Regulatory Capital (Tables)

12 Months Ended

Dec. 31, 2019

Regulatory Capital

Summary of company and the Bank’s capital amounts and ratios

The following tables present the Company and the Bank’s capital amounts and ratios as of December 31, 2019 and 2018:

					Minimum Required				For Capital Adequacy				To be Well Capitalized
					For Capital Adequacy				Purposes Plus Capital				Under Prompt Corrective
	Actual				Purposes				Conservation Buffer				Action Regulations
December 31, 2019	Amount		Ratio		Amount		Ratio		Amount		Ratio		Amount		Ratio
(dollars in thousands)
Company (Consolidated):
Total Risk-Based Capital	$	269,613	12.98	%	$	166,163	8.00	%	$	218,089	10.50	%		N/A	N/A
Tier 1 Risk-Based Capital		236,533	11.39			124,623	6.00			176,549	8.50			N/A	N/A
Common Equity Tier 1 Capital		236,533	11.39			93,467	4.50			145,393	7.00			N/A	N/A
Tier 1 Leverage Ratio		236,533	10.69			88,498	4.00			88,498	4.00			N/A	N/A
Bank:
Total Risk-Based Capital	$	252,501	12.16	%	$	166,137	8.00	%	$	218,055	10.50	%	$	207,671	10.00	%
Tier 1 Risk-Based Capital		243,461	11.72			124,603	6.00			176,521	8.50			166,137	8.00
Common Equity Tier 1 Capital		243,461	11.72			93,452	4.50			145,370	7.00			134,986	6.50
Tier 1 Leverage Ratio		243,461	11.01			88,455	4.00			88,455	4.00			110,569	5.00

					Minimum Required				For Capital Adequacy				To be Well Capitalized
					For Capital Adequacy				Purposes Plus Capital				Under Prompt Corrective
	Actual				Purposes				Conservation Buffer				Action Regulations
December 31, 2018	Amount		Ratio		Amount		Ratio		Amount		Ratio		Amount		Ratio
(dollars in thousands)
Company (Consolidated):
Total Risk-Based Capital	$	263,909	14.55	%	$	145,111	8.00	%	$	179,121	9.875	%		N/A	N/A
Tier 1 Risk-Based Capital		218,888	12.07			108,833	6.00			142,844	7.875			N/A	N/A
Common Equity Tier 1 Capital		218,888	12.07			81,625	4.50			115,635	6.375			N/A	N/A
Tier 1 Leverage Ratio		218,888	11.23			77,971	4.00			77,971	4.00			N/A	N/A
Bank:
Total Risk-Based Capital	$	230,865	12.76	%	$	144,776	8.00	%	$	178,707	9.875	%	$	180,970	10.00	%
Tier 1 Risk-Based Capital		210,474	11.63			108,582	6.00			142,514	7.875			144,776	8.00
Common Equity Tier 1 Capital		210,474	11.63			81,436	4.50			115,368	6.375			117,630	6.50
Tier 1 Leverage Ratio		210,474	10.82			77,795	4.00			77,795	4.00			97,244	5.00