The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   341,085 972 SH   OTR   0 972 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   2,020,891 5,759 SH   DFND   5,759 0 0
ADOBE INC COM 00724F101   1,136,523 1,905 SH   DFND   1,905 0 0
ADOBE INC COM 00724F101   8,352 14 SH   OTR   0 14 0
AGNICO EAGLE MINES LTD COM 008474108   124,235 2,265 SH   OTR   0 2,265 0
AGNICO EAGLE MINES LTD COM 008474108   852,369 15,540 SH   DFND   15,540 0 0
AIR PRODS & CHEMS INC COM 009158106   985,680 3,600 SH   DFND   3,600 0 0
ALGONQUIN PWR UTILS CORP COM 015857105   39,816 6,300 SH   OTR   0 6,300 0
ALGONQUIN PWR UTILS CORP COM 015857105   191,812 30,350 SH   DFND   30,350 0 0
ALPHABET INC CAP STK CL A 02079K305   8,009,685 57,339 SH   DFND   57,339 0 0
ALPHABET INC CAP STK CL A 02079K305   7,146,121 51,157 SH   OTR   0 51,157 0
ALPHABET INC CAP STK CL C 02079K107   819,649 5,816 SH   OTR   0 5,816 0
ALPHABET INC CAP STK CL C 02079K107   2,355,081 16,711 SH   DFND   16,711 0 0
AMAZON COM INC COM 023135106   7,342,804 48,327 SH   DFND   48,327 0 0
AMAZON COM INC COM 023135106   4,960,993 32,651 SH   OTR   0 32,651 0
AMERICAN ELEC PWR CO INC COM 025537101   45,483 560 SH   DFND   560 0 0
AMERICAN ELEC PWR CO INC COM 025537101   214,583 2,642 SH   OTR   0 2,642 0
AMERICAN TOWER CORP NEW COM 03027X100   171,840 796 SH   OTR   0 796 0
AMERICAN TOWER CORP NEW COM 03027X100   706,575 3,273 SH   DFND   3,273 0 0
APPLE INC COM 037833100   4,458,995 23,160 SH   OTR   0 23,160 0
APPLE INC COM 037833100   10,028,310 52,087 SH   DFND   52,087 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210   26,492 35 SH   OTR   0 35 0
ASML HOLDING N V N Y REGISTRY SHS N07059210   992,322 1,311 SH   DFND   1,311 0 0
BANK AMERICA CORP COM 060505104   79,966 2,375 SH   DFND   2,375 0 0
BANK AMERICA CORP COM 060505104   274,208 8,144 SH   OTR   0 8,144 0
BANK MONTREAL QUE COM 063671101   33,243,246 335,994 SH   DFND   335,994 0 0
BANK MONTREAL QUE COM 063671101   12,644,334 127,798 SH   OTR   0 127,798 0
BANK NOVA SCOTIA HALIFAX COM 064149107   5,686,067 116,781 SH   DFND   116,781 0 0
BANK NOVA SCOTIA HALIFAX COM 064149107   8,031,026 164,942 SH   OTR   0 164,942 0
BARRICK GOLD CORP COM 067901108   60,602 3,350 SH   OTR   0 3,350 0
BARRICK GOLD CORP COM 067901108   566,217 31,300 SH   DFND   31,300 0 0
BCE INC COM NEW 05534B760   10,917,160 277,226 SH   OTR   0 277,226 0
BCE INC COM NEW 05534B760   24,692,520 627,032 SH   DFND   627,032 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,028,964 2,885 SH   OTR   0 2,885 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   161,924 454 SH   DFND   454 0 0
BLACKBERRY LTD COM 09228F103   106,200 30,000 SH   DFND   30,000 0 0
BLACKROCK INC COM 09247X101   753,350 928 SH   DFND   928 0 0
BOOKING HOLDINGS INC COM 09857L108   450,497 127 SH   OTR   0 127 0
BOOKING HOLDINGS INC COM 09857L108   21,283 6 SH   DFND   6 0 0
BROADCOM INC COM 11135F101   8,930 8 SH   DFND   8 0 0
BROADCOM INC COM 11135F101   234,412 210 SH   OTR   0 210 0
BROOKFIELD ASSET MANAGMT LTD CL A LMT VTG SHS 113004105   105,527 2,627 SH   OTR   0 2,627 0
BROOKFIELD ASSET MANAGMT LTD CL A LMT VTG SHS 113004105   133,043 3,312 SH   DFND   3,312 0 0
BROOKFIELD CORP CL A LTD VT SH 11271J107   4,071,017 101,471 SH   OTR   0 101,471 0
BROOKFIELD CORP CL A LTD VT SH 11271J107   11,419,235 284,627 SH   DFND   284,627 0 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101   855,709 27,174 SH   OTR   0 27,174 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101   176,470 5,604 SH   DFND   5,604 0 0
BROOKFIELD INFRASTRUCTURE CO COM SB VTG SHS A 11275Q107   702,390 19,909 SH   DFND   19,909 0 0
BROOKFIELD INFRASTRUCTURE CO COM SB VTG SHS A 11275Q107   24,237 687 SH   OTR   0 687 0
BROOKFIELD RENEWABLE PARTNER PARTNERSHIP UNIT G16258108   891,864 33,937 SH   OTR   0 33,937 0
BROOKFIELD RENEWABLE PARTNER PARTNERSHIP UNIT G16258108   1,363,012 51,865 SH   DFND   51,865 0 0
BRP INC COM SUN VTG 05577W200   644,780 8,994 SH   DFND   8,994 0 0
BRP INC COM SUN VTG 05577W200   175,425 2,447 SH   OTR   0 2,447 0
CAE INC COM 124765108   122,890 5,692 SH   OTR   0 5,692 0
CAE INC COM 124765108   1,948,390 90,245 SH   DFND   90,245 0 0
CANADIAN IMPERIAL BK COMM TO COM 136069101   3,858,132 80,144 SH   DFND   80,144 0 0
CANADIAN IMPERIAL BK COMM TO COM 136069101   3,092,802 64,246 SH   OTR   0 64,246 0
CANADIAN NAT RES LTD COM 136385101   17,973,053 274,314 SH   DFND   274,314 0 0
CANADIAN NAT RES LTD COM 136385101   6,265,153 95,622 SH   OTR   0 95,622 0
CANADIAN NATL RY CO COM 136375102   24,478,754 194,848 SH   DFND   194,848 0 0
CANADIAN NATL RY CO COM 136375102   9,533,558 75,886 SH   OTR   0 75,886 0
CANADIAN PACIFIC KANSAS CITY COM 13646K108   3,622,292 45,817 SH   OTR   0 45,817 0
CANADIAN PACIFIC KANSAS CITY COM 13646K108   18,625,983 235,593 SH   DFND   235,593 0 0
CATERPILLAR INC COM 149123101   266,103 900 SH   OTR   0 900 0
CENOVUS ENERGY INC COM 15135U109   658,741 39,564 SH   DFND   39,564 0 0
CENOVUS ENERGY INC COM 15135U109   44,922 2,698 SH   OTR   0 2,698 0
CGI INC CL A SUB VTG 12532H104   12,172,731 113,541 SH   DFND   113,541 0 0
CGI INC CL A SUB VTG 12532H104   568,106 5,299 SH   OTR   0 5,299 0
CHEVRON CORP NEW COM 166764100   253,572 1,700 SH   OTR   0 1,700 0
CHEVRON CORP NEW COM 166764100   2,387 16 SH   DFND   16 0 0
CISCO SYS INC COM 17275R102   106,092 2,100 SH   DFND   2,100 0 0
CISCO SYS INC COM 17275R102   114,882 2,274 SH   OTR   0 2,274 0
CME GROUP INC COM 12572Q105   824,499 3,915 SH   OTR   0 3,915 0
CME GROUP INC COM 12572Q105   1,443,663 6,855 SH   DFND   6,855 0 0
COCA COLA CO COM 191216100   310,620 5,271 SH   OTR   0 5,271 0
COCA COLA CO COM 191216100   1,225,155 20,790 SH   DFND   20,790 0 0
COLGATE PALMOLIVE CO COM 194162103   227,094 2,849 SH   OTR   0 2,849 0
COLLIERS INTL GROUP INC SUB VTG SHS 194693107   189,274 1,496 SH   OTR   0 1,496 0
COLLIERS INTL GROUP INC SUB VTG SHS 194693107   1,117,425 8,832 SH   DFND   8,832 0 0
COMCAST CORP NEW CL A 20030N101   2,352,421 53,647 SH   OTR   0 53,647 0
COMCAST CORP NEW CL A 20030N101   3,788,772 86,403 SH   DFND   86,403 0 0
COSTCO WHSL CORP NEW COM 22160K105   9,880,738 14,969 SH   DFND   14,969 0 0
COSTCO WHSL CORP NEW COM 22160K105   7,002,789 10,609 SH   OTR   0 10,609 0
CRESCENT PT ENERGY CORP COM 22576C101   35,932 5,185 SH   OTR   0 5,185 0
CRESCENT PT ENERGY CORP COM 22576C101   766,257 110,571 SH   DFND   110,571 0 0
DANAHER CORPORATION COM 235851102   6,720,658 29,051 SH   DFND   29,051 0 0
DANAHER CORPORATION COM 235851102   3,095,792 13,382 SH   OTR   0 13,382 0
DEERE & CO COM 244199105   49,984 125 SH   DFND   125 0 0
DEERE & CO COM 244199105   479,844 1,200 SH   OTR   0 1,200 0
DESCARTES SYS GROUP INC COM 249906108   4,296,223 51,109 SH   DFND   51,109 0 0
DESCARTES SYS GROUP INC COM 249906108   35,557 423 SH   OTR   0 423 0
DISNEY WALT CO COM 254687106   1,496,015 16,569 SH   OTR   0 16,569 0
DISNEY WALT CO COM 254687106   2,527,037 27,988 SH   DFND   27,988 0 0
DUPONT DE NEMOURS INC COM 26614N102   1,638,378 21,297 SH   DFND   21,297 0 0
DUPONT DE NEMOURS INC COM 26614N102   1,185,953 15,416 SH   OTR   0 15,416 0
ECOLAB INC COM 278865100   773,565 3,900 SH   DFND   3,900 0 0
ELI LILLY & CO COM 532457108   262,314 450 SH   OTR   0 450 0
EMERSON ELEC CO COM 291011104   5,840 60 SH   OTR   0 60 0
EMERSON ELEC CO COM 291011104   496,383 5,100 SH   DFND   5,100 0 0
ENBRIDGE INC COM 29250N105   23,972,895 665,544 SH   DFND   665,544 0 0
ENBRIDGE INC COM 29250N105   8,672,067 240,757 SH   OTR   0 240,757 0
ENERPLUS CORP COM 292766102   460,200 30,000 SH   DFND   30,000 0 0
EXXON MOBIL CORP COM 30231G102   199,960 2,000 SH   OTR   0 2,000 0
EXXON MOBIL CORP COM 30231G102   100 1 SH   DFND   1 0 0
FIRSTSERVICE CORP NEW COM 33767E202   1,041,104 6,423 SH   DFND   6,423 0 0
FIRSTSERVICE CORP NEW COM 33767E202   53,814 332 SH   OTR   0 332 0
FORTIS INC COM 349553107   5,174,689 125,813 SH   OTR   0 125,813 0
FORTIS INC COM 349553107   10,528,252 255,975 SH   DFND   255,975 0 0
FORTIVE CORP COM 34959J108   2,046,399 27,793 SH   DFND   27,793 0 0
FORTIVE CORP COM 34959J108   1,341,686 18,222 SH   OTR   0 18,222 0
FRANCO NEV CORP COM 351858105   5,121,084 46,215 SH   DFND   46,215 0 0
FRANCO NEV CORP COM 351858105   1,788,917 16,144 SH   OTR   0 16,144 0
GENERAL DYNAMICS CORP COM 369550108   246,686 950 SH   OTR   0 950 0
GENERAL DYNAMICS CORP COM 369550108   93,741 361 SH   DFND   361 0 0
GRANITE REAL ESTATE INVT TR UNIT 99/99/9999 387437114   85,411 1,480 SH   OTR   0 1,480 0
GRANITE REAL ESTATE INVT TR UNIT 99/99/9999 387437114   325,080 5,633 SH   DFND   5,633 0 0
HOME DEPOT INC COM 437076102   3,016,025 8,703 SH   DFND   8,703 0 0
HOME DEPOT INC COM 437076102   246,050 710 SH   OTR   0 710 0
HONEYWELL INTL INC COM 438516106   6,795,023 32,402 SH   DFND   32,402 0 0
HONEYWELL INTL INC COM 438516106   3,752,341 17,893 SH   OTR   0 17,893 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104   4,238 33 SH   DFND   33 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104   283,702 2,209 SH   OTR   0 2,209 0
JOHNSON & JOHNSON COM 478160104   4,068,814 25,959 SH   OTR   0 25,959 0
JOHNSON & JOHNSON COM 478160104   9,175,716 58,541 SH   DFND   58,541 0 0
JPMORGAN CHASE & CO COM 46625H100   8,639,889 50,793 SH   DFND   50,793 0 0
JPMORGAN CHASE & CO COM 46625H100   4,017,252 23,617 SH   OTR   0 23,617 0
KENVUE INC COM 49177J102   247,573 11,499 SH   OTR   0 11,499 0
KENVUE INC COM 49177J102   569,835 26,467 SH   DFND   26,467 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409   699,371 3,077 SH   DFND   3,077 0 0
LAUDER ESTEE COS INC CL A 518439104   646,279 4,419 SH   OTR   0 4,419 0
LAUDER ESTEE COS INC CL A 518439104   1,903,005 13,012 SH   DFND   13,012 0 0
LINDE PLC SHS G54950103   2,911,112 7,088 SH   DFND   7,088 0 0
LINDE PLC SHS G54950103   2,298,333 5,596 SH   OTR   0 5,596 0
LOWES COS INC COM 548661107   213,871 961 SH   OTR   0 961 0
MAGNA INTL INC COM 559222401   1,439,780 24,370 SH   OTR   0 24,370 0
MAGNA INTL INC COM 559222401   2,494,003 42,214 SH   DFND   42,214 0 0
MANULIFE FINL CORP COM 56501R106   4,708,405 213,050 SH   OTR   0 213,050 0
MANULIFE FINL CORP COM 56501R106   13,495,962 610,677 SH   DFND   610,677 0 0
MARKETAXESS HLDGS INC COM 57060D108   209,095 714 SH   OTR   0 714 0
MASTERCARD INCORPORATED CL A 57636Q104   6,337,086 14,858 SH   DFND   14,858 0 0
MASTERCARD INCORPORATED CL A 57636Q104   3,925,172 9,203 SH   OTR   0 9,203 0
MCCORMICK & CO INC COM NON VTG 579780206   390,199 5,703 SH   OTR   0 5,703 0
MCCORMICK & CO INC COM NON VTG 579780206   1,581,597 23,116 SH   DFND   23,116 0 0
MCDONALDS CORP COM 580135101   1,573,282 5,306 SH   DFND   5,306 0 0
MCDONALDS CORP COM 580135101   489,538 1,651 SH   OTR   0 1,651 0
MEDTRONIC PLC SHS G5960L103   4,833,976 58,679 SH   DFND   58,679 0 0
MEDTRONIC PLC SHS G5960L103   2,116,425 25,691 SH   OTR   0 25,691 0
MERCK & CO INC COM 58933Y105   239,844 2,200 SH   OTR   0 2,200 0
META PLATFORMS INC CL A 30303M102   353,960 1,000 SH   OTR   0 1,000 0
META PLATFORMS INC CL A 30303M102   771,987 2,181 SH   DFND   2,181 0 0
MICROSOFT CORP COM 594918104   13,259,922 35,262 SH   OTR   0 35,262 0
MICROSOFT CORP COM 594918104   22,372,876 59,496 SH   DFND   59,496 0 0
MONDELEZ INTL INC CL A 609207105   122,696 1,694 SH   OTR   0 1,694 0
MONDELEZ INTL INC CL A 609207105   864,887 11,941 SH   DFND   11,941 0 0
MORGAN STANLEY COM NEW 617446448   515,206 5,525 SH   OTR   0 5,525 0
MORGAN STANLEY COM NEW 617446448   653 7 SH   DFND   7 0 0
NEXTERA ENERGY INC COM 65339F101   721,652 11,881 SH   DFND   11,881 0 0
NEXTERA ENERGY INC COM 65339F101   97,427 1,604 SH   OTR   0 1,604 0
NIKE INC CL B 654106103   4,038,695 37,199 SH   DFND   37,199 0 0
NIKE INC CL B 654106103   2,697,205 24,843 SH   OTR   0 24,843 0
NOVO-NORDISK A S ADR 670100205   354,834 3,430 SH   OTR   0 3,430 0
NUTRIEN LTD COM 67077M108   3,650,691 64,809 SH   OTR   0 64,809 0
NUTRIEN LTD COM 67077M108   8,048,318 142,878 SH   DFND   142,878 0 0
NVIDIA CORPORATION COM 67066G104   1,144,453 2,311 SH   DFND   2,311 0 0
OPEN TEXT CORP COM 683715106   458,186 10,904 SH   OTR   0 10,904 0
OPEN TEXT CORP COM 683715106   27,943 665 SH   DFND   665 0 0
ORACLE CORP COM 68389X105   518,294 4,916 SH   OTR   0 4,916 0
ORACLE CORP COM 68389X105   1,018,665 9,662 SH   DFND   9,662 0 0
PEMBINA PIPELINE CORP COM 706327103   647,268 18,805 SH   OTR   0 18,805 0
PEMBINA PIPELINE CORP COM 706327103   4,378,190 127,199 SH   DFND   127,199 0 0
PEPSICO INC COM 713448108   728,444 4,289 SH   DFND   4,289 0 0
PEPSICO INC COM 713448108   390,122 2,297 SH   OTR   0 2,297 0
PFIZER INC COM 717081103   236,078 8,200 SH   OTR   0 8,200 0
PFIZER INC COM 717081103   44,682 1,552 SH   DFND   1,552 0 0
PROCTER AND GAMBLE CO COM 742718109   430,388 2,937 SH   OTR   0 2,937 0
PROCTER AND GAMBLE CO COM 742718109   912,944 6,230 SH   DFND   6,230 0 0
RB GLOBAL INC COM 74935Q107   31,639 473 SH   OTR   0 473 0
RB GLOBAL INC COM 74935Q107   3,262,426 48,773 SH   DFND   48,773 0 0
RESTAURANT BRANDS INTL INC COM 76131D103   4,124,326 52,788 SH   OTR   0 52,788 0
RESTAURANT BRANDS INTL INC COM 76131D103   15,879,922 203,250 SH   DFND   203,250 0 0
ROGERS COMMUNICATIONS INC CL B 775109200   1,988,161 42,473 SH   DFND   42,473 0 0
ROGERS COMMUNICATIONS INC CL B 775109200   1,425,645 30,456 SH   OTR   0 30,456 0
ROYAL BK CDA COM 780087102   20,832,780 206,000 SH   OTR   0 206,000 0
ROYAL BK CDA COM 780087102   47,186,146 466,589 SH   DFND   466,589 0 0
RTX CORPORATION COM 75513E101   656,292 7,800 SH   DFND   7,800 0 0
RTX CORPORATION COM 75513E101   134,624 1,600 SH   OTR   0 1,600 0
SALESFORCE INC COM 79466L302   1,698,569 6,455 SH   OTR   0 6,455 0
SALESFORCE INC COM 79466L302   3,716,589 14,124 SH   DFND   14,124 0 0
SHERWIN WILLIAMS CO COM 824348106   990,282 3,175 SH   DFND   3,175 0 0
SHERWIN WILLIAMS CO COM 824348106   29,630 95 SH   OTR   0 95 0
SHOPIFY INC CL A 82509L107   2,526,842 32,437 SH   DFND   32,437 0 0
SHOPIFY INC CL A 82509L107   175,119 2,248 SH   OTR   0 2,248 0
SOUTHERN COPPER CORP COM 84265V105   361,494 4,200 SH   OTR   0 4,200 0
SOUTHERN COPPER CORP COM 84265V105   613,679 7,130 SH   DFND   7,130 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   541,853 1,140 SH   OTR   0 1,140 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,261,948 2,655 SH   DFND   2,655 0 0
STANTEC INC COM 85472N109   128,785 1,606 SH   OTR   0 1,606 0
STANTEC INC COM 85472N109   4,661,124 58,126 SH   DFND   58,126 0 0
STRYKER CORPORATION COM 863667101   291,674 974 SH   OTR   0 974 0
STRYKER CORPORATION COM 863667101   615,989 2,057 SH   DFND   2,057 0 0
SUN LIFE FINANCIAL INC. COM 866796105   2,674,524 51,572 SH   OTR   0 51,572 0
SUN LIFE FINANCIAL INC. COM 866796105   10,936,341 210,882 SH   DFND   210,882 0 0
SUNCOR ENERGY INC NEW COM 867224107   4,387,942 136,952 SH   OTR   0 136,952 0
SUNCOR ENERGY INC NEW COM 867224107   12,530,235 391,081 SH   DFND   391,081 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   3,640 35 SH   DFND   35 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   303,160 2,915 SH   OTR   0 2,915 0
TC ENERGY CORP COM 87807B107   23,180,135 592,994 SH   DFND   592,994 0 0
TC ENERGY CORP COM 87807B107   7,083,186 181,202 SH   OTR   0 181,202 0
TE CONNECTIVITY LTD SHS H84989104   6,725,876 47,871 SH   DFND   47,871 0 0
TE CONNECTIVITY LTD SHS H84989104   2,918,044 20,769 SH   OTR   0 20,769 0
TECK RESOURCES LTD CL B 878742204   1,605,922 37,992 SH   DFND   37,992 0 0
TECK RESOURCES LTD CL B 878742204   59,051 1,397 SH   OTR   0 1,397 0
TELUS CORPORATION COM 87971M103   6,288,569 353,489 SH   OTR   0 353,489 0
TELUS CORPORATION COM 87971M103   26,477,978 1,488,363 SH   DFND   1,488,363 0 0
TEXAS INSTRS INC COM 882508104   988,668 5,800 SH   DFND   5,800 0 0
TEXAS INSTRS INC COM 882508104   166,539 977 SH   OTR   0 977 0
THERMO FISHER SCIENTIFIC INC COM 883556102   1,095,551 2,064 SH   DFND   2,064 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   485,142 914 SH   OTR   0 914 0
THOMSON REUTERS CORP. COM 884903808   1,481,355 10,131 SH   OTR   0 10,131 0
THOMSON REUTERS CORP. COM 884903808   10,467,012 71,584 SH   DFND   71,584 0 0
TJX COS INC NEW COM 872540109   2,087,272 22,250 SH   DFND   22,250 0 0
TJX COS INC NEW COM 872540109   1,804,998 19,241 SH   OTR   0 19,241 0
TOPBUILD CORP COM 89055F103   217,071 580 SH   OTR   0 580 0
TORONTO DOMINION BK ONT COM NEW 891160509   40,257,678 622,991 SH   DFND   622,991 0 0
TORONTO DOMINION BK ONT COM NEW 891160509   17,067,693 264,124 SH   OTR   0 264,124 0
UNILEVER PLC SPON ADR NEW 904767704   513,888 10,600 SH   DFND   10,600 0 0
UNITED PARCEL SERVICE INC CL B 911312106   133,803 851 SH   DFND   851 0 0
UNITED PARCEL SERVICE INC CL B 911312106   210,688 1,340 SH   OTR   0 1,340 0
UNITEDHEALTH GROUP INC COM 91324P102   6,207,081 11,790 SH   DFND   11,790 0 0
UNITEDHEALTH GROUP INC COM 91324P102   2,290,144 4,350 SH   OTR   0 4,350 0
VALERO ENERGY CORP COM 91913Y100   416,000 3,200 SH   OTR   0 3,200 0
VALERO ENERGY CORP COM 91913Y100   533,000 4,100 SH   DFND   4,100 0 0
VERALTO CORP COM SHS 92338C103   130,958 1,592 SH   OTR   0 1,592 0
VERALTO CORP COM SHS 92338C103   93,036 1,131 SH   DFND   1,131 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   195,060 5,174 SH   OTR   0 5,174 0
VERIZON COMMUNICATIONS INC COM 92343V104   47,050 1,248 SH   DFND   1,248 0 0
VERMILION ENERGY INC COM 923725105   121,287 10,057 SH   DFND   10,057 0 0
VISA INC COM CL A 92826C839   11,018,272 42,321 SH   DFND   42,321 0 0
VISA INC COM CL A 92826C839   4,479,322 17,205 SH   OTR   0 17,205 0
WALMART INC COM 931142103   82,766 525 SH   DFND   525 0 0
WALMART INC COM 931142103   227,804 1,445 SH   OTR   0 1,445 0
WASTE CONNECTIONS INC COM 94106B101   2,765,525 18,527 SH   OTR   0 18,527 0
WASTE CONNECTIONS INC COM 94106B101   13,497,740 90,425 SH   DFND   90,425 0 0
WASTE MGMT INC DEL COM 94106L109   7,164 40 SH   OTR   0 40 0
WASTE MGMT INC DEL COM 94106L109   860,576 4,805 SH   DFND   4,805 0 0
WEST FRASER TIMBER CO LTD COM 952845105   277,964 3,248 SH   DFND   3,248 0 0
WHEATON PRECIOUS METALS CORP COM 962879102   457,678 9,276 SH   DFND   9,276 0 0
WHEATON PRECIOUS METALS CORP COM 962879102   215,616 4,370 SH   OTR   0 4,370 0