The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
EATON CORP PLC COMMON STOCK G29183103 321 3,670 SH   SOLE   1,670 0 2,000
EATON CORP PLC COMMON STOCK G29183103 11 125 SH   DFND   125 0 0
MEDTRONIC PLC FOREIGN EQUITIES G5960L103 944 10,294 SH   SOLE   8,073 0 2,221
MEDTRONIC PLC FOREIGN EQUITIES G5960L103 330 3,598 SH   DFND   3,480 0 118
TE CONNECTIVITY LTD COMMON STOCK H84989104 629 7,712 SH   SOLE   5,388 0 2,324
TE CONNECTIVITY LTD COMMON STOCK H84989104 149 1,825 SH   DFND   1,700 0 125
A T & T INC COMMON STOCK 00206R102 2,168 71,748 SH   SOLE   71,748 0 0
A T & T INC COMMON STOCK 00206R102 359 11,872 SH   DFND   9,912 0 1,960
ABBOTT LABS COM COMMON STOCK 002824100 1,360 14,871 SH   SOLE   11,871 0 3,000
ABBOTT LABS COM COMMON STOCK 002824100 119 1,299 SH   DFND   1,299 0 0
ABBVIE INC COMMON STOCK 00287Y109 1,521 15,487 SH   SOLE   12,487 0 3,000
ABBVIE INC COMMON STOCK 00287Y109 108 1,099 SH   DFND   1,099 0 0
ALPHABET INC - CLASS C COMMON STOCK 02079K107 1,038 734 SH   SOLE   734 0 0
ALPHABET INC - CLASS A COMMON STOCK 02079K305 1,157 816 SH   SOLE   746 0 70
ALPHABET INC - CLASS A COMMON STOCK 02079K305 187 132 SH   DFND   0 0 132
ALTRIA GROUP INC COM COMMON STOCK 02209S103 583 14,846 SH   SOLE   12,846 0 2,000
ALTRIA GROUP INC COM COMMON STOCK 02209S103 172 4,390 SH   DFND   450 0 3,940
AMAZON COM INC. COMMON STOCK 023135106 543 197 SH   SOLE   197 0 0
AMAZON COM INC. COMMON STOCK 023135106 25 9 SH   DFND   9 0 0
AMETEK INC NEW COM COMMON STOCK 031100100 308 3,450 SH   DFND   3,450 0 0
AMGEN INC COM COMMON STOCK 031162100 531 2,250 SH   SOLE   2,250 0 0
AMGEN INC COM COMMON STOCK 031162100 131 555 SH   DFND   0 0 555
APPLE INC COMMON STOCK 037833100 12,455 34,142 SH   SOLE   29,432 0 4,710
APPLE INC COMMON STOCK 037833100 4,630 12,691 SH   DFND   8,460 0 4,231
AUTOMATIC DATA PROCESSING INCOM COMMON STOCK 053015103 514 3,450 SH   SOLE   3,450 0 0
AUTOMATIC DATA PROCESSING INCOM COMMON STOCK 053015103 208 1,400 SH   DFND   1,400 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104 716 30,156 SH   SOLE   24,300 332 5,524
BANK OF AMERICA CORP COMMON STOCK 060505104 333 14,008 SH   DFND   12,776 0 1,232
BANK NEW YORK MELLON CORP COMMON STOCK 064058100 202 5,228 SH   SOLE   5,228 0 0
BANK NEW YORK MELLON CORP COMMON STOCK 064058100 97 2,500 SH   DFND   2,200 0 300
BAXTER INTL INC COM COMMON STOCK 071813109 2,508 29,124 SH   SOLE   24,896 0 4,228
BAXTER INTL INC COM COMMON STOCK 071813109 211 2,450 SH   DFND   200 0 2,250
BERKSHIRE HATHAWAY INC. DELWARE CL COMMON STOCK 084670108 535 2 SH   SOLE   2 0 0
BERKSHIRE HATHAWAY INC DEL COMMON STOCK 084670702 388 2,174 SH   SOLE   2,174 0 0
BLACKROCK SBI MUTUAL FUNDS - FIXED INCOME 09249E101 1,355 88,174 SH   SOLE   87,106 0 1,068
BLACKROCK SBI MUTUAL FUNDS - FIXED INCOME 09249E101 98 6,399 SH   DFND   936 0 5,463
BRISTOL MYERS SQUIBB CO COM COMMON STOCK 110122108 1,835 31,217 SH   SOLE   26,989 0 4,228
BRISTOL MYERS SQUIBB CO COM COMMON STOCK 110122108 253 4,300 SH   DFND   3,700 0 600
CIGNA CORP NEW COMMON STOCK 125523100 335 1,784 SH   SOLE   1,784 0 0
CIGNA CORP NEW COMMON STOCK 125523100 10 55 SH   DFND   46 0 9
CVS HEALTH CORPORATION COMMON STOCK 126650100 305 4,690 SH   SOLE   2,690 0 2,000
CVS HEALTH CORPORATION COMMON STOCK 126650100 276 4,250 SH   DFND   4,250 0 0
CATERPILLAR INC DEL COM COMMON STOCK 149123101 370 2,926 SH   SOLE   2,926 0 0
CATERPILLAR INC DEL COM COMMON STOCK 149123101 920 7,270 SH   DFND   4,300 0 2,970
CHEVRON CORPORATION COMMON STOCK 166764100 2,572 28,824 SH   SOLE   27,852 0 972
CHEVRON CORPORATION COMMON STOCK 166764100 498 5,576 SH   DFND   4,456 0 1,120
CISCO SYS INC COM COMMON STOCK 17275R102 389 8,338 SH   SOLE   8,338 0 0
COCA COLA CO COM COMMON STOCK 191216100 521 11,654 SH   SOLE   11,654 0 0
COCA COLA CO COM COMMON STOCK 191216100 85 1,900 SH   DFND   800 0 1,100
COLGATE PALMOLIVE CO COM COMMON STOCK 194162103 565 7,716 SH   SOLE   7,716 0 0
COMCAST CORP CLASS A COMMON STOCK 20030N101 774 19,850 SH   SOLE   19,850 0 0
COMCAST CORP CLASS A COMMON STOCK 20030N101 75 1,920 SH   DFND   920 0 1,000
CONOCOPHILLIPS COM COMMON STOCK 20825C104 799 19,022 SH   SOLE   17,718 0 1,304
CONOCOPHILLIPS COM COMMON STOCK 20825C104 72 1,716 SH   DFND   136 0 1,580
CORNING INC COM COMMON STOCK 219350105 1,336 51,588 SH   SOLE   40,055 0 11,533
CORNING INC COM COMMON STOCK 219350105 237 9,150 SH   DFND   8,350 0 800
CORTEVA INC COMMON STOCK 22052L104 363 13,566 SH   SOLE   12,264 0 1,302
CORTEVA INC COMMON STOCK 22052L104 33 1,215 SH   DFND   53 0 1,162
DEERE & CO COM COMMON STOCK 244199105 291 1,850 SH   SOLE   1,850 0 0
DEERE & CO COM COMMON STOCK 244199105 13 80 SH   DFND   80 0 0
DISNEY (WALT) COMPANY HOLDING CO COMMON STOCK 254687106 1,930 17,305 SH   SOLE   13,805 0 3,500
DISNEY (WALT) COMPANY HOLDING CO COMMON STOCK 254687106 179 1,605 SH   DFND   805 0 800
DOMINION ENERGY INC NPV COMMON STOCK 25746U109 586 7,216 SH   SOLE   7,216 0 0
DOMINION ENERGY INC NPV COMMON STOCK 25746U109 28 350 SH   DFND   350 0 0
DOW INC COMMON STOCK 260557103 565 13,862 SH   SOLE   12,560 0 1,302
DOW INC COMMON STOCK 260557103 50 1,215 SH   DFND   53 0 1,162
DUKE ENERGY CORP NEW COMMON STOCK 26441C204 694 8,682 SH   SOLE   8,682 0 0
DUKE ENERGY CORP NEW COMMON STOCK 26441C204 119 1,485 SH   DFND   806 0 679
DUPONT DE NEMOURS INC. COMMON STOCK 26614N102 737 13,875 SH   SOLE   12,573 0 1,302
DUPONT DE NEMOURS INC. COMMON STOCK 26614N102 65 1,215 SH   DFND   53 0 1,162
EMERSON ELEC CO COM COMMON STOCK 291011104 1,010 16,281 SH   SOLE   11,281 0 5,000
EMERSON ELEC CO COM COMMON STOCK 291011104 281 4,525 SH   DFND   3,135 0 1,390
ESSENTIAL UTILITIES INC COMMON STOCK 29670G102 4,731 112,033 SH   SOLE   96,610 625 14,798
ESSENTIAL UTILITIES INC COMMON STOCK 29670G102 853 20,209 SH   DFND   12,453 0 7,756
EXELON CORP COMMON STOCK 30161N101 427 11,756 SH   SOLE   11,756 0 0
EXXON MOBIL CORP COM COMMON STOCK 30231G102 2,584 57,780 SH   SOLE   53,239 0 4,541
EXXON MOBIL CORP COM COMMON STOCK 30231G102 693 15,505 SH   DFND   10,204 0 5,301
FIRST BK WILLIAMSTOWN NEW USD 0.01 COMMON STOCK 31931U102 83 12,700 SH   SOLE   12,700 0 0
FISERV INC COM COMMON STOCK 337738108 418 4,280 SH   SOLE   4,280 0 0
GENERAL ELECTRIC CO COM COMMON STOCK 369604103 815 119,400 SH   SOLE   110,791 0 8,609
GENERAL ELECTRIC CO COM COMMON STOCK 369604103 222 32,520 SH   DFND   17,605 0 14,915
GENERAL MLS INC COM COMMON STOCK 370334104 118 1,910 SH   SOLE   1,910 0 0
GENERAL MLS INC COM COMMON STOCK 370334104 186 3,020 SH   DFND   2,920 0 100
H P INC COMMON STOCK 40434L105 432 24,810 SH   SOLE   20,810 0 4,000
H P INC COMMON STOCK 40434L105 78 4,450 SH   DFND   3,975 0 475
THE HERSHEY COMPANY COM COMMON STOCK 427866108 206 1,592 SH   SOLE   1,592 0 0
HEWLETT PACKARD ENTERPRISE CO COMMON STOCK 42824C109 220 22,642 SH   SOLE   18,642 0 4,000
HEWLETT PACKARD ENTERPRISE CO COMMON STOCK 42824C109 43 4,450 SH   DFND   3,975 0 475
HOME DEPOT INC COM COMMON STOCK 437076102 8,279 33,049 SH   SOLE   28,283 0 4,766
HOME DEPOT INC COM COMMON STOCK 437076102 839 3,350 SH   DFND   2,410 0 940
HONEYWELL INTL INC COM COMMON STOCK 438516106 3,401 23,524 SH   SOLE   20,296 0 3,228
HONEYWELL INTL INC COM COMMON STOCK 438516106 903 6,243 SH   DFND   2,835 0 3,408
ILLINOIS TOOL WKS INC COM COMMON STOCK 452308109 429 2,454 SH   SOLE   2,454 0 0
INTEL CORP COM COMMON STOCK 458140100 2,810 46,965 SH   SOLE   42,277 0 4,688
INTEL CORP COM COMMON STOCK 458140100 733 12,245 SH   DFND   3,705 0 8,540
INTERNATIONAL BUSINESS MACHSCOM COMMON STOCK 459200101 868 7,184 SH   SOLE   6,584 0 600
INTERNATIONAL BUSINESS MACHSCOM COMMON STOCK 459200101 422 3,498 SH   DFND   2,660 0 838
INVESCO WATER RESOURCES ETF ETF - EQUITY SMALL CAP 46137V142 5,783 159,131 SH   SOLE   136,670 0 22,461
INVESCO WATER RESOURCES ETF ETF - EQUITY SMALL CAP 46137V142 452 12,425 SH   DFND   4,025 0 8,400
INVESCO PREFERRED ETF ETF - FIXED INCOME 46138E511 8,599 608,968 SH   SOLE   584,815 0 24,153
INVESCO PREFERRED ETF ETF - FIXED INCOME 46138E511 524 37,103 SH   DFND   19,203 0 17,900
I SHARES CORE S & P TOTAL U S STOCK MARKET ETF - EQUITY LARGE CAP 464287150 1,505 21,670 SH   SOLE   21,670 0 0
I SHARES SELECT DIVIDEND ETF ETF - EQUITY LARGE CAP 464287168 14,960 185,331 SH   SOLE   170,401 0 14,930
I SHARES SELECT DIVIDEND ETF ETF - EQUITY LARGE CAP 464287168 920 11,397 SH   DFND   8,347 0 3,050
I SHRS TIPS BOND ETF ETF - FIXED INCOME 464287176 10,358 84,214 SH   SOLE   79,608 200 4,406
I SHRS TIPS BOND ETF ETF - FIXED INCOME 464287176 647 5,260 SH   DFND   2,405 0 2,855
ISHARES S & P GROWTH ETF ETF - EQUITY LARGE CAP 464287309 1,425 6,866 SH   SOLE   5,366 0 1,500
I SHARES S & P 500 VALUE ETF ETF - EQUITY LARGE CAP 464287408 600 5,545 SH   SOLE   5,545 0 0
I SHARES MSCI EAFE ETF ETF - FOREIGN EQUITY 464287465 313 5,140 SH   SOLE   5,140 0 0
I SHARES RUSSELL MID-CAP ETF ETF - EQUITY MID CAP 464287499 250 4,660 SH   SOLE   4,660 0 0
I SHARES S & P MIDCAP 400 GROWTH ETF ETF - EQUITY MID CAP 464287606 250 1,115 SH   SOLE   1,115 0 0
I SHARES MSCI EAFE CORE ETF - FOREIGN EQUITY 46432F842 15,594 272,857 SH   SOLE   225,532 0 47,325
I SHARES MSCI EAFE CORE ETF - FOREIGN EQUITY 46432F842 1,301 22,759 SH   DFND   14,594 0 8,165
I SHARES CORE MSCI EMERGING MICB ETF - FOREIGN EQUITY 46434G103 221 4,645 SH   SOLE   4,645 0 0
J P MORGAN CHASE & CO COMMON STOCK 46625H100 873 9,278 SH   SOLE   9,278 0 0
J P MORGAN CHASE & CO COMMON STOCK 46625H100 6 65 SH   DFND   0 0 65
JOHNSON & JOHNSON COM COMMON STOCK 478160104 5,801 41,251 SH   SOLE   38,923 0 2,328
JOHNSON & JOHNSON COM COMMON STOCK 478160104 1,387 9,863 SH   DFND   5,695 0 4,168
KIMBERLY CLARK CORP COM COMMON STOCK 494368103 3,637 25,730 SH   SOLE   23,559 0 2,171
KIMBERLY CLARK CORP COM COMMON STOCK 494368103 490 3,465 SH   DFND   2,980 0 485
L3HARRIS TECHNOLOGIES INC COMMON STOCK 502431109 256 1,509 SH   SOLE   1,509 0 0
LILLY ELI & CO COM COMMON STOCK 532457108 550 3,347 SH   SOLE   3,347 0 0
LILLY ELI & CO COM COMMON STOCK 532457108 164 1,000 SH   DFND   0 0 1,000
LOCKHEED MARTIN CORP COM COMMON STOCK 539830109 1,118 3,063 SH   SOLE   3,063 0 0
LOCKHEED MARTIN CORP COM COMMON STOCK 539830109 93 255 SH   DFND   75 0 180
LOWES COS INC COM COMMON STOCK 548661107 290 2,147 SH   SOLE   2,147 0 0
MANULIFE FINANCIAL FOREIGN EQUITIES 56501R106 140 10,306 SH   SOLE   10,306 0 0
MANULIFE FINANCIAL FOREIGN EQUITIES 56501R106 8 586 SH   DFND   586 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 2,452 13,294 SH   SOLE   11,294 0 2,000
MCDONALDS CORP COM COMMON STOCK 580135101 359 1,945 SH   DFND   1,025 0 920
MERCK & CO INC NEW COMMON STOCK 58933Y105 3,007 38,890 SH   SOLE   34,776 0 4,114
MERCK & CO INC NEW COMMON STOCK 58933Y105 475 6,140 SH   DFND   3,630 0 2,510
MICROSOFT CORP COM COMMON STOCK 594918104 10,258 50,408 SH   SOLE   46,028 0 4,380
MICROSOFT CORP COM COMMON STOCK 594918104 1,953 9,595 SH   DFND   2,755 0 6,840
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 473 9,260 SH   SOLE   7,876 0 1,384
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 106 2,068 SH   DFND   103 0 1,965
NEXTERA ENERGY INC COM COMMON STOCK 65339F101 1,268 5,280 SH   SOLE   5,280 0 0
NEXTERA ENERGY INC COM COMMON STOCK 65339F101 262 1,090 SH   DFND   1,090 0 0
NUVEEN SELECT TAX-FREE INCOME PORTFOLIO MUTUAL FUNDS-NON TAX 67062F100 250 15,950 SH   SOLE   15,950 0 0
NUVEEN SELECT TAX-FREE INCOME PORTFOLIO MUTUAL FUNDS-NON TAX 67062F100 225 14,350 SH   DFND   5,250 0 9,100
NVIDIA CORPORATION COMMON STOCK 67066G104 425 1,120 SH   SOLE   1,120 0 0
NUVEEN CREDIT STRATEGIES INCOME FUND PREFERRED STOCK 67073D102 771 132,003 SH   SOLE   119,101 0 12,902
NUVEEN CREDIT STRATEGIES INCOME FUND PREFERRED STOCK 67073D102 78 13,320 SH   DFND   8,500 0 4,820
NUVEEN MUNICIPAL VALUE FUND MUTUAL FUNDS-NON TAX 670928100 128 12,591 SH   SOLE   12,591 0 0
ORACLE CORP COM COMMON STOCK 68389X105 97 1,750 SH   SOLE   1,750 0 0
ORACLE CORP COM COMMON STOCK 68389X105 276 5,000 SH   DFND   5,000 0 0
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105 712 6,764 SH   SOLE   5,793 0 971
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105 174 1,650 SH   DFND   550 0 1,100
PPG INDS INC COM COMMON STOCK 693506107 286 2,695 SH   SOLE   2,695 0 0
PPL CORP COMMON COMMON STOCK 69351T106 484 18,717 SH   SOLE   18,717 0 0
PPL CORP COMMON COMMON STOCK 69351T106 76 2,930 SH   DFND   830 0 2,100
PEPSICO INC COM COMMON STOCK 713448108 6,589 49,821 SH   SOLE   45,847 0 3,974
PEPSICO INC COM COMMON STOCK 713448108 1,068 8,075 SH   DFND   4,940 0 3,135
PFIZER INC COM COMMON STOCK 717081103 2,057 62,901 SH   SOLE   58,173 0 4,728
PFIZER INC COM COMMON STOCK 717081103 314 9,606 SH   DFND   7,320 0 2,286
PHILLIP MORRIS INTERNATIONALINC COMMON STOCK 718172109 818 11,678 SH   SOLE   9,678 0 2,000
PHILLIP MORRIS INTERNATIONALINC COMMON STOCK 718172109 272 3,879 SH   DFND   389 0 3,490
PHILLIPS 66 COMMON STOCK 718546104 764 10,621 SH   SOLE   9,969 0 652
PHILLIPS 66 COMMON STOCK 718546104 29 408 SH   DFND   118 0 290
PROCTER AND GAMBLE CO COM COMMON STOCK 742718109 4,667 39,029 SH   SOLE   35,241 0 3,788
PROCTER AND GAMBLE CO COM COMMON STOCK 742718109 1,092 9,130 SH   DFND   6,015 0 3,115
PROSHARES ULTRA S & P 500 EFT ETF - EQUITY LARGE CAP 74347R107 509 4,070 SH   SOLE   4,070 0 0
PUBLIC SVC ENTERPRISE GRP INCOM COMMON STOCK 744573106 255 5,198 SH   SOLE   5,198 0 0
PUBLIC SVC ENTERPRISE GRP INCOM COMMON STOCK 744573106 46 936 SH   DFND   936 0 0
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 254 4,119 SH   SOLE   4,119 0 0
SCHLUMBERGER LTD COM COMMON STOCK 806857108 206 11,197 SH   SOLE   7,349 0 3,848
SCHLUMBERGER LTD COM COMMON STOCK 806857108 56 3,045 SH   DFND   1,870 0 1,175
SOUTHERN CO COM COMMON STOCK 842587107 254 4,898 SH   SOLE   4,898 0 0
SOUTHERN CO COM COMMON STOCK 842587107 100 1,925 SH   DFND   1,075 0 850
TARGET CORP COMMON STOCK 87612E106 4,141 34,527 SH   SOLE   29,299 0 5,228
TARGET CORP COMMON STOCK 87612E106 247 2,060 SH   DFND   1,120 0 940
3M CO COMMON COMMON STOCK 88579Y101 3,139 20,124 SH   SOLE   17,382 0 2,742
3M CO COMMON COMMON STOCK 88579Y101 407 2,608 SH   DFND   2,040 0 568
VANECK VEC AGRIBUSINESS ETF ETF - EQUITY LARGE CAP 92189F700 1,464 24,344 SH   SOLE   20,116 0 4,228
VANECK VEC AGRIBUSINESS ETF ETF - EQUITY LARGE CAP 92189F700 72 1,205 SH   DFND   805 0 400
VANGUARD INTERMEDIATE TERM BOND INDEX ETF ETF - FIXED INCOME 921937819 32,998 354,093 SH   SOLE   324,678 490 28,925
VANGUARD INTERMEDIATE TERM BOND INDEX ETF ETF - FIXED INCOME 921937819 2,098 22,518 SH   DFND   10,788 0 11,730
VANGUARD FTSE DEVELOPED MARKET ETF ETF - FOREIGN EQUITY 921943858 1,187 30,610 SH   SOLE   16,340 0 14,270
VANGUARD FTSE DEVELOPED MARKET ETF ETF - FOREIGN EQUITY 921943858 5 120 SH   DFND   120 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF - FOREIGN EQUITY 922042858 444 11,216 SH   SOLE   11,216 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF - FOREIGN EQUITY 922042858 9 223 SH   DFND   223 0 0
VANGUARD SHORT TERM CORP BD ETF #3145 ETF - FIXED INCOME 92206C409 46,458 562,107 SH   SOLE   535,025 700 26,382
VANGUARD SHORT TERM CORP BD ETF #3145 ETF - FIXED INCOME 92206C409 4,703 56,908 SH   DFND   24,063 0 32,845
VANGUARD REIT INDEX #0986 ETF - EQUITY LARGE CAP 922908553 1,815 23,117 SH   SOLE   21,017 0 2,100
VANGUARD REIT INDEX #0986 ETF - EQUITY LARGE CAP 922908553 151 1,928 SH   DFND   333 0 1,595
VANGUARD TOTAL STOCK MARKET ETF ETF - EQUITY LARGE CAP 922908769 71,916 459,442 SH   SOLE   351,608 200 107,634
VANGUARD TOTAL STOCK MARKET ETF ETF - EQUITY LARGE CAP 922908769 2,494 15,933 SH   DFND   10,210 0 5,723
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 4,622 83,832 SH   SOLE   79,682 0 4,150
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 455 8,256 SH   DFND   5,886 0 2,370
WALMART INC COM COMMON STOCK 931142103 1,245 10,393 SH   SOLE   8,665 0 1,728
WALMART INC COM COMMON STOCK 931142103 116 970 SH   DFND   870 0 100
WELLS FARGO & CO NEW COMMON STOCK 949746101 259 10,118 SH   SOLE   9,008 0 1,110
WELLS FARGO & CO NEW COMMON STOCK 949746101 54 2,108 SH   DFND   1,194 0 914
XCEL ENERGY INC COM COMMON STOCK 98389B100 532 8,509 SH   SOLE   7,037 0 1,472
XCEL ENERGY INC COM COMMON STOCK 98389B100 116 1,849 SH   DFND   1,232 0 617
YUM BRANDS INC COMMON STOCK 988498101 796 9,156 SH   SOLE   7,726 0 1,430
YUM BRANDS INC COMMON STOCK 988498101 158 1,818 SH   DFND   550 0 1,268
YUM CHINA HOLDINGS INC COMMON STOCK 98850P109 490 10,201 SH   SOLE   8,771 0 1,430
YUM CHINA HOLDINGS INC COMMON STOCK 98850P109 90 1,868 SH   DFND   600 0 1,268
ZIMMER BIOMET HOLDINGS INC COMMON STOCK 98956P102 336 2,818 SH   SOLE   2,595 0 223
ZIMMER BIOMET HOLDINGS INC COMMON STOCK 98956P102 71 597 SH   DFND   210 0 387