NOTES PAYABLE AND OTHER BORROWINGS (Tables)

6 Months Ended

Nov. 30, 2025

Debt Disclosure [Abstract]

Summary of Senior Notes

In September 2025, we issued $18.0 billion par value of fixed-rate senior notes comprising the following:

	November 30, 2025
(Dollars in millions)	Amount			Effective Interest Rate
$3,000, 4.45%, due September 2030	$	3,000		4.55%
$3,000, 4.80%, due September 2032		3,000		4.87%
$4,000, 5.20%, due September 2035		4,000		5.25%
$2,500, 5.875%, due September 2045		2,500		5.91%
$3,500, 5.95%, due September 2055		3,500		6.05%
$2,000, 6.10%, due September 2065		2,000		6.17%
Total fixed-rate senior notes	$	18,000
Unamortized discount/issuance costs		(118	)
Total fixed-rate senior notes, net	$	17,882