10-K 1 ga05a610k.txt 10K UNITED STATES OF AMERICA SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K X ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2005 TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES ACT OF 1934 For the transition period to __________ from _______________ Commission file number: 333-125485-11 GMACM MORTGAGE LOAN TRUST 2005-AR6 (Issuing Entity) RESIDENTIAL ASSET MORTGAGE PRODUCTS, INC. (Depositor) (Exact name of Registrant as specified in its Charter) Delaware 41-1955181 (State or other jurisdiction (I.R.S. Employer incorporation or organization) Identification Number) 8400 Normandale Lake Boulevard, Suite 250 Minneapolis, Minnesota 55437 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (952) 857-7000 Securities registered pursuant to Section 12(b) of the Act: None Securities registered pursuant to Section 12(g) of the Act: None Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Yes [] No[X] Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act. Yes[X] No[] Indicate by check mark whether the Registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the Registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes [X] No [ ] Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K (229.405 of this chapter) is not contained herein, and will not be contained, to the best of the Registrant's knowledge, in definitive proxy or information statements incorporated by reference in Part III of the Form 10-K or any amendment to this Form 10-K. [X] Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, or a non-accelerated filer. See definition of "accelerated filer and large accelerated filer" in Rule 12-b-2 of the Exchange Act. Large Accelerated filer [ ] Accelerated filer [ ] Non-accelerated filer [X] Indicate by check mark whether the registrant is a shell company (as Defined in Rule 12b-2 of the Exchange Act). Yes [ ] No [X] State the aggregate market value of the voting and non-voting common equity held by non-affiliates computed by reference to the price at which the common equity was last sold, or the average bid and asked price of such common equity, as of the of the last business day of the registrant's most recently completed second fiscal quarter Registrant does not have any voting or non-voting common equity. DOCUMENTS INCORPORATED BY REFERENCE: None PART I ITEM 1. Business. Not Applicable. Item 1A. Risk Factors. Not Applicable. Item 1B. Unresolved Staff Comments. Not Applicable. ITEM 2. Properties. Not Applicable. ITEM 3. Legal Proceedings. The registrant is not aware of any material legal proceedings with respect to the trustee, the servicer or the registrant, as related to the trust. ITEM 4. Submission of Matters to a Vote of Security Holders. No matters were submitted to a vote or consent of holders of the offered certificates during the fiscal year covered by this report. PART II ITEM 5. Market for Registrant's Common Equity and Related Stockholder Matters and Issuer Purchases of Equity Securities. The Trust does not issue stock. There is currently no established public trading market for Certificates. As of December 31, 2005, the number of registered holders of all classes of Notes was 13. ITEM 6. Selected Financial Data. Not Applicable. ITEM 7. Management's Discussion and Analysis of Financial Condition And Results of Operations. Not Applicable. ITEM 7A. Quantitative and Qualitative Disclosures About Market Risk. Not Applicable. ITEM 8. Financial Statements and Supplementary Data. Not Applicable. ITEM 9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosure. There was no change of accountants or disagreements with accountants on any matter of accounting principles or practices or financial disclosure. ITEM 9A Controls and Procedures Not Applicable. ITEM 9B. Other Information. None. PART III ITEM 10. Directors and Executive Officers of Registrant. Not Applicable. ITEM 11. Executive Compensation. Not Applicable. ITEM 12. Security Ownership of Certain Beneficial Owners and Management And Related Stockholder Matters. Not Applicable. ITEM 13. Certain Relationships and Related Transactions. Not Applicable. ITEM 14. Principal Accountant Fees and Services. Not Applicable. PART IV ITEM 15. Exhibits and Financial Statement Schedules. (a) Exhibit 31.1 Rule 13a-14(a)/15d-14(a) Certification Exhibit 99.1 Annual Independent Accountants' Servicing Reports concerning servicing activities Exhibit 99.2 Report of Management as to Compliance with Minimum Servicing Standards Exhibit 99.3 Annual Statements of Compliance under the Pooling and Servicing Agreements Exhibit 99.4 Aggregate Statement of Principal and Interest Distributions to Certificate Holders (b) Not Applicable. (c) Not Applicable. SIGNATURES Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized, on this 20th day of March 2006. By: GMAC MORTGAGE CORPORATION, as Servicer /s/ Anthony N. Renzi Name: Anthony N. Renzi Title: Executive Vice President SUPPLEMENTAL INFORMATION TO BE FURNISHED WITH REPORTS FILED PURSUANT TO SECTION 15(d) OF THE ACT BY REGISTRANTS WHICH HAVE NOT REGISTERED SECURITIES PURSUANT TO SECTION 12 OF THE ACT. The registrant has not sent an annual report or proxy material to security holders. The registrant will not be sending an annual report or proxy material to its security holders subsequent to the filing of this form. EXHIBIT INDEX Exhibit Description Exhibit 31.1 Rule 13a-14(a)/15d-14(a) Certification Exhibit 99.1 Annual Independent Accountants' Servicing Reports concerning servicing activities Exhibit 99.2 Report of Management as to Compliance with Minimum Servicing Standards Exhibit 99.3 Annual Statements of Compliance under the Pooling and Servicing Agreements Exhibit 99.4 Aggregate Statement of Principal and Interest Distributions to Certificate Holders