The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 2,873 16,091 SH   OTR 0 16,091 0
3M CO COM 88579Y101 4,682 26,220 SH   DFND 26,220 0 0
ABBVIE INC COM 00287Y109 230 3,671 SH   DFND 3,671 0 0
ABBVIE INC COM 00287Y109 303 4,845 SH   OTR 0 4,845 0
AGRIUM INC COM 008916108 3,816 37,946 SH   DFND 37,946 0 0
AGRIUM INC COM 008916108 762 7,583 SH   OTR 0 7,583 0
ALGONQUIN PWR UTILS CORP COM 015857105 3,891 458,821 SH   DFND 458,821 0 0
ALGONQUIN PWR UTILS CORP COM 015857105 135 15,895 SH   OTR 0 15,895 0
ALLERGAN PLC SHS G0177J108 462 2,200 SH   DFND 2,200 0 0
ALPHABET INC CAP STK CL C 02079K107 736 953 SH   OTR 0 953 0
ALPHABET INC CAP STK CL C 02079K107 656 850 SH   DFND 850 0 0
ALPHABET INC CAP STK CL A 02079K305 3,620 4,568 SH   DFND 4,568 0 0
ALPHABET INC CAP STK CL A 02079K305 3,344 4,220 SH   OTR 0 4,220 0
ALTRIA GROUP INC COM 02209S103 1,583 23,413 SH   DFND 23,413 0 0
ANTHEM INC COM 036752103 1,688 11,740 SH   DFND 11,740 0 0
ANTHEM INC COM 036752103 1,046 7,275 SH   OTR 0 7,275 0
APPLE INC COM 037833100 3,877 33,475 SH   DFND 33,475 0 0
APPLE INC COM 037833100 2,480 21,414 SH   OTR 0 21,414 0
AT&T INC COM 00206R102 588 13,818 SH   OTR 0 13,818 0
AUTOMATIC DATA PROCESSING IN COM 053015103 547 5,324 SH   DFND 5,324 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 392 3,813 SH   OTR 0 3,813 0
AUTOZONE INC COM 053332102 233 295 SH   OTR 0 295 0
AUTOZONE INC COM 053332102 265 335 SH   DFND 335 0 0
BANK MONTREAL QUE COM 063671101 31,005 431,106 SH   OTR 0 431,106 0
BANK MONTREAL QUE COM 063671101 25,507 354,661 SH   DFND 354,661 0 0
BANK N S HALIFAX COM 064149107 21,212 380,958 SH   DFND 380,958 0 0
BANK N S HALIFAX COM 064149107 40,458 726,609 SH   OTR 0 726,609 0
BCE INC COM NEW 05534B760 32,016 740,415 SH   DFND 740,415 0 0
BCE INC COM NEW 05534B760 16,307 377,135 SH   OTR 0 377,135 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 338 2,076 SH   OTR 0 2,076 0
BRISTOL MYERS SQUIBB CO COM 110122108 230 3,940 SH   OTR 0 3,940 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 2,953 89,459 SH   DFND 89,459 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 944 28,592 SH   OTR 0 28,592 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 1,019 30,448 SH   DFND 30,448 0 0
BROOKFIELD PPTY PARTNERS L P UNIT LTD PARTN G16249107 7,493 340,732 SH   DFND 340,732 0 0
BROOKFIELD RENEWABLE PARTNER PARTNERSHIP UNIT G16258108 250 8,402 SH   OTR 0 8,402 0
BROOKFIELD RENEWABLE PARTNER PARTNERSHIP UNIT G16258108 7,489 252,163 SH   DFND 252,163 0 0
CAMECO CORP COM 13321L108 314 29,990 SH   OTR 0 29,990 0
CANADIAN NAT RES LTD COM 136385101 7,480 234,620 SH   DFND 234,620 0 0
CANADIAN NAT RES LTD COM 136385101 5,299 166,226 SH   OTR 0 166,226 0
CANADIAN NATL RY CO COM 136375102 15,913 236,104 SH   DFND 236,104 0 0
CANADIAN NATL RY CO COM 136375102 13,534 200,806 SH   OTR 0 200,806 0
CANADIAN PAC RY LTD COM 13645T100 1,914 13,409 SH   DFND 13,409 0 0
CANADIAN PAC RY LTD COM 13645T100 1,449 10,148 SH   OTR 0 10,148 0
CARNIVAL CORP UNIT 99/99/9999 143658300 208 4,000 SH   OTR 0 4,000 0
CATERPILLAR INC DEL COM 149123101 241 2,600 SH   OTR 0 2,600 0
CDN IMPERIAL BK COMM TORONTO COM 136069101 9,398 115,175 SH   OTR 0 115,175 0
CDN IMPERIAL BK COMM TORONTO COM 136069101 15,628 191,522 SH   DFND 191,522 0 0
CENOVUS ENERGY INC COM 15135U109 179 11,852 SH   DFND 11,852 0 0
CENOVUS ENERGY INC COM 15135U109 414 27,393 SH   OTR 0 27,393 0
CHECK POINT SOFTWARE TECH LT ORD M22465104 1,634 19,349 SH   DFND 19,349 0 0
CHECK POINT SOFTWARE TECH LT ORD M22465104 695 8,225 SH   OTR 0 8,225 0
CHEVRON CORP NEW COM 166764100 937 7,957 SH   OTR 0 7,957 0
CISCO SYS INC COM 17275R102 243 8,045 SH   OTR 0 8,045 0
CITIGROUP INC COM NEW 172967424 1,051 17,678 SH   DFND 17,678 0 0
COCA COLA CO COM 191216100 259 6,235 SH   OTR 0 6,235 0
COCA COLA CO COM 191216100 2,409 58,095 SH   DFND 58,095 0 0
COLGATE PALMOLIVE CO COM 194162103 527 8,050 SH   DFND 8,050 0 0
COLGATE PALMOLIVE CO COM 194162103 1,444 22,060 SH   OTR 0 22,060 0
COMCAST CORP NEW CL A 20030N101 3,021 43,749 SH   DFND 43,749 0 0
COMCAST CORP NEW CL A 20030N101 2,362 34,211 SH   OTR 0 34,211 0
COSTCO WHSL CORP NEW COM 22160K105 2,555 15,960 SH   DFND 15,960 0 0
COSTCO WHSL CORP NEW COM 22160K105 2,231 13,935 SH   OTR 0 13,935 0
CRESCENT PT ENERGY CORP COM 22576C101 205 15,063 SH   DFND 15,063 0 0
CRESCENT PT ENERGY CORP COM 22576C101 305 22,448 SH   OTR 0 22,448 0
CVS HEALTH CORP COM 126650100 2,874 36,417 SH   DFND 36,417 0 0
CVS HEALTH CORP COM 126650100 3,643 46,168 SH   OTR 0 46,168 0
DANAHER CORP DEL COM 235851102 1,092 14,025 SH   DFND 14,025 0 0
DEERE & CO COM 244199105 247 2,400 SH   DFND 2,400 0 0
DISNEY WALT CO COM DISNEY 254687106 2,294 22,012 SH   OTR 0 22,012 0
DISNEY WALT CO COM DISNEY 254687106 6,083 58,370 SH   DFND 58,370 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 292 3,766 SH   OTR 0 3,766 0
ENBRIDGE INC COM 29250N105 31,738 753,512 SH   DFND 753,512 0 0
ENBRIDGE INC COM 29250N105 14,672 348,329 SH   OTR 0 348,329 0
EXXON MOBIL CORP COM 30231G102 371 4,115 SH   DFND 4,115 0 0
EXXON MOBIL CORP COM 30231G102 1,232 13,651 SH   OTR 0 13,651 0
FACEBOOK INC CL A 30303M102 230 2,000 SH   OTR 0 2,000 0
FEDEX CORP COM 31428X106 389 2,090 SH   OTR 0 2,090 0
FORTIS INC COM 349553107 6,543 211,872 SH   OTR 0 211,872 0
FORTIS INC COM 349553107 6,490 210,180 SH   DFND 210,180 0 0
FORTIVE CORP COM 34959J108 899 16,762 SH   DFND 16,762 0 0
FORTIVE CORP COM 34959J108 272 5,078 SH   OTR 0 5,078 0
FRANCO NEVADA CORP COM 351858105 2,452 41,027 SH   DFND 41,027 0 0
FRANCO NEVADA CORP COM 351858105 632 10,575 SH   OTR 0 10,575 0
GENERAL DYNAMICS CORP COM 369550108 207 1,200 SH   OTR 0 1,200 0
GENERAL ELECTRIC CO COM 369604103 2,055 65,046 SH   DFND 65,046 0 0
GENERAL ELECTRIC CO COM 369604103 3,835 121,356 SH   OTR 0 121,356 0
GOLDCORP INC NEW COM 380956409 234 17,211 SH   OTR 0 17,211 0
GROUPE CGI INC CL A SUB VTG 39945C109 1,432 29,822 SH   DFND 29,822 0 0
GROUPE CGI INC CL A SUB VTG 39945C109 271 5,640 SH   OTR 0 5,640 0
HOME DEPOT INC COM 437076102 232 1,733 SH   OTR 0 1,733 0
HONEYWELL INTL INC COM 438516106 572 4,938 SH   OTR 0 4,938 0
HONEYWELL INTL INC COM 438516106 971 8,378 SH   DFND 8,378 0 0
ILLINOIS TOOL WKS INC COM 452308109 203 1,657 SH   OTR 0 1,657 0
INTEL CORP COM 458140100 1,236 34,080 SH   DFND 34,080 0 0
INTEL CORP COM 458140100 309 8,530 SH   OTR 0 8,530 0
INTERNATIONAL BUSINESS MACHS COM 459200101 373 2,245 SH   OTR 0 2,245 0
ISHARES TR MSCI EAFE ETF 464287465 257 4,455 SH   DFND 4,455 0 0
ISHARES TR INTL SEL DIV ETF 464288448 513 17,350 SH   OTR 0 17,350 0
JOHNSON & JOHNSON COM 478160104 6,104 52,984 SH   DFND 52,984 0 0
JOHNSON & JOHNSON COM 478160104 4,392 38,123 SH   OTR 0 38,123 0
JPMORGAN CHASE & CO COM 46625H100 1,689 19,568 SH   OTR 0 19,568 0
JPMORGAN CHASE & CO COM 46625H100 2,667 30,906 SH   DFND 30,906 0 0
KINDER MORGAN INC DEL COM 49456B101 516 24,900 SH   DFND 24,900 0 0
KRAFT HEINZ CO COM 500754106 330 3,778 SH   OTR 0 3,778 0
KROGER CO COM 501044101 904 26,200 SH   DFND 26,200 0 0
LAUDER ESTEE COS INC CL A 518439104 2,262 29,575 SH   DFND 29,575 0 0
LAUDER ESTEE COS INC CL A 518439104 879 11,490 SH   OTR 0 11,490 0
MACQUARIE INFRASTRUCTURE COR COM 55608B105 361 4,416 SH   OTR 0 4,416 0
MAGNA INTL INC COM 559222401 3,848 88,672 SH   DFND 88,672 0 0
MAGNA INTL INC COM 559222401 2,243 51,692 SH   OTR 0 51,692 0
MANULIFE FINL CORP COM 56501R106 12,472 699,915 SH   DFND 699,915 0 0
MANULIFE FINL CORP COM 56501R106 5,782 324,465 SH   OTR 0 324,465 0
MASTERCARD INCORPORATED CL A 57636Q104 2,042 19,782 SH   OTR 0 19,782 0
MASTERCARD INCORPORATED CL A 57636Q104 3,040 29,440 SH   DFND 29,440 0 0
MCDONALDS CORP COM 580135101 715 5,878 SH   OTR 0 5,878 0
MCDONALDS CORP COM 580135101 283 2,325 SH   DFND 2,325 0 0
MERCK & CO INC COM 58933Y105 1,369 23,263 SH   DFND 23,263 0 0
MERCK & CO INC COM 58933Y105 1,041 17,689 SH   OTR 0 17,689 0
METLIFE INC COM 59156R108 224 4,155 SH   OTR 0 4,155 0
MICROSOFT CORP COM 594918104 8,600 138,392 SH   DFND 138,392 0 0
MICROSOFT CORP COM 594918104 4,565 73,466 SH   OTR 0 73,466 0
NIKE INC CL B 654106103 2,092 41,155 SH   DFND 41,155 0 0
NIKE INC CL B 654106103 1,154 22,695 SH   OTR 0 22,695 0
NOVARTIS A G SPONSORED ADR 66987V109 2,738 37,585 SH   OTR 0 37,585 0
NOVARTIS A G SPONSORED ADR 66987V109 4,506 61,861 SH   DFND 61,861 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 313 4,389 SH   OTR 0 4,389 0
ONEOK INC NEW COM 682680103 258 4,500 SH   OTR 0 4,500 0
PEMBINA PIPELINE CORP COM 706327103 11,316 361,298 SH   DFND 361,298 0 0
PEMBINA PIPELINE CORP COM 706327103 506 16,164 SH   OTR 0 16,164 0
PEPSICO INC COM 713448108 848 8,100 SH   OTR 0 8,100 0
PFIZER INC COM 717081103 2,901 89,314 SH   DFND 89,314 0 0
PFIZER INC COM 717081103 981 30,203 SH   OTR 0 30,203 0
POTASH CORP SASK INC COM 73755L107 229 12,645 SH   OTR 0 12,645 0
PRAXAIR INC COM 74005P104 422 3,605 SH   DFND 3,605 0 0
PRAXAIR INC COM 74005P104 322 2,751 SH   OTR 0 2,751 0
PROCTER AND GAMBLE CO COM 742718109 1,730 20,575 SH   OTR 0 20,575 0
PROCTER AND GAMBLE CO COM 742718109 5,439 64,690 SH   DFND 64,690 0 0
RESTAURANT BRANDS INTL INC COM 76131D103 265 5,559 SH   OTR 0 5,559 0
RESTAURANT BRANDS INTL INC COM 76131D103 1,279 26,830 SH   DFND 26,830 0 0
ROGERS COMMUNICATIONS INC CL B 775109200 14,570 377,661 SH   DFND 377,661 0 0
ROGERS COMMUNICATIONS INC CL B 775109200 6,925 179,506 SH   OTR 0 179,506 0
ROYAL BK CDA MONTREAL QUE COM 780087102 49,389 729,423 SH   DFND 729,423 0 0
ROYAL BK CDA MONTREAL QUE COM 780087102 64,644 954,713 SH   OTR 0 954,713 0
SHAW COMMUNICATIONS INC CL B CONV 82028K200 11,021 549,421 SH   DFND 549,421 0 0
SHAW COMMUNICATIONS INC CL B CONV 82028K200 1,544 76,965 SH   OTR 0 76,965 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 602 2,695 SH   DFND 2,695 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 428 1,915 SH   OTR 0 1,915 0
SPECTRA ENERGY CORP COM 847560109 339 8,242 SH   OTR 0 8,242 0
STANTEC INC COM 85472N109 481 19,056 SH   OTR 0 19,056 0
STARBUCKS CORP COM 855244109 306 5,515 SH   OTR 0 5,515 0
SUN LIFE FINL INC COM 866796105 3,775 98,278 SH   DFND 98,278 0 0
SUN LIFE FINL INC COM 866796105 4,268 111,125 SH   OTR 0 111,125 0
SUNCOR ENERGY INC NEW COM 867224107 12,479 381,726 SH   DFND 381,726 0 0
SUNCOR ENERGY INC NEW COM 867224107 8,725 266,912 SH   OTR 0 266,912 0
TARGET CORP COM 87612E106 205 2,840 SH   OTR 0 2,840 0
TECK RESOURCES LTD CL B 878742204 222 11,105 SH   OTR 0 11,105 0
TELUS CORP COM 87971M103 8,194 257,268 SH   DFND 257,268 0 0
TELUS CORP COM 87971M103 6,792 213,241 SH   OTR 0 213,241 0
THOMSON REUTERS CORP COM 884903105 2,419 55,263 SH   OTR 0 55,263 0
THOMSON REUTERS CORP COM 884903105 1,722 39,337 SH   DFND 39,337 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 28,925 586,243 SH   OTR 0 586,243 0
TORONTO DOMINION BK ONT COM NEW 891160509 40,007 810,851 SH   DFND 810,851 0 0
TRANSALTA CORP COM 89346D107 73 13,183 SH   DFND 13,183 0 0
TRANSCANADA CORP COM 89353D107 30,682 679,565 SH   DFND 679,565 0 0
TRANSCANADA CORP COM 89353D107 22,445 497,130 SH   OTR 0 497,130 0
UNILEVER N V N Y SHS NEW 904784709 4,569 111,285 SH   DFND 111,285 0 0
UNILEVER N V N Y SHS NEW 904784709 2,578 62,788 SH   OTR 0 62,788 0
UNION PAC CORP COM 907818108 2,458 23,703 SH   DFND 23,703 0 0
UNION PAC CORP COM 907818108 283 2,725 SH   OTR 0 2,725 0
UNITED PARCEL SERVICE INC CL B 911312106 816 7,120 SH   OTR 0 7,120 0
UNITED PARCEL SERVICE INC CL B 911312106 1,855 16,180 SH   DFND 16,180 0 0
UNITEDHEALTH GROUP INC COM 91324P102 336 2,100 SH   OTR 0 2,100 0
VALERO ENERGY CORP NEW COM 91913Y100 456 6,675 SH   OTR 0 6,675 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,901 35,610 SH   DFND 35,610 0 1
VERIZON COMMUNICATIONS INC COM 92343V104 694 13,009 SH   OTR 0 13,009 0
VERMILION ENERGY INC COM 923725105 6,233 147,805 SH   DFND 147,805 0 0
VERMILION ENERGY INC COM 923725105 1,468 34,802 SH   OTR 0 34,802 0
VISA INC COM CL A 92826C839 4,061 52,045 SH   DFND 52,045 0 0
VISA INC COM CL A 92826C839 2,202 28,222 SH   OTR 0 28,222 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 2,218 26,800 SH   DFND 26,800 0 0
WELLS FARGO & CO NEW COM 949746101 1,527 27,707 SH   DFND 27,707 0 0
WELLS FARGO & CO NEW COM 949746101 1,357 24,623 SH   OTR 0 24,623 0
WEYERHAEUSER CO COM 962166104 322 10,690 SH   DFND 10,690 0 0