The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
COVIDIEN PLC COM G2554F113 780 12,413 SH   SOLE   10,065 0 2,348
COVIDIEN PLC COM G2554F113 76 1,212 SH   DFND   1,087 0 125
EATON CORP PLC COM G29183103 349 5,300 SH   SOLE   3,300 0 2,000
EATON CORP PLC COM G29183103 8 125 SH   DFND   125 0 0
TE CONNECTIVITY LTD COM H84989104 462 10,151 SH   SOLE   7,804 0 2,347
TE CONNECTIVITY LTD COM H84989104 101 2,212 SH   DFND   2,087 0 125
TYCO INTERNATIONAL LTD NEW H89128104 277 8,403 SH   SOLE   7,278 0 1,125
TYCO INTERNATIONAL LTD NEW H89128104 40 1,212 SH   DFND   1,087 0 125
ADT CORP COM 00101J106 179 4,503 SH   SOLE   3,379 0 1,124
ADT CORP COM 00101J106 22 541 SH   DFND   479 0 62
A T & T INC COM 00206R102 2,644 74,701 SH   SOLE   74,701 0 0
A T & T INC COM 00206R102 453 12,791 SH   DFND   11,791 0 1,000
ABBOTT LABS COM 002824100 501 14,366 SH   SOLE   11,366 0 3,000
ABBOTT LABS COM 002824100 56 1,599 SH   DFND   1,599 0 0
ABBVIE INC COM 00287Y109 641 15,516 SH   SOLE   12,516 0 3,000
ABBVIE INC COM 00287Y109 66 1,599 SH   DFND   1,599 0 0
ALTRIA GROUP INC COM COM 02209S103 529 15,130 SH   SOLE   12,730 0 2,400
ALTRIA GROUP INC COM COM 02209S103 164 4,690 SH   DFND   750 0 3,940
AMGEN INC COM 031162100 236 2,395 SH   SOLE   2,395 0 0
AMGEN INC COM 031162100 65 655 SH   DFND   0 0 655
APPLE INC COM 037833100 2,422 6,108 SH   SOLE   5,108 0 1,000
APPLE INC COM 037833100 648 1,635 SH   DFND   1,272 0 363
AQUA AMER INC COM 03836W103 3,845 122,878 SH   SOLE   109,428 500 12,950
AQUA AMER INC COM 03836W103 614 19,614 SH   DFND   13,660 0 5,954
AUTOMATIC DATA PROCESSING COM 053015103 289 4,190 SH   SOLE   4,190 0 0
AUTOMATIC DATA PROCESSING COM 053015103 96 1,400 SH   DFND   1,400 0 0
BANK OF AMERICA CORP COM 060505104 688 53,472 SH   SOLE   47,520 332 5,620
BANK OF AMERICA CORP COM 060505104 227 17,674 SH   DFND   12,942 0 4,732
BANK NEW YORK MELLON CORP COM 064058100 313 11,155 SH   SOLE   11,155 0 0
BANK NEW YORK MELLON CORP COM 064058100 73 2,609 SH   DFND   2,309 0 300
BAXTER INTL INC COM 071813109 2,326 33,581 SH   SOLE   29,281 0 4,300
BAXTER INTL INC COM 071813109 256 3,702 SH   DFND   1,452 0 2,250
BERKSHIRE HATHAWAY INC. COM 084670108 337 2 SH   SOLE   2 0 0
BLACKROCK INCOME OPPORTUN ETF 092475102 1,284 127,665 SH   SOLE   125,865 0 1,800
BLACKROCK INCOME OPPORTUN ETF 092475102 82 8,200 SH   DFND   1,200 0 7,000
BOEING CO COM 097023105 244 2,385 SH   SOLE   2,385 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 1,843 41,247 SH   SOLE   36,947 0 4,300
BRISTOL MYERS SQUIBB CO COM 110122108 315 7,056 SH   DFND   6,456 0 600
CARNIVAL CORPORATION PAIRED 143658300 177 5,150 SH   SOLE   5,150 0 0
CARNIVAL CORPORATION PAIRED 143658300 93 2,700 SH   DFND   2,700 0 0
CATERPILLAR INC DEL COM 149123101 330 4,002 SH   SOLE   4,002 0 0
CATERPILLAR INC DEL COM 149123101 442 5,360 SH   DFND   2,300 0 3,060
CHEVRON CORPORATION COM 166764100 3,837 32,427 SH   SOLE   31,401 0 1,026
CHEVRON CORPORATION COM 166764100 511 4,316 SH   DFND   3,676 0 640
CISCO SYS INC COM 17275R102 169 6,942 SH   SOLE   6,942 0 0
CISCO SYS INC COM 17275R102 34 1,400 SH   DFND   400 0 1,000
COCA COLA CO COM 191216100 520 12,976 SH   SOLE   12,976 0 0
COCA COLA CO COM 191216100 84 2,100 SH   DFND   1,000 0 1,100
COLGATE PALMOLIVE CO COM 194162103 624 10,898 SH   SOLE   10,898 0 0
COMCAST CORP CLASS A COM 20030N101 501 12,011 SH   SOLE   12,011 0 0
COMCAST CORP CLASS A COM 20030N101 40 960 SH   DFND   460 0 500
CONOCOPHILLIPS COM COM 20825C104 1,670 27,608 SH   SOLE   26,208 0 1,400
CONOCOPHILLIPS COM COM 20825C104 213 3,516 SH   DFND   1,936 0 1,580
CORNING INC COM 219350105 957 67,237 SH   SOLE   55,537 0 11,700
CORNING INC COM 219350105 130 9,150 SH   DFND   8,350 0 800
DISNEY (WALT) COMPANY COM 254687106 835 13,220 SH   SOLE   13,220 0 0
DISNEY (WALT) COMPANY COM 254687106 130 2,055 SH   DFND   1,155 0 900
DOMINION RESOURCES INC VA NEW 25746U109 486 8,553 SH   SOLE   8,553 0 0
DOMINION RESOURCES INC VA NEW 25746U109 93 1,642 SH   DFND   1,642 0 0
DU PONT E I DE NEMOURS & COM 263534109 1,139 21,703 SH   SOLE   20,203 0 1,500
DU PONT E I DE NEMOURS & COM 263534109 58 1,110 SH   DFND   225 0 885
DUKE ENERGY CORP NEW COM 26441C204 524 7,760 SH   SOLE   7,760 0 0
DUKE ENERGY CORP NEW COM 26441C204 212 3,135 SH   DFND   2,456 0 679
EASTERN INSURANCE HOLDING COM 276534104 622 33,150 SH   DFND   0 0 33,150
EMERSON ELEC CO COM 291011104 372 6,825 SH   SOLE   6,825 0 0
ENTERPRISE PRODS PARTNERS COM 293792107 200 3,224 SH   SOLE   3,224 0 0
EXELON CORP COM 30161N101 362 11,735 SH   SOLE   11,735 0 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 266 4,302 SH   SOLE   4,302 0 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 36 578 SH   DFND   421 0 157
EXXON MOBIL CORP COM 30231G102 7,896 87,389 SH   SOLE   82,303 0 5,086
EXXON MOBIL CORP COM 30231G102 1,807 20,002 SH   DFND   14,701 0 5,301
FIRST TRUST VALUE LINE 100 ETF 33735G107 481 31,555 SH   SOLE   31,555 0 0
FIRST TRUST VALUE LINE 100 ETF 33735G107 29 1,900 SH   DFND   1,900 0 0
GENERAL ELECTRIC CO COM 369604103 4,685 202,134 SH   SOLE   192,734 0 9,400
GENERAL ELECTRIC CO COM 369604103 1,043 45,001 SH   DFND   25,311 0 19,690
GOOGLE INC COM 38259P508 624 709 SH   SOLE   709 0 0
GOOGLE INC COM 38259P508 89 101 SH   DFND   0 0 101
THE HERSHEY COMPANY COM 427866108 266 2,984 SH   SOLE   2,984 0 0
HEWLETT PACKARD CO COM 428236103 920 37,129 SH   SOLE   31,929 0 5,200
HEWLETT PACKARD CO COM 428236103 190 7,648 SH   DFND   7,123 0 525
HOME DEPOT INC COM 437076102 4,046 52,229 SH   SOLE   46,778 0 5,451
HOME DEPOT INC COM 437076102 449 5,799 SH   DFND   4,119 0 1,680
HONEYWELL INTL INC COM 438516106 2,045 25,770 SH   SOLE   22,470 0 3,300
HONEYWELL INTL INC COM 438516106 338 4,263 SH   DFND   1,700 0 2,563
ILLINOIS TOOL WKS INC COM 452308109 349 5,049 SH   SOLE   5,049 0 0
ILLINOIS TOOL WKS INC COM 452308109 122 1,765 SH   DFND   1,765 0 0
INTEL CORP COM 458140100 1,526 63,027 SH   SOLE   57,939 0 5,088
INTEL CORP COM 458140100 317 13,085 SH   DFND   4,545 0 8,540
INTERNATIONAL BUSINESS MA COM 459200101 2,590 13,551 SH   SOLE   12,951 0 600
INTERNATIONAL BUSINESS MA COM 459200101 418 2,186 SH   DFND   1,860 0 326
I SHARES GOLD TRUST COM 464285105 128 10,650 SH   SOLE   10,650 0 0
I SHARES DOW JONES ETF 464287168 9,160 143,098 SH   SOLE   131,998 0 11,100
I SHARES DOW JONES ETF 464287168 706 11,035 SH   DFND   7,985 0 3,050
I SHRS BARCLAYS TIPS ETF 464287176 9,564 85,384 SH   SOLE   80,534 200 4,650
I SHRS BARCLAYS TIPS ETF 464287176 758 6,765 SH   DFND   4,045 0 2,720
ISHARES S&P 500 ETF 464287309 730 8,694 SH   SOLE   5,694 0 3,000
I SHARES S & P 500 VALUE ETF 464287408 335 4,425 SH   SOLE   4,425 0 0
I SHARES MSCI EAFE INDEX ETF 464287465 259 4,525 SH   SOLE   4,525 0 0
J P MORGAN CHASE & CO COM 46625H100 653 12,376 SH   SOLE   12,376 0 0
J P MORGAN CHASE & CO COM 46625H100 16 300 SH   DFND   300 0 0
JOHNSON & JOHNSON COM 478160104 4,918 57,276 SH   SOLE   54,876 0 2,400
JOHNSON & JOHNSON COM 478160104 830 9,668 SH   DFND   5,170 0 4,498
KIMBERLY CLARK CORP COM 494368103 3,342 34,402 SH   SOLE   32,027 0 2,375
KIMBERLY CLARK CORP COM 494368103 246 2,530 SH   DFND   2,180 0 350
KRAFT FOODS GROUP INC COM 50076Q106 192 3,430 SH   SOLE   2,969 0 461
KRAFT FOODS GROUP INC COM 50076Q106 46 826 SH   DFND   172 0 654
LILLY ELI & CO COM 532457108 267 5,431 SH   SOLE   5,181 0 250
LILLY ELI & CO COM 532457108 49 1,000 SH   DFND   0 0 1,000
MANULIFE FINANCIAL COM 56501R106 165 10,306 SH   SOLE   10,306 0 0
MARKET VECTORS BANK & ETF 57060U175 913 18,800 SH   SOLE   15,700 0 3,100
MARKET VECTORS BANK & ETF 57060U175 165 3,400 SH   DFND   3,000 0 400
MARKET VECTORS AGRIBUSINE ETF 57060U605 1,722 33,648 SH   SOLE   29,348 0 4,300
MARKET VECTORS AGRIBUSINE ETF 57060U605 180 3,525 SH   DFND   1,495 0 2,030
MCDONALDS CORP COM 580135101 1,429 14,439 SH   SOLE   12,439 0 2,000
MCDONALDS CORP COM 580135101 164 1,655 SH   DFND   720 0 935
MERCK & CO INC NEW COM 58933Y105 2,116 45,558 SH   SOLE   41,308 0 4,250
MERCK & CO INC NEW COM 58933Y105 372 8,017 SH   DFND   5,737 0 2,280
MICROSOFT CORP COM 594918104 2,945 85,274 SH   SOLE   80,574 0 4,700
MICROSOFT CORP COM 594918104 444 12,850 SH   DFND   4,370 0 8,480
MONDELEZ INTERNATIONAL IN COM 609207105 281 9,869 SH   SOLE   8,485 0 1,384
MONDELEZ INTERNATIONAL IN COM 609207105 71 2,482 SH   DFND   517 0 1,965
NEXTERA ENERGY INC COM 65339F101 558 6,854 SH   SOLE   6,854 0 0
NEXTERA ENERGY INC COM 65339F101 138 1,700 SH   DFND   1,700 0 0
NUVEEN SELECT TAX-FREE ETF 67062F100 370 27,600 SH   SOLE   27,600 0 0
NUVEEN SELECT TAX-FREE ETF 67062F100 192 14,350 SH   DFND   5,250 0 9,100
NUVEEN CREDIT STRATEGIES ETF 67073D102 1,614 161,533 SH   SOLE   147,433 0 14,100
NUVEEN CREDIT STRATEGIES ETF 67073D102 190 19,020 SH   DFND   14,200 0 4,820
ORACLE CORP COM 68389X105 146 4,768 SH   SOLE   4,768 0 0
ORACLE CORP COM 68389X105 157 5,120 SH   DFND   5,120 0 0
PNC FINL SVCS GROUP INC COM 693475105 493 6,760 SH   SOLE   5,735 0 1,025
PNC FINL SVCS GROUP INC COM 693475105 153 2,100 SH   DFND   1,000 0 1,100
PPG INDS INC COM 693506107 394 2,694 SH   SOLE   2,694 0 0
PPG INDS INC COM 693506107 100 680 SH   DFND   680 0 0
PPL CORP COMMON COM 69351T106 785 25,940 SH   SOLE   25,940 0 0
PPL CORP COMMON COM 69351T106 89 2,930 SH   DFND   830 0 2,100
PEPCO HOLDING INC COM COM 713291102 282 13,996 SH   SOLE   13,996 0 0
PEPCO HOLDING INC COM COM 713291102 13 650 SH   DFND   0 0 650
PEPSICO INC COM 713448108 5,520 67,493 SH   SOLE   62,993 0 4,500
PEPSICO INC COM 713448108 810 9,903 SH   DFND   6,263 0 3,640
PFIZER INC COM 717081103 2,886 103,084 SH   SOLE   98,284 0 4,800
PFIZER INC COM 717081103 294 10,496 SH   DFND   8,210 0 2,286
PHILLIP MORRIS INTERNATIO COM 718172109 1,214 14,020 SH   SOLE   11,870 0 2,150
PHILLIP MORRIS INTERNATIO COM 718172109 363 4,190 SH   DFND   700 0 3,490
PHILLIPS 66 COM 718546104 791 13,429 SH   SOLE   12,729 0 700
PHILLIPS 66 COM 718546104 74 1,258 SH   DFND   968 0 290
POWERSHARES WATER ETF 73935X575 4,099 186,054 SH   SOLE   163,354 0 22,700
POWERSHARES WATER ETF 73935X575 475 21,575 SH   DFND   8,675 0 12,900
POWERSHARES PREFERED ETF 73936T565 6,070 425,355 SH   SOLE   409,605 0 15,750
POWERSHARES PREFERED ETF 73936T565 555 38,865 SH   DFND   22,000 0 16,865
PROCTER & GAMBLE CO COM 742718109 4,014 52,138 SH   SOLE   47,838 0 4,300
PROCTER & GAMBLE CO COM 742718109 884 11,478 SH   DFND   8,363 0 3,115
PROSHARES ULTRA S & P 500 ETF 74347R107 518 6,750 SH   SOLE   6,750 0 0
PUBLIC SVC ENTERPRISE GRO COM 744573106 381 11,666 SH   SOLE   11,666 0 0
PUBLIC SVC ENTERPRISE GRO COM 744573106 66 2,036 SH   DFND   2,036 0 0
ROYAL DUTCH SHELL PLC ADR COM 780259206 214 3,350 SH   SOLE   3,350 0 0
ROYAL DUTCH SHELL PLC ADR COM 780259206 6 100 SH   DFND   100 0 0
SCHLUMBERGER LTD COM 806857108 1,258 17,556 SH   SOLE   13,256 0 4,300
SCHLUMBERGER LTD COM 806857108 269 3,750 SH   DFND   2,350 0 1,400
SOUTHERN CO COM 842587107 243 5,503 SH   SOLE   5,503 0 0
SOUTHERN CO COM 842587107 38 850 SH   DFND   0 0 850
SPECTRA ENERGY COM COM 847560109 221 6,403 SH   SOLE   6,403 0 0
SPECTRA ENERGY COM COM 847560109 60 1,751 SH   DFND   676 0 1,075
TARGET CORP COM 87612E106 3,423 49,713 SH   SOLE   44,413 0 5,300
TARGET CORP COM 87612E106 274 3,975 SH   DFND   2,035 0 1,940
3M CO COMMON COM 88579Y101 2,904 26,559 SH   SOLE   23,559 0 3,000
3M CO COMMON COM 88579Y101 489 4,472 SH   DFND   3,624 0 848
UNITED TECHNOLOGIES CORP COM 913017109 200 2,149 SH   SOLE   2,149 0 0
VANGUARD INTERMEDIATE TER ETF 921937819 27,994 335,297 SH   SOLE   318,607 490 16,200
VANGUARD INTERMEDIATE TER ETF 921937819 2,487 29,790 SH   DFND   19,890 0 9,900
VANGUARD SHORT TERM CORP ETF 92206C409 31,026 392,238 SH   SOLE   375,238 100 16,900
VANGUARD SHORT TERM CORP ETF 92206C409 3,749 47,390 SH   DFND   26,955 0 20,435
VANGUARD TOTAL STOCK ETF 922908769 28,483 344,539 SH   SOLE   256,839 200 87,500
VANGUARD TOTAL STOCK ETF 922908769 732 8,855 SH   DFND   5,815 0 3,040
VERIZON COMMUNICATIONS IN COM 92343V104 4,980 98,928 SH   SOLE   94,442 0 4,486
VERIZON COMMUNICATIONS IN COM 92343V104 563 11,183 SH   DFND   8,813 0 2,370
WAL-MART STORES INC COM 931142103 1,345 18,062 SH   SOLE   16,262 0 1,800
WAL-MART STORES INC COM 931142103 101 1,350 SH   DFND   1,250 0 100
WELLS FARGO & CO NEW COM 949746101 403 9,773 SH   SOLE   9,773 0 0
WELLS FARGO & CO NEW COM 949746101 35 838 SH   DFND   219 0 619
XCEL ENERGY INC COM 98389B100 312 10,993 SH   SOLE   9,521 0 1,472
XCEL ENERGY INC COM 98389B100 59 2,089 SH   DFND   1,472 0 617
YUM BRANDS INC COM 988498101 836 12,052 SH   SOLE   10,600 0 1,452
YUM BRANDS INC COM 988498101 211 3,044 SH   DFND   1,616 0 1,428
ZIMMER HOLDINGS INC COM 98956P102 238 3,176 SH   SOLE   2,946 0 230
ZIMMER HOLDINGS INC COM 98956P102 74 990 SH   DFND   603 0 387