EXHIBIT 99.1

The mortgage loans delivered to the Trust on the Closing Date (the “Mortgage Loans”) will consist of conventional, one- to four- family, adjustable-rate and fixed-rate mortgage loans. The Depositor will purchase the Mortgage Loans from the Seller pursuant to the Mortgage Loan Purchase Agreement, to be dated as of the date of this prospectus supplement (the “Mortgage Loan Purchase Agreement”), between the Seller and the Depositor. Pursuant to the Pooling and Servicing Agreement, to be dated as of the Cut-off Date (the “Pooling and Servicing Agreement”), among the Depositor, the Master Servicer and the Trustee, the Depositor will cause the Mortgage Loans to be assigned to the Trustee for the benefit of the certificateholders.

The Group I Mortgage Loans and the Group II Mortgage Loans are expected to have an aggregate principal balance as of the Cut-off Date of approximately $1,130,469,906.88 and $869,531,469.38, respectively.

The Mortgage Loans will be secured by mortgages or deeds of trust or other similar security instruments creating first or second liens on residential properties (the “Mortgaged Properties”) consisting of attached, detached or semi-detached one-to four-family dwelling units, individual condominium units or individual units in planned unit developments and manufactured housing. The Mortgage Loans will have original terms to maturity of not greater than 30 years from the date on which the first payment was due on each Mortgage Loan. Approximately 0.09% of the Group I Mortgage Loans and approximately 2.67% of the Group II Mortgage Loans are secured by second liens, in each case by aggregate scheduled principal balance of the related loan group as of the Cut-off Date.

Each adjustable-rate Mortgage Loan will accrue interest at the adjustable-rate calculated as specified under the terms of the related mortgage note and each fixed-rate Mortgage Loan will have a Mortgage Rate that is fixed for the life of such Mortgage (each such rate, a “Mortgage Rate”).

The adjustable-rate Mortgage Loans will provide for semi-annual adjustment to the Mortgage Rate thereon and for corresponding adjustments to the monthly payment amount due thereon, in each case on each adjustment date applicable thereto (each such date, an “Adjustment Date”); provided, that the first adjustment for approximately 68.01% of the adjustable-rate Group I Mortgage Loans and approximately 76.76% of the adjustable-rate Group II Mortgage Loans, in each case by aggregate scheduled principal balance of the adjustable-rate Mortgage Loans in the related loan group as of the Cut-off Date, will occur after an initial period of two years after origination, and the first adjustment for approximately 31.99% of the adjustable-rate Group I Mortgage Loans and approximately 23.24% of the adjustable-rate Group II Mortgage Loans, in each case by aggregate scheduled principal balance of the adjustable-rate Mortgage Loans in the related loan group as of the Cut-off Date, will occur after an initial period of three years after origination. On each Adjustment Date for each adjustable-rate Mortgage Loan, the Mortgage Rate thereon will be adjusted (subject to rounding) to equal the sum of the applicable Index (as defined below) and a fixed percentage amount (the “Gross Margin”). The Mortgage Rate on each adjustable-rate Mortgage Loan will not decrease on the first related Adjustment Date, will not increase by more than 2.000% per annum on the first related Adjustment Date (the “Initial Periodic Rate Cap”) and will not increase or decrease by more than 1.000% per annum on any Adjustment Date thereafter (the “Periodic Rate Cap”). Each Mortgage Rate on each adjustable-rate Mortgage Loan will not exceed a specified maximum Mortgage Rate over the life of such Mortgage Loan (the “Maximum Mortgage Rate”) or be less than a specified minimum Mortgage Rate over the life of such Mortgage Loan (the “Minimum Mortgage Rate”). Effective with the first monthly payment due on each adjustable-rate Mortgage Loan after each related Adjustment Date, the monthly payment amount will be adjusted to an amount that will amortize fully the outstanding principal balance of the related Mortgage Loan over its remaining term, and pay interest at the Mortgage Rate as so adjusted. Due to the application of the Periodic Rate Caps and the Maximum Mortgage Rates, the Mortgage Rate on each such adjustable-rate Mortgage Loan, as adjusted on any related Adjustment Date, may be less than the sum of the Index and the related Gross Margin, rounded as described herein. None of the adjustable-rate Mortgage Loans permits the related mortgagor to convert the adjustable Mortgage Rate thereon to a fixed Mortgage Rate.

The Mortgage Loans will have scheduled monthly payments due on the first day of the month (with respect to each Mortgage Loan, a “Due Date”). Each Mortgage Loan will contain a customary “due-on-sale” clause which provides that (subject to state and federal restrictions) the Mortgage Loan must be repaid at the time of sale of the related mortgaged property or with the consent of the holder of the mortgage note assumed by a creditworthy purchaser of the related mortgaged property.

None of the Mortgage Loans will be buydown mortgage loans.

For purposes of calculating interest and principal distributions on the Class A Certificates, the Mortgage Loans will be divided into two loan groups, designated as the “Group I Mortgage Loans” and the “Group II Mortgage Loans.” The Group I Mortgage Loans will consist of adjustable-rate and fixed-rate mortgage loans with principal balances at origination that conform to Freddie Mac loan limits and the Group II Mortgage Loans will consist of adjustable-rate and fixed-rate mortgage loans with principal balances at origination that may or may not conform to Freddie Mac or Fannie Mae loan limits.

Approximately 65.77% of the Group I Mortgage Loans and approximately 67.21% of the Group II Mortgage Loans, in each case by aggregate scheduled principal balances of the related loan group as of the Cut-off Date, provide for payment by the mortgagor of a prepayment charge on certain principal prepayments, subject to certain limitations in the related mortgage note and limitations upon collection in the Pooling and Servicing Agreement. Generally, each such Mortgage Loan provides for payment of a prepayment charge on certain prepayments made within a defined period set forth in the related Mortgage Note (generally within the first three years but possibly as short as one year from the date of origination of such Mortgage Loan). The amount of the prepayment charge is as provided in the related Mortgage Note. The holders of the Class P Certificates will be entitled to all prepayment charges received on the Mortgage Loans in each loan group, and such amounts will not be available for distribution on the other classes of Certificates. Under certain instances, as described under the terms of the Pooling and Servicing Agreement, the Master Servicer may waive the payment of any otherwise applicable prepayment charge. Investors should conduct their own analysis of the effect, if any, that the prepayment charges, and decisions by the Master Servicer with respect to the waiver thereof, may have on the prepayment performance of the Mortgage Loans. The Depositor makes no representation as to the effect that the prepayment charges, and decisions by the Master Servicer with respect to the waiver thereof, may have on the prepayment performance of the Mortgage Loans. As of July 1, 2003, the Alternative Mortgage Parity Act of 1982 (the “Parity Act”), which regulates the ability of the Originator to impose prepayment charges, was amended, and as a result, the Originator will be required to comply with state and local laws in originating mortgage loans with prepayment charge provisions with respect to loans originated on or after July 1, 2003. However, the ruling of the Office of Thrift Supervision (the “OTS”) does not retroactively affect loans originated before July 1, 2003. See “Legal Aspects of Mortgage Assets—Enforceability of Certain Provisions—Prepayment Charges” in the prospectus.

Mortgage Loan Statistics

The Group I Mortgage Loans consist of 7,350 adjustable-rate and fixed-rate Mortgage Loans having an aggregate principal balance as of the Cut-off Date of approximately $1,130,469,906.88, after application of scheduled payments due on or before the Cut-off Date whether or not received and application of all unscheduled payments of principal received prior to the Cut-off Date, and subject to a permitted variance of plus or minus 5%. None of the Group I Mortgage Loans had a first Due Date prior to June 1, 2005 or after February 1, 2006, or will have a remaining term to stated maturity of less than 177 months or greater than 360 months as of the Cut-off Date. The latest maturity date of any Group I Mortgage Loan is January 1, 2036.

The Group II Mortgage Loans consist of 3,202 adjustable-rate and fixed-rate Mortgage Loans having an aggregate principal balance as of the Cut-off Date of approximately $869,531,469.38, after application of scheduled payments due on or before the Cut-off Date whether or not received and application of all unscheduled payments of principal received prior to the Cut-off Date, and subject to a permitted variance of plus or minus 5%. None of the Group II Mortgage Loans had a first Due Date prior to July 1, 2005 or after

February 1, 2006, or will have a remaining term to stated maturity of less than 177 months or greater than 360 months as of the Cut-off Date. The latest maturity date of any Group II Mortgage Loan is January 1, 2036.

DESCRIPTION OF THE TOTAL COLLATERAL

Collateral Summary
Statistics given below are for the Mortgage Loans in the pool as of the Cut-off Date. Balances and percentages are based on the Cut-off Date scheduled balances of such Mortgage Loans (except in the case of Debt-to-Income and FICO, which are determined at origination).
	Summary Statistics		Range (if applicable)

Number of Mortgage Loans	10,552

Aggregate Current Principal Balance	$2,000,001,376.26
Average Current Principal Balance	$189,537.66		$19,990.86 to $850,000.00

Aggregate Original Principal Balance	$2,001,368,998.00
Average Original Principal Balance	$189,667.27		$20,000.00 to $850,000.00

Fully Amortizing Mortgage Loans	100.00%

1st Lien	98.79%

Weighted Avg. Gross Coupon	7.668%		5.500% to 12.500%

Weighted Avg. Original Term (months)	358		180 to 360
Weighted Avg. Remaining Term (months)	357		177 to 360

Weighted Avg. Margin(ARM Loans Only)	5.848%		3.750% to 7.125%

Weighted Avg. Maximum Rate (ARM Loans Only)	13.686%		11.500% to 18.250%

Weighted Avg. Minimum Rate (ARM Loans Only)	7.686%		5.500% to 12.250%

Weighted Avg. Original LTV (1)	81.01%		7.94% to 100.00%

Weighted Avg. Borrower FICO	617		500 to 816

Geographic Distribution (Top 5)	CA	25.82%
	FL	12.04%
	AZ	9.00%
	IL	6.53%
	NY	5.62%

⁽¹⁾The loan-to-value(“OLTV”) of a first-lien mortgage at any given time is a fraction, expressed as a percentage, the numerator of which is the principal balance of the mortgage loan at the date of origination and the denominator of which is the lesser of the sales price of the related mortgage property and its appraised value determined in an appraisal obtained by the originator at origination of the mortgage loan. The OLTV of a second lien mortgage loan at any given time is a fraction, expressed as a percentage the numerator of which is (i) the sum of (a) the principal balance of such mortgage loan at the date of origination plus (b) the outstanding balance of the senior mortgage loan at the date of origination of such mortgage loan and the denominator of which is (ii) the lesser of the sales price of the related mortgage property and its appraised value determined in an appraisal obtained by the originator at origination of the mortgage loan.

DESCRIPTION OF THE TOTAL COLLATERAL

Collateral Type
COLLATERAL TYPE	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)		% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
2 YR/6MO LIB	4,490	855,387,146.66		42.77		359	39.75	7.926	599	81.18
2 YR/6MO LIB - 2YR IO	39	11,397,141.27		0.57		358	43.90	6.981	658	82.23
2 YR/6MO LIB - 5YR IO	974	287,217,925.67		14.36		359	40.41	7.080	669	82.00
3 YR/6MO LIB	1,920	364,097,285.58		18.20		359	39.76	7.768	606	80.99
3 YR/6MO LIB - 3YR IO	13	4,023,248.66		0.20		357	44.93	6.469	673	81.89
3 YR/6MO LIB - 5YR IO	281	78,045,027.09		3.90		359	39.63	7.075	663	81.76
FIXED RATE	2,762	381,659,926.51		19.08		352	38.99	7.610	616	79.63
FIXED RATE - 5YR IO	73	18,173,674.82		0.91		356	39.96	7.288	666	82.81
Total:
10,552	2,000,001,376.26		100.00		357	39.73	7.668	617	81.01



Principal Balances at Origination
RANGE OF PRINCIPAL BALANCES AT ORIGINATION ($)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF ORIGINATION ($)		% OF PRINCIPAL BALANCE AS OF ORIGINATION	REMAINING TERM TO MATURITY (months)*	DEBT-TO-INCOME (%)*	GROSS COUPON (%)*	FICO*	OLTV (%)*
0.01 - 25,000.00	36	818,214.00			0.04	344	37.54	10.422	661	100.00
25,000.01 - 50,000.00	180	6,622,759.00			0.33	358	40.67	10.768	665	99.97
50,000.01 - 100,000.00	2,405	190,846,326.00			9.54	353	36.69	8.393	605	82.74
100,000.01 - 150,000.00	2,508	313,512,548.00			15.66	356	38.67	7.918	607	80.52
150,000.01 - 200,000.00	1,783	309,403,107.00			15.46	358	39.39	7.696	610	80.31
200,000.01 - 250,000.00	1,194	267,545,342.00			13.37	358	40.15	7.658	614	80.48
250,000.01 - 300,000.00	800	219,600,874.00			10.97	359	40.90	7.552	620	80.50
300,000.01 - 350,000.00	502	163,067,676.00			8.15	358	40.66	7.450	622	80.53
350,000.01 - 400,000.00	383	143,655,031.00			7.18	359	41.57	7.402	633	81.49
400,000.01 - 450,000.00	254	108,117,953.00			5.40	357	41.02	7.403	630	81.62
450,000.01 - 500,000.00	204	97,062,594.00			4.85	359	40.37	7.299	630	81.22
500,000.01 - 550,000.00	121	63,754,121.00			3.19	359	40.19	7.247	634	82.61
550,000.01 - 600,000.00	76	43,979,811.00			2.20	356	40.63	7.207	622	83.41
600,000.01 - 650,000.00	45	28,390,142.00			1.42	359	40.13	7.299	643	81.42
650,000.01 - 700,000.00	28	18,960,750.00			0.95	359	36.68	7.138	632	80.56
700,000.01 - 750,000.00	8	5,805,000.00			0.29	359	40.75	6.823	589	71.74
750,000.01 +	25	20,226,750.00			1.01	359	39.60	7.183	613	77.08
Total:	10,552	2,001,368,998.00			100.00	357	39.73	7.668	617	81.01

*Based on the original balances of the Mortgage Loans.

DESCRIPTION OF THE TOTAL COLLATERAL

Principal Balance as of the Cut-Off Date
RANGE OF PRINCIPAL BALANCES AS OF THE CUT-OFF DATE ($)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
0.01 - 25,000.00	38	867,557.30		0.04	345	37.77	10.496	661	100.00
25,000.01 - 50,000.00	178	6,564,770.65		0.33	358	40.66	10.760	665	99.97
50,000.01 - 100,000.00	2,406	190,733,713.64		9.54	353	36.69	8.394	605	82.73
100,000.01 - 150,000.00	2,507	313,156,061.95		15.66	356	38.68	7.918	607	80.53
150,000.01 - 200,000.00	1,783	309,198,758.37		15.46	358	39.39	7.696	610	80.31
200,000.01 - 250,000.00	1,196	267,871,702.25		13.39	358	40.15	7.656	614	80.48
250,000.01 - 300,000.00	798	218,964,309.85		10.95	359	40.90	7.554	620	80.51
300,000.01 - 350,000.00	504	163,671,286.18		8.18	358	40.68	7.458	622	80.58
350,000.01 - 400,000.00	382	143,280,919.09		7.16	359	41.57	7.392	634	81.47
400,000.01 - 450,000.00	253	107,658,143.71		5.38	357	41.00	7.404	629	81.59
450,000.01 - 500,000.00	204	97,012,085.18		4.85	359	40.37	7.299	630	81.22
500,000.01 - 550,000.00	121	63,722,779.39		3.19	359	40.19	7.247	634	82.61
550,000.01 - 600,000.00	77	44,551,580.38		2.23	356	40.62	7.192	620	83.29
600,000.01 - 650,000.00	44	27,777,606.64		1.39	359	40.14	7.325	646	81.56
650,000.01 - 700,000.00	28	18,951,746.97		0.95	359	36.68	7.138	632	80.56
700,000.01 - 750,000.00	8	5,801,955.84		0.29	359	40.75	6.823	589	71.74
750,000.01 +	25	20,216,398.87		1.01	359	39.60	7.183	613	77.08
Total:	10,552	2,000,001,376.26		100.00	357	39.73	7.668	617	81.01

Remaining Term to Maturity
RANGE OF MONTHS REMAINING	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
121 - 180	101	12,107,990.47		0.61	179	38.37	7.589	614	72.30
181 - 240	80	8,632,293.27		0.43	239	38.27	7.482	597	75.49
301 - 360	10,371	1,979,261,092.52		98.96	359	39.75	7.669	617	81.09
Total:	10,552	2,000,001,376.26		100.00	357	39.73	7.668	617	81.01

DESCRIPTION OF THE TOTAL COLLATERAL

Mortgage Rates
RANGE OF CURRENT MORTGAGE RATES (%)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
5.500 - 5.999	237	70,080,624.05		3.50	357	40.34	5.812	651	76.85
6.000 - 6.499	844	206,439,027.37		10.32	357	39.41	6.252	644	75.98
6.500 - 6.999	1,636	364,954,548.53		18.25	357	40.51	6.755	634	77.80
7.000 - 7.499	1,469	307,225,728.19		15.36	357	39.49	7.233	628	79.88
7.500 - 7.999	1,909	365,943,944.66		18.30	357	39.99	7.740	612	81.61
8.000 - 8.499	1,329	225,580,858.09		11.28	358	39.68	8.226	602	83.79
8.500 - 8.999	1,265	217,270,364.05		10.86	357	39.36	8.719	591	84.45
9.000 - 9.499	689	100,648,959.73		5.03	357	38.80	9.214	589	85.57
9.500 - 9.999	521	74,502,196.88		3.73	358	38.79	9.705	588	86.56
10.000 - 10.499	261	33,663,022.56		1.68	358	38.11	10.187	597	86.23
10.500 - 10.999	184	17,198,265.28		0.86	358	39.83	10.729	598	86.79
11.000 - 11.499	109	8,807,783.12		0.44	358	42.30	11.223	616	89.34
11.500 - 11.999	63	5,635,770.71		0.28	359	39.88	11.718	591	83.37
12.000 - 12.499	34	1,924,315.30		0.10	359	40.97	12.143	606	93.03
12.500 - 12.999	2	125,967.74		0.01	359	33.33	12.500	624	100.00
Total:	10,552	2,000,001,376.26		100.00	357	39.73	7.668	617	81.01

Original Loan-to-Value Ratios⁽¹⁾
RANGE OF ORIGINAL LOAN-TO-VALUE RATIOS (%)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (1) (%)
0.01 - 25.00	9	839,928.05		0.04	328	35.76	7.191	590	20.11
25.01 - 30.00	17	2,231,666.74		0.11	332	34.15	6.747	598	28.23
30.01 - 35.00	19	2,097,030.82		0.10	343	36.27	7.520	585	32.88
35.01 - 40.00	32	3,772,874.16		0.19	349	34.13	7.615	576	38.23
40.01 - 45.00	58	7,621,550.14		0.38	351	37.78	7.618	583	43.28
45.01 - 50.00	86	13,834,851.46		0.69	353	39.46	7.398	579	47.98
50.01 - 55.00	117	19,397,012.49		0.97	353	40.65	7.164	595	52.74
55.01 - 60.00	199	38,416,441.92		1.92	353	39.07	7.397	582	58.02
60.01 - 65.00	369	74,214,440.17		3.71	356	39.75	7.522	582	63.37
65.01 - 70.00	525	104,076,345.64		5.20	356	40.06	7.424	588	68.65
70.01 - 75.00	813	166,012,111.41		8.30	358	41.49	7.526	581	74.02
75.01 - 80.00	3,505	750,157,252.05		37.51	358	40.27	7.203	636	79.76
80.01 - 85.00	1,040	189,739,520.41		9.49	358	39.09	7.754	604	84.44
85.01 - 90.00	2,449	426,800,823.44		21.34	358	38.34	8.195	615	89.72
90.01 - 95.00	854	170,803,228.34		8.54	358	39.80	8.329	636	94.89
95.01 - 100.00	460	29,986,299.02		1.50	358	41.10	10.377	667	99.94
Total:	10,552	2,000,001,376.26		100.00	357	39.73	7.668	617	81.01

DESCRIPTION OF THE TOTAL COLLATERAL

FICO Score at Origination
RANGE OF FICO SCORES	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
500 - 519	631	111,807,565.27		5.59	358	41.55	8.430	510	75.32
520 - 539	871	148,165,434.49		7.41	358	40.57	8.331	530	76.51
540 - 559	978	165,242,981.97		8.26	357	40.53	8.093	550	78.52
560 - 579	832	147,260,259.64		7.36	356	40.78	7.988	569	79.88
580 - 599	948	171,960,889.63		8.60	357	38.57	7.774	589	80.82
600 - 619	1,261	233,441,455.57		11.67	357	40.07	7.504	609	82.33
620 - 639	1,478	293,204,351.88		14.66	357	39.67	7.479	629	82.24
640 - 659	1,173	242,565,724.37		12.13	358	39.39	7.397	650	82.53
660 - 679	843	169,288,834.15		8.46	358	38.95	7.449	669	82.87
680 - 699	658	136,915,834.76		6.85	357	38.90	7.241	688	82.69
700 - 719	355	74,758,003.56		3.74	358	38.81	7.252	709	83.07
720 - 739	224	47,543,000.32		2.38	358	39.21	7.141	729	81.77
740 - 759	154	30,631,438.04		1.53	358	38.91	7.525	749	83.84
760 - 779	97	18,733,237.95		0.94	358	38.65	7.618	768	84.70
780 - 799	31	5,846,598.08		0.29	359	41.06	7.131	788	78.47
800 +	18	2,635,766.58		0.13	359	32.50	7.679	805	82.92
Total:	10,552	2,000,001,376.26		100.00	357	39.73	7.668	617	81.01

Debt-to-Income Ratio
RANGE OF DEBT-TO-INCOME RATIOS (%)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
0.01 - 20.00	573	100,670,564.19		5.03	357	13.94	7.847	629	82.10
20.01 - 25.00	521	81,804,536.14		4.09	356	23.26	7.646	625	80.47
25.01 - 30.00	861	140,458,882.84		7.02	357	28.20	7.695	615	80.12
30.01 - 35.00	1,278	222,580,815.45		11.13	357	33.07	7.650	617	80.24
35.01 - 40.00	1,751	325,125,269.52		16.26	356	38.18	7.680	617	81.01
40.01 - 45.00	2,329	458,896,113.61		22.94	358	43.15	7.660	622	81.88
45.01 - 50.00	2,901	595,125,026.22		29.76	358	48.09	7.664	617	82.40
50.01 - 55.00	338	75,340,168.29		3.77	357	53.09	7.480	577	67.84
Total:	10,552	2,000,001,376.26		100.00	357	39.73	7.668	617	81.01

DESCRIPTION OF THE TOTAL COLLATERAL

Geographic Distribution
STATE	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
California	1,632	516,453,854.71		25.82	358	41.07	7.279	630	79.10
Florida	1,350	240,748,651.84		12.04	358	38.71	7.698	619	80.65
Arizona	1,097	180,095,717.46		9.00	357	38.12	7.652	621	80.42
Illinois	699	130,578,308.73		6.53	358	41.50	7.869	616	82.09
New York	380	112,371,349.10		5.62	358	40.99	7.472	621	79.41
Ohio	961	98,196,059.59		4.91	356	37.45	8.123	602	86.95
Maryland	447	94,926,027.50		4.75	357	39.82	7.624	596	79.41
New Jersey	314	81,967,110.67		4.10	357	40.75	7.804	604	78.03
Texas	496	56,540,463.37		2.83	344	38.23	8.096	606	82.58
Michigan	485	55,807,006.16		2.79	358	39.43	8.415	592	85.57
Nevada	217	49,979,509.06		2.50	359	39.20	7.549	626	81.39
Washington	188	39,009,662.44		1.95	358	40.00	7.580	623	83.07
Massachusetts	103	29,710,169.32		1.49	359	40.01	7.682	636	80.56
Utah	188	29,271,824.75		1.46	359	39.19	7.575	644	83.04
Pennsylvania	204	27,868,316.16		1.39	353	39.97	8.063	588	81.59
Missouri	231	26,407,907.54		1.32	358	38.32	8.503	585	84.02
Minnesota	130	23,419,480.29		1.17	359	39.46	7.914	619	81.78
Hawaii	63	22,490,700.90		1.12	359	37.51	6.768	656	78.29
Colorado	119	21,006,485.33		1.05	358	40.06	7.366	621	82.24
Indiana	180	18,375,165.49		0.92	357	35.99	8.359	602	87.50
Wisconsin	138	18,099,991.43		0.90	358	41.88	8.459	592	83.63
Connecticut	91	17,015,540.15		0.85	359	39.63	8.098	619	80.83
Tennessee	103	11,836,802.79		0.59	356	37.26	8.333	586	87.02
North Carolina	86	10,600,650.83		0.53	352	38.64	8.244	584	85.19
New Mexico	73	9,925,754.23		0.50	359	37.58	8.028	616	84.51
Oregon	55	9,453,335.60		0.47	359	39.77	7.704	600	79.77
Alabama	57	5,726,723.29		0.29	354	37.18	8.653	587	86.97
Oklahoma	53	5,668,031.91		0.28	355	36.39	8.153	596	85.94
Kentucky	49	5,510,682.68		0.28	359	36.62	8.290	593	84.54
Rhode Island	23	5,071,484.67		0.25	359	43.48	7.141	620	76.92
Iowa	46	4,522,556.35		0.23	359	36.47	8.201	595	84.09
Delaware	22	4,317,058.17		0.22	359	38.89	8.037	589	83.25
Louisiana	40	4,042,973.09		0.20	346	39.09	7.856	605	84.33
Idaho	28	3,894,294.63		0.19	353	39.22	7.886	600	79.57
Nebraska	31	3,763,739.48		0.19	357	37.76	7.993	604	83.04
Kansas	34	3,659,906.67		0.18	356	38.99	7.981	599	83.81
Maine	18	3,527,846.89		0.18	359	36.24	7.438	623	80.43
New Hampshire	13	3,521,783.36		0.18	359	42.03	7.798	627	85.97
Alaska	15	2,904,910.59		0.15	359	41.92	7.869	640	85.76
Georgia	23	2,764,217.55		0.14	350	38.33	7.892	617	82.61
South Carolina	22	2,725,233.86		0.14	359	40.60	7.821	592	82.27
Mississippi	16	2,305,457.89		0.12	352	30.54	8.404	569	86.72
Wyoming	15	1,906,750.32		0.10	359	33.09	7.925	597	86.18
Arkansas	9	943,956.65		0.05	359	26.16	8.237	613	80.61
Montana	4	672,883.71		0.03	359	51.54	7.811	595	73.05
South Dakota	2	181,650.77		0.01	359	45.52	6.925	685	80.00
North Dakota	1	127,435.27		0.01	359	37.00	9.350	525	85.00
Vermont	1	85,953.02		-	359	47.00	9.000	512	71.67
Total:	10,552	2,000,001,376.26		100.00	357	39.73	7.668	617	81.01

DESCRIPTION OF THE TOTAL COLLATERAL

Occupancy Status
OCCUPANCY STATUS*	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
Primary	9,342	1,827,903,607.13		91.40	357	40.39	7.596	614	80.63
Investor	1,120	155,946,596.62		7.80	357	32.16	8.517	650	85.54
Second Home	90	16,151,172.51		0.81	359	38.43	7.638	646	80.53
Total:	10,552	2,000,001,376.26		100.00	357	39.73	7.668	617	81.01

*Based on mortgagor representation at origination.

Documentation Type
INCOME DOCUMENTATION	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
Full Documentation	6,518	1,161,099,207.84		58.05	357	39.42	7.433	605	80.29
Stated Documentation	3,382	700,138,358.81		35.01	358	40.69	8.067	639	82.05
Limited Documentation	652	138,763,809.61		6.94	358	37.51	7.620	613	81.84
Total:	10,552	2,000,001,376.26		100.00	357	39.73	7.668	617	81.01

Loan Purpose
PURPOSE	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
Refinance-Debt Consolidation Cash Out**	5,754	1,098,858,818.21		54.94	357	39.94	7.612	596	78.58
Purchase	4,231	816,788,541.76		40.84	359	39.48	7.741	647	84.15
Refinance-Debt Consolidation No Cash Out***	567	84,354,016.29		4.22	354	39.39	7.692	607	82.34
Total:	10,552	2,000,001,376.26		100.00	357	39.73	7.668	617	81.01

** Cash proceeds to the borrower inclusive of debt consolidation payments exceed 2% or $2,000 of the original principal balance of the related loan. Also includes all home equity loans originated in Texas with any cash proceeds.

*** Cash proceeds to the borrower inclusive of debt consolidation payments do not exceed 2% or $2,000 of the original principal balance of the related loan. Excludes home equity loans originated in Texas with any cash proceeds.

DESCRIPTION OF THE TOTAL COLLATERAL

Credit Grade
RISK CATEGORY	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
I	7,901	1,495,491,233.36		74.77	357	39.55	7.519	632	82.22
II	1,716	330,090,173.83		16.50	356	39.58	7.882	583	80.20
III	435	79,276,207.32		3.96	358	40.79	8.237	562	76.32
IV	395	77,155,802.78		3.86	358	42.61	8.462	551	69.49
V	105	17,987,958.97		0.90	359	40.82	10.167	547	65.48
Total:	10,552	2,000,001,376.26		100.00	357	39.73	7.668	617	81.01

Property Type
PROPERTY TYPE	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
Single Family Detached	7,997	1,462,033,907.65		73.10	357	39.75	7.662	614	80.96
PUD Detached	1,186	264,497,226.72		13.22	357	39.67	7.606	617	80.82
Two-to Four-Family Detached	679	147,929,264.03		7.40	358	40.01	7.806	636	81.33
Condominium	643	116,724,579.66		5.84	358	39.21	7.687	641	81.56
PUD Attached	41	7,441,537.20		0.37	359	40.74	7.731	597	81.64
Single Family Attached	6	1,374,861.00		0.07	359	40.71	8.404	633	86.67
Total:	10,552	2,000,001,376.26		100.00	357	39.73	7.668	617	81.01

Prepayment Charge Term
PREPAYMENT CHARGE TERM AT ORIGINATION (MONTHS)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
No Prepayment Penalty	3,635	672,042,637.84		33.60	357	39.79	7.997	616	81.75
12 Months	364	94,862,039.18		4.74	357	39.90	7.544	628	79.79
24 Months	4,395	876,440,880.98		43.82	359	40.13	7.559	617	81.31
36 Months	2,158	356,655,818.26		17.83	355	38.61	7.348	618	79.21
Total:	10,552	2,000,001,376.26		100.00	357	39.73	7.668	617	81.01

Conforming Balances
CONFORMING BALANCE	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
Conforming	9,477	1,529,871,820.91		76.49	357	39.45	7.753	614	80.71
Non-Conforming	1,075	470,129,555.35		23.51	358	40.65	7.389	629	82.01
Total:	10,552	2,000,001,376.26		100.00	357	39.73	7.668	617	81.01

DESCRIPTION OF THE TOTAL COLLATERAL

Maximum Mortgage Rates of the Adjustable-Rate Loans
RANGE OF MAXIMUM MORTGAGE RATES (%)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
11.500 - 11.999	222	66,844,134.17		4.18	357	40.10	5.809	651	77.13
12.000 - 12.499	571	147,273,849.90		9.20	359	39.28	6.249	646	77.31
12.500 - 12.999	1,149	272,955,442.50		17.06	359	40.91	6.754	639	78.44
13.000 - 13.499	1,073	243,503,858.11		15.22	359	39.98	7.231	631	80.22
13.500 - 13.999	1,427	296,970,393.47		18.56	358	40.35	7.742	612	81.80
14.000 - 14.499	978	183,967,362.91		11.50	359	39.68	8.229	604	83.86
14.500 - 14.999	1,050	192,339,346.85		12.02	358	39.57	8.720	592	84.65
15.000 - 15.499	558	88,973,994.76		5.56	359	38.71	9.210	585	85.51
15.500 - 15.999	412	64,605,280.71		4.04	359	38.75	9.705	586	86.31
16.000 - 16.499	161	25,448,535.44		1.59	359	37.86	10.185	585	83.72
16.500 - 16.999	73	10,727,188.77		0.67	359	39.24	10.714	559	80.15
17.000 - 17.499	21	3,408,650.88		0.21	359	41.19	11.165	558	74.52
17.500 - 17.999	19	2,733,814.31		0.17	359	38.62	11.737	536	67.15
18.000 - 18.499	3	415,922.15		0.03	359	39.28	12.188	514	67.80
Total:	7,717	1,600,167,774.93		100.00	359	39.91	7.686	617	81.32

Minimum Mortgage Rates of the Adjustable-Rate Loans
RANGE OF MINIMUM MORTGAGE RATES (%)	NUMBER OF MORTGAGE LOANS			PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)		FICO	OLTV (%)
5.500 - 5.999		222	66,844,134.17		4.18	357	40.10		5.809	651		77.13
6.000 - 6.499		571	147,273,849.90		9.20	359	39.28		6.249	646		77.31
6.500 - 6.999		1,150	273,353,042.50		17.08	359	40.92		6.754	639		78.45
7.000 - 7.499		1,072	243,106,258.11		15.19	359	39.96		7.232	631		80.22
7.500 - 7.999		1,427	296,970,393.47		18.56	358	40.35		7.742	612		81.80
8.000 - 8.499		978	183,967,362.91		11.50	359	39.68		8.229	604		83.86
8.500 - 8.999		1,050	192,339,346.85		12.02	358	39.57		8.720	592		84.65
9.000 - 9.499		558	88,973,994.76		5.56	359	38.71		9.210	585		85.51
9.500 - 9.999		412	64,605,280.71		4.04	359	38.75		9.705	586		86.31
10.000 - 10.499		161	25,448,535.44		1.59	359	37.86		10.185	585		83.72
10.500 - 10.999		73	10,727,188.77		0.67	359	39.24		10.714	559		80.15
11.000 - 11.499		21	3,408,650.88		0.21	359	41.19		11.165	558		74.52
11.500 - 11.999		19	2,733,814.31		0.17	359	38.62		11.737	536		67.15
12.000 - 12.499		3	415,922.15		0.03	359	39.28		12.188	514		67.80
Total:		7,717	1,600,167,774.93		100.00	359	39.91		7.686	617		81.32

Gross Margins of the Adjustable-Rate Loans
RANGE OF GROSS MARGINS (%)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)		FICO		OLTV (%)
3.750 - 3.999	382	78,271,251.33		4.89	359	42.04		7.829	618	81.92
4.000 - 4.249	97	27,008,186.68		1.69	359	40.16		7.687	633	81.77
4.500 - 4.749	46	9,707,082.62		0.61	359	40.44		7.909	614	81.73
5.750 - 5.999	1	321,706.06		0.02	359	25.00		6.450	546	70.77
6.000 - 6.249	7,185	1,483,295,947.35		92.70	359	39.79		7.677	617	81.27
6.250 - 6.499	1	499,663.83		0.03	359	26.00		7.990	714	94.34
6.500 - 6.749	1	174,400.00		0.01	359	47.00		6.650	658	80.00
7.000 - 7.249	4	889,537.06		0.06	359	42.57		8.298	618	94.58
Total:	7,717	1,600,167,774.93		100.00	359	39.91		7.686	617	81.32

DESCRIPTION OF THE TOTAL COLLATERAL

Next Rate Adjustment Date of the Adjustable-Rate Loans
NEXT RATE ADJUSTMENT DATE	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
Jun-07	8	1,512,279.19		0.09	354	38.21	7.042	597	88.84
Jul-07	15	3,046,123.80		0.19	355	40.38	7.527	576	88.38
Aug-07	10	1,587,303.61		0.10	356	36.74	7.691	569	83.76
Sep-07	143	23,183,610.70		1.45	357	39.47	7.779	614	84.91
Oct-07	617	129,763,883.62		8.11	357	39.75	7.628	618	81.84
Nov-07	4,095	873,950,057.68		54.62	359	40.21	7.664	618	81.11
Dec-07	328	62,704,466.00		3.92	359	38.22	7.964	609	82.29
Jan-08	287	58,254,489.00		3.64	360	38.65	8.222	617	81.59
Jun-08	4	411,490.89		0.03	354	48.03	7.966	595	93.22
Jul-08	3	817,517.91		0.05	355	45.16	8.625	582	73.22
Aug-08	7	1,865,631.67		0.12	356	36.20	6.921	637	85.01
Sep-08	56	8,930,696.80		0.56	357	36.48	7.640	616	86.14
Oct-08	224	40,614,439.42		2.54	358	39.80	7.627	614	81.48
Nov-08	1,639	337,136,488.64		21.07	359	40.03	7.607	615	80.69
Dec-08	179	37,988,619.00		2.37	360	39.09	7.701	622	82.56
Jan-09	102	18,400,677.00		1.15	360	38.15	8.056	634	82.81
Total:	7,717	1,600,167,774.93		100.00	359	39.91	7.686	617	81.32

Initial Periodic Rate Cap of the Adjustable-Rate Loans
INITIAL PERIODIC CAP (%)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
2.000	7,717	1,600,167,774.93		100.00	359	39.91	7.686	617	81.32
Total:	7,717	1,600,167,774.93		100.00	359	39.91	7.686	617	81.32

Periodic Rate Cap of the Adjustable-Rate Loans
PERIODIC CAP (%)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
1.000	7,717	1,600,167,774.93		100.00	359	39.91	7.686	617	81.32
Total:	7,717	1,600,167,774.93		100.00	359	39.91	7.686	617	81.32

DESCRIPTION OF THE GROUP I COLLATERAL

Collateral Summary
Statistics given below are for the Mortgage Loans in the pool as of the Cut-off Date. Balances and percentages are based on the Cut-off Date scheduled balances of such Mortgage Loans (except in the case of Debt-to-Income and FICO, which are determined at origination).
	Summary Statistics		Range (if applicable)

Number of Mortgage Loans	7,350

Aggregate Current Principal Balance	$1,130,469,906.88
Average Current Principal Balance	$153,805.43		$20,989.78 to $524,282.66

Aggregate Original Principal Balance	$1,131,387,439.00
Average Original Principal Balance	$153,930.26		$21,000.00 to $525,000.00

Fully Amortizing Mortgage Loans	100.00%

1st Lien	99.91%

Weighted Avg. Gross Coupon	7.776%		5.500% to 12.250%

Weighted Avg. Original Term (months)	358		180 to 360
Weighted Avg. Remaining Term (months)	357		177 to 360

Weighted Avg. Margin(ARM Loans Only)	5.821%		3.750% to 7.125%

Weighted Avg. Maximum Rate (ARM Loans Only)	13.905%		11.500% to 18.250%

Weighted Avg. Minimum Rate (ARM Loans Only)	7.905%		5.500% to 12.250%

Weighted Avg. Original LTV (1)	79.93%		7.94% to 100.00%

Weighted Avg. Borrower FICO	604		500 to 813

Geographic Distribution (Top 5):	FL	13.07%
	CA	12.63%
	AZ	11.42%
	IL	8.05%
	OH	7.70%

DESCRIPTION OF THE GROUP I COLLATERAL

Collateral Type
COLLATERAL TYPE	NUMBER OF MORTGAGE LOANS			PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
2 YR/6MO LIB	3,300		513,235,872.91		45.40	359	39.21	8.048	591	80.41
2 YR/6MO LIB - 2YR IO	11		2,590,025.27		0.23	357	41.68	6.775	666	82.66
2 YR/6MO LIB - 5YR IO	324		61,382,691.64		5.43	359	39.45	7.227	667	83.01
3 YR/6MO LIB	1,500		240,860,961.36		21.31	359	39.79	7.878	599	80.27
3 YR/6MO LIB - 3YR IO	5		1,049,250.00		0.09	357	38.42	6.531	667	88.61
3 YR/6MO LIB - 5YR IO	140		29,643,522.55		2.62	358	40.92	7.207	658	81.63
FIXED RATE	2,026		273,061,272.33		24.15	350	39.02	7.396	609	77.72
FIXED RATE - 5YR IO	44		8,646,310.82		0.76	352	40.95	7.057	661	82.29
Total:	7,350		1,130,469,906.88		100.00	357	39.36	7.776	604	79.93



Principal Balances at Origination
RANGE OF PRINCIPAL BALANCES AT ORIGINATION ($)	NUMBER OF MORTGAGE LOANS			PRINCIPAL BALANCE AS OF ORIGINATION ($)	% OF PRINCIPAL BALANCE AS OF ORIGINATION	REMAINING TERM TO MATURITY (months)*	DEBT-TO-INCOME (%)*	GROSS COUPON (%)*	FICO*	OLTV (%)*
0.01 - 25,000.00	6	138,880.00			0.01	327	42.87	9.823	680	100.00
25,000.01 - 50,000.00	21	789,328.00			0.07	359	41.64	9.591	719	100.00
50,000.01 - 100,000.00	2,062	164,531,917.00			14.54	353	36.65	8.229	600	81.61
100,000.01 - 150,000.00	2,136	266,264,359.00			23.53	355	39.11	7.864	603	79.93
150,000.01 - 200,000.00	1,401	242,253,279.00			21.41	358	39.67	7.697	603	79.65
200,000.01 - 250,000.00	848	189,573,752.00			16.76	358	40.12	7.698	603	79.63
250,000.01 - 300,000.00	474	129,836,305.00			11.48	358	40.76	7.616	599	78.97
300,000.01 - 350,000.00	298	96,814,667.00			8.56	358	40.28	7.491	609	79.62
350,000.01 - 400,000.00	65	23,785,552.00			2.10	359	39.78	7.300	634	80.10
400,000.01 - 450,000.00	23	9,740,950.00			0.86	359	41.20	7.669	622	80.22
450,000.01 - 500,000.00	14	6,621,450.00			0.59	359	39.56	7.121	640	76.73
500,000.01 - 550,000.00	2	1,037,000.00			0.09	359	31.99	6.592	701	77.47
Total:	7,350	1,131,387,439.00			100.00	357	39.36	7.776	604	79.93

*Based on the original balances of the Mortgage Loans.

DESCRIPTION OF THE GROUP I COLLATERAL

Principal Balance as of the Cut-Off Date
RANGE OF PRINCIPAL BALANCES AS OF THE CUT-OFF DATE ($)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
0.01 - 25,000.00	6	138,728.57		0.01	327	42.87	9.823	680	100.00
25,000.01 - 50,000.00	21	788,973.07		0.07	359	41.64	9.591	719	100.00
50,000.01 - 100,000.00	2,063	164,434,352.00		14.55	353	36.64	8.229	600	81.60
100,000.01 - 150,000.00	2,135	265,939,927.43		23.52	355	39.12	7.865	603	79.95
150,000.01 - 200,000.00	1,401	242,084,754.46		21.41	358	39.67	7.697	603	79.65
200,000.01 - 250,000.00	850	189,939,068.19		16.80	358	40.13	7.696	603	79.62
250,000.01 - 300,000.00	472	129,244,400.46		11.43	358	40.75	7.620	600	78.98
300,000.01 - 350,000.00	300	97,447,338.82		8.62	358	40.32	7.505	609	79.70
350,000.01 - 400,000.00	63	23,069,145.99		2.04	359	39.62	7.239	635	79.80
400,000.01 - 450,000.00	23	9,735,101.56		0.86	359	41.20	7.669	622	80.22
450,000.01 - 500,000.00	14	6,612,237.07		0.58	359	39.56	7.121	640	76.72
500,000.01 - 550,000.00	2	1,035,879.26		0.09	359	31.99	6.593	701	77.47
Total:	7,350	1,130,469,906.88		100.00	357	39.36	7.776	604	79.93

Remaining Term to Maturity
RANGE OF MONTHS REMAINING	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
121 - 180	86	9,145,901.93		0.81	179	37.15	7.509	616	70.61
181 - 240	74	8,073,412.09		0.71	239	38.20	7.416	596	74.59
301 - 360	7,190	1,113,250,592.86		98.48	359	39.39	7.781	604	80.05
Total:	7,350	1,130,469,906.88		100.00	357	39.36	7.776	604	79.93

DESCRIPTION OF THE GROUP I COLLATERAL

Mortgage Rate
RANGE OF CURRENT MORTGAGE RATES (%)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
5.500 - 5.999	116	24,589,898.82		2.18	356	41.56	5.822	644	74.17
6.000 - 6.499	550	102,057,141.12		9.03	356	39.37	6.261	633	73.57
6.500 - 6.999	1,092	190,410,792.57		16.84	356	40.17	6.756	621	76.11
7.000 - 7.499	980	157,172,451.62		13.90	356	39.06	7.236	614	78.36
7.500 - 7.999	1,406	216,300,765.57		19.13	357	39.86	7.744	600	80.59
8.000 - 8.499	1,040	144,428,812.19		12.78	357	39.18	8.229	593	83.42
8.500 - 8.999	1,007	142,977,889.74		12.65	357	39.05	8.721	584	83.79
9.000 - 9.499	543	70,056,590.80		6.20	356	38.14	9.209	586	84.77
9.500 - 9.999	367	48,685,478.42		4.31	358	38.51	9.703	583	85.07
10.000 - 10.499	145	19,702,717.58		1.74	359	36.14	10.183	587	82.50
10.500 - 10.999	60	7,577,037.79		0.67	356	38.04	10.721	554	78.08
11.000 - 11.499	22	3,360,594.20		0.30	359	41.12	11.163	555	74.00
11.500 - 11.999	19	2,733,814.31		0.24	359	38.62	11.737	536	67.15
12.000 - 12.499	3	415,922.15		0.04	359	39.28	12.188	514	67.80
Total:	7,350	1,130,469,906.88		100.00	357	39.36	7.776	604	79.93

Original Loan-to-Value Ratios⁽¹⁾
RANGE OF ORIGINAL LOAN-TO-VALUE RATIOS (%)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (1) (%)
0.01 - 25.00	9	839,928.05		0.07	328	35.76	7.191	590	20.11
25.01 - 30.00	15	1,497,226.38		0.13	319	36.12	6.703	613	28.44
30.01 - 35.00	18	1,955,030.82		0.17	354	35.71	7.558	582	32.82
35.01 - 40.00	28	3,281,160.76		0.29	348	35.58	7.676	573	38.24
40.01 - 45.00	54	6,706,868.05		0.59	350	37.01	7.682	584	43.18
45.01 - 50.00	77	11,997,476.49		1.06	352	39.84	7.357	578	47.88
50.01 - 55.00	107	16,457,183.59		1.46	352	40.98	7.210	594	52.81
55.01 - 60.00	169	26,713,324.35		2.36	350	38.85	7.541	584	57.87
60.01 - 65.00	318	57,205,751.15		5.06	356	39.35	7.558	580	63.44
65.01 - 70.00	450	78,438,508.43		6.94	355	39.66	7.521	584	68.57
70.01 - 75.00	685	119,458,810.19		10.57	358	41.61	7.573	579	74.02
75.01 - 80.00	1,984	309,120,010.11		27.34	357	39.66	7.365	613	79.57
80.01 - 85.00	854	126,926,273.22		11.23	357	38.60	7.856	600	84.45
85.01 - 90.00	1,965	279,364,755.62		24.71	357	38.01	8.297	612	89.71
90.01 - 95.00	561	86,415,500.66		7.64	358	40.67	8.318	635	94.85
95.01 - 100.00	56	4,092,099.01		0.36	357	40.49	9.010	667	99.85
Total:	7,350	1,130,469,906.88		100.00	357	39.36	7.776	604	79.93

DESCRIPTION OF THE GROUP I COLLATERAL

FICO Score at Origination
RANGE OF FICO SCORES	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
500 - 519	535	82,925,062.14		7.34	358	41.10	8.545	510	74.78
520 - 539	736	111,659,004.35		9.88	358	40.78	8.316	530	76.14
540 - 559	834	122,390,541.34		10.83	357	40.30	8.100	550	78.12
560 - 579	693	106,033,161.46		9.38	356	40.64	7.934	569	79.31
580 - 599	770	115,830,056.76		10.25	356	38.76	7.739	589	79.92
600 - 619	886	131,426,457.12		11.63	356	39.28	7.521	609	80.67
620 - 639	913	147,075,029.67		13.01	356	39.32	7.492	629	81.22
640 - 659	693	110,031,213.21		9.73	357	38.88	7.456	649	82.25
660 - 679	477	76,270,683.20		6.75	357	37.70	7.464	669	83.00
680 - 699	335	51,819,697.19		4.58	356	37.09	7.397	689	82.49
700 - 719	200	32,846,232.83		2.91	357	37.49	7.416	709	83.90
720 - 739	124	19,166,059.42		1.70	356	38.77	7.305	729	81.04
740 - 759	78	12,368,820.06		1.09	359	36.10	7.695	749	83.36
760 - 779	48	6,837,704.70		0.60	357	33.98	7.794	769	85.97
780 - 799	17	2,423,233.91		0.21	359	38.73	7.212	786	76.88
800 +	11	1,366,949.52		0.12	359	27.87	8.173	804	83.48
Total:	7,350	1,130,469,906.88		100.00	357	39.36	7.776	604	79.93

Debt-to-Income Ratio
RANGE OF DEBT-TO-INCOME RATIOS (%)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
0.01 - 20.00	408	58,847,509.70		5.21	356	14.45	8.046	627	81.10
20.01 - 25.00	391	54,802,843.27		4.85	356	23.33	7.717	615	79.04
25.01 - 30.00	642	88,168,421.77		7.80	356	28.19	7.810	604	78.45
30.01 - 35.00	932	134,401,512.75		11.89	356	33.11	7.809	607	79.52
35.01 - 40.00	1,201	181,537,041.46		16.06	356	38.12	7.775	603	80.23
40.01 - 45.00	1,575	249,327,543.88		22.06	358	43.15	7.762	606	81.12
45.01 - 50.00	1,920	310,348,925.82		27.45	357	48.12	7.765	601	81.50
50.01 - 55.00	281	53,036,108.23		4.69	356	53.18	7.522	575	67.28
Total:	7,350	1,130,469,906.88		100.00	357	39.36	7.776	604	79.93

DESCRIPTION OF THE GROUP I COLLATERAL

Geographic Distribution
STATE	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
Florida	893	147,791,008.730		13.07	358	38.29	7.668	605	78.65
California	609	142,808,690.080		12.63	357	40.07	7.354	601	73.54
Arizona	838	129,127,037.690		11.42	356	38.38	7.604	615	79.62
Illinois	543	90,963,132.120		8.05	358	41.51	7.892	611	81.28
Ohio	893	87,014,657.850		7.70	356	37.66	8.071	601	86.81
Maryland	363	65,745,969.740		5.82	357	40.21	7.625	591	78.03
New York	209	49,463,729.200		4.38	357	40.78	7.612	605	75.77
New Jersey	213	47,012,695.950		4.16	356	40.44	7.860	588	75.41
Michigan	419	45,790,952.730		4.05	358	39.56	8.362	590	85.11
Texas	347	36,226,180.220		3.20	342	38.03	8.163	600	81.73
Pennsylvania	178	22,603,226.990		2.00	352	39.84	7.994	585	81.05
Nevada	112	22,236,028.800		1.97	359	39.75	7.553	613	80.39
Missouri	195	21,027,964.440		1.86	358	38.33	8.473	582	83.85
Washington	115	20,887,338.680		1.85	359	40.32	7.709	613	83.73
Minnesota	111	19,093,923.450		1.69	359	40.49	7.901	618	81.57
Utah	135	18,314,156.960		1.62	359	40.49	7.604	633	82.69
Colorado	94	16,413,974.390		1.45	358	39.66	7.378	615	82.02
Wisconsin	121	14,994,123.340		1.33	358	41.63	8.444	595	83.36
Indiana	154	14,885,311.260		1.32	357	36.75	8.431	602	87.45
Hawaii	44	13,899,231.990		1.23	359	39.29	6.700	660	75.46
Connecticut	73	13,163,472.150		1.16	359	39.49	8.164	614	80.25
Massachusetts	52	11,460,990.240		1.01	359	40.98	7.787	622	77.89
Tennessee	84	9,135,494.370		0.81	355	37.17	8.277	593	86.73
North Carolina	73	8,602,260.960		0.76	351	37.57	8.078	587	84.72
New Mexico	54	7,641,140.420		0.68	359	37.45	7.964	609	84.56
Oregon	40	6,724,414.150		0.59	359	40.68	7.537	595	77.44
Alabama	46	4,650,743.530		0.41	352	38.06	8.568	586	86.61
Iowa	39	3,987,691.740		0.35	359	37.82	8.122	594	83.73
Kentucky	36	3,970,420.630		0.35	359	36.83	8.403	583	85.61
Delaware	20	3,743,964.910		0.33	359	38.29	7.956	583	82.35
Kansas	31	3,268,054.910		0.29	355	40.63	8.033	595	83.57
Rhode Island	17	3,208,384.730		0.28	359	42.02	7.324	596	72.60
Oklahoma	35	3,104,094.210		0.27	351	36.29	8.264	591	85.34
Louisiana	27	3,004,297.170		0.27	342	39.04	7.773	599	84.57
Idaho	19	2,821,362.250		0.25	359	41.02	7.733	591	79.14
Nebraska	24	2,580,855.530		0.23	356	37.17	7.826	611	84.20
South Carolina	19	2,408,995.750		0.21	359	41.02	7.854	587	81.15
Alaska	9	1,894,464.170		0.17	359	39.80	8.123	619	87.78
Wyoming	14	1,763,007.160		0.16	359	33.75	7.963	595	85.86
Georgia	14	1,644,031.830		0.15	345	40.95	8.217	602	82.67
Maine	8	1,354,119.670		0.12	359	31.07	7.577	599	79.85
New Hampshire	6	1,158,436.360		0.10	359	46.02	7.573	649	82.87
Mississippi	9	1,058,001.000		0.09	344	36.49	8.710	580	87.12
Arkansas	8	844,078.260		0.07	359	26.65	8.206	616	80.69
Montana	4	672,883.710		0.06	359	51.54	7.811	595	73.05
North Dakota	1	127,435.270		0.01	359	37.00	9.350	525	85.00
South Dakota	1	91,524.170		0.01	359	48.00	6.950	739	80.00
Vermont	1	85,953.020		0.01	359	47.00	9.000	512	71.67
Total:	7350	1,130,469,906.88		100.00	357	39.36	7.776	604	79.93

DESCRIPTION OF THE GROUP I COLLATERAL

Occupancy Status
OCCUPANCY STATUS*	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
Primary	6,250	986,431,093.50		87.26	356	40.31	7.673	597	79.18
Investor	1,032	132,916,229.91		11.76	357	32.33	8.549	649	85.49
Second Home	68	11,122,583.47		0.98	359	39.14	7.683	644	79.93
Total:	7,350	1,130,469,906.88		100.00	357	39.36	7.776	604	79.93

*Based on mortgagor representation at origination.

Documentation Type
INCOME DOCUMENTATION	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
Full Documentation	5,033	752,836,828.78		66.60	356	39.67	7.581	594	79.34
Stated Documentation	1,925	310,004,635.07		27.42	357	39.10	8.243	629	81.17
Limited Documentation	392	67,628,443.03		5.98	357	37.12	7.802	600	80.89
Total:	7,350	1,130,469,906.88		100.00	357	39.36	7.776	604	79.93

Loan Purpose
PURPOSE	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
Refinance-Debt Consolidation Cash Out**	4,979	818,517,565.15		72.41	356	39.59	7.667	593	77.99
Purchase	1,863	244,475,178.47		21.63	359	38.62	8.134	641	85.76
Refinance-Debt Consolidation No Cash Out***	508	67,477,163.26		5.97	353	39.31	7.796	603	82.42
Total:	7,350	1,130,469,906.88		100.00	357	39.36	7.776	604	79.93

DESCRIPTION OF THE GROUP I COLLATERAL

Credit Grade
RISK CATEGORY	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
I	5,108	767,843,537.73		67.92	357	39.10	7.597	620	81.39
II	1,439	228,661,505.35		20.23	356	39.06	7.902	579	79.60
III	378	61,716,403.83		5.46	358	40.41	8.295	561	76.83
IV	331	56,844,468.75		5.03	358	42.75	8.448	552	69.08
V	94	15,403,991.22		1.36	359	40.27	10.267	547	64.41
Total:	7,350	1,130,469,906.88		100.00	357	39.36	7.776	604	79.93

Property Type
PROPERTY TYPE	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
Single Family Detached	5,778	854,430,859.24		75.58	356	39.45	7.763	600	79.91
PUD Detached	660	123,564,760.24		10.93	358	39.49	7.670	600	79.20
Two-to Four-Family Detached	490	86,501,556.96		7.65	357	38.79	7.991	625	80.46
Condominium	391	61,135,881.31		5.41	358	38.66	7.864	635	80.91
PUD Attached	29	4,581,662.55		0.41	359	39.59	7.695	594	80.15
Single Family Attached	2	255,186.58		0.02	358	35.37	7.911	657	86.62
Total:	7,350	1,130,469,906.88		100.00	357	39.36	7.776	604	79.93

Prepayment Charge Term
PREPAYMENT CHARGE TERM AT ORIGINATION (MONTHS)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
No Prepayment Penalty	2,446	386,916,338.63		34.23	356	39.62	7.965	602	80.40
12 Months	214	42,360,129.83		3.75	357	38.90	7.658	611	76.21
24 Months	2,939	450,591,639.85		39.86	358	39.49	7.825	599	80.58
36 Months	1,751	250,601,798.57		22.17	354	38.83	7.415	614	78.67
Total:	7,350	1,130,469,906.88		100.00	357	39.36	7.776	604	79.93

Conforming Balances
CONFORMING BALANCE	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
Conforming	7,350	1,130,469,906.88		100.00	357	39.36	7.776	604	79.93
Total:	7,350	1,130,469,906.88		100.00	357	39.36	7.776	604	79.93

DESCRIPTION OF THE GROUP I COLLATERAL

Maximum Mortgage Rates of the Adjustable-Rate Loans
RANGE OF MAXIMUM MORTGAGE RATES (%)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
11.500 - 11.999	102	21,450,115.01		2.53	355	41.04	5.813	642	74.69
12.000 - 12.499	318	59,168,325.01		6.97	358	39.37	6.245	631	74.68
12.500 - 12.999	680	123,084,492.82		14.50	359	40.38	6.759	621	76.51
13.000 - 13.499	644	110,055,770.98		12.97	359	39.74	7.237	614	78.95
13.500 - 13.999	989	163,672,890.05		19.28	359	40.09	7.745	599	80.73
14.000 - 14.499	727	110,181,536.28		12.98	359	39.03	8.235	594	83.39
14.500 - 14.999	812	122,159,279.14		14.39	359	39.23	8.724	584	84.01
15.000 - 15.499	450	61,473,801.85		7.24	359	37.99	9.205	585	85.14
15.500 - 15.999	323	44,638,132.93		5.26	359	38.45	9.711	584	85.28
16.000 - 16.499	135	19,144,264.53		2.26	359	36.19	10.184	584	82.18
16.500 - 16.999	58	7,334,737.79		0.86	359	38.14	10.725	554	77.78
17.000 - 17.499	20	3,249,240.88		0.38	359	41.20	11.164	555	73.52
17.500 - 17.999	19	2,733,814.31		0.32	359	38.62	11.737	536	67.15
18.000 - 18.499	3	415,922.15		0.05	359	39.28	12.188	514	67.80
Total:	5,280	848,762,323.73		100.00	359	39.46	7.905	602	80.62

Minimum Mortgage Rates of the Adjustable-Rate Loans
RANGE OF MINIMUM MORTGAGE RATES (%)	NUMBER OF MORTGAGE LOANS			PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)		FICO	OLTV (%)
5.500 - 5.999		102	21,450,115.01		2.53	355	41.04		5.813	642		74.69
6.000 - 6.499		318	59,168,325.01		6.97	358	39.37		6.245	631		74.68
6.500 - 6.999		680	123,084,492.82		14.50	359	40.38		6.759	621		76.51
7.000 - 7.499		644	110,055,770.98		12.97	359	39.74		7.237	614		78.95
7.500 - 7.999		989	163,672,890.05		19.28	359	40.09		7.745	599		80.73
8.000 - 8.499		727	110,181,536.28		12.98	359	39.03		8.235	594		83.39
8.500 - 8.999		812	122,159,279.14		14.39	359	39.23		8.724	584		84.01
9.000 - 9.499		450	61,473,801.85		7.24	359	37.99		9.205	585		85.14
9.500 - 9.999		323	44,638,132.93		5.26	359	38.45		9.711	584		85.28
10.000 - 10.499		135	19,144,264.53		2.26	359	36.19		10.184	584		82.18
10.500 - 10.999		58	7,334,737.79		0.86	359	38.14		10.725	554		77.78
11.000 - 11.499		20	3,249,240.88		0.38	359	41.20		11.164	555		73.52
11.500 - 11.999		19	2,733,814.31		0.32	359	38.62		11.737	536		67.15
12.000 - 12.499		3	415,922.15		0.05	359	39.28		12.188	514		67.80
Total:		5,280	848,762,323.73		100.00	359	39.46		7.905	602		80.62

Gross Margins of the Adjustable-Rate Loans
RANGE OF GROSS MARGINS (%)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE		REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)		FICO		OLTV (%)
3.750 - 3.999	298	52,812,683.49		6.22	359		41.91		7.877	613	81.27
4.000 - 4.249	54	11,335,655.88		1.34	359		41.67		7.982	615	80.45
4.500 - 4.749	40	6,928,478.93		0.82	359		40.75		8.011	629	81.66
5.750 - 5.999	1	321,706.06		0.04	359		25.00		6.450	546	70.77
6.000 - 6.249	4,885	777,109,364.54		91.56	359		39.25		7.906	600	80.57
7.000 - 7.249	2	254,434.83		0.03	359		45.50		8.169	593	95.00
Total:	5,280	848,762,323.73		100.00	359		39.46		7.905	602	80.62

DESCRIPTION OF THE GROUP I COLLATERAL

Next Rate Adjustment Date of the Adjustable-Rate Loans
NEXT RATE ADJUSTMENT DATE	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)		DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
Jun-07	7	992,279.19		0.12	354	38.85		7.509	598	93.47
Jul-07	12	1,969,600.75		0.23	355	39.35		7.783	604	91.11
Aug-07	7	974,954.48		0.11	356	38.56		8.277	552	84.93
Sep-07	106	14,080,607.84		1.66	357	37.52		7.933	600	84.30
Oct-07	385	56,537,673.16		6.66	358	38.51		8.018	597	81.25
Nov-07	2,714	440,447,006.40		51.89	359	39.50		7.903	600	80.25
Dec-07	232	35,234,351.00		4.15	360	37.96		8.080	595	81.99
Jan-08	172	26,972,117.00		3.18	360	39.20		8.538	607	81.98
Jun-08	4	411,490.89		0.05	354	48.03		7.966	595	93.22
Jul-08	1	67,870.35		0.01	355	30.00		10.775	541	80.00
Aug-08	3	569,174.56		0.07	356	42.74		7.675	548	86.58
Sep-08	47	6,737,609.74		0.79	357	37.04		7.852	612	86.38
Oct-08	165	23,143,213.35		2.73	358	40.20		7.901	598	82.36
Nov-08	1,227	208,971,289.02		24.62	359	40.16		7.736	606	79.72
Dec-08	126	20,667,050.00		2.43	360	38.97		7.979	604	82.31
Jan-09	72	10,986,036.00		1.29	360	37.67		8.412	613	82.23
Total:	5,280	848,762,323.73		100.00	359	39.46		7.905	602	80.62

Initial Periodic Rate Cap of the Adjustable-Rate Loans
INITIAL PERIODIC CAP (%)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
2.00	5,280	848,762,323.73		100.00	359	39.46	7.905	602	80.62
Total:	5,280	848,762,323.73		100.00	359	39.46	7.905	602	80.62

Periodic Rate Cap of the Adjustable-Rate Loans
PERIODIC CAP (%)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
1.000	5,280	848,762,323.73		100.00	359	39.46	7.905	602	80.62
Total:	5,280	848,762,323.73		100.00	359	39.46	7.905	602	80.62

DESCRIPTION OF THE GROUP II COLLATERAL

Collateral Summary
Statistics given below are for the Mortgage Loans in the pool as of the Cut-off Date. Balances and percentages are based on the Cut-off Date scheduled balances of such Mortgage Loans (except in the case of Debt-to-Income and FICO, which are determined at origination).
	Summary Statistics		Range (if applicable)

Number of Mortgage Loans	3,202

Aggregate Current Principal Balance	$869,531,469.38
Average Current Principal Balance	$271,558.86		$19,990.86 to $850,000.00

Aggregate Original Principal Balance	$869,981,559.00
Average Original Principal Balance	$271,699.43		$20,000.00 to $850,000.00

Fully Amortizing Mortgage Loans	100.00%

1st Lien	97.33%

Weighted Avg. Gross Coupon	7.528%		5.500% to 12.500%

Weighted Avg. Original Term (months)	359		180 to 360
Weighted Avg. Remaining Term (months)	358		177 to 360

Weighted Avg. Margin(ARM Loans Only)	5.878%		3.750% to 7.125%

Weighted Avg. Maximum Rate (ARM Loans Only)	13.438%		11.500% to 17.200%

Weighted Avg. Minimum Rate (ARM Loans Only)	7.438%		5.500% to 11.200%

Weighted Avg. Original LTV (1)	82.42%		27.66% to 100.00%

Weighted Avg. Borrower FICO	635		500 to 816

Geographic Distribution (Top 5)	CA	42.97%
	FL	10.69%
	NY	7.23%
	AZ	5.86%
	IL	4.56%

DESCRIPTION OF THE GROUP II COLLATERAL

Collateral Type
COLLATERAL TYPE	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
2 YR/6MO LIB	1,190	342,151,273.75		39.35	358	40.56	7.742	611	82.33
2 YR/6MO LIB - 2YR IO	28	8,807,116.00		1.01	358	44.55	7.041	655	82.11
2 YR/6MO LIB - 5YR IO	650	225,835,234.03		25.97	359	40.67	7.040	670	81.73
3 YR/6MO LIB	420	123,236,324.22		14.17	359	39.70	7.554	619	82.42
3 YR/6MO LIB - 3YR IO	8	2,973,998.66		0.34	357	47.23	6.447	675	79.52
3 YR/6MO LIB - 5YR IO	141	48,401,504.54		5.57	359	38.83	6.994	667	81.84
FIXED RATE	736	108,598,654.18		12.49	355	38.89	8.147	632	84.42
FIXED RATE - 5YR IO	29	9,527,364.00		1.10	359	39.07	7.498	671	83.29
Total:	3,202	869,531,469.38		100.00	358	40.21	7.528	635	82.42


Principal Balances at Origination
RANGE OF PRINCIPAL BALANCES AT ORIGINATION ($)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF ORIGINATION ($)	% OF PRINCIPAL BALANCE AS OF ORIGINATION	REMAINING TERM TO MATURITY (months)*	DEBT-TO-INCOME (%)*	GROSS COUPON (%)*	FICO*	OLTV (%)*
0.01 - 25,000.00	30	679,334.00		0.08	348	36.45	10.544	658	99.99
25,000.01 - 50,000.00	159	5,833,431.00		0.67	357	40.54	10.927	657	99.97
50,000.01 - 100,000.00	343	26,314,409.00		3.02	356	36.97	9.420	637	89.80
100,000.01 - 150,000.00	372	47,248,189.00		5.43	357	36.21	8.220	630	83.82
150,000.01 - 200,000.00	382	67,149,828.00		7.72	358	38.37	7.693	635	82.68
200,000.01 - 250,000.00	346	77,971,590.00		8.96	358	40.21	7.560	642	82.55
250,000.01 - 300,000.00	326	89,764,569.00		10.32	359	41.11	7.460	649	82.72
300,000.01 - 350,000.00	204	66,253,009.00		7.62	358	41.21	7.390	642	81.87
350,000.01 - 400,000.00	318	119,869,479.00		13.78	359	41.92	7.422	633	81.76
400,000.01 - 450,000.00	231	98,377,003.00		11.31	357	41.00	7.376	631	81.76
450,000.01 - 500,000.00	190	90,441,144.00		10.40	359	40.43	7.312	630	81.55
500,000.01 - 550,000.00	119	62,717,121.00		7.21	359	40.33	7.258	633	82.70
550,000.01 - 600,000.00	76	43,979,811.00		5.06	356	40.63	7.207	622	83.41
600,000.01 - 650,000.00	45	28,390,142.00		3.26	359	40.13	7.299	643	81.42
650,000.01 - 700,000.00	28	18,960,750.00		2.18	359	36.68	7.138	632	80.56
700,000.01 - 750,000.00	8	5,805,000.00		0.67	359	40.75	6.823	589	71.74
750,000.01 +	25	20,226,750.00		2.32	359	39.60	7.183	613	77.08
Total:	3,202	869,981,559.00		100.00	358	40.21	7.528	635	82.42

*Based on the original balances of the Mortgage Loans.

DESCRIPTION OF THE GROUP II COLLATERAL

Principal Balance as of the Cut-Off Date
RANGE OF PRINCIPAL BALANCES AS OF THE CUT-OFF DATE ($)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
0.01 - 25,000.00	32	728,828.73		0.08	348	36.79	10.624	658	100.00
25,000.01 - 50,000.00	157	5,775,797.58		0.66	357	40.53	10.920	657	99.97
50,000.01 - 100,000.00	343	26,299,361.64		3.02	356	36.97	9.420	637	89.80
100,000.01 - 150,000.00	372	47,216,134.52		5.43	357	36.21	8.221	630	83.82
150,000.01 - 200,000.00	382	67,114,003.91		7.72	358	38.37	7.693	635	82.68
200,000.01 - 250,000.00	346	77,932,634.06		8.96	358	40.21	7.560	642	82.55
250,000.01 - 300,000.00	326	89,719,909.39		10.32	359	41.11	7.460	649	82.72
300,000.01 - 350,000.00	204	66,223,947.36		7.62	358	41.21	7.391	642	81.87
350,000.01 - 400,000.00	319	120,211,773.10		13.82	359	41.94	7.421	634	81.79
400,000.01 - 450,000.00	230	97,923,042.15		11.26	357	40.98	7.378	630	81.72
450,000.01 - 500,000.00	190	90,399,848.11		10.40	359	40.43	7.312	630	81.55
500,000.01 - 550,000.00	119	62,686,900.13		7.21	359	40.33	7.258	633	82.70
550,000.01 - 600,000.00	77	44,551,580.38		5.12	356	40.62	7.192	620	83.29
600,000.01 - 650,000.00	44	27,777,606.64		3.19	359	40.14	7.325	646	81.56
650,000.01 - 700,000.00	28	18,951,746.97		2.18	359	36.68	7.138	632	80.56
700,000.01 - 750,000.00	8	5,801,955.84		0.67	359	40.75	6.823	589	71.74
750,000.01 +	25	20,216,398.87		2.32	359	39.60	7.183	613	77.08
Total:	3,202	869,531,469.38		100.00	358	40.21	7.528	635	82.42

Remaining Term to Maturity
RANGE OF MONTHS REMAINING	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
121 - 180	15	2,962,088.54		0.34	179	42.13	7.837	606	77.50
181 - 240	6	558,881.18		0.06	240	39.22	8.447	616	88.46
301 - 360	3,181	866,010,499.66		99.60	359	40.20	7.526	635	82.43
Total:	3,202	869,531,469.38		100.00	358	40.21	7.528	635	82.42

DESCRIPTION OF THE GROUP II COLLATERAL

Mortgage Rate
RANGE OF CURRENT MORTGAGE RATES (%)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
5.500 - 5.999	121	45,490,725.23		5.23	358	39.68	5.807	655	78.30
6.000 - 6.499	294	104,381,886.25		12.00	359	39.45	6.244	655	78.33
6.500 - 6.999	544	174,543,755.96		20.07	358	40.89	6.755	649	79.65
7.000 - 7.499	489	150,053,276.57		17.26	359	39.95	7.229	643	81.46
7.500 - 7.999	503	149,643,179.09		17.21	358	40.18	7.735	629	83.07
8.000 - 8.499	289	81,152,045.90		9.33	359	40.57	8.220	619	84.45
8.500 - 8.999	258	74,292,474.31		8.54	358	39.96	8.715	606	85.72
9.000 - 9.499	146	30,592,368.93		3.52	359	40.29	9.227	596	87.39
9.500 - 9.999	154	25,816,718.46		2.97	356	39.33	9.710	597	89.38
10.000 - 10.499	116	13,960,304.98		1.61	357	40.88	10.193	611	91.50
10.500 - 10.999	124	9,621,227.49		1.11	359	41.25	10.735	632	93.65
11.000 - 11.499	87	5,447,188.92		0.63	357	43.03	11.261	653	98.80
11.500 - 11.999	44	2,901,956.40		0.33	359	41.06	11.699	642	98.65
12.000 - 12.499	31	1,508,393.15		0.17	359	41.43	12.130	632	99.99
12.500 - 12.999	2	125,967.74		0.01	359	33.33	12.500	624	100.00
Total:	3,202	869,531,469.38		100.00	358	40.21	7.528	635	82.42

Original Loan-to-Value Ratios⁽¹⁾
RANGE OF ORIGINAL LOAN-TO-VALUE RATIOS (%)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (1) (%)
25.01 - 30.00	2	734,440.36		0.08	359	30.15	6.837	567	27.80
30.01 - 35.00	1	142,000.00		0.02	180	44.00	7.000	624	33.81
35.01 - 40.00	4	491,713.40		0.06	359	24.49	7.212	598	38.16
40.01 - 45.00	4	914,682.09		0.11	359	43.42	7.149	575	44.02
45.01 - 50.00	9	1,837,374.97		0.21	359	37.02	7.662	586	48.69
50.01 - 55.00	10	2,939,828.90		0.34	359	38.83	6.906	603	52.35
55.01 - 60.00	30	11,703,117.57		1.35	359	39.59	7.070	578	58.35
60.01 - 65.00	51	17,008,689.02		1.96	355	41.09	7.403	590	63.16
65.01 - 70.00	75	25,637,837.21		2.95	359	41.26	7.128	602	68.89
70.01 - 75.00	128	46,553,301.22		5.35	358	41.18	7.404	583	74.02
75.01 - 80.00	1,521	441,037,241.94		50.72	358	40.70	7.090	652	79.89
80.01 - 85.00	186	62,813,247.19		7.22	359	40.09	7.547	612	84.42
85.01 - 90.00	484	147,436,067.82		16.96	358	38.97	8.002	620	89.75
90.01 - 95.00	293	84,387,727.68		9.70	359	38.92	8.341	637	94.93
95.01 - 100.00	404	25,894,200.01		2.98	358	41.20	10.593	667	99.95
Total:	3,202	869,531,469.38		100.00	358	40.21	7.528	635	82.42

DESCRIPTION OF THE GROUP II COLLATERAL

FICO Score at Origination
RANGE OF FICO SCORES	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
500 - 519	96	28,882,503.13		3.32	358	42.85	8.100	509	76.90
520 - 539	135	36,506,430.14		4.20	359	39.92	8.378	530	77.66
540 - 559	144	42,852,440.63		4.93	358	41.20	8.076	551	79.64
560 - 579	139	41,227,098.18		4.74	356	41.15	8.128	569	81.35
580 - 599	178	56,130,832.87		6.46	358	38.19	7.845	588	82.69
600 - 619	375	102,014,998.45		11.73	358	41.09	7.483	609	84.48
620 - 639	565	146,129,322.21		16.81	358	40.03	7.466	628	83.27
640 - 659	480	132,534,511.16		15.24	359	39.81	7.349	650	82.75
660 - 679	366	93,018,150.95		10.70	359	39.98	7.436	669	82.76
680 - 699	323	85,096,137.57		9.79	358	40.00	7.146	688	82.81
700 - 719	155	41,911,770.73		4.82	359	39.85	7.123	709	82.42
720 - 739	100	28,376,940.90		3.26	359	39.51	7.031	728	82.26
740 - 759	76	18,262,617.98		2.10	358	40.81	7.410	749	84.16
760 - 779	49	11,895,533.25		1.37	359	41.34	7.516	768	83.98
780 - 799	14	3,423,364.17		0.39	359	42.71	7.073	789	79.59
800 +	7	1,268,817.06		0.15	359	37.50	7.147	807	82.31
Total:	3,202	869,531,469.38		100.00	358	40.21	7.528	635	82.42

Debt-to-Income Ratio
RANGE OF DEBT-TO-INCOME RATIOS (%)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
0.01 - 20.00	165	41,823,054.49		4.81	359	13.22	7.566	630	83.51
20.01 - 25.00	130	27,001,692.87		3.11	358	23.12	7.503	644	83.36
25.01 - 30.00	219	52,290,461.07		6.01	359	28.22	7.502	635	82.93
30.01 - 35.00	346	88,179,302.70		10.14	359	33.00	7.407	631	81.35
35.01 - 40.00	550	143,588,228.06		16.51	357	38.26	7.558	635	82.01
40.01 - 45.00	754	209,568,569.73		24.10	359	43.15	7.539	642	82.79
45.01 - 50.00	981	284,776,100.40		32.75	358	48.05	7.554	634	83.38
50.01 - 55.00	57	22,304,060.06		2.57	359	52.87	7.381	583	69.15
Total:	3,202	869,531,469.38		100.00	358	40.21	7.528	635	82.42

DESCRIPTION OF THE GROUP II COLLATERAL

Geographic Distribution
STATE	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
California	1,023	373,645,164.63		42.97	358	41.46	7.251	641	81.23
Florida	457	92,957,643.11		10.69	358	39.39	7.746	642	83.83
New York	171	62,907,619.90		7.23	359	41.16	7.362	635	82.28
Arizona	259	50,968,679.77		5.86	359	37.48	7.774	637	82.45
Illinois	156	39,615,176.61		4.56	358	41.50	7.817	627	83.96
New Jersey	101	34,954,414.72		4.02	359	41.16	7.730	627	81.56
Maryland	84	29,180,057.76		3.36	359	38.92	7.621	607	82.53
Nevada	105	27,743,480.26		3.19	359	38.76	7.545	637	82.19
Texas	149	20,314,283.15		2.34	348	38.58	7.976	618	84.10
Massachusetts	51	18,249,179.08		2.10	359	39.41	7.617	645	82.24
Washington	73	18,122,323.76		2.08	358	39.63	7.431	635	82.32
Ohio	68	11,181,401.74		1.29	358	35.79	8.533	608	88.09
Utah	53	10,957,667.79		1.26	359	37.02	7.527	661	83.62
Michigan	66	10,016,053.43		1.15	358	38.87	8.658	601	87.67
Hawaii	19	8,591,468.91		0.99	359	34.63	6.878	650	82.87
Missouri	36	5,379,943.10		0.62	359	38.30	8.620	596	84.68
Pennsylvania	26	5,265,089.17		0.61	357	40.52	8.362	600	83.91
Colorado	25	4,592,510.94		0.53	359	41.52	7.322	641	83.02
Minnesota	19	4,325,556.84		0.50	359	34.92	7.969	627	82.69
Connecticut	18	3,852,068.00		0.44	359	40.08	7.872	635	82.81
Indiana	26	3,489,854.23		0.40	359	32.75	8.052	602	87.75
Wisconsin	17	3,105,868.09		0.36	359	43.12	8.532	576	84.92
Oregon	15	2,728,921.45		0.31	359	37.54	8.117	611	85.49
Tennessee	19	2,701,308.42		0.31	359	37.55	8.523	560	87.98
Oklahoma	18	2,563,937.70		0.29	359	36.52	8.019	603	86.67
New Hampshire	7	2,363,347.00		0.27	359	40.07	7.909	617	87.48
New Mexico	19	2,284,613.81		0.26	359	38.02	8.241	639	84.33
Maine	10	2,173,727.22		0.25	359	39.46	7.352	638	80.80
North Carolina	13	1,998,389.87		0.23	355	43.25	8.956	571	87.18
Rhode Island	6	1,863,099.94		0.21	359	46.00	6.825	662	84.36
Kentucky	13	1,540,262.05		0.18	359	36.06	7.997	618	81.77
Mississippi	7	1,247,456.89		0.14	359	25.50	8.145	560	86.39
Nebraska	7	1,182,883.95		0.14	359	39.06	8.357	590	80.52
Georgia	9	1,120,185.72		0.13	359	34.48	7.415	640	82.53
Alabama	11	1,075,979.76		0.12	359	33.38	9.023	590	88.54
Idaho	9	1,072,932.38		0.12	337	34.49	8.287	624	80.71
Louisiana	13	1,038,675.92		0.12	358	39.22	8.094	623	83.66
Alaska	6	1,010,446.42		0.12	359	45.90	7.392	678	81.97
Delaware	2	573,093.26		0.07	359	42.78	8.565	629	89.12
Iowa	7	534,864.61		0.06	359	26.44	8.789	600	86.82
Kansas	3	391,851.76		0.05	360	25.34	7.544	626	85.80
South Carolina	3	316,238.11		0.04	360	37.34	7.572	634	90.78
Wyoming	1	143,743.16		0.02	359	25.00	7.450	613	90.00
Arkansas	1	99,878.39		0.01	358	22.00	8.500	592	80.00
South Dakota	1	90,126.60		0.01	358	43.00	6.900	631	80.00
Total:	3,202	869,531,469.38		100.00	358	40.21	7.528	635	82.42

DESCRIPTION OF THE GROUP II COLLATERAL

Occupancy Status
OCCUPANCY STATUS*	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
Primary	3,092	841,472,513.63		96.77	358	40.48	7.506	634	82.33
Investor	88	23,030,366.71		2.65	357	31.15	8.332	653	85.86
Second Home	22	5,028,589.04		0.58	359	36.85	7.539	650	81.86
Total:	3,202	869,531,469.38		100.00	358	40.21	7.528	635	82.42

*Based on mortgagor representation at origination.

Documentation Type
INCOME DOCUMENTATION	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
Full Documentation	1,485	408,262,379.06		46.95	358	38.95	7.160	624	82.05
Stated Documentation	1,457	390,133,723.74		44.87	359	41.95	7.927	648	82.74
Limited Documentation	260	71,135,366.58		8.18	359	37.89	7.448	626	82.73
Total:	3,202	869,531,469.38		100.00	358	40.21	7.528	635	82.42

Loan Purpose
PURPOSE	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
Purchase	2,368	572,313,363.29		65.82	359	39.84	7.573	650	83.46
Refinance-Debt Consolidation Cash Out**	775	280,341,253.06		32.24	358	40.98	7.451	604	80.31
Refinance-Debt Consolidation No Cash Out***	59	16,876,853.03		1.94	356	39.72	7.277	621	81.99
Total:	3,202	869,531,469.38		100.00	358	40.21	7.528	635	82.42

DESCRIPTION OF THE GROUP II COLLATERAL

Credit Grade
RISK CATEGORY	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
I	2,793	727,647,695.63		83.68	358	40.02	7.438	645	83.09
II	277	101,428,668.48		11.66	357	40.75	7.835	593	81.56
III	57	17,559,803.49		2.02	356	42.11	8.033	567	74.52
IV	64	20,311,334.03		2.34	358	42.24	8.503	547	70.64
V	11	2,583,967.75		0.30	359	44.10	9.569	548	71.85
Total:	3,202	869,531,469.38		100.00	358	40.21	7.528	635	82.42

Property Type
PROPERTY TYPE	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
Single Family Detached	2,219	607,603,048.41		69.88	358	40.16	7.521	633	82.44
PUD Detached	526	140,932,466.48		16.21	357	39.83	7.550	632	82.25
Two-to Four-Family Detached	189	61,427,707.07		7.06	359	41.73	7.545	653	82.55
Condominium	252	55,588,698.35		6.39	359	39.82	7.493	648	82.27
PUD Attached	12	2,859,874.65		0.33	359	42.58	7.787	601	84.02
Single Family Attached	4	1,119,674.42		0.13	359	41.93	8.516	627	86.68
Total:	3,202	869,531,469.38		100.00	358	40.21	7.528	635	82.42

Prepayment Charge Term
PREPAYMENT CHARGE TERM AT ORIGINATION (MONTHS)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
No Prepayment Penalty	1,189	285,126,299.21		32.79	358	40.02	8.041	635	83.58
12 Months	150	52,501,909.35		6.04	357	40.71	7.453	642	82.68
24 Months	1,456	425,849,241.13		48.97	359	40.80	7.277	635	82.08
36 Months	407	106,054,019.69		12.20	357	38.09	7.190	628	80.49
Total:	3,202	869,531,469.38		100.00	358	40.21	7.528	635	82.42

Conforming Balances
CONFORMING BALANCE	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
Non-Conforming	1,075	470,129,555.35		54.07	358	40.65	7.389	629	82.01
Conforming	2,127	399,401,914.03		45.93	358	39.69	7.690	641	82.90
Total:	3,202	869,531,469.38		100.00	358	40.21	7.528	635	82.42

DESCRIPTION OF THE GROUP II COLLATERAL

Maximum Mortgage Rates of the Adjustable-Rate Loans
RANGE OF MAXIMUM MORTGAGE RATES (%)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
11.500 - 11.999	120	45,394,019.16		6.04	358	39.66	5.807	655	78.28
12.000 - 12.499	253	88,105,524.89		11.73	359	39.23	6.251	656	79.07
12.500 - 12.999	469	149,870,949.68		19.95	359	41.34	6.750	653	80.03
13.000 - 13.499	429	133,448,087.13		17.76	359	40.17	7.227	645	81.27
13.500 - 13.999	438	133,297,503.42		17.74	358	40.67	7.738	628	83.11
14.000 - 14.499	251	73,785,826.63		9.82	359	40.66	8.220	618	84.55
14.500 - 14.999	238	70,180,067.71		9.34	358	40.16	8.714	605	85.78
15.000 - 15.499	108	27,500,192.91		3.66	359	40.32	9.220	586	86.36
15.500 - 15.999	89	19,967,147.78		2.66	359	39.40	9.693	589	88.62
16.000 - 16.499	26	6,304,270.91		0.84	359	42.93	10.190	588	88.39
16.500 - 16.999	15	3,392,450.98		0.45	359	41.60	10.688	572	85.28
17.000 - 17.499	1	159,410.00		0.02	360	41.00	11.200	613	95.00
Total:	2,437	751,405,451.20		100.00	359	40.41	7.438	635	82.12

Minimum Mortgage Rates of the Adjustable-Rate Loans
RANGE OF MINIMUM MORTGAGE RATES (%)	NUMBER OF MORTGAGE LOANS			PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)		FICO	OLTV (%)
5.500 - 5.999		120	45,394,019.16		6.04	358	39.66		5.807	655		78.28
6.000 - 6.499		253	88,105,524.89		11.73	359	39.23		6.251	656		79.07
6.500 - 6.999		470	150,268,549.68		20.00	359	41.36		6.750	653		80.03
7.000 - 7.499		428	133,050,487.13		17.71	359	40.14		7.227	645		81.28
7.500 - 7.999		438	133,297,503.42		17.74	358	40.67		7.738	628		83.11
8.000 - 8.499		251	73,785,826.63		9.82	359	40.66		8.220	618		84.55
8.500 - 8.999		238	70,180,067.71		9.34	358	40.16		8.714	605		85.78
9.000 - 9.499		108	27,500,192.91		3.66	359	40.32		9.220	586		86.36
9.500 - 9.999		89	19,967,147.78		2.66	359	39.40		9.693	589		88.62
10.000 - 10.499		26	6,304,270.91		0.84	359	42.93		10.190	588		88.39
10.500 - 10.999		15	3,392,450.98		0.45	359	41.60		10.688	572		85.28
11.000 - 11.499		1	159,410.00		0.02	360	41.00		11.200	613		95.00
Total:		2,437	751,405,451.20		100.00	359	40.41		7.438	635		82.12

Gross Margins of the Adjustable-Rate Loans
RANGE OF GROSS MARGINS (%)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE		REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)		FICO		OLTV (%)
3.750 - 3.999	84	25,458,567.84		3.39	359		42.32		7.729	627	83.27
4.000 - 4.249	43	15,672,530.80		2.09	359		39.06		7.474	646	82.72
4.500 - 4.749	6	2,778,603.69		0.37	359		39.66		7.657	575	81.88
6.000 - 6.249	2,300	706,186,582.81		93.98	359		40.39		7.425	635	82.04
6.250 - 6.499	1	499,663.83		0.07	359		26.00		7.990	714	94.34
6.500 - 6.749	1	174,400.00		0.02	359		47.00		6.650	658	80.00
7.000 - 7.249	2	635,102.23		0.08	359		41.39		8.350	628	94.41
Total:	2,437	751,405,451.20		100.00	359		40.41		7.438	635	82.12

DESCRIPTION OF THE GROUP II COLLATERAL

Next Rate Adjustment Date of the Adjustable-Rate Loans
NEXT RATE ADJUSTMENT DATE	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)		DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
Jun-07	1	520,000.00		0.07	354	37.00		6.150	595	80.00
Jul-07	3	1,076,523.05		0.14	355	42.28		7.060	525	83.37
Aug-07	3	612,349.13		0.08	356	33.85		6.758	595	81.90
Sep-07	37	9,103,002.86		1.21	357	42.49		7.540	634	85.85
Oct-07	232	73,226,210.46		9.75	357	40.71		7.327	635	82.30
Nov-07	1,381	433,503,051.28		57.69	359	40.94		7.422	637	82.00
Dec-07	96	27,470,115.00		3.66	358	38.56		7.815	628	82.67
Jan-08	115	31,282,372.00		4.16	360	38.17		7.950	626	81.26
Jul-08	2	749,647.56		0.10	355	46.53		8.430	585	72.60
Aug-08	4	1,296,457.11		0.17	356	33.33		6.590	675	84.32
Sep-08	9	2,193,087.06		0.29	357	34.74		6.988	628	85.38
Oct-08	59	17,471,226.07		2.33	358	39.28		7.265	634	80.32
Nov-08	412	128,165,199.62		17.06	359	39.83		7.396	630	82.27
Dec-08	53	17,321,569.00		2.31	360	39.24		7.368	645	82.86
Jan-09	30	7,414,641.00		0.99	360	38.86		7.529	666	83.69
Total:	2,437	751,405,451.20		100.00	359	40.41		7.438	635	82.12

Initial Periodic Rate Cap of the Adjustable-Rate Loans
INITIAL PERIODIC CAP (%)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
2.000	2,437	751,405,451.20		100.00	359	40.41	7.438	635	82.12
Total:	2,437	751,405,451.20		100.00	359	40.41	7.438	635	82.12

Periodic Rate Cap of the Adjustable-Rate Loans
PERIODIC CAP (%)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
1.000	2,437	751,405,451.20		100.00	359	40.41	7.438	635	82.12
Total:	2,437	751,405,451.20		100.00	359	40.41	7.438	635	82.12

DESCRIPTION OF THE INTEREST ONLY COLLATERAL

Collateral Summary
Statistics given below are for the Mortgage Loans in the pool as of the Cut-off Date. Balances and percentages are based on the Cut-off Date scheduled balances of such Mortgage Loans (except in the case of Debt-to-Income and FICO, which are determined at origination).
	Summary Statistics		Range (if applicable)

Number of Mortgage Loans	1,380

Aggregate Current Principal Balance	$398,857,017.51
Average Current Principal Balance	$289,026.82		$61,750.00 to $850,000.00

Aggregate Original Principal Balance	$398,860,432.00
Average Original Principal Balance	$289,029.30		$61,750.00 to $850,000.00

Fully Amortizing Mortgage Loans	100.00%

1st Lien	100.00%

Weighted Avg. Gross Coupon	7.079%		5.500% to 10.600%

Weighted Avg. Original Term (months)	360		180 to 360
Weighted Avg. Remaining Term (months)	359		178 to 360

Weighted Avg. Margin(ARM Loans Only)	5.910%		3.750% to 6.600%

Weighted Avg. Maximum Rate (ARM Loans Only)	13.069%		11.500% to 16.600%

Weighted Avg. Minimum Rate (ARM Loans Only)	7.069%		5.500% to 10.600%

Weighted Avg. Original LTV (1)	82.00%		43.64% to 95.00%

Weighted Avg. Borrower FICO	668		540 to 805

Geographic Distribution (Top 5):	CA	53.88%
	AZ	8.62%
	FL	7.89%
	NV	4.09%
	IL	3.59%

DESCRIPTION OF THE INTEREST ONLY COLLATERAL

Collateral Type
COLLATERAL TYPE	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
2 YR/6MO LIB - 2YR IO	39	11,397,141.27		2.86	358	43.90	6.981	658	82.23
2 YR/6MO LIB - 5YR IO	974	287,217,925.67		72.01	359	40.41	7.080	669	82.00
3 YR/6MO LIB - 3YR IO	13	4,023,248.66		1.01	357	44.93	6.469	673	81.89
3 YR/6MO LIB - 5YR IO	281	78,045,027.09		19.57	359	39.63	7.075	663	81.76
FIXED RATE - 5YR IO	73	18,173,674.82		4.56	356	39.96	7.288	666	82.81
Total:	1,380	398,857,017.51		100.00	359	40.38	7.079	668	82.00

Principal Balances at Origination
RANGE OF PRINCIPAL BALANCES AT ORIGINATION ($)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF ORIGINATION ($)	% OF PRINCIPAL BALANCE AS OF ORIGINATION	REMAINING TERM TO MATURITY (months)*	DEBT-TO-INCOME (%)*	GROSS COUPON (%)*	FICO*	OLTV (%)*
50,000.01 - 100,000.00	43	3,798,970.00		0.95	355	34.83	7.560	658	79.86
100,000.01 - 150,000.00	163	21,053,511.00		5.28	358	37.96	7.255	666	81.22
150,000.01 - 200,000.00	249	43,422,689.00		10.89	359	40.18	7.179	669	81.56
200,000.01 - 250,000.00	209	46,944,240.00		11.77	359	40.41	7.266	668	82.57
250,000.01 - 300,000.00	168	46,239,297.00		11.59	359	40.52	7.072	665	81.16
300,000.01 - 350,000.00	130	42,351,748.00		10.62	358	40.08	7.127	667	82.12
350,000.01 - 400,000.00	129	48,397,526.00		12.13	359	42.11	7.038	670	81.90
400,000.01 - 450,000.00	88	37,626,809.00		9.43	359	40.56	7.020	670	82.43
450,000.01 - 500,000.00	82	38,821,379.00		9.73	359	40.68	6.864	668	81.40
500,000.01 - 550,000.00	51	26,808,173.00		6.72	359	40.93	7.006	664	82.66
550,000.01 - 600,000.00	29	16,773,480.00		4.21	359	40.34	6.857	665	83.86
600,000.01 - 650,000.00	18	11,349,410.00		2.85	359	41.32	7.136	687	83.78
650,000.01 - 700,000.00	11	7,405,800.00		1.86	359	36.33	6.573	676	80.98
700,000.01 - 750,000.00	3	2,166,500.00		0.54	359	32.15	6.690	631	76.89
750,000.01 +	7	5,700,900.00		1.43	359	41.52	7.425	654	84.07
Total:	1,380	398,860,432.00		100.00	359	40.38	7.079	668	82.00

*Based on the original balances of the Mortgage Loans.

DESCRIPTION OF THE INTEREST ONLY COLLATERAL

Principal Balance as of the Cut-Off Date
RANGE OF PRINCIPAL BALANCES AS OF THE CUT-OFF DATE ($)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
50,000.01 - 100,000.00	43	3,798,901.52		0.95	355	34.84	7.560	658	79.86
100,000.01 - 150,000.00	163	21,052,840.29		5.28	358	37.96	7.255	666	81.22
150,000.01 - 200,000.00	249	43,422,333.16		10.89	359	40.18	7.179	669	81.56
200,000.01 - 250,000.00	209	46,943,702.51		11.77	359	40.41	7.266	668	82.57
250,000.01 - 300,000.00	168	46,238,509.83		11.59	359	40.52	7.072	665	81.16
300,000.01 - 350,000.00	130	42,351,363.16		10.62	358	40.08	7.127	667	82.12
350,000.01 - 400,000.00	129	48,397,417.02		12.13	359	42.11	7.038	670	81.90
400,000.01 - 450,000.00	88	37,626,809.00		9.43	359	40.56	7.020	670	82.43
450,000.01 - 500,000.00	82	38,821,378.17		9.73	359	40.68	6.864	668	81.40
500,000.01 - 550,000.00	51	26,807,987.85		6.72	359	40.93	7.006	664	82.66
550,000.01 - 600,000.00	29	16,773,480.00		4.21	359	40.34	6.857	665	83.86
600,000.01 - 650,000.00	18	11,349,410.00		2.85	359	41.32	7.136	687	83.78
650,000.01 - 700,000.00	11	7,405,485.00		1.86	359	36.33	6.573	676	80.98
700,000.01 - 750,000.00	3	2,166,500.00		0.54	359	32.15	6.690	631	76.89
750,000.01 +	7	5,700,900.00		1.43	359	41.52	7.425	654	84.07
Total:	1,380	398,857,017.51		100.00	359	40.38	7.079	668	82.00

Remaining Term to Maturity
RANGE OF MONTHS REMAINING	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
121 - 180	3	492,000.00		0.12	178	39.60	7.293	669	75.54
301 - 360	1,377	398,365,017.51		99.88	359	40.38	7.079	668	82.01
Total:	1,380	398,857,017.51		100.00	359	40.38	7.079	668	82.00

DESCRIPTION OF THE INTEREST ONLY COLLATERAL

Mortgage Rate
RANGE OF CURRENT MORTGAGE RATES (%)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
5.500 - 5.999	75	28,773,448.15		7.21	359	39.59	5.828	670	78.66
6.000 - 6.499	210	66,558,721.49		16.69	358	39.13	6.245	670	79.58
6.500 - 6.999	365	104,442,702.61		26.19	359	41.00	6.746	672	81.01
7.000 - 7.499	303	84,782,302.06		21.26	359	40.85	7.225	665	82.06
7.500 - 7.999	249	64,192,238.86		16.09	358	40.47	7.704	661	83.79
8.000 - 8.499	86	25,507,494.34		6.40	359	40.64	8.202	664	84.70
8.500 - 8.999	60	17,161,914.00		4.30	359	39.99	8.707	674	88.03
9.000 - 9.499	19	5,198,068.00		1.30	359	41.12	9.255	653	89.63
9.500 - 9.999	11	1,892,428.00		0.47	359	37.65	9.645	659	94.31
10.000 - 10.499	1	86,450.00		0.02	359	8.00	10.200	638	95.00
10.500 - 10.999	1	261,250.00		0.07	358	41.00	10.600	620	95.00
Total:	1,380	398,857,017.51		100.00	359	40.38	7.079	668	82.00

Original Loan-to-Value Ratios⁽¹⁾
RANGE OF ORIGINAL LOAN-TO-VALUE RATIOS (%)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (1) (%)
40.01 - 45.00	1	120,000.00		0.03	359	26.00	6.150	629	43.64
45.01 - 50.00	3	401,500.00		0.10	327	34.42	6.551	694	49.13
50.01 - 55.00	5	1,315,400.00		0.33	359	34.90	6.791	650	53.10
55.01 - 60.00	4	636,500.00		0.16	359	41.58	7.447	657	58.41
60.01 - 65.00	15	3,951,600.00		0.99	359	36.21	6.565	652	64.34
65.01 - 70.00	30	8,496,641.96		2.13	357	40.54	6.625	659	68.72
70.01 - 75.00	33	8,796,450.00		2.21	359	35.25	6.558	652	74.21
75.01 - 80.00	936	268,134,490.67		67.23	359	40.81	6.939	671	79.92
80.01 - 85.00	80	25,931,824.71		6.50	357	39.32	7.047	664	84.19
85.01 - 90.00	130	41,912,309.55		10.51	359	40.29	7.363	661	89.55
90.01 - 95.00	143	39,160,300.62		9.82	359	40.04	8.041	663	94.94
Total:	1,380	398,857,017.51		100.00	359	40.38	7.079	668	82.00

DESCRIPTION OF THE INTEREST ONLY COLLATERAL

FICO Score at Origination
RANGE OF FICO SCORES	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
540 - 559	1	324,000.00		0.08	359	33.00	8.800	540	90.00
560 - 579	1	243,000.00		0.06	359	42.00	7.050	567	90.00
580 - 599	1	520,000.00		0.13	354	37.00	6.150	595	80.00
600 - 619	1	187,150.00		0.05	359	41.00	8.500	615	95.00
620 - 639	350	101,124,545.27		25.35	359	40.93	7.215	628	82.44
640 - 659	348	98,725,385.75		24.75	359	39.94	7.110	650	81.83
660 - 679	226	66,139,103.96		16.58	359	40.36	7.074	669	82.02
680 - 699	196	56,866,994.15		14.26	358	40.19	6.882	688	81.39
700 - 719	112	31,130,185.17		7.80	359	39.94	6.937	709	82.17
720 - 739	72	20,595,810.14		5.16	359	40.95	6.928	728	80.86
740 - 759	41	12,730,032.07		3.19	359	41.44	7.167	750	83.14
760 - 779	26	8,098,711.00		2.03	359	39.17	7.291	768	83.23
780 - 799	4	2,064,900.00		0.52	359	41.56	6.678	787	78.69
800 +	1	107,200.00		0.03	359	33.00	7.300	805	80.00
Total:	1,380	398,857,017.51		100.00	359	40.38	7.079	668	82.00

Debt-to-Income Ratio
RANGE OF DEBT-TO-INCOME RATIOS (%)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
0.01 - 20.00	52	15,135,515.90		3.79	359	13.55	7.103	665	82.46
20.01 - 25.00	54	14,174,405.17		3.55	359	23.40	6.992	676	80.97
25.01 - 30.00	74	18,945,706.14		4.75	359	28.22	7.084	674	81.54
30.01 - 35.00	144	38,630,594.92		9.69	359	32.83	6.964	660	81.39
35.01 - 40.00	241	66,997,833.64		16.80	358	38.24	7.113	671	82.46
40.01 - 45.00	380	114,296,802.20		28.66	359	43.07	7.109	666	81.81
45.01 - 50.00	430	129,095,559.54		32.37	359	48.02	7.079	669	82.19
50.01 - 55.00	5	1,580,600.00		0.40	359	52.39	6.894	655	84.93
Total:	1,380	398,857,017.51		100.00	359	40.38	7.079	668	82.00

DESCRIPTION OF THE INTEREST ONLY COLLATERAL

Geographic Distribution
STATE	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
California	569	214,917,729.28		53.88	359	40.82	6.919	669	81.56
Arizona	189	34,378,418.62		8.62	358	39.14	7.185	669	82.44
Florida	143	31,467,133.87		7.89	359	38.61	7.303	674	83.39
Nevada	67	16,304,247.99		4.09	359	39.98	7.182	663	81.87
Illinois	63	14,311,897.59		3.59	359	42.29	7.504	660	81.84
New York	38	14,001,570.00		3.51	359	41.10	7.121	663	82.97
New Jersey	27	9,585,090.00		2.40	353	38.35	7.388	654	82.39
Maryland	31	8,287,514.00		2.08	359	42.46	7.049	682	82.28
Washington	32	7,861,749.00		1.97	359	39.76	7.386	662	84.26
Utah	34	6,921,330.00		1.74	359	38.03	7.076	675	81.51
Massachusetts	16	6,163,000.00		1.55	359	42.56	7.413	665	81.61
Colorado	32	6,082,274.00		1.52	359	40.96	6.824	662	81.96
Hawaii	13	5,350,000.00		1.34	359	38.63	6.859	680	81.00
Minnesota	25	4,727,150.41		1.19	359	41.34	7.506	666	80.31
Texas	12	2,577,462.62		0.65	359	40.58	7.491	662	79.93
Michigan	13	2,163,600.00		0.54	359	45.32	7.886	652	85.23
Ohio	14	2,109,140.99		0.53	358	37.16	7.359	661	83.75
Oregon	9	1,529,960.00		0.38	359	40.38	7.117	673	80.00
Connecticut	5	1,357,500.00		0.34	359	45.16	7.843	686	84.36
New Mexico	5	1,164,988.00		0.29	359	35.98	7.475	675	85.11
New Hampshire	3	1,035,450.00		0.26	359	45.21	8.476	657	90.00
Missouri	6	951,400.00		0.24	359	40.30	7.053	644	82.09
Pennsylvania	4	846,800.00		0.21	359	34.26	8.628	644	84.72
Georgia	4	534,595.00		0.13	359	42.30	7.383	664	80.00
Indiana	3	494,750.00		0.12	358	17.17	6.868	639	90.86
Kansas	3	454,400.00		0.11	359	35.83	6.994	648	80.00
Rhode Island	2	444,000.00		0.11	359	44.38	7.456	638	77.30
Wisconsin	3	420,120.00		0.11	359	35.45	6.944	672	77.23
North Carolina	1	328,500.00		0.08	359	45.00	8.400	631	90.00
Kentucky	2	323,960.00		0.08	359	41.65	9.032	628	80.00
Iowa	2	322,937.00		0.08	360	32.48	7.052	647	86.45
Alaska	2	311,600.00		0.08	359	36.45	7.227	657	81.16
Nebraska	2	284,000.00		0.07	359	35.41	6.560	677	80.00
Maine	1	262,800.00		0.07	359	50.00	7.300	634	90.00
Idaho	2	243,120.00		0.06	360	26.18	8.138	688	80.00
Mississippi	1	148,574.00		0.04	359	24.00	6.450	628	80.00
South Carolina	1	103,920.00		0.03	359	41.00	6.350	640	80.00
Alabama	1	84,335.14		0.02	358	30.00	7.325	626	80.00
Total:	1,380	398,857,017.51		100.00	359	40.38	7.079	668	82.00

DESCRIPTION OF THE INTEREST ONLY COLLATERAL

Occupancy Status
OCCUPANCY STATUS*	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
Primary	1,367	395,743,727.51		99.22	359	40.41	7.078	668	81.97
Second Home	13	3,113,290.00		0.78	359	36.79	7.240	693	85.56
Total:	1,380	398,857,017.51		100.00	359	40.38	7.079	668	82.00

*Based on mortgagor representation at origination.

Documentation Type
INCOME DOCUMENTATION	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
Full Documentation	652	184,879,360.58		46.35	359	39.29	6.718	666	82.10
Stated Documentation	612	180,324,923.99		45.21	359	41.86	7.479	669	81.91
Limited Documentation	116	33,652,732.94		8.44	359	38.49	6.923	667	81.92
Total:	1,380	398,857,017.51		100.00	359	40.38	7.079	668	82.00

Loan Purpose
PURPOSE	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
Purchase	889	259,821,086.46		65.14	359	40.54	7.096	673	81.34
Refinance-Debt Consolidation Cash Out**	446	128,021,935.64		32.10	358	40.29	7.057	658	83.20
Refinance-Debt Consolidation No Cash Out***	45	11,013,995.41		2.76	359	37.72	6.936	663	83.44
Total:	1,380	398,857,017.51		100.00	359	40.38	7.079	668	82.00

DESCRIPTION OF THE INTEREST ONLY COLLATERAL

Credit Grade
RISK CATEGORY	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
I	1,287	368,417,627.13		92.37	359	40.47	7.036	669	81.87
II	92	29,960,190.38		7.51	357	39.51	7.619	648	83.64
IV	1	479,200.00		0.12	360	27.00	7.050	632	80.00
Total:	1,380	398,857,017.51		100.00	359	40.38	7.079	668	82.00

Property Type
PROPERTY TYPE	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
Single Family Detached	960	280,552,732.02		70.34	359	40.39	7.039	667	82.00
PUD Detached	215	61,478,061.49		15.41	359	39.61	7.087	666	81.97
Condominium	141	33,057,615.34		8.29	359	40.73	7.176	673	81.93
Two-to Four-Family Detached	61	23,135,888.66		5.80	356	41.69	7.392	680	82.18
PUD Attached	3	632,720.00		0.16	359	45.87	7.754	643	79.96
Total:	1,380	398,857,017.51		100.00	359	40.38	7.079	668	82.00

Prepayment Charge Term
PREPAYMENT CHARGE TERM AT ORIGINATION (MONTHS)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
No Prepayment Penalty	301	92,591,104.51		23.21	358	39.79	7.557	670	82.29
12 Months	69	20,414,567.00		5.12	359	39.50	7.393	675	81.65
24 Months	839	240,361,081.49		60.26	359	40.85	6.934	667	82.02
36 Months	171	45,490,264.51		11.41	359	39.51	6.733	663	81.45
Total:	1,380	398,857,017.51		100.00	359	40.38	7.079	668	82.00

Conforming Balances
CONFORMING BALANCE	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
Conforming	1,010	222,463,297.13		55.78	359	40.05	7.176	668	81.72
Non-Conforming	370	176,393,720.38		44.22	359	40.80	6.957	668	82.35
Total:	1,380	398,857,017.51		100.00	359	40.38	7.079	668	82.00

DESCRIPTION OF THE INTEREST ONLY COLLATERAL

Maximum Mortgage Rates of the Adjustable-Rate Loans
RANGE OF MAXIMUM MORTGAGE RATES (%)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
11.500 - 11.999	75	28,773,448.15		7.56	359	39.59	5.828	670	78.66
12.000 - 12.499	201	64,355,927.49		16.91	358	38.97	6.245	671	79.62
12.500 - 12.999	345	99,902,554.69		26.24	359	41.04	6.745	673	80.91
13.000 - 13.499	284	80,026,735.16		21.02	359	40.96	7.224	665	81.97
13.500 - 13.999	233	59,787,268.86		15.71	359	40.55	7.705	660	83.90
14.000 - 14.499	81	24,165,044.34		6.35	359	40.51	8.198	665	84.70
14.500 - 14.999	59	16,736,914.00		4.40	359	39.91	8.703	673	88.11
15.000 - 15.499	18	5,009,772.00		1.32	359	40.94	9.254	649	89.99
15.500 - 15.999	10	1,664,428.00		0.44	359	40.89	9.658	659	94.22
16.500 - 16.999	1	261,250.00		0.07	358	41.00	10.600	620	95.00
Total:	1,307	380,683,342.69		100.00	359	40.40	7.069	668	81.96

Minimum Mortgage Rates of the Adjustable-Rate Loans
RANGE OF MINIMUM MORTGAGE RATES (%)	NUMBER OF MORTGAGE LOANS			PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)		FICO	OLTV (%)
5.500 - 5.999		75	28,773,448.15		7.56	359	39.59		5.828	670		78.66
6.000 - 6.499		201	64,355,927.49		16.91	358	38.97		6.245	671		79.62
6.500 - 6.999		346	100,300,154.69		26.35	359	41.07		6.746	673		80.90
7.000 - 7.499		283	79,629,135.16		20.92	359	40.91		7.225	665		81.98
7.500 - 7.999		233	59,787,268.86		15.71	359	40.55		7.705	660		83.90
8.000 - 8.499		81	24,165,044.34		6.35	359	40.51		8.198	665		84.70
8.500 - 8.999		59	16,736,914.00		4.40	359	39.91		8.703	673		88.11
9.000 - 9.499		18	5,009,772.00		1.32	359	40.94		9.254	649		89.99
9.500 - 9.999		10	1,664,428.00		0.44	359	40.89		9.658	659		94.22
10.500 - 10.999		1	261,250.00		0.07	358	41.00		10.600	620		95.00
Total:		1,307	380,683,342.69		100.00	359	40.40		7.069	668		81.96

Gross Margins of the Adjustable-Rate Loans
RANGE OF GROSS MARGINS (%)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE		REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)		FICO		OLTV (%)
3.750 - 3.999	43	9,842,102.14		2.59	359		42.30		7.528	660	81.71
4.000 - 4.249	16	5,723,844.00		1.50	359		41.54		7.281	656	81.37
4.500 - 4.749	3	634,400.00		0.17	359		39.38		7.343	663	80.00
6.000 - 6.249	1,244	364,308,596.55		95.70	359		40.33		7.053	668	81.98
6.500 - 6.749	1	174,400.00		0.05	359		47.00		6.650	658	80.00
Total:	1,307	380,683,342.69		100.00	359		40.40		7.069	668	81.96

DESCRIPTION OF THE INTEREST ONLY COLLATERAL

Next Rate Adjustment Date of the Adjustable-Rate Loans
NEXT RATE ADJUSTMENT DATE	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
Jun-07	2	652,050.00		0.17	354	39.63	6.423	606	83.04
Jul-07	1	310,472.49		0.08	355	43.00	7.500	674	95.00
Aug-07	1	252,000.00		0.07	356	47.00	7.550	622	80.00
Sep-07	19	5,172,178.78		1.36	357	43.40	7.059	661	84.07
Oct-07	112	36,057,107.32		9.47	358	40.46	7.063	672	81.74
Nov-07	809	234,899,966.35		61.70	359	40.84	7.059	668	82.15
Dec-07	48	12,818,998.00		3.37	360	38.49	7.228	678	81.65
Jan-08	21	8,452,294.00		2.22	360	33.82	7.408	685	78.06
Jul-08	1	379,998.66		0.10	355	49.00	7.000	635	80.00
Aug-08	2	736,000.00		0.19	356	47.74	6.613	698	80.00
Sep-08	6	1,265,950.00		0.33	357	26.83	6.294	671	85.44
Oct-08	27	8,095,203.31		2.13	358	39.26	6.661	671	79.84
Nov-08	219	60,209,955.78		15.82	359	40.27	7.076	660	81.83
Dec-08	27	7,287,490.00		1.91	360	40.40	7.338	675	82.79
Jan-09	12	4,093,678.00		1.08	360	36.43	7.147	677	82.24
Total:	1,307	380,683,342.69		100.00	359	40.40	7.069	668	81.96

Initial Periodic Rate Cap of the Adjustable-Rate Loans
INITIAL PERIODIC CAP (%)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
2.000	1,307	380,683,342.69		100.00	359	40.40	7.069	668	81.96
Total:	1,307	380,683,342.69		100.00	359	40.40	7.069	668	81.96

Periodic Rate Cap of the Adjustable-Rate Loans
PERIODIC CAP (%)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
1.000	1,307	380,683,342.69		100.00	359	40.40	7.069	668	81.96
Total:	1,307	380,683,342.69		100.00	359	40.40	7.069	668	81.96