Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Assets
Cash and due from banks	$ 8,373	$ 7,884
Interest earning deposits	62,766	22,405
Cash and Cash Equivalents	71,139	30,289
Securities available for sale	81,641	71,201
Federal Home Loan Bank stock, at cost	1,977	2,055
Loans receivable, net of allowance for loan losses 2020 $5,347; 2019 $4,267	491,268	470,816
Premises and equipment, net	9,066	9,415
Accrued interest receivable	3,145	2,153
Bank owned life insurance	22,343	21,969
Other assets	2,084	2,971
Total Assets	682,663	610,869
Liabilities
Deposits: Interest bearing	464,869	422,247
Deposits: Non-interest bearing	90,669	61,229
Total Deposits	555,538	483,476
Long-term debt	31,350	34,650
Advances from borrowers for taxes and insurance	1,972	3,233
Other liabilities	8,916	6,670
Total Liabilities	597,776	528,029
Stockholders' Equity
Common stock, $0.01 par value per share, 25,000,000 shares authorized; 6,836,514 shares issued and 5,835,237 shares outstanding at September 30, 2020 and 6,836,514 shares issued and 5,924,339 shares outstanding at December 31, 2019	68	68
Additional paid-in capital	31,169	31,078
Treasury stock, at cost (1,001,277 shares at September 30, 2020 and 912,175 shares at December 31, 2019)	(11,430)	(10,184)
Unearned shares held by ESOP	(1,300)	(1,364)
Unearned shares held by compensation plans	(147)	(39)
Retained earnings	64,501	61,950
Accumulated other comprehensive income	2,026	1,331
Total Stockholders' Equity	84,887	82,840
Total Liabilities and Stockholders' Equity	$ 682,663	$ 610,869