Regulatory Capital (Tables)

3 Months Ended

Mar. 31, 2020

Regulatory Capital

Summary of company and the Bank’s capital amounts and ratios

The following tables present the Company and the Bank’s capital amounts and ratios as of March 31, 2020 and December 31, 2019:

					Minimum Required				For Capital Adequacy				To be Well Capitalized
					For Capital Adequacy				Purposes Plus Capital				Under Prompt Corrective
	Actual				Purposes				Conservation Buffer				Action Regulations
March 31, 2020	Amount		Ratio		Amount		Ratio		Amount		Ratio		Amount		Ratio
	(dollars in thousands)
Company (Consolidated):
Total Risk-Based Capital	$	292,080	13.38	%	$	174,641	8.00	%	$	229,216	10.50	%		N/A	N/A
Tier 1 Risk-Based Capital		242,376	11.10			130,980	6.00			185,556	8.50			N/A	N/A
Common Equity Tier 1 Capital		242,376	11.10			98,235	4.50			152,810	7.00			N/A	N/A
Tier 1 Leverage Ratio		242,376	10.51			92,259	4.00			92,259	4.00			N/A	N/A
Bank:
Total Risk-Based Capital	$	276,487	12.67	%	$	174,523	8.00	%	$	229,062	10.50	%	$	218,154	10.00	%
Tier 1 Risk-Based Capital		251,542	11.53			130,893	6.00			185,431	8.50			174,523	8.00
Common Equity Tier 1 Capital		251,542	11.53			98,169	4.50			152,708	7.00			141,800	6.50
Tier 1 Leverage Ratio		251,542	10.93			92,088	4.00			92,088	4.00			115,110	5.00

					Minimum Required				For Capital Adequacy				To be Well Capitalized
					For Capital Adequacy				Purposes Plus Capital				Under Prompt Corrective
	Actual				Purposes				Conservation Buffer				Action Regulations
December 31, 2019	Amount		Ratio		Amount		Ratio		Amount		Ratio		Amount		Ratio
	(dollars in thousands)
Company (Consolidated):
Total Risk-Based Capital	$	269,613	12.98	%	$	166,163	8.00	%	$	218,089	10.50	%		N/A	N/A
Tier 1 Risk-Based Capital		236,533	11.39			124,623	6.00			176,549	8.50			N/A	N/A
Common Equity Tier 1 Capital		236,533	11.39			93,467	4.50			145,393	7.00			N/A	N/A
Tier 1 Leverage Ratio		236,533	10.69			88,498	4.00			88,498	4.00			N/A	N/A
Bank:
Total Risk-Based Capital	$	252,501	12.16	%	$	166,137	8.00	%	$	218,055	10.50	%	$	207,671	10.00	%
Tier 1 Risk-Based Capital		243,461	11.72			124,603	6.00			176,521	8.50			166,137	8.00
Common Equity Tier 1 Capital		243,461	11.72			93,452	4.50			145,370	7.00			134,986	6.50
Tier 1 Leverage Ratio		243,461	11.01			88,455	4.00			88,455	4.00			110,569	5.00