The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 411 3,030 SH   OTR 0 3,030 0
ABBOTT LABS COM 002824100 957 24,850 SH   DFND 24,850 0 0
ABBOTT LABS COM 002824100 306 7,940 SH   OTR 0 7,940 0
ABBVIE INC COM 00287Y109 4,633 90,137 SH   DFND 90,137 0 0
ABBVIE INC COM 00287Y109 3,295 64,102 SH   OTR 0 64,102 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 598 7,502 SH   DFND 7,502 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 552 6,930 SH   OTR 0 6,930 0
AFLAC INC COM 001055102 356 5,650 SH   OTR 0 5,650 0
AGRIUM INC COM 008916108 1,608 16,492 SH   DFND 16,492 0 0
AGRIUM INC COM 008916108 1,308 13,415 SH   OTR 0 13,415 0
ALTRIA GROUP INC COM 02209S103 897 23,960 SH   DFND 23,960 0 0
AMERICAN EXPRESS CO COM 025816109 229 2,549 SH   OTR 0 2,549 0
APPLE INC COM 037833100 1,323 2,464 SH   OTR 0 2,464 0
APPLE INC COM 037833100 1,451 2,703 SH   DFND 2,703 0 0
AT&T INC COM 00206R102 1,117 31,860 SH   DFND 31,860 0 0
AT&T INC COM 00206R102 570 16,240 SH   OTR 0 16,240 0
AUTOMATIC DATA PROCESSING IN COM 053015103 1,407 18,207 SH   DFND 18,207 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 643 8,320 SH   OTR 0 8,320 0
BANK MONTREAL QUE COM 063671101 15,526 231,685 SH   DFND 231,685 0 0
BANK MONTREAL QUE COM 063671101 18,051 269,376 SH   OTR 0 269,376 0
BANK N S HALIFAX COM 064149107 5,876 101,283 SH   DFND 101,283 0 0
BANK N S HALIFAX COM 064149107 19,124 329,616 SH   OTR 0 329,616 0
BARRICK GOLD CORP COM 067901108 788 44,169 SH   DFND 44,169 0 0
BARRICK GOLD CORP COM 067901108 744 41,700 SH   OTR 0 41,700 0
BAYTEX ENERGY CORP COM 07317Q105 930 22,616 SH   DFND 22,616 0 0
BAYTEX ENERGY CORP COM 07317Q105 538 13,078 SH   OTR 0 13,078 0
BCE INC COM NEW 05534B760 18,136 420,391 SH   DFND 420,391 0 0
BCE INC COM NEW 05534B760 16,382 379,735 SH   OTR 0 379,735 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 782 6,258 SH   OTR 0 6,258 0
BRISTOL MYERS SQUIBB CO COM 110122108 205 3,955 SH   OTR 0 3,955 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 1,957 47,906 SH   DFND 47,906 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 1,083 26,510 SH   OTR 0 26,510 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 1,404 35,577 SH   DFND 35,577 0 0
BROOKFIELD RENEWABLE ENRGY P PARTNERSHIP UNIT G16258108 336 11,540 SH   OTR 0 11,540 0
CAMECO CORP COM 13321L108 646 28,213 SH   DFND 28,213 0 0
CAMECO CORP COM 13321L108 1,862 81,325 SH   OTR 0 81,325 0
CANADIAN NAT RES LTD COM 136385101 9,126 237,844 SH   OTR 0 237,844 0
CANADIAN NAT RES LTD COM 136385101 10,298 268,381 SH   DFND 268,381 0 0
CANADIAN NATL RY CO COM 136375102 16,216 288,437 SH   DFND 288,437 0 0
CANADIAN NATL RY CO COM 136375102 16,544 294,276 SH   OTR 0 294,276 0
CANADIAN PAC RY LTD COM 13645T100 2,063 13,717 SH   DFND 13,717 0 0
CANADIAN PAC RY LTD COM 13645T100 2,072 13,773 SH   OTR 0 13,773 0
CATERPILLAR INC DEL COM 149123101 348 3,500 SH   OTR 0 3,500 0
CDN IMPERIAL BK OF COMMERCE COM 136069101 10,900 126,460 SH   DFND 126,460 0 0
CDN IMPERIAL BK OF COMMERCE COM 136069101 9,660 112,073 SH   OTR 0 112,073 0
CENOVUS ENERGY INC COM 15135U109 7,818 269,944 SH   OTR 0 269,944 0
CENOVUS ENERGY INC COM 15135U109 7,522 259,736 SH   DFND 259,736 0 0
CHEVRON CORP NEW COM 166764100 1,675 14,086 SH   OTR 0 14,086 0
CHEVRON CORP NEW COM 166764100 1,545 12,995 SH   DFND 12,995 0 0
CHUBB CORP COM 171232101 1,795 20,100 SH   DFND 20,100 0 0
CHUBB CORP COM 171232101 1,003 11,235 SH   OTR 0 11,235 0
CISCO SYS INC COM 17275R102 342 15,255 SH   DFND 15,255 0 0
CISCO SYS INC COM 17275R102 542 24,185 SH   OTR 0 24,185 0
CITIGROUP INC COM NEW 172967424 1,572 33,025 SH   DFND 33,025 0 0
CITIGROUP INC COM NEW 172967424 716 15,045 SH   OTR 0 15,045 0
COCA COLA CO COM 191216100 612 15,838 SH   DFND 15,838 0 0
COCA COLA CO COM 191216100 247 6,393 SH   OTR 0 6,393 0
COLGATE PALMOLIVE CO COM 194162103 1,190 18,340 SH   DFND 18,340 0 0
COLGATE PALMOLIVE CO COM 194162103 2,028 31,260 SH   OTR 0 31,260 0
COMCAST CORP NEW CL A 20030N101 1,847 36,905 SH   OTR 0 36,905 0
COMCAST CORP NEW CL A 20030N101 1,639 32,745 SH   DFND 32,745 0 0
CONOCOPHILLIPS COM 20825C104 1,363 19,380 SH   DFND 19,380 0 0
CONOCOPHILLIPS COM 20825C104 384 5,455 SH   OTR 0 5,455 0
CRESCENT PT ENERGY CORP COM 22576C101 10,161 278,294 SH   DFND 278,294 0 0
CRESCENT PT ENERGY CORP COM 22576C101 8,449 231,428 SH   OTR 0 231,428 0
CSX CORP COM 126408103 228 7,870 SH   OTR 0 7,870 0
CVS CAREMARK CORPORATION COM 126650100 769 10,267 SH   DFND 10,267 0 0
CVS CAREMARK CORPORATION COM 126650100 2,779 37,116 SH   OTR 0 37,116 0
DIAGEO P L C SPON ADR NEW 25243Q205 839 6,733 SH   OTR 0 6,733 0
DISNEY WALT CO COM DISNEY 254687106 495 6,180 SH   OTR 0 6,180 0
DU PONT E I DE NEMOURS & CO COM 263534109 1,652 24,625 SH   OTR 0 24,625 0
DU PONT E I DE NEMOURS & CO COM 263534109 2,783 41,475 SH   DFND 41,475 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 264 3,700 SH   OTR 0 3,700 0
EMERSON ELEC CO COM 291011104 213 3,190 SH   OTR 0 3,190 0
ENBRIDGE INC COM 29250N105 21,055 462,645 SH   DFND 462,645 0 0
ENBRIDGE INC COM 29250N105 22,411 492,450 SH   OTR 0 492,450 0
ENCANA CORP COM 292505104 4,749 222,115 SH   DFND 222,115 0 0
ENCANA CORP COM 292505104 4,375 204,626 SH   OTR 0 204,626 0
ENTERPRISE PRODS PARTNERS L COM 293792107 312 4,500 SH   OTR 0 4,500 0
EXXON MOBIL CORP COM 30231G102 3,024 30,960 SH   DFND 30,960 0 0
EXXON MOBIL CORP COM 30231G102 2,491 25,503 SH   OTR 0 25,503 0
FAMILY DLR STORES INC COM 307000109 957 16,495 SH   DFND 16,495 0 0
FAMILY DLR STORES INC COM 307000109 217 3,740 SH   OTR 0 3,740 0
GENERAL ELECTRIC CO COM 369604103 4,802 185,463 SH   OTR 0 185,463 0
GENERAL ELECTRIC CO COM 369604103 5,917 228,544 SH   DFND 228,544 0 0
GENERAL MTRS CO COM 37045V100 229 6,650 SH   OTR 0 6,650 0
GOLDCORP INC NEW COM 380956409 2,091 85,416 SH   DFND 85,416 0 0
GOLDCORP INC NEW COM 380956409 1,170 47,784 SH   OTR 0 47,784 0
GOOGLE INC CL A 38259P508 298 267 SH   OTR 0 267 0
GROUPE CGI INC CL A SUB VTG 39945C109 258 8,357 SH   OTR 0 8,357 0
HONEYWELL INTL INC COM 438516106 1,447 15,600 SH   DFND 15,600 0 0
HONEYWELL INTL INC COM 438516106 2,145 23,125 SH   OTR 0 23,125 0
IAC INTERACTIVECORP COM PAR $.001 44919P508 275 3,850 SH   OTR 0 3,850 0
ILLINOIS TOOL WKS INC COM 452308109 338 4,158 SH   OTR 0 4,158 0
IMPERIAL OIL LTD COM NEW 453038408 306 6,576 SH   DFND 6,576 0 0
IMPERIAL OIL LTD COM NEW 453038408 2,130 45,741 SH   OTR 0 45,741 0
INTEL CORP COM 458140100 359 13,900 SH   OTR 0 13,900 0
INTERNATIONAL BUSINESS MACHS COM 459200101 2,059 10,697 SH   DFND 10,697 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 1,674 8,695 SH   OTR 0 8,695 0
INTERNATIONAL FLAVORS&FRAGRA COM 459506101 297 3,100 SH   OTR 0 3,100 0
ISHARES MSCI EMG MKT ETF 464287234 498 12,155 SH   DFND 12,155 0 0
ISHARES MSCI EAFE ETF 464287465 498 7,415 SH   DFND 7,415 0 0
ISHARES INTL SEL DIV ETF 464288448 483 12,500 SH   OTR 0 12,500 0
ISHARES EAFE VALUE ETF 464288877 246 4,270 SH   DFND 4,270 0 0
ISHARES EAFE GRWTH ETF 464288885 328 4,625 SH   DFND 4,625 0 0
JOHNSON & JOHNSON COM 478160104 6,283 63,967 SH   DFND 63,967 0 0
JOHNSON & JOHNSON COM 478160104 4,893 49,812 SH   OTR 0 49,812 0
JPMORGAN CHASE & CO COM 46625H100 2,983 49,130 SH   DFND 49,130 0 0
JPMORGAN CHASE & CO COM 46625H100 1,662 27,383 SH   OTR 0 27,383 0
KELLOGG CO COM 487836108 334 5,330 SH   OTR 0 5,330 0
KINDER MORGAN INC DEL COM 49456B101 819 25,200 SH   DFND 25,200 0 0
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 307 4,400 SH   OTR 0 4,400 0
MAGNA INTL INC COM 559222401 5,394 56,004 SH   DFND 56,004 0 0
MAGNA INTL INC COM 559222401 2,879 29,892 SH   OTR 0 29,892 0
MANULIFE FINL CORP COM 56501R106 4,004 207,346 SH   DFND 207,346 0 0
MANULIFE FINL CORP COM 56501R106 4,574 236,855 SH   OTR 0 236,855 0
MARKEL CORP COM 570535104 221 370 SH   OTR 0 370 0
MCDONALDS CORP COM 580135101 3,271 33,365 SH   OTR 0 33,365 0
MCDONALDS CORP COM 580135101 4,578 46,701 SH   DFND 46,701 0 0
MERCK & CO INC NEW COM 58933Y105 3,093 54,475 SH   DFND 54,475 0 0
MERCK & CO INC NEW COM 58933Y105 1,855 32,675 SH   OTR 0 32,675 0
METLIFE INC COM 59156R108 307 5,810 SH   OTR 0 5,810 0
MICROSOFT CORP COM 594918104 3,270 79,780 SH   DFND 79,780 0 0
MICROSOFT CORP COM 594918104 3,367 82,141 SH   OTR 0 82,141 0
ONEOK PARTNERS LP UNIT LTD PARTN 68268N103 214 4,000 SH   OTR 0 4,000 0
ORACLE CORP COM 68389X105 425 10,400 SH   OTR 0 10,400 0
PAYCHEX INC COM 704326107 446 10,459 SH   DFND 10,459 0 0
PEMBINA PIPELINE CORP COM 706327103 667 17,520 SH   OTR 0 17,520 0
PEMBINA PIPELINE CORP COM 706327103 227 5,972 SH   DFND 5,972 0 0
PEPSICO INC COM 713448108 1,238 14,822 SH   DFND 14,822 0 0
PEPSICO INC COM 713448108 1,400 16,765 SH   OTR 0 16,765 0
PFIZER INC COM 717081103 5,956 185,445 SH   DFND 185,445 0 0
PFIZER INC COM 717081103 4,170 129,838 SH   OTR 0 129,838 0
PHILIP MORRIS INTL INC COM 718172109 2,879 35,164 SH   DFND 35,164 0 0
PHILIP MORRIS INTL INC COM 718172109 781 9,545 SH   OTR 0 9,545 0
POTASH CORP SASK INC COM 73755L107 3,665 101,181 SH   DFND 101,181 0 0
POTASH CORP SASK INC COM 73755L107 1,870 51,619 SH   OTR 0 51,619 0
PPG INDS INC COM 693506107 547 2,830 SH   DFND 2,830 0 0
PPG INDS INC COM 693506107 251 1,300 SH   OTR 0 1,300 0
PRAXAIR INC COM 74005P104 2,357 17,995 SH   OTR 0 17,995 0
PRAXAIR INC COM 74005P104 871 6,653 SH   DFND 6,653 0 0
PROCTER & GAMBLE CO COM 742718109 5,777 71,678 SH   OTR 0 71,678 0
PROCTER & GAMBLE CO COM 742718109 5,546 68,815 SH   DFND 68,815 0 0
PROGRESSIVE WASTE SOLUTIONS COM 74339G101 236 9,325 SH   DFND 9,325 0 0
PROGRESSIVE WASTE SOLUTIONS COM 74339G101 203 8,040 SH   OTR 0 8,040 0
QUALCOMM INC COM 747525103 558 7,070 SH   OTR 0 7,070 0
ROGERS COMMUNICATIONS INC CL B 775109200 9,996 241,228 SH   DFND 241,228 0 0
ROGERS COMMUNICATIONS INC CL B 775109200 8,252 199,143 SH   OTR 0 199,143 0
ROYAL BK CDA MONTREAL QUE COM 780087102 34,499 522,802 SH   DFND 522,802 0 0
ROYAL BK CDA MONTREAL QUE COM 780087102 36,305 550,159 SH   OTR 0 550,159 0
SHAW COMMUNICATIONS INC CL B CONV 82028K200 3,761 157,378 SH   DFND 157,378 0 0
SHAW COMMUNICATIONS INC CL B CONV 82028K200 2,167 90,700 SH   OTR 0 90,700 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 507 2,710 SH   DFND 2,710 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 385 2,060 SH   OTR 0 2,060 0
SUN LIFE FINL INC COM 866796105 4,538 131,045 SH   OTR 0 131,045 0
SUN LIFE FINL INC COM 866796105 4,311 124,500 SH   DFND 124,500 0 0
SUNCOR ENERGY INC NEW COM 867224107 11,305 323,374 SH   DFND 323,374 0 0
SUNCOR ENERGY INC NEW COM 867224107 10,704 306,174 SH   OTR 0 306,174 0
SYSCO CORP COM 871829107 220 6,080 SH   OTR 0 6,080 0
TALISMAN ENERGY INC COM 87425E103 425 42,623 SH   OTR 0 42,623 0
TARGET CORP COM 87612E106 467 7,725 SH   DFND 7,725 0 0
TARGET CORP COM 87612E106 568 9,385 SH   OTR 0 9,385 0
TECK RESOURCES LTD CL B 878742204 5,169 238,433 SH   DFND 238,433 0 0
TECK RESOURCES LTD CL B 878742204 3,326 153,424 SH   OTR 0 153,424 0
TELUS CORP COM 87971M103 9,157 254,718 SH   DFND 254,718 0 0
TELUS CORP COM 87971M103 5,732 159,449 SH   OTR 0 159,449 0
THOMSON REUTERS CORP COM 884903105 8,052 235,427 SH   DFND 235,427 0 0
THOMSON REUTERS CORP COM 884903105 7,851 229,565 SH   OTR 0 229,565 0
TIM HORTONS INC COM 88706M103 950 17,168 SH   DFND 17,168 0 0
TIM HORTONS INC COM 88706M103 672 12,155 SH   OTR 0 12,155 0
TORONTO DOMINION BK ONT COM NEW 891160509 35,528 756,740 SH   DFND 756,740 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 34,640 737,808 SH   OTR 0 737,808 0
TRANSALTA CORP COM 89346D107 225 19,349 SH   DFND 19,349 0 0
TRANSALTA CORP COM 89346D107 215 18,490 SH   OTR 0 18,490 0
TRANSCANADA CORP COM 89353D107 22,135 486,277 SH   DFND 486,277 0 0
TRANSCANADA CORP COM 89353D107 18,038 396,256 SH   OTR 0 396,256 0
V F CORP COM 918204108 1,884 30,446 SH   DFND 30,446 0 0
V F CORP COM 918204108 235 3,800 SH   OTR 0 3,800 0
VALEANT PHARMACEUTICALS INTL COM 91911K102 232 1,760 SH   DFND 1,760 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,144 28,200 SH   OTR 0 28,200 0
VERIZON COMMUNICATIONS INC COM 92343V104 3,028 63,653 SH   DFND 63,653 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 766 16,099 SH   OTR 0 16,099 0
VERMILION ENERGY INC COM 923725105 3,149 50,430 SH   DFND 50,430 0 0
VERMILION ENERGY INC COM 923725105 2,845 45,555 SH   OTR 0 45,555 0
VISA INC COM CL A 92826C839 287 1,329 SH   OTR 0 1,329 0
WALGREEN CO COM 931422109 211 3,200 SH   OTR 0 3,200 0
WELLS FARGO & CO NEW COM 949746101 4,758 95,649 SH   DFND 95,649 0 0
WELLS FARGO & CO NEW COM 949746101 3,826 76,913 SH   OTR 0 76,913 0
YAMANA GOLD INC COM 98462Y100 141 16,020 SH   OTR 0 16,020 0