Consolidated Statements of Operations (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2018	Jun. 30, 2017	Jun. 30, 2018	Jun. 30, 2017
Interest and dividend income
Loans, including fees	$ 5,736	$ 5,042	$ 16,579	$ 15,050
Investment securities
Taxable	399	378	1,236	1,150
Federal Home Loan Bank of New York stock	33	27	97	88
Total interest and dividend income	6,168	5,447	17,912	16,288
Interest expense
Deposits	981	748	2,746	2,195
Borrowings	185	180	512	558
Total interest expense	1,166	928	3,258	2,753
Net interest and dividend income	5,002	4,519	14,654	13,535
Provision for loan losses	276	315	782	1,048
Net interest and dividend income after provision for loan losses	4,726	4,204	13,872	12,487
Other income
Service charges	268	279	749	867
Income on bank owned life insurance	73	71	218	214
Other operating income	34	25	101	88
Gains on sales of loans	146	72	362	183
Gains on sales of investment securities			107
Total other income	521	447	1,537	1,352
Other expenses
Compensation and employee benefits	2,496	2,272	7,297	6,764
Occupancy expenses	718	697	2,190	2,092
Professional fees	284	251	768	770
Data processing expenses	143	129	424	385
OREO expenses	63	169	462	423
FDIC deposit insurance premiums	114	125	319	384
Loan servicing expenses	73	62	231	179
Insurance expense	50	58	152	174
Other expenses	418	390	1,207	1,063
Total other expenses	4,359	4,153	13,050	12,234
Income before income tax expense	888	498	2,359	1,605
Income tax expense	289	210	1,035	670
Net income	$ 599	$ 288	$ 1,324	$ 935
Net income per share-basic and diluted	$ 0.10	$ 0.05	$ 0.23	$ 0.16