Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Assets
Cash and due from banks	$ 7,912	$ 7,884
Interest earning deposits	37,627	22,405
Cash and Cash Equivalents	45,539	30,289
Securities available for sale	71,112	71,201
Federal Home Loan Bank stock, at cost	2,055	2,055
Loans receivable, net of allowance for loan losses 2020 $4,760; 2019 $4,267	473,354	470,816
Premises and equipment, net	9,458	9,415
Accrued interest receivable	2,220	2,153
Bank owned life insurance	22,091	21,969
Other assets	2,497	2,971
Total Assets	628,326	610,869
Liabilities
Deposits: Interest bearing	437,046	422,247
Deposits: Non-interest bearing	64,153	61,229
Total Deposits	501,199	483,476
Long-term debt	34,650	34,650
Advances from borrowers for taxes and insurance	2,329	3,233
Other liabilities	6,317	6,670
Total Liabilities	544,495	528,029
Stockholders' Equity
Common stock, $0.01 par value per share, 25,000,000 shares authorized; 6,836,514 shares issued and 5,918,269 shares outstanding at March 31, 2020 and 6,836,514 shares issued and 5,924,339 shares outstanding at December 31, 2019	68	68
Additional paid-in capital	31,105	31,078
Treasury stock, at cost (918,245 shares at March 31, 2020 and 912,175 shares at December 31, 2019)	(10,365)	(10,184)
Unearned shares held by ESOP	(1,343)	(1,364)
Unearned shares held by compensation plans	(215)	(39)
Retained earnings	62,422	61,950
Accumulated other comprehensive income	2,159	1,331
Total Stockholders' Equity	83,831	82,840
Total Liabilities and Stockholders' Equity	$ 628,326	$ 610,869