The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 356 3,140 SH   OTR 0 3,140 0
ABBVIE INC COM 00287Y109 3,274 75,575 SH   DFND 75,575 0 0
ABBVIE INC COM 00287Y109 2,531 58,430 SH   OTR 0 58,430 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 702 9,480 SH   DFND 9,480 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 627 8,455 SH   OTR 0 8,455 0
AGNICO EAGLE MINES LTD COM 008474108 272 9,961 SH   DFND 9,961 0 0
AGNICO EAGLE MINES LTD COM 008474108 220 8,050 SH   OTR 0 8,050 0
AGRIUM INC COM 008916108 1,532 16,708 SH   DFND 16,708 0 0
AGRIUM INC COM 008916108 1,205 13,145 SH   OTR 0 13,145 0
ALAMOS GOLD INC COM 011527108 158 13,029 SH   DFND 13,029 0 0
APPLE INC COM 037833100 676 1,601 SH   DFND 1,601 0 0
APPLE INC COM 037833100 671 1,589 SH   OTR 0 1,589 0
ARCHER DANIELS MIDLAND CO COM 039483102 420 11,750 SH   DFND 11,750 0 0
AT&T INC COM 00206R102 1,043 29,290 SH   DFND 29,290 0 0
AT&T INC COM 00206R102 495 13,905 SH   OTR 0 13,905 0
AUTOMATIC DATA PROCESSING IN COM 053015103 1,276 17,955 SH   DFND 17,955 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 690 9,710 SH   OTR 0 9,710 0
BANK MONTREAL QUE COM 063671101 14,286 240,376 SH   DFND 240,376 0 0
BANK MONTREAL QUE COM 063671101 15,607 262,605 SH   OTR 0 262,605 0
BANK N S HALIFAX COM 064149107 4,418 83,268 SH   DFND 83,268 0 0
BANK N S HALIFAX COM 064149107 17,237 324,852 SH   OTR 0 324,852 0
BARRICK GOLD CORP COM 067901108 1,917 137,801 SH   DFND 137,801 0 0
BARRICK GOLD CORP COM 067901108 1,179 84,754 SH   OTR 0 84,754 0
BAYTEX ENERGY CORP COM 07317Q105 369 9,514 SH   OTR 0 9,514 0
BCE INC COM NEW 05534B760 18,112 439,939 SH   DFND 439,939 0 0
BCE INC COM NEW 05534B760 15,743 382,395 SH   OTR 0 382,395 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 583 5,035 SH   OTR 0 5,035 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 1,990 54,526 SH   DFND 54,526 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 868 23,800 SH   OTR 0 23,800 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 1,302 35,639 SH   DFND 35,639 0 0
BROOKFIELD OFFICE PPTYS INC COM 112900105 238 14,375 SH   DFND 14,375 0 0
BROOKFIELD RENEWABLE ENRGY P PARTNERSHIP UNIT G16258108 372 13,600 SH   OTR 0 13,600 0
CAE INC COM 124765108 130 12,000 SH   OTR 0 12,000 0
CAMECO CORP COM 13321L108 1,128 51,372 SH   DFND 51,372 0 0
CAMECO CORP COM 13321L108 1,937 88,186 SH   OTR 0 88,186 0
CANADIAN NAT RES LTD COM 136385101 8,441 278,225 SH   DFND 278,225 0 0
CANADIAN NAT RES LTD COM 136385101 7,530 248,192 SH   OTR 0 248,192 0
CANADIAN NATL RY CO COM 136375102 18,189 184,252 SH   DFND 184,252 0 0
CANADIAN NATL RY CO COM 136375102 15,982 161,890 SH   OTR 0 161,890 0
CANADIAN PAC RY LTD COM 13645T100 4,332 35,497 SH   DFND 35,497 0 0
CANADIAN PAC RY LTD COM 13645T100 1,595 13,072 SH   OTR 0 13,072 0
CATERPILLAR INC DEL COM 149123101 290 3,400 SH   OTR 0 3,400 0
CDN IMPERIAL BK OF COMMERCE COM 136069101 7,866 110,736 SH   OTR 0 110,736 0
CDN IMPERIAL BK OF COMMERCE COM 136069101 9,653 135,895 SH   DFND 135,895 0 0
CENOVUS ENERGY INC COM 15135U109 7,803 259,496 SH   OTR 0 259,496 0
CENOVUS ENERGY INC COM 15135U109 7,843 260,832 SH   DFND 260,832 0 0
CHEVRON CORP NEW COM 166764100 1,700 13,787 SH   DFND 13,787 0 0
CHEVRON CORP NEW COM 166764100 1,472 11,941 SH   OTR 0 11,941 0
CHUBB CORP COM 171232101 1,615 18,560 SH   DFND 18,560 0 0
CHUBB CORP COM 171232101 902 10,365 SH   OTR 0 10,365 0
CISCO SYS INC COM 17275R102 398 15,828 SH   DFND 15,828 0 0
CISCO SYS INC COM 17275R102 366 14,530 SH   OTR 0 14,530 0
CITIGROUP INC COM NEW 172967424 1,545 30,773 SH   DFND 30,773 0 0
CITIGROUP INC COM NEW 172967424 545 10,850 SH   OTR 0 10,850 0
COCA COLA CO COM 191216100 643 15,745 SH   DFND 15,745 0 0
COCA COLA CO COM 191216100 316 7,749 SH   OTR 0 7,749 0
COLGATE PALMOLIVE CO COM 194162103 1,914 32,460 SH   OTR 0 32,460 0
COLGATE PALMOLIVE CO COM 194162103 1,089 18,460 SH   DFND 18,460 0 0
COMCAST CORP NEW CL A 20030N101 1,227 28,750 SH   DFND 28,750 0 0
COMCAST CORP NEW CL A 20030N101 1,412 33,100 SH   OTR 0 33,100 0
CONOCOPHILLIPS COM 20825C104 1,203 18,950 SH   DFND 18,950 0 0
CONOCOPHILLIPS COM 20825C104 322 5,075 SH   OTR 0 5,075 0
CVS CAREMARK CORPORATION COM 126650100 814 13,527 SH   DFND 13,527 0 0
CVS CAREMARK CORPORATION COM 126650100 2,529 42,043 SH   OTR 0 42,043 0
DELL INC COM 24702R101 134 10,000 SH   DFND 10,000 0 0
DIAGEO P L C SPON ADR NEW 25243Q205 673 5,655 SH   OTR 0 5,655 0
DU PONT E I DE NEMOURS & CO COM 263534109 1,133 21,025 SH   OTR 0 21,025 0
DU PONT E I DE NEMOURS & CO COM 263534109 2,247 41,673 SH   DFND 41,673 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 255 3,740 SH   OTR 0 3,740 0
ENBRIDGE INC COM 29250N105 23,162 537,517 SH   DFND 537,517 0 0
ENBRIDGE INC COM 29250N105 22,528 522,807 SH   OTR 0 522,807 0
ENCANA CORP COM 292505104 5,671 332,390 SH   DFND 332,390 0 0
ENCANA CORP COM 292505104 4,419 259,026 SH   OTR 0 259,026 0
ENTERPRISE PRODS PARTNERS L COM 293792107 287 4,500 SH   OTR 0 4,500 0
EXXON MOBIL CORP COM 30231G102 3,031 32,469 SH   DFND 32,469 0 0
EXXON MOBIL CORP COM 30231G102 2,281 24,439 SH   OTR 0 24,439 0
FAMILY DLR STORES INC COM 307000109 1,070 16,730 SH   DFND 16,730 0 0
GENERAL ELECTRIC CO COM 369604103 5,482 232,096 SH   DFND 232,096 0 0
GENERAL ELECTRIC CO COM 369604103 4,045 171,253 SH   OTR 0 171,253 0
GILDAN ACTIVEWEAR INC COM 375916103 240 5,885 SH   DFND 5,885 0 0
GOLDCORP INC NEW COM 380956409 1,971 81,542 SH   DFND 81,542 0 0
GOLDCORP INC NEW COM 380956409 1,038 42,966 SH   OTR 0 42,966 0
GOOGLE INC CL A 38259P508 224 248 SH   OTR 0 248 0
GROUPE CGI INC CL A SUB VTG 39945C109 233 8,054 SH   DFND 8,054 0 0
GROUPE CGI INC CL A SUB VTG 39945C109 204 7,042 SH   OTR 0 7,042 0
HONEYWELL INTL INC COM 438516106 1,248 15,337 SH   DFND 15,337 0 0
HONEYWELL INTL INC COM 438516106 1,774 21,800 SH   OTR 0 21,800 0
ILLINOIS TOOL WKS INC COM 452308109 309 4,350 SH   OTR 0 4,350 0
IMPERIAL OIL LTD COM NEW 453038408 1,747 43,250 SH   OTR 0 43,250 0
IMPERIAL OIL LTD COM NEW 453038408 663 16,417 SH   DFND 16,417 0 0
INTEL CORP COM 458140100 324 14,000 SH   OTR 0 14,000 0
INTERNATIONAL BUSINESS MACHS COM 459200101 1,743 9,110 SH   DFND 9,110 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 1,569 8,200 SH   OTR 0 8,200 0
ISHARES TR MSCI EMERG MKT 464287234 409 10,786 SH   DFND 10,786 0 0
ISHARES TR MSCI EAFE INDEX 464287465 375 6,405 SH   DFND 6,405 0 0
ISHARES TR DJ INTL SEL DIVD 464288448 257 8,000 SH   OTR 0 8,000 0
ISHARES TR MSCI VAL IDX 464288877 211 4,270 SH   DFND 4,270 0 0
ISHARES TR MSCI GRW IDX 464288885 292 4,625 SH   DFND 4,625 0 0
JOHNSON & JOHNSON COM 478160104 5,357 60,272 SH   OTR 0 60,272 0
JOHNSON & JOHNSON COM 478160104 6,830 76,845 SH   DFND 76,845 0 0
JPMORGAN CHASE & CO COM 46625H100 2,248 40,963 SH   DFND 40,963 0 0
JPMORGAN CHASE & CO COM 46625H100 770 14,036 SH   OTR 0 14,036 0
KELLOGG CO COM 487836108 214 3,250 SH   OTR 0 3,250 0
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 240 4,400 SH   OTR 0 4,400 0
MAGNA INTL INC COM 559222401 6,589 90,721 SH   DFND 90,721 0 0
MAGNA INTL INC COM 559222401 3,400 46,806 SH   OTR 0 46,806 0
MANULIFE FINL CORP COM 56501R106 3,855 225,821 SH   DFND 225,821 0 0
MANULIFE FINL CORP COM 56501R106 4,263 249,725 SH   OTR 0 249,725 0
MCDONALDS CORP COM 580135101 4,941 49,413 SH   DFND 49,413 0 0
MCDONALDS CORP COM 580135101 3,199 31,990 SH   OTR 0 31,990 0
MERCK & CO INC NEW COM 58933Y105 1,126 23,636 SH   DFND 23,636 0 0
MERCK & CO INC NEW COM 58933Y105 1,129 23,700 SH   OTR 0 23,700 0
MICROSOFT CORP COM 594918104 4,441 129,278 SH   DFND 129,278 0 0
MICROSOFT CORP COM 594918104 3,166 92,160 SH   OTR 0 92,160 0
ONEOK PARTNERS LP UNIT LTD PARTN 68268N103 200 4,000 SH   OTR 0 4,000 0
OPEN TEXT CORP COM 683715106 241 3,469 SH   DFND 3,469 0 0
PAYCHEX INC COM 704326107 403 10,575 SH   DFND 10,575 0 0
PAYCHEX INC COM 704326107 238 6,250 SH   OTR 0 6,250 0
PEMBINA PIPELINE CORP COM 706327103 231 7,370 SH   DFND 7,370 0 0
PEMBINA PIPELINE CORP COM 706327103 627 19,980 SH   OTR 0 19,980 0
PENN WEST PETE LTD NEW COM 707887105 123 11,125 SH   OTR 0 11,125 0
PEPSICO INC COM 713448108 1,549 18,712 SH   DFND 18,712 0 0
PEPSICO INC COM 713448108 1,808 21,840 SH   OTR 0 21,840 0
PFIZER INC COM 717081103 3,439 121,313 SH   OTR 0 121,313 0
PFIZER INC COM 717081103 5,364 189,203 SH   DFND 189,203 0 0
PHILIP MORRIS INTL INC COM 718172109 3,004 33,682 SH   DFND 33,682 0 0
PHILIP MORRIS INTL INC COM 718172109 657 7,368 SH   OTR 0 7,368 0
POTASH CORP SASK INC COM 73755L107 4,142 104,865 SH   DFND 104,865 0 0
POTASH CORP SASK INC COM 73755L107 2,245 56,835 SH   OTR 0 56,835 0
PPG INDS INC COM 693506107 459 2,930 SH   DFND 2,930 0 0
PPG INDS INC COM 693506107 332 2,120 SH   OTR 0 2,120 0
PRAXAIR INC COM 74005P104 1,074 9,134 SH   DFND 9,134 0 0
PRAXAIR INC COM 74005P104 2,250 19,135 SH   OTR 0 19,135 0
PROCTER & GAMBLE CO COM 742718109 5,731 72,028 SH   DFND 72,028 0 0
PROCTER & GAMBLE CO COM 742718109 5,848 73,493 SH   OTR 0 73,493 0
PROGRESSIVE WASTE SOLUTIONS COM 74339G101 224 9,525 SH   DFND 9,525 0 0
PROGRESSIVE WASTE SOLUTIONS COM 74339G101 291 12,390 SH   OTR 0 12,390 0
QUALCOMM INC COM 747525103 209 3,525 SH   OTR 0 3,525 0
ROGERS COMMUNICATIONS INC CL B 775109200 8,971 231,988 SH   DFND 231,988 0 0
ROGERS COMMUNICATIONS INC CL B 775109200 7,669 198,329 SH   OTR 0 198,329 0
ROYAL BK CDA MONTREAL QUE COM 780087102 32,281 552,086 SH   DFND 552,086 0 0
ROYAL BK CDA MONTREAL QUE COM 780087102 32,896 562,612 SH   OTR 0 562,612 0
SHAW COMMUNICATIONS INC CL B CONV 82028K200 3,056 126,353 SH   DFND 126,353 0 0
SHAW COMMUNICATIONS INC CL B CONV 82028K200 2,049 84,709 SH   OTR 0 84,709 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 500 3,025 SH   DFND 3,025 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 348 2,110 SH   OTR 0 2,110 0
STUDENT TRANSN INC COM 86388A108 69 11,325 SH   OTR 0 11,325 0
SUN LIFE FINL INC COM 866796105 3,906 126,275 SH   DFND 126,275 0 0
SUN LIFE FINL INC COM 866796105 4,147 134,068 SH   OTR 0 134,068 0
SUNCOR ENERGY INC NEW COM 867224107 10,799 355,477 SH   DFND 355,477 0 0
SUNCOR ENERGY INC NEW COM 867224107 9,776 321,776 SH   OTR 0 321,776 0
TALISMAN ENERGY INC COM 87425E103 246 21,131 SH   DFND 21,131 0 0
TALISMAN ENERGY INC COM 87425E103 914 78,613 SH   OTR 0 78,613 0
TARGET CORP COM 87612E106 1,612 22,467 SH   DFND 22,467 0 0
TARGET CORP COM 87612E106 989 13,785 SH   OTR 0 13,785 0
TECK RESOURCES LTD CL B 878742204 5,117 240,811 SH   DFND 240,811 0 0
TECK RESOURCES LTD CL B 878742204 3,244 152,675 SH   OTR 0 152,675 0
TELUS CORP COM 87971M103 3,660 121,648 SH   DFND 121,648 0 0
TELUS CORP COM 87971M103 2,492 82,821 SH   OTR 0 82,821 0
THOMSON REUTERS CORP COM 884903105 8,054 242,225 SH   DFND 242,225 0 0
THOMSON REUTERS CORP COM 884903105 7,703 231,658 SH   OTR 0 231,658 0
TIM HORTONS INC COM 88706M103 1,000 18,035 SH   DFND 18,035 0 0
TIM HORTONS INC COM 88706M103 955 17,220 SH   OTR 0 17,220 0
TORONTO DOMINION BK ONT COM NEW 891160509 31,898 397,588 SH   DFND 397,588 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 29,978 373,654 SH   OTR 0 373,654 0
TRANSALTA CORP COM 89346D107 353 25,640 SH   OTR 0 25,640 0
TRANSALTA CORP COM 89346D107 192 14,000 SH   DFND 14,000 0 0
TRANSCANADA CORP COM 89353D107 22,504 505,934 SH   DFND 505,934 0 0
TRANSCANADA CORP COM 89353D107 18,607 418,327 SH   OTR 0 418,327 0
V F CORP COM 918204108 1,528 7,700 SH   DFND 7,700 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,080 28,260 SH   OTR 0 28,260 0
VERIZON COMMUNICATIONS INC COM 92343V104 3,178 62,360 SH   DFND 62,360 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 569 11,174 SH   OTR 0 11,174 0
VERMILION ENERGY INC COM 923725105 1,298 25,911 SH   DFND 25,911 0 0
VERMILION ENERGY INC COM 923725105 2,018 40,276 SH   OTR 0 40,276 0
WALGREEN CO COM 931422109 297 6,400 SH   OTR 0 6,400 0
WELLS FARGO & CO NEW COM 949746101 3,722 87,175 SH   DFND 87,175 0 0
WELLS FARGO & CO NEW COM 949746101 2,993 70,100 SH   OTR 0 70,100 0
YAMANA GOLD INC COM 98462Y100 106 11,670 SH   OTR 0 11,670 0