EXHIBIT 99.1

The mortgage loans delivered to the Trust on the Closing Date (the “Mortgage Loans”) will consist of conventional, one- to four-family, adjustable-rate and fixed-rate mortgage loans. The Depositor will purchase the Mortgage Loans from the Seller pursuant to the Mortgage Loan Purchase Agreement, to be dated as of the date of this prospectus supplement (the “Mortgage Loan Purchase Agreement”), between the Seller and the Depositor. Pursuant to the Pooling and Servicing Agreement, to be dated as of the Cut-off Date (the “Pooling and Servicing Agreement”), among the Depositor, the Master Servicer and the Trustee, the Depositor will cause the Mortgage Loans to be assigned to the Trustee for the benefit of the certificateholders.

The Group I Mortgage Loans and the Group II Mortgage Loans are expected to have an aggregate principal balance as of the Cut-off Date of approximately $1,356,297,659.86 and $473,944,671.25, respectively.

The Mortgage Loans will be secured by mortgages or deeds of trust or other similar security instruments creating first liens on residential properties (the “Mortgaged Properties”) consisting of attached, detached or semi-detached one- to four-family dwelling units, individual condominium units or individual units in planned unit developments and manufactured housing. The Mortgage Loans will have original terms to maturity of not greater than 30 years from the date on which the first payment was due on each Mortgage Loan.

Each adjustable-rate Mortgage Loan will accrue interest at the adjustable-rate calculated as specified under the terms of the related mortgage note and each fixed-rate Mortgage Loan will have a Mortgage Rate that is fixed for the life of such Mortgage (each such rate, a “Mortgage Rate”).

Each adjustable-rate Mortgage Loan will accrue interest at a Mortgage Rate that is adjustable. The adjustable-rate Mortgage Loans generally will provide for semi-annual adjustment to the Mortgage Rate thereon and for corresponding adjustments to the monthly payment amount due thereon, in each case on each adjustment date applicable thereto (each such date, an “Adjustment Date”); provided, that the first adjustment for approximately 67.86% of the adjustable-rate Group I Mortgage Loans and approximately 70.22% of the adjustable-rate Group II Mortgage Loans, in each case by aggregate scheduled principal balance of the adjustable-rate Mortgage Loans in the related loan group as of the Cut-off Date, will occur after an initial period of two years after origination, the first adjustment for approximately 30.14% of the adjustable-rate Group I Mortgage Loans and approximately 27.96% of the adjustable-rate Group II Mortgage Loans, in each case by aggregate scheduled principal balance of the adjustable-rate Mortgage Loans in the related loan group as of the Cut-off Date, will occur after an initial period of three years after origination, and the first adjustment for approximately 2.00% of the adjustable-rate Group I Mortgage Loans and approximately 1.82% of the adjustable-rate Group II Mortgage Loans, in each case by aggregate scheduled principal balance of the adjustable-rate Mortgage Loans in the related loan group as of the Cut-off Date, will occur after an initial period of five years after origination. On each Adjustment Date for each adjustable-rate Mortgage Loan, the Mortgage Rate thereon will be adjusted (subject to rounding) to equal the sum of the applicable Index (as defined below) and a fixed percentage amount (the “Gross Margin”). The Mortgage Rate on substantially all adjustable-rate Mortgage Loans will not decrease on the first related Adjustment Date, will not increase by more than 2.000% per annum (with respect to adjustable-rate Mortgage Loans with a fixed initial period of two or three years) or 6.000% per annum (with respect to adjustable-rate Mortgage Loans with a fixed initial period of five years) on the first related Adjustment Date (the “Initial Periodic Rate Cap”) and will not increase or decrease by more than 1.000% per annum on any Adjustment Date thereafter (the “Periodic Rate Cap”). Each Mortgage Rate on each adjustable-rate Mortgage Loan will not exceed a specified maximum Mortgage Rate over the life of such Mortgage Loan (the “Maximum Mortgage Rate”) or be less than a specified minimum Mortgage Rate over the life of such Mortgage Loan (the “Minimum Mortgage Rate”). Effective with the first monthly payment due on each adjustable-rate Mortgage Loan after each related Adjustment Date, the monthly payment amount will be adjusted to an amount that will amortize fully the outstanding principal balance of the related Mortgage Loan over its remaining term, and pay interest at the Mortgage Rate as so adjusted. Due to

the application of the Periodic Rate Caps and the Maximum Mortgage Rates, the Mortgage Rate on each such adjustable-rate Mortgage Loan, as adjusted on any related Adjustment Date, may be less than the sum of the Index and the related Gross Margin, rounded as described herein. None of the adjustable-rate Mortgage Loans permits the related mortgagor to convert the adjustable Mortgage Rate thereon to a fixed Mortgage Rate.

The Mortgage Loans will have scheduled monthly payments due on the first day of the month (with respect to each Mortgage Loan, a “Due Date”). Each Mortgage Loan will contain a customary “due-on-sale” clause which provides that (subject to state and federal restrictions) the Mortgage Loan must be repaid at the time of sale of the related mortgaged property or with the consent of the holder of the mortgage note assumed by a creditworthy purchaser of the related mortgaged property.

None of the Mortgage Loans will be buydown mortgage loans.

For purposes of calculating interest and principal distributions on the Class A Certificates, the Mortgage Loans will be divided into two loan groups, designated as the “Group I Mortgage Loans” and the “Group II Mortgage Loans.” The Group I Mortgage Loans will consist of adjustable-rate and fixed-rate mortgage loans with principal balances at origination that conform to Freddie Mac loan limits and the Group II Mortgage Loans will consist of adjustable-rate and fixed-rate mortgage loans with principal balances at origination that may or may not conform to Freddie Mac or Fannie Mae loan limits.

Approximately 58.64% of the Group I Mortgage Loans and approximately 54.72% of the Group II Mortgage Loans, in each case by aggregate scheduled principal balances of the related loan group as of the Cut-off Date, provide for payment by the mortgagor of a prepayment charge on certain principal prepayments, subject to certain limitations in the related mortgage note and limitations upon collection in the Pooling and Servicing Agreement. Generally, each such Mortgage Loan provides for payment of a prepayment charge on certain prepayments made within a defined period set forth in the related Mortgage Note (generally within the first three years but possibly as short as one year from the date of origination of such Mortgage Loan). The amount of the prepayment charge is as provided in the related Mortgage Note. The holders of the Class P Certificates will be entitled to all prepayment charges received on the Mortgage Loans in each loan group, and such amounts will not be available for distribution on the other classes of Certificates. Under certain instances, as described under the terms of the Pooling and Servicing Agreement, the Master Servicer may waive the payment of any otherwise applicable prepayment charge. Investors should conduct their own analysis of the effect, if any, that the prepayment charges, and decisions by the Master Servicer with respect to the waiver thereof, may have on the prepayment performance of the Mortgage Loans. The Depositor makes no representation as to the effect that the prepayment charges, and decisions by the Master Servicer with respect to the waiver thereof, may have on the prepayment performance of the Mortgage Loans. As of July 1, 2003, the Alternative Mortgage Parity Act of 1982 (the “Parity Act”), which regulates the ability of the Originator to impose prepayment charges, was amended, and as a result, the Originator will be required to comply with state and local laws in originating mortgage loans with prepayment charge provisions with respect to loans originated on or after July 1, 2003. However, the ruling of the Office of Thrift Supervision (the “OTS”) does not retroactively affect loans originated before July 1, 2003. See “Legal Aspects of Mortgage Assets—Enforceability of Certain Provisions—Prepayment Charges” in the prospectus.

Mortgage Loan Statistics

The Group I Mortgage Loans consist of 8,503 adjustable-rate and fixed-rate Mortgage Loans having an aggregate principal balance as of the Cut-off Date of approximately $1,356,297,659.86, after application of scheduled payments due on or before the Cut-off Date whether or not received and application of all unscheduled payments of principal received prior to the Cut-off Date, and subject to a permitted variance of plus or minus 5%. None of the Group I Mortgage Loans had a first Due Date prior to August 1, 2005 or after February 1, 2006, or will have a remaining term to stated maturity of less than 118 months or greater than 360 months as of the Cut-off Date. The latest maturity date of any Group I Mortgage Loan is January 1, 2036.

The Group II Mortgage Loans consist of 1,609 adjustable-rate and fixed-rate Mortgage Loans having an aggregate principal balance as of the Cut-off Date of approximately $473,944,671.25, after application of scheduled payments due on or before the Cut-off Date whether or not received and application of all unscheduled payments of principal received prior to the Cut-off Date, and subject to a permitted variance of plus or minus 5%. None of the Group II Mortgage Loans had a first Due Date prior to August 1, 2005 or after February 1, 2006, or will have a remaining term to stated maturity of less than 179 months or greater than 360 months as of the Cut-off Date. The latest maturity date of any Group II Mortgage Loan is January 1, 2036.

DESCRIPTION OF THE TOTAL COLLATERAL
Collateral Summary
Statistics given below are for the Mortgage Loans in the pool as of the Cut-off Date. Balances and percentages are based on the Cut-off Date scheduled balances of such Mortgage Loans (except in the case of Debt-to-Income and FICO, which are determined at origination).
	Summary Statistics		Range (if applicable)
Number of Mortgage Loans:	10,112
Aggregate Current Principal Balance:	$1,830,242,331.11
Average Current Principal Balance:	$180,997.07		$59,278.86 - $1,000,000.00
Aggregate Original Principal Balance:	$1,831,237,673.25
Average Original Principal Balance:	$181,095.50		$60,000.00 - $1,000,000.00
Fully Amortizing Mortgage Loans:	100.00%
1st Lien:	100.00%
Wtd. Avg. Mortgage Rates:	7.756%		5.500% - 13.800%
Wtd. Avg. Original Term to Maturity (months):	355		120 - 360
Wtd. Avg. Remaining Term to Maturity (months):	354		118 - 360
Wtd. Avg. Margin (ARM Loans Only):	5.770%		2.750% - 6.750%
Wtd. Avg. Maximum Mortgage Rate (ARM Loans Only):	13.949%		11.500% - 19.800%
Wtd. Avg. Minimum Mortgage Rate (ARM Loans Only):	7.949%		5.500% - 13.800%
Wtd. Avg. Original LTV:	77.67%		7.55% - 95.00%
Wtd. Avg. Borrower FICO:	624		500 - 817
Geographic Distribution (Top 5):	CA	15.12%
	FL	10.72%
	NY	9.38%
	NJ	7.75%
	MD	5.48%

DESCRIPTION OF THE TOTAL COLLATERAL

Collateral Type
COLLATERAL TYPE	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
2Yr/6 Mo Libor		5,107	853,944,033.49	46.66	358	42.13	8.326	586	76.78
2Yr/6 Mo Libor (IO)		567	156,530,591.25	8.55	359	42.49	7.276	663	81.37
3Yr/12 Mo Libor		6	1,125,892.01	0.06	356	40.01	5.750	728	74.72
3Yr/6 Mo Libor		2,069	325,610,882.87	17.79	358	40.68	7.740	604	77.44
3Yr/6 Mo Libor (IO)		442	110,134,618.02	6.02	359	41.84	6.917	683	81.55
5Yr/12 Mo Libor		3	684,502.69	0.04	357	40.88	6.000	656	77.59
5Yr/6 Mo Libor		79	13,929,987.76	0.76	359	40.78	6.781	728	77.94
5Yr/6 Mo Libor (IO)		75	14,257,918.25	0.78	359	39.08	6.857	726	78.75
Fixed		1,397	259,391,888.90	14.17	327	39.55	6.925	687	76.96
Fixed (IO)		367	94,632,015.87	5.17	359	40.74	7.022	694	77.66
Total:		10,112	1,830,242,331.11	100.00	354	41.41	7.756	624	77.67

Principal Balances at Origination
RANGE OF PRINCIPAL BALANCES AT ORIGINATION ($)	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF ORIGINATION ($)	% OF PRINCIPAL BALANCE AS OF ORIGINATION	REMAINING TERM TO MATURITY (months)*	DEBT-TO- INCOME (%)*	MORTGAGE RATES (%)*	FICO*	OLTV (%)*
50,000.01 - 100,000.00	2,460	196,050,450.25	10.71	345	39.15	8.811	596	73.98
100,000.01 - 150,000.00	2,765	344,490,165.82	18.81	352	40.31	8.113	608	77.40
150,000.01 - 200,000.00	1,732	301,068,104.03	16.44	354	41.29	7.819	615	77.65
200,000.01 - 250,000.00	1,069	238,420,234.26	13.02	355	41.57	7.692	623	77.80
250,000.01 - 300,000.00	772	211,696,084.29	11.56	355	42.62	7.408	631	77.88
300,000.01 - 350,000.00	482	156,248,489.60	8.53	357	42.37	7.258	638	78.94
350,000.01 - 400,000.00	298	111,668,670.00	6.10	356	42.95	7.259	639	78.50
400,000.01 - 450,000.00	194	82,126,624.00	4.48	356	42.34	7.078	651	79.10
450,000.01 - 500,000.00	148	70,493,536.00	3.85	356	42.74	7.162	651	79.35
500,000.01 - 550,000.00	68	35,661,460.00	1.95	359	44.13	7.140	668	80.42
550,000.01 - 600,000.00	47	27,375,809.00	1.49	355	41.95	7.397	654	80.24
600,000.01 - 650,000.00	19	11,853,280.00	0.65	359	41.09	7.392	652	75.76
650,000.01 - 700,000.00	20	13,504,620.00	0.74	359	41.88	7.245	661	82.69
700,000.01 - 750,000.00	14	10,114,650.00	0.55	360	39.61	8.283	643	83.34
750,000.01 - 800,000.00	11	8,486,999.00	0.46	359	43.27	7.944	645	78.69
800,000.01 - 850,000.00	5	4,182,499.00	0.23	360	34.29	9.173	635	74.52
850,000.01 - 900,000.00	1	890,000.00	0.05	359	41.00	7.050	707	67.94
900,000.01 - 950,000.00	1	925,000.00	0.05	360	45.00	9.990	636	78.72
950,000.01 - 1,000,000.00	6	5,980,998.00	0.33	359	40.16	7.522	673	72.44
Total:	10,112	1,831,237,673.25	100.00	354	41.41	7.755	624	77.67

*Based on the original balances of the Mortgage Loans.

DESCRIPTION OF THE TOTAL COLLATERAL

Principal Balance as of the Cut-Off Date
RANGE OF PRINCIPAL BALANCES AS OF THE CUT-OFF DATE ($)	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
50,000.01 - 100,000.00	2,462	196,102,268.90	10.71	345	39.14	8.809	596	73.99
100,000.01 - 150,000.00	2,766	344,502,886.46	18.82	352	40.31	8.114	608	77.40
150,000.01 - 200,000.00	1,731	300,866,807.02	16.44	354	41.30	7.819	615	77.65
200,000.01 - 250,000.00	1,067	237,900,079.69	13.00	355	41.57	7.692	623	77.79
250,000.01 - 300,000.00	773	211,896,716.54	11.58	355	42.64	7.407	631	77.88
300,000.01 - 350,000.00	481	155,872,809.82	8.52	357	42.34	7.260	638	78.94
350,000.01 - 400,000.00	298	111,614,909.86	6.10	356	42.96	7.259	639	78.51
400,000.01 - 450,000.00	194	82,086,938.58	4.49	356	42.34	7.078	651	79.10
450,000.01 - 500,000.00	149	70,961,593.52	3.88	356	42.77	7.169	651	79.38
500,000.01 - 550,000.00	67	35,148,866.51	1.92	359	44.08	7.125	668	80.37
550,000.01 - 600,000.00	47	27,361,292.99	1.49	356	41.95	7.397	654	80.25
600,000.01 - 650,000.00	19	11,849,153.43	0.65	359	41.09	7.392	652	75.76
650,000.01 - 700,000.00	20	13,501,957.50	0.74	359	41.88	7.245	661	82.69
700,000.01 - 750,000.00	14	10,112,283.55	0.55	360	39.61	8.283	643	83.34
750,000.01 - 800,000.00	11	8,486,011.89	0.46	359	43.27	7.944	645	78.69
800,000.01 - 850,000.00	5	4,182,499.00	0.23	360	34.29	9.173	635	74.52
850,000.01 - 900,000.00	1	890,000.00	0.05	359	41.00	7.050	707	67.94
900,000.01 - 950,000.00	1	925,000.00	0.05	360	45.00	9.990	636	78.72
950,000.01 - 1,000,000.00	6	5,980,255.85	0.33	359	40.16	7.522	673	72.44
Total:	10,112	1,830,242,331.11	100.00	354	41.41	7.756	624	77.67

Remaining Term to Maturity
RANGE OF MONTHS REMAINING	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
61 - 120	16	1,574,592.73	0.09	119	28.56	8.141	630	66.43
121 - 180	305	38,406,288.99	2.10	179	37.00	6.982	681	74.82
181 - 240	129	19,615,439.51	1.07	239	36.83	7.240	663	74.30
241 - 300	19	3,518,842.91	0.19	299	41.79	6.918	669	73.24
301 - 360	9,643	1,767,127,166.97	96.55	359	41.57	7.779	622	77.79
Total:	10,112	1,830,242,331.11	100.00	354	41.41	7.756	624	77.67

DESCRIPTION OF THE TOTAL COLLATERAL

Mortgage Rates
RANGE OF CURRENT MORTGAGE RATES (%)	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
5.500 - 5.999	378	100,732,919.56	5.50	337	39.63	5.838	713	73.55
6.000 - 6.499	671	162,539,560.69	8.88	345	40.18	6.262	694	77.93
6.500 - 6.999	1,845	395,144,001.03	21.59	354	41.16	6.780	661	78.71
7.000 - 7.499	1,001	203,714,209.78	11.13	358	41.63	7.250	630	77.87
7.500 - 7.999	1,822	338,356,382.79	18.49	357	41.78	7.765	607	77.97
8.000 - 8.499	779	126,542,704.35	6.91	356	41.70	8.249	589	77.11
8.500 - 8.999	1,380	219,303,431.31	11.98	356	42.05	8.760	577	77.27
9.000 - 9.499	539	70,299,012.50	3.84	354	41.26	9.253	571	77.07
9.500 - 9.999	856	113,170,974.06	6.18	355	42.26	9.764	571	77.85
10.000 - 10.499	318	41,002,023.20	2.24	356	41.47	10.239	564	78.52
10.500 - 10.999	270	31,109,385.36	1.70	355	42.11	10.743	561	77.16
11.000 - 11.499	94	9,977,591.32	0.55	355	40.76	11.256	565	74.64
11.500 - 11.999	128	13,518,085.17	0.74	357	43.20	11.711	562	77.60
12.000 - 12.499	20	3,313,491.62	0.18	357	44.28	12.219	550	80.61
12.500 - 12.999	7	1,160,462.18	0.06	360	41.79	12.647	611	83.35
13.000 - 13.499	3	243,346.19	0.01	359	41.82	13.151	626	80.74
13.500 - 13.999	1	114,750.00	0.01	360	45.00	13.800	564	85.00
Total:	10,112	1,830,242,331.11	100.00	354	41.41	7.756	624	77.67

DESCRIPTION OF THE TOTAL COLLATERAL

Original Loan-to-Value Ratios
RANGE OF ORIGINAL LOAN-TO-VALUE RATIOS (%)	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
0.01 - 25.00	40	3,438,565.02	0.19	340	43.48	8.628	607	18.89
25.01 - 30.00	39	4,334,661.00	0.24	343	37.06	8.326	616	27.39
30.01 - 35.00	57	7,035,485.70	0.38	347	37.64	7.932	601	32.32
35.01 - 40.00	78	9,414,512.26	0.51	345	41.60	8.196	604	37.75
40.01 - 45.00	113	15,086,654.53	0.82	351	40.30	8.059	593	42.90
45.01 - 50.00	190	28,891,391.32	1.58	349	39.30	7.626	615	47.84
50.01 - 55.00	264	43,814,073.81	2.39	356	40.46	7.693	604	52.79
55.01 - 60.00	438	69,490,303.28	3.80	353	40.48	7.912	597	57.98
60.01 - 65.00	497	90,622,793.47	4.95	353	41.00	7.627	609	62.85
65.01 - 70.00	617	116,207,572.21	6.35	352	42.42	7.628	612	68.17
70.01 - 75.00	1,423	246,500,401.24	13.47	354	41.53	7.908	597	73.50
75.01 - 80.00	2,002	368,804,991.97	20.15	352	41.04	7.570	626	78.79
80.01 - 85.00	1,528	291,740,660.16	15.94	355	41.71	7.871	623	83.61
85.01 - 90.00	2,675	505,713,806.10	27.63	356	41.75	7.772	645	89.16
90.01 - 95.00	151	29,146,459.04	1.59	354	41.35	7.595	684	94.13
Total:	10,112	1,830,242,331.11	100.00	354	41.41	7.756	624	77.67

DESCRIPTION OF THE TOTAL COLLATERAL

FICO Score at Origination
RANGE OF FICO SCORES	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
500 - 519	606	86,708,572.28	4.74	356	42.61	9.051	510	68.18
520 - 539	908	131,725,810.23	7.20	357	42.28	9.039	529	72.80
540 - 559	1,005	154,949,353.67	8.47	358	41.64	8.673	551	74.40
560 - 579	1,053	168,886,739.80	9.23	357	41.65	8.379	569	76.59
580 - 599	1,054	178,005,914.17	9.73	357	41.31	8.160	589	77.44
600 - 619	1,035	177,835,122.70	9.72	356	41.38	7.913	609	77.90
620 - 639	1,060	204,699,886.08	11.18	356	42.03	7.724	629	80.07
640 - 659	869	176,552,767.51	9.65	355	41.15	7.331	649	80.25
660 - 679	664	148,988,222.28	8.14	353	41.83	7.088	669	80.66
680 - 699	577	122,301,749.00	6.68	351	41.00	6.829	689	80.99
700 - 719	436	95,172,680.41	5.20	348	41.25	6.675	709	81.28
720 - 739	345	77,119,080.88	4.21	343	41.08	6.483	729	79.40
740 - 759	233	49,156,466.37	2.69	341	39.83	6.616	749	78.80
760 - 779	163	37,116,593.23	2.03	337	37.66	6.438	769	75.30
780 - 799	73	15,320,774.68	0.84	349	36.02	6.432	789	73.18
800 - 819	31	5,702,597.82	0.31	338	38.01	6.288	809	74.99
Total:	10,112	1,830,242,331.11	100.00	354	41.41	7.756	624	77.67

Debt-to-Income Ratio
RANGE OF DEBT-TO- INCOME RATIOS (%)	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
<= 20.00	371	60,096,907.40	3.28	347	14.82	7.742	626	75.36
20.01 - 25.00	440	63,936,953.41	3.49	344	23.23	7.737	627	74.40
25.01 - 30.00	728	114,515,574.44	6.26	352	28.25	7.621	630	76.51
30.01 - 35.00	1,163	198,003,402.01	10.82	352	33.14	7.653	628	77.32
35.01 - 40.00	1,434	243,944,489.09	13.33	352	38.12	7.691	629	77.67
40.01 - 45.00	1,976	371,875,015.12	20.32	355	43.07	7.701	628	78.44
45.01 - 50.00	3,183	633,362,051.03	34.61	356	48.28	7.775	623	79.23
50.01 - 55.00	817	144,507,938.61	7.90	356	53.51	8.183	593	72.71
Total:	10,112	1,830,242,331.11	100.00	354	41.41	7.756	624	77.67

DESCRIPTION OF THE TOTAL COLLATERAL

Geographic Distribution
STATE	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
California	906	276,736,723.66	15.12	358	42.59	6.974	643	74.06
Florida	1,198	196,268,358.57	10.72	357	41.28	7.603	609	76.28
New York	620	171,603,738.63	9.38	352	42.83	7.583	642	75.24
New Jersey	606	141,790,088.25	7.75	354	42.16	8.043	620	75.23
Maryland	527	100,346,907.79	5.48	355	41.63	7.650	612	77.36
Texas	724	77,266,853.47	4.22	335	40.42	8.433	613	77.03
Arizona	401	73,389,842.47	4.01	358	40.36	7.508	617	78.54
Pennsylvania	466	66,969,135.23	3.66	355	40.80	7.762	606	79.52
Illinois	392	65,464,174.72	3.58	353	41.66	8.808	620	79.53
Michigan	434	54,797,366.26	2.99	353	41.22	8.023	614	82.05
Washington	244	50,583,152.31	2.76	356	40.98	7.509	628	81.12
Massachusetts	209	49,975,931.26	2.73	358	41.90	7.894	627	75.35
Ohio	377	44,878,908.54	2.45	347	39.32	7.581	638	83.44
Georgia	305	43,154,672.07	2.36	356	40.34	8.753	611	82.58
Connecticut	157	32,721,265.03	1.79	358	42.78	7.537	627	76.24
Wisconsin	199	30,705,832.31	1.68	347	41.57	8.283	613	80.90
Indiana	250	30,619,796.57	1.67	354	38.82	8.436	621	83.06
Nevada	124	27,929,165.27	1.53	357	39.28	7.483	622	78.06
Hawaii	65	22,624,647.66	1.24	355	42.62	7.508	646	74.49
North Carolina	166	21,399,403.36	1.17	352	39.37	8.834	599	81.98
Alabama	166	19,527,054.22	1.07	348	40.70	8.494	608	82.30
Tennessee	163	19,378,739.36	1.06	352	39.76	8.410	605	82.19
Missouri	139	18,348,003.32	1.00	353	39.45	7.953	622	82.21
Minnesota	96	17,250,050.92	0.94	358	40.23	7.719	634	81.58
Colorado	90	17,135,234.95	0.94	358	40.83	7.584	636	84.39
New Hampshire	83	16,556,487.08	0.90	359	42.41	7.570	633	78.20
South Carolina	117	16,072,077.89	0.88	346	40.44	8.727	609	83.43
Oregon	82	15,044,152.81	0.82	358	41.31	7.724	633	79.77
Rhode Island	65	14,463,020.42	0.79	350	43.57	7.151	644	74.97
Delaware	62	11,269,038.74	0.62	343	40.25	7.537	622	80.50
Maine	66	9,801,670.02	0.54	357	42.37	7.917	604	76.74
Kansas	75	9,172,425.74	0.50	345	40.56	8.212	630	82.64
Iowa	75	8,416,001.60	0.46	344	40.93	8.249	619	84.40
Oklahoma	77	7,931,556.50	0.43	341	39.91	8.213	606	81.11
Kentucky	63	7,556,928.78	0.41	357	38.19	8.068	609	82.02
Utah	44	7,286,699.82	0.40	342	38.87	7.763	626	82.38
Arkansas	68	7,163,776.49	0.39	358	38.46	9.065	595	79.85
Mississippi	46	5,726,115.19	0.31	331	37.65	8.014	625	81.93
Louisiana	54	5,637,302.13	0.31	339	35.16	8.078	637	79.70
Washington DC	18	3,468,391.60	0.19	355	44.27	7.512	606	59.21
Idaho	24	3,054,378.04	0.17	353	37.54	8.176	596	80.94
Alaska	9	2,550,159.77	0.14	360	45.58	7.982	611	81.56
Wyoming	16	2,295,960.16	0.13	343	37.02	7.728	637	81.27
New Mexico	15	2,131,967.07	0.12	353	41.12	7.346	662	84.07
Vermont	12	1,892,083.53	0.10	352	40.33	8.433	615	76.01
Montana	10	1,051,931.45	0.06	359	37.95	7.906	642	79.27
North Dakota	4	495,631.52	0.03	329	44.75	7.171	677	85.19
South Dakota	3	339,528.56	0.02	360	36.22	8.354	599	84.13
Total:	10,112	1,830,242,331.11	100.00	354	41.41	7.756	624	77.67

DESCRIPTION OF THE TOTAL COLLATERAL

Occupancy Status
OCCUPANCY STATUS*	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
Owner Occupied	9,702	1,768,798,777.19	96.64	354	41.46	7.736	623	77.72
Non-Owner Occupied	328	46,776,678.50	2.56	353	39.58	8.296	648	77.33
Second Home	82	14,666,875.42	0.80	355	42.12	8.426	640	72.83
Total:	10,112	1,830,242,331.11	100.00	354	41.41	7.756	624	77.67

*Based on mortgagor representation at origination.

Documentation Type
INCOME DOCUMENTATION	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
Full Documentation	7,367	1,328,650,360.54	72.59	353	41.21	7.593	626	78.10
Limited Documentation	1,814	322,890,865.75	17.64	355	41.35	8.020	612	78.27
Stated Documentation	931	178,701,104.82	9.76	356	43.07	8.488	627	73.43
Total:	10,112	1,830,242,331.11	100.00	354	41.41	7.756	624	77.67

Loan Purpose
PURPOSE	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
Refinance-Debt Consolidation Cash Out**	9,430	1,719,115,710.19	93.93	354	41.45	7.782	622	77.45
Refinance-Debt Consolidation No Cash Out***	420	62,650,862.59	3.42	347	40.49	7.460	655	81.06
Purchase	262	48,475,758.33	2.65	358	41.37	7.181	663	81.28
Total:	10,112	1,830,242,331.11	100.00	354	41.41	7.756	624	77.67

** Cash proceeds to the borrower inclusive of debt consolidation payments exceed 2% or $2,000 of the original principal balance of the related

loan. Also includes all home equity loans originated in Texas with any cash proceeds.

*** Cash proceeds to the borrower inclusive of debt consolidation payments do not exceed 2% or $2,000 of the original principal balance of the related loan. Excludes home equity loans originated in Texas with any cash proceeds.

DESCRIPTION OF THE TOTAL COLLATERAL

Credit Grade
RISK CATEGORY	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
8A	1,051	227,763,878.36	12.44	342	39.75	6.511	743	78.43
7A	764	165,619,413.85	9.05	351	41.11	6.767	693	81.03
6A	595	137,207,125.26	7.50	353	41.92	6.974	669	81.20
5A	714	148,930,068.97	8.14	355	41.11	7.211	649	81.11
4A	822	164,361,206.01	8.98	356	42.20	7.595	632	81.39
3A	756	139,700,598.38	7.63	357	41.84	7.736	615	78.28
2A	1,026	176,441,530.13	9.64	356	41.73	7.983	604	78.48
A	1,690	280,324,843.73	15.32	357	41.25	8.272	573	77.73
B	1,444	208,404,864.67	11.39	357	41.80	8.986	550	73.66
C	1,062	155,528,943.09	8.50	357	42.57	8.952	539	69.44
D	188	25,959,858.66	1.42	357	39.30	9.182	524	59.83
Total:	10,112	1,830,242,331.11	100.00	354	41.41	7.756	624	77.67

Property Type
PROPERTY TYPE	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
Single Family Detached	8,781	1,557,189,244.64	85.08	354	41.24	7.755	623	77.77
PUD Detached	510	100,998,329.89	5.52	353	41.49	7.686	618	79.52
Two-Four Family	339	90,969,895.93	4.97	358	44.31	7.962	637	73.94
Condominium	349	61,254,275.27	3.35	355	41.66	7.506	641	77.73
Single Family Attached	111	15,567,124.53	0.85	353	39.69	7.977	602	76.91
PUD Attached	21	4,179,653.43	0.23	353	42.01	8.095	630	79.26
Manufactured Housing	1	83,807.42	0.00	358	50.00	7.200	713	80.00
Total:	10,112	1,830,242,331.11	100.00	354	41.41	7.756	624	77.67

DESCRIPTION OF THE TOTAL COLLATERAL

Prepayment Charge Term at Origination
PREPAYMENT CHARGE TERM AT ORIGINATION (months)	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
0	4,277	775,615,201.17	42.38	354	41.67	8.237	617	77.23
12	305	82,893,352.79	4.53	342	41.42	6.791	683	76.17
24	8	2,750,909.12	0.15	359	43.86	7.234	645	83.31
30	41	8,195,375.98	0.45	356	39.56	7.897	604	83.77
36	5,481	960,787,492.05	52.50	355	41.21	7.450	624	78.09
Total:	10,112	1,830,242,331.11	100.00	354	41.41	7.756	624	77.67

Conforming Balance
CONFORMING BALANCE	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
Conforming	9,401	1,494,957,361.35	81.68	353	41.21	7.871	618	77.31
Non-Conforming	711	335,284,969.76	18.32	357	42.34	7.240	650	79.31
Total:	10,112	1,830,242,331.11	100.00	354	41.41	7.756	624	77.67

DESCRIPTION OF THE TOTAL COLLATERAL

Maximum Mortgage Rates of the Adjustable-Rate Loans
RANGE OF MAXIMUM MORTGAGE RATES (%)	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
11.500 - 11.999	155	43,101,933.54	2.92	358	40.52	5.857	694	76.29
12.000 - 12.499	369	91,854,263.65	6.22	359	41.07	6.283	677	78.57
12.500 - 12.999	1,337	285,421,794.72	19.33	359	41.56	6.800	646	78.28
13.000 - 13.499	831	166,590,708.01	11.28	358	41.92	7.251	618	77.35
13.500 - 13.999	1,622	302,833,381.00	20.51	358	41.85	7.768	601	77.81
14.000 - 14.499	715	115,521,255.73	7.83	358	41.78	8.252	584	76.98
14.500 - 14.999	1,311	210,535,185.46	14.26	358	42.14	8.762	576	77.37
15.000 - 15.499	479	63,400,427.57	4.29	356	41.48	9.255	569	77.47
15.500 - 15.999	786	104,395,778.58	7.07	357	42.42	9.764	570	78.66
16.000 - 16.499	290	38,651,192.93	2.62	358	41.55	10.239	563	78.86
16.500 - 16.999	234	28,025,358.88	1.90	358	42.03	10.744	562	78.04
17.000 - 17.499	83	9,253,236.67	0.63	358	40.89	11.257	566	74.49
17.500 - 17.999	106	11,885,840.35	0.81	359	43.19	11.702	562	78.44
18.000 - 18.499	20	3,313,491.62	0.22	357	44.28	12.219	550	80.61
18.500 - 18.999	6	1,076,481.44	0.07	360	42.86	12.621	617	85.17
19.000 - 19.499	3	243,346.19	0.02	359	41.82	13.151	626	80.74
19.500 - 19.999	1	114,750.00	0.01	360	45.00	13.800	564	85.00
Total:	8,348	1,476,218,426.34	100.00	358	41.78	7.949	608	77.80

DESCRIPTION OF THE TOTAL COLLATERAL

Minimum Mortgage Rates of the Adjustable-Rate Loans
RANGE OF MINIMUM MORTGAGE RATES (%)	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
5.500 - 5.999	155	43,101,933.54	2.92	358	40.52	5.857	694	76.29
6.000 - 6.499	369	91,854,263.65	6.22	359	41.07	6.283	677	78.57
6.500 - 6.999	1,337	285,421,794.72	19.33	359	41.56	6.800	646	78.28
7.000 - 7.499	831	166,590,708.01	11.28	358	41.92	7.251	618	77.35
7.500 - 7.999	1,622	302,833,381.00	20.51	358	41.85	7.768	601	77.81
8.000 - 8.499	715	115,521,255.73	7.83	358	41.78	8.252	584	76.98
8.500 - 8.999	1,311	210,535,185.46	14.26	358	42.14	8.762	576	77.37
9.000 - 9.499	479	63,400,427.57	4.29	356	41.48	9.255	569	77.47
9.500 - 9.999	786	104,395,778.58	7.07	357	42.42	9.764	570	78.66
10.000 - 10.499	290	38,651,192.93	2.62	358	41.55	10.239	563	78.86
10.500 - 10.999	234	28,025,358.88	1.90	358	42.03	10.744	562	78.04
11.000 - 11.499	83	9,253,236.67	0.63	358	40.89	11.257	566	74.49
11.500 - 11.999	106	11,885,840.35	0.81	359	43.19	11.702	562	78.44
12.000 - 12.499	20	3,313,491.62	0.22	357	44.28	12.219	550	80.61
12.500 - 12.999	6	1,076,481.44	0.07	360	42.86	12.621	617	85.17
13.000 - 13.499	3	243,346.19	0.02	359	41.82	13.151	626	80.74
13.500 - 13.999	1	114,750.00	0.01	360	45.00	13.800	564	85.00
Total:	8,348	1,476,218,426.34	100.00	358	41.78	7.949	608	77.80

DESCRIPTION OF THE TOTAL COLLATERAL

Margins of the Adjustable-Rate Loans
RANGE OF MORTGAGE MARGINS (%)	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
2.750 - 2.999	396	73,016,285.32	4.95	359	39.90	6.825	721	80.53
3.000 - 3.249	3	1,658,544.93	0.11	358	50.85	7.309	596	75.90
3.250 - 3.499	2	322,410.94	0.02	356	42.17	6.715	630	89.06
3.500 - 3.749	1	132,902.27	0.01	359	55.00	7.550	578	71.89
3.750 - 3.999	5	815,141.86	0.06	359	46.40	7.984	638	74.94
4.000 - 4.249	10	1,760,372.44	0.12	359	43.27	9.249	591	84.98
4.250 - 4.499	291	47,886,710.51	3.24	359	42.32	9.293	593	79.51
4.500 - 4.749	4	701,343.42	0.05	359	31.03	7.014	629	77.19
4.750 - 4.999	205	54,286,530.02	3.68	359	42.67	6.625	737	80.85
5.000 - 5.249	241	53,633,836.90	3.63	359	41.99	6.862	691	83.47
5.250 - 5.499	426	98,841,262.06	6.70	359	42.65	7.011	667	81.84
5.500 - 5.749	536	109,072,626.47	7.39	359	41.38	7.266	648	82.02
5.750 - 5.999	703	139,150,163.81	9.43	358	42.75	7.534	630	81.43
6.000 - 6.249	1,638	292,103,924.31	19.79	358	41.55	7.818	607	78.62
6.250 - 6.499	1,536	257,091,672.56	17.42	358	41.26	8.247	572	77.46
6.500 - 6.749	1,294	189,355,030.65	12.83	358	41.95	8.914	549	73.58
6.750 - 6.999	1,057	156,389,667.87	10.59	358	41.99	8.915	537	68.33
Total:	8,348	1,476,218,426.34	100.00	358	41.78	7.949	608	77.80

DESCRIPTION OF THE TOTAL COLLATERAL

Next Rate Adjustment Date of the Adjustable-Rate Loans
NEXT RATE ADJUSTMENT DATE	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
July 2007	2	395,331.08	0.03	355	47.32	7.754	525	77.16
August 2007	17	2,382,919.37	0.16	356	42.11	8.609	580	80.76
September 2007	106	18,011,621.78	1.22	356	42.12	8.285	591	78.10
October 2007	119	15,669,683.66	1.06	358	41.74	8.087	589	79.91
November 2007	3,445	617,319,699.64	41.82	358	41.96	8.008	601	77.18
December 2007	1,881	336,463,312.21	22.79	359	42.52	8.448	593	77.86
January 2008	104	20,232,057.00	1.37	360	44.05	8.093	601	78.13
July 2008	6	1,178,254.46	0.08	355	42.99	6.573	702	84.09
August 2008	4	645,698.25	0.04	356	42.61	6.074	705	81.10
September 2008	25	4,566,476.38	0.31	357	45.36	7.322	637	80.05
October 2008	40	5,219,238.86	0.35	350	37.56	7.281	643	82.48
November 2008	1,586	273,600,714.69	18.53	358	41.23	7.417	626	78.18
December 2008	832	145,077,145.26	9.83	359	40.71	7.753	621	78.69
January 2009	24	6,583,865.00	0.45	360	34.75	7.769	619	79.88
July 2010	2	202,093.57	0.01	355	38.31	5.625	765	88.28
August 2010	1	132,401.38	0.01	356	33.00	6.000	665	80.00
September 2010	1	347,305.39	0.02	357	45.00	6.000	656	80.00
October 2010	5	647,482.04	0.04	358	30.21	6.621	691	81.06
November 2010	100	18,861,686.32	1.28	359	39.97	6.822	728	78.84
December 2010	46	8,391,440.00	0.57	360	41.42	6.831	726	77.33
January 2011	2	290,000.00	0.02	360	15.38	6.966	684	58.35
Total:	8,348	1,476,218,426.34	100.00	358	41.78	7.949	608	77.80

DESCRIPTION OF THE TOTAL COLLATERAL

Initial Periodic Rate Cap of the Adjustable-Rate Loans
INITIAL PERIODIC RATE CAP (%)	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
2.000	8,185	1,446,220,125.63	97.97	358	41.82	7.973	606	77.79
3.000	6	1,125,892.01	0.08	356	40.01	5.750	728	74.72
5.000	3	684,502.69	0.05	357	40.88	6.000	656	77.59
6.000	154	28,187,906.01	1.91	359	39.92	6.819	727	78.35
Total:	8,348	1,476,218,426.34	100.00	358	41.78	7.949	608	77.80

Subsequent Periodic Rate Cap of the Adjustable-Rate Loans
SUBSEQUENT PERIODIC RATE CAP (%)	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
1.000	8,339	1,474,408,031.64	99.88	358	41.79	7.951	608	77.80
2.000	9	1,810,394.70	0.12	357	40.34	5.845	701	75.80
Total:	8,348	1,476,218,426.34	100.00	358	41.78	7.949	608	77.80

Insured AVM
INSURED AVM	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
Non-Insured AVM	7,303	1,333,132,331.33	72.84	355	41.79	7.937	614	78.43
Insured AVM	2,809	497,109,999.78	27.16	352	40.39	7.270	649	75.64
Total:	10,112	1,830,242,331.11	100.00	354	41.41	7.756	624	77.67

DESCRIPTION OF THE GROUP I COLLATERAL
Collateral Summary
Statistics given below are for the Mortgage Loans in the pool as of the Cut-off Date. Balances and percentages are based on the Cut-off Date scheduled balances of such Mortgage Loans (except in the case of Debt-to-Income and FICO, which are determined at origination).
	Summary Statistics		Range (if applicable)
Number of Mortgage Loans:	8,503
Aggregate Current Principal Balance:	$1,356,297,659.86
Average Current Principal Balance:	$159,508.13		$59,278.86 - $539,611.12
Aggregate Original Principal Balance:	$1,357,078,860.15
Average Original Principal Balance:	$159,600.01		$60,000.00 - $540,000.00
Fully Amortizing Mortgage Loans:	100.00%
1st Lien:	100.00%
Wtd. Avg. Mortgage Rates:	7.871%		5.500% - 13.800%
Wtd. Avg. Original Term to Maturity (months):	354		120 - 360
Wtd. Avg. Remaining Term to Maturity (months):	353		118 - 360
Wtd. Avg. Margin (ARM Loans Only):	5.809%		2.750% - 6.750%
Wtd. Avg. Maximum Mortgage Rate (ARM Loans Only):	14.047%		11.500% - 19.800%
Wtd. Avg. Minimum Mortgage Rate (ARM Loans Only):	8.047%		5.500% - 13.800%
Wtd. Avg. Original LTV:	77.82%		7.55% - 95.00%
Wtd. Avg. Borrower FICO:	619		500 - 817
Geographic Distribution (Top 5):	FL	11.77%
	CA	10.57%
	NJ	7.21%
	NY	6.88%
	MD	5.85%

DESCRIPTION OF THE GROUP I COLLATERAL

Collateral Type
COLLATERAL TYPE	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
2Yr/6 Mo Libor	4,325	659,810,452.95	48.65	358	42.06	8.408	585	77.28
2Yr/6 Mo Libor (IO)	421	92,577,865.26	6.83	359	41.92	7.278	662	81.27
3Yr/12 Mo Libor	5	852,964.50	0.06	356	40.02	5.750	703	74.31
3Yr/6 Mo Libor	1,769	265,080,055.74	19.54	358	40.64	7.793	604	78.18
3Yr/6 Mo Libor (IO)	335	68,181,308.10	5.03	359	41.52	6.996	681	81.27
5Yr/12 Mo Libor	2	479,706.77	0.04	357	41.69	6.000	658	80.00
5Yr/6 Mo Libor	65	10,121,592.66	0.75	359	40.25	6.895	723	80.18
5Yr/6 Mo Libor (IO)	66	11,575,790.25	0.85	359	38.59	6.855	727	77.29
Fixed	1,227	189,799,513.53	13.99	321	39.22	7.074	683	76.30
Fixed (IO)	288	57,818,410.10	4.26	359	40.38	7.120	690	77.58
Total:	8,503	1,356,297,659.86	100.00	353	41.23	7.871	619	77.82

Principal Balances at Origination
RANGE OF PRINCIPAL BALANCES AT ORIGINATION ($)	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF ORIGINATION ($)	% OF PRINCIPAL BALANCE AS OF ORIGINATION	REMAINING TERM TO MATURITY (months)*	DEBT-TO- INCOME (%)*	MORTGAGE RATES (%)*	FICO*	OLTV (%)*
50,000.01 - 100,000.00	2,196	175,170,388.25	12.91	344	39.26	8.836	597	74.66
100,000.01 - 150,000.00	2,499	311,521,942.72	22.96	352	40.30	8.118	610	78.00
150,000.01 - 200,000.00	1,585	275,755,724.03	20.32	354	41.34	7.815	617	78.16
200,000.01 - 250,000.00	972	216,711,711.26	15.97	355	41.61	7.692	624	78.30
250,000.01 - 300,000.00	707	193,794,786.29	14.28	355	42.65	7.419	632	78.12
300,000.01 - 350,000.00	434	140,729,481.60	10.37	356	42.31	7.241	640	79.55
350,000.01 - 400,000.00	71	25,705,392.00	1.89	357	43.79	7.396	644	78.18
400,000.01 - 450,000.00	23	9,796,174.00	0.72	359	43.12	7.593	644	75.53
450,000.01 - 500,000.00	9	4,255,760.00	0.31	359	43.60	7.224	699	80.67
500,000.01 - 550,000.00	7	3,637,500.00	0.27	360	42.23	8.371	638	79.42
Total:	8,503	1,357,078,860.15	100.00	353	41.23	7.871	619	77.82

*Based on the original balances of the Mortgage Loans.

DESCRIPTION OF THE GROUP I COLLATERAL

Principal Balance as of the Cut-Off Date
RANGE OF PRINCIPAL BALANCES AS OF THE CUT-OFF DATE ($)	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
50,000.01 - 100,000.00	2,198	175,234,388.98	12.92	344	39.26	8.834	598	74.67
100,000.01 - 150,000.00	2,500	311,553,050.74	22.97	352	40.30	8.119	609	78.00
150,000.01 - 200,000.00	1,584	275,566,210.79	20.32	354	41.35	7.815	617	78.16
200,000.01 - 250,000.00	970	216,201,914.12	15.94	355	41.62	7.692	624	78.28
250,000.01 - 300,000.00	708	194,002,913.41	14.30	355	42.67	7.417	632	78.12
300,000.01 - 350,000.00	433	140,362,816.45	10.35	356	42.29	7.244	640	79.55
350,000.01 - 400,000.00	71	25,692,953.27	1.89	357	43.79	7.397	644	78.18
400,000.01 - 450,000.00	23	9,791,486.47	0.72	359	43.12	7.594	644	75.53
450,000.01 - 500,000.00	9	4,254,814.51	0.31	359	43.60	7.224	699	80.66
500,000.01 - 550,000.00	7	3,637,111.12	0.27	360	42.23	8.371	638	79.42
Total:	8,503	1,356,297,659.86	100.00	353	41.23	7.871	619	77.82

Remaining Term to Maturity
RANGE OF MONTHS REMAINING	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
61 - 120	16	1,574,592.73	0.12	119	28.56	8.141	630	66.43
121 - 180	285	33,997,140.70	2.51	179	36.50	6.990	683	74.58
181 - 240	122	17,301,245.08	1.28	239	37.41	7.366	657	74.37
241 - 300	18	3,149,414.85	0.23	299	42.82	7.079	663	74.11
301 - 360	8,062	1,300,275,266.50	95.87	359	41.42	7.902	617	77.98
Total:	8,503	1,356,297,659.86	100.00	353	41.23	7.871	619	77.82

DESCRIPTION OF THE GROUP I COLLATERAL

Mortgage Rates
RANGE OF CURRENT MORTGAGE RATES (%)	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
5.500 - 5.999	278	60,792,001.58	4.48	329	39.14	5.836	713	72.16
6.000 - 6.499	505	101,803,729.36	7.51	338	39.26	6.270	696	77.54
6.500 - 6.999	1,512	279,435,691.52	20.60	353	40.85	6.782	660	78.73
7.000 - 7.499	812	143,236,639.05	10.56	357	41.14	7.252	630	77.89
7.500 - 7.999	1,524	255,813,248.00	18.86	356	41.71	7.774	607	78.26
8.000 - 8.499	666	98,893,379.68	7.29	356	41.69	8.251	587	77.39
8.500 - 8.999	1,203	176,224,573.32	12.99	356	41.97	8.756	577	77.63
9.000 - 9.499	482	60,385,608.78	4.45	354	41.40	9.255	571	77.63
9.500 - 9.999	768	95,169,824.16	7.02	355	41.89	9.763	568	78.23
10.000 - 10.499	283	34,037,909.36	2.51	356	41.89	10.229	563	78.95
10.500 - 10.999	245	26,695,488.96	1.97	354	42.58	10.736	558	78.51
11.000 - 11.499	83	8,507,077.30	0.63	355	40.51	11.250	563	75.54
11.500 - 11.999	112	11,234,438.80	0.83	356	43.33	11.710	561	77.66
12.000 - 12.499	19	2,549,491.62	0.19	356	43.46	12.210	549	80.80
12.500 - 12.999	7	1,160,462.18	0.09	360	41.79	12.647	611	83.35
13.000 - 13.499	3	243,346.19	0.02	359	41.82	13.151	626	80.74
13.500 - 13.999	1	114,750.00	0.01	360	45.00	13.800	564	85.00
Total:	8,503	1,356,297,659.86	100.00	353	41.23	7.871	619	77.82

DESCRIPTION OF THE GROUP I COLLATERAL

Original Loan-to-Value Ratios
RANGE OF ORIGINAL LOAN-TO-VALUE RATIOS (%)	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
0.01 - 25.00	34	2,907,343.93	0.21	341	43.63	8.611	609	18.27
25.01 - 30.00	36	3,852,935.06	0.28	341	36.61	8.277	620	27.33
30.01 - 35.00	52	6,116,755.41	0.45	345	38.73	7.996	600	32.41
35.01 - 40.00	66	8,309,914.71	0.61	345	41.85	8.191	606	37.71
40.01 - 45.00	98	12,795,596.92	0.94	350	41.36	8.073	595	42.85
45.01 - 50.00	161	23,356,707.35	1.72	347	38.99	7.661	611	47.94
50.01 - 55.00	209	31,461,253.77	2.32	356	41.12	7.688	602	52.78
55.01 - 60.00	370	54,639,021.44	4.03	352	40.38	7.965	597	57.98
60.01 - 65.00	397	64,856,113.71	4.78	351	41.00	7.660	608	62.88
65.01 - 70.00	486	81,287,407.52	5.99	350	42.10	7.713	609	68.13
70.01 - 75.00	1,107	173,565,193.69	12.80	354	41.43	7.981	593	73.55
75.01 - 80.00	1,554	242,949,700.32	17.91	349	40.88	7.739	617	78.76
80.01 - 85.00	1,377	223,912,674.52	16.51	355	41.54	8.023	615	83.57
85.01 - 90.00	2,410	397,973,211.77	29.34	355	41.36	7.891	640	89.18
90.01 - 95.00	146	28,313,829.74	2.09	354	41.24	7.619	685	94.11
Total:	8,503	1,356,297,659.86	100.00	353	41.23	7.871	619	77.82

DESCRIPTION OF THE GROUP I COLLATERAL

FICO Score at Origination
RANGE OF FICO SCORES	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
500 - 519	489	66,548,622.97	4.91	355	42.90	9.112	510	68.13
520 - 539	792	110,129,454.49	8.12	356	42.44	9.079	529	73.08
540 - 559	869	122,974,053.99	9.07	357	41.49	8.772	551	75.48
560 - 579	902	134,230,504.89	9.90	356	41.63	8.442	569	77.04
580 - 599	904	138,595,906.21	10.22	356	41.10	8.228	590	78.32
600 - 619	884	136,471,350.91	10.06	355	41.58	7.984	609	78.20
620 - 639	892	148,354,845.89	10.94	356	41.79	7.760	629	80.21
640 - 659	743	132,475,530.09	9.77	355	41.03	7.399	649	79.98
660 - 679	518	92,696,661.57	6.83	353	40.61	7.156	668	80.74
680 - 699	473	84,789,258.94	6.25	348	40.88	6.926	689	80.90
700 - 719	356	65,250,004.26	4.81	345	40.07	6.703	709	81.51
720 - 739	273	50,203,072.70	3.70	339	40.78	6.550	729	80.10
740 - 759	201	36,476,736.83	2.69	335	39.97	6.570	749	79.01
760 - 779	129	24,592,582.56	1.81	328	37.37	6.436	769	75.23
780 - 799	57	9,752,964.30	0.72	343	35.10	6.514	789	72.70
800 - 819	21	2,756,109.26	0.20	316	32.02	6.352	808	72.72
Total:	8,503	1,356,297,659.86	100.00	353	41.23	7.871	619	77.82

Debt-to-Income Ratio
RANGE OF DEBT-TO- INCOME RATIOS (%)	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
<= 20.00	305	41,148,997.62	3.03	344	15.25	7.818	626	75.94
20.01 - 25.00	373	49,945,311.49	3.68	343	23.16	7.740	628	75.01
25.01 - 30.00	623	89,979,510.75	6.63	350	28.16	7.704	628	76.39
30.01 - 35.00	1,015	157,155,081.63	11.59	351	33.09	7.772	622	77.54
35.01 - 40.00	1,223	188,856,989.59	13.92	350	38.11	7.802	625	78.05
40.01 - 45.00	1,641	268,908,418.98	19.83	354	43.08	7.814	625	78.89
45.01 - 50.00	2,636	449,361,684.12	33.13	356	48.27	7.927	616	79.33
50.01 - 55.00	687	110,941,665.68	8.18	356	53.49	8.253	591	72.30
Total:	8,503	1,356,297,659.86	100.00	353	41.23	7.871	619	77.82

DESCRIPTION OF THE GROUP I COLLATERAL

Geographic Distribution
STATE	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
Florida	1,028	159,572,013.06	11.77	356	41.44	7.616	608	76.78
California	621	143,356,615.39	10.57	358	41.94	7.084	628	70.11
New Jersey	475	97,739,818.80	7.21	354	42.11	8.202	617	74.96
New York	429	93,353,236.30	6.88	348	42.81	7.768	633	73.32
Maryland	452	79,395,941.97	5.85	354	41.96	7.646	613	77.23
Texas	653	68,470,887.30	5.05	334	40.26	8.470	613	77.14
Arizona	338	58,399,174.06	4.31	358	40.56	7.489	620	79.51
Pennsylvania	409	56,425,547.29	4.16	355	40.82	7.799	605	80.03
Illinois	352	54,238,898.68	4.00	352	41.38	8.835	620	79.95
Michigan	383	47,711,355.33	3.52	353	41.24	8.061	614	82.75
Ohio	351	40,684,031.45	3.00	348	39.11	7.593	640	84.01
Washington	204	39,234,013.89	2.89	355	40.16	7.504	631	81.73
Georgia	276	37,969,539.85	2.80	355	39.89	8.860	610	83.15
Massachusetts	141	30,884,878.98	2.28	358	42.49	7.990	619	73.75
Indiana	225	27,112,726.23	2.00	354	39.08	8.445	623	83.89
Wisconsin	176	26,214,609.12	1.93	350	41.96	8.404	611	81.64
Connecticut	130	25,481,742.31	1.88	357	42.87	7.621	626	75.89
Nevada	92	18,840,424.15	1.39	356	40.72	7.475	616	78.02
North Carolina	143	17,690,393.71	1.30	352	39.67	9.007	601	83.81
Tennessee	150	17,328,613.89	1.28	351	39.63	8.424	607	82.68
Alabama	150	17,124,885.68	1.26	347	40.80	8.565	611	83.23
Hawaii	55	17,025,758.80	1.26	354	44.28	7.224	647	73.01
Missouri	130	16,680,472.09	1.23	353	39.74	7.915	624	82.49
South Carolina	112	15,255,768.21	1.12	346	40.42	8.715	612	83.97
Minnesota	88	15,163,807.83	1.12	358	40.59	7.808	631	81.99
Colorado	80	14,574,761.19	1.07	358	40.60	7.571	635	84.78
New Hampshire	67	12,404,271.05	0.91	359	42.06	7.525	630	78.27
Oregon	71	12,242,584.10	0.90	357	42.04	7.787	624	80.42
Rhode Island	58	11,906,481.27	0.88	348	43.72	7.141	649	74.67
Delaware	50	8,486,480.77	0.63	343	40.61	7.468	627	81.71
Iowa	72	8,182,866.88	0.60	344	41.04	8.236	621	84.69
Kansas	67	8,036,497.40	0.59	343	39.31	8.238	635	83.52
Maine	56	7,961,196.28	0.59	356	42.53	7.973	606	76.68
Oklahoma	72	7,486,041.61	0.55	340	39.92	8.202	602	81.57
Kentucky	60	7,015,688.07	0.52	357	37.72	8.094	608	81.90
Arkansas	61	6,595,981.26	0.49	359	38.18	9.074	597	81.01
Utah	39	5,843,256.08	0.43	355	39.81	7.733	616	83.62
Louisiana	51	5,342,663.85	0.39	338	35.26	8.026	640	79.82
Mississippi	43	5,268,474.70	0.39	329	37.19	7.992	628	82.40
Idaho	22	2,716,140.07	0.20	352	37.32	8.139	593	82.46
Washington DC	14	2,697,328.82	0.20	354	45.27	7.702	598	59.28
New Mexico	14	1,871,967.07	0.14	352	41.56	7.464	659	83.71
Vermont	10	1,698,560.99	0.13	351	39.62	8.438	619	76.02
Wyoming	13	1,601,397.02	0.12	335	34.25	7.582	653	81.12
Alaska	7	1,454,659.77	0.11	360	45.53	8.476	589	78.98
Montana	6	720,047.16	0.05	359	38.01	7.910	630	77.05
North Dakota	4	495,631.52	0.04	329	44.75	7.171	677	85.19
South Dakota	3	339,528.56	0.03	360	36.22	8.354	599	84.13
Total:	8,503	1,356,297,659.86	100.00	353	41.23	7.871	619	77.82

DESCRIPTION OF THE GROUP I COLLATERAL

Occupancy Status
OCCUPANCY STATUS*	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
Owner Occupied	8,132	1,307,285,978.89	96.39	353	41.31	7.853	618	77.87
Non-Owner Occupied	303	39,708,243.87	2.93	352	38.90	8.360	647	76.84
Second Home	68	9,303,437.10	0.69	353	41.08	8.284	647	74.86
Total:	8,503	1,356,297,659.86	100.00	353	41.23	7.871	619	77.82

*Based on mortgagor representation at origination.

Documentation Type
INCOME DOCUMENTATION	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
Full Documentation	6,229	995,383,941.55	73.39	352	41.07	7.705	623	78.37
Limited Documentation	1,532	236,795,692.97	17.46	354	41.11	8.160	606	78.32
Stated Documentation	742	124,118,025.34	9.15	355	42.75	8.651	618	72.54
Total:	8,503	1,356,297,659.86	100.00	353	41.23	7.871	619	77.82

Loan Purpose
PURPOSE	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
Refinance-Debt Consolidation Cash Out**	8,095	1,298,880,215.90	95.77	353	41.28	7.887	618	77.65
Refinance-Debt Consolidation No Cash Out***	387	54,784,996.84	4.04	346	40.33	7.474	659	81.60
Purchase	21	2,632,447.12	0.19	359	37.50	8.123	683	87.07
Total:	8,503	1,356,297,659.86	100.00	353	41.23	7.871	619	77.82

** Cash proceeds to the borrower inclusive of debt consolidation payments exceed 2% or $2,000 of the original principal balance of the related

loan. Also includes all home equity loans originated in Texas with any cash proceeds.

*** Cash proceeds to the borrower inclusive of debt consolidation payments do not exceed 2% or $2,000 of the original principal balance of the related loan.
         Excludes home equity loans originated in Texas with any cash proceeds.

DESCRIPTION OF THE GROUP I COLLATERAL

Credit Grade
RISK CATEGORY	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
8A	854	153,986,308.82	11.35	336	39.31	6.543	742	78.74
7A	623	114,035,154.14	8.41	348	40.71	6.858	693	81.06
6A	464	84,424,213.86	6.22	352	40.76	7.040	669	81.33
5A	603	108,621,184.10	8.01	354	41.03	7.266	649	81.01
4A	686	116,006,195.90	8.55	355	41.90	7.610	632	81.60
3A	642	105,214,353.67	7.76	356	41.96	7.780	615	78.42
2A	896	139,602,784.95	10.29	356	41.47	8.056	604	78.98
A	1,466	221,573,974.22	16.34	357	41.21	8.351	573	78.67
B	1,267	175,014,827.94	12.90	356	41.85	9.027	550	74.05
C	856	119,399,312.94	8.80	356	42.61	9.008	539	69.49
D	146	18,419,349.32	1.36	357	39.29	9.248	523	59.06
Total:	8,503	1,356,297,659.86	100.00	353	41.23	7.871	619	77.82

Property Type
PROPERTY TYPE	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
Single Family Detached	7,402	1,154,558,018.16	85.13	353	41.00	7.879	618	77.98
PUD Detached	430	77,262,717.15	5.70	351	41.73	7.713	619	79.63
Two-Four Family	279	63,852,507.66	4.71	357	44.38	8.026	637	72.68
Condominium	280	45,844,809.81	3.38	354	42.20	7.629	636	77.76
Single Family Attached	94	11,558,018.43	0.85	358	40.25	8.076	599	78.47
PUD Attached	17	3,137,781.23	0.23	351	42.05	8.315	630	78.56
Manufactured Housing	1	83,807.42	0.01	358	50.00	7.200	713	80.00
Total:	8,503	1,356,297,659.86	100.00	353	41.23	7.871	619	77.82

DESCRIPTION OF THE GROUP I COLLATERAL

Prepayment Charge Term at Origination
PREPAYMENT CHARGE TERM AT ORIGINATION (months)	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
0	3,531	561,027,415.45	41.36	352	41.56	8.360	613	77.34
12	224	47,524,592.22	3.50	335	41.28	6.855	681	74.10
24	3	405,574.07	0.03	359	35.33	7.162	624	80.91
30	32	5,753,958.57	0.42	355	40.64	8.234	605	86.51
36	4,713	741,586,119.55	54.68	354	40.99	7.563	620	78.36
Total:	8,503	1,356,297,659.86	100.00	353	41.23	7.871	619	77.82

Conforming Balance
CONFORMING BALANCE	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
Conforming	8,503	1,356,297,659.86	100.00	353	41.23	7.871	619	77.82
Total:	8,503	1,356,297,659.86	100.00	353	41.23	7.871	619	77.82

DESCRIPTION OF THE GROUP I COLLATERAL

Maximum Mortgage Rates of the Adjustable-Rate Loans
RANGE OF MAXIMUM MORTGAGE RATES (%)	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
11.500 - 11.999	103	23,260,104.42	2.10	357	39.18	5.851	688	72.70
12.000 - 12.499	271	57,766,133.21	5.21	359	39.95	6.295	677	77.77
12.500 - 12.999	1,090	206,280,951.79	18.61	358	41.23	6.800	645	78.47
13.000 - 13.499	665	117,780,400.95	10.62	358	41.48	7.254	619	77.69
13.500 - 13.999	1,336	226,063,848.62	20.39	358	41.90	7.776	601	78.20
14.000 - 14.499	608	91,358,968.95	8.24	358	41.75	8.251	583	77.48
14.500 - 14.999	1,135	167,939,485.13	15.15	358	42.12	8.757	576	77.81
15.000 - 15.499	423	53,588,773.62	4.83	357	41.64	9.258	568	78.19
15.500 - 15.999	702	87,973,542.09	7.93	357	42.12	9.762	568	79.37
16.000 - 16.499	255	31,687,079.09	2.86	357	42.02	10.230	561	79.40
16.500 - 16.999	209	23,611,462.48	2.13	357	42.55	10.736	559	79.73
17.000 - 17.499	72	7,782,722.65	0.70	358	40.64	11.250	564	75.46
17.500 - 17.999	90	9,602,193.98	0.87	358	43.33	11.699	562	78.70
18.000 - 18.499	19	2,549,491.62	0.23	356	43.46	12.210	549	80.80
18.500 - 18.999	6	1,076,481.44	0.10	360	42.86	12.621	617	85.17
19.000 - 19.499	3	243,346.19	0.02	359	41.82	13.151	626	80.74
19.500 - 19.999	1	114,750.00	0.01	360	45.00	13.800	564	85.00
Total:	6,988	1,108,679,736.23	100.00	358	41.62	8.047	605	78.10

DESCRIPTION OF THE GROUP I COLLATERAL

Minimum Mortgage Rates of the Adjustable-Rate Loans
RANGE OF MINIMUM MORTGAGE RATES (%)	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
5.500 - 5.999	103	23,260,104.42	2.10	357	39.18	5.851	688	72.70
6.000 - 6.499	271	57,766,133.21	5.21	359	39.95	6.295	677	77.77
6.500 - 6.999	1,090	206,280,951.79	18.61	358	41.23	6.800	645	78.47
7.000 - 7.499	665	117,780,400.95	10.62	358	41.48	7.254	619	77.69
7.500 - 7.999	1,336	226,063,848.62	20.39	358	41.90	7.776	601	78.20
8.000 - 8.499	608	91,358,968.95	8.24	358	41.75	8.251	583	77.48
8.500 - 8.999	1,135	167,939,485.13	15.15	358	42.12	8.757	576	77.81
9.000 - 9.499	423	53,588,773.62	4.83	357	41.64	9.258	568	78.19
9.500 - 9.999	702	87,973,542.09	7.93	357	42.12	9.762	568	79.37
10.000 - 10.499	255	31,687,079.09	2.86	357	42.02	10.230	561	79.40
10.500 - 10.999	209	23,611,462.48	2.13	357	42.55	10.736	559	79.73
11.000 - 11.499	72	7,782,722.65	0.70	358	40.64	11.250	564	75.46
11.500 - 11.999	90	9,602,193.98	0.87	358	43.33	11.699	562	78.70
12.000 - 12.499	19	2,549,491.62	0.23	356	43.46	12.210	549	80.80
12.500 - 12.999	6	1,076,481.44	0.10	360	42.86	12.621	617	85.17
13.000 - 13.499	3	243,346.19	0.02	359	41.82	13.151	626	80.74
13.500 - 13.999	1	114,750.00	0.01	360	45.00	13.800	564	85.00
Total:	6,988	1,108,679,736.23	100.00	358	41.62	8.047	605	78.10

DESCRIPTION OF THE GROUP I COLLATERAL

Margins of the Adjustable-Rate Loans
RANGE OF MORTGAGE MARGINS (%)	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
2.750 - 2.999	308	50,736,454.90	4.58	359	39.64	6.863	719	80.86
3.000 - 3.249	1	199,520.00	0.02	359	32.00	7.990	638	80.00
3.250 - 3.499	2	322,410.94	0.03	356	42.17	6.715	630	89.06
3.500 - 3.749	1	132,902.27	0.01	359	55.00	7.550	578	71.89
3.750 - 3.999	4	677,141.86	0.06	359	45.67	8.225	638	76.46
4.000 - 4.249	8	872,793.73	0.08	358	35.31	8.789	594	83.58
4.250 - 4.499	261	39,637,264.56	3.58	359	41.98	9.329	594	80.21
4.500 - 4.749	3	505,473.61	0.05	359	33.37	6.613	671	77.32
4.750 - 4.999	152	32,780,217.95	2.96	358	41.86	6.736	738	81.93
5.000 - 5.249	201	39,697,819.04	3.58	359	42.08	6.978	692	82.92
5.250 - 5.499	330	60,160,731.34	5.43	358	41.50	7.033	667	82.24
5.500 - 5.749	458	82,839,240.76	7.47	359	41.16	7.296	648	81.60
5.750 - 5.999	580	96,396,959.13	8.69	358	42.51	7.546	630	81.73
6.000 - 6.249	1,397	225,663,750.16	20.35	358	41.58	7.867	607	79.26
6.250 - 6.499	1,323	203,329,658.73	18.34	357	41.32	8.326	572	78.47
6.500 - 6.749	1,123	157,258,581.47	14.18	358	41.92	8.957	549	74.04
6.750 - 6.999	836	117,468,815.78	10.60	358	42.06	8.958	537	68.39
Total:	6,988	1,108,679,736.23	100.00	358	41.62	8.047	605	78.10

DESCRIPTION OF THE GROUP I COLLATERAL

Next Rate Adjustment Date of the Adjustable-Rate Loans
NEXT RATE ADJUSTMENT DATE	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
July 2007	2	395,331.08	0.04	355	47.32	7.754	525	77.16
August 2007	15	1,863,418.53	0.17	356	41.97	8.716	585	82.38
September 2007	94	13,978,411.51	1.26	356	41.93	8.465	589	77.92
October 2007	105	13,124,600.15	1.18	358	41.47	8.192	588	80.60
November 2007	2,821	451,213,812.73	40.70	358	41.75	8.113	597	77.43
December 2007	1,618	256,718,862.21	23.16	358	42.51	8.538	589	78.07
January 2008	91	15,093,882.00	1.36	359	43.38	8.195	605	79.63
July 2008	5	649,211.67	0.06	355	39.72	6.233	678	83.34
August 2008	4	645,698.25	0.06	356	42.61	6.074	705	81.10
September 2008	21	3,136,905.14	0.28	357	44.20	7.456	636	80.34
October 2008	33	3,855,372.04	0.35	347	37.26	7.523	631	84.92
November 2008	1,326	208,452,070.31	18.80	358	40.82	7.523	622	78.31
December 2008	702	114,299,605.93	10.31	359	40.86	7.821	616	79.31
January 2009	18	3,075,465.00	0.28	360	40.27	8.220	607	82.29
July 2010	2	202,093.57	0.02	355	38.31	5.625	765	88.28
August 2010	1	132,401.38	0.01	356	33.00	6.000	665	80.00
September 2010	1	347,305.39	0.03	357	45.00	6.000	656	80.00
October 2010	4	442,686.12	0.04	358	26.15	6.909	709	85.29
November 2010	84	14,001,650.22	1.26	359	38.86	6.895	726	78.82
December 2010	39	6,760,953.00	0.61	360	42.34	6.859	725	78.40
January 2011	2	290,000.00	0.03	360	15.38	6.966	684	58.35
Total:	6,988	1,108,679,736.23	100.00	358	41.62	8.047	605	78.10

DESCRIPTION OF THE GROUP I COLLATERAL

Initial Periodic Rate Cap of the Adjustable-Rate Loans
INITIAL PERIODIC RATE CAP (%)	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
2.000	6,850	1,085,649,682.05	97.92	358	41.67	8.073	602	78.09
3.000	5	852,964.50	0.08	356	40.02	5.750	703	74.31
5.000	2	479,706.77	0.04	357	41.69	6.000	658	80.00
6.000	131	21,697,382.91	1.96	359	39.37	6.873	725	78.64
Total:	6,988	1,108,679,736.23	100.00	358	41.62	8.047	605	78.10

Subsequent Periodic Rate Cap of the Adjustable-Rate Loans
SUBSEQUENT PERIODIC RATE CAP (%)	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
1.000	6,981	1,107,347,064.96	99.88	358	41.62	8.049	605	78.10
2.000	7	1,332,671.27	0.12	356	40.62	5.840	687	76.36
Total:	6,988	1,108,679,736.23	100.00	358	41.62	8.047	605	78.10

Insured AVM
INSURED AVM	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
Non-Insured AVM	6,036	954,645,339.91	70.39	353	41.68	8.083	609	78.70
Insured AVM	2,467	401,652,319.95	29.61	351	40.17	7.367	644	75.74
Total:	8,503	1,356,297,659.86	100.00	353	41.23	7.871	619	77.82

DESCRIPTION OF THE GROUP II COLLATERAL
Collateral Summary
Statistics given below are for the Mortgage Loans in the pool as of the Cut-off Date. Balances and percentages are based on the Cut-off Date scheduled balances of such Mortgage Loans (except in the case of Debt-to-Income and FICO, which are determined at origination).
	Summary Statistics		Range (if applicable)
Number of Mortgage Loans:	1,609
Aggregate Current Principal Balance:	$473,944,671.25
Average Current Principal Balance:	$294,558.53		$59,473.73 - $1,000,000.00
Aggregate Original Principal Balance:	$474,158,813.10
Average Original Principal Balance:	$294,691.62		$60,000.00 - $1,000,000.00
Fully Amortizing Mortgage Loans:	100.00%
1st Lien:	100.00%
Wtd. Avg. Mortgage Rates:	7.425%		5.500% - 12.250%
Wtd. Avg. Original Term to Maturity (months):	358		180 - 360
Wtd. Avg. Remaining Term to Maturity (months):	357		179 - 360
Wtd. Avg. Margin (ARM Loans Only):	5.653%		2.750% - 6.750%
Wtd. Avg. Maximum Mortgage Rate (ARM Loans Only):	13.653%		11.500% - 18.250%
Wtd. Avg. Minimum Mortgage Rate (ARM Loans Only):	7.653%		5.500% - 12.250%
Wtd. Avg. Original LTV:	77.24%		16.15% - 95.00%
Wtd. Avg. Borrower FICO:	637		500 - 817
Geographic Distribution (Top 5):	CA	28.14%
	NY	16.51%
	NJ	9.29%
	FL	7.74%
	MD	4.42%

DESCRIPTION OF THE GROUP II COLLATERAL

Collateral Type
COLLATERAL TYPE	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
2Yr/6 Mo Libor	782	194,133,580.54	40.96	359	42.37	8.049	589	75.11
2Yr/6 Mo Libor (IO)	146	63,952,725.99	13.49	359	43.31	7.274	665	81.51
3Yr/12 Mo Libor	1	272,927.51	0.06	358	40.00	5.750	807	75.97
3Yr/6 Mo Libor	300	60,530,827.13	12.77	358	40.84	7.505	605	74.23
3Yr/6 Mo Libor (IO)	107	41,953,309.92	8.85	359	42.37	6.788	686	81.99
5Yr/12 Mo Libor	1	204,795.92	0.04	358	39.00	6.000	651	71.93
5Yr/6 Mo Libor	14	3,808,395.10	0.80	359	42.19	6.479	741	71.97
5Yr/6 Mo Libor (IO)	9	2,682,128.00	0.57	359	41.20	6.865	724	85.05
Fixed	170	69,592,375.37	14.68	345	40.46	6.517	697	78.74
Fixed (IO)	79	36,813,605.77	7.77	359	41.31	6.869	701	77.77
Total:	1,609	473,944,671.25	100.00	357	41.93	7.425	637	77.24

DESCRIPTION OF THE GROUP II COLLATERAL

Principal Balances at Origination
RANGE OF PRINCIPAL BALANCES AT ORIGINATION ($)	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF ORIGINATION ($)	% OF PRINCIPAL BALANCE AS OF ORIGINATION	REMAINING TERM TO MATURITY (months)*	DEBT-TO- INCOME (%)*	MORTGAGE RATES (%)*	FICO*	OLTV (%)*
50,000.01 - 100,000.00	264	20,880,062.00	4.40	353	38.19	8.603	588	68.28
100,000.01 - 150,000.00	266	32,968,223.10	6.95	357	40.44	8.062	595	71.69
150,000.01 - 200,000.00	147	25,312,380.00	5.34	359	40.73	7.859	594	72.07
200,000.01 - 250,000.00	97	21,708,523.00	4.58	359	41.10	7.692	621	72.85
250,000.01 - 300,000.00	65	17,901,298.00	3.78	359	42.31	7.297	622	75.29
300,000.01 - 350,000.00	48	15,519,008.00	3.27	359	42.86	7.411	619	73.37
350,000.01 - 400,000.00	227	85,963,278.00	18.13	356	42.71	7.218	637	78.60
400,000.01 - 450,000.00	171	72,330,450.00	15.25	355	42.23	7.008	651	79.59
450,000.01 - 500,000.00	139	66,237,776.00	13.97	356	42.69	7.158	648	79.26
500,000.01 - 550,000.00	61	32,023,960.00	6.75	359	44.34	7.000	671	80.53
550,000.01 - 600,000.00	47	27,375,809.00	5.77	355	41.95	7.397	654	80.24
600,000.01 - 650,000.00	19	11,853,280.00	2.50	359	41.09	7.392	652	75.76
650,000.01 - 700,000.00	20	13,504,620.00	2.85	359	41.88	7.245	661	82.69
700,000.01 - 750,000.00	14	10,114,650.00	2.13	360	39.61	8.283	643	83.34
750,000.01 - 800,000.00	11	8,486,999.00	1.79	359	43.27	7.944	645	78.69
800,000.01 - 850,000.00	5	4,182,499.00	0.88	360	34.29	9.173	635	74.52
850,000.01 - 900,000.00	1	890,000.00	0.19	359	41.00	7.050	707	67.94
900,000.01 - 950,000.00	1	925,000.00	0.20	360	45.00	9.990	636	78.72
950,000.01 - 1,000,000.00	6	5,980,998.00	1.26	359	40.16	7.522	673	72.44
Total:	1,609	474,158,813.10	100.00	357	41.93	7.425	637	77.24

*Based on the original balances of the Mortgage Loans.

DESCRIPTION OF THE GROUP II COLLATERAL

Principal Balance as of the Cut-Off Date
RANGE OF PRINCIPAL BALANCES AS OF THE CUT-OFF DATE ($)	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
50,000.01 - 100,000.00	264	20,867,879.92	4.40	353	38.19	8.604	588	68.28
100,000.01 - 150,000.00	266	32,949,835.72	6.95	357	40.44	8.063	595	71.69
150,000.01 - 200,000.00	147	25,300,596.23	5.34	359	40.73	7.859	594	72.07
200,000.01 - 250,000.00	97	21,698,165.57	4.58	359	41.10	7.692	621	72.85
250,000.01 - 300,000.00	65	17,893,803.13	3.78	359	42.31	7.297	622	75.29
300,000.01 - 350,000.00	48	15,509,993.37	3.27	359	42.86	7.411	619	73.37
350,000.01 - 400,000.00	227	85,921,956.59	18.13	356	42.71	7.218	637	78.60
400,000.01 - 450,000.00	171	72,295,452.11	15.25	355	42.23	7.008	651	79.59
450,000.01 - 500,000.00	140	66,706,779.01	14.07	356	42.72	7.166	648	79.29
500,000.01 - 550,000.00	60	31,511,755.39	6.65	359	44.30	6.981	672	80.48
550,000.01 - 600,000.00	47	27,361,292.99	5.77	356	41.95	7.397	654	80.25
600,000.01 - 650,000.00	19	11,849,153.43	2.50	359	41.09	7.392	652	75.76
650,000.01 - 700,000.00	20	13,501,957.50	2.85	359	41.88	7.245	661	82.69
700,000.01 - 750,000.00	14	10,112,283.55	2.13	360	39.61	8.283	643	83.34
750,000.01 - 800,000.00	11	8,486,011.89	1.79	359	43.27	7.944	645	78.69
800,000.01 - 850,000.00	5	4,182,499.00	0.88	360	34.29	9.173	635	74.52
850,000.01 - 900,000.00	1	890,000.00	0.19	359	41.00	7.050	707	67.94
900,000.01 - 950,000.00	1	925,000.00	0.20	360	45.00	9.990	636	78.72
950,000.01 - 1,000,000.00	6	5,980,255.85	1.26	359	40.16	7.522	673	72.44
Total:	1,609	473,944,671.25	100.00	357	41.93	7.425	637	77.24

Remaining Term to Maturity
RANGE OF MONTHS REMAINING	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
121 - 180	20	4,409,148.29	0.93	179	40.81	6.926	668	76.66
181 - 240	7	2,314,194.43	0.49	239	32.50	6.298	709	73.83
241 - 300	1	369,428.06	0.08	299	33.00	5.550	721	65.84
301 - 360	1,581	466,851,900.47	98.50	359	41.99	7.437	636	77.27
Total:	1,609	473,944,671.25	100.00	357	41.93	7.425	637	77.24

DESCRIPTION OF THE GROUP II COLLATERAL

Mortgage Rates
RANGE OF CURRENT MORTGAGE RATES (%)	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
5.500 - 5.999	100	39,940,917.98	8.43	348	40.37	5.842	714	75.67
6.000 - 6.499	166	60,735,831.33	12.81	357	41.74	6.249	689	78.59
6.500 - 6.999	333	115,708,309.51	24.41	357	41.92	6.776	664	78.67
7.000 - 7.499	189	60,477,570.73	12.76	359	42.81	7.244	630	77.81
7.500 - 7.999	298	82,543,134.79	17.42	359	41.99	7.738	605	77.06
8.000 - 8.499	113	27,649,324.67	5.83	356	41.72	8.243	597	76.14
8.500 - 8.999	177	43,078,857.99	9.09	357	42.38	8.778	574	75.82
9.000 - 9.499	57	9,913,403.72	2.09	354	40.38	9.238	574	73.64
9.500 - 9.999	88	18,001,149.90	3.80	359	44.26	9.769	588	75.86
10.000 - 10.499	35	6,964,113.84	1.47	359	39.40	10.283	571	76.39
10.500 - 10.999	25	4,413,896.40	0.93	359	39.26	10.783	579	68.98
11.000 - 11.499	11	1,470,514.02	0.31	359	42.21	11.294	577	69.38
11.500 - 11.999	16	2,283,646.37	0.48	359	42.57	11.718	563	77.34
12.000 - 12.499	1	764,000.00	0.16	360	47.00	12.250	554	80.00
Total:	1,609	473,944,671.25	100.00	357	41.93	7.425	637	77.24

DESCRIPTION OF THE GROUP II COLLATERAL

Original Loan-to-Value Ratios
RANGE OF ORIGINAL LOAN-TO-VALUE RATIOS (%)	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
0.01 - 25.00	6	531,221.09	0.11	335	42.70	8.723	597	22.28
25.01 - 30.00	3	481,725.94	0.10	359	40.65	8.721	588	27.91
30.01 - 35.00	5	918,730.29	0.19	359	30.39	7.507	608	31.69
35.01 - 40.00	12	1,104,597.55	0.23	340	39.69	8.235	588	38.04
40.01 - 45.00	15	2,291,057.61	0.48	359	34.37	7.978	583	43.18
45.01 - 50.00	29	5,534,683.97	1.17	359	40.62	7.478	633	47.41
50.01 - 55.00	55	12,352,820.04	2.61	358	38.77	7.706	608	52.82
55.01 - 60.00	68	14,851,281.84	3.13	358	40.85	7.716	595	57.97
60.01 - 65.00	100	25,766,679.76	5.44	357	41.01	7.545	613	62.79
65.01 - 70.00	131	34,920,164.69	7.37	357	43.16	7.430	621	68.25
70.01 - 75.00	316	72,935,207.55	15.39	355	41.77	7.734	607	73.38
75.01 - 80.00	448	125,855,291.65	26.55	357	41.33	7.243	644	78.85
80.01 - 85.00	151	67,827,985.64	14.31	355	42.28	7.370	647	83.77
85.01 - 90.00	265	107,740,594.33	22.73	358	43.16	7.330	663	89.09
90.01 - 95.00	5	832,629.30	0.18	359	45.02	6.773	682	94.76
Total:	1,609	473,944,671.25	100.00	357	41.93	7.425	637	77.24

DESCRIPTION OF THE GROUP II COLLATERAL

FICO Score at Origination
RANGE OF FICO SCORES	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
500 - 519	117	20,159,949.31	4.25	359	41.63	8.849	511	68.37
520 - 539	116	21,596,355.74	4.56	359	41.48	8.832	529	71.40
540 - 559	136	31,975,299.68	6.75	359	42.25	8.289	551	70.26
560 - 579	151	34,656,234.91	7.31	359	41.73	8.134	569	74.86
580 - 599	150	39,410,007.96	8.32	359	42.07	7.924	588	74.31
600 - 619	151	41,363,771.79	8.73	359	40.72	7.676	609	76.89
620 - 639	168	56,345,040.19	11.89	357	42.66	7.629	630	79.69
640 - 659	126	44,077,237.42	9.30	356	41.50	7.128	649	81.08
660 - 679	146	56,291,560.71	11.88	354	43.85	6.976	669	80.53
680 - 699	104	37,512,490.06	7.91	357	41.26	6.607	688	81.21
700 - 719	80	29,922,676.15	6.31	355	43.81	6.614	708	80.76
720 - 739	72	26,916,008.18	5.68	351	41.63	6.357	729	78.08
740 - 759	32	12,679,729.54	2.68	359	39.42	6.750	750	78.20
760 - 779	34	12,524,010.67	2.64	355	38.24	6.443	769	75.43
780 - 799	16	5,567,810.38	1.17	359	37.62	6.288	789	74.00
800 - 819	10	2,946,488.56	0.62	359	43.61	6.227	809	77.11
Total:	1,609	473,944,671.25	100.00	357	41.93	7.425	637	77.24

Debt-to-Income Ratio
RANGE OF DEBT-TO- INCOME RATIOS (%)	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
<= 20.00	66	18,947,909.78	4.00	353	13.89	7.578	625	74.10
20.01 - 25.00	67	13,991,641.92	2.95	347	23.50	7.725	625	72.22
25.01 - 30.00	105	24,536,063.69	5.18	359	28.58	7.314	636	76.97
30.01 - 35.00	148	40,848,320.38	8.62	357	33.32	7.193	650	76.45
35.01 - 40.00	211	55,087,499.50	11.62	357	38.15	7.310	643	76.36
40.01 - 45.00	335	102,966,596.14	21.73	358	43.05	7.405	638	77.26
45.01 - 50.00	547	184,000,366.91	38.82	357	48.29	7.402	640	78.99
50.01 - 55.00	130	33,566,272.93	7.08	356	53.56	7.952	601	74.05
Total:	1,609	473,944,671.25	100.00	357	41.93	7.425	637	77.24

DESCRIPTION OF THE GROUP II COLLATERAL

Geographic Distribution
STATE	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
California	285	133,380,108.27	28.14	359	43.30	6.856	659	78.31
New York	191	78,250,502.33	16.51	356	42.85	7.363	651	77.53
New Jersey	131	44,050,269.45	9.29	356	42.28	7.691	628	75.83
Florida	170	36,696,345.51	7.74	359	40.56	7.546	614	74.09
Maryland	75	20,950,965.82	4.42	359	40.38	7.666	608	77.83
Massachusetts	68	19,091,052.28	4.03	359	40.94	7.738	641	77.95
Arizona	63	14,990,668.41	3.16	359	39.60	7.580	604	74.76
Washington	40	11,349,138.42	2.39	358	43.79	7.528	620	79.00
Illinois	40	11,225,276.04	2.37	359	42.99	8.678	616	77.52
Pennsylvania	57	10,543,587.94	2.22	358	40.69	7.566	612	76.79
Nevada	32	9,088,741.12	1.92	359	36.30	7.498	633	78.15
Texas	71	8,795,966.17	1.86	342	41.72	8.146	619	76.14
Connecticut	27	7,239,522.72	1.53	359	42.44	7.241	633	77.47
Michigan	51	7,086,010.93	1.50	359	41.14	7.769	616	77.35
Hawaii	10	5,598,888.86	1.18	360	37.59	8.372	644	78.99
Georgia	29	5,185,132.22	1.09	359	43.68	7.967	621	78.43
Wisconsin	23	4,491,223.19	0.95	334	39.35	7.573	630	76.59
Ohio	26	4,194,877.09	0.89	340	41.38	7.469	614	77.91
New Hampshire	16	4,152,216.03	0.88	359	43.47	7.705	644	78.01
North Carolina	23	3,709,009.65	0.78	356	37.95	8.008	590	73.26
Indiana	25	3,507,070.34	0.74	355	36.78	8.366	604	76.63
Oregon	11	2,801,568.71	0.59	359	38.11	7.448	670	76.93
Delaware	12	2,782,557.97	0.59	342	39.17	7.748	606	76.81
Colorado	10	2,560,473.76	0.54	355	42.15	7.658	643	82.18
Rhode Island	7	2,556,539.15	0.54	359	42.85	7.197	621	76.36
Alabama	16	2,402,168.54	0.51	354	40.01	7.985	594	75.66
Minnesota	8	2,086,243.09	0.44	359	37.66	7.070	655	78.62
Tennessee	13	2,050,125.47	0.43	359	40.85	8.296	592	78.03
Maine	10	1,840,473.74	0.39	359	41.66	7.675	593	77.00
Missouri	9	1,667,531.23	0.35	360	36.59	8.328	604	79.43
Utah	5	1,443,443.74	0.30	290	35.09	7.882	669	77.37
Kansas	8	1,135,928.34	0.24	359	49.41	8.032	592	76.42
Alaska	2	1,095,500.00	0.23	360	45.65	7.328	642	84.99
South Carolina	5	816,309.68	0.17	359	40.94	8.955	566	73.45
Washington DC	4	771,062.78	0.16	360	40.79	6.844	635	58.97
Wyoming	3	694,563.14	0.15	359	43.41	8.066	598	81.61
Arkansas	7	567,795.23	0.12	340	41.69	8.958	569	66.43
Kentucky	3	541,240.71	0.11	359	44.18	7.731	623	83.64
Mississippi	3	457,640.49	0.10	360	42.88	8.269	582	76.52
Oklahoma	5	445,514.89	0.09	360	39.63	8.410	663	73.52
Idaho	2	338,237.97	0.07	359	39.38	8.477	616	68.74
Montana	4	331,884.29	0.07	360	37.82	7.896	668	84.08
Louisiana	3	294,638.28	0.06	357	33.34	9.015	576	77.44
New Mexico	1	260,000.00	0.05	360	38.00	6.500	685	86.67
Iowa	3	233,134.72	0.05	359	36.93	8.699	579	74.05
Vermont	2	193,522.54	0.04	359	46.62	8.395	583	75.95
Total:	1,609	473,944,671.25	100.00	357	41.93	7.425	637	77.24

DESCRIPTION OF THE GROUP II COLLATERAL

Occupancy Status
OCCUPANCY STATUS*	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
Owner Occupied	1,570	461,512,798.30	97.38	357	41.88	7.403	637	77.29
Non-Owner Occupied	25	7,068,434.63	1.49	359	43.41	7.938	654	80.04
Second Home	14	5,363,438.32	1.13	359	43.91	8.672	629	69.31
Total:	1,609	473,944,671.25	100.00	357	41.93	7.425	637	77.24

*Based on mortgagor representation at origination.

Documentation Type
INCOME DOCUMENTATION	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
Full Documentation	1,138	333,266,418.99	70.32	356	41.60	7.258	637	77.30
Limited Documentation	282	86,095,172.78	18.17	359	42.00	7.634	628	78.14
Stated Documentation	189	54,583,079.48	11.52	359	43.80	8.117	646	75.46
Total:	1,609	473,944,671.25	100.00	357	41.93	7.425	637	77.24

Loan Purpose
PURPOSE	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
Refinance-Debt Consolidation Cash Out**	1,335	420,235,494.29	88.67	357	41.97	7.459	634	76.83
Purchase	241	45,843,311.21	9.67	358	41.59	7.127	661	80.95
Refinance-Debt Consolidation No Cash Out***	33	7,865,865.75	1.66	357	41.58	7.361	634	77.35
Total:	1,609	473,944,671.25	100.00	357	41.93	7.425	637	77.24

** Cash proceeds to the borrower inclusive of debt consolidation payments exceed 2% or $2,000 of the original principal balance of the related

loan. Also includes all home equity loans originated in Texas with any cash proceeds.

*** Cash proceeds to the borrower inclusive of debt consolidation payments do not exceed 2% or $2,000 of the original principal balance of the related loan.
         Excludes home equity loans originated in Texas with any cash proceeds.

DESCRIPTION OF THE GROUP II COLLATERAL

Credit Grade
RISK CATEGORY	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
8A	197	73,777,569.54	15.57	354	40.66	6.445	744	77.78
7A	141	51,584,259.71	10.88	357	42.00	6.565	693	80.98
6A	131	52,782,911.40	11.14	354	43.78	6.868	669	81.00
5A	111	40,308,884.87	8.50	356	41.30	7.064	649	81.37
4A	136	48,355,010.11	10.20	359	42.94	7.560	632	80.89
3A	114	34,486,244.71	7.28	359	41.45	7.601	615	77.84
2A	130	36,838,745.18	7.77	357	42.70	7.705	604	76.56
A	224	58,750,869.51	12.40	359	41.41	7.975	573	74.21
B	177	33,390,036.73	7.05	358	41.51	8.770	553	71.66
C	206	36,129,630.15	7.62	359	42.47	8.768	539	69.25
D	42	7,540,509.34	1.59	359	39.33	9.023	525	61.73
Total:	1,609	473,944,671.25	100.00	357	41.93	7.425	637	77.24

Property Type
PROPERTY TYPE	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
Single Family Detached	1,379	402,631,226.48	84.95	357	41.96	7.397	637	77.17
Two-Four Family	60	27,117,388.27	5.72	359	44.15	7.812	637	76.93
PUD Detached	80	23,735,612.74	5.01	359	40.71	7.601	617	79.13
Condominium	69	15,409,465.46	3.25	359	40.06	7.141	657	77.64
Single Family Attached	17	4,009,106.10	0.85	337	38.08	7.691	610	72.41
PUD Attached	4	1,041,872.20	0.22	360	41.89	7.432	633	81.36
Total:	1,609	473,944,671.25	100.00	357	41.93	7.425	637	77.24

DESCRIPTION OF THE GROUP II COLLATERAL

Prepayment Charge Term at Origination
PREPAYMENT CHARGE TERM AT ORIGINATION (months)	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
0	746	214,587,785.72	45.28	358	41.95	7.914	628	76.97
12	81	35,368,760.57	7.46	352	41.61	6.706	685	78.96
24	5	2,345,335.05	0.49	359	45.33	7.246	648	83.72
30	9	2,441,417.41	0.52	359	37.01	7.101	602	77.32
36	768	219,201,372.50	46.25	357	41.97	7.068	638	77.16
Total:	1,609	473,944,671.25	100.00	357	41.93	7.425	637	77.24

Conforming Balance
CONFORMING BALANCE	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
Non-Conforming	711	335,284,969.76	70.74	357	42.34	7.240	650	79.31
Conforming	898	138,659,701.49	29.26	358	40.92	7.872	605	72.24
Total:	1,609	473,944,671.25	100.00	357	41.93	7.425	637	77.24

DESCRIPTION OF THE GROUP II COLLATERAL

Maximum Mortgage Rates of the Adjustable-Rate Loans
RANGE OF MAXIMUM MORTGAGE RATES (%)	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
11.500 - 11.999	52	19,841,829.12	5.40	359	42.09	5.863	702	80.51
12.000 - 12.499	98	34,088,130.44	9.27	359	42.98	6.263	677	79.95
12.500 - 12.999	247	79,140,842.93	21.53	359	42.43	6.801	648	77.79
13.000 - 13.499	166	48,810,307.06	13.28	359	42.99	7.245	616	76.53
13.500 - 13.999	286	76,769,532.38	20.89	359	41.73	7.744	601	76.66
14.000 - 14.499	107	24,162,286.78	6.57	358	41.90	8.255	587	75.08
14.500 - 14.999	176	42,595,700.33	11.59	359	42.23	8.779	573	75.66
15.000 - 15.499	56	9,811,653.95	2.67	354	40.57	9.236	573	73.57
15.500 - 15.999	84	16,422,236.49	4.47	359	44.01	9.778	583	74.90
16.000 - 16.499	35	6,964,113.84	1.89	359	39.40	10.283	571	76.39
16.500 - 16.999	25	4,413,896.40	1.20	359	39.26	10.783	579	68.98
17.000 - 17.499	11	1,470,514.02	0.40	359	42.21	11.294	577	69.38
17.500 - 17.999	16	2,283,646.37	0.62	359	42.57	11.718	563	77.34
18.000 - 18.499	1	764,000.00	0.21	360	47.00	12.250	554	80.00
Total:	1,360	367,538,690.11	100.00	359	42.27	7.653	619	76.90

DESCRIPTION OF THE GROUP II COLLATERAL

Minimum Mortgage Rates of the Adjustable-Rate Loans
RANGE OF MINIMUM MORTGAGE RATES (%)	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
5.500 - 5.999	52	19,841,829.12	5.40	359	42.09	5.863	702	80.51
6.000 - 6.499	98	34,088,130.44	9.27	359	42.98	6.263	677	79.95
6.500 - 6.999	247	79,140,842.93	21.53	359	42.43	6.801	648	77.79
7.000 - 7.499	166	48,810,307.06	13.28	359	42.99	7.245	616	76.53
7.500 - 7.999	286	76,769,532.38	20.89	359	41.73	7.744	601	76.66
8.000 - 8.499	107	24,162,286.78	6.57	358	41.90	8.255	587	75.08
8.500 - 8.999	176	42,595,700.33	11.59	359	42.23	8.779	573	75.66
9.000 - 9.499	56	9,811,653.95	2.67	354	40.57	9.236	573	73.57
9.500 - 9.999	84	16,422,236.49	4.47	359	44.01	9.778	583	74.90
10.000 - 10.499	35	6,964,113.84	1.89	359	39.40	10.283	571	76.39
10.500 - 10.999	25	4,413,896.40	1.20	359	39.26	10.783	579	68.98
11.000 - 11.499	11	1,470,514.02	0.40	359	42.21	11.294	577	69.38
11.500 - 11.999	16	2,283,646.37	0.62	359	42.57	11.718	563	77.34
12.000 - 12.499	1	764,000.00	0.21	360	47.00	12.250	554	80.00
Total:	1,360	367,538,690.11	100.00	359	42.27	7.653	619	76.90

DESCRIPTION OF THE GROUP II COLLATERAL

Margins of the Adjustable-Rate Loans
RANGE OF MORTGAGE MARGINS (%)	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
2.750 - 2.999	88	22,279,830.42	6.06	359	40.50	6.736	727	79.80
3.000 - 3.249	2	1,459,024.93	0.40	358	53.42	7.216	590	75.33
3.750 - 3.999	1	138,000.00	0.04	359	50.00	6.800	635	67.49
4.000 - 4.249	2	887,578.71	0.24	359	51.09	9.702	588	86.36
4.250 - 4.499	30	8,249,445.95	2.24	359	43.97	9.118	588	76.11
4.500 - 4.749	1	195,869.81	0.05	359	25.00	8.050	522	76.86
4.750 - 4.999	53	21,506,312.07	5.85	359	43.90	6.455	737	79.21
5.000 - 5.249	40	13,936,017.86	3.79	359	41.73	6.533	689	85.04
5.250 - 5.499	96	38,680,530.72	10.52	359	44.43	6.975	667	81.22
5.500 - 5.749	78	26,233,385.71	7.14	359	42.07	7.170	648	83.34
5.750 - 5.999	123	42,753,204.68	11.63	359	43.28	7.506	629	80.75
6.000 - 6.249	241	66,440,174.15	18.08	359	41.45	7.651	607	76.44
6.250 - 6.499	213	53,762,013.83	14.63	359	41.06	7.950	572	73.63
6.500 - 6.749	171	32,096,449.18	8.73	359	42.05	8.707	552	71.32
6.750 - 6.999	221	38,920,852.09	10.59	359	41.77	8.785	536	68.15
Total:	1,360	367,538,690.11	100.00	359	42.27	7.653	619	76.90

DESCRIPTION OF THE GROUP II COLLATERAL

Next Rate Adjustment Date of the Adjustable-Rate Loans
NEXT RATE ADJUSTMENT DATE	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
August 2007	2	519,500.84	0.14	356	42.62	8.226	563	74.95
September 2007	12	4,033,210.27	1.10	357	42.75	7.660	601	78.72
October 2007	14	2,545,083.51	0.69	358	43.12	7.544	592	76.34
November 2007	624	166,105,886.91	45.19	359	42.52	7.722	611	76.51
December 2007	263	79,744,450.00	21.70	360	42.53	8.160	605	77.19
January 2008	13	5,138,175.00	1.40	360	46.02	7.793	587	73.71
July 2008	1	529,042.79	0.14	355	47.00	6.990	731	85.00
September 2008	4	1,429,571.24	0.39	357	47.92	7.030	639	79.43
October 2008	7	1,363,866.82	0.37	358	38.44	6.598	676	75.59
November 2008	260	65,148,644.38	17.73	358	42.57	7.078	638	77.78
December 2008	130	30,777,539.33	8.37	360	40.17	7.501	637	76.41
January 2009	6	3,508,400.00	0.95	360	29.92	7.373	629	77.77
October 2010	1	204,795.92	0.06	358	39.00	6.000	651	71.93
November 2010	16	4,860,036.10	1.32	359	43.18	6.612	735	78.89
December 2010	7	1,630,487.00	0.44	360	37.60	6.716	730	72.88
Total:	1,360	367,538,690.11	100.00	359	42.27	7.653	619	76.90

DESCRIPTION OF THE GROUP II COLLATERAL

Initial Periodic Rate Cap of the Adjustable-Rate Loans
INITIAL PERIODIC RATE CAP (%)	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
2.000	1,335	360,570,443.58	98.10	359	42.28	7.673	617	76.90
3.000	1	272,927.51	0.07	358	40.00	5.750	807	75.97
5.000	1	204,795.92	0.06	358	39.00	6.000	651	71.93
6.000	23	6,490,523.10	1.77	359	41.78	6.638	734	77.38
Total:	1,360	367,538,690.11	100.00	359	42.27	7.653	619	76.90

Subsequent Periodic Rate Cap of the Adjustable-Rate Loans
SUBSEQUENT PERIODIC RATE CAP (%)	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
1.000	1,358	367,060,966.68	99.87	359	42.27	7.655	619	76.91
2.000	2	477,723.43	0.13	358	39.57	5.857	740	74.24
Total:	1,360	367,538,690.11	100.00	359	42.27	7.653	619	76.90

Insured AVM
INSURED AVM	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
Non-Insured AVM	1,267	378,486,991.42	79.86	358	42.08	7.568	629	77.75
Insured AVM	342	95,457,679.83	20.14	355	41.31	6.860	669	75.24
Total:	1,609	473,944,671.25	100.00	357	41.93	7.425	637	77.24

DESCRIPTION OF THE IO COLLATERAL
Collateral Summary
Statistics given below are for the Mortgage Loans in the pool as of the Cut-off Date. Balances and percentages are based on the Cut-off Date scheduled balances of such Mortgage Loans (except in the case of Debt-to-Income and FICO, which are determined at origination).
	Summary Statistics		Range (if applicable)
Number of Mortgage Loans:	1,451
Aggregate Current Principal Balance:	$375,555,143.39
Average Current Principal Balance:	$258,825.05		$60,000.00 - $1,000,000.00
Aggregate Original Principal Balance:	$375,578,261.59
Average Original Principal Balance:	$258,840.98		$60,000.00 - $1,000,000.00
Fully Amortizing Mortgage Loans:	100.00%
1st Lien:	100.00%
Wtd. Avg. Mortgage Rates:	7.091%		5.500% - 11.600%
Wtd. Avg. Original Term to Maturity (months):	360		360 - 360
Wtd. Avg. Remaining Term to Maturity (months):	359		355 - 360
Wtd. Avg. Margin (ARM Loans Only):	4.989%		2.750% - 6.000%
Wtd. Avg. Maximum Mortgage Rate (ARM Loans Only):	13.114%		11.550% - 17.600%
Wtd. Avg. Minimum Mortgage Rate (ARM Loans Only):	7.114%		5.550% - 11.600%
Wtd. Avg. Original LTV:	80.39%		14.60% - 95.00%
Wtd. Avg. Borrower FICO:	679		620 - 817
Geographic Distribution (Top 5):	CA	31.07%
	NY	9.06%
	FL	7.03%
	NJ	6.93%
	AZ	5.24%

DESCRIPTION OF THE IO COLLATERAL

Collateral Type
COLLATERAL TYPE	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
2Yr/6 Mo Libor (IO)	567	156,530,591.25	41.68	359	42.49	7.276	663	81.37
3Yr/6 Mo Libor (IO)	442	110,134,618.02	29.33	359	41.84	6.917	683	81.55
5Yr/6 Mo Libor (IO)	75	14,257,918.25	3.80	359	39.08	6.857	726	78.75
Fixed (IO)	367	94,632,015.87	25.20	359	40.74	7.022	694	77.66
Total:	1,451	375,555,143.39	100.00	359	41.73	7.091	679	80.39

Principal Balances at Origination
RANGE OF PRINCIPAL BALANCES AT ORIGINATION ($)	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF ORIGINATION ($)	% OF PRINCIPAL BALANCE AS OF ORIGINATION	REMAINING TERM TO MATURITY (months)*	DEBT-TO- INCOME (%)*	MORTGAGE RATES (%)*	FICO*	OLTV (%)*
50,000.01 - 100,000.00	73	6,098,775.00	1.62	359	38.44	7.544	690	76.38
100,000.01 - 150,000.00	277	34,841,433.50	9.28	359	40.00	7.313	676	78.94
150,000.01 - 200,000.00	272	48,064,648.80	12.80	359	41.44	7.155	680	80.12
200,000.01 - 250,000.00	207	46,390,432.00	12.35	359	41.42	7.179	676	80.10
250,000.01 - 300,000.00	188	51,894,655.29	13.82	359	41.57	7.026	680	80.68
300,000.01 - 350,000.00	124	40,053,616.00	10.66	359	42.10	6.967	674	81.53
350,000.01 - 400,000.00	99	37,030,615.00	9.86	359	42.29	6.901	678	81.85
400,000.01 - 450,000.00	68	28,826,658.00	7.68	359	42.04	6.745	685	79.29
450,000.01 - 500,000.00	57	27,254,156.00	7.26	359	42.92	6.859	683	80.01
500,000.01 - 550,000.00	31	16,301,446.00	4.34	359	44.08	6.797	695	82.63
550,000.01 - 600,000.00	14	8,219,500.00	2.19	359	43.81	7.492	675	83.69
600,000.01 - 650,000.00	6	3,707,680.00	0.99	359	45.95	7.306	691	78.19
650,000.01 - 700,000.00	13	8,789,400.00	2.34	359	41.97	7.186	668	83.10
700,000.01 - 750,000.00	6	4,354,250.00	1.16	360	43.01	8.185	647	79.50
750,000.01 - 800,000.00	7	5,393,999.00	1.44	359	43.83	7.296	673	77.74
800,000.01 - 850,000.00	3	2,549,999.00	0.68	360	32.67	8.180	651	77.87
850,000.01 - 900,000.00	1	890,000.00	0.24	359	41.00	7.050	707	67.94
900,000.01 - 950,000.00	1	925,000.00	0.25	360	45.00	9.990	636	78.72
950,000.01 - 1,000,000.00	4	3,991,998.00	1.06	359	34.25	7.706	703	76.63
Total:	1,451	375,578,261.59	100.00	359	41.73	7.091	679	80.39

*Based on the original balances of the Mortgage Loans.

DESCRIPTION OF THE IO COLLATERAL

Principal Balance as of the Cut-Off Date
RANGE OF PRINCIPAL BALANCES AS OF THE CUT-OFF DATE ($)	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
50,000.01 - 100,000.00	73	6,096,019.06	1.62	359	38.44	7.544	690	76.38
100,000.01 - 150,000.00	277	34,829,207.40	9.27	359	40.00	7.313	676	78.95
150,000.01 - 200,000.00	272	48,063,649.19	12.80	359	41.44	7.155	680	80.12
200,000.01 - 250,000.00	207	46,389,462.21	12.35	359	41.42	7.179	676	80.10
250,000.01 - 300,000.00	188	51,894,390.57	13.82	359	41.57	7.026	680	80.68
300,000.01 - 350,000.00	124	40,049,254.28	10.66	359	42.11	6.967	674	81.53
350,000.01 - 400,000.00	99	37,030,585.83	9.86	359	42.29	6.901	678	81.85
400,000.01 - 450,000.00	68	28,825,864.08	7.68	359	42.04	6.745	685	79.29
450,000.01 - 500,000.00	57	27,253,952.19	7.26	359	42.92	6.859	683	80.01
500,000.01 - 550,000.00	31	16,301,359.25	4.34	359	44.08	6.797	695	82.63
550,000.01 - 600,000.00	14	8,219,500.00	2.19	359	43.81	7.492	675	83.69
600,000.01 - 650,000.00	6	3,707,680.00	0.99	359	45.95	7.306	691	78.19
650,000.01 - 700,000.00	13	8,788,973.33	2.34	359	41.97	7.186	668	83.10
700,000.01 - 750,000.00	6	4,354,250.00	1.16	360	43.01	8.185	647	79.50
750,000.01 - 800,000.00	7	5,393,999.00	1.44	359	43.83	7.296	673	77.74
800,000.01 - 850,000.00	3	2,549,999.00	0.68	360	32.67	8.180	651	77.87
850,000.01 - 900,000.00	1	890,000.00	0.24	359	41.00	7.050	707	67.94
900,000.01 - 950,000.00	1	925,000.00	0.25	360	45.00	9.990	636	78.72
950,000.01 - 1,000,000.00	4	3,991,998.00	1.06	359	34.25	7.706	703	76.63
Total:	1,451	375,555,143.39	100.00	359	41.73	7.091	679	80.39

Remaining Term to Maturity
RANGE OF MONTHS REMAINING	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
301 - 360	1,451	375,555,143.39	100.00	359	41.73	7.091	679	80.39
Total:	1,451	375,555,143.39	100.00	359	41.73	7.091	679	80.39

DESCRIPTION OF THE IO COLLATERAL

Mortgage Rates
RANGE OF CURRENT MORTGAGE RATES (%)	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
5.500 - 5.999	76	25,194,992.61	6.71	359	41.39	5.864	706	74.76
6.000 - 6.499	186	55,091,197.75	14.67	359	41.64	6.281	698	77.09
6.500 - 6.999	537	135,545,519.57	36.09	359	40.78	6.789	685	80.39
7.000 - 7.499	242	60,610,296.46	16.14	359	42.65	7.237	672	81.20
7.500 - 7.999	258	62,651,403.25	16.68	359	42.43	7.711	658	82.90
8.000 - 8.499	53	12,832,951.25	3.42	359	41.09	8.219	668	83.90
8.500 - 8.999	52	10,940,397.50	2.91	359	44.94	8.754	656	85.30
9.000 - 9.499	11	2,079,735.00	0.55	359	41.94	9.237	653	84.38
9.500 - 9.999	22	7,548,836.00	2.01	359	42.76	9.832	650	80.96
10.000 - 10.499	6	1,253,320.00	0.33	360	44.64	10.181	642	86.55
10.500 - 10.999	6	1,438,994.00	0.38	359	44.97	10.856	654	75.74
11.500 - 11.999	2	367,500.00	0.10	360	37.47	11.582	645	89.70
Total:	1,451	375,555,143.39	100.00	359	41.73	7.091	679	80.39

DESCRIPTION OF THE IO COLLATERAL

Original Loan-to-Value Ratios
RANGE OF ORIGINAL LOAN-TO-VALUE RATIOS (%)	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
0.01 - 25.00	3	285,910.00	0.08	360	44.73	7.773	727	19.13
25.01 - 30.00	2	378,000.00	0.10	359	23.05	6.397	750	27.96
30.01 - 35.00	9	1,574,343.20	0.42	359	37.90	6.737	678	32.01
35.01 - 40.00	9	1,539,234.80	0.41	360	45.41	7.518	681	37.54
40.01 - 45.00	6	828,927.00	0.22	359	36.47	6.748	686	42.18
45.01 - 50.00	26	5,316,234.60	1.42	359	39.08	6.759	698	47.62
50.01 - 55.00	31	6,780,464.77	1.81	359	38.36	6.712	672	52.85
55.01 - 60.00	36	7,591,029.14	2.02	359	37.84	6.768	692	57.59
60.01 - 65.00	68	17,700,145.59	4.71	359	40.89	6.943	683	62.69
65.01 - 70.00	62	16,713,884.55	4.45	359	42.00	6.948	679	68.23
70.01 - 75.00	112	29,943,771.87	7.97	359	41.72	6.864	685	72.87
75.01 - 80.00	236	68,324,014.42	18.19	359	40.91	6.899	683	78.59
80.01 - 85.00	221	63,707,707.44	16.96	359	41.57	7.124	673	83.58
85.01 - 90.00	581	144,122,145.01	38.38	359	42.69	7.267	675	89.12
90.01 - 95.00	49	10,749,331.00	2.86	360	43.19	7.493	697	94.10
Total:	1,451	375,555,143.39	100.00	359	41.73	7.091	679	80.39

DESCRIPTION OF THE IO COLLATERAL

FICO Score at Origination
RANGE OF FICO SCORES	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
620 - 639	311	78,806,993.81	20.98	359	42.32	7.576	630	80.84
640 - 659	273	69,657,454.54	18.55	359	41.72	7.204	649	80.45
660 - 679	244	68,881,015.98	18.34	359	42.31	7.159	669	81.01
680 - 699	202	48,108,876.47	12.81	359	42.12	6.893	689	80.61
700 - 719	145	38,904,140.22	10.36	359	40.95	6.759	708	81.19
720 - 739	107	28,385,852.13	7.56	359	42.48	6.669	729	79.89
740 - 759	84	21,616,336.23	5.76	359	40.87	6.817	749	80.40
760 - 779	55	14,119,811.01	3.76	359	38.89	6.607	771	75.94
780 - 799	20	4,887,012.00	1.30	359	36.22	6.599	789	72.34
800 - 819	10	2,187,651.00	0.58	359	36.92	6.530	811	76.32
Total:	1,451	375,555,143.39	100.00	359	41.73	7.091	679	80.39

Debt-to-Income Ratio
RANGE OF DEBT-TO- INCOME RATIOS (%)	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
<= 20.00	39	9,349,204.67	2.49	359	14.56	7.064	685	76.43
20.01 - 25.00	46	10,690,172.75	2.85	359	23.42	6.885	679	76.20
25.01 - 30.00	86	18,623,212.14	4.96	359	28.29	6.847	693	79.59
30.01 - 35.00	140	33,122,421.34	8.82	359	33.16	6.953	688	78.84
35.01 - 40.00	229	57,126,267.82	15.21	359	38.16	7.056	680	79.29
40.01 - 45.00	319	86,364,313.23	23.00	359	43.19	7.156	678	80.78
45.01 - 50.00	592	160,279,551.44	42.68	359	48.35	7.140	675	81.49
Total:	1,451	375,555,143.39	100.00	359	41.73	7.091	679	80.39

DESCRIPTION OF THE IO COLLATERAL

Geographic Distribution
STATE	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
California	327	116,700,714.66	31.07	359	42.99	6.816	678	77.93
New York	91	34,015,533.25	9.06	359	43.27	7.326	680	78.27
Florida	120	26,388,995.06	7.03	359	40.13	7.030	672	80.92
New Jersey	94	26,030,709.83	6.93	359	41.98	7.335	676	79.27
Arizona	100	19,676,402.76	5.24	359	40.72	6.970	680	80.88
Maryland	77	16,989,570.29	4.52	359	41.38	7.190	676	81.52
Washington	55	12,538,483.89	3.34	359	41.73	6.960	677	83.68
Massachusetts	39	11,581,790.00	3.08	359	42.67	7.130	684	81.08
Illinois	51	11,427,614.98	3.04	359	40.16	7.512	696	81.20
Hawaii	24	10,152,280.95	2.70	360	40.55	7.196	683	74.43
Georgia	55	9,069,577.36	2.41	359	40.92	7.858	670	85.78
Michigan	50	8,286,748.59	2.21	359	41.33	7.154	679	87.23
Nevada	31	7,849,752.97	2.09	359	36.95	7.064	678	82.50
Pennsylvania	38	7,214,575.99	1.92	359	41.84	7.054	676	84.95
Minnesota	31	6,444,230.77	1.72	359	38.95	7.059	680	83.03
Colorado	24	5,327,412.89	1.42	359	41.35	7.105	666	88.18
New Hampshire	19	4,671,832.00	1.24	359	41.59	7.324	692	82.55
Connecticut	17	4,356,652.00	1.16	359	40.38	7.151	677	82.73
Oregon	17	4,183,220.62	1.11	359	42.36	7.257	679	78.37
Ohio	26	4,016,190.77	1.07	358	38.94	7.051	712	85.38
Missouri	23	3,794,357.55	1.01	359	40.32	7.406	685	85.10
Rhode Island	13	3,529,799.09	0.94	359	41.04	7.101	672	77.96
Indiana	16	2,310,120.67	0.62	359	43.01	7.675	695	84.97
Alabama	12	2,135,213.75	0.57	359	39.18	7.681	670	88.38
Tennessee	16	1,961,407.63	0.52	359	39.63	7.404	687	83.92
Utah	7	1,792,300.00	0.48	359	39.55	7.900	663	86.76
North Carolina	9	1,608,393.67	0.43	359	43.57	6.827	672	81.98
Texas	11	1,514,815.40	0.40	359	36.62	6.832	703	84.07
Wisconsin	8	1,453,445.00	0.39	359	42.17	7.821	696	91.45
Maine	8	1,366,032.00	0.36	359	40.28	7.005	663	79.69
Delaware	7	1,236,970.00	0.33	359	38.51	6.664	709	80.11
Kentucky	6	981,928.00	0.26	359	44.00	7.571	674	87.15
South Carolina	5	980,889.00	0.26	359	41.37	7.343	668	83.77
Kansas	6	976,146.00	0.26	359	38.16	7.586	693	89.30
Oklahoma	6	700,620.00	0.19	359	34.17	7.232	654	83.45
Alaska	1	483,500.00	0.13	359	49.00	6.350	740	84.97
Iowa	2	469,858.00	0.13	360	41.34	7.721	674	87.03
Idaho	2	351,308.00	0.09	359	33.59	6.750	661	85.12
Vermont	1	260,100.00	0.07	359	44.00	7.375	763	90.00
Washington DC	2	234,300.00	0.06	359	28.71	6.788	687	46.60
North Dakota	1	212,000.00	0.06	359	48.00	6.990	653	81.07
South Dakota	1	107,850.00	0.03	360	45.00	7.400	671	85.60
Arkansas	1	94,500.00	0.03	359	39.00	7.500	653	90.00
Louisiana	1	77,000.00	0.02	355	24.00	5.750	705	61.07
Total:	1,451	375,555,143.39	100.00	359	41.73	7.091	679	80.39

DESCRIPTION OF THE IO COLLATERAL

Occupancy Status
OCCUPANCY STATUS*	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
Owner Occupied	1,431	370,193,119.39	98.57	359	41.73	7.073	679	80.49
Second Home	20	5,362,024.00	1.43	359	41.78	8.325	671	73.41
Total:	1,451	375,555,143.39	100.00	359	41.73	7.091	679	80.39

*Based on mortgagor representation at origination.

Documentation Type
INCOME DOCUMENTATION	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
Full Documentation	1,104	282,543,766.25	75.23	359	41.37	6.987	680	80.51
Limited Documentation	187	51,994,618.32	13.84	359	43.14	7.158	674	82.86
Stated Documentation	160	41,016,758.82	10.92	359	42.43	7.721	679	76.38
Total:	1,451	375,555,143.39	100.00	359	41.73	7.091	679	80.39

Loan Purpose
PURPOSE	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
Refinance-Debt Consolidation Cash Out**		1,288	343,249,150.63	91.40	359	41.75	7.111	678	80.34
Refinance-Debt Consolidation No Cash Out***		88	15,481,517.76	4.12	359	40.57	6.970	698	80.66
Purchase		75	16,824,475.00	4.48	359	42.29	6.778	692	80.99
Total:		1,451	375,555,143.39	100.00	359	41.73	7.091	679	80.39

** Cash proceeds to the borrower inclusive of debt consolidation payments exceed 2% or $2,000 of the original principal balance of the related loan. Also includes all home equity loans originated in Texas with any cash proceeds.

*** Cash proceeds to the borrower inclusive of debt consolidation payments do not exceed 2% or $2,000 of the original principal balance of the related loan. Excludes home equity loans originated in Texas with any cash proceeds.

DESCRIPTION OF THE IO COLLATERAL

Credit Grade
RISK CATEGORY	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
8A	335	87,949,013.88	23.42	359	40.71	6.693	743	79.05
7A	276	67,116,334.09	17.87	359	41.63	6.846	693	80.74
6A	228	64,737,042.31	17.24	359	42.20	7.051	669	81.31
5A	249	64,013,055.54	17.04	359	41.76	7.178	650	80.77
4A	284	72,812,571.40	19.39	359	42.63	7.564	633	81.41
3A	27	7,314,699.00	1.95	360	43.93	8.069	655	78.01
2A	52	11,612,427.17	3.09	359	40.15	7.683	636	76.18
Total:	1,451	375,555,143.39	100.00	359	41.73	7.091	679	80.39

Property Type
PROPERTY TYPE	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
Single Family Detached	1,236	315,213,533.54	83.93	359	41.67	7.078	679	80.42
PUD Detached	69	18,922,892.73	5.04	359	40.87	7.039	676	82.13
Two-Four Family	47	18,794,581.00	5.00	359	44.59	7.390	678	77.73
Condominium	82	18,484,983.12	4.92	359	40.56	7.021	686	81.58
Single Family Attached	11	2,599,703.00	0.69	359	44.35	7.054	686	74.30
PUD Attached	6	1,539,450.00	0.41	359	39.10	7.502	667	80.62
Total:	1,451	375,555,143.39	100.00	359	41.73	7.091	679	80.39

DESCRIPTION OF THE IO COLLATERAL

Prepayment Charge Term at Origination
PREPAYMENT CHARGE TERM AT ORIGINATION (months)	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
0	538	139,592,707.59	37.17	359	41.37	7.502	678	80.23
12	50	18,176,825.34	4.84	359	42.06	7.055	685	77.20
24	2	1,010,250.00	0.27	359	44.01	7.447	642	86.78
30	5	1,080,043.67	0.29	359	44.25	6.844	662	81.00
36	856	215,695,316.79	57.43	359	41.91	6.827	680	80.72
Total:	1,451	375,555,143.39	100.00	359	41.73	7.091	679	80.39

Conforming Balance
CONFORMING BALANCE	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
Conforming	1,179	242,784,518.71	64.65	359	41.31	7.119	679	80.14
Non-Conforming	272	132,770,624.68	35.35	359	42.49	7.039	680	80.83
Total:	1,451	375,555,143.39	100.00	359	41.73	7.091	679	80.39

DESCRIPTION OF THE IO COLLATERAL

Maximum Mortgage Rates of the Adjustable-Rate Loans
RANGE OF MAXIMUM MORTGAGE RATES (%)	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
11.500 - 11.999	67	22,163,866.32	7.89	359	41.37	5.855	706	76.26
12.000 - 12.499	143	40,186,391.98	14.31	359	41.70	6.274	694	79.07
12.500 - 12.999	402	100,645,201.12	35.83	359	41.38	6.798	678	81.36
13.000 - 13.499	152	38,510,946.36	13.71	359	42.84	7.234	661	82.47
13.500 - 13.999	193	48,171,500.99	17.15	359	42.73	7.705	657	83.37
14.000 - 14.499	38	9,283,447.25	3.30	359	41.34	8.227	667	82.48
14.500 - 14.999	49	10,600,238.50	3.77	359	45.22	8.754	656	85.30
15.000 - 15.499	8	1,620,385.00	0.58	359	41.77	9.231	654	83.96
15.500 - 15.999	19	6,741,336.00	2.40	359	42.72	9.851	649	80.15
16.000 - 16.499	5	1,193,320.00	0.42	360	45.07	10.178	643	87.23
16.500 - 16.999	6	1,438,994.00	0.51	359	44.97	10.856	654	75.74
17.500 - 17.999	2	367,500.00	0.13	360	37.47	11.582	645	89.70
Total:	1,084	280,923,127.52	100.00	359	42.06	7.114	674	81.31

DESCRIPTION OF THE IO COLLATERAL

Minimum Mortgage Rates of the Adjustable-Rate Loans
RANGE OF MINIMUM MORTGAGE RATES (%)	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
5.500 - 5.999	67	22,163,866.32	7.89	359	41.37	5.855	706	76.26
6.000 - 6.499	143	40,186,391.98	14.31	359	41.70	6.274	694	79.07
6.500 - 6.999	402	100,645,201.12	35.83	359	41.38	6.798	678	81.36
7.000 - 7.499	152	38,510,946.36	13.71	359	42.84	7.234	661	82.47
7.500 - 7.999	193	48,171,500.99	17.15	359	42.73	7.705	657	83.37
8.000 - 8.499	38	9,283,447.25	3.30	359	41.34	8.227	667	82.48
8.500 - 8.999	49	10,600,238.50	3.77	359	45.22	8.754	656	85.30
9.000 - 9.499	8	1,620,385.00	0.58	359	41.77	9.231	654	83.96
9.500 - 9.999	19	6,741,336.00	2.40	359	42.72	9.851	649	80.15
10.000 - 10.499	5	1,193,320.00	0.42	360	45.07	10.178	643	87.23
10.500 - 10.999	6	1,438,994.00	0.51	359	44.97	10.856	654	75.74
11.500 - 11.999	2	367,500.00	0.13	360	37.47	11.582	645	89.70
Total:	1,084	280,923,127.52	100.00	359	42.06	7.114	674	81.31

DESCRIPTION OF THE IO COLLATERAL

Margins of the Adjustable-Rate Loans
RANGE OF MORTGAGE MARGINS (%)	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
2.750 - 2.999	192	38,226,696.73	13.61	359	39.28	6.936	720	80.52
3.000 - 3.249	1	199,520.00	0.07	359	32.00	7.990	638	80.00
3.250 - 3.499	1	202,500.00	0.07	355	47.00	6.250	622	90.00
3.750 - 3.999	2	405,900.00	0.14	359	46.04	7.585	677	85.65
4.000 - 4.249	1	131,400.00	0.05	357	49.00	7.500	648	90.00
4.250 - 4.499	19	4,126,196.00	1.47	359	40.88	8.318	664	83.43
4.500 - 4.749	1	256,353.00	0.09	359	32.00	5.750	701	71.03
4.750 - 4.999	119	37,374,822.75	13.30	359	42.66	6.559	738	80.32
5.000 - 5.249	100	26,439,172.50	9.41	359	42.68	6.723	692	82.99
5.250 - 5.499	165	49,180,127.65	17.51	359	43.24	7.062	667	81.95
5.500 - 5.749	195	51,005,217.52	18.16	359	41.50	7.202	649	82.01
5.750 - 5.999	227	59,803,655.20	21.29	359	42.83	7.497	632	81.47
6.000 - 6.249	61	13,571,566.17	4.83	359	41.94	7.715	642	76.47
Total:	1,084	280,923,127.52	100.00	359	42.06	7.114	674	81.31

DESCRIPTION OF THE IO COLLATERAL

Next Rate Adjustment Date of the Adjustable-Rate Loans
NEXT RATE ADJUSTMENT DATE	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
September 2007	9	2,323,114.33	0.83	357	44.65	7.571	652	85.17
October 2007	6	1,154,210.00	0.41	358	40.01	6.846	665	88.85
November 2007	392	106,854,749.92	38.04	359	42.09	7.138	664	81.46
December 2007	153	43,529,017.00	15.49	360	43.34	7.602	662	80.66
January 2008	7	2,669,500.00	0.95	360	43.62	7.414	647	82.93
July 2008	2	279,500.00	0.10	355	40.66	6.112	645	82.03
September 2008	7	1,655,642.50	0.59	357	44.29	7.201	672	80.87
October 2008	4	661,440.00	0.24	358	41.58	6.852	658	85.55
November 2008	295	71,898,415.52	25.59	359	42.17	6.850	683	81.87
December 2008	130	33,253,675.00	11.84	360	41.73	7.015	687	80.74
January 2009	4	2,385,945.00	0.85	360	32.05	7.448	647	82.43
October 2010	3	352,849.30	0.13	358	20.84	7.013	703	84.09
November 2010	49	9,500,855.95	3.38	359	39.58	6.845	727	78.06
December 2010	22	4,174,213.00	1.49	360	41.09	6.862	728	81.18
January 2011	1	230,000.00	0.08	360	10.00	6.990	682	54.80
Total:	1,084	280,923,127.52	100.00	359	42.06	7.114	674	81.31

DESCRIPTION OF THE IO COLLATERAL

Initial Periodic Rate Cap of the Adjustable-Rate Loans
INITIAL PERIODIC RATE CAP (%)	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
2.000	1,009	266,665,209.27	94.92	359	42.22	7.128	671	81.44
6.000	75	14,257,918.25	5.08	359	39.08	6.857	726	78.75
Total:	1,084	280,923,127.52	100.00	359	42.06	7.114	674	81.31

Subsequent Periodic Rate Cap of the Adjustable-Rate Loans
SUBSEQUENT PERIODIC RATE CAP (%)	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
1.000	1,084	280,923,127.52	100.00	359	42.06	7.114	674	81.31
Total:	1,084	280,923,127.52	100.00	359	42.06	7.114	674	81.31

Insured AVM
INSURED AVM	NUMBER OF MORTGAGE LOANS	PRINCIPAL BALANCE AS OF THE CUT- OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO- INCOME (%)	MORTGAGE RATES (%)	FICO	OLTV (%)
Non-Insured AVM	850	231,572,156.65	61.66	359	42.03	7.188	678	83.32
Insured AVM	601	143,982,986.74	38.34	359	41.25	6.935	680	75.67
Total:	1,451	375,555,143.39	100.00	359	41.73	7.091	679	80.39