NOTES PAYABLE AND OTHER BORROWINGS (Tables)

6 Months Ended

Nov. 30, 2024

Debt Disclosure [Abstract]

Notes Payable and Other Borrowings

In September 2024, we issued $6.3 billion, par value, of fixed-rate senior notes comprised of the following as of November 30, 2024:

	November 30, 2024
(Dollars in millions)	Amount			Effective Interest Rate
$1,500, 4.20%, due September 2029	$	1,500		4.27%
$1,750, 4.70%, due September 2034		1,750		4.77%
$1,750, 5.375%, due September 2054		1,750		5.43%
$1,250, 5.50%, due September 2064		1,250		5.55%
Total fixed rate senior notes	$	6,250
Unamortized discount/issuance costs		(39	)
Total fixed-rate senior notes, net	$	6,211