NOTES PAYABLE AND OTHER BORROWINGS (Tables)

3 Months Ended

Aug. 31, 2016

Debt Disclosure [Abstract]

Notes Payable and Other Borrowings

		August 31, 2016
(Dollars in millions)	Date of Issuance	Amount			Effective Interest Rate
$4,250, 1.90%, due September 2021	July 2016	$	4,250		1.94%
$2,500, 2.40%, due September 2023	July 2016		2,500		2.40%
$3,000, 2.65%, due July 2026	July 2016		3,000		2.69%
$1,250, 3.85%, due July 2036	July 2016		1,250		3.85%
$3,000, 4.00%, due July 2046	July 2016		3,000		4.00%
Total fixed-rate senior notes		$	14,000
Unamortized discount/issuance costs			(67	)
Total fixed-rate senior notes, net		$	13,933