The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   12,261,938 49,724 SH   DFND   49,150 0 574
AIR PRODS & CHEMS INC COM 009158106   6,263,288 22,966 SH   DFND   22,784 0 182
ALPHABET INC CAP STK CL A 02079K305   14,457,400 59,471 SH   DFND   58,731 0 740
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   665,099 8,855 SH   DFND   8,855 0 0
AON PLC SHS CL A G0403H108   7,942,820 22,275 SH   DFND   22,036 0 239
APPLE INC COM 037833100   22,638,644 88,908 SH   DFND   87,940 0 968
BLACKROCK INC COM 09290D101   15,811,529 13,562 SH   DFND   13,399 0 163
CHEVRON CORP NEW COM 166764100   4,372,035 28,154 SH   DFND   27,659 0 495
COCA COLA CO COM 191216100   5,964,357 89,933 SH   DFND   89,127 0 806
COSTCO WHSL CORP NEW COM 22160K105   15,625,560 16,881 SH   DFND   16,700 0 181
EATON CORP PLC SHS G29183103   11,877,947 31,738 SH   DFND   31,398 0 340
ELI LILLY & CO COM 532457108   9,854,908 12,916 SH   DFND   12,820 0 96
HONEYWELL INTL INC COM 438516106   12,838,395 60,990 SH   DFND   60,389 0 601
ISHARES INC CORE MSCI EMKT 46434G103   714,573 10,840 SH   DFND   10,840 0 0
ISHARES TR CORE MSCI EAFE 46432F842   777,059 8,900 SH   DFND   8,900 0 0
ISHARES TR MSCI USA QLT FCT 46432F339   1,662,975 8,550 SH   DFND   8,550 0 0
ISHARES TR ISHS 5-10YR INVT 464288638   205,650 3,802 SH   DFND   3,802 0 0
ISHARES TR CORE S&P MCP ETF 464287507   522,080 8,000 SH   DFND   8,000 0 0
ISHARES TR CORE S&P SCP ETF 464287804   619,104 5,210 SH   DFND   5,210 0 0
ISHARES TR CORE S&P500 ETF 464287200   1,700,022 2,540 SH   DFND   2,540 0 0
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845   486,726 9,585 SH   DFND   9,585 0 0
JANUS DETROIT STR TR HENDERSON MTG 47103U852   708,068 15,504 SH   DFND   15,504 0 0
JOHNSON & JOHNSON COM 478160104   9,362,412 50,493 SH   DFND   49,922 0 571
JPMORGAN CHASE & CO. COM 46625H100   17,954,906 56,922 SH   DFND   56,206 0 716
LINDE PLC SHS G54950103   286,900 604 SH   DFND   521 0 83
LOWES COS INC COM 548661107   10,902,833 43,384 SH   DFND   42,832 0 552
MASTERCARD INCORPORATED CL A 57636Q104   15,108,162 26,561 SH   DFND   26,250 0 311
MCKESSON CORP COM 58155Q103   7,468,144 9,667 SH   DFND   9,556 0 111
MEDTRONIC PLC SHS G5960L103   5,723,162 60,092 SH   DFND   59,379 0 713
META PLATFORMS INC CL A 30303M102   4,503,953 6,133 SH   DFND   6,058 0 75
MICROSOFT CORP COM 594918104   26,303,055 50,783 SH   DFND   50,195 0 588
NEXTERA ENERGY INC COM 65339F101   8,937,714 118,396 SH   DFND   117,159 0 1,237
NVIDIA CORPORATION COM 67066G104   11,408,621 61,146 SH   DFND   60,485 0 661
ORACLE CORP COM 68389X105   17,721,214 63,011 SH   DFND   62,315 0 696
PEPSICO INC COM 713448108   7,467,195 53,170 SH   DFND   52,613 0 557
RTX CORPORATION COM 75513E101   17,821,314 106,504 SH   DFND   105,535 0 969
S&P GLOBAL INC COM 78409V104   7,523,076 15,457 SH   DFND   15,283 0 174
STRYKER CORPORATION COM 863667101   6,671,434 18,047 SH   DFND   17,866 0 181
TEXAS INSTRS INC COM 882508104   5,611,114 30,540 SH   DFND   30,029 0 511
THERMO FISHER SCIENTIFIC INC COM 883556102   5,563,664 11,471 SH   DFND   11,340 0 131
TJX COS INC NEW COM 872540109   14,150,611 97,901 SH   DFND   97,101 0 800
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   262,542 3,290 SH   DFND   3,290 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   397,037 4,520 SH   DFND   4,520 0 0
VISA INC COM CL A 92826C839   2,936,551 8,602 SH   DFND   8,602 0 0
WASTE MGMT INC DEL COM 94106L109   4,308,172 19,509 SH   DFND   19,249 0 260