Regulatory Capital (Tables)

6 Months Ended

Jun. 30, 2020

Regulatory Capital

Summary of company and the Bank's capital amounts and ratios

The following tables present the Company and the Bank’s capital amounts and ratios as of June 30, 2020 and December 31, 2019:

					Minimum Required				For Capital Adequacy				To be Well Capitalized
					For Capital Adequacy				Purposes Plus Capital				Under Prompt Corrective
	Actual				Purposes				Conservation Buffer				Action Regulations
June 30, 2020	Amount		Ratio		Amount		Ratio		Amount		Ratio		Amount		Ratio
	(dollars in thousands)
Company (Consolidated):
Total Risk-Based Capital	$	351,627	15.99	%	$	175,889	8.00	%	$	230,854	10.50	%		N/A	N/A
Tier 1 Risk-Based Capital		250,480	11.39			131,917	6.00			186,882	8.50			N/A	N/A
Common Equity Tier 1 Capital		250,480	11.39			98,937	4.50			153,903	7.00			N/A	N/A
Tier 1 Leverage Ratio		250,480	9.94			100,750	4.00			100,750	4.00			N/A	N/A
Bank:
Total Risk-Based Capital	$	312,358	14.21	%	$	175,816	8.00	%	$	230,759	10.50	%	$	219,770	10.00	%
Tier 1 Risk-Based Capital		284,880	12.96			131,862	6.00			186,805	8.50			175,816	8.00
Common Equity Tier 1 Capital		284,880	12.96			98,897	4.50			153,839	7.00			142,851	6.50
Tier 1 Leverage Ratio		284,880	11.36			100,289	4.00			100,289	4.00			125,361	5.00

					Minimum Required				For Capital Adequacy				To be Well Capitalized
					For Capital Adequacy				Purposes Plus Capital				Under Prompt Corrective
	Actual				Purposes				Conservation Buffer				Action Regulations
December 31, 2019	Amount		Ratio		Amount		Ratio		Amount		Ratio		Amount		Ratio
	(dollars in thousands)
Company (Consolidated):
Total Risk-Based Capital	$	269,613	12.98	%	$	166,163	8.00	%	$	218,089	10.50	%		N/A	N/A
Tier 1 Risk-Based Capital		236,533	11.39			124,623	6.00			176,549	8.50			N/A	N/A
Common Equity Tier 1 Capital		236,533	11.39			93,467	4.50			145,393	7.00			N/A	N/A
Tier 1 Leverage Ratio		236,533	10.69			88,498	4.00			88,498	4.00			N/A	N/A
Bank:
Total Risk-Based Capital	$	252,501	12.16	%	$	166,137	8.00	%	$	218,055	10.50	%	$	207,671	10.00	%
Tier 1 Risk-Based Capital		243,461	11.72			124,603	6.00			176,521	8.50			166,137	8.00
Common Equity Tier 1 Capital		243,461	11.72			93,452	4.50			145,370	7.00			134,986	6.50
Tier 1 Leverage Ratio		243,461	11.01			88,455	4.00			88,455	4.00			110,569	5.00