The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579Y101 291 1,511 SH   SOLE   1,511 0 0
AT&T, Inc. COM 00206R102 2,167 71,581 SH   SOLE   71,581 0 0
Agilent Technologies Inc. COM 00846U101 511 4,021 SH   SOLE   4,021 0 0
Alibaba Group Holding Limited COM 01609w102 717 3,162 SH   SOLE   3,162 0 0
Alphabet Inc Cl A COM 02079k305 1,126 546 SH   SOLE   546 0 0
Alphabet Inc Cl C COM 02079k107 950 459 SH   SOLE   459 0 0
Altria Group Inc COM 02209S103 220 4,304 SH   SOLE   4,304 0 0
Amazon.Com Inc. COM 023135106 1,101 356 SH   SOLE   356 0 0
American Express Company COM 025816109 1,974 13,953 SH   SOLE   13,953 0 0
American International Group N COM 026874784 1,701 36,800 SH   SOLE   36,800 0 0
Amgen Inc. COM 031162100 554 2,227 SH   SOLE   2,227 0 0
Apollo Commercial Real Estate COM 03762U105 622 44,500 SH   SOLE   44,500 0 0
Apollo Global Management Inc. COM 03768e105 3,077 65,445 SH   SOLE   65,445 0 0
Apple Inc. COM 037833100 14,695 120,304 SH   SOLE   120,304 0 0
Applied Materials Inc COM 038222105 1,055 7,900 SH   SOLE   7,900 0 0
Assurant Inc. COM 04621X108 255 1,800 SH   SOLE   1,800 0 0
Autodesk Inc COM 052769106 394 1,420 SH   SOLE   1,420 0 0
Avis Budget Group Inc. COM 053774105 435 6,000 SH   SOLE   6,000 0 0
Banco Santander, S.A. (ADR) COM 05964h105 100 29,016 SH   SOLE   29,016 0 0
Bank of America Corp. COM 060505104 6,733 174,013 SH   SOLE   174,013 0 0
Becton Dickinson & Co COM 075887109 819 3,370 SH   SOLE   3,370 0 0
Berkshire Hathaway Cl B COM 084670702 2,119 8,293 SH   SOLE   8,293 0 0
Blackstone Group Inc. Cl A COM 09260D107 4,996 67,030 SH   SOLE   67,030 0 0
Blackstone Mortgage Trust, Inc COM 09257W100 425 13,700 SH   SOLE   13,700 0 0
Boeing Company COM 097023105 1,465 5,752 SH   SOLE   5,752 0 0
Bristol-Myers Squibb Co. COM 110122108 982 15,563 SH   SOLE   15,563 0 0
Brookfield Asset Management Cl COM 112585104 2,495 56,058 SH   SOLE   56,058 0 0
CSX Corp. COM 126408103 366 3,800 SH   SOLE   3,800 0 0
CVS Health Corp. COM 126650100 2,180 28,975 SH   SOLE   28,975 0 0
Carlyle Group COM 14316J108 5,133 139,635 SH   SOLE   139,635 0 0
Caterpillar Inc. COM 149123101 1,382 5,959 SH   SOLE   5,959 0 0
Charles Schwab Corp. COM 808513105 2,942 45,141 SH   SOLE   45,141 0 0
Chevron Corporation COM 166764100 535 5,103 SH   SOLE   5,103 0 0
Cisco Systems Inc COM 17275R102 2,103 40,665 SH   SOLE   40,665 0 0
Citigroup Inc. COM 172967424 4,065 55,874 SH   SOLE   55,874 0 0
Coca-Cola Co. COM 191216100 223 4,239 SH   SOLE   4,239 0 0
Comcast Corp New Cl A COM 20030N101 3,261 60,271 SH   SOLE   60,271 0 0
ConocoPhillips COM 20825C104 435 8,204 SH   SOLE   8,204 0 0
Corning Inc. COM 219350105 266 6,105 SH   SOLE   6,105 0 0
Costco Wholesale Corp. New COM 22160K105 1,914 5,431 SH   SOLE   5,431 0 0
DXC Technology Company Com. COM 23355l106 776 24,811 SH   SOLE   24,811 0 0
Danaher Corporation COM 235851102 281 1,250 SH   SOLE   1,250 0 0
Dell Inc COM 24703l202 647 7,342 SH   SOLE   7,342 0 0
Diageo Plc New (ADR) COM 25243Q205 227 1,380 SH   SOLE   1,380 0 0
Discovery Communications Ser C COM 25470F302 985 26,700 SH   SOLE   26,700 0 0
Expedia Group Inc. COM 30212p303 282 1,641 SH   SOLE   1,641 0 0
Exxon Mobil Corp. COM 30231G102 717 12,838 SH   SOLE   12,838 0 0
Facebook Inc. COM 30303m102 514 1,745 SH   SOLE   1,745 0 0
FedEx Corp. COM 31428X106 3,583 12,615 SH   SOLE   12,615 0 0
General Electric Company COM 369604103 4,848 369,220 SH   SOLE   369,220 0 0
Goldman Sachs Group Inc. COM 38141G104 533 1,630 SH   SOLE   1,630 0 0
HP Inc. COM 40434l105 1,185 37,336 SH   SOLE   37,336 0 0
Hewlett Packard Enterprise Com COM 42824c109 601 38,171 SH   SOLE   38,171 0 0
Home Depot Inc. COM 437076102 3,967 12,995 SH   SOLE   12,995 0 0
Honeywell International Inc. COM 438516106 2,019 9,301 SH   SOLE   9,301 0 0
Host Hotels & Resorts, Inc. COM 44107P104 479 28,423 SH   SOLE   28,423 0 0
Humana Inc. COM 444859102 1,191 2,840 SH   SOLE   2,840 0 0
Intel Corp. COM 458140100 2,669 41,706 SH   SOLE   41,706 0 0
International Bancshares Corp. COM 459044103 15,227 328,025 SH   SOLE   328,025 0 0
International Business Machine COM 459200101 860 6,451 SH   SOLE   6,451 0 0
JPMorgan Chase & Co. COM 46625H100 4,872 32,006 SH   SOLE   32,006 0 0
Johnson & Johnson COM 478160104 1,771 10,775 SH   SOLE   10,775 0 0
Johnson Controls Inc. COM g51502105 566 9,485 SH   SOLE   9,485 0 0
KKR & Co. Inc. COM 48251w104 6,075 124,360 SH   SOLE   124,360 0 0
Koninklijke Philips Electronic COM 500472303 1,481 25,971 SH   SOLE   25,971 0 0
Lockheed Martin Corp. COM 539830109 906 2,453 SH   SOLE   2,453 0 0
Lowe's Companies, Inc. COM 548661107 623 3,275 SH   SOLE   3,275 0 0
Lumen Technologies, Inc. COM 550241103 3,129 234,375 SH   SOLE   234,375 0 0
Marriott International, Inc. C COM 571903202 363 2,450 SH   SOLE   2,450 0 0
Marsh & McLennan Companies, In COM 571748102 307 2,520 SH   SOLE   2,520 0 0
McDonald's Corp. COM 580135101 2,094 9,341 SH   SOLE   9,341 0 0
McKesson Corp. COM 58155Q103 441 2,260 SH   SOLE   2,260 0 0
Medtronic Inc. COM g5960L103 473 4,001 SH   SOLE   4,001 0 0
Merck & Co. Inc. New COM 58933Y105 359 4,651 SH   SOLE   4,651 0 0
Microsoft Corp. COM 594918104 6,769 28,709 SH   SOLE   28,709 0 0
Morgan Stanley COM 617446448 284 3,656 SH   SOLE   3,656 0 0
Motorola Solutions Inc. COM 620076307 244 1,297 SH   SOLE   1,297 0 0
Nike Inc. Cl B COM 654106103 774 5,826 SH   SOLE   5,826 0 0
Nokia Corp (ADR) COM 654902204 648 163,672 SH   SOLE   163,672 0 0
Oracle Corp. COM 68389X105 2,646 37,710 SH   SOLE   37,710 0 0
PNC Financial Services Group, COM 693475105 610 3,475 SH   SOLE   3,475 0 0
Paypal Holdings Inc. COM 70450y103 4,439 18,280 SH   SOLE   18,280 0 0
Pepsico, Inc. COM 713448108 654 4,621 SH   SOLE   4,621 0 0
Pfizer, Inc. COM 717081103 1,245 34,358 SH   SOLE   34,358 0 0
Philip Morris International In COM 718172109 498 5,612 SH   SOLE   5,612 0 0
Procter & Gamble Co. COM 742718109 2,307 17,031 SH   SOLE   17,031 0 0
Qualcomm Inc. COM 747525103 1,095 8,258 SH   SOLE   8,258 0 0
Qurate Retail Group COM 74915m100 159 13,490 SH   SOLE   13,490 0 0
Raytheon Technologies Corp COM 75513E101 501 6,490 SH   SOLE   6,490 0 0
Royal Dutch Shell Plc COM 780259107 558 15,155 SH   SOLE   15,155 0 0
SAP AG (ADR) COM 803054204 701 5,710 SH   SOLE   5,710 0 0
SJW Group Com COM 784305104 437 6,945 SH   SOLE   6,945 0 0
Sempra Energy COM 816851109 201 1,519 SH   SOLE   1,519 0 0
Sony Corp. (ADR) COM 835699307 2,017 19,022 SH   SOLE   19,022 0 0
Southwest Airlines Co. COM 844741108 281 4,600 SH   SOLE   4,600 0 0
Stellantis N.V. COM N82405106 611 34,350 SH   SOLE   34,350 0 0
TE Connectivity Ltd. F COM h84989104 1,407 10,900 SH   SOLE   10,900 0 0
Tapestry Inc. COM 876030107 325 7,879 SH   SOLE   7,879 0 0
Tesla Motors Inc. COM 88160r101 384 575 SH   SOLE   575 0 0
Teva Pharmaceutical Industries COM 881624209 514 44,568 SH   SOLE   44,568 0 0
The Walt Disney Co. COM 254687106 2,766 14,992 SH   SOLE   14,992 0 0
Thermo Fisher Scientific Inc. COM 883556102 924 2,025 SH   SOLE   2,025 0 0
Toyota Motor Corp. (ADR) COM 892331307 257 1,650 SH   SOLE   1,650 0 0
UBS Group CHF0.10 COM H42097107 709 45,680 SH   SOLE   45,680 0 0
UnitedHealth Group, Inc. COM 91324P102 6,000 16,126 SH   SOLE   16,126 0 0
Verizon Communications Inc. COM 92343V104 601 10,329 SH   SOLE   10,329 0 0
ViacomCBS Class B COM 92556H206 1,159 25,688 SH   SOLE   25,688 0 0
Viatris COM 92556v106 310 22,186 SH   SOLE   22,186 0 0
Visa, Inc. Cl A COM 92826C839 442 2,089 SH   SOLE   2,089 0 0
Vishay Intertechnology Inc. COM 928298108 229 9,500 SH   SOLE   9,500 0 0
WPP PLC F Sponsored ADR COM 92937A102 518 8,100 SH   SOLE   8,100 0 0
Wal-Mart Inc. COM 931142103 1,347 9,915 SH   SOLE   9,915 0 0
Waste Management Inc. COM 94106L109 710 5,500 SH   SOLE   5,500 0 0
Wells Fargo & Co. New COM 949746101 2,656 67,988 SH   SOLE   67,988 0 0
Yum China Holdings Inc. COM 98850p109 712 12,030 SH   SOLE   12,030 0 0
Yum! Brands, Inc. COM 988498101 1,263 11,679 SH   SOLE   11,679 0 0
eBay, Inc. COM 278642103 1,210 19,760 SH   SOLE   19,760 0 0
Consumer Discret Sel Sect SPDR COM 81369Y407 252 1,500 SH   SOLE   1,500 0 0
Direxion Daily Financial Bull COM 25459y694 1,090 12,000 SH   SOLE   12,000 0 0
Energy Select Sector SPDR COM 81369Y506 6,245 127,285 SH   SOLE   127,285 0 0
Financial Select Sector SPDR COM 81369Y605 1,339 39,318 SH   SOLE   39,318 0 0
Global X MLP & Energy Infrastr COM 37954y293 3,767 119,224 SH   SOLE   119,224 0 0
Global X Robotics & AI Themati COM 37954y715 5,531 166,905 SH   SOLE   166,905 0 0
Global X Silver Miners ETF COM 37954y848 315 7,901 SH   SOLE   7,901 0 0
Goldman Sachs Innovative Equit COM 38149W820 3,080 53,852 SH   SOLE   53,852 0 0
Health Care Sector Select SPDR COM 81369Y209 1,394 11,944 SH   SOLE   11,944 0 0
Industrial Select Sector SPDR COM 81369y704 1,739 17,665 SH   SOLE   17,665 0 0
Invesco KBW Bank ETF COM 46138e628 21,105 341,008 SH   SOLE   341,008 0 0
Invesco KBW Regional Banking COM 46138e578 421 6,900 SH   SOLE   6,900 0 0
Invesco QQQ Trust Series 1 COM 46090e103 14,424 45,199 SH   SOLE   45,199 0 0
Invesco Water Resources COM 46137v142 247 5,000 SH   SOLE   5,000 0 0
Materials Select Sector SPDR E COM 81369Y100 1,150 14,595 SH   SOLE   14,595 0 0
ProShares Ultra Pro S&P500 COM 74347x864 1,626 18,000 SH   SOLE   18,000 0 0
Robo Global Healthcare Tech & COM 301505723 1,401 31,910 SH   SOLE   31,910 0 0
Robo Global Robotics & Automat COM 301505707 345 5,430 SH   SOLE   5,430 0 0
Royce Value Trust Inc. COM 780910105 244 13,500 SH   SOLE   13,500 0 0
SPDR DJ Euro Stoxx 50 ETF COM 78463x202 214 4,800 SH   SOLE   4,800 0 0
SPDR Dow Jones Global Real Est COM 78463x749 1,900 40,247 SH   SOLE   40,247 0 0
SPDR Dow Jones Industrial Aver COM 78467x109 1,227 3,715 SH   SOLE   3,715 0 0
SPDR Gold Trust ETF COM 78463v107 306 1,910 SH   SOLE   1,910 0 0
SPDR KBW Regional Banking ETF COM 78464A698 1,008 15,200 SH   SOLE   15,200 0 0
SPDR S&P 400 Mid Cap Value ETF COM 78464A839 632 9,655 SH   SOLE   9,655 0 0
SPDR S&P 500 Index ETF COM 78462F103 2,567 6,476 SH   SOLE   6,476 0 0
SPDR S&P Bank ETF COM 78464A797 482 9,287 SH   SOLE   9,287 0 0
SPDR S&P Global Natural Resour COM 78463X541 4,660 92,709 SH   SOLE   92,709 0 0
SPDR S&P MidCap 400 ETF COM 78467Y107 1,381 2,900 SH   SOLE   2,900 0 0
SPDR Series Trust Biotech COM 78464a870 231 1,700 SH   SOLE   1,700 0 0
Schwab 1000 Index ETF COM 808524722 467 11,845 SH   SOLE   11,845 0 0
Schwab Emerging Markets Equity COM 808524706 827 26,007 SH   SOLE   26,007 0 0
Schwab Fundamental Intl Large COM 808524755 457 14,233 SH   SOLE   14,233 0 0
Schwab Fundamental US Broad Mk COM 808524789 299 5,837 SH   SOLE   5,837 0 0
Schwab Fundamental US Large Co COM 808524771 491 9,500 SH   SOLE   9,500 0 0
Schwab International Equity ET COM 808524805 737 19,581 SH   SOLE   19,581 0 0
Schwab International Small Cap COM 808524888 1,555 39,445 SH   SOLE   39,445 0 0
Schwab Strategic US Large Cap COM 808524300 387 2,985 SH   SOLE   2,985 0 0
Schwab US Broad Market ETF COM 808524102 1,358 14,037 SH   SOLE   14,037 0 0
Schwab US Large Cap Value ETF COM 808524409 789 12,084 SH   SOLE   12,084 0 0
Schwab US Mid Cap ETF COM 808524508 858 11,530 SH   SOLE   11,530 0 0
Schwab US Small Cap ETF COM 808524607 251 2,518 SH   SOLE   2,518 0 0
Technology Select Sector SPDR COM 81369Y803 551 4,150 SH   SOLE   4,150 0 0
Vaneck Vectors Gold Miners ETF COM 92189f106 312 9,600 SH   SOLE   9,600 0 0
Vanguard Dividend Appreciation COM 921908844 648 4,405 SH   SOLE   4,405 0 0
Vanguard Emerging Markets ETF COM 922042858 5,532 106,276 SH   SOLE   106,276 0 0
Vanguard Energy ETF COM 92204A306 468 6,888 SH   SOLE   6,888 0 0
Vanguard European ETF COM 922042874 2,298 36,480 SH   SOLE   36,480 0 0
Vanguard Extended Market Index COM 922908652 7,057 39,893 SH   SOLE   39,893 0 0
Vanguard FTSE All World Ex-US COM 922042775 5,871 96,750 SH   SOLE   96,750 0 0
Vanguard FTSE All-World Ex-US COM 922042718 1,757 13,690 SH   SOLE   13,690 0 0
Vanguard FTSE Developed Market COM 921943858 673 13,700 SH   SOLE   13,700 0 0
Vanguard Financials ETF COM 92204A405 5,257 62,210 SH   SOLE   62,210 0 0
Vanguard Global ex-US Real Est COM 922042676 2,251 40,372 SH   SOLE   40,372 0 0
Vanguard Growth ETF COM 922908736 2,865 11,146 SH   SOLE   11,146 0 0
Vanguard Health Care ETF COM 92204A504 822 3,594 SH   SOLE   3,594 0 0
Vanguard High Dividend Yield E COM 921946406 677 6,700 SH   SOLE   6,700 0 0
Vanguard Index Fund Small Cap COM 922908611 552 3,334 SH   SOLE   3,334 0 0
Vanguard Large Cap Index FDS E COM 922908637 278 1,500 SH   SOLE   1,500 0 0
Vanguard Mega Cap 300 Growth I COM 921910816 8,069 38,969 SH   SOLE   38,969 0 0
Vanguard Mega Cap 300 Index ET COM 921910873 509 3,630 SH   SOLE   3,630 0 0
Vanguard Mega Cap 300 Value In COM 921910840 9,212 96,768 SH   SOLE   96,768 0 0
Vanguard Mid Cap Growth ETF COM 922908538 2,162 10,074 SH   SOLE   10,074 0 0
Vanguard Mid-Cap ETF COM 922908629 17,878 80,771 SH   SOLE   80,771 0 0
Vanguard Mid-Cap Value ETF COM 922908512 4,367 32,380 SH   SOLE   32,380 0 0
Vanguard REIT ETF COM 922908553 710 7,730 SH   SOLE   7,730 0 0
Vanguard S&P 500 ETF COM 922908363 219 600 SH   SOLE   600 0 0
Vanguard Small Cap ETF COM 922908751 2,618 12,227 SH   SOLE   12,227 0 0
Vanguard Small Cap Growth ETF COM 922908595 292 1,063 SH   SOLE   1,063 0 0
Vanguard Total International S COM 921909768 5,449 86,900 SH   SOLE   86,900 0 0
Vanguard Total Stock Mkt ETF COM 922908769 3,826 18,509 SH   SOLE   18,509 0 0
Vanguard Value ETF COM 922908744 10,958 83,359 SH   SOLE   83,359 0 0
iShares Core Dividend Growth COM 46434v621 241 5,000 SH   SOLE   5,000 0 0
iShares Core EAFE COM 46432F842 1,240 17,217 SH   SOLE   17,217 0 0
iShares Core High Dividend ETF COM 46429B663 285 3,000 SH   SOLE   3,000 0 0
iShares Core MSCI Emerging Mkt COM 46434g103 10,145 157,625 SH   SOLE   157,625 0 0
iShares Core Russell US Growth COM 464287671 409 4,500 SH   SOLE   4,500 0 0
iShares Core S&P 500 ETF COM 464287200 1,709 4,295 SH   SOLE   4,295 0 0
iShares Core S&P Midcap ETF COM 464287507 5,782 22,215 SH   SOLE   22,215 0 0
iShares Core S&P Small Cap ETF COM 464287804 2,132 19,640 SH   SOLE   19,640 0 0
iShares Core S&P Total US Stoc COM 464287150 488 5,325 SH   SOLE   5,325 0 0
iShares DJ US Home Constructio COM 464288752 2,572 37,900 SH   SOLE   37,900 0 0
iShares Edge MSCI USA Quality COM 46432F339 726 5,965 SH   SOLE   5,965 0 0
iShares MSCI AC Asia Ex-Japan COM 464288182 226 2,440 SH   SOLE   2,440 0 0
iShares MSCI ACWI ex US COM 464288240 248 4,500 SH   SOLE   4,500 0 0
iShares MSCI Brazil Index ETF COM 464286400 2,232 66,715 SH   SOLE   66,715 0 0
iShares MSCI EAFE Growth ETF COM 464288885 709 7,060 SH   SOLE   7,060 0 0
iShares MSCI EAFE Index ETF COM 464287465 564 7,437 SH   SOLE   7,437 0 0
iShares MSCI EAFE Value Index COM 464288877 3,351 65,740 SH   SOLE   65,740 0 0
iShares MSCI EMU Index Fund ET COM 464286608 1,437 30,950 SH   SOLE   30,950 0 0
iShares MSCI Emerging Markets COM 464287234 667 12,500 SH   SOLE   12,500 0 0
iShares MSCI Japan Index ETF COM 46434g822 1,035 15,112 SH   SOLE   15,112 0 0
iShares Nasdaq Biotechnology COM 464287556 2,251 14,951 SH   SOLE   14,951 0 0
iShares Russell 1000 Growth In COM 464287614 2,700 11,110 SH   SOLE   11,110 0 0
iShares Russell 1000 Value Ind COM 464287598 5,780 38,140 SH   SOLE   38,140 0 0
iShares Russell 2000 Index ETF COM 464287655 4,453 20,155 SH   SOLE   20,155 0 0
iShares Russell 2000 Value Ind COM 464287630 856 5,370 SH   SOLE   5,370 0 0
iShares Russell 3000 Index Fun COM 464287689 349 1,472 SH   SOLE   1,472 0 0
iShares Russell Midcap Index F COM 464287499 387 5,230 SH   SOLE   5,230 0 0
iShares Russell Midcap Value I COM 464287473 2,098 19,196 SH   SOLE   19,196 0 0
iShares S & P Small Cap 600 Va COM 464287879 435 4,315 SH   SOLE   4,315 0 0
iShares S&P 100 Index ETF COM 464287101 763 4,245 SH   SOLE   4,245 0 0
iShares S&P 500/Barra Growth E COM 464287309 953 14,644 SH   SOLE   14,644 0 0
iShares S&P 500/Barra Value ET COM 464287408 2,976 21,067 SH   SOLE   21,067 0 0
iShares S&P Global Healthcare COM 464287325 262 3,400 SH   SOLE   3,400 0 0
iShares S&P Global Technology COM 464287291 6,225 20,230 SH   SOLE   20,230 0 0
iShares S&P Midcap 400/Growth COM 464287606 556 7,098 SH   SOLE   7,098 0 0
iShares S&P Midcap 400/Value E COM 464287705 3,190 31,292 SH   SOLE   31,292 0 0
iShares Trust - iShares Core U COM 464287663 353 5,130 SH   SOLE   5,130 0 0
iShares Trust Core MSCI Total COM 46432F834 277 3,947 SH   SOLE   3,947 0 0
JP Morgan Ultra Short Income F COM 46641q837 266 5,250 SH   SOLE   5,250 0 0
PCM Fund, Inc. COM 69323T101 1,979 172,700 SH   SOLE   172,700 0 0
PIMCO 0-5 Yr. High Yield Corp. COM 72201R783 203 2,043 SH   SOLE   2,043 0 0
PIMCO Dynamic Income Opportuni COM 69355M107 388 19,310 SH   SOLE   19,310 0 0
PIMCO Short Maturity ETF COM 72201r833 8,879 87,127 SH   SOLE   87,127 0 0
SPDR SSgA Ultra Short Term Bon COM 78467V707 655 16,200 SH   SOLE   16,200 0 0
Vanguard Short-Term Corporate COM 92206c409 445 5,395 SH   SOLE   5,395 0 0
iShares Short Maturity Bond ET COM 46431W507 2,565 51,110 SH   SOLE   51,110 0 0
iShares Short Treasury Bond ET COM 464288679 505 4,567 SH   SOLE   4,567 0 0