Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	9 Months Ended
	Jun. 30, 2023	Jun. 30, 2022
Operating activities
Net income	$ 5,524	$ 5,489
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation expense	628	627
Premium amortization on investment securities, net	112	148
Provision for loan losses	432	376
Originations of SBA loans held for sale	(5,450)	(4,903)
Proceeds from the sales of SBA loans	5,935	5,456
Gains on sale of SBA loans	(485)	(553)
Gains on the sales of other real estate owned		(67)
Gains on the sale of premises and equipment	(9)
ESOP compensation expense	98	140
Stock-based compensation expense	502
Deferred income tax (benefit) expense	(237)	86
Increase in accrued interest receivable	(665)	(17)
Increase in surrender value of bank owned life insurance	(278)	(275)
Increase in other assets	(57)	(1,015)
Increase (decrease) in accrued interest payable	128	(29)
(Decrease) increase in accounts payable and other liabilities	(1,625)	1,119
Net cash provided by operating activities	4,553	6,582
Investing activities
Net increase in loans receivable	(60,547)	(31,731)
Purchases of loans receivable	(13,350)
Purchases of investment securities held-to-maturity		(39,535)
Principal repayments on investment securities held-to-maturity	7,858	5,886
Principal repayments on investment securities available-for-sale	698	1,523
Purchases of bank owned life insurance		(3,000)
Purchases of premises and equipment	(241)	(246)
Proceeds from the sale of premises and equipment	19
Investment in other real estate owned	(11)	(12)
Proceeds from other real estate owned		434
Purchase of Federal Home Loan Bank stock	(5,747)	(56)
Redemption of Federal Home Loan Bank stock	4,143	363
Net cash used in investing activities	(67,178)	(66,374)
Financing activities
Net increase in deposits	25,739	20,007
Purchase of common stock for ESOP		(98)
Net increase in escrowed funds	500	298
Proceeds from long-term advances	17,000
Repayments of long-term advances	(3,091)	(8,072)
Proceeds from short-term advances	16,000
Cash dividends paid on common stock	(1,115)	(1,223)
Purchase of treasury stock	(940)
Net cash provided by financing activities	54,093	10,912
Net decrease in cash and cash equivalents	(8,532)	(48,880)
Cash and cash equivalents, beginning of year	30,936	75,201
Cash and cash equivalents, end of year	22,404	26,321
Cash paid for
Interest	6,597	1,638
Income taxes	$ 2,800	$ 2,180