Consolidated Statements of Income - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Interest Income
Loans, including fees	$ 5,366,000	$ 5,653,000	$ 16,637,000	$ 15,676,000
Investment securities, taxable	239,000	278,000	746,000	863,000
Investment securities, tax-exempt	302,000	328,000	882,000	1,082,000
Other	15,000	60,000	92,000	312,000
Total Interest Income	5,922,000	6,319,000	18,357,000	17,933,000
Interest Expense
Deposits	833,000	1,173,000	2,950,000	3,249,000
Short-term borrowings		33,000		46,000
Long-term debt	164,000	142,000	513,000	409,000
Other	17,000	18,000	52,000	55,000
Total Interest Expense	1,014,000	1,366,000	3,515,000	3,759,000
Net Interest Income	4,908,000	4,953,000	14,842,000	14,174,000
Provision for Loan Losses	300,000	300,000	1,125,000	725,000
Net Interest Income after Provision for Loan Losses	4,608,000	4,653,000	13,717,000	13,449,000
Non-Interest Income
Service charges and fees	407,000	473,000	1,206,000	1,345,000
Earnings on bank owned life insurance	128,000	128,000	374,000	370,000
Unrealized (loss) gain on equity securities	(6,000)	22,000	(24,000)	57,000
Unrealized gain (loss) on interest rate swap	23,000	(15,000)	(156,000)	(109,000)
Recovery on previously impaired investment securities	20,000	13,000	48,000	39,000
Net gain on sale of loans	184,000	27,000	333,000	29,000
Other	15,000	21,000	53,000	73,000
Total Non-Interest Income	771,000	669,000	1,834,000	1,804,000
Non-Interest Expense
Salaries and employee benefits	2,172,000	2,111,000	6,311,000	6,509,000
Occupancy and equipment	647,000	632,000	1,921,000	1,855,000
Data processing	353,000	346,000	1,012,000	1,022,000
Professional services	245,000	239,000	741,000	735,000
Advertising	166,000	168,000	537,000	520,000
Postage and supplies	59,000	58,000	204,000	181,000
FDIC insurance	44,000	1,000	79,000	71,000
Other	236,000	364,000	850,000	976,000
Total Non-Interest Expense	3,922,000	3,919,000	11,655,000	11,869,000
Income before Income Taxes	1,457,000	1,403,000	3,896,000	3,384,000
Income Tax Expense	226,000	191,000	581,000	469,000
Net Income	$ 1,231,000	$ 1,212,000	$ 3,315,000	$ 2,915,000
Basic and diluted earnings per common share	$ 0.21	$ 0.20	$ 0.56	$ 0.48
Dividends declared per share	$ 0.12	$ 0.12	$ 0.36	$ 0.36