EX-4.2 2 d435092_ex4-2.htm SUBSEQUENT TRANSFER INSTRUMENT

Exhibit 4.2

SUBSEQUENT TRANSFER AGREEMENT

SUBSEQUENT TRANSFER AGREEMENT (the “Agreement”), dated as of February 23, 2006, by and between Ocean Bank, F.S.B. (the “Seller”) and Home Loan Mortgage Loan Trust 2005-1 (the “Trust”), pursuant to the Pooling and Servicing Agreement referred to below.

WITNESSETH:

WHEREAS, pursuant to the Pooling and Servicing Agreement (the “Pooling and Servicing Agreement”), dated as of November 1, 2005, among Financial Asset Securities Corp., as depositor, the Seller, as seller and servicer, and Deutsche Bank National Trust Company, as trustee (the “Trustee”), the Seller wishes to convey the Subsequent Mortgage Loans (as defined below) to the Trust, and the Trust wishes to acquire the same for consideration set forth in Section III below; and

WHEREAS, the Seller has timely delivered to the Trustee, the Servicer, the Depositor, the Rating Agencies and the Certificate Insurer an Addition Notice related to such conveyance as required by Section 2.14 of the Pooling and Servicing Agreement.

NOW, THEREFORE, the Trust and the Seller hereby agree as follows:

Section I. Capitalized terms used herein shall have the meanings ascribed to them in the Pooling and Servicing Agreement unless otherwise defined herein.

“Subsequent Cut-Off Date” shall mean, for purposes of this Agreement, January 31, 2006.

“Purchase Agreement” shall mean, for purposes of this Agreement, the Mortgage Loan Purchase Agreement dated as of November 22, 2005 between Financial Asset Securities Corp., as purchaser, and the Seller.

“Subsequent Mortgage Loans” shall mean, for purposes of this Agreement, the Subsequent Mortgage Loans listed in the Subsequent Mortgage Loan Schedule attached hereto as Schedule I.

“Subsequent Transfer Date” shall mean, with respect to the Subsequent Mortgage Loans transferred hereby, February 23, 2006.

Section II. Subsequent Mortgage Loan Schedule. The Subsequent Mortgage Loan Schedule attached hereto as Schedule I is a supplement to the Mortgage Loan Schedule attached as Exhibit C to the Pooling and Servicing Agreement. The Mortgage Loans listed in the Subsequent Mortgage Loan Schedule constitute the Subsequent Mortgage Loans to be transferred pursuant to this Agreement on the Subsequent Transfer Date.

Section III. Transfer of Subsequent Mortgage Loans. As of the related

 



Subsequent Cut-Off Date, subject to and upon the terms and conditions set forth in Sections 2.01, 2.04 and 2.14 of the Pooling and Servicing Agreement and set forth in this Agreement and the Purchase Agreement, the Seller hereby irrevocably sells, transfers, assigns, sets over and otherwise conveys to the Trust without recourse other than as expressly provided herein and in the Pooling and Servicing Agreement, all the right, title and interest of the Seller in and to the (i) Subsequent Mortgage Loans delivered to the Trustee on the Subsequent Transfer Date, including the related Subsequent Cut-Off Date Principal Balance, all interest accruing thereon after the applicable Subsequent Cut-Off Date and all collections in respect of principal received on or after the related Subsequent Cut-Off Date (exclusive of payments in respect of interest accrued on the Subsequent Mortgage Loans through the related Due Date in the month in which the Subsequent Cut-Off Date occurs); (ii) property which secured a Subsequent Mortgage Loan and which is acquired by foreclosure or deed in lieu of foreclosure; (iii) interest of the Seller in any insurance policies in respect of the Subsequent Mortgage Loans; and (iv) all proceeds of any of the foregoing.

Section IV. Representations and Warranties of the Seller. (a) The Seller hereby represents and warrants to the Trust that the representations and warranties of the Seller set forth in Section 3.1 of the Purchase Agreement and Sections 2.03 and 2.04 of the Pooling and Servicing Agreement are true and correct as of the Subsequent Transfer Date.

(b) The Seller hereby affirms, as of the Subsequent Transfer Date, the representations and warranties set forth in the Purchase Agreement that relate to the Seller and the Subsequent Mortgage Loans including those representations and warranties that do not relate exclusively to Initial Mortgage Loans.

(c) The Seller hereby represents and warrants that (i) the aggregate of the Principal Balances of the Subsequent Mortgage Loans listed on the Subsequent Mortgage Loan Schedule and conveyed to the Trust pursuant to this Agreement is $17,265,159.19 as of the related Subsequent Cut-Off Date, and (ii) the conditions set forth in Section 2.14 of the Pooling and Servicing Agreement have been satisfied as of the Subsequent Transfer Date.

Section V. Ratification of Agreement. As supplemented by this Agreement, the Purchase Agreement is in all respects ratified and confirmed and the Purchase Agreement, as so supplemented by this Agreement, shall be read, taken and construed as one and the same instrument.

Section VI. Counterparts. This Agreement may be executed in two or more counterparts (and by different parties in separate counterparts), each of which shall be an original but all of which together shall constitute one and the same instrument.

Section VII. Governing Law. This Agreement shall be construed in accordance with the laws of the State of New York, without reference to its conflict of law provisions, and the obligations, rights and remedies of the parties hereunder shall be determined in accordance with such laws.

 



 

IN WITNESS WHEREOF, the parties hereto have caused this Agreement to be executed by their respective officers thereunto duly authorized as of the day and year first above written.

OCEAN BANK, F.S.B.,

as Seller

 

By:                                                                                 

 

Name:

 

Title:

 

 

 

DEUTSCHE BANK NATIONAL TRUST COMPANY,

as Trustee

 

By:                                                                                 

 

Name:

 

Title:

 

 

 

By:                                                                                 

 

Name:

 

Title:

 

 

 



 

ATTACHMENT A

 

SUBSEQUENT FUNDING PARAMETERS

Subsequent Loan Criteria. Following the final addition of Subsequent Mortgage Loans, the Mortgage Pool (based on the related Cut-Off Date) must be in compliance with the following characteristics:

Weighted Average Loan Rate

At least 7.80%

Weighted Average Margin

At least 6.50%

First Lien Original Balance < $50,000

Not more than 11.00%

Weighted Average Remaining Term to

Stated Maturity

Not more than 335 months

Weighted Average Original Combined

Loan-to-Value Ratio

Not more than 70.00%

Combined Loan-to-Value > 85%

Not more than 2.00%

Fixed-Rate Mortgage Loans

Not more than 12.00%

Second Liens

Not more than 29.00%

Non-Owner Occupancy

Not more than 4.00%

Full Documentation

At least 100.00%

Two- to Four-Unit Residential Dwellings

Not more than 11.00%

Weighted Average FICO (Non-Zero)

At least 605

FICO Score (Non-Zero) < 560

Not more than 18.00%

Weighted Average Debt-to-Income Ratio

Not more than 42.00%

Debt-to-Income Ratio > 40%

Not more than 62.00%

Minimum Prepayment Penalty

At least 75.00%

Original Principal Balance > $300,000

Not more than 14.00%

New York State Concentration

Not more than 18.00%

New Jersey State Concentration

Not more than 20.00%

Top Three States Concentration

Not more than 45.00%

Weighted Average FICO Score (Non-Zero) for

Loans with Loan-to-Value > 80%

At least 610

FICO Score (Non-Zero) < 560 for Loans with

Loan-to-Value > 80%

Not more than 12.00%

 

 

In addition, each Additional Mortgage Loan and Subsequent Mortgage Loan (based on the related Cut-Off Dates) will have the following characteristics:

 

Loan Rate

At least 5.00%

Original Combined Loan-to-Value

Not more than 90.00%

FICO Score (Non-Zero)

At least 451

Debt-to-Income Ratio

Not more than 57.00%

Original Principal Balance

Not more than $700,000

 

 



 

SCHEDULE I

 

SUBSEQUENT MORTGAGE LOANS

 

    loan number     city                        state     zip code       original term           note rate          original balance
------------------------------------------------------------------------------------------------------------------------------------
      103766        AUGUSTA                       KY        41002               240                 7.75                  15000
      103807        GARRISON                      KY        41141               360                 7.75                  44806
      103809        LEEDS                         ME        04263               360                  7.5                 127500
      103811        SHAWBORO                      NC        27973                84                 7.75                  71000
      103812        WOONSOCKET                    RI        02895               120                   10                  26341
      103814        INDIAN HEAD                   MD        20640               360                10.34                  22600
      103815        HOPE MILLS                    NC        28348               180                  8.5                  60000
      103817        EDGEWOOD                      MD        21040               240                  9.5                  20000
      103818        NORTON                        MA        02766               360                 10.5                  25000
      103819        AHOSKIE                       NC        27910               240                 9.75                  42000
      103821        ROCKY MOUNT                   NC        27804               180                 8.99                  40000
      103822        STURGEON                      PA        15082               360                 7.99                  68000
      103823        BELHAVEN                      NC        27810               360                 7.75                  30000
      103824        WINTER HAVEN                  FL        33884               360                 7.99                 137600
      103828        MINERSVILLE                   PA        17954               360                 8.25                  12000
      103831        CHARLESTON                    SC        29405               360                 7.49                  39100
      103833        BALTIMORE                     MD        21227               360                 8.32                  52650
      103834        LEVITTOWN                     PA        19057               240                 8.49                  65000
      103836        WHITE HAVEN                   PA        18661               120                 8.25                  28500
      103838        VIRGINIA BEACH                VA        23452               240                 8.75                  15000
      103840        JACKSONVILLE BEACH            FL        32250               360                 7.75                 215000
      103842        CENTRAL ISLIP                 NY        11722               240                 8.75                  25000
      103848        YOUNGSTOWN                    OH        44515               360                  9.5                  18660
      103851        BARTOW                        FL        33830               240                   11                  11184
      103852        CARY                          NC        27513               360                 8.25                  35000
      103854        PHILADELPHIA                  PA        19140               360                 8.99                  38400
      103855        EMERSON                       NJ        07630               360                 6.75                 169000
      103856        OCHLOCKNEE                    GA        31773               360                 9.55                  30000
      103857        EAST BRIDGEWATER              MA        02333               180                 8.99                  90000
      103859        PAW PAW                       MI        49079               180                 8.25                  12000
      103861        SAN ANTONIO                   TX        78228               360                 8.75                  56000
      103862        PISCATAWAY                    NJ        08854               360                 9.99                  28500
      103863        ALLEN                         TX        75002               360                 10.3                  35000
      103866        ROCKS SPRINGS                 WI        53961               240                 8.25                  28000
      103867        HOUGHTON LAKE                 MI        48629               360                 7.75                  25000
      103868        CHICO                         CA        95928               360                 7.75                 210000
      103870        NEWTON                        MA        02466               180                 8.25                  86000
      103874        PLYMOUTH                      MA        02360               240                 8.25                  63500
      103877        WILLIAMSTOWN                  NJ        08094               360                 9.52                  36500
      103878        BETHLEHEM                     PA        18017               360                 8.75                 157000
      103879        CARSON CITY                   NV        89701               240                 8.99                  40000
      103880        JOHNSTOWN                     PA        15905               360                 6.99                  72000
      103885        APEX                          NC        27502               360                10.49                  19000
      103889        LILLINGTON                    NC        27546               360                 7.99                  60350
      103891        NEW PORT RICHEY               FL        34655               180                10.74                  25000
      103896        CRANFORD                      NJ        07016               240                 8.75                  60000
      103897        SPRINGFIELD                   MA        01104               240                 9.95                  28000
      103898        GARY                          IN        46406               360                    9                  48000
      103899        ATTLEBORO                     MA        02703               360                 8.25                 165000
      103900        LONG VALLEY                   NJ        07853               360                 7.99                 203500
      103904        MERIDEN                       CT        06451               360                 8.75                  67000
      103906        EVERSON                       WA        98247               360                  9.5                  23000
      103909        CRANSTON                      RI        02920               240                  8.9                  46000
      103910        ALVARADO                      TX        76009               360                11.75                  36000
      103913        JASONVILLE                    IN        47438               360                  8.5                  61000
      103915        ORLANDO                       FL        32807               360                  9.5                  70000
      103924        BALTIMORE                     MD        21220               360                 7.99                  91000
      103925        TIVERTON                      RI        02878               240                  9.5                  96000
      103926        HAMDEN                        NY        13782               360                 8.76                  87500
      103929        WASHINGTON                    NC        27889               360                 9.51                  28000
      103933        FORT COVINGTON                NY        12937               360                 7.75                  58200
      103935        CRANSTON                      RI        02920               240                 8.25                  26000
      103936        CUMBERLAND                    RI        02864               360                 7.75                 138000
      103937        JERSEY CITY                   NJ        07305               360                 8.75                  80000
      103939        PHILADELPHIA                  PA        19104               360                 8.25                  27000
      103940        LOWELL                        MA        01851               360                 9.75                  12000
      103941        PHILADELPHIA                  PA        19146               360                  8.5                  44000
      103942        HOMESTEAD                     FL        33032               120                 8.99                  18000
      103943        WESLEY CHAPEL                 FL        33544               360                 8.75                  70000
      103947        OAKBROOK TERRACE              IL        60181               240                 7.75                  10000
      103948        CANTON                        OH        44707               240                 6.99                  86275
      103949        VIRGINIA BEACH                VA        23456               360                 8.49                 207000
      103950        RAVENNA                       MI        49451               360                 8.99                 137500
      103952        ENGLEWOOD                     NJ        07631               360                 9.95                  45000
      103954        SPRINGFIELD                   IL        62703               360                 7.55                  42900
      103956        WICHITA                       KS        67203               240                    8                  40000
      103959        BENNETTSVILLE                 SC        29512               180                 8.75                  41225
      103962        MIDDLETOWN                    PA        17057               240                   11                  16200
      103964        BALTIMORE                     MD        21225               240                 7.75                  22000
      103965        MACEDONIA                     OH        44056               360                    9                  34000
      103967        HICKSVILLE                    OH        43526               240                 7.75                  30000
      103970        RYE                           NY        10580               360                 8.75                 378000
      103972        COVENTRY                      RI        02816               360                 8.25                 262000
      103973        LAKE ARTHUR                   NM        88253               360                 8.59                  44590
      103974        GOSPORT                       IN        47433               360                 7.75                  58000
      103976        NORTH PROVIDENCE              RI        02911               240                 8.99                  65000
      103979        FLINT                         MI        48507               240                 9.25                  16000
      103982        MADISON                       ME        04950               180                 7.75                  29000
      103985        CHARLESTON                    SC        29412               180                 8.75                  25000
      103987        WALKERTOWN                    NC        27051               360                 8.75                 136000
      103988        TECUMSEH                      MO        65760               360                 8.75                  68000
      103990        ROCKHILL                      SC        29730               120                 7.99                  24000
      103992        LAGRANGE                      NC        28551               360                  7.5                 148600
      103994        PHILADELPHIA                  PA        19121               360                 8.75                  40000
      103996        DAYTON                        OH        45406               360                  8.5                  36000
      104000        CHANHASSEN                    MN        55317               120                 6.75                  30000
      104001        CRANSTON                      RI        02921               360                10.96                  27700
      104004        BOYNTON BEACH                 FL        33426               360                 8.25                  29000
      104005        DECATUR                       IL        62521               360                 7.65                  24500
      104006        BOCA RATON                    FL        33433               360                 8.75                  12000
      104011        PHILADELPHIA                  PA        19138               360                    9                  36800
      104012        LINDEN                        NJ        07036               360                    7                  25000
      104015        FACTORYVILLE                  PA        18419               360                 8.75                  90000
      104017        AVON                          CT        06001               360                 9.99                  50100
      104019        NICEVILLE                     FL        32578               360                 8.75                  37000
      104021        CONCORD                       GA        30206               180                 7.25                  22000
      104022        FRANKLIN FURNACE              OH        45629               360                 7.49                  83300
      104023        POWHATAN                      VA        23139               120                 7.75                  12500
      104026        WILLIAMSTON                   SC        29697               360                  9.5                  63000
      104028        BERLIN                        NH        03570               180                  9.5                  12600
      104030        PROVIDENCE                    RI        02908               360                    9                  12500
      104031        NEW CASTLE                    PA        16101               360                 8.99                  20800
      104032        NEW HAVEN                     CT        06511               180                 8.25                  15500
      104034        WARWICK                       RI        02886               360                 8.75                  82000
      104037        ROCKAWAY                      NJ        07866               240                 8.25                  50001
      104039        AVON PARK                     FL        33825               360                 7.75                  70500
      104042        JOHNSTON                      RI        02919               360                    9                  35000
      104044        ENFIELD                       ME        04493               360                 6.75                 102000
      104046        CASEY                         IL        62420                84                 7.25                  33150
      104047        NAPLES                        FL        34120               360                  8.5                 272000
      104048        OGLETHORPE                    GA        31068               360                 8.99                  76000
      104049        MONROE                        MI        48161               360                 6.99                 174250
      104051        WATERVLIET                    NY        12189               120                  9.5                  12500
      104052        BROOKLYN                      NY        11229               240                 8.99                  35000
      104055        BRENTWOOD                     NY        11717               240                 8.75                  39000
      104056        SHAWNEETOWN                   IL        62984               180                 6.99                  40000
      104057        BARRINGTON                    RI        02806               360                 6.75                 255000
      104058        READING                       PA        19601               360                    7                  71400
      104059        WARREN                        OH        44484               360                 9.18                  19500
      104060        PORTSMOUTH                    VA        23701               360                 8.99                 135000
      104061        BLOSSVALE                     NY        13308               240                 7.49                  45000
      104063        MAYS LANDING                  NJ        08330               360                 8.75                 127500
      104071        CALHOUN FALLS                 SC        29628               360                 9.29                  44800
      104072        SOMERSET                      NJ        08873               360                 7.99                 250925
      104074        BLOOMINGBURG                  NY        12721               180                 8.25                  17000
      104075        OVERLAND PARK                 KS        66212               360                 7.75                  32500
      104077        MELVILLE                      NY        11747               360                 7.75                 130000
      104079        BRIDGETON                     NJ        08302               360                 9.67                 104000
      104080        TALBOTTON                     GA        31827               360                 7.75                  18000
      104082        LONGEDDY                      NY        12723               360                 7.75                  30000
      104085        EAST SETAUKET                 NY        11733               360                 8.25                 700000
      104088        ST. LOUIS                     MO        63114               240                  7.5                  19500
      104090        WATSEKA                       IL        60970               360                 7.34                  58000
      104092        ROCK ISLAND                   TN        38581               360                 7.49                  73000
      104093        BOYNTON BEACH                 FL        33426               360                  9.5                  47340
      104094        EWING                         NJ        08638               360                 8.41                 221000
      104095        COVENTRY                      CT        06238               360                 7.75                 123000
      104104        LANE                          SC        29564               120                    9                  22400
      104105        PALM BAY                      FL        32907               360                 9.49                  20000
      104108        TOMS RIVER                    NJ        08753               360                 7.25                 218000
      104109        DELAND                        FL        32724               360                 7.25                  74000
      104110        BITELY                        MI        49309               360                 9.47                 100000
      104111        LAFAYETTE                     CO        80026               360                 8.99                  76710
      104116        WYACONDA                      MO        63474               240                 7.25                  21450
      104121        REVERE                        MA        02151               360                 8.25                  20000
      104123        STATEN ISLAND                 NY        10314               180                 8.75                  42500
      104124        SENATH                        MO        63876               360                 7.75                  36000
      104127        DANVILLE                      VA        24541               360                 8.25                  55000
      104131        NORFOLK                       VA        23504               360                 8.25                  65000
      104135        BALTIMORE                     MD        21212               360                 7.99                  70000
      104136        PHILADELPHIA                  PA        19137               360                 7.75                  60000
      104138        PHILADELPHIA                  PA        19104               180                 6.99                  21000
      104139        MINNEOLA                      FL        34715               360                 8.75                  23000
      104142        COATESVILLE                   PA        19320               360                 8.99                 109600
      104143        ZEBULON                       NC        27597               360                 7.75                  66000
      104144        LINCOLN                       RI        02865               360                 8.25                  35000
      104150        MIAMI                         FL        33186               180                 8.75                  18000
      104153        HACKENSACK                    NJ        07601               360                 9.99                  52139
      104155        MADISON                       IL        62060               360                  7.6                  20800
      104156        GREENWOOD                     SC        29646               360                 9.56                  28800
      104157        CARTERET                      NJ        07008               360                 7.99                 198000
      104159        TOMS RIVER                    NJ        08753               360                   10                  72750
      104160        OAKLEY                        MI        48649               120                 9.99                  15172
      104161        LINDENHURST                   NY        11757               360                 8.25                  39999
      104164        PLANT CITY                    FL        33565               360                 7.99                 190000
      104168        TRENTON                       NJ        08611               360                  8.5                 106250
      104172        PENNSAUKEN                    NJ        08109               360                 8.25                  80000
      104175        WARWICK                       RI        02889               360                 9.49                 108000
      104176        ROBBINS                       IL        60472               360                 7.61                  64000
      104177        FREEHOLD                      NJ        07728               360                 8.25                  60000
      104179        PHILADELPHIA                  PA        19124               180                10.49                  18750
      104183        LAS VEGAS                     NV        89108               240                 9.99                  21786
      104186        CENTRAL ISLIP                 NY        11722               360                 7.25                 219500
      104187        HILLSDALE                     NJ        07642               360                11.25                  43000
      104189        LOCKE                         NY        13092               360                 9.25                  24000
      104195        SMITHVILLE                    NJ        08205               180                 8.75                 170000
      104196        PLYMOUTH MEETING              PA        19462               360                 8.75                  85500
      104197        NEW HOLLAND                   PA        17557               360                  8.5                  35000
      104198        DETROIT                       MI        48227               360                 8.25                  28000
      104200        UNION CITY                    PA        16438               180                 7.75                  67235
      104202        ROWLAND                       NC        28383               360                 8.75                  42000
      104203        ROYERSFORD                    PA        19468               360                 7.99                 170000
      104205        WILLIMANTIC                   CT        06226               360                 7.75                  50000
      104209        NEVADA                        MO        64772               360                 8.75                  45000
      104210        VIRGINIA BEACH                VA        23452               360                 9.15                  46000
      104211        RICHMOND                      VA        23231               360                 9.33                  85000
      104212        MARYSVILLE                    PA        17053               360                 8.75                  20000
      104213        RIVERDALE                     NJ        07457               360                  7.5                 101000
      104221        BARNEGAT                      NJ        08005               360                    9                 277100
      104222        WITTENBURG                    WI        54499               240                 9.49                  25125
      104223        OWINGS MILLS                  MD        21117               360                 8.25                  55000
      104227        PENSACOLA                     FL        32505               360                 7.99                  40000
      104229        SPARTA                        NJ        07871               360                 8.25                  92000
      104230        STATESVILLE                   NC        28625               360                 9.66                 102425
      104235        NEWPORT                       NC        28570               180                 9.99                  23000
      104236        CHESTNUT RIDGE                NY        10977               360                 7.75                 135000
      104237        WAYNESVILLE                   NC        28786               360                10.49                  11850
      104238        HOMER GLENN                   IL        60491               360                 9.52                  54600
      104241        WILLIAMSBURG                  KY        40769               240                  9.5                  23400
      104244        BRACKENRIDGE                  PA        15014               360                  7.5                  44020
      104245        OWLS HEAD                     NY        12969               360                  8.5                  44000
      104246        SPARTA                        IL        62286               360                  7.5                  26000
      104247        WOONSOCKET                    RI        02895               360                 8.25                 126000
      104249        PASSAIC                       NJ        07055               360                 8.25                  80000
      104254        AUGUSTA                       GA        30906               180                 7.25                  38000
      104256        PITTSBURGH                    PA        15219               360                 7.99                  63750
      104260        HAMMOND                       IN        46327               360                 8.49                 140250
      104262        MACON                         IL        62544               360                  7.5                  90000
      104264        PROVIDENCE                    RI        02906               180                 8.25                  12000
      104268        CAIRO                         NY        12413               360                 9.25                  59200
      104270        CENTRAL ISLIP                 NY        11722               360                 8.25                  46000
      104272        PHILADELPHIA                  PA        19140               360                 8.25                  17940
      104273        LODI                          NJ        07644               360                  7.5                 216061
      104274        STEVENSVILLE                  MI        49127               360                 5.99                 242000
      104275        METHUEN                       MA        01844               360                 9.59                 330000
      104276        GIBSONTON                     FL        33534               360                 8.75                  28000
      104279        WARWICK                       RI        02889               360                 8.25                 125169
      104280        PUT-IN-BAY                    OH        43456               240                  9.5                  22000
      104281        TEWKSBURY                     MA        01876               360                 7.99                 155000
      104283        CAMDEN                        NJ        08105               180                 8.25                  37400
      104288        PHILADELPHIA                  PA        19144               360                 7.99                 133000
      104294        KINGSPORT                     TN        37665               180                 8.99                  40000
      104295        LAWRENCEBURG                  TN        38464               360                 9.32                  51750
      104338        MOUNT PLEASANT                SC        29466               360                 8.75                  87000
      104390        CUMBERLAND                    RI        02864               360                 5.99                 417000


                          current                          note origination
    loan number           balance     lien position              date            program           debt ratio           cltv ratio
----------------------------------------------------------------------------------------------------------------------------------
      103766              14971.87          2                 12/19/2005           SA1                 48                 70.03
      103807              44774.37          1                 12/20/2005           SA2                 40                 74.68
      103809             127404.65          1                 12/21/2005           SA1                 42                    75
      103811              70308.54          1                 12/21/2005           SA2                 42                 44.38
      103812              26212.41          2                 12/21/2005           LA2                 44                    85
      103814               22590.7          2                 12/21/2005           LA2                 38                    85
      103815              59834.15          1                 12/21/2005           SB1                 43                    75
      103817               19971.9          2                 12/21/2005           LA1                 46                 83.79
      103818              24990.06          2                 12/21/2005           SD                  45                 39.93
      103819              41942.87          1                 12/21/2005           LB                  42                 56.76
      103821               39849.2          2                 12/21/2005           SA1                 47                 82.84
      103822              67954.28          1                 12/21/2005           LA2                 34                    80
      103823              29968.07          2                 12/21/2005           SN1                 43                 72.53
      103824             137507.48          1                 12/22/2005           SB1                 31                    80
      103828              11992.34          1                 12/22/2005           SB1                 18                 15.79
      103831              39057.26          1                 12/22/2005           SA1                 28                    85
      103833               52616.9          1                 12/22/2005           SN4                 41                    65
      103834              64895.88          2                 12/23/2005           SB1                 45                 70.38
      103836              28346.38          2                 12/23/2005           SA2                 32                 40.63
      103838              14959.38          2                 12/23/2005           SB1                 32                 72.11
      103840             214848.25          1                 12/23/2005           SA2                 46                 74.14
      103842              24961.36          2                 12/23/2005           SA2                 36                  58.3
      103848              18650.73          2                 12/27/2005           LA1                 28                    85
      103851              11171.08          2                 12/27/2005           LB                  32                 76.92
      103852              34975.63          2                 12/27/2005           SA2                 33                 69.64
      103854              38362.68          1                 12/27/2005           SN2                 37                    80
      103855             168750.63          2                 12/27/2005           SA2*                42                 83.48
      103856                 30000          1                 12/27/2005           SN4                 24                 52.17
      103857              89761.94          2                 12/27/2005           SN2                 20                 30.73
      103859              11966.08          2                 12/28/2005           SA2                 29                 78.48
      103861                 56000          1                 12/28/2005           SA2                 49                    80
      103862              28487.26          2                 12/28/2005           LA2*                43                 75.54
      103863              34885.48          1                 12/28/2005           SC                  40                 36.08
      103866              27953.92          2                 12/28/2005           SA2                 35                 42.07
      103867              24890.09          1                 12/28/2005           SA2                 34                 48.08
      103868             209851.78          1                 12/29/2005           SA1                 50                 67.74
      103870              85756.92          2                 12/29/2005           SA2                 43                 27.64
      103874              63368.44          2                 12/29/2005           SA2                 44                 79.99
      103877              36482.12          1                 12/29/2005           SD*                 35                 21.22
      103878             156909.67          1                 12/29/2005           SN2                 43                 84.86
      103879              39940.02          2                 12/29/2005           SB2                 34                 51.66
      103880              71940.86          1                 12/29/2005           SA2                 40                    72
      103885              18992.43          2                 12/29/2005           LA2                 36                 84.49
      103889              60309.42          1                 12/30/2005           SA2                 28                    85
      103891                 25000          2                 12/30/2005           LN3                 44                 54.81
      103896              59907.27          2                 12/30/2005           SB1*                44                 38.44
      103897              27932.17          2                 12/30/2005           SA2                 45                 73.09
      103898              47973.78          1                 12/30/2005           SB2                 42                    80
      103899             164894.79          1                 12/30/2005           SN2                 33                    60
      103900             203354.97          1                 12/30/2005           LA1*                49                 46.25
      103904              66961.45          2                 12/30/2005           LN1                 48                 71.04
      103906              22964.02          2                 12/30/2005           LA1                 40                 81.92
      103909              45930.24          2                 12/30/2005           SC                  45                 72.53
      103910               35988.5          1                 12/30/2005           SC                  43                    80
      103913              60963.04          1                 12/30/2005           SN2                 24                 84.72
      103915              69965.57          2                 12/30/2005           LA1                 44                 84.89
      103924              90938.81          1                 12/30/2005           SB                  38                    65
      103925              95865.15          2                 12/30/2005           SN4                 50                 43.38
      103926              87417.81          1                 12/30/2005           SN2                 50                    50
      103929              27986.25          1                 12/30/2005           LC                  40                    70
      103933              58158.91          1                 12/30/2005           SA1                 46                 84.96
      103935                 26000          2                 12/31/2005           SA2                 42                 70.19
      103936             137902.47          1                 12/31/2005           SB1                 41                  55.2
      103937              79844.33          1                 12/31/2005           SB2*                44                 54.24
      103939              26982.63          2                 12/31/2005           SA2                 27                 71.46
      103940               11994.4          2                 12/31/2005           SN1                 49                 34.87
      103941              43973.34          1                 12/31/2005           SB1                 22                 78.57
      103942              17894.85          2                 12/31/2005           SN2                 31                 56.04
      103943              69959.72          2                 12/31/2005           LN2                 49                 76.38
      103947               9982.48          2                  1/4/2006            SA2                 43                 77.69
      103948              86109.17          1                  1/4/2006            SA1                 34                    85
      103949             206874.34          1                  1/4/2006            SB1                 48                 73.67
      103950             137424.73          1                  1/5/2006            SN2                 41                 84.88
      103952              44979.88          2                  1/5/2006            SA2*                45                 79.67
      103954              42854.91          1                  1/5/2006            SD                  32                    65
      103956                 40000          1                  1/6/2006            SA2                 28                 83.33
      103959              41113.57          1                  1/6/2006            SB1                 26                    85
      103962                 16200          2                  1/9/2006            LB                  44                    80
      103964              21902.44          2                  1/9/2006            SA1                 45                 61.89
      103965                 33975          2                  1/9/2006            SB2                 40                 54.43
      103967                 30000          1                  1/9/2006            SA2                 33                 69.77
      103970             377782.52          1                  1/9/2006            SB2                 44                 30.61
      103972                262000          1                 1/10/2006            SN2                 0                  77.51
      103973                 44590          1                 1/10/2006            LC                  36                    70
      103974                 58000          1                 1/10/2006            SA2                 35                 68.24
      103976                 65000          2                 1/10/2006            LC                  39                  67.8
      103979              15976.79          1                 1/10/2006            SC                  35                 45.71
      103982              28887.29          1                 1/10/2006            SA2                 26                 35.37
      103985              24864.09          2                 1/11/2006            SB1                 23                 60.35
      103987                136000          1                 1/11/2006            SB1                 48                    85
      103988              67960.87          1                 1/11/2006            LA2                 41                    80
      103990              23868.74          1                 1/11/2006            SA2                 44                    80
      103992                148600          2                 1/11/2006            SA1                 45                 79.99
      103994              39976.67          1                 1/12/2006            SB2                 19                 64.52
      103996                 36000          1                 1/12/2006            SB1                 36                    75
      104000                 30000          1                 1/12/2006            SA1                 34                 19.48
      104001                 27700          2                 1/12/2006            LC                  42                    70
      104004                 29000          2                 1/12/2006            SA2                 45                 70.82
      104005              24482.35          1                 1/12/2006            SB1                 27                    70
      104006                 12000          2                 1/12/2006            SB1                 45                 25.51
      104011                 36800          1                 1/12/2006            SB2                 37                    80
      104012               24879.5          2                 1/13/2006            SA1*                40                 47.55
      104015              89948.21          1                 1/13/2006            SB2                 49                 44.55
      104017                 50100          2                 1/13/2006            LA1                 45                 80.36
      104019              36978.71          1                 1/13/2006            SB1                 28                 63.79
      104021              21132.92          2                 1/13/2006            SA1                 37                 50.94
      104022              83238.05          1                 1/13/2006            SA1                 27                    85
      104023              12430.71          1                 1/13/2006            SA2                 18                 10.33
      104026                 63000          1                 1/13/2006            LN3                 29                    70
      104028                 12600          2                 1/13/2006            LN1                 22                 84.85
      104030              12483.75          2                 1/16/2006            LN1                 46                 54.83
      104031              20788.61          1                 1/17/2006            SB2                 21                    80
      104032                 15500          2                 1/16/2006            SA2                 45                 58.44
      104034              81952.82          1                 1/16/2006            SC                  45                 42.05
      104037                 50001          2                 1/16/2006            SA2*                45                 77.28
      104039              70450.23          1                 1/16/2006            SA2                 43                 84.94
      104042                 35000          2                 1/17/2006            SN2                 0                   67.2
      104044             101912.17          1                 1/17/2006            SA1                 36                    85
      104046                 33150          1                 1/17/2006            SA1                 40                    85
      104047                272000          1                 1/17/2006            SB1                 41                    85
      104048                 76000          1                 1/17/2006            SB2                 47                    80
      104049             174106.89          1                 1/16/2006            SA1                 43                    85
      104051              12436.96          2                 1/18/2006            LA1                 42                 84.26
      104052                 35000          2                 1/18/2006            SN2                 49                 62.93
      104055                 39000          2                 1/18/2006            SB1                 45                  60.2
      104056                 40000          1                 1/18/2006            SA1                 44                 68.97
      104057                255000          1                 1/18/2006            SA2                 44                    85
      104058                 71400          1                 1/18/2006            SN1                 46                    85
      104059                 19500          1                 1/18/2006            SN3                 42                    50
      104060             134911.38          1                 1/18/2006            SB1                 34                    75
      104061              44918.63          1                 1/18/2006            SA1                 42                 77.59
      104063                127500          1                 1/18/2006            SB1*                46                    85
      104071                 44800          1                 1/19/2006            LC                  40                    80
      104072                250925          1                 1/19/2006            SA2*                48                 82.27
      104074                 17000          2                 1/19/2006            SA2                 29                 35.45
      104075                 32500          2                 1/19/2006            SA1                 41                 75.08
      104077                130000          2                 1/19/2006            SA1                 40                 61.09
      104079                104000          1                 1/19/2006            SN4*                40                 53.33
      104080              17980.84          1                 1/19/2006            SA2                 26                 32.73
      104082                 30000          1                 1/19/2006            SA2                 16                  37.5
      104085             699553.63          2                 1/19/2006            SA2                 50                 60.64
      104088                 19500          1                 1/19/2006            SA2                 44                 21.43
      104090                 58000          1                 1/19/2006            SD                  23                 40.56
      104092              72945.71          1                 1/20/2006            SB1                 44                 34.76
      104093                 47340          2                 1/20/2006            LA1                 48                    85
      104094                221000          1                 1/20/2006            SB1*                50                    85
      104095                123000          1                 1/20/2006            SA2                 43                 67.96
      104104                 22400          1                 1/20/2006            SB2                 31                 34.46
      104105                 20000          2                 1/20/2006            LA1                 44                 81.25
      104108                218000          1                 1/20/2006            SA2*                38                 58.13
      104109                 74000          1                 1/20/2006            SA1                 40                 64.35
      104110               99950.5          1                 1/20/2006            LN3                 43                 69.93
      104111                 76710          2                 1/20/2006            SB2                 39                 63.22
      104116                 21450          1                 1/20/2006            SA1                 49                    75
      104121              19987.24          2                 1/23/2006            SA2                 44                  73.8
      104123                 42500          2                 1/23/2006            SB1                 45                 65.15
      104124                 36000          1                 1/23/2006            SA2                 36                 74.23
      104127                 55000          1                 1/23/2006            SB1                 14                  61.8
      104131                 65000          1                 1/23/2006            LA1                 42                 55.08
      104135                 70000          1                 1/23/2006            SA2                 50                 63.64
      104136                 60000          1                 1/24/2006            SA2                 18                 54.55
      104138                 21000          1                 1/24/2006            SA1                 43                    70
      104139                 23000          2                 1/24/2006            SB1                 33                  56.5
      104142                109600          1                 1/24/2006            SB2                 38                    80
      104143                 66000          1                 1/24/2006            SA2                 39                 71.74
      104144                 35000          2                 1/24/2006            SA2                 44                 65.95
      104150                 18000          2                 1/24/2006            SB1                 29                 46.74
      104153                 52139          2                 1/25/2006            LN2*                45                    85
      104155                 20800          1                 1/25/2006            SB1                 36                    80
      104156                 28800          1                 1/25/2006            LB                  20                    80
      104157                198000          1                 1/25/2006            LA2*                47                 74.72
      104159                 72750          2                 1/25/2006            LA2*                45                    85
      104160                 15172          2                 1/25/2006            LA2                 37                    85
      104161                 39999          2                 1/25/2006            SB1                 42                  48.6
      104164                190000          1                 1/25/2006            SA2                 45                 56.72
      104168                106250          1                 1/25/2006            SC*                 21                    85
      104172                 80000          1                 1/25/2006            SB1*                34                 63.49
      104175                108000          1                 1/26/2006            SN4                 35                 56.84
      104176                 64000          1                 1/26/2006            SB2                 37                    80
      104177                 60000          2                 1/26/2006            SN1*                48                 51.12
      104179                 18750          2                 1/26/2006            LA2                 32                 84.81
      104183                 21786          2                 1/26/2006            LN1                 37                    85
      104186                219500          1                 1/26/2006            SA2                 47                 64.56
      104187                 43000          2                 1/26/2006            SD*                 42                 32.67
      104189                 24000          2                 1/26/2006            LA1                 39                 83.24
      104195                170000          1                 1/26/2006            SN3*                27                 50.75
      104196                 85500          1                 1/26/2006            SB2                 30                 32.26
      104197                 35000          1                 1/26/2006            SB2                 45                 23.49
      104198                 28000          2                 1/27/2006            SA2                 37                 78.57
      104200                 67235          1                 1/27/2006            SA2                 36                    85
      104202                 42000          1                 1/27/2006            SB1                 38                    75
      104203                170000          1                 1/27/2006            SA2                 49                 53.13
      104205                 50000          1                 1/27/2006            SA2                 42                 47.62
      104209                 45000          1                 1/27/2006            LA2                 19                    45
      104210                 46000          1                 1/27/2006            SN4                 46                 17.36
      104211                 85000          1                 1/27/2006            SD                  37                    34
      104212                 20000          1                 1/27/2006            SB2                 35                 40.82
      104213                101000          2                 1/27/2006            SA1*                39                 56.45
      104221                277100          1                 1/28/2006            LN3*                24                    85
      104222                 25125          2                 1/28/2006            LA2                 44                    75
      104223                 55000          2                 1/28/2006            SA2                 32                 63.64
      104227                 40000          1                 1/30/2006            SN1                 50                 52.63
      104229                 92000          2                 1/30/2006            SA2*                45                 57.63
      104230                102425          1                 1/30/2006            SN4                 40                    85
      104235                 23000          2                 1/30/2006            LA2                 44                 80.29
      104236                135000          2                 1/30/2006            SA2                 43                    60
      104237                 11850          2                 1/30/2006            LN1                 48                    85
      104238                 54600          2                 1/30/2006            LB                  30                 73.83
      104241                 23400          2                 1/30/2006            LA1                 37                 84.98
      104244                 44020          1                 1/30/2006            SA1                 31                    71
      104245                 44000          1                 1/30/2006            SB1                 43                    80
      104246                 26000          1                 1/30/2006            SN4                 39                 49.06
      104247                126000          1                 1/30/2006            SB2                 38                 45.82
      104249                 80000          2                 1/30/2006            SN1*                46                  50.5
      104254                 38000          1                 1/31/2006            SA1                 34                 34.55
      104256              63698.94          1                 1/31/2006            SA2                 29                    85
      104260                140250          1                 1/31/2006            SA2                 27                    85
      104262                 90000          1                 1/31/2006            LB                  48                    75
      104264                 12000          2                 1/31/2006            SA2                 45                 38.05
      104268                 59200          1                 1/31/2006            SN3                 31                 67.27
      104270                 46000          2                 1/31/2006            SA2                 45                 74.81
      104272                 17940          1                 1/31/2006            SB1                 24                    69
      104273                216061          2                 1/31/2006            LA1*                45                    85
      104274                242000          1                 1/31/2006            SA1                 45                 74.46
      104275                330000          1                 1/31/2006            SN4                 0                  73.33
      104276                 28000          2                 1/31/2006            SA2                 40                 58.65
      104279                125169          2                 1/31/2006            LA2                 45                    85
      104280                 22000          2                 1/31/2006            LA1                 45                  83.5
      104281                155000          1                 1/31/2006            SN2                 40                 53.26
      104283                 37400          1                 1/31/2006            SA2*                36                    55
      104288                133000          1                 1/31/2006            SA2                 38                 83.13
      104294                 40000          2                 1/31/2006            LB                  45                  79.4
      104295                 51750          1                 1/31/2006            SC                  38                    75
      104338                 87000          2                  2/8/2006            LA2                 46                 70.94
      104390                417000          1                 2/17/2006            SN1                 0                   55.6


    loan number             occupied flag                collateral_value       pi payment         senior lien balance
----------------------------------------------------------------------------------------------------------------------
      103766               Owner Occupied                      76000              123.15                   38224
      103807               Owner Occupied                      60000                 321                       0
      103809               Owner Occupied                     170000               891.5                       0
      103811               Owner Occupied                     160000              1097.8                       0
      103812               Owner Occupied                     258000               348.1                  192959
      103814               Owner Occupied                     230000              204.04                  172900
      103815               Owner Occupied                      80000              590.85                       0
      103817               Owner Occupied                     331000              186.43                  257361
      103818               Owner Occupied                     270000              228.69                   82813
      103819               Owner Occupied                      74000              398.38                       0
      103821               Owner Occupied                     125500              405.47                   63967
      103822               Owner Occupied                      85000              498.49                       0
      103823               Owner Occupied                     283000              214.93                  175259
      103824               Owner Occupied                     172000             1008.71                       0
      103828               Owner Occupied                      76000               90.16                       0
      103831               Owner Occupied                      46000              273.13                       0
      103833               Owner Occupied                      81000              398.14                       0
      103834               Owner Occupied                     255000              563.68                  114469
      103836               Owner Occupied                     115000              349.56                   18223
      103838               Owner Occupied                     103000              132.56                   59278
      103840               Owner Occupied                     290000             1540.29                       0
      103842               Owner Occupied                     360000              220.93                  184891
      103848               Owner Occupied                      63000              156.91                   34887
      103851               Owner Occupied                      78000              115.44                   48816
      103852               Owner Occupied                     284000              262.95                  162784
      103854               Owner Occupied                      48000               308.7                       0
      103855               Owner Occupied                     545000             1096.14                  285979
      103856               Owner Occupied                      57500              253.36                       0
      103857               Owner Occupied                     620000              912.31                  100496
      103859               Owner Occupied                     125000              116.42                   86098
      103861               Owner Occupied                      70000              440.56                       0
      103862               Owner Occupied                     275000               249.9                  179224
      103863               Owner Occupied                      97000              314.94                       0
      103866               Owner Occupied                     255000              238.58                   79274
      103867               Owner Occupied                      52000              179.11                       0
      103868               Owner Occupied                     310000             1504.47                       0
      103870               Owner Occupied                     665000              834.33                   97811
      103874               Owner Occupied                     340000              541.07                  208456
      103877               Owner Occupied                     172000              307.45                       0
      103878               Owner Occupied                     185000             1235.12                       0
      103879               Owner Occupied                     375000              359.64                  153717
      103880               Owner Occupied                     100000              478.54                       0
      103885               Owner Occupied                     165000              173.66                  120405
      103889               Owner Occupied                      71000              442.41                       0
      103891               Owner Occupied                     114000              280.09                   37486
      103896               Owner Occupied                     520000              530.23                  139908
      103897               Owner Occupied                     167000              269.28                   94067
      103898               Owner Occupied                      60000              386.22                       0
      103899               Owner Occupied                     275000             1239.59                       0
      103900               Owner Occupied                     440000              1491.8                       0
      103904               Owner Occupied                     189000              527.09                   67262
      103906               Owner Occupied                     225000               193.4                  161328
      103909               Owner Occupied                     360000              410.93                  215125
      103910               Owner Occupied                      45000              363.39                       0
      103913               Owner Occupied                      72000              469.04                       0
      103915               Owner Occupied                     225000               588.6                  121012
      103924               Owner Occupied                     140000               667.1                       0
      103925               Owner Occupied                     315000              894.85                   40635
      103926               Owner Occupied                     175000              688.99                       0
      103929               Owner Occupied                      40000              235.65                       0
      103933               Owner Occupied                      68500              416.96                       0
      103935               Owner Occupied                     325000              221.54                  202123
      103936               Owner Occupied                     250000              988.65                       0
      103937               Owner Occupied                     147500              629.37                       0
      103939               Owner Occupied                      80000              202.85                   30170
      103940               Owner Occupied                     284000               103.1                   87027
      103941               Owner Occupied                      56000              338.33                       0
      103942               Owner Occupied                     255000              227.92                  124892
      103943               Owner Occupied                     423000               550.7                  253084
      103947               Owner Occupied                     325000                82.1                  242500
      103948               Owner Occupied                     101500              668.38                       0
      103949               Owner Occupied                     281000             1590.19                       0
      103950               Owner Occupied                     162000             1105.37                       0
      103952               Owner Occupied                     410000              393.25                  281647
      103954               Owner Occupied                      66000              301.44                       0
      103956               Owner Occupied                      48000              334.58                       0
      103959               Owner Occupied                      48500              412.03                       0
      103962               Owner Occupied                     114000              167.22                   75000
      103964               Owner Occupied                     145000              180.61                   67738
      103965               Owner Occupied                     202000              273.58                   75953
      103967               Owner Occupied                      43000              246.29                       0
      103970               Owner Occupied                    1235000             2973.73                       0
      103972               Owner Occupied                     338000             1968.32                       0
      103973               Owner Occupied                      63700              345.71                       0
      103974               Owner Occupied                      85000              415.52                       0
      103976               Owner Occupied                     280000              584.41                  124843
      103979               Owner Occupied                      35000              146.54                       0
      103982               Owner Occupied                      82000              272.97                       0
      103985               Owner Occupied                     190000              249.87                   89668
      103987               Owner Occupied                     160000             1069.92                       0
      103988               Owner Occupied                      85000              534.96                       0
      103990               Owner Occupied                      30000              291.06                       0
      103992               Owner Occupied                     350000             1039.04                  131358
      103994               Owner Occupied                      62000              314.69                       0
      103996               Owner Occupied                      48000              276.81                       0
      104000               Owner Occupied                     154000              344.48                       0
      104001               Owner Occupied                     360000              262.96                  224284
      104004               Owner Occupied                     315000              217.87                  194074
      104005               Owner Occupied                      35000              173.84                       0
      104006               Owner Occupied                     292000               94.41                   62500
      104011               Owner Occupied                      46000              296.11                       0
      104012               Owner Occupied                     255000              166.33                   96263
      104015               Owner Occupied                     202000              708.04                       0
      104017               Owner Occupied                     305000               439.3                  195000
      104019               Owner Occupied                      58000              291.08                       0
      104021               Owner Occupied                     150000              200.83                   54414
      104022               Owner Occupied                      98000              581.88                       0
      104023               Owner Occupied                     121000              150.02                       0
      104026               Owner Occupied                      90000              529.74                       0
      104028               Owner Occupied                      85000              131.58                   59522
      104030               Owner Occupied                     240000              100.58                  119080
      104031               Owner Occupied                      26000              167.22                       0
      104032               Owner Occupied                     137000              150.38                   64569
      104034               Owner Occupied                     195000               645.1                       0
      104037               Owner Occupied                     345000              426.05                  216608
      104039               Owner Occupied                      83000              505.08                       0
      104042               Owner Occupied                     360000              281.62                  206922
      104044               Owner Occupied                     120000              661.58                       0
      104046               Owner Occupied                      39000              504.39                       0
      104047               Owner Occupied                     320000             2091.45                       0
      104048               Owner Occupied                      95000              610.97                       0
      104049               Owner Occupied                     205000             1158.12                       0
      104051               Owner Occupied                     126000              161.75                   93671
      104052               Owner Occupied                     380000              314.68                  204151
      104055               Owner Occupied                     280000              344.65                  129573
      104056               Owner Occupied                      58000              359.31                       0
      104057               Owner Occupied                     300000             1653.93                       0
      104058               Owner Occupied                      84000              475.03                       0
      104059               Owner Occupied                      39000              159.44                       0
      104060               Owner Occupied                     180000             1085.27                       0
      104061               Owner Occupied                      58000              362.25                       0
      104063               Owner Occupied                     150000             1003.05                       0
      104071               Owner Occupied                      56000              369.86                       0
      104072               Owner Occupied                     305000             1839.45                       0
      104074               Owner Occupied                     355000              164.93                  108865
      104075               Owner Occupied                     187000              232.84                  107901
      104077               Owner Occupied                     840000              931.34                  383183
      104079               Owner Occupied                     195000              887.42                       0
      104080               Owner Occupied                      55000              128.96                       0
      104082               Owner Occupied                      80000              214.93                       0
      104085               Owner Occupied                    2250000             5258.87                  664400
      104088               Owner Occupied                      91000               157.1                       0
      104090               Owner Occupied                     143000              399.21                       0
      104092               Owner Occupied                     210000              509.93                       0
      104093               Owner Occupied                     238000              398.07                  154952
      104094               Owner Occupied                     260000             1685.23                       0
      104095               Owner Occupied                     181000              881.19                       0
      104104               Owner Occupied                      65000              283.76                       0
      104105               Owner Occupied                     215000              168.03                  154683
      104108               Owner Occupied                     375000             1487.15                       0
      104109               Owner Occupied                     115000              504.82                       0
      104110               Owner Occupied                     143000              838.67                       0
      104111               Owner Occupied                     460000              616.68                  214121
      104116               Owner Occupied                      28600              169.54                       0
      104121               Owner Occupied                     335000              150.26                  227234
      104123               Owner Occupied                     415000              424.77                  227879
      104124               Owner Occupied                      48500              257.91                       0
      104127               Owner Occupied                      89000               413.2                       0
      104131               Owner Occupied                     118000              488.33                       0
      104135               Owner Occupied                     110000              513.15                       0
      104136               Owner Occupied                     110000              429.85                       0
      104138               Owner Occupied                      30000              188.64                       0
      104139               Owner Occupied                     296000              180.95                  144235
      104142               Owner Occupied                     137000              881.08                       0
      104143               Owner Occupied                      92000              472.84                       0
      104144               Owner Occupied                     620000              262.95                  373906
      104150               Owner Occupied                     265000              179.91                  105869
      104153               Owner Occupied                     390000              457.18                  279360
      104155               Owner Occupied                      26000              146.87                       0
      104156               Owner Occupied                      36000              243.43                       0
      104157               Owner Occupied                     265000             1451.48                       0
      104159               Owner Occupied                     415000              638.44                  280000
      104160               Owner Occupied                     189500              200.42                  145902
      104161               Owner Occupied                     385000               300.5                  147122
      104164               Owner Occupied                     335000             1392.83                       0
      104168               Owner Occupied                     125000              816.98                       0
      104172               Owner Occupied                     126000              601.02                       0
      104175               Owner Occupied                     190000              907.34                       0
      104176               Owner Occupied                      80000              452.33                       0
      104177               Owner Occupied                     525000              450.76                  208406
      104179               Owner Occupied                     115000              207.15                   78778
      104183               Owner Occupied                     241000               210.1                  183063
      104186               Owner Occupied                     340000             1497.38                       0
      104187               Owner Occupied                     625000              417.65                  161198
      104189               Owner Occupied                     185000              197.45                  130000
      104195               Owner Occupied                     335000             1699.07                       0
      104196               Owner Occupied                     265000              672.63                       0
      104197               Owner Occupied                     149000              269.12                       0
      104198               Owner Occupied                     130000              210.36                   74138
      104200               Owner Occupied                      79100              632.87                       0
      104202               Owner Occupied                      56000              330.42                       0
      104203               Owner Occupied                     320000             1246.22                       0
      104205               Owner Occupied                     105000              358.21                       0
      104209               Owner Occupied                     100000              354.02                       0
      104210               Owner Occupied                     265000              375.11                       0
      104211               Owner Occupied                     250000              704.21                       0
      104212               Owner Occupied                      49000              157.35                       0
      104213               Owner Occupied                     480000              706.21                  169980
      104221               Owner Occupied                     326000             2229.61                       0
      104222               Owner Occupied                      89500              234.04                   42000
      104223               Owner Occupied                     325000               413.2                  151816
      104227               Owner Occupied                      76000              293.23                       0
      104229               Owner Occupied                     570000              691.17                  236464
      104230               Owner Occupied                     120500              873.23                       0
      104235               Owner Occupied                     215000              247.02                  149616
      104236               Owner Occupied                     526000              967.16                  180600
      104237               Owner Occupied                     237000              108.31                  189600
      104238               Owner Occupied                     306000              459.91                  171323
      104241               Owner Occupied                     159000              218.12                  111714
      104244               Owner Occupied                      62000               307.8                       0
      104245               Owner Occupied                      55000              338.33                       0
      104246               Owner Occupied                      53000               181.8                       0
      104247               Owner Occupied                     275000               946.6                       0
      104249               Owner Occupied                     842500              601.02                  345459
      104254               Owner Occupied                     110000              346.89                       0
      104256               Owner Occupied                      75000              467.34                       0
      104260               Owner Occupied                     165000             1077.41                       0
      104262               Owner Occupied                     120000               629.3                       0
      104264               Owner Occupied                     260000              116.42                   86918
      104268               Owner Occupied                      88000              487.03                       0
      104270               Owner Occupied                     365000              345.59                  227055
      104272               Owner Occupied                      26000              134.78                       0
      104273               Owner Occupied                     500000             1510.73                  208939
      104274               Owner Occupied                     325000             1449.36                       0
      104275               Owner Occupied                     450000             2796.52                       0
      104276               Owner Occupied                     269000              220.28                  129763
      104279               Owner Occupied                     265000              940.36                  100081
      104280               Owner Occupied                     260000              205.07                  195108
      104281               Owner Occupied                     291000             1136.26                       0
      104283               Owner Occupied                      68000              362.84                       0
      104288               Owner Occupied                     160000              974.98                       0
      104294               Owner Occupied                      77000              405.47                   21140
      104295               Owner Occupied                      69000              428.37                       0
      104338               Owner Occupied                     400000              684.43                  196772
      104390               Owner Occupied                     750000             2497.45                       0


                                                                                          first rate adj
    loan number     property type                              purpose                    freq (months)              maturity date
----------------------------------------------------------------------------------------------------------------------------------
      103766        Single Family Detached                Cash Out Refinance                    24                    12/23/2025
      103807        Single Family Detached                Cash Out Refinance                    24                    12/27/2035
      103809        Single Family Detached                Cash Out Refinance                    24                    12/28/2035
      103811        Single Family Detached                Cash Out Refinance                    24                    12/28/2012
      103812        Single Family Detached                Cash Out Refinance                    24                    12/28/2015
      103814        Single Family Detached                Cash Out Refinance                    24                    12/28/2035
      103815        Single Family Detached                Cash Out Refinance                    24                    12/28/2020
      103817        PUD Detached                          Cash Out Refinance                    24                    12/28/2025
      103818        Single Family Detached                Cash Out Refinance                    24                    12/28/2035
      103819        Single Family Detached                Cash Out Refinance                    24                    12/28/2025
      103821        Single Family Detached                Cash Out Refinance                     0                    12/28/2020
      103822        Single Family Detached                Cash Out Refinance                    24                    12/28/2035
      103823        Single Family Detached                Cash Out Refinance                    24                    12/28/2035
      103824        Single Family Detached                Cash Out Refinance                    24                    12/29/2035
      103828        Single Family Detached                Cash Out Refinance                    24                    12/29/2035
      103831        Single Family Detached                Cash Out Refinance                    24                    12/29/2035
      103833        Single Family Detached                Cash Out Refinance                    24                    12/29/2035
      103834        Single Family Detached                Cash Out Refinance                    24                    12/30/2025
      103836        Single Family Detached                Cash Out Refinance                    24                    12/30/2015
      103838        Townhouse                             Cash Out Refinance                    24                    12/30/2025
      103840        Single Family Detached                Cash Out Refinance                    24                    12/30/2035
      103842        Single Family Detached                Cash Out Refinance                    24                    12/30/2025
      103848        Single Family Detached                Cash Out Refinance                    24                    12/31/2035
      103851        Single Family Detached                Cash Out Refinance                    24                    12/31/2025
      103852        Single Family Detached                Cash Out Refinance                    24                    12/31/2035
      103854        Single Family Attached                Cash Out Refinance                    24                    12/31/2035
      103855        Single Family Detached                Cash Out Refinance                    24                    12/31/2035
      103856        Single Family Detached                Cash Out Refinance                    24                    12/31/2035
      103857        Single Family Detached                Cash Out Refinance                    24                    12/31/2020
      103859        Single Family Detached                Cash Out Refinance                    24                     1/3/2021
      103861        Single Family Detached                Cash Out Refinance                     0                     1/3/2036
      103862        Condominium                           Cash Out Refinance                    24                     1/3/2036
      103863        Single Family Detached                Cash Out Refinance                     0                     1/3/2036
      103866        Single Family Detached                Cash Out Refinance                    24                     1/3/2026
      103867        Single Family Detached                Cash Out Refinance                    24                     1/3/2036
      103868        Single Family Detached                Cash Out Refinance                    24                     1/4/2036
      103870        Single Family Detached                Cash Out Refinance                    24                     1/4/2021
      103874        Single Family Detached                Cash Out Refinance                    24                     1/4/2026
      103877        Single Family Detached                Cash Out Refinance                    24                     1/4/2036
      103878        Single Family Detached                Cash Out Refinance                    24                     1/4/2036
      103879        Single Family Detached                Cash Out Refinance                    24                     1/4/2026
      103880        Single Family Detached                Cash Out Refinance                    24                     1/4/2036
      103885        PUD Detached                          Cash Out Refinance                    24                     1/4/2036
      103889        Single Family Detached                Cash Out Refinance                    24                     1/5/2036
      103891        Single Family Detached                Cash Out Refinance                    24                     1/5/2021
      103896        Single Family Detached                Cash Out Refinance                    24                     1/5/2026
      103897        Single Family Detached                Cash Out Refinance                     0                     1/5/2026
      103898        Single Family Detached                Cash Out Refinance                    24                     1/5/2036
      103899        Single Family Detached                Cash Out Refinance                    24                     1/5/2036
      103900        Single Family Detached                Cash Out Refinance                    24                     1/5/2036
      103904        Single Family Detached                Cash Out Refinance                    24                     1/5/2036
      103906        Single Family Detached                Cash Out Refinance                    24                     1/5/2036
      103909        Single Family Detached                Cash Out Refinance                     0                     1/5/2026
      103910        Single Family Detached                Cash Out Refinance                     0                     1/5/2036
      103913        Single Family Detached                Cash Out Refinance                    24                     1/5/2036
      103915        Single Family Detached                Cash Out Refinance                    24                     1/5/2036
      103924        Single Family Detached                Cash Out Refinance                     0                     1/5/2036
      103925        Single Family Detached                Cash Out Refinance                    24                     1/5/2026
      103926        Single Family Detached                Cash Out Refinance                    24                     1/5/2036
      103929        Single Family Detached                Cash Out Refinance                    24                     1/5/2036
      103933        Single Family Detached                Cash Out Refinance                    24                     1/5/2036
      103935        Single Family Detached                Cash Out Refinance                    24                     1/6/2026
      103936        Single Family Detached                Cash Out Refinance                    24                     1/6/2036
      103937        2-4 Units                             Cash Out Refinance                    24                     1/6/2036
      103939        Single Family Attached                Cash Out Refinance                    24                     1/6/2036
      103940        Single Family Detached                Cash Out Refinance                     0                     1/6/2036
      103941        Single Family Attached                Cash Out Refinance                    24                     1/6/2036
      103942        Single Family Detached                Cash Out Refinance                    24                     1/6/2016
      103943        Single Family Detached                Cash Out Refinance                    24                     1/6/2036
      103947        Single Family Detached                Cash Out Refinance                    24                     1/9/2026
      103948        Single Family Detached                Cash Out Refinance                    24                     1/9/2026
      103949        Single Family Detached                Cash Out Refinance                    24                     1/9/2036
      103950        Single Family Detached                Cash Out Refinance                    24                    1/10/2036
      103952        Single Family Detached                Cash Out Refinance                     0                    1/10/2036
      103954        Single Family Detached                Cash Out Refinance                    24                    1/10/2036
      103956        Single Family Detached                Cash Out Refinance                    24                    1/11/2026
      103959        Single Family Detached                Cash Out Refinance                    24                    1/11/2021
      103962        Single Family Detached                Cash Out Refinance                    24                    1/13/2026
      103964        Single Family Attached                Cash Out Refinance                    24                    1/13/2026
      103965        Single Family Detached                Cash Out Refinance                    24                    1/13/2036
      103967        Single Family Detached                Cash Out Refinance                    24                    1/13/2026
      103970        Single Family Detached                Cash Out Refinance                    24                    1/13/2036
      103972        Single Family Detached                Cash Out Refinance                    24                    1/14/2036
      103973        Single Family Detached                Cash Out Refinance                    24                    1/14/2036
      103974        Single Family Detached                Cash Out Refinance                    24                    1/14/2036
      103976        Single Family Detached                Cash Out Refinance                    24                    1/14/2026
      103979        Single Family Detached                Cash Out Refinance                    24                    1/14/2026
      103982        Single Family Detached                Cash Out Refinance                    24                    1/14/2021
      103985        Single Family Detached                Cash Out Refinance                    24                    1/17/2021
      103987        Single Family Detached                Cash Out Refinance                    24                    1/17/2036
      103988        Single Family Detached                Cash Out Refinance                    24                    1/17/2036
      103990        Single Family Detached                Cash Out Refinance                    24                    1/17/2016
      103992        Single Family Detached                Cash Out Refinance                    24                    1/17/2036
      103994        Single Family Attached                Cash Out Refinance                    24                    1/18/2036
      103996        Single Family Detached                Cash Out Refinance                    24                    1/18/2036
      104000        Condominium                           Cash Out Refinance                    24                    1/18/2016
      104001        Single Family Detached                Cash Out Refinance                    24                    1/18/2036
      104004        PUD Detached                          Cash Out Refinance                    24                    1/18/2036
      104005        Single Family Detached                Cash Out Refinance                    24                    1/18/2036
      104006        PUD Detached                          Cash Out Refinance                    24                    1/18/2036
      104011        Single Family Attached                Cash Out Refinance                    24                    1/18/2036
      104012        Single Family Detached                Cash Out Refinance                    24                    1/19/2036
      104015        Single Family Detached                Cash Out Refinance                    24                    1/19/2036
      104017        Single Family Detached                Cash Out Refinance                    24                    1/19/2036
      104019        Condominium                           Cash Out Refinance                    24                    1/19/2036
      104021        Single Family Detached                Cash Out Refinance                    24                    1/19/2021
      104022        Single Family Detached                Cash Out Refinance                    24                    1/19/2036
      104023        Single Family Detached                Cash Out Refinance                    24                    1/19/2016
      104026        Single Family Detached                Cash Out Refinance                    24                    1/19/2036
      104028        2-4 Units                             Cash Out Refinance                    24                    1/19/2021
      104030        Single Family Detached                Cash Out Refinance                    24                    1/21/2036
      104031        Single Family Detached                Cash Out Refinance                    24                    1/21/2036
      104032        Single Family Attached                Cash Out Refinance                    24                    1/21/2021
      104034        Single Family Detached                Cash Out Refinance                    24                    1/21/2036
      104037        Single Family Detached                Cash Out Refinance                    24                    1/21/2026
      104039        Single Family Detached                Cash Out Refinance                    24                    1/21/2036
      104042        Single Family Detached                Cash Out Refinance                    24                    1/21/2036
      104044        Single Family Detached                Cash Out Refinance                    24                    1/21/2036
      104046        Single Family Detached                Cash Out Refinance                    24                    1/21/2013
      104047        Single Family Detached                Cash Out Refinance                    24                    1/21/2036
      104048        Single Family Detached                Cash Out Refinance                    24                    1/21/2036
      104049        Single Family Detached                Cash Out Refinance                    24                    1/21/2036
      104051        2-4 Units                             Cash Out Refinance                    24                    1/23/2016
      104052        2-4 Units                             Cash Out Refinance                    24                    1/23/2026
      104055        Single Family Detached                Cash Out Refinance                    24                    1/23/2026
      104056        Single Family Detached                Cash Out Refinance                    24                    1/23/2021
      104057        Single Family Detached                Cash Out Refinance                    24                    1/23/2036
      104058        Single Family Attached                Cash Out Refinance                    24                    1/23/2036
      104059        Single Family Detached                Cash Out Refinance                    24                    1/23/2036
      104060        Single Family Detached                Cash Out Refinance                    24                    1/23/2036
      104061        Single Family Detached                Cash Out Refinance                    24                    1/23/2026
      104063        PUD Attached                          Cash Out Refinance                    24                    1/23/2036
      104071        Single Family Detached                Cash Out Refinance                    24                    1/24/2036
      104072        PUD Attached                          Cash Out Refinance                    24                    1/24/2036
      104074        Single Family Detached                Cash Out Refinance                    24                    1/24/2021
      104075        Single Family Detached                Cash Out Refinance                    24                    1/24/2036
      104077        Single Family Detached                Cash Out Refinance                    24                    1/24/2036
      104079        Single Family Detached                Cash Out Refinance                    24                    1/24/2036
      104080        Single Family Detached                Cash Out Refinance                    24                    1/24/2036
      104082        Single Family Detached                Cash Out Refinance                    24                    1/24/2036
      104085        Single Family Detached                Cash Out Refinance                    24                    1/24/2036
      104088        Single Family Detached                Cash Out Refinance                    24                    1/24/2026
      104090        Single Family Detached                Cash Out Refinance                    24                    1/24/2036
      104092        Single Family Detached                Cash Out Refinance                    24                    1/25/2036
      104093        PUD Detached                          Cash Out Refinance                    24                    1/25/2036
      104094        Single Family Detached                Cash Out Refinance                    24                    1/25/2036
      104095        Single Family Detached                Cash Out Refinance                    24                    1/25/2036
      104104        Single Family Detached                Cash Out Refinance                    24                    1/25/2016
      104105        Single Family Detached                Cash Out Refinance                    24                    1/25/2036
      104108        Single Family Detached                Cash Out Refinance                    24                    1/25/2036
      104109        Single Family Detached                Cash Out Refinance                    24                    1/25/2036
      104110        Single Family Detached                Cash Out Refinance                    24                    1/25/2036
      104111        PUD Detached                          Cash Out Refinance                    24                    1/25/2036
      104116        Single Family Detached                Cash Out Refinance                    24                    1/25/2026
      104121        Single Family Detached                Cash Out Refinance                    24                    1/27/2036
      104123        Single Family Attached                Cash Out Refinance                    36                    1/27/2021
      104124        Single Family Detached                Cash Out Refinance                    24                    1/27/2036
      104127        Single Family Detached                Cash Out Refinance                    24                    1/27/2036
      104131        Single Family Detached                Cash Out Refinance                    24                    1/27/2036
      104135        2-4 Units                             Cash Out Refinance                    24                    1/27/2036
      104136        Single Family Attached                Cash Out Refinance                    24                    1/28/2036
      104138        Single Family Attached                Cash Out Refinance                    24                    1/28/2021
      104139        PUD Detached                          Cash Out Refinance                    24                    1/28/2036
      104142        Single Family Detached                Cash Out Refinance                    24                    1/28/2036
      104143        Single Family Detached                Cash Out Refinance                    24                    1/28/2036
      104144        Single Family Detached                Cash Out Refinance                    24                    1/28/2036
      104150        PUD Detached                          Cash Out Refinance                    24                    1/28/2021
      104153        Single Family Detached                Cash Out Refinance                    24                    1/28/2036
      104155        Single Family Detached                Cash Out Refinance                    24                    1/28/2036
      104156        Single Family Detached                Cash Out Refinance                    24                    1/28/2036
      104157        Condominium                           Cash Out Refinance                    24                    1/28/2036
      104159        Single Family Detached                Cash Out Refinance                    24                    1/28/2036
      104160        Single Family Detached                Cash Out Refinance                    24                    1/28/2016
      104161        Single Family Detached                Cash Out Refinance                    24                    1/28/2036
      104164        Single Family Detached                Cash Out Refinance                    24                    1/28/2036
      104168        Single Family Attached                Cash Out Refinance                    24                    1/28/2036
      104172        Single Family Detached                Cash Out Refinance                    24                    1/28/2036
      104175        Single Family Detached                Cash Out Refinance                    24                    1/28/2036
      104176        Single Family Detached                Cash Out Refinance                    24                    1/28/2036
      104177        Single Family Detached                Cash Out Refinance                    24                    1/28/2036
      104179        Single Family Attached                Cash Out Refinance                    24                    1/28/2021
      104183        Single Family Detached                Cash Out Refinance                    24                    1/28/2026
      104186        Single Family Detached                Cash Out Refinance                    24                    1/28/2036
      104187        Single Family Detached                Cash Out Refinance                    24                    1/28/2036
      104189        Single Family Detached                Cash Out Refinance                    24                    1/28/2036
      104195        Single Family Detached                Cash Out Refinance                    24                    1/28/2021
      104196        Single Family Detached                Cash Out Refinance                    24                    1/28/2036
      104197        Single Family Detached                Cash Out Refinance                    24                    1/28/2036
      104198        Single Family Detached                Cash Out Refinance                    24                     2/1/2036
      104200        Single Family Detached                Cash Out Refinance                    24                     2/1/2021
      104202        Single Family Detached                Cash Out Refinance                    24                     2/1/2036
      104203        Single Family Detached                Cash Out Refinance                    24                     2/1/2036
      104205        Single Family Detached                Cash Out Refinance                    24                     2/1/2036
      104209        Single Family Detached                Cash Out Refinance                    24                     2/1/2036
      104210        Single Family Detached                Cash Out Refinance                    24                     2/1/2036
      104211        Single Family Detached                Cash Out Refinance                    24                     2/1/2036
      104212        Single Family Attached                Cash Out Refinance                    24                     2/1/2036
      104213        Single Family Detached                Cash Out Refinance                    24                     2/1/2036
      104221        Single Family Detached                Cash Out Refinance                    24                     2/2/2036
      104222        Single Family Detached                Cash Out Refinance                    24                     2/2/2026
      104223        PUD Detached                          Cash Out Refinance                    24                     2/2/2036
      104227        Single Family Detached                Cash Out Refinance                    36                     2/3/2036
      104229        Single Family Detached                Cash Out Refinance                    24                     2/3/2036
      104230        Single Family Detached                Cash Out Refinance                    24                     2/3/2036
      104235        Single Family Detached                Cash Out Refinance                    24                     2/3/2021
      104236        Single Family Detached                Cash Out Refinance                    24                     2/3/2036
      104237        Single Family Detached                Cash Out Refinance                    24                     2/3/2036
      104238        Single Family Detached                Cash Out Refinance                    24                     2/3/2036
      104241        Single Family Detached                Cash Out Refinance                    24                     2/3/2026
      104244        Single Family Detached                Cash Out Refinance                    24                     2/3/2036
      104245        Single Family Detached                Cash Out Refinance                    24                     2/3/2036
      104246        Single Family Detached                Cash Out Refinance                    24                     2/3/2036
      104247        2-4 Units                             Cash Out Refinance                    24                     2/3/2036
      104249        2-4 Units                             Cash Out Refinance                    24                     2/3/2036
      104254        Single Family Detached                Cash Out Refinance                    24                     2/4/2021
      104256        Single Family Detached                Cash Out Refinance                    24                     2/4/2036
      104260        Single Family Detached                Cash Out Refinance                    24                     2/4/2036
      104262        Single Family Detached                Cash Out Refinance                    24                     2/4/2036
      104264        Single Family Detached                Cash Out Refinance                    24                     2/4/2021
      104268        Single Family Detached                Cash Out Refinance                    24                     2/4/2036
      104270        Single Family Detached                Cash Out Refinance                    24                     2/4/2036
      104272        Single Family Attached                Cash Out Refinance                    24                     2/4/2036
      104273        Single Family Detached                Cash Out Refinance                    24                     2/4/2036
      104274        Single Family Detached                Cash Out Refinance                    24                     2/4/2036
      104275        Single Family Detached                Cash Out Refinance                    24                     2/4/2036
      104276        PUD Detached                          Cash Out Refinance                    24                     2/4/2036
      104279        Single Family Detached                Cash Out Refinance                    24                     2/4/2036
      104280        Single Family Detached                Cash Out Refinance                    24                     2/4/2026
      104281        Single Family Detached                Cash Out Refinance                    24                     2/4/2036
      104283        Single Family Attached                Cash Out Refinance                    24                     2/4/2021
      104288        Single Family Attached                Cash Out Refinance                    24                     2/4/2036
      104294        Single Family Detached                Cash Out Refinance                    24                     2/4/2021
      104295        Single Family Detached                Cash Out Refinance                    24                     2/4/2036
      104338        PUD Detached                          Cash Out Refinance                    24                    2/13/2036
      104390        Single Family Attached                Cash Out Refinance                     0                    2/23/2036


                                              life rate              first rate              period rate               next payment
    loan number             margin            change cap             change cap               change cap               change date
------------------------------------------------------------------------------------------------------------------------------------
      103766                  6.5                6                        2                       1                     1/23/2008
      103807                  6.5                6                        2                       1                     1/27/2008
      103809                 6.25                6                        2                       1                     1/28/2008
      103811                  6.5                6                        2                       1                     1/28/2008
      103812                 8.75                8                        3                       1                     1/28/2008
      103814                 9.09                8                        3                       1                     1/28/2008
      103815                 7.25                6                        2                       1                     1/28/2008
      103817                 8.25                8                        3                       1                     1/28/2008
      103818                 9.25                6                        2                       1                     1/28/2008
      103819                    8                8                        3                       1                     1/28/2008
      103821                    0                0                        0                       0
      103822                 6.74                8                        3                       1                     1/28/2008
      103823                  6.5                6                        2                       1                     1/28/2008
      103824                 6.74                6                        2                       1                     1/29/2008
      103828                    7                6                        2                       1                     1/29/2008
      103831                 6.24                6                        2                       1                     1/29/2008
      103833                 7.07                6                        2                       1                     1/29/2008
      103834                 7.24                6                        2                       1                     1/30/2008
      103836                    7                6                        2                       1                     1/30/2008
      103838                  7.5                6                        2                       1                     1/30/2008
      103840                  6.5                6                        2                       1                     1/30/2008
      103842                  7.5                6                        2                       1                     1/30/2008
      103848                 8.25                8                        3                       1                     1/31/2008
      103851                 9.75                8                        3                       1                     1/31/2008
      103852                    7                6                        2                       1                     1/31/2008
      103854                 7.74                6                        2                       1                     1/31/2008
      103855                  5.5                6                        2                       1                     1/31/2008
      103856                  8.3                6                        2                       1                     1/31/2008
      103857                 7.74                6                        2                       1                     1/31/2008
      103859                    7                6                        2                       1                     2/3/2008
      103861                    0                0                        0                       0
      103862                 8.74                8                        3                       1                     2/3/2008
      103863                    0                0                        0                       0
      103866                    7                6                        2                       1                     2/3/2008
      103867                  6.5                6                        2                       1                     2/3/2008
      103868                  6.5                6                        2                       1                     2/4/2008
      103870                    7                6                        2                       1                     2/4/2008
      103874                    7                6                        2                       1                     2/4/2008
      103877                 8.27                6                        2                       1                     2/4/2008
      103878                  7.5                6                        2                       1                     2/4/2008
      103879                 7.74                6                        2                       1                     2/4/2008
      103880                 5.74                6                        2                       1                     2/4/2008
      103885                 9.24                8                        3                       1                     2/4/2008
      103889                 6.74                6                        2                       1                     2/5/2008
      103891                 9.49                8                        3                       1                     2/5/2008
      103896                  7.5                6                        2                       1                     2/5/2008
      103897                    0                0                        0                       0
      103898                 7.75                6                        2                       1                     2/5/2008
      103899                    7                6                        2                       1                     2/5/2008
      103900                 6.74                8                        3                       1                     2/5/2008
      103904                  7.5                8                        3                       1                     2/5/2008
      103906                 8.25                8                        3                       1                     2/5/2008
      103909                    0                0                        0                       0
      103910                    0                0                        0                       0
      103913                 7.25                6                        2                       1                     2/5/2008
      103915                 8.25                8                        3                       1                     2/5/2008
      103924                    0                0                        0                       0
      103925                 8.25                6                        2                       1                     2/5/2008
      103926                 7.51                6                        2                       1                     2/5/2008
      103929                 8.26                8                        3                       1                     2/5/2008
      103933                  6.5                6                        2                       1                     2/5/2008
      103935                    7                6                        2                       1                     2/6/2008
      103936                  6.5                6                        2                       1                     2/6/2008
      103937                  7.5                6                        2                       1                     2/6/2008
      103939                    7                6                        2                       1                     2/6/2008
      103940                    0                0                        0                       0
      103941                 7.25                6                        2                       1                     2/6/2008
      103942                 7.74                6                        2                       1                     2/6/2008
      103943                  7.5                8                        3                       1                     2/6/2008
      103947                  6.5                6                        2                       1                     2/9/2008
      103948                 5.74                6                        2                       1                     2/9/2008
      103949                 7.24                6                        2                       1                     2/9/2008
      103950                 7.74                6                        2                       1                     2/10/2008
      103952                    0                0                        0                       0
      103954                  6.3                6                        2                       1                     2/10/2008
      103956                 6.75                6                        2                       1                     2/11/2008
      103959                  7.5                6                        2                       1                     2/11/2008
      103962                 9.75                8                        3                       1                     2/13/2008
      103964                  6.5                6                        2                       1                     2/13/2008
      103965                 7.75                6                        2                       1                     2/13/2008
      103967                  6.5                6                        2                       1                     2/13/2008
      103970                  7.5                6                        2                       1                     2/13/2008
      103972                    7                6                        2                       1                     2/14/2008
      103973                 7.34                8                        3                       1                     2/14/2008
      103974                  6.5                6                        2                       1                     2/14/2008
      103976                 7.74                8                        3                       1                     2/14/2008
      103979                    8                6                        2                       1                     2/14/2008
      103982                  6.5                6                        2                       1                     2/14/2008
      103985                  7.5                6                        2                       1                     2/17/2008
      103987                  7.5                6                        2                       1                     2/17/2008
      103988                  7.5                8                        3                       1                     2/17/2008
      103990                 6.74                6                        2                       1                     2/17/2008
      103992                 6.25                6                        2                       1                     2/17/2008
      103994                  7.5                6                        2                       1                     2/18/2008
      103996                 7.25                6                        2                       1                     2/18/2008
      104000                  5.5                6                        2                       1                     2/18/2008
      104001                 9.71                8                        3                       1                     2/18/2008
      104004                    7                6                        2                       1                     2/18/2008
      104005                  6.4                6                        2                       1                     2/18/2008
      104006                  7.5                6                        2                       1                     2/18/2008
      104011                 7.75                6                        2                       1                     2/18/2008
      104012                 5.75                6                        2                       1                     2/19/2008
      104015                  7.5                6                        2                       1                     2/19/2008
      104017                 8.74                8                        3                       1                     2/19/2008
      104019                  7.5                6                        2                       1                     2/19/2008
      104021                    6                6                        2                       1                     2/19/2008
      104022                 6.24                6                        2                       1                     2/19/2008
      104023                  6.5                6                        2                       1                     2/19/2008
      104026                 8.25                8                        3                       1                     2/19/2008
      104028                 8.25                8                        3                       1                     2/19/2008
      104030                 7.75                8                        3                       1                     2/21/2008
      104031                 7.74                6                        2                       1                     2/21/2008
      104032                    7                6                        2                       1                     2/21/2008
      104034                  7.5                6                        2                       1                     2/21/2008
      104037                    7                6                        2                       1                     2/21/2008
      104039                  6.5                6                        2                       1                     2/21/2008
      104042                 7.75                6                        2                       1                     2/21/2008
      104044                  5.5                6                        2                       1                     2/21/2008
      104046                    6                6                        2                       1                     2/21/2008
      104047                 7.25                6                        2                       1                     2/21/2008
      104048                 7.74                6                        2                       1                     2/21/2008
      104049                 5.74                6                        2                       1                     2/21/2008
      104051                 8.25                8                        3                       1                     2/23/2008
      104052                 7.74                6                        2                       1                     2/23/2008
      104055                  7.5                6                        2                       1                     2/23/2008
      104056                 5.74                6                        2                       1                     2/23/2008
      104057                  5.5                6                        2                       1                     2/23/2008
      104058                 5.75                6                        2                       1                     2/23/2008
      104059                 7.93                6                        2                       1                     2/23/2008
      104060                 7.74                6                        2                       1                     2/23/2008
      104061                 6.24                6                        2                       1                     2/23/2008
      104063                  7.5                6                        2                       1                     2/23/2008
      104071                 8.04                8                        3                       1                     2/24/2008
      104072                 6.74                6                        2                       1                     2/24/2008
      104074                    7                6                        2                       1                     2/24/2008
      104075                  6.5                6                        2                       1                     2/24/2008
      104077                  6.5                6                        2                       1                     2/24/2008
      104079                 8.42                6                        2                       1                     2/24/2008
      104080                  6.5                6                        2                       1                     2/24/2008
      104082                  6.5                6                        2                       1                     2/24/2008
      104085                    7                6                        2                       1                     2/24/2008
      104088                 6.25                6                        2                       1                     2/24/2008
      104090                 6.09                6                        2                       1                     2/24/2008
      104092                 6.24                6                        2                       1                     2/25/2008
      104093                 8.25                8                        3                       1                     2/25/2008
      104094                 7.16                6                        2                       1                     2/25/2008
      104095                  6.5                6                        2                       1                     2/25/2008
      104104                 7.75                6                        2                       1                     2/25/2008
      104105                 8.24                8                        3                       1                     2/25/2008
      104108                    6                6                        2                       1                     2/25/2008
      104109                    6                6                        2                       1                     2/25/2008
      104110                 8.22                8                        3                       1                     2/25/2008
      104111                 7.74                6                        2                       1                     2/25/2008
      104116                    6                6                        2                       1                     2/25/2008
      104121                    7                6                        2                       1                     2/27/2008
      104123                  7.5                6                        2                       1                     2/27/2009
      104124                  6.5                6                        2                       1                     2/27/2008
      104127                    7                6                        2                       1                     2/27/2008
      104131                    7                8                        3                       1                     2/27/2008
      104135                 6.74                6                        2                       1                     2/27/2008
      104136                  6.5                6                        2                       1                     2/28/2008
      104138                 5.74                6                        2                       1                     2/28/2008
      104139                  7.5                6                        2                       1                     2/28/2008
      104142                 7.74                6                        2                       1                     2/28/2008
      104143                  6.5                6                        2                       1                     2/28/2008
      104144                    7                6                        2                       1                     2/28/2008
      104150                  7.5                6                        2                       1                     2/28/2008
      104153                 8.74                8                        3                       1                     2/28/2008
      104155                 6.35                6                        2                       1                     2/28/2008
      104156                 8.31                8                        3                       1                     2/28/2008
      104157                 6.74                8                        3                       1                     2/28/2008
      104159                 8.75                8                        3                       1                     2/28/2008
      104160                 8.74                8                        3                       1                     2/28/2008
      104161                    7                6                        2                       1                     2/28/2008
      104164                 6.74                6                        2                       1                     2/28/2008
      104168                 7.25                6                        2                       1                     2/28/2008
      104172                    7                6                        2                       1                     2/28/2008
      104175                 8.24                6                        2                       1                     2/28/2008
      104176                 6.36                6                        2                       1                     2/28/2008
      104177                    7                6                        2                       1                     2/28/2008
      104179                 9.24                8                        3                       1                     2/28/2008
      104183                 8.74                8                        3                       1                     2/28/2008
      104186                    6                6                        2                       1                     2/28/2008
      104187                   10                6                        2                       1                     2/28/2008
      104189                    8                8                        3                       1                     2/28/2008
      104195                  7.5                6                        2                       1                     2/28/2008
      104196                  7.5                6                        2                       1                     2/28/2008
      104197                 7.25                6                        2                       1                     2/28/2008
      104198                    7                6                        2                       1                     3/1/2008
      104200                  6.5                6                        2                       1                     3/1/2008
      104202                  7.5                6                        2                       1                     3/1/2008
      104203                 6.74                6                        2                       1                     3/1/2008
      104205                  6.5                6                        2                       1                     3/1/2008
      104209                  7.5                8                        3                       1                     3/1/2008
      104210                  7.9                6                        2                       1                     3/1/2008
      104211                 8.08                6                        2                       1                     3/1/2008
      104212                  7.5                6                        2                       1                     3/1/2008
      104213                 6.25                6                        2                       1                     3/1/2008
      104221                 7.75                8                        3                       1                     3/2/2008
      104222                 8.24                8                        3                       1                     3/2/2008
      104223                    7                6                        2                       1                     3/2/2008
      104227                 6.74                6                        2                       1                     3/3/2009
      104229                    7                6                        2                       1                     3/3/2008
      104230                 8.41                6                        2                       1                     3/3/2008
      104235                 8.74                8                        3                       1                     3/3/2008
      104236                  6.5                6                        2                       1                     3/3/2008
      104237                 9.24                8                        3                       1                     3/3/2008
      104238                 8.27                8                        3                       1                     3/3/2008
      104241                 8.25                8                        3                       1                     3/3/2008
      104244                 6.25                6                        2                       1                     3/3/2008
      104245                 7.25                6                        2                       1                     3/3/2008
      104246                 6.25                6                        2                       1                     3/3/2008
      104247                    7                6                        2                       1                     3/3/2008
      104249                    7                6                        2                       1                     3/3/2008
      104254                    6                6                        2                       1                     3/4/2008
      104256                 6.74                6                        2                       1                     3/4/2008
      104260                 7.24                6                        2                       1                     3/4/2008
      104262                 6.25                8                        3                       1                     3/4/2008
      104264                    7                6                        2                       1                     3/4/2008
      104268                    8                6                        2                       1                     3/4/2008
      104270                    7                6                        2                       1                     3/4/2008
      104272                    7                6                        2                       1                     3/4/2008
      104273                 6.25                8                        3                       1                     3/4/2008
      104274                 4.74                6                        2                       1                     3/4/2008
      104275                 8.34                6                        2                       1                     3/4/2008
      104276                  7.5                6                        2                       1                     3/4/2008
      104279                    7                8                        3                       1                     3/4/2008
      104280                 8.25                8                        3                       1                     3/4/2008
      104281                 6.74                6                        2                       1                     3/4/2008
      104283                    7                6                        2                       0                     3/4/2008
      104288                 6.74                6                        2                       1                     3/4/2008
      104294                 7.74                8                        3                       1                     3/4/2008
      104295                 8.07                6                        2                       1                     3/4/2008
      104338                  7.5                8                        3                       1                     3/13/2008
      104390                    0                0                        0                       0

                               original
                               interest                                                                            adjustable
    loan number                  rate     prepay flag         fico score         first payment date                rate code
-----------------------------------------------------------------------------------------------------------------------------
      103766                     7.75          Y                 669                  1/23/2006                        A
      103807                     7.75          Y                 620                  1/27/2006                        A
      103809                      7.5          Y                 667                  1/28/2006                        A
      103811                     7.75          N                 637                  1/28/2006                        A
      103812                       10          Y                 591                  1/28/2006                        A
      103814                    10.34          Y                 596                  1/28/2006                        A
      103815                      8.5          N                 593                  1/28/2006                        A
      103817                      9.5          Y                 612                  1/28/2006                        A
      103818                     10.5          N                 549                  1/28/2006                        A
      103819                     9.75          N                 560                  1/28/2006                        A
      103821                        0          N                 657                  1/28/2006                        F
      103822                     7.99          Y                 620                  1/28/2006                        A
      103823                     7.75          N                 663                  1/28/2006                        A
      103824                     7.99          Y                 584                  1/29/2006                        A
      103828                     8.25          Y                 578                  1/29/2006                        A
      103831                     7.49          N                 655                  1/29/2006                        A
      103833                     8.32          Y                 530                  1/29/2006                        A
      103834                     8.49          Y                 591                  1/30/2006                        A
      103836                     8.25          Y                 611                  1/30/2006                        A
      103838                     8.75          Y                 580                  1/30/2006                        A
      103840                     7.75          Y                 600                  1/30/2006                        A
      103842                     8.75          Y                 632                  1/30/2006                        A
      103848                      9.5          Y                 612                  1/31/2006                        A
      103851                       11          Y                 558                  1/31/2006                        A
      103852                     8.25          N                 623                  1/31/2006                        A
      103854                     8.99          Y                 553                  1/31/2006                        A
      103855                     6.75          N                 610                  1/31/2006                        A
      103856                     9.55          N                 549                  1/31/2006                        A
      103857                     8.99          N                 604                  1/31/2006                        A
      103859                     8.25          Y                 628                  2/3/2006                         A
      103861                        0          N                 600                  2/3/2006                         F
      103862                     9.99          N                 579                  2/3/2006                         A
      103863                        0          N                 573                  2/3/2006                         F
      103866                     8.25          Y                 609                  2/3/2006                         A
      103867                     7.75          Y                 643                  2/3/2006                         A
      103868                     7.75          Y                 654                  2/4/2006                         A
      103870                     8.25          N                 632                  2/4/2006                         A
      103874                     8.25          N                 604                  2/4/2006                         A
      103877                     9.52          N                 538                  2/4/2006                         A
      103878                     8.75          Y                 548                  2/4/2006                         A
      103879                     8.99          Y                 568                  2/4/2006                         A
      103880                     6.99          Y                 636                  2/4/2006                         A
      103885                    10.49          N                 625                  2/4/2006                         A
      103889                     7.99          N                 625                  2/5/2006                         A
      103891                    10.74          Y                 526                  2/5/2006                         A
      103896                     8.75          N                 596                  2/5/2006                         A
      103897                        0          N                 638                  2/5/2006                         F
      103898                        9          Y                 570                  2/5/2006                         A
      103899                     8.25          N                  0                   2/5/2006                         A
      103900                     7.99          N                 671                  2/5/2006                         A
      103904                     8.75          Y                 584                  2/5/2006                         A
      103906                      9.5          Y                 631                  2/5/2006                         A
      103909                        0          Y                 559                  2/5/2006                         F
      103910                        0          N                 592                  2/5/2006                         F
      103913                      8.5          Y                  0                   2/5/2006                         A
      103915                      9.5          Y                 604                  2/5/2006                         A
      103924                        0          Y                 594                  2/5/2006                         F
      103925                      9.5          Y                 544                  2/5/2006                         A
      103926                     8.76          Y                 583                  2/5/2006                         A
      103929                     9.51          N                 538                  2/5/2006                         A
      103933                     7.75          Y                 651                  2/5/2006                         A
      103935                     8.25          Y                 622                  2/6/2006                         A
      103936                     7.75          Y                 597                  2/6/2006                         A
      103937                     8.75          N                 574                  2/6/2006                         A
      103939                     8.25          Y                 609                  2/6/2006                         A
      103940                        0          N                 650                  2/6/2006                         F
      103941                      8.5          Y                 592                  2/6/2006                         A
      103942                     8.99          Y                 567                  2/6/2006                         A
      103943                     8.75          Y                 586                  2/6/2006                         A
      103947                     7.75          Y                 633                  2/9/2006                         A
      103948                     6.99          Y                 727                  2/9/2006                         A
      103949                     8.49          Y                 579                  2/9/2006                         A
      103950                     8.99          Y                 571                  2/10/2006                        A
      103952                        0          N                 646                  2/10/2006                        F
      103954                     7.55          Y                 535                  2/10/2006                        A
      103956                        8          Y                 606                  2/11/2006                        A
      103959                     8.75          N                 590                  2/11/2006                        A
      103962                       11          Y                 567                  2/13/2006                        A
      103964                     7.75          Y                 651                  2/13/2006                        A
      103965                        9          Y                 551                  2/13/2006                        A
      103967                     7.75          Y                 627                  2/13/2006                        A
      103970                     8.75          Y                 552                  2/13/2006                        A
      103972                     8.25          Y                 557                  2/14/2006                        A
      103973                     8.59          N                 546                  2/14/2006                        A
      103974                     7.75          Y                 588                  2/14/2006                        A
      103976                     8.99          Y                 538                  2/14/2006                        A
      103979                     9.25          Y                 606                  2/14/2006                        A
      103982                     7.75          Y                 626                  2/14/2006                        A
      103985                     8.75          N                 583                  2/17/2006                        A
      103987                     8.75          N                 577                  2/17/2006                        A
      103988                     8.75          Y                 587                  2/17/2006                        A
      103990                     7.99          N                 630                  2/17/2006                        A
      103992                      7.5          N                 652                  2/17/2006                        A
      103994                     8.75          Y                 557                  2/18/2006                        A
      103996                      8.5          Y                 588                  2/18/2006                        A
      104000                     6.75          N                 712                  2/18/2006                        A
      104001                    10.96          Y                 539                  2/18/2006                        A
      104004                     8.25          Y                 621                  2/18/2006                        A
      104005                     7.65          Y                 596                  2/18/2006                        A
      104006                     8.75          Y                 577                  2/18/2006                        A
      104011                        9          Y                 558                  2/18/2006                        A
      104012                        7          N                 673                  2/19/2006                        A
      104015                     8.75          Y                 557                  2/19/2006                        A
      104017                     9.99          Y                 638                  2/19/2006                        A
      104019                     8.75          Y                 592                  2/19/2006                        A
      104021                     7.25          N                 727                  2/19/2006                        A
      104022                     7.49          Y                 659                  2/19/2006                        A
      104023                     7.75          Y                 630                  2/19/2006                        A
      104026                      9.5          N                 543                  2/19/2006                        A
      104028                      9.5          Y                 600                  2/19/2006                        A
      104030                        9          Y                 578                  2/21/2006                        A
      104031                     8.99          Y                 557                  2/21/2006                        A
      104032                     8.25          Y                 615                  2/21/2006                        A
      104034                     8.75          Y                 572                  2/21/2006                        A
      104037                     8.25          N                 616                  2/21/2006                        A
      104039                     7.75          Y                 605                  2/21/2006                        A
      104042                        9          Y                 496                  2/21/2006                        A
      104044                     6.75          Y                 656                  2/21/2006                        A
      104046                     7.25          Y                 684                  2/21/2006                        A
      104047                      8.5          Y                 576                  2/21/2006                        A
      104048                     8.99          N                 562                  2/21/2006                        A
      104049                     6.99          Y                 730                  2/21/2006                        A
      104051                      9.5          Y                 650                  2/23/2006                        A
      104052                     8.99          Y                 559                  2/23/2006                        A
      104055                     8.75          Y                 595                  2/23/2006                        A
      104056                     6.99          Y                 684                  2/23/2006                        A
      104057                     6.75          Y                 636                  2/23/2006                        A
      104058                        7          Y                 675                  2/23/2006                        A
      104059                     9.18          Y                 501                  2/23/2006                        A
      104060                     8.99          Y                 595                  2/23/2006                        A
      104061                     7.49          Y                 660                  2/23/2006                        A
      104063                     8.75          N                 596                  2/23/2006                        A
      104071                     9.29          N                 548                  2/24/2006                        A
      104072                     7.99          N                 639                  2/24/2006                        A
      104074                     8.25          Y                 604                  2/24/2006                        A
      104075                     7.75          Y                 651                  2/24/2006                        A
      104077                     7.75          Y                 657                  2/24/2006                        A
      104079                     9.67          N                 528                  2/24/2006                        A
      104080                     7.75          N                 603                  2/24/2006                        A
      104082                     7.75          Y                 628                  2/24/2006                        A
      104085                     8.25          Y                 644                  2/24/2006                        A
      104088                      7.5          Y                 675                  2/24/2006                        A
      104090                     7.34          Y                 545                  2/24/2006                        A
      104092                     7.49          Y                 583                  2/25/2006                        A
      104093                      9.5          Y                 573                  2/25/2006                        A
      104094                     8.41          N                 579                  2/25/2006                        A
      104095                     7.75          Y                 631                  2/25/2006                        A
      104104                        9          N                 553                  2/25/2006                        A
      104105                     9.49          Y                 659                  2/25/2006                        A
      104108                     7.25          N                 614                  2/25/2006                        A
      104109                     7.25          Y                 666                  2/25/2006                        A
      104110                     9.47          Y                 533                  2/25/2006                        A
      104111                     8.99          Y                 560                  2/25/2006                        A
      104116                     7.25          Y                 693                  2/25/2006                        A
      104121                     8.25          N                 633                  2/27/2006                        A
      104123                     8.75          Y                 590                  2/27/2006                        A
      104124                     7.75          Y                 605                  2/27/2006                        A
      104127                     8.25          Y                 596                  2/27/2006                        A
      104131                     8.25          Y                 610                  2/27/2006                        A
      104135                     7.99          Y                 658                  2/27/2006                        A
      104136                     7.75          Y                 609                  2/28/2006                        A
      104138                     6.99          Y                 696                  2/28/2006                        A
      104139                     8.75          Y                 579                  2/28/2006                        A
      104142                     8.99          Y                 565                  2/28/2006                        A
      104143                     7.75          N                 619                  2/28/2006                        A
      104144                     8.25          Y                 602                  2/28/2006                        A
      104150                     8.75          Y                 613                  2/28/2006                        A
      104153                     9.99          N                 571                  2/28/2006                        A
      104155                      7.6          Y                 578                  2/28/2006                        A
      104156                     9.56          N                 571                  2/28/2006                        A
      104157                     7.99          N                 595                  2/28/2006                        A
      104159                       10          N                 577                  2/28/2006                        A
      104160                     9.99          Y                 597                  2/28/2006                        A
      104161                     8.25          Y                 620                  2/28/2006                        A
      104164                     7.99          Y                 606                  2/28/2006                        A
      104168                      8.5          N                 649                  2/28/2006                        A
      104172                     8.25          N                 584                  2/28/2006                        A
      104175                     9.49          Y                 509                  2/28/2006                        A
      104176                     7.61          Y                 561                  2/28/2006                        A
      104177                     8.25          N                 612                  2/28/2006                        A
      104179                    10.49          Y                 593                  2/28/2006                        A
      104183                     9.99          Y                 583                  2/28/2006                        A
      104186                     7.25          Y                 610                  2/28/2006                        A
      104187                    11.25          N                 538                  2/28/2006                        A
      104189                     9.25          Y                 679                  2/28/2006                        A
      104195                     8.75          N                 557                  2/28/2006                        A
      104196                     8.75          Y                 566                  2/28/2006                        A
      104197                      8.5          Y                 572                  2/28/2006                        A
      104198                     8.25          Y                 622                  3/1/2006                         A
      104200                     7.75          Y                 619                  3/1/2006                         A
      104202                     8.75          N                 615                  3/1/2006                         A
      104203                     7.99          Y                 639                  3/1/2006                         A
      104205                     7.75          Y                 607                  3/1/2006                         A
      104209                     8.75          Y                 582                  3/1/2006                         A
      104210                     9.15          Y                  0                   3/1/2006                         A
      104211                     9.33          Y                 570                  3/1/2006                         A
      104212                     8.75          Y                 579                  3/1/2006                         A
      104213                      7.5          N                 676                  3/1/2006                         A
      104221                        9          N                 566                  3/2/2006                         A
      104222                     9.49          Y                 592                  3/2/2006                         A
      104223                     8.25          N                 622                  3/2/2006                         A
      104227                     7.99          Y                 644                  3/3/2006                         A
      104229                     8.25          N                 616                  3/3/2006                         A
      104230                     9.66          N                 539                  3/3/2006                         A
      104235                     9.99          N                 584                  3/3/2006                         A
      104236                     7.75          Y                 649                  3/3/2006                         A
      104237                    10.49          N                 659                  3/3/2006                         A
      104238                     9.52          Y                 553                  3/3/2006                         A
      104241                      9.5          Y                 660                  3/3/2006                         A
      104244                      7.5          Y                 650                  3/3/2006                         A
      104245                      8.5          Y                 576                  3/3/2006                         A
      104246                      7.5          Y                 506                  3/3/2006                         A
      104247                     8.25          Y                 563                  3/3/2006                         A
      104249                     8.25          N                 657                  3/3/2006                         A
      104254                     7.25          N                 664                  3/4/2006                         A
      104256                     7.99          Y                 646                  3/4/2006                         A
      104260                     8.49          Y                 638                  3/4/2006                         A
      104262                      7.5          Y                 560                  3/4/2006                         A
      104264                     8.25          Y                 629                  3/4/2006                         A
      104268                     9.25          Y                  0                   3/4/2006                         A
      104270                     8.25          Y                 641                  3/4/2006                         A
      104272                     8.25          Y                 576                  3/4/2006                         A
      104273                      7.5          N                 633                  3/4/2006                         A
      104274                     5.99          Y                 728                  3/4/2006                         A
      104275                     9.59          N                 530                  3/4/2006                         A
      104276                     8.75          Y                 611                  3/4/2006                         A
      104279                     8.25          Y                 600                  3/4/2006                         A
      104280                      9.5          Y                 667                  3/4/2006                         A
      104281                     7.99          N                 592                  3/4/2006                         A
      104283                     8.25          N                 623                  3/4/2006                         A
      104288                     7.99          Y                 611                  3/4/2006                         A
      104294                     8.99          Y                 552                  3/4/2006                         A
      104295                     9.32          Y                 577                  3/4/2006                         A
      104338                     8.75          N                 603                  3/13/2006                        A
      104390                     5.99          N                 612                  3/23/2006                        F


    loan number          amortization term         as of date           remaining term (months)             seasoning (months)
------------------------------------------------------------------------------------------------------------------------------
      103766                    240                 1/31/2006                     239                               1
      103807                    360                 1/31/2006                     359                               1
      103809                    360                 1/31/2006                     359                               1
      103811                    84                  1/31/2006                     83                                1
      103812                    120                 1/31/2006                     119                               1
      103814                    360                 1/31/2006                     359                               1
      103815                    180                 1/31/2006                     179                               1
      103817                    240                 1/31/2006                     239                               1
      103818                    360                 1/31/2006                     359                               1
      103819                    240                 1/31/2006                     239                               1
      103821                    180                 1/31/2006                     179                               1
      103822                    360                 1/31/2006                     359                               1
      103823                    360                 1/31/2006                     359                               1
      103824                    360                 1/31/2006                     359                               1
      103828                    360                 1/31/2006                     359                               1
      103831                    360                 1/31/2006                     359                               1
      103833                    360                 1/31/2006                     359                               1
      103834                    240                 1/31/2006                     239                               1
      103836                    120                 1/31/2006                     119                               1
      103838                    240                 1/31/2006                     239                               1
      103840                    360                 1/31/2006                     359                               1
      103842                    240                 1/31/2006                     239                               1
      103848                    360                 1/31/2006                     359                               1
      103851                    240                 1/31/2006                     239                               1
      103852                    360                 1/31/2006                     359                               1
      103854                    360                 1/31/2006                     359                               1
      103855                    360                 1/31/2006                     359                               1
      103856                    360                 1/31/2006                     359                               1
      103857                    180                 1/31/2006                     179                               1
      103859                    180                 1/31/2006                     180                               0
      103861                    360                 1/31/2006                     360                               0
      103862                    360                 1/31/2006                     360                               0
      103863                    360                 1/31/2006                     360                               0
      103866                    240                 1/31/2006                     240                               0
      103867                    360                 1/31/2006                     360                               0
      103868                    360                 1/31/2006                     360                               0
      103870                    180                 1/31/2006                     180                               0
      103874                    240                 1/31/2006                     240                               0
      103877                    360                 1/31/2006                     360                               0
      103878                    360                 1/31/2006                     360                               0
      103879                    240                 1/31/2006                     240                               0
      103880                    360                 1/31/2006                     360                               0
      103885                    360                 1/31/2006                     360                               0
      103889                    360                 1/31/2006                     360                               0
      103891                    180                 1/31/2006                     180                               0
      103896                    240                 1/31/2006                     240                               0
      103897                    240                 1/31/2006                     240                               0
      103898                    360                 1/31/2006                     360                               0
      103899                    360                 1/31/2006                     360                               0
      103900                    360                 1/31/2006                     360                               0
      103904                    360                 1/31/2006                     360                               0
      103906                    360                 1/31/2006                     360                               0
      103909                    240                 1/31/2006                     240                               0
      103910                    360                 1/31/2006                     360                               0
      103913                    360                 1/31/2006                     360                               0
      103915                    360                 1/31/2006                     360                               0
      103924                    360                 1/31/2006                     360                               0
      103925                    240                 1/31/2006                     240                               0
      103926                    360                 1/31/2006                     360                               0
      103929                    360                 1/31/2006                     360                               0
      103933                    360                 1/31/2006                     360                               0
      103935                    240                 1/31/2006                     240                               0
      103936                    360                 1/31/2006                     360                               0
      103937                    360                 1/31/2006                     360                               0
      103939                    360                 1/31/2006                     360                               0
      103940                    360                 1/31/2006                     360                               0
      103941                    360                 1/31/2006                     360                               0
      103942                    120                 1/31/2006                     120                               0
      103943                    360                 1/31/2006                     360                               0
      103947                    240                 1/31/2006                     240                               0
      103948                    240                 1/31/2006                     240                               0
      103949                    360                 1/31/2006                     360                               0
      103950                    360                 1/31/2006                     360                               0
      103952                    360                 1/31/2006                     360                               0
      103954                    360                 1/31/2006                     360                               0
      103956                    240                 1/31/2006                     240                               0
      103959                    180                 1/31/2006                     180                               0
      103962                    240                 1/31/2006                     240                               0
      103964                    240                 1/31/2006                     240                               0
      103965                    360                 1/31/2006                     360                               0
      103967                    240                 1/31/2006                     240                               0
      103970                    360                 1/31/2006                     360                               0
      103972                    360                 1/31/2006                     360                               0
      103973                    360                 1/31/2006                     360                               0
      103974                    360                 1/31/2006                     360                               0
      103976                    240                 1/31/2006                     240                               0
      103979                    240                 1/31/2006                     240                               0
      103982                    180                 1/31/2006                     180                               0
      103985                    180                 1/31/2006                     180                               0
      103987                    360                 1/31/2006                     360                               0
      103988                    360                 1/31/2006                     360                               0
      103990                    120                 1/31/2006                     120                               0
      103992                    360                 1/31/2006                     360                               0
      103994                    360                 1/31/2006                     360                               0
      103996                    360                 1/31/2006                     360                               0
      104000                    120                 1/31/2006                     120                               0
      104001                    360                 1/31/2006                     360                               0
      104004                    360                 1/31/2006                     360                               0
      104005                    360                 1/31/2006                     360                               0
      104006                    360                 1/31/2006                     360                               0
      104011                    360                 1/31/2006                     360                               0
      104012                    360                 1/31/2006                     360                               0
      104015                    360                 1/31/2006                     360                               0
      104017                    360                 1/31/2006                     360                               0
      104019                    360                 1/31/2006                     360                               0
      104021                    180                 1/31/2006                     180                               0
      104022                    360                 1/31/2006                     360                               0
      104023                    120                 1/31/2006                     120                               0
      104026                    360                 1/31/2006                     360                               0
      104028                    180                 1/31/2006                     180                               0
      104030                    360                 1/31/2006                     360                               0
      104031                    360                 1/31/2006                     360                               0
      104032                    180                 1/31/2006                     180                               0
      104034                    360                 1/31/2006                     360                               0
      104037                    240                 1/31/2006                     240                               0
      104039                    360                 1/31/2006                     360                               0
      104042                    360                 1/31/2006                     360                               0
      104044                    360                 1/31/2006                     360                               0
      104046                    84                  1/31/2006                     84                                0
      104047                    360                 1/31/2006                     360                               0
      104048                    360                 1/31/2006                     360                               0
      104049                    360                 1/31/2006                     360                               0
      104051                    120                 1/31/2006                     120                               0
      104052                    240                 1/31/2006                     240                               0
      104055                    240                 1/31/2006                     240                               0
      104056                    180                 1/31/2006                     180                               0
      104057                    360                 1/31/2006                     360                               0
      104058                    360                 1/31/2006                     360                               0
      104059                    360                 1/31/2006                     360                               0
      104060                    360                 1/31/2006                     360                               0
      104061                    240                 1/31/2006                     240                               0
      104063                    360                 1/31/2006                     360                               0
      104071                    360                 1/31/2006                     360                               0
      104072                    360                 1/31/2006                     360                               0
      104074                    180                 1/31/2006                     180                               0
      104075                    360                 1/31/2006                     360                               0
      104077                    360                 1/31/2006                     360                               0
      104079                    360                 1/31/2006                     360                               0
      104080                    360                 1/31/2006                     360                               0
      104082                    360                 1/31/2006                     360                               0
      104085                    360                 1/31/2006                     360                               0
      104088                    240                 1/31/2006                     240                               0
      104090                    360                 1/31/2006                     360                               0
      104092                    360                 1/31/2006                     360                               0
      104093                    360                 1/31/2006                     360                               0
      104094                    360                 1/31/2006                     360                               0
      104095                    360                 1/31/2006                     360                               0
      104104                    120                 1/31/2006                     120                               0
      104105                    360                 1/31/2006                     360                               0
      104108                    360                 1/31/2006                     360                               0
      104109                    360                 1/31/2006                     360                               0
      104110                    360                 1/31/2006                     360                               0
      104111                    360                 1/31/2006                     360                               0
      104116                    240                 1/31/2006                     240                               0
      104121                    360                 1/31/2006                     360                               0
      104123                    180                 1/31/2006                     180                               0
      104124                    360                 1/31/2006                     360                               0
      104127                    360                 1/31/2006                     360                               0
      104131                    360                 1/31/2006                     360                               0
      104135                    360                 1/31/2006                     360                               0
      104136                    360                 1/31/2006                     360                               0
      104138                    180                 1/31/2006                     180                               0
      104139                    360                 1/31/2006                     360                               0
      104142                    360                 1/31/2006                     360                               0
      104143                    360                 1/31/2006                     360                               0
      104144                    360                 1/31/2006                     360                               0
      104150                    180                 1/31/2006                     180                               0
      104153                    360                 1/31/2006                     360                               0
      104155                    360                 1/31/2006                     360                               0
      104156                    360                 1/31/2006                     360                               0
      104157                    360                 1/31/2006                     360                               0
      104159                    360                 1/31/2006                     360                               0
      104160                    120                 1/31/2006                     120                               0
      104161                    360                 1/31/2006                     360                               0
      104164                    360                 1/31/2006                     360                               0
      104168                    360                 1/31/2006                     360                               0
      104172                    360                 1/31/2006                     360                               0
      104175                    360                 1/31/2006                     360                               0
      104176                    360                 1/31/2006                     360                               0
      104177                    360                 1/31/2006                     360                               0
      104179                    180                 1/31/2006                     180                               0
      104183                    240                 1/31/2006                     240                               0
      104186                    360                 1/31/2006                     360                               0
      104187                    360                 1/31/2006                     360                               0
      104189                    360                 1/31/2006                     360                               0
      104195                    180                 1/31/2006                     180                               0
      104196                    360                 1/31/2006                     360                               0
      104197                    360                 1/31/2006                     360                               0
      104198                    360                 1/31/2006                     360                               0
      104200                    180                 1/31/2006                     180                               0
      104202                    360                 1/31/2006                     360                               0
      104203                    360                 1/31/2006                     360                               0
      104205                    360                 1/31/2006                     360                               0
      104209                    360                 1/31/2006                     360                               0
      104210                    360                 1/31/2006                     360                               0
      104211                    360                 1/31/2006                     360                               0
      104212                    360                 1/31/2006                     360                               0
      104213                    360                 1/31/2006                     360                               0
      104221                    360                 1/31/2006                     360                               0
      104222                    240                 1/31/2006                     240                               0
      104223                    360                 1/31/2006                     360                               0
      104227                    360                 1/31/2006                     360                               0
      104229                    360                 1/31/2006                     360                               0
      104230                    360                 1/31/2006                     360                               0
      104235                    180                 1/31/2006                     180                               0
      104236                    360                 1/31/2006                     360                               0
      104237                    360                 1/31/2006                     360                               0
      104238                    360                 1/31/2006                     360                               0
      104241                    240                 1/31/2006                     240                               0
      104244                    360                 1/31/2006                     360                               0
      104245                    360                 1/31/2006                     360                               0
      104246                    360                 1/31/2006                     360                               0
      104247                    360                 1/31/2006                     360                               0
      104249                    360                 1/31/2006                     360                               0
      104254                    180                 1/31/2006                     180                               0
      104256                    360                 1/31/2006                     360                               0
      104260                    360                 1/31/2006                     360                               0
      104262                    360                 1/31/2006                     360                               0
      104264                    180                 1/31/2006                     180                               0
      104268                    360                 1/31/2006                     360                               0
      104270                    360                 1/31/2006                     360                               0
      104272                    360                 1/31/2006                     360                               0
      104273                    360                 1/31/2006                     360                               0
      104274                    360                 1/31/2006                     360                               0
      104275                    360                 1/31/2006                     360                               0
      104276                    360                 1/31/2006                     360                               0
      104279                    360                 1/31/2006                     360                               0
      104280                    240                 1/31/2006                     240                               0
      104281                    360                 1/31/2006                     360                               0
      104283                    180                 1/31/2006                     180                               0
      104288                    360                 1/31/2006                     360                               0
      104294                    180                 1/31/2006                     180                               0
      104295                    360                 1/31/2006                     360                               0
      104338                    360                 1/31/2006                     360                               0
      104390                    360                 1/31/2006                     360                               0


    loan number           first rate change date            next rate change date       interest only flag      interest only term
----------------------------------------------------------------------------------------------------------------------------------
      103766                    12/23/2007                       12/23/2007                      N                       0
      103807                    12/27/2007                       12/27/2007                      N                       0
      103809                    12/28/2007                       12/28/2007                      N                       0
      103811                    12/28/2007                       12/28/2007                      N                       0
      103812                    12/28/2007                       12/28/2007                      N                       0
      103814                    12/28/2007                       12/28/2007                      N                       0
      103815                    12/28/2007                       12/28/2007                      N                       0
      103817                    12/28/2007                       12/28/2007                      N                       0
      103818                    12/28/2007                       12/28/2007                      N                       0
      103819                    12/28/2007                       12/28/2007                      N                       0
      103821                                                                                     N                       0
      103822                    12/28/2007                       12/28/2007                      N                       0
      103823                    12/28/2007                       12/28/2007                      N                       0
      103824                    12/29/2007                       12/29/2007                      N                       0
      103828                    12/29/2007                       12/29/2007                      N                       0
      103831                    12/29/2007                       12/29/2007                      N                       0
      103833                    12/29/2007                       12/29/2007                      N                       0
      103834                    12/30/2007                       12/30/2007                      N                       0
      103836                    12/30/2007                       12/30/2007                      N                       0
      103838                    12/30/2007                       12/30/2007                      N                       0
      103840                    12/30/2007                       12/30/2007                      N                       0
      103842                    12/30/2007                       12/30/2007                      N                       0
      103848                    12/31/2007                       12/31/2007                      N                       0
      103851                    12/31/2007                       12/31/2007                      N                       0
      103852                    12/31/2007                       12/31/2007                      N                       0
      103854                    12/31/2007                       12/31/2007                      N                       0
      103855                    12/31/2007                       12/31/2007                      N                       0
      103856                    12/31/2007                       12/31/2007                      N                       0
      103857                    12/31/2007                       12/31/2007                      N                       0
      103859                     1/3/2008                         1/3/2008                       N                       0
      103861                                                                                     N                       0
      103862                     1/3/2008                         1/3/2008                       N                       0
      103863                                                                                     N                       0
      103866                     1/3/2008                         1/3/2008                       N                       0
      103867                     1/3/2008                         1/3/2008                       N                       0
      103868                     1/4/2008                         1/4/2008                       N                       0
      103870                     1/4/2008                         1/4/2008                       N                       0
      103874                     1/4/2008                         1/4/2008                       N                       0
      103877                     1/4/2008                         1/4/2008                       N                       0
      103878                     1/4/2008                         1/4/2008                       N                       0
      103879                     1/4/2008                         1/4/2008                       N                       0
      103880                     1/4/2008                         1/4/2008                       N                       0
      103885                     1/4/2008                         1/4/2008                       N                       0
      103889                     1/5/2008                         1/5/2008                       N                       0
      103891                     1/5/2008                         1/5/2008                       N                       0
      103896                     1/5/2008                         1/5/2008                       N                       0
      103897                                                                                     N                       0
      103898                     1/5/2008                         1/5/2008                       N                       0
      103899                     1/5/2008                         1/5/2008                       N                       0
      103900                     1/5/2008                         1/5/2008                       N                       0
      103904                     1/5/2008                         1/5/2008                       N                       0
      103906                     1/5/2008                         1/5/2008                       N                       0
      103909                                                                                     N                       0
      103910                                                                                     N                       0
      103913                     1/5/2008                         1/5/2008                       N                       0
      103915                     1/5/2008                         1/5/2008                       N                       0
      103924                                                                                     N                       0
      103925                     1/5/2008                         1/5/2008                       N                       0
      103926                     1/5/2008                         1/5/2008                       N                       0
      103929                     1/5/2008                         1/5/2008                       N                       0
      103933                     1/5/2008                         1/5/2008                       N                       0
      103935                     1/6/2008                         1/6/2008                       N                       0
      103936                     1/6/2008                         1/6/2008                       N                       0
      103937                     1/6/2008                         1/6/2008                       N                       0
      103939                     1/6/2008                         1/6/2008                       N                       0
      103940                                                                                     N                       0
      103941                     1/6/2008                         1/6/2008                       N                       0
      103942                     1/6/2008                         1/6/2008                       N                       0
      103943                     1/6/2008                         1/6/2008                       N                       0
      103947                     1/9/2008                         1/9/2008                       N                       0
      103948                     1/9/2008                         1/9/2008                       N                       0
      103949                     1/9/2008                         1/9/2008                       N                       0
      103950                    1/10/2008                         1/10/2008                      N                       0
      103952                                                                                     N                       0
      103954                    1/10/2008                         1/10/2008                      N                       0
      103956                    1/11/2008                         1/11/2008                      N                       0
      103959                    1/11/2008                         1/11/2008                      N                       0
      103962                    1/13/2008                         1/13/2008                      N                       0
      103964                    1/13/2008                         1/13/2008                      N                       0
      103965                    1/13/2008                         1/13/2008                      N                       0
      103967                    1/13/2008                         1/13/2008                      N                       0
      103970                    1/13/2008                         1/13/2008                      N                       0
      103972                    1/14/2008                         1/14/2008                      N                       0
      103973                    1/14/2008                         1/14/2008                      N                       0
      103974                    1/14/2008                         1/14/2008                      N                       0
      103976                    1/14/2008                         1/14/2008                      N                       0
      103979                    1/14/2008                         1/14/2008                      N                       0
      103982                    1/14/2008                         1/14/2008                      N                       0
      103985                    1/17/2008                         1/17/2008                      N                       0
      103987                    1/17/2008                         1/17/2008                      N                       0
      103988                    1/17/2008                         1/17/2008                      N                       0
      103990                    1/17/2008                         1/17/2008                      N                       0
      103992                    1/17/2008                         1/17/2008                      N                       0
      103994                    1/18/2008                         1/18/2008                      N                       0
      103996                    1/18/2008                         1/18/2008                      N                       0
      104000                    1/18/2008                         1/18/2008                      N                       0
      104001                    1/18/2008                         1/18/2008                      N                       0
      104004                    1/18/2008                         1/18/2008                      N                       0
      104005                    1/18/2008                         1/18/2008                      N                       0
      104006                    1/18/2008                         1/18/2008                      N                       0
      104011                    1/18/2008                         1/18/2008                      N                       0
      104012                    1/19/2008                         1/19/2008                      N                       0
      104015                    1/19/2008                         1/19/2008                      N                       0
      104017                    1/19/2008                         1/19/2008                      N                       0
      104019                    1/19/2008                         1/19/2008                      N                       0
      104021                    1/19/2008                         1/19/2008                      N                       0
      104022                    1/19/2008                         1/19/2008                      N                       0
      104023                    1/19/2008                         1/19/2008                      N                       0
      104026                    1/19/2008                         1/19/2008                      N                       0
      104028                    1/19/2008                         1/19/2008                      N                       0
      104030                    1/21/2008                         1/21/2008                      N                       0
      104031                    1/21/2008                         1/21/2008                      N                       0
      104032                    1/21/2008                         1/21/2008                      N                       0
      104034                    1/21/2008                         1/21/2008                      N                       0
      104037                    1/21/2008                         1/21/2008                      N                       0
      104039                    1/21/2008                         1/21/2008                      N                       0
      104042                    1/21/2008                         1/21/2008                      N                       0
      104044                    1/21/2008                         1/21/2008                      N                       0
      104046                    1/21/2008                         1/21/2008                      N                       0
      104047                    1/21/2008                         1/21/2008                      N                       0
      104048                    1/21/2008                         1/21/2008                      N                       0
      104049                    1/21/2008                         1/21/2008                      N                       0
      104051                    1/23/2008                         1/23/2008                      N                       0
      104052                    1/23/2008                         1/23/2008                      N                       0
      104055                    1/23/2008                         1/23/2008                      N                       0
      104056                    1/23/2008                         1/23/2008                      N                       0
      104057                    1/23/2008                         1/23/2008                      N                       0
      104058                    1/23/2008                         1/23/2008                      N                       0
      104059                    1/23/2008                         1/23/2008                      N                       0
      104060                    1/23/2008                         1/23/2008                      N                       0
      104061                    1/23/2008                         1/23/2008                      N                       0
      104063                    1/23/2008                         1/23/2008                      N                       0
      104071                    1/24/2008                         1/24/2008                      N                       0
      104072                    1/24/2008                         1/24/2008                      N                       0
      104074                    1/24/2008                         1/24/2008                      N                       0
      104075                    1/24/2008                         1/24/2008                      N                       0
      104077                    1/24/2008                         1/24/2008                      N                       0
      104079                    1/24/2008                         1/24/2008                      N                       0
      104080                    1/24/2008                         1/24/2008                      N                       0
      104082                    1/24/2008                         1/24/2008                      N                       0
      104085                    1/24/2008                         1/24/2008                      N                       0
      104088                    1/24/2008                         1/24/2008                      N                       0
      104090                    1/24/2008                         1/24/2008                      N                       0
      104092                    1/25/2008                         1/25/2008                      N                       0
      104093                    1/25/2008                         1/25/2008                      N                       0
      104094                    1/25/2008                         1/25/2008                      N                       0
      104095                    1/25/2008                         1/25/2008                      N                       0
      104104                    1/25/2008                         1/25/2008                      N                       0
      104105                    1/25/2008                         1/25/2008                      N                       0
      104108                    1/25/2008                         1/25/2008                      N                       0
      104109                    1/25/2008                         1/25/2008                      N                       0
      104110                    1/25/2008                         1/25/2008                      N                       0
      104111                    1/25/2008                         1/25/2008                      N                       0
      104116                    1/25/2008                         1/25/2008                      N                       0
      104121                    1/27/2008                         1/27/2008                      N                       0
      104123                    1/27/2009                         1/27/2009                      N                       0
      104124                    1/27/2008                         1/27/2008                      N                       0
      104127                    1/27/2008                         1/27/2008                      N                       0
      104131                    1/27/2008                         1/27/2008                      N                       0
      104135                    1/27/2008                         1/27/2008                      N                       0
      104136                    1/28/2008                         1/28/2008                      N                       0
      104138                    1/28/2008                         1/28/2008                      N                       0
      104139                    1/28/2008                         1/28/2008                      N                       0
      104142                    1/28/2008                         1/28/2008                      N                       0
      104143                    1/28/2008                         1/28/2008                      N                       0
      104144                    1/28/2008                         1/28/2008                      N                       0
      104150                    1/28/2008                         1/28/2008                      N                       0
      104153                    1/28/2008                         1/28/2008                      N                       0
      104155                    1/28/2008                         1/28/2008                      N                       0
      104156                    1/28/2008                         1/28/2008                      N                       0
      104157                    1/28/2008                         1/28/2008                      N                       0
      104159                    1/28/2008                         1/28/2008                      N                       0
      104160                    1/28/2008                         1/28/2008                      N                       0
      104161                    1/28/2008                         1/28/2008                      N                       0
      104164                    1/28/2008                         1/28/2008                      N                       0
      104168                    1/28/2008                         1/28/2008                      N                       0
      104172                    1/28/2008                         1/28/2008                      N                       0
      104175                    1/28/2008                         1/28/2008                      N                       0
      104176                    1/28/2008                         1/28/2008                      N                       0
      104177                    1/28/2008                         1/28/2008                      N                       0
      104179                    1/28/2008                         1/28/2008                      N                       0
      104183                    1/28/2008                         1/28/2008                      N                       0
      104186                    1/28/2008                         1/28/2008                      N                       0
      104187                    1/28/2008                         1/28/2008                      N                       0
      104189                    1/28/2008                         1/28/2008                      N                       0
      104195                    1/28/2008                         1/28/2008                      N                       0
      104196                    1/28/2008                         1/28/2008                      N                       0
      104197                    1/28/2008                         1/28/2008                      N                       0
      104198                     2/1/2008                         2/1/2008                       N                       0
      104200                     2/1/2008                         2/1/2008                       N                       0
      104202                     2/1/2008                         2/1/2008                       N                       0
      104203                     2/1/2008                         2/1/2008                       N                       0
      104205                     2/1/2008                         2/1/2008                       N                       0
      104209                     2/1/2008                         2/1/2008                       N                       0
      104210                     2/1/2008                         2/1/2008                       N                       0
      104211                     2/1/2008                         2/1/2008                       N                       0
      104212                     2/1/2008                         2/1/2008                       N                       0
      104213                     2/1/2008                         2/1/2008                       N                       0
      104221                     2/2/2008                         2/2/2008                       N                       0
      104222                     2/2/2008                         2/2/2008                       N                       0
      104223                     2/2/2008                         2/2/2008                       N                       0
      104227                     2/3/2009                         2/3/2009                       N                       0
      104229                     2/3/2008                         2/3/2008                       N                       0
      104230                     2/3/2008                         2/3/2008                       N                       0
      104235                     2/3/2008                         2/3/2008                       N                       0
      104236                     2/3/2008                         2/3/2008                       N                       0
      104237                     2/3/2008                         2/3/2008                       N                       0
      104238                     2/3/2008                         2/3/2008                       N                       0
      104241                     2/3/2008                         2/3/2008                       N                       0
      104244                     2/3/2008                         2/3/2008                       N                       0
      104245                     2/3/2008                         2/3/2008                       N                       0
      104246                     2/3/2008                         2/3/2008                       N                       0
      104247                     2/3/2008                         2/3/2008                       N                       0
      104249                     2/3/2008                         2/3/2008                       N                       0
      104254                     2/4/2008                         2/4/2008                       N                       0
      104256                     2/4/2008                         2/4/2008                       N                       0
      104260                     2/4/2008                         2/4/2008                       N                       0
      104262                     2/4/2008                         2/4/2008                       N                       0
      104264                     2/4/2008                         2/4/2008                       N                       0
      104268                     2/4/2008                         2/4/2008                       N                       0
      104270                     2/4/2008                         2/4/2008                       N                       0
      104272                     2/4/2008                         2/4/2008                       N                       0
      104273                     2/4/2008                         2/4/2008                       N                       0
      104274                     2/4/2008                         2/4/2008                       N                       0
      104275                     2/4/2008                         2/4/2008                       N                       0
      104276                     2/4/2008                         2/4/2008                       N                       0
      104279                     2/4/2008                         2/4/2008                       N                       0
      104280                     2/4/2008                         2/4/2008                       N                       0
      104281                     2/4/2008                         2/4/2008                       N                       0
      104283                     2/4/2008                         2/4/2008                       N                       0
      104288                     2/4/2008                         2/4/2008                       N                       0
      104294                     2/4/2008                         2/4/2008                       N                       0
      104295                     2/4/2008                         2/4/2008                       N                       0
      104338                    2/13/2008                         2/13/2008                      N                       0
      104390                                                                                     N                       0


    loan number     ltv ratio            silent second flag           months to roll          prepay term     prepay penalty desc
---------------------------------------------------------------------------------------------------------------------------------
      103766                 70.03               N                          23                    36          3% UPB
      103807                 74.68               N                          23                    36          3% UPB
      103809                    75               N                          23                    36          3% UPB
      103811                 44.38               N                          23                     0          None
      103812                    85               N                          23                    36          3% UPB
      103814                    85               N                          23                    36          3% UPB
      103815                    75               N                          23                     0          None
      103817                 83.79               N                          23                    36          3% UPB
      103818                 39.93               N                          23                     0          None
      103819                 56.76               N                          23                     0          None
      103821                 82.84               N                           0                     0          None
      103822                    80               N                          23                    36          3% UPB
      103823                 72.53               N                          23                     0          None
      103824                    80               N                          23                    36          3% UPB
      103828                 15.79               N                          23                    36          3% UPB
      103831                    85               N                          23                     0          None
      103833                    65               N                          23                    36          3% UPB
      103834                 70.38               N                          23                    36          3% UPB
      103836                 40.63               N                          23                    36          3% UPB
      103838                 72.11               N                          23                    36          3% UPB
      103840                 74.14               N                          23                    36          3% UPB
      103842                  58.3               N                          23                    36          3% UPB
      103848                    85               N                          23                    36          3% UPB
      103851                 76.92               N                          23                    36          3% UPB
      103852                 69.64               N                          23                     0          None
      103854                    80               N                          23                    36          3% UPB
      103855                 83.48               N                          23                     0          None
      103856                 52.17               N                          23                     0          None
      103857                 30.73               N                          23                     0          None
      103859                 78.48               N                          24                    36          3% UPB
      103861                    80               N                           0                     0          None
      103862                 75.54               N                          24                     0          None
      103863                 36.08               N                           0                     0          None
      103866                 42.07               N                          24                    36          3% UPB
      103867                 48.08               N                          24                    36          3% UPB
      103868                 67.74               N                          24                    36          3% UPB
      103870                 27.64               N                          24                     0          None
      103874                 79.99               N                          24                     0          None
      103877                 21.22               N                          24                     0          None
      103878                 84.86               N                          24                    36          3% UPB
      103879                 51.66               N                          24                    36          3% UPB
      103880                    72               N                          24                    36          3% UPB
      103885                 84.49               N                          24                     0          None
      103889                    85               N                          24                     0          None
      103891                 54.81               N                          24                    36          3% UPB
      103896                 38.44               N                          24                     0          None
      103897                 73.09               N                           0                     0          None
      103898                    80               N                          24                    36          3% UPB
      103899                    60               N                          24                     0          None
      103900                 46.25               N                          24                     0          None
      103904                 71.04               N                          24                    36          3% UPB
      103906                 81.92               N                          24                    36          3% UPB
      103909                 72.53               N                           0                    36          3% UPB
      103910                    80               N                           0                     0          None
      103913                 84.72               N                          24                    36          3% UPB
      103915                 84.89               N                          24                    36          3% UPB
      103924                    65               N                           0                    36          3% UPB
      103925                 43.38               N                          24                    36          3% UPB
      103926                    50               N                          24                    36          3% UPB
      103929                    70               N                          24                     0          None
      103933                 84.96               N                          24                    36          3% UPB
      103935                 70.19               N                          24                    36          3% UPB
      103936                  55.2               N                          24                    36          3% UPB
      103937                 54.24               N                          24                     0          None
      103939                 71.46               N                          24                    36          3% UPB
      103940                 34.87               N                           0                     0          None
      103941                 78.57               N                          24                    36          3% UPB
      103942                 56.04               N                          24                    36          3% UPB
      103943                 76.38               N                          24                    36          3% UPB
      103947                 77.69               N                          24                    36          3% UPB
      103948                    85               N                          24                    36          3% UPB
      103949                 73.67               N                          24                    36          3% UPB
      103950                 84.88               N                          24                    36          3% UPB
      103952                 79.67               N                           0                     0          None
      103954                    65               N                          24                    36          3% UPB
      103956                 83.33               N                          24                    36          3% UPB
      103959                    85               N                          24                     0          None
      103962                    80               N                          24                    36          3% UPB
      103964                 61.89               N                          24                    36          3% UPB
      103965                 54.43               N                          24                    36          3% UPB
      103967                 69.77               N                          24                    36          3% UPB
      103970                 30.61               N                          24                    36          3% UPB
      103972                 77.51               N                          24                    36          3% UPB
      103973                    70               N                          24                     0          None
      103974                 68.24               N                          24                    36          3% UPB
      103976                  67.8               N                          24                    36          3% UPB
      103979                 45.71               N                          24                    36          3% UPB
      103982                 35.37               N                          24                    36          3% UPB
      103985                 60.35               N                          24                     0          None
      103987                    85               N                          24                     0          None
      103988                    80               N                          24                    36          3% UPB
      103990                    80               N                          24                     0          None
      103992                 79.99               N                          24                     0          None
      103994                 64.52               N                          24                    36          3% UPB
      103996                    75               N                          24                    36          3% UPB
      104000                 19.48               N                          24                     0          None
      104001                    70               N                          24                    36          3% UPB
      104004                 70.82               N                          24                    36          3% UPB
      104005                    70               N                          24                    36          3% UPB
      104006                 25.51               N                          24                    36          3% UPB
      104011                    80               N                          24                    36          3% UPB
      104012                 47.55               N                          24                     0          None
      104015                 44.55               N                          24                    36          3% UPB
      104017                 80.36               N                          24                    36          3% UPB
      104019                 63.79               N                          24                    36          3% UPB
      104021                 50.94               N                          24                     0          None
      104022                    85               N                          24                    36          3% UPB
      104023                 10.33               N                          24                    36          3% UPB
      104026                    70               N                          24                     0          None
      104028                 84.85               N                          24                    36          3% UPB
      104030                 54.83               N                          24                    36          3% UPB
      104031                    80               N                          24                    36          3% UPB
      104032                 58.44               N                          24                    36          3% UPB
      104034                 42.05               N                          24                    36          3% UPB
      104037                 77.28               N                          24                     0          None
      104039                 84.94               N                          24                    36          3% UPB
      104042                  67.2               N                          24                    36          3% UPB
      104044                    85               N                          24                    36          3% UPB
      104046                    85               N                          24                    36          3% UPB
      104047                    85               N                          24                    36          3% UPB
      104048                    80               N                          24                     0          None
      104049                    85               N                          24                    36          3% UPB
      104051                 84.26               N                          24                    36          3% UPB
      104052                 62.93               N                          24                    36          3% UPB
      104055                  60.2               N                          24                    36          3% UPB
      104056                 68.97               N                          24                    36          3% UPB
      104057                    85               N                          24                    36          3% UPB
      104058                    85               N                          24                    36          3% UPB
      104059                    50               N                          24                    36          3% UPB
      104060                    75               N                          24                    36          3% UPB
      104061                 77.59               N                          24                    36          3% UPB
      104063                    85               N                          24                     0          None
      104071                    80               N                          24                     0          None
      104072                 82.27               N                          24                     0          None
      104074                 35.45               N                          24                    36          3% UPB
      104075                 75.08               N                          24                    36          3% UPB
      104077                 61.09               N                          24                    36          3% UPB
      104079                 53.33               N                          24                     0          None
      104080                 32.73               N                          24                     0          None
      104082                  37.5               N                          24                    36          3% UPB
      104085                 60.64               N                          24                    36          3% UPB
      104088                 21.43               N                          24                    36          3% UPB
      104090                 40.56               N                          24                    36          3% UPB
      104092                 34.76               N                          24                    36          3% UPB
      104093                    85               N                          24                    36          3% UPB
      104094                    85               N                          24                     0          None
      104095                 67.96               N                          24                    36          3% UPB
      104104                 34.46               N                          24                     0          None
      104105                 81.25               N                          24                    36          3% UPB
      104108                 58.13               N                          24                     0          None
      104109                 64.35               N                          24                    36          3% UPB
      104110                 69.93               N                          24                    36          3% UPB
      104111                 63.22               N                          24                    36          3% UPB
      104116                    75               N                          24                    36          3% UPB
      104121                  73.8               N                          24                     0          None
      104123                 65.15               N                          36                    36          3% UPB
      104124                 74.23               N                          24                    36          3% UPB
      104127                  61.8               N                          24                    36          3% UPB
      104131                 55.08               N                          24                    36          3% UPB
      104135                 63.64               N                          24                    36          3% UPB
      104136                 54.55               N                          24                    36          3% UPB
      104138                    70               N                          24                    36          3% UPB
      104139                  56.5               N                          24                    36          3% UPB
      104142                    80               N                          24                    36          3% UPB
      104143                 71.74               N                          24                     0          None
      104144                 65.95               N                          24                    36          3% UPB
      104150                 46.74               N                          24                    36          3% UPB
      104153                    85               N                          24                     0          None
      104155                    80               N                          24                    36          3% UPB
      104156                    80               N                          24                     0          None
      104157                 74.72               N                          24                     0          None
      104159                    85               N                          24                     0          None
      104160                    85               N                          24                    36          3% UPB
      104161                  48.6               N                          24                    36          3% UPB
      104164                 56.72               N                          24                    36          3% UPB
      104168                    85               N                          24                     0          None
      104172                 63.49               N                          24                     0          None
      104175                 56.84               N                          24                    36          3% UPB
      104176                    80               N                          24                    36          3% UPB
      104177                 51.12               N                          24                     0          None
      104179                 84.81               N                          24                    36          3% UPB
      104183                    85               N                          24                    36          3% UPB
      104186                 64.56               N                          24                    36          3% UPB
      104187                 32.67               N                          24                     0          None
      104189                 83.24               N                          24                    36          3% UPB
      104195                 50.75               N                          24                     0          None
      104196                 32.26               N                          24                    36          3% UPB
      104197                 23.49               N                          24                    36          3% UPB
      104198                 78.57               N                          24                    36          3% UPB
      104200                    85               N                          24                    36          3% UPB
      104202                    75               N                          24                     0          None
      104203                 53.13               N                          24                    36          3% UPB
      104205                 47.62               N                          24                    36          3% UPB
      104209                    45               N                          24                    36          3% UPB
      104210                 17.36               N                          24                    36          3% UPB
      104211                    34               N                          24                    36          3% UPB
      104212                 40.82               N                          24                    36          3% UPB
      104213                 56.45               N                          24                     0          None
      104221                    85               N                          24                     0          None
      104222                    75               N                          24                    36          3% UPB
      104223                 63.64               N                          24                     0          None
      104227                 52.63               N                          36                    36          3% UPB
      104229                 57.63               N                          24                     0          None
      104230                    85               N                          24                     0          None
      104235                 80.29               N                          24                     0          None
      104236                    60               N                          24                    36          3% UPB
      104237                    85               N                          24                     0          None
      104238                 73.83               N                          24                    36          3% UPB
      104241                 84.98               N                          24                    36          3% UPB
      104244                    71               N                          24                    36          3% UPB
      104245                    80               N                          24                    36          3% UPB
      104246                 49.06               N                          24                    36          3% UPB
      104247                 45.82               N                          24                    36          3% UPB
      104249                  50.5               N                          24                     0          None
      104254                 34.55               N                          24                     0          None
      104256                    85               N                          24                    36          3% UPB
      104260                    85               N                          24                    36          3% UPB
      104262                    75               N                          24                    36          3% UPB
      104264                 38.05               N                          24                    36          3% UPB
      104268                 67.27               N                          24                    36          3% UPB
      104270                 74.81               N                          24                    36          3% UPB
      104272                    69               N                          24                    36          3% UPB
      104273                    85               N                          24                     0          None
      104274                 74.46               N                          24                    36          3% UPB
      104275                 73.33               N                          24                     0          None
      104276                 58.65               N                          24                    36          3% UPB
      104279                    85               N                          24                    36          3% UPB
      104280                  83.5               N                          24                    36          3% UPB
      104281                 53.26               N                          24                     0          None
      104283                    55               N                          24                     0          None
      104288                 83.13               N                          24                    36          3% UPB
      104294                  79.4               N                          24                    36          3% UPB
      104295                    75               N                          24                    36          3% UPB
      104338                 70.94               N                          24                     0          None
      104390                  55.6               N                           0                     0          None


    loan number     product                               delinquency               max rate         mortgage insurance code
----------------------------------------------------------------------------------------------------------------------------
      103766        2/28 6 MO LIBOR                         Current                   13.75                   No MI
      103807        2/28 6 MO LIBOR                         Current                   13.75                   No MI
      103809        2/28 6 MO LIBOR                         Current                    13.5                   No MI
      103811        2/28 6 MO LIBOR                         Current                   13.75                   No MI
      103812        2/28 6 MO LIBOR                         Current                      18                   No MI
      103814        2/28 6 MO LIBOR                         Current                   18.34                   No MI
      103815        2/28 6 MO LIBOR                         Current                    14.5                   No MI
      103817        2/28 6 MO LIBOR                         Current                    17.5                   No MI
      103818        2/28 6 MO LIBOR                         Current                    16.5                   No MI
      103819        2/28 6 MO LIBOR                         Current                   17.75                   No MI
      103821        Fixed Rate                              Current                       0                   No MI
      103822        2/28 6 MO LIBOR                         Current                   15.99                   No MI
      103823        2/28 6 MO LIBOR                         Current                   13.75                   No MI
      103824        2/28 6 MO LIBOR                         Current                   13.99                   No MI
      103828        2/28 6 MO LIBOR                         Current                   14.25                   No MI
      103831        2/28 6 MO LIBOR                         Current                   13.49                   No MI
      103833        2/28 6 MO LIBOR                         Current                   14.32                   No MI
      103834        2/28 6 MO LIBOR                         Current                   14.49                   No MI
      103836        2/28 6 MO LIBOR                         Current                   14.25                   No MI
      103838        2/28 6 MO LIBOR                         Current                   14.75                   No MI
      103840        2/28 6 MO LIBOR                         Current                   13.75                   No MI
      103842        2/28 6 MO LIBOR                         Current                   14.75                   No MI
      103848        2/28 6 MO LIBOR                         Current                    17.5                   No MI
      103851        2/28 6 MO LIBOR                         Current                      19                   No MI
      103852        2/28 6 MO LIBOR                         Current                   14.25                   No MI
      103854        2/28 6 MO LIBOR                         Current                   14.99                   No MI
      103855        2/28 6 MO LIBOR                         Current                   12.75                   No MI
      103856        2/28 6 MO LIBOR                         Current                   15.55                   No MI
      103857        2/28 6 MO LIBOR                         Current                   14.99                   No MI
      103859        2/28 6 MO LIBOR                         Current                   14.25                   No MI
      103861        Fixed Rate                              Current                       0                   No MI
      103862        2/28 6 MO LIBOR                         Current                   17.99                   No MI
      103863        Fixed Rate                              Current                       0                   No MI
      103866        2/28 6 MO LIBOR                         Current                   14.25                   No MI
      103867        2/28 6 MO LIBOR                         Current                   13.75                   No MI
      103868        2/28 6 MO LIBOR                         Current                   13.75                   No MI
      103870        2/28 6 MO LIBOR                         Current                   14.25                   No MI
      103874        2/28 6 MO LIBOR                         Current                   14.25                   No MI
      103877        2/28 6 MO LIBOR                         Current                   15.52                   No MI
      103878        2/28 6 MO LIBOR                         Current                   14.75                   No MI
      103879        2/28 6 MO LIBOR                         Current                   14.99                   No MI
      103880        2/28 6 MO LIBOR                         Current                   12.99                   No MI
      103885        2/28 6 MO LIBOR                         Current                   18.49                   No MI
      103889        2/28 6 MO LIBOR                         Current                   13.99                   No MI
      103891        2/28 6 MO LIBOR                         Current                   18.74                   No MI
      103896        2/28 6 MO LIBOR                         Current                   14.75                   No MI
      103897        Fixed Rate                              Current                       0                   No MI
      103898        2/28 6 MO LIBOR                         Current                      15                   No MI
      103899        2/28 6 MO LIBOR                         Current                   14.25                   No MI
      103900        2/28 6 MO LIBOR                         Current                   15.99                   No MI
      103904        2/28 6 MO LIBOR                         Current                   16.75                   No MI
      103906        2/28 6 MO LIBOR                         Current                    17.5                   No MI
      103909        Fixed Rate                              Current                       0                   No MI
      103910        Fixed Rate                              Current                       0                   No MI
      103913        2/28 6 MO LIBOR                         Current                    14.5                   No MI
      103915        2/28 6 MO LIBOR                         Current                    17.5                   No MI
      103924        Fixed Rate                              Current                       0                   No MI
      103925        2/28 6 MO LIBOR                         Current                    15.5                   No MI
      103926        2/28 6 MO LIBOR                         Current                   14.76                   No MI
      103929        2/28 6 MO LIBOR                         Current                   17.51                   No MI
      103933        2/28 6 MO LIBOR                         Current                   13.75                   No MI
      103935        2/28 6 MO LIBOR                         Current                   14.25                   No MI
      103936        2/28 6 MO LIBOR                         Current                   13.75                   No MI
      103937        2/28 6 MO LIBOR                         Current                   14.75                   No MI
      103939        2/28 6 MO LIBOR                         Current                   14.25                   No MI
      103940        Fixed Rate                              Current                       0                   No MI
      103941        2/28 6 MO LIBOR                         Current                    14.5                   No MI
      103942        2/28 6 MO LIBOR                         Current                   14.99                   No MI
      103943        2/28 6 MO LIBOR                         Current                   16.75                   No MI
      103947        2/28 6 MO LIBOR                         Current                   13.75                   No MI
      103948        2/28 6 MO LIBOR                         Current                   12.99                   No MI
      103949        2/28 6 MO LIBOR                         Current                   14.49                   No MI
      103950        2/28 6 MO LIBOR                         Current                   14.99                   No MI
      103952        Fixed Rate                              Current                       0                   No MI
      103954        2/28 6 MO LIBOR                         Current                   13.55                   No MI
      103956        2/28 6 MO LIBOR                         Current                      14                   No MI
      103959        2/28 6 MO LIBOR                         Current                   14.75                   No MI
      103962        2/28 6 MO LIBOR                         Current                      19                   No MI
      103964        2/28 6 MO LIBOR                         Current                   13.75                   No MI
      103965        2/28 6 MO LIBOR                         Current                      15                   No MI
      103967        2/28 6 MO LIBOR                         Current                   13.75                   No MI
      103970        2/28 6 MO LIBOR                         Current                   14.75                   No MI
      103972        2/28 6 MO LIBOR                         Current                   14.25                   No MI
      103973        2/28 6 MO LIBOR                         Current                   16.59                   No MI
      103974        2/28 6 MO LIBOR                         Current                   13.75                   No MI
      103976        2/28 6 MO LIBOR                         Current                   16.99                   No MI
      103979        2/28 6 MO LIBOR                         Current                   15.25                   No MI
      103982        2/28 6 MO LIBOR                         Current                   13.75                   No MI
      103985        2/28 6 MO LIBOR                         Current                   14.75                   No MI
      103987        2/28 6 MO LIBOR                         Current                   14.75                   No MI
      103988        2/28 6 MO LIBOR                         Current                   16.75                   No MI
      103990        2/28 6 MO LIBOR                         Current                   13.99                   No MI
      103992        2/28 6 MO LIBOR                         Current                    13.5                   No MI
      103994        2/28 6 MO LIBOR                         Current                   14.75                   No MI
      103996        2/28 6 MO LIBOR                         Current                    14.5                   No MI
      104000        2/28 6 MO LIBOR                         Current                   12.75                   No MI
      104001        2/28 6 MO LIBOR                         Current                   18.96                   No MI
      104004        2/28 6 MO LIBOR                         Current                   14.25                   No MI
      104005        2/28 6 MO LIBOR                         Current                   13.65                   No MI
      104006        2/28 6 MO LIBOR                         Current                   14.75                   No MI
      104011        2/28 6 MO LIBOR                         Current                      15                   No MI
      104012        2/28 6 MO LIBOR                         Current                      13                   No MI
      104015        2/28 6 MO LIBOR                         Current                   14.75                   No MI
      104017        2/28 6 MO LIBOR                         Current                   17.99                   No MI
      104019        2/28 6 MO LIBOR                         Current                   14.75                   No MI
      104021        2/28 6 MO LIBOR                         Current                   13.25                   No MI
      104022        2/28 6 MO LIBOR                         Current                   13.49                   No MI
      104023        2/28 6 MO LIBOR                         Current                   13.75                   No MI
      104026        2/28 6 MO LIBOR                         Current                    17.5                   No MI
      104028        2/28 6 MO LIBOR                         Current                    17.5                   No MI
      104030        2/28 6 MO LIBOR                         Current                      17                   No MI
      104031        2/28 6 MO LIBOR                         Current                   14.99                   No MI
      104032        2/28 6 MO LIBOR                         Current                   14.25                   No MI
      104034        2/28 6 MO LIBOR                         Current                   14.75                   No MI
      104037        2/28 6 MO LIBOR                         Current                   14.25                   No MI
      104039        2/28 6 MO LIBOR                         Current                   13.75                   No MI
      104042        2/28 6 MO LIBOR                         Current                      15                   No MI
      104044        2/28 6 MO LIBOR                         Current                   12.75                   No MI
      104046        2/28 6 MO LIBOR                         Current                   13.25                   No MI
      104047        2/28 6 MO LIBOR                         Current                    14.5                   No MI
      104048        2/28 6 MO LIBOR                         Current                   14.99                   No MI
      104049        2/28 6 MO LIBOR                         Current                   12.99                   No MI
      104051        2/28 6 MO LIBOR                         Current                    17.5                   No MI
      104052        2/28 6 MO LIBOR                         Current                   14.99                   No MI
      104055        2/28 6 MO LIBOR                         Current                   14.75                   No MI
      104056        2/28 6 MO LIBOR                         Current                   12.99                   No MI
      104057        2/28 6 MO LIBOR                         Current                   12.75                   No MI
      104058        2/28 6 MO LIBOR                         Current                      13                   No MI
      104059        2/28 6 MO LIBOR                         Current                   15.18                   No MI
      104060        2/28 6 MO LIBOR                         Current                   14.99                   No MI
      104061        2/28 6 MO LIBOR                         Current                   13.49                   No MI
      104063        2/28 6 MO LIBOR                         Current                   14.75                   No MI
      104071        2/28 6 MO LIBOR                         Current                   17.29                   No MI
      104072        2/28 6 MO LIBOR                         Current                   13.99                   No MI
      104074        2/28 6 MO LIBOR                         Current                   14.25                   No MI
      104075        2/28 6 MO LIBOR                         Current                   13.75                   No MI
      104077        2/28 6 MO LIBOR                         Current                   13.75                   No MI
      104079        2/28 6 MO LIBOR                         Current                   15.67                   No MI
      104080        2/28 6 MO LIBOR                         Current                   13.75                   No MI
      104082        2/28 6 MO LIBOR                         Current                   13.75                   No MI
      104085        2/28 6 MO LIBOR                         Current                   14.25                   No MI
      104088        2/28 6 MO LIBOR                         Current                    13.5                   No MI
      104090        2/28 6 MO LIBOR                         Current                   13.34                   No MI
      104092        2/28 6 MO LIBOR                         Current                   13.49                   No MI
      104093        2/28 6 MO LIBOR                         Current                    17.5                   No MI
      104094        2/28 6 MO LIBOR                         Current                   14.41                   No MI
      104095        2/28 6 MO LIBOR                         Current                   13.75                   No MI
      104104        2/28 6 MO LIBOR                         Current                      15                   No MI
      104105        2/28 6 MO LIBOR                         Current                   17.49                   No MI
      104108        2/28 6 MO LIBOR                         Current                   13.25                   No MI
      104109        2/28 6 MO LIBOR                         Current                   13.25                   No MI
      104110        2/28 6 MO LIBOR                         Current                   17.47                   No MI
      104111        2/28 6 MO LIBOR                         Current                   14.99                   No MI
      104116        2/28 6 MO LIBOR                         Current                   13.25                   No MI
      104121        2/28 6 MO LIBOR                         Current                   14.25                   No MI
      104123        3/27 6 MO LIBOR                         Current                   14.75                   No MI
      104124        2/28 6 MO LIBOR                         Current                   13.75                   No MI
      104127        2/28 6 MO LIBOR                         Current                   14.25                   No MI
      104131        2/28 6 MO LIBOR                         Current                   16.25                   No MI
      104135        2/28 6 MO LIBOR                         Current                   13.99                   No MI
      104136        2/28 6 MO LIBOR                         Current                   13.75                   No MI
      104138        2/28 6 MO LIBOR                         Current                   12.99                   No MI
      104139        2/28 6 MO LIBOR                         Current                   14.75                   No MI
      104142        2/28 6 MO LIBOR                         Current                   14.99                   No MI
      104143        2/28 6 MO LIBOR                         Current                   13.75                   No MI
      104144        2/28 6 MO LIBOR                         Current                   14.25                   No MI
      104150        2/28 6 MO LIBOR                         Current                   14.75                   No MI
      104153        2/28 6 MO LIBOR                         Current                   17.99                   No MI
      104155        2/28 6 MO LIBOR                         Current                    13.6                   No MI
      104156        2/28 6 MO LIBOR                         Current                   17.56                   No MI
      104157        2/28 6 MO LIBOR                         Current                   15.99                   No MI
      104159        2/28 6 MO LIBOR                         Current                      18                   No MI
      104160        2/28 6 MO LIBOR                         Current                   17.99                   No MI
      104161        2/28 6 MO LIBOR                         Current                   14.25                   No MI
      104164        2/28 6 MO LIBOR                         Current                   13.99                   No MI
      104168        2/28 6 MO LIBOR                         Current                    14.5                   No MI
      104172        2/28 6 MO LIBOR                         Current                   14.25                   No MI
      104175        2/28 6 MO LIBOR                         Current                   15.49                   No MI
      104176        2/28 6 MO LIBOR                         Current                   13.61                   No MI
      104177        2/28 6 MO LIBOR                         Current                   14.25                   No MI
      104179        2/28 6 MO LIBOR                         Current                   18.49                   No MI
      104183        2/28 6 MO LIBOR                         Current                   17.99                   No MI
      104186        2/28 6 MO LIBOR                         Current                   13.25                   No MI
      104187        2/28 6 MO LIBOR                         Current                   17.25                   No MI
      104189        2/28 6 MO LIBOR                         Current                   17.25                   No MI
      104195        2/28 6 MO LIBOR                         Current                   14.75                   No MI
      104196        2/28 6 MO LIBOR                         Current                   14.75                   No MI
      104197        2/28 6 MO LIBOR                         Current                    14.5                   No MI
      104198        2/28 6 MO LIBOR                         Current                   14.25                   No MI
      104200        2/28 6 MO LIBOR                         Current                   13.75                   No MI
      104202        2/28 6 MO LIBOR                         Current                   14.75                   No MI
      104203        2/28 6 MO LIBOR                         Current                   13.99                   No MI
      104205        2/28 6 MO LIBOR                         Current                   13.75                   No MI
      104209        2/28 6 MO LIBOR                         Current                   16.75                   No MI
      104210        2/28 6 MO LIBOR                         Current                   15.15                   No MI
      104211        2/28 6 MO LIBOR                         Current                   15.33                   No MI
      104212        2/28 6 MO LIBOR                         Current                   14.75                   No MI
      104213        2/28 6 MO LIBOR                         Current                    13.5                   No MI
      104221        2/28 6 MO LIBOR                         Current                      17                   No MI
      104222        2/28 6 MO LIBOR                         Current                   17.49                   No MI
      104223        2/28 6 MO LIBOR                         Current                   14.25                   No MI
      104227        3/27 6 MO LIBOR                         Current                   13.99                   No MI
      104229        2/28 6 MO LIBOR                         Current                   14.25                   No MI
      104230        2/28 6 MO LIBOR                         Current                   15.66                   No MI
      104235        2/28 6 MO LIBOR                         Current                   17.99                   No MI
      104236        2/28 6 MO LIBOR                         Current                   13.75                   No MI
      104237        2/28 6 MO LIBOR                         Current                   18.49                   No MI
      104238        2/28 6 MO LIBOR                         Current                   17.52                   No MI
      104241        2/28 6 MO LIBOR                         Current                    17.5                   No MI
      104244        2/28 6 MO LIBOR                         Current                    13.5                   No MI
      104245        2/28 6 MO LIBOR                         Current                    14.5                   No MI
      104246        2/28 6 MO LIBOR                         Current                    13.5                   No MI
      104247        2/28 6 MO LIBOR                         Current                   14.25                   No MI
      104249        2/28 6 MO LIBOR                         Current                   14.25                   No MI
      104254        2/28 6 MO LIBOR                         Current                   13.25                   No MI
      104256        2/28 6 MO LIBOR                         Current                   13.99                   No MI
      104260        2/28 6 MO LIBOR                         Current                   14.49                   No MI
      104262        2/28 6 MO LIBOR                         Current                    15.5                   No MI
      104264        2/28 6 MO LIBOR                         Current                   14.25                   No MI
      104268        2/28 6 MO LIBOR                         Current                   15.25                   No MI
      104270        2/28 6 MO LIBOR                         Current                   14.25                   No MI
      104272        2/28 6 MO LIBOR                         Current                   14.25                   No MI
      104273        2/28 6 MO LIBOR                         Current                    15.5                   No MI
      104274        2/28 6 MO LIBOR                         Current                   11.99                   No MI
      104275        2/28 6 MO LIBOR                         Current                   15.59                   No MI
      104276        2/28 6 MO LIBOR                         Current                   14.75                   No MI
      104279        2/28 6 MO LIBOR                         Current                   16.25                   No MI
      104280        2/28 6 MO LIBOR                         Current                    17.5                   No MI
      104281        2/28 6 MO LIBOR                         Current                   13.99                   No MI
      104283        2/28 6 MO LIBOR                         Current                   14.25                   No MI
      104288        2/28 6 MO LIBOR                         Current                   13.99                   No MI
      104294        2/28 6 MO LIBOR                         Current                   16.99                   No MI
      104295        2/28 6 MO LIBOR                         Current                   15.32                   No MI
      104338        2/28 6 MO LIBOR                         Current                   16.75                   No MI
      104390        Fixed Rate                              Current                       0                   No MI


                             mortgage insurance
    loan number                  coverage                      index                     rate adj freq (months)          self_emp
---------------------------------------------------------------------------------------------------------------------------------
      103766                        0                        6 MO LIBOR                          6                         N
      103807                        0                        6 MO LIBOR                          6                         N
      103809                        0                        6 MO LIBOR                          6                         N
      103811                        0                        6 MO LIBOR                          6                         N
      103812                        0                        6 MO LIBOR                          6                         N
      103814                        0                        6 MO LIBOR                          6                         N
      103815                        0                        6 MO LIBOR                          6                         N
      103817                        0                        6 MO LIBOR                          6                         N
      103818                        0                        6 MO LIBOR                          6                         N
      103819                        0                        6 MO LIBOR                          6                         N
      103821                        0                        FIXED                               0                         N
      103822                        0                        6 MO LIBOR                          6                         N
      103823                        0                        6 MO LIBOR                          6                         N
      103824                        0                        6 MO LIBOR                          6                         N
      103828                        0                        6 MO LIBOR                          6                         N
      103831                        0                        6 MO LIBOR                          6                         N
      103833                        0                        6 MO LIBOR                          6                         N
      103834                        0                        6 MO LIBOR                          6                         N
      103836                        0                        6 MO LIBOR                          6                         N
      103838                        0                        6 MO LIBOR                          6                         N
      103840                        0                        6 MO LIBOR                          6                         N
      103842                        0                        6 MO LIBOR                          6                         N
      103848                        0                        6 MO LIBOR                          6                         N
      103851                        0                        6 MO LIBOR                          6                         N
      103852                        0                        6 MO LIBOR                          6                         N
      103854                        0                        6 MO LIBOR                          6                         N
      103855                        0                        6 MO LIBOR                          6                         N
      103856                        0                        6 MO LIBOR                          6                         N
      103857                        0                        6 MO LIBOR                          6                         N
      103859                        0                        6 MO LIBOR                          6                         N
      103861                        0                        FIXED                               0                         N
      103862                        0                        6 MO LIBOR                          6                         N
      103863                        0                        FIXED                               0                         N
      103866                        0                        6 MO LIBOR                          6                         N
      103867                        0                        6 MO LIBOR                          6                         N
      103868                        0                        6 MO LIBOR                          6                         N
      103870                        0                        6 MO LIBOR                          6                         N
      103874                        0                        6 MO LIBOR                          6                         N
      103877                        0                        6 MO LIBOR                          6                         N
      103878                        0                        6 MO LIBOR                          6                         N
      103879                        0                        6 MO LIBOR                          6                         N
      103880                        0                        6 MO LIBOR                          6                         N
      103885                        0                        6 MO LIBOR                          6                         N
      103889                        0                        6 MO LIBOR                          6                         N
      103891                        0                        6 MO LIBOR                          6                         N
      103896                        0                        6 MO LIBOR                          6                         N
      103897                        0                        FIXED                               0                         N
      103898                        0                        6 MO LIBOR                          6                         N
      103899                        0                        6 MO LIBOR                          6                         N
      103900                        0                        6 MO LIBOR                          6                         N
      103904                        0                        6 MO LIBOR                          6                         N
      103906                        0                        6 MO LIBOR                          6                         N
      103909                        0                        FIXED                               0                         N
      103910                        0                        FIXED                               0                         N
      103913                        0                        6 MO LIBOR                          6                         N
      103915                        0                        6 MO LIBOR                          6                         N
      103924                        0                        FIXED                               0                         N
      103925                        0                        6 MO LIBOR                          6                         N
      103926                        0                        6 MO LIBOR                          6                         N
      103929                        0                        6 MO LIBOR                          6                         N
      103933                        0                        6 MO LIBOR                          6                         N
      103935                        0                        6 MO LIBOR                          6                         N
      103936                        0                        6 MO LIBOR                          6                         N
      103937                        0                        6 MO LIBOR                          6                         N
      103939                        0                        6 MO LIBOR                          6                         N
      103940                        0                        FIXED                               0                         N
      103941                        0                        6 MO LIBOR                          6                         N
      103942                        0                        6 MO LIBOR                          6                         N
      103943                        0                        6 MO LIBOR                          6                         N
      103947                        0                        6 MO LIBOR                          6                         N
      103948                        0                        6 MO LIBOR                          6                         N
      103949                        0                        6 MO LIBOR                          6                         N
      103950                        0                        6 MO LIBOR                          6                         N
      103952                        0                        FIXED                               0                         N
      103954                        0                        6 MO LIBOR                          6                         N
      103956                        0                        6 MO LIBOR                          6                         N
      103959                        0                        6 MO LIBOR                          6                         N
      103962                        0                        6 MO LIBOR                          6                         N
      103964                        0                        6 MO LIBOR                          6                         N
      103965                        0                        6 MO LIBOR                          6                         N
      103967                        0                        6 MO LIBOR                          6                         N
      103970                        0                        6 MO LIBOR                          6                         N
      103972                        0                        6 MO LIBOR                          6                         N
      103973                        0                        6 MO LIBOR                          6                         N
      103974                        0                        6 MO LIBOR                          6                         N
      103976                        0                        6 MO LIBOR                          6                         N
      103979                        0                        6 MO LIBOR                          6                         N
      103982                        0                        6 MO LIBOR                          6                         N
      103985                        0                        6 MO LIBOR                          6                         N
      103987                        0                        6 MO LIBOR                          6                         N
      103988                        0                        6 MO LIBOR                          6                         N
      103990                        0                        6 MO LIBOR                          6                         N
      103992                        0                        6 MO LIBOR                          6                         N
      103994                        0                        6 MO LIBOR                          6                         N
      103996                        0                        6 MO LIBOR                          6                         N
      104000                        0                        6 MO LIBOR                          6                         N
      104001                        0                        6 MO LIBOR                          6                         N
      104004                        0                        6 MO LIBOR                          6                         N
      104005                        0                        6 MO LIBOR                          6                         N
      104006                        0                        6 MO LIBOR                          6                         N
      104011                        0                        6 MO LIBOR                          6                         N
      104012                        0                        6 MO LIBOR                          6                         N
      104015                        0                        6 MO LIBOR                          6                         N
      104017                        0                        6 MO LIBOR                          6                         N
      104019                        0                        6 MO LIBOR                          6                         N
      104021                        0                        6 MO LIBOR                          6                         N
      104022                        0                        6 MO LIBOR                          6                         N
      104023                        0                        6 MO LIBOR                          6                         N
      104026                        0                        6 MO LIBOR                          6                         N
      104028                        0                        6 MO LIBOR                          6                         N
      104030                        0                        6 MO LIBOR                          6                         N
      104031                        0                        6 MO LIBOR                          6                         N
      104032                        0                        6 MO LIBOR                          6                         N
      104034                        0                        6 MO LIBOR                          6                         N
      104037                        0                        6 MO LIBOR                          6                         N
      104039                        0                        6 MO LIBOR                          6                         N
      104042                        0                        6 MO LIBOR                          6                         N
      104044                        0                        6 MO LIBOR                          6                         N
      104046                        0                        6 MO LIBOR                          6                         N
      104047                        0                        6 MO LIBOR                          6                         N
      104048                        0                        6 MO LIBOR                          6                         N
      104049                        0                        6 MO LIBOR                          6                         N
      104051                        0                        6 MO LIBOR                          6                         N
      104052                        0                        6 MO LIBOR                          6                         N
      104055                        0                        6 MO LIBOR                          6                         N
      104056                        0                        6 MO LIBOR                          6                         N
      104057                        0                        6 MO LIBOR                          6                         N
      104058                        0                        6 MO LIBOR                          6                         N
      104059                        0                        6 MO LIBOR                          6                         N
      104060                        0                        6 MO LIBOR                          6                         N
      104061                        0                        6 MO LIBOR                          6                         N
      104063                        0                        6 MO LIBOR                          6                         N
      104071                        0                        6 MO LIBOR                          6                         N
      104072                        0                        6 MO LIBOR                          6                         N
      104074                        0                        6 MO LIBOR                          6                         N
      104075                        0                        6 MO LIBOR                          6                         N
      104077                        0                        6 MO LIBOR                          6                         N
      104079                        0                        6 MO LIBOR                          6                         N
      104080                        0                        6 MO LIBOR                          6                         N
      104082                        0                        6 MO LIBOR                          6                         N
      104085                        0                        6 MO LIBOR                          6                         N
      104088                        0                        6 MO LIBOR                          6                         N
      104090                        0                        6 MO LIBOR                          6                         N
      104092                        0                        6 MO LIBOR                          6                         N
      104093                        0                        6 MO LIBOR                          6                         N
      104094                        0                        6 MO LIBOR                          6                         N
      104095                        0                        6 MO LIBOR                          6                         N
      104104                        0                        6 MO LIBOR                          6                         N
      104105                        0                        6 MO LIBOR                          6                         N
      104108                        0                        6 MO LIBOR                          6                         N
      104109                        0                        6 MO LIBOR                          6                         N
      104110                        0                        6 MO LIBOR                          6                         N
      104111                        0                        6 MO LIBOR                          6                         N
      104116                        0                        6 MO LIBOR                          6                         N
      104121                        0                        6 MO LIBOR                          6                         N
      104123                        0                        6 MO LIBOR                          6                         N
      104124                        0                        6 MO LIBOR                          6                         N
      104127                        0                        6 MO LIBOR                          6                         N
      104131                        0                        6 MO LIBOR                          6                         N
      104135                        0                        6 MO LIBOR                          6                         N
      104136                        0                        6 MO LIBOR                          6                         N
      104138                        0                        6 MO LIBOR                          6                         N
      104139                        0                        6 MO LIBOR                          6                         N
      104142                        0                        6 MO LIBOR                          6                         N
      104143                        0                        6 MO LIBOR                          6                         N
      104144                        0                        6 MO LIBOR                          6                         N
      104150                        0                        6 MO LIBOR                          6                         N
      104153                        0                        6 MO LIBOR                          6                         N
      104155                        0                        6 MO LIBOR                          6                         N
      104156                        0                        6 MO LIBOR                          6                         N
      104157                        0                        6 MO LIBOR                          6                         N
      104159                        0                        6 MO LIBOR                          6                         N
      104160                        0                        6 MO LIBOR                          6                         N
      104161                        0                        6 MO LIBOR                          6                         N
      104164                        0                        6 MO LIBOR                          6                         N
      104168                        0                        6 MO LIBOR                          6                         N
      104172                        0                        6 MO LIBOR                          6                         N
      104175                        0                        6 MO LIBOR                          6                         N
      104176                        0                        6 MO LIBOR                          6                         N
      104177                        0                        6 MO LIBOR                          6                         N
      104179                        0                        6 MO LIBOR                          6                         N
      104183                        0                        6 MO LIBOR                          6                         N
      104186                        0                        6 MO LIBOR                          6                         N
      104187                        0                        6 MO LIBOR                          6                         N
      104189                        0                        6 MO LIBOR                          6                         N
      104195                        0                        6 MO LIBOR                          6                         N
      104196                        0                        6 MO LIBOR                          6                         N
      104197                        0                        6 MO LIBOR                          6                         N
      104198                        0                        6 MO LIBOR                          6                         N
      104200                        0                        6 MO LIBOR                          6                         N
      104202                        0                        6 MO LIBOR                          6                         N
      104203                        0                        6 MO LIBOR                          6                         N
      104205                        0                        6 MO LIBOR                          6                         N
      104209                        0                        6 MO LIBOR                          6                         N
      104210                        0                        6 MO LIBOR                          6                         N
      104211                        0                        6 MO LIBOR                          6                         N
      104212                        0                        6 MO LIBOR                          6                         N
      104213                        0                        6 MO LIBOR                          6                         N
      104221                        0                        6 MO LIBOR                          6                         N
      104222                        0                        6 MO LIBOR                          6                         N
      104223                        0                        6 MO LIBOR                          6                         N
      104227                        0                        6 MO LIBOR                          6                         N
      104229                        0                        6 MO LIBOR                          6                         N
      104230                        0                        6 MO LIBOR                          6                         N
      104235                        0                        6 MO LIBOR                          6                         N
      104236                        0                        6 MO LIBOR                          6                         N
      104237                        0                        6 MO LIBOR                          6                         N
      104238                        0                        6 MO LIBOR                          6                         N
      104241                        0                        6 MO LIBOR                          6                         N
      104244                        0                        6 MO LIBOR                          6                         N
      104245                        0                        6 MO LIBOR                          6                         N
      104246                        0                        6 MO LIBOR                          6                         N
      104247                        0                        6 MO LIBOR                          6                         N
      104249                        0                        6 MO LIBOR                          6                         N
      104254                        0                        6 MO LIBOR                          6                         N
      104256                        0                        6 MO LIBOR                          6                         N
      104260                        0                        6 MO LIBOR                          6                         N
      104262                        0                        6 MO LIBOR                          6                         N
      104264                        0                        6 MO LIBOR                          6                         N
      104268                        0                        6 MO LIBOR                          6                         N
      104270                        0                        6 MO LIBOR                          6                         N
      104272                        0                        6 MO LIBOR                          6                         N
      104273                        0                        6 MO LIBOR                          6                         N
      104274                        0                        6 MO LIBOR                          6                         N
      104275                        0                        6 MO LIBOR                          6                         N
      104276                        0                        6 MO LIBOR                          6                         N
      104279                        0                        6 MO LIBOR                          6                         N
      104280                        0                        6 MO LIBOR                          6                         N
      104281                        0                        6 MO LIBOR                          6                         N
      104283                        0                        6 MO LIBOR                          6                         N
      104288                        0                        6 MO LIBOR                          6                         N
      104294                        0                        6 MO LIBOR                          6                         N
      104295                        0                        6 MO LIBOR                          6                         N
      104338                        0                        6 MO LIBOR                          6                         N
      104390                        0                        FIXED                               0                         N


    loan number        grade              documentation type                    nj_preemp                   small_business
----------------------------------------------------------------------------------------------------------------------------
      103766             A                Full Documentation                  Regular Loans               Residential Loans
      103807             A                Full Documentation                  Regular Loans               Residential Loans
      103809             A                Full Documentation                  Regular Loans               Residential Loans
      103811             A                Full Documentation                  Regular Loans               Residential Loans
      103812             A                Full Documentation                  Regular Loans               Residential Loans
      103814             A                Full Documentation                  Regular Loans               Residential Loans
      103815             B                Full Documentation                  Regular Loans               Residential Loans
      103817             A                Full Documentation                  Regular Loans               Residential Loans
      103818             D                Full Documentation                  Regular Loans               Residential Loans
      103819             B                Full Documentation                  Regular Loans               Residential Loans
      103821             A                Full Documentation                  Regular Loans               Residential Loans
      103822             A                Full Documentation                  Regular Loans               Residential Loans
      103823             A                Full Documentation                  Regular Loans               Residential Loans
      103824             B                Full Documentation                  Regular Loans               Residential Loans
      103828             B                Full Documentation                  Regular Loans               Residential Loans
      103831             A                Full Documentation                  Regular Loans               Residential Loans
      103833             D                Full Documentation                  Regular Loans               Residential Loans
      103834             B                Full Documentation                  Regular Loans               Residential Loans
      103836             A                Full Documentation                  Regular Loans               Residential Loans
      103838             B                Full Documentation                  Regular Loans               Residential Loans
      103840             A                Full Documentation                  Regular Loans               Residential Loans
      103842             A                Full Documentation                  Regular Loans               Residential Loans
      103848             A                Full Documentation                  Regular Loans               Residential Loans
      103851             B                Full Documentation                  Regular Loans               Residential Loans
      103852             A                Full Documentation                  Regular Loans               Residential Loans
      103854             B                Full Documentation                  Regular Loans               Residential Loans
      103855             A                Full Documentation                  Regular Loans               Residential Loans
      103856             D                Full Documentation                  Regular Loans               Residential Loans
      103857             B                Full Documentation                  Regular Loans               Residential Loans
      103859             A                Full Documentation                  Regular Loans               Residential Loans
      103861             A                Full Documentation                  Regular Loans               Residential Loans
      103862             A                Full Documentation                  Regular Loans               Residential Loans
      103863             C                Full Documentation                  Regular Loans               Residential Loans
      103866             A                Full Documentation                  Regular Loans               Residential Loans
      103867             A                Full Documentation                  Regular Loans               Residential Loans
      103868             A                Full Documentation                  Regular Loans               Residential Loans
      103870             A                Full Documentation                  Regular Loans               Residential Loans
      103874             A                Full Documentation                  Regular Loans               Residential Loans
      103877             D                Full Documentation                  Regular Loans               Residential Loans
      103878             B                Full Documentation                  Regular Loans               Residential Loans
      103879             B                Full Documentation                  Regular Loans               Residential Loans
      103880             A                Full Documentation                  Regular Loans               Residential Loans
      103885             A                Full Documentation                  Regular Loans               Residential Loans
      103889             A                Full Documentation                  Regular Loans               Residential Loans
      103891             C                Full Documentation                  Regular Loans               Residential Loans
      103896             B                Full Documentation                  Regular Loans               Residential Loans
      103897             A                Full Documentation                  Regular Loans               Residential Loans
      103898             B                Full Documentation                  Regular Loans               Residential Loans
      103899             B                Full Documentation                  Regular Loans               Residential Loans
      103900             A                Full Documentation                  Regular Loans               Residential Loans
      103904             A                Full Documentation                  Regular Loans               Residential Loans
      103906             A                Full Documentation                  Regular Loans               Residential Loans
      103909             C                Full Documentation                  Regular Loans               Residential Loans
      103910             C                Full Documentation                  Regular Loans               Residential Loans
      103913             B                Full Documentation                  Regular Loans               Residential Loans
      103915             A                Full Documentation                  Regular Loans               Residential Loans
      103924             B                Full Documentation                  Regular Loans               Residential Loans
      103925             D                Full Documentation                  Regular Loans               Residential Loans
      103926             B                Full Documentation                  Regular Loans               Residential Loans
      103929             C                Full Documentation                  Regular Loans               Residential Loans
      103933             A                Full Documentation                  Regular Loans               Residential Loans
      103935             A                Full Documentation                  Regular Loans               Residential Loans
      103936             B                Full Documentation                  Regular Loans               Residential Loans
      103937             B                Full Documentation                  Regular Loans               Residential Loans
      103939             A                Full Documentation                  Regular Loans               Residential Loans
      103940             A                Full Documentation                  Regular Loans               Residential Loans
      103941             B                Full Documentation                  Regular Loans               Residential Loans
      103942             B                Full Documentation                  Regular Loans               Residential Loans
      103943             B                Full Documentation                  Regular Loans               Residential Loans
      103947             A                Full Documentation                  Regular Loans               Residential Loans
      103948             A                Full Documentation                  Regular Loans               Residential Loans
      103949             B                Full Documentation                  Regular Loans               Residential Loans
      103950             B                Full Documentation                  Regular Loans               Residential Loans
      103952             A                Full Documentation                  Regular Loans               Residential Loans
      103954             D                Full Documentation                  Regular Loans               Residential Loans
      103956             A                Full Documentation                  Regular Loans               Residential Loans
      103959             B                Full Documentation                  Regular Loans               Residential Loans
      103962             B                Full Documentation                  Regular Loans               Residential Loans
      103964             A                Full Documentation                  Regular Loans               Residential Loans
      103965             B                Full Documentation                  Regular Loans               Residential Loans
      103967             A                Full Documentation                  Regular Loans               Residential Loans
      103970             B                Full Documentation                  Regular Loans               Residential Loans
      103972             B                Full Documentation                  Regular Loans               Residential Loans
      103973             C                Full Documentation                  Regular Loans               Residential Loans
      103974             A                Full Documentation                  Regular Loans               Residential Loans
      103976             C                Full Documentation                  Regular Loans               Residential Loans
      103979             C                Full Documentation                  Regular Loans               Residential Loans
      103982             A                Full Documentation                  Regular Loans               Residential Loans
      103985             B                Full Documentation                  Regular Loans               Residential Loans
      103987             B                Full Documentation                  Regular Loans               Residential Loans
      103988             A                Full Documentation                  Regular Loans               Residential Loans
      103990             A                Full Documentation                  Regular Loans               Residential Loans
      103992             A                Full Documentation                  Regular Loans               Residential Loans
      103994             B                Full Documentation                  Regular Loans               Residential Loans
      103996             B                Full Documentation                  Regular Loans               Residential Loans
      104000             A                Full Documentation                  Regular Loans               Residential Loans
      104001             C                Full Documentation                  Regular Loans               Residential Loans
      104004             A                Full Documentation                  Regular Loans               Residential Loans
      104005             B                Full Documentation                  Regular Loans               Residential Loans
      104006             B                Full Documentation                  Regular Loans               Residential Loans
      104011             B                Full Documentation                  Regular Loans               Residential Loans
      104012             A                Full Documentation                  Regular Loans               Residential Loans
      104015             B                Full Documentation                  Regular Loans               Residential Loans
      104017             A                Full Documentation                  Regular Loans               Residential Loans
      104019             B                Full Documentation                  Regular Loans               Residential Loans
      104021             A                Full Documentation                  Regular Loans               Residential Loans
      104022             A                Full Documentation                  Regular Loans               Residential Loans
      104023             A                Full Documentation                  Regular Loans               Residential Loans
      104026             C                Full Documentation                  Regular Loans               Residential Loans
      104028             A                Full Documentation                  Regular Loans               Residential Loans
      104030             A                Full Documentation                  Regular Loans               Residential Loans
      104031             B                Full Documentation                  Regular Loans               Residential Loans
      104032             A                Full Documentation                  Regular Loans               Residential Loans
      104034             C                Full Documentation                  Regular Loans               Residential Loans
      104037             A                Full Documentation                  Regular Loans               Residential Loans
      104039             A                Full Documentation                  Regular Loans               Residential Loans
      104042             B                Full Documentation                  Regular Loans               Residential Loans
      104044             A                Full Documentation                  Regular Loans               Residential Loans
      104046             A                Full Documentation                  Regular Loans               Residential Loans
      104047             B                Full Documentation                  Regular Loans               Residential Loans
      104048             B                Full Documentation                  Regular Loans               Residential Loans
      104049             A                Full Documentation                  Regular Loans               Residential Loans
      104051             A                Full Documentation                  Regular Loans               Residential Loans
      104052             B                Full Documentation                  Regular Loans               Residential Loans
      104055             B                Full Documentation                  Regular Loans               Residential Loans
      104056             A                Full Documentation                  Regular Loans               Residential Loans
      104057             A                Full Documentation                  Regular Loans               Residential Loans
      104058             A                Full Documentation                  Regular Loans               Residential Loans
      104059             C                Full Documentation                  Regular Loans               Residential Loans
      104060             B                Full Documentation                  Regular Loans               Residential Loans
      104061             A                Full Documentation                  Regular Loans               Residential Loans
      104063             B                Full Documentation                  Regular Loans               Residential Loans
      104071             C                Full Documentation                  Regular Loans               Residential Loans
      104072             A                Full Documentation                  Regular Loans               Residential Loans
      104074             A                Full Documentation                  Regular Loans               Residential Loans
      104075             A                Full Documentation                  Regular Loans               Residential Loans
      104077             A                Full Documentation                  Regular Loans               Residential Loans
      104079             D                Full Documentation                  Regular Loans               Residential Loans
      104080             A                Full Documentation                  Regular Loans               Residential Loans
      104082             A                Full Documentation                  Regular Loans               Residential Loans
      104085             A                Full Documentation                  Regular Loans               Residential Loans
      104088             A                Full Documentation                  Regular Loans               Residential Loans
      104090             D                Full Documentation                  Regular Loans               Residential Loans
      104092             B                Full Documentation                  Regular Loans               Residential Loans
      104093             A                Full Documentation                  Regular Loans               Residential Loans
      104094             B                Full Documentation                  Regular Loans               Residential Loans
      104095             A                Full Documentation                  Regular Loans               Residential Loans
      104104             B                Full Documentation                  Regular Loans               Residential Loans
      104105             A                Full Documentation                  Regular Loans               Residential Loans
      104108             A                Full Documentation                  Regular Loans               Residential Loans
      104109             A                Full Documentation                  Regular Loans               Residential Loans
      104110             C                Full Documentation                  Regular Loans               Residential Loans
      104111             B                Full Documentation                  Regular Loans               Residential Loans
      104116             A                Full Documentation                  Regular Loans               Residential Loans
      104121             A                Full Documentation                  Regular Loans               Residential Loans
      104123             B                Full Documentation                  Regular Loans               Residential Loans
      104124             A                Full Documentation                  Regular Loans               Residential Loans
      104127             B                Full Documentation                  Regular Loans               Residential Loans
      104131             A                Full Documentation                  Regular Loans               Residential Loans
      104135             A                Full Documentation                  Regular Loans               Residential Loans
      104136             A                Full Documentation                  Regular Loans               Residential Loans
      104138             A                Full Documentation                  Regular Loans               Residential Loans
      104139             B                Full Documentation                  Regular Loans               Residential Loans
      104142             B                Full Documentation                  Regular Loans               Residential Loans
      104143             A                Full Documentation                  Regular Loans               Residential Loans
      104144             A                Full Documentation                  Regular Loans               Residential Loans
      104150             B                Full Documentation                  Regular Loans               Residential Loans
      104153             B                Full Documentation                  Regular Loans               Residential Loans
      104155             B                Full Documentation                  Regular Loans               Residential Loans
      104156             B                Full Documentation                  Regular Loans               Residential Loans
      104157             A                Full Documentation                  Regular Loans               Residential Loans
      104159             A                Full Documentation                  Regular Loans               Residential Loans
      104160             A                Full Documentation                  Regular Loans               Residential Loans
      104161             B                Full Documentation                  Regular Loans               Residential Loans
      104164             A                Full Documentation                  Regular Loans               Residential Loans
      104168             C                Full Documentation                  Regular Loans               Residential Loans
      104172             B                Full Documentation                  Regular Loans               Residential Loans
      104175             D                Full Documentation                  Regular Loans               Residential Loans
      104176             B                Full Documentation                  Regular Loans               Residential Loans
      104177             A                Full Documentation                  Regular Loans               Residential Loans
      104179             A                Full Documentation                  Regular Loans               Residential Loans
      104183             A                Full Documentation                  Regular Loans               Residential Loans
      104186             A                Full Documentation                  Regular Loans               Residential Loans
      104187             D                Full Documentation                  Regular Loans               Residential Loans
      104189             A                Full Documentation                  Regular Loans               Residential Loans
      104195             C                Full Documentation                  Regular Loans               Residential Loans
      104196             B                Full Documentation                  Regular Loans               Residential Loans
      104197             B                Full Documentation                  Regular Loans               Residential Loans
      104198             A                Full Documentation                  Regular Loans               Residential Loans
      104200             A                Full Documentation                  Regular Loans               Residential Loans
      104202             B                Full Documentation                  Regular Loans               Residential Loans
      104203             A                Full Documentation                  Regular Loans               Residential Loans
      104205             A                Full Documentation                  Regular Loans               Residential Loans
      104209             A                Full Documentation                  Regular Loans               Residential Loans
      104210             D                Full Documentation                  Regular Loans               Residential Loans
      104211             D                Full Documentation                  Regular Loans               Residential Loans
      104212             B                Full Documentation                  Regular Loans               Residential Loans
      104213             A                Full Documentation                  Regular Loans               Residential Loans
      104221             C                Full Documentation                  Regular Loans               Residential Loans
      104222             A                Full Documentation                  Regular Loans               Residential Loans
      104223             A                Full Documentation                  Regular Loans               Residential Loans
      104227             A                Full Documentation                  Regular Loans               Residential Loans
      104229             A                Full Documentation                  Regular Loans               Residential Loans
      104230             D                Full Documentation                  Regular Loans               Residential Loans
      104235             A                Full Documentation                  Regular Loans               Residential Loans
      104236             A                Full Documentation                  Regular Loans               Residential Loans
      104237             A                Full Documentation                  Regular Loans               Residential Loans
      104238             B                Full Documentation                  Regular Loans               Residential Loans
      104241             A                Full Documentation                  Regular Loans               Residential Loans
      104244             A                Full Documentation                  Regular Loans               Residential Loans
      104245             B                Full Documentation                  Regular Loans               Residential Loans
      104246             D                Full Documentation                  Regular Loans               Residential Loans
      104247             B                Full Documentation                  Regular Loans               Residential Loans
      104249             A                Full Documentation                  Regular Loans               Residential Loans
      104254             A                Full Documentation                  Regular Loans               Residential Loans
      104256             A                Full Documentation                  Regular Loans               Residential Loans
      104260             A                Full Documentation                  Regular Loans               Residential Loans
      104262             B                Full Documentation                  Regular Loans               Residential Loans
      104264             A                Full Documentation                  Regular Loans               Residential Loans
      104268             C                Full Documentation                  Regular Loans               Residential Loans
      104270             A                Full Documentation                  Regular Loans               Residential Loans
      104272             B                Full Documentation                  Regular Loans               Residential Loans
      104273             A                Full Documentation                  Regular Loans               Residential Loans
      104274             A                Full Documentation                  Regular Loans               Residential Loans
      104275             D                Full Documentation                  Regular Loans               Residential Loans
      104276             A                Full Documentation                  Regular Loans               Residential Loans
      104279             A                Full Documentation                  Regular Loans               Residential Loans
      104280             A                Full Documentation                  Regular Loans               Residential Loans
      104281             B                Full Documentation                  Regular Loans               Residential Loans
      104283             A                Full Documentation                  Regular Loans               Residential Loans
      104288             A                Full Documentation                  Regular Loans               Residential Loans
      104294             B                Full Documentation                  Regular Loans               Residential Loans
      104295             C                Full Documentation                  Regular Loans               Residential Loans
      104338             A                Full Documentation                  Regular Loans               Residential Loans
      104390             A                Full Documentation                  Regular Loans               Residential Loans


    loan number          junior lien amount         appraisal type            arm convert flag          mod_flag         service_fee
------------------------------------------------------------------------------------------------------------------------------------
      103766                     0                  Full Appraisal                   N                      N                0.5
      103807                     0                  Full Appraisal                   N                      N                0.5
      103809                     0                  Full Appraisal                   N                      N                0.5
      103811                     0                  Full Appraisal                   N                      N                0.5
      103812                     0                  Full Appraisal                   N                      N                0.5
      103814                     0                  Full Appraisal                   N                      N                0.5
      103815                     0                  Full Appraisal                   N                      N                0.5
      103817                     0                  Full Appraisal                   N                      N                0.5
      103818                     0                  Full Appraisal                   N                      N                0.5
      103819                     0                  Full Appraisal                   N                      N                0.5
      103821                     0                  Full Appraisal                   N                      N                0.5
      103822                     0                  Full Appraisal                   N                      N                0.5
      103823                     0                  Full Appraisal                   N                      N                0.5
      103824                     0                  Full Appraisal                   N                      N                0.5
      103828                     0                  Full Appraisal                   N                      N                0.5
      103831                     0                  Full Appraisal                   N                      N                0.5
      103833                     0                  Full Appraisal                   N                      N                0.5
      103834                     0                  Full Appraisal                   N                      N                0.5
      103836                     0                  Full Appraisal                   N                      N                0.5
      103838                     0                  Full Appraisal                   N                      N                0.5
      103840                     0                  Full Appraisal                   N                      N                0.5
      103842                     0                  Full Appraisal                   N                      N                0.5
      103848                     0                  Full Appraisal                   N                      N                0.5
      103851                     0                  Full Appraisal                   N                      N                0.5
      103852                     0                  Full Appraisal                   N                      N                0.5
      103854                     0                  Full Appraisal                   N                      N                0.5
      103855                     0                  Full Appraisal                   N                      N                0.5
      103856                     0                  Full Appraisal                   N                      N                0.5
      103857                     0                  Full Appraisal                   N                      N                0.5
      103859                     0                  Full Appraisal                   N                      N                0.5
      103861                     0                  Full Appraisal                   N                      N                0.5
      103862                     0                  Full Appraisal                   N                      N                0.5
      103863                     0                  Full Appraisal                   N                      N                0.5
      103866                     0                  Full Appraisal                   N                      N                0.5
      103867                     0                  Full Appraisal                   N                      N                0.5
      103868                     0                  Full Appraisal                   N                      N                0.5
      103870                     0                  Full Appraisal                   N                      N                0.5
      103874                     0                  Full Appraisal                   N                      N                0.5
      103877                     0                  Full Appraisal                   N                      N                0.5
      103878                     0                  Full Appraisal                   N                      N                0.5
      103879                     0                  Full Appraisal                   N                      N                0.5
      103880                     0                  Full Appraisal                   N                      N                0.5
      103885                     0                  Full Appraisal                   N                      N                0.5
      103889                     0                  Full Appraisal                   N                      N                0.5
      103891                     0                  Full Appraisal                   N                      N                0.5
      103896                     0                  Full Appraisal                   N                      N                0.5
      103897                     0                  Full Appraisal                   N                      N                0.5
      103898                     0                  Full Appraisal                   N                      N                0.5
      103899                     0                  Full Appraisal                   N                      N                0.5
      103900                     0                  Full Appraisal                   N                      N                0.5
      103904                     0                  Full Appraisal                   N                      N                0.5
      103906                     0                  Full Appraisal                   N                      N                0.5
      103909                     0                  Full Appraisal                   N                      N                0.5
      103910                     0                  Full Appraisal                   N                      N                0.5
      103913                     0                  Full Appraisal                   N                      N                0.5
      103915                     0                  Full Appraisal                   N                      N                0.5
      103924                     0                  Full Appraisal                   N                      N                0.5
      103925                     0                  Full Appraisal                   N                      N                0.5
      103926                     0                  Full Appraisal                   N                      N                0.5
      103929                     0                  Full Appraisal                   N                      N                0.5
      103933                     0                  Full Appraisal                   N                      N                0.5
      103935                     0                  Full Appraisal                   N                      N                0.5
      103936                     0                  Full Appraisal                   N                      N                0.5
      103937                     0                  Full Appraisal                   N                      N                0.5
      103939                     0                  Full Appraisal                   N                      N                0.5
      103940                     0                  Full Appraisal                   N                      N                0.5
      103941                     0                  Full Appraisal                   N                      N                0.5
      103942                     0                  Full Appraisal                   N                      N                0.5
      103943                     0                  Full Appraisal                   N                      N                0.5
      103947                     0                  Full Appraisal                   N                      N                0.5
      103948                     0                  Full Appraisal                   N                      N                0.5
      103949                     0                  Full Appraisal                   N                      N                0.5
      103950                     0                  Full Appraisal                   N                      N                0.5
      103952                     0                  Full Appraisal                   N                      N                0.5
      103954                     0                  Full Appraisal                   N                      N                0.5
      103956                     0                  Full Appraisal                   N                      N                0.5
      103959                     0                  Full Appraisal                   N                      N                0.5
      103962                     0                  Full Appraisal                   N                      N                0.5
      103964                     0                  Full Appraisal                   N                      N                0.5
      103965                     0                  Full Appraisal                   N                      N                0.5
      103967                     0                  Full Appraisal                   N                      N                0.5
      103970                     0                  Full Appraisal                   N                      N                0.5
      103972                     0                  Full Appraisal                   N                      N                0.5
      103973                     0                  Full Appraisal                   N                      N                0.5
      103974                     0                  Full Appraisal                   N                      N                0.5
      103976                     0                  Full Appraisal                   N                      N                0.5
      103979                     0                  Full Appraisal                   N                      N                0.5
      103982                     0                  Full Appraisal                   N                      N                0.5
      103985                     0                  Full Appraisal                   N                      N                0.5
      103987                     0                  Full Appraisal                   N                      N                0.5
      103988                     0                  Full Appraisal                   N                      N                0.5
      103990                     0                  Full Appraisal                   N                      N                0.5
      103992                     0                  Full Appraisal                   N                      N                0.5
      103994                     0                  Full Appraisal                   N                      N                0.5
      103996                     0                  Full Appraisal                   N                      N                0.5
      104000                     0                  Full Appraisal                   N                      N                0.5
      104001                     0                  Full Appraisal                   N                      N                0.5
      104004                     0                  Full Appraisal                   N                      N                0.5
      104005                     0                  Full Appraisal                   N                      N                0.5
      104006                     0                  Full Appraisal                   N                      N                0.5
      104011                     0                  Full Appraisal                   N                      N                0.5
      104012                     0                  Full Appraisal                   N                      N                0.5
      104015                     0                  Full Appraisal                   N                      N                0.5
      104017                     0                  Full Appraisal                   N                      N                0.5
      104019                     0                  Full Appraisal                   N                      N                0.5
      104021                     0                  Full Appraisal                   N                      N                0.5
      104022                     0                  Full Appraisal                   N                      N                0.5
      104023                     0                  Full Appraisal                   N                      N                0.5
      104026                     0                  Full Appraisal                   N                      N                0.5
      104028                     0                  Full Appraisal                   N                      N                0.5
      104030                     0                  Full Appraisal                   N                      N                0.5
      104031                     0                  Full Appraisal                   N                      N                0.5
      104032                     0                  Full Appraisal                   N                      N                0.5
      104034                     0                  Full Appraisal                   N                      N                0.5
      104037                     0                  Full Appraisal                   N                      N                0.5
      104039                     0                  Full Appraisal                   N                      N                0.5
      104042                     0                  Full Appraisal                   N                      N                0.5
      104044                     0                  Full Appraisal                   N                      N                0.5
      104046                     0                  Full Appraisal                   N                      N                0.5
      104047                     0                  Full Appraisal                   N                      N                0.5
      104048                     0                  Full Appraisal                   N                      N                0.5
      104049                     0                  Full Appraisal                   N                      N                0.5
      104051                     0                  Full Appraisal                   N                      N                0.5
      104052                     0                  Full Appraisal                   N                      N                0.5
      104055                     0                  Full Appraisal                   N                      N                0.5
      104056                     0                  Full Appraisal                   N                      N                0.5
      104057                     0                  Full Appraisal                   N                      N                0.5
      104058                     0                  Full Appraisal                   N                      N                0.5
      104059                     0                  Full Appraisal                   N                      N                0.5
      104060                     0                  Full Appraisal                   N                      N                0.5
      104061                     0                  Full Appraisal                   N                      N                0.5
      104063                     0                  Full Appraisal                   N                      N                0.5
      104071                     0                  Full Appraisal                   N                      N                0.5
      104072                     0                  Full Appraisal                   N                      N                0.5
      104074                     0                  Full Appraisal                   N                      N                0.5
      104075                     0                  Full Appraisal                   N                      N                0.5
      104077                     0                  Full Appraisal                   N                      N                0.5
      104079                     0                  Full Appraisal                   N                      N                0.5
      104080                     0                  Full Appraisal                   N                      N                0.5
      104082                     0                  Full Appraisal                   N                      N                0.5
      104085                     0                  Full Appraisal                   N                      N                0.5
      104088                     0                  Full Appraisal                   N                      N                0.5
      104090                     0                  Full Appraisal                   N                      N                0.5
      104092                     0                  Full Appraisal                   N                      N                0.5
      104093                     0                  Full Appraisal                   N                      N                0.5
      104094                     0                  Full Appraisal                   N                      N                0.5
      104095                     0                  Full Appraisal                   N                      N                0.5
      104104                     0                  Full Appraisal                   N                      N                0.5
      104105                     0                  Full Appraisal                   N                      N                0.5
      104108                     0                  Full Appraisal                   N                      N                0.5
      104109                     0                  Full Appraisal                   N                      N                0.5
      104110                     0                  Full Appraisal                   N                      N                0.5
      104111                     0                  Full Appraisal                   N                      N                0.5
      104116                     0                  Full Appraisal                   N                      N                0.5
      104121                     0                  Full Appraisal                   N                      N                0.5
      104123                     0                  Full Appraisal                   N                      N                0.5
      104124                     0                  Full Appraisal                   N                      N                0.5
      104127                     0                  Full Appraisal                   N                      N                0.5
      104131                     0                  Full Appraisal                   N                      N                0.5
      104135                     0                  Full Appraisal                   N                      N                0.5
      104136                     0                  Full Appraisal                   N                      N                0.5
      104138                     0                  Full Appraisal                   N                      N                0.5
      104139                     0                  Full Appraisal                   N                      N                0.5
      104142                     0                  Full Appraisal                   N                      N                0.5
      104143                     0                  Full Appraisal                   N                      N                0.5
      104144                     0                  Full Appraisal                   N                      N                0.5
      104150                     0                  Full Appraisal                   N                      N                0.5
      104153                     0                  Full Appraisal                   N                      N                0.5
      104155                     0                  Full Appraisal                   N                      N                0.5
      104156                     0                  Full Appraisal                   N                      N                0.5
      104157                     0                  Full Appraisal                   N                      N                0.5
      104159                     0                  Full Appraisal                   N                      N                0.5
      104160                     0                  Full Appraisal                   N                      N                0.5
      104161                     0                  Full Appraisal                   N                      N                0.5
      104164                     0                  Full Appraisal                   N                      N                0.5
      104168                     0                  Full Appraisal                   N                      N                0.5
      104172                     0                  Full Appraisal                   N                      N                0.5
      104175                     0                  Full Appraisal                   N                      N                0.5
      104176                     0                  Full Appraisal                   N                      N                0.5
      104177                     0                  Full Appraisal                   N                      N                0.5
      104179                     0                  Full Appraisal                   N                      N                0.5
      104183                     0                  Full Appraisal                   N                      N                0.5
      104186                     0                  Full Appraisal                   N                      N                0.5
      104187                     0                  Full Appraisal                   N                      N                0.5
      104189                     0                  Full Appraisal                   N                      N                0.5
      104195                     0                  Full Appraisal                   N                      N                0.5
      104196                     0                  Full Appraisal                   N                      N                0.5
      104197                     0                  Full Appraisal                   N                      N                0.5
      104198                     0                  Full Appraisal                   N                      N                0.5
      104200                     0                  Full Appraisal                   N                      N                0.5
      104202                     0                  Full Appraisal                   N                      N                0.5
      104203                     0                  Full Appraisal                   N                      N                0.5
      104205                     0                  Full Appraisal                   N                      N                0.5
      104209                     0                  Full Appraisal                   N                      N                0.5
      104210                     0                  Full Appraisal                   N                      N                0.5
      104211                     0                  Full Appraisal                   N                      N                0.5
      104212                     0                  Full Appraisal                   N                      N                0.5
      104213                     0                  Full Appraisal                   N                      N                0.5
      104221                     0                  Full Appraisal                   N                      N                0.5
      104222                     0                  Full Appraisal                   N                      N                0.5
      104223                     0                  Full Appraisal                   N                      N                0.5
      104227                     0                  Full Appraisal                   N                      N                0.5
      104229                     0                  Full Appraisal                   N                      N                0.5
      104230                     0                  Full Appraisal                   N                      N                0.5
      104235                     0                  Full Appraisal                   N                      N                0.5
      104236                     0                  Full Appraisal                   N                      N                0.5
      104237                     0                  Full Appraisal                   N                      N                0.5
      104238                     0                  Full Appraisal                   N                      N                0.5
      104241                     0                  Full Appraisal                   N                      N                0.5
      104244                     0                  Full Appraisal                   N                      N                0.5
      104245                     0                  Full Appraisal                   N                      N                0.5
      104246                     0                  Full Appraisal                   N                      N                0.5
      104247                     0                  Full Appraisal                   N                      N                0.5
      104249                     0                  Full Appraisal                   N                      N                0.5
      104254                     0                  Full Appraisal                   N                      N                0.5
      104256                     0                  Full Appraisal                   N                      N                0.5
      104260                     0                  Full Appraisal                   N                      N                0.5
      104262                     0                  Full Appraisal                   N                      N                0.5
      104264                     0                  Full Appraisal                   N                      N                0.5
      104268                     0                  Full Appraisal                   N                      N                0.5
      104270                     0                  Full Appraisal                   N                      N                0.5
      104272                     0                  Full Appraisal                   N                      N                0.5
      104273                     0                  Full Appraisal                   N                      N                0.5
      104274                     0                  Full Appraisal                   N                      N                0.5
      104275                     0                  Full Appraisal                   N                      N                0.5
      104276                     0                  Full Appraisal                   N                      N                0.5
      104279                     0                  Full Appraisal                   N                      N                0.5
      104280                     0                  Full Appraisal                   N                      N                0.5
      104281                     0                  Full Appraisal                   N                      N                0.5
      104283                     0                  Full Appraisal                   N                      N                0.5
      104288                     0                  Full Appraisal                   N                      N                0.5
      104294                     0                  Full Appraisal                   N                      N                0.5
      104295                     0                  Full Appraisal                   N                      N                0.5
      104338                     0                  Full Appraisal                   N                      N                0.5
      104390                     0                  Full Appraisal                   N                      N                0.5


    loan number          channel      rate floor             fpd             prefund_flag
-----------------------------------------------------------------------------------------
      103766             Retail             7.75          1/1/2006                Y2
      103807             Retail             7.75          1/1/2006                Y2
      103809             Retail              7.5          1/1/2006                Y2
      103811             Retail             7.75          1/1/2006                Y2
      103812             Retail               10          1/1/2006                Y2
      103814             Retail            10.34          1/1/2006                Y2
      103815             Retail              8.5          1/1/2006                Y2
      103817             Retail              9.5          1/1/2006                Y2
      103818             Retail             10.5          1/1/2006                Y2
      103819             Retail             9.75          1/1/2006                Y2
      103821             Retail                0          1/1/2006                Y2
      103822             Retail             7.99          1/1/2006                Y2
      103823             Retail             7.75          1/1/2006                Y2
      103824             Retail             7.99          1/1/2006                Y2
      103828             Retail             8.25          1/1/2006                Y2
      103831             Retail             7.49          1/1/2006                Y2
      103833             Retail             8.32          1/1/2006                Y2
      103834             Retail             8.49          1/1/2006                Y2
      103836             Retail             8.25          1/1/2006                Y2
      103838             Retail             8.75          1/1/2006                Y2
      103840             Retail             7.75          1/1/2006                Y2
      103842             Retail             8.75          1/1/2006                Y2
      103848             Retail              9.5          1/1/2006                Y2
      103851             Retail               11          1/1/2006                Y2
      103852             Retail             8.25          1/1/2006                Y2
      103854             Retail             8.99          1/1/2006                Y2
      103855             Retail             6.75          1/1/2006                Y2
      103856             Retail             9.55          1/1/2006                Y2
      103857             Retail             8.99          1/1/2006                Y2
      103859             Retail             8.25          2/1/2006                Y2
      103861             Retail                0          2/1/2006                Y2
      103862             Retail             9.99          2/1/2006                Y2
      103863             Retail                0          2/1/2006                Y2
      103866             Retail             8.25          2/1/2006                Y2
      103867             Retail             7.75          2/1/2006                Y2
      103868             Retail             7.75          2/1/2006                Y2
      103870             Retail             8.25          2/1/2006                Y2
      103874             Retail             8.25          2/1/2006                Y2
      103877             Retail             9.52          2/1/2006                Y2
      103878             Retail             8.75          2/1/2006                Y2
      103879             Retail             8.99          2/1/2006                Y2
      103880             Retail             6.99          2/1/2006                Y2
      103885             Retail            10.49          2/1/2006                Y2
      103889             Retail             7.99          2/1/2006                Y2
      103891             Retail            10.74          2/1/2006                Y2
      103896             Retail             8.75          2/1/2006                Y2
      103897             Retail                0          2/1/2006                Y2
      103898             Retail                9          2/1/2006                Y2
      103899             Retail             8.25          2/1/2006                Y2
      103900             Retail             7.99          2/1/2006                Y2
      103904             Retail             8.75          2/1/2006                Y2
      103906             Retail              9.5          2/1/2006                Y2
      103909             Retail                0          2/1/2006                Y2
      103910             Retail                0          2/1/2006                Y2
      103913             Retail              8.5          2/1/2006                Y2
      103915             Retail              9.5          2/1/2006                Y2
      103924             Retail                0          2/1/2006                Y2
      103925             Retail              9.5          2/1/2006                Y2
      103926             Retail             8.76          2/1/2006                Y2
      103929             Retail             9.51          2/1/2006                Y2
      103933             Retail             7.75          2/1/2006                Y2
      103935             Retail             8.25          2/1/2006                Y2
      103936             Retail             7.75          2/1/2006                Y2
      103937             Retail             8.75          2/1/2006                Y2
      103939             Retail             8.25          2/1/2006                Y2
      103940             Retail                0          2/1/2006                Y2
      103941             Retail              8.5          2/1/2006                Y2
      103942             Retail             8.99          2/1/2006                Y2
      103943             Retail             8.75          2/1/2006                Y2
      103947             Retail             7.75          2/1/2006                Y2
      103948             Retail             6.99          2/1/2006                Y2
      103949             Retail             8.49          2/1/2006                Y2
      103950             Retail             8.99          2/1/2006                Y2
      103952             Retail                0          2/1/2006                Y2
      103954             Retail             7.55          2/1/2006                Y2
      103956             Retail                8          2/1/2006                Y2
      103959             Retail             8.75          2/1/2006                Y2
      103962             Retail               11          2/1/2006                Y2
      103964             Retail             7.75          2/1/2006                Y2
      103965             Retail                9          2/1/2006                Y2
      103967             Retail             7.75          2/1/2006                Y2
      103970             Retail             8.75          2/1/2006                Y2
      103972             Retail             8.25          2/1/2006                Y2
      103973             Retail             8.59          2/1/2006                Y2
      103974             Retail             7.75          2/1/2006                Y2
      103976             Retail             8.99          2/1/2006                Y2
      103979             Retail             9.25          2/1/2006                Y2
      103982             Retail             7.75          2/1/2006                Y2
      103985             Retail             8.75          2/1/2006                Y2
      103987             Retail             8.75          2/1/2006                Y2
      103988             Retail             8.75          2/1/2006                Y2
      103990             Retail             7.99          2/1/2006                Y2
      103992             Retail              7.5          2/1/2006                Y2
      103994             Retail             8.75          2/1/2006                Y2
      103996             Retail              8.5          2/1/2006                Y2
      104000             Retail             6.75          2/1/2006                Y2
      104001             Retail            10.96          2/1/2006                Y2
      104004             Retail             8.25          2/1/2006                Y2
      104005             Retail             7.65          2/1/2006                Y2
      104006             Retail             8.75          2/1/2006                Y2
      104011             Retail                9          2/1/2006                Y2
      104012             Retail                7          2/1/2006                Y2
      104015             Retail             8.75          2/1/2006                Y2
      104017             Retail             9.99          2/1/2006                Y2
      104019             Retail             8.75          2/1/2006                Y2
      104021             Retail             7.25          2/1/2006                Y2
      104022             Retail             7.49          2/1/2006                Y2
      104023             Retail             7.75          2/1/2006                Y2
      104026             Retail              9.5          2/1/2006                Y2
      104028             Retail              9.5          2/1/2006                Y2
      104030             Retail                9          2/1/2006                Y2
      104031             Retail             8.99          2/1/2006                Y2
      104032             Retail             8.25          2/1/2006                Y2
      104034             Retail             8.75          2/1/2006                Y2
      104037             Retail             8.25          2/1/2006                Y2
      104039             Retail             7.75          2/1/2006                Y2
      104042             Retail                9          2/1/2006                Y2
      104044             Retail             6.75          2/1/2006                Y2
      104046             Retail             7.25          2/1/2006                Y2
      104047             Retail              8.5          2/1/2006                Y2
      104048             Retail             8.99          2/1/2006                Y2
      104049             Retail             6.99          2/1/2006                Y2
      104051             Retail              9.5          2/1/2006                Y2
      104052             Retail             8.99          2/1/2006                Y2
      104055             Retail             8.75          2/1/2006                Y2
      104056             Retail             6.99          2/1/2006                Y2
      104057             Retail             6.75          2/1/2006                Y2
      104058             Retail                7          2/1/2006                Y2
      104059             Retail             9.18          2/1/2006                Y2
      104060             Retail             8.99          2/1/2006                Y2
      104061             Retail             7.49          2/1/2006                Y2
      104063             Retail             8.75          2/1/2006                Y2
      104071             Retail             9.29          2/1/2006                Y2
      104072             Retail             7.99          2/1/2006                Y2
      104074             Retail             8.25          2/1/2006                Y2
      104075             Retail             7.75          2/1/2006                Y2
      104077             Retail             7.75          2/1/2006                Y2
      104079             Retail             9.67          2/1/2006                Y2
      104080             Retail             7.75          2/1/2006                Y2
      104082             Retail             7.75          2/1/2006                Y2
      104085             Retail             8.25          2/1/2006                Y2
      104088             Retail              7.5          2/1/2006                Y2
      104090             Retail             7.34          2/1/2006                Y2
      104092             Retail             7.49          2/1/2006                Y2
      104093             Retail              9.5          2/1/2006                Y2
      104094             Retail             8.41          2/1/2006                Y2
      104095             Retail             7.75          2/1/2006                Y2
      104104             Retail                9          2/1/2006                Y2
      104105             Retail             9.49          2/1/2006                Y2
      104108             Retail             7.25          2/1/2006                Y2
      104109             Retail             7.25          2/1/2006                Y2
      104110             Retail             9.47          2/1/2006                Y2
      104111             Retail             8.99          2/1/2006                Y2
      104116             Retail             7.25          2/1/2006                Y2
      104121             Retail             8.25          2/1/2006                Y2
      104123             Retail             8.75          2/1/2006                Y2
      104124             Retail             7.75          2/1/2006                Y2
      104127             Retail             8.25          2/1/2006                Y2
      104131             Retail             8.25          2/1/2006                Y2
      104135             Retail             7.99          2/1/2006                Y2
      104136             Retail             7.75          2/1/2006                Y2
      104138             Retail             6.99          2/1/2006                Y2
      104139             Retail             8.75          2/1/2006                Y2
      104142             Retail             8.99          2/1/2006                Y2
      104143             Retail             7.75          2/1/2006                Y2
      104144             Retail             8.25          2/1/2006                Y2
      104150             Retail             8.75          2/1/2006                Y2
      104153             Retail             9.99          2/1/2006                Y2
      104155             Retail              7.6          2/1/2006                Y2
      104156             Retail             9.56          2/1/2006                Y2
      104157             Retail             7.99          2/1/2006                Y2
      104159             Retail               10          2/1/2006                Y2
      104160             Retail             9.99          2/1/2006                Y2
      104161             Retail             8.25          2/1/2006                Y2
      104164             Retail             7.99          2/1/2006                Y2
      104168             Retail              8.5          2/1/2006                Y2
      104172             Retail             8.25          2/1/2006                Y2
      104175             Retail             9.49          2/1/2006                Y2
      104176             Retail             7.61          2/1/2006                Y2
      104177             Retail             8.25          2/1/2006                Y2
      104179             Retail            10.49          2/1/2006                Y2
      104183             Retail             9.99          2/1/2006                Y2
      104186             Retail             7.25          2/1/2006                Y2
      104187             Retail            11.25          2/1/2006                Y2
      104189             Retail             9.25          2/1/2006                Y2
      104195             Retail             8.75          2/1/2006                Y2
      104196             Retail             8.75          2/1/2006                Y2
      104197             Retail              8.5          2/1/2006                Y2
      104198             Retail             8.25          3/1/2006                Y2
      104200             Retail             7.75          3/1/2006                Y2
      104202             Retail             8.75          3/1/2006                Y2
      104203             Retail             7.99          3/1/2006                Y2
      104205             Retail             7.75          3/1/2006                Y2
      104209             Retail             8.75          3/1/2006                Y2
      104210             Retail             9.15          3/1/2006                Y2
      104211             Retail             9.33          3/1/2006                Y2
      104212             Retail             8.75          3/1/2006                Y2
      104213             Retail              7.5          3/1/2006                Y2
      104221             Retail                9          3/1/2006                Y2
      104222             Retail             9.49          3/1/2006                Y2
      104223             Retail             8.25          3/1/2006                Y2
      104227             Retail             7.99          3/1/2006                Y2
      104229             Retail             8.25          3/1/2006                Y2
      104230             Retail             9.66          3/1/2006                Y2
      104235             Retail             9.99          3/1/2006                Y2
      104236             Retail             7.75          3/1/2006                Y2
      104237             Retail            10.49          3/1/2006                Y2
      104238             Retail             9.52          3/1/2006                Y2
      104241             Retail              9.5          3/1/2006                Y2
      104244             Retail              7.5          3/1/2006                Y2
      104245             Retail              8.5          3/1/2006                Y2
      104246             Retail              7.5          3/1/2006                Y2
      104247             Retail             8.25          3/1/2006                Y2
      104249             Retail             8.25          3/1/2006                Y2
      104254             Retail             7.25          3/1/2006                Y2
      104256             Retail             7.99          3/1/2006                Y2
      104260             Retail             8.49          3/1/2006                Y2
      104262             Retail              7.5          3/1/2006                Y2
      104264             Retail             8.25          3/1/2006                Y2
      104268             Retail             9.25          3/1/2006                Y2
      104270             Retail             8.25          3/1/2006                Y2
      104272             Retail             8.25          3/1/2006                Y2
      104273             Retail              7.5          3/1/2006                Y2
      104274             Retail             5.99          3/1/2006                Y2
      104275             Retail             9.59          3/1/2006                Y2
      104276             Retail             8.75          3/1/2006                Y2
      104279             Retail             8.25          3/1/2006                Y2
      104280             Retail              9.5          3/1/2006                Y2
      104281             Retail             7.99          3/1/2006                Y2
      104283             Retail             8.25          3/1/2006                Y2
      104288             Retail             7.99          3/1/2006                Y2
      104294             Retail             8.99          3/1/2006                Y2
      104295             Retail             9.32          3/1/2006                Y2
      104338             Retail             8.75          3/1/2006                Y2
      104390             Retail             5.99          3/1/2006                Y2