Regulatory Capital (Tables)

9 Months Ended

Sep. 30, 2022

Regulatory Capital

Summary of company and the Bank's capital amounts and ratios

The following tables present the capital amounts and ratios for the Company, on a consolidated basis, and the Bank as of September 30, 2022 and December 31, 2021:

					Minimum Required				For Capital Adequacy				To be Well Capitalized
					For Capital Adequacy				Purposes Plus Capital				Under Prompt Corrective
	Actual				Purposes				Conservation Buffer				Action Regulations
(dollars in thousands)	Amount		Ratio		Amount		Ratio		Amount		Ratio		Amount		Ratio
September 30, 2022
Company (Consolidated):
Total Risk-based Capital	$	535,184	13.78	%	$	310,810	8.00	%	$	407,939	10.50	%		N/A	N/A
Tier 1 Risk-based Capital		395,765	10.19			233,108	6.00			330,236	8.50			N/A	N/A
Common Equity Tier 1 Capital		329,251	8.47			174,831	4.50			271,959	7.00			N/A	N/A
Tier 1 Leverage Ratio		395,765	9.98			158,647	4.00			158,647	4.00			N/A	N/A
Bank:
Total Risk-based Capital	$	491,982	12.67	%	$	310,689	8.00	%	$	407,779	10.50	%	$	388,361	10.00	%
Tier 1 Risk-based Capital		445,131	11.46			233,017	6.00			330,107	8.50			310,689	8.00
Common Equity Tier 1 Capital		445,131	11.46			174,762	4.50			271,853	7.00			252,435	6.50
Tier 1 Leverage Ratio		445,131	11.24			158,453	4.00			158,453	4.00			198,067	5.00

					Minimum Required				For Capital Adequacy				To be Well Capitalized
					For Capital Adequacy				Purposes Plus Capital				Under Prompt Corrective
	Actual				Purposes				Conservation Buffer				Action Regulations
(dollars in thousands)	Amount		Ratio		Amount		Ratio		Amount		Ratio		Amount		Ratio
December 31, 2021
Company (Consolidated):
Total Risk-based Capital	$	499,554	15.55	%	$	256,966	8.00	%	$	337,268	10.50	%		N/A	N/A
Tier 1 Risk-based Capital		367,161	11.43			192,725	6.00			273,027	8.50			N/A	N/A
Common Equity Tier 1 Capital		300,647	9.36			144,543	4.50			224,845	7.00			N/A	N/A
Tier 1 Leverage Ratio		367,161	10.82			135,723	4.00			135,723	4.00			N/A	N/A
Bank:
Total Risk-based Capital	$	415,848	12.94	%	$	257,005	8.00	%	$	337,319	10.50	%	$	321,256	10.00	%
Tier 1 Risk-based Capital		375,688	11.69			192,754	6.00			273,068	8.50			257,005	8.00
Common Equity Tier 1 Capital		375,688	11.69			144,565	4.50			224,879	7.00			208,816	6.50
Tier 1 Leverage Ratio		375,688	11.09			135,508	4.00			135,508	4.00			169,386	5.00