The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
EATON CORP PLC COMMON STOCK G29183103 297 3,720 SH   SOLE   1,720 0 2,000
EATON CORP PLC COMMON STOCK G29183103 10 125 SH   DFND   125 0 0
JOHNSON CONTROLS INTERNATIONAL PLC COMMON STOCK G51502105 309 8,783 SH   SOLE   7,709 0 1,074
JOHNSON CONTROLS INTERNATIONAL PLC COMMON STOCK G51502105 27 756 SH   DFND   638 0 118
MEDTRONIC PLC FOREIGN EQUITIES G5960L103 904 11,266 SH   SOLE   9,045 0 2,221
MEDTRONIC PLC FOREIGN EQUITIES G5960L103 306 3,810 SH   DFND   3,692 0 118
TE CONNECTIVITY LTD COMMON STOCK H84989104 876 8,773 SH   SOLE   6,449 0 2,324
TE CONNECTIVITY LTD COMMON STOCK H84989104 204 2,047 SH   DFND   1,922 0 125
A T & T INC COMMON STOCK 00206R102 2,694 75,594 SH   SOLE   75,594 0 0
A T & T INC COMMON STOCK 00206R102 466 13,064 SH   DFND   11,104 0 1,960
ABBOTT LABS COM COMMON STOCK 002824100 915 15,271 SH   SOLE   12,271 0 3,000
ABBOTT LABS COM COMMON STOCK 002824100 96 1,599 SH   DFND   1,599 0 0
ABBVIE INC COMMON STOCK 00287Y109 1,527 16,135 SH   SOLE   13,135 0 3,000
ABBVIE INC COMMON STOCK 00287Y109 151 1,599 SH   DFND   1,599 0 0
ALPHABET INC COMMON STOCK 02079K107 818 793 SH   SOLE   793 0 0
ALPHABET INC COMMON STOCK 02079K305 912 879 SH   SOLE   809 0 70
ALPHABET INC COMMON STOCK 02079K305 210 202 SH   DFND   0 0 202
ALTRIA GROUP INC COM COMMON STOCK 02209S103 1,101 17,662 SH   SOLE   15,662 0 2,000
ALTRIA GROUP INC COM COMMON STOCK 02209S103 292 4,690 SH   DFND   750 0 3,940
AMETEK INC NEW COM COMMON STOCK 031100100 262 3,450 SH   DFND   3,450 0 0
AMGEN INC COM COMMON STOCK 031162100 400 2,345 SH   SOLE   2,345 0 0
AMGEN INC COM COMMON STOCK 031162100 112 655 SH   DFND   0 0 655
APPLE INC COMMON STOCK 037833100 6,657 39,678 SH   SOLE   34,268 0 5,410
APPLE INC COMMON STOCK 037833100 2,289 13,640 SH   DFND   8,915 0 4,725
AQUA AMER INC COMMON STOCK 03836W103 4,370 128,336 SH   SOLE   111,913 625 15,798
AQUA AMER INC COMMON STOCK 03836W103 732 21,488 SH   DFND   13,732 0 7,756
AUTOMATIC DATA PROCESSING INCOM COMMON STOCK 053015103 416 3,665 SH   SOLE   3,665 0 0
AUTOMATIC DATA PROCESSING INCOM COMMON STOCK 053015103 159 1,400 SH   DFND   1,400 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104 960 32,027 SH   SOLE   26,171 332 5,524
BANK OF AMERICA CORP COMMON STOCK 060505104 425 14,174 SH   DFND   12,942 0 1,232
BANK NEW YORK MELLON CORP COMMON STOCK 064058100 297 5,759 SH   SOLE   5,759 0 0
BANK NEW YORK MELLON CORP COMMON STOCK 064058100 129 2,500 SH   DFND   2,200 0 300
BAXTER INTL INC COM COMMON STOCK 071813109 2,015 30,983 SH   SOLE   26,755 0 4,228
BAXTER INTL INC COM COMMON STOCK 071813109 221 3,402 SH   DFND   1,152 0 2,250
BERKSHIRE HATHAWAY INC. DELWARE CL COMMON STOCK 084670108 598 2 SH   SOLE   2 0 0
BERKSHIRE HATHAWAY INC DEL COMMON STOCK 084670702 413 2,070 SH   SOLE   2,070 0 0
BLACKROCK SBI MUTUAL FUNDS - FIXED INCOME 09249E101 1,291 98,538 SH   SOLE   97,470 0 1,068
BLACKROCK SBI MUTUAL FUNDS - FIXED INCOME 09249E101 84 6,399 SH   DFND   936 0 5,463
BOEING CO COM COMMON STOCK 097023105 408 1,245 SH   SOLE   1,245 0 0
BRISTOL MYERS SQUIBB CO COM COMMON STOCK 110122108 2,196 34,713 SH   SOLE   30,485 0 4,228
BRISTOL MYERS SQUIBB CO COM COMMON STOCK 110122108 350 5,538 SH   DFND   4,938 0 600
CVS HEALTH CORPORATION COMMON STOCK 126650100 58 928 SH   SOLE   928 0 0
CVS HEALTH CORPORATION COMMON STOCK 126650100 156 2,500 SH   DFND   2,500 0 0
CARNIVAL CORPORATION PAIRED COMMON STOCK 143658300 318 4,845 SH   SOLE   4,845 0 0
CARNIVAL CORPORATION PAIRED COMMON STOCK 143658300 160 2,438 SH   DFND   2,438 0 0
CATERPILLAR INC DEL COM COMMON STOCK 149123101 494 3,351 SH   SOLE   3,351 0 0
CATERPILLAR INC DEL COM COMMON STOCK 149123101 1,121 7,605 SH   DFND   4,300 0 3,305
CHEVRON CORPORATION COMMON STOCK 166764100 3,661 32,100 SH   SOLE   31,128 0 972
CHEVRON CORPORATION COMMON STOCK 166764100 577 5,061 SH   DFND   3,616 0 1,445
CISCO SYS INC COM COMMON STOCK 17275R102 425 9,905 SH   SOLE   9,905 0 0
CISCO SYS INC COM COMMON STOCK 17275R102 9 200 SH   DFND   200 0 0
COCA COLA CO COM COMMON STOCK 191216100 552 12,704 SH   SOLE   12,704 0 0
COCA COLA CO COM COMMON STOCK 191216100 83 1,900 SH   DFND   800 0 1,100
COLGATE PALMOLIVE CO COM COMMON STOCK 194162103 677 9,441 SH   SOLE   9,441 0 0
COMCAST CORP CLASS A COMMON STOCK 20030N101 709 20,742 SH   SOLE   20,742 0 0
COMCAST CORP CLASS A COMMON STOCK 20030N101 66 1,920 SH   DFND   920 0 1,000
CONOCOPHILLIPS COM COMMON STOCK 20825C104 1,300 21,923 SH   SOLE   20,619 0 1,304
CONOCOPHILLIPS COM COMMON STOCK 20825C104 208 3,516 SH   DFND   1,936 0 1,580
CORNING INC COM COMMON STOCK 219350105 1,553 55,706 SH   SOLE   44,173 0 11,533
CORNING INC COM COMMON STOCK 219350105 255 9,150 SH   DFND   8,350 0 800
DXC TECHNOLOGY CO. COMMON STOCK 23355L106 175 1,744 SH   SOLE   1,402 0 342
DXC TECHNOLOGY CO. COMMON STOCK 23355L106 38 378 SH   DFND   338 0 40
DEERE & CO COM COMMON STOCK 244199105 334 2,150 SH   SOLE   2,150 0 0
DEERE & CO COM COMMON STOCK 244199105 12 80 SH   DFND   80 0 0
DISNEY (WALT) COMPANY HOLDING CO COMMON STOCK 254687106 1,677 16,692 SH   SOLE   15,192 0 1,500
DISNEY (WALT) COMPANY HOLDING CO COMMON STOCK 254687106 208 2,075 SH   DFND   925 0 1,150
DOMINION RESOURCES INC VA NEW COMMON STOCK 25746U109 448 6,651 SH   SOLE   6,651 0 0
DOMINION RESOURCES INC VA NEW COMMON STOCK 25746U109 27 400 SH   DFND   400 0 0
DOWDUPONT INC COMMON STOCK 26078J100 2,978 46,750 SH   SOLE   42,840 0 3,910
DOWDUPONT INC COMMON STOCK 26078J100 233 3,652 SH   DFND   160 0 3,492
DUKE ENERGY CORP NEW COMMON STOCK 26441C204 1,078 13,917 SH   SOLE   13,917 0 0
DUKE ENERGY CORP NEW COMMON STOCK 26441C204 243 3,135 SH   DFND   2,456 0 679
EMERSON ELEC CO COM COMMON STOCK 291011104 1,314 19,241 SH   SOLE   14,241 0 5,000
EMERSON ELEC CO COM COMMON STOCK 291011104 309 4,525 SH   DFND   3,135 0 1,390
ENBRIDGE INC COMMON STOCK 29250N105 384 12,220 SH   SOLE   12,220 0 0
ENBRIDGE INC COMMON STOCK 29250N105 36 1,158 SH   DFND   102 0 1,056
EXELON CORP COMMON STOCK 30161N101 512 13,120 SH   SOLE   13,120 0 0
EXPRESS SCRIPTS HLDG CO COMMON STOCK 30219G108 229 3,321 SH   SOLE   3,321 0 0
EXPRESS SCRIPTS HLDG CO COMMON STOCK 30219G108 17 240 SH   DFND   199 0 41
EXXON MOBIL CORP COM COMMON STOCK 30231G102 4,779 64,056 SH   SOLE   59,465 0 4,591
EXXON MOBIL CORP COM COMMON STOCK 30231G102 1,202 16,110 SH   DFND   10,809 0 5,301
FIRST BK WILLIAMSTOWN NEW USD 0.01 COMMON STOCK 31931U102 545 37,877 SH   SOLE   37,877 0 0
FIRST TRUST VALUE LINE 100 ETF - EQUITY LARGE CAP 33735G107 297 12,730 SH   SOLE   12,730 0 0
FISERV INC COM COMMON STOCK 337738108 305 4,280 SH   SOLE   4,280 0 0
FORD MOTOR CO COMMON STOCK 345370860 160 14,396 SH   SOLE   14,396 0 0
FULTON FINL CORP PA COM COMMON STOCK 360271100 295 16,632 SH   SOLE   16,632 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 172 780 SH   SOLE   780 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 66 300 SH   DFND   0 0 300
GENERAL ELECTRIC CO COM COMMON STOCK 369604103 2,194 162,773 SH   SOLE   154,064 0 8,709
GENERAL ELECTRIC CO COM COMMON STOCK 369604103 483 35,866 SH   DFND   20,951 0 14,915
GENERAL MLS INC COM COMMON STOCK 370334104 96 2,140 SH   SOLE   2,140 0 0
GENERAL MLS INC COM COMMON STOCK 370334104 136 3,020 SH   DFND   2,920 0 100
H P INC COMMON STOCK 40434L105 586 26,745 SH   SOLE   22,745 0 4,000
H P INC COMMON STOCK 40434L105 97 4,450 SH   DFND   3,975 0 475
HARRIS CORP DEL COMMON STOCK 413875105 227 1,410 SH   SOLE   1,410 0 0
HEWLETT PACKARD ENTERPRISE CO COMMON STOCK 42824C109 464 26,478 SH   SOLE   22,478 0 4,000
HEWLETT PACKARD ENTERPRISE CO COMMON STOCK 42824C109 78 4,450 SH   DFND   3,975 0 475
HOME DEPOT INC COM COMMON STOCK 437076102 6,908 38,755 SH   SOLE   33,689 0 5,066
HOME DEPOT INC COM COMMON STOCK 437076102 696 3,905 SH   DFND   2,735 0 1,170
HONEYWELL INTL INC COM COMMON STOCK 438516106 3,775 26,124 SH   SOLE   22,896 0 3,228
HONEYWELL INTL INC COM COMMON STOCK 438516106 918 6,353 SH   DFND   2,945 0 3,408
ILLINOIS TOOL WKS INC COM COMMON STOCK 452308109 426 2,719 SH   SOLE   2,719 0 0
ILLINOIS TOOL WKS INC COM COMMON STOCK 452308109 127 813 SH   DFND   813 0 0
INTEL CORP COM COMMON STOCK 458140100 2,832 54,383 SH   SOLE   49,695 0 4,688
INTEL CORP COM COMMON STOCK 458140100 612 11,745 SH   DFND   3,205 0 8,540
INTERNATIONAL BUSINESS MACHSCOM COMMON STOCK 459200101 1,428 9,308 SH   SOLE   8,708 0 600
INTERNATIONAL BUSINESS MACHSCOM COMMON STOCK 459200101 537 3,498 SH   DFND   2,160 0 1,338
I SHARES CORE S & P TOTAL U S STOCK MARKET ETF - EQUITY LARGE CAP 464287150 1,533 25,360 SH   SOLE   25,360 0 0
I SHARES SELECT DIVIDEND ETF ETF - EQUITY LARGE CAP 464287168 17,528 184,277 SH   SOLE   172,347 0 11,930
I SHARES SELECT DIVIDEND ETF ETF - EQUITY LARGE CAP 464287168 1,078 11,335 SH   DFND   8,285 0 3,050
I SHRS TIPS BOND ETF ETF - FIXED INCOME 464287176 10,765 95,227 SH   SOLE   90,621 200 4,406
I SHRS TIPS BOND ETF ETF - FIXED INCOME 464287176 590 5,220 SH   DFND   2,365 0 2,855
ISHARES S & P GROWTH ETF ETF - EQUITY LARGE CAP 464287309 1,605 10,353 SH   SOLE   7,353 0 3,000
I SHARES S & P 500 VALUE ETF ETF - EQUITY LARGE CAP 464287408 769 7,030 SH   SOLE   7,030 0 0
I SHARES MSCI EAFE ETF ETF - FOREIGN EQUITY 464287465 408 5,852 SH   SOLE   5,852 0 0
I SHARES RUSSELL MID-CAP ETF ETF - EQUITY MID CAP 464287499 287 1,388 SH   SOLE   1,388 0 0
I SHARES S & P MIDCAP 400 GROWTH ETF ETF - EQUITY MID CAP 464287606 364 1,665 SH   SOLE   1,665 0 0
I SHARES S & P MID CAP 400 VALUE ETF ETF - EQUITY MID CAP 464287705 331 2,145 SH   SOLE   2,145 0 0
I SHARES CORE S & P SMALL CAP ETF ETF - EQUITY SMALL CAP 464287804 205 2,660 SH   SOLE   2,660 0 0
I SHARES S & P SMALL CAP 600 VALUE FUND ETF - EQUITY SMALL CAP 464287879 204 1,350 SH   SOLE   1,350 0 0
I SHARES S & P SMALL CAP 600 GROWTH INDEX FD ETF - EQUITY SMALL CAP 464287887 218 1,253 SH   SOLE   1,253 0 0
I SHARES MSCI EAFE CORE ETF - FOREIGN EQUITY 46432F842 720 10,930 SH   SOLE   10,930 0 0
I SHARES CORE MSCI EMERGING MICB ETF - FOREIGN EQUITY 46434G103 308 5,280 SH   SOLE   5,280 0 0
J P MORGAN CHASE & CO COMMON STOCK 46625H100 1,348 12,259 SH   SOLE   12,259 0 0
J P MORGAN CHASE & CO COMMON STOCK 46625H100 40 365 SH   DFND   300 0 65
JOHNSON & JOHNSON COM COMMON STOCK 478160104 5,860 45,730 SH   SOLE   43,402 0 2,328
JOHNSON & JOHNSON COM COMMON STOCK 478160104 1,299 10,138 SH   DFND   5,815 0 4,323
KIMBERLY CLARK CORP COM COMMON STOCK 494368103 3,157 28,668 SH   SOLE   26,447 0 2,221
KIMBERLY CLARK CORP COM COMMON STOCK 494368103 409 3,715 SH   DFND   3,230 0 485
KRAFT HEINZ CO COMMON STOCK 500754106 231 3,715 SH   SOLE   3,254 0 461
KRAFT HEINZ CO COMMON STOCK 500754106 51 826 SH   DFND   172 0 654
LILLY ELI & CO COM COMMON STOCK 532457108 299 3,861 SH   SOLE   3,861 0 0
LILLY ELI & CO COM COMMON STOCK 532457108 77 1,000 SH   DFND   0 0 1,000
LOCKHEED MARTIN CORP COM COMMON STOCK 539830109 1,446 4,278 SH   SOLE   4,278 0 0
LOCKHEED MARTIN CORP COM COMMON STOCK 539830109 117 345 SH   DFND   75 0 270
LOWES COS INC COM COMMON STOCK 548661107 299 3,412 SH   SOLE   3,412 0 0
MANULIFE FINANCIAL FOREIGN EQUITIES 56501R106 191 10,306 SH   SOLE   10,306 0 0
MANULIFE FINANCIAL FOREIGN EQUITIES 56501R106 11 586 SH   DFND   586 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 2,365 15,124 SH   SOLE   13,124 0 2,000
MCDONALDS CORP COM COMMON STOCK 580135101 307 1,960 SH   DFND   1,025 0 935
MCKESSON CORP USD COMMON STOCK 58155Q103 389 2,763 SH   SOLE   2,763 0 0
MERCK & CO INC NEW COMMON STOCK 58933Y105 2,303 42,277 SH   SOLE   38,063 0 4,214
MERCK & CO INC NEW COMMON STOCK 58933Y105 386 7,092 SH   DFND   4,582 0 2,510
MICROSOFT CORP COM COMMON STOCK 594918104 6,002 65,764 SH   SOLE   61,184 0 4,580
MICROSOFT CORP COM COMMON STOCK 594918104 1,051 11,515 SH   DFND   2,900 0 8,615
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 446 10,690 SH   SOLE   9,306 0 1,384
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 95 2,275 SH   DFND   310 0 1,965
NEXTERA ENERGY INC COM COMMON STOCK 65339F101 1,061 6,494 SH   SOLE   6,494 0 0
NEXTERA ENERGY INC COM COMMON STOCK 65339F101 178 1,090 SH   DFND   1,090 0 0
NUVEEN SELECT TAX-FREE INCOME PORTFOLIO MUTUAL FUNDS-NON TAX 67062F100 287 20,450 SH   SOLE   20,450 0 0
NUVEEN SELECT TAX-FREE INCOME PORTFOLIO MUTUAL FUNDS-NON TAX 67062F100 201 14,350 SH   DFND   5,250 0 9,100
NVIDIA CORPORATION COMMON STOCK 67066G104 232 1,000 SH   SOLE   1,000 0 0
NUVEEN CREDIT STRATEGIES INCOME FUND PREFERRED STOCK 67073D102 1,136 143,033 SH   SOLE   129,531 0 13,502
NUVEEN CREDIT STRATEGIES INCOME FUND PREFERRED STOCK 67073D102 123 15,520 SH   DFND   10,700 0 4,820
NUVEEN MUNICIPAL VALUE FUND MUTUAL FUNDS-NON TAX 670928100 119 12,591 SH   SOLE   12,591 0 0
ORACLE CORP COM COMMON STOCK 68389X105 117 2,550 SH   SOLE   2,550 0 0
ORACLE CORP COM COMMON STOCK 68389X105 229 5,000 SH   DFND   5,000 0 0
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105 1,040 6,874 SH   SOLE   5,903 0 971
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105 250 1,650 SH   DFND   550 0 1,100
PPG INDS INC COM COMMON STOCK 693506107 339 3,035 SH   SOLE   3,035 0 0
PPG INDS INC COM COMMON STOCK 693506107 89 798 SH   DFND   798 0 0
PPL CORP COMMON COMMON STOCK 69351T106 545 19,261 SH   SOLE   19,261 0 0
PPL CORP COMMON COMMON STOCK 69351T106 83 2,930 SH   DFND   830 0 2,100
PEPSICO INC COM COMMON STOCK 713448108 6,082 55,719 SH   SOLE   51,745 0 3,974
PEPSICO INC COM COMMON STOCK 713448108 1,010 9,253 SH   DFND   5,813 0 3,440
PFIZER INC COM COMMON STOCK 717081103 2,645 74,543 SH   SOLE   69,815 0 4,728
PFIZER INC COM COMMON STOCK 717081103 357 10,056 SH   DFND   7,770 0 2,286
PHILLIP MORRIS INTERNATIONALINC COMMON STOCK 718172109 1,469 14,778 SH   SOLE   12,778 0 2,000
PHILLIP MORRIS INTERNATIONALINC COMMON STOCK 718172109 400 4,029 SH   DFND   539 0 3,490
PHILLIPS 66 COMMON STOCK 718546104 1,131 11,791 SH   SOLE   11,139 0 652
PHILLIPS 66 COMMON STOCK 718546104 58 608 SH   DFND   318 0 290
POWERSHARES WATER RES PORTFOLIO ETF - EQUITY SMALL CAP 73935X575 5,362 176,039 SH   SOLE   153,578 0 22,461
POWERSHARES WATER RES PORTFOLIO ETF - EQUITY SMALL CAP 73935X575 482 15,825 SH   DFND   4,925 0 10,900
POWERSHARES PREFERRED PORTFOLIO ETF - FIXED INCOME 73936T565 9,512 651,513 SH   SOLE   627,360 0 24,153
POWERSHARES PREFERRED PORTFOLIO ETF - FIXED INCOME 73936T565 550 37,650 SH   DFND   19,750 0 17,900
PROCTER AND GAMBLE CO COM COMMON STOCK 742718109 3,435 43,329 SH   SOLE   39,541 0 3,788
PROCTER AND GAMBLE CO COM COMMON STOCK 742718109 837 10,558 SH   DFND   7,443 0 3,115
PROSHARES ULTRA S & P 500 EFT ETF - EQUITY LARGE CAP 74347R107 535 5,070 SH   SOLE   5,070 0 0
PUBLIC SVC ENTERPRISE GROUP COM COMMON STOCK 744573106 352 7,000 SH   SOLE   7,000 0 0
PUBLIC SVC ENTERPRISE GROUP COM COMMON STOCK 744573106 102 2,036 SH   DFND   2,036 0 0
RAYTHEON CO COM NEW COMMON STOCK 755111507 248 1,150 SH   SOLE   1,150 0 0
SCHLUMBERGER LTD COM COMMON STOCK 806857108 974 15,038 SH   SOLE   11,190 0 3,848
SCHLUMBERGER LTD COM COMMON STOCK 806857108 197 3,045 SH   DFND   1,870 0 1,175
SHIRE PLC ADR COMMON STOCK 82481R106 354 2,373 SH   SOLE   1,781 0 592
SHIRE PLC ADR COMMON STOCK 82481R106 22 147 SH   DFND   29 0 118
SOUTHERN CO COM COMMON STOCK 842587107 234 5,244 SH   SOLE   5,244 0 0
SOUTHERN CO COM COMMON STOCK 842587107 86 1,925 SH   DFND   1,075 0 850
TARGET CORP COMMON STOCK 87612E106 2,759 39,735 SH   SOLE   34,507 0 5,228
TARGET CORP COMMON STOCK 87612E106 164 2,360 SH   DFND   1,420 0 940
3M CO COMMON COMMON STOCK 88579Y101 4,767 21,716 SH   SOLE   18,974 0 2,742
3M CO COMMON COMMON STOCK 88579Y101 706 3,215 SH   DFND   2,647 0 568
UNITED TECHNOLOGIES CORP COM COMMON STOCK 913017109 253 2,007 SH   SOLE   2,007 0 0
VANECK VEC AGRIBUSINESS ETF ETF - EQUITY LARGE CAP 92189F700 1,700 27,497 SH   SOLE   23,269 0 4,228
VANECK VEC AGRIBUSINESS ETF ETF - EQUITY LARGE CAP 92189F700 85 1,370 SH   DFND   970 0 400
VANGUARD INTERMEDIATE TERM BOND INDEX ETF ETF - FIXED INCOME 921937819 29,173 356,772 SH   SOLE   327,357 490 28,925
VANGUARD INTERMEDIATE TERM BOND INDEX ETF ETF - FIXED INCOME 921937819 1,967 24,055 SH   DFND   12,325 0 11,730
VANGUARD FTSE DEVELOPED MARKET ETF ETF - FOREIGN EQUITY 921943858 1,192 26,935 SH   SOLE   12,665 0 14,270
VANGUARD FTSE EMERGING MARKETS ETF ETF - FOREIGN EQUITY 922042858 430 9,148 SH   SOLE   9,148 0 0
VANGUARD SHORT TERM CORP BD ETF #3145 ETF - FIXED INCOME 92206C409 46,172 588,710 SH   SOLE   558,703 100 29,907
VANGUARD SHORT TERM CORP BD ETF #3145 ETF - FIXED INCOME 92206C409 4,394 56,020 SH   DFND   23,175 0 32,845
VANGUARD REIT INDEX #0986 ETF - EQUITY LARGE CAP 922908553 1,712 22,686 SH   SOLE   20,586 0 2,100
VANGUARD REIT INDEX #0986 ETF - EQUITY LARGE CAP 922908553 173 2,295 SH   DFND   700 0 1,595
VANGUARD TOTAL STOCK MARKET ETF ETF - EQUITY LARGE CAP 922908769 58,843 433,566 SH   SOLE   339,732 200 93,634
VANGUARD TOTAL STOCK MARKET ETF ETF - EQUITY LARGE CAP 922908769 1,588 11,703 SH   DFND   7,220 0 4,483
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 4,481 93,725 SH   SOLE   89,575 0 4,150
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 491 10,278 SH   DFND   7,908 0 2,370
WALMART INC COM COMMON STOCK 931142103 1,003 11,277 SH   SOLE   9,549 0 1,728
WALMART INC COM COMMON STOCK 931142103 86 970 SH   DFND   870 0 100
WELLS FARGO & CO NEW COMMON STOCK 949746101 538 10,263 SH   SOLE   9,153 0 1,110
WELLS FARGO & CO NEW COMMON STOCK 949746101 110 2,108 SH   DFND   1,194 0 914
XCEL ENERGY INC COM COMMON STOCK 98389B100 419 9,204 SH   SOLE   7,732 0 1,472
XCEL ENERGY INC COM COMMON STOCK 98389B100 84 1,849 SH   DFND   1,232 0 617
YUM BRANDS INC COMMON STOCK 988498101 884 10,388 SH   SOLE   8,958 0 1,430
YUM BRANDS INC COMMON STOCK 988498101 228 2,684 SH   DFND   1,416 0 1,268
YUM CHINA HOLDINGS INC COMMON STOCK 98850P109 457 11,023 SH   SOLE   9,593 0 1,430
YUM CHINA HOLDINGS INC COMMON STOCK 98850P109 111 2,684 SH   DFND   1,416 0 1,268
ZIMMER BIOMET HOLDINGS INC COMMON STOCK 98956P102 347 3,186 SH   SOLE   2,963 0 223
ZIMMER BIOMET HOLDINGS INC COMMON STOCK 98956P102 81 740 SH   DFND   353 0 387