Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2025	Sep. 30, 2024
Operating activities
Net income	$ 9,760	$ 7,783
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation expense	937	890
(Discount) premium (accretion) amortization on investment securities, net	(18)	63
Provision for credit losses	402	90
Provision for loss on other real estate owned	57
Originations of SBA loans held for sale	(11,885)	(6,446)
Proceeds from the sales of SBA loans	13,020	7,045
Gains on sale of SBA loans	(1,135)	(599)
Gains on the sales of other real estate owned	(286)	(1,305)
Gains on the sale of premises and equipment		(60)
ESOP compensation expense	187	155
Stock-based compensation expense	621	646
Deferred income tax (benefit) expense	(348)	33
Increase in accrued interest receivable	(742)	(719)
Income on bank owned life insurance	(673)	(433)
Decrease in other assets	1,062	1,397
Increase in accrued interest payable	78	448
Decrease in accounts payable and other liabilities	(648)	(2,670)
Net cash provided by operating activities	10,389	6,318
Investing activities
Net increase in loans receivable	(83,891)	(86,668)
Purchases of loans receivable		(1,000)
Proceeds from the sale of loans receivable	7,100
Purchases of investment securities held-to-maturity	(4,391)	(6,528)
Purchases of investment securities available-for-sale	(6,915)	(5,953)
Proceeds from maturities of investment securities held-to-maturity	11,500
Principal repayments on investment securities held-to-maturity	5,436	12,487
Principal repayments on investment securities available-for-sale	1,770	1,293
Purchase of bank owned life insurance		(6,550)
Redemption of bank owned life insurance	4,977	1,672
Purchases of premises and equipment, net	(574)	(812)
Proceeds from the sale of premises and land		776
Proceeds from the sale of other real estate owned	1,788	1,056
Purchase of Federal Home Loan Bank stock	(2,933)	(286)
Redemption of Federal Home Loan Bank stock	1,883	222
Net cash used in investing activities	(64,250)	(90,291)
Financing activities
Net increase in deposits	17,633	41,221
Net (decrease) increase in escrowed funds	(101)	816
Proceeds from long-term advances	23,986	3,437
Repayments of long-term advances	(3,500)	(4,384)
Dividends paid on common stock	(1,823)	(1,679)
Purchase of treasury stock	(844)	(2,374)
Net cash provided by financing activities	35,351	37,037
Net decrease in cash and cash equivalents	(18,510)	(46,936)
Cash and cash equivalents, beginning of year	25,596	72,532
Cash and cash equivalents, end of year	7,086	25,596
Cash paid for
Interest	22,732	20,148
Income taxes	5,625	2,870
Non-cash operating activities
Real estate acquired in full satisfaction of loans in foreclosure		4,388
Adoption of ASU 2016-13		354
Change in fair value of swap asset/liability	$ (494)	$ (1,173)