Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Assets
Cash and due from banks	$ 8,809	$ 7,884
Interest earning deposits	70,055	22,405
Cash and Cash Equivalents	78,864	30,289
Securities available for sale	72,889	71,201
Federal Home Loan Bank stock, at cost	2,022	2,055
Loans receivable, net of allowance for loan losses 2020 $5,064; 2019 $4,267	487,928	470,816
Premises and equipment, net	9,188	9,415
Accrued interest receivable	3,221	2,153
Bank owned life insurance	22,215	21,969
Other assets	1,477	2,971
Total Assets	677,804	610,869
Liabilities
Deposits: Interest bearing	460,862	422,247
Deposits: Non-interest bearing	89,623	61,229
Total Deposits	550,485	483,476
Long-term debt	32,350	34,650
Advances from borrowers for taxes and insurance	3,225	3,233
Other liabilities	7,236	6,670
Total Liabilities	593,296	528,029
Stockholders' Equity
Common stock, $0.01 par value per share, 25,000,000 shares authorized; 6,836,514 shares issued and 5,877,337 shares outstanding at June 30, 2020 and 6,836,514 shares issued and 5,924,339 shares outstanding at December 31, 2019	68	68
Additional paid-in capital	31,137	31,078
Treasury stock, at cost (959,177 shares at June 30, 2020 and 912,175 shares at December 31, 2019)	(10,880)	(10,184)
Unearned shares held by ESOP	(1,322)	(1,364)
Unearned shares held by compensation plans	(180)	(39)
Retained earnings	63,521	61,950
Accumulated other comprehensive income	2,164	1,331
Total Stockholders' Equity	84,508	82,840
Total Liabilities and Stockholders' Equity	$ 677,804	$ 610,869