender’s title insurance policy (on an ALTA or CLTA form) or binder, or other assurance of title customary in the relevant jurisdiction therefor in a form acceptable to Fannie Mae or Freddie Mac, was issued on the date that each Mortgage Loan was created by a title insurance company which, to the best of the Mortgage Loan Seller’s knowledge, was qualified to do business in the jurisdiction where the related Mortgaged Property is located, insuring the Mortgage Loan Seller and its successors and assigns that the Mortgage is a first priority lien on the related Mortgaged Property in the original principal amount of the Mortgage Loan. The Mortgage Loan Seller is the sole insured under such lender’s title insurance policy, and such policy, binder or assurance is valid and remains in full force and effect, and each such policy, binder or assurance shall contain all applicable endorsements including a negative amortization endorsement, if applicable.
 
(n)  At the time of origination, each Mortgaged Property was the subject of an appraisal which conformed to the underwriting requirements of the originator of the Mortgage Loan and, the appraisal is in a form acceptable to Fannie Mae or FHLMC.
 
(o)  The improvements on each Mortgaged Property securing a Mortgage Loan are insured (by an insurer which is acceptable to the Mortgage Loan Seller) against loss by fire and such hazards as are covered under a standard extended coverage endorsement in the locale in which the Mortgaged Property is located, in an amount which is not less than the lesser of the maximum insurable value of the improvements securing such Mortgage Loan or the outstanding principal balance of the Mortgage Loan, but in no event in an amount less than an amount that is required to prevent the Mortgagor from being deemed to be a co-insurer thereunder; if the improvement on the Mortgaged Property is a condominium unit, it is included under the coverage afforded by a blanket policy for the condominium project; if upon origination of the related Mortgage Loan, the improvements on the Mortgaged Property were in an area identified as a federally designated flood area, a flood insurance policy is in effect in an amount representing coverage not less than the least of (i) the outstanding principal balance of the Mortgage Loan, (ii) the restorable cost of improvements located on such Mortgaged Property or (iii) the maximum coverage available under federal law; and each Mortgage obligates the Mortgagor thereunder to maintain the insurance referred to above at the Mortgagor’s cost and expense.
 
(p)  Each Mortgage Loan constitutes a "qualified mortgage" under Section 860G(a)(3)(A) of the Code and Treasury Regulation Section 1.860G-2(a)(1), (2), (4), (5), (6), (7) and (9) without reliance on the provisions of Treasury Regulation Section 1.860G-2(a)(3) or Treasury Regulation Section 1.860G-2(f)(2) or any other provision that would allow a Mortgage Loan to be treated as a “qualified mortgage” notwithstanding its failure to meet the requirements of Section 860G(a)(3)(A) of the Code and Treasury Regulation Section 1.860G-2(a)(1), (2), (4), (5), (6), (7) and (9).
 
(q)  None of the Mortgage Loans are (a) loans subject to 12 CFR Part 226.31, 12 CFR Part 226.32 or 12 CFR Part 226.34 of Regulation Z, the regulation implementing TILA, which implements the Home Ownership and Equity Protection Act of 1994, as amended or (b) “high cost home,” “covered” (excluding home loans defined as “covered home loans” in the New Jersey Home Ownership Security Act of 2002 that were originated between November 26, 2003 and July 7, 2004), “high risk home” or “predatory” loans under any applicable state, federal or local law (or a similarly classified loan using different terminology under a law imposing heightened regulatory scrutiny or additional legal liability for residential mortgage loans having high interest rates, points and/or fees).
 
(r)  The information set forth in Schedule A of the Prospectus Supplement with respect to the Mortgage Loans is true and correct in all material respects.
 
(s)  No Mortgage Loan (a) is a “high cost loan” or “covered loan” as applicable (as such terms are defined in the then current Standard & Poor’s LEVELS® Glossary, which is now Version 5.6(d), Appendix E, attached hereto as Exhibit 6 or (b) was originated on or after October 1, 2002 through March 6, 2003 and is governed by the Georgia Fair Lending Act.
 
(t)  Each Mortgage Loan was originated in accordance with the underwriting guidelines of the related originator.
 
(u)  Each original Mortgage has been recorded or is in the process of being recorded in accordance with the requirements of Section 2.01 of the Pooling and Servicing Agreement in the appropriate jurisdictions wherein such recordation is required to perfect the lien thereof for the benefit of the Trust Fund.
 
(v)  The related Mortgage File contains each of the documents and instruments listed in Section 2.01 of the Pooling and Servicing Agreement, subject to any exceptions, substitutions and qualifications as are set forth in such Section.
 
(w)  The Mortgage Loans are currently being serviced in accordance with accepted servicing practices.
 
(x)  With respect to each Mortgage Loan that has a prepayment penalty feature, each such prepayment penalty is enforceable and will be enforced by the Mortgage Loan Seller and each prepayment penalty is permitted pursuant to federal, state and local law, provided that (i) no Mortgage Loan will impose a prepayment penalty for a term in excess of five years from the date such Mortgage Loan was originated and (ii) such prepayment penalty is at least equal to the lesser of (A) the maximum amount permitted under applicable law and (B) six months interest at the related Mortgage Interest Rate on the amount prepaid in excess of 20% of the original principal balance of such Mortgage Loan.
 
(y)  If any of the Mortgage Loans are secured by a leasehold interest, with respect to each leasehold interest: the use of leasehold estates for residential properties is an accepted practice in the area where the related Mortgaged Property is located; residential property in such area consisting of leasehold estates is readily marketable; the lease is recorded and no party is in any way in breach of any provision of such lease; the leasehold is in full force and effect and is not subject to any prior lien or encumbrance by which the leasehold could be terminated or subject to any charge or penalty; and the remaining term of the lease does not terminate less than ten years after the maturity date of such Mortgage Loan.
 
It is understood and agreed that the representations and warranties set forth in this Section 7 will inure to the benefit of the Purchaser, its successors and assigns, notwithstanding any restrictive or qualified endorsement on any Mortgage Note or assignment of Mortgage or the examination of any Mortgage File. Upon any substitution for a Mortgage Loan, the representations and warranties set forth above shall be deemed to be made by the Mortgage Loan Seller as to any Replacement Mortgage Loan as of the date of substitution.
 
Upon discovery or receipt of notice by the Sponsor, the Purchaser or the Trustee of a breach of any representation or warranty of the Sponsor set forth in this Section 7 which materially and adversely affects the value of the interests of the Purchaser, the Certificateholders or the Trustee in any of the Mortgage Loans delivered to the Purchaser pursuant to this Agreement, the party discovering or receiving notice of such breach shall give prompt written notice to the others. In the case of any such breach of a representation or warranty set forth in this Section 7, within 90 days from the date of discovery by the Sponsor, or the date the Sponsor is notified by the party discovering or receiving notice of such breach (whichever occurs earlier), the Sponsor will (i) cure such breach in all material respects, (ii) purchase the affected Mortgage Loan at the applicable Purchase Price or (iii) if within two years of the Closing Date, substitute a qualifying Replacement Mortgage Loan in exchange for such Mortgage Loan; provided that, (A) in the case of a breach of the representation and warranty concerning the Mortgage Loan Schedule contained in clause (a) of this Section 7, if such breach is material and relates to any field on the Mortgage Loan Schedule which identifies any Prepayment Charge or (B) in the case of a breach of the representation contained in clause (hh) of this Section 7, then, in each case, in lieu of purchasing such Mortgage Loan from the Trust Fund at the Purchase Price, the Sponsor shall pay the amount of the Prepayment Charge (net of any amount previously collected by or paid to the Trust Fund in respect of such Prepayment Charge) from its own funds and without reimbursement therefor, and the Sponsor shall have no obligation to repurchase or substitute for such Mortgage Loan. The obligations of the Sponsor to cure, purchase or substitute a qualifying Replacement Mortgage Loan shall constitute the Purchaser’s, the Trustee’s and the Certificateholder’s sole and exclusive remedy under this Agreement or otherwise respecting a breach of representations or warranties hereunder with respect to the Mortgage Loans, except for the obligation of the Sponsor to indemnify the Purchaser for such breach as set forth in and limited by Section 13 hereof.
 
Any cause of action against the Sponsor or relating to or arising out of a breach by the Sponsor of any representations and warranties made in this Section 7 shall accrue as to any Mortgage Loan upon (i) discovery of such breach by the Sponsor or notice thereof by the party discovering such breach and (ii) failure by the Sponsor to cure such breach, purchase such Mortgage Loan or substitute a qualifying Replacement Mortgage Loan pursuant to the terms hereof.
 
SECTION 8.  Representations and Warranties Concerning the Sponsor. As of the date hereof and as of the Closing Date, the Sponsor represents and warrants to the Purchaser as to itself in the capacity indicated as follows:
 
(a)  the Sponsor (i) is a corporation duly organized, validly existing and in good standing under the laws of the State of Delaware and (ii) is qualified and in good standing to do business in each jurisdiction where such qualification is necessary, except where the failure so to qualify would not reasonably be expected to have a material adverse effect on the Sponsor’s business as presently conducted or on the Sponsor’s ability to enter into this Agreement or any other Transaction Document to which it is a party and to consummate the transactions contemplated hereby or thereby;
 
(b)  the Sponsor has full power to own its property, to carry on its business as presently conducted and to enter into and perform its obligations under this Agreement or any other Transaction Document to which it is a party;
 
(c)  the execution and delivery by the Sponsor of this Agreement and any other Transaction Document to which it is a party has been duly authorized by all necessary action on the part of the Sponsor; and neither the execution and delivery of this Agreement or any other Transaction Document to which it is a party, nor the consummation of the transactions herein or therein contemplated, nor compliance with the provisions hereof or thereof, will conflict with or result in a breach of, or constitute a default under, any of the provisions of any law, governmental rule, regulation, judgment, decree or order binding on the Sponsor or its properties or the charter or by-laws of the Sponsor, except those conflicts, breaches or defaults which would not reasonably be expected to have a material adverse effect on the Sponsor’s ability to enter into this Agreement or any other Transaction Document to which it is a party and to consummate the transactions contemplated hereby or thereby;
 
(d)  the execution, delivery and performance by the Sponsor of this Agreement and the consummation of the transactions contemplated hereby do not require the consent or approval of, the giving of notice to, the registration with, or the taking of any other action in respect of, any state, federal or other governmental authority or agency, except those consents, approvals, notices, registrations or other actions as have already been obtained, given or made and, in connection with the recordation of the Mortgages, powers of attorney or assignments of Mortgages not yet completed;
 
(e)  each of this Agreement and the other Transaction Document to which it is a party has been duly executed and delivered by the Sponsor and, assuming due authorization, execution and delivery by the Purchaser, constitutes a valid and binding obligation of the Sponsor enforceable against it in accordance with its terms (subject to applicable bankruptcy and insolvency laws and other similar laws affecting the enforcement of the rights of creditors generally);
 
(f)  there are no actions, suits or proceedings pending or, to the knowledge of the Sponsor, threatened against the Sponsor, before or by any court, administrative agency, arbitrator or governmental body (i) with respect to any of the transactions contemplated by this Agreement or any other Transaction Document to which it is a party or (ii) with respect to any other matter which in the judgment of the Sponsor could reasonably be expected to be determined adversely to the Sponsor and will if determined adversely to the Sponsor materially and adversely affect the Sponsor’s ability to perform its obligations under this Agreement or any other Transaction Document to which it is a party; and the Sponsor is not in default with respect to any order of any court, administrative agency, arbitrator or governmental body so as to materially and adversely affect the transactions contemplated by this Agreement; and
 
(g)  the Mortgage Loan Seller’s Information (as defined in Section 13(a) hereof) does not include any untrue statement of a material fact or omit to state a material fact necessary in order to make the statements made, in light of the circumstances under which they were made, not misleading.
 
SECTION 9.  Representations and Warranties Concerning the Purchaser. As of the date hereof and as of the Closing Date, the Purchaser represents and warrants to the Mortgage Loan Seller as follows:
 
(a)  the Purchaser (i) is a limited liability company duly organized, validly existing and in good standing under the laws of the State of Delaware and (ii) is qualified and in good standing to do business in each jurisdiction where such qualification is necessary, except where the failure so to qualify would not reasonably be expected to have a material adverse effect on the Purchaser’s business as presently conducted or on the Purchaser’s ability to enter into this Agreement or any other Transaction Document to which it is a party and to consummate the transactions contemplated hereby or thereby;
 
(b)  the Purchaser has full power to own its property, to carry on its business as presently conducted and to enter into and perform its obligations under this Agreement or any other Transaction Document to which it is a party;
 
(c)  the execution and delivery by the Purchaser of this Agreement or any other Transaction Document to which it is a party has been duly authorized by all necessary action on the part of the Purchaser; and neither the execution and delivery of this Agreement, nor the consummation of the transactions herein contemplated, nor compliance with the provisions hereof or thereof, will conflict with or result in a breach of, or constitute a default under, any of the provisions of any law, governmental rule, regulation, judgment, decree or order binding on the Purchaser or its properties or the certificate of formation or limited liability company agreement of the Purchaser, except those conflicts, breaches or defaults which would not reasonably be expected to have a material adverse effect on the Purchaser’s ability to enter into this Agreement or any other Transaction Document to which it is a party and to consummate the transactions contemplated hereby or thereby;
 
(d)  the execution, delivery and performance by the Purchaser of this Agreement and the consummation of the transactions contemplated hereby do not require the consent or approval of, the giving of notice to, the registration with, or the taking of any other action in respect of, any state, federal or other governmental authority or agency, except those consents, approvals, notices, registrations or other actions as have already been obtained, given or made;
 
(e)  each of this Agreement and the other Transaction Documents to which it is a party has been duly executed and delivered by the Purchaser and, assuming due authorization, execution and delivery by the Mortgage Loan Seller, constitutes a valid and binding obligation of the Purchaser enforceable against it in accordance with its terms (subject to applicable bankruptcy and insolvency laws and other similar laws affecting the enforcement of the rights of creditors generally);
 
(f)  there are no actions, suits or proceedings pending or, to the knowledge of the Purchaser, threatened against the Purchaser, before or by any court, administrative agency, arbitrator or governmental body (i) with respect to any of the transactions contemplated by this Agreement and the other Transaction Documents to which it is a party or (ii) with respect to any other matter which in the judgment of the Purchaser will be determined adversely to the Purchaser and will if determined adversely to the Purchaser materially and adversely affect the Purchaser’s ability to perform its obligations under this Agreement and the other Transaction Documents to which it is a party; and the Purchaser is not in default with respect to any order of any court, administrative agency, arbitrator or governmental body so as to materially and adversely affect the transactions contemplated by this Agreement and the other Transaction Documents to which it is a party; and
 
(g)  the Purchaser’s Information (as defined in Section 13(b) hereof) does not include any untrue statement of a material fact or omit to state a material fact necessary in order to make the statements made, in light of the circumstances under which they were made, not misleading.
 
SECTION 10.  Conditions to Closing.
 
(a)  The obligations of the Purchaser under this Agreement will be subject to the satisfaction, on or prior to the Closing Date, of the following conditions:
 
(1)  Each of the obligations of the Mortgage Loan Seller required to be performed at or prior to the Closing Date pursuant to the terms of this Agreement shall have been duly performed and complied with in all material respects; all of the representations and warranties of the Mortgage Loan Seller under this Agreement shall be true and correct as of the date or dates specified in all material respects; and no event shall have occurred which, with notice or the passage of time, would constitute a default under this Agreement or any of the Transaction Documents; and the Purchaser shall have received certificates to that effect signed by authorized officers of the Mortgage Loan Seller.
 
(2)  The Purchaser shall have received all of the following closing documents, in such forms as are agreed upon and reasonably acceptable to the Purchaser, duly executed by all signatories other than the Purchaser as required pursuant to the respective terms thereof:
 
(i)  If required pursuant to Section 3 hereof, the Amendment dated as of the Closing Date and any documents referred to therein;
 
(ii)  If required pursuant to Section 3 hereof, the Final Mortgage Loan Schedule containing the information set forth on Exhibit 2 hereto, one copy to be attached to each counterpart of the Amendment;
 
(iii)  The Pooling and Servicing Agreement, in form and substance reasonably satisfactory to the Trustee and the Purchaser, and all documents required thereby duly executed by all signatories;
 
(iv)  A certificate of an officer of the Sponsor dated as of the Closing Date, in a form reasonably acceptable to the Purchaser, and attached thereto the resolutions of the Sponsor authorizing the transactions contemplated by this Agreement and the other Transaction Documents to which it is a party, together with copies of the articles of incorporation, by-laws and certificate of good standing of the Sponsor;
 
(v)  One or more opinions of counsel from the Mortgage Loan Seller’s counsel otherwise in form and substance reasonably satisfactory to the Purchaser, the Trustee and each Rating Agency;
 
(vi)  A letter from each of the Rating Agencies giving each Class of Certificates set forth on Schedule A hereto the rating set forth therein; and
 
(vii)  Such other documents, certificates (including additional representations and warranties) and opinions as may be reasonably necessary to secure the intended ratings from each Rating Agency for the Certificates.
 
(3)  The Certificates to be sold to Bear Stearns pursuant to the Underwriting Agreement shall have been issued and sold to Bear Stearns.
 
(4)  The Mortgage Loan Seller shall have furnished to the Purchaser such other certificates of its officers or others and such other documents and opinions of counsel to evidence fulfillment of the conditions set forth in this Agreement and the transactions contemplated hereby as the Purchaser and their respective counsel may reasonably request.
 
(b)  The obligations of the Mortgage Loan Seller under this Agreement shall be subject to the satisfaction, on or prior to the Closing Date, of the following conditions:
 
(1)  The obligations of the Purchaser required to be performed by it on or prior to the Closing Date pursuant to the terms of this Agreement shall have been duly performed and complied with in all material respects, and all of the representations and warranties of the Purchaser under this Agreement shall be true and correct in all material respects as of the date hereof and as of the Closing Date, and no event shall have occurred which would constitute a breach by it of the terms of this Agreement or any of the Transaction Documents, and the Mortgage Loan Seller shall have received a certificate to that effect signed by an authorized officer of the Purchaser.
 
(2)  The Mortgage Loan Seller shall have received copies of all of the following closing documents, in such forms as are agreed upon and reasonably acceptable to the Mortgage Loan Seller, duly executed by all signatories other than the Mortgage Loan Seller as required pursuant to the respective terms thereof:
 
(i)  If required pursuant to Section 3 hereof, the Amendment dated as of the Closing Date and any documents referred to therein;
 
(ii)  The Pooling and Servicing Agreement, in form and substance reasonably satisfactory to the Sponsor, and all documents required thereby duly executed by all signatories;
 
(iii)  A certificate of an officer of the Purchaser dated as of the Closing Date, in a form reasonably acceptable to the Mortgage Loan Seller, and attached thereto the written consent of the member of the Purchaser authorizing the transactions contemplated by this Agreement and the other Transaction Documents to which it is a party, together with copies of the Purchaser’s certificate of formation, limited liability company agreement, and evidence as to the good standing of the Purchaser dated as of a recent date;
 
(iv)  One or more opinions of counsel from the Purchaser’s counsel in form and substance reasonably satisfactory to the Mortgage Loan Seller and the Rating Agencies; and
 
(v)  Such other documents, certificates (including additional representations and warranties) and opinions as may be reasonably necessary to secure the intended rating from each Rating Agency for the Certificates.
 
SECTION 11.  Fees and Expenses. Subject to Section 16 hereof, the Sponsor (on its own behalf as a Mortgage Loan Seller) shall pay on the Closing Date or such later date as may be agreed to by the Purchaser (i) the fees and expenses of the Mortgage Loan Seller’s attorneys and the reasonable fees and expenses of the Purchaser’s attorneys, (ii) the fees and expenses of Deloitte & Touche LLP, (iii) the fee for the use of Purchaser’s Registration Statement based on the aggregate original principal amount of the Certificates and the filing fee of the Commission as in effect on the date on which the Registration Statement was declared effective, (iv) the fees and expenses including counsel’s fees and expenses in connection with any “blue sky” and legal investment matters, (v) the fees and expenses of the Trustee which shall include without limitation the fees and expenses of the Trustee (and the fees and disbursements of its counsel) with respect to (A) legal and document review of this Agreement, the Pooling and Servicing Agreement, the Certificates and related agreements, (B) attendance at the Closing and (C) review of the Mortgage Loans to be performed by the Trustee or the Custodian on its behalf, (vi) the expenses for printing or otherwise reproducing the Certificates, the Prospectus and the Prospectus Supplement, (vii) the fees and expenses of each Rating Agency (both initial and ongoing), (viii) the fees and expenses relating to the preparation and recordation of mortgage assignments (including intervening assignments, if any and if available, to evidence a complete chain of title from the originator to the Trustee) from the Mortgage Loan Seller to the Trustee or the expenses relating to the Opinion of Counsel referred to in Section 6(a) hereof, as the case may be, and (ix) Mortgage File due diligence expenses and other out-of-pocket expenses incurred by the Purchaser in connection with the purchase of the Mortgage Loans and by Bear Stearns in connection with the sale of the Certificates. The Sponsor (on its own behalf as a Mortgage Loan Seller) additionally agrees to pay directly to any third party on a timely basis the fees provided for above which are charged by such third party and which are billed periodically.
 
SECTION 12.  Accountants’ Letters.
 
(a)  Deloitte & Touche LLP will review the characteristics of a sample of the Mortgage Loans described in the Final Mortgage Loan Schedule and will compare those characteristics to the description of the Mortgage Loans contained in the Prospectus Supplement under the captions “Summary—The Mortgage Loans” and “The Mortgage Pool” and in Schedule A thereto. The Sponsor (on its own behalf as a Mortgage Loan Seller) will cooperate with the Purchaser in making available all information and taking all steps reasonably necessary to permit such accountants to complete the review and to deliver the letters required of them under the Underwriting Agreement. Deloitte & Touche LLP will also confirm certain calculations as set forth under the caption “Yield, Prepayment and Maturity Considerations” in the Prospectus Supplement.
 
(b)  To the extent statistical information with respect to the Sponsor’s servicing portfolio is included in the Prospectus Supplement under the caption “Servicing of the Mortgage Loans—EMC—Delinquency and Foreclosure Experience of EMC,” a letter from the certified public accountant for the Sponsor will be delivered to the Purchaser dated the date of the Prospectus Supplement, in the form previously agreed to by the Sponsor and the Purchaser, with respect to such statistical information.
 
SECTION 13.  Indemnification.
 
(a)  The Sponsor (on its own behalf as a Mortgage Loan Seller) shall indemnify and hold harmless the Purchaser and its directors, officers and controlling persons (as defined in Section 15 of the Securities Act) from and against any loss, claim, damage or liability or action in respect thereof, to which they or any of them may become subject, under the Securities Act or otherwise, insofar as such loss, claim, damage, liability or action arises out of, or is based upon (i) any untrue statement of a material fact contained in the Mortgage Loan Seller’s Information as identified in Exhibit 3, the omission to state in the Term Sheet Supplement, the Prospectus Supplement or Prospectus (or any amendment thereof or supplement thereto approved by the Sponsor (on its own behalf as a Mortgage Loan Seller) and in which additional Mortgage Loan Seller’s Information is identified), in reliance upon and in conformity with Mortgage Loan Seller’s Information a material fact required to be stated therein or necessary to make the statements therein in light of the circumstances in which they were made, not misleading, (ii) any representation or warranty assigned or made by the Sponsor in Section 7 or Section 8 hereof being, or alleged to be, untrue or incorrect, or (iii) any failure by the Sponsor (on its own behalf as a Mortgage Loan Seller) to perform its obligations under this Agreement; and the Sponsor (on its own behalf as a Mortgage Loan Seller) shall reimburse the Purchaser and each other indemnified party for any legal and other expenses reasonably incurred by them in connection with investigating or defending or preparing to defend against any such loss, claim, damage, liability or action.
 
The foregoing indemnity agreement is in addition to any liability which the Sponsor otherwise may have to the Purchaser or any other such indemnified party.
 
(b)  The Purchaser shall indemnify and hold harmless the Mortgage Loan Seller and its respective directors, officers and controlling persons (as defined in Section 15 of the Securities Act) from and against any loss, claim, damage or liability or action in respect thereof, to which they or any of them may become subject, under the Securities Act or otherwise, insofar as such loss, claim, damage, liability or action arises out of, or is based upon (i) any untrue statement of a material fact contained in the Purchaser’s Information as identified in Exhibit 4, the omission to state in the Prospectus Supplement or Prospectus (or any amendment thereof or supplement thereto approved by the Purchaser and in which additional Purchaser’s Information is identified), in reliance upon and in conformity with the Purchaser’s Information, a material fact required to be stated therein or necessary to make the statements therein in light of the circumstances in which they were made, not misleading, (ii) any representation or warranty made by the Purchaser in Section 9 hereof being, or alleged to be, untrue or incorrect, or (iii) any failure by the Purchaser to perform its obligations under this Agreement; and the Purchaser shall reimburse the Mortgage Loan Seller, and each other indemnified party for any legal and other expenses reasonably incurred by them in connection with investigating or defending or preparing to defend any such loss, claim, damage, liability or action. The foregoing indemnity agreement is in addition to any liability which the Purchaser otherwise may have to the Mortgage Loan Seller, or any other such indemnified party.
 
(c)  Promptly after receipt by an indemnified party under subsection (a) or (b) above of notice of the commencement of any action, such indemnified party shall, if a claim in respect thereof is to be made against the indemnifying party under such subsection, notify each party against whom indemnification is to be sought in writing of the commencement thereof (but the failure so to notify an indemnifying party shall not relieve it from any liability which it may have under this Section 13 except to the extent that it has been prejudiced in any material respect by such failure or from any liability which it may have otherwise). In case any such action is brought against any indemnified party, and it notifies an indemnifying party of the commencement thereof, the indemnifying party will be entitled to participate therein and, to the extent it may elect by written notice delivered to the indemnified party promptly (but, in any event, within 30 days) after receiving the aforesaid notice from such indemnified party, to assume the defense thereof with counsel reasonably satisfactory to such indemnified party. Notwithstanding the foregoing, the indemnified party or parties shall have the right to employ its or their own counsel in any such case, but the fees and expenses of such counsel shall be at the expense of such indemnified party or parties unless (i) the employment of such counsel shall have been authorized in writing by one of the indemnifying parties in connection with the defense of such action, (ii) the indemnifying parties shall not have employed counsel to have charge of the defense of such action within a reasonable time after notice of commencement of the action, or (iii) such indemnified party or parties shall have reasonably concluded that there is a conflict of interest between itself or themselves and the indemnifying party in the conduct of the defense of any claim or that the interests of the indemnified party or parties are not substantially co-extensive with those of the indemnifying party (in which case the indemnifying parties shall not have the right to direct the defense of such action on behalf of the indemnified party or parties), in any of which events such fees and expenses shall be borne by the indemnifying parties (provided, however, that the indemnifying party shall be liable only for the fees and expenses of one counsel in addition to one local counsel in the jurisdiction involved. Anything in this subsection to the contrary notwithstanding, an indemnifying party shall not be liable for any settlement or any claim or action effected without its written consent; provided, however, that such consent was not unreasonably withheld.
 
(d)  If the indemnification provided for in paragraphs (a) and (b) of this Section 13 shall for any reason be unavailable to an indemnified party in respect of any loss, claim, damage or liability, or any action in respect thereof, referred to in Section 13, then the indemnifying party shall in lieu of indemnifying the indemnified party contribute to the amount paid or payable by such indemnified party as a result of such loss, claim, damage or liability, or action in respect thereof, in such proportion as shall be appropriate to reflect the relative benefits received by the Mortgage Loan Seller on the one hand and the Purchaser on the other from the purchase and sale of the Mortgage Loans, the offering of the Certificates and the other transactions contemplated hereunder. No person found liable for a fraudulent misrepresentation shall be entitled to contribution from any person who is not also found liable for such fraudulent misrepresentation.
 
(e)  The parties hereto agree that reliance by an indemnified party on any publicly available information or any information or directions furnished by an indemnifying party shall not constitute negligence, bad faith or willful misconduct by such indemnified party.
 
SECTION 14.  Notices. All demands, notices and communications hereunder shall be in writing but may be delivered by facsimile transmission subsequently confirmed in writing. Notices to the Sponsor shall be directed to EMC Mortgage Corporation, 909 Hidden Ridge Drive, Suite 200 Irving, Texas 75038, (Telecopy: (972-444-2880)), and notices to the Purchaser shall be directed to Bear Stearns Asset Backed Securities I LLC, 383 Madison Avenue, New York, New York 10179, (Telecopy: (212-272-7206)), Attention: Chief Counsel; or to any other address as may hereafter be furnished by one party to the other party by like notice. Any such demand, notice or communication hereunder shall be deemed to have been received on the date received at the premises of the addressee (as evidenced, in the case of registered or certified mail, by the date noted on the return receipt) provided that it is received on a business day during normal business hours and, if received after normal business hours, then it shall be deemed to be received on the next business day.
 
SECTION 15.  Transfer of Mortgage Loans. The Purchaser retains the right to assign the Mortgage Loans and any or all of its interest under this Agreement to the Trustee without the consent of the Mortgage Loan Seller, and, upon such assignment, the Trustee shall succeed to the applicable rights and obligations of the Purchaser hereunder; provided, however, the Purchaser shall remain entitled to the benefits set forth in Sections 11, 13 and 17 hereto and as provided in Section 2(a). Notwithstanding the foregoing, the sole and exclusive right and remedy of the Trustee with respect to a breach of representation or warranty of the Mortgage Loan Seller shall be the cure, purchase or substitution obligations of the Sponsor contained in Sections 5 and 7 hereof.
 
SECTION 16.  Termination. This Agreement may be terminated (a) by the mutual consent of the parties hereto prior to the Closing Date, (b) by the Purchaser, if the conditions to the Purchaser’s obligation to close set forth under Section 10(a) hereof are not fulfilled as and when required to be fulfilled or (c) by the Mortgage Loan Seller, if the conditions to the Mortgage Loan Seller’s obligation to close set forth under Section 10(b) hereof are not fulfilled as and when required to be fulfilled. In the event of termination pursuant to clause (b), the Sponsor (on its own behalf as a Mortgage Loan Seller) shall pay, and in the event of termination pursuant to clause (c), the Purchaser shall pay, all reasonable out-of-pocket expenses incurred by the other in connection with the transactions contemplated by this Agreement. In the event of a termination pursuant to clause (a), each party shall be responsible for its own expenses.
 
SECTION 17.  Representations, Warranties and Agreements to Survive Delivery. All representations, warranties and agreements contained in this Agreement, or contained in certificates of officers of the Mortgage Loan Seller submitted pursuant hereto, shall remain operative and in full force and effect and shall survive delivery of the Mortgage Loans to the Purchaser (and by the Purchaser to the Trustee). Subsequent to the delivery of the Mortgage Loans to the Purchaser, the Sponsor’s representations and warranties contained herein with respect to the Mortgage Loans shall be deemed to relate to the Mortgage Loans actually delivered to the Purchaser and included in the Final Mortgage Loan Schedule and any Replacement Mortgage Loan and not to those Mortgage Loans deleted from the Preliminary Mortgage Loan Schedule pursuant to Section 3 hereof prior to the Closing.
 
SECTION 18.  Severability. If any provision of this Agreement shall be prohibited or invalid under applicable law, this Agreement shall be ineffective only to such extent, without invalidating the remainder of this Agreement.
 
SECTION 19.  Counterparts. This Agreement may be executed in counterparts, each of which will be an original, but which together shall constitute one and the same agreement.
 
SECTION 20.  Amendment. This Agreement cannot be amended or modified in any manner without the prior written consent of each party.
 
SECTION 21.  GOVERNING LAW. THIS AGREEMENT SHALL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH, THE LAWS OF THE STATE OF NEW YORK, WITHOUT REGARD TO CONFLICT OF LAWS PRINCIPLES THEREOF OTHER THAN SECTION 5-1401 OF THE NEW YORK GENERAL OBLIGATIONS LAW.
 
SECTION 22.  Further Assurances. Each of the parties agrees to execute and deliver such instruments and take such actions as another party may, from time to time, reasonably request in order to effectuate the purpose and to carry out the terms of this Agreement including any amendments hereto which may be required by either Rating Agency.
 
SECTION 23.  Successors and Assigns.
 
(a)  This Agreement shall bind and inure to the benefit of and be enforceable by the Mortgage Loan Seller and the Purchaser and their permitted successors and assigns and, to the extent specified in Section 13 hereof, Bear Stearns, and their directors, officers and controlling persons (within the meaning of federal securities laws). The Mortgage Loan Seller acknowledges and agrees that the Purchaser may assign its rights under this Agreement (including, without limitation, with respect to the Sponsor’s representations and warranties respecting the Mortgage Loans) to the Trustee. Any person into which the Mortgage Loan Seller may be merged or consolidated (or any person resulting from any merger or consolidation involving the Mortgage Loan Seller), any person resulting from a change in form of the Mortgage Loan Seller or any person succeeding to the business of the Mortgage Loan Seller, shall be considered the “successor” of the Mortgage Loan Seller hereunder and shall be considered a party hereto without the execution or filing of any paper or any further act or consent on the part of any party hereto. Except as provided in the two preceding sentences, this Agreement cannot be assigned, pledged or hypothecated by either party hereto without the written consent of the other parties to this Agreement and any such assignment or purported assignment shall be deemed null and void.
 
SECTION 24.  The Mortgage Loan Seller. The Mortgage Loan Seller will keep in full force and effect its existence, all rights and franchises as a corporation under the laws of the State of its incorporation and will obtain and preserve its qualification to do business as a foreign corporation in each jurisdiction in which such qualification is necessary to perform its obligations under this Agreement.
 
SECTION 25.  Entire Agreement. This Agreement contains the entire agreement and understanding between the parties with respect to the subject matter hereof, and supersedes all prior and contemporaneous agreements, understandings, inducements and conditions, express or implied, oral or written, of any nature whatsoever with respect to the subject matter hereof.
 
SECTION 26.  No Partnership. Nothing herein contained shall be deemed or construed to create a partnership or joint venture between the parties hereto.
 
[REMAINDER OF PAGE INTENTIONALLY LEFT BLANK]


 





IN WITNESS WHEREOF, the parties hereto have caused their names to be signed hereto by their respective duly authorized officers as of the date first above written.
 
EMC MORTGAGE CORPORATION
   
By:
 
Name:
 
Title:
 
 
 
 
BEAR STEARNS ASSET BACKED SECURITIES I LLC
   
By:
 
Name:
 
Title:
 

 




EXHIBIT 1
CONTENTS OF MORTGAGE FILE
 
With respect to each Mortgage Loan, the Mortgage File shall include each of the following items, which shall be available for inspection by the Purchaser or its designee, and which shall be delivered to the Purchaser or its designee pursuant to the terms of this Agreement.
 
(i)  The original Mortgage Note, including any riders thereto, endorsed without recourse to the order of “U.S. Bank National Association”, as Trustee for certificateholders of Bear Stearns Asset Backed Securities I LLC Asset-Backed Certificates, Series 2006-IM1,” and showing to the extent available to the Mortgage Loan Seller an unbroken chain of endorsements from the original payee thereof to the Person endorsing it to the Trustee;
 
(ii)  the original Mortgage and, if the related Mortgage Loan is a MOM Loan, noting the presence of the MIN and language indicating that such Mortgage Loan is a MOM Loan, which shall have been recorded (or if the original is not available, a copy), with evidence of such recording indicated thereon (or if clause (x) in the proviso below applies, shall be in recordable form);
 
(iii)  unless the Mortgage Loan is a MOM Loan, the assignment (either an original or a copy, which may be in the form of a blanket assignment if permitted in the jurisdiction in which the Mortgaged Property is located) to the Trustee of the Mortgage with respect to each Mortgage Loan in the name of “U.S. Bank National Association”, as Trustee for certificateholders of Bear Stearns Asset Backed Securities I LLC Asset-Backed Certificates, Series 2006-IM1,” which shall have been recorded (or if clause (x) in the proviso below applies, shall be in recordable form);
 
(iv)  an original or a copy of all intervening assignments of the Mortgage, if any, to the extent available to the Mortgage Loan Seller, with evidence of recording thereon;
 
(v)  the original policy of title insurance or mortgagee’s certificate of title insurance or commitment or binder for title insurance, if available, or a copy thereof, or, in the event that such original title insurance policy is unavailable, a photocopy thereof, or in lieu thereof, a current lien search on the related Mortgaged Property and
 
(vi)  originals or copies of all available assumption, modification or substitution agreements, if any.
 
Provided, however, that in lieu of the foregoing, the Mortgage Loan Seller may deliver the following documents, under the circumstances set forth below: (x) if any Mortgage, assignment thereof to the Trustee or intervening assignments thereof have been delivered or are being delivered to recording offices for recording and have not been returned in time to permit their delivery as specified above, the Purchaser may deliver a true copy thereof with a certification by the Mortgage Loan Seller or the title company issuing the commitment for title insurance, on the face of such copy, substantially as follows: “Certified to be a true and correct copy of the original, which has been transmitted for recording”; and (y) in lieu of the Mortgage Notes relating to the Mortgage Loans identified in the list set forth in Exhibit J to the Pooling and Servicing Agreement, the Purchaser may deliver a lost note affidavit and indemnity and a copy of the original note, if available; and provided, further, however, that in the case of Mortgage Loans which have been prepaid in full after the Cut-off Date and prior to the Closing Date, the Purchaser, in lieu of delivering the above documents, may deliver to the Trustee and its Custodian a certification of a Servicing Officer to such effect and in such case shall deposit all amounts paid in respect of such Mortgage Loans, in the Distribution Account on the Closing Date. In the case of the documents referred to in clause (x) above, the Purchaser shall deliver such documents to the Trustee or its Custodian promptly after they are received. The Sponsor (on its own behalf as a Mortgage Loan Seller) shall cause, at its expense, the Mortgage and intervening assignments, if any, and to the extent required in accordance with the foregoing, the assignment of the Mortgage to the Trustee to be submitted for recording promptly after the Closing Date; provided that the Sponsor (on its own behalf as a Mortgage Loan Seller) need not cause to be recorded any assignment (a) in any jurisdiction under the laws of which, as evidenced by an Opinion of Counsel addressed to the Trustee delivered by the Sponsor (on its own behalf as a Mortgage Loan Seller) to the Trustee and the Rating Agencies, the recordation of such assignment is not necessary to protect the Trustee’s interest in the related Mortgage Loan or (b) if MERS is identified on the Mortgage or on a properly recorded assignment of the Mortgage as mortgagee of record solely as nominee for Sponsor (on its own behalf as a Mortgage Loan Seller) and its successors and assigns. In the event that the Sponsor (on its own behalf as a Mortgage Loan Seller), the Purchaser, the Master Servicer or the Securities Administrator gives written notice to the Trustee that a court has recharacterized the sale of the Mortgage Loans as a financing, the Sponsor (on its own behalf as a Mortgage Loan Seller) shall submit or cause to be submitted for recording as specified above or, should the Sponsor (on its own behalf as a Mortgage Loan Seller) fail to perform such obligations, the Master Servicer shall cause each such previously unrecorded assignment to be submitted for recording as specified above at the expense of the Trust. In the event a Mortgage File is released to the related Servicer as a result of such Person having completed a Request for Release, the Custodian shall, if not so completed, complete the assignment of the related Mortgage in the manner specified in clause (iii) above.
 




EXHIBIT 2
 
MORTGAGE LOAN SCHEDULE INFORMATION
 
The Preliminary and Final Mortgage Loan Schedules shall set forth the following information with respect to each Mortgage Loan:
 
(a)  
the city, state and zip code of the Mortgaged Property;
 
(b)  
the property type;
 
(c)  
the Mortgage Interest Rate;
 
(d)  
the Servicing Fee Rate;
 
(e)  
the Master Servicer's Fee Rate;
 
(f)  
the LPMI Fee;
 
(g)  
the Trustee Fee Rate, if applicable;
 
(h)  
the Net Rate;
 
(i)  
the maturity date;
 
(j)  
the stated original term to maturity;
 
(k)  
the stated remaining term to maturity;
 
(l)  
the original Principal Balance;
 
(m)  
the first payment date;
 
(n)  
the principal and interest payment in effect as of the Cut-off Date;
 
(o)  
the unpaid Principal Balance as of the Cut-off Date;
 
(p)  
the Loan-to-Value Ratio at origination;
 
(q)  
the insurer of any Primary Mortgage Insurance Policy;
 
(r)  
the MIN with respect to each MOM Loan;
 
(s)  
the Gross Margin, if applicable;
 
(t)  
the next Adjustment Date, if applicable;
 
(u)  
the Maximum Lifetime Mortgage Rate, if applicable;
 
(v)  
the Minimum Lifetime Mortgage Rate, if applicable;
 
(w)  
the Periodic Rate Cap, if applicable;
 
(x)  
the Loan Group, if applicable;
 
(y)  
a code indicating whether the Mortgage Loan is negatively amortizing;
 
(z)  
which Mortgage Loans adjust after an initial fixed-rate period of one, two, three, five, seven or ten years or any other period;
 
(aa)  
the Prepayment Charge, if any;
 
(bb)  
lien position (e.g., first lien or second lien);
 
(cc)  
a code indicating whether the Mortgage Loan has a balloon payment;
 
(dd)  
a code indicating whether the Mortgage Loan is an interest-only loan;
 
(ee)  
the interest-only term, if applicable;
 
(ff)  
the Mortgage Loan Seller; and
 
(gg)  
the original amortization term.
 
Such schedule also shall set forth for all of the Mortgage Loans, the total number of Mortgage Loans, the total of each of the amounts described under (n) and (j) above, the weighted average by principal balance as of the Cut-off Date of each of the rates described under (c) through (h) above, and the weighted average remaining term to maturity by unpaid principal balance as of the Cut-off Date.







EXHIBIT 3
 
MORTGAGE LOAN SELLER’S INFORMATION
 
All information in the Prospectus Supplement described under the following captions: “SUMMARY - The Mortgage Loans,” “THE MORTGAGE POOL,” “THE SPONSOR” and “SCHEDULE A - Mortgage Loan Statistical Data.”
 

 





EXHIBIT 4
 
PURCHASER’S INFORMATION
 
All information in the Prospectus Supplement and the Prospectus, except the Mortgage Loan Seller’s Information.
 

 





EXHIBIT 5
 
SCHEDULE OF LOST NOTES
 
Available Upon Request






EXHIBIT 6
 
                                          & #160;     REVISED February 14, 2006

APPENDIX E -
 
Standard & Poor’s Predatory Lending Categories
 
Standard & Poor’s has categorized loans governed by anti-predatory lending laws in the Jurisdictions listed below into three categories based upon a combination of factors that include (a) the risk exposure associated with the assignee liability and (b) the tests and thresholds set forth in those laws. Note that certain loans classified by the relevant statute as Covered are included in Standard & Poor’s High Cost Loan Category because they included thresholds and tests that are typical of what is generally considered High Cost by the industry.
 

STANDARD & POOR’S HIGH COST LOAN CATEGORIZATION
 
State/Jurisdiction
Name of Anti-Predatory Lending Law/Effective Date
Category under Applicable Anti-Predatory Lending Law
Arkansas
Arkansas Home Loan Protection Act, Ark. Code Ann. §§ 23-53-101 et seq.
Effective July 16, 2003
High Cost Home Loan
Cleveland Heights, OH
Ordinance No. 72-2003 (PSH), Mun. Code §§ 757.01 et seq.
Effective June 2, 2003
Covered Loan
Colorado
Consumer Equity Protection, Colo. Stat. Ann. §§ 5-3.5-101 et seq.
Effective for covered loans offered or entered into on or after January 1, 2003. Other provisions of the Act took effect on June 7, 2002
Covered Loan
Connecticut
Connecticut Abusive Home Loan Lending Practices Act, Conn. Gen. Stat. §§ 36a-746 et seq.
Effective October 1, 2001
High Cost Home Loan
District of Columbia
Home Loan Protection Act, D.C. Code §§ 26-1151.01 et seq.
Effective for loans closed on or after January 28, 2003
Covered Loan
Florida
Fair Lending Act, Fla. Stat. Ann. §§ 494.0078 et seq.
Effective October 2, 2002
High Cost Home Loan
Georgia (Oct. 1, 2002 - Mar. 6, 2003)
Georgia Fair Lending Act, Ga. Code Ann. §§ 7-6A-1 et seq.
High Cost Home Loan
State/Jurisdiction
Name of Anti-Predatory Lending Law/Effective Date
Category under Applicable Anti-Predatory Lending Law
 
Effective October 1, 2002 - March 6, 2003
 
Georgia as amended (Mar. 7, 2003 - current)
Georgia Fair Lending Act, Ga. Code Ann. §§ 7-6A-1 et seq.
Effective for loans closed on or after March 7, 2003
High Cost Home Loan
HOEPA Section 32
Home Ownership and Equity Protection Act of 1994, 15 U.S.C. § 1639, 12 C.F.R. §§ 226.32 and 226.34
Effective October 1, 1995, amendments October 1, 2002
High Cost Loan
Illinois
High Risk Home Loan Act, Ill. Comp. Stat. tit. 815, §§ 137/5 et seq.
Effective January 1, 2004 (prior to this date, regulations under Residential Mortgage License Act effective from May 14, 2001)
High Risk Home Loan
Kansas
Consumer Credit Code, Kan. Stat. Ann. §§ 16a-1-101 et seq.
Sections 16a-1-301 and 16a-3-207 became effective April 14, 1999; Section 16a-3-308a became effective July 1, 1999
High Loan to Value Consumer Loan (id. § 16a-3-207) and;
High APR Consumer Loan (id. § 16a-3-308a)
Kentucky
2003 KY H.B. 287 - High Cost Home Loan Act, Ky. Rev. Stat. §§ 360.100 et seq.
Effective June 24, 2003
High Cost Home Loan
Maine
Truth in Lending, Me. Rev. Stat. tit. 9-A, §§ 8-101 et seq.
Effective September 29, 1995 and as amended from time to time
High Rate High Fee Mortgage
Massachusetts
Part 40 and Part 32, 209 C.M.R. §§ 32.00 et seq. and 209 C.M.R. §§ 40.01 et seq.
High Cost Home Loan
 
STANDARD & POOR’S HIGH COST LOAN CATEGORIZATION
 
State/Jurisdiction
Name of Anti-Predatory Lending Law/Effective Date
Category under Applicable Anti-Predatory Lending Law
 
Effective March 22, 2001 and amended from time to time
 
Nevada
Assembly Bill No. 284, Nev. Rev. Stat. §§ 598D.010 et seq.
Effective October 1, 2003
Home Loan
New Jersey
New Jersey Home Ownership Security Act of 2002, N.J. Rev. Stat. §§ 46:10B-22 et seq.
Effective for loans closed on or after November 27, 2003
High Cost Home Loan
New Mexico
Home Loan Protection Act, N.M. Rev. Stat. §§ 58-21A-1 et seq.
Effective as of January 1, 2004; Revised as of February 26, 2004
High Cost Home Loan
New York
N.Y. Banking Law Article 6-l
Effective for applications made on or after April 1, 2003
High Cost Home Loan
North Carolina
Restrictions and Limitations on High Cost Home Loans, N.C. Gen. Stat. §§ 24-1.1E et seq.
Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit)
High Cost Home Loan
Ohio
H.B. 386 (codified in various sections of the Ohio Code), Ohio Rev. Code Ann. §§ 1349.25 et seq.
Effective May 24, 2002
Covered Loan
Oklahoma
Consumer Credit Code (codified in various sections of Title 14A)
Effective July 1, 2000; amended effective January 1, 2004
Subsection 10 Mortgage
South Carolina
South Carolina High Cost and Consumer Home Loans Act, S.C. Code
High Cost Home Loan



STANDARD & POOR'S HIGH COST LOAN CATEGORIZATION
 
State/Jurisdiction
Name of Anti-Predatory Lending Law/Effective Date
Category under Applicable Anti-Predatory Lending Law
 
Ann. §§ 37-23-10 et seq.
Effective for loans taken on or after January 1, 2004
 
West Virginia
West Virginia Residential Mortgage Lender, Broker and Servicer Act, W. Va. Code Ann. §§ 31-17-1 et seq.
Effective June 5, 2002
West Virginia Mortgage Loan Act Loan
 
STANDARD & POOR’S COVERED LOAN CATEGORIZATION
 
State/Jurisdiction
Name of Anti-Predatory Lending Law/Effective Date
Category under Applicable Anti-Predatory Lending Law
Georgia (Oct. 1, 2002 - Mar. 6, 2003)
Georgia Fair Lending Act, Ga. Code Ann. §§ 7-6A-1 et seq.
Effective October 1, 2002 - March 6, 2003
Covered Loan
New Jersey
New Jersey Home Ownership Security Act of 2002, N.J. Rev. Stat. §§ 46:10B-22 et seq.
Effective November 27, 2003 - July 5, 2004
Covered Home Loan
 
STANDARD & POOR’S HOME LOAN CATEGORIZATION
 
State/Jurisdiction
Name of Anti-Predatory Lending Law/Effective Date
Category under Applicable Anti-Predatory Lending Law
Georgia (Oct. 1, 2002 - Mar. 6, 2003)
Georgia Fair Lending Act, Ga. Code Ann. §§ 7-6A-1 et seq.
Effective October 1, 2002 - March 6, 2003
Home Loan
New Jersey
New Jersey Home Ownership Security Act of 2002, N.J. Rev. Stat. §§ 46:10B-22 et seq.
Effective for loans closed on or after November 27, 2003
Home Loan
 
STANDARD & POOR’S HOME LOAN CATEGORIZATION
 
State/Jurisdiction
Name of Anti-Predatory Lending Law/Effective Date
Category under Applicable Anti-Predatory Lending Law
New Mexico
Home Loan Protection Act, N.M. Rev. Stat. §§ 58-21A-1 et seq.
Effective as of January 1, 2004; Revised as of February 26, 2004
Home Loan
North Carolina
Restrictions and Limitations on High Cost Home Loans, N.C. Gen. Stat. §§ 24-1.1E et seq.
Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit)
Consumer Home Loan
South Carolina
South Carolina High Cost and Consumer Home Loans Act, S.C. Code Ann. §§ 37-23-10 et seq.
Effective for loans taken on or after January 1, 2004
Consumer Home Loan






 

SCHEDULE A

REQUIRED RATINGS FOR EACH CLASS OF CERTIFICATES
 
Public Certificates

Class
Moody’s
S&P
A-1
Aaa
AAA
A-2
Aaa
AAA
A-3
Aaa
AAA
A-4
Aaa
AAA
A-5
Aaa
AAA
A-6
Aaa
AAA
A-7
Aaa
AAA
M-1
Aa1
AA+
M-2
Aa2
AA
M-3
Aa3
AA-
M-4
A1
A+
M-5
A2
A
M-6
A3
A-
M-7
Baa1
BBB+
M-8
Baa2
BBB
M-9
Baa3
BBB-

 
None of the above ratings has been lowered, qualified or withdrawn since the dates of issuance of such ratings by the Rating Agencies.
 







EXHIBIT M

SWAP AGREEMENT

BEAR STEARNS FINANCIAL PRODUCTS INC.
383 MADISON AVENUE
NEW YORK, NEW YORK 10179
212-272-4009


DATE:
April 25, 2006
TO:
Wells Fargo Bank, N.A., not individually, but solely as Supplemental Interest Trustee on behalf of the Supplemental Interest Trust with respect to Bear Stearns Asset Backed Securities I Trust 2006-IM1 Asset-Backed Certificates, Series 2006-IM1 (each as defined herein)
ATTENTION:
Client Manager - BSABS 2006-IM1
TELEPHONE:
410-884-2000
FACSIMILE:
410-715-2380
   
FROM:
Derivatives Documentation
TELEPHONE:
212-272-2711
FACSIMILE: 
212-272-9857
   
SUBJECT:
Fixed Income Derivatives Confirmation and Agreement
   
REFERENCE NUMBER:
FXNSC8162
   
The purpose of this letter agreement (“Agreement”) is to confirm the terms and conditions of the current Transaction entered into on the Trade Date specified below (the “Transaction”) between Bear Stearns Financial Products Inc. (“BSFP”) and Wells Fargo Bank, N.A., not individually, but solely as supplemental interest trust trustee (“Supplemental Interest Trust Trustee”) on behalf of the Supplemental Interest Trust (the “Supplemental Interest Trust”) with respect to Bear Stearns Asset Backed Securities I Trust 2006-IM1 (“Counterparty”) created under the Pooling and Servicing Agreement dated as of April 1, 2006, among Bear Stearns Asset Backed Securities I LLC, as Depositor, EMC Mortgage Corporation, as Sponsor, Wells Fargo Bank, N.A., as Master Servicer and Securities Administrator and U.S. Bank National Association, as Trustee (the “Pooling and Servicing Agreement”). This Agreement, which evidences a complete and binding agreement between you and us to enter into the Transaction on the terms set forth below, constitutes a “Confirmation” as referred to in the “ISDA Form Master Agreement” (as defined below), as well as a “Schedule” as referred to in the ISDA Form Master Agreement.
 
1. This Agreement is subject to the 2000 ISDA Definitions (the “Definitions”), as published by the International Swaps and Derivatives Association, Inc. (“ISDA”). You and we have agreed to enter into this Agreement in lieu of negotiating a Schedule to the 1992 ISDA Master Agreement (Multicurrency—Cross Border) form (the “ISDA Form Master Agreement”) but, rather, an ISDA Form Master Agreement shall be deemed to have been executed by you and us on the date we entered into the Transaction. Terms capitalized but not defined herein except in the Definitions shall have the respective meanings attributed to them in the Pooling and Servicing Agreement. In the event of any inconsistency between the provisions of this Agreement and the Definitions or the ISDA Form Master Agreement, this Agreement shall prevail for purposes of the Transaction. Each reference to a “Section” (unless specifically referencing the Pooling and Servicing Agreement or to a “Section” “of this Agreement” will be construed as a reference to a Section of the ISDA Form Master Agreement.
 
2. The terms of the particular Transaction to which this Confirmation relates are as follows:
 
Notional Amount:
With respect to any Calculation Period, the amount set forth for such period on Schedule I attached hereto.
Trade Date:
April 24, 2006
Effective Date:
April 25, 2006
Termination Date:
April 25, 2011, provided, however, for the purposes of determining the Floating Amount to be paid in respect of the final Calculation Period, such date shall be subject to adjustment in accordance with the Business Day Convention.
Fixed Amount:
 
Fixed Rate Payer:
Counterparty
Fixed Rate Payer
 
Period End Dates:
The 25th calendar day of each month during the Term of this Transaction, commencing May 25, 2006, and ending on the Termination Date, with No Adjustment.
Fixed Rate Payer
 
Payment Date:
Early Payment shall be applicable. The Fixed Rate Payer Payment Date shall be one Business Day prior to each Fixed Rate Payer Period End Date.
Fixed Rate:
5.09000%
Fixed Amount:
To be determined in accordance with the following Formula:
 
100 * Fixed Rate * Notional Amount * Fixed Rate Day Count Fraction
Fixed Rate Day
 
Count Fraction:
30/360
Floating Amounts:
 
Floating Rate Payer:
BSFP
Floating Rate Payer
 
Period End Dates:
The 25th calendar day of each month during the Term of this Transaction, commencing May 25, 2006, and ending on the Termination Date, subject to adjustment in accordance with the Business Day Convention.
   
Floating Rate Payer
 
Payment Dates:
 
   
Floating Rate Option:
USD-LIBOR-BBA
   
Floating Amount:
To be determined in accordance with the following Formula:
 
Early Payment shall be applicable. The Floating Rate Payer Payment Date shall be one Business Day prior to each Floating Rate Payer Period End Date.
100 * Floating Rate Option * Notional Amount * Floating Rate Day Count Fraction
Designated Maturity:
One month
Floating Rate Day
 
Count Fraction:
Actual/360
Reset Dates:
The first day of each Calculation Period.
Compounding:
Inapplicable
Business Days:
New York
Business Day Convention:
Following
Calculation Agent:
BSFP
   
3. Additional Provisions:
 
1) Each party hereto is hereby advised and acknowledges that the other party has engaged in (or refrained from engaging in) substantial financial transactions and has taken (or refrained from taking) other material actions in reliance upon the entry by the parties into the Transaction being entered into on the terms and conditions set forth herein and in the Pooling and Servicing Agreement relating to such Transaction, as applicable. This paragraph 1) shall be deemed repeated on the trade date of each Transaction.
 
4. Provisions Deemed Incorporated in a Schedule to the ISDA Form Master Agreement:
 
1) The parties agree that subparagraph (ii) of Section 2(c) of the ISDA Form Master Agreement will apply to any Transaction.
 
2) Termination Provisions. For purposes of the ISDA Form Master Agreement:
 
(a) “Specified Entity” is not applicable to BSFP or Counterparty for any purpose.
 
(b) “Specified Transaction” is not applicable to BSFP or Counterparty for any purpose, and, accordingly, Section 5(a)(v) shall not apply to BSFP or Counterparty.
 
(c) The “Cross Default” provisions of Section 5(a)(vi) will not apply to BSFP or to Counterparty.
 
(d) The “Credit Event Upon Merger” provisions of Section 5(b)(iv) will not apply to BSFP or Counterparty.
 
(e) With respect to Counterparty, the “Bankruptcy Provision” of Section 5(a)(vii)(2) shall be deleted in its entirety.
 
(f) The “Automatic Early Termination” provision of Section 6(a) will not apply to BSFP or to Counterparty.
 
(g) Payments on Early Termination. For the purpose of Section 6(e) of this Agreement:
 
(i) Market Quotation will apply.

(ii) the Second Method will apply.

(h) “Termination Currency” means United States Dollars.
 
(i) Tax Event. The provisions of Section 2(d)(i)(4) and 2(d)(ii) of the printed ISDA Form Master Agreement shall not apply to Counterparty and Counterparty shall not be required to pay any additional amounts referred to therein.
 
3) Tax Representations.
 
 
(a) Payer Representations. For the purpose of Section 3(e) of the ISDA Form Master Agreement, each of BSFP and the Counterparty will make the following representations:
 
 
It is not required by any applicable law, as modified by the practice of any relevant governmental revenue authority, of any Relevant Jurisdiction to make any deduction or withholding for or on account of any Tax from any payment (other than interest under Section 2(e), 6(d)(ii) or 6(e) of the ISDA Form Master Agreement) to be made by it to the other party under this Agreement. In making this representation, it may rely on:
 
(i) the accuracy of any representations made by the other party pursuant to Section 3(f) of the ISDA Form Master Agreement;

(ii) the satisfaction of the agreement contained in Sections 4(a)(i) and 4(a)(iii) of the ISDA Form Master Agreement and the accuracy and effectiveness of any document provided by the other party pursuant to Sections 4(a)(i) and 4(a)(iii) of the ISDA Form Master Agreement; and

   
(iii) the satisfaction of the agreement of the other party contained in Section 4(d) of the ISDA Form Master Agreement, provided that it shall not be a breach of this representation where reliance is placed on clause (ii) and the other party does not deliver a form or document under Sections 4(a)(i) and 4(a)(iii) of the ISDA Form Master Agreement by reason of material prejudice to its legal or commercial position.

 
(b) Payee Representations. For the purpose of Section 3(f) of the ISDA Form Master Agreement, each of BSFP and the Counterparty make the following representations.
 
The following representation will apply to BSFP:

   
BSFP is a corporation organized under the laws of the State of Delaware and its U.S. taxpayer identification number is 13-3866307.

The following representation will apply to the Counterparty:

The beneficial owner of the payments made to it under this Agreement is either (i) a “U.S. person” (as that term is used in section 1.1441-4(a)(3)(ii) of United States Treasury Regulations) for United States federal income tax purposes and an “Exempt recipient” within the meaning of section 1.6049-4(c)(1)(ii) of United States Treasury Regulations, or (ii) a “non-U.S. branch of a foreign person” as that term is used in section 1.1441-4(a)(3)(ii) of the United States Treasury Regulations (the “Regulations”) for United States federal income tax purposes, and it is a “foreign person” as that term is used in section 1.6041-4(a)(4) of the Regulations for United States federal income tax purposes.

4) The ISDA Form Master Agreement is hereby amended as follows:

   
The word “third” shall be replaced by the word “second” in the third line of Section 5(a)(i) of the ISDA Form Master Agreement.

5) Documents to be Delivered. For the purpose of Section 4(a) of the ISDA Form Master Agreement:

(1) Tax forms, documents, or certificates to be delivered are:
 
Party required to deliver document
Form/Document/
Certificate
Date by which to
be delivered
BSFP and
the Counterparty
Any document required or reasonably requested to allow the other party to make payments under this Agreement without any deduction or withholding for or on the account of any Tax or with such deduction or withholding at a reduced rate
Promptly after the earlier of (i) reasonable demand by either party or (ii) learning that such form or document is required

(2) Other documents to be delivered are:

Party required to deliver document
Form/Document/
Certificate
Date by which to
be delivered
Covered by Section 3(d) Representation
BSFP and
the Counterparty
Any documents required by the receiving party to evidence the authority of the delivering party or its Credit Support Provider, if any, for it to execute and deliver this Agreement, any Confirmation , and any Credit Support Documents to which it is a party, and to evidence the authority of the delivering party or its Credit Support Provider to perform its obligations under this Agreement, such Confirmation and/or Credit Support Document, as the case may be
Upon the execution and delivery of this Agreement and such Confirmation
Yes
       
BSFP and
the Counterparty
A certificate of an authorized officer of the party, as to the incumbency and authority of the respective officers of the party signing this Agreement, any relevant Credit Support Document, or any Confirmation, as the case may be
Upon the execution and delivery of this Agreement and such Confirmation
Yes

BSFP
A copy of the most recent annual report of such party (only if available) and its Credit Support Provider, if any, containing in all cases audited consolidated financial statements for each fiscal year certified by independent certified public accountants and prepared in accordance with generally accepted accounting principles in the United States or in the country in which such party is organized
Promptly after request by the other party
Yes
       
6) Miscellaneous. Miscellaneous

(a)
Address for Notices: For the purposes of Section 12(a) of the ISDA Form Master Agreement:

Address for notices or communications to BSFP:

 
Address:
383 Madison Avenue, New York, New York 10179
 
Attention:
DPC Manager
 
Facsimile:
(212) 272-5823

with a copy to:

 
Address:
One Metrotech Center North, Brooklyn, New York 11201
 
Attention:
Derivative Operations - 7th Floor
 
Facsimile:
(212) 272-1634

(For all purposes)

Address for notices or communications to the Counterparty:

 
Address:
Wells Fargo Bank, N.A.
   
9062 Old Annapolis Road
   
Columbia, MD 21045
 
Attention:
Client Manager - BSABS 2006-IM1
 
Facsimile:
410-715-2380
 
Phone:
410-884-2000

         (For all purposes)

(b) Process Agent. For the purpose of Section 13(c) of the ISDA Form Master Agreement:

BSFP appoints as its
 
Process Agent:
Not Applicable
   
The Counterparty appoints as its
 
Process Agent:
Not Applicable

(c)
Offices. The provisions of Section 10(a) of the ISDA Form Master Agreement will not apply to this Agreement; neither BSFP nor the Counterparty have any Offices other than as set forth in the Notices Section and BSFP agrees that, for purposes of Section 6(b) of the ISDA Form Master Agreement, it shall not in future have any Office other than one in the United States.

(d)
Multibranch Party. For the purpose of Section 10(c) of the ISDA Form Master Agreement:

BSFP is not a Multibranch Party.

 
The Counterparty is not a Multibranch Party.

(e)
Credit Support Document. Not applicable for either BSFP or the Counterparty.

(f)
Credit Support Provider.

BSFP: Not Applicable

The Counterparty: Not Applicable

(g) Governing Law. The parties to this Agreement hereby agree that the law of the State of New York shall govern their rights and duties in whole, without regard to the conflict of law provisions thereof other than New York General Obligations Law Sections 5-1401 and 5-1402.

(h) Severability. If any term, provision, covenant, or condition of this Agreement, or the application thereof to any party or circumstance, shall be held to be invalid or unenforceable (in whole or in part) for any reason, the remaining terms, provisions, covenants, and conditions hereof shall continue in full force and effect as if this Agreement had been executed with the invalid or unenforceable portion eliminated, so long as this Agreement as so modified continues to express, without material change, the original intentions of the parties as to the subject matter of this Agreement and the deletion of such portion of this Agreement will not substantially impair the respective benefits or expectations of the parties.

The parties shall endeavor to engage in good faith negotiations to replace any invalid or unenforceable term, provision, covenant or condition with a valid or enforceable term, provision, covenant or condition, the economic effect of which comes as close as possible to that of the invalid or unenforceable term, provision, covenant or condition.

(i) Consent to Recording. Each party hereto consents to the monitoring or recording, at any time and from time to time, by the other party of any and all communications between officers or employees of the parties, waives any further notice of such monitoring or recording, and agrees to notify its officers and employees of such monitoring or recording.

(j) Waiver of Jury Trial. Each party waives any right it may have to a trial by jury in respect of any Proceedings relating to this Agreement or any Credit Support Document.

(k) Set-Off. The provisions for Set-off set forth in Section 6(e) of the ISDA Form Master Agreement shall not apply for purposes of this Transaction. Notwithstanding any provision of this Agreement or any other existing or future agreement, each party irrevocably waives any and all rights it may have to set off, net, recoup or otherwise withhold or suspend or condition payment or performance of any obligation between it and the other party hereunder against any obligation between it and the other party under any other agreements.

(l) This Agreement may be executed in several counterparts, each of which shall be deemed an original but all of which together shall constitute one and the same instrument.

(m) Additional Definitional Provisions.

As used in this Agreement, the following terms shall have the meanings set forth below, unless the context clearly requires otherwise:

“Moody’s” means Moody’s Investors Service, Inc., or any successor.

 
“S&P” means Standard & Poor’s Ratings Service, a division of The McGraw-Hill Companies, Inc., or any successor

(n) Supplemental Interest Trust Trustee Liability Limitations. It is expressly understood and agreed by the parties hereto that (a) this Agreement is executed and delivered by Wells Fargo Bank, N.A. (“Wells Fargo”), not individually or personally but solely as Supplemental Interest Trust Trustee, (b) each of the representations, undertakings and agreements herein made on the part of the Counterparty is made and intended not as personal representations, undertakings and agreements by Wells Fargo but is made and intended for the purpose of binding only the Counterparty, (c) nothing herein contained shall be construed as creating any liability on Wells Fargo, individually or personally, to perform any covenant either expressed or implied contained herein, all such liability, if any, being expressly waived by the parties hereto and by any Person claiming by, through or under the parties hereto; provided that nothing in this paragraph shall relieve Wells Fargo from performing its duties and obligations under the Pooling and Servicing Agreement in accordance with the standard of care set forth therein, (d) under no circumstances shall Wells Fargo be personally liable for the payment of any indebtedness or expenses of the Counterparty or be liable for the breach or failure of any obligation, representation, warranty or covenant made or undertaken by the Counterparty under this Agreement or any other related documents, (e) Wells Fargo has been directed pursuant to the Pooling and Servicing Agreement to enter into this Agreement and to perform its obligations hereunder and (f) the parties hereto acknowledge and agree that under (i) the Derivative Administration Agreement, dated as of April 25, 2006, among Wells Fargo, as derivative administrator (in such capacity, the “Derivative Administrator”), Wells Fargo,, as Supplemental Interest Trust Trustee and Wells Fargo,, as trustee for Bear Stearns Asset Backed Securities I Trust 2006-IM1 Asset-Backed Certificates, Series 2006-IM1, and as amended from time to time (ii) the Pooling and Servicing Agreement and (iii) this Agreement, the Derivative Administrator may act for the Counterparty hereunder, and BSFP hereby acknowledges and agrees that it will, unless otherwise directed by the Supplemental Interest Trust Trustee or the Derivative Administrator, make all payments hereunder to the account specified below. Any resignation or removal of Wells Fargo as Supplemental Interest Trust Trustee under the Pooling and Servicing Agreement shall require the assignment of this agreement to Wells Fargo’s replacement.

(o) Additional Provisions. The provisions of Sections 5(a)(ii), 5(a)(iii) and 5(a)(iv) shall not apply to BSFP or Counterparty.

7) “Affiliate”: BSFP and Counterparty shall be deemed to not have any Affiliates for purposes of this Agreement, including for purposes of Section 6(b)(ii).

8) Additional Termination Events. Additional Termination Events will apply: (a) If a Rating Agency Downgrade has occurred and BSFP has not complied with Section 9 below, then an Additional Termination Event shall have occurred with respect to BSFP and BSFP shall be the sole Affected Party with respect to such an Additional Termination Event. (b) If, upon the occurrence of a Swap Disclosure Event (as defined in Section 15 below) BSFP has not, within 10 Business Days after such Swap Disclosure Event complied with any of the provisions set forth in Section 15(iii) below, then an Additional Termination Event shall have occurred with respect to BSFP and BSFP shall be the sole Affected Party with respect to such Additional Termination Event. (c) If the Trustee is unable to pay its Class A Certificates or fails or admits in writing its inability to pay its Class A Certificates as they become due, then an Additional Termination Event shall have occurred with respect to Counterparty and Counterparty shall be the sole Affected Party with respect to such Additional Termination Event. (d) If, at any time, the Majority Class CE Certificateholder or the Master Servicer, as applicable, purchases the Mortgage Loans pursuant to Section 10.01 of the Pooling and Servicing Agreement, then an Additional Termination Event shall have occurred and Counterparty shall be the sole Affected Party with respect thereto; provided, however, that notwithstanding Section 6(b)(iv) of the ISDA Form Master Agreement, both BSFP and Counterparty shall have the right to designate an Early Termination Date in respect of this Additional Termination Event. (e) Amendments to Pooling and Servicing Agreement. Without the prior written consent of BSFP, Counterparty shall not consent to any amendment or supplemental agreement to the Pooling and Servicing Agreement if such amendment or supplemental agreement could reasonably be expected to have a material adverse effect on the interests of BSFP. Counterparty will furnish to BSFP a copy of each proposed and each executed amendment or supplemental agreement and copies of any related Rating Agencies confirmation therewith, if any. The failure by Counterparty to comply with the above shall constitute an Additional Termination Event hereunder, upon which Counterparty shall be the sole Affected Party and all Transactions hereunder shall be Affected Transactions.

9) Rating Agency Downgrade. In the event that BSFP’s long-term unsecured and unsubordinated debt rating is reduced below “AA-” by S&P or its long-term unsecured and unsubordinated debt rating is withdrawn or reduced below “Aa3” by Moody’s (and together with S&P, the “Swap Rating Agencies”, and such rating thresholds, “Approved Rating Thresholds”), then within 30 days after such rating withdrawal or downgrade (unless, within 30 days after such withdrawal or downgrade, each such Swap Rating Agency, as applicable, has reconfirmed the rating of the Bear Stearns Asset Backed Securities I Trust 2006-IM1, Asset-Back Certificates, Series 2006-IM1 (the “Certificates”), which was in effect immediately prior to such withdrawal or downgrade), BSFP shall, subject to the Rating Agency Condition, at its own expense, either (i) seek another entity to replace BSFP as party to this Agreement that meets or exceeds the Approved Rating Thresholds on terms substantially similar to this Agreement or (ii) obtain a guaranty of, or a contingent agreement of another person with the Approved Rating Thresholds, to honor, BSFP’s obligations under this Agreement. In the event that BSFP’s long-term unsecured and unsubordinated debt rating is withdrawn or reduced below “BBB-” by S&P, then within 10 business days after such rating withdrawal or downgrade, BSFP shall, subject to the Rating Agency Condition and at its own expense, either (i) secure another entity to replace BSFP as party to this Agreement that meets or exceeds the Approved Rating Thresholds on terms substantially similar to this Agreement or (ii) obtain a guaranty of, or a contingent agreement of another person with the Approved Rating Thresholds, to honor, BSFP’s obligations under this Agreement. BSFP’s failure to do any of the foregoing shall, at the Counterparty’s option, constitute an Additional Termination Event with BSFP as the Affected Party. For purposes of this provision, “Rating Agency Condition” means, with respect to any particular proposed act or omission to act hereunder that the party acting or failing to act must consult with each of the Swap Rating Agencies then providing a rating of the Certificates and receive from each of the Swap Rating Agencies a prior written confirmation that the proposed action or inaction would not cause a downgrade or withdrawal of the then-current rating of the Certificates.

10) Payment Instructions. BSFP hereby agrees that, unless notified in writing by the Supplemental Interest Trust Trustee or the Derivative Administrator of other payment instructions, any and all amounts payable by BSFP to the Counterparty under this Agreement shall be paid to the Derivative Administrator at the account specified in Section 5.

11) Section 3 of the ISDA Form Master Agreement is hereby amended by adding at the end thereof the following subsection (g):

“(g) Relationship Between Parties.

   
Each party represents to the other party on each date when it enters into a Transaction that:--

(1) Nonreliance. (i) It is not relying on any statement or representation of the other party regarding the Transaction (whether written or oral), other than the representations expressly made in this Agreement or the Confirmation in respect of that Transaction and (ii) it has consulted with its own legal, regulatory, tax, business, investment, financial and accounting advisors to the extent it has deemed necessary, and it has made its own investment, hedging and trading decisions based upon its own judgment and upon any advice from such advisors as it has deemed necessary and not upon any view expressed by the other party.
 
(2) Evaluation and Understanding.

(i) It has the capacity to evaluate (internally or through independent professional advice) the Transaction and has made its own decision, subject to section 6(n) of this Agreement, to enter into the Transaction; and

(ii) It understands the terms, conditions and risks of the Transaction and is willing and able to accept those terms and conditions and to assume those risks, financially and otherwise.

(3) Purpose. It is entering into the Transaction for the purposes of managing its borrowings or investments, hedging its underlying assets or liabilities or in connection with a line of business.

(4) Status of Parties. The other party is not acting as an agent, fiduciary or advisor for it in respect of the Transaction.

(5) Eligible Contract Participant. It constitutes an “eligible contract participant” as such term is defined in Section 1(a)12 of the Commodity Exchange Act, as amended.”

12) Non-Recourse. Notwithstanding any provision herein or in the ISDA Form Master Agreement to the contrary, the obligations of Counterparty hereunder are limited recourse obligations of Counterparty, payable solely from the Derivative Account and the proceeds thereof, in accordance with the terms of the Pooling and Servicing Agreement. In the event that the Derivative Account and proceeds thereof should be insufficient to satisfy all claims outstanding and following the realization of the Derivative Account and the proceeds thereof, any claims against or obligations of Counterparty under the ISDA Form Master Agreement or any other confirmation thereunder still outstanding shall be extinguished and thereafter not revive. Neither the Supplemental Interest Trust Trustee nor the Derivative Administrator shall have liability for any failure or delay in making a payment hereunder to BSFP due to any failure or delay in receiving amount in the Derivative Account from the Trust created pursuant to the Pooling and Servicing Agreement.

13) Transfer, Amendment and Assignment. No transfer, amendment, waiver, supplement, assignment or other modification of this Transaction shall be permitted by either party unless (i) each of S&P and Moody’s has been provided notice of the same and (ii) each of S&P and Moody’s confirm in writing (including by facsimile transmission) after such notice is given that it will not downgrade, qualify, withdraw or otherwise modify its then-current rating of the Certificates.
 
14) Proceedings. BSFP shall not institute against or cause any other person to institute against, or join any other person in instituting against Counterparty, the Trustee, the Indenture Trustee, or the trust formed pursuant to the Pooling and Servicing Agreement any bankruptcy, reorganization, arrangement, insolvency or liquidation proceedings, or other proceedings under any federal or state bankruptcy or similar law for a period of one year and one day (or, if longer, the applicable preference period) following payment in full of the Certificates.

15) Compliance with Regulation AB.

(i) BSFP agrees and acknowledges that Bear Stearns Asset Backed Securities I LLC (“BSABS”) is required under Regulation AB under the Securities Act of 1933, as amended, and the Securities Exchange Act of 1934, as amended (the “Exchange Act”) (“Regulation AB”), to disclose certain financial information regarding BSFP or its group of affiliated entities, if applicable, depending on the aggregate “significance percentage” of this Agreement and any other derivative contracts between BSFP or its group of affiliated entities, if applicable, and Counterparty, as calculated from time to time in accordance with Item 1115 of Regulation AB.

(ii) It shall be a swap disclosure event (“Swap Disclosure Event”) if, on any Business Day after the date hereof, BSABS requests from BSFP the applicable financial information described in Item 1115 of Regulation AB (such request to be based on a reasonable determination by BSABS, in good faith, that such information is required under Regulation AB) (the “Swap Financial Disclosure”).

(iii) Upon the occurrence of a Swap Disclosure Event, BSFP, at its own expense, shall (a) provide to BSABS the Swap Financial Disclosure, (b) secure another entity to replace BSFP as party to this Agreement on terms substantially similar to this Agreement and subject to prior notification to the Swap Rating Agencies, which entity (or a guarantor therefor) satisfies the Rating Agency Condition and which entity is able to comply with the requirements of Item 1115 of Regulation AB or (c) subject to the Rating Agency Condition, obtain a guaranty of the BSFP’s obligations under this Agreement from an affiliate of the BSFP that is able to comply with the financial information disclosure requirements of Item 1115 of Regulation AB, such that disclosure provided in respect of the affiliate will satisfy any disclosure requirements applicable to the Swap Provider, and cause such affiliate to provide Swap Financial Disclosure. If permitted by Regulation AB, any required Swap Financial Disclosure may be provided by incorporation by reference from reports filed pursuant to the Exchange Act.

(iv) BSFP agrees that, in the event that BSFP provides Swap Financial Disclosure to BSABS in accordance with Section 15(iii)(a) or causes its affiliate to provide Swap Financial Disclosure to BSABS in accordance with Section 15(iii)(c), it will indemnify and hold harmless BSABS, its respective directors or officers and any person controlling BSABS, from and against any and all losses, claims, damages and liabilities caused by any untrue statement or alleged untrue statement of a material fact contained in such Swap Financial Disclosure or caused by any omission or alleged omission to state in such Swap Financial Disclosure a material fact required to be stated therein or necessary to make the statements therein, in light of the circumstances under which they were made, not misleading.

16) Third Party Beneficiary. BSABS shall be an express third party beneficiary of this Agreement as if a party hereto to the extent of BSABS’s rights explicitly specified herein. 

   
NEITHER THE BEAR STEARNS COMPANIES INC. NOR ANY SUBSIDIARY OR AFFILIATE OF THE BEAR STEARNS COMPANIES INC. OTHER THAN BSFP IS AN OBLIGOR OR A CREDIT SUPPORT PROVIDER ON THIS AGREEMENT.

5. Account Details and
    Settlement Information:                           Payments to BSFP:
Citibank, N.A., New York
ABA Number: 021-0000-89, for the account of
Bear, Stearns Securities Corp.
Account Number: 0925-3186, for further credit to
Bear Stearns Financial Products Inc.
Sub-account Number: 102-04654-1-3
Attention: Derivatives Department

Payments to Counterparty:
Well Fargo Bank, NA
ABA Number: 121000248
Account Name: SAS Clearing
Account Number: 3970771416
FFC to: 50912101
Ref. BSABS 2006-IM1

This Agreement may be executed in several counterparts, each of which shall be deemed an original but all of which together shall constitute one and the same instrument.

Counterparty hereby agrees to check this Confirmation and to confirm that the foregoing correctly sets forth the terms of the Transaction by signing in the space provided below and returning to BSFP a facsimile of the fully-executed Confirmation to 212-272-9857. For inquiries regarding U.S. Transactions, please contact Susan Donlon by telephone at 212-272-2364. For all other inquiries please contact Derivatives Documentation by telephone at 353-1-402-6233. Originals will be provided for your execution upon your request.




We are very pleased to have executed this Transaction with you and we look forward to completing other transactions with you in the near future.

Very truly yours,

BEAR STEARNS FINANCIAL PRODUCTS INC.


By:
 
Name:
 
Title:
 

Counterparty, acting through its duly authorized signatory, hereby agrees to, accepts and confirms the terms of the foregoing as of the Trade Date.

WELLS FARGO BANK, N.A., NOT INDIVIDUALLY, BUT SOLELY AS SUPPLEMENTAL INTEREST TRUST TRUSTEE ON BEHALF THE SUPPLEMENTAL INTEREST TRUST WITH RESPECT TO BEAR STEARNS ASSET BACKED SECURITIES I TRUST 2006-IM1 ASSET-BACKED CERTIFICATES, SERIES 2006-IM1



By:
 
Name:
 
Title:
 





SCHEDULE I
(all such dates subject to adjustment in accordance with the Following Business Day Convention)

From and including
To but excluding
Notional Amount
(USD)
Effective Date
25-May-06
10,564,597.20
25-May-06
25-Jun-06
10,361,611.42
25-Jun-06
25-Jul-06
10,138,348.56
25-Jul-06
25-Aug-06
9,894,916.92
25-Aug-06
25-Sep-06
9,636,008.43
25-Sep-06
25-Oct-06
9,358,654.41
25-Oct-06
25-Nov-06
9,071,005.47
25-Nov-06
25-Dec-06
8,775,133.80
25-Dec-06
25-Jan-07
8,468,475.76
25-Jan-07
25-Feb-07
8,150,616.34
25-Feb-07
25-Mar-07
7,828,807.64
25-Mar-07
25-Apr-07
7,509,568.66
25-Apr-07
25-May-07
7,193,800.60
25-May-07
25-Jun-07
6,885,414.26
25-Jun-07
25-Jul-07
6,586,835.58
25-Jul-07
25-Aug-07
6,296,816.67
25-Aug-07
25-Sep-07
6,010,668.09
25-Sep-07
25-Oct-07
5,732,593.18
25-Oct-07
25-Nov-07
5,468,337.87
25-Nov-07
25-Dec-07
5,217,455.80
25-Dec-07
25-Jan-08
4,979,183.49
25-Jan-08
25-Feb-08
4,752,805.20
25-Feb-08
25-Mar-08
4,537,713.00
25-Mar-08
25-Apr-08
4,333,216.29
25-Apr-08
25-May-08
2,133,857.82
25-May-08
25-Jun-08
2,029,857.51
25-Jun-08
25-Jul-08
1,931,524.55
25-Jul-08
25-Aug-08
1,838,507.92
25-Aug-08
25-Sep-08
1,750,481.02
25-Sep-08
25-Oct-08
1,667,139.78
25-Oct-08
25-Nov-08
1,588,200.97
25-Nov-08
25-Dec-08
1,513,400.67
25-Dec-08
25-Jan-09
1,442,492.80
25-Jan-09
25-Feb-09
1,375,247.92
25-Feb-09
25-Mar-09
1,311,453.19
25-Mar-09
25-Apr-09
1,250,906.82
25-Apr-09
25-May-09
1,146,882.81
25-May-09
25-Jun-09
1,096,187.79
25-Jun-09
25-Jul-09
1,047,888.96
25-Jul-09
25-Aug-09
1,001,860.90
25-Aug-09
25-Sep-09
957,985.64
25-Sep-09
25-Oct-09
916,152.17
25-Oct-09
25-Nov-09
876,255.94
25-Nov-09
25-Dec-09
838,198.48
25-Dec-09
25-Jan-10
801,886.96
25-Jan-10
25-Feb-10
767,233.84
25-Feb-10
25-Mar-10
734,156.53
25-Mar-10
25-Apr-10
702,577.07
25-Apr-10
25-May-10
672,421.84
25-May-10
25-Jun-10
643,621.27
25-Jun-10
25-Jul-10
616,109.59
25-Jul-10
25-Aug-10
589,824.61
25-Aug-10
25-Sep-10
564,707.49
25-Sep-10
25-Oct-10
540,702.53
25-Oct-10
25-Nov-10
517,750.17
25-Nov-10
25-Dec-10
495,800.34
25-Dec-10
25-Jan-11
474,807.80
25-Jan-11
25-Feb-11
454,732.33
25-Feb-11
25-Mar-11
435,527.38
25-Mar-11
Termination Date
417,002.80






EXHIBIT N

[RESERVED]






EXHIBIT O

YIELD MAINTENANCE AGREEMENT

BEAR STEARNS FINANCIAL PRODUCTS INC.
383 MADISON AVENUE
NEW YORK, NEW YORK 10179
212-272-4009


DATE:
April 25, 2006
TO:
Wells Fargo Bank, N.A., not individually, but solely as Supplemental Interest Trustee on behalf of the Supplemental Interest Trust with respect to Bear Stearns Asset Backed Securities I Trust 2006-IM1 Asset-Backed Certificates, Series 2006-IM1 (each as defined herein)
ATTENTION:
Client Manager- BSABS 2006-IM1
TELEPHONE:
(410)-884-2000
FACSIMILE:
(410)-715-2380
FROM:
Derivatives Documentation
TELEPHONE:
212-272-2711
FACSIMILE: 
212-272-9857
SUBJECT:
Mortgage Derivatives Confirmation and Agreement
REFERENCE NUMBER:
FXBSAB6I1
   
The purpose of this letter agreement (“Agreement”) is to confirm the terms and conditions of the current Transaction entered into on the Trade Date specified below (the “Transaction”) between Bear Stearns Financial Products Inc. (“BSFP”) and Wells Fargo Bank, N.A., not individually, but solely as supplemental interest trust trustee (“Supplemental Interest Trust Trustee”) on behalf of the Supplemental Interest Trust (the “Supplemental Interest Trust”) with respect to Bear Stearns Asset Backed Securities I Trust 2006-IM1 (“Counterparty”) created under the Pooling and Servicing Agreement dated as of April 1, 2006 among Bear Stearns Asset Backed Securities I LLC, as Depositor, EMC Mortgage Corporation, as Sponsor, Wells Fargo Bank, N.A., as Master Servicer and Securities Administrator and U.S. Bank National Association, as Trustee (the “Pooling and Servicing Agreement”). This Agreement, which evidences a complete and binding agreement between you and us to enter into the Transaction on the terms set forth below, constitutes a “Confirmation” as referred to in the “ISDA Form Master Agreement” (as defined below), as well as a “Schedule” as referred to in the ISDA Form Master Agreement.
 
1. This Agreement is subject to the 2000 ISDA Definitions (the “Definitions”), as published by the International Swaps and Derivatives Association, Inc. (“ISDA”). You and we have agreed to enter into this Agreement in lieu of negotiating a Schedule to the 1992
 
ISDA Master Agreement (Multicurrency—Cross Border) form (the “ISDA Form Master Agreement”) but, rather, an ISDA Form Master Agreement shall be deemed to have been executed by you and us on the date we entered into the Transaction. Terms capitalized but not defined herein except in the Definitions shall have the respective meanings attributed to them in the Pooling and Servicing Agreement. In the event of any inconsistency between the provisions of this Agreement and the Definitions or the ISDA Form Master Agreement, this Agreement shall prevail for purposes of the Transaction. Each reference to a “Section” (unless specifically referencing the Pooling and Servicing Agreement or to a “Section” “of this Agreement” will be construed as a reference to a Section of the ISDA Form Master Agreement.
 
2. The terms of the particular Transaction to which this Confirmation relates are as follows:
 
Type of Transaction:
Rate Cap
   
Notional Amount:
With respect to any Calculation Period, the lesser of (i) the amount set forth for such period as shown in Schedule I and (ii) the greater of (a) zero and (b) the Aggregate Stated Principal Balance of the Mortgage Loans as of the second day of the month in which the Calculation Period begins minus 100 times the related Swap Notional Amount as shown in Schedule II.
   
Trade Date:
April 24, 2006
   
Effective Date:
May 25, 2006
   
Termination Date:
November 25, 2012, subject to adjustment in accordance with the Business Day Convention.
   
Fixed Amount (Premium):
     
 
Fixed Rate Payer:
Counterparty
 
 
Fixed Rate Payer
   
 
Payment Date:
April 25, 2006
 
 
Fixed Amount:
USD 613,000
 
Floating Amounts:
     
 
Floating Rate Payer:
BSFP
 
 
Cap Rate:
With respect to any Calculation Period, the rate set forth for such period in Schedule I attached hereto.
 
 
Floating Rate Payer
   
 
Period End Dates:
The 25th calendar day of each month during the Term of this Transaction, commencing June 25, 2006 and ending on the Termination Date, subject to adjustment in accordance with the Business Day Convention.
 
 
Floating Rate Payer
   
 
Payment Dates:
Early Payment shall be applicable. The Floating Rate Payer Payment Date shall be one Business Day prior to each Floating Rate Payer Period End Date.
 
 
Floating Rate Option:
USD-LIBOR-BBA, provided, however, that if the Floating Rate Option for any Calculation Period is greater than 10.50000% then the Floating Rate Option for such Calculation Period shall be deemed to be 10.50000%.
 
 
Designated Maturity:
One month
 
 
Floating Rate Day
   
 
Count Fraction:
Actual/360
 
 
Reset Dates:
The first day of each Calculation Period.
 
 
Compounding:
Inapplicable
 
 
Business Days:
New York
 
 
Business Day Convention:
Following
 
 
Calculation Agent:
BSFP
 
3. Additional Provisions:
 
1) Each party hereto is hereby advised and acknowledges that the other party has engaged in (or refrained from engaging in) substantial financial transactions and has taken (or refrained from taking) other material actions in reliance upon the entry by the parties into the Transaction being entered into on the terms and conditions set forth herein and in the Pooling and Servicing Agreement relating to such Transaction, as applicable. This paragraph 1) shall be deemed repeated on the trade date of each Transaction.
 
4. Provisions Deemed Incorporated in a Schedule to the Master Agreement:
 
1) The parties agree that subparagraph (ii) of Section 2(c) of the ISDA Form Master Agreement will apply to any Transaction.
 
2) Termination Provisions. For purposes of the Master Agreement:
 
(a) “Specified Entity” is not applicable to BSFP or Counterparty for any purpose.
 
(b) “Specified Transaction” is not applicable to BSFP or Counterparty for any purpose, and, accordingly, Section 5(a)(v) shall not apply to BSFP or Counterparty.
 
(c) The “Cross Default” provisions of Section 5(a)(vi) will not apply to BSFP or to Counterparty.
 
(d) The “Credit Event Upon Merger” provisions of Section 5(b)(iv) will not apply to BSFP or Counterparty.
 
(e) With respect to Counterparty, the “Bankruptcy Provision” of Section 5(a)(vii)(2) shall be deleted in its entirety.
 
(f) The “Automatic Early Termination” provision of Section 6(a) will not apply to BSFP or to Counterparty.
 
(g) Payments on Early Termination. For the purpose of Section 6(e) of this Agreement:
 
(i) Market Quotation will apply.

(ii) the Second Method will apply.

(h) “Termination Currency” means United States Dollars.

(i)
Tax Event. The provisions of Section 2(d)(i)(4) and 2(d)(ii) of the printed ISDA Form Master Agreement shall not apply to Counterparty and Counterparty shall not be required to pay any additional amounts referred to therein.
 
3) Tax Representations.

 
(a) Payer Representations. For the purpose of Section 3(e) of the ISDA Form Master Agreement, each of BSFP and the Counterparty will make the following representations:
 
 
It is not required by any applicable law, as modified by the practice of any relevant governmental revenue authority, of any Relevant Jurisdiction to make any deduction or withholding for or on account of any Tax from any payment (other than interest under Section 2(e), 6(d)(ii) or 6(e) of the ISDA Form Master Agreement) to be made by it to the other party under this Agreement. In making this representation, it may rely on:
 
(i) the accuracy of any representations made by the other party pursuant to Section 3(f) of this Agreement;
 
(ii) the satisfaction of the agreement contained in Sections 4(a)(i) and 4(a)(iii) of the ISDA Form Master Agreement and the accuracy and effectiveness of any document provided by the other party pursuant to Sections 4(a)(i) and 4(a)(iii) of the ISDA Form Master Agreement; and
 
(iii) the satisfaction of the agreement of the other party contained in Section 4(d) of of the ISDA Form Master Agreement, provided that it shall not be a breach of this representation where reliance is placed on clause (ii) and the other party does not deliver a form or document under Sections 4(a)(i) and 4(a)(iii) of the ISDA Form Master Agreement by reason of material prejudice to its legal or commercial position.
 
(b) Payee Representations. For the purpose of Section 3(f) of the ISDA Form Master Agreement, each of BSFP and the Counterparty make the following representations.
 
The following representation will apply to BSFP:

BSFP is a corporation organized under the laws of the State of Delaware and its U.S. taxpayer identification number is 13-3866307.

The following representation will apply to the Counterparty:

The beneficial owner of the payments made to it under this Agreement is either (i) a “U.S. person” (as that term is used in section 1.1441-4(a)(3)(ii) of United States Treasury Regulations) for United States federal income tax purposes and an “Exempt recipient” within the meaning of section 1.6049-4(c)(1)(ii) of United States Treasury Regulations, or (ii) a “non-U.S. branch of a foreign person” as that term is used in section 1.1441-4(a)(3)(ii) of the United States Treasury Regulations (the “Regulations”) for United States federal income tax purposes, and it is a “foreign person” as that term is used in section 1.6041-4(a)(4) of the Regulations for United States federal income tax purposes.
 
4) Limitation on Events of Default. Notwithstanding the terms of Sections 5 and 6 of the ISDA Form Master Agreement, if at any time and so long as the Counterparty has satisfied in full all its payment obligations under Section 2(a)(i) of the ISDA Form Master Agreement and has at the time no future payment obligations, whether absolute or contingent, under such Section, then unless BSFP is required pursuant to appropriate proceedings to return to the Counterparty or otherwise returns to the Counterparty upon demand of the Counterparty any portion of any such payment, (a) the occurrence of an event described in Section 5(a) of the ISDA Form Master Agreement with respect to the Counterparty shall not constitute an Event of Default or Potential Event of Default with respect to the Counterparty as Defaulting Party and (b) BSFP shall be entitled to designate an Early Termination Date pursuant to Section 6 of the ISDA Form Master Agreement only as a result of the occurrence of a Termination Event set forth in either Section 5(b)(i) or 5(b)(ii) of the ISDA Form Master Agreement with respect to BSFP as the Affected Party, or Section 5(b)(iii) with respect to BSFP as the Burdened Party.
 
5) The ISDA Form Master Agreement is hereby amended as follows:
 
The word “third” shall be replaced by the word “second” in the third line of Section 5(a)(i) of the ISDA Form Master Agreement.
 
6) Documents to be Delivered. For the purpose of Section 4(a) of the ISDA Form Master Agreement:
 
(1) Tax forms, documents, or certificates to be delivered are:
 
Party required to deliver document
Form/Document/
Certificate
Date by which to
be delivered
BSFP and
the Counterparty
Any document required or reasonably requested to allow the other party to make payments under this Agreement without any deduction or withholding for or on the account of any Tax or with such deduction or withholding at a reduced rate
Promptly after the earlier of (i) reasonable demand by either party or (ii) learning that such form or document is required
 

(2) Other documents to be delivered are:

Party required to deliver document
Form/Document/
Certificate
Date by which to
be delivered
Covered by Section 3(d) Representation
BSFP and
the Counterparty
Any documents required by the receiving party to evidence the authority of the delivering party or its Credit Support Provider, if any, for it to execute and deliver this Agreement, any Confirmation , and any Credit Support Documents to which it is a party, and to evidence the authority of the delivering party or its Credit Support Provider to perform its obligations under this Agreement, such Confirmation and/or Credit Support Document, as the case may be
Upon the execution and delivery of this Agreement and such Confirmation
Yes
       
BSFP and
the Counterparty
A certificate of an authorized officer of the party, as to the incumbency and authority of the respective officers of the party signing this Agreement, any relevant Credit Support Document, or any Confirmation, as the case may be
Upon the execution and delivery of this Agreement and such Confirmation
Yes

BSFP
A copy of the most recent annual report of such party (only if available) and its Credit Support Provider, if any, containing in all cases audited consolidated financial statements for each fiscal year certified by independent certified public accountants and prepared in accordance with generally accepted accounting principles in the United States or in the country in which such party is organized
Promptly after request by the other party
Yes

7) Miscellaneous. Miscellaneous

(a)
Address for Notices: For the purposes of Section 12(a) of of the ISDA Form Master Agreement:

Address for notices or communications to BSFP:

 
Address:
383 Madison Avenue, New York, New York 10179
 
Attention:
DPC Manager
 
Facsimile:
(212) 272-5823

with a copy to:

 
Address:
One Metrotech Center North, Brooklyn, New York 11201
 
Attention:
Derivative Operations - 7th Floor
 
Facsimile:
(212) 272-1634

            (For all purposes)

Address for notices or communications to the Counterparty:

 
Address:
Wells Fargo Bank, N.A.
   
9062 Old Annapolis Road
   
Columbia, MD 21045
 
Attention:
Client Manager - BSABS 2006-IM1
 
Facsimile:
(410) 715-2380
 
Phone:
(410) 884-2000

                  (For all purposes)

(b) Process Agent. For the purpose of Section 13(c):

BSFP appoints as its
 
Process Agent:
Not Applicable
   
The Counterparty appoints as its
 
Process Agent:
Not Applicable

(c)
Offices. The provisions of Section 10(a) of the ISDA Form Master Agreement will not apply to this Agreement; neither BSFP nor the Counterparty have any Offices other than as set forth in the Notices Section and BSFP agrees that, for purposes of Section 6(b) of of the ISDA Form Master Agreement, it shall not in future have any Office other than one in the United States.

(d)
Multibranch Party. For the purpose of Section 10(c) of the ISDA Form Master Agreement:

BSFP is not a Multibranch Party.

 
The Counterparty is not a Multibranch Party.

(e)
Credit Support Document. Not applicable for either BSFP or the Counterparty.

(f)
Credit Support Provider.

BSFP: Not Applicable

The Counterparty: Not Applicable

(g) Governing Law. The parties to this Agreement hereby agree that the law of the State of New York shall govern their rights and duties in whole, without regard to the conflict of law provisions thereof other than New York General Obligations Law Sections 5-1401 and 5-1402.

(h) Severability. If any term, provision, covenant, or condition of this Agreement, or the application thereof to any party or circumstance, shall be held to be invalid or unenforceable (in whole or in part) for any reason, the remaining terms, provisions, covenants, and conditions hereof shall continue in full force and effect as if this Agreement had been executed with the invalid or unenforceable portion eliminated, so long as this Agreement as so modified continues to express, without material change, the original intentions of the parties as to the subject matter of this Agreement and the deletion of such portion of this Agreement will not substantially impair the respective benefits or expectations of the parties.

The parties shall endeavor to engage in good faith negotiations to replace any invalid or unenforceable term, provision, covenant or condition with a valid or enforceable term, provision, covenant or condition, the economic effect of which comes as close as possible to that of the invalid or unenforceable term, provision, covenant or condition.

(i) Consent to Recording. Each party hereto consents to the monitoring or recording, at any time and from time to time, by the other party of any and all communications between officers or employees of the parties, waives any further notice of such monitoring or recording, and agrees to notify its officers and employees of such monitoring or recording.

(j) Waiver of Jury Trial. Each party waives any right it may have to a trial by jury in respect of any Proceedings relating to this Agreement or any Credit Support Document.

(k) Set-Off. The provisions for Set-off set forth in Section 6(e) of the ISDA Form Master Agreement shall not apply for purposes of this Transaction. Notwithstanding any provision of this Agreement or any other existing or future agreement, each party irrevocably waives any and all rights it may have to set off, net, recoup or otherwise withhold or suspend or condition payment or performance of any obligation between it and the other party hereunder against any obligation between it and the other party under any other agreements.
 
(l) This Agreement may be executed in several counterparts, each of which shall be deemed an original but all of which together shall constitute one and the same instrument.
 
(m) Additional Definitional Provisions.
 
As used in this Agreement, the following terms shall have the meanings set forth below, unless the context clearly requires otherwise:
 
“Moody’s” means Moody’s Investors Service, Inc., or any successor.

“S&P” means Standard & Poor’s Ratings Service, a division of The McGraw-Hill Companies, Inc., or any successor

(n) Supplemental Interest Trust Trustee Liability Limitations. It is expressly understood and agreed by the parties hereto that (a) this Agreement is executed and delivered by Wells Fargo Bank, N.A. (“Wells Fargo”), not individually or personally but solely as Supplemental Interest Trust Trustee, (b) each of the representations, undertakings and agreements herein made on the part of the Counterparty is made and intended not as personal representations, undertakings and agreements by Wells Fargo but is made and intended for the purpose of binding only the Counterparty, (c) nothing herein contained shall be construed as creating any liability on Wells Fargo, individually or personally, to perform any covenant either expressed or implied contained herein, all such liability, if any, being expressly waived by the parties hereto and by any Person claiming by, through or under the parties hereto; provided that nothing in this paragraph shall relieve Wells Fargo from performing its duties and obligations under the Pooling and Servicing Agreement in accordance with the standard of care set forth therein, (d) under no circumstances shall Wells Fargo be personally liable for the payment of any indebtedness or expenses of the Counterparty or be liable for the breach or failure of any obligation, representation, warranty or covenant made or undertaken by the Counterparty under this Agreement or any other related documents, (e) Wells Fargo has been directed pursuant to the Pooling and Servicing Agreement to enter into this Agreement and to perform its obligations hereunder and (f) the parties hereto acknowledge and agree that under (i) the Derivative Administration Agreement, dated as of April 25, 2006, among Wells Fargo, as derivative administrator (in such capacity, the “Derivative Administrator”), Wells Fargo, as Supplemental Interest Trust Trustee and Wells Fargo, as trustee for Bear Stearns Asset Backed Securities I Trust 2006-IM1 Asset-Backed Certificates, Series 2006-IM1, and as amended from time to time (ii) the Pooling and Servicing Agreement and (iii) this Agreement, the Derivative Administrator may act for the Counterparty hereunder, and BSFP hereby acknowledges and agrees that it will, unless otherwise directed by the Supplemental Interest Trust Trustee or the Derivative Administrator, make all payments hereunder to the account specified below. Any resignation or removal of Wells Fargo as Supplemental Interest Trust Trustee under the Pooling and Servicing Agreement shall require the assignment of this agreement to Wells Fargo’s replacement.

(o) Additional Provisions. The provisions of Sections 5(a)(ii), 5(a)(iii) and 5(a)(iv) shall not apply to BSFP or Counterparty.

8) “Affiliate”: BSFP and Counterparty shall be deemed to not have any Affiliates for purposes of this Agreement, including for purposes of Section 6(b)(ii).

9) Additional Termination Events. Additional Termination Events will apply: (a) If a Rating Agency Downgrade has occurred and BSFP has not complied with Section 10 below, then an Additional Termination Event shall have occurred with respect to BSFP and BSFP shall be the sole Affected Party with respect to such an Additional Termination Event. (b) If, upon the occurrence of a Swap Disclosure Event (as defined in Section 15 below) BSFP has not, within 10 Business Days after such Swap Disclosure Event complied with any of the provisions set forth in Section 15(iii) below, then an Additional Termination Event shall have occurred with respect to BSFP and BSFP shall be the sole Affected Party with respect to such Additional Termination Event. (c) Amendments to Pooling and Servicing Agreement. Without the prior written consent of BSFP, Counterparty shall not consent to any amendment or supplemental agreement to the Pooling and Servicing Agreement if such amendment or supplemental agreement could reasonably be expected to have a material adverse effect on the interests of BSFP. Counterparty will furnish to BSFP a copy of each proposed and each executed amendment or supplemental agreement and copies of any related Rating Agencies confirmation therewith, if any. The failure by Counterparty to comply with the above shall constitute an Additional Termination Event hereunder, upon which Counterparty shall be the sole Affected Party and all Transactions hereunder shall be Affected Transactions.

10) Rating Agency Downgrade. In the event that BSFP’s long-term unsecured and unsubordinated debt rating is reduced below “AA-” by S&P or its long-term unsecured and unsubordinated debt rating is withdrawn or reduced below “Aa3” by Moody’s (and together with S&P, the “Swap Rating Agencies”, and such rating thresholds, “Approved Rating Thresholds”), then within 30 days after such rating withdrawal or downgrade (unless, within 30 days after such withdrawal or downgrade, each such Swap Rating Agency, as applicable, has reconfirmed the rating of the Bear Stearns Asset Backed Securities I Trust 2006-IM1, Asset-Back Certificates, Series 2006-IM1 (the “Certificates, which was in effect immediately prior to such withdrawal or downgrade), BSFP shall, subject to the Rating Agency Condition, at its own expense, either (i) seek another entity to replace BSFP as party to this Agreement that meets or exceeds the Approved Rating Thresholds on terms substantially similar to this Agreement or (ii) obtain a guaranty of, or a contingent agreement of another person with the Approved Rating Thresholds, to honor, BSFP’s obligations under this Agreement. In the event that BSFP’s long-term unsecured and unsubordinated debt rating is withdrawn or reduced below “BBB-” by S&P, then within 10 business days after such rating withdrawal or downgrade, BSFP shall, subject to the Rating Agency Condition and at its own expense, either (i) secure another entity to replace BSFP as party to this Agreement that meets or exceeds the Approved Rating Thresholds on terms substantially similar to this Agreement or (ii) obtain a guaranty of, or a contingent agreement of another person with the Approved Rating Thresholds, to honor, BSFP’s obligations under this Agreement. BSFP’s failure to do any of the foregoing shall, at the Counterparty’s option, constitute an Additional Termination Event with BSFP as the Affected Party. For purposes of this provision, “Rating Agency Condition” means, with respect to any particular proposed act or omission to act hereunder that the party acting or failing to act must consult with each of the Swap Rating Agencies then providing a rating of the Certificates and receive from each of the Swap Rating Agencies a prior written confirmation that the proposed action or inaction would not cause a downgrade or withdrawal of the then-current rating of the Certificates.

11) Payment Instructions. BSFP hereby agrees that, unless notified in writing by the Supplemental Interest Trust Trustee or the Derivative Administrator of other payment instructions, any and all amounts payable by BSFP to the Counterparty under this Agreement shall be paid to the Derivative Administrator at the account specified in Section 5.

(12) Section 3 of the ISDA Form Master Agreement is hereby amended by adding at the end thereof the following subsection (g):

“(g) Relationship Between Parties.

Each party represents to the other party on each date when it enters into a Transaction that:--

(1) Nonreliance. (i) It is not relying on any statement or representation of the other party regarding the Transaction (whether written or oral), other than the representations expressly made in this Agreement or the Confirmation in respect of that Transaction and (ii) it has consulted with its own legal, regulatory, tax, business, investment, financial and accounting advisors to the extent it has deemed necessary, and it has made its own investment, hedging and trading decisions based upon its own judgment and upon any advice from such advisors as it has deemed necessary and not upon any view expressed by the other party.
 
(2) Evaluation and Understanding.

(i) It has the capacity to evaluate (internally or through independent professional advice) the Transaction and has made its own decision, subject to section 7(n) of this Agreement, to enter into the Transaction; and

(ii) It understands the terms, conditions and risks of the Transaction and is willing and able to accept those terms and conditions and to assume those risks, financially and otherwise.

(3) Purpose. It is entering into the Transaction for the purposes of managing its borrowings or investments, hedging its underlying assets or liabilities or in connection with a line of business.

(4) Status of Parties. The other party is not acting as an agent, fiduciary or advisor for it in respect of the Transaction.

(5) Eligible Contract Participant. It constitutes an “eligible contract participant” as such term is defined in Section 1(a)12 of the Commodity Exchange Act, as amended.”

13) Non-Recourse. Notwithstanding any provision herein or in the ISDA Form Master Agreement to the contrary, the obligations of Counterparty hereunder are limited recourse obligations of Counterparty, payable solely from the Derivative Account and the proceeds thereof, in accordance with the terms of the Pooling and Servicing Agreement. In the event that the Derivative Account and proceeds thereof should be insufficient to satisfy all claims outstanding and following the realization of the Derivative Account and the proceeds thereof, any claims against or obligations of Counterparty under the ISDA Form Master Agreement or any other confirmation thereunder still outstanding shall be extinguished and thereafter not revive. Neither the Supplemental Interest Trust Trustee nor the Derivative Administrator shall have liability for any failure or delay in making a payment hereunder to BSFP due to any failure or delay in receiving amount in the Derivative Account from the Trust created pursuant to the Pooling and Servicing Agreement.

14) Transfer, Amendment and Assignment. No transfer, amendment, waiver, supplement, assignment or other modification of this Transaction shall be permitted by either party unless (i) each of S&P and Moody’s has been provided notice of the same and (ii) each of S&P and Moody’s confirm in writing (including by facsimile transmission) after such notice is given that it will not downgrade, qualify, withdraw or otherwise modify its then-current rating of the Certificates.
 
15) Proceedings. BSFP shall not institute against or cause any other person to institute against, or join any other person in instituting against Counterparty, the Trustee, the Indenture Trustee, the trust formed pursuant to the Pooling and Servicing Agreement any bankruptcy, reorganization, arrangement, insolvency or liquidation proceedings, or other proceedings under any federal or state bankruptcy or similar law for a period of one year and one day (or, if longer, the applicable preference period) following payment in full of the Certificates.

16) Compliance with Regulation AB.

(i) BSFP agrees and acknowledges that Bear Stearns Asset Backed Securities I LLC (“BSABS”) is required under Regulation AB under the Securities Act of 1933, as amended, and the Securities Exchange Act of 1934, as amended (the “Exchange Act”) (“Regulation AB”), to disclose certain financial information regarding BSFP or its group of affiliated entities, if applicable, depending on the aggregate “significance percentage” of this Agreement and any other derivative contracts between BSFP or its group of affiliated entities, if applicable, and Counterparty, as calculated from time to time in accordance with Item 1115 of Regulation AB.

(ii) It shall be a swap disclosure event (“Swap Disclosure Event”) if, on any Business Day after the date hereof, BSABS requests from BSFP the applicable financial information described in Item 1115 of Regulation AB (such request to be based on a reasonable determination by BSABS, in good faith, that such information is required under Regulation AB) (the “Swap Financial Disclosure”).

(iii) Upon the occurrence of a Swap Disclosure Event, BSFP, at its own expense, shall (a) provide to BSABS the Swap Financial Disclosure, (b) secure another entity to replace BSFP as party to this Agreement on terms substantially similar to this Agreement and subject to prior notification to the Swap Rating Agencies, which entity (or a guarantor therefor) satisfies the Rating Agency Condition and which entity is able to comply with the requirements of Item 1115 of Regulation AB or (c) subject to the Rating Agency Condition, obtain a guaranty of the BSFP’s obligations under this Agreement from an affiliate of the BSFP that is able to comply with the financial information disclosure requirements of Item 1115 of Regulation AB, such that disclosure provided in respect of the affiliate will satisfy any disclosure requirements applicable to the Swap Provider, and cause such affiliate to provide Swap Financial Disclosure. If permitted by Regulation AB, any required Swap Financial Disclosure may be provided by incorporation by reference from reports filed pursuant to the Exchange Act.

(iv) BSFP agrees that, in the event that BSFP provides Swap Financial Disclosure to BSABS in accordance with Section 15(iii)(a) or causes its affiliate to provide Swap Financial Disclosure to BSABS in accordance with Section 15(iii)(c), it will indemnify and hold harmless BSABS, its respective directors or officers and any person controlling BSABS, from and against any and all losses, claims, damages and liabilities caused by any untrue statement or alleged untrue statement of a material fact contained in such Swap Financial Disclosure or caused by any omission or alleged omission to state in such Swap Financial Disclosure a material fact required to be stated therein or necessary to make the statements therein, in light of the circumstances under which they were made, not misleading.

16) Third Party Beneficiary. BSABS shall be an express third party beneficiary of this Agreement as if a party hereto to the extent of BSABS’s rights explicitly specified herein. 

   
NEITHER THE BEAR STEARNS COMPANIES INC. NOR ANY SUBSIDIARY OR AFFILIATE OF THE BEAR STEARNS COMPANIES INC. OTHER THAN BSFP IS AN OBLIGOR OR A CREDIT SUPPORT PROVIDER ON THIS AGREEMENT.






5.
Account Details and
Settlement Information:
 
   
 
Payments to BSFP:
   
 
Citibank, N.A., New York
 
ABA Number: 021-0000-89, for the account of
 
Bear, Stearns Securities Corp.
 
Account Number: 0925-3186, for further credit to
 
Bear Stearns Financial Products Inc.
 
Sub-account Number: 102-04654-1-3
 
Attention: Derivatives Department
   
 
Payments to Counterparty:
   
 
Wells Fargo Bank, NA
 
ABA# 121000248
 
Account Number: SAS Clearing
 
Account Number: 3970771416
 
FFC to: 50912101
 
Ref: BSABS 2006-IM1

This Agreement may be executed in several counterparts, each of which shall be deemed an original but all of which together shall constitute one and the same instrument.
 
Counterparty hereby agrees to check this Agreement and to confirm that the foregoing correctly sets forth the terms of the Transaction by signing in the space provided below and returning to BSFP a facsimile of the fully-executed Agreement to 212-272-9857. To discuss an inquiry regarding U.S. Transactions, please contact Nick Girardi by telephone at 212-272-8420. For all other inquiries please contact Derivatives Documentation by telephone at 353-1-402-6233. Originals will be provided for your execution upon your request
 



We are very pleased to have executed this Transaction with you and we look forward to completing other transactions with you in the near future.

Very truly yours,
 
BEAR STEARNS FINANCIAL PRODUCTS INC.
 
 
 
By:
 
 
Name:
 
Title:
   
Counterparty, acting through its duly authorized signatory, hereby agrees to, accepts and confirms the terms of the foregoing as of the Trade Date.
 
WELLS FARGO BANK, N.A., NOT INDIVIDUALLY, BUT SOLELY AS SUPPLEMENTAL INTEREST TRUST TRUSTEE ON BEHALF THE SUPPLEMENTAL INTEREST TRUST WITH RESPECT TO BEAR STEARNS ASSET BACKED SECURITIES I TRUST 2006-IM1 ASSET-BACKED CERTIFICATES, SERIES 2006-IM1
 
Very truly yours,
 
BEAR STEARNS FINANCIAL PRODUCTS INC.
 
 
 
By:
 
 
Name:
 
Title:
   

 



SCHEDULE I
(all such dates subject to adjustment in accordance with the Following Business Day Convention)

From and including
To but excluding
Notional Amount
(USD)
Cap Rate
(%)
Effective Date
25-Jun-06
3,598,165.14
6.68
25-Jun-06
25-Jul-06
15,091,240.67
6.68
25-Jul-06
25-Aug-06
26,555,543.59
6.69
25-Aug-06
25-Sep-06
37,544,997.74
6.71
25-Sep-06
25-Oct-06
48,391,276.17
6.71
25-Oct-06
25-Nov-06
58,334,829.86
6.71
25-Nov-06
25-Dec-06
67,314,884.93
6.71
25-Dec-06
25-Jan-07
75,689,885.53
6.71
25-Jan-07
25-Feb-07
83,700,187.71
6.73
25-Feb-07
25-Mar-07
91,947,527.65
6.86
25-Mar-07
25-Apr-07
100,567,297.16
6.86
25-Apr-07
25-May-07
109,466,076.07
6.86
25-May-07
25-Jun-07
118,235,659.74
6.86
25-Jun-07
25-Jul-07
126,616,830.39
6.86
25-Jul-07
25-Aug-07
134,718,212.37
6.87
25-Aug-07
25-Sep-07
142,993,046.39
6.86
25-Sep-07
25-Oct-07
151,005,704.44
6.86
25-Oct-07
25-Nov-07
158,112,881.88
6.87
25-Nov-07
25-Dec-07
164,349,326.35
6.87
25-Dec-07
25-Jan-08
169,638,550.25
6.91
25-Jan-08
25-Feb-08
172,884,669.66
7.7
25-Feb-08
25-Mar-08
162,040,449.49
7.72
25-Mar-08
25-Apr-08
147,004,070.46
7.72
25-Apr-08
25-May-08
333,891,319.36
7.73
25-May-08
25-Jun-08
313,664,564.80
7.72
25-Jun-08
25-Jul-08
295,103,594.94
7.74
25-Jul-08
25-Aug-08
278,089,963.15
7.8
25-Aug-08
25-Sep-08
262,683,499.55
7.8
25-Sep-08
25-Oct-08
250,703,539.28
7.8
25-Oct-08
25-Nov-08
242,042,947.88
7.8
25-Nov-08
25-Dec-08
235,846,224.61
7.8
25-Dec-08
25-Jan-09
231,438,608.31
7.8
25-Jan-09
25-Feb-09
227,478,639.43
7.84
25-Feb-09
25-Mar-09
223,502,112.04
7.86
25-Mar-09
25-Apr-09
219,504,212.60
7.85
25-Apr-09
25-May-09
220,148,192.05
7.85
25-May-09
25-Jun-09
218,385,486.34
7.89
25-Jun-09
25-Jul-09
214,018,318.95
7.9
25-Jul-09
25-Aug-09
209,691,904.66
7.92
25-Aug-09
25-Sep-09
205,409,830.96
7.93
25-Sep-09
25-Oct-09
201,175,255.36
7.94
25-Oct-09
25-Nov-09
196,990,940.94
7.94
25-Nov-09
25-Dec-09
192,859,290.81
7.95
25-Dec-09
25-Jan-10
188,782,379.39
7.95
25-Jan-10
25-Feb-10
184,761,982.06
7.96
25-Feb-10
25-Mar-10
180,799,601.21
7.97
25-Mar-10
25-Apr-10
176,896,491.16
7.98
25-Apr-10
25-May-10
173,053,680.36
7.98
25-May-10
25-Jun-10
169,271,991.89
7.98
25-Jun-10
25-Jul-10
165,552,062.74
7.98
25-Jul-10
25-Aug-10
161,894,360.58
7.99
25-Aug-10
25-Sep-10
158,299,199.96
7.99
25-Sep-10
25-Oct-10
154,766,756.72
8
25-Oct-10
25-Nov-10
151,295,899.14
8.01
25-Nov-10
25-Dec-10
147,886,448.70
8.01
25-Dec-10
25-Jan-11
144,538,601.58
8.02
25-Jan-11
25-Feb-11
141,251,016.66
8.03
25-Feb-11
25-Mar-11
137,998,158.14
8.03
25-Mar-11
25-Apr-11
134,768,385.86
8.04
25-Apr-11
25-May-11
171,530,875.29
8.04
25-May-11
25-Jun-11
166,733,725.46
8.04
25-Jun-11
25-Jul-11
162,073,001.14
8.04
25-Jul-11
25-Aug-11
157,544,620.09
8.05
25-Aug-11
25-Sep-11
153,144,628.02
8.05
25-Sep-11
25-Oct-11
148,869,194.34
8.05
25-Oct-11
25-Nov-11
144,714,608.46
8.05
25-Nov-11
25-Dec-11
140,677,275.56
8.05
25-Dec-11
25-Jan-12
136,753,712.96
8.05
25-Jan-12
25-Feb-12
132,940,546.62
8.05
25-Feb-12
25-Mar-12
129,234,507.51
8.05
25-Mar-12
25-Apr-12
125,632,427.95
8.06
25-Apr-12
25-May-12
122,131,238.77
8.06
25-May-12
25-Jun-12
118,727,965.89
8.06
25-Jun-12
25-Jul-12
115,419,727.41
8.06
25-Jul-12
25-Aug-12
112,203,730.12
8.06
25-Aug-12
25-Sep-12
109,077,267.58
8.06
25-Sep-12
25-Oct-12
106,037,716.45
8.06
25-Oct-12
Termination Date
103,082,534.16
8.06





SCHEDULE II
SWAP NOTIONAL AMOUNT
(all such dates subject to adjustment in accordance with the Following Business Day Convention)

From and including
To but excluding
Notional Amount
(USD)
25-Apr-06
25-May-06
10,564,597.20
25-May-06
25-Jun-06
10,361,611.42
25-Jun-06
25-Jul-06
10,138,348.56
25-Jul-06
25-Aug-06
9,894,916.92
25-Aug-06
25-Sep-06
9,636,008.43
25-Sep-06
25-Oct-06
9,358,654.41
25-Oct-06
25-Nov-06
9,071,005.47
25-Nov-06
25-Dec-06
8,775,133.80
25-Dec-06
25-Jan-07
8,468,475.76
25-Jan-07
25-Feb-07
8,150,616.34
25-Feb-07
25-Mar-07
7,828,807.64
25-Mar-07
25-Apr-07
7,509,568.66
25-Apr-07
25-May-07
7,193,800.60
25-May-07
25-Jun-07
6,885,414.26
25-Jun-07
25-Jul-07
6,586,835.58
25-Jul-07
25-Aug-07
6,296,816.67
25-Aug-07
25-Sep-07
6,010,668.09
25-Sep-07
25-Oct-07
5,732,593.18
25-Oct-07
25-Nov-07
5,468,337.87
25-Nov-07
25-Dec-07
5,217,455.80
25-Dec-07
25-Jan-08
4,979,183.49
25-Jan-08
25-Feb-08
4,752,805.20
25-Feb-08
25-Mar-08
4,537,713.00
25-Mar-08
25-Apr-08
4,333,216.29
25-Apr-08
25-May-08
2,133,857.82
25-May-08
25-Jun-08
2,029,857.51
25-Jun-08
25-Jul-08
1,931,524.55
25-Jul-08
25-Aug-08
1,838,507.92
25-Aug-08
25-Sep-08
1,750,481.02
25-Sep-08
25-Oct-08
1,667,139.78
25-Oct-08
25-Nov-08
1,588,200.97
25-Nov-08
25-Dec-08
1,513,400.67
25-Dec-08
25-Jan-09
1,442,492.80
25-Jan-09
25-Feb-09
1,375,247.92
25-Feb-09
25-Mar-09
1,311,453.19
25-Mar-09
25-Apr-09
1,250,906.82
25-Apr-09
25-May-09
1,146,882.81
25-May-09
25-Jun-09
1,096,187.79
25-Jun-09
25-Jul-09
1,047,888.96
25-Jul-09
25-Aug-09
1,001,860.90
25-Aug-09
25-Sep-09
957,985.64
25-Sep-09
25-Oct-09
916,152.17
25-Oct-09
25-Nov-09
876,255.94
25-Nov-09
25-Dec-09
838,198.48
25-Dec-09
25-Jan-10
801,886.96
25-Jan-10
25-Feb-10
767,233.84
25-Feb-10
25-Mar-10
734,156.53
25-Mar-10
25-Apr-10
702,577.07
25-Apr-10
25-May-10
672,421.84
25-May-10
25-Jun-10
643,621.27
25-Jun-10
25-Jul-10
616,109.59
25-Jul-10
25-Aug-10
589,824.61
25-Aug-10
25-Sep-10
564,707.49
25-Sep-10
25-Oct-10
540,702.53
25-Oct-10
25-Nov-10
517,750.17
25-Nov-10
25-Dec-10
495,800.34
25-Dec-10
25-Jan-11
474,807.80
25-Jan-11
25-Feb-11
454,732.33
25-Feb-11
25-Mar-11
435,527.38
25-Mar-11
25-Apr-11
417,002.80






EXHIBIT P

SERVICING CRITERIA TO BE ADDRESSED IN ASSESSMENT OF COMPLIANCE
 
Definitions
Primary Servicer - transaction party having borrower contact
Master Servicer - aggregator of pool assets
Securities Administrator - waterfall calculator
Back-up Servicer - named in the transaction (in the event a Back up Servicer becomes the Primary Servicer, follow Primary Servicer obligations)
Custodian - safe keeper of pool assets
Trustee - fiduciary of the transaction

Note: The definitions above describe the essential function that the party performs, rather than the party’s title. So, for example, in a particular transaction, the trustee may perform the “paying agent” and “securities administrator” functions, while in another transaction, the securities administrator may perform these functions.

Where there are multiple checks for criteria the attesting party will identify in their management assertion that they are attesting only to the portion of the distribution chain they are responsible for in the related transaction agreements.

Key:        X - obligation
[X] - under consideration for obligation
 

Reg AB Reference
Servicing Criteria
Primary Servicer
Master Servicer
Securities Admin
Custodian
Trustee
(nominal)
 
General Servicing Considerations
         
1122(d)(1)(i)
Policies and procedures are instituted to monitor any performance or other triggers and events of default in accordance with the transaction agreements.
X
X
X
   
1122(d)(1)(ii)
If any material servicing activities are outsourced to third parties, policies and procedures are instituted to monitor the third party’s performance and compliance with such servicing activities.
X
X
     
1122(d)(1)(iii)
Any requirements in the transaction agreements to maintain a back-up servicer for the Pool Assets are maintained.
         
1122(d)(1)(iv)
A fidelity bond and errors and omissions policy is in effect on the party participating in the servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with the terms of the transaction agreements.
X
X
     
 
Cash Collection and Administration
         
1122(d)(2)(i)
Payments on pool assets are deposited into the appropriate custodial bank accounts and related bank clearing accounts no more than two business days following receipt, or such other number of days specified in the transaction agreements.
X
X
X
   
1122(d)(2)(ii)
Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel.
X
X
X
   
1122(d)(2)(iii)
Advances of funds or guarantees regarding collections, cash flows or distributions, and any interest or other fees charged for such advances, are made, reviewed and approved as specified in the transaction agreements.
X
X
X
   
1122(d)(2)(iv)
The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (e.g., with respect to commingling of cash) as set forth in the transaction agreements.
X
X
X
   
1122(d)(2)(v)
Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, “federally insured depository institution” with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act.
X
X
X
   
1122(d)(2)(vi)
Unissued checks are safeguarded so as to prevent unauthorized access.
X
 
X
   
1122(d)(2)(vii)
Reconciliations are prepared on a monthly basis for all asset-backed securities related bank accounts, including custodial accounts and related bank clearing accounts. These reconciliations are (A) mathematically accurate; (B) prepared within 30 calendar days after the bank statement cutoff date, or such other number of days specified in the transaction agreements; (C) reviewed and approved by someone other than the person who prepared the reconciliation; and (D) contain explanations for reconciling items. These reconciling items are resolved within 90 calendar days of their original identification, or such other number of days specified in the transaction agreements.
X
X
X
   
 
Investor Remittances and Reporting
         
1122(d)(3)(i)
Reports to investors, including those to be filed with the Commission, are maintained in accordance with the transaction agreements and applicable Commission requirements. Specifically, such reports (A) are prepared in accordance with timeframes and other terms set forth in the transaction agreements; (B) provide information calculated in accordance with the terms specified in the transaction agreements; (C) are filed with the Commission as required by its rules and regulations; and (D) agree with investors’ or the trustee’s records as to the total unpaid principal balance and number of Pool Assets serviced by the Servicer.
X
X
X
   
1122(d)(3)(ii)
Amounts due to investors are allocated and remitted in accordance with timeframes, distribution priority and other terms set forth in the transaction agreements.
X
X
X
   
1122(d)(3)(iii)
Disbursements made to an investor are posted within two business days to the Servicer’s investor records, or such other number of days specified in the transaction agreements.
X
X
X
   
1122(d)(3)(iv)
Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.
X
X
X
   
 
Pool Asset Administration
         
1122(d)(4)(i)
Collateral or security on pool assets is maintained as required by the transaction agreements or related pool asset documents.
X
   
X
 
1122(d)(4)(ii)
Pool assets and related documents are safeguarded as required by the transaction agreements
X
   
X
 
1122(d)(4)(iii)
Any additions, removals or substitutions to the asset pool are made, reviewed and approved in accordance with any conditions or requirements in the transaction agreements.
X
 
X
   
1122(d)(4)(iv)
Payments on pool assets, including any payoffs, made in accordance with the related pool asset documents are posted to the Servicer’s obligor records maintained no more than two business days after receipt, or such other number of days specified in the transaction agreements, and allocated to principal, interest or other items (e.g., escrow) in accordance with the related pool asset documents.
X
       
1122(d)(4)(v)
The Servicer’s records regarding the pool assets agree with the Servicer’s records with respect to an obligor’s unpaid principal balance.
X
       
1122(d)(4)(vi)
Changes with respect to the terms or status of an obligor’s pool assets (e.g., loan modifications or re-agings) are made, reviewed and approved by authorized personnel in accordance with the transaction agreements and related pool asset documents.
X
X
     
1122(d)(4)(vii)
Loss mitigation or recovery actions (e.g., forbearance plans, modifications and deeds in lieu of foreclosure, foreclosures and repossessions, as applicable) are initiated, conducted and concluded in accordance with the timeframes or other requirements established by the transaction agreements.
X
X
     
1122(d)(4)(viii)
Records documenting collection efforts are maintained during the period a pool asset is delinquent in accordance with the transaction agreements. Such records are maintained on at least a monthly basis, or such other period specified in the transaction agreements, and describe the entity’s activities in monitoring delinquent pool assets including, for example, phone calls, letters and payment rescheduling plans in cases where delinquency is deemed temporary (e.g., illness or unemployment).
X
       
1122(d)(4)(ix)
Adjustments to interest rates or rates of return for pool assets with variable rates are computed based on the related pool asset documents.
X
       
1122(d)(4)(x)
Regarding any funds held in trust for an obligor (such as escrow accounts): (A) such funds are analyzed, in accordance with the obligor’s pool asset documents, on at least an annual basis, or such other period specified in the transaction agreements; (B) interest on such funds is paid, or credited, to obligors in accordance with applicable pool asset documents and state laws; and (C) such funds are returned to the obligor within 30 calendar days of full repayment of the related pool assets, or such other number of days specified in the transaction agreements.
X
       
1122(d)(4)(xi)
Payments made on behalf of an obligor (such as tax or insurance payments) are made on or before the related penalty or expiration dates, as indicated on the appropriate bills or notices for such payments, provided that such support has been received by the servicer at least 30 calendar days prior to these dates, or such other number of days specified in the transaction agreements.
X
       
1122(d)(4)(xii)
Any late payment penalties in connection with any payment to be made on behalf of an obligor are paid from the Servicer’s funds and not charged to the obligor, unless the late payment was due to the obligor’s error or omission.
X
       
1122(d)(4)(xiii)
Disbursements made on behalf of an obligor are posted within two business days to the obligor’s records maintained by the servicer, or such other number of days specified in the transaction agreements.
X
       
1122(d)(4)(xiv)
Delinquencies, charge-offs and uncollectible accounts are recognized and recorded in accordance with the transaction agreements.
X
X
     
1122(d)(4)(xv)
Any external enhancement or other support, identified in Item 1114(a)(1) through (3) or Item 1115 of Regulation AB, is maintained as set forth in the transaction agreements.
X
 
X
   

 







EXHIBIT Q

FORM 10-D, FORM 8-K AND FORM 10-K
REPORTING RESPONSIBILITY

As to each item described below, the entity indicated as the Responsible Party shall be primarily responsible for reporting the information to the party identified as responsible for preparing the Securities Exchange Act Reports pursuant to Section 3.14 of the Pooling and Servicing Agreement.

Under Item 1 of Form 10-D: a) items marked “Monthly Statements to Certificateholders” are required to be included in the periodic Distribution Date statement under Section 5.06, provided by the Securities Administrator based on information received from the party providing such information; and b) items marked “Form 10-D report” are required to be in the Form 10-D report but not the Monthly Statements to Certificateholders, provided by the party indicated. Information under all other Items of Form 10-D is to be included in the Form 10-D report. All such information and any other Items on Form 8-K and Form 10-D set forth in this Exhibit shall be sent to the Securities Administrator and the Depositor.


Form
Item
Description
Servicers
Master Servicer
Securities Administrator
Custodian
Trustee
(nominal)
Depositor
Sponsor
10-D
Must be filed within 15 days of the distribution date for the asset-backed securities.
       
1
Distribution and Pool Performance Information
             
Item 1121(a) - Distribution and Pool Performance Information
             
(1) Any applicable record dates, accrual dates, determination dates for calculating distributions and actual distribution dates for the distribution period.
   
X
 
(Monthly Statements to Certificateholders)
       
(2) Cash flows received and the sources thereof for distributions, fees and expenses.
   
X
 
(Monthly Statements to Certificateholders)
       
(3) Calculated amounts and distribution of the flow of funds for the period itemized by type and priority of payment, including:
   
X
 
(Monthly Statements to Certificateholders)
       
(i) Fees or expenses accrued and paid, with an identification of the general purpose of such fees and the party receiving such fees or expenses.
   
X
 
(Monthly Statements to Certificateholders)
       
(ii) Payments accrued or paid with respect to enhancement or other support identified in Item 1114 of Regulation AB (such as insurance premiums or other enhancement maintenance fees), with an identification of the general purpose of such payments and the party receiving such payments.
   
X
 
(Monthly Statements to Certificateholders)
       
(iii) Principal, interest and other distributions accrued and paid on the asset-backed securities by type and by class or series and any principal or interest shortfalls or carryovers.
   
X
 
(Monthly Statements to Certificateholders)
       
(iv) The amount of excess cash flow or excess spread and the disposition of excess cash flow.
   
X
 
(Monthly Statements to Certificateholders)
       
(4) Beginning and ending principal balances of the asset-backed securities.
   
X
 
(Monthly Statements to Certificateholders)
       
(5) Interest rates applicable to the pool assets and the asset-backed securities, as applicable. Consider providing interest rate information for pool assets in appropriate distributional groups or incremental ranges.
   
X
 
(Monthly Statements to Certificateholders)
       
(6) Beginning and ending balances of transaction accounts, such as reserve accounts, and material account activity during the period.
   
X
 
(Monthly Statements to Certificateholders)
       
(7) Any amounts drawn on any credit enhancement or other support identified in Item 1114 of Regulation AB, as applicable, and the amount of coverage remaining under any such enhancement, if known and applicable.
   
X
 
(Monthly Statements to Certificateholders)
       
(8) Number and amount of pool assets at the beginning and ending of each period, and updated pool composition information, such as weighted average coupon, weighted average remaining term, pool factors and prepayment amounts.
   
X
 
(Monthly Statements to Certificateholders)
   
Updated pool composition information fields to be as specified by Depositor from time to time
 
(9) Delinquency and loss information for the period.
X
X
X
 
(Monthly Statements to Certificateholders)
       
In addition, describe any material changes to the information specified in Item 1100(b)(5) of Regulation AB regarding the pool assets. (methodology)
X
           
(10) Information on the amount, terms and general purpose of any advances made or reimbursed during the period, including the general use of funds advanced and the general source of funds for reimbursements.
X
X
X
 
(Monthly Statements to Certificateholders)
       
(11) Any material modifications, extensions or waivers to pool asset terms, fees, penalties or payments during the distribution period or that have cumulatively become material over time.
X
X
X
 
(Monthly Statements to Certificateholders)
       
(12) Material breaches of pool asset representations or warranties or transaction covenants.
X
X
X
 
(if agreed upon by the parties)
   
X
 
(13) Information on ratio, coverage or other tests used for determining any early amortization, liquidation or other performance trigger and whether the trigger was met.
   
X
 
(Monthly Statements to Certificateholders)
       
(14) Information regarding any new issuance of asset-backed securities backed by the same asset pool,
         
X
 
information regarding any pool asset changes (other than in connection with a pool asset converting into cash in accordance with its terms), such as additions or removals in connection with a prefunding or revolving period and pool asset substitutions and repurchases (and purchase rates, if applicable), and cash flows available for future purchases, such as the balances of any prefunding or revolving accounts, if applicable.
X
X
X
   
X
 
Disclose any material changes in the solicitation, credit-granting, underwriting, origination, acquisition or pool selection criteria or procedures, as applicable, used to originate, acquire or select the new pool assets.
         
X
X
Item 1121(b) - Pre-Funding or Revolving Period Information
 
Updated pool information as required under Item 1121(b).
         
X
 
2
Legal Proceedings
             
Item 1117 - Legal proceedings pending against the following entities, or their respective property, that is material to Certificateholders, including proceedings known to be contemplated by governmental authorities:
             
Sponsor (Seller)
           
X
Depositor
         
X
 
Trustee
             
Issuing entity
         
X
 
Master Servicer, affiliated Servicer, other Servicer servicing 20% or more of pool assets at time of report, other material servicers
X
X
         
Securities Administrator
   
X
       
Originator of 20% or more of pool assets as of the Cut-off Date
         
X
 
Custodian
     
X
     
3
Sales of Securities and Use of Proceeds
             
Information from Item 2(a) of Part II of Form 10-Q:
 
With respect to any sale of securities by the sponsor, depositor or issuing entity, that are backed by the same asset pool or are otherwise issued by the issuing entity, whether or not registered, provide the sales and use of proceeds information in Item 701 of Regulation S-K. Pricing information can be omitted if securities were not registered.
         
X
 
 
4
Defaults Upon Senior Securities
             
   
Information from Item 3 of Part II of Form 10-Q:
 
Report the occurrence of any Event of Default (after expiration of any grace period and provision of any required notice)
   
X
       
5
Submission of Matters to a Vote of Security Holders
             
Information from Item 4 of Part II of Form 10-Q
   
X
       
6
Significant Obligors of Pool Assets
             
Item 1112(b) - Significant Obligor Financial Information*
         
X
 
*This information need only be reported on the Form 10-D for the distribution period in which updated information is required pursuant to the Item.
             
7
Significant Enhancement Provider Information
             
Item 1114(b)(2) - Credit Enhancement Provider Financial Information*
             
Determining applicable disclosure threshold
         
X
 
Obtain required financial information or effecting incorporation by reference
         
X
 
Item 1115(b) - Derivative Counterparty Financial Information*
             
Determining current maximum probable exposure
         
X
 
Determining current significance percentage
   
X
       
Notify derivative counterparty of significance percentage and request required financial information
   
X
       
Obtain required financial information or effecting incorporation by reference
         
X
 
*This information need only be reported on the Form 10-D for the distribution period in which updated information is required pursuant to the Items.
             
8
Other Information
             
Disclose any information required to be reported on Form 8-K during the period covered by the Form 10-D but not reported
The Responsible Party for the applicable Form 8-K item as indicated below.
9
Exhibits
             
Distribution report
   
X
       
Exhibits required by Item 601 of Regulation S-K, such as material agreements
         
X
 
8-K
Must be filed within four business days of an event reportable on Form 8-K.
       
1.01
Entry into a Material Definitive Agreement
             
Disclosure is required regarding entry into or amendment of any definitive agreement that is material to the securitization, even if depositor is not a party.
 
Examples: servicing agreement, custodial agreement.
 
Note: disclosure not required as to definitive agreements that are fully disclosed in the prospectus
X
X
X 
   
X 
X
1.02
Termination of a Material Definitive Agreement
X
X
X 
   
X
X 
Disclosure is required regarding termination of any definitive agreement that is material to the securitization (other than expiration in accordance with its terms), even if depositor is not a party.
 
 
Examples: servicing agreement, custodial agreement.
             
1.03
Bankruptcy or Receivership
             
Disclosure is required regarding the bankruptcy or receivership, if known to the Master Servicer, with respect to any of the following:
 
Sponsor (Seller), Depositor, Master Servicer, affiliated Servicer, other Servicer servicing 20% or more of pool assets at time of report, other material servicers, Certificate Administrator, Trustee, significant obligor, credit enhancer (10% or more), derivatives counterparty, Custodian
X
X
X 
X
 
X 
X
2.04
Triggering Events that Accelerate or Increase a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement
             
Includes an early amortization, performance trigger or other event, including event of default, that would materially alter the payment priority/distribution of cash flows/amortization schedule.
 
Disclosure will be made of events other than waterfall triggers which are disclosed in the Monthly Statement to Certificateholders
 
X
X
       
3.03
Material Modification to Rights of Security Holders
             
Disclosure is required of any material modification to documents defining the rights of Certificateholders, including the Pooling and Servicing Agreement
   
X
   
X
 
5.03
Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year
             
Disclosure is required of any amendment “to the governing documents of the issuing entity”
         
X
 
5.06
Change in Shell Company Status
             
[Not applicable to ABS issuers]
         
X
 
6.01
ABS Informational and Computational Material
             
[Not included in reports to be filed under Section 3.14]
         
X
 
 
6.02
Change of Servicer or Trustee
             
Requires disclosure of any removal, replacement, substitution or addition of any master servicer, affiliated servicer, other servicer servicing 10% or more of pool assets at time of report, other material servicers, certificate administrator or trustee.
X
X
X
   
X
 
 
Reg AB disclosure about any new servicer is also required.
X
           
Reg AB disclosure about any new trustee is also required.
       
X (to the extent of a new trustee)
   
Reg AB disclosure about any new securities administrator is also required.
   
X
       
6.03
Change in Credit Enhancement or Other External Support
             
Covers termination of any enhancement in manner other than by its terms, the addition of an enhancement, or a material change in the enhancement provided. Applies to external credit enhancements as well as derivatives.
   
X
   
X
 
 
Reg AB disclosure about any new enhancement provider is also required.
   
X
   
X
 
6.04
Failure to Make a Required Distribution
   
X
       
6.05
Securities Act Updating Disclosure
             
If any material pool characteristic differs by 5% or more at the time of issuance of the securities from the description in the final prospectus, provide updated Reg AB disclosure about the actual asset pool.
         
X
 
If there are any new servicers or originators required to be disclosed under Regulation AB as a result of the foregoing, provide the information called for in Items 1108 and 1110 respectively.
         
X
 
7.01
Regulation FD Disclosure
X
X
X
   
X
 
8.01
Other Events
             
Any event, with respect to which information is not otherwise called for in Form 8-K, that the registrant deems of importance to security holders.
         
X
 
9.01
Financial Statements and Exhibits
The Responsible Party applicable to reportable event.
10-K
Must be filed within 90 days of the fiscal year end for the registrant.
       
9B
Other Information
             
   
Disclose any information required to be reported on Form 8-K during the fourth quarter covered by the Form 10-K but not reported
The Responsible Party for the applicable Form 8-K item as indicated above.
 
15
Exhibits and Financial Statement Schedules
             
Item 1112(b) - Significant Obligor Financial Information
         
X
 
Item 1114(b)(2) - Credit Enhancement Provider Financial Information
             
Determining applicable disclosure threshold
         
X
 
Obtain required financial information or effecting incorporation by reference
         
X
 
Item 1115(b) - Derivative Counterparty Financial Information
             
Determining current maximum probable exposure
         
X
 
   
Determining current significance percentage
   
X
       
Notify derivative counterparty of significance percentage and request required financial information
   
X
       
Obtain required financial information or effecting incorporation by reference
         
X
 
Item 1117 - Legal proceedings pending against the following entities, or their respective property, that is material to Certificateholders, including proceedings known to be contemplated by governmental authorities:
             
Sponsor (Seller)
           
X
Depositor
         
X
 
Trustee
             
Issuing entity
         
X
 
Master Servicer, affiliated Servicer, other Servicer servicing 20% or more of pool assets at time of report, other material servicers
X
X
         
Securities Administrator
   
X
       
Originator of 20% or more of pool assets as of the Cut-off Date
         
X
 
Custodian
     
X
     
Item 1119 - Affiliations and relationships between the following entities, or their respective affiliates, that are material to Certificateholders:
             
Sponsor (Seller)
           
X
Depositor
         
X
 
Trustee
             
Master Servicer, affiliated Servicer, other Servicer servicing 20% or more of pool assets at time of report, other material servicers
X
X
         
Securities Administrator
   
X
       
Originator
         
X
 
Custodian
     
X
     
Credit Enhancer/Support Provider
         
X
 
Significant Obligor
         
X
 
Item 1122 - Assessment of Compliance with Servicing Criteria
X
X
X
X
     
Item 1123 - Servicer Compliance Statement
X
X
         





EXHIBIT R
 
ADDITIONAL DISCLOSURE NOTIFICATION
 
Bear Stearns Asset Backed Securities I LLC
383 Madison Avenue
New York, New York 10179
Fax: (212) 272-2000
E-mail: regabnotifications@bear.com
 
Wells Fargo Bank, N.A. as Securities Administrator
9062 Old Annapolis Road
Columbia, Maryland 21045
Fax: (410) 715-2380
E-mail: cts.sec.notifications@wellsfargo.com
 
Attn: Corporate Trust Services - BSABS I 2006-IM1-SEC REPORT PROCESSING
 
RE: **Additional Form [     ] Disclosure**Required
 
Ladies and Gentlemen:
 
In accordance with Section 3.14 of the Pooling and Servicing Agreement, dated as of April 1, 2006, among EMC Mortgage Corporation, as Sponsor, Wells Fargo Bank, National Association, as Master Servicer and Securities Administrator and U.S. Bank National Association, as Trustee. The undersigned hereby notifies you that certain events have come to our attention that [will][may] need to be disclosed on Form [ ].
 
Description of Additional Form [ ] Disclosure:
 
List of Any Attachments hereto to be included in the Additional Form [ ] Disclosure:
 
Any inquiries related to this notification should be directed to [ ], phone number: [ ]; email address: [ ].
 
 
[NAME OF PARTY as [role]
   
   
 
By:
 
 
Name:
 
 
Title
 






EXHIBIT S
 
WELLS FARGO SERVICING AGREEMENT
 

This is an Amended and Restated Master Seller's Warranties and Servicing Agreement for residential first mortgage loans, dated and effective as of November 1, 2005, and is executed between EMC Mortgage Corporation, as purchaser (the "Purchaser"), and Wells Fargo Bank, N.A., as seller and servicer (the "Company").


W I T N E S S E T H


WHEREAS, the Purchaser has agreed to purchase from the Company and the Company has agreed to sell to the Purchaser from time to time (each a “Transaction”) certain residential Mortgage Loans which shall be delivered as whole loans (each a “Loan Package”) on various dates (each a “Closing Date”) as provided for in certain Assignment and Conveyance Agreements by and between the Purchaser and the Company as executed from time to time; and
WHEREAS, each of the Mortgage Loans is secured by a mortgage, deed of trust or other security instrument creating a first lien on a residential dwelling located in the jurisdiction indicated on the related Mortgage Loan Schedule; and

WHEREAS, the Purchaser and the Company wish to prescribe the manner of purchase of the Mortgage Loans and the conveyance, servicing and control of the Mortgage Loans.

NOW, THEREFORE, in consideration of the mutual agreements hereinafter set forth, and for other good and valuable consideration, the receipt and adequacy of which is hereby acknowledged, the Purchaser and the Company agree as follows:


 
ARTICLE I
 
DEFINITIONS

Whenever used herein, the following words and phrases, unless the content otherwise requires, shall have the following meanings:

Accepted Servicing Practices: With respect to any Mortgage Loan, those mortgage servicing practices of prudent mortgage lending institutions which service mortgage loans of the same type as such Mortgage Loan in the jurisdiction where the related Mortgaged Property is located.

Adjustment Date: As to each adjustable rate Mortgage Loan, the date on which the Mortgage Interest Rate is adjusted in accordance with the terms of the related Mortgage Note and Mortgage.

Agency/Agencies: Fannie Mae, Freddie Mac or GNMA, or any of them as applicable.

Agency Transfer: Any sale or transfer of some or all of the Mortgage Loans by the Purchaser to an Agency which sale or transfer is not a Securitization Transaction or Whole Loan Transfer.

Agreement: This Amended and Restated Master Seller's Warranties and Servicing Agreement and all amendments hereof and supplements hereto.

ALTA: The American Land Title Association or any successor thereto.

Appraised Value: With respect to any Mortgage Loan, the lesser of (i) the value set forth on the appraisal made in connection with the origination of the related Mortgage Loan as the value of the related Mortgaged Property, or (ii) the purchase price paid for the Mortgaged Property, provided, however, in the case of a refinanced Mortgage Loan, such value shall be based solely on the appraisal made in connection with the origination of such Mortgage Loan.

Assignment and Conveyance Agreement: With respect to each Transaction, the agreement between the Purchaser and the Company conveying to the Purchaser all the right, title and interest of the Company in and to the related Mortgage Loans listed on the related Mortgage Loan Schedule, a form of which is attached hereto as Exhibit A.

Assignment of Mortgage: An assignment of the Mortgage, notice of transfer or equivalent instrument in recordable form, sufficient under the laws of the jurisdiction wherein the related Mortgaged Property is located to reflect the sale of the Mortgage to the Purchaser or if the related Mortgage has been recorded in the name of MERS or its designee, such actions as are necessary to cause the Purchaser to be shown as the owner of the related Mortgage on the records of MERS for purposes of the system of recording transfers of beneficial ownership of mortgages maintained by MERS, including assignment of the MIN Number which will appear either on the Mortgage or the Assignment of Mortgage to MERS.

Assignment of Mortgage Note and Pledge Agreement: With respect to a Cooperative Loan, an assignment of the Mortgage Note and Pledge Agreement.

Assignment of Proprietary Lease: With respect to a Cooperative Loan, an assignment of the Proprietary Lease sufficient under the laws of the jurisdiction wherein the related Cooperative Apartment is located to effect the assignment of such Proprietary Lease.

Business Day: Any day other than (i) a Saturday or Sunday, or (ii) a day on which banking and savings and loan institutions in the states where the parties are located or are authorized or obligated by law or executive order to be closed.

Buydown Agreement: An agreement between the Company and a Mortgagor, or an agreement among the Company, a Mortgagor and a seller of a Mortgaged Property or a third party with respect to a Mortgage Loan which provides for the application of Buydown Funds.

Buydown Funds: In respect of any Buydown Mortgage Loan, any amount contributed by the seller of a Mortgaged Property subject to a Buydown Mortgage Loan, the buyer of such property, the Company or any other source, plus interest earned thereon, in order to enable the Mortgagor to reduce the payments required to be made from the Mortgagor’s funds in the early years of a Mortgage Loan.

Buydown Mortgage Loan: Any Mortgage Loan in respect of which, pursuant to a Buydown Agreement, (i) the Mortgagor pays less than the full Monthly Payments specified in the Mortgage Note for a specified period, and (ii) the difference between the payments required under such Buydown Agreement and the Mortgage Note is provided from Buydown Funds.

Buydown Period: The period of time when a Buydown Agreement is in effect with respect to a related Buydown Mortgage Loan.

Closing Date: The date or dates, set forth in the related Commitment Letter, on which from time to time the Purchaser shall purchase and the Company shall sell the Mortgage Loans listed on the related Mortgage Loan Schedule for each Transaction.

Code: The Internal Revenue Code of 1986, as it may be amended from time to time or any successor statute thereto, and applicable U.S. Department of the Treasury regulations issued pursuant thereto.

Commission: The United States Securities and Exchange Commission.

Commitment Letter: The commitment letter executed in relation to each Transaction that sets forth, among other things, the Purchase Price for the related Mortgage Loans.

Company: Wells Fargo Bank, N.A., or its successor in interest or assigns, or any successor to the Company under this Agreement appointed as herein provided.

Company Information: As defined in Section 9.01(f)(i)(A).

Condemnation Proceeds: All awards or settlements in respect of a Mortgaged Property, whether permanent or temporary, partial or entire, by exercise of the power of eminent domain or condemnation, to the extent not required to be released to a Mortgagor in accordance with the terms of the related Mortgage Loan Documents.

Cooperative: The entity that holds title (fee or an acceptable leasehold estate) to all of the real property that the Project comprises, including the land, separate dwelling units and all common areas.
 
Cooperative Apartment: The specific dwelling unit relating to a Cooperative Loan.
 
Cooperative Lien Search: A search for (a) federal tax liens, mechanics’ liens, lis pendens, judgments of record or otherwise against (i) the Cooperative, (ii) the seller of the Cooperative Apartment and (iii) the Company if the Cooperative Loan is a refinanced Mortgage Loan, (b) filings of financing statements and (c) the deed of the Project into the Cooperative.
 
Cooperative Loan: A Mortgage Loan that is secured by Cooperative Shares and a Proprietary Lease granting exclusive rights to occupy the related Cooperative Apartment.

Cooperative Shares: The shares of stock issued by a Cooperative, owned by the Mortgagor, and allocated to a Cooperative Apartment.

Covered Loan: A Mortgage Loan categorized as “Covered” pursuant to the Standard & Poor’s Glossary for File Format for LEVELS® Version 5.6, Appendix E, as revised from time to time and in effect on each related Closing Date.
 
Custodial Account: The separate account or accounts created and maintained pursuant to Section 4.04.

Custodial Agreement: The agreement governing the retention of the originals of each Mortgage Note, Mortgage, Assignment of Mortgage and other Mortgage Loan Documents, a form of which is annexed hereto as Exhibit B.

Custodial Mortgage File: The items referred to as items (1), (2), (4), (5) and (10) in Exhibit C annexed hereto to be delivered by the Company to the Custodian on the related Closing Date with respect to a particular Mortgage Loan, and any additional documents required to be added to the Custodial Mortgage File and delivered to the custodian pursuant to this Agreement.

Custodian: The custodian under the Custodial Agreement, or its successor in interest or assigns, or any successor to the Custodian under the Custodial Agreement as provided therein.

Cut-off Date: With respect to each Transaction, the first day of the month in which the related Closing Date occurs.

Deleted Mortgage Loan: A Mortgage Loan which is repurchased by the Company in accordance with the terms of this Agreement and which is, in the case of a substitution pursuant to Section 3.03, replaced or to be replaced with a Qualified Substitute Mortgage Loan.

Depositor: The depositor, as such term is defined in Regulation AB, with respect to any Securitization Transaction.

Determination Date: The Business Day immediately preceding the related Remittance Date.

Due Date: The first day of the month on which the Monthly Payment is due on a Mortgage Loan, exclusive of any days of grace.

Due Period: With respect to each Remittance Date, the period commencing on the second day of the month preceding the month of the Remittance Date and ending in the first day of the month of the Remittance Date.

Electronic Data File: The final electronic file of the Mortgage Loans, in relation to each Transaction, provided by Company to the Purchaser on or before the related Closing Date.

Errors and Omissions Insurance Policy: An errors and omissions insurance policy to be maintained by the Company pursuant to Section 4.12.

Escrow Account: The separate account or accounts created and maintained pursuant to Section 4.06.

Escrow Payments: With respect to any Mortgage Loan, the amounts constituting ground rents, taxes, assessments, water rates, sewer rents, municipal charges, mortgage insurance premiums, fire and hazard insurance premiums, condominium charges, and any other payments required to be escrowed by the Mortgagor with the mortgagee pursuant to the Mortgage or any other related document.

Event of Default: Any one of the conditions or circumstances enumerated in Section 10.01.

Exchange Act: The Securities Exchange Act of 1934, as amended.

Fannie Mae: The Federal National Mortgage Association or any successor thereto.

FDIC: The Federal Deposit Insurance Corporation, or any successor thereto.

Fidelity Bond: A fidelity bond to be maintained by the Company pursuant to Section 4.12.

Freddie Mac: The Federal Home Loan Mortgage Corporation or any successor thereto.

Gross Margin: With respect to each adjustable rate Mortgage Loan, the fixed percentage amount set forth in the related Mortgage Note which is added to the Index in order to determine the related Interest Rate, as set forth in the Mortgage Loan Schedule.

High Cost Loan: A Mortgage Loan classified as (a) a “high cost” loan under the Home Ownership and Equity Protection Act of 1994, (b) a “high cost home,” “threshold,” “covered,” “high risk home,” “predatory” or similar loan under any other applicable state, federal or local law or (c) a Mortgage Loan categorized as “High Cost” pursuant to the Standard & Poor’s Glossary for File Format for LEVELS® Version 5.6, Appendix E, as revised from time to time and in effect on each related Closing Date.
 
Home Loan: A Mortgage Loan categorized as “Home Loan” pursuant to the Standard & Poor’s Glossary for File Format for LEVELS® Version 5.6, Appendix E, as revised from time to time and in effect on each related Closing Date.

Incremental Interest: As to any Incremental Rate Mortgage Loan, the amount of interest accrued on such Mortgage Loan attributable to the Incremental Rate; provided, however, that with respect to any payment of interest received in respect of such a Mortgage Loan (whether paid by the Mortgagor or received as Liquidation Proceeds or otherwise) which is less than the full amount of interest then due with respect to such Mortgage Loan, only that portion of such payment of interest that bears the same relationship to the total amount of such payment of interest as the Incremental Rate, if any, in respect of such Mortgage Loan bears to the Mortgage Interest Rate shall be allocated to the Incremental Interest with respect thereto.

Incremental Rate: For an Incremental Rate Mortgage Loan, the per annum increase to the initial Mortgage Interest Rate set forth in the addendum to the related Mortgage Note, which increase takes effect upon the occurrence of certain specified conditions prior to the first Adjustment Date and remains in effect until the first Adjustment Date.

Incremental Rate Mortgage Loan: A Mortgage Loan for which the related Mortgage Note includes an addendum that allows for an increase to the initial Mortgage Interest Rate upon the occurrence of certain specified conditions.

Index: With respect to any adjustable rate Mortgage Loan, the index identified on the Mortgage Loan Schedule and set forth in the related Mortgage Note for the purpose of calculating the interest thereon.

Insurance Proceeds: With respect to each Mortgage Loan, proceeds of insurance policies insuring the Mortgage Loan or the related Mortgaged Property.

Interest Only Mortgage Loan: A Mortgage Loan for which an interest-only payment feature is allowed during the interest-only period set forth in the related Mortgage Note.

Lender Paid Mortgage Insurance Policy or LPMI Policy: A PMI Policy for which the Company pays all premiums from its own funds, without reimbursement therefor.

Liquidation Proceeds: Cash received in connection with the liquidation of a defaulted Mortgage Loan, whether through the sale or assignment of such Mortgage Loan, trustee's sale, foreclosure sale or otherwise, or the sale of the related Mortgaged Property if the Mortgaged Property is acquired in satisfaction of the Mortgage Loan.

Loan-to-Value Ratio or LTV: With respect to any Mortgage Loan, the ratio of the original loan amount of the Mortgage Loan at its origination (unless otherwise indicated) to the Appraised Value of the Mortgaged Property.

MERS: Mortgage Electronic Registration Systems, Inc., a Delaware corporation, or any successor in interest thereto.

MERS Mortgage Loan: Any Mortgage Loan registered with MERS on the MERS System

MERS System: The system of recording transfers of mortgages electronically maintained by MERS.

MIN: Mortgage Identification Number used to identify mortgage loans registered under MERS.

Monthly Advance: The portion of each Monthly Payment that is delinquent with respect to each Mortgage Loan at the close of business on the Determination Date, required to be advanced by the Company pursuant to Section 5.03 on the Business Day immediately preceding the Remittance Date of the related month.

Monthly Payment: The scheduled monthly payment of principal and interest on a Mortgage Loan or in the case of an Interest Only Mortgage Loan, payments of (i) interest, or (ii) principal and interest, if applicable, on a Mortgage Loan.

Mortgage: The mortgage, deed of trust or other instrument securing a Mortgage Note, which creates a first lien on an unsubordinated estate in fee simple in real property securing the Mortgage Note or the Pledge Agreement securing the Mortgage Note for a Cooperative Loan.

Mortgage Impairment Insurance Policy: A mortgage impairment or blanket hazard insurance policy as described in Section 4.11.

Mortgage Interest Rate: The annual rate of interest borne on a Mortgage Note in accordance with the provisions of the Mortgage Note.

Mortgage Loan: An individual mortgage loan which is the subject of this Agreement, each Mortgage Loan originally sold and subject to this Agreement being identified on the Mortgage Loan Schedule, which Mortgage Loan includes without limitation the Retained Mortgage File, the Custodial Mortgage File, the Monthly Payments, Principal Prepayments, Liquidation Proceeds, Condemnation Proceeds, Insurance Proceeds, REO Disposition Proceeds and all other rights, benefits, proceeds and obligations arising from or in connection with such Mortgage Loan.

Mortgage Loan Documents: With respect to a Mortgage Loan, the original related Mortgage Note with applicable addenda and riders, the original related Security Instrument and the originals of any required addenda and riders, the original related Assignment and any original intervening related Assignments, the original related title insurance policy and evidence of the related PMI Policy, if any.

Mortgage Loan Remittance Rate: With respect to each Mortgage Loan, the annual rate of interest remitted to the Purchaser, which shall be equal to the Mortgage Interest Rate minus the Servicing Fee Rate.

Mortgage Loan Schedule: With respect to each Transaction, a schedule of Mortgage Loans, which shall be attached to the related Assignment and Conveyance Agreement, setting forth the following information with respect to each Mortgage Loan: (1) the Company’s Mortgage Loan number; (2) the city state and zip code of the Mortgaged Property; (3) a code indicating whether the Mortgaged Property is a single family residence, two-family residence, three-family residence, four-family residence, a Cooperative Loan, planned unit development or condominium; (4) the current Mortgage Interest Rate; (5) the current net Mortgage Interest Rate; (6) the current Monthly Payment; (7) the Gross Margin; (8) the original term to maturity; (9) the scheduled maturity date; (10) the principal balance of the Mortgage Loan as of the related Cut-off Date after deduction of payments of principal due on or before the related Cut-off Date whether or not collected; (11) the Loan-to-Value; (12) the next Adjustment Date; (13) the lifetime Mortgage Interest Rate cap; (14) whether the Mortgage Loan is convertible or not; (15) a code indicating the mortgage guaranty insurance company; (16) a code indicating whether the Mortgage Loan contains pledged assets; (17) a code indicating whether the Mortgage Loan has balloon payments; (18) a code indicating whether the Mortgage Loan is an Interest Only Mortgage Loan; (16) a field indicating whether the Mortgage Loan is a Home Loan; and (17) the Servicing Fee.

Mortgage Note: The note or other evidence of the indebtedness of a Mortgagor secured by a Mortgage.

Mortgaged Property: The real property securing repayment of the debt evidenced by a Mortgage Note, or with respect to a Cooperative Loan, the Cooperative Apartment.

Mortgagor: The obligor on a Mortgage Note.

Officer's Certificate: A certificate signed by the Chairman of the Board or the Vice Chairman of the Board or the President or a Vice President or an Assistant Vice President and certified by the Treasurer or the Secretary or one of the Assistant Treasurers or Assistant Secretaries of the Company, and delivered to the Purchaser as required by this Agreement.

Opinion of Counsel: A written opinion of counsel, who may be an employee of the Company, reasonably acceptable to the Purchaser.

Periodic Interest Rate Cap: As to each adjustable rate Mortgage Loan, the maximum increase or decrease in the Mortgage Interest Rate on any Adjustment Date pursuant to the terms of the Mortgage Note.

Person: Any individual, corporation, partnership, limited liability company, joint venture, association, joint-stock company, trust, unincorporated organization, government or any agency or political subdivision thereof.

Pledge Agreement: With respect to a Cooperative Loan, the specific agreement creating a first lien on and pledge of the Cooperative Shares and the appurtenant Proprietary Lease.
 
Pledge Instruments: With respect to a Cooperative Loan, the Stock Power, the Assignment of the Proprietary Lease and the Assignment of the Mortgage Note and Pledge Agreement.
 
PMI Policy: A policy of primary mortgage guaranty insurance evidenced by an electronic form and certificate number issued by a Qualified Insurer, as required by this Agreement with respect to certain Mortgage Loans.

Prime Rate: The prime rate announced to be in effect from time to time, as published as the average rate in The Wall Street Journal.

Principal Prepayment: Any payment or other recovery of principal on a Mortgage Loan which is received in advance of its scheduled Due Date, including any prepayment penalty or premium thereon and which is not accompanied by an amount of interest representing scheduled interest due on any date or dates in any month or months subsequent to the month of prepayment.

Principal Prepayment Period: The month preceding the month in which the related Remittance Date occurs.

Project: With respect to a Cooperative Loan, all real property owned by the related Cooperative including the land, separate dwelling units and all common areas.
 
Proprietary Lease: With respect to a Cooperative Loan, a lease on a Cooperative Apartment evidencing the possessory interest of the Mortgagor in such Cooperative Apartment. 
 
Purchaser: EMC Mortgage Corporation, or its successor in interest or any successor to the Purchaser under this Agreement as herein provided.

Purchase Price: The purchase price for each Loan Package shall be as stated in the related Commitment Letter.

Qualified Correspondent: Any Person from which the Company purchased Mortgage Loans, provided that the following conditions are satisfied: (i) such Mortgage Loans were originated pursuant to an agreement between the Company and such Person that contemplated that such person would underwrite mortgage loans from time to time, for sale to the Company, in accordance with underwriting guidelines designated by the Company (“Designated Guidelines”) or guidelines that do not vary materially from such Designated Guidelines; (ii) such Mortgage Loans were in fact underwritten as described in clause (i) above and were acquired by the Company within 180 days after origination; (iii) either (x) the Designated Guidelines were, at the time such Mortgage Loans were originated, used by the Company in origination of mortgage loans of the same type as the Mortgage Loans for the Company’s own account or (y) the Designated Guidelines were, at the time such Mortgage Loans were underwritten, designated by the Company on a consistent basis for use by lenders in originating mortgage loans to be purchased by the Company; and (iv) the Company employed, at the time such Mortgage Loans were acquired by the Company, pre-purchased or post-purchased quality assurance procedures (which may involve, among other things, review of a sample or mortgage loans purchased during a particular time period or through particular channels) designed to ensure that Persons from which it purchased mortgage loans properly applied the underwriting criteria designated by the Company.

Qualified Depository: A deposit account or accounts maintained with a federal or state chartered depository institution the deposits in which are insured by the FDIC to the applicable limits and the short-term unsecured debt obligations of which (or, in the case of a depository institution that is a subsidiary of a holding company, the short-term unsecured debt obligations of such holding company) are rated A-1 by Standard & Poor’s Ratings Group or Prime-1 by Moody’s Investors Service, Inc. (or a comparable rating if another rating agency is specified by the Purchaser by written notice to the Company) at the time any deposits are held on deposit therein.

Qualified Insurer: A mortgage guaranty insurance company duly authorized and licensed where required by law to transact mortgage guaranty insurance business and approved as an insurer by Fannie Mae or Freddie Mac.

Qualified Substitute Mortgage Loan: A mortgage loan eligible to be substituted by the Company for a Deleted Mortgage Loan which must, on the date of such substitution, (i) have an outstanding principal balance, after deduction of all scheduled payments due in the month of substitution (or in the case of a substitution of more than one mortgage loan for a Deleted Mortgage Loan, an aggregate principal balance), not in excess of the Stated Principal Balance of the Deleted Mortgage Loan; (ii) have a Mortgage Loan Remittance Rate not less than and not more than two percent (2%) greater than the Mortgage Loan Remittance Rate of the Deleted Mortgage Loan; (iii) have a remaining term to maturity not greater than and not more than one year less than that of the Deleted Mortgage Loan; (iv) be of the same type as the Deleted Mortgage Loan and (v) comply with each representation and warranty set forth in Sections 3.01 and 3.02.

Rating Agency/Agencies: Any nationally recognized statistical Rating Agency, or its successors, including Standard & Poor’s, a division of The McGraw-Hill Companies, Moody’s Investors Service, Inc. and Fitch Ratings.

Recognition Agreement: An agreement whereby a Cooperative and a lender with respect to a Cooperative Loan (i) acknowledge that such lender may make, or intends to make, such Cooperative Loan, and (ii) make certain agreements with respect to such Cooperative Loan.

Reconstitution: Any Securitization Transaction or Whole Loan Transfer.

Reconstitution Agreement: The agreement or agreements entered into by the Company and the Purchaser and/or certain third parties on the Reconstitution Date or Dates with respect to any or all of the Mortgage Loans serviced hereunder, in connection with a Whole Loan Transfer or Securitization Transaction.

Reconstitution Date: The date on which any or all of the Mortgage Loans serviced under this Agreement may be removed from this Agreement and reconstituted as part of a Securitization Transaction, Agency Transfer or Whole Loan Transfer pursuant to Section 9.01 hereof. The Reconstitution Date shall be such date as the Purchaser shall designate.

Regulation AB: Subpart 229.1100 - Asset Backed Securities (Regulation AB), 17 C.F.R. §§229.1100-229.1123, as such may be amended from time to time, and subject to such clarification and interpretation as have been provided by the Commission in the adopting release (Asset-Backed Securities, Securities Act Release No. 33-8518, 70 Fed. Reg. 1,506, 1,531 (Jan. 7, 2005) or by the staff of the Commission, or as may be provided by the Commission or its staff from time to time.

REMIC: A "real estate mortgage investment conduit" within the meaning of Section 860D of the Code.

REMIC Provisions: Provisions of the federal income tax law relating to a REMIC, which appear at Section 860A through 860G of Subchapter M of Chapter 1, Subtitle A of the Code, and related provisions, regulations, rulings or pronouncements promulgated thereunder, as the foregoing may be in effect from time to time.

Remittance Date: The 18th day (or if such 18th day is not a Business Day, the first Business Day immediately following) of any month.

REO Disposition: The final sale by the Company of any REO Property.

REO Disposition Proceeds: All amounts received with respect to an REO Disposition pursuant to Section 4.16.

REO Property: A Mortgaged Property acquired by the Company on behalf of the Purchaser through foreclosure or by deed in lieu of foreclosure, as described in Section 4.16.

Repurchase Price: Unless agreed otherwise by the Purchaser and the Company, a price equal to (i) the Stated Principal Balance of the Mortgage Loan plus (ii) interest on such Stated Principal Balance at the Mortgage Loan Remittance Rate from the date on which interest has last been paid and distributed to the Purchaser through the last day of the month in which such repurchase takes place, less amounts received or advanced in respect of such repurchased Mortgage Loan which are being held in the Custodial Account for distribution in the month of repurchase.

Retained Mortgage File: The items referred to as items (3), (6), (7), (8) and (9) in Exhibit C annexed hereto with respect to a particular Mortgage Loan that are not required to be delivered to the Custodian pursuant to this Agreement, and any additional documents required to be added to the Retained Mortgage File pursuant to this Agreement.

Securities Act: The Securities Act of 1933, as amended.

Securitization Transaction: Any transaction involving either (a) a sale or other transfer of some or all of the Mortgage Loans directly or indirectly to an issuing entity in connection with an issuance of publicly offered or privately placed, rated or unrated mortgage-backed securities or (b) an issuance of publicly offered or privately placed, rated or unrated securities, the payments on which are determined primarily by reference to one or more portfolios of residential mortgage loans consisting, in whole or in part, of some or all of the Mortgage Loans.

Servicer: As defined in Section 9.01(e)(iii).

Servicing Advances: All customary, reasonable and necessary "out of pocket" costs and expenses other than Monthly Advances (including reasonable attorney's fees and disbursements) incurred in the performance by the Company of its servicing obligations, including, but not limited to, the cost of (a) the preservation, restoration and protection of the Mortgaged Property, (b) any enforcement or judicial proceedings, including foreclosures, (c) the management and liquidation of any REO Property and (d) compliance with the obligations under Section 4.08 and 4.10 (excluding the Company’s obligations to pay the premiums on LPMI Policies).

Servicing Criteria: The “servicing criteria” set forth in Item 1122(d) of Regulation AB, as such may be amended from time to time.

Servicing Fee: With respect to each Mortgage Loan, the amount of the annual fee the Purchaser shall pay to the Company, which shall, for a period of one full month, be equal to one-twelfth of the product of (a) the Servicing Fee Rate and (b) the outstanding principal balance of such Mortgage Loan. Such fee shall be payable monthly, computed on the basis of the same principal amount and period respecting which any related interest payment on a Mortgage Loan is received. The obligation of the Purchaser to pay the Servicing Fee is limited to, and the Servicing Fee is payable solely from, the interest portion (including recoveries with respect to interest from Liquidation Proceeds, to the extent permitted by Section 4.05) of such Monthly Payment collected by the Company, or as otherwise provided under Section 4.05.

Servicing Fee Rate: The per annum percentage for each Mortgage Loan, as stated in the Commitment Letter.

Servicing File: With respect to each Mortgage Loan, the file retained by the Company consisting of originals of all documents in the Retained Mortgage File which are not delivered to the Custodian and copies of the Mortgage Loan Documents listed in the Custodial Agreement the originals of which are delivered to the Custodian pursuant to Section 2.03.

Servicing Officer: Any officer of the Company involved in or responsible for the administration and servicing of the Mortgage Loans whose name appears on a list of servicing officers furnished by the Company to the Purchaser upon request, as such list may from time to time be amended.

Stated Principal Balance: As to each Mortgage Loan, (i) the principal balance of the Mortgage Loan at the related Cut-off Date after giving effect to payments of principal due on or before such date, whether or not received, minus (ii) all amounts previously distributed to the Purchaser with respect to the related Mortgage Loan representing payments or recoveries of principal or advances in lieu thereof.

Static Pool Information: Static pool information as described in Item 1105(a)(1)-(3) and 1105(c) of Regulation AB.

Stock Certificate: With respect to a Cooperative Loan, a certificate evidencing ownership of the Cooperative Shares issued by the Cooperative.
 
Stock Power: With respect to a Cooperative Loan, an assignment of the Stock Certificate or an assignment of the Cooperative Shares issued by the Cooperative.
 
Subcontractor: Any vendor, subcontractor or other Person that is not responsible for the overall servicing (as “servicing” is commonly understood by participants in the mortgage-backed securities market) of Mortgage Loans but performs one or more discrete functions identified in Item 1122(d) of Regulation AB with respect to Mortgage Loans under the direction or authority of the Company or a Subservicer.
 
Subservicer: Any Person that services Mortgage Loans on behalf of the Company or any Subservicer and is responsible for the performance (whether directly or through Subservicers or Subcontractors) of a substantial portion of the material servicing functions required to be performed by the Company under this Agreement or any Reconstitution Agreement that are identified in Item 1122(d) of Regulation AB.
 
Subsidy Account: An account maintained by the Company specifically to hold all Subsidy Funds to be applied to individual Subsidy Loans.

Subsidy Funds: With respect to any Subsidy Loans, funds contributed by the employer of a Mortgagor in order to reduce the payments required from the Mortgagor for a specified period in specified amounts.

Subsidy Loan: Any Mortgage Loan subject to a temporary interest subsidy agreement pursuant to which the monthly interest payments made by the related Mortgagor will be less than the scheduled monthly interest payments on such Mortgage Loan, with the resulting difference in interest payments being provided by the employer of the Mortgagor. Each Subsidy Loan will be identified as such in the related Electronic Data File.

Third-Party Originator: Each Person, other than a Qualified Correspondent, that originated Mortgage Loans acquired by the Company.

Time$aver® Mortgage Loan: A Mortgage Loan which has been refinanced pursuant to a Company program that allows a rate/term refinance of an existing Company serviced loan with minimal documentation.

Whole Loan Transfer: Any sale or transfer of some or all of the Mortgage Loans by the Purchaser to a third party, which sale or transfer is not a Securitization Transaction or Agency Transfer.

 
ARTICLE II
 
CONVEYANCE OF MORTGAGE LOANS; POSSESSION OF MORTGAGE FILES; BOOKS AND RECORDS; CUSTODIAL AGREEMENT; DELIVERY OF DOCUMENTS


Section 2.01
Conveyance of Mortgage Loans; Possession of Custodial Mortgage Files;
Maintenance of Retained Mortgage Files and Servicing Files.

Pursuant to an Assignment and Conveyance Agreement, on the related Closing Date, the Company, simultaneously with the payment of the Purchase Price by the Purchaser, shall thereby sell, transfer, assign, set over and convey to the Purchaser, without recourse, but subject to the terms of this Agreement and the related Assignment and Conveyance Agreement, all the right, title and interest of the Company in and to the Mortgage Loans listed on the respective Mortgage Loan Schedule annexed to such Assignment and Conveyance Agreement, together with the Retained Mortgage Files and Custodial Mortgage Files and all rights and obligations arising under the documents contained therein. Pursuant to Section 2.03, the Company shall deliver the Custodial Mortgage File for each Mortgage Loan comprising the related Loan Package to the Custodian.

The contents of each Retained Mortgage File not delivered to the Custodian are and shall be held in trust by the Company for the benefit of the Purchaser as the owner thereof. The Company shall maintain a Servicing File consisting of a copy of the contents of each Custodial Mortgage File and the originals of the documents in each Retained Mortgage File not delivered to the Custodian. The possession of each Retained Mortgage File and Servicing File by the Company is at the will of the Purchaser for the sole purpose of servicing the related Mortgage Loan, and such retention and possession by the Company is in a custodial capacity only. Upon the sale of the Mortgage Loans the ownership of each Mortgage Note, the related Mortgage and the related Custodial Mortgage File and Servicing File shall vest immediately in the Purchaser, and the ownership of all records and documents with respect to the related Mortgage Loan prepared by or which come into the possession of the Company shall vest immediately in the Purchaser and shall be retained and maintained by the Company, in trust, at the will of the Purchaser and only in such custodial capacity. The Company shall release its custody of the contents of any Servicing File only in accordance with written instructions from the Purchaser, unless such release is required as incidental to the Company's servicing of the Mortgage Loans or is in connection with a repurchase of any Mortgage Loan pursuant to Section 3.03 or 6.02. All such costs associated with the release, transfer and re-delivery to the Company shall be the responsibility of the Purchaser other than any related recording costs (especially in instances of breach).

In addition, in connection with the assignment of any MERS Mortgage Loan, the Company agrees that it will cause, the MERS® System to indicate that such Mortgage Loans have been assigned by the Company to the Purchaser in accordance with this Agreement by including (or deleting, in the case of Mortgage Loans which are repurchased in accordance with this Agreement) in such computer files the information required by the MERS® System to identify the Purchaser as beneficial owner of such Mortgage Loans.

Section 2.02
 Books and Records; Transfers of Mortgage Loans.
 
From and after the sale of the Mortgage Loans to the Purchaser in the related Loan Package on each Closing Date, all rights arising out of such Mortgage Loans including but not limited to all funds received on or in connection with such Mortgage Loans, shall be received and held by the Company in trust for the benefit of the Purchaser as owner of such Mortgage Loans, and the Company shall retain record title to the related Mortgages for the sole purpose of facilitating the servicing and the supervision of the servicing of such Mortgage Loans.

The sale of each Mortgage Loan shall be reflected on the Company's balance sheet and other financial statements as a sale of assets by the Company. The Company shall be responsible for maintaining, and shall maintain, a complete set of books and records for each Mortgage Loan which shall be marked clearly to reflect the ownership of each Mortgage Loan by the Purchaser. In particular, the Company shall maintain in its possession, available for inspection by the Purchaser, or its designee, and shall deliver to the Purchaser upon demand, evidence of compliance with all federal, state and local laws, rules and regulations, and requirements of Fannie Mae or Freddie Mac, including but not limited to documentation as to the method used in determining the applicability of the provisions of the Flood Disaster Protection Act of 1973, as amended, to the Mortgaged Property, documentation evidencing insurance coverage and eligibility of any condominium project for approval by Fannie Mae or Freddie Mac and records of periodic inspections as required by Section 4.13. To the extent that original documents are not required for purposes of realization of Liquidation Proceeds or Insurance Proceeds, documents maintained by the Company may be in the form of microfilm or microfiche or such other reliable means of recreating original documents, including but not limited to, optical imagery techniques so long as the Company complies with the requirements of the Fannie Mae Selling and Servicing Guide, as amended from time to time.

The Company shall maintain with respect to each Mortgage Loan and shall make available for inspection by any Purchaser or its designee the related Servicing File during the time the Purchaser retains ownership of such Mortgage Loan and thereafter in accordance with applicable laws and regulations.

The Company shall keep at its servicing office books and records in which, subject to such reasonable regulations as it may prescribe, the Company shall note transfers of Mortgage Loans. No transfer of a Mortgage Loan may be made unless such transfer is in compliance with the terms hereof. For the purposes of this Agreement, the Company shall be under no obligation to deal with any Person with respect to this Agreement or the Mortgage Loans unless the books and records show such Person as the owner of the Mortgage Loan. The Purchaser may, subject to the terms of this Agreement, sell and transfer one or more of the Mortgage Loans. The Purchaser also shall advise the Company of the transfer. Upon receipt of notice of the transfer, the Company shall mark its books and records to reflect the ownership of the Mortgage Loans of such assignee, and shall release the previous Purchaser from its obligations hereunder with respect to the Mortgage Loans sold or transferred. Such notification of a transfer shall include a final loan schedule which shall be received by the Company no fewer than five (5) Business Days before the last Business Day of the month. If such notification is not received as specified above, the Company’s duties to remit and report as required by Section 5 shall begin with the next Due Period.

Section 2.03
 Custodial Agreement; Delivery of Documents.
 
On each Closing Date with respect to each Mortgage Loan comprising the related Loan Package, the Company shall deliver and release to the Custodian the related Custodial Mortgage File as set forth in Exhibit C attached hereto.

The Custodian shall certify its receipt of any Mortgage Loan Documents actually received on or prior to such Closing Date and as required to be delivered pursuant to the Custodial Agreement, as evidenced by the Initial Certification of the Custodian in the form annexed to the Custodial Agreement. The Purchaser will be responsible for the fees and expenses of the Custodian.

Upon the Purchaser’s request, the Company shall deliver to Purchaser or its designee within ten (10) days after such request such contents of the Retained Mortgage file so requested. In the event that the company fails to deliver to the Purchaser or its designee the requested contents of the Retained Mortgage File within such ten-day period, and if the Company does not cure such failure within five (5) days following receipt of written notification of such failure, the Company shall repurchase each related Mortgage Loan at the price and in the manner specified in Section 3.03.

The Company shall forward to the Custodian original documents evidencing an assumption, modification, consolidation or extension of any Mortgage Loan entered into in accordance with Section 4.01 or 6.01 within one week of their execution, provided, however, that the Company shall provide the Custodian with a certified true copy of any such document submitted for recordation within ten (10) days of its execution, and shall provide the original of any document submitted for recordation or a copy of such document certified by the appropriate public recording office to be a true and complete copy of the original within sixty days of its submission for recordation.

In the event the public recording office is delayed in returning any original document which the Company is required to deliver at any time to the Custodian in accordance with the terms of the Custodial Agreement or which the Company is required to maintain in the related Retained Mortgage File, the Company shall deliver to the Custodian or to the Retained Mortgage File, as applicable, within 240 days of its submission for recordation, a copy of such document and an Officer's Certificate, which shall (i) identify the recorded document; (ii) state that the recorded document has not been delivered to the Custodian due solely to a delay by the public recording office, (iii) state the amount of time generally required by the applicable recording office to record and return a document submitted for recordation, and (iv) specify the date the applicable recorded document will be delivered to the Custodian. The Company will be required to deliver such document to the Custodian or to the Retained Mortgage File, as applicable, by the date specified in (iv) above. An extension of the date specified in (iv) above may be requested from the Purchaser, which consent shall not be unreasonably withheld.

In the event that new, replacement, substitute or additional Stock Certificates are issued with respect to existing Cooperative Shares, the Company immediately shall deliver to the Custodian the new Stock Certificates, together with the related Stock Powers in blank. Such new Stock Certificates shall be subject to the related Pledge Instruments and shall be subject to all of the terms, covenants and conditions of this Agreement.

 
ARTICLE III
 
REPRESENTATIONS AND WARRANTIES REMEDIES AND BREACH
 

Section 3.01
 Company Representations and Warranties.
 
The Company hereby represents and warrants to the Purchaser that, as of the related Closing Date:

 
(a)
Due Organization and Authority.

   
The Company is a national banking association duly organized, validly existing and in good standing under the laws of the United States and has all licenses necessary to carry on its business as now being conducted and is licensed, qualified and in good standing in each state where a Mortgaged Property is located if the laws of such state require licensing or qualification in order to conduct business of the type conducted by the Company, and in any event the Company is in compliance with the laws of any such state to the extent necessary to ensure the enforceability of the related Mortgage Loan and the servicing of such Mortgage Loan in accordance with the terms of this Agreement; the Company has the full power and authority to execute and deliver this Agreement and to perform in accordance herewith; the execution, delivery and performance of this Agreement (including all instruments of transfer to be delivered pursuant to this Agreement) by the Company and the consummation of the transactions contemplated hereby have been duly and validly authorized; this Agreement evidences the valid, binding and enforceable obligation of the Company; and all requisite action has been taken by the Company to make this Agreement valid and binding upon the Company in accordance with its terms;

 
(b)
Ordinary Course of Business.

   
The consummation of the transactions contemplated by this Agreement are in the ordinary course of business of the Company, who is in the business of selling and servicing loans, and the transfer, assignment and conveyance of the Mortgage Notes and the Mortgages by the Company pursuant to this Agreement are not subject to the bulk transfer or any similar statutory provisions in effect in any applicable jurisdiction;

 
(c)
No Conflicts.

   
Neither the execution and delivery of this Agreement, the acquisition of the Mortgage Loans by the Company, the sale of the Mortgage Loans to the Purchaser or the transactions contemplated hereby, nor the fulfillment of or compliance with the terms and conditions of this Agreement will conflict with or result in a breach of any of the terms, articles of incorporation or by-laws or any legal restriction or any agreement or instrument to which the Company is now a party or by which it is bound, or constitute a default or result in the violation of any law, rule, regulation, order, judgment or decree to which the Company or its property is subject, or impair the ability of the Purchaser to realize on the Mortgage Loans, or impair the value of the Mortgage Loans;

 
(d)
Ability to Service.

   
The Company is an approved seller/servicer of conventional residential mortgage loans for Fannie Mae or Freddie Mac, with the facilities, procedures, and experienced personnel necessary for the sound servicing of mortgage loans of the same type as the Mortgage Loans. The Company is in good standing to sell mortgage loans to and service mortgage loans for Fannie Mae or Freddie Mac, and no event has occurred, including but not limited to a change in insurance coverage, which would make the Company unable to comply with Fannie Mae or Freddie Mac eligibility requirements or which would require notification to either Fannie Mae or Freddie Mac;

 
(e)
Reasonable Servicing Fee.

   
The Company acknowledges and agrees that the Servicing Fee represents reasonable compensation for performing such services and that the entire Servicing Fee shall be treated by the Company, for accounting and tax purposes, as compensation for the servicing and administration of the Mortgage Loans pursuant to this Agreement;

 
(f)
Ability to Perform.

   
The Company does not believe, nor does it have any reason or cause to believe, that it cannot perform each and every covenant contained in this Agreement. The Company is solvent and the sale of the Mortgage Loans will not cause the Company to become insolvent. The sale of the Mortgage Loans is not undertaken to hinder, delay or defraud any of the Company's creditors;

 
(g)
No Litigation Pending.

   
There is no action, suit, proceeding or investigation pending or threatened against the Company which, either in any one instance or in the aggregate, may result in any material adverse change in the business, operations, financial condition, properties or assets of the Company, or in any material impairment of the right or ability of the Company to carry on its business substantially as now conducted, or in any material liability on the part of the Company, or which would draw into question the validity of this Agreement or the Mortgage Loans or of any action taken or to be contemplated herein, or which would be likely to impair materially the ability of the Company to perform under the terms of this Agreement;

 
(h)
No Consent Required.

   
No consent, approval, authorization or order of any court or governmental agency or body is required for the execution, delivery and performance by the Company of or compliance by the Company with this Agreement or the sale of the Mortgage Loans as evidenced by the consummation of the transactions contemplated by this Agreement, or if required, such approval has been obtained prior to the related Closing Date;

 
(i)
Selection Process.

The Mortgage Loans were selected from among either the outstanding fixed rate or adjustable rate one- to four-family mortgage loans in the Company's mortgage banking portfolio at the related Closing Date as to which the representations and warranties set forth in Section 3.02 could be made and such selection was not made in a manner so as to affect adversely the interests of the Purchaser;

 
(j)
No Untrue Information.

   
Neither this Agreement nor any statement, report or other document furnished or to be furnished pursuant to this Agreement or in connection with the transactions contemplated hereby contains any untrue statement of fact or omits to state a fact necessary to make the statements contained therein not misleading;

 
(k)
Sale Treatment.

   
The Company has determined that the disposition of the Mortgage Loans pursuant to this Agreement will be afforded sale treatment for accounting and tax purposes;

 
(l)
No Material Change.

   
There has been no material adverse change in the business, operations, financial condition or assets of the Company since the date of the Company’s most recent financial statements;

 
(m)
No Brokers’ Fees.

   
The Company has not dealt with any broker, investment banker, agent or other Person that may be entitled to any commission or compensation in the connection with the sale of the Mortgage Loans; and

 
(n)
MERS.

The Company is a member of MERS in good standing.


Section 3.02           Representations and Warranties Regarding Individual Mortgage Loans.

As to each Mortgage Loan, the Company hereby represents and warrants to the Purchaser that as of the related Closing Date:

 
(a)
Mortgage Loans as Described.

   
The information set forth in the respective Mortgage Loan Schedule and the information contained on the respective Electronic Data File delivered to the Purchaser is true and correct;

 
(b)
Payments Current.

   
All payments required to be made up to the related Cut-off Date for the Mortgage Loan under the terms of the Mortgage Note have been made and credited. No payment under any Mortgage Loan has been thirty (30) days delinquent more than one time within twelve (12) months prior to the related Closing Date;

 
(c)
No Outstanding Charges.

   
There are no defaults in complying with the terms of the Mortgages, and all taxes, governmental assessments, insurance premiums, leasehold payments, water, sewer and municipal charges, which previously became due and owing have been paid, or an escrow of funds has been established in an amount sufficient to pay for every such item which remains unpaid and which has been assessed but is not yet due and payable. The Seller has not advanced funds, or induced, solicited directly or indirectly, the payment of any amount required under the Mortgage Loan, except for interest accruing from the date of the Mortgage Note or date of disbursement of the Mortgage Loan proceeds, whichever is later, to the day which precedes by one month the Due Date of the first installment of principal and interest;

 
(d)
Original Terms Unmodified.

   
The terms of the Mortgage Note and Mortgage have not been impaired, waived, altered or modified in any respect, except by a written instrument which has been recorded, if necessary to protect the interests of the Purchaser and which has been delivered to the Custodian. The substance of any such waiver, alteration or modification has been approved by the issuer of any related PMI Policy and the title insurer, to the extent required by the policy, and its terms are reflected on the related Mortgage Loan Schedule. No Mortgagor has been released, in whole or in part, except in connection with an assumption agreement approved by the issuer of any related PMI Policy and the title insurer, to the extent required by the policy, and which assumption agreement was delivered to the Custodian pursuant to the terms of the Custodial Agreement;

 
(e)
No Defenses.

   
The Mortgage Loan is not subject to any right of rescission, set-off, counterclaim or defense, including without limitation the defense of usury, nor will the operation of any of the terms of the Mortgage Note or the Mortgage, or the exercise of any right thereunder, render either the Mortgage Note or the Mortgage unenforceable, in whole or in part, or subject to any right of rescission, set-off, counterclaim or defense, including without limitation the defense of usury, and no such right of rescission, set-off, counterclaim or defense has been asserted with respect thereto;

 
(f)
No Satisfaction of Mortgage.

   
The Mortgage has not been satisfied, canceled, subordinated or rescinded, in whole or in part, and the Mortgaged Property has not been released from the lien of the Mortgage, in whole or in part, nor has any instrument been executed that would effect any such release, cancellation, subordination or rescission;

 
(g)
Validity of Mortgage Documents.

   
The Mortgage Note and the Mortgage and related documents are genuine, and each is the legal, valid and binding obligation of the maker thereof enforceable in accordance with its terms. All parties to the Mortgage Note and the Mortgage had legal capacity to enter into the Mortgage Loan and to execute and deliver the Mortgage Note and the Mortgage, and the Mortgage Note and the Mortgage have been duly and properly executed by such parties;

With respect to each Cooperative Loan, the Mortgage Note, the Mortgage, the Pledge Agreement, and related documents are genuine, and each is the legal, valid and binding obligation of the maker thereof enforceable in accordance with its terms. All parties to the Mortgage Note, the Mortgage, the Pledge Agreement, the Proprietary Lease, the Stock Power, Recognition Agreement and the Assignment of Proprietary Lease had legal capacity to enter into the Mortgage Loan and to execute and deliver such documents, and such documents have been duly and properly executed by such parties;


(h)           No Fraud.

   
No error, omission, misrepresentation, negligence, fraud or similar occurrence with respect to a Mortgage Loan has taken place on the part of the Company, or the Mortgagor, or to the best of the Company’s knowledge, any appraiser, any builder, or any developer, or any other party involved in the origination of the Mortgage Loan or in the application of any insurance in relation to such Mortgage Loan;

 
(i)
Compliance with Applicable Laws.

   
Any and all requirements of any federal, state or local law including, without limitation, usury, truth-in-lending, real estate settlement procedures, consumer credit and privacy protection, equal credit opportunity, disclosure or predatory and abusive lending laws applicable to the Mortgage Loan have been complied with, and the Company shall maintain in its possession, available for the Purchaser's inspection, and shall deliver to the Purchaser upon demand, evidence of compliance with all such requirements. All inspections, licenses and certificates required to be made or issued with respect to all occupied portions of the Mortgaged Property and, with respect to the use and occupancy of the same, including but not limited to certificates of occupancy and fire underwriting certificates, have been made or obtained from the appropriate authorities;

 
(j)
Location and Type of Mortgaged Property.

   
The Mortgaged Property is located in the state identified in the related Mortgage Loan Schedule and consists of a single, contiguous parcel of real property with a detached single family residence erected thereon, or a two- to four-family dwelling, or an individual condominium unit in a condominium project, or a Cooperative Apartment, or an individual unit in a planned unit development or a townhouse, provided, however, that any condominium project or planned unit development shall conform with the applicable Fannie Mae requirements, or the underwriting guidelines of the company, regarding such dwellings, and no residence or dwelling is a mobile home. As of the respective date of the appraisal for each Mortgaged Property, any Mortgaged Property being used for commercial purposes conforms to the underwriting guidelines of the Company and, to the best of the Company’s knowledge, since the date of such appraisal, no portion of the Mortgage Property has been used for commercial purposes outside of the underwriting guidelines of the Company;

(k)            Valid First Lien.

   
The Mortgage is a valid, subsisting and enforceable first lien on the Mortgaged Property, including all buildings on the Mortgaged Property and all installations and mechanical, electrical, plumbing, heating and air conditioning systems located in or annexed to such buildings, and all additions, alterations and replacements made at any time with respect to the foregoing. The lien of the Mortgage is subject only to:

 
(1)
the lien of current real property taxes and assessments not yet due and payable;

 
(2)
covenants, conditions and restrictions, rights of way, easements and other matters of the public record as of the date of recording acceptable to mortgage lending institutions generally and specifically referred to in the lender's title insurance policy delivered to the originator of the Mortgage Loan and (i) referred to or otherwise considered in the appraisal made for the originator of the Mortgage Loan and (ii) which do not adversely affect the Appraised Value of the Mortgaged Property set forth in such appraisal; and

 
(3)
other matters to which like properties are commonly subject which do not materially interfere with the benefits of the security intended to be provided by the mortgage or the use, enjoyment, value or marketability of the related Mortgaged Property.

   
Any security agreement, chattel mortgage or equivalent document related to and delivered in connection with the Mortgage Loan establishes and creates a valid, subsisting and enforceable first lien and first priority security interest on the property described therein and the Company has full right to sell and assign the same to the Purchaser;

With respect to each Cooperative Loan, each Pledge Agreement creates a valid, enforceable and subsisting first security interest in the Cooperative Shares and Proprietary Lease, subject only to (i) the lien of the related Cooperative for unpaid assessments representing the Mortgagor’s pro rata share of the Cooperative’s payments for its blanket mortgage, current and future real property taxes, insurance premiums, maintenance fees and other assessments to which like collateral is commonly subject and (ii) other matters to which like collateral is commonly subject which do not materially interfere with the benefits of the security intended to be provided by the Pledge Agreement; provided, however, that the appurtenant Proprietary Lease may be subordinated or otherwise subject to the lien of any mortgage on the Project;

(l)             Full Disbursement of Proceeds.

   
The proceeds of the Mortgage Loan have been fully disbursed, except for escrows established or created due to seasonal weather conditions, and there is no requirement for future advances thereunder. All costs, fees and expenses incurred in making or closing the Mortgage Loan and the recording of the Mortgage were paid, and the Mortgagor is not entitled to any refund of any amounts paid or due under the Mortgage Note or Mortgage;

 
(m)
Consolidation of Future Advances.

   
Any future advances made prior to the related Cut-off Date, have been consolidated with the outstanding principal amount secured by the Mortgage, and the secured principal amount, as consolidated, bears a single interest rate and single repayment term reflected on the related Mortgage Loan Schedule. The lien of the Mortgage securing the consolidated principal amount is expressly insured as having first lien priority by a title insurance policy, an endorsement to the policy insuring the mortgagee’s consolidated interest or by other title evidence acceptable to Fannie Mae or Freddie Mac; the consolidated principal amount does not exceed the original principal amount of the Mortgage Loan; the Seller shall not make future advances after the related Cut-Off Date;

(n)            Ownership.

   
The Company is the sole owner of record and holder of the Mortgage Loan and the related Mortgage Note and the Mortgage are not assigned or pledged, and the Company has good and marketable title thereto and has full right and authority to transfer and sell the Mortgage Loan to the Purchaser. The Company is transferring the Mortgage Loan free and clear of any and all encumbrances, liens, pledges, equities, participation interests, claims, charges or security interests of any nature encumbering such Mortgage Loan;

(o)           Origination/Doing Business.

   
The Mortgage Loan was originated by a savings and loan association, a savings bank, a commercial bank, a credit union, an insurance company, or similar institution which is supervised and examined by a federal or state authority or by a mortgagee approved by the Secretary of Housing and Urban Development pursuant to Sections 203 and 211 of the National Housing Act. All parties which have had any interest in the Mortgage Loan, whether as mortgagee, assignee, pledgee or otherwise, are (or, during the period in which they held and disposed of such interest, were) (1) in compliance with any and all applicable licensing requirements of the laws of the state wherein the Mortgaged Property is located, and (2) organized under the laws of such state, or (3) qualified to do business in such state, or (4) federal savings and loan associations or national banks having principal offices in such state, or (5) not doing business in such state;

(p)            LTV, PMI Policy.

   
Each Mortgage Loan has an LTV as set forth in the related Mortgage Loan Schedule and related Electronic Data File. Except as indicated on the Electronic Data File, those Mortgage Loans with an LTV greater than 80% at the time of origination, a portion of the unpaid principal balance of the Mortgage Loan is and will be insured as to payment defaults by a PMI Policy. If the Mortgage Loan is insured by a PMI Policy for which the Mortgage pays all premiums, the coverage will remain in place until (i) the LTV is decreased to 78% or (ii) the PMI Policy is otherwise terminated pursuant to the Homeowners Protection Act of 1998, 12 USC 4901, et seq. All provisions of such PMI Policy and LPMI Policy have been and are being complied with, such PMI Policy and LPMI Policy is in full force and effect, and all premiums due thereunder have been paid. The Qualified Insurer has a claims paying ability acceptable to Fannie Mae or Freddie Mac. Any Mortgage Loan subject to a PMI Policy obligates the Mortgagor or in the case of an LPMI Policy, obligates the Company, thereunder to maintain the PMI Policy or LPMI Policy and to pay all premiums and charges in connection therewith. The Mortgage Interest Rate for the Mortgage Loan as set forth on the related Mortgage Loan Schedule is net of any such insurance premium. No prior holder of the Mortgage, including the Company, has done, by act or omission, anything which would impair the coverage of such PMI Policy or LPMI Policy;

(q)            Title Insurance.

   
The Mortgage Loan is covered by an ALTA lender's title insurance policy or other generally acceptable form of policy of insurance acceptable to Fannie Mae or Freddie Mac, issued by a title insurer acceptable to Fannie Mae or Freddie Mac and qualified to do business in the jurisdiction where the Mortgaged Property is located, insuring the Company, its successors and assigns, as to the first priority lien of the Mortgage in the original principal amount of the Mortgage Loan, subject only to the exceptions contained in clauses (1), (2) and (3) of Paragraph (k) of this Section 3.02, and against any loss by reason of the invalidity or unenforceability of the lien resulting from the provisions of the Mortgage providing for adjustment to the Mortgage Interest Rate and Monthly Payment. The Company is the sole insured of such lender's title insurance policy, and such lender's title insurance policy is in full force and effect and will be in force and effect upon the consummation of the transactions contemplated by this Agreement. No claims have been made under such lender's title insurance policy, and no prior holder of the Mortgage, including the Company, has done, by act or omission, anything which would impair the coverage of such lender's title insurance policy;

(r)            No Defaults.

   
There is no default, breach, violation or event of acceleration existing under the Mortgage or the Mortgage Note and no event which, with the passage of time or with notice and the expiration of any grace or cure period, would constitute a default, breach, violation or event of acceleration, and neither the Company nor its predecessors have waived any default, breach, violation or event of acceleration;

(s)            No Mechanics' Liens.

   
There are no mechanics' or similar liens or claims which have been filed for work, labor or material (and no rights are outstanding that under the law could give rise to such liens) affecting the related Mortgaged Property which are or may be liens prior to, or equal or coordinate with, the lien of the related Mortgage which are not insured against by the title insurance policy referenced in Paragraph (q) above;

(t)             Location of Improvements; No Encroachments.

   
Except as insured against by the title insurance policy referenced in Paragraph (q) above, all improvements which were considered in determining the Appraised Value of the Mortgaged Property lay wholly within the boundaries and building restriction lines of the Mortgaged Property and no improvements on adjoining properties encroach upon the Mortgaged Property. No improvement located on or being part of the Mortgaged Property is in violation of any applicable zoning law or regulation;

 
(u)
Payment Terms.

   
Except with respect to the Interest Only Mortgage Loans, principal payments commenced no more than 60 days after the funds were disbursed to the Mortgagor in connection with the Mortgage Loan. The Mortgage Loans have an original term to maturity of not more than 30 years, with interest payable in arrears on the first day of each month. As to each adjustable rate Mortgage Loan on each applicable Adjustment Date, the Mortgage Interest Rate will be adjusted to equal the sum of the Index plus the applicable Gross Margin, rounded up or down to the nearest multiple of 0.125% indicated by the Mortgage Note; provided that the Mortgage Interest Rate will not increase or decrease by more than 2.00% on any Adjustment Date, and will in no event exceed the maximum Mortgage Interest Rate or be lower than the minimum Mortgage Interest Rate listed on the Mortgage Loan Schedule for such Mortgage Loan. Each adjustable rate Mortgage Note requires a monthly payment which is sufficient, during the period prior to the first adjustment to the Mortgage Interest Rate, to fully amortize the outstanding principal balance as of the first day of such period over the then remaining term of such Mortgage Note and to pay interest at the related Mortgage Interest Rate; provided however, with respect to any Interest Only Mortgage Loans, the Mortgage Note allows a Monthly Payment of interest only during the period prior to the first Adjustment Date and upon the first adjustment to the Mortgage Interest Rate, the Mortgage Note requires a Monthly Payment of principal and interest, sufficient to fully amortize the outstanding principal balance over the then remaining term of such Mortgage Loan. As to each adjustable rate Mortgage Loan, if the related Mortgage Interest Rate changes on an adjustment date, the then outstanding principal balance will be reamortized over the remaining life of such Mortgage Loan. No Mortgage Loan contains terms or provisions which would result in negative amortization;

(v)            Customary Provisions.

   
The Mortgage contains customary and enforceable provisions such as to render the rights and remedies of the holder thereof adequate for the realization against the Mortgaged Property of the benefits of the security provided thereby, including, (i) in the case of a Mortgage designated as a deed of trust, by trustee's sale, and (ii) otherwise by judicial foreclosure. There is no homestead or other exemption available to a Mortgagor which would interfere with the right to sell the Mortgaged Property at a trustee's sale or the right to foreclose the Mortgage;

(w)           Occupancy of the Mortgaged Property.

   
As of the date of origination, the Mortgaged Property was lawfully occupied under applicable law;

(x)            No Additional Collateral.

   
The Mortgage Note is not and has not been secured by any collateral, pledged account, except as indicated on the Electronic Data File, or other security except the lien of the corresponding Mortgage and the security interest of any applicable security agreement or chattel mortgage referred to in (k) above;

(y)            Deeds of Trust.

   
In the event the Mortgage constitutes a deed of trust, a trustee, duly qualified under applicable law to serve as such, has been properly designated and currently so serves and is named in the Mortgage, and no fees or expenses are or will become payable by the Mortgagee to the trustee under the deed of trust, except in connection with a trustee's sale after default by the Mortgagor;

(z)            Acceptable Investment.

   
The Company has no knowledge of any circumstances or conditions with respect to the Mortgage Loan, the Mortgaged Property, the Mortgagor or the Mortgagor's credit standing that can reasonably be expected to cause private institutional investors to regard the Mortgage Loan as an unacceptable investment, cause the Mortgage Loan to become delinquent, or adversely affect the value or marketability of the Mortgage Loan;

(aa)          Transfer of Mortgage Loans.

   
If the Mortgage Loan is not a MERS Mortgage Loan, the Assignment upon the insertion of the name of the assignee and recording information is in recordable form and is acceptable for recording under the laws of the jurisdiction in which the Mortgaged Property is located;

(bb)         Mortgaged Property Undamaged.

   
The Mortgaged Property is undamaged by waste, fire, earthquake or earth movement, windstorm, flood, tornado or other casualty so as to affect adversely the value of the Mortgaged Property as security for the Mortgage Loan or the use for which the premises were intended;

(cc)          Collection Practices; Escrow Deposits.

   
The origination and collection practices used with respect to the Mortgage Loan have been in accordance with Accepted Servicing Practices, and have been in all material respects legal and proper. With respect to escrow deposits and Escrow Payments, all such payments are in the possession of the Company and there exist no deficiencies in connection therewith for which customary arrangements for repayment thereof have not been made. All Escrow Payments have been collected in full compliance with state and federal law. No escrow deposits or Escrow Payments or other charges or payments due the Company have been capitalized under the Mortgage Note;

(dd)         No Condemnation.

   
There is no proceeding pending or to the best of the Company’s knowledge threatened for the total or partial condemnation of the related Mortgaged Property;

(ee)          The Appraisal.

   
The Servicing File contains an appraisal of the related Mortgaged Property. As to each Time$aver® Mortgage Loan, the appraisal may be from the original of the existing Company-serviced loan, which was refinanced via such Time$aver® Mortgage Loan. The appraisal was conducted by an appraiser who had no interest, direct or indirect, in the Mortgaged Property or in any loan made on the security thereof; and whose compensation is not affected by the approval or disapproval of the Mortgage Loan, and the appraisal and the appraiser both satisfy the applicable requirements of Title XI of the Financial Institution Reform, Recovery, and Enforcement Act of 1989 and the regulations promulgated thereunder, all as in effect on the date the Mortgage Loan was originated;

(ff)           Insurance.

   
The Mortgaged Property securing each Mortgage Loan is insured by an insurer acceptable to Fannie Mae or Freddie Mac against loss by fire and such hazards as are covered under a standard extended coverage endorsement and such other hazards as are customary in the area where the Mortgaged Property is located pursuant to insurance policies conforming to the requirements of Section 4.10, in an amount which is at least equal to the lesser of (a) 100% of the insurable value, on a replacement cost basis, of the improvements on the related Mortgaged Property, and (b) the greater of (i) the outstanding principal balance of the Mortgage Loan and (ii) an amount such that the proceeds of such insurance shall be sufficient to prevent the application to the Mortgagor or the loss payee of any coinsurance clause under the policy. If the Mortgaged Property is a condominium unit, it is included under the coverage afforded by a blanket policy for the project. If the improvements on the Mortgaged Property are in an area identified in the Federal Register by the Federal Emergency Management Agency as having special flood hazards, a flood insurance policy meeting the requirements of the current guidelines of the Federal Insurance Administration is in effect with a generally acceptable insurance carrier, in an amount representing coverage not less than the least of (A) the outstanding principal balance of the Mortgage Loan, (B) the full insurable value and (C) the maximum amount of insurance which was available under the Flood Disaster Protection Act of 1973, as amended. All individual insurance policies contain a standard mortgagee clause naming the Company and its successors and assigns as mortgagee, and all premiums thereon have been paid. The Mortgage obligates the Mortgagor thereunder to maintain a hazard insurance policy at the Mortgagor's cost and expense, and on the Mortgagor's failure to do so, authorizes the holder of the Mortgage to obtain and maintain such insurance at such Mortgagor's cost and expense, and to seek reimbursement therefor from the Mortgagor. The hazard insurance policy is the valid and binding obligation of the insurer, is in full force and effect, and will be in full force and effect and inure to the benefit of the Purchaser upon the consummation of the transactions contemplated by this Agreement. The Company has not acted or failed to act so as to impair the coverage of any such insurance policy or the validity, binding effect and enforceability thereof;

 
(gg)
Servicemembers’ Civil Relief Act.

   
The Mortgagor has not notified the Company, and the Company has no knowledge of any relief requested or allowed to the Mortgagor under the Servicemembers’ Civil Relief Act, as amended;

 
(hh)
No Graduated Payments or Contingent Interests.

   
The Mortgage Loan is not a graduated payment mortgage loan and the Mortgage Loan does not have a shared appreciation or other contingent interest feature;

 
(ii)
No Construction Loans.

   
No Mortgage Loan was made in connection with (i) the construction or rehabilitation of a Mortgage Property or (ii) facilitating the trade-in or exchange of a Mortgaged Property other than a construction-to-permanent loan which has converted to a permanent Mortgage Loan;

 
(jj)
Underwriting.

   
Each Mortgage Loan was underwritten in accordance with the underwriting guidelines of the Company, which were in effect at the time the Mortgage Loan was originated; and the Mortgage Note and Mortgage are on forms acceptable to Freddie Mac or Fannie Mae;

 
(kk)
Buydown Mortgage Loans.

   
With respect to each Mortgage Loan that is a Buydown Mortgage Loan:

 
(i)
On or before the date of origination of such Mortgage Loan, the Company and the Mortgagor, or the Company, the Mortgagor and the seller of the Mortgaged Property or a third party entered into a Buydown Agreement. The Buydown Agreement provides that the seller of the Mortgaged Property (or third party) shall deliver to the Company temporary Buydown Funds in an amount equal to the aggregate undiscounted amount of payments that, when added to the amount the Mortgagor on such Mortgage Loan is obligated to pay on each Due Date in accordance with the terms of the Buydown Agreement, is equal to the full scheduled Monthly Payment due on such Mortgage Loan. The temporary Buydown Funds enable the Mortgagor to qualify for the Buydown Mortgage Loan. The effective interest rate of a Buydown Mortgage Loan if less than the interest rate set forth in the related Mortgage Note will increase within the Buydown Period as provided in the related Buydown Agreement so that the effective interest rate will be equal to the interest rate as set forth in the related Mortgage Note. The Buydown Mortgage Loan satisfies the requirements of Fannie Mae or Freddie Mac guidelines;

 
(ii)
The Mortgage and Mortgage Note reflect the permanent payment terms rather than the payment terms of the Buydown Agreement. The Buydown Agreement provides for the payment by the Mortgagor of the full amount of the Monthly Payment on any Due Date that the Buydown Funds are available. The Buydown Funds were not used to reduce the original principal balance of the Mortgage Loan or to increase the Appraised Value of the Mortgage Property when calculating the Loan-to-Value Ratios for purposes of the Agreement and, if the Buydown Funds were provided by the Company and if required under Fannie Mae or Freddie Mac guidelines, the terms of the Buydown Agreement were disclosed to the appraiser of the Mortgaged Property;

 
(iii)
The Buydown Funds may not be refunded to the Mortgagor unless the Mortgagor makes a principal payment for the outstanding balance of the Mortgage Loan;

 
(iv)
As of the date of origination of the Mortgage Loan, the provisions of the related Buydown Agreement complied with the requirements of Fannie Mae or Freddie Mac regarding buydown agreements.

 
(ll)
Delivery of Custodial Mortgage Files.

Any documents required to be delivered by the Company under this Agreement have been delivered to the Custodian. The Company is in possession of a complete, true and accurate Retained Mortgage File and Custodial Mortgage File in compliance with Exhibit C hereto;

 
(mm)
No Violation of Environmental Laws.

There is no pending action or proceeding directly involving any Mortgaged Property of which the Company is aware in which compliance with any environmental law, rule or regulation is an issue; and to the best of the Company’s knowledge, nothing further remains to be done to satisfy in full all requirements of each such law, rule or regulation constituting a prerequisite to use and enjoyment of said property;

 
(nn)
No Bankruptcy.

No Mortgagor was a debtor in any state or federal bankruptcy or insolvency proceeding at the time the Mortgage Loan was originated and to the best of the Company’s knowledge, as of the related Closing Date, the Company has not received notice that any Mortgagor is a debtor under any state or federal bankruptcy or insolvency proceeding;

(oo)         HOEPA.

No Mortgage Loan is a High Cost Loan or Covered Loan;

(pp)         Cooperative Loans.

With respect to each Cooperative Loan:

 
(i)
The Cooperative Shares are held by a person as a tenant-stockholder in a Cooperative. Each original UCC financing statement, continuation statement or other governmental filing or recordation necessary to create or preserve the perfection and priority of the first lien and security interest in the Cooperative Loan and Proprietary Lease has been timely and properly made. Any security agreement, chattel mortgage or equivalent document related to the Cooperative Loan and delivered to Purchaser or its designee establishes in Purchaser a valid and subsisting perfected first lien on and security interest in the Mortgaged Property described therein, and Purchaser has full right to sell and assign the same. The Proprietary Lease term expires no less than five years after the Mortgage Loan term or such other term acceptable to Fannie Mae or Freddie Mac;

 
(ii)
A Cooperative Lien Search has been made by a company competent to make the same which company is acceptable to Fannie Mae and qualified to do business in the jurisdiction where the Cooperative is located;

 
(iii)
(a) The term of the related Proprietary Lease is not less than the terms of the Cooperative Loan; (b) there is no provision in any Proprietary Lease which requires the Mortgagor to offer for sale the Cooperative Shares owned by such Mortgagor first to the Cooperative; (c) there is no prohibition in any Proprietary Lease against pledging the Cooperative Shares or assigning the Proprietary Lease; (d) the Cooperative has been created and exists in full compliance with the requirements for residential cooperatives in the jurisdiction in which the Project is located and qualifies as a cooperative housing corporation under Section 210 of the Code; (e) the Recognition Agreement is on a form published by Aztech Document Services, Inc. or includes similar provisions; and (f) the Cooperative has good and marketable title to the Project, and owns the Project either in fee simple or under a leasehold that complies with the requirements of the Fannie Mae Guidelines; such title is free and clear of any adverse liens or encumbrances, except the lien of any blanket mortgage;

 
(iv)
The Company has the right under the terms of the Mortgage Note, Pledge Agreement and Recognition Agreement to pay any maintenance charges or assessments owed by the Mortgagor;

 
(v)
Each Stock Power (i) has all signatures guaranteed or (ii) if all signatures are not guaranteed, then such Cooperative Shares will be transferred by the stock transfer agent of the Cooperative if the Company undertakes to convert the ownership of the collateral securing the related Cooperative Loan;

(qq)         Georgia Fair Lending Act.

There is no Mortgage Loan that was originated on or after October 1, 2002 and before March 7, 2003, which is secured by property located in the State of Georgia;

(rr)           Methodology.

The methodology used in underwriting the extension of credit for each Mortgage Loan employs objective mathematical principles which relate the borrower’s income, assets and liabilities to the proposed payment and such underwriting methodology does not rely on the extent of the borrower’s equity in the collateral as the principal determining factor in approving such credit extension. Such underwriting methodology confirmed that at the time of origination (application/approval) the borrower had a reasonable ability to make timely payments on the Mortgage Loan;

 
(ss)
Imposition of a Premium.

With respect to any Mortgage Loan that contains a provision permitting imposition of a premium upon a prepayment prior to maturity: (i) the prepayment premium is disclosed to the borrower in the loan documents pursuant to applicable state and federal law, and (ii) notwithstanding any state or federal law to the contrary, the Company shall recommend that such prepayment premium is not imposed in any instance when the mortgage debt is accelerated as the result of the borrower’s default in making the loan payments;

 
(tt)
Single Premium Credit Life.

No Mortgagor was required to purchase any single premium credit insurance policy (e.g. life, disability, accident, unemployment or health insurance products) or debt cancellation agreement as a condition of obtaining the extension of credit. No Mortgagor obtained a prepaid single premium credit insurance policy (e.g. life, disability, accident, unemployment or health insurance product) as part of the origination of the Mortgage Loan. No proceeds from any Mortgage Loan were used to purchase single premium credit insurance policies or debt cancellation agreements as part of the origination of, or as a condition to closing, such Mortgage Loan;

(uu)          No Arbitration Provision.

   
With respect to each Mortgage Loan, neither the related Mortgage nor the related Mortgage Note requires the Mortgagor to submit to arbitration to resolve any dispute arising out of or relating in any way to the Mortgage Loan transaction;

 
(ww)
Credit Reporting.

With respect to each Mortgage Loan, the Company has fully furnished, in accordance with the Fair Credit Reporting Act and its implementing regulations, accurate and complete information (i.e. favorable and unfavorable) on its borrower credit files to Equifax, Experian and Trans Union Credit Information Company (three of the credit repositories), on a monthly basis; and

 
(xx)
Illinois Interest Act.

Any Mortgage Loan with a Mortgaged Property in the State of Illinois complies with the Illinois Interest Act.

Section 3.03           Repurchase.

It is understood and agreed that the representations and warranties set forth in Sections 3.01 and 3.02 shall survive the sale of the Mortgage Loans to the Purchaser and the delivery of the Mortgage Loan Documents to the Custodian and shall inure to the benefit of the Purchaser, notwithstanding any restrictive or qualified endorsement on any Mortgage Note or Assignment of Mortgage or the examination or failure to examine any Custodial Mortgage Files or Retained Mortgage File. Upon discovery by either the Company or the Purchaser of a breach of any of the foregoing representations and warranties which materially and adversely affects the value of the Mortgage Loans or the interest of the Purchaser (or which materially and adversely affects the interests of Purchaser in the related Mortgage Loan in the case of a representation and warranty relating to a particular Mortgage Loan), the party discovering such breach shall give prompt written notice to the other.

Within ninety (90) days of the earlier of either discovery by or notice to the Company of any breach of a representation or warranty which materially and adversely affects the value of the Mortgage Loans, the Company shall use its best efforts promptly to cure such breach in all material respects and, if such breach cannot be cured, the Company shall, at the Purchaser's option, repurchase such Mortgage Loan at the Repurchase Price. In the event that a breach shall involve any representation or warranty set forth in Section 3.01, and such breach cannot be cured within 90 days of the earlier of either discovery by or notice to the Company of such breach, all of the Mortgage Loans shall, at the Purchaser's option, be repurchased by the Company at the Repurchase Price. However, if the breach shall involve a representation or warranty set forth in Section 3.02 and the Company discovers or receives notice of any such breach within 120 days of the related Closing Date, the Company shall, if the breach cannot be cured, at the Purchaser's option and provided that the Company has a Qualified Substitute Mortgage Loan, rather than repurchase the Mortgage Loan as provided above, remove such Mortgage Loan (a "Deleted Mortgage Loan") and substitute in its place a Qualified Substitute Mortgage Loan or Loans, provided that any such substitution shall be effected not later than 120 days after the related Closing Date. If the Company has no Qualified Substitute Mortgage Loan, it shall repurchase the deficient Mortgage Loan within ninety (90) days of the written notice of the breach or the failure to cure, whichever is later. Any repurchase of a Mortgage Loan or Loans pursuant to the foregoing provisions of this Section 3.03 shall be accomplished by deposit in the Custodial Account of the amount of the Repurchase Price for distribution to Purchaser on the next scheduled Remittance Date, after deducting therefrom any amount received in respect of such repurchased Mortgage Loan or Loans and being held in the Custodial Account for future distribution.

At the time of repurchase or substitution, the Purchaser and the Company shall arrange for the reassignment of the Deleted Mortgage Loan to the Company and the delivery to the Company of any documents held by the Custodian relating to the Deleted Mortgage Loan. If the Company repurchases a Mortgage Loan that is a MERS Mortgage Loan, the Company shall cause MERS to designate on the MERS® System to remove the Purchaser as the beneficial holder with respect to such Mortgage Loan. In the event of a repurchase or substitution, the Company shall, simultaneously with such reassignment, give written notice to the Purchaser that such repurchase or substitution has taken place, amend the related Mortgage Loan Schedule to reflect the withdrawal of the Deleted Mortgage Loan from this Agreement, and, in the case of substitution, identify a Qualified Substitute Mortgage Loan and amend the related Mortgage Loan Schedule to reflect the addition of such Qualified Substitute Mortgage Loan to this Agreement. In connection with any such substitution, the Company shall be deemed to have made as to such Qualified Substitute Mortgage Loan the representations and warranties set forth in this Agreement except that all such representations and warranties set forth in this Agreement shall be deemed made as of the date of such substitution. The Company shall effect such substitution by delivering to the Custodian for such Qualified Substitute Mortgage Loan the documents required by Section 2.03, with the Mortgage Note endorsed as required by Section 2.03. No substitution will be made in any calendar month after the Determination Date for such month. The Company shall deposit in the Custodial Account the Monthly Payment less the Servicing Fee due on such Qualified Substitute Mortgage Loan or Loans in the month following the date of such substitution. Monthly Payments due with respect to Qualified Substitute Mortgage Loans in the month of substitution shall be retained by the Company. With respect to any Deleted Mortgage loan, distributions to Purchaser shall include the Monthly Payment due on any Deleted Mortgage Loan in the month of substitution, and the Company shall thereafter be entitled to retain all amounts subsequently received by the Company in respect of such Deleted Mortgage Loan.

For any month in which the Company substitutes a Qualified Substitute Mortgage Loan for a Deleted Mortgage Loan, the Company shall determine the amount (if any) by which the aggregate principal balance of all Qualified Substitute Mortgage Loans as of the date of substitution is less than the aggregate Stated Principal Balance of all Deleted Mortgage Loans (after application of scheduled principal payments due in the month of substitution). The amount of such shortfall shall be distributed by the Company in the month of substitution pursuant to Section 5.01. Accordingly, on the date of such substitution, the Company shall deposit from its own funds into the Custodial Account an amount equal to the amount of such shortfall.

In addition to such repurchase or substitution obligation, the Company shall indemnify the Purchaser and hold it harmless against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments, and other costs and expenses resulting from any claim, demand, defense or assertion based on or grounded upon, or resulting from, a breach of the Company representations and warranties contained in this Agreement. It is understood and agreed that the obligations of the Company set forth in this Section 3.03 to cure, substitute for or repurchase a defective Mortgage Loan and to indemnify the Purchaser as provided in this Section 3.03 constitute the sole remedies of the Purchaser respecting a breach of the foregoing representations and warranties.

Any cause of action against the Company relating to or arising out of the breach of any representations and warranties made in Sections 3.01 and 3.02 shall accrue as to any Mortgage Loan upon (i) discovery of such breach by the Purchaser or notice thereof by the Company to the Purchaser, (ii) failures by the Company to cure such breach or repurchase such Mortgage Loan as specified above, and (iii) demand upon the Company by the Purchaser for compliance with this Agreement.

In the event a Mortgage Loan pays off in full on or before the related Closing Date, the Company must repay the Purchaser the difference between the Unpaid Principal Balance of such Mortgage Loan as of the date of pay off and the Unpaid Principal Balance multiplied by the purchase price percentage adjusted, if necessary in accordance with the Commitment Letter.

 
ARTICLE IV
 
ADMINISTRATION AND SERVICING OF MORTGAGE LOANS

Section 4.01           Company to Act as Servicer.

The Company, as an independent contractor, shall service and administer the Mortgage Loans and shall have full power and authority, acting alone or through the utilization of a Subcontractor, to do any and all things in connection with such servicing and administration which the Company may deem necessary or desirable, consistent with the terms of this Agreement and with Accepted Servicing Practices. The Company shall be responsible for any and all acts of a Subcontractor, and the Company’s utilization of a Subcontractor shall in no way relieve the liability of the Company under this Agreement. 

Consistent with the terms of this Agreement, the Company may waive, modify or vary any term of any Mortgage Loan or consent to the postponement of strict compliance with any such term or in any manner grant indulgence to any Mortgagor if in the Company's reasonable and prudent determination such waiver, modification, postponement or indulgence is not materially adverse to the Purchaser, provided, however, that the Company shall not make any future advances with respect to a Mortgage Loan and (unless the Mortgagor is in default with respect to the Mortgage Loan or such default is, in the judgment of the Company, imminent and the Company has obtained the prior written consent of the Purchaser) the Company shall not permit any modification with respect to any Mortgage Loan that would change the Mortgage Interest Rate, defer or forgive the payment of principal (except for actual payments of principal) or change the final maturity date on such Mortgage Loan. In the event of any such modification which permits the deferral of interest or principal payments on any Mortgage Loan, the Company shall, on the Business Day immediately preceding the Remittance Date in any month in which any such principal or interest payment has been deferred, deposit in the Custodial Account from its own funds, in accordance with Section 5.03, the difference between (a) such month's principal and one month's interest at the Mortgage Loan Remittance Rate on the unpaid principal balance of such Mortgage Loan and (b) the amount paid by the Mortgagor. The Company shall be entitled to reimbursement for such advances to the same extent as for all other advances made pursuant to Section 5.03. Without limiting the generality of the foregoing, the Company shall continue, and is hereby authorized and empowered, to execute and deliver on behalf of itself and the Purchaser, all instruments of satisfaction or cancellation, or of partial or full release, discharge and all other comparable instruments, with respect to the Mortgage Loans and with respect to the Mortgaged Properties. If reasonably required by the Company, the Purchaser shall furnish the Company with any powers of attorney and other documents necessary or appropriate to enable the Company to carry out its servicing and administrative duties under this Agreement.

In servicing and administering the Mortgage Loans, the Company shall employ procedures (including collection procedures) and exercise the same care that it customarily employs and exercises in servicing and administering mortgage loans for its own account, giving due consideration to Accepted Servicing Practices where such practices do not conflict with the requirements of this Agreement, and the Purchaser's reliance on the Company.

The Company is authorized and empowered by the Purchaser, in its own name, when the Company believes it appropriate in its reasonable judgment to register any Mortgage Loan on the MERS® System, or cause the removal from the registration of any Mortgage Loan on the MERS® System, with written consent of the Purchaser, to execute and deliver, on behalf of the Purchaser, any and all instruments of assignment and other comparable instruments with respect to such assignment or re-recording of a Mortgage in the name of MERS, solely as nominee for the Purchaser and its successors and assigns.

The Company shall cause to be maintained for each Cooperative Loan a copy of the financing statements and shall file and such financing statements and continuation statements as necessary, in accordance with the Uniform Commercial Code applicable in the jurisdiction in which the related Cooperative Apartment is located, to perfect and protect the security interest and lien of the Purchaser.

The Company shall apply any Principal Prepayment on an Interest Only Mortgage Loan to the then-outstanding principal balance, at which time the interest-only payment feature shall be extinguished. The related Monthly Payment shall thereafter consist of both principal and interest components, and the amount of such Monthly Payment shall not change prior to the next Adjustment Date.

Section 4.02           Liquidation of Mortgage Loans.

In the event that any payment due under any Mortgage Loan and not postponed pursuant to Section 4.01 is not paid when the same becomes due and payable, or in the event the Mortgagor fails to perform any other covenant or obligation under the Mortgage Loan and such failure continues beyond any applicable grace period, the Company shall take such action as (1) the Company would take under similar circumstances with respect to a similar mortgage loan held for its own account for investment, (2) shall be consistent with Accepted Servicing Practices, (3) the Company shall determine prudently to be in the best interest of Purchaser, and (4) is consistent with any related PMI Policy. In the event that any payment due under any Mortgage Loan is not postponed pursuant to Section 4.01 and remains delinquent for a period of 90 days or any other default continues for a period of 90 days beyond the expiration of any grace or cure period, the Company shall commence foreclosure proceedings, the Company shall notify the Purchaser in writing of the Company's intention to do so, and the Company shall not commence foreclosure proceedings if the Purchaser objects to such action within three (3) Business Days of receiving such notice. In the event the Purchaser objects to such foreclosure action, the Company shall not be required to make Monthly Advances with respect to such Mortgage Loan, pursuant to Section 5.03, and the Company's obligation to make such Monthly Advances shall terminate on the 90th day referred to above. In such connection, the Company shall from its own funds make all necessary and proper Servicing Advances, provided, however, that the Company shall not be required to expend its own funds in connection with any foreclosure or towards the restoration or preservation of any Mortgaged Property, unless it shall determine (a) that such preservation, restoration and/or foreclosure will increase the proceeds of liquidation of the Mortgage Loan to Purchaser after reimbursement to itself for such expenses and (b) that such expenses will be recoverable by it either through Liquidation Proceeds (respecting which it shall have priority for purposes of withdrawals from the Custodial Account pursuant to Section 4.05) or through Insurance Proceeds (respecting which it shall have similar priority).

Notwithstanding anything to the contrary contained herein, in connection with a foreclosure or acceptance of a deed in lieu of foreclosure, in the event the Company has reasonable cause to believe that a Mortgaged Property is contaminated by hazardous or toxic substances or wastes, or if the Purchaser otherwise requests an environmental inspection or review of such Mortgaged Property, such an inspection or review is to be conducted by a qualified inspector. The cost for such inspection or review shall be borne by the Purchaser. Upon completion of the inspection or review, the Company shall promptly provide the Purchaser with a written report of the environmental inspection.

After reviewing the environmental inspection report, the Purchaser shall determine how the Company shall proceed with respect to the Mortgaged Property. In the event (a) the environmental inspection report indicates that the Mortgaged Property is contaminated by hazardous or toxic substances or wastes and (b) the Purchaser directs the Company to proceed with foreclosure or acceptance of a deed in lieu of foreclosure, the Company shall be reimbursed for all reasonable costs associated with such foreclosure or acceptance of a deed in lieu of foreclosure and any related environmental clean up costs, as applicable, from the related Liquidation Proceeds, or if the Liquidation Proceeds are insufficient to fully reimburse the Company, the Company shall be entitled to be reimbursed from amounts in the Custodial Account pursuant to Section 4.05 hereof. In the event the Purchaser directs the Company not to proceed with foreclosure or acceptance of a deed in lieu of foreclosure, the Company shall be reimbursed for all Servicing Advances made with respect to the related Mortgaged Property from the Custodial Account pursuant to Section 4.05 hereof.

Section 4.03           Collection of Mortgage Loan Payments.

Continuously from the related Cut-off Date until the principal and interest on all Mortgage Loans are paid in full, the Company shall proceed diligently to collect all payments due under each of the Mortgage Loans when the same shall become due and payable and shall take special care in ascertaining and estimating Escrow Payments and all other charges that will become due and payable with respect to the Mortgage Loan and the Mortgaged Property, to the end that the installments payable by the Mortgagors will be sufficient to pay such charges as and when they become due and payable.

Section 4.04           Establishment of and Deposits to Custodial Account.

The Company shall segregate and hold all funds collected and received pursuant to a Mortgage Loan separate and apart from any of its own funds and general assets and shall establish and maintain one or more Custodial Accounts, in the form of time deposit or demand accounts, titled "Wells Fargo Bank, N.A. in trust for the Purchaser and/or subsequent purchasers of Mortgage Loans - P & I." The Custodial Account shall be established with a Qualified Depository. Upon request of the Purchaser and within ten (10) days thereof, the Company shall provide the Purchaser with written confirmation of the existence of such Custodial Account. Any funds deposited into the Custodial Account shall at all times be insured to the fullest extent allowed by applicable law. Funds deposited in the Custodial Account may be drawn on by the Company in accordance with Section 4.05.

The Company shall deposit in the Custodial Account within one (1) Business Day of Company’s receipt, and retain therein, the following collections received by the Company and payments made by the Company after the related Cut-off Date, other than payments of principal and interest due on or before the related Cut-off Date, or received by the Company prior to the related Cut-off Date but allocable to a period subsequent thereto:

 
(i)
all payments on account of principal on the Mortgage Loans, including all Principal Prepayments;

 
(ii)
all payments on account of interest on the Mortgage Loans adjusted to the Mortgage Loan Remittance Rate;

 
(iii)
all Liquidation Proceeds;

 
(iv)
all Insurance Proceeds including amounts required to be deposited pursuant to Section 4.10 (other than proceeds to be held in the Escrow Account and applied to the restoration or repair of the Mortgaged Property or released to the Mortgagor in accordance with Section 4.14), Section 4.11 and Section 4.15;

 
(v)
all Condemnation Proceeds which are not applied to the restoration or repair of the Mortgaged Property or released to the Mortgagor in accordance with Section 4.14;

 
(vi)
any amount required to be deposited in the Custodial Account pursuant to Section 4.01, 5.03, 6.01 or 6.02;

 
(vii)
any amounts payable in connection with the repurchase of any Mortgage Loan pursuant to Section 3.03 and all amounts required to be deposited by the Company in connection with a shortfall in principal amount of any Qualified Substitute Mortgage Loan pursuant to Section 3.03;

 
(viii)
with respect to each Principal Prepayment an amount (to be paid by the Company out of its funds) which, when added to all amounts allocable to interest received in connection with the Principal Prepayment, equals one month's interest on the amount of principal so prepaid at the Mortgage Loan Remittance Rate;

 
(ix)
any amounts required to be deposited by the Company pursuant to Section 4.11 in connection with the deductible clause in any blanket hazard insurance policy;

 
(x)
any amounts received with respect to or related to any REO Property and all REO Disposition Proceeds pursuant to Section 4.16; and

 
(xi)
an amount from the Subsidy Account that when added to the Mortgagor’s payment will equal the full monthly amount due under the related Mortgage Note.

The foregoing requirements for deposit into the Custodial Account shall be exclusive, it being understood and agreed that, without limiting the generality of the foregoing, payments in the nature of late payment charges and assumption fees, to the extent permitted by Section 6.01, need not be deposited by the Company into the Custodial Account. Any interest paid on funds deposited in the Custodial Account by the depository institution shall accrue to the benefit of the Company and the Company shall be entitled to retain and withdraw such interest from the Custodial Account pursuant to Section 4.05.

Section 4.05           Permitted Withdrawals From Custodial Account.

The Company shall, from time to time, withdraw funds from the Custodial Account for the following purposes:

(i) to make payments to the Purchaser in the amounts and in the manner provided for in Section 5.01;

(ii) to reimburse itself for Monthly Advances of the Company's funds made pursuant to Section 5.03, the Company's right to reimburse itself pursuant to this subclause (ii) being limited to amounts received on the related Mortgage Loan which represent late payments of principal and/or interest respecting which any such advance was made, it being understood that, in the case of any such reimbursement, the Company's right thereto shall be prior to the rights of Purchaser, except that, where the Company is required to repurchase a Mortgage Loan pursuant to Section 3.03 or 6.02, the Company's right to such reimbursement shall be subsequent to the payment to the Purchaser of the Repurchase Price pursuant to such sections and all other amounts required to be paid to the Purchaser with respect to such Mortgage Loan;

(iii) to reimburse itself for unreimbursed Servicing Advances, and for any unpaid Servicing Fees, the Company's right to reimburse itself pursuant to this subclause (iii) with respect to any Mortgage Loan being limited to related Liquidation Proceeds, Condemnation Proceeds, Insurance Proceeds and such other amounts as may be collected by the Company from the Mortgagor or otherwise relating to the Mortgage Loan, it being understood that, in the case of any such reimbursement, the Company's right thereto shall be prior to the rights of Purchaser, except that where the Company is required to repurchase a Mortgage Loan pursuant to Section 3.03 or 6.02, in which case the Company's right to such reimbursement shall be subsequent to the payment to the Purchaser of the Repurchase Price pursuant to such sections and all other amounts required to be paid to the Purchaser with respect to such Mortgage Loan. Upon Purchaser's request, the Company shall provide documentation supporting the Company's Servicing Advances;

(iv) to pay itself interest on funds deposited in the Custodial Account;

(v) to reimburse itself for expenses incurred and reimbursable to it pursuant to Section 8.01;

(vi) to pay any amount required to be paid pursuant to Section 4.16 related to any REO Property, it being understood that, in the case of any such expenditure or withdrawal related to a particular REO Property, the amount of such expenditure or withdrawal from the Custodial Account shall be limited to amounts on deposit in the Custodial Account with respect to the related REO Property;

(vii) to reimburse itself for any Servicing Advances or REO expenses after liquidation of the Mortgaged Property not otherwise reimbursed above;

(viii) to remove funds inadvertently placed in the Custodial Account by the Company; and

(ix) to clear and terminate the Custodial Account upon the termination of this Agreement.

In the event that the Custodial Account is interest bearing, on each Remittance Date, the Company shall withdraw all funds from the Custodial Account except for those amounts which, pursuant to Section 5.01, the Company is not obligated to remit on such Remittance Date. The Company may use such withdrawn funds only for the purposes described in this Section 4.05.

Section 4.06           Establishment of and Deposits to Escrow Account.

The Company shall segregate and hold all funds collected and received pursuant to a Mortgage Loan constituting Escrow Payments separate and apart from any of its own funds and general assets and shall establish and maintain one or more Escrow Accounts, in the form of time deposit or demand accounts, titled, "Wells Fargo Bank, N.A., in trust for the Purchaser and/or subsequent purchasers of Residential Mortgage Loans, and various Mortgagors - T & I." The Escrow Accounts shall be established with a Qualified Depository, in a manner which shall provide maximum available insurance thereunder. Upon request of the Purchaser and within ten (10) days thereof, the Company shall provide the Purchaser with written confirmation of the existence of such Escrow Account. Funds deposited in the Escrow Account may be drawn on by the Company in accordance with Section 4.07.

The Company shall deposit in the Escrow Account or Accounts within one (1) Business Days of Company’s receipt, and retain therein:

 
(i)
all Escrow Payments collected on account of the Mortgage Loans, for the purpose of effecting timely payment of any such items as required under the terms of this Agreement;

 
(ii)
all amounts representing Insurance Proceeds or Condemnation Proceeds which are to be applied to the restoration or repair of any Mortgaged Property; and

 
(iii)
all payments on account of Buydown Funds.

The Company shall make withdrawals from the Escrow Account only to effect such payments as are required under this Agreement, as set forth in Section 4.07. The Company shall be entitled to retain any interest paid on funds deposited in the Escrow Account by the depository institution, other than interest on escrowed funds required by law to be paid to the Mortgagor. To the extent required by law, the Company shall pay interest on escrowed funds to the Mortgagor notwithstanding that the Escrow Account may be non-interest bearing or that interest paid thereon is insufficient for such purposes.

Section 4.07           Permitted Withdrawals From Escrow Account.

Withdrawals from the Escrow Account or Accounts may be made by the Company only:

 
(i)
to effect timely payments of ground rents, taxes, assessments, water rates, mortgage insurance premiums, condominium charges, fire and hazard insurance premiums or other items constituting Escrow Payments for the related Mortgage;

 
(ii)
to reimburse the Company for any Servicing Advances made by the Company pursuant to Section 4.08 with respect to a related Mortgage Loan, but only from amounts received on the related Mortgage Loan which represent late collections of Escrow Payments thereunder;

 
(iii)
to refund to any Mortgagor any funds found to be in excess of the amounts required under the terms of the related Mortgage Loan;

 
(iv)
for transfer to the Custodial Account and application to reduce the principal balance of the Mortgage Loan in accordance with the terms of the related Mortgage and Mortgage Note;

 
(v)
for application to restoration or repair of the Mortgaged Property in accordance with the procedures outlined in Section 4.14;

 
(vi)
to pay to the Company, or any Mortgagor to the extent required by law, any interest paid on the funds deposited in the Escrow Account;

 
(vii)
to remove funds inadvertently placed in the Escrow Account by the Company;

 
(viii)
to remit to Purchaser payments on account of Buydown Funds as applicable; and

 
(ix)
to clear and terminate the Escrow Account on the termination of this Agreement.

Section 4.08           Payment of Taxes, Insurance and Other Charges.

With respect to each Mortgage Loan, the Company shall maintain accurate records reflecting the status of ground rents, taxes, assessments, water rates, sewer rents, and other charges which are or may become a lien upon the Mortgaged Property and the status of PMI Policy premiums and fire and hazard insurance coverage and shall obtain, from time to time, all bills for the payment of such charges (including renewal premiums) and shall effect payment thereof prior to the applicable penalty or termination date, employing for such purpose deposits of the Mortgagor in the Escrow Account which shall have been estimated and accumulated by the Company in amounts sufficient for such purposes, as allowed under the terms of the Mortgage. The Company assumes full responsibility for the timely payment of all such bills and shall effect timely payment of all such charges irrespective of each Mortgagor's faithful performance in the payment of same or the making of the Escrow Payments, and the Company shall make advances from its own funds to effect such payments.

Section 4.09           Protection of Accounts.

The Company may transfer the Custodial Account, the Subsidy Account or the Escrow Account to a different Qualified Depository from time to time with prior written notice to Purchaser.

Section 4.10           Maintenance of Hazard Insurance.

The Company shall cause to be maintained for each Mortgage Loan hazard insurance such that all buildings upon the Mortgaged Property are insured by an insurer acceptable to Fannie Mae or Freddie Mac against loss by fire, hazards of extended coverage and such other hazards as are customary in the area where the Mortgaged Property is located, in an amount which is at least equal to the lesser of (i) 100% of the insurable value, on a replacement cost basis, of the improvements on the related Mortgaged Property, and (ii) the greater of (a) the outstanding principal balance of the Mortgage Loan and (b) an amount such that the proceeds of such insurance shall be sufficient to prevent the application to the Mortgagor or the loss payee of any coinsurance clause under the policy. In the event a hazard insurance policy shall be in danger of being terminated, or in the event the insurer shall cease to be acceptable to Fannie Mae or Freddie Mac, the Company shall notify the Purchaser and the related Mortgagor, and shall use its best efforts, as permitted by applicable law, to obtain from another qualified insurer a replacement hazard insurance policy substantially and materially similar in all respects to the original policy. In no event, however, shall a Mortgage Loan be without a hazard insurance policy at any time, subject only to Section 4.11 hereof.

If upon origination of the Mortgage Loan, the related Mortgaged Property was located in an area identified by the Flood Emergency Management Agency as having special flood hazards (and such flood insurance has been made available) a flood insurance policy meeting the requirements of the current guidelines of the Federal Insurance Administration is in effect with a generally acceptable insurance carrier acceptable to Fannie Mae or Freddie Mac in an amount representing coverage equal to the lesser of (i) the minimum amount required, under the terms of coverage, to compensate for any damage or loss on a replacement cost basis (or the unpaid balance of the mortgage if replacement cost coverage is not available for the type of building insured) and (ii) the maximum amount of insurance which is available under the Flood Disaster Protection Act of 1973, as amended. If at any time during the term of the Mortgage Loan, the Company determines in accordance with applicable law that a Mortgaged Property is located in a special flood hazard area and is not covered by flood insurance or is covered in an amount less than the amount required by the Flood Disaster Protection Act of 1973, as amended, the Company shall notify the related Mortgagor that the Mortgagor must obtain such flood insurance coverage, and if said Mortgagor fails to obtain the required flood insurance coverage within forty-five (45) days after such notification, the Company shall immediately force place the required flood insurance on the Mortgagor’s behalf, as permitted by applicable law.

If a Mortgage is secured by a unit in a condominium project, the Company shall verify that the coverage required of the owner's association, including hazard, flood, liability, and fidelity coverage, is being maintained in accordance with then current Fannie Mae requirements, and secure from the owner's association its agreement to notify the Company promptly of any change in the insurance coverage or of any condemnation or casualty loss that may have a material effect on the value of the Mortgaged Property as security.

 
In the event that any Purchaser or the Company shall determine that the Mortgaged Property should be insured against loss or damage by hazards and risks not covered by the insurance required to be maintained by the Mortgagor pursuant to the terms of the Mortgage, the Company shall communicate and consult with the Mortgagor with respect to the need for such insurance and bring to the Mortgagor's attention the required amount of coverage for the Mortgaged Property and if the Mortgagor does not obtain such coverage, the Company shall immediately force place the required coverage on the Mortgagor’.

All policies required hereunder shall name the Company as loss payee and shall be endorsed with standard or union mortgagee clauses, without contribution, which shall provide for at least 30 days prior written notice of any cancellation, reduction in amount or material change in coverage.

The Company shall not interfere with the Mortgagor's freedom of choice in selecting either his insurance carrier or agent, provided, however, that the Company shall not accept any such insurance policies from insurance companies unless such companies are acceptable to Fannie Mae and Freddie Mac and are licensed to do business in the jurisdiction in which the Mortgaged Property is located. The Company shall determine that such policies provide sufficient risk coverage and amounts, that they insure the property owner, and that they properly describe the property address.

Pursuant to Section 4.04, any amounts collected by the Company under any such policies (other than amounts to be deposited in the Escrow Account and applied to the restoration or repair of the related Mortgaged Property, or property acquired in liquidation of the Mortgage Loan, or to be released to the Mortgagor, in accordance with the Company's normal servicing procedures as specified in Section 4.14) shall be deposited in the Custodial Account subject to withdrawal pursuant to Section 4.05.

Section 4.11           Maintenance of Mortgage Impairment Insurance.

In the event that the Company shall obtain and maintain a blanket policy insuring against losses arising from fire and hazards covered under extended coverage on all of the Mortgage Loans, then, to the extent such policy provides coverage in an amount equal to the amount required pursuant to Section 4.10 and otherwise complies with all other requirements of Section 4.10, it shall conclusively be deemed to have satisfied its obligations as set forth in Section 4.10. The Company shall prepare and make any claims on the blanket policy as deemed necessary by the Company in accordance with Accepted Servicing Practices. Any amounts collected by the Company under any such policy relating to a Mortgage Loan shall be deposited in the Custodial Account subject to withdrawal pursuant to Section 4.05. Such policy may contain a deductible clause, in which case, in the event that there shall not have been maintained on the related Mortgaged Property a policy complying with Section 4.10, and there shall have been a loss which would have been covered by such policy, the Company shall deposit in the Custodial Account at the time of such loss the amount not otherwise payable under the blanket policy because of such deductible clause, such amount to be deposited from the Company's funds, without reimbursement therefor. Upon request of the Purchaser, the Company shall cause to be delivered to such Purchaser a certificate of insurance and a statement from the insurer thereunder that such policy shall in no event be terminated or materially modified without 30 days' prior written notice to such Purchaser.

Section 4.12           Maintenance of Fidelity Bond and Errors and Omissions Insurance.

The Company shall maintain with responsible companies, at its own expense, a blanket Fidelity Bond and an Errors and Omissions Insurance Policy, with broad coverage on all officers, employees or other Persons acting in any capacity requiring such Persons to handle funds, money, documents or papers relating to the Mortgage Loans ("Company Employees"). Any such Fidelity Bond and Errors and Omissions Insurance Policy shall be in the form of the Mortgage Banker's Blanket Bond and shall protect and insure the Company against losses, including forgery, theft, embezzlement, fraud, errors and omissions and negligent acts of such Company Employees. Such Fidelity Bond and Errors and Omissions Insurance Policy also shall protect and insure the Company against losses in connection with the release or satisfaction of a Mortgage Loan without having obtained payment in full of the indebtedness secured thereby. No provision of this Section 4.12 requiring such Fidelity Bond and Errors and Omissions Insurance Policy shall diminish or relieve the Company from its duties and obligations as set forth in this Agreement. The minimum coverage under any such bond and insurance policy shall be with a company acceptable to Fannie Mae or Freddie Mac and in amounts at least equal to the amounts acceptable to Fannie Mae or Freddie Mac. Upon the request of any Purchaser, the Company shall cause to be delivered to such Purchaser a certified true copy of such fidelity bond and insurance policy and a statement from the surety and the insurer that such fidelity bond and insurance policy shall in no event be terminated or materially modified without 30 days' prior written notice to the Purchaser.

Section 4.13           Inspections.

If any Mortgage Loan is more than 60 days delinquent, the Company immediately shall inspect the Mortgaged Property and shall conduct subsequent inspections in accordance with Accepted Servicing Practices or as may be required by the primary mortgage guaranty insurer. The Company shall keep a record of each such inspection and shall provide the Purchaser with copies of such upon request.

Section 4.14           Restoration of Mortgaged Property.

The Company need not obtain the approval of the Purchaser prior to releasing any Insurance Proceeds or Condemnation Proceeds to the Mortgagor to be applied to the restoration or repair of the Mortgaged Property if such release is in accordance with Accepted Servicing Practices. For claims greater than $15,000, at a minimum the Company shall comply with the following conditions in connection with any such release of Insurance Proceeds or Condemnation Proceeds:

(i) the Company shall receive satisfactory independent verification of completion of repairs and issuance of any required approvals with respect thereto;

(ii) the Company shall take all steps necessary to preserve the priority of the lien of the Mortgage, including, but not limited to requiring waivers with respect to mechanics' and materialmen's liens;

(iii) the Company shall verify that the Mortgage Loan is not in default; and

(iv) pending repairs or restoration, the Company shall place the Insurance Proceeds or Condemnation Proceeds in the Escrow Account.

If the Purchaser is named as an additional loss payee, the Company is hereby empowered to endorse any loss draft issued in respect of such a claim in the name of the Purchaser.

Section 4.15           Maintenance of PMI Policy; Claims.

Each Mortgage Loan has an LTV as indicated on the Mortgage Loan Schedule and Electronic Data File. Except as indicated on the Electronic Data File, with respect to each Mortgage Loan with an LTV in excess of 80% at the time of origination, the Company shall, without any cost to the Purchaser maintain or cause the Mortgagor to maintain in full force and effect a PMI Policy or LPMI Policy insuring a portion of the unpaid principal balance of the Mortgage Loan as to payment defaults. If the Mortgage Loan is insured by a PMI Policy for which the Mortgagor pays all premiums, the coverage will remain in place until (i) the LTV decreases to 78% or (ii) the PMI Policy is otherwise terminated pursuant to the Homeowners Protection Act of 1998, 12 USC 4901, et seq. In the event that such PMI Policy shall be terminated other than as required by law, the Company shall obtain from another Qualified Insurer a comparable replacement policy, with a total coverage equal to the remaining coverage of such terminated PMI Policy. If the insurer shall cease to be a Qualified Insurer, the Company shall determine whether recoveries under the PMI Policy and LPMI Policy are jeopardized for reasons related to the financial condition of such insurer, it being understood that the Company shall in no event have any responsibility or liability for any failure to recover under the PMI Policy or LPMI Policy for such reason. If the Company determines that recoveries are so jeopardized, it shall notify the Purchaser and the Mortgagor, if required, and obtain from another Qualified Insurer a replacement insurance policy. The Company shall not take any action which would result in noncoverage under any applicable PMI Policy or LPMI Policy of any loss which, but for the actions of the Company would have been covered thereunder. In connection with any assumption or substitution agreement entered into or to be entered into pursuant to Section 6.01, the Company shall promptly notify the insurer under the related PMI Policy or LPMI Policy, if any, of such assumption or substitution of liability in accordance with the terms of such PMI Policy or LPMI Policy and shall take all actions which may be required by such insurer as a condition to the continuation of coverage under such PMI Policy or LPMI Policy. If such PMI Policy is terminated as a result of such assumption or substitution of liability, the Company shall obtain a replacement PMI Policy or LPMI Policy as provided above.

In connection with its activities as servicer, the Company agrees to prepare and present, on behalf of itself and the Purchaser, claims to the insurer under any PMI Policy in a timely fashion in accordance with the terms of such PMI Policy and, in this regard, to take such action as shall be necessary to permit recovery under any PMI Policy respecting a defaulted Mortgage Loan. Pursuant to Section 4.04, any amounts collected by the Company under any PMI Policy shall be deposited in the Custodial Account, subject to withdrawal pursuant to Section 4.05.

Section 4.16           Title, Management and Disposition of REO Property.

In the event that title to any Mortgaged Property is acquired in foreclosure or by deed in lieu of foreclosure, the deed or certificate of sale shall be taken in the name of the Purchaser, or in the event the Purchaser is not authorized or permitted to hold title to real property in the state where the REO Property is located, or would be adversely affected under the "doing business" or tax laws of such state by so holding title, the deed or certificate of sale shall be taken in the name of such Person or Persons as shall be consistent with an Opinion of Counsel obtained by the Company from any attorney duly licensed to practice law in the state where the REO Property is located. The Person or Persons holding such title other than the Purchaser shall acknowledge in writing that such title is being held as nominee for the Purchaser.

The Purchaser shall have the option to manage and operate the REO Property provided the Purchaser gives written notice of its intention to do so within thirty (30) days after such REO Property is acquired in foreclosure or by deed in lieu of foreclosure. The election by the Purchaser to manage the REO Property shall not constitute a termination of any rights of the Company pursuant to Section 11.02. Upon the Company's receipt of such written notice, it shall be relived of any obligation to manage, conserve, protect, operate, dispose or sell the Mortgaged Property for the Purchaser, or its designee. All such duties will become the obligation of the Purchaser, or its designee. In such connection, upon the Mortgaged Property being acquired on behalf of the Purchaser, or its designee, the Company shall fully cooperate with Purchaser to transfer management of the REO Property to Purchaser, or its designee, and shall immediately submit a statement of expenses to the Purchaser for reimbursement within 30 days for all Monthly Advances and Servicing Advances. If Company does not receive reimbursement of such expenses from the Purchaser within the 30-days of the statement of expenses, Company shall be permitted to withdraw such amount from the Custodial Account pursuant to Section 4.05.

In the event the Purchaser does not elect to manage an REO Property, the Company shall manage, conserve and protect the related REO Property for the Purchaser. The Company, either itself or through an agent selected by the Company, shall manage the REO Property in the same manner that it manages, conserves, protects and operates other foreclosed property for its own account, and in the same manner that similar property in the same locality as the REO Property is managed. The Company shall attempt to sell the same (and may temporarily rent the same for a period not greater than one year, except as otherwise provided below) on such terms and conditions as the Company deems to be in the best interest of the Purchaser.

The Company shall use its best efforts to dispose of the REO Property as soon as possible and shall sell such REO Property in any event within one year after title has been taken to such REO Property, unless (i) a REMIC election has not been made with respect to the arrangement under which the Mortgage Loans and the REO Property are held, and (ii) the Company determines, and gives an appropriate notice to the Purchaser to such effect, that a longer period is necessary for the orderly liquidation of such REO Property. If a period longer than one year is permitted under the foregoing sentence and is necessary to sell any REO Property, (i) the Company shall report monthly to the Purchaser as to the progress being made in selling such REO Property and (ii) if, with the written consent of the Purchaser, a purchase money mortgage is taken in connection with such sale, such purchase money mortgage shall name the Company as mortgagee, and such purchase money mortgage shall not be held pursuant to this Agreement, but instead a separate participation agreement among the Company and Purchaser shall be entered into with respect to such purchase money mortgage.

The Company shall also maintain on each REO Property fire and hazard insurance with extended coverage in amount which is at least equal to the maximum insurable value of the improvements which are a part of such property, liability insurance and, to the extent required and available under the Flood Disaster Protection Act of 1973, as amended, flood insurance in the amount required above.

The disposition of REO Property shall be carried out by the Company at such price, and upon such terms and conditions, as the Company deems to be in the best interests of the Purchaser. The proceeds of sale of the REO Property shall be promptly deposited in the Custodial Account. As soon as practical thereafter the expenses of such sale shall be paid and the Company shall reimburse itself for any related unreimbursed Servicing Advances, unpaid Servicing Fees and unreimbursed advances made pursuant to Section 5.03. On the Remittance Date immediately following the Principal Prepayment Period in which such sale proceeds are received the net cash proceeds of such sale remaining in the Custodial Account shall be distributed to the Purchaser.

The Company shall withdraw the Custodial Account funds necessary for the proper operation management and maintenance of the REO Property, including the cost of maintaining any hazard insurance pursuant to Section 4.10 and the fees of any managing agent of the Company, or the Company itself. The Company shall make monthly distributions on each Remittance Date to the Purchaser of the net cash flow from the REO Property (which shall equal the revenues from such REO Property net of the expenses described in the Section 4.16 and of any reserves reasonably required from time to time to be maintained to satisfy anticipated liabilities for such expenses).

Section 4.17           Real Estate Owned Reports.

Together with the statement furnished pursuant to Section 5.02, the Company shall furnish to the Purchaser on or before the Remittance Date each month a statement with respect to any REO Property covering the operation of such REO Property for the previous month and the Company's efforts in connection with the sale of such REO Property and any rental of such REO Property incidental to the sale thereof for the previous month. That statement shall be accompanied by such other information as the Purchaser shall reasonably request.

Section 4.18           Liquidation Reports.

Upon the foreclosure sale of any Mortgaged Property or the acquisition thereof by the Purchaser pursuant to a deed in lieu of foreclosure, the Company shall submit to the Purchaser a liquidation report with respect to such Mortgaged Property.

Section 4.19           Reports of Foreclosures and Abandonments of Mortgaged Property.

Following the foreclosure sale or abandonment of any Mortgaged Property, the Company shall report such foreclosure or abandonment as required pursuant to Section 6050J of the Code. The Company shall file information reports with respect to the receipt of mortgage interest received in a trade or business and information returns relating to cancellation of indebtedness income with respect to any Mortgaged Property as required by the Code. Such reports shall be in form and substance sufficient to meet the reporting requirements imposed by the Code.

Section 4.20           Application of Buydown Funds.

With respect to each Buydown Mortgage Loan, the Company shall have deposited into the Escrow Account, no later than the last day of the month, Buydown Funds in an amount equal to the aggregate undiscounted amount of payments that, when added to the amount the Mortgagor on such Mortgage Loan is obligated to pay on all Due Dates in accordance with the terms of the Buydown Agreement, is equal to the full scheduled Monthly Payments which are required to be paid by the Mortgagor under the terms of the related Mortgage Note (without regard to the related Buydown Agreement as if the Mortgage Loan were not subject to the terms of the Buydown Agreement). With respect to each Buydown Mortgage Loan, the Company will distribute to the Purchaser on each Remittance Date an amount of Buydown Funds equal to the amount that, when added to the amount required to be paid on such date by the related Mortgagor, pursuant to and in accordance with the related Buydown Agreement, equals the full Monthly Payment that would otherwise be required to be paid on such Mortgage Loan by the related Mortgagor under the terms of the related Mortgage Note (as if the Mortgage Loan were not a Buydown Mortgage Loan and without regard to the related Buydown Agreement).

If the Mortgagor on a Buydown Mortgage Loan defaults on such Mortgage Loan during the Buydown Period and the Mortgaged Property securing such Buydown Mortgage Loan is sold in the liquidation thereof (either by the Company or the insurer under any related Primary Insurance Policy) the Company shall, on the Remittance Date following the date upon which Liquidation Proceeds or REO Disposition proceeds are received with respect to any such Buydown Mortgage Loan, distribute to the Purchaser all remaining Buydown Funds for such Mortgage Loan then remaining in the Escrow Account. Pursuant to the terms of each Buydown Agreement, any amounts distributed to the Purchaser in accordance with the preceding sentence will be applied to reduce the outstanding principal balance of the related Buydown Mortgage Loan. If a Mortgagor on a Buydown Mortgage Loan prepays such Mortgage Loan in its entirety during the related Buydown Period, the Company shall be required to withdraw from the Escrow Account any Buydown Funds remaining in the Escrow Account with respect to such Buydown Mortgage Loan in accordance with the related Buydown Agreement. If a principal prepayment by a Mortgagor on a Buydown Mortgage Loan during the related Buydown Period, together with any Buydown Funds then remaining in the Escrow Account related to such Buydown Mortgage Loan, would result in a principal prepayment of the entire unpaid principal balance of the Buydown Mortgage Loan, the Company shall distribute to the Purchaser on the Remittance Date occurring in the month immediately succeeding the month in which such Principal Prepayment is received, all Buydown Funds related to such Mortgage Loan so remaining in the Escrow Account, together with any amounts required to be deposited into the Custodial Account.

Section 4.21           Notification of Adjustments.

With respect to each adjustable rate Mortgage Loan, the Company shall adjust the Mortgage Interest Rate on the related Interest Rate Adjustment Date in compliance with the requirements of applicable law and the related Mortgage and Mortgage Note. The Company shall execute and deliver any and all necessary notices required under applicable law and the terms of the related Mortgage Note and Mortgage regarding the Mortgage Interest Rate adjustments. Upon the discovery by the Company or the receipt of notice from the Purchaser that the Company has failed to adjust a Mortgage Interest Rate in accordance with the terms of the related Mortgage Note, the Company shall immediately deposit in the Custodial Account from its own funds the amount of any interest loss or deferral caused the Purchaser thereby.

Section 4.22           Confidentiality/Protection of Customer Information.

The Company shall keep confidential and shall not divulge to any party, without the Purchaser's prior written consent, the price paid by the Purchaser for the Mortgage Loans, except to the extent that it is reasonable and necessary for the Company to do so in working with legal counsel, auditors, taxing authorities or other governmental agencies. Each party agrees that it shall comply with all applicable laws and regulations regarding the privacy or security of Customer Information and shall maintain appropriate administrative, technical and physical safeguards to protect the security, confidentiality and integrity of Customer Information, including maintaining security measures designed to meet the Interagency Guidelines Establishing Standards for Safeguarding Customer Information, 66 Fed. Reg. 8616 (the “Interagency Guidelines”), if applicable. For purposes of this Section 4.22, the term “Customer Information” shall have the meaning assigned to it in the Interagency Guidelines.

Section 4.23           Fair Credit Reporting Act

The Company, in its capacity as servicer for each Mortgage Loan, agrees to fully furnish, in accordance with the Fair Credit Reporting Act and its implementing regulations, accurate and complete information (e.g., favorable and unfavorable) on its borrower credit files to Equifax, Experian and Trans Union Credit Information Company (three of the credit repositories), on a monthly basis.
 
Section 4.24           Establishment of and Deposits to Subsidy Account.  
 
 
The Company shall segregate and hold all Subsidy Funds collected and received pursuant to the Subsidy Loans separate and apart from any of its own funds and general assets and shall establish and maintain one or more Subsidy Accounts, in the form of time deposit or demand accounts, titled “Wells Fargo Bank, N.A., in trust for the Purchaser, its successors or assigns, and/or subsequent purchasers of residential Mortgage Loans, and various Mortgagors.” The Subsidy Account shall be an eligible deposit account established with an eligible institution.
 
 
The Company shall, from time to time, withdraw funds from the Subsidy Account for the following purposes:
 
 
 
(i)
to deposit in the Custodial Account in the amounts and in the manner provided for in Section 4.04(xi);
 
 
 
(ii)
to transfer funds to another eligible institution in accordance with Section 4.09 hereof;
 
 
(iii) to withdraw funds deposited in error; and
 
 
 
(iv)
to clear and terminate the Subsidy Account upon the termination of this Agreement.
 
 
Notwithstanding anything to the contrary elsewhere in this Agreement, the Company may employ the Escrow Account as the Subsidy Account to the extent that the Company can separately identify any Subsidy Funds deposited therein.
 

Section 4.25           Use of Subservicers and Subcontractors.

The Company shall not hire or otherwise utilize the services of any Subservicer to fulfill any of the obligations of the Company under this Agreement or any Reconstitution Agreement unless the Company complies with the provisions of paragraph (a) of this Section 4.25. The Company shall not hire or otherwise utilize the services of any Subcontractor, and shall not permit any Subservicer to hire or otherwise utilize the services of any Subcontractor, to fulfill any of the obligations of the Company under this Agreement or any Reconstitution Agreement unless the Company complies with the provisions of paragraph (b) of this Section 4.25.

(a) It shall not be necessary for the Company to seek the consent of the Purchaser or any Depositor to the utilization of any Subservicer. The Company shall cause any Subservicer used by the Company (or by any Subservicer) for the benefit of the Purchaser and any Depositor to comply with the provisions of this Section 4.25 and with Sections 6.04, 6.06, 9.01(e)(iii), 9.01(e)(v) and 9.01(f) of this Agreement to the same extent as if such Subservicer were the Company, and to provide the information required with respect to such Subservicer under Section 9.01(e)(iv) of this Agreement. The Company shall be responsible for obtaining from each Subservicer and delivering to the Purchaser and any Depositor any servicer compliance statement required to be delivered by such Subservicer under Section 6.04 and any assessment of compliance and attestation required to be delivered by such Subservicer under Section 6.06 and any certification required to be delivered to the Person that will be responsible for signing the Sarbanes Certification under Section 6.06 as and when required to be delivered.

(b) It shall not be necessary for the Company to seek the consent of the Purchaser or any Depositor to the utilization of any Subcontractor. The Company shall promptly upon request provide to the Purchaser and any Depositor (or any designee of the Depositor, such as a master servicer or administrator) a written description (in form and substance satisfactory to the Purchaser and such Depositor) of the role and function of each Subcontractor utilized by the Company or any Subservicer, specifying (i) the identity of each such Subcontractor, (ii) which (if any) of such Subcontractors are “participating in the servicing function” within the meaning of Item 1122 of Regulation AB, and (iii) which elements of the Servicing Criteria will be addressed in assessments of compliance provided by each Subcontractor identified pursuant to clause (ii) of this paragraph.

As a condition to the utilization of any Subcontractor determined to be “participating in the servicing function” within the meaning of Item 1122 of Regulation AB, the Company shall cause any such Subcontractor used by the Company (or by any Subservicer) for the benefit of the Purchaser and any Depositor to comply with the provisions of Sections 6.06 and 9.01(f) of this Agreement to the same extent as if such Subcontractor were the Company. The Company shall be responsible for obtaining from each Subcontractor and delivering to the Purchaser and any Depositor any assessment of compliance and attestation required to be delivered by such Subcontractor under Section 6.06, in each case as and when required to be delivered.

 
ARTICLE V
 
PAYMENTS TO PURCHASER

Section 5.01           Remittances.

On each Remittance Date the Company shall remit by wire transfer of immediately available funds to the Purchaser (a) all amounts deposited in the Custodial Account as of the close of business on the Determination Date (net of charges against or withdrawals from the Custodial Account pursuant to Section 4.05), plus (b) all amounts, if any, which the Company is obligated to distribute pursuant to Section 5.03, minus (c) any amounts attributable to Principal Prepayments received after the applicable Principal Prepayment Period which amounts shall be remitted on the following Remittance Date, together with any additional interest required to be deposited in the Custodial Account in connection with such Principal Prepayment in accordance with Section 4.04(viii); minus (d) any amounts attributable to Monthly Payments collected but due on a Due Date or Dates subsequent to the first day of the month of the Remittance Date, and minus (e) any amounts attributable to Buydown Funds being held in the Custodial Account, which amounts shall be remitted on the Remittance Date next succeeding the Due Period for such amounts.

With respect to any remittance received by the Purchaser after the Business Day on which such payment was due, the Company shall pay to the Purchaser interest on any such late payment at an annual rate equal to the Prime Rate, adjusted as of the date of each change, plus three percentage points, but in no event greater than the maximum amount permitted by applicable law. Such interest shall cover the period commencing with the day following the Business Day such payment was due and ending with the Business Day on which such payment is made to the Purchaser, both inclusive. Such interest shall be remitted by wire transfer of immediately available funds within one Business Day following agreement by the Purchaser and the Company of the penalty amount. The payment by the Company of any such interest shall not be deemed an extension of time for payment or a waiver of any Event of Default by the Company.

Section 5.02            Statements to Purchaser.

Not later than the Remittance Date, the Company shall furnish to the Purchaser a monthly remittance advice in the standard form of electronic Alltel® file, as to the period ending on the last day of the preceding month. If requested by the Purchaser prior to the related Closing Date, the first monthly remittance advice due to the Purchaser following such Closing Date shall be furnished by the 12th calendar day, or if such day is not a Business Day, then the preceding Business Day.

Section 5.03           Monthly Advances by Company.

On the Business Day immediately preceding each Remittance Date, the Company shall deposit in the Custodial Account from its own funds or from amounts held for future distribution an amount equal to all Monthly Payments (with interest adjusted to the Mortgage Loan Remittance Rate) which were due on the Mortgage Loans during the applicable Due Period and which were delinquent at the close of business on the immediately preceding Determination Date or which were deferred pursuant to Section 4.01. Any amounts held for future distribution and so used shall be replaced by the Company by deposit in the Custodial Account on or before any future Remittance Date if funds in the Custodial Account on such Remittance Date shall be less than payments to the Purchaser required to be made on such Remittance Date. The Company's obligation to make such Monthly Advances as to any Mortgage Loan will continue through the last Monthly Payment due prior to the payment in full of the Mortgage Loan, or through the last Remittance Date prior to the Remittance Date for the distribution of all Liquidation Proceeds and other payments or recoveries (including REO Disposition Proceeds, Insurance Proceeds and Condemnation Proceeds) with respect to the Mortgage Loan; provided, however, that such obligation shall cease if the Company determines, in its sole reasonable opinion, that advances with respect to such Mortgage Loan are non-recoverable by the Company from Liquidation Proceeds, Insurance Proceeds, REO Disposition Proceeds, Condemnation Proceeds, or otherwise with respect to a particular Mortgage Loan. In the event that the Company determines that any such advances are non-recoverable, the Company shall provide the Purchaser with a certificate signed by two officers of the Company evidencing such determination.

 
ARTICLE VI
 
GENERAL SERVICING PROCEDURES

Section 6.01           Transfers of Mortgaged Property.

The Company shall use its best efforts to enforce any "due-on-sale" provision contained in any Mortgage or Mortgage Note and to deny assumption by the Person to whom the Mortgaged Property has been or is about to be sold whether by absolute conveyance or by contract of sale, and whether or not the Mortgagor remains liable on the Mortgage and the Mortgage Note. When the Mortgaged Property has been conveyed by the Mortgagor, the Company shall, to the extent it has knowledge of such conveyance, immediately notify the Purchaser and exercise its rights to accelerate the maturity of such Mortgage Loan under the "due-on-sale" clause applicable thereto, provided, however, that the Company shall not exercise such rights if prohibited by law from doing so or if the exercise of such rights would impair or threaten to impair any recovery under the related PMI Policy, if any.

If the Company reasonably believes it is unable under applicable law to enforce such "due-on-sale" clause, the Company shall enter into (i) an assumption and modification agreement with the Person to whom such property has been conveyed, pursuant to which such Person becomes liable under the Mortgage Note and the original Mortgagor remains liable thereon or (ii) in the event the Company is unable under applicable law to require that the original Mortgagor remain liable under the Mortgage Note and the Company has the prior consent of the primary mortgage guaranty insurer, a substitution of liability agreement with the purchaser of the Mortgaged Property pursuant to which the original Mortgagor is released from liability and the purchaser of the Mortgaged Property is substituted as Mortgagor and becomes liable under the Mortgage Note. If an assumption fee is collected by the Company for entering into an assumption agreement the fee will be retained by the Company as additional servicing compensation. In connection with any such assumption, neither the Mortgage Interest Rate borne by the related Mortgage Note, the term of the Mortgage Loan, the outstanding principal amount of the Mortgage Loan nor any other materials terms shall be changed without Purchaser’s consent.

To the extent that any Mortgage Loan is assumable, the Company shall inquire diligently into the credit worthiness of the proposed transferee, and shall use the underwriting criteria for approving the credit of the proposed transferee which are used with respect to underwriting mortgage loans of the same type as the Mortgage Loans. If the credit of the proposed transferee does not meet such underwriting criteria, the Company diligently shall, to the extent permitted by the Mortgage or the Mortgage Note and by applicable law, accelerate the maturity of the Mortgage Loan.

Section 6.02           Satisfaction of Mortgages and Release of Mortgage Loan Documents.

Upon the payment in full of any Mortgage Loan, or the receipt by the Company of a notification that payment in full will be escrowed in a manner customary for such purposes, the Company shall notify the Purchaser in the Monthly Remittance Advice as provided in Section 5.02, and may request the release of any Mortgage Loan Documents.

If the Company satisfies or releases a Mortgage without first having obtained payment in full of the indebtedness secured by the Mortgage or should the Company otherwise prejudice any rights the Purchaser may have under the mortgage instruments, upon written demand of the Purchaser, the Company shall repurchase the related Mortgage Loan at the Repurchase Price by deposit thereof in the Custodial Account within 2 Business Days of receipt of such demand by the Purchaser. The Company shall maintain the Fidelity Bond and Errors and Omissions Insurance Policy as provided for in Section 4.12 insuring the Company against any loss it may sustain with respect to any Mortgage Loan not satisfied in accordance with the procedures set forth herein.

Section 6.03           Servicing Compensation.

As compensation for its services hereunder, the Company shall be entitled to withdraw from the Custodial Account or to retain from interest payments on the Mortgage Loans the amount of its Servicing Fee. The Servicing Fee shall be payable monthly and shall be computed on the basis of the outstanding principal balance and for the period respecting which any related interest payment on a Mortgage Loan is computed. The obligation of the Purchaser to pay the Servicing Fee is limited to, and payable solely from, the interest portion of such Monthly Payments.

Additional servicing compensation in the form of assumption fees, to the extent provided in Section 6.01, and late payment charges shall be retained by the Company to the extent not required to be deposited in the Custodial Account. The Company shall be required to pay all expenses incurred by it in connection with its servicing activities hereunder and shall not be entitled to reimbursement thereof except as specifically provided for herein.

Section 6.04           Annual Statements as to Compliance.

(i) The Company shall deliver to the Purchaser, on or before February 28, 2006, an Officer's Certificate, stating that (x) a review of the activities of the Company during the preceding calendar year and of performance under this Agreement or similar agreements has been made under such officer's supervision, and (y) to the best of such officer's knowledge, based on such review, the Company has fulfilled all its obligations under this Agreement throughout such year, or, if there has been a default in the fulfillment of any such obligation, specifying each such default known to such officer and the nature and status thereof and the action being taken by the Company to cure such default.

(ii) On or before March 1 of each calendar year, commencing in 2007, the Company shall deliver to the Purchaser and any Depositor a statement of compliance addressed to the Purchaser and such Depositor and signed by an authorized officer of the Company, to the effect that (a) a review of the Company’s activities during the immediately preceding calendar year (or applicable portion thereof) and of its performance under this Agreement and any applicable Reconstitution Agreement during such period has been made under such officer’s supervision, and (b) to the best of such officers’ knowledge, based on such review, the Company has fulfilled all of its obligations under this Agreement and any applicable Reconstitution Agreement in all material respects throughout such calendar year (or applicable portion thereof) or, if there has been a failure to fulfill any such obligation in any material respect, specifically identifying each such failure known to such officer and the nature and the status thereof.

Section 6.05           Annual Independent Public Accountants' Servicing Report.

Except with respect to Securitization Transactions occurring on or after January 1, 2006, on or before February 28, 2006, the Company, at its expense, shall cause a firm of independent public accountants which is a member of the American Institute of Certified Public Accountants to furnish a statement to each Purchaser to the effect that such firm has examined certain documents and records relating to the servicing of the mortgage loans similar in nature and that such firm is of the opinion that the provisions of this or similar agreements have been complied with, and that, on the basis of such examination conducted substantially in compliance with the Single Attestation Program for Mortgage Bankers, nothing has come to their attention which would indicate that such servicing has not been conducted in compliance therewith, except for (i) such exceptions as such firm shall believe to be immaterial, and (ii) such other exceptions as shall be set forth in such statement. By providing Purchaser a copy of a Uniform Single Attestation Program Report from their independent public accountant's on an annual basis, Company shall be considered to have fulfilled its obligations under this Section 6.05.

Section 6.06           Report on Assessment of Compliance and Attestation.

With respect to any Mortgage Loans that are the subject of a Securitization Transaction occurring on or before March 1 of each calendar year, commencing in 2007, the Company shall:

 
(i)
deliver to the Purchaser and any Depositor a report (in form and substance reasonably satisfactory to the Purchaser and such Depositor) regarding the Company’s assessment of compliance with the Servicing Criteria during the immediately preceding calendar year, as required under Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122 of Regulation AB. Such report shall be addressed to the Purchaser and such Depositor and signed by an authorized officer of the Company and shall address each of the Servicing Criteria specified on a certification substantially in the form of Exhibit D hereto;

 
(ii)
deliver to the Purchaser and any Depositor a report of a registered public accounting firm reasonably acceptable to the Purchaser and such Depositor that attests to, and reports on, the assessment of compliance made by the Company and delivered pursuant to the preceding paragraph. Such attestation shall be in accordance with Rules 1-02(a)(3) and 2-02(g) of Regulation S-X under the Securities Act and the Exchange Act;

 
(iii)
cause each Subservicer and each Subcontractor, determined by the Company pursuant to Section 425(b) to be “participating in the servicing function” within the meaning of Item 1122 of Regulation AB, to deliver to the Purchaser and such Depositor an assessment of compliance and accountants’ attestation as and when provided in paragraphs (a) and (b) of this Section 6.06; and

 
(iv)
deliver to the Purchaser, any Depositor and any other Person that will be responsible for signing the certification (a “Sarbanes Certification”) required by Rules 13a-14(d) and 15d-14(d) under the Exchange Act (pursuant to Section 302 of the Sarbanes-Oxley Act of 2002) on behalf of an asset-backed issuer with respect to a Securitization Transaction a certification in the form attached hereto as Exhibit E.

The Company acknowledges that the parties identified in clause (iv) above may rely on the certification provided by the Company pursuant to such clause in signing a Sarbanes Certification and filing such with the Commission.

Section 6.07           Remedies.

(i) Any failure by the Company, any Subservicer, any Subcontractor or any Third-Party Originator to deliver any information, report, certification, accountants’ letter or other material when and as required under Article 9, Section 6.04, Section 6.05 or Section 6.06, or any breach by the Company of a representation or warranty set forth in Section 9.01(e)(iv)(A), or in a writing furnished pursuant to Section 9.01(e)(iv)(B) and made as of a date prior to the closing date of the related Securitization Transaction, to the extent that such breach is not cured by such closing date, or any breach by the Company of a representation or warranty in a writing furnished pursuant to Section 9.01(e)(iv)(B) to the extent made as of a date subsequent to such closing date, shall, except as provided in sub-clause (ii) of this Section, immediately and automatically, without notice or grace period, constitute an Event of Default with respect to the Company under this Agreement and any applicable Reconstitution Agreement, and shall entitle the Purchaser or Depositor, as applicable, in its sole discretion to terminate the rights and obligations of the Company as servicer under this Agreement and/or any applicable Reconstitution Agreement without payment (notwithstanding anything in this Agreement or any applicable Reconstitution Agreement to the contrary) of any compensation to the Company; provided that to the extent than any provision of this Agreement and/or any applicable Reconstitution Agreement expressly provides for the survival of certain rights or obligations following termination of the Company as servicer, such provision shall be given effect.

(ii) Any failure by the Company, any Subservicer or any Subcontractor to deliver any information, report, certification or accountants’ letter when and as required under Section 6.04, Section 6.05 or Section 6.06, including any failure by the Company to identify any Subcontract “participating in the servicing function” within the meaning of Item 1122 of Regulation AB, which continues unremedied for ten (10) calendar days after the date on which such information, report, certification or accountants’ letter was required to be delivered shall constitute an Event of Default with respect to the Company under this Agreement and any applicable Reconstitution Agreement, and shall entitle the Purchaser or Depositor, as applicable, in its sole discretion to terminate the rights and obligations of the Company under this Agreement and/or any applicable Reconstitution Agreement without payment (notwithstanding anything in this Agreement to the contrary) of any compensation to the Company; provided that to the extent that any provision of this Agreement and/or any applicable Reconstitution Agreement expressly provides for the survival of certain rights or obligations following termination of the Company as servicer, such provision shall be given effect.

(iii) The Company shall promptly reimburse the Purchaser (or any designee of the Purchaser, such as a master servicer) and any Depositor, as applicable, for all reasonable expenses incurred by the Purchaser (or such designee) or such Depositor, as such are incurred, in connection with the termination of the Company as servicer and the transfer of servicing of the Mortgage Loans to a successor servicer. The provisions of this paragraph shall not limit whatever rights the Purchaser or any Depositor may have under other provisions of this Agreement and/or any applicable Reconstitution Agreement or otherwise, whether in equity or at law, such as an action for damages, specific performance or injunctive relief.

Section 6.08           Right to Examine Company Records.

The Purchaser, or its designee, shall have the right to examine and audit any and all of the books, records, or other information of the Company, whether held by the Company or by another on its behalf, with respect to or concerning this Agreement or the Mortgage Loans, during business hours or at such other times as may be reasonable under applicable circumstances, upon reasonable advance notice. The Purchaser shall pay its own expenses associated with such examination.

Section 6.09           Compliance with REMIC Provisions.

If a REMIC election has been made with respect to the arrangement under which the Mortgage Loans and REO Property are held, the Company shall not take any action, cause the REMIC to take any action or fail to take (or fail to cause to be taken) any action that, under the REMIC Provisions, if taken or not taken, as the case may be, could (i) endanger the status of the REMIC as a REMIC or (ii) result in the imposition of a tax upon the REMIC (including but not limited to the tax on “prohibited transactions” as defined Section 860(a)(2) of the Code and the tax on “contributions” to a REMIC set forth in Section 860(d) of the Code) unless the Company has received an Opinion of Counsel (at the expense of the party seeking to take such action) to the effect that the contemplated action will not endanger such REMIC status or result in the imposition of any such tax.

 
ARTICLE VII
 
COMPANY TO COOPERATE

Section 7.01           Provision of Information.

During the term of this Agreement, the Company shall furnish to the Purchaser such periodic, special, or other reports or information, and copies or originals of any documents contained in the Servicing File for each Mortgage Loan provided for herein. All other special reports or information not provided for herein as shall be necessary, reasonable, or appropriate with respect to the Purchaser or any regulatory agency will be provided at the Purchaser’s expense. All such reports, documents or information shall be provided by and in accordance with all reasonable instructions and directions which the Purchaser may give.

The Company shall execute and deliver all such instruments and take all such action as the Purchaser may reasonably request from time to time, in order to effectuate the purposes and to carry out the terms of this Agreement.

Section 7.02           Financial Statements; Servicing Facility.

In connection with marketing the Mortgage Loans, the Purchaser may make available to a prospective Purchaser a Consolidated Statement of Operations of the Company for the most recently completed two (2) fiscal years for which such a statement is available, as well as a Consolidated Statement of Condition at the end of the last two fiscal years covered by such Consolidated Statement of Operations. The Company also shall make available any comparable interim statements to the extent any such statements have been prepared by or on behalf of the Company (and are available upon request to members or stockholders of the Company or to the public at large).

The Company also shall make available to Purchaser or prospective Purchaser a knowledgeable financial or accounting officer for the purpose of answering questions respecting recent developments affecting the Company or the financial statements of the Company, and to permit any prospective purchaser to inspect the Company's servicing facilities for the purpose of satisfying such prospective purchaser that the Company has the ability to service the Mortgage Loans as provided in this Agreement.

 
ARTICLE VIII
 
THE COMPANY

Section 8.01           Indemnification; Third Party Claims.

The Company shall indemnify the Purchaser and hold it harmless against any and all claims, losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments, and any other costs, fees and expenses that the Purchaser may sustain in any way related to the failure of the Company to perform its duties and service the Mortgage Loans in strict compliance with the terms of this Agreement. The Company immediately shall notify the Purchaser if a claim is made by a third party with respect to this Agreement or the Mortgage Loans, assume (with the prior written consent of the Purchaser) the defense of any such claim and pay all expenses in connection therewith, including counsel fees, and promptly pay, discharge and satisfy any judgment or decree which may be entered against it or the Purchaser in respect of such claim. The Company shall follow any written instructions received from the Purchaser in connection with such claim. The Purchaser promptly shall reimburse the Company for all amounts advanced by it pursuant to the preceding sentence except when the claim is in any way related to the Company's indemnification pursuant to Section 3.03, or the failure of the Company to service and administer the Mortgage Loans in strict compliance with the terms of this Agreement.

Section 8.02           Merger or Consolidation of the Company.

The Company shall keep in full effect its existence, rights and franchises and shall obtain and preserve its qualification to do business in each jurisdiction in which such qualification is or shall be necessary to protect the validity and enforceability of this Agreement or any of the Mortgage Loans and to perform its duties under this Agreement.

Any Person into which the Company may be merged or consolidated, or any corporation resulting from any merger, conversion or consolidation to which the Company shall be a party, or any Person succeeding to the business of the Company, shall be the successor of the Company hereunder, without the execution or filing of any paper or any further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding, provided, however, that the successor or surviving Person shall be an institution which is a Fannie Mae/Freddie Mac-approved company in good standing and has a net worth of no less than $25 million. Furthermore, in the event the Company transfers or otherwise disposes of all or substantially all of its assets to an affiliate of the Company, such affiliate shall satisfy the condition above, and shall also be fully liable to the Purchaser for all of the Company's obligations and liabilities hereunder.

Section 8.03           Limitation on Liability of Company and Others.

Neither the Company nor any of the directors, officers, employees or agents of the Company shall be under any liability to the Purchaser for any action taken or for refraining from the taking of any action in good faith pursuant to this Agreement, or for errors in judgment, provided, however, that this provision shall not protect the Company or any such Person against any breach of warranties or representations made herein, or failure to perform its obligations in strict compliance with any standard of care set forth in this Agreement or any other liability which would otherwise be imposed under this Agreement. The Company and any director, officer, employee or agent of the Company may rely in good faith on any document of any kind prima facie properly executed and submitted by any Person respecting any matters arising hereunder. The Company shall not be under any obligation to appear in, prosecute or defend any legal action which is not incidental to its duties to service the Mortgage Loans in accordance with this Agreement and which in its opinion may involve it in any expense or liability, provided, however, that the Company may, with the consent of the Purchaser, undertake any such action which it may deem necessary or desirable in respect to this Agreement and the rights and duties of the parties hereto. In such event, the Company shall be entitled to reimbursement from the Purchaser of the reasonable legal expenses and costs of such action.

Section 8.04           Limitation on Resignation and Assignment by Company.

The Purchaser has entered into this Agreement with the Company and subsequent Purchaser will purchase the Mortgage Loans in reliance upon the independent status of the Company, and the representations as to the adequacy of its servicing facilities, plant, personnel, records and procedures, its integrity, reputation and financial standing, and the continuance thereof. Therefore, the Company shall neither assign this Agreement or the servicing rights hereunder or delegate its rights or duties hereunder (other than pursuant to Section 4.01) or any portion hereof or sell or otherwise dispose of all of its property or assets without the prior written consent of the Purchaser, which consent shall not be unreasonably withheld.

The Company shall not resign from the obligations and duties hereby imposed on it except by mutual consent of the Company and the Purchaser or upon the determination that its duties hereunder are no longer permissible under applicable law and such incapacity cannot be cured by the Company. Any such determination permitting the resignation of the Company shall be evidenced by an Opinion of Counsel to such effect delivered to the Purchaser which Opinion of Counsel shall be in form and substance acceptable to the Purchaser. No such resignation shall become effective until a successor shall have assumed the Company's responsibilities and obligations hereunder in the manner provided in Section 12.01.

Without in any way limiting the generality of this Section 8.04, in the event that the Company either shall assign this Agreement or the servicing responsibilities hereunder or delegate its duties hereunder (other than pursuant to Section 4.01) or any portion thereof or sell or otherwise dispose of all or substantially all of its property or assets, without the prior written consent of the Purchaser, then the Purchaser shall have the right to terminate this Agreement upon notice given as set forth in Section 10.01, without any payment of any penalty or damages and without any liability whatsoever to the Company or any third party.

 
ARTICLE IX
 
SECURITIZATION TRANSACTIONS; WHOLE LOAN TRANSFERS AND AGENCY TRANSFERS

Section 9.01            Securitization Transactions; Whole Loan Transfers and Agency Transfers

The Purchaser and the Company agree that with respect to some or all of the Mortgage Loans, the Purchaser, at its sole option, may effect Whole Loan Transfers, Agency Transfer or Securitization Transactions, retaining the Company as the servicer thereof or subservicer if a master servicer is employed, or as applicable the "seller/servicer." On the Reconstitution Date, the Mortgage Loans transferred may cease to be covered by this Agreement; provided, however, that, in the event that any Mortgage Loan transferred pursuant to this Section 9.01 is rejected by the transferee, the Company shall continue to service such rejected Mortgage Loan on behalf of the Purchaser in accordance with the terms and provisions of this Agreement.

The Company shall cooperate with the Purchaser in connection with each Whole Loan Transfer, Agency Transfer or Securitization Transaction in accordance with this Section 9.01. In connection therewith:

 
(a)
the Company shall make all representations and warranties with respect to the Mortgage Loans as of the related Closing Date and with respect to the Company itself as of the closing date of each Whole Loan Transfer, Agency Transfer or Securitization Transaction;

 
(b)
the Company shall negotiate in good faith and execute any seller/servicer agreements required to effectuate the foregoing provided such agreements create no greater obligation or cost on the part of the Company than otherwise set forth in this Agreement;

 
(c)
the Company shall provide as applicable:

 
(i)
any and all information and appropriate verification of information which may be reasonably available to the Company, whether through letters of its auditors and counsel or otherwise, as the Purchaser shall request;

 
(ii)
such additional representations, warranties, covenants, opinions of counsel, letters from auditors, and certificates of public officials or officers of the Company as are reasonably believed necessary by the trustee, any Rating Agency or the Purchaser, as the case may be, in connection with such Whole Loan Transfers, Agency Transfers or Securitization Transactions. The Purchaser shall pay all third party costs associated with the preparation of such information. The Company shall execute any seller/servicer agreements required within a reasonable period of time after receipt of such seller/servicer agreements which time shall be sufficient for the Seller and Seller's counsel to review such seller/servicer agreements. Under this Agreement, the Company shall retain a Servicing Fee for each Mortgage Loan, at no less than the applicable Servicing Fee Rate; and

 
(iii)
at any time as required by any Rating Agency, such additional documents from the related Retained Mortgage File to the Custodian as may be required by such Rating Agency;


 
(d)
the Company shall with respect to any Mortgage Loans that are subject to a Securitization Transaction occurring on or before December 31, 2005,in which the filing of a Sarbanes-Oxley Certification directly with the Commission is required, by February 28, 2006, or in connection with any additional Sarbanes-Oxley Certification required to be filed upon thirty (30) days written request, an officer of the Company shall execute and deliver an Officer’s Certification substantially in the form attached hereto as Exhibit F, to the entity filing the Sarbanes-Oxley Certification directly with the Commission (such as the Purchaser, any master servicer, any trustee or any depositor) for the benefit of such entity and such entity’s affiliates and the officers, directors and agents of such entity and such entity’s affiliates, and shall indemnify such entity or persons arising out of any breach of Company’s obligations or representations relating thereto as provided in such Officer’s Certification.

 
(e)
the Company shall, in connection with any Securitization Transaction occurring on or after January 1, 2006, the Company shall (1) within five (5) Business Days following request by the Purchaser or any Depositor, provide to the Purchaser and such Depositor (or, as applicable, cause each Third-Party Originator and each Subservicer to provide), in writing and in form and substance reasonably satisfactory to the Purchaser and such Depositor, the information and materials specified in paragraphs (i), (ii), (iii) and (vii) of this subsection (e), and (2) as promptly as practicable following notice to or discovery by the Company, provide to the Purchaser and any Depositor (in writing and in form and substance reasonably satisfactory to the Purchaser and such Depositor) the information specified in paragraph (iv) of this subsection (e).

 
(i)
if so requested by the Purchaser or any Depositor, the Company shall provide such information regarding (1) the Company, as originator of the Mortgage Loans (including as an acquirer of Mortgage Loans from a Qualified Correspondent), or (2) each Third-Party Originator, and (3) as applicable, each Subservicer, as is requested for the purpose of compliance with Items 1103(a)(1), 1105, 1110, 1117 and 1119 of Regulation AB. Such information shall include, at a minimum:

 
(A)
the originator’s form of organization;

 
(B)
a description of the originator’s origination program and how long the originator has been engaged in originating residential mortgage loans, which description shall include a discussion of the originator’s experience in originating mortgage loans of a similar type as the Mortgage Loans; information regarding the size and composition of the originator’s origination portfolio; and information that may be material, in the good faith judgment of the Purchaser, to an analysis of the performance of the Mortgage Loans, including the originators’ credit-granting or underwriting criteria for mortgage loans of similar type(s) as the Mortgage Loans and such other information as the Purchaser or any Depositor may reasonably request for the purpose of compliance with Item 1110(b)(2) of Regulation AB;
 
 
(C)
a description of any material legal or governmental proceedings pending (or known to be contemplated) against the Company, each Third-Party Originator and each Subservicer; and

 
(D)
a description of any affiliation or relationship between the Company, each Third-Party Originator, each Subservicer and any of the following parties to a Securitization Transaction, as such parties are identified to the Company by the Purchaser or any Depositor in writing in advance of a Securitization Transaction:

 
(1)
the sponsor;
(2) the depositor;
(3) the issuing entity;
(4) any servicer;
(5) any trustee;
(6) any originator;
(7) any significant obligor;
(8) any enhancement or support provider; and
(9) any other material transaction party.

 
(ii)
If so requested by the Purchaser or any Depositor, the Company shall provide (or, as applicable, cause each Third-Party Originator to provide) Static Pool Information with respect to the mortgage loans (of a similar type as the Mortgage Loans, as reasonably identified by the Purchaser as provided below) originated by (1) the Company, if the Company is an originator of Mortgage Loans (including as an acquirer of Mortgage Loans from a Qualified Correspondent), and/or (2) each Third-Party Originator. Such Static Pool Information shall be prepared by the Company (or Third-Party Originator) on the basis of its reasonable, good faith interpretation of the requirements of Item 1105(a)(1)-(3) of Regulation AB. To the extent that there is reasonably available to the Company (or Third-Party Originator) Static Pool Information with respect to more than one mortgage loan type, the Purchaser or any Depositor shall be entitled to specify whether some or all of such information shall be provided pursuant to this paragraph. The content of such Static Pool Information may be in the form customarily provided by the Company, and need not be customized for the Purchaser or any Depositor. Such Static Pool Information for each vintage origination year or prior securitized pool, as applicable, shall be presented in increments no less frequently than quarterly over the life of the mortgage loans included in the vintage origination year or prior securitized pool. The most recent periodic increment must be as of a date no later than 135 days prior to the date of the prospectus or other offering document in which the Static Pool Information is to be included or incorporated by reference. The Static Pool Information shall be provided in an electronic format that provides a permanent record of the information provided, such as a portable document format (pdf) file, or other such electronic format reasonably required by the Purchaser or the Depositor, as applicable.

If so requested by the Purchaser or any Depositor, the Company shall provide (or, as applicable, cause each Third-Party Originator to provide), at the expense of the requesting party (to the extent of any additional incremental expense associated with delivery pursuant to this Agreement), such statements and agreed-upon procedures letters of certified public accountants reasonably acceptable to the Purchaser or Depositor, as applicable, pertaining to Static Pool Information relating to prior securitized pools for securitizations closed on or after January 1, 2006 or, in the case of Static Pool Information with respect to the Company’s or Third-Party Originator’s originations or purchases, to calendar months commencing January 1, 2006, as the Purchaser or such Depositor shall reasonably request. Such statements and letters shall be addressed to and be for the benefit of such parties as the Purchaser or such Depositor shall designate, which may include, by way of example, any sponsor, any Depositor and any broker dealer acting as underwriter, placement agent or initial purchaser with respect to a Securitization Transaction. Any such statement or letter may take the form of a standard, generally applicable document accompanied by a reliance letter authorizing reliance by the addressees designated by the Purchaser or such Depositor.

 
(iii)
If so requested by the Purchaser or any Depositor, the Company shall provide such information regarding the Company, as servicer of the Mortgage Loans, and each Subservicer (each of the Company and each Subservicer, for purposes of this paragraph, a “Servicer”), as is requested for the purpose of compliance with Items 1108 of Regulation AB. Such information shall include, at a minimum:

 
(A)
the Servicer’s form of organization;

 
(B)
a description of how long the Servicer has been servicing residential mortgage loans; a general discussion of the Servicer’s experience in servicing assets of any type as well as a more detailed discussion of the Servicer’s experience in, and procedures for, the servicing function it will perform under this Agreement and any Reconstitution Agreements; information regarding the size, composition and growth of the Servicer’s portfolio of residential mortgage loans of a type similar to the Mortgage Loans and information on factors related to the Servicer that may be material, in the good faith judgment of the Purchaser or any Depositor, to any analysis of the servicing of the Mortgage Loans or the related asset-backed securities, as applicable, including, without limitation:

 
(1)
whether any prior securitizations of mortgage loans of a type similar to the Mortgage Loans involving the Servicer have defaulted or experienced an early amortization or other performance triggering event because of servicing during the three-year period immediately preceding the related Securitization Transaction;

 
(2)
the extent of outsourcing the Servicer utilizes;

 
(3)
whether there has been previous disclosure of material noncompliance with the applicable servicing criteria with respect to other securitizations of residential mortgage loans involving the Servicer as a servicer during the three-year period immediately preceding the related Securitization Transaction;

 
(4)
whether the Servicer has been terminated as servicer in a residential mortgage loan securitization, either due to a servicing default or to application of a servicing performance test or trigger; and

 
(5)
such other information as the Purchaser or any Depositor may reasonably request for the purpose of compliance with Item 1108(b)(2) of Regulation AB;

 
(C)
a description of any material changes during the three-year period immediately preceding the related Securitization Transaction to the Servicer’s policies or procedures with respect to the servicing function it will perform under this Agreement and any Reconstitution Agreements for mortgage loans of a type similar to the Mortgage Loans;

 
(D)
information regarding the Servicer’s financial condition, to the extent that there is a material risk that an adverse financial event or circumstance involving the Servicer could have a material adverse effect on the performance by the Company of its servicing obligations under this Agreement or any Reconstitution Agreement;

 
(E)
information regarding advances made by the Servicer on the Mortgage Loans and the Servicer’s overall servicing portfolio of residential mortgage loans for the three-year period immediately preceding the related Securitization Transaction, which may be limited to a statement by an authorized officer of the Servicer to the effect that the Servicer has made all advances required to be made on residential mortgage loans serviced by it during such period, or, if such statement would not be accurate, information regarding the percentage and type of advances not made as required, and the reasons for such failure to advance;

 
(F)
a description of the Servicer’s processes and procedures designed to address any special or unique factors involved in servicing loans of a similar type as the Mortgage Loans;

 
(G)
a description of the Servicer’s processes for handling delinquencies, losses, bankruptcies and recoveries, such as through liquidation of mortgaged properties, sale of defaulted mortgage loans or workouts; and

 
(H)
information as to how the Servicer defines or determines delinquencies and charge-offs, including the effect of any grace period, re-aging, restructuring, partial payments considered current or other practices with respect to delinquency and loss experience.

 
(iv)
If so requested by the Purchaser or any Depositor for the purpose of satisfying its reporting obligation under the Exchange Act with respect to any class of asset-backed securities, the Company shall (or shall cause each Subservicer and Third-Party Originator to) (1) notify the Purchaser and any Depositor in writing of (A) any material litigation or governmental proceedings pending against the Company, any Subservicer or any Third-Party Originator and (B) any affiliations or relationships that develop following the closing date of a Securitization Transaction between the Company, any Subservicer or any Third-Party Originator and any of the parties specified in Section 9.01(e)(i)(D) (and any other parties identified in writing by the requesting party) with respect to such Securitization Transaction, and (2) provide to the Purchaser and any Depositor a description of such proceedings, affiliations or relationships.

 
(v)
As a condition to the succession to the Company or any Subservicer as servicer or Subservicer under this Agreement or any Reconstitution Agreement by any Person (i) into which the Company or such Subservicer may be merged or consolidated, or (ii) which may be appointed as a successor to the Company or any Subservicer, the Company shall provide to the Purchaser and any Depositor, at least 15 calendar days prior to the effective date of such succession or appointment, (x) written notice to the Purchaser and any Depositor of such succession or appointment and (y) in writing and in form and substance reasonably satisfactory to the Purchaser and such Depositor, all information reasonably requested by the Purchaser or any Depositor in order to comply with is reporting obligation under Item 6.02 of Form 8-K with respect to any class of asset-backed securities.

 
(vi)
(A)
The Company shall represent to the Purchaser, as of the date on which information is first provided to the Purchaser under this Section 9.01(e) that, except as disclosed in writing to the Purchaser prior to such date: (1) the Company is not aware and has not received notice that any default, early amortization or other performance triggering event has occurred as to any other securitization due to any act or failure to act of the Company; (2) the Company has not been terminated as servicer in a residential mortgage loan securitization, either due to a servicing default or to application of a servicing performance test or trigger; (3) no material noncompliance with the applicable servicing criteria with respect to other securitizations of residential mortgage loans involving the Company as servicer has been disclosed or reported by the Company; (4) no material changes to the Company’s policies or procedures with respect to the servicing function it will perform under this Agreement and any Reconstitution Agreement for mortgage loans of a type similar to the Mortgage Loans have occurred during the three-year period immediately preceding the related Securitization Transaction; (5) there are no aspects of the Company’s financial condition that could have a material adverse effect on the performance by the Company of its servicing obligations under this Agreement or any Reconstitution Agreement; (6) there are no material legal or governmental proceedings pending (or known to be contemplated) against the Company, any Subservicer or any Third-Party Originator; and (7) there are no affiliations, relationships or transactions relating to the Company, any Subservicer or any Third-Party Originator with respect to any Securitization Transaction and any party thereto identified by the related Depositor of a type described in Item 1119 of Regulation AB.

 
(B)
If so requested by the Purchaser on any date following the date on which information is first provided to the Purchaser under this Section 9.01(e), the Company shall, within five (5) Business Days following such request, confirm in writing the accuracy of the representations and warranties set forth in sub clause (A) above or, if any such representation and warranty is not accurate as of the date of such request, provide reasonably adequate disclosure of the pertinent facts, in writing, to the requesting party.

 
(vii)
In addition to such information as the Company, as servicer, is obligated to provide pursuant to other provisions of this Agreement, if so requested by the Purchaser or any Depositor, the Company shall provide such information reasonably available to the Company regarding the performance of the Mortgage Loans as is reasonably required to facilitate preparation of distribution reports in accordance with Item 1121 of Regulation AB.

 
(f)
the Company shall indemnify the Purchaser, each affiliate of the Purchaser, and each of the following parties participating in a Securitization Transaction; each sponsor and issuing entity; each Person responsible for the preparation, execution or filing of any report required to be filed with the Commission with respect to such Securitization Transaction, or for execution of a certification pursuant to Rule 13a-14(d) or Rule 15d-14(d) under the Exchange Act with respect to such Securitization Transaction; each broker dealer acting as underwriter, placement agent or initial purchaser, each Person who controls any of such parties or the Depositor (within the meaning of Section 15 of the Securities Act and Section 20 of the Exchange Act); and the respective present and former directors, officers, employees and agents of each of the foregoing and of the Depositor, and shall hold each of them harmless from and against any losses, damages, penalties, fines, forfeitures, legal fees and expenses and related costs, judgments, and any other costs, fees and expenses that any of them may sustain arising out of or based upon:

(i) (A) any untrue statement of a material fact contained or alleged to be contained in any information, report, certification, accountants’ letter or other material provided under Sections 9.01(c) and (e) by or on behalf of the Company, or provided under Sections 9.01(c) and (e) by or on behalf of any Subservicer, Subcontractor or Third-Party Originator (collectively, the “Company Information”), or (B) the omission or alleged omission to state in the Company Information a material fact required to be stated in the Company Information or necessary in order to make the statements therein, in the light of the circumstances under which they were made, not misleading; provided, by way of clarification, that clause (B) of this paragraph shall be construed solely by reference to the Company Information and not to any other information communicated in connection with a sale or purchase of securities, without regard to whether the Company Information or any portion thereof is presented together with or separately from such other information;

 
(ii)
any failure by the Company, any Subservicer, any Subcontractor or any Third-Party Originator to deliver any information, report, certification, accountants’ letter or other material when and as required under Sections 9.01(c) and (e), including any failure by the Company to identify any Subcontractor “participating in the servicing function” within the meaning of Item 1122 of Regulation AB; or

 
(iii)
any breach by the Company of a representation or warranty set forth in Section 9.01(e)(iv)(A) or in a writing furnished pursuant to Section 9.01(e)(iv)(B) and made as of a date prior to the closing date of the related Securitization Transaction, to the extent that such breach is not cured by such closing date, or any breach by the Company of a representation or warranty in a writing furnished pursuant to Section 9.01(e)(iv)(B) to the extent made as of a date subsequent to such closing date.

In the case of any failure of performance described in sub-clause (ii) of this Section 9.01(f), the Company shall promptly reimburse the Purchaser, any Depositor, as applicable, and each Person responsible for the preparation, execution or filing of any report required to be filed with the Commission with respect to such Securitization Transaction, or for execution of a certification pursuant to Rule 13a-14(d) or Rule 15d-14(d) under the Exchange Act with respect to such Securitization Transaction, for all costs reasonably incurred by each such party in order to obtain the information, report, certification, accountants’ letter or other material not delivered as required by the Company, any Subservicer, any Subcontractor or any Third-Party Originator.

 
(g)
the Purchaser and each Person who controls the Purchaser shall indemnify the Company, each affiliate of the Company, each Person who controls any of such parties or the Company (within the meaning of Section 15 of the Securities Act and Section 20 of the Exchange Act) and the respective present and former directors, officers, employees and agents of each of the foregoing and of the Company, and shall hold each of them harmless from and against any losses, damages, penalties, fines, forfeitures, legal fees and expenses and related costs, judgments, and any other costs, fees and expenses that any of them may sustain arising out of or based upon:

(i) (A) any untrue statement of a material fact contained or alleged to be contained in any offering materials related to a Securitization Transaction, including without limitation the registration statement, prospectus, prospectus supplement, any private placement memorandum, any offering circular, any computational materials, and any amendments or supplements to the foregoing (collectively, the “Securitization Materials”) or (B) the omission or alleged omission to state in the Securitization Materials a material fact required to be stated in the Securitization Materials or necessary in order to make the statements therein, in the light of the circumstances under which they were made, not misleading, but only to the extent that such untrue statement or alleged untrue statement or omission or alleged omission is other than a statement or omission arising out of, resulting from, or based upon the Company Information.

The Purchaser and the Company acknowledge and agree that the purpose of Section 9.01(e) is to facilitate compliance by the Purchaser and any Depositor with the provisions of Regulation AB and related rules and regulations of the Commission. Neither the Purchaser nor any Depositor shall exercise its right to request delivery of information or other performance under these provisions other than in good faith, or for purposes other than compliance with the Securities Act, the Exchange Act and the rules and regulations of the Commission thereunder. The Company acknowledges that interpretations of the requirements of Regulation AB may change over time, whether due to interpretive guidance provided by the Commission or its staff, consensus among participants in the asset-backed securities markets, advice of counsel, or otherwise, and agrees to comply with requests made by the Purchaser or any Depositor in good faith for delivery of information under these provisions on the basis of evolving interpretations of Regulation AB. In connection with any Securitization Transaction, the Company shall cooperate fully with the Purchaser to deliver to the Purchaser (including any of its assignees or designees) and any Depositor, any and all statements, reports, certifications, records and any other information necessary in the good faith determination of the Purchaser or any Depositor to permit the Purchaser or such Depositor to comply with the provisions of Regulation AB, together with such disclosures relating to the Company, any Subservicer, any Third-Party Originator and the Mortgage Loans, or the servicing of the Mortgage Loans, reasonably believed by the Purchaser or any Depositor to be necessary in order to effect such compliance.

In the event the Purchaser has elected to have the Company hold record title to the Mortgages, prior to the Reconstitution Date the Company shall prepare an Assignment of Mortgage in blank or to the trustee from the Company acceptable to the trustee for each Mortgage Loan that is part of the Whole Loan Transfers, Agency Transfer or Securitization Transactions. The Company shall pay all preparation and recording costs associated with the initial Assignment of Mortgage. The Company shall execute each Assignment of Mortgage, track such Assignments of Mortgage to ensure they have been recorded and deliver them as required by the trustee upon the Company's receipt thereof. Additionally, the Company shall prepare and execute, at the direction of the Purchaser, any note endorsements in connection with any and all seller/servicer agreements. If required at any time by a Rating Agency, Purchaser or successor purchaser in connection with any Whole Loan Transfer, Agency Sale or Securitization Transaction, the Company shall deliver such additional documents from its Retained Mortgage File within thirty (30) Business Days to the Custodian, successor purchaser or other designee of the Purchaser as said Rating Agency, Purchaser or successor purchaser may require.

All Mortgage Loans (i) not sold or transferred pursuant to Whole Loan Transfers, Agency Transfer or Securitization Transactions or (ii) that are subject to a Securitization for which the related trust is terminated for any reason, shall remain subject to this Agreement and shall continue to be serviced in accordance with the terms of this Agreement and with respect thereto this Agreement shall remain in full force and effect.

 
ARTICLE X
 
DEFAULT

Section 10.01         Events of Default.

Each of the following shall constitute an Event of Default on the part of the Company:

 
(i)
any failure by the Company to remit to the Purchaser any payment required to be made under the terms of this Agreement which continues unremedied for a period of two Business Days after the date upon which written notice of such failure, requiring the same to be remedied, shall have been given to the Company by the Purchaser; or

 
(ii)
failure by the Company duly to observe or perform in any material respect any other of the covenants or agreements on the part of the Company set forth in this Agreement or in the Custodial Agreement which continues unremedied for a period of 90 days after the date on which written notice of such failure, requiring the same to be remedied, shall have been given to the Company by the Purchaser or by the Custodian; or

 
(iii)
failure by the Company to maintain its license to do business in any jurisdiction where the Mortgaged Property is located if such license is required; or

 
(iv)
a decree or order of a court or agency or supervisory authority having jurisdiction for the appointment of a conservator or receiver or liquidator in any insolvency, readjustment of debt, including bankruptcy, marshaling of assets and liabilities or similar proceedings, or for the winding-up or liquidation of its affairs, shall have been entered against the Company and such degree or order shall have remained in force undischarged or unstayed for a period of 60 days; or

 
(v)
the Company shall consent to the appointment of a conservator or receiver or liquidator in any insolvency, readjustment of debt, marshaling of assets and liabilities or similar proceedings of or relating to the Company or of or relating to all or substantially all of its property; or

 
(vi)
the Company shall admit in writing its inability to pay its debts generally as they become due, file a petition to take advantage of any applicable insolvency, bankruptcy or reorganization statute, make an assignment for the benefit of its creditors, voluntarily suspend payment of its obligations or cease its normal business operations; or

 
(vii)
the Company ceases to meet the qualifications of a Fannie Mae/Freddie Mac servicer; or

 
(viii)
the Company attempts to assign its right to servicing compensation hereunder or to assign this Agreement or the servicing responsibilities hereunder or to delegate its duties hereunder or any portion thereof in violation of Section 8.04.

In each and every such case, so long as an Event of Default shall not have been remedied, in addition to whatever rights the Purchaser may have at law or equity to damages, including injunctive relief and specific performance, the Purchaser, by notice in writing to the Company, may terminate all the rights and obligations of the Company under this Agreement and in and to the Mortgage Loans and the proceeds thereof.

Upon receipt by the Company of such written notice, all authority and power of the Company under this Agreement, whether with respect to the Mortgage Loans or otherwise, shall pass to and be vested in the successor appointed pursuant to Section 12.01. Upon written request from any Purchaser, the Company shall prepare, execute and deliver to the successor entity designated by the Purchaser any and all documents and other instruments, place in such successor's possession all Servicing Files, and do or cause to be done all other acts or things necessary or appropriate to effect the purposes of such notice of termination, including but not limited to the transfer and endorsement or assignment of the Mortgage Loans and related documents, at the Company's sole expense. The Company shall cooperate with the Purchaser and such successor in effecting the termination of the Company's responsibilities and rights hereunder, including without limitation, the transfer to such successor for administration by it of all cash amounts which shall at the time be credited by the Company to the Custodial Account, Subsidy Account or Escrow Account or thereafter received with respect to the Mortgage Loans.

Section 10.02         Waiver of Defaults.

By a written notice, the Purchaser may waive any default by the Company in the performance of its obligations hereunder and its consequences. Upon any waiver of a past default, such default shall cease to exist, and any Event of Default arising therefrom shall be deemed to have been remedied for every purpose of this Agreement. No such waiver shall extend to any subsequent or other default or impair any right consequent thereon except to the extent expressly so waived.

 
ARTICLE XI
 
TERMINATION

Section 11.01         Termination.

This Agreement shall terminate upon either: (i) the later of the final payment or other liquidation (or any advance with respect thereto) of the last Mortgage Loan or the disposition of any REO Property with respect to the last Mortgage Loan and the remittance of all funds due hereunder; or (ii) mutual consent of the Company and the Purchaser in writing.

Section 11.02         Termination Without Cause.

The Purchaser may terminate, at its sole option, any rights the Company may have hereunder, without cause as provided in this Section 11.02. Any such notice of termination shall be in writing and delivered to the Company by registered mail as provided in Section 12.05.

The Company shall be entitled to receive, as such liquidated damages, upon the transfer of the servicing rights, an amount equal to: (i) 2.75% of the aggregate outstanding principal amount of the Mortgage Loans as of the termination date paid by the Purchaser to the Company with respect to all of the Mortgage Loans for which a servicing fee rate of .25% is paid per annum, (ii) 3.25% of the aggregate outstanding principal amount of the Mortgage Loans as of the termination date paid by the Purchaser to the Company with respect to all of the Mortgage Loans for which a servicing fee rate of .375% is paid per annum, and (iii) 3.75% of the aggregate outstanding principal amount of the Mortgage Loans as of the termination date paid by the Purchaser to the Company with respect to all of the Mortgage Loans for which a servicing fee rate of .44% or greater is paid per annum.

 
ARTICLE XII
 
MISCELLANEOUS PROVISIONS

Section 12.01         Successor to Company.

Prior to termination of the Company's responsibilities and duties under this Agreement pursuant to Sections 8.04, 10.01, 11.01 (ii) or 11.02 the Purchaser shall, (i) succeed to and assume all of the Company's responsibilities, rights, duties and obligations under this Agreement, or (ii) appoint a successor having the characteristics set forth in Section 8.02 and which shall succeed to all rights and assume all of the responsibilities, duties and liabilities of the Company under this Agreement prior to the termination of Company's responsibilities, duties and liabilities under this Agreement. In connection with such appointment and assumption, the Purchaser may make such arrangements for the compensation of such successor out of payments on Mortgage Loans as it and such successor shall agree. In the event that the Company's duties, responsibilities and liabilities under this Agreement should be terminated pursuant to the aforementioned sections, the Company shall discharge such duties and responsibilities during the period from the date it acquires knowledge of such termination until the effective date thereof with the same degree of diligence and prudence which it is obligated to exercise under this Agreement, and shall take no action whatsoever that might impair or prejudice the rights or financial condition of its successor. The resignation or removal of the Company pursuant to the aforementioned sections shall not become effective until a successor shall be appointed pursuant to this Section 12.01 and shall in no event relieve the Company of the representations and warranties made pursuant to Sections 3.01 and 3.02 and the remedies available to the Purchaser under Section 3.03, it being understood and agreed that the provisions of such Sections 3.01, 3.02, 3.03 and 8.01 shall be applicable to the Company notwithstanding any such sale, assignment, resignation or termination of the Company, or the termination of this Agreement.

Any successor appointed as provided herein shall execute, acknowledge and deliver to the Company and to the Purchaser an instrument accepting such appointment, wherein the successor shall make the representations and warranties set forth in Section 3.01, except for subsection (h) with respect to the sale of the Mortgage Loans and subsections (i) and (k) thereof, whereupon such successor shall become fully vested with all the rights, powers, duties, responsibilities, obligations and liabilities of the Company, with like effect as if originally named as a party to this Agreement. Any termination or resignation of the Company or termination of this Agreement pursuant to Section 8.04, 10.01, 11.01 or 11.02 shall not affect any claims that any Purchaser may have against the Company arising out of the Company's actions or failure to act prior to any such termination or resignation.

The Company shall deliver promptly to the successor servicer the funds in the Custodial Account, Subsidy Account and Escrow Account and all Servicing Files and related documents and statements held by it hereunder and the Company shall account for all funds and shall execute and deliver such instruments and do such other things as may reasonably be required to more fully and definitively vest in the successor all such rights, powers, duties, responsibilities, obligations and liabilities of the Company.

Upon a successor's acceptance of appointment as such, the Company shall notify by mail the Purchaser of such appointment in accordance with the procedures set forth in Section 12.05.

Section 12.02         Amendment.

This Agreement may be amended from time to time by written agreement signed by the Company and the Purchaser.

Section 12.03         Governing Law.

This Agreement shall be construed in accordance with the laws of the State of New York and the obligations, rights and remedies of the parties hereunder shall be determined in accordance with such laws.

Each of the Company and the Purchaser hereby knowingly, voluntarily and intentionally waives any and all rights it may have to a trial by jury in respect or any litigation based on, or arising out of, under, or in connection with, this Agreement, or any other documents and instruments executed in connection herewith, or any course of conduct, course of dealing, statements (whether oral or written), or actions of the Company or the Purchaser. This provision is a material inducement for the Purchaser to enter into this Agreement.

Section 12.04         Duration of Agreement.

This Agreement shall continue in existence and effect until terminated as herein provided. This Agreement shall continue notwithstanding transfers of the Mortgage Loans by the Purchaser.

Section 12.05         Notices.

All demands, notices and communications hereunder shall be in writing and shall be deemed to have been duly given if personally delivered at or mailed by registered mail, postage prepaid, addressed as follows:

(i) if to the Company with respect to servicing and investor reporting issues:

Wells Fargo Bank, N.A.
1 Home Campus
Des Moines, Iowa 50328-0001
Attention: John B. Brown, MAC X2401-042

If to the Company with respect to all other issues:

Wells Fargo Bank, N.A.
7430 New Technology Way
Frederick, MD 21703
Attention: Structured Finance Manager, MAC X3906-012

In each instance with a copy to:
 
Wells Fargo Bank, N.A.
1 Home Campus
Des Moines, Iowa 50328-0001
Attention: General Counsel, MAC X2401-06T

or such other address as may hereafter be furnished to the Purchaser in writing  by the Company;

(ii) if to Purchaser:
 
EMC Mortgage Corporation
Mac Arthur Ridge II
909 Hidden Ridge Dr., Suite 200
Irving, TX 75038
Attention: Ralene Ruyle

With a copy to:

Bear Stearns Mortgage Capital Corp.
383 Madison Avenue
New York, NY 10179
Attention: Baron Silverstein

Section 12.06  Severability of Provisions.

If any one or more of the covenants, agreements, provisions or terms of this Agreement shall be held invalid for any reason whatsoever, then such covenants, agreements, provisions or terms shall be deemed severable from the remaining covenants, agreements, provisions or terms of this Agreement and shall in no way affect the validity or enforceability of the other provisions of this Agreement.

Section 12.07 Relationship of Parties.

Nothing herein contained shall be deemed or construed to create a partnership or joint venture between the parties hereto and the services of the Company shall be rendered as an independent contractor and not as agent for the Purchaser.

Section 12.08 Execution; Successors and Assigns.

This Agreement may be executed in one or more counterparts and by the different parties hereto on separate counterparts, each of which, when so executed, shall be deemed to be an original; such counterparts, together, shall constitute one and the same agreement. Subject to Section 8.04, this Agreement shall inure to the benefit of and be binding upon the Company and the Purchaser and their respective successors and assigns.

Section 12.09 Recordation of Assignments of Mortgage.

To the extent permitted by applicable law, each of the Assignments of Mortgage is subject to recordation in all appropriate public offices for real property records in all the counties or other comparable jurisdictions in which any or all of the Mortgaged Properties are situated, and in any other appropriate public recording office or elsewhere, such recordation to be effected at the Company's expense in the event recordation is either necessary under applicable law or requested by the Purchaser at its sole option.

Section 12.10 Assignment by Purchaser.

The Purchaser shall have the right, without the consent of the Company but subject to the limit set forth in Section 2.02 hereof, to assign, in whole or in part, its interest under this Agreement with respect to some or all of the Mortgage Loans, and designate any person to exercise any rights of the Purchaser hereunder, by executing an Assignment, Assumption and Recognition Agreement substantially in the form attached as Exhibit G and the assignee or designee shall accede to the rights and obligations hereunder of the Purchaser with respect to such Mortgage Loans. All references to the Purchaser in this Agreement shall be deemed to include its assignee or designee.

Section 12.11 Solicitation of Mortgagor.

Neither party shall, after the related Closing Date, take any action to solicit the refinancing of any Mortgage Loan. It is understood and agreed that neither (i) promotions undertaken by either party or any affiliate of either party which are directed to the general public at large, including, without limitation, mass mailings based upon commercially acquired mailing lists, newspaper, radio, television advertisements nor (ii) serving the refinancing needs of a Mortgagor who, without solicitation, contacts either party in connection with the refinance of such Mortgage or Mortgage Loan, shall constitute solicitation under this Section.



[Intentionally Blank - Next Page Signature Page]


 


IN WITNESS WHEREOF, the Company and the Purchaser have caused their names to be signed hereto by their respective officers thereunto duly authorized as of the day and year first above written.


EMC MORTGAGE CORPORATION   
WELLS FARGO BANK, N.A.
Purchaser     Company  
By:    
By:
 
Name:    
Name:
 
Title:    
Title:
 

 

 
 

)
 
 
)
ss.:
COUNTY OF___________
)
 

On the _____ day of _______________, 20___ before me, a Notary Public in and for said State, personally appeared      , known to me to be      of Wells Fargo Bank, N.A., the national banking association that executed the within instrument and also known to me to be the person who executed it on behalf of said bank, and acknowledged to me that such bank executed the within instrument.

IN WITNESS WHEREOF, I have hereunto set my hand affixed my office seal the day and year in this certificate first above written.


   
 
Notary Public
   
My Commission expires
 
 



)
 
 
)
ss.:
COUNTY OF
)
 



On the _____ day of _______________, 20___ before me, a Notary Public in and for said State, personally appeared _____________________________________, known to me to be the ______________________________ of EMC Mortgage Corporation, the corporation that executed the within instrument and also known to me to be the person who executed it on behalf of said corporation, and acknowledged to me that such corporation executed the within instrument.

IN WITNESS WHEREOF, I have hereunto set my hand affixed my office seal the day and year in this certificate first above written.

   
 
Notary Public
   
My Commission expires
 
 



 
EXHIBIT A
 
FORM OF ASSIGNMENT AND CONVEYANCE AGREEMENT
 
On this _____ day of __________, 20___, Wells Fargo Bank, N.A. (the "Seller") as the Seller under that certain Amended and Restated Master Mortgage Loan Purchase Agreement, ("Purchase Agreement") and as the Company under that certain Amended and Restated Master Seller's Warranties and Servicing Agreement (the "Servicing Agreement") each dated as of _______________, 20___, (collectively, the "Agreements") does hereby sell, transfer, assign, set over and convey to EMC Mortgage Corporation as the Purchaser (the "Purchaser") under the Purchase Agreement, and Purchaser hereby accepts from Seller, without recourse, but subject to the terms of the Agreements, all right, title and interest of, in and to the Mortgage Loans listed on the Mortgage Loan Schedule attached hereto as Exhibit A, together with the Custodial Mortgage Files and Retained Mortgage Files and all rights and obligations arising under the documents contained therein. Pursuant to Section 2.03 of the Servicing Agreement, the Seller has delivered to the Custodian the documents for each Mortgage Loan to be purchased. The Servicing Files retained by the Seller pursuant to Section 2.01 of the Servicing Agreement shall be appropriately marked to clearly reflect the sale of the related Mortgage Loans to the Purchaser.
 
Capitalized terms used herein and not otherwise defined shall have the meanings set forth in the Agreements.
 

EMC MORTGAGE CORPORATION   
WELLS FARGO BANK, N.A.
Purchaser     Company  
By:    
By:
 
Name:    
Name:
 
Title:    
Title:
 

 

 
EXHIBIT B
 
CUSTODIAL AGREEMENT
 

 
EXHIBIT C
 
CONTENTS OF EACH RETAINED MORTGAGE FILE,
SERVICING FILE AND CUSTODIAL MORTGAGE FILE

With respect to each Mortgage Loan, the Retained Mortgage File and Custodial Mortgage File shall include each of the following items, which shall be available for inspection by the Purchaser and any prospective Purchaser, and which shall be retained by the Company in the Retained Mortgage File or Servicing File or delivered to the Custodian pursuant to Sections 2.01 and 2.03 of the Seller's Warranties and the Servicing Agreement to which this Exhibit is attached (the "Agreement"):

 
1.
The original Mortgage Note bearing all intervening endorsements, endorsed "Pay to the order of   without recourse" and signed in the name of the Company by an authorized officer (in the event that the Mortgage Loan was acquired by the Company in a merger, the signature must be in the following form: "[Company], successor by merger to [name of predecessor]"; and in the event that the Mortgage Loan was acquired or originated by the Company while doing business under another name, the signature must be in the following form: "[Company], formerly know as [previous name]").

 
2.
The original of any guarantee executed in connection with the Mortgage Note (if any).

 
3.
The original Mortgage, with evidence of recording thereon or a certified true and correct copy of the Mortgage sent for recordation. If in connection with any Mortgage Loan, the Company cannot deliver or cause to be delivered the original Mortgage with evidence of recording thereon on or prior to the related Closing Date because of a delay caused by the public recording office where such Mortgage has been delivered for recordation or because such Mortgage has been lost or because such public recording office retains the original recorded Mortgage, the Company shall deliver or cause to be delivered to the Custodian, a photocopy of such Mortgage, together with (i) in the case of a delay caused by the public recording office, an Officer's Certificate of the Company stating that such Mortgage has been dispatched to the appropriate public recording office for recordation and that the original recorded Mortgage or a copy of such Mortgage certified by such public recording office to be a true and complete copy of the original recorded Mortgage will be promptly delivered to the Custodian upon receipt thereof by the Company; or (ii) in the case of a Mortgage where a public recording office retains the original recorded Mortgage or in the case where a Mortgage is lost after recordation in a public recording office, a copy of such Mortgage certified by such public recording office or by the title insurance company that issued the title policy to be a true and complete copy of the original recorded Mortgage.

Further, with respect to MERS Mortgage Loans, (a) the Mortgage names MERS as the Mortgagee and (b) the requirements set forth in the Electronic Tracking Agreement have been satisfied, with a conformed recorded copy to follow as soon as the same is received by the Company.

 
4.
the originals or certified true copies of any document sent for recordation of all assumption, modification, consolidation or extension agreements, with evidence of recording thereon.

 
5.
The original Assignment of Mortgage for each Mortgage Loan, in form and substance acceptable for recording (except for the insertion of the name of the assignee and recording information). The Assignment of Mortgage must be duly recorded only if recordation is either necessary under applicable law or commonly required by private institutional mortgage investors in the area where the Mortgaged Property is located or on direction of the Purchaser as provided in the Custodial Agreement. If the Assignment of Mortgage is to be recorded, the Mortgage shall be assigned to the Purchaser. If the Assignment of Mortgage is not to be recorded, the Assignment of Mortgage shall be delivered in blank. If the Mortgage Loan was acquired by the Company in a merger, the Assignment of Mortgage must be made by "[Company], successor by merger to [name of predecessor]." If the Mortgage Loan was acquired or originated by the Company while doing business under another name, the Assignment of Mortgage must be by "[Company], formerly know as [previous name]."

 
6.
Originals or certified true copies of documents sent for recordation of all intervening assignments of the Mortgage with evidence of recording thereon, or if any such intervening assignment has not been returned from the applicable recording office or has been lost or if such public recording office retains the original recorded assignments of mortgage, the Company shall deliver or cause to be delivered to the Custodian, a photocopy of such intervening assignment, together with (i) in the case of a delay caused by the public recording office, an Officer's Certificate of the Company stating that such intervening assignment of mortgage has been dispatched to the appropriate public recording office for recordation and that such original recorded intervening assignment of mortgage or a copy of such intervening assignment of mortgage certified by the appropriate public recording office or by the title insurance company that issued the title policy to be a true and complete copy of the original recorded intervening assignment of mortgage will be promptly delivered to the Custodian upon receipt thereof by the Company; or (ii) in the case of an intervening assignment where a public recording office retains the original recorded intervening assignment or in the case where an intervening assignment is lost after recordation in a public recording office, a copy of such intervening assignment certified by such public recording office to be a true and complete copy of the original recorded intervening assignment.

 
7.
The electronic form of PMI Policy as identified by certificate number.

 
8.
The original mortgagee policy of title insurance or other evidence of title such as a copy of the title commitment or copy of the preliminary title commitment.

 
9.
Any security agreement, chattel mortgage or equivalent executed in connection with the Mortgage.
 
 
10. 
Original power of attorney, if applicable.
 
 
11.
For each Cooperative Loan, the original or a seller certified true copy of the following:
 

The original Pledge Agreement entered into by the Mortgagor with respect to such Cooperative Loan;
 
UCC-3 assignment in blank (or equivalent instrument), sufficient under the laws of the jurisdiction where the related Cooperative Apartment is located to reflect of record the sale and assignment of the Cooperative Loan to the Purchaser;
 
Original assignment of Pledge Agreement in blank showing a complete chain of assignment from the originator of the related Cooperative Loan to the Company;
 
Original Form UCC-1 and any continuation statements with evidence of filing thereon with respect to such Cooperative Loan;
 
Cooperative Shares with a Stock Certificate in blank attached;
 
Original Proprietary Lease;
 
Original Assignment of Proprietary Lease, in blank, and all intervening assignments thereof;
 
Original recognition agreement of the interests of the mortgagee with respect to the Cooperative Loan by the Cooperative, the stock of which was pledged by the related Mortgagor to the originator of such Cooperative Loan; and
 
Originals of any assumption, consolidation or modification agreements relating to any of the items specified above.

With respect to each Mortgage Loan, the Servicing File shall include each of the following items to the extent in the possession of the Company or in the possession of the Company’s agent(s):

 
12.
The original hazard insurance policy and, if required by law, flood insurance policy, in accordance with Section 4.10 of the Agreement.

 
13.
Residential loan application.

 
14.
Mortgage Loan closing statement.

 
15.
Verification of employment and income, unless originated under the Company's Limited Documentation program, Fannie Mae Timesaver Plus.

 
16.
Verification of acceptable evidence of source and amount of down payment.

 
17.
Credit report on the Mortgagor.

 
18.
Residential appraisal report.

 
19.
Photograph of the Mortgaged Property.

 
20.
Survey of the Mortgage property, if required by the title company or applicable law.

 
21.
Copy of each instrument necessary to complete identification of any exception set forth in the exception schedule in the title policy, i.e. map or plat, restrictions, easements, sewer agreements, home association declarations, etc.

 
22.
All required disclosure statements.

 
23.
If available, termite report, structural engineer's report, water potability and septic certification.

 
24.
Sales contract, if applicable.

 
25.
Evidence of payment of taxes and insurance premiums, insurance claim files, correspondence, current and historical computerized data files, and all other processing, underwriting and closing papers and records which are customarily contained in a mortgage loan file and which are required to document the Mortgage Loan or to service the Mortgage Loan.

 
26.
Amortization schedule, if available.

 
27.
Payment history for any Mortgage Loan that has been closed for more than 90 days.


In the event an Officer's Certificate of the Company is delivered to the Custodian because of a delay caused by the public recording office in returning any recorded document, the Company shall deliver to the Custodian, within 240 days of the related Closing Date, an Officer's Certificate which shall (i) identify the recorded document, (ii) state that the recorded document has not been delivered to the Custodian due solely to a delay caused by the public recording office, (iii) state the amount of time generally required by the applicable recording office to record and return a document submitted for recordation, and (iv) specify the date the applicable recorded document will be delivered to the Custodian. The Company shall be required to deliver to the Custodian the applicable recorded document by the date specified in (iv) above. An extension of the date specified in (iv) above may be requested from the Purchaser, which consent shall not be unreasonably withheld.


EXHIBIT D


SERVICING CRITERIA TO BE ADDRESSED
IN ASSESSMENT OF COMPLIANCE


Reg AB Reference
Servicing Criteria
Applicable Servicing Criteria
Inapplicable Servicing Criteria
 
General Servicing Considerations
   
1122(d)(1)(i)
Policies and procedures are instituted to monitor any performance or other triggers and events of default in accordance with the transaction agreements.
   
1122(d)(1)(ii)
If any material servicing activities are outsourced to third parties, policies and procedures are instituted to monitor the third party’s performance and compliance with such servicing activities.
   
1122(d)(1)(iii)
Any requirements in the transaction agreements to maintain a back-up servicer for the mortgage loans are maintained.
   
1122(d)(1)(iv)
A fidelity bond and errors and omissions policy is in effect on the party participating in the servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with the terms of the transaction agreements.
   
 
Cash Collection and Administration
   
1122(d)(2)(i)
Payments on mortgage loans are deposited into the appropriate custodial bank accounts and related bank clearing accounts no more than two business days following receipt, or such other number of days specified in the transaction agreements.
   
1122(d)(2)(ii)
Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel.
   
1122(d)(2)(iii)
Advances of funds or guarantees regarding collections, cash flows or distributions, and any interest or other fees charged for such advances, are made, reviewed and approved as specified in the transaction agreements.
   
1122(d)(2)(iv)
The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of overcollateralization, are separately maintained (e.g., with respect to commingling of cash) as set forth in the transaction agreements.
   
1122(d)(2)(v)
Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, “federally insured depository institution” with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act.
   
1122(d)(2)(vi)
Unissued checks are safeguarded so as to prevent unauthorized access.
   
1122(d)(2)(vii)
Reconciliations are prepared on a monthly basis for all asset-backed securities related bank accounts, including custodial accounts and related bank clearing accounts. These reconciliations are (A) mathematically accurate; (B) prepared within 30 calendar days after the bank statement cutoff date, or such other number of days specified in the transaction agreements; (C) reviewed and approved by someone other than the person who prepared the reconciliation; and (D) contain explanations for reconciling items. These reconciling items are resolved within 90 calendar days of their original identification, or such other number of days specified in the transaction agreements.
   
 
Investor Remittances and Reporting
   
1122(d)(3)(i)
Reports to investors, including those to be filed with the Commission, are maintained in accordance with the transaction agreements and applicable Commission requirements. Specifically, such reports (A) are prepared in accordance with timeframes and other terms set forth in the transaction agreements; (B) provide information calculated in accordance with the terms specified in the transaction agreements; (C) are filed with the Commission as required by its rules and regulations; and (D) agree with investors’ or the trustee’s records as to the total unpaid principal balance and number of mortgage loans serviced by the Servicer.
   



Reg AB Reference
Servicing Criteria
Applicable Servicing Criteria
Inapplicable Servicing Criteria
 
Pool Asset Administration (cont’d)
   
1122(d)(3)(ii)
Amounts due to investors are allocated and remitted in accordance with timeframes, distribution priority and other terms set forth in the transaction agreements.
   
1122(d)(3)(iii)
Disbursements made to an investor are posted within two business days to the Servicer’s investor records, or such other number of days specified in the transaction agreements.
   
1122(d)(3)(iv)
Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.
   
 
Pool Asset Administration
   
1122(d)(4)(i)
Collateral or security on mortgage loans is maintained as required by the transaction agreements or related mortgage loan documents.
   
1122(d)(4)(ii)
Mortgage loan and related documents are safeguarded as required by the transaction agreements
   
1122(d)(4)(iii)
Any additions, removals or substitutions to the asset pool are made, reviewed and approved in accordance with any conditions or requirements in the transaction agreements.
   
1122(d)(4)(iv)
Payments on mortgage loans, including any payoffs, made in accordance with the related mortgage loan documents are posted to the Servicer’s obligor records maintained no more than two business days after receipt, or such other number of days specified in the transaction agreements, and allocated to principal, interest or other items (e.g., escrow) in accordance with the related mortgage loan documents.
   
1122(d)(4)(v)
The Servicer’s records regarding the mortgage loans agree with the Servicer’s records with respect to an obligor’s unpaid principal balance.
   
1122(d)(4)(vi)
Changes with respect to the terms or status of an obligor's mortgage loans (e.g., loan modifications or re-agings) are made, reviewed and approved by authorized personnel in accordance with the transaction agreements and related pool asset documents.
   
1122(d)(4)(vii)
Loss mitigation or recovery actions (e.g., forbearance plans, modifications and deeds in lieu of foreclosure, foreclosures and repossessions, as applicable) are initiated, conducted and concluded in accordance with the timeframes or other requirements established by the transaction agreements.
   
1122(d)(4)(viii)
Records documenting collection efforts are maintained during the period a mortgage loan is delinquent in accordance with the transaction agreements. Such records are maintained on at least a monthly basis, or such other period specified in the transaction agreements, and describe the entity’s activities in monitoring delinquent mortgage loans including, for example, phone calls, letters and payment rescheduling plans in cases where delinquency is deemed temporary (e.g., illness or unemployment).
   
1122(d)(4)(ix)
Adjustments to interest rates or rates of return for mortgage loans with variable rates are computed based on the related mortgage loan documents.
   
1122(d)(4)(x)
Regarding any funds held in trust for an obligor (such as escrow accounts): (A) such funds are analyzed, in accordance with the obligor’s mortgage loan documents, on at least an annual basis, or such other period specified in the transaction agreements; (B) interest on such funds is paid, or credited, to obligors in accordance with applicable mortgage loan documents and state laws; and (C) such funds are returned to the obligor within 30 calendar days of full repayment of the related mortgage loans, or such other number of days specified in the transaction agreements.
   
1122(d)(4)(xi)
Payments made on behalf of an obligor (such as tax or insurance payments) are made on or before the related penalty or expiration dates, as indicated on the appropriate bills or notices for such payments, provided that such support has been received by the servicer at least 30 calendar days prior to these dates, or such other number of days specified in the transaction agreements.
   
1122(d)(4)(xii)
Any late payment penalties in connection with any payment to be made on behalf of an obligor are paid from the Servicer’s funds and not charged to the obligor, unless the late payment was due to the obligor’s error or omission.
   
1122(d)(4)(xiii)
Disbursements made on behalf of an obligor are posted within two business days to the obligor’s records maintained by the servicer, or such other number of days specified in the transaction agreements.
   
1122(d)(4)(xiv)
Delinquencies, charge-offs and uncollectible accounts are recognized and recorded in accordance with the transaction agreements.
   
1122(d)(4)(xv)
Any external enhancement or other support, identified in Item 1114(a)(1) through (3) or Item 1115 of Regulation AB, is maintained as set forth in the transaction agreements.
   



EXHIBIT E


FORM OF SARBANES CERTIFICATION

 
Re:
The [ ] agreement dated as of [ ], 200[ ] (the “Agreement”), among [IDENTIFY PARTIES]

I, ________________________________, the _______________________ of [Name of Servicer], certify to [the Owner], [the Depositor], and the [Master Servicer] [Securities Administrator] [Trustee], and their officers, with the knowledge and intent that they will rely upon this certification, that:

(1) I have reviewed the servicer compliance statement of the Servicer provided in accordance with Item 1123 of Regulation AB (the “Compliance Statement”), the report on assessment of the Servicer’s compliance with the servicing criteria set forth in Item 1122(d) of Regulation AB (the “Servicing Criteria”), provided in accordance with Rules 13a-18 and 15d-18 under Securities Exchange Act of 1934, as amended (the “Exchange Act”) and Item 1122 of Regulation AB (the “Servicing Assessment”), the registered public accounting firm’s attestation report provided in accordance with Rules 13a-18 and 15d-18 under the Exchange Act and Section 1122(b) of Regulation AB (the “Attestation Report”), and all servicing reports, officer’s certificates and other information relating to the servicing of the Mortgage Loans by the Servicer during 200[ ] that were delivered by the Servicer to the [Depositor] [Master Servicer] [Securities Administrator] [Trustee] pursuant to the Agreement (collectively, the “Servicer Servicing Information”);

(2) Based on my knowledge, the Servicer Servicing Information, taken as a whole, does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in the light of the circumstances under which such statements were made, not misleading with respect to the period of time covered by the Servicer Servicing Information;

(3) Based on my knowledge, all of the Servicer Servicing Information required to be provided by the Servicer under the Agreement has been provided to the [Depositor] [Master Servicer] [Securities Administrator] [Trustee];

(4) I am responsible for reviewing the activities performed by the Servicer under the Agreement, and based on my knowledge and the compliance review conducted in preparing the Compliance Statement and except as disclosed in the Compliance Statement, the Servicing Assessment or the Attestation Report, the Servicer has fulfilled its obligations under the Agreement; and

(5) The Compliance Statement, the Servicing Assessment and the Attestation Report required to be provided by the Servicer pursuant to the Agreement have been provided to the [Depositor] [Master Servicer]. Any material instances of noncompliance described in such reports have been disclosed to the [Depositor] [Master Servicer]. Any material instance of noncompliance with the Servicing Criteria has been disclosed in such reports.


  Date:  
     
 
By:
 
 
Name:
 
 
Title:
 


EXHIBIT F
 
FORM OF SARBANES-OXLEY BACK-UP CERTIFICATION

I, ______________________, Vice President of Wells Fargo Bank, N.A. (the "Servicer"), certify to __________________, and its officers, directors, agents and affiliates (the "Sarbanes Certifying Party"), and with the knowledge and intent that they will rely upon this certification, that:

 
(i)
Based on my knowledge, the information relating to the Mortgage Loans and the servicing thereof submitted by the Servicer to the Sarbanes Certifying Party which is used in connection with preparation of the reports on Form 8-K and the annual report on Form 10-K filed with the Securities and Exchange Commission with respect to the Securitization, taken as a whole, does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading as of the date of this certification;

 
(ii)
The servicing information required to be provided to the Sarbanes Certifying Party by the Servicer under the relevant servicing agreement has been provided to the Sarbanes Certifying Party;

 
(iii)
I am responsible for reviewing the activities performed by the Servicer under the relevant servicing agreement and based upon the review required by the relevant servicing agreement, and except as disclosed in the Annual Statement of Compliance, the Annual Independent Public Accountant's Servicing Report and all servicing reports, officer's certificates and other information relating to the servicing of the Mortgage Loans submitted to the Sarbanes Certifying Party, the Servicer has, as of the date of this certification fulfilled its obligations under the relevant servicing agreement; and

 
(iv)
I have disclosed to the Sarbanes Certifying Party all significant deficiencies relating to the Servicer's compliance with the minimum servicing standards in accordance with a review conducted in compliance with the Uniform Single Attestation Program for Mortgage Bankers or similar standard as set forth in the relevant servicing agreement.

 
(v)
The Servicer shall indemnify and hold harmless the Sarbanes Certifying Party and its officers, directors, agents and affiliates from and against any losses, damages, penalties, fines, forfeitures, reasonable legal fees and related costs, judgments and other costs and expenses arising out of or based upon a breach by the Servicer or any of its officers, directors, agents or affiliates of its obligations under this Certification or the negligence, bad faith or willful misconduct of the Servicer in connection therewith. If the indemnification provided for herein is unavailable or insufficient to hold harmless the Sarbanes Certifying Party, then the Servicer agrees that it shall contribute to the amount paid or payable by the Sarbanes Certifying Party as a result of the losses, claims, damages or liabilities of the Sarbanes Certifying Party in such proportion as is appropriate to reflect the relative fault of the Sarbanes Certifying Party on the one hand and the Servicer on the other in connection with a breach of the Servicer's obligations under this Certification or the Servicer's negligence, bad faith or willful misconduct in connection therewith.

IN WITNESS WHEREOF, I have hereunto signed my name and affixed the seal of the Servicer.
 

  Date:  
     
 
By:
 
 
Name:
 
 
Title:
 



EXHIBIT G

ASSIGNMENT, ASSUMPTION AND RECOGNITION AGREEMENT


____________, 20__


ASSIGNMENT, ASSUMPTION AND RECOGNITION AGREEMENT, dated ___________________, 20____ between _________________, a _________________ corporation having an office at _________________ ("Assignor") and _________________, having an office at _________________ ("Assignee"):

For and in consideration of the sum of one dollar ($1.00) and other valuable consideration the receipt and sufficiency of which are hereby acknowledge, and of the mutual covenants herein contained, the parties hereto hereby agree as follows:

1. The Assignor hereby grants, transfers and assigns to Assignee all of the right, title and interest of Assignor, as Purchaser, in, to and under that certain Seller's Warranties and Servicing Agreement, (the "Seller's Warranties and Servicing Agreement"), dated as of _________________, by and between _________________ (the "Purchaser"), and _________________ (the "Company"), and the Mortgage Loans delivered thereunder by the Company to the Assignor, and that certain Custodial Agreement, (the "Custodial Agreement"), dated as of _________________, by and among the Company, the Purchaser and _________________ (the "Custodian").

2. The Assignor warrants and represents to, and covenants with, the Assignee that:

a. The Assignor is the lawful owner of the Mortgage Loans with the full right to transfer the Mortgage Loans free from any and all claims and encumbrances whatsoever;

b. The Assignor has not received notice of, and has no knowledge of, any offsets, counterclaims or other defenses available to the Company with respect to the Seller's Warranties and Servicing Agreement or the Mortgage Loans;

c. The Assignor has not waived or agreed to any waiver under, or agreed to any amendment or other modification of, the Seller's Warranties and Servicing Agreement, the Custodial Agreement or the Mortgage Loans, including without limitation the transfer of the servicing obligations under the Seller's Warranties and Servicing Agreement. The Assignor has no knowledge of, and has not received notice of, any waivers under or amendments or other modifications of, or assignments of rights or obligations under, the Seller's Warranties and Servicing Agreement or the Mortgage Loans; and

d. Neither the Assignor nor anyone acting on its behalf has offered, transferred, pledged, sold or otherwise disposed of the Mortgage Loans, any interest in the Mortgage Loans or any other similar security to, or solicited any offer to buy or accept a transfer, pledge or other disposition of the Mortgage Loans, any interest in the Mortgage Loans or any other similar security from, or otherwise approached or negotiated with respect to the Mortgage Loans, any interest in the Mortgage Loans or any other similar security with, any person in any manner, or made any general solicitation by means of general advertising or in any other manner, or taken any other action which would constitute a distribution of the Mortgage Loans under the Securities Act or which would render the disposition of the Mortgage Loans a violation of Section 5 of the 33 Act or require registration pursuant thereto.

3. That Assignee warrants and represent to, and covenants with, the Assignor and the Company pursuant to Section 12.10 of the Seller's Warranties and Servicing Agreement that:

a. The Assignee agrees to be bound, as Purchaser, by all of the terms, covenants and conditions of the Seller's Warranties and Servicing Agreement, the Mortgage Loans and the Custodial Agreement, and from and after the date hereof, the Assignee assumes for the benefit of each of the Company and the Assignor all of the Assignor's obligations as purchaser thereunder;

b. The Assignee understands that the Mortgage Loans have not been registered under the 33 Act or the securities laws of any state;

c. The purchase price being paid by the Assignee for the Mortgage Loans are in excess of $250,000.00 and will be paid by cash remittance of the full purchase price within 60 days of the sale;

d. The Assignee is acquiring the Mortgage Loans for investment for its own account only and not for any other person. In this connection, neither the Assignee nor any person authorized to act therefor has offered to Mortgage Loans by means of any general advertising or general solicitation within the meaning of Rule 502(c) of US Securities and Exchange Commission Regulation D, promulgated under the Securities Act;

e. The Assignee considers itself a substantial sophisticated institutional investor having such knowledge and experience in financial and business matters that it is capable of evaluating the merits and risks of investment in the Mortgage Loans;

f. The Assignee has been furnished with all information regarding the Mortgage Loans that it has requested from the Assignor or the Company;

g. Neither the Assignee nor anyone acting on its behalf has offered, transferred, pledged, sold or otherwise disposed of the Mortgage Loans, any interest in the Mortgage Loans or any other similar security to, or solicited any offer to buy or accept a transfer, pledge or other disposition of the Mortgage Loans, any interest in the Mortgage Loans or any other similar security from, or otherwise approached or negotiated with respect to the Mortgage Loans, any interest in the Mortgage Loans or any other similar security with, any person in any manner which would constitute a distribution of the Mortgage Loans under the 33 Act or which would render the disposition of the Mortgage Loans a violation of Section 5 of the 33 Act or require registration pursuant thereto, nor will it act, nor has it authorized or will it authorize any person to act, in such manner with respect to the Mortgage Loans; and

h. Either (1) the Assignee is not an employee benefit plan ("Plan") within the meaning of section 3(3) of the Employee Retirement Income Security Act of 1974, as amended ("ERISA") or a plan (also "Plan") within the meaning of section 4975(e)(1) of the Internal Revenue Code of 1986 ("Code"), and the Assignee is not directly or indirectly purchasing the Mortgage Loans on behalf of, investment manager of, as named fiduciary of, as Trustee of, or with assets of, a Plan; or (2) the Assignee's purchase of the Mortgage Loans will not result in a prohibited transaction under section 406 of ERISA or section 4975 of the Code.

i. The Assignee's address for purposes of all notices and correspondence related to the Mortgage Loans and the Seller's Warranties and Servicing Agreements is:

 
       
       
       
       
  Attention: _______________    

 
The Assignee's wire transfer instructions for purposes of all remittances and payments related to the Mortgage Loans and the Seller's Warranties and Servicing Agreement is:

 
 
       
       
       
       
  Attention: _______________    

 
4. From and after the date hereof, the Company shall note the transfer of the Mortgage Loans to the Assignee in its books and records, the Company shall recognize the Assignee as the owner of the Mortgage Loans and the Company shall service the Mortgage Loans for the benefit of the Assignee pursuant to the Seller’s Warranties and Servicing Agreement, the terms of which are incorporated herein by reference. It is the intention of the Assignor, the Company and the Assignee that the Seller’s Warranties and Servicing Agreement shall be binding upon and inure to the benefit of the Company and the Assignee and their respective successors and assigns.

[Signatures Follow]
 

 
IN WITNESS WHEREOF, the parties have caused this Assignment and Assumption to be executed by their duly authorized officers as of the date first above written.


   
 
Assignor     Assignee  
         
By:    
By:
 
         
Name:    
Name:
 
         
Its:    
Its:
 
         
Tax Payer Indentification No.:   Tax Payer Indentification No.:
     

 
EXHIBIT H

ELECTRONIC DATA FILE

 
(1)
the street address of the Mortgaged Property including the city, state, county and zip code;

 
(2)
a code indicating whether the Mortgaged Property is a single family residence, a 2-4 family dwelling, a PUD, a cooperative, a townhouse, manufactured housing or a unit in a condominium project;

(3)
the Mortgage Interest Rate as of the Cut-off Date;

(4)
the current Monthly Payment;

(5)
loan term, number of months;

(6)
the stated maturity date;

 
(7)
the Stated Principal Balance of the Mortgage Loan as of the close of business on the Cut-off Date, after deduction of payments of principal due on or before the Cut-off Date;

 
(8)
the Loan-to-Value Ratio;

 
(9)
a code indicating whether the Mortgage Loan is an Interest Only Mortgage Loan;

 
(10)
a code indicating whether the Mortgage Loan is a temporary buydown (Y or N);

 
(11)
the Servicing Fee Rate;

 
(12)
a code indicating whether the Mortgage Loan is covered by lender-paid mortgage insurance (Y or N);

 
(13)
a code indicating whether the Mortgage Loan is a Time$aver® Mortgage Loan (Y or N);

 
(14)
the Mortgagor's first and last name;

 
(15)
a code indicating whether the Mortgaged Property is owner-occupied;

 
(16)
the remaining months to maturity from the Cut-off Date, based on the original amortization schedule;

 
(17)
the date on which the first Monthly Payment was due on the Mortgage Loan;

 
(18)
the last Due Date on which a Monthly Payment was actually applied to the actual principal balance;

 
(19)
the original principal amount of the Mortgage Loan;

 
(20)
a code indicating the purpose of the loan (i.e., purchase, financing, rate/term refinancing, cash-out refinancing);

 
(21)
the Mortgage Interest Rate at origination;

 
(22)
the date on which the first Monthly Payment was due on the Mortgage Loan;

 
(23)
a code indicating the documentation style (i.e., full (providing two years employment verification - 2 years W-2’s and current pay stub or 2 years 1040’s for self employed borrowers), alternative or reduced);

 
(24)
a code indicating if the Mortgage Loan is subject to a PMI Policy;

 
(25)
the Appraised Value of the Mortgage Property;

 
(26)
the sale price of the Mortgaged Property, if applicable;

(27)
the Mortgagor’s Underwriting FICO Score;

(28)
term of prepayment penalty in years;

(29)
a code indicating the product type;

(30)
a code indicating the credit grade of the Mortgage Loan;

 
(31)
the unpaid balance of the Mortgage Loan as of the close of business on the Cut-off Date, after deduction of all payments of principal;

(32)
the Note date of the Mortgage Loan;

 
(33)
the mortgage insurance certificate number and percentage of coverage, if applicable;

(34) the Mortgagor’s date of birth;

 
(35)
the MIN Number for each Mortgage Loan, if applicable;

(36)          employer name;

(37)          subsidy program code;

(38)          servicer name;

(39)          the combined Loan-to-Value Ratio;

(40)          the total Loan-to-Value Ratio;

(41)          whether the Mortgage Loan is convertible (Y or N);

 
(42)
a code indicating whether the Mortgage Loan is a relocation loan (Y or N);

(43)          a code indicating whether the Mortgage Loan is a leasehold loan (Y or N);

(44)          a code indicating whether the Mortgage Loan is an Alt A loan (Y or N);

(45)          a code indicating whether the Mortgage Loan is a no ratio loan (Y or N);

 
(46)
a code indicating whether the Mortgage Loan is a Pledged Asset Mortgage Loan (Y or N);

(47)          effective LTV percentage for Pledged Asset Mortgage Loans;

(48)          citizenship type code;

 
(49)
a code indicating whether the Mortgage Loan is a conforming or non-conforming loan, based on the original loan balance;

(50)          the name of the client for which the Mortgage Loan was originated;

(51)          the program code;

(52)          the loan sub doc code;

(53)          the remaining interest-only term for Interest Only Mortgage Loans;

The Company shall provide the following
For the Home Mortgage Disclosure Act (HMDA):

(54)          the Mortgagor’s and co-Mortgagor’s (if applicable) ethnicity;

(55)          the Mortgagor’s and co-Mortgagor’s (if applicable) race;

(56)          lien status;

(57)          for cash-out refinance loans, the cash purpose;

(58)          the Mortgagor’s and co-Mortgagor’s (if applicable) gender;

(59)          the Mortgagor’s and co-Mortgagor’s (if applicable) social security numbers;

(60)          the number of units for the property;

(61)          the year in which the property was built;

(62)          the qualifying monthly income of the Mortgagor;

(63)          the number of bedrooms contained in the property;

(64)          a code indicating first time buyer (Y or N);

(65)          the total rental income, if any;

The Seller shall provide the following
for the adjustable rate Mortgage Loans (if applicable):

(66)          the maximum Mortgage Interest Rate under the terms of the Mortgage Note;

(67)          the Periodic Interest Rate Cap;

(68)          the Index;

(69)          the next Adjustment Date;

(70)          the Gross Margin; and

(71)          the lifetime interest rate cap.

 
MASTER MORTGAGE LOAN PURCHASE AGREEMENT


This is an Amended and Restated Master Mortgage Loan Purchase Agreement (the "Agreement"), dated as of November 1, 2004 by and between EMC Mortgage Corporation, having an office at 909 Hidden Ridge Drive, Suite 200, Irving, Texas 75038 (the "Purchaser") and Wells Fargo Bank, N.A., having an office at 1 Home Campus, Des Moines, Iowa 50328-0001 (the "Seller").

W I T N E S S E T H

WHEREAS, the Seller agrees to sell, and the Purchaser agrees to purchase, from time to time certain conventional residential mortgage loans (the "Mortgage Loans") on a servicing retained basis as described herein:

WHEREAS, the Mortgage Loans shall be delivered as pools of whole loans (each a “Loan Package”) on various dates as provided herein (each a “Closing Date”); and

WHEREAS, the parties intend hereby to set forth the terms and conditions upon which the proposed Transactions will be effected.

NOW THEREFORE, in consideration of the promises and the mutual agreements set forth herein, the parties hereto agree as follows:

SECTION 1.  All capitalized terms not otherwise defined herein have the respective meanings set forth in the Amended and Restated Master Seller's Warranties and Servicing Agreement, dated as of the date herewith (the“Master Seller's Warranties and Servicing Agreement").

SECTION 2. Agreement to Purchase. The Seller agrees to sell, and the Purchaser agrees to purchase from time to time, Mortgage Loans having an aggregate principal balance on the applicable related Cut-off Date in an amount as set forth in the related Commitment Letters or in such other amount as agreed by the Purchaser and the Seller as evidenced by the actual aggregate principal balance of the Mortgage Loans in the related Loan Package accepted by the Purchaser on the related Closing Date. The Mortgage Loans will be delivered pursuant to the Master Seller's Warranties and Servicing Agreement.

SECTION 3.  Mortgage Schedules. The Seller will provide the Purchaser with certain information constituting a listing of the Mortgage Loans to be purchased under this Agreement for each Transaction (the "Mortgage Loan Schedule"). Each Mortgage Loan Schedule shall conform to the definition of "Mortgage Loan Schedule" under the Master Seller's Warranties and Servicing Agreement.

SECTION 4.  Purchase Price. The purchase price for each Loan Package (the "Purchase Price") shall be the percentage of par as stated in the related Commitment Letter, multiplied by the aggregate principal balance, as of the related Cut-off Date, of the Mortgage Loans listed in the related Loan Package, after application of scheduled payments of principal for such related Loan Package due on or before the related Cut-off Date whether or not collected. The purchase price for a Loan Package may be adjusted as stated in the related Commitment Letter.

In addition to the Purchase Price, the Purchaser shall pay to the Seller, at closing, accrued interest on the initial principal amount of the Mortgage Loans at the weighted average Mortgage Loan Remittance Rate for each Loan Package from the related Cut-off Date through the day prior to the related Closing Date, inclusive.

With respect to each Loan Package, the Purchaser shall be entitled to (1) all scheduled principal due after the related Cut-off Date, (2) all other recoveries of principal collected after the related Cut-off Date (provided, however, that all scheduled payments of principal due on or before the related Cut-off Date and collected by the Seller after the related Cut-off Date shall belong to the Seller), and (3) all payments of interest on the Mortgage Loans at the Mortgage Loan Remittance Rate (minus that portion of any such payment which is allocable to the period prior to the related Cut-off Date). The principal balance of each Mortgage Loan as of the related Cut-off Date is determined after application of payments of principal due on or before the related Cut-off Date whether or not collected. Therefore, payments of scheduled principal and interest prepaid for a due date beyond the related Cut-off Date shall not be applied to the principal balance as of the related Cut-off Date. Such prepaid amounts (minus interest at the Servicing Fee Rate) shall be the property of the Purchaser. The Seller shall deposit any such prepaid amounts into the Custodial Account, which account is established for the benefit of the Purchaser for subsequent remittance by the Seller to the Purchaser.

SECTION 5.  Examination of Mortgage Files. Prior to each Closing Date, the Seller shall (a) deliver to the Purchaser in escrow, for examination, the Mortgage File for each Mortgage Loan, including a copy of the Assignment of Mortgage, pertaining to each Mortgage Loan, or (b) make the Mortgage Files available to the Purchaser for examination at the Seller's offices or such other location as shall otherwise be agreed upon by the Purchaser and the Seller. Such examination may be made by the Purchaser or by any prospective purchaser of the Mortgage Loans from the Purchaser, at any time before or after such related Closing Date, upon prior reasonable notice to the Seller. The fact that the Purchaser or any prospective purchaser of the Mortgage Loans has conducted or has failed to conduct any partial or complete examination of the Mortgage Files shall not affect the Purchaser's (or any of its successor's) rights to demand repurchase, substitution or other relief as provided under the Master Seller's Warranties and Servicing Agreement.

Prior to Seller’s receipt of the Purchase Price, the Purchaser shall cause the Custodian to act as bailee for the sole and exclusive benefit of the Seller pursuant to the Custodial Agreement and act only in accordance with Seller’s instructions. Upon the Seller’s receipt of the Purchase Price, the Seller shall provide notification to the Custodian to release ownership of the Mortgage Loan Documents contained in the Custodial Mortgage File. Such notification shall be in a form of a written notice by facsimile or other electronic media, with a copy sent to the Purchaser. Subsequent to such release, such Mortgage Loan Documents shall be retained by the Custodian for the benefit of the Purchaser. All Mortgage Loan Documents related to Mortgage Loans not purchased by the Purchaser on the Closing Date, shall be maintained by the Custodian for the benefit of the Seller and shall be returned to the Seller within two (2) Business Days after the Closing Date.

SECTION 6.  Representations, Warranties and Agreements of Seller. The Seller agrees and acknowledges that it shall, as a condition to the consummation of the transactions contemplated hereby, make the representations and warranties specified in Section 3.01 and 3.02 of the Master Seller's Warranties and Servicing Agreement, as of each related Closing Date. The meaning of the term "Agreement" as used in Sections 3.01 and 3.02 of the Master Seller's Warranties and Servicing Agreement shall include this Agreement. The Seller, without conceding that the Mortgage Loans are securities, hereby makes the following additional representations, warranties and agreements which shall be deemed to have been made as of the related Closing Date:

a) neither the Seller nor anyone acting on its behalf has offered, transferred, pledged, sold or otherwise disposed of any Mortgage Loans, any interest in any Mortgage Loans or any other similar security to, or solicited any offer to buy or accept a transfer, pledge or other disposition of any Mortgage Loans, any interest in any Mortgage Loans or any other similar security from, or otherwise approached or negotiated with respect to any Mortgage Loans, any interest in any Mortgage Loans or any other similar security with, any person in any manner, or made any general solicitation by means of general advertising or in any other manner, or taken any other action which would constitute a distribution of the Mortgage Loans under the Securities Act or which would render the disposition of any Mortgage Loans a violation of Section 5 of the Securities Act or require registration pursuant thereto, nor will it act, nor has it authorized or will it authorize any person to act, in such manner with respect to the Mortgage Loans; and

b) the Seller has not dealt with any broker or agent or anyone else who might be entitled to a fee or commission in connection with this transaction other than the Purchaser.

SECTION 7.  Representation, Warranties and Agreement of Purchaser. The Purchaser, without conceding that the Mortgage Loans are securities, hereby makes the following representations, warranties and agreements, which shall have been deemed to have been made as of the related Closing Date.

a) the Purchaser understands that the Mortgage Loans have not been registered under the Securities Act or the securities laws of any state;

b) the Purchaser is acquiring the Mortgage Loans for its own account only and not for any other person;

c) the Purchaser considers itself a substantial, sophisticated institutional investor having such knowledge and experience in financial and business matters that it is capable of evaluating the merits and risks of investment in the Mortgage Loans;

d) the Purchaser has been furnished with all information regarding the Mortgage Loans which it has requested from the Seller or the Company; and

e) neither the Purchaser nor anyone acting on its behalf offered, transferred, pledged, sold or otherwise disposed of any Mortgage Loan, any interest in any Mortgage Loan or any other similar security to, or solicited any offer to buy or accept a transfer, pledge or other disposition of any Mortgage Loan, any interest in any Mortgage Loan or any other similar security from, or otherwise approached or negotiated with respect to any Mortgage Loan, any interest in any Mortgage Loan or any other similar security with, any person in any manner, or made any general solicitation by means of general advertising or in any other manner, or taken any other action which would constitute a distribution of the Mortgage Loans under the Securities Act or which would render the disposition of any Mortgage Loan a violation of Section 5 of the Securities Act or require registration pursuant thereto, nor will it act, nor has it authorized or will it authorize any person to act, in such manner with respect to the Mortgage Loans.

SECTION 8.  Closing. The closing for the purchase and sale of each Loan Package shall take place on the related Closing Date. At the Purchaser's option, the Closing shall be either: by telephone, confirmed by letter or wire as the parties shall agree; or conducted in person, at such place as the parties shall agree.

The closing shall be subject to each of the following conditions:

a) all of the representations and warranties of the Seller under this Agreement and under the Master Seller's Warranties and Servicing Agreement shall be true and correct as of such related Closing Date and no event shall have occurred which, with notice or the passage of time, would constitute a default under this Agreement or an Event of Default under the Master Seller's Warranties and Servicing Agreement;

b) the Purchaser shall have received, or the Purchaser's attorneys shall have received in escrow, all Closing Documents as specified in Section 9 of this Agreement, in such forms as are agreed upon and acceptable to the Purchaser, duly executed by all signatories other than the Purchaser as required pursuant to the respective terms thereof;

c) the Seller shall have delivered and released to the Custodian under the Master Seller's Warranties and Servicing Agreement all documents required pursuant to the related Custodial Agreement, and

d) all other terms and conditions of this Agreement shall have been complied with.

Subject to the foregoing conditions, the Purchaser shall pay to the Seller on such related Closing Date the applicable Purchase Price, plus accrued interest pursuant to Section 4 of this Agreement, by wire transfer of immediately available funds to the account designated by the Seller.

SECTION 9.  Closing Documents. With respect to the Mortgage Loans, the Closing Documents shall consist of the following documents:

On the initial Closing Date:

 
1.
the Master Seller's Warranties and Servicing Agreement, in three counterparts;

 
2.
this Agreement in two counterparts;

 
3.
the Custodial Agreement, dated as November 30, 1999, by and between EMC Mortgage Corporation as Owner, and Wells Fargo Bank, N.A. (formerly Wells Fargo Bank Minnesota, N.A.) attached as an exhibit to the Master Seller's Warranties and Servicing Agreement;

 
4.
the Mortgage Loan Schedule for the related Loan Package, one copy to be attached to each counterpart of the Master Seller's Warranties and Servicing Agreement, to each counterpart of this Agreement, and to each counterpart of the Custodial Agreement, as the Mortgage Loan Schedule thereto;

 
5.
a Receipt and Certification, as required under the Custodial Agreement;

 
6.
an Opinion of Counsel of the Seller, in the form of Exhibit 1 hereto; and

 
7.
an Assignment and Conveyance Agreement for the related Mortgage Loans.

On each subsequent Closing Date, the following documents:

 
1.
the Mortgage Loan Schedule for the related Loan Package;

 
2.
an Assignment and Conveyance Agreement for the related Mortgage Loans; and

 
3.
a Receipt and Certification, as required under the Custodial Agreement.


SECTION 10.  Costs. The Purchaser shall pay any commissions due its salesmen, the legal fees and expenses of its attorneys and the costs and expenses associated with the Custodian. The Seller shall be responsible for reasonable costs and expenses associated with any preparation of the initial assignments of mortgage. All other costs and expenses incurred in connection with the transfer and delivery of the Mortgage Loans, including fees for title policy endorsements and continuations and the Seller's attorney fees, shall be paid by the Seller.

SECTION 11.  Servicing The Mortgage Loans shall be serviced by the Seller in accordance with the terms of the Master Seller's Warranties and Servicing Agreement. The Seller shall be entitled to servicing fees calculated as provided therein, at the Servicing Fee Rate.

SECTION 12.  Financial Statements. The Seller understands that in connection with the Purchaser's marketing of the Mortgage Loans, the Purchaser shall make available to prospective purchasers a Consolidated Statement of Operations of the Seller for the most recently completed two fiscal years respecting which such a statement is available, as well as a Consolidated Statement of Condition at the end of the last two (2) fiscal years covered by such Consolidated Statement of Operations. The Purchaser shall also make available any comparable interim statements to the extent any such statements have been prepared by the seller in a format intended or otherwise suitable for the public at large. The Seller, if it has not already done so, agrees to furnish promptly to the Purchaser copies of the statements specified above. The Seller shall also make available information on its servicing performance with respect to loans in its own portfolio and loans serviced for others (if any), including foreclosure and delinquency ratios.

The Seller also agrees to allow access to a knowledgeable (as shall be determined by the Seller) financial or accounting officer for the purpose of answering questions asked by any prospective purchaser regarding recent developments affecting the Seller or the financial statements of the Seller.

SECTION 13.  Mandatory Delivery. The sale and delivery on each Closing Date of the related Mortgage Loans described on the respective Mortgage Loan Schedules is mandatory, it being specifically understood and agreed that each Mortgage Loan must be unique and identifiable on such related Closing Date and that an award of money damages would be insufficient to compensate the Purchaser for the losses and damages incurred by the Purchaser (including damages to prospective purchasers of the Mortgage Loans) in the event of the Seller's failure to deliver the Mortgage Loans on or before such related Closing Date. All rights and remedies of the Purchaser under this Agreement are distinct from, and cumulative with, any other rights or remedies under this Agreement or afforded by law or equity and all such rights and remedies may be exercised concurrently, independently or successively.

SECTION 14.  Notices. All demands, notices and communications hereunder shall be in writing and shall be deemed to have been duly given if mailed, by registered or certified mail, return receipt requested, or, if by other means, when received by the other party at the address shown on the first page hereof, or such other address as may hereafter be furnished to the other party by like notice. Any such demand, notice of communication hereunder shall be deemed to have been received on the date delivered to or received at the premises of the addressee (as evidenced, in the case of registered or certified mail, by the date noted on the return receipt).

SECTION 15.  Severability Clause. Any part, provision, representation or warranty of this Agreement which is prohibited or which is held to be void or unenforceable shall be ineffective to the extent of such prohibition or unenforceability without invalidating the remaining provisions hereof. Any part, provision, representation or warranty of this Agreement which is prohibited or unenforceable or is held to be void or unenforceable in any jurisdiction shall be ineffective, as to such jurisdiction, to the extent of such prohibition or unenforceability without invalidating the remaining provisions hereof, and any such prohibition or unenforceability in any jurisdiction as to any Mortgage Loan shall not invalidate or render unenforceable such provision in any other jurisdiction. To the extent permitted by applicable law, the parties hereto waive any provision of law which prohibits or renders void or unenforceable any provision hereof. If the invalidity of any part, provision, representation or warranty of this Agreement shall deprive any party of the economic benefit intended to be conferred by this Agreement, the parties shall negotiate, in good-faith, to develop a structure the economic effect of which is as close as possible to the economic effect of this Agreement without regard to such invalidity.

SECTION 16.  Counterparts. This Agreement may be executed simultaneously in any number of counterparts. Each counterpart shall be deemed to be an original, and all such counterparts shall constitute one and the same instrument.

SECTION 17.  Place of Delivery and Governing Law. This Agreement shall be deemed in effect when a fully executed counterpart thereof is received by the Purchaser in the State of New York and shall be deemed to have been made in State of New York. The Agreement shall be construed in accordance with the laws of the State of New York and the obligations, rights and remedies of the parties hereunder shall be determined in accordance with the laws of the State of New York, except to the extent preempted by Federal Law.

Each of the Seller and the Purchaser hereby knowingly, voluntarily and intentionally waives any and all rights it may have to a trial by jury in respect of any litigation based on, or arising out of, under, or in connection with, this Agreement, or any other documents and instruments executed in connection herewith, or any course of conduct, course of dealing, statements (whether oral or written), or actions of the Seller or the Purchaser. This provision is a material inducement for the Purchaser to enter into this Agreement.

SECTION 18.  Further Agreements. The Purchaser and the Seller each agree to execute and deliver to the other such additional documents, instruments or agreements as may be necessary or appropriate to effectuate the purposes of this Agreement.

Without limiting the generality of the foregoing, the Seller shall reasonably cooperate with the Purchaser in connection with the initial resales of the Mortgage Loans by the Purchaser. In that connection, the Seller shall provide to the Purchaser: (i) any and all information and appropriate verification of information, whether through letters of its auditors and counsel or otherwise, as the Purchaser shall reasonably request, and (ii) such additional representations, warranties, covenants, opinions of counsel, letters from auditors and certificates of public officials or officers of the Seller as are reasonably believed necessary by the Purchaser in connection with such resales. The requirement of the Seller pursuant to (ii) above shall terminate on the related Closing Date, except as provided pursuant to Article IX of the Master Seller’s Warranties and Servicing Agreement. Prior to incurring any out-of-pocket expenses pursuant to this paragraph, the Seller shall notify the Purchaser in writing of the estimated amount of such expense. The Purchaser shall reimburse the Seller for any such expense following its receipt of appropriate details thereof.

SECTION 19.  Intention of the Parties. It is the intention of the parties that the Purchaser is purchasing, and the Seller is selling, an undivided 100% ownership interest in the Mortgage Loans and not a debt instrument of the Seller or another security. Accordingly, the parties hereto each intend to treat the transaction for Federal income tax purposes as a sale by the Seller, and a purchase by the Purchaser, of the Mortgage Loans. The Purchaser shall have the right to review the Mortgage Loans and the related Mortgage Loan Files to determine the characteristics of the Mortgage Loans which shall affect the Federal income tax consequences of owning the Mortgage Loans and the Seller shall cooperate with all reasonable requests made by the Purchaser in the course of such review.

SECTION 20.  Successors and Assigns; Assignment of Purchase Agreement. This Agreement shall bind and inure to the benefit of and be enforceable by the Seller and the Purchaser and the respective successors and assigns of the Seller and the Purchaser. This Agreement shall not be assigned, pledged or hypothecated by the Seller to a third party without the consent of the Purchaser.

SECTION 21. Waivers; Other Agreements. No term or provision of this Agreement may be waived or modified unless such waiver or modification is in writing and signed by the party against whom such waiver or modification is sought to be enforced.

SECTION 22. Exhibits. The exhibits to this Agreement are hereby incorporated and made a part hereof and are an integral part of this Agreement.

SECTION 23. General Interpretive Principles. For purposes of this Agreement, except as otherwise expressly provided or unless the context otherwise requires:

a) the terms defined in this Agreement have the meanings assigned to them in this Agreement and include the plural as well as the singular, and the use of any gender herein shall be deemed to include the other gender;

b) accounting terms not otherwise defined herein have the meanings assigned to them in accordance with generally accepted accounting principles;

c) references herein to "Articles", "Sections", "Subsections", "Paragraphs", and other subdivisions without reference to a document are to designated Articles, Sections, Subsections, Paragraphs and other subdivisions of this Agreement;

d) a reference to a Subsection without further reference to a Section is a reference to such Subsection as contained in the same Section in which the reference appears, and this rule shall also apply to Paragraphs and other subdivisions;

e) the words "herein", "hereof", "hereunder" and other words of similar import refer to this Agreement as a whole and not to any particular provision; and

f) the term "include" or "including" shall mean without limitation by reason of enumeration.

SECTION 24. Reproduction of Documents. This Agreement and all documents relating thereto, including, without limitation, (a) consents, waivers and modifications which may hereafter be executed, (b) documents received by any party at the closing, and (c) financial statements, certificates and other information previously or hereafter furnished, may be reproduced by any photographic, photostatic, microfilm, micro-card, miniature photographic or other similar process. The parties agree that any such reproduction shall be admissible in evidence as the original itself in any judicial or administrative proceeding, whether or not the original is in existence and whether or not such reproduction was made by a party in the regular course of business, and that any enlargement, facsimile or further reproduction of such reproduction shall likewise be admissible in evidence.
 
[Signatures Follow]
 




IN WITNESS WHEREOF, the Seller and the Purchaser have caused their names to be signed hereto by their respective officers thereunto duly authorized as of the date first above written.
 

   
EMC MORTGAGE CORPORATION 
      (Purchaser)  
     
By:
 
     
Name:
 
     
Title:
 

   
WELLS FARGO BANK, N.A.
      (Seller)  
     
By:
 
     
Name:
 
     
Title:
 

 

 
EXHIBIT 1
 
FORM OF OPINION OF COUNSEL


Re: Mortgage Loan Sale by Wells Fargo Bank, N.A. (the “Company”) to EMC Mortgage Corporation (the “Purchaser”) of first lien mortgage loans (the “Mortgage Loans”) pursuant to that certain Amended and Restated Master Seller’s Warranties and Servicing Agreement and Amended and Restated Master Mortgage Loan Purchase Agreement by and between the Company and the Purchaser, dated as of November 1, 2005.

Dear Sir/Madam:

I am @ of Wells Fargo Bank, N.A. and have acted as counsel to Wells Fargo Bank, N.A. (the “Company”), with respect to certain matters in connection with the sale by the Company of Mortgage Loans pursuant to that certain Amended and Restated Master Seller’s Warranties and Servicing Agreement and Amended and Restated Master Mortgage Loan Purchase Agreement by and between the Company and EMC Mortgage Corporation (the “Purchaser”), dated as of November 1, 2005, (the “Agreements”), which sale is in the form of whole Mortgage Loans. Capitalized terms not otherwise defined herein have the meanings set forth in the Amended and Restated Master Seller’s Warranties and Servicing Agreement.

I have examined the following documents:

1.
the Amended and Restated Master Seller’s Warranties and Servicing Agreement;

2.
the Amended and Restated Master Mortgage Loan Purchase Agreement;

3.
the Custodial Agreement;

4.
the form of endorsement of the Mortgage Notes; and

5.
such other documents, records and papers as I have deemed necessary and relevant as a basis for this opinion.

To the extent I have deemed necessary and proper, I have relied upon the representations and warranties of the Company contained in the Agreements. I have assumed the authenticity of all documents submitted to me as originals, the genuineness of all signatures, the legal capacity of natural persons and the conformity to the originals of all documents.

Based upon the foregoing, it is my opinion that;

1.
The Company is a national banking association duly organized, validly existing and in good standing under the laws of the United States.

2.
The Company has the power to engage in the transactions contemplated by the Agreements, the Custodial Agreement and all requisite power, authority and legal right to execute and deliver the Agreements, the Custodial Agreement and the Mortgage Loans, and to perform and observe the terms and conditions of such instruments.

3.
Each person who, as an officer or attorney-in-fact of the Company, signed (a) the Agreements, each dated as of November 1, 2005, by and between the Company and the Purchaser, and (b) any other document delivered prior hereto or on the date hereof in connection with the sale and servicing of the Mortgage Loans in accordance with the Agreements was, at the respective times of such signing and delivery, and is, as of the date hereof, duly elected or appointed, qualified and acting as such officer or attorney-in-fact, and the signatures of such persons appearing on such documents are their genuine signatures.

4.
Each of the Agreements, the Custodial Agreement, and the Mortgage Loans, has been duly authorized, executed and delivered by the Company and is a legal, valid and binding agreement enforceable in accordance with its terms, subject to the effect of insolvency, liquidation, convervatorship and other similar laws administered by the Federal Deposit Insurance Corporation affecting the enforcement of contract obligations of insured banks and subject to the application of the rules of equity, including those respecting the availability of specific performance, none of which will materially interfere with the realization of the benefits provided thereunder or with the Purchaser’s ownership of the Mortgage Loans.

5.
The Company has been duly authorized to allow any of its officers to execute any and all documents by original signature in order to complete the transactions contemplated by the Agreements and the Custodial Agreement, and by original or facsimile signature in order to execute the endorsements to the Mortgage Notes and the assignments of the Mortgages, and the original or facsimile signature of the officer at the Company executing the endorsements to the Mortgage Notes and the assignments of the Mortgages represents the legal and valid signature of said officer of the Company.

6.
Either (i) no consent, approval, authorization or order of any court or governmental agency or body is required for the execution, delivery and performance by the Company of or compliance by the Company with the Agreements, the Custodial Agreement or the sale and delivery of the Mortgage Loans or the consummation of the transactions contemplated by the Agreements, and the Custodial Agreement; or (ii) any required consent, approval, authorization or order has been obtained by the Company.

7.
Neither the consummation of the transactions contemplated by, nor the fulfillment of the terms of the Agreements and the Custodial Agreement, will conflict with or results in or will result in a breach of or constitutes or will constitute a default under the charter or by-laws of the Company, the terms of any indenture or other agreement or instrument to which the Company is a party or by which it is bound or to which it is subject, or violates any statute or order, rule, regulations, writ, injunction or decree of any court, governmental authority or regulatory body to which the Company is subject or by which it is bound.

8.
There is no action, suit, proceeding or investigation pending or, to the best of my knowledge, threatened against the Company which, in my opinion, either in any one instance or in the aggregate, may result in any material adverse change in the business, operations, financial condition, properties or assets of the Company or in any material impairment of the right or ability of the Company to carry on its business substantially as now conducted or in any material liability on the part of the Company or which would draw into question the validity of the Agreements, and the Custodial Agreement, or of any action taken or to be taken in connection with the transactions contemplated thereby, or which would be likely to impair materially the ability of the Company to perform under the terms of the Agreements and the Custodial Agreement.

9.
For purposes of the foregoing, I have not regarded any legal or governmental actions, investigations or proceedings to be "threatened" unless the potential litigant or governmental authority has manifested to the legal department of the Company or an employee of the Company responsible for the receipt of process a present intention to initiate such proceedings; nor have I regarded any legal or governmental actions, investigations or proceedings as including those that are conducted by state or federal authorities in connection with their routine regulatory activities. The sale of each Mortgage Note and Mortgage as and in the manner contemplated by the Agreements is sufficient fully to transfer all right, title and interest of the Company thereto as noteholder and mortgagee, apart from the rights to service the Mortgage Loans pursuant to the Agreements.

10.
The form of endorsement that is to be used with respect to the Mortgage Loans is legally valid and sufficient to duly endorse the Mortgage Notes to the Purchaser. Upon the completion of the endorsement of the Mortgage Notes and the completion of the assignments of the Mortgages, and the recording thereof, the endorsement of the Mortgage Notes, the delivery to the Custodian of the completed assignments of the Mortgages, and the delivery of the original endorsed Mortgage Notes to the Custodian would be sufficient to permit the entity to which such Mortgage Note is initially endorsed at the Purchaser’s direction, and to whom such assignment of Mortgages is initially assigned at the Purchaser’s direction, to avail itself of all protection available under applicable law against the claims of any present or future creditors of the Company, and would be sufficient to prevent any other sale, transfer, assignment, pledge or hypothecation of the Mortgages and the Mortgage Notes by the Company from being enforceable.

This opinion is given to you for your sole benefit, and no other person or entity is entitled to rely hereon except that the purchaser or purchasers to which you initially and directly resell the Mortgage Loans may rely on this opinion as if it were addressed to them as of its date.

Sincerely,
 
 


EXHIBIT T
 
WELLS FARGO ASSIGNMENT AGREEMENT

ASSIGNMENT, ASSUMPTION AND RECOGNITION AGREEMENT
 
THIS ASSIGNMENT, ASSUMPTION AND RECOGNITION AGREEMENT (the “Assignment and Assumption Agreement”), dated as of April 25, 2006, by EMC Mortgage Corporation, a Delaware corporation (the “Assignor”), U.S. Bank National Association, not individually but solely as trustee for the holders of Bear Stearns Asset Backed Securities I Trust 2006-IM1, Asset-Backed Certificates, Series 2006-IM1 (the “Assignee”) and Wells Fargo Bank, N.A. (the “Company”).
 
Whereas the Company has agreed to service certain mortgage loans listed on Exhibit A-1 hereto (the “April Loans”), the servicing obligations to which will transfer to the Company on April 1, 2006;
 
Whereas the Company has agreed to service the certain mortgage loans listed on Exhibit A-2 hereto (the “June Loans” and together with the April Loans, the “Mortgage Loans”), the servicing obligations to which will transfer to the Company on June 1, 2006; and
 
Whereas the Assignor and the Company entered into that certain Amended and Restated Master Seller’s Warranties and Servicing Agreement dated as of November 1, 2005 (the “Warranties and Servicing Agreement” or the “Agreement”), pursuant to which the Company hereby agrees to service the Mortgage Loans.
 
In consideration of the mutual promises and agreements contained herein, and for other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the parties hereto agree that the Mortgage Loans, including the June Loans upon the servicing transfer in connection with those loans, shall be subject to the terms of this Assignment and Assumption Agreement. Capitalized terms used herein but not otherwise defined shall have the meanings assigned to them in the Warranties and Servicing Agreement.
 
Assignment and Assumption
 
1.  Except as expressly provided for herein, the Assignor hereby grants, transfers and assigns to the Assignee all of its right, title and interest in, to and under (a) the Mortgage Loans and (b) the Warranties and Servicing Agreement with respect to the Mortgage Loans; provided, however, that the Assignor is not assigning to the Assignee any of its right, title and interest, to and under the Warranties and Servicing Agreement with respect to any mortgage loan other than the Mortgage Loans listed on Exhibit A. Notwithstanding anything to the contrary contained herein, the Assignor specifically reserves and does not assign to the Assignee any right, title and interest in, to or under the representations and warranties contained in Section 3.01 of the Warranties and Servicing Agreement, and to indemnify the Assignor with respect to a breach of such representations and warranties pursuant to Section 3.03 of the Warranties and Servicing Agreement, and the Assignor is retaining the right to enforce the representations and warranties and the obligations of the Company set forth in those sections against the Company. Except as is otherwise expressly provided herein, the Assignor makes no representations, warranties or covenants to the Assignee and the Assignee acknowledges that the Assignor has no obligations to the Assignee under the terms of the Warranties and Servicing Agreement or otherwise relating to the transaction contemplated herein (including, but not limited to, any obligation to indemnify the Assignee).
 
With regards to the Mortgage Loans, a breach of the representations and warranties contained in Section 3.01 of the Warranties and Servicing Agreement shall constitute termination of the Company as servicer as provided for in Section 11.01 of the Warranties and Servicing Agreement. Section 3.02 of the Warranties and Servicing Agreement shall not apply to the Mortgage Loans.
 
Representations Warranties and Covenants
 
2.  The Assignor warrants and represents to, and covenants with, the Assignee that as of the date hereof:
 
(a)  
Attached hereto as Exhibit B is a true and accurate copy of the Warranties and Servicing Agreement, which agreement is in full force and effect as of the date hereof and the provisions of which have not been waived, further amended or modified in any respect, nor has any notice of termination been given thereunder;
 
(b)  
The Assignor is the lawful owner of the Mortgage Loans with full right to transfer the Mortgage Loans and any and all of its interests, rights and obligations under the Warranties and Servicing Agreement as they relate to the Mortgage Loans, free and clear from any and all claims and encumbrances; and upon the transfer of the Mortgage Loans to the Assignee as contemplated herein, Assignee shall have good title to each and every Mortgage Loan, as well as any and all of the Assignee’s interests, rights and obligations under the Warranties and Servicing Agreement as they relate to the Mortgage Loans, free and clear of any and all liens, claims and encumbrances;
 
(c)  
There are no offsets, counterclaims or other defenses available to the Company with respect to the Mortgage Loans or the Warranties and Servicing Agreement;
 
(d)  
The Assignor has no knowledge of, and has not received notice of, any waivers under, or any modification of, any Mortgage Loan;
 
(e)  
The Assignor is duly organized, validly existing and in good standing under the laws of the jurisdiction of its incorporation, and has all requisite power and authority to acquire, own and sell the Mortgage Loans;
 
(f)  
The Assignor has full corporate power and authority to execute, deliver and perform its obligations under this Assignment and Assumption Agreement, and to consummate the transactions set forth herein. The consummation of the transactions contemplated by this Assignment and Assumption Agreement is in the ordinary course of the Assignor’s business and will not conflict with, or result in a breach of, any of the terms, conditions or provisions of the Assignor’s charter or by-laws or any legal restriction, or any material agreement or instrument to which the Assignor is now a party or by which it is bound, or result in the violation of any law, rule, regulation, order, judgment or decree to which Assignor or its property is subject. The execution, delivery and performance by the Assignor of this Assignment and Assumption Agreement and the consummation by it of the transactions contemplated hereby, have been duly authorized by all necessary corporate action on part of the Assignor. This Assignment and Assumption Agreement has been duly executed and delivered by the Assignor and, upon the due authorization, execution and delivery by the Assignee and the Company, will constitute the valid and legally binding obligation of the Assignor enforceable against the Assignor in accordance with its terms except as enforceability may be limited by bankruptcy, reorganization, insolvency, moratorium or other similar laws now or hereafter in effect relating to creditors’ rights generally, and by general principles of equity regardless of whether enforceability is considered in a proceeding in equity or at law;
 
(g)  
No consent, approval, order or authorization of, or declaration, filing or registration with, any governmental entity is required to be obtained or made by the Assignor in connection with the execution, delivery or performance by the Assignor of this Assignment and Assumption Agreement, or the consummation by it of the transactions contemplated hereby. Neither the Assignor nor anyone acting on its behalf has offered, transferred, pledged, sold or otherwise disposed of the Mortgage Loans or any interest in the Mortgage Loans, or solicited any offer to buy or accept a transfer, pledge or other disposition of the Mortgage Loans, or any interest in the Mortgage Loans or otherwise approached or negotiated with respect to the Mortgage Loans, or any interest in the Mortgage Loans with any Person in any manner, or made any general solicitation by means of general advertising or in any other manner, or taken any other action which would constitute a distribution of the Mortgage Loans under the Securities Act of 1933, as amended (the “1933 Act”) or which would render the disposition of the Mortgage Loans a violation of Section 5 of the 1933 Act or require registration pursuant thereto; and
 
(h)  
The Assignor has received from the Company, and has delivered to the Assignee, all documents required to be delivered to the Assignor by the Company prior to the date hereof pursuant to the Warranties and Servicing Agreement with respect to the Mortgage Loans and has not received, and has not requested from the Company, any additional documents.
 
3.  The Assignee warrants and represents to, and covenants with, Assignor and Company as of the date hereof:
 
(a)  
The Assignee is duly organized, validly existing and in good standing under the laws of the jurisdiction of its organization and has all requisite power and authority to hold the Mortgage Loans on behalf of the holders of Bear Stearns Asset Backed Certificates I Trust 2006-IM1, Asset-Backed Certificates, Series 2006-IM1;
 
(b)  
The Assignee has full corporate power and authority to execute, deliver and perform under this Assignment and Assumption Agreement, and to consummate the transactions set forth herein. The consummation of the transactions contemplated by this Assignment and Assumption Agreement is in the ordinary course of the Assignee’s business and will not conflict with, or result in a breach of, any of the terms, conditions or provisions of the Assignee’s charter or by-laws or any legal restriction, or any material agreement or instrument to which the Assignee is now a party or by which it is bound, or result in the violation of any law, rule, regulation, order, judgment or decree to which the Assignee or its property is subject. The execution, delivery and performance by the Assignee of this Assignment and Assumption Agreement and the consummation by it of the transactions contemplated hereby, have been duly authorized by all necessary corporate action on part of the Assignee. This Assignment and Assumption Agreement has been duly executed and delivered by the Assignee and, upon the due authorization, execution and delivery by the Assignor and the Company, will constitute the valid and legally binding obligation of Assignee enforceable against the Assignee in accordance with its terms except as enforceability may be limited by bankruptcy, reorganization, insolvency, moratorium or other similar laws now or hereafter in effect relating to creditors’ rights generally, and by general principles of equity regardless of whether enforceability is considered in a proceeding in equity or at law;
 
(c)  
No consent, approval, order or authorization of, or declaration, filing or registration with, any governmental entity is required to be obtained or made by the Assignee in connection with the execution, delivery or performance by the Assignee of this Assignment and Assumption Agreement, or the consummation by it of the transactions contemplated hereby; and
 
(d)  
The Assignee assumes all of the rights of the Purchaser under the Warranties and Servicing Agreement with respect to the Mortgage Loans other than the right to enforce the obligations of the Company under the Warranties and Servicing Agreement.
 
4.  The Company warrants and represents to, and covenants with, the Assignor and the Assignee as of the date hereof:
 
(a)  
Attached hereto as Exhibit B is a true and accurate copy of the Warranties and Servicing Agreement, which agreement is in full force and effect as of the date hereof and the provisions of which have not been waived, further amended or modified in any respect, nor has any notice of termination been given thereunder;
 
(b)  
The Company is a national banking association duly organized, validly existing and in good standing under the laws of the United States, and has all requisite power and authority to service the Mortgage Loans and otherwise to perform its obligations under the Warranties and Servicing Agreement;
 
(c)  
The Company has full power and authority to execute, deliver and perform its obligations under this Assignment and Assumption Agreement, and to consummate the transactions set forth herein. The consummation of the transactions contemplated by this Assignment and Assumption Agreement is in the ordinary course of the Company’s business and will not conflict with, or result in a breach of, any of the terms, conditions or provisions of the Company’s charter or by-laws or any legal restriction, or any material agreement or instrument to which the Company is now a party or by which it is bound, or result in the violation of any law, rule, regulation, order, judgment or decree to which the Company or its property is subject. The execution, delivery and performance by the Company of this Assignment and Assumption Agreement and the consummation by it of the transactions contemplated hereby, have been duly authorized by all necessary action on part of the Company. This Assignment and Assumption Agreement has been duly executed and delivered by the Company, and, upon the due authorization, execution and delivery by Assignor and Assignee, will constitute the valid and legally binding obligation of Company, enforceable against the Company in accordance with its terms except as enforceability may be limited by the effect of insolvency, liquidation, conservatorship and other similar laws administered by the Federal Deposit Insurance Corporation affecting the enforcement of contract obligations of insured banks and subject to the application of the rules of equity;
 
(d)  
No consent, approval, order or authorization of, or declaration, filing or registration with, any governmental entity is required to be obtained or made by the Company in connection with the execution, delivery or performance by the Company of this Assignment and Assumption Agreement, or the consummation by it of the transactions contemplated hereby;
 
(e)  
The Company shall establish a Custodial Account and an Escrow Account under the Warranties and Servicing Agreement in favor of the Assignee with respect to the Mortgage Loans separate from the Custodial Account and Escrow Account previously established under the Warranties and Servicing Agreement in favor of Assignor; and
 
(f)  
Pursuant to Section 9.01 of the Warranties and Servicing Agreement, the Company hereby restates the representations and warranties set forth in Section 3.01 of the Warranties and Servicing Agreement with respect to the Company as of the date hereof as amended by Section 9.
 
5.  Company warrants and represents to, and covenants with, Assignor and Bear Stearns Asset Backed Securities I LLC as of the date hereof:
 
(a)  
Company is not aware and has not received notice that any default, early amortization or other performance triggering event has occurred as to any other securitization due to any act or failure to act of the Company;
 
(b)  
No material noncompliance with the applicable servicing criteria with respect to other securitizations of residential mortgage loans involving the Company as servicer has been disclosed or reported by the Company;
 
(c)  
Company has not been terminated as servicer in a residential mortgage loan securitization, either due to a servicing default or to application of a servicing performance test or trigger;
 
(d)  
No material changes to the Company’s policies or procedures with respect to the servicing function it will perform under the Warranties and Servicing Agreement and this Assignment and Assumption Agreement for mortgage loans of a type similar to the Mortgage Loans have occurred during the three-year period immediately preceding the date hereof;
 
(e)  
There are no aspects of the Company’s financial condition that could have a material adverse effect on the performance by the Company of its servicing obligations under the Warranties and Servicing Agreement and this Assignment and Assumption Agreement;
 
(f)  
There are no material legal or governmental proceedings pending (or known to be contemplated) against the Company, any Subservicer or any third-party originator; and
 
(g)  
There are no affiliations, relationships or transactions relating to the Company or any Subservicer with respect to this Securitization Transaction and any party thereto of a type described in Item 1119 of Regulation AB.
 
6.  Assignor hereby agrees to indemnify and hold the Assignee (and its successors and assigns) harmless against any and all claims, losses, penalties, fines, forfeitures, legal fees and related costs, judgments, and any other costs, fees and expenses that Assignee (and its successors and assigns) may sustain in any way related to any breach of the representations or warranties of Assignor set forth in this Assignment and Assumption Agreement or the breach of any covenant or condition contained herein.
 
7.  The Company hereby acknowledges that Wells Fargo Bank, N.A. and any successor thereto (the “Master Servicer”), has been appointed as master servicer of the Mortgage Loans pursuant to the Pooling and Servicing Agreement dated as of April 1, 2006 the “Pooling and Servicing Agreement”), among Bear Stearns Asset Backed Securities I LLC, the Assignor, the Assignee and the Master Servicer, and therefore has the right to enforce all obligations of the Company under the Warranties and Servicing Agreement. Such right will include, without limitation, the right to receive all remittances required to be made by the Company under the Warranties and Servicing Agreement, the right to receive all monthly reports and other data required to be delivered by the Company under the Warranties and Servicing Agreement, the right to examine the books and records of the Company, indemnification rights, and the right to exercise certain rights of consent and approval relating to actions taken by the Company. The Company hereby acknowledges that the Master Servicer shall be obligated to notify the Assignee in accordance with the Pooling and Servicing Agreement upon the discovery of an event of default by the Company of its obligations under the Warranties and Servicing Agreement and the Assignee shall have the right to terminate the Company as servicer under the Warranties and Servicing Agreement upon the occurrence of such an event of default.
 
8.  Notwithstanding any term hereof to the contrary, the execution and delivery of this Assignment and Assumption Agreement by the Assignee is solely in its capacity as trustee for Bear Steans Asset Backed Securities I Trust 2006-IM1, Asset-Backed Certificates, Series 2006-IM1 and not individually, and any recourse against the Assignee in respect of any obligations it may have under or pursuant to the terms of this Assignment and Assumption Agreement shall be limited solely to the assets it may hold as trustee of Bear Steans Asset Backed Securities I Trust 2006-IM1, Asset-Backed Certificates, Series 2006-IM1.
 
Recognition of Assignee
 
9.  From and after the date hereof, Company shall recognize Assignee as owner of the Mortgage Loans and will service the Mortgage Loans for Assignee as if Assignee and Company had entered into a separate servicing agreement for the servicing of the Mortgage Loans in the form of the Warranties and Servicing Agreement (as modified herein), the terms of which are incorporated herein by reference. Notwithstanding anything to the contrary contained herein or in the Warranties and Servicing Agreement, Company acknowledges that the Mortgage Loans will be part of a REMIC and hereby agrees that in no event will it service the Mortgage Loans in a manner that would (i) cause any REMIC to fail to qualify as a REMIC or (ii) result in the imposition of a tax upon any REMIC (including but not limited to the tax on prohibited transactions as defined in Section 860F(a)(2) of the Code and the tax on contributions to a REMIC set forth in Section 860G(d) of the Code). It is the intention of Assignor, Company and Assignee that this Assignment and Assumption Agreement shall be binding upon and for the benefit of the respective successors and assigns of the parties hereto. Neither Company nor Assignor shall amend or agree to amend, modify, waive, or otherwise alter any of the terms or provisions of the Warranties and Servicing Agreement which amendment, modification, waiver or other alteration would in any way affect the Mortgage Loans without the prior written consent of Assignee.
 
Modification of the Warranties and Servicing Agreement
 
10.  The Company and Assignor hereby amend the Warranties and Servicing Agreement as follows:
 
(a) The following definitions shall be added to Article I of the Warranties and Servicing Agreement:
 
Assignee: U.S. Bank National Association, as trustee for the holders of Bear Stearns Asset Backed Securities I Trust 2006-IM1, Asset Backed Certificates, Series 2006-IM1.
 
Master Servicer: With respect to any Securitization Transaction, the “master servicer,” if any, identified in the related transaction documents.
 
Nonrecoverable Advance: Any advance previously made by the Company pursuant to Section 5.03 or any Servicing Advance which, in the good faith judgment of the Company, may not be ultimately recoverable by the Company from Liquidation Proceeds or otherwise. The determination by the Company that it has made a Nonrecoverable Advance, shall be evidenced by an Officer’s Certificate of the Company delivered to the Purchaser and the Master Servicer and detailing the reasons for such determination.
 
Prepayment Charge: Any prepayment premium, penalty or charge payable by a Mortgagor in connection with any Principal Prepayment on a Mortgage Loan pursuant to the terms of the related Mortgage Note.
 
Securities Administrator: With respect to any Securitization Transaction, the “securities administrator,” if any, identified in the related transaction documents.
 
SEC: The Securities and Exchange Commission.
 
Trustee: U.S. Bank National Association.
 
(b) The definition of Principal Prepayment in Article I of the Warranties and Servicing Agreement is deleted in its entirety and replaced with the following:
 
Principal Prepayment: Any payment or other recovery of principal on a Mortgage Loan which is received in advance of its scheduled Due Date, including any Prepayment Charge and which is not accompanied by an amount of interest representing scheduled interest due on any date or dates in any month or months subsequent to the month of prepayment.
 
(c) The definition of “Qualified Depository” in the Warranties and Servicing Agreement shall be modified by deleting the word “A-1” and replacing it with the word “A-1+”.
 
(d) Article III of the Agreement is hereby amended effective as of the date hereof as follows:
 
 
(1)
Section 3.01(b) is amended by replacing the “,” after the word “loans” in the third line, with a “.”, and deleting the remainder of the sentence.
 
 
(2)
Section 3.01(c) is amended by deleting, “the sale of the Mortgage Loans to the Purchaser”.
 
 
(3)
Section 3.01(f) is amended by adding a “.” after, “The Company is solvent.” And deleting the remainder of the paragraph.
 
 
(4)
Section 3.01(h) is amended by deleting, “or the sale of the Mortgage Loans as evidenced by the consummation of the transactions contemplated by this Agreement.
 
 
(5)
Section 3.01(i) is deleted in its entirety.
 
 
(6)
Section 3.01(k) is deleted in its entirety.
 
 
(7)
by deleting Section 3.01(l) in its entirety and replacing it with the following:
 
(l)            No Material Change.
 
There has been no material adverse change in the servicing policies and procedures, business, operations, financial condition or assets of the Company since the date of the Company’s most recent financial statements that would have a material adverse effect on its ability to perform its obligations under this Agreement;
 
 
(8)
Section 3.01(m) is deleted in its entirety; and
 
 
(9)
Section 3.02 is not applicable to the Mortgage Loans.
 
(e) Article IV of the Agreement is hereby amended effective as of the date hereof by adding “, other than Servicing Advances,” after “future advances” in the second paragraph of Section 4.01.
 
(f) Article IV of the Agreement is hereby amended effective as of the date hereof by deleting “, and the Company shall not commence foreclosure proceedings if the Purchaser objects to such action within three (3) Business Days of receiving such notice” in first paragraph of Section 4.02.
 
(g) Article IV of the Agreement is hereby amended effective as of the date hereof by adding the following paragraph to Section 4.03:
 
The Company shall not waive any Prepayment Charge unless: (i) the enforceability thereof shall have been limited by bankruptcy, insolvency, moratorium, receivership and other similar laws relating to creditors’ rights generally, (ii) the enforcement thereof is illegal, or any local, state or federal agency has threatened legal action if the prepayment penalty is enforced, (iii) the mortgage debt has been accelerated in connection with a foreclosure or other involuntary payment or (iv) such waiver is standard and customary in servicing similar Mortgage Loans and relates to a default or a reasonably foreseeable default and would, in the reasonable judgment of the Company, maximize recovery of total proceeds taking into account the value of such Prepayment Charge and the related Mortgage Loan. If a Prepayment Charge is waived, but does not meet the standards described above, then the Company is required to pay the amount of such waived Prepayment Charge by remitting such amount to the Purchaser by the Remittance Date.
 
With respect to any Mortgage Loan that contains a provision permitting imposition of a premium upon a prepayment prior to maturity, such Prepayment Charge shall not be imposed in any instance where the Mortgage Loan is accelerated or paid off in connection with the workout of a delinquent mortgage or due to the borrower’s default, notwithstanding that the terms of the Mortgage Loan or state or federal law might permit the imposition of such penalty.
 
(h) Article IV of the Agreement is hereby amended by replacing the second paragraph of Section 4.04 with the following:
 
The Company shall deposit in a mortgage clearing account on a daily basis, and in the Custodial Account within (2) Business Days after the Company’s receipt of such funds, and retain therein, the following collections received by the Company and payments made by the Company after the related Cut-off Date, other than payments of principal and interest due on or before the related Cut-off Date, or received by the Company prior to the related Cut-off Date but allocable to a period subsequent thereto:
 
(i) The following is added as Subsection 4.05(x) of the Warranties and Servicing Agreement:
 
“(x) to reimburse itself for any Nonrecoverable Advances;”
 
(j) Article IV of the Agreement is hereby amended by replacing the second paragraph of Section 4.06 with the following:
 
The Company shall deposit in a mortgage clearing account on a daily basis, and in the Escrow Account or Accounts within two (2) Business Days after the Company’s receipt of such funds, and retain therein:
 
(k) Article IV of the Agreement is hereby amended by replacing Section 4.25 with the following:
 
The Company shall not hire or otherwise utilize the services of any Subservicer to fulfill any of the obligations of the Company as servicer under this Agreement or any Reconstitution Agreement unless the Company complies with the provisions of paragraph (a) of this Section 4.25. The Company shall not hire or otherwise utilize the services of any Subcontractor, and shall not permit any Subservicer to hire or otherwise utilize the services of any Subcontractor, to fulfill any of the obligations of the Company as servicer under this Agreement or any Reconstitution Agreement unless the Company complies with the provisions of paragraph (b) of this Section 4.25.
 
(a) It shall not be necessary for the Company to seek the consent of the Purchaser, any Master Servicer or any Depositor to the utilization of any Subservicer. The Company shall cause any Subservicer used by the Company (or by any Subservicer) for the benefit of the Purchaser and any Depositor to comply with the provisions of this Section 4.25 and with Sections 6.04, 6.06, 9.01(e)(iii), 9.01(e)(v), 9.01(e)(vi), 9.01(e)(vii), 9.01(e)(viii) and 9.01(f) of this Agreement to the same extent as if such Subservicer were the Company, and to provide the information required with respect to such Subservicer under Section 9.01(e)(iv) of this Agreement. The Company shall be responsible for obtaining from each Subservicer and delivering to the Purchaser and any Depositor any servicer compliance statement required to be delivered by such Subservicer under Section 6.04 and any assessment of compliance and attestation required to be delivered by such Subservicer under Section 6.06 and any certification required to be delivered to the Person that will be responsible for signing the Sarbanes Certification under Section 6.06 as and when required to be delivered.
 
(b) It shall not be necessary for the Company to seek the consent of the Purchaser, any Master Servicer or any Depositor to the utilization of any Subcontractor. The Company shall promptly upon request provide to the Purchaser, any Master Servicer and any Depositor (or any designee of the Depositor, such as an administrator) a written description (in form and substance satisfactory to the Purchaser, such Depositor and such Master Servicer) of the role and function of each Subcontractor utilized by the Company or any Subservicer, specifying (i) the identity of each such Subcontractor, (ii) which (if any) of such Subcontractors are “participating in the servicing function” within the meaning of Item 1122 of Regulation AB, and (iii) which elements of the Servicing Criteria will be addressed in assessments of compliance provided by each Subcontractor identified pursuant to clause (ii) of this paragraph.
 
As a condition to the utilization of any Subcontractor determined to be “participating in the servicing function” within the meaning of Item 1122 of Regulation AB, the Company shall cause any such Subcontractor used by the Company (or by any Subservicer) for the benefit of the Purchaser and any Depositor to comply with the provisions of Sections 6.06 and 9.01(f) of this Agreement to the same extent as if such Subcontractor were the Company. The Company shall be responsible for obtaining from each Subcontractor and delivering to the Purchaser and any Depositor any assessment of compliance and attestation and the other certifications required to be delivered by such Subservicer and such Subcontractor under Section 6.06, in each case as and when required to be delivered.
 
(l) Article V of the Agreement is hereby amended effective as of the date hereof by deleting Section 5.02 in its entirety and replacing it with the following:
 
Section 5.02 Statements to the Purchaser.
 
No later than the tenth (10th) calendar day (or if such tenth (10th) day is not a Business Day, the first Business Day immediately preceding such tenth (10th day) of each month, the Company shall furnish to the Master Servicer an electronic file containing the data specified in Exhibit I, which data shall reflect information as to the period ending on the last day of the preceding month, Exhibit J with respect to defaulted mortgage loans and Exhibit K, with respect to realized losses and gains, with each such report.
 
(m) Section 6.02 (Satisfaction of Mortgages and Release of Mortgage Loan Documents) is hereby amended by adding “(other than as a result of a modification of the Mortgage pursuant to this Agreement or a liquidation of the Mortgaged Property pursuant to the terms of this Agreement)” after “secured by the Mortgage” in the second paragraph.
 
(n) Section 6.04 (Annual Statements as to Compliance) is hereby amended as follows:
 
(1) delete paragraph (i) in its entirety;
 
(2) delete the reference to “(ii)” at the beginning of the section paragraph; and
 
(3) Delete the references to “the Purchaser and any Depositor” and replace each with “the Master Servicer”.
 
(o) Section 6.05 (Annual Independent Public Accountants’ Servicing Report) is deleted in its entirety.
 
(p) Section 6.06 (Report on Assessment of Compliance and Attestation) is hereby amended by replacing the references to “the Purchaser and any Depositor” with “the Master Servicer”, “the Purchaser and such Depositor” with “the Master Servicer”, “Section 425(b)” with “Section 4.25(b)” and “”paragraphs (a) and (b)” with “paragraphs (i) and (ii)”.
 
(q) Section 6.07(i) is hereby amended by replacing the reference to “Section 9.01(e)(iv)(A)” with “Section 9.01(e)(vi)(A)”, “Section 9.01(e)(iv)(B)” with “Section 9.01(e)(vi)(B)” and deleting the reference to “Section 6.05”.
 
(r) Section 6.07(ii) is hereby amended by replacing the references to “Purchaser or Depositor” with “Purchaser, any Master Servicer or any Depositor”, “Subcontract” with “Subcontractor” and deleting the reference to “Section 6.05”.
 
(s) The following are added as the second, third and fourth paragraphs of Section 6.09 of the Warranties and Servicing Agreement:
 
Notwithstanding anything in this Agreement to the contrary, the Company (a) shall not permit any modification with respect to any Mortgage Loan that would change the Mortgage Interest Rate and (b) shall not (unless the Mortgagor is in default with respect to the Mortgage Loan or such default is, in the judgment of the Company, reasonably foreseeable) make or permit any modification, waiver or amendment of any term of any Mortgage Loan that would both effect an exchange or reissuance of such Mortgage Loan under Section 1001 of the Code (or Treasury regulations promulgated thereunder).
 
Prior to taking any action with respect to the Mortgage Loans which is not contemplated under the terms of this Agreement, the Company will obtain an Opinion of Counsel reasonably acceptable to the Securities Administrator with a copy to the Trustee with respect to whether such action could result in the imposition of a tax upon the REMIC (including but not limited to the tax on prohibited transactions as defined in Section 860F(a)(2) of the Code and the tax on contributions to a REMIC set forth in Section 860G(d) of the Code) (either such event, an “Adverse REMIC Event”), and the Company shall not take any such action or cause the Trust Fund to take any such action as to which it has been advised that an Adverse REMIC Event could occur.
 
The Company shall not permit the creation of any “interests” (within the meaning of Section 860G of the Code) in the REMIC. The Company shall not enter into any arrangement by which the REMIC will receive a fee or other compensation for services nor permit the REMIC to receive any income from assets other than “qualified mortgages” as defined in Section 860G(a)(3) of the Code or “permitted investments” as defined in Section 860G(a)(5) of the Code.”
 
(t) Article IX of the Warranties and Servicing Agreement is hereby amended effective as of the date hereof by deleting in their entirety Sections 9.01(d), 9.01(e)(i) and 9.01(e)(ii).
 
(u) Article IX of the Warranties and Servicing Agreement is hereby amended effective as of the date hereof by replacing Section 9.01(e)(iv) with the following:
 
(iv) For the purpose of satisfying the reporting obligation under the Exchange Act with respect to any class of asset-backed securities, the Company shall (or shall cause each Subservicer to) (1) provide prompt notice to the Purchaser, any Master Servicer and any Depositor in writing of (A) any material litigation or governmental proceedings involving the Company or any Subservicer, (B) any affiliations or relationships that develop following the closing date of a Securitization Transaction between the Company or any Subservicer and any of the parties specified in Section 9.01(e)(iii)(J) (and any other parties identified in writing by the requesting party) with respect to such Securitization Transaction, (C) any Event of Default under the terms of this Agreement or any Reconstitution Agreement, (D) any merger, consolidation or sale of substantially all of the assets of the Company, and (E) the Company’s entry into an agreement with a Subservicer to perform or assist in the performance of any of the Company’s obligations under this Agreement or any Reconstitution Agreement, and (2) provide to the Purchaser and any Depositor a description of such proceedings, affiliations or relationships.
 
Each such notice/update pursuant to this Section 9.01(e)(iv) should be sent by e-mail to regABnotifications@bear.com. Additionally, all notifications pursuant to this Section 9.01(e)(iv), other than those pursuant to Section 9.01(e)(iv)(A), should be sent to:
 
EMC Mortgage Corporation
2780 Lake Vista Drive
Lewisville, TX 75067-3884
Attention: Conduit Seller Approval Dept.
Facsimile: (214) 626-3751
Email: sellerapproval@bear.com

With a copy to:
 
Bear, Stearns & Co. Inc.
383 Madison Avenue, 3rd Floor
New, York, NY 10179
Attention: Global Credit Administration
Facsimile: (212) 272-6564

 
Notifications pursuant to Section 9.01(e)(iv)(A) should be sent to:
 
EMC Mortgage Corporation
Two Mac Arthur Ridge
909 Hidden Ridge Drive, Suite 200
Irving, TX 75038
Attention: Associate General Counsel for Loan Administration
Facsimile: (972) 831-2555

With copies to:
 
Bear, Stearns & Co. Inc.
383 Madison Avenue, 3rd Floor
New, York, NY 10179
Attention: Global Credit Administration
Facsimile: (212) 272-6564

EMC Mortgage Corporation
2780 Lake Vista Drive
Lewisville, TX 75067-3884
Attention: Conduit Seller Approval Dept.
Facsimile: (214) 626-3751
Email: sellerapproval@bear.com

 
(v) Section 9.01(e)(v) of the Warranties and Servicing Agreement is hereby amended effective as of the date hereof, by replacing the references to “the Purchaser and any Depositor” with “the Purchaser, the Master Servicer and any Depositor” and “the Purchaser and such Depositor” with “the Purchaser, the Master Servicer and such Depositor”.
 
(w) The third paragraph of Section 9.01 of the Warranties and Servicing Agreement is hereby amended effective as of the date hereof by replacing such section with the following:
 
The Purchaser and the Company acknowledge and agree that the purpose of Section 9.01(e) is to facilitate compliance by the Purchaser and any Depositor with the provisions of Regulation AB and related rules and regulations of the Commission. Although Regulation AB is applicable by its terms only to offerings of asset-backed securities that are registered under the Securities Act, the Company acknowledges that investors in privately offered securities may require that the Purchaser or any Depositor provide comparable disclosure in unregistered offerings. References in this Agreement to compliance with Regulation AB include provision of comparable disclosure in private offerings.
 
Neither the Purchaser, the Master Servicer nor any Depositor shall exercise its right to request delivery of information or other performance under these provisions other than in good faith, or for purposes other than compliance with the Securities Act, the Exchange Act and the rules and regulations of the Commission thereunder (or the provision in a private offering of disclosure comparable to that required under the Securities Act). The Company acknowledges that interpretations of the requirements of Regulation AB may change over time, whether due to interpretive guidance provided by the Commission or its staff, consensus among participants in the asset-backed securities markets, advice of counsel, or otherwise, and agrees to comply with requests made by the Purchaser, the Master Servicer or any Depositor in good faith for delivery of information under these provisions on the basis of evolving interpretations of Regulation AB. In connection with any Securitization Transaction, the Company shall cooperate fully with the Purchaser and any Master Servicer to deliver to the Purchaser (including any of its assignees or designees), any Master Servicer and any Depositor, any and all statements, reports, certifications, records and any other information necessary in the good faith determination of the Purchaser, the Master Servicer or any Depositor to permit the Purchaser, such Master Servicer or such Depositor to comply with the provisions of Regulation AB, together with such disclosures relating to the Company, any Subservicer, any Third-Party Originator and the Mortgage Loans, or the servicing of the Mortgage Loans, reasonably believed by the Purchaser or any Depositor to be necessary in order to effect such compliance.
 
The Purchaser (including any of its assignees or designees) shall cooperate with the Company by providing timely notice of requests for information under these provisions and by reasonably limiting such requests to information required, in the Purchaser’s reasonable judgment, to comply with Regulation AB.
 
(x) Section 9.01(e)(vii) of the Warranties and Servicing Agreement is hereby amended effective as of the date hereof by replacing such section with the following:
 
(vii) In addition to such information as the Company, as servicer, is obligated to provide pursuant to other provisions of this Agreement, not later than ten (10) days prior to the deadline for the filing of any distribution report on Form 10-D in respect of any Securitization Transaction that includes any of the Mortgage Loans serviced by the Company or any Subservicer, the Company or such Subservicer, as applicable, shall, to the extent the Company or such Subservicer has knowledge, provide to the party responsible for filing such report (including, if applicable, the Master Servicer) notice of the occurrence of any of the following events along with all information, data, and materials related thereto as may be required to be included in the related distribution report on Form 10-D (as specified in the provisions of Regulation AB referenced below):
 
(A) any material modifications, extensions or waivers of pool asset terms, fees, penalties or payments during the distribution period or that have cumulatively become material over time (Item 1121(a)(11) of Regulation AB);
 
(B) material breaches of pool asset representations or warranties or transaction covenants (Item 1121(a)(12) of Regulation AB); and
 
(C) information regarding new asset-backed securities issuances backed by the same pool assets, any pool asset changes (such as, additions, substitutions or repurchases), and any material changes in origination, underwriting or other criteria for acquisition or selection of pool assets (Item 1121(a)(14) of Regulation AB).
 
(y) Article IX of the Agreement is hereby amended effective as of the date hereof by inserting the following new Section 9.01(e)(viii) as follows:
 
(viii) The Company shall provide to the Purchaser, any Master Servicer and any Depositor, evidence of the authorization of the person signing any certification or statement, copies or other evidence of Fidelity Bond Insurance and Errors and Omission Insurance policy, financial information and reports, and such other information related to the Company or any Subservicer or the Company or such Subservicer’s performance hereunder.
 
(z) Article IX of the Agreement is hereby amended effective as of the date hereof by inserting the following after Section 9.01(e)(iii)(H) in its entirety as follows:
 
(I) a description of any material legal or governmental proceedings pending (or known to be contemplated) against the Servicer; and
 
(J) a description of any affiliation or relationship between the Servicer and any of the following parties to a Securitization Transaction, as such parties are identified to the Servicer by the Purchaser or any Depositor in writing in advance of such Securitization Transaction:
 
(1) the sponsor;
(2) the depositor;
(3) the issuing entity;
(4) any servicer;
(5) any trustee;
(6) any originator;
(7) any significant obligor;
(8) any enhancement or support provider; and
(9) any other material transaction party.
 
(aa) Article IX of this Agreement is hereby amended by replacing Section 9.01(f) with the following:
 
 
(f)
the Company shall indemnify the Purchaser, each affiliate of the Purchaser, and each of the following parties participating in a Securitization Transaction; each sponsor and issuing entity; each Person (including, but not limited to, any Master Servicer, if applicable) responsible for the preparation, execution or filing of any report required to be filed with the Commission with respect to such Securitization Transaction, or for execution of a certification pursuant to Rule 13a-14(d) or Rule 15d-14(d) under the Exchange Act with respect to such Securitization Transaction; each broker dealer acting as underwriter, placement agent or initial purchaser, each Person who controls any of such parties or the Depositor (within the meaning of Section 15 of the Securities Act and Section 20 of the Exchange Act); and the respective present and former directors, officers, employees, agents and affiliates of each of the foregoing and of the Depositor (each, an “Indemnified Party”), and shall hold each of them harmless from and against any claims, losses, damages, penalties, fines, forfeitures, legal fees and expenses and related costs, judgments, and any other costs, fees and expenses that any of them may sustain arising out of or based upon:
 
         (i)   (A) any untrue statement of a material fact contained or alleged to be contained in any information, report, certification, data, accountants’ letter or other material provided under Sections 4.25, 6.04, 6.06 or 9.01(c) or (e) by or on behalf of the Company, or provided under Sections 9.01(c) or (e) by or on behalf of any Subservicer, Subcontractor or Third-Party Originator (collectively, the “Company Information”), or (B) the omission or alleged omission to state in the Company Information a material fact required to be stated in the Company Information or necessary in order to make the statements therein, in the light of the circumstances under which they were made, not misleading; provided, by way of clarification, that clause (B) of this paragraph shall be construed solely by reference to the Company Information and not to any other information communicated in connection with a sale or purchase of securities, without regard to whether the Company Information or any portion thereof is presented together with or separately from such other information;
 
(ii)  
any breach by the Company of its obligations under this Section 9.01(f), including any failure by the Company, any Subservicer, any Subcontractor or any Third-Party Originator to deliver any information, report, certification, accountants’ letter or other material when and as required under Sections 4.25, 6.04, 6.06 or 9.01(c) or (e), including any failure by the Company to identify any Subcontractor “participating in the servicing function” within the meaning of Item 1122 of Regulation AB;

(iii)  
any breach by the Company of a representation or warranty set forth in Section 9.01(e)(vi)(A) or in a writing furnished pursuant to Section 9.01(e)(vi)(B) and made as of a date prior to the closing date of the related Securitization Transaction, to the extent that such breach is not cured by such closing date, or any breach by the Company of a representation or warranty in a writing furnished pursuant to Section 9.01(e)(iv)(B) to the extent made as of a date subsequent to such closing date; or

(iv)  
the negligence, bad faith or willful misconduct of the Company in connection with its performance under Sections 4.25, 6.04, 6.06, 6.07 or 9.01.

If the indemnification provided for herein is unavailable or insufficient to hold harmless an Indemnified Party, then the Company agrees that it shall contribute to the amount paid or payable by such Indemnified Party as a result of any claims, losses, damages or liabilities incurred by such Indemnified Party ins such proportion as is appropriate to reflect the relative fault of such Indemnified Party on the one hand and the Company on the other.

In the case of any failure of performance described in sub-clause (ii) of this Section 9.01(f), the Company shall promptly reimburse the Purchaser, any Depositor, as applicable, and each Person responsible for the preparation, execution or filing of any report required to be filed with the Commission with respect to such Securitization Transaction, or for execution of a certification pursuant to Rule 13a-14(d) or Rule 15d-14(d) under the Exchange Act with respect to such Securitization Transaction, for all costs reasonably incurred by each such party in order to obtain the information, report, certification, accountants’ letter or other material not delivered as required by the Company, any Subservicer, any Subcontractor or any Third-Party Originator.

This indemnification shall survive the termination of this Agreement or the termination of any party to this Agreement.
 
(bb) Article X of the Agreement is hereby amended effective as of the date hereof by replacing the reference to “Custodial Agreement” in Section 10.01(ii) with “Custodial Agreement (if no specific grace period or notification requirement is applicable therein)”.
 
(cc) Article X of the Agreement is hereby amended effective as of the date hereof by adding the following at the end of the last paragraph of Section 10.01:
 
If the Company is terminated pursuant to this Section 10.01, the Company shall promptly reimburse the Purchaser (or any designee of the Purchaser, such as a master servicer) and any Depositor, as applicable, for all reasonable expenses incurred by the Purchaser (or such designee) or such Depositor, as such are incurred, in connection with the termination of the Company as servicer and the transfer of servicing of the Mortgage Loans to a successor servicer. The provisions of this paragraph shall not limit whatever rights the Purchaser or any Depositor may have under other provisions of this Agreement and/or any applicable Reconstitution Agreement or otherwise, whether in equity or at law, such as an action for damages, specific performance or injunctive relief.
 
(dd) The first sentence of Section 12.03 of the Warranties and Servicing Agreement is deleted in its entirety and replaced with the following:
 
Section 12.03  Governing Law.
 
This Agreement shall be governed by and construed in accordance with the laws of the State of New York without giving effect to principles of conflicts of laws (other than Section 5-1401 of the New York General Obligations Law) and except to the extent preempted by Federal law and the obligations, rights and remedies of the parties hereunder shall be determined in accordance with such laws.
 
(ee) A new Section 12.12 (Third Party Beneficiary) is hereby added to the Warranties and Servicing Agreement.
 
Section 12.12 Third Party Beneficiary.
 
For Purposes of this Agreement, each Master Servicer shall be considered a third party beneficiary to this Agreement, entitled to all the rights and benefits hereof as if it were a direct party to this Agreement.
 
(ff) The Warranties and Servicing Agreement is hereby amended as of the date hereof by inserting a new Exhibit I, a copy of which is annexed hereto as Exhibit C.
 
(gg) The Warranties and Servicing Agreement is hereby amended as of the date hereof by inserting a new Exhibit J, a copy of which is annexed hereto as Exhibit D.
 
(hh) The Warranties and Servicing Agreement is hereby amended as of the date hereof by inserting a new Exhibit K, a copy of which is annexed hereto as Exhibit E.
 
(ii) The Warranties and Servicing Agreement is hereby amended as of the date hereof by inserting a new Exhibit D, a copy of which is annexed hereto as Exhibit F.
 
11.  A copy of all assessments, attestations, reports and certificates required to be delivered by the Servicer under this AAR Agreement and the Purchase Agreement shall be delivered to the Master Servicer by the date(s) specified herein or therein, and where such documents are required to be addressed to any party, such addresses shall include the Master Servicer and the Master Servicer shall be entitled to rely on such documents.
 
12.  Distributions shall be made by wire transfer of immediately available funds to:
 
Bear Stearns BSABS I 2006-IM1 Master Servicer Collection Account
Wells Fargo Bank, N.A.
ABA# 121000248
Account Name: SAS Clearing
Account # 3970771416
For Further Credit to: BSABS I 2006-IM1, A/C# 50912100

and the Company shall deliver all reports required to be delivered under the Warranties and Servicing Agreement to the Master Servicer at:
 
Wells Fargo Bank, N.A.
9062 Old Annapolis Road
Columbia, Maryland 21045
Attention: Client Manager BSABS I 2006-IM1
Telecopier No.: (410) 715-2380
 
13.  Notices:
 
The Assignor’s address for purposes of all notices and correspondence related to the Mortgage Loans and this Assignment and Assumption Agreement is:
 
EMC Mortgage Corporation 
Mac Arthur Ridge Illinois
909 Hidden Ridge Drive, Suite 200
Irving, Texas 75038
Attention: Ralene Ruyle, President
 
With a copy to:
 
Bear Stearns Mortgage Capital Corporation
383 Madison Avenue
New York, New York 10179
Attention: Ernie Calabrese
 
The Assignee’s address for purposes of all notices and correspondence related to the Mortgage Loans and this Assignment and Assumption Agreement is:
 
U.S. Bank National Association,
as trustee
One Federal Street, 3rd Floor
Boston, MA 02110
Attention: Corporate Trust Services
BSABS I 2006-IM1
Telecopy: (617) 603-6413
 
The Company’s address for purposes of all notices and correspondence related to the Mortgage Loans and this Assignment and Assumption Agreement is:
 
Wells Fargo Bank, N.A.
1 Home Campus
MAC X2401-042
Des Moines, Iowa 50328-0001
Attention: John B. Brown
 
With a copy to:
 
Wells Fargo Bank, N.A.
1 Home Campus
Des Moines, Iowa 50328-0001
Attention: General Counsel - MAC X2401-06T
 
Miscellaneous:
 
14.  Each party will pay any commissions it has incurred and the Assignor shall pay the fees of its attorneys and the reasonable fees of the attorneys of the Assignee and the Company in connection with the negotiations for, documenting of and closing of the transactions contemplated by this Assignment and Assumption Agreement.
 
15.  This Assignment and Assumption Agreement shall be construed in accordance with the laws of the State of New York, including Sections 5-1401 and 5-1402 of the New General Obligations Law, but otherwise without regard to conflicts of law principles, and the obligations, rights and remedies of the parties hereunder shall be determined in accordance with such laws.
 
16.  No term or provision of this Assignment and Assumption Agreement may be waived or modified unless such waiver or modification is in writing and signed by the party against whom such waiver or modification is sought to be enforced.
 
17.  This Assignment and Assumption Agreement shall inure to the benefit of the successors and assigns of the parties hereto. Any entity into which Assignor, Assignee or Company may be merged or consolidated shall, without the requirement for any further writing, be deemed Assignor, Assignee or Company, respectively, hereunder.
 
18.  This Assignment and Assumption Agreement shall survive the conveyance of the Mortgage Loans and the assignment of the Warranties and Servicing Agreement to the extent of the Mortgage Loans by Assignor to Assignee and the termination of the Warranties and Servicing Agreement.
 
19.  This Assignment and Assumption Agreement may be executed simultaneously in any number of counterparts. Each counterpart shall be deemed to be an original and all such counterparts shall constitute one and the same instrument.
 
20.  In the event that any provision of this Assignment and Assumption Agreement conflicts with any provision of the Warranties and Servicing Agreement with respect to the Mortgage Loans, the terms of this Assignment and Assumption Agreement shall control.
 
21.  Any new loan number assigned to a Mortgage Loan by the Assignee shall be provided to the Company at the following address: Wells Fargo Bank, N.A., 1 Home Campus, MAC X2401-042, Des Moines, Iowa 50328-0001 Attention: John B. Brown. In addition, if Assignee has changed its document custodian from the previous custodian, such new custodian’s name, address and contact information shall be provided to the Company at the aforementioned address.
 




IN WITNESS WHEREOF, the parties have caused this Assignment and Assumption Agreement to be executed by their duly authorized officers as of the date first above written.
 
U.S. BANK NATIONAL ASSOCIATION, not individually but solely as trustee for the holders of Bear Stearns Asset Backed Securities I Trust 2006-IM1, Asset-Backed Certificates, 2006-IM1
 
By:_____________________________________
Name:
Title:
 
EMC MORTGAGE CORPORATION
 
By:_____________________________________      
Name:
Title

 
WELLS FARGO BANK, N.A.,
 
as Company
 
By:_____________________________________
Name:
Title:
 
Acknowledged and Agreed
 
WELLS FARGO BANK, N.A.,
as Master Servicer
By:_____________________________________
Name:_____________________________________
Title:_____________________________________





Exhibit A-1
 
Mortgage Loans
 
[Provided upon request]
 




Exhibit A-2
 
Mortgage Loans
 
[Provided upon request]
 



Exhibit B
 
Amended and Restated Master Seller’s Warranties and Servicing Agreement dated as of November 1, 2005, between the Wells Fargo and EMC
 
[Provided upon request]
 




Exhibit C
 
EXHIBIT I
 
REPORTING DATA FOR MONTHLY REPORT
 

 
Standard File Layout - Master Servicing
Column Name
Description
Decimal
Format Comment
Max Size
SER_INVESTOR_NBR
A value assigned by the Servicer to define a group of loans.
 
Text up to 10 digits
20
LOAN_NBR
A unique identifier assigned to each loan by the investor.
 
Text up to 10 digits
10
SERVICER_LOAN_NBR
A unique number assigned to a loan by the Servicer. This may be different than the LOAN_NBR.
 
Text up to 10 digits
10
BORROWER_NAME
The borrower name as received in the file. It is not separated by first and last name.
 
Maximum length of 30 (Last, First)
30
SCHED_PAY_AMT
Scheduled monthly principal and scheduled interest payment that a borrower is expected to pay, P&I constant.
2
No commas(,) or dollar signs ($)
11
NOTE_INT_RATE
The loan interest rate as reported by the Servicer.
4
Max length of 6
6
NET_INT_RATE
The loan gross interest rate less the service fee rate as reported by the Servicer.
4
Max length of 6
6
SERV_FEE_RATE
The servicer's fee rate for a loan as reported by the Servicer.
4
Max length of 6
6
SERV_FEE_AMT
The servicer's fee amount for a loan as reported by the Servicer.
2
No commas(,) or dollar signs ($)
11
NEW_PAY_AMT
The new loan payment amount as reported by the Servicer.
2
No commas(,) or dollar signs ($)
11
NEW_LOAN_RATE
The new loan rate as reported by the Servicer.
4
Max length of 6
6
ARM_INDEX_RATE
The index the Servicer is using to calculate a forecasted rate.
4
Max length of 6
6
ACTL_BEG_PRIN_BAL
The borrower's actual principal balance at the beginning of the processing cycle.
2
No commas(,) or dollar signs ($)
11
ACTL_END_PRIN_BAL
The borrower's actual principal balance at the end of the processing cycle.
2
No commas(,) or dollar signs ($)
11
BORR_NEXT_PAY_DUE_DATE
The date at the end of processing cycle that the borrower's next payment is due to the Servicer, as reported by Servicer.
 
MM/DD/YYYY
10
SERV_CURT_AMT_1
The first curtailment amount to be applied.
2
No commas(,) or dollar signs ($)
11
SERV_CURT_DATE_1
The curtailment date associated with the first curtailment amount.
 
MM/DD/YYYY
10
CURT_ADJ_ AMT_1
The curtailment interest on the first curtailment amount, if applicable.
2
No commas(,) or dollar signs ($)
11
SERV_CURT_AMT_2
The second curtailment amount to be applied.
2
No commas(,) or dollar signs ($)
11
SERV_CURT_DATE_2
The curtailment date associated with the second curtailment amount.
 
MM/DD/YYYY
10
CURT_ADJ_ AMT_2
The curtailment interest on the second curtailment amount, if applicable.
2
No commas(,) or dollar signs ($)
11
SERV_CURT_AMT_3
The third curtailment amount to be applied.
2
No commas(,) or dollar signs ($)
11
SERV_CURT_DATE_3
The curtailment date associated with the third curtailment amount.
 
MM/DD/YYYY
10
CURT_ADJ_AMT_3
The curtailment interest on the third curtailment amount, if applicable.
2
No commas(,) or dollar signs ($)
11
PIF_AMT
The loan "paid in full" amount as reported by the Servicer.
2
No commas(,) or dollar signs ($)
11
PIF_DATE
The paid in full date as reported by the Servicer.
 
MM/DD/YYYY
10
     
Action Code Key: 15=Bankruptcy, 30=Foreclosure, , 60=PIF, 63=Substitution, 65=Repurchase,70=REO
2
ACTION_CODE
The standard FNMA numeric code used to indicate the default/delinquent status of a particular loan.
INT_ADJ_AMT
The amount of the interest adjustment as reported by the Servicer.
2
No commas(,) or dollar signs ($)
11
SOLDIER_SAILOR_ADJ_AMT
The Soldier and Sailor Adjustment amount, if applicable.
2
No commas(,) or dollar signs ($)
11
NON_ADV_LOAN_AMT
The Non Recoverable Loan Amount, if applicable.
2
No commas(,) or dollar signs ($)
11
LOAN_LOSS_AMT
The amount the Servicer is passing as a loss, if applicable.
2
No commas(,) or dollar signs ($)
11
SCHED_BEG_PRIN_BAL
The scheduled outstanding principal amount due at the beginning of the cycle date to be passed through to investors.
2
No commas(,) or dollar signs ($)
11
SCHED_END_PRIN_BAL
The scheduled principal balance due to investors at the end of a processing cycle.
2
No commas(,) or dollar signs ($)
11
SCHED_PRIN_AMT
The scheduled principal amount as reported by the Servicer for the current cycle -- only applicable for Scheduled/Scheduled Loans.
2
No commas(,) or dollar signs ($)
11
SCHED_NET_INT
The scheduled gross interest amount less the service fee amount for the current cycle as reported by the Servicer -- only applicable for Scheduled/Scheduled Loans.
2
No commas(,) or dollar signs ($)
11
ACTL_PRIN_AMT
The actual principal amount collected by the Servicer for the current reporting cycle -- only applicable for Actual/Actual Loans.
2
No commas(,) or dollar signs ($)
11
ACTL_NET_INT
The actual gross interest amount less the service fee amount for the current reporting cycle as reported by the Servicer -- only applicable for Actual/Actual Loans.
2
No commas(,) or dollar signs ($)
11
PREPAY_PENALTY_ AMT
The penalty amount received when a borrower prepays on his loan as reported by the Servicer.
2
No commas(,) or dollar signs ($)
11
PREPAY_PENALTY_ WAIVED
The prepayment penalty amount for the loan waived by the servicer.
2
No commas(,) or dollar signs ($)
11
MOD_DATE
The Effective Payment Date of the Modification for the loan.
 
MM/DD/YYYY
10
MOD_TYPE
The Modification Type.
 
Varchar - value can be alpha or numeric
30
DELINQ_P&I_ADVANCE_AMT
The current outstanding principal and interest advances made by Servicer.
2
No commas(,) or dollar signs ($)
11
 




Exhibit D
 
EXHIBIT J
 
REPORTING DATA FOR DEFAULTED LOANS
 
Standard File Layout - Delinquency Reporting
 

 
Column/Header Name
Description
Decimal
Format Comment
SERVICER_LOAN_NBR
A unique number assigned to a loan by the Servicer. This may be different than the LOAN_NBR
 
 
LOAN_NBR
A unique identifier assigned to each loan by the originator.
 
 
CLIENT_NBR
Servicer Client Number
 
 
SERV_INVESTOR_NBR
Contains a unique number as assigned by an external servicer to identify a group of loans in their system.
 
 
BORROWER_FIRST_NAME
First Name of the Borrower.
 
 
BORROWER_LAST_NAME
Last name of the borrower.
 
 
PROP_ADDRESS
Street Name and Number of Property
 
 
PROP_STATE
The state where the property located.
 
 
PROP_ZIP
Zip code where the property is located.
 
 
BORR_NEXT_PAY_DUE_DATE
The date that the borrower's next payment is due to the servicer at the end of processing cycle, as reported by Servicer.
 
MM/DD/YYYY
LOAN_TYPE
Loan Type (i.e. FHA, VA, Conv)
 
 
BANKRUPTCY_FILED_DATE
The date a particular bankruptcy claim was filed.
 
MM/DD/YYYY
BANKRUPTCY_CHAPTER_CODE
The chapter under which the bankruptcy was filed.
 
 
BANKRUPTCY_CASE_NBR
The case number assigned by the court to the bankruptcy filing.
 
 
POST_PETITION_DUE_DATE
The payment due date once the bankruptcy has been approved by the courts
 
MM/DD/YYYY
BANKRUPTCY_DCHRG_DISM_DATE
The Date The Loan Is Removed From Bankruptcy. Either by Dismissal, Discharged and/or a Motion For Relief Was Granted.
 
MM/DD/YYYY
LOSS_MIT_APPR_DATE
The Date The Loss Mitigation Was Approved By The Servicer
 
MM/DD/YYYY
LOSS_MIT_TYPE
The Type Of Loss Mitigation Approved For A Loan Such As;
 
 
LOSS_MIT_EST_COMP_DATE
The Date The Loss Mitigation /Plan Is Scheduled To End/Close
 
MM/DD/YYYY
LOSS_MIT_ACT_COMP_DATE
The Date The Loss Mitigation Is Actually Completed
 
MM/DD/YYYY
FRCLSR_APPROVED_DATE
The date DA Admin sends a letter to the servicer with instructions to begin foreclosure proceedings.
 
MM/DD/YYYY
ATTORNEY_REFERRAL_DATE
Date File Was Referred To Attorney to Pursue Foreclosure
 
MM/DD/YYYY
FIRST_LEGAL_DATE
Notice of 1st legal filed by an Attorney in a Foreclosure Action
 
MM/DD/YYYY
FRCLSR_SALE_EXPECTED_DATE
The date by which a foreclosure sale is expected to occur.
 
MM/DD/YYYY
FRCLSR_SALE_DATE
The actual date of the foreclosure sale.
 
MM/DD/YYYY
FRCLSR_SALE_AMT
The amount a property sold for at the foreclosure sale.
2
No commas(,) or dollar signs ($)
EVICTION_START_DATE
The date the servicer initiates eviction of the borrower.
 
MM/DD/YYYY
EVICTION_COMPLETED_DATE
The date the court revokes legal possession of the property from the borrower.
 
MM/DD/YYYY
LIST_PRICE
The price at which an REO property is marketed.
2
No commas(,) or dollar signs ($)
LIST_DATE
The date an REO property is listed at a particular price.
 
MM/DD/YYYY
OFFER_AMT
The dollar value of an offer for an REO property.
2
No commas(,) or dollar signs ($)
OFFER_DATE_TIME
The date an offer is received by DA Admin or by the Servicer.
 
MM/DD/YYYY
REO_CLOSING_DATE
The date the REO sale of the property is scheduled to close.
 
MM/DD/YYYY
REO_ACTUAL_CLOSING_DATE
Actual Date Of REO Sale
 
MM/DD/YYYY
OCCUPANT_CODE
Classification of how the property is occupied.
 
 
PROP_CONDITION_CODE
A code that indicates the condition of the property.
 
 
PROP_INSPECTION_DATE
The date a property inspection is performed.
 
MM/DD/YYYY
APPRAISAL_DATE
The date the appraisal was done.
 
MM/DD/YYYY
CURR_PROP_VAL
 The current "as is" value of the property based on brokers price opinion or appraisal.
2
 
REPAIRED_PROP_VAL
The amount the property would be worth if repairs are completed pursuant to a broker's price opinion or appraisal.
2
 
If applicable:
 
 
 
DELINQ_STATUS_CODE
FNMA Code Describing Status of Loan
 
 
DELINQ_REASON_CODE
The circumstances which caused a borrower to stop paying on a loan. Code indicates the reason why the loan is in default for this cycle.
 
 
MI_CLAIM_FILED_DATE
Date Mortgage Insurance Claim Was Filed With Mortgage Insurance Company.
 
MM/DD/YYYY
MI_CLAIM_AMT
Amount of Mortgage Insurance Claim Filed
 
No commas(,) or dollar signs ($)
MI_CLAIM_PAID_DATE
Date Mortgage Insurance Company Disbursed Claim Payment
 
MM/DD/YYYY
MI_CLAIM_AMT_PAID
Amount Mortgage Insurance Company Paid On Claim
2
No commas(,) or dollar signs ($)
POOL_CLAIM_FILED_DATE
Date Claim Was Filed With Pool Insurance Company
 
MM/DD/YYYY
POOL_CLAIM_AMT
Amount of Claim Filed With Pool Insurance Company
2
No commas(,) or dollar signs ($)
POOL_CLAIM_PAID_DATE
Date Claim Was Settled and The Check Was Issued By The Pool Insurer
 
MM/DD/YYYY
POOL_CLAIM_AMT_PAID
Amount Paid On Claim By Pool Insurance Company
2
No commas(,) or dollar signs ($)
FHA_PART_A_CLAIM_FILED_DATE
 Date FHA Part A Claim Was Filed With HUD
 
MM/DD/YYYY
FHA_PART_A_CLAIM_AMT
 Amount of FHA Part A Claim Filed
2
No commas(,) or dollar signs ($)
FHA_PART_A_CLAIM_PAID_DATE
 Date HUD Disbursed Part A Claim Payment
 
MM/DD/YYYY
FHA_PART_A_CLAIM_PAID_AMT
 Amount HUD Paid on Part A Claim
2
No commas(,) or dollar signs ($)
FHA_PART_B_CLAIM_FILED_DATE
  Date FHA Part B Claim Was Filed With HUD
 
MM/DD/YYYY
FHA_PART_B_CLAIM_AMT
  Amount of FHA Part B Claim Filed
2
No commas(,) or dollar signs ($)
FHA_PART_B_CLAIM_PAID_DATE
   Date HUD Disbursed Part B Claim Payment
 
MM/DD/YYYY
FHA_PART_B_CLAIM_PAID_AMT
 Amount HUD Paid on Part B Claim
2
No commas(,) or dollar signs ($)
VA_CLAIM_FILED_DATE
 Date VA Claim Was Filed With the Veterans Admin
 
MM/DD/YYYY
VA_CLAIM_PAID_DATE
 Date Veterans Admin. Disbursed VA Claim Payment
 
MM/DD/YYYY
VA_CLAIM_PAID_AMT
 Amount Veterans Admin. Paid on VA Claim
2
No commas(,) or dollar signs ($)

 
Exhibit 2: Standard File Codes - Delinquency Reporting
 
The Loss Mit Type field should show the approved Loss Mitigation Code as follows:
 
·  
ASUM-Approved Assumption
 
·  
BAP-Borrower Assistance Program
 
·  
CO- Charge Off
 
·  
DIL- Deed-in-Lieu
 
·  
FFA- Formal Forbearance Agreement
 
·  
MOD- Loan Modification
 
·  
PRE- Pre-Sale
 
·  
SS- Short Sale
 
·  
MISC-Anything else approved by the PMI or Pool Insurer
 
NOTE: Wells Fargo Bank will accept alternative Loss Mitigation Types to those above, provided that they are consistent with industry standards. If Loss Mitigation Types other than those above are used, the Servicer must supply Wells Fargo Bank with a description of each of the Loss Mitigation Types prior to sending the file.
 
The Occupant Code field should show the current status of the property code as follows:
 
·  
Mortgagor
 
·  
Tenant
 
·  
Unknown
 
·  
Vacant
 
The Property Condition field should show the last reported condition of the property as follows:
 
·  
Damaged
 
·  
Excellent
 
·  
Fair
 
·  
Gone
 
·  
Good
 
·  
Poor
 
·  
Special Hazard
 
·  
Unknown



 
Exhibit 2: Standard File Codes - Delinquency Reporting, Continued
 
The FNMA Delinquent Reason Code field should show the Reason for Delinquency as follows:
 
Delinquency Code
Delinquency Description
001
FNMA-Death of principal mortgagor
002
FNMA-Illness of principal mortgagor
003
FNMA-Illness of mortgagor’s family member
004
FNMA-Death of mortgagor’s family member
005
FNMA-Marital difficulties
006
FNMA-Curtailment of income
007
FNMA-Excessive Obligation
008
FNMA-Abandonment of property
009
FNMA-Distant employee transfer
011
FNMA-Property problem
012
FNMA-Inability to sell property
013
FNMA-Inability to rent property
014
FNMA-Military Service
015
FNMA-Other
016
FNMA-Unemployment
017
FNMA-Business failure
019
FNMA-Casualty loss
022
FNMA-Energy environment costs
023
FNMA-Servicing problems
026
FNMA-Payment adjustment
027
FNMA-Payment dispute
029
FNMA-Transfer of ownership pending
030
FNMA-Fraud
031
FNMA-Unable to contact borrower
INC
FNMA-Incarceration

 



Exhibit 2: Standard File Codes - Delinquency Reporting, Continued
 
The FNMA Delinquent Status Code field should show the Status of Default as follows:
 
 
Status Code
Status Description
09
Forbearance
17
Pre-foreclosure Sale Closing Plan Accepted
24
Government Seizure
26
Refinance
27
Assumption
28
Modification
29
Charge-Off
30
Third Party Sale
31
Probate
32
Military Indulgence
43
Foreclosure Started
44
Deed-in-Lieu Started
49
Assignment Completed
61
Second Lien Considerations
62
Veteran’s Affairs-No Bid
63
Veteran’s Affairs-Refund
64
Veteran’s Affairs-Buydown
65
Chapter 7 Bankruptcy
66
Chapter 11 Bankruptcy
67
Chapter 13 Bankruptcy
 




Exhibit E
 
EXHIBIT K
 
REPORTING DATA FOR REALIZED LOSSES AND GAINS
 
Calculation of Realized Loss/Gain Form 332- Instruction Sheet
 
 
NOTE: Do not net or combine items. Show all expenses individually and all credits as separate line items. Claim packages are due on the remittance report date. Late submissions may result in claims not being passed until the following month. The Servicer is responsible to remit all funds pending loss approval and /or resolution of any disputed items.
 

 
The numbers on the 332 form correspond with the numbers listed below.
 
Liquidation and Acquisition Expenses:
 
1.            The Actual Unpaid Principal Balance of the Mortgage Loan. For documentation, an Amortization Schedule from date of default through liquidation breaking out the net interest and servicing fees advanced is required.
 
2.            The Total Interest Due less the aggregate amount of servicing fee that would have been earned if all delinquent payments had been made as agreed. For documentation, an Amortization Schedule from date of default through liquidation breaking out the net interest and servicing fees advanced is required.
 
3.            Accrued Servicing Fees based upon the Scheduled Principal Balance of the Mortgage Loan as calculated on a monthly basis. For documentation, an Amortization Schedule from date of default through liquidation breaking out the net interest and servicing fees advanced is required.
 
4-12.       Complete as applicable. Required documentation:
 
* For taxes and insurance advances - see page 2 of 332 form - breakdown required showing period
 
of coverage, base tax, interest, penalty. Advances prior to default require evidence of servicer efforts to recover advances.
 
* For escrow advances - complete payment history
 
(to calculate advances from last positive escrow balance forward)
 
* Other expenses -  copies of corporate advance history showing all payments
 
* REO repairs > $1500 require explanation
 
* REO repairs >$3000 require evidence of at least 2 bids.
 
* Short Sale or Charge Off require P&L supporting the decision and WFB’s approved Officer Certificate
 
* Unusual or extraordinary items may require further documentation.
 
13.  The total of lines 1 through 12.
 
Credits:
 
14-21.    Complete as applicable. Required documentation:
 
* Copy of the HUD 1 from the REO sale. If a 3rd Party Sale, bid instructions and Escrow Agent / Attorney
 
Letter of Proceeds Breakdown.
 
* Copy of EOB for any MI or gov't guarantee
 
* All other credits need to be clearly defined on the 332 form            
 
 
22.
The total of lines 14 through 21.
 
Please Note: For HUD/VA loans, use line (18a) for Part A/Initial proceeds and line (18b) for Part B/Supplemental proceeds.
 
Total Realized Loss (or Amount of Any Gain)
 
23.         The total derived from subtracting line 22 from 13. If the amount represents a realized gain, show the amount in parenthesis ( ).
 



 
Calculation of Realized Loss/Gain Form 332
 
Prepared by: __________________   Date: _______________
Phone: ______________________ Email Address:_____________________
 
Servicer Loan No.
 
Servicer Name
 
Servicer Address
 
 
WELLS FARGO BANK, N.A. Loan No._____________________________
 
Borrower's Name: _________________________________________________________
Property Address: _________________________________________________________
 
Liquidation Type: REO Sale   3rd Party Sale  Short Sale Charge Off 
 
Was this loan granted a Bankruptcy deficiency or cramdown  Yes  No
 
 
If “Yes”, provide deficiency or cramdown amount _______________________________
 
Liquidation and Acquisition Expenses:
 
 
 

(1)
Actual Unpaid Principal Balance of Mortgage Loan
 
$  
(1)
(2)
Interest accrued at Net Rate
 
 
 
(2)
(3)
Accrued Servicing Fees
 
 
 
(3)
(4)
Attorney's Fees
 
 
 
(4)
(5)
Taxes (see page 2)
 
 
 
(5)
(6)
Property Maintenance
     
 
 
(6)
(7)
MI/Hazard Insurance Premiums (see page 2)
 
   
(7)
(8)
Utility Expenses
     
 
 
(8)
(9)
Appraisal/BPO
     
 
 
(9)
(10)
Property Inspections
     
 
 
(10)
(11)
FC Costs/Other Legal Expenses
     
(11)
(12)
Other (itemize)
     
 
 
(12)
   
Cash for Keys
 
 
   
(12)
   
HOA/Condo Fees
 
 
   
(12)
   
 
 
 
   
(12)
               
   
Total Expenses
    $  
(13)
Credits:
             
(14)
Escrow Balance
     
$
 
(14)
(15)
HIP Refund
         
(15)
(16)
Rental Receipts
     
 
 
(16)
(17)
Hazard Loss Proceeds
     
 
 
(17)
(18)
Primary Mortgage Insurance / Gov’t Insurance
 
    (18a)
HUD Part A
           
               
HUD Part B
          (18b)
(19)
Pool Insurance Proceeds
     
 
 
(19)
(20)
Proceeds from Sale of Acquired Property
 
   
(20)
(21)
Other (itemize)
     
 
 
(21)
 
 
 
 
 
   
(21)
               
 
Total Credits
     
$
 
(22)
Total Realized Loss (or Amount of Gain)
 
 
$
 
(23)
 



Escrow Disbursement Detail
 
Type
(Tax /Ins.)
Date Paid
Period of Coverage
Total Paid
Base Amount
Penalties
Interest
             
             
             
             
             
             
             
             
 




Exhibit F
 
Exhibit D
 
SERVICING CRITERIA TO BE ADDRESSED IN ASSESSMENT OF COMPLIANCE
 
The assessment of compliance to be delivered by [the Servicer] [Name of Subservicer] shall address, at a minimum, the criteria identified as below as “Applicable Servicing Criteria”:
 
Servicing Criteria
Applicable Servicing Criteria
Reference
Criteria
 
 
General Servicing Considerations
 
1122(d)(1)(i)
Policies and procedures are instituted to monitor any performance or other triggers and events of default in accordance with the transaction agreements.
X
1122(d)(1)(ii)
If any material servicing activities are outsourced to third parties, policies and procedures are instituted to monitor the third party’s performance and compliance with such servicing activities.
X
1122(d)(1)(iii)
Any requirements in the transaction agreements to maintain a back-up servicer for the mortgage loans are maintained.
 
1122(d)(1)(iv)
A fidelity bond and errors and omissions policy is in effect on the party participating in the servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with the terms of the transaction agreements.
X
 
Cash Collection and Administration
 
1122(d)(2)(i)
Payments on mortgage loans are deposited into the appropriate custodial bank accounts and related bank clearing accounts no more than two business days following receipt, or such other number of days specified in the transaction agreements.
X
1122(d)(2)(ii)
Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel.
X
1122(d)(2)(iii)
Advances of funds or guarantees regarding collections, cash flows or distributions, and any interest or other fees charged for such advances, are made, reviewed and approved as specified in the transaction agreements.
X
1122(d)(2)(iv)
The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of overcollateralization, are separately maintained (e.g., with respect to commingling of cash) as set forth in the transaction agreements.
X
1122(d)(2)(v)
Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, “federally insured depository institution” with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act.
X
1122(d)(2)(vi)
Unissued checks are safeguarded so as to prevent unauthorized access.
X
1122(d)(2)(vii)
Reconciliations are prepared on a monthly basis for all asset-backed securities related bank accounts, including custodial accounts and related bank clearing accounts. These reconciliations are (A) mathematically accurate; (B) prepared within 30 calendar days after the bank statement cutoff date, or such other number of days specified in the transaction agreements; (C) reviewed and approved by someone other than the person who prepared the reconciliation; and (D) contain explanations for reconciling items. These reconciling items are resolved within 90 calendar days of their original identification, or such other number of days specified in the transaction agreements.
X
 
Investor Remittances and Reporting
 
1122(d)(3)(i)
Reports to investors, including those to be filed with the Commission, are maintained in accordance with the transaction agreements and applicable Commission requirements. Specifically, such reports (A) are prepared in accordance with timeframes and other terms set forth in the transaction agreements; (B) provide information calculated in accordance with the terms specified in the transaction agreements; (C) are filed with the Commission as required by its rules and regulations; and (D) agree with investors’ or the trustee’s records as to the total unpaid principal balance and number of mortgage loans serviced by the Servicer.
X
1122(d)(3)(ii)
Amounts due to investors are allocated and remitted in accordance with timeframes, distribution priority and other terms set forth in the transaction agreements.
X
1122(d)(3)(iii)
Disbursements made to an investor are posted within two business days to the Servicer’s investor records, or such other number of days specified in the transaction agreements.
X
1122(d)(3)(iv)
Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.
X
     
 
Pool Asset Administration
 
1122(d)(4)(i)
Collateral or security on mortgage loans is maintained as required by the transaction agreements or related mortgage loan documents.
X
1122(d)(4)(ii)
Mortgage loan and related documents are safeguarded as required by the transaction agreements
X
1122(d)(4)(iii)
Any additions, removals or substitutions to the asset pool are made, reviewed and approved in accordance with any conditions or requirements in the transaction agreements.
X
1122(d)(4)(iv)
Payments on mortgage loans, including any payoffs, made in accordance with the related mortgage loan documents are posted to the Servicer’s obligor records maintained no more than two business days after receipt, or such other number of days specified in the transaction agreements, and allocated to principal, interest or other items (e.g., escrow) in accordance with the related mortgage loan documents.
X
1122(d)(4)(v)
The Servicer’s records regarding the mortgage loans agree with the Servicer’s records with respect to an obligor’s unpaid principal balance.
X
1122(d)(4)(vi)
Changes with respect to the terms or status of an obligor's mortgage loans (e.g., loan modifications or re-agings) are made, reviewed and approved by authorized personnel in accordance with the transaction agreements and related pool asset documents.
X
1122(d)(4)(vii)
Loss mitigation or recovery actions (e.g., forbearance plans, modifications and deeds in lieu of foreclosure, foreclosures and repossessions, as applicable) are initiated, conducted and concluded in accordance with the timeframes or other requirements established by the transaction agreements.
X
1122(d)(4)(viii)
Records documenting collection efforts are maintained during the period a mortgage loan is delinquent in accordance with the transaction agreements. Such records are maintained on at least a monthly basis, or such other period specified in the transaction agreements, and describe the entity’s activities in monitoring delinquent mortgage loans including, for example, phone calls, letters and payment rescheduling plans in cases where delinquency is deemed temporary (e.g., illness or unemployment).
X
1122(d)(4)(ix)
Adjustments to interest rates or rates of return for mortgage loans with variable rates are computed based on the related mortgage loan documents.
X
1122(d)(4)(x)
Regarding any funds held in trust for an obligor (such as escrow accounts): (A) such funds are analyzed, in accordance with the obligor’s mortgage loan documents, on at least an annual basis, or such other period specified in the transaction agreements; (B) interest on such funds is paid, or credited, to obligors in accordance with applicable mortgage loan documents and state laws; and (C) such funds are returned to the obligor within 30 calendar days of full repayment of the related mortgage loans, or such other number of days specified in the transaction agreements.
X
1122(d)(4)(xi)
Payments made on behalf of an obligor (such as tax or insurance payments) are made on or before the related penalty or expiration dates, as indicated on the appropriate bills or notices for such payments, provided that such support has been received by the servicer at least 30 calendar days prior to these dates, or such other number of days specified in the transaction agreements.
X
1122(d)(4)(xii)
Any late payment penalties in connection with any payment to be made on behalf of an obligor are paid from the servicer’s funds and not charged to the obligor, unless the late payment was due to the obligor’s error or omission.
X
1122(d)(4)(xiii)
Disbursements made on behalf of an obligor are posted within two business days to the obligor’s records maintained by the servicer, or such other number of days specified in the transaction agreements.
X
1122(d)(4)(xiv)
Delinquencies, charge-offs and uncollectible accounts are recognized and recorded in accordance with the transaction agreements.
X
1122(d)(4)(xv)
Any external enhancement or other support, identified in Item 1114(a)(1) through (3) or Item 1115 of Regulation AB, is maintained as set forth in the transaction agreements.
 
 
 
 
 
 





EXHIBIT U
 
IMPAC FUNDING CORPORATION SERVICING SIDE LETTER

Impac Funding Corporation
1401 Dove Street
Newport Beach, CA 92660

 
                                                              April 25, 2006
 
Bear Stearns Asset Backed Securities I LLC
383 Madison Avenue
New York, New York 10179

Wells Fargo Bank, N.A.
9062 Old Annapolis Road
Columbia, Maryland 21045

Wells Fargo Bank, N.A.
1 Home Campus
Des Moines, Iowa 50328-0001

U.S. Bank National Association
One Federal Street, 3rd Floor
Boston, MA 02110

EMC Mortgage Corporation
Mac Arthur Ridge II
909 Hidden Ridge Drive, Suite 200
Irving, Texas 75038

Ladies and Gentlemen:
 
Reference is hereby made to the Mortgage Loan Purchase and Interim Servicing Agreement, dated as of August 8, 2003 (the “MLPISA”), as amended on November 30, 2005 (the “Regulation AB Amendment” and together with the MLPISA, the “Purchase Agreement”), by and between Impac Funding Corporation (“Impac” or the “Company”) and EMC Mortgage Company (“EMC” or the “Purchaser”). Reference is hereby made to the Pooling and Servicing Agreement, dated as of April 1, 2006 (the “Pooling Agreement”), by and among Bear Stearns Asset Backed Securities I LLC, as depositor, EMC, as sponsor and company, Wells Fargo Bank, N.A. (“Wells Fargo”), as master servicer and securities administrator, and U.S. Bank National Association, as trustee. Capitalized terms used and not otherwise defined herein shall have the meaning assigned thereto in the Pooling Agreement.
 
Pursuant to the Purchase Agreement and those certain Term Sheets dated February 24, 2006 by and between Impac and EMC, EMC purchased the mortgage loans identified on Exhibit A attached hereto (the “Mortgage Loans”) including the servicing rights relating thereto from Impac.
 
In connection with the servicing and administration of the Mortgage Loans and notwithstanding anything to the contrary contained in the Pooling Agreement, Impac hereby agrees that, from the date hereof, Impac shall remit on a scheduled/scheduled basis all amounts with respect to the Mortgage Loans for the period for which it is servicing the Mortgage Loans to Wells Fargo, as master servicer, in accordance with the wiring instructions on Exhibit B attached hereto on the 18th day of the month (or if such 18th day is not a Business Day, the first Business Day immediately preceding such 18th day). Further, Impac shall deliver any remittance reports for the period for which it is servicing the Mortgage Loans to Wells Fargo, as master servicer, in accordance with the mailing instructions on Exhibit B attached hereto on the 10th Business Day of the month.
 
Impac’s final remittance to Wells Fargo, as master servicer, shall be made on the 18th day of June 2006 (or if such 18th day is not a Business Day, the first Business Day immediately preceding such 18th day) and Impac’s final remittance report shall be delivered to Wells Fargo, as master servicer, on the 10th Business Day of June 2006.
 
Wells Fargo, as servicer, will reimburse Impac for principal and interest Advances in accordance with the procedures described in Exhibit C attached hereto.
 
Further, the parties hereto hereby acknowledge that the servicing rights relating to the mortgage loans identified on Exhibit A attached hereto will transfer to Wells Fargo, as servicer, on June 1, 2006.
 
The parties hereto agree that the Mortgage Loans shall be serviced pursuant to the terms of the Purchase Agreement and the following provisions set forth below and that in the event of a conflict between the provisions set forth below and the terms of the Regulation AB Amendment, the terms of the Regulation AB Amendment shall control:
 
Article I - Definitions.
 
For purposes hereunder, the following terms shall be defined as follows:
 
Reconstitution: Any Securitization Transaction or Whole Loan Transfer.
 
Regulation AB: Subpart 229.1100 - Asset Backed Securities (Regulation AB), 17 C.F.R. §§ 229.1100-229.1123, as amended from time to time, and subject to such clarification and interpretation as have been provided by the Commission in the adopting release (Asset-Backed Securities, Securities Act Release No. 33-8518, 70 Fed. Reg. 1,506, 1,531 (Jan. 7, 2005)) or by the staff of the Commission, or as may be provided by the Commission or its staff from time to time.
 
Securitization Transaction: Any transaction involving either (1) a sale or other transfer of some or all of the Mortgage Loans directly or indirectly to an issuing entity in connection with an issuance of publicly offered or privately placed, rated or unrated mortgage-backed securities or (2) an issuance of publicly offered or privately placed, rated or unrated securities, the payments on which are determined primarily by reference to one or more portfolios of residential mortgage loans consisting, in whole or in part, of some or all of the Mortgage Loans.
 
Servicing Criteria: As of any date of determination, the “servicing criteria” set forth in Item 1122(d) of Regulation AB, or any amendments thereto, except for Subsection 1122(d)(1)(iii) and Subsection 1122(d)(4)(iii).
 
Subcontractor: Any vendor, subcontractor or other person that is not responsible for the overall servicing (as “servicing” is commonly understood by participants in the mortgage-backed securities market) of Mortgage Loans but performs one or more discrete functions identified in Item 1122(d) of Regulation AB with respect to Mortgage Loans under the direction or authority of the Company or a Subservicer.
 
Subservicer: Any person that services Mortgage Loans on behalf of the Company or any Subservicer and is responsible for the performance (whether directly or through Subservicers or Subcontractors) of a substantial portion of the material servicing functions required to be performed by the Company under this letter agreement or any Reconstitution Agreement that are identified in Item 1122(d) of Regulation AB.
 
Transfer Date: June 1, 2006.
 
2006 Servicing Period: The period beginning on February 24, 2006, and ending on the day prior to the Transfer Date.
 
Whole Loan Transfer: Any sale or transfer of some or all of the Mortgage Loans, other than a Securitization Transaction.
 
Article II - Statement as to Compliance.
 
The Company will deliver and cause any Subservicer to deliver to the Purchaser and the Master Servicer, not later than March 15, 2007, an Officer’s Certificate (a “Statement of Compliance”) stating, as to each signatory thereof, that (a) a review of the activities of the Company during the 2006 Servicing Period and of performance under the Servicing Agreement has been made under such officer’s supervision, (b) the Company has complied with the servicing provisions of the Servicing Agreement in all material respects, and (c) to the best of such officer’s knowledge, based on such review, the Company has fulfilled in all material respects all of its obligations under the Servicing Agreement throughout the 2006 Servicing Period, or if there has been a default in the fulfillment of any such obligation, specifying each such default known to such officer and the nature and status thereof and the action being taken by the Company to cure such default.
 
Article III - Assessment of Compliance with Servicing Criteria.
 
After February 24, 2006, the Company shall service and administer, and shall cause each Subservicer to service or administer, the Mortgage Loans in accordance with all applicable requirements of the Servicing Criteria.
 
With respect to the Mortgage Loans, the Company shall deliver to the Purchaser or its designee, the Master Servicer and the Depositor, not later than March 15, 2007, a report (an “Assessment of Compliance”), which is reasonably satisfactory to the Purchaser, the Master Servicer and the Depositor and addresses each of the Servicing Criteria specified in Exhibit D attached hereto, regarding the Company’s assessment of compliance with the Servicing Criteria during the 2006 Servicing Period as required by Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122 of Regulation AB or as otherwise required by the Master Servicer.
 
With respect to the Mortgage Loans, not later than March 15, 2007, the Company shall furnish to the Purchaser or its designee, the Master Servicer and the Depositor a report (an “Attestation Report”) by a certified public accounting firm that attests to, and reports on, the Assessment of Compliance made by the Company, as required by Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122(b) of Regulation AB or as otherwise required by the Master Servicer, which Attestation Report must be made in accordance with standards for attestation reports issued or adopted by the Public Company Accounting Oversight Board.
 
The Company shall cause each Subservicer, and each Subcontractor determined by the Company to be “participating in the servicing function” within the meaning of Item 1122 of Regulation AB, to deliver to the Purchaser or its designee, the Master Servicer and the Depositor an Assessment of Compliance and Attestation Report as and when provided in the preceding paragraphs.
 
Article IV - Representations and Warranties Respecting the Company.
 
As of the date hereof, except as has been otherwise disclosed to the Purchaser, the Master Servicer and the Depositor and as set forth herein: (1) no default or servicing related performance trigger has occurred as to any other securitization due to any act or failure to act of the Company; (2) no material noncompliance with applicable servicing criteria as to any other securitization has been disclosed or reported by the Company; (3) the Company has not been terminated as servicer in a residential mortgage loan securitization, either due to a servicing default or to application of a servicing performance test or trigger; (4) no material changes to the Company’s servicing policies and procedures for similar loans has occurred in the preceding three years; (5) there are no aspects of the Company’s financial condition that could have a material adverse impact on the performance by the Company of its obligations hereunder; (6) there are no legal proceedings pending, or known to be contemplated by governmental authorities, against the Company that could be material to investors in the securities issued in the Securitization Trust; and (7) there are no affiliations, relationships or transactions relating to the Company of a type that are described under Item 1119(b) of Regulation AB and any of the parties identified in Exhibit D hereto.
 
If the indemnification provided for in the Purchase Agreement is unavailable or insufficient to hold harmless an Indemnified Party, then the Company agrees that it shall contribute to the amount paid or payable by such Indemnified Party as a result of any claims, losses, damages or liabilities incurred by such Indemnified Party in such proportion as is appropriate to reflect the relative fault of such Indemnified Party on the one hand and the Company on the other.
 
In the case of any failure of performance described above, the Company shall promptly reimburse the Purchaser, any Depositor, as applicable, and each Person responsible for the preparation, execution or filing of any report required to be filed with the Commission with respect to such Securitization Transaction, or for execution of a certification pursuant to Rule 13a-14(d) or Rule 15d-14(d) under the Exchange Act with respect to such Securitization Transaction, for all costs reasonably incurred by each such party in order to obtain the information, report, certification, accountants’ letter or other material not delivered as required by the Company, any Subservicer, any Subcontractor or any Third-Party Originator.
 
This indemnification shall survive the termination of this letter agreement or the termination of any party to this letter agreement.
 
Article V - Further Agreements and Assumes.
 
Notwithstanding any other provision of this letter agreement, it is understood that the Company has entered into an agreement to sell its servicing portfolio. The Company agrees to remain adequately staffed in order to comply with the terms of this letter agreement. The Company agrees that it will provide to the Purchaser, no later than 30 days after the Transfer Date, all information regarding the servicing of the Mortgage Loans that is reasonably requested by the Purchaser with respect to the period ending on the day prior to the Transfer Date and that is reasonably accessible to the Company, provided that such information may be provided without undue expense or hardship on the part of the Company. To the extent additional information becomes available after the 30th day, the Company shall promptly provide such information to the Purchaser. All such reports or information shall be provided by and in accordance with all reasonable instructions and directions which the Purchaser may give. It is further understood that to the extent that certain information is not reasonably accessible to the Company or that the Company is unable to provide such information without undue expense or hardship, the Company will not be deemed to have breached the Servicing Agreement or be in default thereunder or hereunder as a result of the failure to provide such information. Upon the request of the Purchaser, the Company, in its sole discretion, may agree to provide additional information, any such additional information to be provided at the expense of the Purchaser.
 
This letter agreement constitutes the entire agreement relating to the subject matter hereof between the parties hereto and supersedes any prior oral or written agreement between the parties hereto.
 
This letter agreement shall be construed in accordance with the laws of the State of New York, and the obligations, rights and remedies of the parties hereunder shall be determined in accordance with the laws of the State of New York without giving regard to conflicts of law principles and except to the extent preempted by federal law.
 
This letter agreement may be executed in any number of counterparts, each of which (including any copy hereof delivered by facsimile) shall constitute one and the same original instrument, and either party hereto may execute this letter agreement by signing any such counterpart.
 
Any part or provision of this letter agreement which is prohibited or which is held to be void or unenforceable shall be ineffective to the extent of such prohibition or unenforceability without invalidating the remaining provisions hereof. Any part or provision of this letter agreement which is prohibited or unenforceable or is held to be void or unenforceable in any jurisdiction shall be ineffective, as to such jurisdiction, to the extent of such prohibition or unenforceability without invalidating the remaining provisions hereof. To the extent permitted by applicable law, the parties hereto waive any provision of law which prohibits or renders void or unenforceable any provision hereof. If the invalidity of any part or provision of this letter agreement shall deprive any party of the economic benefit intended to be conferred by this letter agreement, the parties shall negotiate, in good-faith, to develop a structure the economic effect of which is nearly as possible the same as the economic effect of this letter agreement without regard to such invalidity.
 
[Signature Page Follows]
 

 

 





Very truly yours,
IMPAC FUNDING CORPORATION
   
By:
 
Name:
 
Title:
 

 
Confirmed and Agreed to:
 
WELLS FARGO BANK,
N.A., as Master Servicer
   
By:
 
Name:
 
Title:
 
 
U.S. BANK NATIONAL ASSOCIATION, not individually but solely as Trustee
   
By:
 
Name:
 
Title:
 

Acknowledged:
 
EMC MORTGAGE CORPORATION
   
By:
 
Name:
 
Title:
 

WELLS FARGO BANK,
N.A., as Servicer
   
By:
 
Name:
 
Title:
 

BEAR STEARNS ASSET BACKED SECURITIES I LLC
   
By:
 
Name:
 
Title:
 





EXHIBIT A
 
(Provided Upon Request)







EXHIBIT B

Remittance Schedule

 
Wiring Instructions
Mailing Instructions
Wells Fargo Bank, N.A.
BSABS I 2006-IM1 Master Servicer Collection Account
Wells Fargo Bank, National Association
ABA# 121000248
Account Name: SAS Clearing
Account # 3970771416
For Further Credit to: BSABS I 2006-IM1, Account #50912100
Wells Fargo Bank, N.A.
P.O. Box 98
Columbia, Maryland 21046
 
For overnight deliveries:
 
Wells Fargo Bank, N.A.
9062 Old Annapolis Road
Columbia, Maryland 21045
     





EXHIBIT C

P&I Reimbursement Procedures

If the current remittance method is other than actual/actual, Impac Funding Corporation (“Impac”) will calculate and provide an electronic (excel) loan level test of expected principal and interest (the “Test of Expected P&I”), including over and under collateralized position, reduced by investor remittance due to be paid by Impac. Impac will provide Wells Fargo Bank, N.A. (“Wells Fargo”), as servicer, with a copy of this reconciliation at least eight (8) Business Days before funds settlement. Wells Fargo, as servicer, will review the calculation and upon agreement, notify Impac to obtain the account the P&I funds are to be wired to. The funds should be wired no later than one (1) Business Day before the Impac remittance date.

The Test of Expected P&I calculation should include the Test of Expected P&I calculation plus under collateralizations minus over collateralizations minus the remittance to be completed by Impac. The calculation must be provided at loan level. Detail must be provided for all adjustments done post cutoff. A trial balance should accompany the Test of Expected P&I calculation.

If any differences are found after settlement of the Test of Expected P&I, Wells Fargo, as servicer, will submit a request to Impac for further settlement of those amounts. Loan level detail will be provided. Impac should review and wire funds within ten (10) business days of receipt of the request.

The above-referenced reports should be provided to Wells Fargo, as servicer, at:

Wells Fargo Home Mortgage
Attn: Mike Underwood, X2401-042
1 Home Campus
Des Moines, IA 50328-0001
Or e-mailed to: Mike.Underwood@wellsfargo.com






EXHIBIT D

AFFILIATION DISCLOSURE

(Pursuant to Item 1119 of Regulation AB)

1)  
Sponsor and any affiliate, including but not limited to:
 
a)  
EMC Mortgage Corporation
 
b)  
Bear, Stearns & Co. Inc.
 
c)  
Bear, Stearns Securities Corp.
 
d)  
Bear Stearns Structured Products
 
e)  
Bear, Stearns International Limited
 
2)  
Depositor and any affiliate, including but not limited to:
 
a)  
Bear Stearns Asset Backed Securities I LLC
 
b)  
Structured Asset Mortgage Investments II Inc.
 
3)  
Bear Stearns Asset Backed Securities I Trust 2006-IM1 and any affiliate
 
4)  
U.S. Bank National Association, as Trustee, and any affiliate
 
5)  
Significant obligor and any affiliate - [_____]
 
6)  
Enhancement or support provider and any affiliate - [_____]
 
7)  
1100(d)(1) parties - any named party in the Securitization Transaction:
 
a)  
Swap Provider: Bear Stearns Financial Products Inc.
 
b)  
Cap Provider: Bear Stearns Financial Products Inc.
 
c)  
Underwriter: Bear, Stearns & Co. Inc.
 
d)  
Servicers: Well Fargo Bank, National Association, [_____]
 
e)  
Master Servicer: Wells Fargo Bank, National Association
 
f)  
Unaffiliated Servicer of 20%: [_____]
 
g)  
Originator of 10%: [_____]
 
h)  
Securities Administrator: Wells Fargo Bank, National Association
 
i)  
Custodian: Wells Fargo Bank, National Association




EXHIBIT E

SERVICING CRITERIA TO BE ADDRESSED IN ASSESSMENT OF COMPLIANCE

The assessment of compliance to be delivered by [the Company] [Name of Subservicer] shall address, at a minimum, the criteria identified as below as “Applicable Servicing Criteria”:

Servicing Criteria
Applicable Servicing Criteria
Reference
Criteria
 
 
General Servicing Considerations
 
1122(d)(1)(i)
Policies and procedures are instituted to monitor any performance or other triggers and events of default in accordance with the transaction agreements.
x
1122(d)(1)(ii)
If any material servicing activities are outsourced to third parties, policies and procedures are instituted to monitor the third party’s performance and compliance with such servicing activities.
x
1122(d)(1)(iii)
Any requirements in the transaction agreements to maintain a back-up servicer for the mortgage loans are maintained.
 
1122(d)(1)(iv)
A fidelity bond and errors and omissions policy is in effect on the party participating in the servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with the terms of the transaction agreements.
x
 
Cash Collection and Administration
 
1122(d)(2)(i)
Payments on mortgage loans are deposited into the appropriate custodial bank accounts and related bank clearing accounts no more than two business days following receipt, or such other number of days specified in the transaction agreements.
x
1122(d)(2)(ii)
Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel.
x
1122(d)(2)(iii)
Advances of funds or guarantees regarding collections, cash flows or distributions, and any interest or other fees charged for such advances, are made, reviewed and approved as specified in the transaction agreements.
x
1122(d)(2)(iv)
The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of overcollateralization, are separately maintained (e.g., with respect to commingling of cash) as set forth in the transaction agreements.
x
1122(d)(2)(v)
Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, “federally insured depository institution” with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act.
x
1122(d)(2)(vi)
Unissued checks are safeguarded so as to prevent unauthorized access.
x
1122(d)(2)(vii)
Reconciliations are prepared on a monthly basis for all asset-backed securities related bank accounts, including custodial accounts and related bank clearing accounts. These reconciliations are (A) mathematically accurate; (B) prepared within 30 calendar days after the bank statement cutoff date, or such other number of days specified in the transaction agreements; (C) reviewed and approved by someone other than the person who prepared the reconciliation; and (D) contain explanations for reconciling items. These reconciling items are resolved within 90 calendar days of their original identification, or such other number of days specified in the transaction agreements.
x
 
Investor Remittances and Reporting
 
1122(d)(3)(i)
Reports to investors, including those to be filed with the Commission, are maintained in accordance with the transaction agreements and applicable Commission requirements. Specifically, such reports (A) are prepared in accordance with timeframes and other terms set forth in the transaction agreements; (B) provide information calculated in accordance with the terms specified in the transaction agreements; (C) are filed with the Commission as required by its rules and regulations; and (D) agree with investors’ or the trustee’s records as to the total unpaid principal balance and number of mortgage loans serviced by the Servicer.
x
1122(d)(3)(ii)
Amounts due to investors are allocated and remitted in accordance with timeframes, distribution priority and other terms set forth in the transaction agreements.
x
1122(d)(3)(iii)
Disbursements made to an investor are posted within two business days to the Servicer’s investor records, or such other number of days specified in the transaction agreements.
x
1122(d)(3)(iv)
Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.
x
 
Pool Asset Administration
 
1122(d)(4)(i)
Collateral or security on mortgage loans is maintained as required by the transaction agreements or related mortgage loan documents.
x
1122(d)(4)(ii)
Mortgage loan and related documents are safeguarded as required by the transaction agreements
x
1122(d)(4)(iii)
Any additions, removals or substitutions to the asset pool are made, reviewed and approved in accordance with any conditions or requirements in the transaction agreements.
x
1122(d)(4)(iv)
Payments on mortgage loans, including any payoffs, made in accordance with the related mortgage loan documents are posted to the Servicer’s obligor records maintained no more than two business days after receipt, or such other number of days specified in the transaction agreements, and allocated to principal, interest or other items (e.g., escrow) in accordance with the related mortgage loan documents.
x
1122(d)(4)(v)
The Servicer’s records regarding the mortgage loans agree with the Servicer’s records with respect to an obligor’s unpaid principal balance.
x
1122(d)(4)(vi)
Changes with respect to the terms or status of an obligor’s mortgage loans (e.g., loan modifications or re-agings) are made, reviewed and approved by authorized personnel in accordance with the transaction agreements and related pool asset documents.
x
1122(d)(4)(vii)
Loss mitigation or recovery actions (e.g., forbearance plans, modifications and deeds in lieu of foreclosure, foreclosures and repossessions, as applicable) are initiated, conducted and concluded in accordance with the timeframes or other requirements established by the transaction agreements.
x
1122(d)(4)(viii)
Records documenting collection efforts are maintained during the period a mortgage loan is delinquent in accordance with the transaction agreements. Such records are maintained on at least a monthly basis, or such other period specified in the transaction agreements, and describe the entity’s activities in monitoring delinquent mortgage loans including, for example, phone calls, letters and payment rescheduling plans in cases where delinquency is deemed temporary (e.g., illness or unemployment).
x
1122(d)(4)(ix)
Adjustments to interest rates or rates of return for mortgage loans with variable rates are computed based on the related mortgage loan documents.
x
1122(d)(4)(x)
Regarding any funds held in trust for an obligor (such as escrow accounts): (A) such funds are analyzed, in accordance with the obligor’s mortgage loan documents, on at least an annual basis, or such other period specified in the transaction agreements; (B) interest on such funds is paid, or credited, to obligors in accordance with applicable mortgage loan documents and state laws; and (C) such funds are returned to the obligor within 30 calendar days of full repayment of the related mortgage loans, or such other number of days specified in the transaction agreements.
x
1122(d)(4)(xi)
Payments made on behalf of an obligor (such as tax or insurance payments) are made on or before the related penalty or expiration dates, as indicated on the appropriate bills or notices for such payments, provided that such support has been received by the servicer at least 30 calendar days prior to these dates, or such other number of days specified in the transaction agreements.
x
1122(d)(4)(xii)
Any late payment penalties in connection with any payment to be made on behalf of an obligor are paid from the servicer’s funds and not charged to the obligor, unless the late payment was due to the obligor’s error or omission.
x
1122(d)(4)(xiii)
Disbursements made on behalf of an obligor are posted within two business days to the obligor’s records maintained by the servicer, or such other number of days specified in the transaction agreements.
x
1122(d)(4)(xiv)
Delinquencies, charge-offs and uncollectible accounts are recognized and recorded in accordance with the transaction agreements.
x
1122(d)(4)(xv)
Any external enhancement or other support, identified in Item 1114(a)(1) through (3) or Item 1115 of Regulation AB, is maintained as set forth in the transaction agreements.
 
 
 
 




EXHIBIT V
 
IMPAC SERVICING AGREEMENT


MORTGAGE LOAN PURCHASE AND INTERIM SERVICING AGREEMENT

This is a MORTGAGE LOAN PURCHASE AND INTERIM SERVICING AGREEMENT (the “Agreement”), dated as of August 8, 2003, by and between EMC Mortgage Corporation (the “Purchaser”) and Impac Funding Corporation, having an office at 1401 Dove Street, Newport Beach, CA 92660 (the “Company”).

W I T N E S S E T H :

WHEREAS, the Company desires to sell to the Purchaser, and the Purchaser desires to purchase from the Company, from time to time, certain conventional residential first or second lien mortgage loans as described herein, including all Servicing Rights (as defined below) related thereto (the “Mortgage Loans”) and which shall be delivered as whole loans;

WHEREAS, each Mortgage Loan is secured by a mortgage, deed of trust or other security instrument creating a first or second lien on a residential dwelling located in the jurisdiction indicated on the related Mortgage Loan Schedule, which is annexed to the related Term Sheet;

WHEREAS, the Purchaser and the Company wish to prescribe the manner of the conveyance, interim servicing and control of the Mortgage Loans.

NOW, THEREFORE, in consideration of the premises and mutual agreements set forth herein, and for other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the Purchaser and the Company agree as follows:

SECTION 1. Definitions: For purposes of this Agreement the following capitalized terms shall have the respective meanings set forth below.

Accepted Servicing Practices: With respect to any Mortgage Loan, those mortgage servicing practices (including collection procedures) of prudent mortgage banking institutions which service mortgage loans of the same type as the Mortgage Loans in the jurisdiction where the related Mortgaged Property is located, and which are in accordance with Fannie Mae servicing practices and procedures for MBS pool mortgages, as defined in the Fannie Mae Guides including future updates.

Adjustment Date: With respect to each adjustable rate Mortgage Loan, the date set forth in the related Mortgage Note on which the Mortgage Interest Rate on the Mortgage Loan is adjusted in accordance with the terms of the Mortgage Note.

Agreement: This Mortgage Loan Purchase and Interim Servicing Agreement including all exhibits, schedules, amendments and supplements hereto.

Appraised Value: With respect to any Mortgaged Property, the lesser of (i) the value thereof as determined by an appraisal made for the originator of the Mortgage Loan at the time of origination of the Mortgage Loan by a Qualified Appraiser, and (ii) the purchase price paid for the related Mortgaged Property by the Mortgagor with the proceeds of the Mortgage Loan, provided, however, in the case of a Refinanced Mortgage Loan, such value of the Mortgaged Property is based solely upon the value determined by an appraisal made for the originator of such Refinanced Mortgage Loan at the time of origination of such Refinanced Mortgage Loan by a Qualified Appraiser.

Assignment of Mortgage: An individual assignment of Mortgage, notice of transfer or equivalent instrument in recordable form, sufficient under the laws of the jurisdiction wherein the related Mortgaged Property is located to give record notice of the sale of the Mortgage to the Purchaser. None of the assignments of Mortgage will be “blanket” assignments of Mortgage.

Business Day:  Any day other than a Saturday or Sunday, or a day on which banking and savings and loan institutions in the State of Texas or other states where the Purchaser is authorized or obligated by law or executive order to be closed.

Cash-Out Refinancing: A Refinanced Mortgage Loan the proceeds of which were in excess of the principal balance of any existing first mortgage on the related Mortgaged Property and related closing costs, and were used to pay any such existing first mortgage, related closing costs and subordinate mortgages on the related Mortgaged Property.

Closing Date:  With respect to any Mortgage Loan, the date stated on the related Term Sheet.

Closing Documents: The documents required pursuant to Section 9.

Combined Loan-to-Value Ratio or CLTV: With respect to any Mortgage Loan, the sum of the original principal balance of such Mortgage Loan as of the date of origination of the Mortgage Loan, divided by the lesser of the Appraised Value of the Mortgage Property as of the origination date or the purchase price of the Mortgaged Property.

Company: Impac Funding Corporation, its successors in interest and assigns, as permitted by this Agreement.

Company's Officer's Certificate: A certificate signed by the Chairman of the Board, President, any Vice President or Treasurer of the Company stating the date by which Company expects to receive any missing documents sent for recording from the applicable recording office.

Company’s Underwriting Guidelines: The underwriting guidelines attached as, and the restrictions (if any) set forth in, Exhibit 9 hereto, as revised from time to time pursuant to Section 31 of this Agreement.

Condemnation Proceeds: All awards, compensation and settlements in respect of a taking of all or part of a Mortgaged Property by exercise of the power of condemnation or the right of eminent domain.

Confirmation:  The trade confirmation letter between the Purchaser and the Company which relates to the Mortgage Loans.

Current Appraised Value: With respect to any Mortgaged Property, the value thereof as determined by an appraisal made for the Company (by a Qualified Appraiser) at the request of a Mortgagor for the purpose of canceling a Primary Mortgage Insurance Policy in accordance with federal, state and local laws and regulations.

Current LTV: The ratio of the Stated Principal Balance of a Mortgage Loan to the Current Appraised Value of the Mortgaged Property.

Custodial Account: Each separate account or accounts, each of which shall be an Eligible Account, created and maintained pursuant to this Agreement, which shall be entitled “[Company], in trust for EMC Mortgage Corporation, Owner of Mortgage Loans, P&I Account,” and shall be established in an Eligible Account, in the name of the Person that is the “Purchaser” with respect to the related Mortgage Loans.

Custodian: With respect to any Mortgage Loan, the entity stated on the related Term Sheet, and its successors and assigns, as custodian for the Purchaser.

Cut-off Date: With respect to any Mortgage Loan, the date stated on the related Term Sheet.

Due Date: The day on which the Monthly Payment is due on a Mortgage Loan, exclusive of any days of grace which day is the first day of the month.

Due Period: With respect to each Distribution Date, the period commencing on the second day of the month preceding the month of the Distribution Date and ending on the related Due Date.

Eligible Account: An account established and maintained: (i) within FDIC insured accounts created, maintained and monitored by the Company so that all funds deposited therein are fully insured, or (ii) as a trust account with the corporate trust department of a depository institution or trust company organized under the laws of the United States of America or any one of the states thereof or the District of Columbia which is not affiliated with the Company (or any sub-servicer) or (iii) with an entity which is an institution whose deposits are insured by the FDIC, the unsecured and uncollateralized long-term debt obligations of which shall be rated “A2” or higher by Moody’s Investor Services Inc. and “A” or higher by Standard and Poor’s Corp. or one of the two highest short-term ratings by any applicable Rating Agency, and which is either (a) a federal savings association duly organized, validly existing and in good standing under the federal banking laws, (b) an institution duly organized, validly existing and in good standing under the applicable banking laws of any state, (c) a national banking association under the federal banking laws, or (d) a principal subsidiary of a bank holding company, or (iv) if ownership of the Mortgage Loans is evidenced by mortgaged-backed securities, the equivalent required ratings of each Rating Agency, and held such that the rights of the Purchaser and the owner of the Mortgage Loans shall be fully protected against the claims of any creditors of the Company (or any sub-servicer) and of any creditors or depositors of the institution in which such account is maintained. In the event that a Custodial Account is established pursuant to clause (iii) or (iv) of the preceding sentence, the Company shall provide the Purchaser with written notice on the Business Day following the date on which the applicable institution fails to meet the applicable ratings requirements.

Escrow Account: Each separate trust account or accounts created and maintained pursuant to this Agreement which shall be entitled “[Company], in trust for EMC Mortgage Corporation, Owner of Mortgage Loans, and various Mortgagors, T&I Account,” and shall be established in an Eligible Account, in the name of the Person that is the “Purchaser” with respect to the related Mortgage Loans.

Escrow Payments: The amounts constituting ground rents, taxes, assessments, water charges, sewer rents, mortgage insurance premiums, fire and hazard insurance premiums and other payments as may be required to be escrowed by the Mortgagor with the Mortgagee pursuant to the terms of any Mortgage Note or Mortgage.

Event of Default: Any one of the events enumerated in Subsection 13.01.

Fannie Mae: Fannie Mae or any successor thereto.

Fannie Mae Guide(s): The Fannie Mae Selling Guide and the Fannie Mae Servicing Guide and all amendments or additions thereto.

FDIC: The Federal Deposit Insurance Corporation or any successor thereto.

Freddie Mac: The Federal Home Loan Mortgage Corporation or any successor thereto.

Freddie Mac Guide: The Freddie Mac Single Family Seller/Servicer Guide and all amendments or additions thereto.

FIRREA: The Financial Institutions Reform, Recovery, and Enforcement act of 1989, as amended and in effect from time to time.

GAAP: Generally accepted accounting principles, consistently applied.

Gross Margin:  With respect to each adjustable rate Mortgage Loan, the fixed percentage amount set forth in the related Mortgage Note and the related Mortgage Loan Schedule that is added to the Index on each Adjustment Date in accordance with the terms of the related Mortgage Note to determine the new Mortgage Interest Rate for such Mortgage Loan.

HMDA: The Home Mortgage Disclosure Act, as amended.

Index: With respect to each adjustable rate Mortgage Loan, the index identified on the related Mortgage Loan Schedule and set forth in the related Mortgage Note for the purpose of calculating the interest rate thereon.

Initial Rate Cap: With respect to each adjustable rate Mortgage Loan and the first Adjustment Date after the Origination Date, a number of percentage points per annum that is set forth in the related Mortgage Loan Schedule and in the related Mortgage Note, which is the maximum amount by which the Mortgage Interest Rate for such Mortgage Loan may increase (without regard to the Maximum Mortgage Interest Rate) or decrease (without regard to the Minimum Mortgage Interest Rate) on such Adjustment Date from the Mortgage Interest Rate in effect immediately prior to such Adjustment Date.

Insurance Proceeds: With respect to each Mortgage Loan, proceeds of any insurance policy insuring the Mortgage Loan or the related Mortgaged Property.

Interest Paid to Date: With respect to a Mortgage Loan, the last date to which interest has been paid on such Mortgage Loan, as shown on the books and records of Company as of the related Cut-off Date.

Interim Servicing Period: With respect to any Mortgage Loan, the period during which the Company shall service the Mortgage Loans in accordance with the provisions of this Agreement, commencing on the related Closing Date and ending on the related Servicing Transfer Date.

Lifetime Rate Cap: As to each adjustable rate Mortgage Loan, the maximum Mortgage Interest Rate over the term of such Mortgage Loan.

Liquidation Proceeds: Amounts, other than Insurance Proceeds and Condemnation Proceeds, received in connection with the liquidation of a defaulted Mortgage Loan through trustee’s sale, foreclosure sale or otherwise, other than amounts received following the acquisition of REO Property.

Loan-to-Value Ratio or LTV:  With respect to any Mortgage Loan as of origination, the ratio on such date of the outstanding principal amount of the Mortgage Loan to the lesser of the Appraised Value of the Mortgaged Property as of the Origination Date or the purchase price of the Mortgaged Property.

Maximum Mortgage Interest Rate: With respect to each adjustable rate Mortgage Loan, a rate that is set forth on the related Mortgage Loan Schedule and in the related Mortgage Note and is the maximum interest rate to which the Mortgage Interest Rate on such Mortgage Loan may be increased on any Adjustment Date.
 
MERS: Mortgage Electronic Registration Systems, Inc., a corporation organized and existing under the laws of the State of Delaware, or any successor thereto.
 
MERS Mortgage Loan: Any Mortgage Loan registered with MERS on the MERS® System.
 
MERS® System: The system of recording transfers of mortgages electronically maintained by MERS.
 
MIN: The Mortgage Identification Number for any MERS Mortgage Loan.
 
MOM Loan: Any Mortgage Loan as to which MERS is acting as mortgagee, solely as nominee for the originator of such Mortgage Loan and its successors and assigns.

Minimum Mortgage Interest Rate: With respect to each adjustable rate Mortgage Loan, a rate that is set forth on the related Mortgage Loan Schedule and in the related Mortgage Note and is the minimum interest rate to which the Mortgage Interest Rate on such Mortgage Loan may be decreased on any Adjustment Date.

Monthly Payment: With respect to any Mortgage Loan, the scheduled combined payment of principal and interest payable by a Mortgagor under the related Mortgage Note on each Due Date.

Mortgage: The mortgage, deed of trust or other instrument securing a Mortgage Note which creates a first or second lien on an unsubordinated estate in fee simple in real property securing the Mortgage Note.

Mortgagee: The mortgagee or beneficiary named in the Mortgage and the successors and assigns of such mortgagee or beneficiary.

Mortgage File: With respect to each Mortgage Loan, the file consisting of the Mortgage Loan Documents and originals of all other documents referred to in Exhibit 2 annexed hereto and any additional documents related to the origination of a particular Mortgage Loan and all documents, files and other information necessary to service the Mortgage Loans.

Mortgage Interest Rate: With respect to each Mortgage Loan, the annual rate at which interest accrues on such Mortgage Loan from time to time in accordance with the provisions of the related Mortgage Note.

Mortgage Loan: Each mortgage loan sold, assigned and transferred to the Purchaser pursuant to this Agreement and identified on the related Mortgage Loan Schedule attached to the related Term Sheet, which Mortgage Loan includes without limitation the Servicing Rights, the Mortgage File, the Monthly Payments, Principal Prepayments, Liquidation Proceeds, Condemnation Proceeds, Insurance Proceeds, REO Disposition proceeds, and all other rights, benefits, proceeds and obligations arising from or in connection with such mortgage loan.

Mortgage Loan Documents: The documents listed in Subsection 6.03 pertaining to any Mortgage Loan.

Mortgage Loan Schedule: The schedule of Mortgage Loans annexed to the related Term Sheet (which shall also be provided in an electronic format acceptable to Purchaser), such schedule setting forth the following information with respect to each Mortgage Loan: (1) the Company’s Mortgage Loan identifying number; (2) the Mortgagor’s first and last name; (3) the street address of the Mortgaged Property including the city, state and zip code; (4) a code indicating whether the Mortgaged Property is owner-occupied, a second home or investor property; (5) the type of Residential Dwelling constituting the Mortgaged Property; (6) a code indicating the purpose of the loan (i.e., purchase financing, Rate/Term Refinancing, Cash-Out Refinancing); (7) the original principal amount of the Mortgage Loan; (8) the Mortgage Interest Rate at origination; (9) the date on which the first Monthly Payment was due on the Mortgage Loan; (10) the stated maturity date; (11) the amount of the Monthly Payment at origination; (12) the original months to maturity; (13) the Origination Date of the Mortgage Loan and the remaining months to maturity from the related Cut-off Date, based on the original amortization schedule; (14) the last Due Date on which a Monthly Payment was actually applied to the unpaid Stated Principal Balance; (15) the Mortgage Interest Rate in effect immediately following the related Cut-off Date;(16) the Stated Principal Balance of the Mortgage Loan as of the related Cut-off Date; (17) the amount of the Monthly Payment as of the related Cut-off Date;(18) the sales price of the Mortgaged Property, if applicable, the Appraised Value and the Loan-to-Value Ratio at origination; (19) the Current Appraised Value and Current LTV, if applicable; (20) a code indicating the documentation style; (21) credit score and/or mortgage score, each if applicable; (22) a code indicating whether or not the Mortgage Loan is the subject of Primary Mortgage Insurance Policy and the name of the related insurer and, if such loan has Primary Mortgage Insurance, the amount of such Primary Mortgage Insurance expressed as a percent of the Appraised Value; (23) loan type (i.e. fixed, adjustable, 3/1 ARM, etc.); (24) for any adjustable rate Mortgage Loan, the first Adjustment Date after the Origination Date, the Adjustment Date next following the related Cut-off Date, the Index, the Gross Margin, the Initial Rate Cap, if any, the Periodic Rate Cap, if any, the Lifetime Rate Cap, if any, the Minimum Mortgage Interest Rate and the Maximum Mortgage Interest Rate; (25) a code indicating whether or not each Mortgage Loan has a prepayment penalty and if so, the amount and duration of such penalty; (26) a code indicating whether or not the Mortgage Loan is an “interest-only” Mortgage Loan and if so the corresponding term of the “interest-only” period; (27) the debt-to-income ratio; (28) a code indicating whether the Mortgage Loan is a buydown loan; (29) a code indicating whether or not the Mortgage Loan has “balloon features”; (30) a code indicating whether or not the Mortgage Loan has a “lifetime” tax service contract with LERETA Corp.; (31) a code indicating whether the Mortgage Loan is a MERS Mortgage Loan; (32) intentionally omitted; (33) the credit grade, if applicable, assigned to such loan at origination according to the Company’s Underwriting Guidelines; (34) the CLTV; (35) amortization term; (36) assumable (Y/N); (37) MERS #, if applicable; (38) co-borrower name (first and last); (39) borrower social security #; (40) co-borrower social security #; (41) borrower race; (42) co-borrower race; (43 borrower gender; (44 co-borrower gender; (45 monthly combined income-if applicable; (46)monthly housing expense; (PITI); and (47) monthly debt.. With respect to the Mortgage Loans in the aggregate, the related Mortgage Loan Schedule attached to the related Term Sheet shall set forth the following information, as of the related Cut-off Date: (1) the number of Mortgage Loans; (2) the current principal balance of the Mortgage Loans; (3) the weighted average Mortgage Interest Rate of the Mortgage Loans; and (4) the weighted average maturity of the Mortgage Loans.

Mortgage Note: The note or other evidence of the Mortgage Loan indebtedness of a Mortgagor.

Mortgaged Property: The underlying real property securing repayment of a Mortgage Note, consisting of a single parcel of real estate considered to be real estate under the laws of the state in which such real property is located which may include condominium units and planned unit developments, improved by a residential dwelling.

Mortgagor: The obligor on a Mortgage Note, the owner of the Mortgaged Property and the grantor or mortgagor named in the related Mortgage and such grantor’s or mortgagor’s successor(s) in title to the Mortgaged Property.

Net Escrow Payments: Escrow Payment balances remaining after advances by the Company for taxes and insurance to the extent documented under a detailed statement provided to the Purchaser.

Officer’s Certificate: A certificate signed by the Chairman of the Board or the Vice Chairman of the Board or a President or a Vice President and by the Treasurer or the Secretary or one of the Assistant Treasurers or Assistant Secretaries of the Person on behalf of whom such certificate is being delivered.

Opinion of Counsel: A written opinion of counsel, who may be salaried counsel for the Person on behalf of whom the opinion is being given, reasonably acceptable to each Person to whom such opinion is addressed.

Origination Date: The date on which a Mortgage Loan funded.

Pass-Through Transfer: The sale of some or all of the Mortgage Loans to a trust as part of a publicly issued or privately placed, rated or unrated, mortgage pass-through transaction.

Periodic Rate Cap: With respect to each adjustable rate Mortgage Loan and any Adjustment Date (other than the first Adjustment Date) therefor, a number of percentage points per annum that is set forth in the related Mortgage Loan Schedule and in the related Mortgage Note, which is the maximum amount by which the Mortgage Interest Rate for such Mortgage Loan may increase (without regard to the Maximum Mortgage Interest Rate) or decrease (without regard to the Minimum Mortgage Interest Rate) on such Adjustment Date from the Mortgage Interest Rate in effect immediately prior to such Adjustment Date.
 
Person: An individual, corporation, partnership, joint venture, association, joint-stock company, limited liability company, trust, unincorporated organization or government or any agency or political subdivision thereof.

Primary Mortgage Insurance Policy or PMI Policy: Each primary policy of mortgage insurance issued by a Qualified Insurer and represented to be in effect pursuant to Section 7.02.

Principal Prepayment: Any payment or other recovery of principal on a Mortgage Loan, full or partial, which is received in advance of its scheduled Due Date, which is not accompanied by an amount of interest representing scheduled interest due on any date or dates in any month or months subsequent to the month of prepayment.

Purchase Price: The price paid by the Purchaser in exchange for the Mortgage Loans (including the Servicing Rights thereon) purchased on the related Closing Date, calculated as provided in Section 4.

Purchase Price Percentage: That certain purchase price percentage specified in the related Term Sheet with respect to the Mortgage Loans, as adjusted as provided for therein.

Purchaser: EMC Mortgage Corporation, its successors in interest and assigns.

Qualified Appraiser: An appraiser, duly appointed by the Company, who had no interest, direct or indirect in the Mortgaged Property or in any loan made on the security thereof, and whose compensation is not affected by the approval or disapproval of the Mortgage Loan, and such appraiser and the appraisal made by such appraiser both satisfy the requirements of Title XI of FIRREA and the regulations promulgated thereunder and the requirements of Fannie Mae or Freddie Mac.
 
Qualified Insurer: An insurance company duly qualified as such under the laws of the states in which the Mortgaged Properties are located, duly authorized and licensed in such states to transact the applicable insurance business and to write the insurance provided, approved as an insurer by Fannie Mae or Freddie Mac, and whose claims paying ability is rated in the two highest rating categories by each applicable Rating Agency with respect to primary mortgage insurance and in the two highest rating categories in Best’s Key Rating Guide with respect to hazard and flood insurance.

Rate/Term Refinancing:  A Refinanced Mortgage Loan, the proceeds of which are limited to the sum of the unpaid principal balance of the existing first mortgage, closing costs (including all prepaid items), points, the amount required to satisfy any subordinate mortgage liens that are more than one year old (if the borrower plans to satisfy them), and other funds for the borrower’s use (as long as the amount does not exceed 2% of the principal amount of the new mortgage or $2,000). A property that has subordinate liens that have been in existence for one year or less also may be treated as a rate/term refinance transaction as long as the proceeds of the subordinate lien were used to make documented home improvements.

Rating Agency: Moody’s Investors Servicers, Inc., Standard & Poor’s, a division of The McGraw-Hill Companies, Inc. and Fitch Ratings or, in the event that some or all of the ownership of the Mortgage Loans is evidenced by mortgage-backed securities, the nationally recognized rating agencies issuing ratings with respect to such securities, if any.

Recording Fee: For any Mortgage Loan that is not a MERS Mortgage Loan, $35.00 per Mortgage Loan.

Refinanced Mortgage Loan: A Mortgage Loan the proceeds of which were not used to purchase the related Mortgaged Property.

REO Disposition: The final sale by the Company of any REO Property.

REO Property:  A Mortgaged Property acquired as a result of the liquidation of a Mortgage Loan.

Repurchase Price: With respect to any Mortgage Loan, a price equal to (x) the product of the greater of 100% or the Purchase Price Percentage multiplied by the Stated Principal Balance of such Mortgage Loan on the repurchase date, plus (y) accrued interest on such Stated Principal Balance at the Mortgage Interest Rate from the last interest paid to date through which interest has been paid by or on behalf of the Mortgagor through the date prior to the date of repurchase, less (z) amounts received in respect of such repurchased Mortgage Loan which are being held in the Custodial Account for distribution in connection with such Mortgage Loan.

Residential Dwelling:  Any one of the following: (i) a detached single family dwelling, (ii) an attached single family dwelling (iii) a two-to-four family dwelling, (iv) a unit in a condominium project, or (v) a detached single family dwelling in a planned unit development. Mortgaged Properties that consist of the following property types are not eligible for sale to the Purchaser: (a) co-operative units, (b) log homes, (c) earthen homes, (d) underground homes, (e) mobile homes, (f) homes which are situated on more than ten acres of property and (g) homes which are secured by a leasehold estate.

SAIF: The Savings Association Insurance Fund, or any successor thereto.

Servicing Addendum: The terms and conditions attached hereto as Exhibit 5 which will govern the servicing of the Mortgage Loans by the Company during the Interim Servicing Period; provided, however, the Servicing Addendum shall not be applicable to the servicing of any Mortgage Loan subject to a Short Interim Servicing Period.

Servicing Rights: With respect to each Mortgage Loan, any and all of the following: (a) all rights to service the Mortgage Loan; (b) all rights to receive servicing fees, additional servicing compensation (including without limitation any late fees, assumption fees, prepayment penalties or premiums due in connection with a Principal Prepayment (if any), other penalties, fees or similar payments with respect to the Mortgage Loan, and income on escrow accounts or other receipts on or with respect to the Mortgage Loan), reimbursements or indemnification for servicing the Mortgage Loan, and any payments received in respect of the foregoing and proceeds thereof; (c) the right to collect, hold and disburse Escrow Payments or other similar payments with respect to the Mortgage Loans, Escrow Accounts and any amounts actually collected with respect thereto and to receive interest income on such amounts to the extent permitted by applicable law; (d) all accounts and other rights to payment related to any of the property described in this paragraph; (e) possession and use of any and all Mortgage Files pertaining to the Mortgage Loans or pertaining to the past, present or prospective servicing of the Mortgage Loans; (f) all rights and benefits relating to the direct solicitation of the related Mortgagors for refinance or modification of the Mortgage Loans and attendant right, title and interest in and to the list of such Mortgagors and data relating to their respective Mortgage Loans; (g) all rights, powers and privileges incident to any of the foregoing; and (h) all agreements or documents creating, defining or evidencing any of the foregoing rights to the extent they relate to such rights and all rights of the Company thereunder including, but not limited to, any clean-up calls and termination options.

Servicing Rights Owner: The Person to whom the Servicing Rights are transferred at any time, which Person may or may not be the Purchaser of the Mortgage Loans hereunder, and which Person will, on the related Closing Date, be the Purchaser.

Servicing Transfer Date: As set forth in the related Term Sheet.
 
Short Interim Servicing Period: As defined in Section 11.

Stated Principal Balance: As to each Mortgage Loan (i) the principal balance of such Mortgage Loan as of the related Cut-off Date, minus (ii) all amounts thereafter distributed to the Purchaser with respect to the related Mortgage Loan representing payments or recoveries of principal.
 
Term Sheet: A supplemental agreement in the form attached hereto as Exhibit 1 which shall be executed and delivered by the Company and the Purchaser to provide for the sale pursuant to the terms of this Agreement of the Mortgage Loans including all Servicing Rights related thereto listed on Schedule I attached thereto, which supplemental agreement shall contain certain specific information relating to such sale of such Mortgage Loans and may contain additional covenants relating to such sale of such Mortgage Loans.

Value: With respect to any Mortgage Loan, the lower of the Appraised Value of the Mortgaged Property as of the origination date or the purchase price of the Mortgaged Property.

Whole Loan Transfer: The sale or transfer of some or all of the ownership interest in the Mortgage Loans by the Purchaser to one or more third parties in whole loan or participation format.

SECTION 2. Agreement to Purchase. The Company agrees to sell, and the Purchaser agrees to purchase, Mortgage Loans, together with the Servicing Rights, having an aggregate principal balance on the related Cut-off Date in an amount set forth on the related Term Sheet or in such other amount as agreed by the Purchaser and the Company as evidenced by the actual aggregate principal balance of the Mortgage Loans accepted by the Purchaser on the related Closing Date.

SECTION 3. Mortgage Loan Schedule. The Company shall deliver the related Mortgage Loan Schedule to the Purchaser at least two (2) Business Days prior to the related Closing Date.

SECTION 4. Purchase Price; Near-term Principal Prepayments.

Subsection 4.01. Purchase Price. 

The Purchase Price for each Mortgage Loan (inclusive of the Servicing Rights associated with such Mortgage Loan) listed on the related Mortgage Loan Schedule shall be the Purchase Price Percentage, multiplied by the Stated Principal Balance of such Mortgage Loan as of the related Cut-off Date.

In addition to the Purchase Price as described above, the Purchaser shall pay to the Company, on the related Closing Date, accrued interest on each Mortgage Loan at the Mortgage Interest Rate from the related last Interest Paid to Date through the day prior to the related Closing Date, inclusive; provided, however, with respect to those Mortgage Loans for which interest has been paid through a date beyond the related Cut-off Date, such accrued interest owing to Company shall be reduced by the amount of interest accruing on the Stated Principal Balance of each such Mortgage Loan at a rate equal to the Mortgage Interest Rate of such Mortgage Loan, from the related Closing Date to the day prior to the interest paid through date for such Mortgage Loan, inclusive.

The Purchase Price shall be reduced by the Recording Fee, multiplied by the number of Mortgage Loans that are not MERS Mortgage Loans.

With respect to each Mortgage Loan purchased, the Purchaser shall own and be entitled to receive (except as otherwise described in this Agreement during the related Interim Servicing Period): all payments and/or recoveries of principal collected on or after the related Cut-off Date, all payments of interest on the Mortgage Loans and all fees, prepayment penalties or premiums, and all other Ancillary Income.

Subsection 4.02. Near-term Principal Prepayments

In the event a full Principal Prepayment is made by a Mortgagor on or prior to 60 days after the related Closing Date, the Company shall remit to the Purchaser an amount equal to the excess, if any, of the Purchase Price Percentage over par multiplied by the Stated Principal Balance of such Mortgage Loan as of the Cut-off Date (each such amounts the “Premium”). Such remittance shall be made by the Company to Purchaser no later than the third Business Day following receipt of such Principal Prepayment by the Company.

SECTION 5. Examination of Mortgage Files. With regard to the examination of the Mortgage Loans and Mortgage Files prior to the related Closing Date, Purchaser and Company shall have such rights as are set forth in the related Confirmation. If Purchaser declines, in accordance with its rights under the related Confirmation, to purchase a Mortgage Loan, such Mortgage Loan shall be deleted from the related Mortgage Loan Schedule. The Purchaser may, at its option and without notice to Company, purchase all or a portion of the Mortgage Loans without conducting any partial or complete examination. The fact that the Purchaser has conducted or has determined not to conduct any partial or complete examination of the Mortgage Files shall not affect the Purchaser’s (or any of its successors’) rights to demand repurchase or any other relief or remedy provided for in this Agreement.

SECTION 6. Conveyance from Company to Purchaser.

Subsection 6.01. Conveyance of Mortgage Loans; Possession of Mortgage Files.

On the related Closing Date, Company, simultaneously with the payment of the related Purchase Price, does hereby sell, transfer, assign, set over and convey to the Purchaser, without recourse, but subject to the terms of this Agreement, all rights, title and interest of the Company in and to the Mortgage Loans (including the Servicing Rights thereon) listed on the related Mortgage Loan Schedule attached to the related Term Sheet, together with the related Mortgage Files and all rights and obligations arising under the documents contained therein. Pursuant to Subsection 6.03 of the Agreement, the Company shall deliver to the Purchaser (or, upon Purchaser’s request, its designee) the Mortgage Loan Documents. The contents of each related Mortgage File required to be retained by the Company to interim service the Mortgage Loans pursuant to the Agreement and the related Term Sheet and thus not delivered to the Purchaser prior to the related Closing Date are, and shall be, held in trust by the Company for the benefit of the Purchaser as the owner thereof. The Company’s possession of any portion of each such Mortgage File is at the will of the Purchaser for the sole purpose of facilitating interim servicing of the related Mortgage Loan pursuant to the Agreement and the related Term Sheet, and such retention and possession by the Company shall be in a custodial capacity only. The ownership of each Mortgage Note, Mortgage, and the contents of the Mortgage File is vested in the Purchaser and the ownership of all records and documents with respect to the related Mortgage Loan and Servicing Rights prepared by or which come into the possession of the Company shall immediately vest in the Purchaser and shall be retained and maintained, in trust, by the Company at the will of the Purchaser in such custodial capacity only.

The Mortgage File retained by the Company with respect to each Mortgage Loan pursuant to this Agreement and the related Term Sheet shall be appropriately identified in the Company’s computer system to reflect clearly the sale of such related Mortgage Loan to the Purchaser. The Company shall release from its custody the contents of any Mortgage File retained by it only in accordance with this Agreement.

Subsection 6.02. Books and Records.

Record title to each Mortgage and the related Mortgage Note as of the related Closing Date shall be in the name of the Company in trust for the benefit of the Purchaser or one or more designees of the Purchaser, as the Purchaser shall designate, solely for the purpose of facilitating the interim servicing of the Mortgage Loans as described herein. Upon Purchaser’s request, the Company shall transfer, or cause to be transferred, record title to each Mortgage and the related Mortgage Note to the Purchaser. Notwithstanding the foregoing, beneficial ownership of each Mortgage, the related Mortgage Note and the related Servicing Rights shall be vested solely in the Purchaser or the appropriate designee of the Purchaser, as the case may be. All rights arising out of the Mortgage Loans including, but not limited to, all funds received by the Company to which Purchaser is entitled as provided in Section 4 shall be vested in the Purchaser or one or more designees of the Purchaser; provided, however, that all such funds shall be received and held by the Company in trust for the benefit of the Purchaser or the assignee of the Purchaser, as the case may be, as the owner of the Mortgage Loans pursuant to the terms of this Agreement.

It is the express intention of the parties that the transactions contemplated by this Agreement and the related Term Sheet be, and be construed as, a sale of the Mortgage Loans, and the Servicing Rights by the Company and not a pledge of the Mortgage Loans or the Servicing Rights by the Company to the Purchaser to secure a debt or other obligation of the Company. Consequently, the sale of each Mortgage Loan and the Servicing Rights shall be reflected as a sale on the Company’s business records, tax returns and financial statements.

Subsection 6.03. Delivery of Mortgage Loan Documents.

No later than five Business Days prior to the related Closing Date , the Company shall deliver to the Purchaser, or its Custodian, as agent, the following Mortgage Loan Documents with respect to each Mortgage Loan to be purchased and sold on the related Closing Date and set forth on the related Mortgage Loan Schedule attached to the related Term Sheet:

(a)  The original Mortgage Note endorsed "Pay to the order of ____________________________________________________, without recourse," and signed via original signature in the name of the Company by an authorized officer, with all intervening endorsements showing a complete chain of title from the originator to the Company, together with any applicable riders. In no event may an endorsement be a facsimile endorsement. If the Mortgage Loan was acquired by the Company in a merger, the endorsement must be by "[Company], successor by merger to the [name of predecessor]". If the Mortgage Loan was acquired or originated by the Company while doing business under another name, the endorsement must be by "[Company] formerly known as [previous name]". None of the Mortgage Notes may be in the form of a lost note affidavit;

(b) In the case of each Mortgage Loan that is not a MERS Mortgage Loan, the original Assignment of Mortgage, from the Company to “Mortgage Electronic Registration Systems, Inc., its successors and assigns, as nominee for EMC Mortgage Corporation, its successors and assigns, 383 Madison Avenue, New York, NY 10179,” or otherwise in accordance with Purchaser's instructions, which assignment of mortgage shall, but for any blanks requested by Purchaser, be in form and substance acceptable for recording. If the Mortgage Loan was acquired or originated by the Company while doing business under another name, the Assignment must be by "[Company] formerly known as [previous name]". If the Mortgage Loan was acquired by the Company in a merger, the endorsement must be by "[Company], successor by merger to the [name of predecessor]". None of the Assignments are blanket assignments of mortgage;

(c) the original of any guarantee executed in connection with the Mortgage Note;

(d) Except as provided below and for each Mortgage Loan that is not a MERS Mortgage Loan, the original Mortgage with evidence of recording thereon. If in connection with any Mortgage Loan that is not a MERS Mortgage Loan, the Company cannot deliver or cause to be delivered the original Mortgage with evidence of recording thereon on or prior to the related Closing Date because of a delay caused by the public recording office where such Mortgage has been delivered for recordation or because such Mortgage has been lost or because such public recording office retains the original recorded Mortgage, the Company shall deliver or cause to be delivered to the Purchaser a photocopy of such Mortgage together with (i) in the case of a delay caused by the public recording office, an Officer’s Certificate of the title insurer insuring the Mortgage stating that such Mortgage has been delivered to the appropriate public recording office for recordation and that the original recorded Mortgage or a copy of such Mortgage certified by such public recording office to be a true and complete copy of the original recorded Mortgage will be promptly delivered to the Purchaser upon receipt thereof by the Company; or (ii) in the case of a Mortgage where a public recording office retains the original recorded Mortgage or in the case where a Mortgage is lost after recordation in a public recording office, a copy of such Mortgage with the recording information thereon certified by such public recording office to be a true and complete copy of the original recorded Mortgage. With respect to each MERS Mortgage Loan, the original Mortgage, noting the presence of the MIN of the Mortgage Loans and either language indicating that the Mortgage Loan is a MOM Loan or if the Mortgage Loan was not a MOM Loan at origination, the original Mortgage and the assignment thereof to MERS, with evidence of recording indicated thereon, or a copy of the Mortgage certified by the public recording office in which such Mortgage has been recorded;

(e) originals, or copies thereof certified by the public recording office in which such documents have been recorded, of each assumption, extension, modification, written assurance or substitution agreements, if applicable, or if the original of such document has not been returned from the applicable public recording office, a true certified copy, certified by the Company;

(f) In the case of each Mortgage Loan that is not a MERS Mortgage Loan, the originals of all intervening assignments of mortgage with evidence of recording thereon, or if any such intervening assignment of mortgage has not been returned from the applicable recording office or has been lost or if such public recording office retains the original recorded assignment of mortgage, the Company shall deliver or cause to be delivered to the Purchaser, a photocopy of such intervening assignment of mortgage together with (i) in the case of a delay caused by the public recording office, an Officer’s Certificate of the title insurer insuring the Mortgage stating that such intervening assignment of mortgage has been delivered to the appropriate public recording office for recordation and that such original recorded intervening assignment of mortgage or a copy of such intervening assignment of mortgage certified by the appropriate public recording office to be a true and complete copy of the original recorded intervening assignment of mortgage will be promptly delivered to the Purchaser upon receipt thereof by the Company; or (ii) in the case of an intervening assignment of mortgage where a public recording office retains the original recorded intervening assignment of mortgage or in the case where an intervening assignment of mortgage is lost after recordation in a public recording office, a copy of such intervening assignment of mortgage with recording information thereon certified by such public recording office to be a true and complete copy of the original recorded intervening assignment of mortgage;

(g) The original mortgagee policy of title insurance, including riders and endorsements thereto, or if the policy has not yet been issued, (a) a written commitment or interim binder for title issued by the title insurance or escrow company dated as of the date the Mortgage Loan was funded, with a statement by the title insurance company, or closing attorney that the priority of the lien of the related Mortgage during the period between the date of the funding of the related Mortgage Loan and the date of the related title policy (which title policy shall be dated the date of recording of the related Mortgage) is insured or (b) a preliminary title report issued by a title insurer in anticipation of issuing a title insurance policy which evidences existing liens and gives a preliminary opinion as to the absence of any encumbrance on title to the Mortgaged Property, except liens to be removed on or before purchase by the Mortgagor or which constitute customary exceptions acceptable to lenders generally; the original policy of title insurance shall be delivered promptly upon receipt thereof by the Company.


(h) the original of any security agreement, chattel mortgage or equivalent document executed in connection with the Mortgage; and

(i) if the Mortgage Note or Mortgage or any other material document or instrument relating to the Mortgage Loan has been signed by a person on behalf of the Mortgagor, the original or copy of power of attorney or other instrument that authorized and empowered such person to sign bearing evidence that such instrument has been recorded, if so required in the appropriate jurisdiction where the Mortgaged Property is located, or a copy thereof certified by the public recording office in which such instrument has been recorded or, if the original instrument has not been returned from the applicable public recording office, a true certified copy, certified by the Company.
 
(j) The original Primary Mortgage Insurance Policy, if applicable.

If the Company cannot deliver the original recorded Mortgage Loan Documents on the related Closing Date, the Company shall, promptly upon receipt thereof and in any case not later than 120 days from the related Closing Date, deliver such original documents, including original recorded documents, to the Purchaser or, upon Purchaser’s request, its designee (unless the Company is delayed in making such delivery by reason of the fact that such documents shall not have been returned by the appropriate recording office). If delivery is not completed within 120 days of the related Closing Date, solely due to delays in making such delivery by reason of the fact that such documents shall not have been returned by the appropriate recording office, Company shall deliver such document to Purchaser, or upon Purchaser’s request, its designee, within such time period as specified in a Company's Officer's Certificate. In the event that documents have not been received by the date specified in the Company's Officer's Certificate, a subsequent Company's Officer's Certificate shall be delivered by such date specified in the prior Company's Officer's Certificate, stating a revised date for receipt of documentation. The procedure shall be repeated until the documents have been received and delivered. If delivery is not completed within 180 days of the related Closing Date, solely due to delays in making such delivery by reason of the fact that such documents shall not have been returned by the appropriate recording office, the Company shall continue to use its best efforts to effect delivery as soon as possible thereafter, provided that if such documents are not delivered by the 270th day from the date of execution of the related Term Sheet, the Company shall repurchase the related Mortgage Loans at the Repurchase Price in accordance with Section 7.03 hereof.

The Company shall forward to the Purchaser original documents evidencing an assumption, modification, consolidation or extension of any Mortgage Loan entered into in accordance with this Agreement within two (2) weeks of their execution, provided, however, that the Company shall provide the Purchaser with a certified true copy of any such document submitted for recordation within two (2) weeks of its execution, and shall provide the original of any document submitted for recordation or a copy of such document certified by the appropriate public recording office to be a true and complete copy of the original within ninety (90) days of its submission for recordation.

Company shall provide an original or duplicate original of the title insurance policy to Purchaser or, upon Purchaser’s request, its designee, within ninety (90) days of the receipt of the recorded documents (required for issuance of such policy) from the applicable recording office.

If the Purchaser discovers any defect with respect to a Mortgage File, the Purchaser shall give prompt written specification of such defect to the Company, and the Company shall cure or repurchase such Mortgage Loan in accordance with Section 7.03.
 
In addition, in connection with the assignment of any MERS Mortgage Loan, the Company agrees that it will cause, at its own expense, the MERS® System to indicate that such Mortgage Loans have been assigned by the Company to the Purchaser in accordance with this Agreement by including (or deleting, in the case of Mortgage Loans which are repurchased in accordance with this Agreement) in such computer files the information required by the MERS® System to identify the Purchaser of such Mortgage Loans. The Company further agrees that it will not alter the information referenced in this paragraph with respect to any Mortgage Loan during the term of this Agreement unless and until such Mortgage Loan is repurchased in accordance with the terms of this Agreement.

For any Mortgage Loan that is not a MERS Mortgage Loan, the Company shall prepare the Assignments of Mortgage and shall pay to the Purchaser a Recording Fee for each Mortgage Loan in connection with Purchaser’s recordation of the Assignments of Mortgage and any other fees or costs in transferring all original documents to the Purchaser.

SECTION 7. Representations, Warranties and Covenants of the Company; Remedies for Breach.

Subsection 7.01. Representations and Warranties Respecting the Company.

The Company hereby represents and warrants to the Purchaser and the Servicing Rights Owner as of the related Closing Date that:

(i)The Company is a corporation duly organized, validly existing and in good standing under the laws of the State of California and is and will remain in compliance with the laws of each state in which any Mortgaged Property is located to the extent necessary to ensure the enforceability of each Mortgage Loan and the servicing of the Mortgage Loan in accordance with the terms of this Agreement. The Company has all licenses necessary to carry out its business as now being conducted, and is licensed and qualified to transact business in and is in good standing under the laws of each state in which any Mortgaged Property is located or is otherwise exempt under applicable law from such licensing or qualification or is otherwise not required under applicable law to effect such licensing or qualification and no demand for such licensing or qualification has been made upon Company by any such state, and in any event the Company is in compliance with the laws of any such state to the extent necessary to ensure the enforceability of each Mortgage Loan and the sale of the Mortgage Loans and Servicing Rights in accordance with the terms of this Agreement and the related Term Sheet;

(ii)The Company has the full power and authority and legal right to hold, transfer and convey each Mortgage Loan (including the Servicing Rights), to sell each Mortgage Loan and the Servicing Rights, and to execute, deliver and perform, and to enter into and consummate, all transactions contemplated by this Agreement and the related Term Sheet and to conduct its business as presently conducted. The Company has duly authorized the execution, delivery and performance of this Agreement and any agreements contemplated hereby, has duly executed and delivered this Agreement, and any agreements contemplated hereby, and this Agreement and the related Term Sheet, assuming due authorization, execution and delivery by the Purchaser, and each Assignment of Mortgage and any agreements contemplated hereby, constitutes a legal, valid and binding obligation of the Company, enforceable against it in accordance with its terms and all requisite corporate action has been taken by the Company to make this Agreement and all agreements contemplated hereby valid and binding upon the Company in accordance with their terms;

(iii)Neither the execution and delivery of this Agreement or the related Term Sheet by the Company, nor the origination or purchase of the Mortgage Loans by the Company, the sale of the Mortgage Loans or the Servicing Rights to the Purchaser, the consummation of the transactions contemplated hereby, or the performance of or compliance with the terms and conditions of this Agreement or the related Term Sheet will conflict with any of the terms, conditions or provisions of the Company’s articles of incorporation or by-laws, or constitute a default under or result in a breach or acceleration of, any material contract, agreement or other instrument to which the Company is a party or which may be applicable to the Company or its assets, or result in the material violation of any law, rule, regulation, order, judgment or decree to which the Company or its properties are subject, or impair the ability of the Purchaser to realize on the Mortgage Loans;

(iv)The Company is not in violation of, and the execution and delivery of this Agreement or the related Term Sheet by the Company and its performance and compliance with the terms of this Agreement will not constitute a violation with respect to, any order or decree of any court or any order or regulation of any federal, state, municipal or governmental agency having jurisdiction over the Company or its assets, which violation might have consequences that would materially and adversely affect the condition (financial or otherwise) or the operation of the Company or its assets or might have consequences that would materially and adversely affect the performance of its obligations and duties hereunder;

(v)The Company does not believe, nor does it have any reason or cause to believe, that it cannot perform each and every covenant contained in this Agreement or the related Term Sheet. The Company is solvent and the sale of the Mortgage Loans and the Servicing Rights will not cause the Company to become insolvent. The sale of the Mortgage Loans and Servicing Rights is not undertaken with the intent to hinder, delay or defraud any of the Company’s creditors;

(vi)  The Company is properly qualified to service the Mortgage Loans and has been servicing the Mortgage Loans prior to the related Cut-off Date;

(vii)Immediately prior to the payment of the related Purchase Price for each Mortgage Loan and the Servicing Rights thereto, the Company was the owner of the related Mortgage and the indebtedness evidenced by the related Mortgage Note and the related Servicing Rights and upon the payment of the related Purchase Price by the Purchaser, in the event that the Company retains record title, the Company shall retain such record title to each Mortgage, each related Mortgage Note and the related Mortgage Files with respect thereto in trust for the Purchaser as the owner thereof and only for the purpose of interim servicing and supervising the interim servicing of each Mortgage Loan;

(viii)There are no actions or proceedings against, or investigations of, the Company before any court, administrative or other tribunal (A) that might prohibit its entering into this Agreement or the related Term Sheet, (B) seeking to prevent the sale of the Mortgage Loans, the sale of the Servicing Rights or the consummation of the transactions contemplated by this Agreement (C) that might prohibit or materially and adversely affect the performance by the Company of its obligations under, or the validity or enforceability of, this Agreement or (D) that is reasonably likely to have a material adverse effect on the financial condition of the Company;

(ix)No consent, approval, authorization or order of any court or governmental agency or body is required for the execution, delivery and performance by the Company of, or compliance by the Company with, this Agreement or the sale of the Mortgage Loans and Servicing Rights and delivery of the Mortgage Files to the Purchaser or the consummation of the transactions contemplated by this Agreement, except for such consents, approvals, authorizations or orders, if any, that have been obtained prior to the related Closing Date;

(x)The consummation of the transactions contemplated by this Agreement and the related Term Sheet are in the ordinary course of business of the Company, and the transfer, assignment and conveyance of the Mortgage Notes, the Mortgages and/or the Servicing Rights by the Company pursuant to this Agreement are not subject to the bulk transfer or any similar statutory provisions in effect in any applicable jurisdiction;

(xi) As of the related Closing Date and as of the related Servicing Transfer Date, the origination, servicing and collection practices used by the Company and any prior originator or servicer since origination with respect to each Mortgage Note and Mortgage (including, without limitation, the establishment, maintenance and servicing of the Escrow Accounts and Escrow Payments, if any), have been legal and in accordance with applicable laws and regulations and the Mortgage Loan Documents, and in all material respects proper and prudent in the mortgage origination and servicing business and in accordance with Accepted Servicing Practices. With respect to Escrow Accounts and Escrow payments that the Company, on behalf of the investor, is entitled to collect, all such payments are in the possession of, or under the control of, the Company, and there exist no deficiencies in connection therewith for which customary arrangements for repayment thereof have not been made. All Escrow Payments have been collected in full compliance with state and federal law, Accepted Servicing Practices and the provisions of the related Mortgage Note and Mortgage. As to any Mortgage Loan that is the subject of an escrow, escrow of funds is not prohibited by applicable law and has been established in an amount sufficient to pay for every escrowed item that remains unpaid and has been assessed but is not yet due and payable. Any Escrow Account interest required to be paid pursuant to state and local law has been properly paid and credited. No escrow deposits or other charges or payments due under the Mortgage Note have been capitalized under any Mortgage or the related Mortgage Note. Unless the Company is servicing Mortgage Loans solely for a Short Interim Servicing Period, the Company is an approved servicer of residential mortgage loans for Fannie Mae and Freddie Mac, with such facilities, procedures and personnel necessary for the sound servicing of such mortgage loans. The Company is duly qualified, licensed, registered and otherwise authorized under all applicable federal state and local laws, and regulations, and if applicable, meets the minimum capital requirements set forth by its regulator, and is in good standing to sell mortgage loans to Fannie Mae and Freddie Mac and no event has occurred, including but not limited to, a change in insurance coverage, which would make Company unable to comply with eligibility requirements or which would require notification to either Fannie Mae or Freddie Mac. At the time any Mortgage Loan is registered by the Company with MERS, the Company will be a member of MERS in good standing, and will comply in all material respects with the rules and procedures of MERS in connection with the servicing of the MERS Mortgage Loans for as long as such Mortgage Loans are registered with MERS;

(xii) In the opinion of Company, the consideration received by Company upon the sale of the Mortgage Loans and the Servicing Rights to Purchaser under this Agreement and the related Term Sheet constitutes fair consideration for the Mortgage Loans and Servicing Rights under current market conditions. The Company will treat the sale of the Mortgage Loans and the Servicing Rights to the Purchaser as a sale for reporting and accounting purposes and, to the extent appropriate, for federal income tax purposes;

(xiii)  The Company has delivered to the Purchaser financial statements for its last two complete fiscal years. All such financial information fairly presents the pertinent results of operations and financial position for the period identified and has been prepared in accordance with GAAP consistently applied throughout the periods involved, except as set forth in the notes thereto. There has been no change in the business, operations, financial condition, properties or assets of the Company since the date of the Company’s financial information that would have a material adverse effect on its ability to perform its obligations under this Agreement and the related Term Sheet. No statement, tape, diskette, form, report or other document furnished or to be furnished by Company pursuant to this Agreement or the related Term Sheet or in connection with the transactions contemplated hereby contains or will contain any statement that is or will be inaccurate or misleading in any material respect or omits to state a material fact required to be stated therein or necessary to make the information and statements therein not misleading;

(xiv)The Company has not dealt with any broker, investment banker, agent or other person that may be entitled to any commission or compensation in connection with the sale of the Mortgage Loans or the Servicing Rights; and

(xv)The Company has the computer systems and the capability to effect the servicing transfer via a “tape-to-tape” method or via a reasonably acceptable electronic data processing method.

Subsection 7.02. Representations and Warranties Regarding Individual Mortgage Loans.

The Company hereby represents and warrants to the Purchaser and the Servicing Rights Owner, with respect to each Mortgage Loan, as of the related Closing Date or such other date specified herein:

i   The information set forth in the related Mortgage Loan Schedule is complete, true and correct;

ii   As of the related Cut-off Date, all of the Mortgage Loans will have an actual Interest Paid to Date as stated in the related Term Sheet and will be due for the scheduled monthly payment as stated in the related Term Sheet, as evidenced by a posting to Company's servicing collection system. No payment under any Mortgage Loan is delinquent as of the related Closing Date nor has any scheduled payment been delinquent more than 90 days at any time during the twelve month period prior to the related Cut-off Date. The Mortgage Loan has not been dishonored. There are no material defaults under the terms of the Mortgage Loan. Each Mortgage Loan has a monthly Due Date of the first day of each month. For purposes of this paragraph, a Mortgage Loan will be deemed delinquent if any payment due thereunder was not paid by the Mortgagor in the month such payment was due;

iii   There is no valid offset, right of rescission, defense or counterclaim of any obligor under any Mortgage Note or Mortgage, including the obligation of the Mortgagor to pay the unpaid principal of or interest on such Mortgage Note, and any applicable right of rescission has expired, nor will the operation of any of the terms of such Mortgage Note or Mortgage, or the exercise of any right thereunder, render either the Mortgage Note or the Mortgage unenforceable, in whole or in part, or subject to any right of rescission, set-off, recoupment, counterclaim or defense, including, without limitation, the defense of usury, and no such right of rescission, set-off, recoupment, counterclaim or defense has been asserted with respect thereto. No Mortgage Loan is subject to any pending bankruptcy, insolvency, reorganization or moratorium;

iv   There are no mechanics' liens or similar liens or claims for work, labor or material affecting any Mortgaged Property which have been filed (and no rights are outstanding that under law could give rise to such liens), which are or may be a lien prior to, or equal with, the lien of such Mortgage, except those which are insured against by the title insurance policy referred to in clause (ix) below;

v   As of the date of origination of the Mortgage Loan and as of the related Closing Date, there was and there currently is no damage to any Mortgaged Property. At origination of the Mortgage Loan there was not, since origination of the Mortgage Loan there has been and there currently is, no proceeding pending or threatened for the total or partial condemnation of the Mortgaged Property. The Company has not received notification that any such proceedings are scheduled to commence at a future date.

vi   Each Mortgage is a valid, subsisting, enforceable and perfected first or second lien on the Mortgaged Property securing the related Mortgage Note, including all buildings on the Mortgaged Property and all installations and mechanical, electrical, plumbing, heating and air conditioning systems affixed to such buildings, and all additions, alterations and replacements made at any time with respect to the foregoing securing the Mortgage Note’s original principal balance subject to principles of equity, bankruptcy, insolvency and other laws of general application affecting the rights of creditors. The Mortgage and the Mortgage Note do not contain any evidence of any security interest or other interest or right thereto. Each Mortgaged Property is owned by the Mortgagor in fee simple and is free and clear of all adverse claims, encumbrances and liens having priority over the first or second lien of the Mortgage, subject only to (1) with respect to any Mortgage Loan identified on the Mortgage Loan schedule as secured by a second lien, the related first lien Mortgage Loan, (2) the lien of nondelinquent current real property taxes and assessments not yet due and payable, (3) covenants, conditions and restrictions, rights of way, easements and other matters of public record as of the date of recording of such Mortgage, such exceptions appearing of record being acceptable to mortgage lending institutions generally and specifically reflected in the appraisal made in connection with the origination of the related Mortgage Loan or referred to in the lender's title insurance policy delivered to the originator of the related Mortgage Loan, and (4) other matters to which like properties are commonly subject which do not individually or in the aggregate materially interfere with the benefits of the security intended to be provided by such Mortgage or the use, enjoyment, value or marketability of the related Mortgaged Property. Any security agreement, chattel mortgage or equivalent document related to and delivered in connection with the Mortgage Loan establishes and creates a valid, subsisting enforceable, and perfected first or second lien and first or second priority, as applicable, security interest on the property described therein, and immediately prior to the sale of such Mortgage Loan to the Purchaser pursuant to this Agreement and the related Term Sheet, the Company had full right to sell and assign the same to the Purchaser; As of the date of origination of the Mortgage Loan, the Mortgaged Property was not subject to a Mortgage, deed of trust, or other security instrument creating a lien subordinate to the lien of the Mortgage.

vii   Each Mortgage Loan complies with, and the Company has complied with, applicable local, state and federal laws, regulations and other requirements including, without limitation, usury, equal credit opportunity, real estate settlement procedures, predatory and abusive lending laws, the Federal Truth-In-Lending Act and disclosure laws and consummation of the transactions contemplated hereby, including without limitation, the receipt of interest by the owner of such Mortgage Loan, will not involve the violation of any such laws, rules or regulations. None of the Mortgage Loans are covered (a) under 12 CFR Part 226.31, 12 CFR Part 226.32 or 226.34 of Regulation Z, the regulation implementing TILA, which implements the Home Ownership and Equity Protection Act of 1994, as amended or (b) as a “high cost”, “threshold”, “predatory” or “covered” loan under any other applicable state, federal or local law including, but not limited to, the States of Georgia, New York, North Carolina, and the City of New York. Each Mortgage Loan is being (and has been) serviced in accordance with Accepted Servicing Practices and applicable state and federal laws, including, without limitation, the Federal Truth-In-Lending Act and other consumer protection laws, real estate settlement procedures, usury, equal credit opportunity and disclosure laws. Company shall maintain in its possession, available for the Purchaser’s inspection, as appropriate, and shall deliver to the Purchaser or its designee upon demand, evidence of compliance with all such requirements;

viii   Neither the Company nor any prior holder of any Mortgage Loan has impaired, waived, altered or modified the Mortgage or Mortgage Note (except that a Mortgage Loan may have been modified by a written instrument (a copy of which is in the Mortgage File and the terms of which are reflected on the Mortgage Loan Schedule) which has been recorded, if necessary to protect the interests of the owner of such Mortgage Loan; the substance of any such waiver, alteration or modification has been approved by the issuer of any related Primary Mortgage Insurance Policy and title insurance policy, to the extent required by the related policies); satisfied, canceled, rescinded or subordinated such Mortgage in whole or in part; released the applicable Mortgaged Property in whole or in part from the lien of such Mortgage; or executed any instrument of cancellation, rescission or satisfaction with respect thereto.  No instrument of release or waiver has been executed in connection with any Mortgage Loan, and no Mortgagor has been released, in whole or in part from its obligations in connection with a Mortgage Loan;

ix   Each Mortgage Loan is covered by an ALTA lender's title insurance policy or equivalent form of policy or insurance acceptable to Fannie Mae or Freddie Mac in a form acceptable to, and issued by a title insurer acceptable to, Fannie Mae or Freddie Mac, together with all applicable ALTA endorsements, including without limitation, an adjustable rate mortgage loan endorsement, if applicable, a condominium endorsement, a planned unit development endorsement, an extended coverage endorsement, and an 8.1 ALTA or equivalent environmental endorsement, insuring the Company, its successors and assigns, as to the first lien priority of the Mortgage (subject to the exceptions contained in (vi) (1), (2), and (3) above), in an amount at least equal to the original principal balance of each such Mortgage Loan and against any loss by reason of the invalidity or unenforceability of the lien resulting from the provisions of the Mortgage providing for adjustment in the Mortgage Interest Rate and Monthly Payment. Each title insurance policy affirmatively insures ingress and egress and insures against encroachments by or upon the Mortgaged Property and each such policy was issued on the date of the origination of each related Mortgage Loan by a title insurer qualified to do business in the jurisdiction where the Mortgaged Property is located. The Company, its successors and assigns, are the sole insured of such lender’s title insurance policy, such title insurance policy has been duly and validly endorsed to the Purchaser or the assignment to the Purchaser of the Company’s interest therein does not require the consent of or notification to the insurer and such lender’s title insurance policy is in full force and effect and will be in full force and effect upon the consummation of the transactions contemplated by this Agreement. Where required by law or regulation, the Mortgagor has been given the opportunity to choose the carrier of the required mortgage title insurance. No claims have been made under such lender’s title insurance policy, and no prior holder of the related Mortgage, including the Company, nor any Mortgagor, has done, by act or omission, anything which would impair the coverage of such lender’s title insurance policy;

x   All of the improvements which were included for the purpose of determining the Appraised Value of the Mortgaged Property lie wholly within the boundaries and building restriction lines of such property (and wholly within the project with respect to a condominium unit), and no improvements on adjoining properties encroach upon the Mortgaged Property;

xi   No improvement located on or being part of the Mortgaged Property is in violation of any applicable zoning law or regulation, subdivision law or ordinance. All inspections, licenses and certificates required to be made or issued with respect to all occupied portions of the Mortgaged Property and, with respect to the use and occupancy of the same, including but not limited to certificates of occupancy and fire underwriting certificates, have been made or obtained from the appropriate authorities, and the Mortgaged Property is lawfully occupied under applicable law;

xii   All parties that have had any interest in the Mortgage, whether as mortgagee, assignee, pledgee or otherwise, are (or, during the period in which they held and disposed of such interest, were) (A) in compliance with any and all applicable licensing requirements of the laws of the state wherein the Mortgaged Property is located, and (B) (1) organized under the laws of such state ,or (2) qualified to do business in such state, or (3) federal savings and loan associations or national banks having principal offices in such state, or (4) not doing business in such state;

xiii   Each Mortgage Note and the applicable Mortgage are original and genuine, there are no other originals of the Mortgage Note or Mortgage, and each is the legal, valid and binding obligation of the maker thereof, enforceable in accordance with its terms, except as limited by bankruptcy, insolvency, reorganization, moratorium, receivership and other similar laws relating to creditors' rights generally or by equitable principles (regardless of whether such enforcement is considered in a proceeding in equity or at law) and the Company has taken all action necessary to transfer such rights of enforceability to the Purchaser. All parties to the Mortgage Note and the Mortgage had legal capacity to execute the Mortgage Note and the Mortgage and each Mortgage Note and Mortgage has been duly and properly executed by such parties. The Mortgage Loan Documents are on forms acceptable to Fannie Mae or Freddie Mac. Either the Mortgagor or the guarantor of a Mortgage Loan is a natural person;

xiv   The proceeds of the Mortgage Loan have been fully disbursed; there is no requirement for future advances thereunder and any and all requirements as to completion of any on-site or off-site improvements and as to disbursement of any escrow funds therefor have been complied with. All costs, fees and expenses incurred in making, closing or recording the Mortgage Loan were paid and the Mortgagor is not entitled to any refund of amounts paid or due under the Mortgage Note or Mortgage;

xv   Each Mortgage contains customary and enforceable provisions that render the rights and remedies of the holder thereof adequate for the realization against the Mortgaged Property of the benefits of the security, including (i) in the case of a Mortgage designated as a deed of trust, by trustee's sale, and (ii) otherwise by judicial foreclosure or if applicable, non-judicial foreclosure. Upon default by a Mortgagor on a Mortgage Loan and foreclosure on, or trustee's sale of, the Mortgaged Property pursuant to the proper procedures, the holder of the Mortgage Loan will be able to deliver good and merchantable title to the property. There is no homestead or other exemption available to the Mortgagor which would interfere with such right to foreclose;

xvi   With respect to each Mortgage constituting a deed of trust, either a trustee, duly qualified under applicable law to serve as such, has been properly designated and currently so serves and is named in such Mortgage or if no duly qualified trustee has been properly designated and so serves, the Mortgage contains satisfactory provisions for the appointment of such trustee by the holder of the Mortgage at no cost or expense to such holder, and no fees or expenses are or will become payable by the Purchaser to the trustee under the deed of trust, except in connection with a trustee's sale after default by the Mortgagor;

xvii   There are no defaults by Company in complying with the terms of the Mortgage, and all taxes, governmental assessments, insurance premiums, water, sewer and municipal charges, leasehold payments or ground rents or other outstanding charges affecting the Mortgaged Property which previously became due and owing have been paid, or escrow funds have been established in an amount sufficient to pay for every such escrowed item which remains unpaid and which has been assessed but is not yet due and payable. There exist no deficiencies with respect to escrow deposits and payments, if such are required, for which customary arrangements for repayment thereof have not been made, and no escrow deficits or payments of other charges or payments due the Company have been capitalized under the Mortgage or the applicable Mortgage Note;

xviii   The Mortgage Note is not and has not been secured by any collateral, pledged account or other security other than the lien of the corresponding Mortgage and the security interest of any applicable security agreement or chattel mortgage referred to above and such collateral does not serve as security for any other obligation and no Mortgage Loan is secured by more than one Mortgaged Property;

xix    The buildings and improvements upon each Mortgaged Property are insured by a Qualified Insurer pursuant to a standard, valid and existing hazard insurance policy acceptable to Fannie Mae or Freddie Mac which policy insures against loss by fire, hazards of extended coverage and such other hazards as are provided for in the Fannie Mae Guides or Freddie Mac Guide representing coverage in an amount not less than the lesser of (A) the maximum insurable value of the improvements securing such Mortgage Loan and (B) the outstanding principal balance of the related Mortgage Loan, but in no event an amount less than an amount that is required to prevent the Mortgagor from being deemed to be a co-insurer thereunder. If the Mortgaged Property is in an area identified in the Federal Register by the Federal Emergency Management Agency as having special flood hazards, a flood insurance policy in a form meeting the requirements of the current guidelines of the Flood Insurance Administration (which policy conforms to Fannie Mae or Freddie Mac requirements) is in effect with respect to such Mortgaged Property with a Qualified Insurer in an amount representing coverage not less than the least of (A) the outstanding Stated Principal Balance of the Mortgage Loan, (B) the maximum insurable value of the improvements securing such Mortgage Loan or (C) the maximum amount of insurance that is available under federal law. All individual insurance policies contain a standard mortgagee clause naming the Company or the original holder of the Mortgage, and its successors in interest, as loss payee, and all of the premiums due and payable thereon have been paid; the Mortgage obligates the Mortgagor thereunder to maintain all such insurance at the Mortgagor's cost and expense, and upon the Mortgagor's failure to do so, authorizes the holder of the Mortgage to obtain and maintain such insurance at the Mortgagor's cost and expense and to seek reimbursement therefor from the Mortgagor. Neither the Company (nor any prior originator or servicer of any of the Mortgage Loans) nor any Mortgagor has engaged in any act or omission which has impaired or would impair the coverage of any such policy, the benefits of the endorsement provided for herein, or the validity and binding effect of either; All such insurance policies contain a standard mortgagee clause naming Company, its successors and assigns as loss payee and contain a clause that the insurer will notify the named mortgagee at least ten (10) days prior to any reduction in coverage or cancellation of the policy;

xx   There is no default, breach or event of acceleration existing under the Mortgage or the applicable Mortgage Note; and no event which, with the passage of time or with notice and the expiration of any grace or cure period, would constitute a default, breach, violation or event of acceleration, and none of (i) the Company and any of its affiliates (ii) any servicer or subservicer and (iii) any prior mortgagee, of any Mortgage Loan has waived any default, breach or event of acceleration; no foreclosure action is threatened or has been commenced with respect to the Mortgage Loan;

xxi   The Mortgage Note and the Mortgage contain the entire agreement of the Mortgagor, and there is no obligation on the part of the Company or any other party to make any payments with respect to the related Mortgage Loan in addition to the Monthly Payments required to be made by the applicable Mortgagor and the Mortgage Note with respect to any Mortgage Loan does not permit or obligate the Company to make future advances to the Mortgagor at the option of the Mortgagor;

xxii   The Company has caused or will cause to be performed any and all acts required to preserve the rights and remedies of the Purchaser in any insurance policies applicable to the Mortgage Loans including, without limitation, any necessary notifications of insurers, assignments of policies or interests therein, and establishments of coinsured, joint loss payee and mortgagee rights in favor of the Purchaser;

xxiii   The Company has not advanced funds, or induced, solicited or knowingly received any advance of funds by a party other than the Mortgagor, directly or indirectly, for the payment of any amount required by the Mortgage Loan;

xxiv   The Mortgage File contains an appraisal of the Mortgaged Property signed prior to the final approval of the mortgage loan application by a Qualified Appraiser, approved by the Company, who had no interest, direct or indirect, in the Mortgaged Property or in any loan made on the security thereof, and whose compensation is not affected by the approval or disapproval of the Mortgage Loan, and the appraisal and appraiser both satisfy the requirements of Fannie Mae or Freddie Mac and Title XI of the Federal Institutions Reform, Recovery, and Enforcement Act of 1989 and the regulations promulgated thereunder, all as in effect on the date the Mortgage Loan was originated and conforms to the underwriting requirements of the Company. The appraisal is in a form acceptable to Fannie Mae or Freddie Mac and was made by a Qualified Appraiser;

xxv   Each of the Mortgaged Properties consists of a single parcel of real property with a detached single-family residence erected thereon, or a two- to four-family dwelling, or a townhouse, or an individual condominium unit in a condominium project, or an individual unit in a planned unit development. No Mortgaged Property consists of cooperative housing or stock in a cooperative housing corporation. Any condominium unit or planned unit development either conforms with applicable Fannie Mae or Freddie Mac requirements regarding such dwellings or is covered by a waiver confirming that such condominium unit or planned unit development is acceptable to Fannie Mae or Freddie Mac or is otherwise "warrantable" with respect thereto. No such residence is a manufactured dwelling or mobile home. None of the Mortgage Loans are considered agricultural loans. No Mortgaged Property consists of a log home, earthen home, underground home, a home which is situated on more than ten acres of property or a home which is secured by a leasehold estate. No Mortgaged Property (and no portion of a Mortgaged Property) is being used for commercial purposes;

xxvi None of the Mortgage Loans provide for deferred interest or negative amortization. None of the Mortgage Loans are simple interest Mortgage Loans; No Mortgaged Property is a timeshare except for Mortgage Loans listed on Exhibit 12;

xxvii The Mortgage Loan does not contain provisions pursuant to which Monthly Payments are paid or partially paid with funds deposited in any separate account established by the Company, the Mortgagor or anyone on behalf of the Mortgagor, or paid by any source other than the Mortgagor nor does it contain any other similar provisions currently in effect which may constitute a “buydown” provision. The Mortgage Loan is not a graduated payment Mortgage Loan. Except for Mortgage Loans listed on Exhibit 13, the Mortgage Loan does not contain “balloon” features;

xxviii Company is the sole owner of record and is the holder of the Mortgage Loan and the indebtedness evidenced by the Mortgage Note and the related Servicing Rights thereto. Upon the sale of the Mortgage Loan to the Purchaser, and prior to the transfer of Servicing Rights to the Purchaser, the Company will retain the Mortgage File or any part thereof with respect thereto not delivered to the Purchaser or the Purchaser’s designee in trust only for the purpose of servicing and supervising the servicing of the Mortgage Loan. Immediately prior to the transfer and assignment to the Purchaser, the Mortgage Loan, including the Mortgage Note and the Mortgage, were not subject to an assignment sale or pledge to any person other than Purchaser and the Company had good and marketable title to and was the sole owner thereof and had full right to transfer and sell the Mortgage Loan to the Purchaser free and clear of any encumbrance, equity, lien, pledge, charge, claim or security interest and has the full right and authority subject to no interest or participation of, or agreement with, any other party, to sell and assign the Mortgage Loan pursuant to this Agreement and the related Term Sheet and following the sale of the Mortgage Loan, the Purchaser will own such Mortgage Loan free and clear of any encumbrance, equity, participation interest, lien, pledge, charge, claim or security interest. The Company intends to relinquish all rights to possess, control and monitor the Mortgage Loan, except for the purposes of interim servicing the Mortgage Loan as set forth in this Agreement. After the related Closing Date, the Company will not have any right to modify or alter the terms of the sale of the Mortgage Loan and the Company will not have any obligation or right to repurchase the Mortgage Loan or substitute another Mortgage Loan, except as provided in this Agreement or the related Term Sheet, or as otherwise agreed to by the Company and the Purchaser;. The Company acquired any right, title and interest in and to the Mortgage Loans in good faith and without notice of any adverse claim;

xxix Unless otherwise specified on the related Mortgage Loan Schedule, all of the Mortgage Loans are fixed rate mortgage loans. The Mortgage Note is payable on the first day of each month. Principal payments on the Mortgage Loan commenced no more than sixty (60) days after the funds were disbursed in connection with the Mortgage Loan. Monthly payments of interest are calculated on the basis of a year comprised of twelve 30-day months.

For each Mortgage Loan identified as an adjustable rate mortgage loan on the related Mortgage Loan Schedule, the Mortgage Interest Rate for each Mortgage Loan is fixed for an initial period as specified on the related Mortgage Loan Schedule. Subsequent to the first Adjustment Date, the Mortgage Note is payable in monthly installments of principal and interest, which installments are subject to change due to the adjustments to the Mortgage Interest Rate on each Adjustment Date, with interest calculated and payable in arrears, sufficient to amortize the Mortgage Loan fully by the stated maturity date, over an original term of not more than thirty years from commencement of amortization. No adjustable rate Mortgage Loan permits conversion to a fixed interest rate and all interest rate adjustments have been made in compliance with applicable law and the terms of the Mortgage Note.

If the Mortgage Loan provides that the interest rate may be adjusted, all of the terms of the Mortgage pertaining to interest rate adjustments, payment adjustments and adjustments of the outstanding principal balance are enforceable, all such adjustments have been made in strict compliance with federal, state and local law and in accordance with the terms of the Mortgage Loan Documents, including the mailing of required notices, and such adjustments do not and will not affect the priority of the Mortgage lien. With respect to each Mortgage Loan which has passed its initial Adjustment Date, Company has performed an audit of the Mortgage Loan to determine whether interest rate adjustments have been made in accordance with the terms of the Mortgage Note and Mortgage.

On the related Closing Date and until the initial Adjustment Date, the Mortgage Interest Date is and shall be as set forth on the Mortgage Loan Schedule. On the initial Adjustment Date set forth on the Mortgage Loan Schedule, and on the Adjustment Dates occurring the number of months specified on the related Mortgage Loan Schedule thereafter, the Mortgage Interest Rate is subject to a new Mortgage Interest Rate equal to the then current Index rate plus the Gross Margin set forth on the Mortgage Loan Schedule, (rounded up or down to the nearest 0.125%) , subject to the Initial Rate Cap, Periodic Rate Cap, Maximum Mortgage Interest Rate and Minimum Mortgage Interest Rate set forth on the Mortgage Loan Schedule. Each Mortgage Note requires a monthly payment which is sufficient (a) during the period prior to the first adjustment to the Mortgage Interest Rate, to fully amortize the original principal balance over the original term thereof and to pay interest at the related Mortgage Interest Rate, and (b) during the period following each Adjustment Date, to fully amortize the outstanding principal balance as of the first day of such period over the then remaining term of such Mortgage Note and to pay interest at the related Mortgage Interest Rate. The Mortgage Notes provide that when the Mortgage Interest Rate changes on an Adjustment Date, the then outstanding principal balance will be reamortized over the remaining life of the Mortgage Loan;

xxx The Mortgage contains a provision for the acceleration of the payment of the unpaid principal balance of the Mortgage Loan in the event that the Mortgaged Property is sold or transferred without the prior written consent of the mortgagee thereunder, at the option of the mortgagee and such provision is enforceable;

xxxi Each of the Mortgage and the Assignment of Mortgage (for each Mortgage Loan that is not a MERS Mortgage Loan) is in recordable form and is acceptable for recording under the laws of the jurisdiction in which the Mortgaged Property is located;

xxxii The Mortgagor has not notified the Company, and the Company has no knowledge of any relief requested or allowed to the Mortgagor under the Soldiers' and Sailors' Civil Relief Act of 1940;

xxxiii There exists no violation of any local, state, or federal environmental law, rule or regulation with respect to the Mortgaged Property which violation has or could have a material adverse effect on the market value of such Mortgaged Property. The Company has no knowledge of any pending action or proceeding directly involving the related Mortgaged Property in which compliance with any environmental law, rule or regulation is an issue; and nothing further remains to be done to satisfy in full all requirements of each such law, rule or regulation constituting a prerequisite to the use and enjoyment of such Mortgaged Property;

xxxiv For each Mortgage Loan, the related Mortgage File is complete and contains a true, accurate and correct copy of each of the documents and instruments specified to be included therein;

xxxv Each Mortgage Note, each Mortgage, each Assignment of Mortgage and any other documents required pursuant to this Agreement to be delivered by the Company hereunder has been delivered to the Purchaser or its agent;

xxxvi No Mortgage Loan was originated based on an appraisal of the related Mortgaged Property made prior to completion of construction of the improvements thereon. No Mortgage Loan was made in connection with the construction or rehabilitation of a Mortgaged Property or facilitating the trade-in or exchange of a Mortgaged Property;

xxxvii The Company used no selection procedures that identified the Mortgage Loans as being less desirable or valuable than other comparable mortgage loans in the Company’s portfolio; No statement, tape, diskette, form, report or other document furnished or to be furnished by Company pursuant to this Agreement or the related Term Sheet or in connection with the transactions contemplated hereby contains or will contain any statement that is or will be inaccurate or misleading in any material respect or omits to state a material fact required to be stated therein or necessary to make the information and statements therein not misleading;

xxxviii  No fraud, error, negligence, misrepresentation or material omission of fact with respect to a Mortgage Loan has taken place on the part of the Company or the Mortgagor or any other party involved in the origination or servicing of the Mortgage Loan;

xxxix The Mortgagor has received and has executed, where applicable, prior to origination of the Mortgage Loan, all disclosure and rescission materials required by applicable law with respect to the making of the Mortgage Loan;

xl Intentionally omitted

xli Unless otherwise specified on the related Mortgage Loan Schedule, no Mortgage Loan has a Loan-to-Value Ratio in excess of 95%. Any Mortgage Loan subject to a Primary Mortgage Insurance Policy obligates the Mortgagor thereunder to maintain the Primary Mortgage Insurance Policy and to pay all premiums and charges in connection therewith. The mortgage interest rate for the Mortgage Loan as set forth on the Mortgage Loan Schedule is net of any such insurance premium. Except as set forth on Exhibit 14, none of the Mortgage Loans are covered by a “lender-paid” Primary Mortgage Insurance Policy;

xlii The Company has no knowledge of any circumstances or condition with respect to the Mortgage, the Mortgaged Property, the Mortgagor or the Mortgagor’s credit standing that could reasonably be expected to cause investors to regard the Mortgage Loan as an unacceptable investment, cause such Mortgage Loan to become delinquent or adversely affect the value or the marketability of the Mortgage Loan. The Company did not select the Mortgage Loans sold to Purchaser based on any adverse selection of mortgage loans in its portfolio that met Purchaser’s purchase parameters for this transaction (as such parameters are set forth in the Confirmation), including without limitation, the location or condition of the Mortgaged Property, payment pattern of the borrower or any other factor that may adversely affect the expected cost of foreclosing, owning or holding the Mortgage Loans or related Mortgaged Property or collecting the insurance or guarantee proceeds related thereto;
xliii Each Mortgage Loan was originated by or for the Company pursuant to, and conforms with, the Company’s Underwriting Guidelines;

xliv. With respect to each Mortgage Loan that has a prepayment penalty feature, each such prepayment penalty is enforceable and will be enforced by the Company and each prepayment penalty is permitted pursuant to federal, state and local law. No Mortgage Loan will impose a prepayment penalty for a term in excess of five years from the date such Mortgage Loan was originated. Except as otherwise set forth on the Mortgage Loan Schedule, with respect to each Mortgage Loan that contains a prepayment penalty, such prepayment penalty is at least equal to the lesser of (A) the maximum amount permitted under applicable law and (B) six months interest at the related Mortgage Interest Rate on the amount prepaid in excess of 20% of the original principal balance of such Mortgage Loan;

xlv. Unless otherwise specified on the related Mortgage Loan Schedule, each Mortgage Loan is covered by a valid and transferable “lifetime” tax service contract with LERETA Corp., which shall be assigned to the Purchaser without the payment of any fee by the Purchaser; and

xlvi.  If any Mortgage Loan was originated by an entity other than the Company Purchaser may enforce against such entity any representations or warranties made by such entity to Company.

xlvii. No Mortgage Loan has a shared appreciation or other contingent interest feature.

xlviii No Transfer Taxes. The sale, transfer, assignment and conveyance of Mortgage Loans by the Seller pursuant to the Mortgage Loan Purchase and Interim Servicing Agreement is not subject to and will not result in any tax, fee or governmental charge payable by the Seller, except those that have been paid.

xlix. None of the Mortgage Loans were originated under a reduced documentation program;

xlvii. The Mortgage Loans conform to the characteristics set forth in the Term Sheet;

xlviii.. None of the Mortgage Loans had an original principal balance in excess of $800,000;

xlix None of the Mortgage Loans has a debt-to-income ratio greater than 60%;

l None of the Mortgage Loan has a credit score less than 520;

li. If any Mortgage Loan was originated by an entity other than the Company Purchaser may enforce against such entity any representations or warranties made by such entity to Company.

lii. Company is not aware of any facts that could reasonably be expected to affect adversely the value or marketability of any Mortgage Property; and

liii. No Mortgage Loan secured by property located in the State of Georgia (i) was originated on or after October 1, 2002 and (ii) is a “high cost home loan” loan as defined by applicable Georgia law; and

liv. No Mortgage Loan secured by property located in the State of New York (i) was originated on or after April 1, 2003 and (ii) is a “high cost home loan” loan as defined by applicable New York law.

Company is not aware of any facts that could reasonably be expected to affect adversely the value or marketability of any Mortgage Property.

Subsection 7.03. Remedies for Breach of Representations and Warranties; Repurchase of Near-term Payment Defaults.

It is understood and agreed that the covenants, representations and warranties of Company set forth in this Agreement and the related Term Sheet shall survive the sale of the Mortgage Loans and the Servicing Rights to the Purchaser and shall inure to the benefit of the Purchaser, notwithstanding any restrictive or qualified endorsement on any Mortgage Note or Assignment of Mortgage or the examination or lack of examination of any Mortgage File. Upon discovery by either the Company or the Purchaser of a breach of any of the foregoing representations and warranties which materially and adversely affects the value of the Mortgage Loans (or the Servicing Rights) or the interest of the Purchaser therein (or which materially and adversely affects the value of a Mortgage Loan (or related Servicing Rights) or the interests of the Purchaser in the related Mortgage Loan (including the Servicing Rights thereon)) in the case of a representation and warranty relating to a particular Mortgage Loan), the party discovering such breach shall give prompt written notice to the other.

Within sixty (60) days of the earlier of either discovery by or notice to the Company of any breach of a representation or warranty which materially and adversely affects the value of a Mortgage Loan or the Mortgage Loans, or the interest of the Purchaser therein, the Company shall use its best efforts promptly to cure such breach in all material respects and, if such breach cannot be cured, the Company shall, at the Purchaser’s option, repurchase such Mortgage Loan (including the related Servicing Rights) at the Repurchase Price. In the event that a breach shall involve any representation or warranty set forth in Subsection 7.01 and such breach cannot be cured within sixty (60) days of the earlier of either discovery by or notice to the Company of such breach, all of the Mortgage Loans (including the related Servicing Rights) shall, at the Purchaser’s option, be repurchased by the Company at the Repurchase Price. Any repurchase of a Mortgage Loan or Mortgage Loans (including the corresponding Servicing Rights) pursuant to the foregoing provisions of this Subsection 7.03 shall occur on a date designated by the Purchaser and shall be accomplished by wire transfer of immediately available funds on the repurchase date to an account designated by the Purchaser.

In the event either of the first two (2) scheduled Monthly Payments which are due under any Mortgage Loan after the related Cut-off Date are not made during the month in which such Monthly Payments are due, then not later than five (5) Business Days after notice to the Company by Purchaser (and at Purchaser’s sole option), the Company, shall repurchase such Mortgage Loan (including the Servicing Rights thereon) from the Purchaser and the Servicing Rights Owner pursuant to the repurchase provisions contained in this Subsection 7.03.

If pursuant to the foregoing provisions the Company repurchases a Mortgage Loan that is a MERS Mortgage Loan, the Company shall either (a) cause MERS to execute and deliver an assignment of the Mortgage in recordable form to transfer the Mortgage from MERS to the Company and shall cause such Mortgage to be removed from registration on the MERS® System in accordance with MERS’ rules and regulations or (b) cause MERS to designate on the MERS® System the Company as the beneficial holder of such Mortgage Loan.

At the time of repurchase, the Purchaser, the Servicing Rights Owner, as applicable, and the Company shall arrange for the reassignment of the repurchased Mortgage Loan and/or the related Servicing Rights, as applicable, to the Company and the delivery to the Company of any documents held by the Purchaser and/or the Servicing Rights Owner and their respective designees relating to the repurchased Mortgage Loan or Servicing Rights, as applicable. Upon the repurchase of a Mortgage Loan, the Mortgage Loan Schedule shall be amended to reflect the withdrawal of the repurchased Mortgage Loan from this Agreement.

In addition to such cure and repurchase obligation, the Company shall indemnify the Purchaser and the Servicing Rights Owner and hold them harmless against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments, and other costs and expenses resulting from any claim, demand, defense or assertion based on or grounded upon, or resulting from any assertion based on, grounded upon or resulting from a breach or alleged breach of any of the representations and warranties contained in this Section 7. In addition to the obligations of the Company set forth in this Subsection 7.03, the Purchaser and Servicing Rights Owner may pursue any and all remedies otherwise available at law or in equity, including, but not limited to, the right to seek damages.

Any cause of action against the Company relating to or arising out of the breach of any representations and warranties made in Subsections 7.01 or 7.02 shall accrue as to any Mortgage Loan or Servicing Rights upon (i) discovery of such breach by the Purchaser or notice thereof by the Company to the Purchaser and Servicing Rights Owner, (ii) failure by the Company to cure such breach or repurchase such Mortgage Loan and/or Servicing Rights as specified above, and (iii) demand upon the Company by the Purchaser or Servicing Rights Owner for compliance with the relevant provisions of this Agreement.

SECTION 8. Closing. The closing for the Mortgage Loans shall take place on the related Closing Date. At the Purchaser’s option, the closing shall be either by telephone and facsimile, confirmed by letter or wire as the parties shall agree, or conducted in person, at such place as the parties shall agree.

Subsection 8.1 Conditions to Purchaser’s Obligations. 

The obligation of Purchaser to purchase the Mortgage Loans and the Servicing Rights on the related Closing Date is subject to the satisfaction at or prior to the related Closing Date of each of the following conditions (any or all of which may be waived by Purchaser):

(a) Representations and Warranties Correct. Each of the representations and warranties of Company contained in this Agreement and the related Term Sheet shall be true and correct as of the related Closing Date.

(b) Compliance with Covenants. Company shall have performed and be in compliance with, in all material respects, all of its respective covenants, acts, and obligations to be performed on or prior to the related Closing Date under this Agreement and the related Term Sheet.

(c) Closing Documents. Company shall have executed and delivered this Agreement and the related Term Sheet and all other Closing Documents and all other documents required to be delivered by Company hereunder.

(d) Corporate Actions. All corporate, partnership and other acts necessary to authorize the execution, delivery, and performance of this Agreement and the related Term Sheet and the consummation of the transactions contemplated hereunder shall have been taken by Company.

(e) Mortgage File. The Company shall have delivered to the Purchaser all of the Mortgage Loan Documents in accordance with Section 6.03 and a complete Mortgage File with respect to each Mortgage Loan.

Subsection 8.2 Conditions to Company’s Obligations.

The obligation of Company to sell the Mortgage Loans and the Servicing Rights on the related Closing Date is subject to the satisfaction at or prior to the related Closing Date of each of the following conditions (any or all of which may be waived by Company):

(a) Purchase Price. The related Purchase Price, plus accrued interest pursuant to Section 4, shall have been delivered to Company by wire transfer of immediately available funds pursuant to Company’s reasonable instructions.

(b) Compliance with Covenants. The Company shall have performed and be in compliance with, in all material respects, all of its respective covenants, acts, and obligations to be performed under this Agreement and the related Term Sheet.

(c) Closing Documents. Company shall have executed and delivered this Agreement and the related Term Sheet.

(d)  Corporate Actions. All corporate and other acts necessary to authorize the execution, delivery, and performance of this Agreement and the related Term Sheet and the consummation of the transactions contemplated hereunder shall have been taken by Purchaser.


SECTION 9. Closing Documents.

The Closing Documents for the Mortgage Loans and the Servicing Rights to be purchased on the related Closing Date shall consist of fully executed originals of the following documents:

 
1.
this Agreement, in two (2) counterparts;

 
2.
upon the request of Purchaser, a Custodial Account Letter Agreement in the form attached as Exhibit 3 hereto;

3.  
Upon the request of Purchaser, an Escrow Account Letter Agreement in the form attached as Exhibit 4 hereto;

4.  
the related Mortgage Loan Schedule, one copy to be attached to the related Term Sheet;

5.  
the related Term Sheet;

6.  
an Officer’s Certificate of the Company in the form attached as Exhibit 11 hereto;

7.  
an Opinion of Counsel to the Company, in a form acceptable to the Purchaser; and

8.  
such other documents related to the purchase and sale of the Mortgage Loans and the Servicing Rights as the Purchaser may reasonably request.

SECTION 10. Costs; Assignments. The Purchaser shall pay any commissions due its salesmen, the expenses of its accountants and attorneys and the expenses and fees of any broker retained by the Purchaser with respect to the transaction covered by this Agreement. All other costs and expenses incurred in connection with the transfer and delivery of the Mortgage Loans and related Servicing Rights including, without limitation, fees for the preparation and recording of intervening assignments of Mortgage and Assignments of Mortgage , any termination fees owed to Company’s document custodian, any costs relating to transfer of the Mortgage File, and other Mortgage Loan records to Purchaser, the costs of delivering complete master file tape information and other electronically stored information to the Purchaser, Recording Fees, the costs of notifying the Mortgagors, hazard and flood insurance companies and other third parties as required, the costs of transferring “lifetime” tax service contracts (as described in Section 14.01) to the Purchaser, the costs of transferring “lifetime” flood certification contracts (as described in Section 14.02) to the Purchaser, and the legal fees and expenses of its attorneys shall be paid by the Company. The Company shall pay the Purchaser a fee of $78.00 for each Mortgage Loan that does not have a “lifetime” tax service contract with LERETA Corp. for the Purchaser to establish such contract for each such Mortgage Loan. The Purchase Price shall be reduced by the sum of such fees.

SECTION 11. Company’s Interim Servicing Obligations. Company, as independent contract servicer, shall service and administer the Mortgage Loans during the related Interim Servicing Period in accordance with the terms and provisions set forth in this Agreement, the related Term Sheet and in the Servicing Addendum attached hereto as Exhibit 5, which Servicing Addendum is incorporated herein by reference; provided, however, with respect to any Mortgage Loan, if the Servicing Transfer Date is fifteen (15) days or less after the Closing Date (a “Short Interim Servicing Period”), the Servicing Addendum shall not be applicable to the servicing of such Mortgage Loan. The Company shall not take, or fail to take, any action which would result in the Purchaser’s interest in the Mortgage Loans being adversely affected.

SECTION 12. The Company. 

Subsection 12.01 Indemnification

The Company agrees to indemnify the Purchaser and the Servicing Rights Owner and hold them harmless from and against any and all claims, losses, damages, penalties, fines, forfeitures, legal fees and related costs, judgments, and any other costs, fees and expenses (including, without limitation, reasonable attorney’s fees and expenses) that the Purchaser or the Servicing Rights Owner may sustain in any way related to (i) any act or omission on the part of the Company in receiving, processing, funding or servicing any Mortgage Loan prior to the related Servicing Transfer Date or otherwise arising from the transfer of the Servicing Rights provide for in this Agreement; (ii) Company’s inability to effect or cause the transfer of the Servicing Rights to Purchaser unless such inability is the sole result of any act or omission of the Purchaser; (iii) the failure of the Company to perform in any way its duties and interim service the Mortgage Loans in strict compliance with the terms of this Agreement; and (iv) for breach of any covenant, representation or warranty of the Company contained herein. In addition to the obligations of the Company set forth in this Subsection 12.01, the Purchaser and Servicing Rights Owner may pursue any and all remedies otherwise available at law or in equity, including, but not limited to, the right to seek damages. The Company shall immediately notify the Purchaser and Servicing Rights Owner if a claim is made by a third party with respect to this Agreement or the Mortgage Loans, assume (with the consent of the Purchaser and Servicing Rights Owner and with counsel reasonably satisfactory to the Purchaser and Servicing Rights Owner) the defense of any such claim and pay all expenses in connection therewith, including counsel fees, and promptly pay, discharge and satisfy any judgment or decree which may be entered against it or the Purchaser or Servicing Rights Owner in respect of such claim but failure to so notify the Purchaser and Servicing Rights Owner shall not limit its obligations hereunder. The Company agrees that it will not enter into any settlement of any such claim without the consent of the Purchaser and Servicing Rights Owner, as applicable. The provisions of this Section 12.01 shall survive termination of this Agreement.

Subsection 12.02. Merger or Consolidation of the Company.
 
The Company shall keep in full force and effect its existence, rights and franchises as a corporation under the laws of its formation in the State of California except as permitted herein, and shall obtain and preserve its qualification to do business as a foreign corporation in each jurisdiction in which such qualification is or shall be necessary to protect the validity and enforceability of this Agreement or any of the Mortgage Loans, and to enable the Company to perform its duties under this Agreement.

Any Person into which the Company may be merged or consolidated, or any corporation resulting from any merger, conversion or consolidation to which the Company shall be a party, or any Person succeeding to the business of the Company, shall be the successor of the Company hereunder, without the execution or filing of any paper or any further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding; provided, however, that the successor or surviving Person shall satisfy any requirements of Section 15 with respect to the qualifications of a successor to the Company.

Subsection 12.03. Limitation on Liability of the Company and Others.

Neither the Company nor any of the officers, employees or agents of the Company shall be under any liability to the Purchaser for any action taken, or for refraining from the taking of any action, in good faith in connection with the interim servicing of the Mortgage Loans pursuant to this Agreement, or for errors in judgment; provided, however, that this provision shall not protect the Company or any such person against any breach of warranties or representations made herein, or failure to perform its obligations in strict compliance with any standard of care set forth in this Agreement, or any liability which would otherwise be imposed by reason of any breach of the terms and conditions of this Agreement. The Company and any officer, employee or agent of the Company may rely in good faith on any document of any kind prima facie properly executed and submitted by any Person respecting any matters arising hereunder. The Company shall not be under any obligation to appear in, prosecute or defend any legal action which is not incidental to its obligation to sell, or duty to interim service, the Mortgage Loans in accordance with this Agreement and which in its opinion may involve it in any expenses or liability; provided, however, that the Company may, with the consent of the Purchaser, undertake any such action which it may deem necessary or desirable in respect to this Agreement and the rights and duties of the parties hereto. In such event, the legal expenses and costs of such action and any liability resulting therefrom shall be expenses, costs and liabilities for which the Purchaser shall be liable, the Company shall be entitled to reimbursement therefor from the Purchaser upon written demand except when such expenses, costs and liabilities are subject to the Company’s indemnification under Subsections 7.03 or 12.01.

Subsection 12.04 Company Not to Resign.

The Company shall not assign this Agreement or resign from the obligations and duties hereby imposed on it except by mutual consent of the Company and the Purchaser or upon the determination that its servicing duties hereunder are no longer permissible under applicable law and such incapacity cannot be cured by the Company in which event the Company may resign as interim servicer. Any such determination permitting the resignation of the Company as interim servicer shall be evidenced by an Opinion of Counsel to such effect delivered to the Purchaser which Opinion of Counsel shall be in form and substance acceptable to the Purchaser. No such resignation shall become effective until a successor shall have assumed the Company’s responsibilities and obligations hereunder in the manner provided in Section 15.

Subsection 12.05. No Transfer of Servicing.

With respect to the retention of the Company to service the Mortgage Loans during the Interim Servicing Period, the Company acknowledges that the Purchaser has acted in reliance upon the Company’s independent status, the adequacy of its servicing facilities, plant, personnel, records and procedures, its integrity, reputation and financial standing and the continuance thereof. Without in any way limiting the generality of this Section, during the Interim Servicing Period, the Company shall not either assign this Agreement or the servicing hereunder or delegate its rights or duties hereunder or any portion thereof, or sell or otherwise dispose of all or substantially all of its property or assets, without the prior written approval of the Purchaser, which consent will not be unreasonably withheld.


SECTION 13. Default

Subsection 13.01. Events of Default.

In case one or more of the following Events of Default by the Company shall occur and be continuing, that is to say:

(i)any failure by the Company to remit to the Purchaser any payment required to be made under the terms of this Agreement which continues unremedied for a period of one (1) Business Day; or

(ii)failure on the part of the Company duly to observe or perform in any material respect any other of the covenants or agreements on the part of the Company set forth in this Agreement or the related Term Sheet which continues unremedied for a period of thirty (30) days (except that such number of days shall be fifteen (15) in the case of a failure to pay any premium for any insurance policy required to be maintained under this Agreement) after the date on which written notice of such failure, requiring the same to be remedied, shall have been given to the Company by the Purchaser; or

(iii)a decree or order of a court or agency or supervisory authority having jurisdiction for the appointment of a conservator or receiver or liquidator in any insolvency, bankruptcy, readjustment of debt, marshalling of assets and liabilities or similar proceedings, or for the winding-up or liquidation of its affairs, shall have been entered against the Company and such decree or order shall have remained in force undischarged or unstayed for a period of sixty (60) days; or

(iv)the Company shall consent to the appointment of a conservator or receiver or liquidator in any insolvency, bankruptcy, readjustment of debt, marshalling of assets and liabilities or similar proceedings of, or relating to, the Company or of, or relating to, all or substantially all of its property; or

(v)the Company shall admit in writing its inability to pay its debts generally as they become due, file a petition to take advantage of any applicable insolvency or reorganization statute, make an assignment for the benefit of its creditors, or voluntarily suspend payment of its obligations; or

(vi)failure by the Company to be in compliance with the “doing business” or licensing laws of any jurisdiction where a Mortgaged Property is located; or

(vii) the Company ceases to be approved by either Fannie Mae or Freddie Mac as a mortgage loan seller or servicer for more than thirty days; or

(viii)the Company attempts to assign, sell, pledge or hypothecate its right to servicing compensation hereunder.

then, and in each and every such case, so long as an Event of Default shall not have been remedied, the Purchaser, by notice in writing to the Company may, in addition to whatever rights the Purchaser may have at law or equity to damages, including injunctive relief and specific performance, terminate all the rights and obligations of the Company as interim servicer under this Agreement. On or after the receipt by the Company of such written notice, all authority and power of the Company to interim service the Mortgage Loans under this Agreement shall on the date set forth in such notice pass to and be vested in the successor appointed pursuant to Section 15.

If any of the Mortgage Loans are MERS Mortgage Loans, in connection with the termination or resignation (as described in Subsection 12.04) of the Company hereunder, either (i) the successor to the Company shall represent and warrant that it is a member of MERS in good standing and shall agree to comply in all material respects with the rules and procedures of MERS in connection with the servicing of the Mortgage Loans that are registered with MERS, or (ii) the predecessor Company shall cooperate with the successor either (x) in causing MERS to execute and deliver an assignment of Mortgage in recordable form to transfer the Mortgage from MERS to the Purchaser and to execute and deliver such other notices, documents and other instruments as may be necessary or desirable to effect a transfer of such Mortgage Loan or servicing of such Mortgage Loan on the MERS® System to the successor or (y) in causing MERS to designate on the MERS® System the successor as the servicer of such Mortgage Loan.

Subsection 13.02. Waiver of Defaults. The Purchaser may waive any default by the Company in the performance of its obligations hereunder and its consequences. Upon any such waiver of a past default, such default shall cease to exist, and any Event of Default arising therefrom shall be deemed to have been remedied for every purpose of this Agreement. No such waiver shall extend to any subsequent or other default or impair any right consequent thereon except to the extent expressly so waived.

SECTION 14. Termination; Servicing Transfer. With respect to a Mortgage Loan, the respective obligations and responsibilities of the Company, as interim servicer, shall terminate at the expiration of the related Interim Servicing Period unless earlier terminated in accordance with the terms of this Agreement or the related Term Sheet, without the payment of any termination fee. Upon request from the Purchaser in connection with any such termination, the Company shall prepare, execute and deliver, any and all documents and other instruments, place in the Purchaser’s possession all Mortgage Files, and do or accomplish all other acts or things necessary or appropriate to effect the purposes of such notice of termination, whether to complete the transfer and endorsement or assignment of the Mortgage Loans and related documents, to prepare notices to the mortgagors and related insurance companies, or otherwise, at the Company’s sole expense. The Company agrees to cooperate with the Purchaser and such successor in effecting the termination of the Company’s responsibilities and rights hereunder as interim servicer, including, without limitation, the transfer to such successor for administration by it of all cash amounts which shall at the time be credited by the Company to the Custodial Account or Escrow Account or thereafter received with respect to the Mortgage Loans. The Company shall follow the servicing transfer instructions of the Purchaser contained herein and attached hereto as Exhibit 7 with respect to servicing transfer procedures. Company and Purchaser will each, at the request of the other, execute and deliver to each other all such documents that either may reasonably request in order to perfect the transfer, assignment and delivery to Purchaser of the Servicing Rights to be sold, transferred, assigned and delivered as of the consummation of this Agreement. The Company shall not be entitled to any transfer fee.

Subsection 14.01.Obligations of the Company Prior to the Servicing Transfer Date.

The Company shall take, or cause to be taken, the following actions with respect to the Mortgage Loans prior to the related Servicing Transfer Date (or within such time as may otherwise be specified below) in order to effect the transfer of the Servicing Rights to the Purchaser on the related Servicing Transfer Date:

(a) Preliminary Test Tape. On or prior to the related Closing Date, the Company shall forward to the Purchaser a preliminary test tape (including master file, escrow file, payee file, ARM master file, ARM history, all HMDA data required by the Agencies, etc.) containing all of the Mortgage Loans as of the date mutually agreed upon by the Company and the Purchaser. The preliminary test tape shall include all field descriptions and record layouts;

(b) Notice to Hazard Insurers. The Company shall inform by written notice all hazard insurance companies and/or their agents of the transfer and request a change in the loss payee mortgage endorsement clause to the Purchaser’s name; provided, however, such written notice shall have occurred on or prior to the related Closing Date with respect to Mortgage Loans subject to a Short Interim Servicing Period. The Company shall provide the Purchaser with a copy of the notification letter and an officer’s written certification that all hazard insurance companies have been notified by an identical letter;

(c) Notice to Mortgage Insurance Companies. The Company shall inform by written notice all mortgage insurance companies providing any Primary Mortgage Insurance Policy of the change in insured's name on each such policy to the Purchaser’s name; provided, however, such written notice shall have occurred on or prior to the related Closing Date with respect to Mortgage Loans subject to a Short Interim Servicing Period. The Company shall provide the Purchaser with a copy of one notification letter and an officer's written certification that all such mortgage insurance companies have been notified by an identical letter;

(d) Tax Service Contracts. Either, on or prior to the related Closing Date with respect to Mortgage Loans subject to a Short Interim Servicing Period or, prior to the related Servicing Transfer Date with respect to all other Mortgage Loans, the Company shall have obtained a life of loan, transferable real estate tax service contract with LERETA Corp. on all of the Mortgage Loans and shall assign all such contracts to the Purchaser or, in the alternative, the Company shall notify the Purchaser as to any Mortgage Loans for which it has not procured the requisite contract by indicating such on the related Mortgage Loan Schedule and shall pay to the Purchaser the fee specified in Section 10 of this Agreement for each such Mortgage Loan;

(e) Flood Certifications. Either, on or prior to the related Closing Date with respect to Mortgage Loans subject to a Short Interim Servicing Period or, prior to the related Servicing Transfer Date with respect to all other Mortgage Loans, the Company shall have obtained a life of loan, transferable flood certification contract for each Mortgage Loan and shall assign all such contracts to the Purchaser or, in the alternative, the Company shall notify the Purchaser as to any Mortgage Loans for which it has not procured the flood certification referenced above and shall pay to the Purchaser a fee for each such Mortgage Loan equal to the fee that is customarily charged for each such contract, as determined by the Purchaser in its reasonable discretion;

(f) Notice to Mortgagors. Either, on or prior to the related Closing Date with respect to Mortgage Loans subject to a Short Interim Servicing Period or, no later than fifteen (15) days prior to the related Servicing Transfer Date with respect to all other Mortgage Loans, the Company shall inform in writing all Mortgagors of the change in servicer from the Company to the Purchaser, all in accordance with applicable law. The Company shall obtain the Purchaser’s approval of the form of such notifications prior to their mailing. The Company acknowledges that the Purchaser’s review of this notice shall not be a review for statutory or regulatory compliance purposes, and that the Company shall have the sole responsibility for such compliance. The Company shall provide the Purchaser with a copy of one notification letter and an officer’s written certification that all Mortgagors have been notified by an identical letter;

(g) Payment of Real Estate Taxes. The Company shall make or cause to be made all payments of all real estate taxes on the Mortgage Loans which (i) will be delinquent on or prior to the related Servicing Transfer Date, (ii) are required to be paid within thirty (30) days after the related Servicing Transfer Date to receive a discount, or (iii) will be delinquent within thirty (30) days after the related Servicing Transfer Date. If tax bills have not been received by the Company by the related Servicing Transfer Date on any Mortgage Loans subject to this subsection, the Company shall obtain and pay all tax bills subsequent to the related Servicing Transfer Date and the Purchaser will promptly reimburse the Company upon receipt from the Company of documentation evidencing such payment. On non-impounded accounts, the Company shall ensure that all taxes which would otherwise be delinquent by the related Servicing Transfer Date, if not paid by such date, have been paid. With respect to each of the Mortgage Loans which do not have an impound or escrow account maintained for the payment of taxes and insurance, the Company shall hold harmless and indemnify the Purchaser against any and all costs, expenses, penalties, fines, damages and judgments of whatever kind arising from the Company’s failure to pay, or cause to be paid, any delinquent taxes or tax penalties outstanding as of the related Servicing Transfer Date;

(h) Payment of Insurance Premiums. The Company shall pay all hazard and flood insurance and Primary Mortgage Insurance Policy premiums required to be paid prior to the related Servicing Transfer Date or within thirty (30) days after the related Servicing Transfer Date on all impounded accounts relating to the Mortgage Loans and shall ensure that all premiums required to be paid prior to the related Servicing Transfer Date by the Mortgagors on non-impounded accounts have been paid. With respect to each of the Mortgage Loans which do not have an impound or escrow account maintained for the payment of taxes and insurance, the Company shall hold harmless and indemnify the Purchaser against any and all costs, expenses, penalties, fines, damages and judgments of whatever kind arising from the Company’s failure to ensure that the related Mortgagor is maintaining adequate insurance coverage on the Mortgaged Property at all times prior to the related Servicing Transfer Date in accordance with the terms of the any document contained in the Mortgage File or any applicable law or regulation including, without limitation, adequate flood insurance coverage for all Mortgaged Properties located within an "A" or "V" flood hazard area;

(i)  ARM Adjustments. With respect to each adjustable rate Mortgage Loan whose index value for any Interest Adjustment Date is available on or prior to the related Servicing Transfer Date, the Company shall make all such adjustments and shall inform the related Mortgagors of such adjustments; and

(j) Notice to Sub-servicers.  On or prior to the related Closing Date, the Company shall inform by written notice all sub-servicers who perform servicing obligations with respect to the Mortgage Loans of the sale of the Mortgage Loans to the Purchaser and of the transfer of the Servicing Rights to the Purchaser on the related Servicing Transfer Date. The Company shall provide the Purchaser with a copy of the notification letter and an officer’s certification that all sub-servicers have been notified by an identical letter.

(k) Mortgage Payments Received During a Short Interim Servicing Period. For the first thirty (30) days following the Closing Date, the Company shall forward to the Purchaser on a daily basis via overnight delivery service any payment received by it (endorsed to EMC Mortgage Corporation) with respect to any of the Mortgage Loans, whether such payment is in the form of principal, interest, taxes, insurance, loss drafts, insurance refunds, etc., in the original form received, unless such payment has been received in cash or by the Company’s lock box facility, in which case the Company shall forward such payment in a form acceptable to the Purchaser. After the thirty (30) day period following the Closing Date, the Company shall forward to the Purchaser such funds on a weekly basis via overnight delivery service. In all cases, the Company shall notify the Purchaser of the particulars of the payment, which notification shall set forth sufficient information to permit timely and appropriate processing of the payment by the Purchaser.

Continuously from the related Closing Date until the related Servicing Transfer Date, the Company shall proceed diligently to collect all payments due under each Mortgage Loan when the same shall become due any payable and shall follow such collection procedures as it follows with respect to mortgage loans comparable to the Mortgage Loans and held for its own account. Further, the Company shall take special care in ascertaining and estimating annual ground rents, taxes, assessments, water rates, fire and hazard insurance premiums, mortgage insurance premiums, and all other charges that, as provided in the Mortgage, will become due and payable to the end that the installments payable by the Mortgagors will be sufficient to pay such charges as and when they become due and payable.

Subsection 14.02 Obligations of the Company after the Servicing Transfer Date.

Without limiting the generality of Section 14., the Company shall take, or cause to be taken, the following actions with respect to the Mortgage Loans within three (3) Business Days following the related Servicing Transfer Date (or within such time as may otherwise be specified below):

(a) Tape. The Company shall furnish to the Purchaser all available computer or like records requested by the Purchaser reflecting the status of payments, balances and other pertinent information with respect to the Mortgage Loans as of the related Servicing Transfer Date (including, without limitation, (i) master file, (ii) escrow file, (iii) payee file, which includes comprehensive tax and insurance information identifying payee, payee address, next payment due date, next amount payable and policy number/parcel number, (iv) ARM master file, (v) ARM history, and (vi) all HMDA data required by the Agencies). Such records shall include magnetic tapes reflecting all computer files maintained on the Mortgage Loans and shall include reports in electronic format as specifically requested by the Purchaser;

(b) Mortgage File. If the Company has not already done so, the Company shall have forwarded a complete Mortgage File with respect to each Mortgage Loan;

(c) Accounting Reports. The Company shall furnish to the Purchaser copies of all accounting reports relating to the Mortgage Loans as of the related Closing Date with respect to Mortgage Loans subject to a Short Interim Servicing Period or, as of the related Servicing Transfer Date with respect to Mortgage Loans subject to an Interim Servicing Period, including, without limitation, a trial balance and reports of collections, delinquencies, prepaids, curtailments, escrow payments, escrow balances, partial payments, partial payment balances and other like information with respect to the Mortgage Loans;

(d) Other Documentation. The Company shall provide the Purchaser any and all further documents reasonably required by the Purchaser in order to fully transfer to the Purchaser possession of all tangible evidence of the Servicing Rights and escrow, impound and trust funds transferred hereunder;

(e) Transfer of Escrow Funds and Other Proceeds. The Company shall transfer to the Purchaser, by wire transfer to the account designated by the Purchaser, an amount equal to the sum of (i) the Net Escrow Payments, (ii) all undistributed insurance loss draft funds, (iii) all unapplied funds received by the Company, (iv) all unapplied interest on escrow balances accrued through the related Servicing Transfer Date, (v) all buydown funds held by the Company as of the related Closing Date with respect to Mortgage Loans subject to a Short Interim Servicing Period or, as of the related Servicing Transfer Date with respect to Mortgage Loans subject to an Interim Servicing Period, and (vi) all other amounts held by the Company with respect to the Mortgage Loans as of the related Servicing Transfer Date for which the Company is not entitled to retain (collectively, the “Escrow Proceeds”). Within five (5) Business Days following the Purchaser’s receipt of the Escrow Proceeds, the Company and the Purchaser shall resolve any discrepancies between the Company’s accounting statement and the Purchaser’s reconciliation with respect thereto. No later than ten (10) Business Days following the related Servicing Transfer Date, the Company or the Purchaser, as the case may be, shall transfer to the other, by wire transfer to the designated account, any amounts to which the other party is entitled; and

(f) Mortgage Payments Received After Servicing Transfer Date With Respect to Mortgage Loans Not Serviced During a Short Interim Servicing Period. The Company shall forward to the Purchaser on a weekly basis via overnight delivery any payment received by it after the related Servicing Transfer Date with respect to any of the Mortgage Loans, whether such payment is in the form of principal, interest, taxes, insurance, loss drafts, insurance refunds, etc., in the original form received, unless such payment has been received in cash or by the Company’s lock box facility, in which case the Company shall forward such payment in a form acceptable to the Purchaser. The Company shall notify the Purchaser of the particulars of the payment, which notification shall set forth sufficient information to permit timely and appropriate processing of the payment by the Purchaser.

(g) Tax Reporting. The Company shall prepare and file any and all tax returns, information statements or other filings required to be delivered to any governmental taxing authority or to any Purchaser pursuant to any applicable law with respect to the Mortgage Loans and the transactions contemplated hereby, including, but not limited to all Internal Revenue Service Form 1098 reporting (both to Internal Revenue Service and the Mortgagor) for all reportable funds received by the Company. In addition, the Company shall provide the Purchaser with such information concerning the Mortgage Loans as is necessary for the Purchaser to prepare its federal income tax return as any Purchaser may reasonably request from time to time.

Subsection 14.03.  Limited Power of Attorney. If requested by Purchaser, Company shall furnish to Purchaser a limited power of attorney in the form attached here as Exhibit 10 appointing Purchaser and any of its employees to act as Company's attorney in fact to execute documents pertaining to the discharge and satisfaction of Mortgages which were recorded in Company's name and to endorse checks received by the Purchaser from Mortgagor after the related Servicing Transfer Date in the Company's name.

Subsection 14.04. Supplementary Information. From time to time prior to the related Servicing Transfer Date for the servicing of any given Mortgage Loan, Company shall furnish to Purchaser such information supplementary to the information contained in the documents and schedules delivered pursuant hereto and file such reports as purchaser may reasonably request.

Subsection 14.06. Reasonable Access. Between the date of this Agreement and the related Servicing Transfer Date, Company shall give Purchaser its authorized representatives reasonable access to all documents, files, books, records, accounts, offices and other facilities of Company related to the Mortgage Loans and Servicing Rights transferred hereby, and permit Purchaser to make such inspections thereof as Purchaser may reasonably request during normal business hours, provided, however, that such investigation or inspection shall be conducted in such a manner as to not interfere unreasonably with Company's business operations.
 
Subsection 14.07. Facilities. Company shall maintain and employ throughout the term hereof a sufficient number of qualified employees to perform the servicing activities to be carried out hereunder in an efficient and professional basis as carried out by Company when it was the owner of the Servicing Rights. If necessary to perform its duties hereunder, Company shall employ additional or more qualified personnel. Company shall maintain throughout the term hereof physical facilities from which the servicing activities can be performed in a manner consistent with the foregoing.
 
Subsection 14.08. Referral of Refinance Inquiries. During the any Interim Servicing Period, Company will promptly refer to Purchaser any Mortgagor inquiries as to refinance of any Mortgage Loans.
 
SECTION 15. Successor to the Company. Prior to termination of the Company’s responsibilities and duties as interim servicer under this Agreement pursuant to Section 13 or 14, the Purchaser shall (i) succeed to and assume all of the Company’s responsibilities, rights, duties and obligations as interim servicer under this Agreement, or (ii) appoint a successor which shall succeed to all rights and assume all of the responsibilities, duties and liabilities of the Company as interim servicer under this Agreement. In connection with such appointment and assumption, the Purchaser may make such arrangements for the compensation of such successor out of payments on Mortgage Loans as it and such successor shall agree. In the event that the Company’s duties, responsibilities and liabilities as interim servicer under this Agreement should be terminated pursuant to the aforementioned Sections, the Company shall discharge such duties and responsibilities during the period from the date it acquires knowledge of such termination until the effective date thereof with the same degree of diligence and prudence which it is obligated to exercise under this Agreement, and shall take no action whatsoever that might impair or prejudice the rights or financial condition of the Purchaser or such successor. The termination of the Company as interim servicer pursuant to the aforementioned Sections shall not become effective until a successor shall be appointed pursuant to this Section 15 and shall in no event relieve the Company of the representations and warranties made pursuant to Subsections 7.01 and 7.02 and the remedies available to the Purchaser under Subsection 7.03 or 12.01, it being understood and agreed that the provisions of such Subsections 7.01, 7.02, 7.03 or 12.01 shall be applicable to the Company notwithstanding any such resignation or termination of the Company, or the termination of this Agreement.

SECTION 16. Notices. All demands, notices and communications hereunder shall be in writing and shall be deemed to have been duly given if mailed, by registered or certified mail, return receipt requested, or, if by other means, when received by the other party at the address as follows:

(i)                            if to the Company:

IMPAC FUNDING CORPORATION
1401 Dove Street
Newport Beach, California 92660
Attention: Ron Morrison
With a copy to: Mark Bishop

                (ii)                           if to the Purchaser:

EMC Mortgage Corporation
909 Hidden Ridge Drive
Suite 200
Irving, Texas 75038
Attention: Ms. Ralene Ruyle

With a copy to:

Bear, Stearns & Co. Inc.
383 Madison Avenue
New York, N.Y. 10179
Attention:

or such other address as may hereafter be furnished to the other party by like notice. Any such demand, notice or communication hereunder shall be deemed to have been received on the date delivered to or received at the premises of the addressee (as evidenced, in the case of registered or certified mail, by the date noted on the return receipt).

SECTION 17. Modification of Obligations. Purchaser may, without any notice to Company, extend, compromise, renew, release, change, modify, adjust or alter, by operation of law or otherwise, any of the obligations of the Mortgagors or other persons obligated under a Mortgage Loan without releasing or otherwise affecting the obligations of Company under this Agreement, or with respect to such Mortgage Loan, except to the extent Purchaser’s extension, compromise, release, change, modification, adjustment, or alteration affects Company’s ability to collect the Mortgage Loan or realize on the security of the Mortgage, but then only to the extent such action has such effect.
 
SECTION 18. Severability Clause. Any part, provision, representation or warranty of this Agreement which is prohibited or which is held to be void or unenforceable shall be ineffective to the extent of such prohibition or unenforceability without invalidating the remaining provisions hereof. Any part, provision, representation or warranty of this Agreement which is prohibited or unenforceable or is held to be void or unenforceable in any jurisdiction shall be ineffective, as to such jurisdiction, to the extent of such prohibition or unenforceability without invalidating the remaining provisions hereof, and any such prohibition or unenforceability in any jurisdiction as to any Mortgage Loan shall not invalidate or render unenforceable such provision in any other jurisdiction. To the extent permitted by applicable law, the parties hereto waive any provision of law which prohibits or renders void or unenforceable any provision hereof. If the invalidity of any part, provision, representation or warranty of this Agreement shall deprive any party of the economic benefit intended to be conferred by this Agreement, the parties shall negotiate, in good-faith, to develop a structure the economic effect of which is nearly as possible the same as the economic effect of this Agreement without regard to such invalidity.

SECTION 19. Counterparts. This Agreement and a Term Sheet may be executed simultaneously in any number of counterparts. Each counterpart shall be deemed to be an original, and all such counterparts shall constitute one and the same instrument.

SECTION 20. Governing Law. This Agreement shall be construed in accordance with the laws of the State of New York without regard to any conflicts of laws provisions.

SECTION 21. Intention of the Parties. It is the intention of the parties that the Purchaser is purchasing, and the Company is selling the Mortgage Loans and the Servicing Rights, and not a debt instrument of the Company or another security. Accordingly, the parties hereto each intend to treat the transaction for federal income tax purposes as a sale by the Company, and a purchase by the Purchaser, of the Mortgage Loans and the Servicing Rights. The Purchaser shall have the right to review the Mortgage Loans and the related Mortgage Loan Files to determine the characteristics of the Mortgage Loans which shall affect the federal income tax consequences of owning the Mortgage Loans and the Servicing Rights and the Company shall cooperate with all reasonable requests made by the Purchaser in the course of such review.

SECTION 22. Successors and Assigns. This Agreement shall bind and inure to the benefit of and be enforceable by the Company and the Purchaser and the respective successors and assigns of the Company and the Purchaser. The Purchaser may assign this Agreement to any Person to whom any Mortgage Loan is transferred whether pursuant to a sale or financing and to any Person to whom the servicing or master servicing of any Mortgage Loan is sold or transferred. Upon any such assignment, the Person to whom such assignment is made shall succeed to all rights and obligations of the Purchaser under this Agreement. A form of such assignment is attached as Exhibit 8 hereto. This Agreement shall not be assigned, pledged or hypothecated by the Company to a third party without the consent of the Purchaser.

SECTION 23. Waivers. No term or provision of this Agreement and a Term Sheet may be waived or modified unless such waiver or modification is in writing and signed by the party against whom such waiver or modification is sought to be enforced.

SECTION 24. Exhibits. The exhibits to this Agreement are hereby incorporated and made a part hereof and are an integral part of this Agreement.

SECTION 25. General Interpretive Principles. For purposes of this Agreement, except as otherwise expressly provided or unless the context otherwise requires:

(a) the terms defined in this Agreement have the meanings assigned to them in this Agreement and include the plural as well as the singular, and the use of any gender herein shall be deemed to include the other gender;

(b) accounting terms not otherwise defined herein have the meanings assigned to them in accordance with GAAP;

(c) references herein to “Articles,” “Sections,” “Subsections,” “Paragraphs,” and other subdivisions without reference to a document are to designated Articles, Sections, Subsections, Paragraphs and other subdivisions of this Agreement;

(d) reference to a Subsection without further reference to a Section is a reference to such Subsection as contained in the same Section in which the reference appears, and this rule shall also apply to Paragraphs and other subdivisions;

(e) the words “herein,” “hereof,” “hereunder” and other words of similar import refer to this Agreement as a whole and not to any particular provision; and

(f) the term “include” or “including” shall mean without limitation by reason of enumeration.

SECTION 26. Reproduction of Documents. This Agreement and all documents relating thereto, including, without limitation, (a) consents, waivers and modifications which may hereafter be executed, (b) documents received by any party at the closing, and (c) financial statements, certificates and other information previously or hereafter furnished, may be reproduced by any photographic, photostatic, microfilm, micro-card, miniature photographic or other similar process. The parties agree that any such reproduction shall be admissible in evidence as the original itself in any judicial or administrative proceeding, whether or not the original is in existence and whether or not such reproduction was made by a party in the regular course of business, and that any enlargement, facsimile or further reproduction of such reproduction shall likewise be admissible in evidence.

SECTION 27. Nonsolicitation.  From and after the related Closing Date, the Company agrees that it will not take any action or cause any action to be taken by any of its employees, agents or affiliates, or by any independent contractors acting on the Company’s behalf, to solicit in any manner whatsoever any Mortgagor to prepay or refinance a Mortgage Loan. It is understood and agreed by the Company and the Purchaser that all rights and benefits relating to the solicitation of any Mortgagors to refinance any Mortgage Loans shall be transferred to the Purchaser pursuant hereto on the related Closing Date and the Company shall take no action to undermine these rights and benefits. The Company shall (a) not sell the name of any Mortgagor, and (b) use its best efforts to prevent the sale of the name of any Mortgagor by the Company’s wholly owned subsidiaries and affiliates, to any person or entity for the direct or indirect purpose of allowing such person or entity to solicit the refinancing of any Mortgage Loan.
 
SECTION 28. Survival. All covenants, agreements, representations and warranties made herein shall survive the execution and delivery of this Agreement.

SECTION 29. Further Agreements and Assurances. The Purchaser and the Company each agree to execute and deliver to the other such additional documents, instruments or agreements as may be necessary or appropriate to effectuate the purposes of this Agreement.  The Company acknowledges that with respect to some or all of the Mortgage Loans, the Purchaser intends to effect one or more Whole Loan Transfers and/or one or more Pass-Through Transfers. With respect to each Whole Loan Transfer or Pass-Through Transfer, as the case may be, entered into by the Purchaser, the Company agrees:

(i)  to cooperate fully with the Purchaser, any prospective purchaser, any rating agency or any party to any agreement executed in connection with such Whole Loan Transfer or Pass-Through Transfer, with respect to all reasonable requests and due diligence procedures and to use its best efforts to facilitate such Whole Loan Transfer or Pass-Through Transfer, as the case may be; and

(ii) to execute all agreements executed in connection with such Whole Loan Transfer or Pass-Through Transfer that govern the servicing and administration of the Mortgage Loans (and any agreements and other documents incidental thereto) as the Purchaser shall request, which governing documents, in the case of a Pass-Through Transfer, shall contain provisions customarily included in publicly issued or privately placed rated secondary mortgage market transactions.

(iii) as of the closing date of the Whole Loan Transfer or Pass-Through Transfer, as the case may be, to restate, for the benefit of the owners of the Mortgage Loans, the representations and warranties contained in Sections 7.01 and 7.02.

All Mortgage Loans not sold or transferred pursuant to a Whole Loan Transfer or Pass-Through Transfer shall continue to be serviced in accordance with the terms of this Agreement.

SECTION 30. Mandatory Delivery; Grant of Security Interest.  The sale and delivery of each Mortgage Loan on or before the applicable Closing Date is mandatory from and after the date of the execution of the Term Sheet, it being specifically understood and agreed that each Mortgage Loan is unique and identifiable on the date hereof and that an award of money damages would be insufficient to compensate the Purchaser for the losses and damages incurred by the Purchaser (including damages to prospective purchasers of the Mortgage Loans) in the event of the Company’s failure to deliver each of the related Mortgage Loans or one or more Mortgage Loans otherwise acceptable to the Purchaser on or before the applicable Closing Date. The Company and the Purchaser intend that the transactions hereunder be sales to the Purchaser of the Mortgage Loans and not loans from the Purchaser to the Company secured by the Mortgage Loans. However, in order to preserve the Purchaser’s rights under this Agreement in the event that a court or other forum recharacterizes the transactions hereunder as loans and as security for the performance by the Company of all of the Company’s obligations to the Purchaser under this Agreement and the transactions entered into pursuant to this Agreement, the Company hereby grants to the Purchaser a lien on and a continuing first priority security interest in each Mortgage Loan and each document and instrument evidencing each such Mortgage Loan to secure the performance by the Company of its obligation hereunder, and the Company agrees that it holds such Mortgage Loans in custody for the Purchaser subject to the Purchaser’s (i) right to reject any Mortgage Loan under the terms of this Agreement and the Term Sheet, and (ii) obligation to pay the Purchase Price for the Mortgage Loans. All rights and remedies of the Purchaser under this Agreement are distinct from, and cumulative with, any other rights or remedies under this Agreement or afforded by law or equity and all such rights and remedies may be exercised concurrently, independently or successively.

SECTION 31. Purchaser’s Revisions to the Company’s Underwriting Guidelines. If the Company’s Underwriting Guidelines are provided by the Purchaser, the Purchaser may revise the Company’s Underwriting Guidelines upon written notice to the Company. Any of the Company’s Underwriting Guidelines revised by the Purchaser shall be referred to in this paragraph as “Revised Guidelines.” The Company agrees that any and all Mortgage Loans delivered to the Purchaser five (5) Business Days after the Company’s receipt of notice of the Revised Guidelines shall conform in all respects to such Revised Guidelines. If a Mortgage Loan is originated by the Company and delivered to the Purchaser during such transition period and complies with the Company’s Underwriting Guidelines previously in effect but does not comply with the Revised Guidelines, the Company shall immediately notify the Purchaser’s Commitment Desk via telephone at (888) 609-2286.





IN WITNESS WHEREOF, the Company and the Purchaser have caused their names to be signed hereto by their respective officers thereunto duly authorized as of the date first above written.



IMPAC FUNDING CORPORATION
Company

By: ____________________________________
Name: __________________________________
Title: ___________________________________





EMC MORTGAGE CORPORATION
Purchaser


By: ____________________________________
Name: __________________________________
Title: ___________________________________









EXHIBIT 1

TERM SHEET

 





 

TERM SHEET

This TERM SHEET (the "Term Sheet") dated [_____________], between Impac Funding Corporation, a California corporation, located at 1401 Dove Street, Newport Beach, CA 92660 (the “Company”) and EMC Mortgage Corporation, a Delaware corporation, located at 909 Hidden Ridge Drive, Suite 200, Irving, Texas 75038, (the "Purchaser") is made pursuant to the terms and conditions of that certain Mortgage Loan Purchase and Interim Servicing Agreement (the "Agreement") dated as of [_______________], between the Company and the Purchaser, the provisions of which are incorporated herein as if set forth in full herein, as such terms and conditions may be modified or supplemented hereby. All initially capitalized terms used herein unless otherwise defined shall have the meanings ascribed thereto in the Agreement.

The Purchaser hereby purchases from the Company and the Company hereby sells to the Purchaser, all of the Company’s right, title and interest in and to the Mortgage Loans described on the Mortgage Loan Schedule annexed hereto as Schedule I, pursuant to and in accordance with the terms and conditions set forth in the Agreement, as same may be supplemented or modified hereby. Hereinafter, the Company shall service the Mortgage Loans for the benefit of the Purchaser and all subsequent transferees of the Mortgage Loans pursuant to and in accordance with the terms and conditions set forth in the Agreement.

1. Definitions

For purposes of the Mortgage Loans to be sold pursuant to this Term Sheet, the following terms shall have the following meanings:

Aggregate Principal Balance
(as of the Cut-Off Date):                                                 [_________]

Closing Date:      [_________] 

Custodian:                                                                        [_________] 

Cut-off Date:      [_________] 

Initial Weighted Average
Mortgage Loan Remittance Rate:                                 [_________]

Mortgage Loan:                                                               [_________]

Purchase Price Percentage:                                           [_________] 
 
Servicing Transfer Date:                                                [_________]
Additional Closing Conditions: 

In addition to the conditions specified in the Agreement, the obligation of each of the Company and the Purchaser is subject to the fulfillment, on or prior to the applicable Closing Date, of the following additional conditions: [None].

Additional Loan Documents: 

In addition to the contents of the Mortgage File specified in the Agreement, the following documents shall be delivered with respect to the Mortgage Loans: [None]

Additional [Modification of] Representations and Warranties:

In addition to the representations and warranties set forth in the Agreement, as of the date hereof, the Company makes the following additional representations and warranties with respect to the Mortgage Loans:

(a)  
As of the Closing Date, all of the Mortgage Loans will have an actual paid-to-date of [____________] 1, 2003 (or later) and will be due for the [_________] 1, 2003 scheduled monthly payment (or later).

[Notwithstanding anything to the contrary set forth in the Agreement, with respect to each Mortgage Loan to be sold on the Closing Date, the representation and warranty set forth in Section ______ of the Agreement shall be modified to read as follows:]

Except as modified herein, Section ______ of the Agreement shall remain in full force and effect as of the date hereof.

Additional Repurchase Obligations; Principal Prepayments.

(a)  The Company will repurchase any Mortgage Loan for which the Monthly Payment due in [________], 2003, [________] 2003, [________] 2003 or [________] 2003 becomes 30 days delinquent. Such repurchase will be made at the Purchase Price Percentage originally paid by the Purchaser multiplied by the unpaid principal balance of the Mortgage Loan plus accrued interest through the end of the month of repurchase. Such repurchase will occur within 5 days after notice by Purchaser to the Company of such delinquency.

(b) For any Mortgage Loan purchased by the Purchaser that has prepaid on prior to [________], 2003 (each a “Prepaid Loan”), the Company shall remit to the Purchaser the Premium (as defined below) with respect to such Prepaid Loan as provided in the Agreement. With respect to each Prepaid Loan, the Premium shall be an amount equal to the product of (x) the difference between the Purchase Price Percentage for such Prepaid Loan and 100.00%, and (y) the outstanding principal balance of such Prepaid Loan as of the Cut-off Date.




IN WITNESS WHEREOF, the parties hereto have caused their names to be signed hereto by their respective duly authorized officers as of the date first above written.

IMPAC FUNDING CORPORATION

       
By: ___________________________
       
Name: _________________________
       
Title: __________________________



       
EMC MORTGAGE CORPORATION


       
By: ___________________________
       
Name: _________________________
       
Title: __________________________



SCHEDULE I

MORTGAGE LOAN SCHEDULE



EXHIBIT 2
CONTENTS OF EACH MORTGAGE FILE

With respect to each Mortgage Loan, the Mortgage File shall include each of the following items, which shall be available for inspection by the Purchaser and which shall be delivered to the Purchaser or, upon Purchaser’s request, its designee:

1. Mortgage Loan Documents.

2. Residential loan application.

3. Mortgage Loan closing statement.

4. Verification of employment and income, if applicable.
 
5. Verification of acceptable evidence of source and amount of down payment, if applicable.

6. Credit report on Mortgagor.

7. Residential appraisal report.

8. Photograph of the Mortgaged Property.
 
9. Survey of the Mortgaged Property.
 
10. Copy of each instrument necessary to complete identification of any exception set forth in the exception schedule in the title policy, i.e., map or plat, restrictions, easements, sewer agreements, home association declarations, etc.
 
11. All required disclosure statements and statement of Mortgagor confirming receipt thereof.
 
12. If available, termite report, structural engineer’s report, water potability and septic certification.

13. Sales Contract, if applicable.
 
                14. Hazard insurance policy.
 
15. Tax receipts, insurance premium receipts, ledger sheets, payment history from date of origination, insurance claim files, correspondence, current and historical computerized data files, and all other processing, underwriting and closing papers and records which are customarily contained in a mortgage loan file and which are required to document the Mortgage Loan or to service the Mortgage Loan.

16. Amortization schedule, if available.

17. Payment history for each of the Mortgage Loans.






EXHIBIT 3

FORM OF CUSTODIAL ACCOUNT LETTER AGREEMENT

________________________ __, 200[_]


To: _______________________________

(the “Depository”)


As the Company under the Mortgage Loan Purchase and Interim Servicing Agreement, dated as of ___________________ 200[_], we hereby authorize and request you to establish an account, as a Custodial Account, to be designated as “__________, in trust for the Purchaser and various Mortgagors, Mortgage Loans, P&I Account.” All deposits in the account shall be subject to withdrawal therefrom by order signed by the Company. You may refuse any deposit which would result in violation of the requirement that the account be fully insured as described below. This letter is submitted to you in duplicate. Please execute and return one original to us.
 

 
_______________________________________

 
By: ____________________________________
Name: __________________________________
Title: ___________________________________
Date: ___________________________________


The undersigned, as Depository, hereby certifies that the above-described account has been established under Account Number ___________ at the office of the Depository indicated above, and agrees to honor withdrawals on such account as provided above. The full amount deposited at any time in the account will be insured by the Federal Deposit Insurance Corporation through the Bank Insurance Fund (“BIF”) or the Savings Association Insurance Fund (“SAIF”).


Depository




By: ____________________________________
Name: __________________________________
Title: ___________________________________
Date: ___________________________________











EXHIBIT 4

FORM OF ESCROW ACCOUNT LETTER AGREEMENT


________________________________      , 200[_]

To: ________________________________

(the “Depository”)

As the Company under the Mortgage Loan Purchase and Interim Servicing Agreement, dated as of ______________, 200[_], we hereby authorize and request you to establish an account, as an Escrow Account, to be designated as “_____________, in trust for the Purchaser and various Mortgagors, Mortgage Loans, T&I Account.” All deposits in the account shall be subject to withdrawal therefrom by order signed by the Company. You may refuse any deposit which would result in violation of the requirement that the account be fully insured as described below. This letter is submitted to you in duplicate. Please execute and return one original to us.


_______________________________________


By: ____________________________________
Name: __________________________________
Title: ___________________________________
Date: ___________________________________



The undersigned, as Depository, hereby certifies that the above-described account has been established under Account Number ___________ at the office of the Depository indicated above, and agrees to honor withdrawals on such account as provided above. The full amount deposited at any time in the account will be insured by the Federal Deposit Insurance Corporation through the Bank Insurance Fund (“BIF”) or the Savings Association Insurance Fund (“SAIF”).


Depository


By: ____________________________________
Name: __________________________________
Title: ___________________________________
Date: ___________________________________










EXHIBIT 5

SERVICING ADDENDUM

SECTION 11. Servicing.

Subsection 11.00 Additional Definitions.

Ancillary Income:  Additional servicing compensation in the form of assumption fees, late payment charges and other miscellaneous fees. Prepayment penalties or premiums due in connection with a Principal Prepayment shall not constitute Ancillary Income and shall be deposited in the Custodial Account as set forth in Subsection 11.04. The Company’s right to Ancillary Income shall terminate on the Servicing Transfer Date.

BIF: The Bank Insurance Fund, or any successor thereto.

Code: The Internal Revenue Code of 1986, or any successor statute thereto.

Determination Date: With respect to each Distribution Date, the close of business of the last day of the month preceding the month in which such of Distribution Date occurs.

Distribution Date: The fifth (5th) day of each month, commencing on the fifth (5th) day of the month next following the month in which the Cut-off Date occurs, or if such fifth (5th) day is not a Business Day, the first Business Day immediately following such fifth (5th) day.

Final Recovery Determination: With respect to any defaulted Mortgage Loan or any REO Property (other than a Mortgage Loan or REO Property purchased by the Company pursuant to this Agreement), a determination made by the Company that all Insurance Proceeds, Liquidation Proceeds and other payments or recoveries which the Company, in its reasonable good faith judgment, expects to be finally recoverable in respect thereof have been so recovered. The Company shall maintain records, prepared by a servicing officer of the Company, of each Final Recovery Determination.
 
Interim Servicing Fee:  With respect to each Mortgage Loan, the amount of the servicing fee the Purchaser shall pay to the Company, which shall, for each month, be equal to $5.00 per Mortgage Loan per month plus. Such fee shall be payable monthly. If the Interim Servicing Period includes any partial calendar month, the Interim Servicing Fee for such month shall be pro rated at a per diem rate based upon a 30-day month. For each Mortgage Loan, such servicing fee will be payable solely from amounts representing interest actually received by the Company from the related Mortgagor.

Permitted Investments: Any one or more of the following obligations or securities:

(i) direct obligations of, and obligations fully guaranteed by the United States of America or any agency or instrumentality of the United States of America the obligations of which are backed by the full faith and credit of the United States of America;

(ii) (a) demand or time deposits, federal funds or bankers' acceptances issued by any depository institution or trust company incorporated under the laws of the United States of America or any state thereof and subject to supervision and examination by federal and/or state banking authorities, provided that the commercial paper and/or the short-term deposit rating and/or the long-term unsecured debt obligations or deposits of such depository institution or trust company at the time of such investment or contractual commitment providing for such investment are rated in one of the two highest rating categories by each Rating Agency and (b) any other demand or time deposit or certificate of deposit that is fully insured by the FDIC;

 
(iii) repurchase obligations with a term not to exceed thirty (30) days and with respect to (a) any security described in clause (i) above and entered into with a depository institution or trust company (acting as principal) described in clause (ii)(a) above;

 
(iv) securities bearing interest or sold at a discount issued by any corporation incorporated under the laws of the United States of America or any state thereof that are rated in one of the two highest rating categories by each Rating Agency at the time of such investment or contractual commitment providing for such investment; provided, however, that securities issued by any particular corporation will not be Permitted Investments to the extent that investments therein will cause the then outstanding principal amount of securities issued by such corporation and held as Permitted Investments to exceed 10% of the aggregate outstanding principal balances of all of the Mortgage Loans and Permitted Investments;

 
(v) commercial paper (including both non-interest-bearing discount obligations and interest-bearing obligations payable on demand or on a specified date not more than one year after the date of issuance thereof) which are rated in one of the two highest rating categories by each Rating Agency at the time of such investment;

 
(vi) any other demand, money market or time deposit, obligation, security or investment as may be acceptable to each Rating Agency as evidenced in writing by each Rating Agency; and

 
(vii) any money market funds the collateral of which consists of obligations fully guaranteed by the United States of America or any agency or instrumentality of the United States of America the obligations of which are backed by the full faith and credit of the United States of America (which may include repurchase obligations secured by collateral described in clause (i)) and other securities and which money market funds are rated in one of the two highest rating categories by each Rating Agency.

provided, however, that no instrument or security shall be a Permitted Investment if such instrument or security evidences a right to receive only interest payments with respect to the obligations underlying such instrument or if such security provides for payment of both principal and interest with a yield to maturity in excess of 120% of the yield to maturity at par or if such investment or security is purchased at a price greater than par.

Prime Rate: The prime rate announced to be in effect from time to time as published as the average rate in the Wall Street Journal (Northeast Edition).

Qualified Depository: A depository, the accounts of which are insured by the FDIC through the BIF or the SAIF and the short term debt ratings and the long term deposit ratings of which are rated in the highest rating category by each Rating Agency.

REMIC: A “real estate mortgage investment conduit” as such term is defined in the Code, as amended.

REMIC Provisions: The provisions of the federal income tax law relating to REMICs, which appear at Sections 860A through 860G of the Code, and related provisions and regulations promulgated thereunder, as the foregoing may be in effect from time to time.

Servicing Advances: All customary, reasonable and necessary "out of pocket" costs and expenses (including reasonable attorneys' fees and disbursements) incurred in the performance by the Company of its interim servicing obligations, including, but not limited to, the cost of (a) the preservation, restoration and protection of the Mortgaged Property, (b) any enforcement, administrative or judicial proceedings, or any legal work or advice specifically related to servicing the Mortgage Loans, including but not limited to, foreclosures, bankruptcies, condemnations, drug seizures, elections, foreclosures by subordinate or superior lienholders, and other legal actions incidental to the interim servicing of the Mortgage Loans (provided that such expenses are reasonable and that the Company specifies the Mortgage Loan(s) to which such expenses relate and, upon Purchaser’s request, provides documentation supporting such expense (which documentation would be acceptable to Fannie Mae or Freddie Mac), and provided further that any such enforcement, administrative or judicial proceeding does not arise out of a breach of any representation, warranty or covenant of the Company hereunder), (c) the management and liquidation of the Mortgaged Property if the Mortgaged Property is acquired in full or partial satisfaction of the Mortgage, (d) taxes, assessments, water rates, sewer rates and other charges which are or may become a lien upon the Mortgaged Property, and Primary Mortgage Insurance Policy premiums and fire and hazard insurance coverage, (e) any expenses reasonably sustained by the Company with respect to the liquidation of the Mortgaged Property in accordance with the terms of this Agreement and (f) compliance with the obligations under this Agreement.

Subsection 11.01 Company to Act as Servicer.

Company, as independent contract servicer, shall interim service and administer the Mortgage Loans in accordance with Accepted Servicing Practices and this Agreement and shall have full power and authority, acting alone, to do or cause to be done any and all things in connection with such servicing and administration which the Company may deem necessary or desirable and consistent with the terms of this Agreement. Without limiting the generality of the foregoing, the Company shall not take, or fail to take, any action which would result in the Purchaser’s interest in the Mortgage Loans being adversely affected.

Consistent with the terms of this Agreement and Accepted Servicing Practices, the Company may waive, modify or vary any term of any Mortgage Loan or consent to the postponement of strict compliance with any such term or in any manner grant indulgence to any Mortgagor if in the Company’s reasonable and prudent determination such waiver, modification, postponement or indulgence is not materially adverse to the Purchaser; provided, however, that unless the Company has obtained the prior written consent of the Purchaser, the Company shall not permit any modification with respect to any Mortgage Loan that would change the Mortgage Interest Rate, defer or forgive the payment thereof or of any principal or interest payments, reduce the outstanding principal amount (except for actual payments of principal), make additional advances of additional principal or extend the final maturity date on such Mortgage Loan. Without limiting the generality of the foregoing, during the Interim Servicing Period the Company shall continue, and is hereby authorized and empowered, to execute and deliver on behalf of itself, and the Purchaser, all instruments of satisfaction or cancellation, or of partial or full release, discharge and all other comparable instruments, with respect to the Mortgage Loans and with respect to the Mortgaged Property. If required by the Company, the Purchaser shall furnish the Company with powers of attorney at the Purchaser's option and other documents necessary or appropriate to enable the Company to carry out its servicing and administrative duties under this Agreement.

In interim servicing and administering the Mortgage Loans, the Company shall employ procedures including collection procedures and exercise the same care that it customarily employs and exercises in servicing and administering mortgage loans for its own account giving due consideration to Accepted Servicing Practices. If Company elects to utilize a subservicer to perform any or all of Company's duties hereunder, Company shall remain liable as though such duties were performed directly by Company and Company shall be responsible for the payment of any and all fees of any such subservicer.

Subsection 11.02 Collection of Mortgage Loan Payments.

Continuously from the related Closing Date until the related Servicing Transfer Date, the Company shall proceed diligently to collect all payments due under each Mortgage Loan when the same shall become due and payable and shall, to the extent such procedures shall be consistent with this Agreement and the terms and provisions of any related Primary Mortgage Insurance Policy, follow such collection procedures as it follows with respect to mortgage loans comparable to the Mortgage Loans and held for its own account. Further, the Company shall take special care in ascertaining and estimating annual ground rents, taxes, assessments, water rates, fire and hazard insurance premiums, mortgage insurance premiums, and all other charges that, as provided in the Mortgage, will become due and payable to the end that the installments payable by the Mortgagors will be sufficient to pay such charges as and when they become due and payable.

Subsection 11.03 Realization Upon Defaulted Mortgage Loans.

(a) The Company shall use its best efforts, consistent with the procedures that the Company would use in servicing loans for its own account, to foreclose upon or otherwise comparably convert the ownership of such Mortgaged Properties as come into and continue in default and as to which no satisfactory arrangements can be made for collection of delinquent payments pursuant to Subsection 11.01. The Company shall use its best efforts to realize upon defaulted Mortgage Loans in such a manner as will maximize the receipt of principal and interest by the Purchaser, taking into account, among other things, the timing of foreclosure proceedings. The foregoing is subject to the provisions that, in any case in which Mortgaged Property shall have suffered damage, the Company shall not be required to expend its own funds toward the restoration of such property unless it shall determine in its discretion (i) that such restoration will increase the proceeds of liquidation of the related Mortgage Loan to the Purchaser after reimbursement to itself for such expenses, and (ii) that such expenses will be recoverable by the Company through Insurance Proceeds or Liquidation Proceeds from the related Mortgaged Property, as contemplated in Subsection 11.05. In the event that any payment due under any Mortgage Loan is not paid when the same becomes due and payable, or in the event the Mortgagor fails to perform any other covenant or obligation under the Mortgage Loan and such failure continues beyond any applicable grace period, the Company shall take such action as it shall deem to be in the best interest of the Purchaser. If a Mortgage Loan becomes sixty (60) or more days delinquent or subject to a foreclosure proceeding, then with respect to the Servicing Rights to such Mortgage Loan the related Servicing Transfer Date shall be the close of business on the next Business Day if so requested by the Purchaser. In the event that any payment due under any Mortgage Loan remains delinquent for a period of ninety (90) days or more, and the Purchaser has not exercised its right to accelerate the related Servicing Transfer Date as described in the previous sentence, the Company shall commence foreclosure proceedings, provided that prior to commencing foreclosure proceedings, the Company shall notify the Purchaser in writing of the Company’s intention to do so, and the Company shall not commence foreclosure proceedings if the Purchaser objects to such action within ten (10) Business Days of receiving such notice. The Company shall notify the Purchaser in writing of the commencement of foreclosure proceedings. In such connection, the Company shall be responsible for all costs and expenses incurred by it in any such proceedings; provided, however, that it shall be entitled to reimbursement thereof from the related Mortgaged Property, as contemplated in Subsection 11.05.

(b) Notwithstanding the foregoing provisions of this Subsection 11.03, with respect to any Mortgage Loan as to which the Company has received actual notice of, or has actual knowledge of, the presence of any toxic or hazardous substance on the related Mortgaged Property, the Company shall not either (i) obtain title to such Mortgaged Property as a result of or in lieu of foreclosure or otherwise, or (ii) otherwise acquire possession of, or take any other action, with respect to, such Mortgaged Property if, as a result of any such action, the Purchaser would be considered to hold title to, to be a mortgagee-in-possession of, or to be an owner or operator of such Mortgaged Property within the meaning of the Comprehensive Environmental Response, Compensation and Liability Act of 1980, as amended from time to time, or any comparable law, unless the Company has received approval from the Purchaser and has also previously determined, based on its reasonable judgment and a prudent report prepared by a Person who regularly conducts environmental audits using customary industry standards, that:

(1)such Mortgaged Property is in compliance with applicable environmental laws or, if not, that it would be in the best economic interest of the Purchaser to take such actions as are necessary to bring the Mortgaged Property into compliance therewith; and

(2)there are no circumstances present at such Mortgaged Property relating to the use, management or disposal of any hazardous substances, hazardous materials, hazardous wastes, or petroleum-based materials for which investigation, testing, monitoring, containment, clean-up or remediation could be required under any federal, state or local law or regulation, or that if any such materials are present for which such action could be required, that it would be in the best economic interest of the Purchaser to take such actions with respect to the affected Mortgaged Property.

The cost of the environmental audit report contemplated by this Subsection 11.03 shall be advanced by the Company, subject to the Company’s right to be reimbursed therefor from the Custodial Account as provided in Subsection 11.05(vii).

If the Company determines, in consultation with the Purchaser, as described above, that it is in the best economic interest of the Purchaser to take such actions as are necessary to bring any such Mortgaged Property into compliance with applicable environmental laws, or to take such action with respect to the containment, clean-up or remediation of hazardous substances, hazardous materials, hazardous wastes, or petroleum-based materials affecting any such Mortgaged Property, then the Company shall take such action as it deems to be in the best economic interest of the Purchaser. The cost of any such compliance, containment, cleanup or remediation shall be advanced by the Company, subject to the Company’s right to be reimbursed therefor from the Custodial Account as provided in Subsection 11.05(vii).

(c)  The Company shall also promptly notify the Purchaser upon learning of any state insolvency or federal bankruptcy proceedings in which any Mortgagor is seeking relief or is the defendant debtor, or of the death or incapacity or any Mortgagor or guarantor.

Subsection 11.04 Establishment of Custodial Accounts; Deposits in Custodial Accounts.

The Company shall segregate and hold all funds collected and received pursuant to each Mortgage Loan separate and apart from any of its own funds and general assets and shall establish and maintain one or more Custodial Accounts, with a Qualified Depository, in the form of time deposit or demand accounts. Funds deposited in the Custodial Account shall at all times be insured by the FDIC up to the FDIC insurance limits, or must be invested in Permitted Investments for the benefit of the Purchaser. Upon the request of the Purchaser, the Company shall deliver to the Purchaser a Custodial Account Letter Agreement in the form of Exhibit 3.

The Company shall deposit in the Custodial Account on a daily basis within two Business Days of receipt, and retain therein the following payments and collections received by it subsequent to the related Cut-off Date:

(i)all payments on account of principal including Principal Prepayments (and prepayment penalty fees collected from Mortgagors for any Principal Prepayments) on the Mortgage Loans;

(ii)all payments on account of interest on the Mortgage Loans;

(iii)all Liquidation Proceeds;

(iv)all Insurance Proceeds including amounts required to be deposited pursuant to Subsections 11.10 and 11.11, other than proceeds to be held in the Escrow Account and applied to the restoration or repair of the Mortgaged Property or released to the Mortgagor in accordance with Accepted Servicing Practices, the loan documents or applicable law;

(v)all Condemnation Proceeds affecting any Mortgaged Property which are not released to the Mortgagor in accordance with Accepted Servicing Practices, the loan documents or applicable law;

(vi)all proceeds of any Mortgage Loan repurchased in accordance with Subsection 7.03;

(vii)any amounts required to be deposited by the Company pursuant to Subsection 11.11 in connection with the deductible clause in any blanket hazard insurance policy. Such deposit shall be made from the Company’s own funds, without reimbursement therefor;

(viii)any amounts required to be deposited by the Company in connection with any REO Property pursuant to Subsection 11.13; and

(ix)any amounts required to be deposited in the Custodial Account pursuant to Subsections 11.19 or 11.20.

The foregoing requirements for deposit in the Custodial Account shall be exclusive, it being understood and agreed that, without limiting the generality of the foregoing, Ancillary Income need not be deposited by the Company in the Custodial Account. Such Custodial Account shall be an Eligible Account. Any interest or earnings on funds deposited in the Custodial Account by the depository institution shall accrue to the benefit of the Company and the Company shall be entitled to retain and withdraw such interest from the Custodial Account pursuant to Subsection 11.05(iv). The Company shall give notice to the Purchaser of the location of the Custodial Account when established and prior to any change thereof.

Subsection 11.05 Permitted Withdrawals From the Custodial Account.

The Company may, from time to time, withdraw from the Custodial Account for the following purposes:

(i)to make distributions to the Purchaser in the amounts and in the manner provided for in Subsection 11.14;

(ii)to reimburse itself for unreimbursed Servicing Advances, the Company’s right to reimburse itself pursuant to this subclause (ii) with respect to any Mortgage Loan being limited to related Liquidation Proceeds, Condemnation Proceeds, Insurance Proceeds and such other amounts as may be collected by the Company from the Mortgagor or otherwise relating to the Mortgage Loan, it being understood that, in the case of such reimbursement, the Company’s right thereto shall be prior to the rights of the Purchaser, except that, where the Company is required to repurchase a Mortgage Loan, pursuant to Subsection 7.03, the Company’s right to such reimbursement shall be subsequent to the payment to the Purchaser of the Repurchase Price pursuant to Subsection 7.03 and all other amounts required to be paid to the Purchaser with respect to such Mortgage Loans;

(iii)to pay to itself pursuant to Subsection 11.21 as servicing compensation (a) any interest earned on funds in the Custodial Account (all such interest to be withdrawn monthly not later than each Distribution Date), and (b) the Interim Servicing Fee;

(iv)to pay to itself with respect to each Mortgage Loan that has been repurchased pursuant to Subsection 7.03, all amounts received thereon and not distributed as of the date on which the related Repurchase Price is determined;

(v)to pay, or to reimburse the Company for advances in respect of, expenses incurred in connection with any Mortgage Loan pursuant to Subsection 11.03(b), but only to the extent of amounts received in respect of the Mortgage Loans to which such expense is attributable;

(vi)to reimburse itself for any expenses that are reimbursable pursuant to Subsection 11.03; and
(vii)to clear and terminate the Custodial Account on the termination of this Agreement.

The Company shall keep and maintain separate accounting, on a Mortgage Loan by Mortgage Loan basis, for the purpose of justifying any withdrawal from the Custodial Account pursuant to such subclauses (ii), (iv), (v), and (vi) above. The Company shall provide written notification in the form of an Officers’ Certificate to the Purchaser, on or prior to the next succeeding Distribution Date, upon making any withdrawals from the Custodial Account pursuant to subclause (v) above.

Subsection 11.06 Establishment of Escrow Accounts; Deposits in Escrow Accounts.

The Company shall segregate and hold all funds collected and received pursuant to each Mortgage Loan which constitute Escrow Payments separate and apart from any of its own funds and general assets and shall establish and maintain one or more Escrow Accounts, with a Qualified Depository, in the form of time deposit or demand accounts. Upon the request of the Purchaser, the Company shall deliver to the Purchaser an Escrow Account Letter Agreement in the form of Exhibit 4.

The Company shall deposit in the Escrow Account or Accounts on a daily basis within two Business Days of receipt, and retain therein, (i) all Escrow Payments collected on account of the Mortgage Loans, for the purpose of effecting timely payment of any such items as required under the terms of this Agreement, and (ii) all Insurance Proceeds which are to be applied to the restoration or repair of any Mortgaged Property. The Company shall make withdrawals therefrom only to effect such payments as are required under this Agreement, and for such other purposes as shall be as set forth or in accordance with Subsection 11.08. The Company shall be entitled to retain any interest paid on funds deposited in the Escrow Account by the depository institution other than interest on escrowed funds required by law to be paid to the Mortgagor and, to the extent required by law, the Company shall pay interest on escrowed funds to the Mortgagor notwithstanding that the Escrow Account is non-interest bearing or that interest paid thereon is insufficient for such purposes.

Subsection 11.07 Permitted Withdrawals From Escrow Account.

Withdrawals from the Escrow Account may be made by the Company (i) to effect timely payments of ground rents, taxes, assessments, water rates, hazard insurance premiums, Primary Mortgage Insurance Policy premiums, if applicable, and comparable items, (ii) to reimburse the Company for any Servicing Advance made by the Company with respect to a related Mortgage Loan but only from amounts received on the related Mortgage Loan which represent late payments or collections of Escrow Payments thereunder, (iii) to refund to the Mortgagor any funds as may be determined to be overages, (iv) for transfer to the Custodial Account in accordance with the terms of this Agreement, (v) for application to the restoration or repair of the Mortgaged Property, (vi) to pay to the Company, or to the Mortgagor to the extent required by law, any interest paid on the funds deposited in the Escrow Account, or (vii) to clear and terminate the Escrow Account on the termination of this Agreement.

Subsection 11.08 Payment of Taxes, Insurance and Other Charges.

With respect to each Mortgage Loan, the Company shall maintain accurate records reflecting the status of ground rents, taxes, assessments, water rates and other charges which are or may become a lien upon the Mortgaged Property and the status of Primary Mortgage Insurance Policy premiums and fire and hazard insurance coverage and shall obtain, from time to time, all bills for the payment of such charges, including insurance renewal premiums and shall effect payment thereof prior to the applicable penalty or termination date and at a time appropriate for securing maximum discounts allowable, employing for such purpose deposits of the Mortgagor in the Escrow Account which shall have been estimated and accumulated by the Company in amounts sufficient for such purposes, as allowed under the terms of the Mortgage and applicable law. To the extent that the Mortgage does not provide for Escrow Payments, the Company shall determine that any such payments are made by the Mortgagor at the time they first become due. The Company assumes full responsibility for the timely payment of all such bills and shall effect timely payments of all such bills irrespective of the Mortgagor’s faithful performance in the payment of same or the making of the Escrow Payments and shall make advances from its own funds to effect such payments.

Subsection 11.09 Transfer of Accounts.

The Company may transfer the Custodial Account or the Escrow Account to a different Qualified Depository institution from time to time. Such transfer shall be made only upon obtaining the prior written consent of the Purchaser.. In any case, the Custodial Account and Escrow Account shall be Eligible Accounts.

Subsection 11.10 Maintenance of Hazard Insurance.

The Company shall cause to be maintained for each Mortgage Loan fire, and hazard insurance with extended coverage as is customary in the area where the Mortgaged Property is located in an amount which is at least equal to the lesser of (i) the amount necessary to fully compensate for any damage or loss to the improvements which are a part of such property on a replacement cost basis or (ii) the outstanding principal balance of the Mortgage Loan, in each case in an amount not less than such amount as is necessary to prevent the Mortgagor and/or the Mortgagee from becoming a co-insurer. If the Mortgaged Property is in an area identified on a Flood Hazard Boundary Map or Flood Insurance Rate Map issued by the Flood Emergency Management Agency as having special flood hazards and such flood insurance has been made available, the Company will cause to be maintained a flood insurance policy meeting the requirements of the current guidelines of the Federal Insurance Administration with a generally acceptable insurance carrier, in an amount representing coverage not less than the lesser of (i) the outstanding principal balance of the Mortgage Loan or (ii) the maximum amount of insurance which is available under the National Flood Insurance Act of 1968 or the Flood Disaster Protection Act of 1973, as amended. The Company also shall maintain on any REO Property, fire and hazard insurance with extended coverage in an amount which is at least equal to the lesser of (i) the maximum insurable value of the improvements which are a part of such property and (ii) the outstanding principal balance of the related Mortgage Loan at the time it became an REO Property plus accrued interest at the Mortgage Interest Rate and related Servicing Advances, liability insurance and, to the extent required and available under the National Flood Insurance Act of 1968 or the Flood Disaster Protection Act of 1973, as amended, flood insurance in an amount as provided above. Pursuant to Subsection 11.04, any amounts collected by the Company under any such policies other than amounts to be deposited in the Escrow Account and applied to the restoration or repair of the Mortgaged Property or REO Property, or released to the Mortgagor in accordance with the Company’s normal servicing procedures, shall be deposited in the Custodial Account, subject to withdrawal pursuant to Subsection 11.05. Any cost incurred by the Company in maintaining any such insurance shall not, for the purpose of calculating distributions to the Purchaser, be added to the unpaid principal balance of the related Mortgage Loan, notwithstanding that the terms of such Mortgage Loan so permit. It is understood and agreed that no earthquake or other additional insurance need be required by the Company of the Mortgagor or maintained on property acquired in respect of the Mortgage Loan, other than pursuant to such applicable laws and regulations as shall at any time be in force and as shall require such additional insurance. All such policies shall be endorsed with standard mortgagee clauses with loss payable to the Company, or upon request to the Purchaser, and shall provide for at least thirty (30) days’ prior written notice of any cancellation, reduction in the amount of, or material change in, coverage to the Company. The Company shall not interfere with the Mortgagor’s freedom of choice in selecting either his insurance carrier or agent, provided, however, that the Company shall not accept any such insurance policies from insurance companies unless such companies currently reflect a General Policy Rating of A:VI or better in Best’s Key Rating Guide and are licensed to do business in the state wherein the property subject to the policy is located.

Subsection 11.11 Maintenance of Mortgage Impairment Insurance Policy.

In the event that the Company shall obtain and maintain a mortgage impairment or blanket policy issued by an issuer that has an A.M. Best rating of A:VI or better insuring against hazard losses on all of Mortgaged Properties securing the Mortgage Loans, then, to the extent such policy provides coverage in an amount equal to the amount required pursuant to Subsection 11.10 and otherwise complies with all other requirements of Subsection 11.10, the Company shall conclusively be deemed to have satisfied its obligations as set forth in Subsection 11.10, it being understood and agreed that such policy may contain a deductible clause, in which case the Company shall, in the event that there shall not have been maintained on the related Mortgaged Property or REO Property a policy complying with Subsection 11.10, and there shall have been one or more losses which would have been covered by such policy, deposit in the Custodial Account the amount not otherwise payable under the blanket policy because of such deductible clause. In connection with its activities as servicer of the Mortgage Loans, the Company agrees to prepare and present, on behalf of the Purchaser, claims under any such blanket policy in a timely fashion in accordance with the terms of such policy. Upon request of the Purchaser, the Company shall cause to be delivered to the Purchaser a certified true copy of such policy and a statement from the insurer thereunder that such policy shall in no event be terminated or materially modified without thirty (30) days’ prior written notice to the Purchaser.

Subsection 11.12 Fidelity Bond, Errors and Omissions Insurance.

The Company shall maintain, at its own expense, a blanket fidelity bond and an errors and omissions insurance policy, with broad coverage with responsible companies that would meet the requirements of Fannie Mae or Freddie Mac on all officers, employees or other persons acting in any capacity with regard to the Mortgage Loans to handle funds, money, documents and papers relating to the Mortgage Loans. The fidelity bond and errors and omissions insurance shall be in the form of the Mortgage Banker’s Blanket Bond and shall protect and insure the Company against losses, including forgery, theft, embezzlement, fraud, errors and omissions and negligent acts of such persons. Such fidelity bond shall also protect and insure the Company against losses in connection with the failure to maintain any insurance policies required pursuant to this Agreement and the release or satisfaction of a Mortgage Loan without having obtained payment in full of the indebtedness secured thereby. No provision of this Subsection 11.12 requiring the fidelity bond and errors and omissions insurance shall diminish or relieve the Company from its duties and obligations as set forth in this Agreement. The minimum coverage under any such bond and insurance policy shall be at least equal to the corresponding amounts required by Fannie Mae in the Fannie Mae Servicing Guide or by Freddie Mac in the Freddie Mac Seller’s and Servicers’ Guide. Upon request of the Purchaser, the Company shall cause to be delivered to the Purchaser a certified true copy of the fidelity bond and insurance policy and a statement from the surety and the insurer that such fidelity bond or insurance policy shall in no event be terminated or materially modified without thirty (30) days’ prior written notice to the Purchaser.

Subsection 11.13 Title, Management and Disposition of REO Property.

In the event that title to the Mortgaged Property is acquired in foreclosure or by deed in lieu of foreclosure, the deed or certificate of sale shall be taken in the name of the Purchaser or its designee. Any Person or Persons holding such title other than the Purchaser shall acknowledge in writing that such title is being held as nominee for the benefit of the Purchaser.

The Company shall either itself or through an agent selected by the Company, manage, conserve, protect and operate each REO Property (and may temporarily rent the same) in the same manner that it manages, conserves, protects and operates other foreclosed property for its own account, and in the same manner that similar property in the same locality as the REO Property is managed. If a REMIC election is or is to be made with respect to the arrangement under which the Mortgage Loans and any REO property are held, the Company shall manage, conserve, protect and operate each REO Property in a manner which does not cause such REO Property to fail to qualify as “foreclosure property” within the meaning of Section 860G(a)(8) of the Code or result in the receipt by such REMIC of any “income from non-permitted assets” within the meaning of Section 860F(a)(2)(B) of the Code or any “net income from foreclosure property” within the meaning of Section 860G(c)(2) of the Code. The Company shall cause each REO Property to be inspected promptly upon the acquisition of title thereto and shall cause each REO Property to be inspected at least annually thereafter. The Company shall make or cause to be made a written report of each such inspection. Such reports shall be retained in the Mortgage File and copies thereof shall be forwarded by the Company to the Purchaser. The Company shall use its best efforts to dispose of the REO Property as soon as possible and shall sell such REO Property in any event within three (3) years after title has been taken to such REO Property, unless the Company determines, and gives appropriate notice to the Purchaser, that a longer period is necessary for the orderly liquidation of such REO Property. If a period longer than three years is necessary to sell any REO property, (i) the Company shall report monthly to the Purchaser as to the progress being made in selling such REO Property and (ii) if, with the written consent of the Purchaser, a purchase money mortgage is taken in connection with such sale, such purchase money mortgage shall name the Company as mortgagee, and a separate servicing agreement among the Company and the Purchaser shall be entered into with respect to such purchase money mortgage. Notwithstanding the foregoing, if a REMIC election is made with respect to the arrangement under which the Mortgage Loans and the REO Property are held, such REO Property shall be disposed of within three (3) years or such other period as may be permitted under Section 860G(a)(8) of the Code.

With respect to each REO Property, the Company shall segregate and hold all funds collected and received in connection with the operation of the REO Property separate and apart from its own funds or general assets and shall deposit or cause to be deposited in the Custodial Account, on a daily basis within two Business Days of receipt all revenues received with respect to the related REO Property and shall withdraw therefrom funds necessary for the proper operation, management and maintenance of the REO Property, including the cost of maintaining any hazard insurance pursuant to Subsection 11.10 hereof and the fees of any managing agent acting on behalf of the Company.

The Company shall furnish to the Purchaser on each Distribution Date, an operating statement for each REO Property covering the operation of each REO Property for the previous month. Such operating statement shall be accompanied by such other information as the Purchaser shall reasonably request.

Each REO Disposition shall be carried out by the Company at such price and upon such terms as the Purchaser shall direct. If as of the date title to any REO Property was acquired by the Company there were outstanding unreimbursed Servicing Advances with respect to the REO Property, the Company, upon an REO Disposition of such REO Property, shall be entitled to reimbursement for any related unreimbursed Servicing Advances from proceeds received in connection with such REO Disposition. The proceeds from the REO Disposition, net of any payment to the Company as provided above, shall be deposited in the Custodial Account within two Business Days of receipt.

Subsection 11.14 Distributions.

On each Distribution Date, the Company shall distribute to the Purchaser all amounts credited to the Custodial Account as of the close of business on the preceding Determination Date, net of charges against or withdrawals from the Custodial Account pursuant to Subsection 11.05.

All distributions made to the Purchaser on each Distribution Date shall be based on the Mortgage Loans owned and held by the Purchaser, and shall be made by wire transfer of immediately available funds to the account of the Purchaser at a bank or other entity having appropriate facilities therefor, if the Purchaser shall have so notified the Company or by check mailed to the address of the Purchaser.

With respect to any remittance received by the Purchaser on or after the second Business Day following the Business Day on which such payment was due, the Company shall pay to the Purchaser interest on any such late payment at an annual rate equal to Prime Rate, adjusted as of the date of each change, plus three percentage points, but in no event greater than the maximum amount permitted by applicable law. Such interest shall be paid by the Company to the Purchaser on the date such late payment is made and shall cover the period commencing with the day following such second Business Day and ending with the Business Day on which such payment is made, both inclusive. Such interest shall be remitted along with such late payment. The payment by the Company of any such interest shall not be deemed an extension of time for payment or a waiver of any Event of Default by the Company.

Subsection 11.15 Remittance Reports.

No later than the Distribution Date, the Company shall furnish to the Purchaser or its designee a report in Excel (or compatible) electronic format (that can be downloaded into a Sybase database) with the fields and format as further described and set forth in Exhibit 6, together with such other information with respect to the Mortgage Loans as the Purchaser may reasonably require to allocate distributions made pursuant to this Agreement and provide appropriate statements with respect to such distributions. On the same date, the Company shall forward to the Purchaser by overnight mail a computer readable magnetic tape containing the information set forth in the remittance report with respect to the related Distribution Date.

With respect to any remittance report received by the Purchaser on or after the second Business Day following the Business Day on which such remittance report was due, the Company shall pay to the Purchaser a penalty in the amount of $100 dollars; provided, however, the penalty shall be $500 dollars after the first violation of the foregoing. Such penalty shall be paid by the Company to the Purchaser on the date such remittance report is sent. The payment by the Company of any such penalty shall not be deemed an extension of time for sending the remittance report or a waiver of any Event of Default by the Company.

Subsection 11.16 Statements to the Purchaser.

No later than the Distribution Date, the Company shall forward to the Purchaser or its designee a statement prepared by the Company setting forth the status of the Custodial Account as of the close of business on such Distribution Date and showing, for the period covered by such statement, the aggregate amount of deposits into and withdrawals from the Custodial Account of each category of deposit specified in Subsection 11.04 and each category of withdrawal specified in Subsection 11.05.

In addition, not more than ninety (90) days after the end of each calendar year, the Company shall furnish to each Person who was the Purchaser at any time during such calendar year, (i) as to the aggregate of remittances for the applicable portion of such year, an annual statement in accordance with the requirements of applicable federal income tax law, and (ii) listing of the principal balances of the Mortgage Loans outstanding at the end of such calendar year.

The Company shall prepare and file any and all tax returns, information statements or other filings required to be delivered to any governmental taxing authority or to any Purchaser pursuant to any applicable law with respect to the Mortgage Loans and the transactions contemplated hereby. In addition, the Company shall provide the Purchaser with such information concerning the Mortgage Loans as is necessary for the Purchaser to prepare its federal income tax return as any Purchaser may reasonably request from time to time.

Subsection 11.17 Real Estate Owned Reports.

Together with the statement furnished pursuant to Subsection 11.13, with respect to any REO Property, the Company shall furnish to the Purchaser a statement covering the Company’s efforts in connection with the sale of such REO Property and any rental of such REO Property incidental to the sale thereof for the previous month, together with the operating statement. Such statement shall be accompanied by such other information as the Purchaser shall reasonably request.

Subsection 11.18 Liquidation Reports.

Upon the foreclosure sale of any Mortgaged Property or the acquisition thereof by the Purchaser pursuant to a deed-in-lieu of foreclosure, the Company shall deliver to the Purchaser within three Business Days after completion of the foreclosure sale a liquidation report with respect to such Mortgaged Property.

Subsection 11.19 Assumption Agreements.

The Company shall, to the extent it has knowledge of any conveyance or prospective conveyance by any Mortgagor of the Mortgaged Property (whether by absolute conveyance or by contract of sale, and whether or not the Mortgagor remains or is to remain liable under the Mortgage Note and/or the Mortgage), exercise its rights to accelerate the maturity of such Mortgage Loan under any “due-on-sale” clause applicable thereto; provided, however, that the Company shall not exercise any such rights if prohibited by law from doing so or if the exercise of such rights would impair or threaten to impair any recovery under the related Primary Mortgage Insurance Policy, if any. If the Company reasonably believes it is unable under applicable law to enforce such “due-on-sale” clause, the Company, upon prior Purchaser consent, shall enter into an assumption agreement with the person to whom the Mortgaged Property has been conveyed or is proposed to be conveyed, pursuant to which such person becomes liable under the Mortgage Note and, to the extent permitted by applicable state law, the Mortgagor remains liable thereon. Where an assumption is allowed pursuant to this Subsection 11.19, the Company, with the prior written consent of the insurer under the Primary Mortgage Insurance Policy, if any, is authorized to enter into a substitution of liability agreement with the person to whom the Mortgaged Property has been conveyed or is proposed to be conveyed pursuant to which the original Mortgagor is released from liability and such Person is substituted as Mortgagor and becomes liable under the related Mortgage Note. Any such substitution of liability agreement shall be in lieu of an assumption agreement.

In connection with any such assumption or substitution of liability, the Company shall follow the Company’s Underwriting Guidelines. With respect to an assumption or substitution of liability, the Mortgage Interest Rate, the amount of the Monthly Payment, and the final maturity date of such Mortgage Note may not be changed. The Company shall notify the Purchaser that any such substitution of liability or assumption agreement has been completed by forwarding to the Purchaser the original of any such substitution of liability or assumption agreement, which document shall be added to the related Mortgage File and shall, for all purposes, be considered a part of such Mortgage File to the same extent as all other documents and instruments constituting a part thereof.

Notwithstanding the foregoing paragraphs of this Subsection or any other provision of this Agreement, the Company shall not be deemed to be in default, breach or any other violation of its obligations hereunder by reason of any assumption of a Mortgage Loan by operation of law or any assumption which the Company may be restricted by law from preventing, for any reason whatsoever. For purposes of this Subsection 11.19, the term “assumption” is deemed to also include a sale of the Mortgaged Property subject to the Mortgage that is not accompanied by an assumption or substitution of liability agreement.

Subsection 11.20 Satisfaction of Mortgages and Release of Mortgage Files.

Upon the payment in full of any Mortgage Loan, or the receipt by the Company of a notification that payment in full will be escrowed in a manner customary for such purposes, the Company will immediately notify the Purchaser by a certification of a servicing officer of the Company (a “Servicing Officer”), which certification shall include a statement to the effect that all amounts received or to be received in connection with such payment which are required to be deposited in the Custodial Account pursuant to Subsection 11.04 have been or will be so deposited, and shall request execution of any document necessary to satisfy the Mortgage Loan and delivery to it of the portion of the Mortgage File held by the Purchaser or the Purchaser’s designee. Upon receipt of such certification and request, the Purchaser, shall promptly release the related mortgage documents to the Company and the Company shall prepare and process any satisfaction or release. No expense incurred in connection with any instrument of satisfaction or deed of reconveyance shall be chargeable to the Custodial Account or the Purchaser.

In the event the Company satisfies or releases a Mortgage without having obtained payment in full of the indebtedness secured by the Mortgage or should it otherwise prejudice any right the Purchaser may have under the mortgage instruments, the Company, upon written demand, shall remit to the Purchaser the then outstanding principal balance of the related Mortgage Loan by deposit thereof in the Custodial Account. The Company shall maintain the fidelity bond insuring the Company against any loss it may sustain with respect to any Mortgage Loan not satisfied in accordance with the procedures set forth herein.

From time to time and as appropriate for the interim servicing or foreclosure of any Mortgage Loan, including for this purpose collection under any Primary Mortgage Insurance Policy, the Purchaser shall, upon request of the Company and delivery to the Purchaser of a servicing receipt signed by a Servicing Officer, release the requested portion of the related Mortgage File held by the Purchaser to the Company. Such servicing receipt shall obligate the Company to return the related Mortgage documents to the Purchaser when the need therefor by the Company no longer exists, unless the Mortgage Loan has been liquidated and the Liquidation Proceeds relating to the Mortgage Loan have been deposited in the Custodial Account or the Mortgage File or such document has been delivered to an attorney, or to a public trustee or other public official as required by law, for purposes of initiating or pursuing legal action or other proceedings for the foreclosure of the Mortgaged Property either judicially or non-judicially, and the Company has delivered to the Purchaser a certificate of a Servicing Officer certifying as to the name and address of the Person to which such Mortgage File or such document was delivered and the purpose or purposes of such delivery. Upon receipt of a certificate of a Servicing Officer stating that such Mortgage Loan was liquidated, the servicing receipt shall be released by the Purchaser to the Company.

Subsection 11.21 Servicing Compensation.

As compensation for its services hereunder, the Company shall be entitled to receive on the Mortgage Loans the amounts provided for as the Company’s Interim Servicing Fee and Ancillary Income. Ancillary Income shall be retained by the Company to the extent not required to be deposited in the Custodial Account. The Company shall be required to pay all expenses incurred by it in connection with its servicing activities hereunder and shall not be entitled to reimbursement therefor except as specifically provided for.

Subsection 11.22  Notification of Adjustments.

On each Adjustment Date, the Company shall make interest rate adjustments for each Mortgage Loan in compliance with the requirements of the related Mortgage and Mortgage Note. The Company shall execute and deliver the notices required by each Mortgage and Mortgage Note regarding interest rate adjustments. The Company also shall provide timely notification to the Purchaser of all applicable data and information regarding such interest rate adjustments and the Company’s methods of implementing such interest rate adjustments. Upon the discovery by the Company or the Purchaser that the Company has failed to adjust a Mortgage Interest Rate or a Monthly Payment pursuant to the terms of the related Mortgage Note and Mortgage, the Company shall immediately deposit in the Custodial Account from its own funds the amount of any interest loss caused thereby without reimbursement therefor.

Subsection 11.23 Access to Certain Documentation.

The Company shall provide to any federal or state banking or insurance regulatory authority that may exercise authority over the Purchaser access to the documentation regarding the Mortgage Loans interim serviced by the Company required by applicable laws and regulations. Such access shall be afforded without charge, but only upon reasonable request and during normal business hours at the offices of the Company.

Subsection 11.24 Reports and Returns to be Filed by the Company.

The Company shall file information reports with respect to the receipt of mortgage interest received in a trade or business, reports of foreclosures and abandonments of any Mortgaged Property and information returns relating to cancellation of indebtedness income with respect to any Mortgaged Property as required by Sections 6050H, 6050J and 6050P of the Code. Such reports shall be in form and substance sufficient to meet the reporting requirements imposed by such Sections 6050H, 6050J and 6050P of the Code.

Subsection 11.25 Compliance with REMIC Provisions.

If a REMIC election has been made with respect to the arrangement under which the Mortgage Loans and REO Property are held, the Company shall not take any action, cause the REMIC to take any action or fail to take (or fail to cause to be taken) any action that, under the REMIC Provisions, if taken or not taken, as the case may be, could (i) endanger the status of the REMIC as a REMIC or (ii) result in the imposition of a tax upon the REMIC (including but not limited to the tax on “prohibited transactions” as defined in Section 860F(a)(2) of the Code and the tax on “contributions” to a REMIC set forth in Section 860G(d) of the Code) unless the Company has received an Opinion of Counsel (at the expense of the party seeking to take such action) to the effect that the contemplated action will not endanger such REMIC status or result in the imposition of any such tax.

Notwithstanding anything in this Agreement to the contrary, the Company (a) shall not permit any modification with respect to any Mortgage Loan that would change the Mortgage Interest Rate and (b) shall not (unless the Mortgagor is in default with respect to the Mortgage Loan or such default is, in the judgment of the Company, reasonably foreseeable) make or permit any modification, waiver or amendment of any term of any Mortgage Loan that would both (i) effect an exchange or reissuance of such Mortgage Loan under Section 1001 of the Code (or Treasury regulations promulgated thereunder) and (ii) cause any REMIC to fail to qualify as a REMIC under the Code or the imposition of any tax on “prohibited transactions” or “contributions” after the startup date under the REMIC Provisions.

The Company shall not permit the creation of any “interests” (within the meaning of Section 860G of the Code) in any REMIC. The Company shall not enter into any arrangement by which a REMIC will receive a fee or other compensation for services nor permit a REMIC to receive any income from assets other than “qualified mortgages” as defined in Section 860G(a)(3) of the Code or “permitted investments” as defined in Section 860G(a)(5) of the Code.




EXHIBIT 6

FORM OF MONTHLY DATA




EXHIBIT 7

SERVICING TRANSFER INSTRUCTIONS



EXHIBIT 8

FORM OF ASSIGNMENT, ASSUMPTION AND RECOGNITION AGREEMENT

This Assignment, Assumption and Recognition Agreement (the “Agreement”) is made and entered into as of [___________], 200[_] (the “Closing Date”), among [__________________________], a [__________] corporation, having an address at [___________________] (the "Assignor"), [_____________________________], a [___________________] corporation, having an address at [_________________________________] (the "Assignee"), and [__________________], a [___________] corporation, having an address at [_________________] (the “Company”). Any capitalized term used and not otherwise defined herein shall have the meaning assigned to such term in the Purchase Agreement (as defined below).

In consideration of the mutual promises and agreements contained herein, and for other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the parties hereto agree as follows:

1.  
Assignment and Assumption. Except as expressly provided for herein, the Assignor hereby grants, transfers and assigns to the Assignee (a) all of its right, title and interest as “Purchaser” in, to and under that certain Mortgage Loan Purchase and Interim Servicing Agreement dated as of [_______________], 200[__] and duly executed by the Company and EMC Mortgage Corporation (the “Purchase Agreement”) attached hereto as Exhibit A, only with respect to the Mortgage Loans, and (b) all of its right, title and interest in and to each of the mortgage loans identified in Exhibit B hereto (the "Mortgage Loans”). Notwithstanding anything to the contrary contained herein, the Assignor is not assigning to the Assignee any of its right, title and interest as “Purchaser” in, to and under the Purchase Agreement with respect to any other mortgage loan other than those set forth on Exhibit B and furthermore, the Assignor is not assigning to the Assignee, but instead is expressly reserving for the Servicing Rights Owner’s exclusive right and benefit only, the following:

a)  
any of the Servicing Rights relating to the Mortgage Loans, as the term “Servicing Rights” is defined in the Purchase Agreement and further described herein;

b)  
all rights and benefits accorded the Servicing Rights Owner under the Purchase Agreement;

Except as is otherwise expressly provided herein, the Assignor makes no representations, warranties or covenants to the Assignee and the Assignee acknowledges that the Assignor has no obligations to the Assignee under the terms of the Purchase Agreement, or otherwise relating to the transaction contemplated herein (including, but not limited to, any obligation to repurchase any of the Mortgage Loans or to indemnify the Assignee), and that all such obligations are assumed by the Company.

The Assignor acknowledges and agrees that upon execution of this Agreement, [____________] shall become the “Purchaser” under the Purchase Agreement, and all representations, warranties and covenants by the “Seller” to the “Purchaser” under such Purchase Agreement including, but not limited to, the rights to require repurchase of any Mortgage Loan and to receive indemnification, shall accrue to Assignee by virtue of this Agreement.

2.  
Consideration. In consideration for the sale of the Mortgage Loans to the Assignee, the Assignee agrees to pay to the Assignor the amount referenced in that certain trade confirmation dated as of [____________], 200[__] (the “Confirmation”), and duly executed by the Assignor and the Assignee (the “Purchase Price”). The Assignee shall pay the Purchase Price to the Assignor by wire transfer of immediately available funds to the account designated by the Assignor on or before the Closing Date, as defined in this Confirmation.
 
3.
Servicing of the Mortgage Loans. [From and after the related Servicing Transfer Date, the Servicing Rights Owner shall service the Mortgage Loans for the Assignee in accordance with that certain Servicing Agreement dated as of [________________] , by and between the Servicing Rights Owner and the Assignee (the “Servicing Agreement”).] Prior to the related Servicing Transfer Date, the Company shall service the Mortgage Loans on an interim basis on behalf of the Assignee and the Servicing Rights Owner in accordance with the Purchase Agreement. The address of the “Purchaser” set forth in Section 16 of the Purchase Agreement shall be changed to read as follows:

[___________________]
[___________________]
[___________________]
Attention: [___________]

The wire transfer instructions for distributions to the Assignee on each Distribution Date shall be as follows:

Bank:    
ABA Routing Number:
For Credit to:    
Attn:     

4.  
Status of Purchase Agreement. The Assignor represents and warrants that (a) the Purchase Agreement attached hereto as Exhibit A is a true, complete and accurate copy of the Purchase Agreement, (b) the Purchase Agreement with respect to each of the Mortgage Loans is in full force and effect as of the date hereof, (c) the Purchase Agreement has not been amended or modified in any respect, (d) there has been no waiver or modification or any agreement to waive or modify any provision, nor has any notice of termination been given, under the Purchase Agreement, (e) the Assignor is not in default, and has received no notice of default, under the Purchase Agreement, and, to the best of the Assignor’s knowledge, the Company is not in default under the Purchase Agreement, and (f) to the best of the Assignor’s knowledge, there are no offsets, claims or defenses available to the Company with respect to the Purchase Agreement or Mortgage Loans.

5.  
Covenants, Representations and Warranties of the Assignor. The Assignor represents and warrants to, and covenants with, the Assignee that:

 
a.
The Assignor is a corporation duly organized, validly existing and in good standing under the laws of the jurisdiction of its incorporation, and has all requisite corporate power and authority to acquire, own and sell the Mortgage Loans;

 
b.
The Assignor has full corporate power and authority to execute, deliver and perform under this Agreement, and to consummate the transactions set forth herein. The execution, delivery and performance of the Assignor of this Agreement, and the consummation by it of the transactions contemplated hereby, have been duly authorized by all necessary corporate action of the Assignor. This Agreement has been fully executed and delivered by the Assignor and constitutes the valid and legally binding obligation of the Assignor enforceable against the Assignor in accordance with its respective terms, subject to the effect of bankruptcy, insolvency, reorganization, moratorium or other similar laws relating to or affecting creditors’ rights and to the application of equitable principles in any proceeding, whether at law or in equity;

 
c.
No material consent, approval, order or authorization of, or declaration, filing or registration with, any governmental entity is required to be obtained or made by the Assignor in connection with the execution, delivery or performance by the Assignor of this Agreement, or the consummation by it of the transactions contemplated hereby;

 
d.
There is no action, suit, proceeding, investigation or litigation pending or, to the Assignor's knowledge, threatened, which either in any instance or in the aggregate, if determined adversely to the Assignor, would adversely affect the sale of the Mortgage Loans to the Assignee, the execution, delivery or enforceability of this Agreement, or the Assignor's ability to perform its obligations under this Agreement;

e.  
Immediately prior to payment of the Purchase Price for the Mortgage Loans, the Assignor is the lawful owner of the Mortgage Loans with the full right to transfer the Mortgage Loans free from any and all claims and encumbrances whatsoever.

f.  
The Assignor shall use its reasonable commercial efforts to cause to be delivered to the Assignee all of the Mortgage Loan Documents in accordance with Section 6.03 of the Purchase Agreement.

g.  
Each of the terms and conditions set forth in the Purchase Agreement which are required to be satisfied on or before the Closing Date by the Assignor in order for the Assignor to acquire title to the Mortgage Loans has been satisfied unless waived by the prejudiced party(ies).

h.  
The Assignor shall deliver to the Assignee on or before the Closing Date the following documents:

(1) a fully executed Agreement and Purchase Agreement; and

(2) the Mortgage Loan Schedule;

6.  
Covenants, Representations and Warranties of the Company. The Company represents and warrants to, and covenants with, the Assignee that:
 
a. The representations and warranties made by the Company under Subsection 7.01 and Subsection 7.02 of the Purchase Agreement are true and correct in all material respects as of the date hereof and no event has occurred which, with notice or the passage of time, would constitute a default under the Purchase Agreement.

b. The Company acknowledges and agrees that upon execution of this Agreement, [___________] shall become the “Purchaser” under the Purchase Agreement but not the Servicing Rights Owner, and all representations, warranties and covenants by the Company as the “Seller” thereunder, including, but not limited to, the representations, warranties and covenants to repurchase any Mortgage Loan and to indemnify the “Purchaser”, shall accrue to [__________] by virtue of this Agreement.

7.
Covenants, Representations and Warranties of Assignee. The Assignee agrees to be bound, as “Purchaser”, by all of the terms, covenants and conditions of the Agreement and the Mortgage Loans, and from and after the date hereof, the Assignee assumes for the benefit of each of the Company and the Assignor all of the Assignor's obligations as “Purchaser” thereunder, with respect to the Mortgage Loans (except for any obligations relating to the Servicing Rights);

8.
Governing Law. This Agreement shall be construed in accordance with the laws of New York and the obligations, rights and remedies of the parties hereunder shall be determined in accordance with the laws of [________________], except to the extent preempted by federal law.

9.
Conflict with Purchase Agreement. To the extent there is any conflict between the terms of the Purchase Agreement and this Agreement, the latter shall be controlling, notwithstanding anything to the contrary contained in the Purchase Agreement.

10.  
Capitalized Terms. All capitalized terms used herein and not otherwise defined herein shall have the meanings assigned to such terms in the Purchase Agreement.

11.  
Counterparts. This Agreement may be executed in any number of counterparts. Each counterpart shall be deemed to be an original and all such counterparts shall constitute one and the same instrument.

IN WITNESS WHEREOF, the parties hereto have executed this Agreement on the date first above written.

[Assignor_______________________]   [Assignee ______________________]
the Assignor      the Assignee

BY:_____________________________   BY:____________________________

ITS:______________________________  ITS:____________________________

[Company_______________________]
the Company

BY:_____________________________

ITS:_____________________________





EXHIBIT 9

COMPANY’S UNDERWRITING GUIDELINES



EXHIBIT 10

FORM OF POWER OF ATTORNEY

 
KNOW ALL MEN BY THESE PRESENTS:
 

WHEREAS, pursuant to the terms of the Master Mortgage Loan Purchase and Interim Servicing Agreement dated as of _________, 2003 (the “Purchase Agreement”), between Impac Funding Corporation (“Seller”) and EMC Mortgage Corporation, ______ is selling certain mortgage loans (the “Mortgage Loans”) to EMC;
 
AND WHEREAS, ______ is providing this Limited Power of Attorney pursuant to the Purchase Agreement;
 
NOW, THEREFORE, in consideration of the mutual promises, obligations and covenants contained herein and in the Purchase Agreement and for other good and valuable consideration the receipt and adequacy of which is hereby acknowledged, ______ does hereby make, constitute and appoint BSE, ______’s true and lawful agent and attorney-in-fact with respect to each Mortgage Loan in ______’s name, place and stead: (i) to complete (to the extent necessary) and to cause to be submitted for filing or recording in the appropriate public filing or recording offices, all assignments of mortgage, deeds of trust or similar documents, assignments or reassignments of rents, leases and profits, in each case in favor of BSE, and all Form UCC-2 or UCC-3 assignments of financing statements and all other comparable instruments or documents with respect to the Mortgage Loans which are customarily and reasonably necessary or appropriate to assign agreements, documents and instruments pertaining to the Mortgage Loans, and to evidence, provide notice of and perfect such assignments and conveyances in favor of BSE in the public records of the appropriate filing and recording offices; (ii) to file or record in the appropriate public filing or recording offices, all other Mortgage Loan documents to be recorded under the terms of the Purchase Agreement or any such Mortgage Loan which have not been submitted for filing or recordation by ______ on or before the date hereof or which have been so submitted but are subsequently lost or returned unrecorded or unfiled as a result of actual or purported defects therein, in order to evidence, provide notice of and perfect such documents in the public records of the appropriate filing and recording offices; and (iii) to do and perform all acts in connection with the servicing, administration and management of the Mortgage Loans, including but not limited to:
 
(1)  
execute and deliver customary consents or waivers and other instruments and documents;
(2)  
consent to transfers of any Mortgaged Property and assumptions of the Mortgage Notes and related Mortgages;
(3)  
collect any Insurance Proceeds and other Liquidation Proceeds;
(4)  
effectuate foreclosure or other conversion of the ownership of the Mortgaged Property securing any Mortgage Loan;
 (5)  to sign any necessary Assignments of Mortgage to fully give the lienholder rights over from _________ to BSE;
(6)  
execute and deliver any and all instruments of satisfaction or cancellation or of partial or full release or discharge and all other comparable instruments, with respect to the Mortgage Loans, and with respect to the Mortgaged Properties; and
(7)  
execute all documents customarily and reasonably necessary and appropriate for the transfer post-foreclosure of the previously Mortgaged Properties to third parties, and then to collect the sales proceeds from that transfer.

 
This Limited Power of Attorney may be utilized fully to all intents and purposes as _________ might or could do if personally present, hereby ratifying and confirming all that BSE as said attorney in fact shall lawfully do or cause to be done by virtue hereof.

 
 
ARTICLE I
 
The enumeration of particular powers herein is not intended in any way to limit the grant to EMC as ______’s attorney-in-fact of full power and authority with respect to the Mortgage Loans to complete (to the extent necessary), file and record any documents, instruments or other writings referred to above as fully, to all intents and purposes, as ______ might or could do if personally present, hereby ratifying and confirming whatsoever such attorney-in-fact shall and may do by virtue hereof; and ______ agrees and represents to those dealing with such attorney-in-fact that they may rely upon this Limited Power of Attorney until termination thereof under the provisions of Article III below. Any and all third parties dealing with BSE as ______’s attorney-in-fact may rely completely, unconditionally and conclusively on the authority of BSE, as applicable, and need not make any inquiry about whether BSE is acting pursuant to the Purchase Agreement. Any purchaser, title insurance company or other third party may rely upon a written statement by BSE that any particular Mortgage Loan or related mortgaged real property in question is subject to and included under this Limited Power of Attorney and the Purchase Agreement.
 
 
ARTICLE II
 
Any act or thing lawfully done hereunder by EMC shall be binding on ______ and ______’s successors and assigns.
 
 
ARTICLE III
 
This Limited Power of Attorney shall continue in full force and effect until the earliest occurrence of any of the following events:
 
(i) the transfer by BSEof its servicing obligations under the Purchase Agreement to another servicer;
 
(ii) with respect to any Mortgage Loan, such Mortgage Loan is no longer a part of the Purchase Agreement; and
 
(iii) the termination of the Purchase Agreement in accordance with its terms.
 
Nothing herein shall be deemed to amend or modify the Purchase Agreement or the respective rights, duties or obligations of ______ under the Purchase Agreement, and nothing herein shall constitute a waiver of any rights or remedies thereunder.
 
 
ARTICLE IV
 
Capitalized terms used but not defined herein have the respective meanings assigned thereto in the Purchase Agreement.
 

 
IN WITNESS WHEREOF, ______ has caused this instrument to be executed and its corporate seal to be affixed hereto by its officer duly authorized as of _____ ___, 2003.
 
 
_______________________________________
 
By: ____________________________________
 
Name: __________________________________
 
Title: ___________________________________




 
ACKNOWLEDGEMENT
 
STATE OF_____________
)
 
 
)
ss.:
COUNTY OF___________
)
 

On this ___ day of __________, 3 before me appeared _______________________, to me personally known, who, being by me duly sworn did say that he/she is the _____________________ of _____________, and that the seal affixed to the foregoing instrument is the corporate seal of said corporation, and that said instrument was signed and sealed in behalf of said corporation by authority of its board of directors, and said ____________ acknowledged said instrument to be the free act and deed of said corporation.
 
 
__________________________________________
 
Name: _____________________________________
 
Notary Public in and for said County and State
 
My Commission Expires:
______________________________




 

EXHIBIT 11

FORM OF OFFICER’S CERTIFICATE

I, _____________, hereby certify that I am the duly elected [Vice] President of _________, a ______, (the "Company") and further as follows:
 
1. Attached hereto is a true and correct copy of the [Charter and By-laws/formation documents] of the Company which are in full force and effect as of the date hereof.

2. There are no actions, suits or proceedings pending (nor, to my knowledge, are any actions, suits or proceedings threatened), against or affecting the Company which if adversely determined, individually or in the aggregate, would adversely affect the Company's obligations under the Mortgage Loan Purchase and Interim Servicing Agreement, dated as of ________, between the Company and EMC Mortgage Corporation and the related Term Sheet, dated as of ________, between the Company and BSE (together, the "Agreements").

3. Each person who, as an officer or representative of the Company, signed the Agreements and any other document delivered prior hereto or on the date hereof in connection with the sale of Mortgage Loans pursuant to the Agreements was, at the respective times of such signing and delivery, and is now duly elected or appointed, qualified and acting as such officer or representative, and the signatures of such persons appearing on such documents are their genuine signatures.

4. Attached hereto is a certified true copy of the resolution of the board of directors of the Company that authorizes the sale of the Mortgage Loans subject to the Agreements.

5. The Company has performed and complied with all agreements and conditions to in the Agreements which are required to be performed or complied with by the Company on or before the date hereof.
 
IN WITNESS WHEREOF, I have hereunto signed my name and affixed the seal of the Company.

Dated: [Closing Date]                                                      By: ______________________________
Name: ____________________________
Title: [Vice] President

I,   , a [Assistant] Secretary of the Company, hereby certify that _______________ is the duly elected, qualified and acting [Vice] President of the Company and that the signature appearing above is [her] [his] genuine signature.

IN WITNESS WHEREOF, I have hereunto signed my name.

Dated: [Closing Date]

By: ______________________________
Name: ____________________________
Title: [Assistant] Secretary
 
 

 
EXHIBIT 12

MORTGAGE LOANS WITH TIMESHARES



EXHIBIT 13

BALLOON MORTGAGE LOANS



EXHIBIT 14

MORTGAGE LOANS WITH “LENDER PAID PMI”
 
 

 


 
AMENDMENT NUMBER ONE
to the
 
MORTGAGE LOAN PURCHASE AND INTERIM SERVICING AGREEMENT
 
Dated as of November 30, 2005
 
AMONG
 
EMC MORTGAGE CORPORATION,
as Purchaser
 
AND
 
IMPAC FUNDING CORPORATION, AS COMPANY
 
This AMENDMENT NUMBER ONE (this “Amendment”) is made and entered into this 30th day of November, 2005, by and between EMC Mortgage Corporation, a Delaware corporation, as purchaser (the “Purchaser”) and Impac Funding Corporation, as company (the “Company”) in connection with the Mortgage Loan Purchase and Interim Servicing Agreement, dated as of August 8, 2003, between the above mentioned parties (the “Agreement”).
 
RECITALS
 
WHEREAS, the parties hereto have entered into the Agreement;
 
WHEREAS, the parties hereto desire to amend the Agreement as set forth in this Amendment; and
 
NOW, THEREFORE, in consideration of the premises and for other good and valuable consideration, the receipt and sufficiency of which is hereby acknowledged, the parties hereto agree as follows:
 
1.  Capitalized terms used herein and not defined herein shall have the meanings assigned to such terms in the Agreement.
 
2.  The Agreement is hereby amended effective as of the date hereof by adding the following definitions to Section 1:
 
Commission or SEC: The Securities and Exchange Commission.
 
Exchange Act: The Securities Exchange Act of 1934, as amended.
 
Pass-Through Transfer: Any transaction involving either (1) a sale or other transfer of some or all of the Mortgage Loans directly or indirectly to an issuing entity in connection with an issuance of publicly offered or privately placed, rated or unrated mortgage-backed securities or (2) an issuance of publicly offered or privately placed, rated or unrated securities, the payments on which are determined primarily by reference to one or more portfolios of residential mortgage loans consisting, in whole or in part, of some or all of the Mortgage Loans.
 
Qualified Correspondent: Any Person from which the Company purchased Mortgage Loans, provided that the following conditions are satisfied: (i) such Mortgage Loans were originated pursuant to an agreement between the Company and such Person that contemplated that such Person would underwrite mortgage loans from time to time, for sale to the Company, in accordance with underwriting guidelines designated by the Company (“Designated Guidelines”) or guidelines that do not vary materially from such Designated Guidelines; (ii) such Mortgage Loans were in fact underwritten as described in clause (i) above and were acquired by the Company within 180 days after origination; (iii) either (x) the Designated Guidelines were, at the time such Mortgage Loans were originated, used by the Company in origination of mortgage loans of the same type as the Mortgage Loans for the Company’s own account or (y) the Designated Guidelines were, at the time such Mortgage Loans were underwritten, designated by the Company on a consistent basis for use by lenders in originating mortgage loans to be purchased by the Company; and (iv) the Company employed, at the time such Mortgage Loans were acquired by the Company, pre-purchase or post-purchase quality assurance procedures (which may involve, among other things, review of a sample of mortgage loans purchased during a particular time period or through particular channels) designed to ensure that Persons from which it purchased mortgage loans properly applied the underwriting criteria designated by the Company.
 
Regulation AB: Subpart 229.1100 - Asset Backed Securities (Regulation AB), 17 C.F.R. §§229.1100-229.1123, as amended from time to time, and subject to such clarification and interpretation as have been provided by the Commission in the adopting release (Asset-Backed Securities, Securities Act Release No. 33-8518, 70 Fed. Reg. 1,506, 1,531 (Jan. 7, 2005)) or by the staff of the Commission, or as may be provided by the Commission or its staff from time to time.
 
Securities Act: The Securities Act of 1933, as amended.
 
Servicing Criteria: As of any date of determination, the “servicing criteria” set forth in Item 1122(d) of Regulation AB, or any amendments thereto, a summary of the requirements of which as of the date hereof is attached hereto as Exhibit 13 for convenience of reference only. In the event of a conflict or inconsistency between the terms of Exhibit 13 and the text of Item 1122(d) of Regulation AB, the text of Item 1122(d) of Regulation AB shall control.
 
Static Pool Information: Static pool information as described in Item 1105(a)(1)-(3) and 1105(c) of Regulation AB.
 
Subcontractor: Any vendor, subcontractor or other Person that is not responsible for the overall servicing (as “servicing” is commonly understood by participants in the mortgage-backed securities market) of Mortgage Loans but performs one or more discrete functions identified in Item 1122(d) of Regulation AB with respect to Mortgage Loans under the direction or authority of the Company or a Subservicer.
 
Subservicer: Any subservicer which is subservicing the Mortgage Loans pursuant to a Subservicing Agreement. Any subservicer shall meet the qualifications set forth in Section 11.01.
 
Subservicing Agreement: An agreement between the Seller and a Subservicer, if any, for the servicing of the Mortgage Loans.
 
Third-Party Originator: Each Person, other than a Qualified Correspondent, that originated Mortgage Loans acquired by the Company.
 
3.  The Agreement is hereby amended effective as of the date hereof by revising Section 7.01(xiii) as follows (new text underlined):
 
(xiii) The Company has delivered to the Purchaser financial statements for its last two complete fiscal years. All such financial information fairly presents the pertinent results of operations and financial position for the period identified and has been prepared in accordance with GAAP consistently applied throughout the periods involved, except as set forth in the notes thereto. There has been no change in the servicing policies and procedures, business, operations, financial condition, properties or assets of the Company since the date of the Company’s financial information that would have a material adverse effect on its ability to perform its obligations under this Agreement and the related Term Sheet. No statement, tape, diskette, form, report or other document furnished or to be furnished by Company pursuant to this Agreement or the related Term Sheet or in connection with the transactions contemplated hereby contains or will contain any statement that is or will be inaccurate or misleading in any material respect or omits to state a material fact required to be stated therein or necessary to make the information and statements therein not misleading;
 
4.  The Agreement is hereby amended effective as of the date hereof by renumbering Section 7.01(xv) as Section 7.01(xvii).
 
5.  The Agreement is hereby amended effective as of the date hereof by adding the following new Section 7.01(xv):
 
(xv) As of the date of each Pass-Through Transfer, and except as has been otherwise disclosed to the Purchaser: (1) no default or servicing related performance trigger has occurred as to any other securitization due to any act or failure to act of the Company; (2) no material noncompliance with applicable servicing criteria as to any other securitization has been disclosed or reported by the Company; (3) the Company has not been terminated as servicer in a residential mortgage loan securitization, either due to a servicing default or to application of a servicing performance test or trigger; (4) no material changes to the Company’s servicing policies and procedures for similar loans has occurred in the preceding three years; (5) there are no aspects of the Company’s financial condition that could have a material adverse impact on the performance by the Company of its obligations hereunder; (6) if the Company is a servicer under 1108(a)(3) of Regulation AB or an originator as contemplated by Item 1110(b), there are no legal proceedings pending, or known to be contemplated by governmental authorities, against the Company that could be material to investors in the securities issued in such Pass-Through Transfer; and (7) there are no affiliations, relationships or transactions relating to the Company of a type that are described under Item 1119 of Regulation AB; notwithstanding anything to contrary contained herein, the Company makes the representations contained in clause (1) relating to servicing related performance triggers, and clauses (2)-(4) of this Section 7.01(xv) only in the event the Company acts a servicer of the Mortgage Loans during the period after closing of the Pass-Through Transfer of the Mortgage Loans and prior to the Servicing Transfer Date.
 
6.  The Agreement is hereby amended effective as of the date hereof by adding the following new Section 7.01(xvi):
 
(xvi) If so requested by the Purchaser or any Depositor on any date following the date on which information is first provided to the Purchaser or any Depositor under Section 7.01(xv), the Company shall, within five Business Days following such request, confirm in writing the accuracy of the representations and warranties set forth in Section 7.01(xv) of this Section or, if any such representation and warranty is not accurate as of the date of such request, provide reasonably adequate disclosure of the pertinent facts, in writing, to the requesting party; provided, however, that the Company shall not be required to make more than three (3) written confirmations per pool of Mortgage Loans pursuant to this Section 7.01(xvi).
 
7.  The Agreement is hereby amended effective as of the date hereof by revising Section 11 as follows (new text underlined):
 
SECTION 11. Company’s Interim Servicing Obligations. Company, as independent contract servicer, shall service and administer the Mortgage Loans during the related Interim Servicing Period in accordance with the terms and provisions set forth in this Agreement, the related Term Sheet and in the Servicing Addendum attached hereto as Exhibit 5, which Servicing Addendum is incorporated herein by reference; provided, however, with respect to any Mortgage Loan, if the Servicing Transfer Date is fifteen (15) days or less after the Closing Date (a “Short Interim Servicing Period”) and if it is prior to any Pass-Through Transfer, the Servicing Addendum shall not be applicable to the servicing of such Mortgage Loan. The Company shall not take, or fail to take, any action which would result in the Purchaser’s interest in the Mortgage Loans being adversely affected.
 
8.  The Agreement is hereby amended effective as of the date hereof by deleting Section 29 in its entirety and replacing it with the following:
 
SECTION 29. Further Agreements and Assurances. The Purchaser and the Company each agree to execute and deliver to the other such additional documents, instruments or agreements as may be necessary or appropriate to effectuate the purposes of this Agreement. The Company acknowledges that with respect to some or all of the Mortgage Loans, the Purchaser intends to effect one or more Whole Loan Transfers and/or one or more Pass-Through Transfers. With respect to each Whole Loan Transfer or Pass-Through Transfer, as the case may be, entered into by the Purchaser, the Company agrees:
 
(i)  to execute in connection with any agreements among the Purchaser, the Company, and any servicer in connection with a Whole Loan Transfer, an Assignment, Assumption and Recognition Agreement substantially in the form of Exhibit 15 hereto, or, at Purchaser’s request, a seller's warranties and servicing agreement or a participation and servicing agreement or similar agreement in form and substance reasonably acceptable to the parties, and in connection with a Pass-Through Transfer, a pooling and servicing agreement in form and substance reasonably acceptable to the parties, (collectively the agreements referred to herein are designated, the “Reconstitution Agreements”). It is understood that any such Reconstitution Agreements will not contain any greater obligations on the part of Company than are contained in this Agreement. Notwithstanding anything to the contrary in this Section 29, the Company agrees that it is required to perform the obligations described in Exhibit 16 hereto;
 
(ii)  with respect to each Whole Loan Transfer and each Pass-Through Transfer entered into by the Purchaser, (1) to cooperate fully with the Purchaser and any prospective purchaser with respect to all reasonable requests and due diligence procedures; (2) to execute, deliver and perform all Reconstitution Agreements required by the Purchaser; (3) to restate the representations and warranties set forth in this Agreement as of the settlement or closing date in connection with such Reconstitution (each, a “Reconstitution Date”);
 
(iii)  in connection with any Pass-Through Transfer, to deliver to the Purchaser within 5 Business Days after request by the Purchaser, the information with respect to the Company (as originator) and each Third-Party Originator of the Mortgage Loans as required under Item 1110(b) of Regulation AB, a summary of the requirements of which has of the date hereof is attached hereto as Exhibit 14 for convenience of reference only, as determined by Purchaser in its sole discretion. If requested by the Purchaser, this will include information about the applicable credit-granting or underwriting criteria;
 
(iv)  within 5 Business Days after request by the Purchaser, the Company shall provide (or, as applicable, cause each Third-Party Originator to provide) Static Pool Information with respect to the mortgage loans (of a similar type as the Mortgage Loans, as reasonably identified by the Purchaser as provided below but subject to the fourth sentence below) originated by (i) the Company, if the Company is an originator of Mortgage Loans (including as an acquirer of Mortgage Loans from a Qualified Correspondent), and/or (ii) each Third-Party Originator. Such Static Pool Information shall be prepared by the Company (or Third-Party Originator) on the basis of its reasonable, good faith interpretation of the requirements of Item 1105(a)(1)-(3) and (c) of Regulation AB. To the extent that there is reasonably available to the Company (or Third-Party Originator) Static Pool Information with respect to more than one mortgage loan type, the Purchaser or any Depositor shall be entitled to specify whether some or all of such information shall be provided pursuant to this paragraph. The content of such Static Pool Information may be in the form customarily provided by the Company, and need not be customized for the Purchaser or any Depositor. Such Static Pool Information for each vintage origination year or prior securitized pool, as applicable, shall be presented in increments no less frequently than quarterly over the life of the mortgage loans included in the vintage origination year or prior securitized pool. The most recent periodic increment must be as of a date no later than 135 days prior to the date of the prospectus or other offering document in which the Static Pool Information is to be included or incorporated by reference. The Static Pool Information shall be provided in an electronic format that provides a permanent record of the information provided, such as a portable document format (pdf) file, or other such electronic format reasonably required by the Purchaser or the Depositor, as applicable;
 
Promptly following notice or discovery of a material error in Static Pool Information provided pursuant to the immediately preceding paragraph (including an omission to include therein information required to be provided pursuant to such paragraph), the Company shall provide corrected Static Pool Information to the Purchaser or any Depositor, as applicable, in the same format in which Static Pool Information was previously provided to such party by the Company.
 
(v)  in the event the Mortgage Loans become subject to a Pass-Through Transfer that closes prior to termination of the Interim Servicing Period, to deliver to the Purchaser within 5 Business Days after request by the Purchaser, information with respect to the Company (as servicer) as required by Item 1108(b) and (c) of Regulation AB as determined by Purchaser in its sole discretion. In the event that the Company has delegated any servicing responsibilities with respect to the Mortgage Loans to a subservicer, the Company shall provide the information required pursuant to this clause with respect to the subservicer;
 
(vi)  in connection with any Pass-Through Transfer, to deliver to the Purchaser within 5 Business Days after request by the Purchaser,
 
(a)  information regarding any legal proceedings pending (or known to be contemplated) against the Company (as originator and as servicer) and each other originator of the Mortgage Loans and each Subservicer as required by Item 1117 of Regulation AB, a summary of the requirements of which as of the date hereof is attached hereto as Exhibit 14 for convenience of reference only, as determined by Purchaser in its sole discretion,
 
(b)  information regarding affiliations with respect to the Company (as originator and as servicer) and each other originator of the Mortgage Loans and each Subservicer as required by Item 1119(a) of Regulation AB, a summary of the requirements of which as of the date hereof is attached hereto as Exhibit 14 for convenience of reference only, as determined by Purchaser in its sole discretion, and
 
(c)  information regarding relationships and transactions with respect to the Company (as originator and as servicer) and each other originator of the Mortgage Loans and each Subservicer as required by Item 1119(b) and (c) of Regulation AB, a summary of the requirements of which as of the date hereof is attached hereto as Exhibit 14 for convenience of reference only, as determined by Purchaser in its sole discretion;
 
(vii)  if so requested by the Purchaser, the Company shall provide (or, as applicable, cause each Third-Party Originator to provide), at the expense of the requesting party (to the extent of any additional incremental expense associated with delivery pursuant to this Agreement), such statements and agreed-upon procedures letters of certified public accountants reasonably acceptable to the Purchaser or Depositor, as applicable, pertaining to Static Pool Information relating to prior securitized pools for securitizations closed on or after January 1, 2006 or, in the case of Static Pool Information with respect to the Company’s or Third-Party Originator’s originations or purchases, to calendar months commencing January 1, 2006, or to any financial information included in any other disclosure provided under this Section 29, as the Purchaser or such Depositor shall reasonably request. Such statements and letters shall be addressed to and be for the benefit of such parties as the Purchaser or such Depositor shall designate, which may include, by way of example, any Sponsor, any Depositor and any broker dealer acting as underwriter, placement agent or initial purchaser with respect to a Pass-Through Transfer. Any such statement or letter may take the form of a standard, generally applicable document accompanied by a reliance letter authorizing reliance by the addressees designated by the Purchaser or such Depositor;
 
(viii)  in the event the Company acts as servicer in connection with any Pass-Through Transfer of the Mortgage Loans prior to the Servicing Transfer Date, to deliver to the Purchaser or its designee on or before March 1 of each calendar year beginning in 2007, with respect to the period for which the Company acted as servicer of the Mortgage Loans for the Pass-Through Transfer, a report (an “Assessment of Compliance”) reasonably satisfactory to the Purchaser regarding the Company’s, or any subservicer’s, if applicable, assessment of compliance with the Servicing Criteria during the preceding calendar year as required by Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122 of Regulation AB; and
 
(ix)  in the event the Company acts as servicer in connection with any Pass-Through Transfer of the Mortgage Loans prior to the Servicing Transfer Date, to deliver to the Purchaser or its designee on or before March 1 of each calendar year beginning in 2007, with respect to the period for which the Company acted as servicer of the Mortgage Loans for the Pass-Through Transfer, a report (an “Attestation Report”) by a registered public accounting firm that attests to, and reports on, the Assessment of Compliance made by the Company or any subservicer, if applicable, as required by Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122(b) of Regulation AB, which Attestation Report must be made in accordance with standards for attestation reports issued or adopted by the Public Company Accounting Oversight Board.
 
In the event of a conflict or inconsistency between the terms of Exhibit 14 and the text of the applicable Item of Regulation AB as cited above, the text of Regulation AB, its adopting release and other public statements of the SEC shall control.
 
The Company shall indemnify the Purchaser, each affiliate of the Purchaser, and each of the following parties participating in a Pass-Through Transfer: each sponsor and issuing entity; each Person responsible for the preparation, execution or filing of any report required to be filed with the Commission with respect to such Pass-Through Transfer, or for execution of a certification pursuant to Rule 13a-14(d) or Rule 15d-14(d) under the Exchange Act with respect to such Pass-Through Transfer; each broker dealer acting as underwriter, placement agent or initial purchaser, each Person who controls any of such parties or the Depositor (within the meaning of Section 15 of the Securities Act and Section 20 of the Exchange Act); and the respective present and former directors, officers, employees and agents of each of the foregoing and of the Depositor, and shall hold each of them harmless from and against any losses, damages, penalties, fines, forfeitures, legal fees and expenses and related costs, judgments, and any other costs, fees and expenses that any of them may sustain arising out of or based upon:
 
(i)(A) any untrue statement of a material fact contained or alleged to be contained in any information, report, certification, accountants’ letter or other material provided under this Section 29 by or on behalf of the Company, or provided under this Section 29 by or on behalf of any Subservicer, Subcontractor or Third-Party Originator (collectively, the “Company Information”), or (B) the omission or alleged omission to state in the Company Information a material fact required to be stated in the Company Information or necessary in order to make the statements therein, in the light of the circumstances under which they were made, not misleading; provided, by way of clarification, that clause (B) of this paragraph shall be construed solely by reference to the Company Information and not to any other information communicated in connection with a sale or purchase of securities, without regard to whether the Company Information or any portion thereof is presented together with or separately from such other information;
 
(ii) any failure by the Company, any Subservicer, any Subcontractor or any Third-Party Originator to deliver any information, report, certification, accountants’ letter or other material when and as required under this Section 29, including any failure by the Company to identify pursuant to Section 11.28 any Subcontractor “participating in the servicing function” within the meaning of Item 1122 of Regulation AB; or
 
(iii) any breach by the Company of a representation or warranty set forth in Section 7.01(xv) or in a writing furnished pursuant to Section 7.01(xvi) and made as of a date prior to the closing date of the related Pass-Through Transfer, to the extent that such breach is not cured by such closing date, or any breach by the Company of a representation or warranty in a writing furnished pursuant to Section 7.01(xvi) to the extent made as of a date subsequent to such closing date.
 
All Mortgage Loans not sold or transferred pursuant to a Whole Loan Transfer or Pass-Through Transfer shall continue to be serviced in accordance with the terms of this Agreement.
 
(x)  in the event the Company acts a servicer of the Mortgage Loans during the period after closing of the Pass-Through Transfer of the Mortgage Loans prior to the related Servicing Transfer Date, the Company will deliver to the Purchaser, not later than February 28 of each calendar year beginning in 2006, an Officers’ Certificate acceptable to the Purchaser (an “Annual Statement of Compliance”) stating, as to each signatory thereof, that (i) a review of the activities of the Company during the preceding calendar year and of performance under this Agreement or other applicable servicing agreement has been made under such officers’ supervision and (ii) to the best of such officers’ knowledge, based on such review, the Company has fulfilled all of its obligations under this Agreement or other applicable servicing agreement in all material respects throughout such year, or, if there has been a failure to fulfill any such obligation in any material respect, specifying each such failure known to such officer and the nature and status of cure provisions thereof. Such Annual Statement of Compliance shall contain no restrictions or limitations on its use with regards to filing in accordance with applicable laws or liability thereunder or hereunder. Copies of such statement shall be provided by the Company to the Purchaser upon request and by the Purchaser to any Person identified as a prospective purchaser of the Mortgage Loans. In the event that the Mortgage Loans become subject to a closed Pass-Through Transaction before the expiration of the related Interim Servicing Period and the Company has delegated any servicing responsibilities with respect to the Mortgage Loans to a Subservicer, the Company shall deliver an officer’s certificate of the Subservicer as described above as to each Subservicer as and when required with respect to the Company.
 
(xi)  in the event the Company acts a servicer of the Mortgage Loans during the period after closing of the Pass-Through Transfer of the Mortgage Loans prior to the related Servicing Transfer Date and with respect to any Mortgage Loans that are the subject of a Pass-Through Transfer, by February 28 of each calendar year beginning in 2006, an officer of the Company shall execute and deliver an Officers’ Certificate (an “Annual Certification”) to the Purchaser, any master servicer which is master servicing loans in connection with such transaction (a “Master Servicer”) and any related depositor (a “Depositor”) for the benefit of each such entity and such entity’s affiliates and the officers, directors and agents of any such entity and such entity’s affiliates, in the form attached hereto as Exhibit 12. In the event that the Mortgage Loans have become subject to a closed Pass-Through Transfer before the expiration of the related Interim Servicing Period and the Company has delegated any servicing responsibilities with respect to the Mortgage Loans to a Subservicer, the Company shall deliver an officers’ certificate of the Subservicer as described above as to each Subservicer as and when required with respect to the Company.
 
(xii)  If the Company cannot deliver the related Annual Statement of Compliance or Annual Certification by February 28th of such year, the Purchaser, at its sole option, may permit a cure period for the Company to deliver such Annual Statement of Compliance or Annual Certification, but in no event later than March 10th of such year.
 
If so requested by the Purchaser or any Depositor for the purpose of satisfying its reporting obligation under the Exchange Act with respect to any class of asset-backed securities, the Company shall (or shall cause each Subservicer and Third-Party Originator to) (i) notify the Purchaser and any Depositor in writing of (A) any material litigation or governmental proceedings pending against the Company, any Subservicer or any Third-Party Originator that could be material to investors in the securities issued in such Pass-Through Transfer and (B) any affiliations or relationships that develop following the closing date of a Pass-Through Transfer between the Company, any Subservicer or any Third-Party Originator and any of the parties specified in clause (7) of Section 7.01(xv) (and any other parties identified in writing by the requesting party) with respect to such Pass-Through Transfer, and (ii) provide to the Purchaser and any Depositor a description of such proceedings, affiliations or relationships.
 
As a condition to the succession to the Company or any Subservicer as servicer or subservicer under this Agreement or any Reconstitution Agreement by any Person (i) into which the Company or such Subservicer may be merged or consolidated, or (ii) which may be appointed as a successor to the Company or any Subservicer, the Company shall provide to the Purchaser and any Depositor, at least 15 calendar days prior to the effective date of such succession or appointment, (x) written notice to the Purchaser and any Depositor of such succession or appointment and (y) in writing and in form and substance reasonably satisfactory to the Purchaser and such Depositor, all information reasonably requested by the Purchaser or any Depositor in order to comply with its reporting obligation under Item 6.02 of Form 8-K with respect to any class of asset-backed securities.
 
Failure of the Company to timely comply with this Section 29 shall be deemed an Event of Default, automatically, without notice and without any cure period, and Purchaser may, in addition to whatever rights the Purchaser may have under Sections 7.03 and 12.01 and at law or equity or to damages, including injunctive relief and specific performance, terminate all the rights and obligations of the Company under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Company for the same, as provided in Section 13.01. Such termination shall be considered with cause pursuant to Section 32 of this Agreement. This paragraph shall supercede any other provision in this Agreement or any other agreement to the contrary.
 
9.  Exhibit 5 of the Agreement is hereby amended effective as of the date hereof by revising the first paragraph of Section 11.03 by adding the following after the first sentence:
 
In determining the delinquency status of any Mortgage Loan, the Company will use delinquency recognition policies as described to and approved by the Purchaser, and shall revise these policies as requested by the Purchaser from time to time.
 
10.  Exhibit 5 of the Agreement is hereby amended effective as of the date hereof by adding the following new Section 11.26:
 
Section 11.26 Annual Statement as to Compliance; Annual Certification.
 
(a) In the event the Company acts a servicer of the Mortgage Loans during the period after closing of the Pass-Through Transfer of the Mortgage Loans prior to the related Servicing Transfer Date, the Company will deliver to the Purchaser, not later than February 28 of each calendar year beginning in 2006, an Officers’ Certificate acceptable to the Purchaser (an “Annual Statement of Compliance”) stating, as to each signatory thereof, that (i) a review of the activities of the Company during the preceding calendar year and of performance under this Agreement or other applicable servicing agreement has been made under such officers’ supervision and (ii) to the best of such officers’ knowledge, based on such review, the Company has fulfilled all of its obligations under this Agreement or other applicable servicing agreement in all material respects throughout such year, or, if there has been a failure to fulfill any such obligation in any material respect, specifying each such failure known to such officer and the nature and status of cure provisions thereof. Such Annual Statement of Compliance shall contain no restrictions or limitations on its use with regards to filing in accordance with applicable laws or liability thereunder or hereunder. Copies of such statement shall be provided by the Company to the Purchaser upon request and by the Purchaser to any Person identified as a prospective purchaser of the Mortgage Loans. In the event that the Mortgage Loans become subject to a closed Pass-Through Transaction before the expiration of the related Interim Servicing Period and the Company has delegated any servicing responsibilities with respect to the Mortgage Loans to a Subservicer, the Company shall deliver an officer’s certificate of the Subservicer as described above as to each Subservicer as and when required with respect to the Company.
 
(b) In the event the Company acts a servicer of the Mortgage Loans during the period after closing of the Pass-Through Transfer of the Mortgage Loans prior to the related Servicing Transfer Date, by February 28 of each calendar year beginning in 2006, an officer of the Company shall execute and deliver an Officers’ Certificate (an “Annual Certification”) to the Purchaser, any master servicer which is master servicing loans in connection with such transaction (a “Master Servicer”) and any related depositor (a “Depositor”) for the benefit of each such entity and such entity’s affiliates and the officers, directors and agents of any such entity and such entity’s affiliates, in the form attached hereto as Exhibit 12. In the event that the Mortgage Loans become subject to a closed Pass-Through Transaction before the expiration of the related Interim Servicing Period and the Company has delegated any servicing responsibilities with respect to the Mortgage Loans to a Subservicer, the Company shall deliver an officers’ certificate of the Subservicer as described above as to each Subservicer as and when required with respect to the Company.
 
(c) If the Company cannot deliver the related Annual Statement of Compliance or Annual Certification by February 28th of such year, the Purchaser, at its sole option, may permit a cure period for the Company to deliver such Annual Statement of Compliance or Annual Certification, but in no event later than March 10th of such year.
 
Failure of the Company to timely comply with this Section 11.26 shall be deemed an Event of Default, automatically, without notice and without any cure period, and Purchaser may, in addition to whatever rights the Purchaser may have under Sections 7.03 and 12.01 and at law or equity or to damages, including injunctive relief and specific performance, terminate all the rights and obligations of the Company under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Company for the same, as provided in Section 13.01. Such termination shall be considered with cause pursuant to Section 32 of this Agreement. This paragraph shall supercede any other provision in this Agreement or any other agreement to the contrary.
 
11. Exhibit 5 of the Agreement is hereby amended effective as of the date hereof by adding the following new Section 11.27:
 
Subsection 11.27 Annual Independent Certified Public Accountants' Servicing Report.
 
The Company, at its expense and not later than February 28, 2006, shall cause a firm of independent public accountants which is a member of the American Institute of Certified Public Accountants to furnish a report (a “USAP Report”) to the Purchaser acceptable to the Purchaser to the effect that such firm has examined certain documents and records relating to the Company's servicing of mortgage loans of the same type as the Mortgage Loans pursuant to servicing agreements substantially similar to this Agreement, which agreements may include this Agreement, and that, on the basis of such an examination, conducted substantially in the uniform single audit program for mortgage bankers, such firm is of the opinion that the Company's servicing has been conducted in compliance with the agreements examined pursuant to this Section 11.27 during the preceding calendar year, except for (i) such exceptions as such firm shall believe to be immaterial, and (ii) such other exceptions as shall be set forth in such USAP Report. Such USAP Report shall contain no restrictions or limitations on its use with regards to filing in accordance with applicable laws or liability thereunder or hereunder. Copies of such USAP Report shall be provided by the Company to the Purchaser. In addition, on an annual basis, Company shall provide Purchaser with copies of its audited financial statements.
 
In the event that the Company has delegated any servicing responsibilities with respect to the Mortgage Loans to a Subservicer, the Company shall provide a USAP report of the Subservicer as described above as to each Subservicer as and when required with respect to the Company.
 
Notwithstanding the foregoing, the Company’s obligation to deliver a USAP Report under this Section, as to the Company or any Subservicer, as to any calendar year, beginning with the report required in February 2007, shall be satisfied if an Assessment of Compliance and Attestation Report is delivered in compliance with Section 11.28 for such calendar year with respect to that entity.
 
If the Company cannot deliver the related USAP report by February 28, 2006, the Purchaser, at its sole option, may permit a cure period for the Company to deliver such USAP report, but in no event later than March 10, 2006.
 
Failure of the Company to timely comply with this Section 11.27 shall be deemed an Event of Default, automatically, without notice and without any cure period, and Purchaser may, in addition to whatever rights the Purchaser may have under Sections 7.03 and 12.01 and at law or equity or to damages, including injunctive relief and specific performance, terminate all the rights and obligations of the Company under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Company for the same, as provided in Section 13.01. Such termination shall be considered with cause pursuant to Section 32 of this Agreement. This paragraph shall supercede any other provision in this Agreement or any other agreement to the contrary.
 
12. Exhibit 5 of the Agreement is hereby amended effective as of the date hereof by adding the following new Section 11.28:
 
Subsection 11.28 Assessment of Compliance with Servicing Criteria.
 
On and after January 1, 2006, the Company shall service and administer, and shall cause each subservicer to service or administer, the Mortgage Loans in accordance with all applicable requirements of the Servicing Criteria.
 
With respect to Mortgage Loans become subject to a closed Pass-Through Transaction before the expiration of the related Interim Servicing Period, the Company shall deliver to the Purchaser or its designee on or before February 28 of each calendar year beginning in 2007, a report (an “Assessment of Compliance”) reasonably satisfactory to the Purchaser regarding the Company’s assessment of compliance with the Servicing Criteria during the preceding calendar year as required by Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122 of Regulation AB, which as of the date hereof, require a report by an authorized officer of the Company that contains the following:
 
(a) A statement by such officer of its responsibility for assessing compliance with the Servicing Criteria applicable to the Company;
 
(b) A statement by such officer that such officer used the Servicing Criteria to assess compliance with the Servicing Criteria applicable to the Company;
 
(c) An assessment by such officer of the Company’s compliance with the applicable Servicing Criteria for the period consisting of the preceding calendar year, including disclosure of any material instance of noncompliance with respect thereto during such period, which assessment shall be based on the activities it performs with respect to asset-backed securities transactions taken as a whole involving the Company, that are backed by the same asset type as the Mortgage Loans;
 
(d) A statement that a registered public accounting firm has issued an attestation report on the Company’s Assessment of Compliance for the period consisting of the preceding calendar year; and
 
(e) A statement as to which of the Servicing Criteria, if any, are not applicable to the Company, which statement shall be based on the activities it performs with respect to asset-backed securities transactions taken as a whole involving the Company, that are backed by the same asset type as the Mortgage Loans.
 
Such report at a minimum shall address each of the Servicing Criteria specified on a certification substantially in the form of Exhibit 17 hereto delivered to the Purchaser concurrently with the execution of this Agreement.
 
With respect to any Mortgage Loans that are the subject of a Pass-Through Transfer, on or before February 28 of each calendar year beginning in 2007, the Company shall furnish to the Purchaser or its designee a report (an “Attestation Report”) by a registered public accounting firm that attests to, and reports on, the Assessment of Compliance made by the Company, as required by Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122(b) of Regulation AB, which Attestation Report must be made in accordance with standards for attestation reports issued or adopted by the Public Company Accounting Oversight Board.
 
The Company shall cause each Subservicer, and each Subcontractor determined by the Company pursuant to Section 11.29(c) to be “participating in the servicing function” within the meaning of Item 1122 of Regulation AB, to deliver to the Purchaser and any Depositor an assessment of compliance and accountants’ attestation as and when provided in Sections 29(ix).
 
If the Company cannot deliver the related Assessment of Compliance or Attestation Report by February 28th of such year, the Purchaser, at its sole option, may permit a cure period for the Company to deliver such Assessment of Compliance or Attestation Report, but in no event later than March 10th of such year.
 
Failure of the Company to timely comply with this Section 11.28 shall be deemed an Event of Default, automatically, without notice and without any cure period, and Purchaser may, in addition to whatever rights the Purchaser may have under Sections 7.03 and 12.01 and at law or equity or to damages, including injunctive relief and specific performance, terminate all the rights and obligations of the Company under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Company for the same, as provided in Section 13.01. Such termination shall be considered with cause pursuant to Section 32 of this Agreement. This paragraph shall supercede any other provision in this Agreement or any other agreement to the contrary.
 
13. Exhibit 5 of the Agreement is hereby amended effective as of the date hereof by adding the following new Section 11.29:
 
Section 11.29. Use of Subservicers and Subcontractors.
 
(a) The Company shall not hire or otherwise utilize the services of any Subservicer to fulfill any of the obligations of the Company as servicer under this Agreement or any Reconstitution Agreement unless the Company complies with the provisions of paragraph (b) of this Section. The Company shall not hire or otherwise utilize the services of any Subcontractor, and shall not permit any Subservicer to hire or otherwise utilize the services of any Subcontractor, to fulfill any of the obligations of the Company as servicer under this Agreement or any Reconstitution Agreement unless the Company complies with the provisions of paragraph (d) of this Section.
 
(b) The Company shall cause any Subservicer used by the Company (or by any Subservicer) for the benefit of the Purchaser and any Depositor to comply with the provisions of this Section and with Sections 7.01(xv), 11.26, 11.27 and 29 of this Agreement to the same extent as if such Subservicer were the Company, and to provide the information required with respect to such Subservicer under Section 7.01(xvi) of this Agreement. The Company shall be responsible for obtaining from each Subservicer and delivering to the Purchaser and any Depositor any Annual Statement of Compliance required to be delivered by such Subservicer under Section 11.26, any Assessment of Compliance and Attestation Report required to be delivered by such Subservicer under Section 11.27 and any Annual Certification required under Section 11.27 as and when required to be delivered.
 
(c) The Company shall promptly upon request provide to the Purchaser and any Depositor (or any designee of the Depositor, such as a master servicer or administrator) a written description (in form and substance satisfactory to the Purchaser and such Depositor) of the role and function of each Subcontractor utilized by the Company or any Subservicer, specifying (i) the identity of each such Subcontractor, (ii) which (if any) of such Subcontractors are “participating in the servicing function” within the meaning of Item 1122 of Regulation AB, and (iii) which elements of the Servicing Criteria will be addressed in assessments of compliance provided by each Subcontractor identified pursuant to clause (ii) of this paragraph.
 
(d) As a condition to the utilization of any Subcontractor determined to be “participating in the servicing function” within the meaning of Item 1122 of Regulation AB, the Company shall cause any such Subcontractor used by the Company (or by any Subservicer) for the benefit of the Purchaser and any Depositor to comply with the provisions of Sections 11.28 and 29 of this Agreement to the same extent as if such Subcontractor were the Company. The Company shall be responsible for obtaining from each Subcontractor and delivering to the Purchaser and any Depositor any Assessment of Compliance and Attestation Report required to be delivered by such Subcontractor under Section 11.28, in each case as and when required to be delivered.
 
14. Exhibit 5 of the Agreement is hereby amended effective as of the date hereof by adding the following new Section 11.30:
 
Section 11.30 Intent of the Parties; Reasonableness.
 
The Purchaser and the Company acknowledge and agree that the purpose of Sections 7.01(xv), 11.28, 11.29(c) and 29(iv)-(x) of this Agreement is to facilitate compliance by the Purchaser and any Depositor with the provisions of Regulation AB and related rules and regulations of the Commission. Neither the Purchaser nor any Depositor shall exercise its right to request delivery of information or other performance under these provisions other than in good faith, or for purposes other than compliance with the Securities Act, the Exchange Act and the rules and regulations of the Commission thereunder. The Company acknowledges that interpretations of the requirements of Regulation AB may change over time, whether due to interpretive guidance provided by the Commission or its staff, consensus among participants in the asset-backed securities markets, advice of counsel, or otherwise, and agrees to comply with requests made by the Purchaser or any Depositor in good faith for delivery of information under these provisions on the basis of evolving interpretations of Regulation AB. In connection with any Pass-Through Transfer, the Company shall cooperate fully with the Purchaser to deliver to the Purchaser (including any of its assignees or designees) and any Depositor, any and all statements, reports, certifications, records and any other information necessary in the good faith determination of the Purchaser or any Depositor to permit the Purchaser or such Depositor to comply with the provisions of Regulation AB, together with such disclosures relating to the Company, any Subservicer, any Third-Party Originator and the Mortgage Loans, or the servicing of the Mortgage Loans, reasonably believed by the Purchaser or any Depositor to be necessary in order to effect such compliance.
 
15. The Agreement is hereby amended effective as of the date hereof by adding the following new Exhibit 12:
 
EXHIBIT 12
 
FORM OF COMPANY CERTIFICATION
 
I, [identify certifying individual], certify to the [Trustee] [Seller] [Securities Administrator] [Mortgage Loan Seller] [Purchaser] and [Master Servicer] that:
 
1 Based on my knowledge, the information in the Annual Statement of Compliance, the [USAP Report]* [Assessment of Compliance and Attestation Report]** and all servicing reports, officer's certificates and other information provided by the Company relating to the servicing of the Mortgage Loans taken as a whole, do not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading as of the date of this certification;
 
2 Based on my knowledge, the information in these reports, taken as a whole, does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading as of the last day of the period covered by such servicing reports.
 
3 Based on my knowledge, the servicing information required to be provided to the Master Servicer under the Agreement is included in these reports.
 
4 I am responsible for reviewing the activities performed the Company under the Agreement and based upon the review required under the Agreement, and except as disclosed in the Annual Statement of Compliance or the [USAP Report]* [Assessment of Compliance and Attestation Report]**, the Company has fulfilled its obligations under the Agreement.
 
5 [I have disclosed to the Master Servicer's certified public accountants all significant deficiencies relating to the Company's compliance with the minimum servicing standards in accordance with a review conduced in compliance with the Uniform Single Attestation Program for Mortgage Bankers or similar standard as set forth in the Agreement.]* [The Assessment of Compliance and Attestation Report of the Company have been delivered to the Purchaser as required under the Agreement. Following is a list of all material instances of noncompliance described in the Attestation of Compliance and Attestation Report (if none, state “none”):___________________________.]*
 
 
[COMPANY]
 
By:
Name:
Title:
Date:
   

*
To be used if a USAP Report is being delivered under the Agreement
**
To be used if an Assessment of Compliance and Attestation Report is being delivered under the Agreement

16. The Agreement is hereby amended effective as of the date hereof by adding the following new Exhibit 13:
 
EXHIBIT 13
 
SUMMARY OF REGULATION AB
SERVICING CRITERIA
 
NOTE: This Exhibit 13 is provided for convenience of reference only. In the event of a conflict or inconsistency between the terms of this Exhibit 13 and the text of Regulation AB, the text of Regulation AB, its adopting release and other public statements of the SEC shall control.
 
Item 1122(d)
 
(a)  General servicing considerations.
 
(1)  Policies and procedures are instituted to monitor any performance or other triggers and events of default in accordance with the transaction agreements.
 
(2)  If any material servicing activities are outsourced to third parties, policies and procedures are instituted to monitor the third party’s performance and compliance with such servicing activities.
 
(3)  Any requirements in the transaction agreements to maintain a back-up servicer for the mortgage loans are maintained.
 
(4)  A fidelity bond and errors and omissions policy is in effect on the party participating in the servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with the terms of the transaction agreements.
 
(b)  Cash collection and administration.
 
(1)  Payments on mortgage loans are deposited into the appropriate custodial bank accounts and related bank clearing accounts no more than two business days following receipt, or such other number of days specified in the transaction agreements.
 
(2)  Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel.
 
(3)  Advances of funds or guarantees regarding collections, cash flows or distributions, and any interest or other fees charged for such advances, are made, reviewed and approved as specified in the transaction agreements.
 
(4)  The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of overcollateralization, are separately maintained (e.g., with respect to commingling of cash) as set forth in the transaction agreements.
 
(5)  Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, “federally insured depository institution” with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act.
 
(6)  Unissued checks are safeguarded so as to prevent unauthorized access.
 
(7)  Reconciliations are prepared on a monthly basis for all asset-backed securities related bank accounts, including custodial accounts and related bank clearing accounts. These reconciliations are (A) mathematically accurate; (B) prepared within 30 calendar days after the bank statement cutoff date, or such other number of days specified in the transaction agreements; (C) reviewed and approved by someone other than the person who prepared the reconciliation; and (D) contain explanations for reconciling items. These reconciling items are resolved within 90 calendar days of their original identification, or such other number of days specified in the transaction agreements.
 
(c)  Investor remittances and reporting.
 
(1)  Reports to investors, including those to be filed with the Commission, are maintained in accordance with the transaction agreements and applicable Commission requirements. Specifically, such reports (A) are prepared in accordance with timeframes and other terms set forth in the transaction agreements; (B) provide information calculated in accordance with the terms specified in the transaction agreements; (C) are filed with the Commission as required by its rules and regulations; and (D) agree with investors’ or the trustee’s records as to the total unpaid principal balance and number of mortgage loans serviced by the Servicer.
 
(2)  Amounts due to investors are allocated and remitted in accordance with timeframes, distribution priority and other terms set forth in the transaction agreements.
 
(3)  Disbursements made to an investor are posted within two business days to the Servicer’s investor records, or such other number of days specified in the transaction agreements.
 
(4)  Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.
 
(d)  Mortgage Loan administration.
 
(1)  Collateral or security on mortgage loans is maintained as required by the transaction agreements or related mortgage loan documents.
 
(2)  Mortgage loan and related documents are safeguarded as required by the transaction agreements.
 
(3)  Any additions, removals or substitutions to the asset pool are made, reviewed and approved in accordance with any conditions or requirements in the transaction agreements.
 
(4)  Payments on mortgage loans, including any payoffs, made in accordance with the related mortgage loan documents are posted to the Servicer’s obligor records maintained no more than two business days after receipt, or such other number of days specified in the transaction agreements, and allocated to principal, interest or other items (e.g., escrow) in accordance with the related mortgage loan documents.
 
(5)  The Servicer’s records regarding the mortgage loans agree with the Servicer’s records with respect to an obligor’s unpaid principal balance.
 
(6)  Changes with respect to the terms or status of an obligor’s mortgage loans (e.g., loan modifications or re-agings) are made, reviewed and approved by authorized personnel in accordance with the transaction agreements and related mortgage loan documents.
 
(7)  Loss mitigation or recovery actions (e.g., forbearance plans, modifications and deeds in lieu of foreclosure, foreclosures and repossessions, as applicable) are initiated, conducted and concluded in accordance with the timeframes or other requirements established by the transaction agreements.
 
(8)  Records documenting collection efforts are maintained during the period a mortgage loan is delinquent in accordance with the transaction agreements. Such records are maintained on at least a monthly basis, or such other period specified in the transaction agreements, and describe the entity’s activities in monitoring delinquent mortgage loans including, for example, phone calls, letters and payment rescheduling plans in cases where delinquency is deemed temporary (e.g., illness or unemployment).
 
(9)  Adjustments to interest rates or rates of return for mortgage loans with variable rates are computed based on the related mortgage loan documents.
 
(10)  Regarding any funds held in trust for an obligor (such as escrow accounts): (A) such funds are analyzed, in accordance with the obligor’s mortgage loan documents, on at least an annual basis, or such other period specified in the transaction agreements; (B) interest on such funds is paid, or credited, to obligors in accordance with applicable mortgage loan documents and state laws; and (C) such funds are returned to the obligor within 30 calendar days of full repayment of the related mortgage loans, or such other number of days specified in the transaction agreements.
 
(11)  Payments made on behalf of an obligor (such as tax or insurance payments) are made on or before the related penalty or expiration dates, as indicated on the appropriate bills or notices for such payments, provided that such support has been received by the Servicer at least 30 calendar days prior to these dates, or such other number of days specified in the transaction agreements.
 
(12)  Any late payment penalties in connection with any payment to be made on behalf of an obligor are paid from the Servicer’s funds and not charged to the obligor, unless the late payment was due to the obligor’s error or omission.
 
(13)  Disbursements made on behalf of an obligor are posted within two business days to the obligor’s records maintained by the Servicer, or such other number of days specified in the transaction agreements.
 
(14)  Delinquencies, charge-offs and uncollectable accounts are recognized and recorded in accordance with the transaction agreements.
 
(15)  Any external enhancement or other support, identified in Item 1114(a)(1) through (3) or Item 1115 of Regulation AB, is maintained as set forth in the transaction agreements.
 
(16)  The Agreement is hereby amended effective as of the date hereof by adding the following new Exhibit 14:
 
EXHIBIT 14
 
SUMMARY OF APPLICABLE REGULATION AB REQUIREMENTS
 
NOTE: This Exhibit 14 is provided for convenience of reference only. In the event of a conflict or inconsistency between the terms of this Exhibit 14 and the text of Regulation AB, the text of Regulation AB, its adopting release and other public statements of the SEC shall control.
 

 





Item 1105(a)(1)-(3) and (c)
 
-Provide static pool information with respect to mortgage loans that were originated or purchased by the Company and which are of the same type as the Mortgage Loans.
 
-Provide static pool information regarding delinquencies, cumulative losses and prepayments for prior securitized pools of the Company.
 
-If the Company has less than 3 years experience securitizing assets of the same type as the Mortgage Loans, provide the static pool information by vintage origination years regarding loans originated or purchased by the Company, instead of by prior securitized pool. A vintage origination year represents mortgage loans originated during the same year.
 
-Such static pool information shall be for the prior five years, or for so long as the Company has been originating or purchasing (in the case of data by vintage origination year) or securitizing (in the case of data by prior securitized pools) such mortgage loans if for less than five years.
 
-The static pool information for each vintage origination year or prior securitized pool, as applicable, shall be presented in monthly increments over the life of the mortgage loans included in the vintage origination year or prior securitized pool.
 
-Provide summary information for the original characteristics of the prior securitized pools or vintage origination years, as applicable and material, including: number of pool assets, original pool balance, weighted average initial loan balance, weighted average mortgage rate, weighted average and minimum and maximum FICO, product type, loan purpose, weighted average and minimum and maximum LTV, distribution of loans by mortgage rate, and geographic concentrations of 5% or more.
 
Item 1108(b) and (c)
 
Provide the following information with respect to each servicer that will service, including interim service, 20% or more of the mortgage loans in any loan group in the securitization issued in the Pass-Through Transfer:
 
-a description of the Company’s form of organization;
 
-a description of how long the Company has been servicing residential mortgage loans; a general discussion of the Company’s experience in servicing assets of any type as well as a more detailed discussion of the Company’s experience in, and procedures for the servicing function it will perform under this Agreement and any Reconstitution Agreements; information regarding the size, composition and growth of the Company’s portfolio of mortgage loans of the type similar to the Mortgage Loans and information on factors related to the Company that may be material to any analysis of the servicing of the Mortgage Loans or the related asset-backed securities, as applicable, including whether any default or servicing related performance trigger has occurred as to any other securitization due to any act or failure to act of the Company, whether any material noncompliance with applicable servicing criteria as to any other securitization has been disclosed or reported by the Company, and the extent of outsourcing the Company uses;
 
-a description of any material changes to the Company’s policies or procedures in the servicing function it will perform under this Agreement and any Reconstitution Agreements for mortgage loans of the type similar to the Mortgage Loans during the past three years;
 
-information regarding the Company’s financial condition to the extent that there is a material risk that the effect on one or more aspects of servicing resulting from such financial condition could have a material impact on the performance of the securities issued in the Pass-Through Transfer, or on servicing of mortgage loans of the same asset type as the Mortgage Loans;
 
-any special or unique factors involved in servicing loans of the same type as the Mortgage Loans, and the Company’s processes and procedures designed to address such factors;
 
-statistical information regarding principal and interest advances made by the Company on the Mortgage Loans and the Company’s overall servicing portfolio for the past three years; and
 
-the Company’s process for handling delinquencies, losses, bankruptcies and recoveries, such as through liquidation of REO Properties, foreclosure, sale of the Mortgage Loans or workouts.
 
Item 1110(a)
 
-Identify any originator or group of affiliated originators that originated, or is expected to originate, 10% or more of the mortgage loans in any loan group in the securitization issued in the Pass-Through Transfer.
 
Item 1110(b)
 
Provide the following information with respect to any originator or group of affiliated originators that originated, or is expected to originate, 20% or more of the mortgage loans in any loan group in the securitization issued in the Pass-Through Transfer:
 
-the Company’s form of organization; and
 
-a description of the Company’s origination program and how long the Company has been engaged in originating residential mortgage loans, which description must include a discussion of the Company’s experience in originating mortgage loans of the same type as the Mortgage Loans and information regarding the size and composition of the Company’s origination portfolio as well as information that may be material to an analysis of the performance of the Mortgage Loans, such as the Company’s credit-granting or underwriting criteria for mortgage loans of the same type as the Mortgage Loans.
 
Item 1117
 
-describe any legal proceedings pending against the Company or against any of its property, including any proceedings known to be contemplated by governmental authorities, that may be material to the holders of the securities issued in the Pass-Through Transfer.
 
Item 1119(a)
 
-describe any affiliations of the Company, each other originator of the Mortgage Loans and each Subservicer with the sponsor, depositor, issuing entity, trustee, any originator, any other servicer, any significant obligor, enhancement or support provider or any other material parties related to the Pass-Through Transfer.
 
Item 1119(b)
 
-describe any business relationship, agreement, arrangement, transaction or understanding entered into outside of the ordinary course of business or on terms other than those obtained in an arm’s length transaction with an unrelated third party, apart from the Pass-Through Transfer, between the Company, each other originator of the Mortgage Loans and each Subservicer, or their respective affiliates, and the sponsor, depositor or issuing entity or their respective affiliates, that exists currently or has existed during the past two years, that may be material to the understanding of an investor in the securities issued in the Pass-Through Transfer.
 
Item 1119(c)
 
-describe any business relationship, agreement, arrangement, transaction or understanding involving or relating to the Mortgage Loans or the Pass-Through Transfer, including the material terms and approximate dollar amount involved, between the Company, each other originator of the Mortgage Loans and each Subservicer, or their respective affiliates and the sponsor, depositor or issuing entity or their respective affiliates, that exists currently or has existed during the past two years.
 
18. The Agreement is hereby amended effective as of the date hereof by adding the following new Exhibit 15:
 
EXHIBIT 15
 
FORM OF ASSIGNMENT, ASSUMPTION AND RECOGNITION AGREEMENT
 
This is a Purchase, Assignment, Assumption and Recognition Agreement (this “PAAR Agreement”) made as of __________, 200__, among EMC Mortgage Corporation (the “Assignor”), ___________________ (the “Assignee”), and _______________________ (the “Company”).
 
In consideration of the mutual promises contained herein the parties hereto agree that the residential mortgage loans (the “Assigned Loans”) listed on Attachment 1 annexed hereto (the “Assigned Loan Schedule”) now serviced by Company for Assignor and its successors and assigns pursuant to the Purchase, Warranties and Servicing Agreement, dated as of _________, 200__, between Assignor and Company (the “Purchase Agreement”) shall be subject to the terms of this PAAR Agreement. Capitalized terms used herein but not defined shall have the meanings ascribed to them in the Purchase Agreement.
 
Purchase, Assignment and Assumption
 
1.  Assignor hereby grants, transfers and assigns to Assignee all of the right, title and interest of Assignor in the Assigned Loans and, as they relate to the Assigned Loans, all of its right, title and interest in, to and under the Purchase Agreement.
 
2.  Simultaneously with the execution hereof, (i) Assignee shall pay to Assignor the “Funding Amount” as set forth in that certain letter agreement, dated as of _________ ____, between Assignee and Assignor (the “Confirmation”) and (ii) Assignor, at its expense, shall have caused to be delivered to Assignee or its designee the Mortgage File for each Assigned Loan in Assignor's or its custodian's possession, as set forth in the Purchase Agreement, along with, for each Assigned Loan, an endorsement of the Mortgage Note from the Company, in blank, and an assignment of mortgage in recordable form from the Company, in blank. Assignee shall pay the Funding Amount by wire transfer of immediately available funds to the account specified by Assignor. Assignee shall be entitled to all scheduled payments due on the Assigned Loans after ___________, 200__ and all unscheduled payments or other proceeds or other recoveries on the Assigned Loans received on and after _____________, 200__.
 
Representations, Warranties and Covenants
 
3.  Assignor warrants and represents to Assignee and Company as of the date hereof:
 
(a)  Attached hereto as Attachment 2 is a true and accurate copy of the Purchase Agreement, which agreement is in full force and effect as of the date hereof and the provisions of which have not been waived, amended or modified in any respect, nor has any notice of termination been given thereunder;
 
(b)  Assignor is the lawful owner of the Assigned Loans with full right to transfer the Assigned Loans and any and all of its interests, rights and obligations under the Purchase Agreement as they relate to the Assigned Loans, free and clear from any and all claims and encumbrances; and upon the transfer of the Assigned Loans to Assignee as contemplated herein, Assignee shall have good title to each and every Assigned Loan, as well as any and all of Assignee’s interests, rights and obligations under the Purchase Agreement as they relate to the Assigned Loans, free and clear of any and all liens, claims and encumbrances;
 
(c)  There are no offsets, counterclaims or other defenses available to Company with respect to the Assigned Loans or the Purchase Agreement;
 
(d)  Assignor has no knowledge of, and has not received notice of, any waivers under, or any modification of, any Assigned Loan;
 
(e)  Assignor is duly organized, validly existing and in good standing under the laws of the jurisdiction of its incorporation, and has all requisite power and authority to acquire, own and sell the Assigned Loans;
 
(f)  Assignor has full corporate power and authority to execute, deliver and perform its obligations under this PAAR Agreement, and to consummate the transactions set forth herein. The consummation of the transactions contemplated by this PAAR Agreement is in the ordinary course of Assignor’s business and will not conflict with, or result in a breach of, any of the terms, conditions or provisions of Assignor’s charter or by-laws or any legal restriction, or any material agreement or instrument to which Assignor is now a party or by which it is bound, or result in the violation of any law, rule, regulation, order, judgment or decree to which Assignor or its property is subject. The execution, delivery and performance by Assignor of this PAAR Agreement and the consummation by it of the transactions contemplated hereby, have been duly authorized by all necessary corporate action on part of Assignor. This PAAR Agreement has been duly executed and delivered by Assignor and, upon the due authorization, execution and delivery by Assignee and Company, will constitute the valid and legally binding obligation of Assignor enforceable against Assignor in accordance with its terms except as enforceability may be limited by bankruptcy, reorganization, insolvency, moratorium or other similar laws now or hereafter in effect relating to creditors’ rights generally, and by general principles of equity regardless of whether enforceability is considered in a proceeding in equity or at law;
 
(g)  No consent, approval, order or authorization of, or declaration, filing or registration with, any governmental entity is required to be obtained or made by Assignor in connection with the execution, delivery or performance by Assignor of this PAAR Agreement, or the consummation by it of the transactions contemplated hereby; and
 
(h)  Neither Assignor nor anyone acting on its behalf has offered, transferred, pledged, sold or otherwise disposed of the Assigned Loans or any interest in the Assigned Loans, or solicited any offer to buy or accept a transfer, pledge or other disposition of the Assigned Loans, or any interest in the Assigned Loans or otherwise approached or negotiated with respect to the Assigned Loans, or any interest in the Assigned Loans with any Person in any manner, or made any general solicitation by means of general advertising or in any other manner, or taken any other action which would constitute a distribution of the Assigned Loans under the Securities Act of 1933, as amended (the “1933 Act”) or which would render the disposition of the Assigned Loans a violation of Section 5 of the 1933 Act or require registration pursuant thereto.
 
4.  Assignee warrants and represents to, and covenants with, Assignor and Company as of the date hereof:
 
(a)  Assignee is duly organized, validly existing and in good standing under the laws of the jurisdiction of its organization and has all requisite power and authority to acquire, own and purchase the Assigned Loans;
 
(b)  Assignee has full corporate power and authority to execute, deliver and perform its obligations under this PAAR Agreement, and to consummate the transactions set forth herein. The consummation of the transactions contemplated by this PAAR Agreement is in the ordinary course of Assignee’s business and will not conflict with, or result in a breach of, any of the terms, conditions or provisions of Assignee’s charter or by-laws or any legal restriction, or any material agreement or instrument to which Assignee is now a party or by which it is bound, or result in the violation of any law, rule, regulation, order, judgment or decree to which Assignee or its property is subject. The execution, delivery and performance by Assignee of this PAAR Agreement and the consummation by it of the transactions contemplated hereby, have been duly authorized by all necessary corporate action on part of Assignee. This PAAR Agreement has been duly executed and delivered by Assignee and, upon the due authorization, execution and delivery by Assignor and Company, will constitute the valid and legally binding obligation of Assignee enforceable against Assignee in accordance with its terms except as enforceability may be limited by bankruptcy, reorganization, insolvency, moratorium or other similar laws now or hereafter in effect relating to creditors’ rights generally, and by general principles of equity regardless of whether enforceability is considered in a proceeding in equity or at law;
 
(c)  No consent, approval, order or authorization of, or declaration, filing or registration with, any governmental entity is required to be obtained or made by Assignee in connection with the execution, delivery or performance by Assignee of this PAAR Agreement, or the consummation by it of the transactions contemplated hereby; and
 
(d)  Assignee agrees to be bound as “Purchaser” by all of the terms, covenants and conditions of the Purchase Agreement with respect to the Assigned Loans, and from and after the date hereof, Assignee assumes for the benefit of each of Assignor and Company all of Assignor's obligations as “Purchaser” thereunder but solely with respect to such Assigned Loans.
 
5.  Company warrants and represents to, and covenant with, Assignor and Assignee as of the date hereof:
 
(a)  Attached hereto as Attachment 2 is a true and accurate copy of the Purchase Agreement, which agreement is in full force and effect as of the date hereof and the provisions of which have not been waived, amended or modified in any respect, nor has any notice of termination been given thereunder;
 
(b)  Company is duly organized, validly existing and in good standing under the laws of the jurisdiction of its incorporation, and has all requisite power and authority to service the Assigned Loans and otherwise to perform its obligations under the Purchase Agreement;
 
(c)  Company has full corporate power and authority to execute, deliver and perform its obligations under this PAAR Agreement, and to consummate the transactions set forth herein. The consummation of the transactions contemplated by this PAAR Agreement is in the ordinary course of Company’s business and will not conflict with, or result in a breach of, any of the terms, conditions or provisions of Company’s charter or by-laws or any legal restriction, or any material agreement or instrument to which Company is now a party or by which it is bound, or result in the violation of any law, rule, regulation, order, judgment or decree to which Company or its property is subject. The execution, delivery and performance by Company of this PAAR Agreement and the consummation by it of the transactions contemplated hereby, have been duly authorized by all necessary corporate action on part of Company. This PAAR Agreement has been duly executed and delivered by Company, and, upon the due authorization, execution and delivery by Assignor and Assignee, will constitute the valid and legally binding obligation of Company, enforceable against Company in accordance with its terms except as enforceability may be limited by bankruptcy, reorganization, insolvency, moratorium or other similar laws now or hereafter in effect relating to creditors’ rights generally, and by general principles of equity regardless of whether enforceability is considered in a proceeding in equity or at law;
 
(d)  No consent, approval, order or authorization of, or declaration, filing or registration with, any governmental entity is required to be obtained or made by Assignee in connection with the execution, delivery or performance by Company of this PAAR Agreement, or the consummation by it of the transactions contemplated hereby; and
 
(e)  No event has occurred from the Closing Date to the date hereof which would render the representations and warranties as to the related Assigned Loans made by the Company in Sections 3.01 and 3.02 of the Purchase Agreement to be untrue in any material respect.
 
(f)  Neither this AAR Agreement nor any certification, statement, report or other agreement, document or instrument furnished or to be furnished by the Company pursuant to this AAR Agreement contains or will contain any materially untrue statement of fact or omits or will omit to state a fact necessary to make the statements contained therein not misleading.
 
(i) Recognition of Assignee

6.  From and after the date hereof, Company shall recognize Assignee as owner of the Assigned Loans and will service the Assigned Loans in accordance with the Purchase Agreement. It is the intention of Assignor, Company and Assignee that this PAAR Agreement shall be binding upon and for the benefit of the respective successors and assigns of the parties hereto. Neither Company nor Assignor shall amend or agree to amend, modify, waiver, or otherwise alter any of the terms or provisions of the Purchase Agreement which amendment, modification, waiver or other alteration would in any way affect the Assigned Loans without the prior written consent of Assignee.
 
Miscellaneous
 
7.  All demands, notices and communications related to the Assigned Loans, the Purchase Agreement and this PAAR Agreement shall be in writing and shall be deemed to have been duly given if personally delivered at or mailed by registered mail, postage prepaid, as follows:
 
(a)  In the case of Company,
 
____________________
____________________
____________________
____________________
____________________
 
With a copy to ______________________________________.

(b)  In the case of Assignor,
 
____________________
____________________
____________________
____________________
____________________
 
 
(c)  In the case of Assignee,
 
EMC Mortgage Corporation
Mac Arthur Ridge II
909 Hidden Ridge Drive, Suite 200
Irving, Texas 75038
Attention: Raylene Ruyle
Telecopier No.: (972) 444-2810
 
with a copy to:
383 Madison Avenue
New York, New York 10179
Attention: ___________
Telecopier No.: (212) 272-____
 

 
8.  Each party will pay any commissions it has incurred and the fees of its attorneys in connection with the negotiations for, documenting of and closing of the transactions contemplated by this PAAR Agreement.
 
9.  This PAAR Agreement shall be construed in accordance with the laws of the State of New York, without regard to conflicts of law principles, and the obligations, rights and remedies of the parties hereunder shall be determined in accordance with such laws.
 
10.  No term or provision of this PAAR Agreement may be waived or modified unless such waiver or modification is in writing and signed by the party against whom such waiver or modification is sought to be enforced.
 
11.  This PAAR Agreement shall inure to the benefit of the successors and assigns of the parties hereto. Any entity into which Assignor, Assignee or Company may be merged or consolidated shall, without the requirement for any further writing, be deemed Assignor, Assignee or Company, respectively, hereunder.
 
12.  This PAAR Agreement shall survive the conveyance of the Assigned Loans, the assignment of the Purchase Agreement to the extent of the Assigned Loans by Assignor to Assignee and the termination of the Purchase Agreement.
 
13.  This PAAR Agreement may be executed simultaneously in any number of counterparts. Each counterpart shall be deemed to be an original and all such counterparts shall constitute one and the same instrument.
 
14.  In the event that any provision of this PAAR Agreement conflicts with any provision of the Purchase Agreement with respect to the Assigned Loans, the terms of this PAAR Agreement shall control. In the event that any provision of this PAAR Agreement conflicts with any provision of the Confirmation with respect to the Assigned Loans, the terms of this PAAR Agreement shall control.
 
[Modification of Purchase Agreement
 
15.  The Company and Assignor hereby amend the Purchase Agreement as follows:
 
(a)  The following definitions are added to Section 1.01 of the Purchase Agreement:
 
Securities Administrator: ________________________
 
Supplemental PMI Insurer: ________________________
 
Supplemental PMI Policy: The primary guarantee insurance policy of the Supplemental PMI Insurer attached hereto as Exhibit J, or any successor Supplemental PMI Policy given to the Servicer by the Assignee.
 
Trustee: ________________________
 
(b)  The following definition is amended and restated:
 
Insurance Proceeds: Proceeds of any Primary Mortgage Insurance Policy, the Supplemental PMI Policy, any title policy, any hazard insurance policy or any other insurance policy covering a Mortgage Loan or other related Mortgaged Property, including any amounts required to be deposited in the Custodial Account pursuant to Section 4.04, to the extent such proceeds are not to be applied to the restoration of the related Mortgaged Property or released to the Mortgagor in accordance with Accepted Servicing Practices.

(c)  The following are added as the fourth, fifth and sixth paragraphs of Section 4.08:
 
“In connection with its activities as servicer, the Company agrees to prepare and present, on behalf of itself and the Purchaser, claims to the Supplemental PMI Insurer with respect to the Supplemental PMI Policy and, in this regard, to take such action as shall be necessary to permit recovery under any Supplemental PMI Policy respecting a defaulted Mortgage Loan. Pursuant to Section 4.04, any amounts collected by the Company under any Supplemental PMI Policy shall be deposited in the Custodial Account, subject to withdrawal pursuant to Section 4.05.
 
In accordance with the Supplemental PMI Policy, the Company shall provide to the Supplemental PMI Insurer any required information regarding the Mortgage Loans.
 
The Company shall provide to the [Securities Administrator] on a monthly basis via computer tape, or other mutually acceptable format, the unpaid principal balance, insurer certificate number, lender loan number, and premium due the Supplemental PMI Insurer for each Mortgage Loan covered by the Supplemental PMI Policy. In addition, the Company agrees to forward to the Purchaser and the [Securities Administrator] any statements or other reports given by the Supplemental PMI Insurer to the Servicer in connection with a claim under the Supplemental PMI Policy.”
 
(d)  Clause (vi) of Section 6.1 is amended to read as follows:
 
“Company ceases to be approved by either Fannie Mae or FHLMC as a mortgage loan seller or servicer for more than thirty days, or the Company fails to meet the servicer eligibility requirements of the Supplemental PMI Insurer; or”]
 
IN WITNESS WHEREOF, the parties hereto have executed this PAAR Agreement as of the day and year first above written.
 
 
EMC MORTGAGE CORPORATION,
Assignor
   
 
By: _____________________________________________________
Name:
Title:
   
   
 
__________________________________________________________
 
Assignee
   
 
By: _____________________________________________________
Name:
Title:
   
   
 
__________________________________________________________
 
Company
   
 
By: _____________________________________________________
Name:
Title:

19. The Agreement is hereby amended effective as of the date hereof by adding the following new Exhibit 16:
 
EXHIBIT 16
 
COMPANY’S OBLIGATIONS IN CONNECTION
WITH A RECONSTITUTION
 
·  
The Company shall (i) possess the ability to service to a securitization documents; (ii) service on a “Scheduled/Scheduled” reporting basis (advancing through the liquidation of an REO Property), (iii) make compensating interest payments on payoffs and curtailments and (iv) remit and report to a master servicer in format acceptable to such master servicer by the 10th calendar day of each month.
 
·  
The Company shall provide an acceptable annual certification (officer’s certificate) to the master servicer (as required by the Sarbanes-Oxley Act of 2002) as well as any other annual certifications required under the securitization documents (i.e. the annual statement as to compliance/annual independent certified public accountants’ servicing report due by February 28 of each year).
 
·  
The Company shall allow for the Purchaser, the master servicer or their designee to perform a review of audited financials and net worth of the Company.
 
·  
The Company shall provide a Uniform Single Attestation Program certificate and Management Assertion as requested by the master servicer or the Purchaser.
 
·  
The Company shall provide information on each Custodial Account as requested by the master servicer or the Purchaser, and each Custodial Accounts shall comply with the requirements for such accounts as set forth in the securitization documents.
 
·  
The Company shall maintain its servicing system in accordance with the requirements of the master servicer.
 
20. The Agreement is hereby amended effective as of the date hereof by adding the following new Exhibit 17:
 
EXHIBIT 17
 
SERVICING CRITERIA TO BE ADDRESSED IN ASSESSMENT OF COMPLIANCE
 
The assessment of compliance to be delivered by [the Company] [Name of Subservicer] shall address, at a minimum, the criteria identified as below as “Applicable Servicing Criteria”:
 
Servicing Criteria
Applicable
Servicing Criteria
Reference
Criteria
 
 
General Servicing Considerations
 
1122(d)(1)(i)
 
Policies and procedures are instituted to monitor any performance or other triggers and events of default in accordance with the transaction agreements.
 
1122(d)(1)(ii)
 
If any material servicing activities are outsourced to third parties, policies and procedures are instituted to monitor the third party’s performance and compliance with such servicing activities.
 
 
1122(d)(1)(iii)
 
Any requirements in the transaction agreements to maintain a back-up servicer for the mortgage loans are maintained. A fidelity bond and errors and omissions policy is in effect on the party participating in the servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with the terms of the transaction agreements.
 
1122(d)(1)(iv)
1122(d)(2)(i)
 
Cash Collection and Administration
Payments on mortgage loans are deposited into the appropriate custodial bank accounts and related bank clearing accounts no more than two business days following receipt, or such other number of days specified in the transaction agreements.
 
1122(d)(2)(ii)
 
Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel.
 
1122(d)(2)(iii)
 
Advances of funds or guarantees regarding collections, cash flows or distributions, and any interest or other fees charged for such advances, are made, reviewed and approved as specified in the transaction agreements.
 
 
1122(d)(2)(iv)
 
The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of overcollateralization, are separately maintained (e.g., with respect to commingling of cash) as set forth in the transaction agreements. Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, “federally insured depository institution” with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. Unissued checks are safeguarded so as to prevent unauthorized access. Reconciliations are prepared on a monthly basis for all asset-backed securities related bank accounts, including custodial accounts and related bank clearing accounts. These reconciliations are (A) mathematically accurate; (B) prepared within 30 calendar days after the bank statement cutoff date, or such other number of days specified in the transaction agreements; (C) reviewed and approved by someone other than the person who prepared the reconciliation; and (D) contain explanations for reconciling items. These reconciling items are resolved within 90 calendar days of their original identification, or such other number of days specified in the transaction agreements.
 
 
1122(d)(2)(v)
 
1122(d)(2)(vi)
 
1122(d)(2)(vii)
 
1122(d)(3)(i)
 
1122(d)(3)(ii)
 
1122(d)(3)(iii)
 
1122(d)(3)(iv)
 
1122(d)(4)(i)
 
Investor Remittances and Reporting
 
 
Reports to investors, including those to be filed with the Commission, are maintained in accordance with the transaction agreements and applicable Commission requirements. Specifically, such reports (A) are prepared in accordance with timeframes and other terms set forth in the transaction agreements; (B) provide information calculated in accordance with the terms specified in the transaction agreements; (C) are filed with the Commission as required by its rules and regulations; and (D) agree with investors’ or the trustee’s records as to the total unpaid principal balance and number of mortgage loans serviced by the Servicer. Amounts due to investors are allocated and remitted in accordance with timeframes, distribution priority and other terms set forth in the transaction agreements. Disbursements made to an investor are posted within two business days to the Servicer’s investor records, or such other number of days specified in the transaction agreements. Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.
 
 
1122(d)(4)(ii)
 
1122(d)(4)(iii)
 
1122(d)(4)(iv)
 
1122(d)(4)(v)
1122(d)(4)(vi)
 
Pool Asset Administration
 
Collateral or security on mortgage loans is maintained as required by the transaction agreements or related mortgage loan documents. Mortgage loan and related documents are safeguarded as required by the transaction agreements Any additions, removals or substitutions to the asset pool are made, reviewed and approved in accordance with any conditions or requirements in the transaction agreements. Payments on mortgage loans, including any payoffs, made in accordance with the related mortgage loan documents are posted to the Servicer’s obligor records maintained no more than two business days after receipt, or such other number of days specified in the transaction agreements, and allocated to principal, interest or other items (e.g., escrow) in accordance with the related mortgage loan documents. The Servicer’s records regarding the mortgage loans agree with the Servicer’s records with respect to an obligor’s unpaid principal balance. Changes with respect to the terms or status of an obligor's mortgage loans (e.g., loan modifications or re-agings) are made, reviewed and approved by authorized personnel in accordance with the transaction agreements and related pool asset documents.
 
1122(d)(4)(vii)
 
Loss mitigation or recovery actions (e.g., forbearance plans, modifications and deeds in lieu of foreclosure, foreclosures and repossessions, as applicable) are initiated, conducted and concluded in accordance with the timeframes or other requirements established by the transaction agreements.
 
1122(d)(4)(viii)
 
Records documenting collection efforts are maintained during the period a mortgage loan is delinquent in accordance with the transaction agreements. Such records are maintained on at least a monthly basis, or such other period specified in the transaction agreements, and describe the entity’s activities in monitoring delinquent mortgage loans including, for example, phone calls, letters and payment rescheduling plans in cases where delinquency is deemed temporary (e.g., illness or unemployment).
 
1122(d)(4)(ix)
 
Adjustments to interest rates or rates of return for mortgage loans with variable rates are computed based on the related mortgage loan documents.
 
1122(d)(4)(x)
 
Regarding any funds held in trust for an obligor (such as escrow accounts): (A) such funds are analyzed, in accordance with the obligor’s mortgage loan documents, on at least an annual basis, or such other period specified in the transaction agreements; (B) interest on such funds is paid, or credited, to obligors in accordance with applicable mortgage loan documents and state laws; and (C) such funds are returned to the obligor within 30 calendar days of full repayment of the related mortgage loans, or such other number of days specified in the transaction agreements.
 
1122(d)(4)(xi)
 
Payments made on behalf of an obligor (such as tax or insurance payments) are made on or before the related penalty or expiration dates, as indicated on the appropriate bills or notices for such payments, provided that such support has been received by the servicer at least 30 calendar days prior to these dates, or such other number of days specified in the transaction agreements.
 
1122(d)(4)(xii)
 
Any late payment penalties in connection with any payment to be made on behalf of an obligor are paid from the servicer’s funds and not charged to the obligor, unless the late payment was due to the obligor’s error or omission.
 
1122(d)(4)(xiii)
 
Disbursements made on behalf of an obligor are posted within two business days to the obligor’s records maintained by the servicer, or such other number of days specified in the transaction agreements.
 
1122(d)(4)(xiv)
 
Delinquencies, charge-offs and uncollectible accounts are recognized and recorded in accordance with the transaction agreements.
 
1122(d)(4)(xv)
 
Any external enhancement or other support, identified in Item 1114(a)(1) through (3) or Item 1115 of Regulation AB, is maintained as set forth in the transaction agreements.
 

 
[NAME OF COMPANY] [NAME OF
SUBSERVICER]
   
 
Date: _____________________________________________________
   
   
 
By: _____________________________________________________
Name:
Title:
   


21. Except as amended above, the Agreement shall continue to be in full force and effect in accordance with its terms.
 
22. Notwithstanding anything to the contrary in the Agreement, this Amendment and/or any Term Sheet pursuant to the Agreement shall be executed by each party (i) in one or more fully executed copies, each of which shall constitute a fully executed original Agreement, and/or (ii) in counterparts having one or more original signatures, and all such counterparts containing the original signatures of all of the parties hereto taken together shall constitute a fully executed original Amendment or Term Sheet, as applicable, and/or (iii) by delivery of one or more original signed signature pages to the other parties hereto (x) by mail or courier, and/or (y) by electronic transmission, including without limitation by telecopier, facsimile or email of a scanned image (“Electronic Transmission”), each of which as received shall constitute for all purposes an executed original signature page of such party. The Purchaser may deliver a copy of this Amendment and/or any Term Sheet, fully executed as provided herein, to each other party hereto by mail and/or courier and/or Electronic Transmission, and such copy as so delivered shall constitute a fully executed original Agreement or Term Sheet, as applicable, superseding any prior form of the Amendment or Term Sheet, as applicable, that differs therefrom in any respect.
 
[SIGNATURE PAGES FOLLOW]
 




IN WITNESS WHEREOF, the following parties have caused their names to be signed hereto by their respective officers thereunto duly authorized as of the day and year first above written.
 
 
EMC MORTGAGE CORPORATION,
as Purchaser
   
 
By: _____________________________________________________
Name:
Title:
   
 
IMPAC FUNDING CORPORATION,
as Company
   
 
By: _____________________________________________________
Name:
Title: