Consolidated Statements of Income - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Interest Income
Loans, including fees	$ 5,597,000	$ 5,168,000	$ 11,271,000	$ 10,023,000
Investment securities, taxable	245,000	283,000	507,000	585,000
Investment securities, tax-exempt	291,000	364,000	580,000	754,000
Other	11,000	137,000	77,000	252,000
Total Interest Income	6,144,000	5,952,000	12,435,000	11,614,000
Interest Expense
Deposits	916,000	1,104,000	2,117,000	2,076,000
Short-term borrowings		13,000		13,000
Long-term debt	173,000	134,000	349,000	267,000
Other	17,000	18,000	35,000	37,000
Total Interest Expense	1,106,000	1,269,000	2,501,000	2,393,000
Net Interest Income	5,038,000	4,683,000	9,934,000	9,221,000
Provision for Loan Losses	325,000	350,000	825,000	425,000
Net Interest Income after Provision for Loan Losses	4,713,000	4,333,000	9,109,000	8,796,000
Non-Interest Income
Service charges and fees	349,000	451,000	799,000	872,000
Earnings on bank owned life insurance	124,000	123,000	246,000	242,000
Unrealized gain (loss) on equity securities	18,000	(1,000)	(18,000)	35,000
Unrealized loss on interest rate swap	(22,000)	(61,000)	(179,000)	(94,000)
Recovery on previously impaired investment securities	12,000	13,000	28,000	26,000
Net gain on sale of loans	112,000	2,000	149,000	2,000
Other	15,000	19,000	38,000	52,000
Total Non-Interest Income	608,000	546,000	1,063,000	1,135,000
Non-Interest Expenses
Salaries and employee benefits	1,923,000	2,137,000	4,139,000	4,398,000
Occupancy and equipment	633,000	599,000	1,274,000	1,223,000
Data processing	327,000	338,000	659,000	676,000
Professional services	281,000	262,000	496,000	496,000
Advertising	198,000	194,000	371,000	352,000
Postage and supplies	69,000	58,000	145,000	123,000
FDIC insurance	33,000	34,000	35,000	70,000
Other	271,000	325,000	614,000	612,000
Total Non-Interest Expenses	3,735,000	3,947,000	7,733,000	7,950,000
Income before Income Taxes	1,586,000	932,000	2,439,000	1,981,000
Income Tax Expense	233,000	127,000	355,000	278,000
Net Income	$ 1,353,000	$ 805,000	$ 2,084,000	$ 1,703,000
Basic and diluted earnings per common share	$ 0.23	$ 0.13	$ 0.35	$ 0.28
Dividends declared per share	$ 0.12	$ 0.12	$ 0.24	$ 0.24