144 0001338913 XXXXXXXX LIVE 0001818874 SoFi Technologies, Inc. 001-39606 234 1st Street San Francisco CA 94105 (855) 456-7634 STEVEN J FREIBERG Director Common Morgan Stanley Smith Barney LLC Executive Financial Services

1 New York Plaza 8th Floor New York NY 10004

384000 11101900.80 1205903044 11/26/2025 NASDAQ Common 06/11/2018 Employee S-8 Registered Plan Issuer N 75796 06/11/2018 Compensation Common 08/07/2019 Employee S-8 Registered Plan Issuer N 16837 08/07/2019 Compensation Common 11/30/2017 Employee S-8 Registered Plan Issuer N 56653 11/30/2017 Compensation Common 06/29/2022 Employee S-8 Registered Plan Issuer N 31122 06/29/2022 Compensation Common 05/21/2024 Employee S-8 Registered Plan Issuer N 7571 05/21/2024 Compensation Common 06/14/2023 Employee S-8 Registered Plan Issuer N 35974 06/14/2023 Compensation Common 03/04/2019 Employee S-8 Registered Plan Issuer N 20624 03/04/2019 Compensation Common 03/11/2018 Employee S-8 Registered Plan Issuer N 93271 03/11/2018 Compensation Common 03/04/2019 Employee S-8 Registered Plan Issuer N 25528 03/04/2019 Compensation Common 08/07/2019 Employee S-8 Registered Plan Issuer N 20624 08/07/2019 Compensation Y The shares to be sold are subject to variable pre-paid forward sale contracts (the Contracts) between Steven J. Freiberg (Counterparty) and Morgan Stanley Bank, N.A. (MSBNA). The Contracts provide for an up-front cash payment to the Counterparty. At maturity of the Contracts, the Counterparty will be obligated to deliver to MSBNA a number of shares as determined by a formula specified in the Contract (or the cash equivalent thereof) and may, under certain circumstances, receive an additional cash payment. Any initial hedging activity in connection with the Contracts will be conducted by or through MSBNA or its affiliates. 11/26/2025 /s/ Steven J Freiberg