The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 396 2,820 SH   OTR 0 2,820 0
ABBOTT LABS COM 002824100 885 23,085 SH   DFND 23,085 0 0
ABBOTT LABS COM 002824100 299 7,790 SH   OTR 0 7,790 0
ABBVIE INC COM 00287Y109 4,764 90,211 SH   DFND 90,211 0 0
ABBVIE INC COM 00287Y109 3,414 64,652 SH   OTR 0 64,652 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 662 8,055 SH   DFND 8,055 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 578 7,030 SH   OTR 0 7,030 0
AFLAC INC COM 001055102 433 6,475 SH   OTR 0 6,475 0
AGRIUM INC COM 008916108 1,532 16,749 SH   DFND 16,749 0 0
AGRIUM INC COM 008916108 1,239 13,545 SH   OTR 0 13,545 0
ALTRIA GROUP INC COM 02209S103 914 23,803 SH   DFND 23,803 0 0
AMERICAN EXPRESS CO COM 025816109 204 2,250 SH   OTR 0 2,250 0
APPLE INC COM 037833100 1,394 2,484 SH   OTR 0 2,484 0
APPLE INC COM 037833100 1,480 2,638 SH   DFND 2,638 0 0
AT&T INC COM 00206R102 1,137 32,337 SH   DFND 32,337 0 0
AT&T INC COM 00206R102 612 17,395 SH   OTR 0 17,395 0
AUTOMATIC DATA PROCESSING IN COM 053015103 1,416 17,522 SH   DFND 17,522 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 697 8,620 SH   OTR 0 8,620 0
BANK MONTREAL QUE COM 063671101 15,166 227,508 SH   DFND 227,508 0 0
BANK MONTREAL QUE COM 063671101 17,828 267,448 SH   OTR 0 267,448 0
BANK N S HALIFAX COM 064149107 5,775 92,325 SH   DFND 92,325 0 0
BANK N S HALIFAX COM 064149107 20,021 320,075 SH   OTR 0 320,075 0
BARRICK GOLD CORP COM 067901108 936 53,105 SH   DFND 53,105 0 0
BARRICK GOLD CORP COM 067901108 890 50,491 SH   OTR 0 50,491 0
BAYTEX ENERGY CORP COM 07317Q105 430 10,979 SH   OTR 0 10,979 0
BCE INC COM NEW 05534B760 18,061 417,203 SH   DFND 417,203 0 0
BCE INC COM NEW 05534B760 16,294 376,381 SH   OTR 0 376,381 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 733 6,185 SH   OTR 0 6,185 0
BRISTOL MYERS SQUIBB CO COM 110122108 210 3,955 SH   OTR 0 3,955 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 1,830 47,117 SH   DFND 47,117 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 986 25,390 SH   OTR 0 25,390 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 1,397 35,609 SH   DFND 35,609 0 0
BROOKFIELD OFFICE PPTYS INC COM 112900105 320 16,619 SH   DFND 16,619 0 0
BROOKFIELD RENEWABLE ENRGY P PARTNERSHIP UNIT G16258108 330 12,600 SH   OTR 0 12,600 0
CAMECO CORP COM 13321L108 648 31,188 SH   DFND 31,188 0 0
CAMECO CORP COM 13321L108 1,819 87,601 SH   OTR 0 87,601 0
CANADIAN NAT RES LTD COM 136385101 8,231 243,229 SH   OTR 0 243,229 0
CANADIAN NAT RES LTD COM 136385101 9,308 275,064 SH   DFND 275,064 0 0
CANADIAN NATL RY CO COM 136375102 17,086 299,645 SH   DFND 299,645 0 0
CANADIAN NATL RY CO COM 136375102 17,254 302,591 SH   OTR 0 302,591 0
CANADIAN PAC RY LTD COM 13645T100 2,033 13,432 SH   DFND 13,432 0 0
CANADIAN PAC RY LTD COM 13645T100 1,891 12,497 SH   OTR 0 12,497 0
CATERPILLAR INC DEL COM 149123101 354 3,900 SH   OTR 0 3,900 0
CDN IMPERIAL BK OF COMMERCE COM 136069101 10,783 126,252 SH   DFND 126,252 0 0
CDN IMPERIAL BK OF COMMERCE COM 136069101 9,559 111,918 SH   OTR 0 111,918 0
CENOVUS ENERGY INC COM 15135U109 7,586 264,785 SH   OTR 0 264,785 0
CENOVUS ENERGY INC COM 15135U109 11,592 404,611 SH   DFND 404,611 0 0
CHEVRON CORP NEW COM 166764100 1,717 13,746 SH   OTR 0 13,746 0
CHEVRON CORP NEW COM 166764100 1,611 12,896 SH   DFND 12,896 0 0
CHUBB CORP COM 171232101 1,928 19,950 SH   DFND 19,950 0 0
CHUBB CORP COM 171232101 1,102 11,405 SH   OTR 0 11,405 0
CISCO SYS INC COM 17275R102 343 15,281 SH   DFND 15,281 0 0
CISCO SYS INC COM 17275R102 519 23,125 SH   OTR 0 23,125 0
CITIGROUP INC COM NEW 172967424 1,670 32,055 SH   DFND 32,055 0 0
CITIGROUP INC COM NEW 172967424 762 14,620 SH   OTR 0 14,620 0
COCA COLA CO COM 191216100 654 15,838 SH   DFND 15,838 0 0
COCA COLA CO COM 191216100 241 5,845 SH   OTR 0 5,845 0
COLGATE PALMOLIVE CO COM 194162103 2,029 31,110 SH   OTR 0 31,110 0
COLGATE PALMOLIVE CO COM 194162103 1,196 18,340 SH   DFND 18,340 0 0
COMCAST CORP NEW CL A 20030N101 1,733 33,341 SH   DFND 33,341 0 0
COMCAST CORP NEW CL A 20030N101 1,929 37,130 SH   OTR 0 37,130 0
CONOCOPHILLIPS COM 20825C104 1,321 18,700 SH   DFND 18,700 0 0
CONOCOPHILLIPS COM 20825C104 405 5,730 SH   OTR 0 5,730 0
CSX CORP COM 126408103 226 7,870 SH   OTR 0 7,870 0
CVS CAREMARK CORPORATION COM 126650100 756 10,567 SH   DFND 10,567 0 0
CVS CAREMARK CORPORATION COM 126650100 2,788 38,953 SH   OTR 0 38,953 0
DIAGEO P L C SPON ADR NEW 25243Q205 841 6,350 SH   OTR 0 6,350 0
DU PONT E I DE NEMOURS & CO COM 263534109 2,692 41,440 SH   DFND 41,440 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 1,584 24,375 SH   OTR 0 24,375 0
DUKE ENERGY CORP NEW COM NEW 26441C204 200 2,900 SH   OTR 0 2,900 0
EMERSON ELEC CO COM 291011104 238 3,390 SH   OTR 0 3,390 0
ENBRIDGE INC COM 29250N105 21,982 503,257 SH   OTR 0 503,257 0
ENBRIDGE INC COM 29250N105 20,374 466,440 SH   DFND 466,440 0 0
ENCANA CORP COM 292505104 7,312 405,073 SH   DFND 405,073 0 0
ENCANA CORP COM 292505104 4,360 241,571 SH   OTR 0 241,571 0
ENTERPRISE PRODS PARTNERS L COM 293792107 298 4,500 SH   OTR 0 4,500 0
EXXON MOBIL CORP COM 30231G102 3,282 32,435 SH   DFND 32,435 0 0
EXXON MOBIL CORP COM 30231G102 2,580 25,494 SH   OTR 0 25,494 0
FAMILY DLR STORES INC COM 307000109 1,059 16,295 SH   DFND 16,295 0 0
FAMILY DLR STORES INC COM 307000109 243 3,740 SH   OTR 0 3,740 0
GENERAL ELECTRIC CO COM 369604103 6,219 221,852 SH   DFND 221,852 0 0
GENERAL ELECTRIC CO COM 369604103 5,128 182,933 SH   OTR 0 182,933 0
GENERAL MTRS CO COM 37045V100 272 6,650 SH   OTR 0 6,650 0
GILDAN ACTIVEWEAR INC COM 375916103 304 5,710 SH   DFND 5,710 0 0
GOLDCORP INC NEW COM 380956409 1,032 47,612 SH   OTR 0 47,612 0
GOLDCORP INC NEW COM 380956409 2,851 131,573 SH   DFND 131,573 0 0
GOOGLE INC CL A 38259P508 289 258 SH   OTR 0 258 0
GROUPE CGI INC CL A SUB VTG 39945C109 264 7,882 SH   OTR 0 7,882 0
HONEYWELL INTL INC COM 438516106 1,415 15,490 SH   DFND 15,490 0 0
HONEYWELL INTL INC COM 438516106 2,145 23,475 SH   OTR 0 23,475 0
IAC INTERACTIVECORP COM PAR $.001 44919P508 264 3,850 SH   OTR 0 3,850 0
ILLINOIS TOOL WKS INC COM 452308109 350 4,158 SH   OTR 0 4,158 0
IMPERIAL OIL LTD COM NEW 453038408 1,913 43,235 SH   OTR 0 43,235 0
INTEL CORP COM 458140100 371 14,300 SH   OTR 0 14,300 0
INTERNATIONAL BUSINESS MACHS COM 459200101 1,668 8,895 SH   OTR 0 8,895 0
INTERNATIONAL BUSINESS MACHS COM 459200101 1,988 10,597 SH   DFND 10,597 0 0
INTERNATIONAL FLAVORS&FRAGRA COM 459506101 244 2,840 SH   OTR 0 2,840 0
ISHARES MSCI EMG MKT ETF 464287234 508 12,158 SH   DFND 12,158 0 0
ISHARES MSCI EAFE ETF 464287465 461 6,865 SH   DFND 6,865 0 0
ISHARES INTL SEL DIV ETF 464288448 304 8,000 SH   OTR 0 8,000 0
ISHARES EAFE VALUE ETF 464288877 244 4,270 SH   DFND 4,270 0 0
ISHARES EAFE GRWTH ETF 464288885 331 4,625 SH   DFND 4,625 0 0
JOHNSON & JOHNSON COM 478160104 5,982 65,310 SH   DFND 65,310 0 0
JOHNSON & JOHNSON COM 478160104 4,607 50,297 SH   OTR 0 50,297 0
JPMORGAN CHASE & CO COM 46625H100 2,753 47,070 SH   DFND 47,070 0 0
JPMORGAN CHASE & CO COM 46625H100 1,566 26,781 SH   OTR 0 26,781 0
KELLOGG CO COM 487836108 291 4,760 SH   OTR 0 4,760 0
KINDER MORGAN INC DEL COM 49456B101 907 25,200 SH   DFND 25,200 0 0
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 278 4,400 SH   OTR 0 4,400 0
MAGNA INTL INC COM 559222401 4,783 58,284 SH   DFND 58,284 0 0
MAGNA INTL INC COM 559222401 2,675 32,596 SH   OTR 0 32,596 0
MANULIFE FINL CORP COM 56501R106 4,284 217,113 SH   DFND 217,113 0 0
MANULIFE FINL CORP COM 56501R106 4,798 243,204 SH   OTR 0 243,204 0
MARKEL CORP COM 570535104 215 370 SH   OTR 0 370 0
MCDONALDS CORP COM 580135101 4,501 46,388 SH   DFND 46,388 0 0
MCDONALDS CORP COM 580135101 3,275 33,750 SH   OTR 0 33,750 0
MERCK & CO INC NEW COM 58933Y105 2,691 53,775 SH   DFND 53,775 0 0
MERCK & CO INC NEW COM 58933Y105 1,644 32,850 SH   OTR 0 32,850 0
METLIFE INC COM 59156R108 335 6,210 SH   OTR 0 6,210 0
MICROSOFT CORP COM 594918104 3,049 81,505 SH   OTR 0 81,505 0
MICROSOFT CORP COM 594918104 3,145 84,080 SH   DFND 84,080 0 0
ONEOK PARTNERS LP UNIT LTD PARTN 68268N103 211 4,000 SH   OTR 0 4,000 0
OPEN TEXT CORP COM 683715106 254 2,759 SH   DFND 2,759 0 0
ORACLE CORP COM 68389X105 396 10,345 SH   OTR 0 10,345 0
PAYCHEX INC COM 704326107 476 10,459 SH   DFND 10,459 0 0
PAYCHEX INC COM 704326107 207 4,550 SH   OTR 0 4,550 0
PEMBINA PIPELINE CORP COM 706327103 360 10,220 SH   DFND 10,220 0 0
PEMBINA PIPELINE CORP COM 706327103 605 17,170 SH   OTR 0 17,170 0
PENN WEST PETE LTD NEW COM 707887105 104 12,394 SH   OTR 0 12,394 0
PEPSICO INC COM 713448108 1,398 16,855 SH   OTR 0 16,855 0
PEPSICO INC COM 713448108 1,205 14,528 SH   DFND 14,528 0 0
PFIZER INC COM 717081103 5,630 183,823 SH   DFND 183,823 0 0
PFIZER INC COM 717081103 4,002 130,658 SH   OTR 0 130,658 0
PHILIP MORRIS INTL INC COM 718172109 2,982 34,224 SH   DFND 34,224 0 0
PHILIP MORRIS INTL INC COM 718172109 827 9,493 SH   OTR 0 9,493 0
POTASH CORP SASK INC COM 73755L107 3,312 100,489 SH   DFND 100,489 0 0
POTASH CORP SASK INC COM 73755L107 1,969 59,743 SH   OTR 0 59,743 0
PPG INDS INC COM 693506107 537 2,830 SH   DFND 2,830 0 0
PPG INDS INC COM 693506107 247 1,300 SH   OTR 0 1,300 0
PRAXAIR INC COM 74005P104 1,008 7,753 SH   DFND 7,753 0 0
PRAXAIR INC COM 74005P104 2,384 18,335 SH   OTR 0 18,335 0
PROCTER & GAMBLE CO COM 742718109 5,876 72,178 SH   OTR 0 72,178 0
PROCTER & GAMBLE CO COM 742718109 5,560 68,294 SH   DFND 68,294 0 0
PROGRESSIVE WASTE SOLUTIONS COM 74339G101 201 8,140 SH   OTR 0 8,140 0
PROGRESSIVE WASTE SOLUTIONS COM 74339G101 236 9,525 SH   DFND 9,525 0 0
QUALCOMM INC COM 747525103 354 4,770 SH   OTR 0 4,770 0
ROGERS COMMUNICATIONS INC CL B 775109200 10,418 230,237 SH   DFND 230,237 0 0
ROGERS COMMUNICATIONS INC CL B 775109200 9,061 200,239 SH   OTR 0 200,239 0
ROYAL BK CDA MONTREAL QUE COM 780087102 34,966 520,095 SH   DFND 520,095 0 0
ROYAL BK CDA MONTREAL QUE COM 780087102 36,700 545,880 SH   OTR 0 545,880 0
SHAW COMMUNICATIONS INC CL B CONV 82028K200 2,838 116,598 SH   DFND 116,598 0 0
SHAW COMMUNICATIONS INC CL B CONV 82028K200 2,208 90,711 SH   OTR 0 90,711 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 449 2,430 SH   DFND 2,430 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 380 2,060 SH   OTR 0 2,060 0
SUN LIFE FINL INC COM 866796105 4,159 117,731 SH   DFND 117,731 0 0
SUN LIFE FINL INC COM 866796105 4,561 129,091 SH   OTR 0 129,091 0
SUNCOR ENERGY INC NEW COM 867224107 10,808 308,362 SH   OTR 0 308,362 0
SUNCOR ENERGY INC NEW COM 867224107 11,579 330,356 SH   DFND 330,356 0 0
SYSCO CORP COM 871829107 204 5,660 SH   OTR 0 5,660 0
TALISMAN ENERGY INC COM 87425E103 127 10,904 SH   DFND 10,904 0 0
TALISMAN ENERGY INC COM 87425E103 522 44,823 SH   OTR 0 44,823 0
TARGET CORP COM 87612E106 512 8,090 SH   DFND 8,090 0 0
TARGET CORP COM 87612E106 603 9,535 SH   OTR 0 9,535 0
TECK RESOURCES LTD CL B 878742204 6,196 238,229 SH   DFND 238,229 0 0
TECK RESOURCES LTD CL B 878742204 4,058 156,025 SH   OTR 0 156,025 0
TELUS CORP COM 87971M103 4,624 134,263 SH   OTR 0 134,263 0
TELUS CORP COM 87971M103 8,154 236,755 SH   DFND 236,755 0 0
THOMSON REUTERS CORP COM 884903105 8,762 231,689 SH   OTR 0 231,689 0
THOMSON REUTERS CORP COM 884903105 8,929 236,083 SH   DFND 236,083 0 0
TIM HORTONS INC COM 88706M103 901 15,428 SH   DFND 15,428 0 0
TIM HORTONS INC COM 88706M103 719 12,310 SH   OTR 0 12,310 0
TORONTO DOMINION BK ONT COM NEW 891160509 36,013 382,143 SH   DFND 382,143 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 34,895 370,276 SH   OTR 0 370,276 0
TRANSALTA CORP COM 89346D107 186 14,660 SH   DFND 14,660 0 0
TRANSALTA CORP COM 89346D107 246 19,390 SH   OTR 0 19,390 0
TRANSCANADA CORP COM 89353D107 22,254 487,386 SH   DFND 487,386 0 0
TRANSCANADA CORP COM 89353D107 18,327 401,382 SH   OTR 0 401,382 0
V F CORP COM 918204108 237 3,800 SH   OTR 0 3,800 0
V F CORP COM 918204108 1,881 30,180 SH   DFND 30,180 0 0
VALEANT PHARMACEUTICALS INTL COM 91911K102 203 1,726 SH   DFND 1,726 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,172 28,485 SH   OTR 0 28,485 0
VERIZON COMMUNICATIONS INC COM 92343V104 2,784 56,664 SH   DFND 56,664 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 589 11,979 SH   OTR 0 11,979 0
VERMILION ENERGY INC COM 923725105 1,591 26,911 SH   DFND 26,911 0 0
VERMILION ENERGY INC COM 923725105 2,599 43,966 SH   OTR 0 43,966 0
VISA INC COM CL A 92826C839 294 1,320 SH   OTR 0 1,320 0
VODAFONE GROUP PLC NEW SPONS ADR NEW 92857W209 201 5,118 SH   OTR 0 5,118 0
WALGREEN CO COM 931422109 207 3,600 SH   OTR 0 3,600 0
WELLS FARGO & CO NEW COM 949746101 4,277 94,204 SH   DFND 94,204 0 0
WELLS FARGO & CO NEW COM 949746101 3,363 74,085 SH   OTR 0 74,085 0
YAMANA GOLD INC COM 98462Y100 102 11,800 SH   OTR 0 11,800 0