The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 398 3,600 SH   OTR   0 3,600 0
3M CO COM 88579Y101 65 589 SH   DFND   589 0 0
ABSOLUTE SOFTWARE CORP COM 00386B109 129 11,100 SH   DFND   11,100 0 0
ABSOLUTE SOFTWARE CORP COM 00386B109 70 6,000 SH   OTR   0 6,000 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,699 6,602 SH   DFND   6,602 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 178 692 SH   OTR   0 692 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 469 1,703 SH   DFND   1,703 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 7 24 SH   OTR   0 24 0
AGNICO EAGLE MINES LTD COM 008474108 687 16,270 SH   DFND   16,270 0 0
AGNICO EAGLE MINES LTD COM 008474108 102 2,425 SH   OTR   0 2,425 0
AIR PRODS & CHEMS INC COM 009158106 1,401 6,018 SH   DFND   6,018 0 0
ALGONQUIN PWR UTILS CORP COM 015857105 139 12,770 SH   DFND   12,770 0 0
ALGONQUIN PWR UTILS CORP COM 015857105 206 18,918 SH   OTR   0 18,918 0
ALPHABET INC CAP STK CL A 02079K305 6,129 64,076 SH   OTR   0 64,076 0
ALPHABET INC CAP STK CL A 02079K305 6,772 70,804 SH   DFND   70,804 0 0
ALPHABET INC CAP STK CL C 02079K107 1,159 12,055 SH   DFND   12,055 0 0
ALPHABET INC CAP STK CL C 02079K107 777 8,084 SH   OTR   0 8,084 0
AMAZON COM INC COM 023135106 3,623 32,065 SH   OTR   0 32,065 0
AMAZON COM INC COM 023135106 4,628 40,960 SH   DFND   40,960 0 0
AMERICAN ELEC PWR CO INC COM 025537101 228 2,642 SH   OTR   0 2,642 0
AMERICAN TOWER CORP NEW COM 03027X100 426 1,983 SH   OTR   0 1,983 0
AMERICAN TOWER CORP NEW COM 03027X100 252 1,174 SH   DFND   1,174 0 0
APPLE INC COM 037833100 4,370 31,621 SH   OTR   0 31,621 0
APPLE INC COM 037833100 7,003 50,676 SH   DFND   50,676 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210 7 17 SH   OTR   0 17 0
ASML HOLDING N V N Y REGISTRY SHS N07059210 565 1,361 SH   DFND   1,361 0 0
BANK MONTREAL QUE COM 063671101 30,653 349,764 SH   OTR   0 349,764 0
BANK MONTREAL QUE COM 063671101 24,373 278,109 SH   DFND   278,109 0 0
BANK NOVA SCOTIA HALIFAX COM 064149107 29,691 624,158 SH   OTR   0 624,158 0
BANK NOVA SCOTIA HALIFAX COM 064149107 3,500 73,573 SH   DFND   73,573 0 0
BARRICK GOLD CORP COM 067901108 487 31,430 SH   DFND   31,430 0 0
BARRICK GOLD CORP COM 067901108 3 200 SH   OTR   0 200 0
BCE INC COM NEW 05534B760 11,966 285,302 SH   OTR   0 285,302 0
BCE INC COM NEW 05534B760 21,008 500,900 SH   DFND   500,900 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 114 428 SH   DFND   428 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 709 2,657 SH   OTR   0 2,657 0
BK OF AMERICA CORP COM 060505104 1,329 44,011 SH   OTR   0 44,011 0
BK OF AMERICA CORP COM 060505104 2,793 92,469 SH   DFND   92,469 0 0
BLACKROCK INC COM 09247X101 13 24 SH   OTR   0 24 0
BLACKROCK INC COM 09247X101 493 896 SH   DFND   896 0 0
BOOKING HOLDINGS INC COM 09857L108 166 101 SH   DFND   101 0 0
BOOKING HOLDINGS INC COM 09857L108 363 221 SH   OTR   0 221 0
BRISTOL-MYERS SQUIBB CO COM 110122108 132 1,855 SH   DFND   1,855 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 107 1,500 SH   OTR   0 1,500 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 3,831 93,681 SH   OTR   0 93,681 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 15,669 383,200 SH   DFND   383,200 0 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 318 8,851 SH   DFND   8,851 0 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 1,004 27,953 SH   OTR   0 27,953 0
BROOKFIELD INFRASTRUCTURE CO COM SB VTG SHS A 11275Q107 136 3,330 SH   OTR   0 3,330 0
BROOKFIELD INFRASTRUCTURE CO COM SB VTG SHS A 11275Q107 963 23,656 SH   DFND   23,656 0 0
BROOKFIELD RENEWABLE PARTNER PARTNERSHIP UNIT G16258108 954 30,469 SH   OTR   0 30,469 0
BROOKFIELD RENEWABLE PARTNER PARTNERSHIP UNIT G16258108 364 11,644 SH   DFND   11,644 0 0
BRP INC COM SUN VTG 05577W200 182 2,960 SH   OTR   0 2,960 0
BRP INC COM SUN VTG 05577W200 721 11,713 SH   DFND   11,713 0 0
CAE INC COM 124765108 88 5,709 SH   OTR   0 5,709 0
CAE INC COM 124765108 851 55,527 SH   DFND   55,527 0 0
CANADIAN IMPERIAL BK COMM TO COM 136069101 10,132 231,543 SH   DFND   231,543 0 0
CANADIAN IMPERIAL BK COMM TO COM 136069101 7,871 179,867 SH   OTR   0 179,867 0
CANADIAN NAT RES LTD COM 136385101 5,586 119,958 SH   OTR   0 119,958 0
CANADIAN NAT RES LTD COM 136385101 11,661 250,400 SH   DFND   250,400 0 0
CANADIAN NATL RY CO COM 136375102 11,044 102,272 SH   OTR   0 102,272 0
CANADIAN NATL RY CO COM 136375102 22,407 207,495 SH   DFND   207,495 0 0
CANADIAN PAC RY LTD COM 13645T100 16,253 243,599 SH   DFND   243,599 0 0
CANADIAN PAC RY LTD COM 13645T100 3,089 46,305 SH   OTR   0 46,305 0
CATERPILLAR INC COM 149123101 345 2,100 SH   OTR   0 2,100 0
CENOVUS ENERGY INC COM 15135U109 173 11,240 SH   DFND   11,240 0 0
CENOVUS ENERGY INC COM 15135U109 51 3,298 SH   OTR   0 3,298 0
CGI INC CL A SUB VTG 12532H104 672 8,926 SH   OTR   0 8,926 0
CGI INC CL A SUB VTG 12532H104 10,205 135,636 SH   DFND   135,636 0 0
CHEVRON CORP NEW COM 166764100 251 1,750 SH   OTR   0 1,750 0
CHEVRON CORP NEW COM 166764100 21 143 SH   DFND   143 0 0
CITIGROUP INC COM NEW 172967424 37 895 SH   OTR   0 895 0
CITIGROUP INC COM NEW 172967424 256 6,153 SH   DFND   6,153 0 0
CME GROUP INC COM 12572Q105 3 19 SH   DFND   19 0 0
CME GROUP INC COM 12572Q105 348 1,962 SH   OTR   0 1,962 0
COCA COLA CO COM 191216100 1,055 18,825 SH   DFND   18,825 0 0
COCA COLA CO COM 191216100 548 9,775 SH   OTR   0 9,775 0
COLGATE PALMOLIVE CO COM 194162103 81 1,160 SH   DFND   1,160 0 0
COLGATE PALMOLIVE CO COM 194162103 204 2,900 SH   OTR   0 2,900 0
COLLIERS INTL GROUP INC SUB VTG SHS 194693107 251 2,734 SH   DFND   2,734 0 0
COLLIERS INTL GROUP INC SUB VTG SHS 194693107 109 1,184 SH   OTR   0 1,184 0
COMCAST CORP NEW CL A 20030N101 2,610 88,992 SH   DFND   88,992 0 0
COMCAST CORP NEW CL A 20030N101 1,833 62,480 SH   OTR   0 62,480 0
CONOCOPHILLIPS COM 20825C104 0 1 SH   DFND   1 0 0
CONOCOPHILLIPS COM 20825C104 387 3,784 SH   OTR   0 3,784 0
COSTCO WHSL CORP NEW COM 22160K105 5,865 12,419 SH   OTR   0 12,419 0
COSTCO WHSL CORP NEW COM 22160K105 7,269 15,392 SH   DFND   15,392 0 0
CRESCENT PT ENERGY CORP COM 22576C101 25 4,042 SH   OTR   0 4,042 0
CRESCENT PT ENERGY CORP COM 22576C101 77 12,571 SH   DFND   12,571 0 0
CVS HEALTH CORP COM 126650100 155 1,628 SH   OTR   0 1,628 0
CVS HEALTH CORP COM 126650100 57 600 SH   DFND   600 0 0
DANAHER CORPORATION COM 235851102 3,378 13,077 SH   OTR   0 13,077 0
DANAHER CORPORATION COM 235851102 7,718 29,882 SH   DFND   29,882 0 0
DEERE & CO COM 244199105 501 1,500 SH   OTR   0 1,500 0
DESCARTES SYS GROUP INC COM 249906108 22 345 SH   OTR   0 345 0
DESCARTES SYS GROUP INC COM 249906108 3,562 56,064 SH   DFND   56,064 0 0
DISNEY WALT CO COM 254687106 2,368 25,102 SH   DFND   25,102 0 0
DISNEY WALT CO COM 254687106 1,635 17,335 SH   OTR   0 17,335 0
DUKE ENERGY CORP NEW COM NEW 26441C204 298 3,200 SH   OTR   0 3,200 0
DUPONT DE NEMOURS INC COM 26614N102 1,644 32,614 SH   DFND   32,614 0 0
DUPONT DE NEMOURS INC COM 26614N102 985 19,540 SH   OTR   0 19,540 0
ECOLAB INC COM 278865100 1,430 9,900 SH   DFND   9,900 0 0
EMERSON ELEC CO COM 291011104 4 60 SH   OTR   0 60 0
EMERSON ELEC CO COM 291011104 256 3,500 SH   DFND   3,500 0 0
ENBRIDGE INC COM 29250N105 10,297 277,545 SH   OTR   0 277,545 0
ENBRIDGE INC COM 29250N105 18,768 505,867 SH   DFND   505,867 0 0
EXXON MOBIL CORP COM 30231G102 795 9,100 SH   OTR   0 9,100 0
EXXON MOBIL CORP COM 30231G102 16 179 SH   DFND   179 0 0
FIRSTSERVICE CORP NEW COM 33767E202 7 55 SH   OTR   0 55 0
FIRSTSERVICE CORP NEW COM 33767E202 356 2,989 SH   DFND   2,989 0 0
FORD MTR CO DEL COM 345370860 5 420 SH   OTR   0 420 0
FORD MTR CO DEL COM 345370860 1,259 112,445 SH   DFND   112,445 0 0
FORTIS INC COM 349553107 8,470 222,944 SH   DFND   222,944 0 0
FORTIS INC COM 349553107 5,550 146,091 SH   OTR   0 146,091 0
FORTIVE CORP COM 34959J108 1,023 17,553 SH   OTR   0 17,553 0
FORTIVE CORP COM 34959J108 1,585 27,179 SH   DFND   27,179 0 0
FRANCO NEV CORP COM 351858105 1,620 13,559 SH   OTR   0 13,559 0
FRANCO NEV CORP COM 351858105 5,629 47,111 SH   DFND   47,111 0 0
GENERAL DYNAMICS CORP COM 369550108 223 1,050 SH   OTR   0 1,050 0
GENERAL DYNAMICS CORP COM 369550108 79 373 SH   DFND   373 0 0
GRANITE REAL ESTATE INVT TR UNIT 99/99/9999 387437114 206 4,252 SH   DFND   4,252 0 0
GRANITE REAL ESTATE INVT TR UNIT 99/99/9999 387437114 78 1,612 SH   OTR   0 1,612 0
HOME DEPOT INC COM 437076102 2,207 7,998 SH   DFND   7,998 0 0
HOME DEPOT INC COM 437076102 386 1,399 SH   OTR   0 1,399 0
HONEYWELL INTL INC COM 438516106 5,431 32,529 SH   DFND   32,529 0 0
HONEYWELL INTL INC COM 438516106 2,925 17,516 SH   OTR   0 17,516 0
IMPERIAL OIL LTD COM NEW 453038408 19 450 SH   OTR   0 450 0
IMPERIAL OIL LTD COM NEW 453038408 350 8,100 SH   DFND   8,100 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 211 2,336 SH   OTR   0 2,336 0
INTERNATIONAL BUSINESS MACHS COM 459200101 26 220 SH   DFND   220 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 331 2,790 SH   OTR   0 2,790 0
JOHNSON & JOHNSON COM 478160104 9,396 57,517 SH   DFND   57,517 0 0
JOHNSON & JOHNSON COM 478160104 4,500 27,548 SH   OTR   0 27,548 0
JPMORGAN CHASE & CO COM 46625H100 15,079 144,292 SH   DFND   144,292 0 0
JPMORGAN CHASE & CO COM 46625H100 2,663 25,487 SH   OTR   0 25,487 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 637 3,110 SH   DFND   3,110 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 13 64 SH   OTR   0 64 0
LAUDER ESTEE COS INC CL A 518439104 966 4,472 SH   OTR   0 4,472 0
LAUDER ESTEE COS INC CL A 518439104 2,734 12,665 SH   DFND   12,665 0 0
LINDE PLC SHS G5494J103 1,622 6,018 SH   OTR   0 6,018 0
LINDE PLC SHS G5494J103 1,886 6,997 SH   DFND   6,997 0 0
LOWES COS INC COM 548661107 211 1,126 SH   OTR   0 1,126 0
MAGNA INTL INC COM 559222401 220 4,631 SH   OTR   0 4,631 0
MAGNA INTL INC COM 559222401 369 7,782 SH   DFND   7,782 0 0
MANULIFE FINL CORP COM 56501R106 3,683 235,047 SH   OTR   0 235,047 0
MANULIFE FINL CORP COM 56501R106 8,810 562,233 SH   DFND   562,233 0 0
MARSH & MCLENNAN COS INC COM 571748102 156 1,042 SH   OTR   0 1,042 0
MARSH & MCLENNAN COS INC COM 571748102 193 1,296 SH   DFND   1,296 0 0
MASTERCARD INCORPORATED CL A 57636Q104 3,193 11,231 SH   OTR   0 11,231 0
MASTERCARD INCORPORATED CL A 57636Q104 4,758 16,733 SH   DFND   16,733 0 0
MCDONALDS CORP COM 580135101 665 2,881 SH   DFND   2,881 0 0
MCDONALDS CORP COM 580135101 882 3,824 SH   OTR   0 3,824 0
MEDTRONIC PLC SHS G5960L103 2,182 27,016 SH   OTR   0 27,016 0
MEDTRONIC PLC SHS G5960L103 5,044 62,469 SH   DFND   62,469 0 0
MERCK & CO INC COM 58933Y105 57 665 SH   DFND   665 0 0
MERCK & CO INC COM 58933Y105 499 5,798 SH   OTR   0 5,798 0
META PLATFORMS INC CL A 30303M102 391 2,882 SH   DFND   2,882 0 0
META PLATFORMS INC CL A 30303M102 136 1,000 SH   OTR   0 1,000 0
MICROSOFT CORP COM 594918104 14,298 61,391 SH   DFND   61,391 0 0
MICROSOFT CORP COM 594918104 9,901 42,511 SH   OTR   0 42,511 0
MONDELEZ INTL INC CL A 609207105 287 5,235 SH   DFND   5,235 0 0
MONDELEZ INTL INC CL A 609207105 290 5,281 SH   OTR   0 5,281 0
MORGAN STANLEY COM NEW 617446448 16 200 SH   DFND   200 0 0
MORGAN STANLEY COM NEW 617446448 455 5,765 SH   OTR   0 5,765 0
NEXTERA ENERGY INC COM 65339F101 387 4,941 SH   DFND   4,941 0 0
NEXTERA ENERGY INC COM 65339F101 357 4,552 SH   OTR   0 4,552 0
NIKE INC CL B 654106103 2,206 26,543 SH   OTR   0 26,543 0
NIKE INC CL B 654106103 2,674 32,176 SH   DFND   32,176 0 0
NOVO-NORDISK A S ADR 670100205 315 3,157 SH   OTR   0 3,157 0
NOVO-NORDISK A S ADR 670100205 4 36 SH   DFND   36 0 0
NUTRIEN LTD COM 67077M108 12,008 144,020 SH   DFND   144,020 0 0
NUTRIEN LTD COM 67077M108 6,055 72,616 SH   OTR   0 72,616 0
OPEN TEXT CORP COM 683715106 319 12,065 SH   OTR   0 12,065 0
OPEN TEXT CORP COM 683715106 1,225 46,340 SH   DFND   46,340 0 0
ORACLE CORP COM 68389X105 353 5,774 SH   DFND   5,774 0 0
ORACLE CORP COM 68389X105 550 9,014 SH   OTR   0 9,014 0
PEMBINA PIPELINE CORP COM 706327103 775 25,511 SH   DFND   25,511 0 0
PEMBINA PIPELINE CORP COM 706327103 646 21,261 SH   OTR   0 21,261 0
PEPSICO INC COM 713448108 471 2,887 SH   OTR   0 2,887 0
PEPSICO INC COM 713448108 742 4,543 SH   DFND   4,543 0 0
PFIZER INC COM 717081103 1,063 24,283 SH   OTR   0 24,283 0
PFIZER INC COM 717081103 685 15,648 SH   DFND   15,648 0 0
PROCTER AND GAMBLE CO COM 742718109 1,868 14,794 SH   OTR   0 14,794 0
PROCTER AND GAMBLE CO COM 742718109 402 3,188 SH   DFND   3,188 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,726 21,086 SH   DFND   21,086 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 134 1,640 SH   OTR   0 1,640 0
RESTAURANT BRANDS INTL INC COM 76131D103 11,182 210,269 SH   DFND   210,269 0 0
RESTAURANT BRANDS INTL INC COM 76131D103 2,382 44,793 SH   OTR   0 44,793 0
RITCHIE BROS AUCTIONEERS COM 767744105 34 537 SH   OTR   0 537 0
RITCHIE BROS AUCTIONEERS COM 767744105 3,620 57,934 SH   DFND   57,934 0 0
ROGERS COMMUNICATIONS INC CL B 775109200 8,032 208,405 SH   DFND   208,405 0 0
ROGERS COMMUNICATIONS INC CL B 775109200 4,363 113,214 SH   OTR   0 113,214 0
ROYAL BK CDA COM 780087102 63,117 700,985 SH   OTR   0 700,985 0
ROYAL BK CDA COM 780087102 38,694 429,740 SH   DFND   429,740 0 0
SALESFORCE INC COM 79466L302 2,029 14,104 SH   DFND   14,104 0 0
SALESFORCE INC COM 79466L302 508 3,535 SH   OTR   0 3,535 0
SHAW COMMUNICATIONS INC CL B CONV 82028K200 1,374 56,494 SH   OTR   0 56,494 0
SHAW COMMUNICATIONS INC CL B CONV 82028K200 7,159 294,366 SH   DFND   294,366 0 0
SHOPIFY INC CL A 82509L107 26 962 SH   OTR   0 962 0
SHOPIFY INC CL A 82509L107 657 24,395 SH   DFND   24,395 0 0
SOUTHERN CO COM 842587107 218 3,206 SH   OTR   0 3,206 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 400 1,120 SH   OTR   0 1,120 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 922 2,580 SH   DFND   2,580 0 0
SPROTT PHYSICAL PLAT PALLAD UNIT 85207Q104 286 20,000 SH   DFND   20,000 0 0
STANTEC INC COM 85472N109 107 2,435 SH   OTR   0 2,435 0
STANTEC INC COM 85472N109 2,858 65,196 SH   DFND   65,196 0 0
SUN LIFE FINANCIAL INC. COM 866796105 6,841 172,055 SH   DFND   172,055 0 0
SUN LIFE FINANCIAL INC. COM 866796105 2,133 53,655 SH   OTR   0 53,655 0
SUNCOR ENERGY INC NEW COM 867224107 9,702 344,664 SH   DFND   344,664 0 0
SUNCOR ENERGY INC NEW COM 867224107 4,486 159,345 SH   OTR   0 159,345 0
TC ENERGY CORP COM 87807B107 16,200 402,084 SH   OTR   0 402,084 0
TC ENERGY CORP COM 87807B107 14,836 368,242 SH   DFND   368,242 0 0
TE CONNECTIVITY LTD SHS H84989104 2,578 23,364 SH   OTR   0 23,364 0
TE CONNECTIVITY LTD SHS H84989104 5,908 53,531 SH   DFND   53,531 0 0
TECK RESOURCES LTD CL B 878742204 58 1,905 SH   OTR   0 1,905 0
TECK RESOURCES LTD CL B 878742204 350 11,525 SH   DFND   11,525 0 0
TELUS CORPORATION COM 87971M103 17,842 898,377 SH   DFND   898,377 0 0
TELUS CORPORATION COM 87971M103 6,035 303,876 SH   OTR   0 303,876 0
TFI INTL INC COM 87241L109 270 2,980 SH   OTR   0 2,980 0
THERMO FISHER SCIENTIFIC INC COM 883556102 452 891 SH   OTR   0 891 0
THERMO FISHER SCIENTIFIC INC COM 883556102 340 670 SH   DFND   670 0 0
THOMSON REUTERS CORP. COM NEW 884903709 1,582 15,416 SH   OTR   0 15,416 0
THOMSON REUTERS CORP. COM NEW 884903709 12,856 125,278 SH   DFND   125,278 0 0
TJX COS INC NEW COM 872540109 1,367 22,011 SH   OTR   0 22,011 0
TJX COS INC NEW COM 872540109 1,539 24,776 SH   DFND   24,776 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 18,229 297,221 SH   OTR   0 297,221 0
TORONTO DOMINION BK ONT COM NEW 891160509 32,343 527,353 SH   DFND   527,353 0 0
TRAVELERS COMPANIES INC COM 89417E109 539 3,517 SH   DFND   3,517 0 0
UNILEVER PLC SPON ADR NEW 904767704 1 29 SH   OTR   0 29 0
UNILEVER PLC SPON ADR NEW 904767704 1,468 33,494 SH   DFND   33,494 0 0
UNION PAC CORP COM 907818108 15 79 SH   DFND   79 0 0
UNION PAC CORP COM 907818108 265 1,358 SH   OTR   0 1,358 0
UNITED PARCEL SERVICE INC CL B 911312106 265 1,640 SH   OTR   0 1,640 0
UNITED PARCEL SERVICE INC CL B 911312106 153 949 SH   DFND   949 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,965 3,890 SH   OTR   0 3,890 0
UNITEDHEALTH GROUP INC COM 91324P102 3,460 6,850 SH   DFND   6,850 0 0
VALERO ENERGY CORP COM 91913Y100 369 3,450 SH   OTR   0 3,450 0
VALERO ENERGY CORP COM 91913Y100 522 4,887 SH   DFND   4,887 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 247 6,508 SH   OTR   0 6,508 0
VERIZON COMMUNICATIONS INC COM 92343V104 58 1,520 SH   DFND   1,520 0 0
VISA INC COM CL A 92826C839 8,680 48,862 SH   DFND   48,862 0 0
VISA INC COM CL A 92826C839 4,133 23,263 SH   OTR   0 23,263 0
WALMART INC COM 931142103 220 1,695 SH   OTR   0 1,695 0
WALMART INC COM 931142103 82 633 SH   DFND   633 0 0
WASTE CONNECTIONS INC COM 94106B101 2,711 20,061 SH   OTR   0 20,061 0
WASTE CONNECTIONS INC COM 94106B101 12,777 94,550 SH   DFND   94,550 0 0
WASTE MGMT INC DEL COM 94106L109 1,204 7,515 SH   DFND   7,515 0 0
WASTE MGMT INC DEL COM 94106L109 26 161 SH   OTR   0 161 0
WHEATON PRECIOUS METALS CORP COM 962879102 403 12,441 SH   DFND   12,441 0 0
WHEATON PRECIOUS METALS CORP COM 962879102 203 6,279 SH   OTR   0 6,279 0