Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
ASSETS
Cash and Cash Equivalents	$ 143,473	$ 160,675
Bank-Owned Certificates of Deposit	1,876	2,860
Securities Available for Sale, at Fair Value	439,362	390,629
Loans, Net of Allowance for Loan Losses of $40,020 at December 31, 2021 and $34,841 at December 31, 2020	2,769,917	2,282,436
Federal Home Loan Bank (FHLB) Stock, at Cost	5,242	5,027
Premises and Equipment, Net	49,395	50,987
Accrued Interest	9,186	9,172
Goodwill	2,626	2,626
Other Intangible Assets, Net	479	670
Other Assets	56,103	22,263
Total Assets	3,477,659	2,927,345
Deposits:
Noninterest Bearing	875,084	671,903
Interest Bearing	2,071,153	1,829,733
Total Deposits	2,946,237	2,501,636
Notes Payable		11,000
FHLB Advances	42,500	57,500
Subordinated Debentures, Net of Issuance Costs	92,239	73,739
Accrued Interest Payable	1,409	1,615
Other Liabilities	16,002	16,450
Total Liabilities	3,098,387	2,661,940
SHAREHOLDERS' EQUITY
Preferred Stock - Issued and Outstanding 27,600 Series A shares ($2,500 liquidation preference) at December 31, 2021 and -0- at December 31, 2020	66,514
Common Stock- $0.01 par value Common Stock - Authorized 75,000,000; Common Stock - Issued and Outstanding 28,206,566 at December 31, 2021 and 28,143,493 at December 31, 2020	282	281
Additional Paid-In Capital	104,123	103,714
Retained Earnings	199,347	154,831
Accumulated Other Comprehensive Income	9,006	6,579
Total Shareholders' Equity	379,272	265,405
Total Liabilities and Equity	$ 3,477,659	$ 2,927,345