The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579Y101 234 1,335 SH   SOLE   1,335 0 0
AT&T, Inc. COM 00206R102 1,359 50,330 SH   SOLE   50,330 0 0
Agilent Technologies Inc. COM 00846U101 598 3,796 SH   SOLE   3,796 0 0
Alibaba Group Holding Limited COM 01609w102 1,162 7,850 SH   SOLE   7,850 0 0
Alphabet Inc Cl A COM 02079k305 1,406 526 SH   SOLE   526 0 0
Alphabet Inc Cl C COM 02079k107 1,117 419 SH   SOLE   419 0 0
Altria Group Inc COM 02209S103 212 4,660 SH   SOLE   4,660 0 0
Amazon.Com Inc. COM 023135106 1,242 378 SH   SOLE   378 0 0
American Express Company COM 025816109 2,053 12,253 SH   SOLE   12,253 0 0
American International Group N COM 026874784 1,877 34,200 SH   SOLE   34,200 0 0
Amgen Inc. COM 031162100 452 2,127 SH   SOLE   2,127 0 0
Apollo Commercial Real Estate COM 03762U105 578 39,000 SH   SOLE   39,000 0 0
Apollo Global Management Inc. COM 03768e105 4,041 65,615 SH   SOLE   65,615 0 0
Apple Inc. COM 037833100 17,182 121,425 SH   SOLE   121,425 0 0
Applied Materials Inc COM 038222105 965 7,500 SH   SOLE   7,500 0 0
Assurant Inc. COM 04621X108 268 1,700 SH   SOLE   1,700 0 0
Autodesk Inc COM 052769106 405 1,420 SH   SOLE   1,420 0 0
Banco Santander, S.A. (ADR) COM 05964h105 104 28,807 SH   SOLE   28,807 0 0
Bank of America Corp. COM 060505104 6,926 163,167 SH   SOLE   163,167 0 0
Becton Dickinson & Co COM 075887109 813 3,308 SH   SOLE   3,308 0 0
Berkshire Hathaway Cl B COM 084670702 2,419 8,863 SH   SOLE   8,863 0 0
Blackstone Group Inc. Cl A COM 09260D107 7,506 64,515 SH   SOLE   64,515 0 0
Blackstone Mortgage Trust, Inc COM 09257W100 382 12,600 SH   SOLE   12,600 0 0
Boeing Company COM 097023105 1,249 5,678 SH   SOLE   5,678 0 0
Bristol-Myers Squibb Co. COM 110122108 881 14,888 SH   SOLE   14,888 0 0
Brookfield Asset Management Cl COM 112585104 2,953 55,183 SH   SOLE   55,183 0 0
Byline Bancorp Inc. COM 124411109 1,321 53,791 SH   SOLE   53,791 0 0
CSX Corp. COM 126408103 339 11,400 SH   SOLE   11,400 0 0
CVS Health Corp. COM 126650100 2,271 26,765 SH   SOLE   26,765 0 0
Carlyle Group COM 14316J108 6,201 131,160 SH   SOLE   131,160 0 0
Caterpillar Inc. COM 149123101 1,055 5,494 SH   SOLE   5,494 0 0
Charles Schwab Corp. COM 808513105 3,124 42,891 SH   SOLE   42,891 0 0
Chevron Corporation COM 166764100 492 4,853 SH   SOLE   4,853 0 0
Cisco Systems Inc COM 17275R102 2,162 39,730 SH   SOLE   39,730 0 0
Citigroup Inc. COM 172967424 3,819 54,424 SH   SOLE   54,424 0 0
Coca-Cola Co. COM 191216100 222 4,239 SH   SOLE   4,239 0 0
Comcast Corp New Cl A COM 20030N101 3,244 57,996 SH   SOLE   57,996 0 0
ConocoPhillips COM 20825C104 486 7,167 SH   SOLE   7,167 0 0
Corning Inc. COM 219350105 209 5,740 SH   SOLE   5,740 0 0
Costco Wholesale Corp. New COM 22160K105 2,331 5,187 SH   SOLE   5,187 0 0
DXC Technology Company Com. COM 23355l106 594 17,681 SH   SOLE   17,681 0 0
Danaher Corporation COM 235851102 381 1,250 SH   SOLE   1,250 0 0
Dell Inc COM 24703l202 750 7,212 SH   SOLE   7,212 0 0
Diageo Plc New (ADR) COM 25243Q205 266 1,380 SH   SOLE   1,380 0 0
Discovery Communications Ser C COM 25470F302 843 34,725 SH   SOLE   34,725 0 0
Expedia Group Inc. COM 30212p303 248 1,516 SH   SOLE   1,516 0 0
Exxon Mobil Corp. COM 30231G102 728 12,371 SH   SOLE   12,371 0 0
Facebook Inc. COM 30303m102 526 1,550 SH   SOLE   1,550 0 0
FedEx Corp. COM 31428X106 2,647 12,070 SH   SOLE   12,070 0 0
General Electric Company COM 369604301 4,479 43,476 SH   SOLE   43,476 0 0
Goldman Sachs Group Inc. COM 38141G104 588 1,555 SH   SOLE   1,555 0 0
HP Inc. COM 40434l105 980 35,801 SH   SOLE   35,801 0 0
Hewlett Packard Enterprise Com COM 42824c109 449 31,542 SH   SOLE   31,542 0 0
Home Depot Inc. COM 437076102 3,995 12,170 SH   SOLE   12,170 0 0
Honeywell International Inc. COM 438516106 1,887 8,889 SH   SOLE   8,889 0 0
Host Hotels & Resorts, Inc. COM 44107P104 447 27,401 SH   SOLE   27,401 0 0
Humana Inc. COM 444859102 1,037 2,665 SH   SOLE   2,665 0 0
Intel Corp. COM 458140100 2,194 41,171 SH   SOLE   41,171 0 0
International Bancshares Corp. COM 459044103 10,984 263,775 SH   SOLE   263,775 0 0
International Business Machine COM 459200101 864 6,219 SH   SOLE   6,219 0 0
JPMorgan Chase & Co. COM 46625H100 5,019 30,662 SH   SOLE   30,662 0 0
Johnson & Johnson COM 478160104 1,701 10,530 SH   SOLE   10,530 0 0
Johnson Controls Inc. COM g51502105 608 8,927 SH   SOLE   8,927 0 0
KKR & Co. Inc. COM 48251w104 7,101 116,640 SH   SOLE   116,640 0 0
Koninklijke Philips Electronic COM 500472303 1,090 24,518 SH   SOLE   24,518 0 0
Lockheed Martin Corp. COM 539830109 932 2,701 SH   SOLE   2,701 0 0
Lowe's Companies, Inc. COM 548661107 664 3,275 SH   SOLE   3,275 0 0
Lumen Technologies, Inc. COM 550241103 2,832 228,610 SH   SOLE   228,610 0 0
Marriott International, Inc. C COM 571903202 363 2,450 SH   SOLE   2,450 0 0
Marsh & McLennan Companies, In COM 571748102 382 2,520 SH   SOLE   2,520 0 0
McDonald's Corp. COM 580135101 2,180 9,041 SH   SOLE   9,041 0 0
McKesson Corp. COM 58155Q103 451 2,260 SH   SOLE   2,260 0 0
Medtronic Inc. COM g5960L103 490 3,906 SH   SOLE   3,906 0 0
Merck & Co. Inc. New COM 58933Y105 351 4,676 SH   SOLE   4,676 0 0
Microsoft Corp. COM 594918104 7,731 27,423 SH   SOLE   27,423 0 0
Morgan Stanley COM 617446448 343 3,520 SH   SOLE   3,520 0 0
Motorola Solutions Inc. COM 620076307 287 1,233 SH   SOLE   1,233 0 0
Nike Inc. Cl B COM 654106103 917 6,316 SH   SOLE   6,316 0 0
Nokia Corp (ADR) COM 654902204 875 160,572 SH   SOLE   160,572 0 0
Oracle Corp. COM 68389X105 3,129 35,910 SH   SOLE   35,910 0 0
PNC Financial Services Group, COM 693475105 675 3,450 SH   SOLE   3,450 0 0
Paypal Holdings Inc. COM 70450y103 4,594 17,655 SH   SOLE   17,655 0 0
Pepsico, Inc. COM 713448108 705 4,685 SH   SOLE   4,685 0 0
Pfizer, Inc. COM 717081103 1,526 35,486 SH   SOLE   35,486 0 0
Philip Morris International In COM 718172109 519 5,475 SH   SOLE   5,475 0 0
Procter & Gamble Co. COM 742718109 2,363 16,904 SH   SOLE   16,904 0 0
Qualcomm Inc. COM 747525103 1,040 8,060 SH   SOLE   8,060 0 0
Qurate Retail Group COM 74915m100 158 15,490 SH   SOLE   15,490 0 0
Raytheon Technologies Corp COM 75513E101 431 5,015 SH   SOLE   5,015 0 0
Royal Dutch Shell Plc COM 780259107 698 15,773 SH   SOLE   15,773 0 0
SAP AG (ADR) COM 803054204 753 5,573 SH   SOLE   5,573 0 0
SJW Group Com COM 784305104 459 6,945 SH   SOLE   6,945 0 0
Schlumberger Ltd F COM 806857108 213 7,180 SH   SOLE   7,180 0 0
Sony Corp. (ADR) COM 835699307 1,936 17,505 SH   SOLE   17,505 0 0
Southwest Airlines Co. COM 844741108 201 3,912 SH   SOLE   3,912 0 0
Stellantis N.V. COM N82405106 642 33,600 SH   SOLE   33,600 0 0
TE Connectivity Ltd. F COM h84989104 1,427 10,400 SH   SOLE   10,400 0 0
Tapestry Inc. COM 876030107 292 7,879 SH   SOLE   7,879 0 0
Tesla Motors Inc. COM 88160r101 446 575 SH   SOLE   575 0 0
Teva Pharmaceutical Industries COM 881624209 428 43,918 SH   SOLE   43,918 0 0
The Walt Disney Co. COM 254687106 2,565 15,162 SH   SOLE   15,162 0 0
Thermo Fisher Scientific Inc. COM 883556102 1,157 2,025 SH   SOLE   2,025 0 0
Toyota Motor Corp. (ADR) COM 892331307 267 1,500 SH   SOLE   1,500 0 0
UBS Group CHF0.10 COM H42097107 712 44,680 SH   SOLE   44,680 0 0
UnitedHealth Group, Inc. COM 91324P102 5,763 14,750 SH   SOLE   14,750 0 0
Verizon Communications Inc. COM 92343V104 544 10,064 SH   SOLE   10,064 0 0
ViacomCBS Class B COM 92556H206 1,024 25,913 SH   SOLE   25,913 0 0
Viatris COM 92556v106 453 33,466 SH   SOLE   33,466 0 0
Visa, Inc. Cl A COM 92826C839 454 2,039 SH   SOLE   2,039 0 0
WPP PLC F Sponsored ADR COM 92937A102 543 8,100 SH   SOLE   8,100 0 0
Wal-Mart Inc. COM 931142103 1,443 10,350 SH   SOLE   10,350 0 0
Waste Management Inc. COM 94106L109 821 5,500 SH   SOLE   5,500 0 0
Wells Fargo & Co. New COM 949746101 2,879 62,035 SH   SOLE   62,035 0 0
Yum China Holdings Inc. COM 98850p109 670 11,530 SH   SOLE   11,530 0 0
Yum! Brands, Inc. COM 988498101 1,348 11,020 SH   SOLE   11,020 0 0
eBay, Inc. COM 278642103 1,331 19,105 SH   SOLE   19,105 0 0
ARK Innovations ETF COM 00214q104 435 3,935 SH   SOLE   3,935 0 0
Avantis Emerging Markets Equit COM 025072604 1,151 17,848 SH   SOLE   17,848 0 0
Avantis International Equity E COM 025072703 1,009 16,150 SH   SOLE   16,150 0 0
Avantis U.S. Equity ETF COM 025072885 804 10,906 SH   SOLE   10,906 0 0
Avantis US Small Cap ValueETF COM 025072877 512 6,765 SH   SOLE   6,765 0 0
Consumer Discret Sel Sect SPDR COM 81369Y407 269 1,500 SH   SOLE   1,500 0 0
Dimensional US Target Value ET COM 25434v609 1,999 45,026 SH   SOLE   45,026 0 0
Direxion Daily Financial Bull COM 25459y694 1,387 12,000 SH   SOLE   12,000 0 0
Energy Select Sector SPDR COM 81369Y506 5,946 114,141 SH   SOLE   114,141 0 0
Financial Select Sector SPDR COM 81369Y605 1,468 39,111 SH   SOLE   39,111 0 0
Global X MLP & Energy Infrastr COM 37954y293 3,956 110,219 SH   SOLE   110,219 0 0
Global X Robotics & AI Themati COM 37954y715 6,171 168,738 SH   SOLE   168,738 0 0
Global X Silver Miners ETF COM 37954y848 260 7,401 SH   SOLE   7,401 0 0
Goldman Sachs Innovative Equit COM 38149W820 4,237 71,092 SH   SOLE   71,092 0 0
Health Care Sector Select SPDR COM 81369Y209 1,518 11,924 SH   SOLE   11,924 0 0
Industrial Select Sector SPDR COM 81369y704 1,662 16,990 SH   SOLE   16,990 0 0
Invesco Dynamic Leisure & Ente COM 46137V720 388 7,710 SH   SOLE   7,710 0 0
Invesco KBW Bank ETF COM 46138e628 20,003 298,113 SH   SOLE   298,113 0 0
Invesco KBW Regional Banking COM 46138e578 407 6,575 SH   SOLE   6,575 0 0
Invesco QQQ Trust Series 1 COM 46090e103 15,602 43,585 SH   SOLE   43,585 0 0
Invesco Water Resources COM 46137v142 274 5,000 SH   SOLE   5,000 0 0
Materials Select Sector SPDR E COM 81369Y100 1,092 13,800 SH   SOLE   13,800 0 0
ProShares Ultra Pro S&P500 COM 74347x864 2,047 18,000 SH   SOLE   18,000 0 0
Robo Global Healthcare Tech & COM 301505723 2,153 47,240 SH   SOLE   47,240 0 0
Robo Global Robotics & Automat COM 301505707 597 9,265 SH   SOLE   9,265 0 0
Royce Value Trust Inc. COM 780910105 469 26,033 SH   SOLE   26,033 0 0
SPDR DJ Euro Stoxx 50 ETF COM 78463x202 217 4,800 SH   SOLE   4,800 0 0
SPDR Dow Jones Global Real Est COM 78463x749 2,084 40,805 SH   SOLE   40,805 0 0
SPDR Dow Jones Industrial Aver COM 78467x109 1,213 3,585 SH   SOLE   3,585 0 0
SPDR Gold Trust ETF COM 78463v107 846 5,150 SH   SOLE   5,150 0 0
SPDR KBW Regional Banking ETF COM 78464A698 982 14,500 SH   SOLE   14,500 0 0
SPDR S&P 400 Mid Cap Value ETF COM 78464A839 706 10,655 SH   SOLE   10,655 0 0
SPDR S&P 500 Index ETF COM 78462F103 2,581 6,014 SH   SOLE   6,014 0 0
SPDR S&P Bank ETF COM 78464A797 395 7,462 SH   SOLE   7,462 0 0
SPDR S&P Global Natural Resour COM 78463X541 4,357 84,840 SH   SOLE   84,840 0 0
SPDR S&P MidCap 400 ETF COM 78467Y107 1,373 2,855 SH   SOLE   2,855 0 0
SPDR Series Trust Biotech COM 78464a870 214 1,700 SH   SOLE   1,700 0 0
Schwab 1000 Index ETF COM 808524722 505 11,845 SH   SOLE   11,845 0 0
Schwab Emerging Markets Equity COM 808524706 683 22,409 SH   SOLE   22,409 0 0
Schwab Fundamental Intl Large COM 808524755 467 14,233 SH   SOLE   14,233 0 0
Schwab Fundamental US Broad Mk COM 808524789 291 5,437 SH   SOLE   5,437 0 0
Schwab Fundamental US Large Co COM 808524771 513 9,500 SH   SOLE   9,500 0 0
Schwab International Equity ET COM 808524805 750 19,389 SH   SOLE   19,389 0 0
Schwab International Small Cap COM 808524888 1,591 38,313 SH   SOLE   38,313 0 0
Schwab Strategic US Large Cap COM 808524300 407 2,750 SH   SOLE   2,750 0 0
Schwab US Broad Market ETF COM 808524102 1,237 11,913 SH   SOLE   11,913 0 0
Schwab US Large Cap Value ETF COM 808524409 795 11,783 SH   SOLE   11,783 0 0
Schwab US Mid Cap ETF COM 808524508 844 11,013 SH   SOLE   11,013 0 0
Schwab US Small Cap ETF COM 808524607 259 2,590 SH   SOLE   2,590 0 0
Technology Select Sector SPDR COM 81369Y803 654 4,382 SH   SOLE   4,382 0 0
Vaneck Vectors Gold Miners ETF COM 92189f106 283 9,600 SH   SOLE   9,600 0 0
Vanguard Dividend Appreciation COM 921908844 666 4,336 SH   SOLE   4,336 0 0
Vanguard Emerging Markets ETF COM 922042858 5,228 104,536 SH   SOLE   104,536 0 0
Vanguard Energy ETF COM 92204A306 509 6,888 SH   SOLE   6,888 0 0
Vanguard European ETF COM 922042874 2,393 36,480 SH   SOLE   36,480 0 0
Vanguard Extended Market Index COM 922908652 8,325 45,652 SH   SOLE   45,652 0 0
Vanguard FTSE All World Ex-US COM 922042775 5,884 96,530 SH   SOLE   96,530 0 0
Vanguard FTSE All-World Ex-US COM 922042718 1,849 13,830 SH   SOLE   13,830 0 0
Vanguard FTSE Developed Market COM 921943858 689 13,650 SH   SOLE   13,650 0 0
Vanguard Financials ETF COM 92204A405 5,350 57,740 SH   SOLE   57,740 0 0
Vanguard Global ex-US Real Est COM 922042676 2,739 48,644 SH   SOLE   48,644 0 0
Vanguard Growth ETF COM 922908736 3,018 10,401 SH   SOLE   10,401 0 0
Vanguard Health Care ETF COM 92204A504 987 3,993 SH   SOLE   3,993 0 0
Vanguard High Dividend Yield E COM 921946406 587 5,675 SH   SOLE   5,675 0 0
Vanguard Index Fund Small Cap COM 922908611 537 3,175 SH   SOLE   3,175 0 0
Vanguard Large Cap Index FDS E COM 922908637 301 1,500 SH   SOLE   1,500 0 0
Vanguard Mega Cap 300 Growth I COM 921910816 8,919 37,985 SH   SOLE   37,985 0 0
Vanguard Mega Cap 300 Index ET COM 921910873 529 3,471 SH   SOLE   3,471 0 0
Vanguard Mega Cap 300 Value In COM 921910840 9,009 92,069 SH   SOLE   92,069 0 0
Vanguard Mid Cap Growth ETF COM 922908538 2,241 9,484 SH   SOLE   9,484 0 0
Vanguard Mid-Cap ETF COM 922908629 19,183 81,023 SH   SOLE   81,023 0 0
Vanguard Mid-Cap Value ETF COM 922908512 4,287 30,705 SH   SOLE   30,705 0 0
Vanguard REIT ETF COM 922908553 1,036 10,174 SH   SOLE   10,174 0 0
Vanguard S&P 500 ETF COM 922908363 472 1,196 SH   SOLE   1,196 0 0
Vanguard Small Cap ETF COM 922908751 2,759 12,616 SH   SOLE   12,616 0 0
Vanguard Small Cap Growth ETF COM 922908595 323 1,153 SH   SOLE   1,153 0 0
Vanguard Total International S COM 921909768 5,238 82,796 SH   SOLE   82,796 0 0
Vanguard Total Stock Mkt ETF COM 922908769 3,656 16,464 SH   SOLE   16,464 0 0
Vanguard Value ETF COM 922908744 11,840 87,465 SH   SOLE   87,465 0 0
iShares Core Dividend Growth COM 46434v621 251 5,000 SH   SOLE   5,000 0 0
iShares Core EAFE COM 46432F842 1,247 16,801 SH   SOLE   16,801 0 0
iShares Core High Dividend ETF COM 46429B663 283 3,000 SH   SOLE   3,000 0 0
iShares Core MSCI Emerging Mkt COM 46434g103 9,810 158,840 SH   SOLE   158,840 0 0
iShares Core Russell US Growth COM 464287671 399 3,900 SH   SOLE   3,900 0 0
iShares Core S&P 500 ETF COM 464287200 2,126 4,935 SH   SOLE   4,935 0 0
iShares Core S&P Midcap ETF COM 464287507 5,754 21,873 SH   SOLE   21,873 0 0
iShares Core S&P Small Cap ETF COM 464287804 2,198 20,128 SH   SOLE   20,128 0 0
iShares Core S&P Total US Stoc COM 464287150 523 5,318 SH   SOLE   5,318 0 0
iShares DJ US Home Constructio COM 464288752 2,321 35,070 SH   SOLE   35,070 0 0
iShares Edge MSCI Intl Quality COM 46434V456 314 8,285 SH   SOLE   8,285 0 0
iShares Edge MSCI USA Quality COM 46432F339 802 6,090 SH   SOLE   6,090 0 0
iShares MSCI AC Asia Ex-Japan COM 464288182 237 2,795 SH   SOLE   2,795 0 0
iShares MSCI ACWI ex US COM 464288240 226 4,075 SH   SOLE   4,075 0 0
iShares MSCI Brazil Index ETF COM 464286400 2,057 64,020 SH   SOLE   64,020 0 0
iShares MSCI EAFE Growth ETF COM 464288885 776 7,290 SH   SOLE   7,290 0 0
iShares MSCI EAFE Index ETF COM 464287465 557 7,137 SH   SOLE   7,137 0 0
iShares MSCI EAFE Value Index COM 464288877 3,391 66,685 SH   SOLE   66,685 0 0
iShares MSCI EMU Index Fund ET COM 464286608 1,440 29,925 SH   SOLE   29,925 0 0
iShares MSCI Emerging Markets COM 464287234 532 10,550 SH   SOLE   10,550 0 0
iShares MSCI Japan Index ETF COM 46434g822 1,062 15,112 SH   SOLE   15,112 0 0
iShares Nasdaq Biotechnology COM 464287556 2,451 15,158 SH   SOLE   15,158 0 0
iShares Russell 1000 Growth In COM 464287614 2,699 9,850 SH   SOLE   9,850 0 0
iShares Russell 1000 Value Ind COM 464287598 5,519 35,265 SH   SOLE   35,265 0 0
iShares Russell 2000 Index ETF COM 464287655 4,433 20,266 SH   SOLE   20,266 0 0
iShares Russell 2000 Value Ind COM 464287630 900 5,620 SH   SOLE   5,620 0 0
iShares Russell 3000 Index Fun COM 464287689 336 1,317 SH   SOLE   1,317 0 0
iShares Russell Midcap Index F COM 464287499 436 5,580 SH   SOLE   5,580 0 0
iShares Russell Midcap Value I COM 464287473 2,118 18,701 SH   SOLE   18,701 0 0
iShares S & P Small Cap 600 Va COM 464287879 434 4,315 SH   SOLE   4,315 0 0
iShares S&P 100 Index ETF COM 464287101 779 3,945 SH   SOLE   3,945 0 0
iShares S&P 500/Barra Growth E COM 464287309 990 13,394 SH   SOLE   13,394 0 0
iShares S&P 500/Barra Value ET COM 464287408 2,734 18,802 SH   SOLE   18,802 0 0
iShares S&P Global Healthcare COM 464287325 285 3,400 SH   SOLE   3,400 0 0
iShares S&P Global Technology COM 464287291 6,277 110,790 SH   SOLE   110,790 0 0
iShares S&P Midcap 400/Growth COM 464287606 559 7,056 SH   SOLE   7,056 0 0
iShares S&P Midcap 400/Value E COM 464287705 3,258 31,616 SH   SOLE   31,616 0 0
iShares Silver Trust COM 46428q109 411 20,017 SH   SOLE   20,017 0 0
iShares Trust - iShares Core U COM 464287663 364 5,130 SH   SOLE   5,130 0 0
iShares Trust Core MSCI Total COM 46432F834 363 5,112 SH   SOLE   5,112 0 0
JP Morgan Ultra Short Income F COM 46641q837 994 19,595 SH   SOLE   19,595 0 0
PCM Fund, Inc. COM 69323T101 1,743 153,600 SH   SOLE   153,600 0 0
PIMCO Dynamic Income Opportuni COM 69355M107 4,124 196,564 SH   SOLE   196,564 0 0
PIMCO Short Maturity ETF COM 72201r833 11,362 111,468 SH   SOLE   111,468 0 0
SPDR SSgA Ultra Short Term Bon COM 78467V707 655 16,200 SH   SOLE   16,200 0 0
Vanguard Short-Term Corporate COM 92206c409 445 5,395 SH   SOLE   5,395 0 0
Vanguard Ultra Short Bond ETF COM 92203c303 847 16,900 SH   SOLE   16,900 0 0
iShares Short Maturity Bond ET COM 46431W507 2,689 53,635 SH   SOLE   53,635 0 0