The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 200 1,007 SH   OTR 0 1,007 0
ABBOTT LABS COM 002824100 452 3,899 SH   OTR 0 3,899 0
ABBVIE INC COM 00287Y109 384 3,409 SH   OTR 0 3,409 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 2,457 8,335 SH   DFND 8,335 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 276 936 SH   OTR 0 936 0
AGNICO EAGLE MINES LTD COM 008474108 442 7,312 SH   DFND 7,312 0 0
AIR PRODS & CHEMS INC COM 009158106 1,819 6,323 SH   DFND 6,323 0 0
ALGONQUIN PWR UTILS CORP COM 015857105 176 11,828 SH   DFND 11,828 0 0
ALPHABET INC CAP STK CL C 02079K107 2,100 838 SH   DFND 838 0 0
ALPHABET INC CAP STK CL C 02079K107 1,401 559 SH   OTR 0 559 0
ALPHABET INC CAP STK CL A 02079K305 10,180 4,169 SH   DFND 4,169 0 0
ALPHABET INC CAP STK CL A 02079K305 9,259 3,792 SH   OTR 0 3,792 0
AMAZON COM INC COM 023135106 6,904 2,007 SH   DFND 2,007 0 0
AMAZON COM INC COM 023135106 5,800 1,686 SH   OTR 0 1,686 0
AMERICAN ELEC PWR CO INC COM 025537101 251 2,967 SH   OTR 0 2,967 0
AMERICAN TOWER CORP NEW COM 03027X100 655 2,425 SH   DFND 2,425 0 0
AMERICAN TOWER CORP NEW COM 03027X100 587 2,173 SH   OTR 0 2,173 0
APPLE INC COM 037833100 8,617 62,916 SH   DFND 62,916 0 0
APPLE INC COM 037833100 5,129 37,449 SH   OTR 0 37,449 0
ASML HOLDING N V N Y REGISTRY SHS N07059210 349 505 SH   DFND 505 0 0
AT&T INC COM 00206R102 227 7,887 SH   DFND 7,887 0 0
BANK MONTREAL QUE COM 063671101 34,003 331,543 SH   DFND 331,543 0 0
BANK MONTREAL QUE COM 063671101 36,122 352,204 SH   OTR 0 352,204 0
BANK NOVA SCOTIA B C COM 064149107 4,596 70,632 SH   DFND 70,632 0 0
BANK NOVA SCOTIA B C COM 064149107 38,773 595,866 SH   OTR 0 595,866 0
BARRICK GOLD CORP COM 067901108 646 31,238 SH   DFND 31,238 0 0
BCE INC COM NEW 05534B760 12,951 262,591 SH   OTR 0 262,591 0
BCE INC COM NEW 05534B760 25,451 516,038 SH   DFND 516,038 0 0
BECTON DICKINSON & CO COM 075887109 402 1,653 SH   DFND 1,653 0 0
BECTON DICKINSON & CO COM 075887109 1,040 4,276 SH   OTR 0 4,276 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 932 3,353 SH   OTR 0 3,353 0
BK OF AMERICA CORP COM 060505104 6,943 168,397 SH   DFND 168,397 0 0
BK OF AMERICA CORP COM 060505104 2,019 48,969 SH   OTR 0 48,969 0
BOOKING HOLDINGS INC COM 09857L108 475 217 SH   OTR 0 217 0
BRISTOL-MYERS SQUIBB CO COM 110122108 234 3,502 SH   OTR 0 3,502 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 23,714 465,163 SH   DFND 465,163 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 5,256 103,099 SH   OTR 0 103,099 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 1,087 19,568 SH   OTR 0 19,568 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 416 7,489 SH   DFND 7,489 0 0
BROOKFIELD RENEWABLE PARTNER PARTNERSHIP UNIT G16258108 3,436 89,085 SH   DFND 89,085 0 0
BROOKFIELD RENEWABLE PARTNER PARTNERSHIP UNIT G16258108 1,709 44,309 SH   OTR 0 44,309 0
BRP INC COM SUN VTG 05577W200 1,220 15,569 SH   DFND 15,569 0 0
BRP INC COM SUN VTG 05577W200 357 4,556 SH   OTR 0 4,556 0
CAE INC COM 124765108 5,614 182,273 SH   DFND 182,273 0 0
CAE INC COM 124765108 226 7,338 SH   OTR 0 7,338 0
CAMECO CORP COM 13321L108 483 25,182 SH   OTR 0 25,182 0
CANADIAN IMP BK COMM COM 136069101 12,643 111,040 SH   DFND 111,040 0 0
CANADIAN IMP BK COMM COM 136069101 10,732 94,256 SH   OTR 0 94,256 0
CANADIAN NAT RES LTD COM 136385101 7,793 214,802 SH   DFND 214,802 0 0
CANADIAN NAT RES LTD COM 136385101 5,177 142,696 SH   OTR 0 142,696 0
CANADIAN NATL RY CO COM 136375102 28,394 269,086 SH   DFND 269,086 0 0
CANADIAN NATL RY CO COM 136375102 12,365 117,182 SH   OTR 0 117,182 0
CANADIAN PAC RY LTD COM 13645T100 16,028 208,399 SH   DFND 208,399 0 0
CANADIAN PAC RY LTD COM 13645T100 2,887 37,537 SH   OTR 0 37,537 0
CATERPILLAR INC COM 149123101 566 2,601 SH   OTR 0 2,601 0
CGI INC CL A SUB VTG 12532H104 12,047 132,969 SH   DFND 132,969 0 0
CGI INC CL A SUB VTG 12532H104 1,069 11,799 SH   OTR 0 11,799 0
CHEVRON CORP NEW COM 166764100 320 3,055 SH   OTR 0 3,055 0
CISCO SYS INC COM 17275R102 1,797 33,906 SH   DFND 33,906 0 0
CISCO SYS INC COM 17275R102 208 3,925 SH   OTR 0 3,925 0
CITIGROUP INC COM NEW 172967424 2,204 31,152 SH   DFND 31,152 0 0
CME GROUP INC COM 12572Q105 447 2,102 SH   OTR 0 2,102 0
COCA COLA CO COM 191216100 1,693 31,288 SH   DFND 31,288 0 0
COCA COLA CO COM 191216100 555 10,257 SH   OTR 0 10,257 0
COLGATE PALMOLIVE CO COM 194162103 226 2,778 SH   OTR 0 2,778 0
COLLIERS INTL GROUP INC SUB VTG SHS 194693107 437 3,902 SH   DFND 3,902 0 0
COMCAST CORP NEW CL A 20030N101 6,134 107,576 SH   DFND 107,576 0 0
COMCAST CORP NEW CL A 20030N101 4,255 74,623 SH   OTR 0 74,623 0
COSTCO WHSL CORP NEW COM 22160K105 7,869 19,888 SH   DFND 19,888 0 0
COSTCO WHSL CORP NEW COM 22160K105 5,780 14,608 SH   OTR 0 14,608 0
DANAHER CORPORATION COM 235851102 9,203 34,293 SH   DFND 34,293 0 0
DANAHER CORPORATION COM 235851102 3,811 14,201 SH   OTR 0 14,201 0
DEERE & CO COM 244199105 600 1,701 SH   OTR 0 1,701 0
DESCARTES SYS GROUP INC COM 249906108 1,710 24,725 SH   DFND 24,725 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 671 3,500 SH   DFND 3,500 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 388 2,024 SH   OTR 0 2,024 0
DISNEY WALT CO COM 254687106 4,826 27,456 SH   DFND 27,456 0 0
DISNEY WALT CO COM 254687106 3,385 19,258 SH   OTR 0 19,258 0
DOW INC COM 260557103 272 4,298 SH   DFND 4,298 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 316 3,201 SH   OTR 0 3,201 0
DUPONT DE NEMOURS INC COM 26614N102 1,810 23,382 SH   OTR 0 23,382 0
DUPONT DE NEMOURS INC COM 26614N102 3,678 47,513 SH   DFND 47,513 0 0
ENBRIDGE INC COM 29250N105 18,465 461,164 SH   DFND 461,164 0 0
ENBRIDGE INC COM 29250N105 11,433 285,539 SH   OTR 0 285,539 0
EXXON MOBIL CORP COM 30231G102 331 5,247 SH   OTR 0 5,247 0
FACEBOOK INC CL A 30303M102 258 742 SH   DFND 742 0 0
FACEBOOK INC CL A 30303M102 445 1,280 SH   OTR 0 1,280 0
FIRSTSERVICE CORP NEW COM 33767E202 246 1,436 SH   DFND 1,436 0 0
FORD MTR CO DEL COM 345370860 1,671 112,450 SH   DFND 112,450 0 0
FORTIS INC COM 349553107 7,784 175,989 SH   DFND 175,989 0 0
FORTIS INC COM 349553107 6,710 151,707 SH   OTR 0 151,707 0
FORTIVE CORP COM 34959J108 1,237 17,737 SH   OTR 0 17,737 0
FORTIVE CORP COM 34959J108 1,846 26,470 SH   DFND 26,470 0 0
FRANCO NEV CORP COM 351858105 9,823 67,712 SH   DFND 67,712 0 0
FRANCO NEV CORP COM 351858105 2,249 15,503 SH   OTR 0 15,503 0
GENERAL ELECTRIC CO COM 369604103 808 60,030 SH   DFND 60,030 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 862 21,647 SH   OTR 0 21,647 0
GRANITE REAL ESTATE INVT TR UNIT 99/99/9999 387437114 236 3,555 SH   DFND 3,555 0 0
HOME DEPOT INC COM 437076102 2,852 8,944 SH   DFND 8,944 0 0
HOME DEPOT INC COM 437076102 541 1,697 SH   OTR 0 1,697 0
HONEYWELL INTL INC COM 438516106 6,755 30,796 SH   DFND 30,796 0 0
HONEYWELL INTL INC COM 438516106 4,074 18,573 SH   OTR 0 18,573 0
HOWMET AEROSPACE INC COM 443201108 558 16,188 SH   DFND 16,188 0 0
ILLUMINA INC COM 452327109 1,420 3,001 SH   DFND 3,001 0 0
ILLUMINA INC COM 452327109 280 592 SH   OTR 0 592 0
INTEL CORP COM 458140100 368 6,555 SH   OTR 0 6,555 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 278 2,342 SH   OTR 0 2,342 0
ISHARES TR INTL SEL DIV ETF 464288448 426 13,148 SH   OTR 0 13,148 0
JOHNSON & JOHNSON COM 478160104 10,780 65,436 SH   DFND 65,436 0 0
JOHNSON & JOHNSON COM 478160104 4,998 30,339 SH   OTR 0 30,339 0
JPMORGAN CHASE & CO COM 46625H100 27,688 178,012 SH   DFND 178,012 0 0
JPMORGAN CHASE & CO COM 46625H100 4,121 26,495 SH   OTR 0 26,495 0
LAUDER ESTEE COS INC CL A 518439104 5,512 17,329 SH   DFND 17,329 0 0
LAUDER ESTEE COS INC CL A 518439104 1,684 5,294 SH   OTR 0 5,294 0
LINDE PLC SHS G5494J103 2,160 7,471 SH   DFND 7,471 0 0
LINDE PLC SHS G5494J103 1,767 6,112 SH   OTR 0 6,112 0
LOWES COS INC COM 548661107 311 1,603 SH   OTR 0 1,603 0
MAGNA INTL INC COM 559222401 547 5,905 SH   DFND 5,905 0 0
MAGNA INTL INC COM 559222401 290 3,130 SH   OTR 0 3,130 0
MANULIFE FINL CORP COM 56501R106 11,745 596,193 SH   DFND 596,193 0 0
MANULIFE FINL CORP COM 56501R106 5,570 282,741 SH   OTR 0 282,741 0
MARATHON OIL CORP COM 565849106 306 22,467 SH   DFND 22,467 0 0
MARATHON PETE CORP COM 56585A102 1,355 22,426 SH   DFND 22,426 0 0
MASTERCARD INCORPORATED CL A 57636Q104 7,130 19,529 SH   DFND 19,529 0 0
MASTERCARD INCORPORATED CL A 57636Q104 4,383 12,005 SH   OTR 0 12,005 0
MCDONALDS CORP COM 580135101 769 3,329 SH   DFND 3,329 0 0
MCDONALDS CORP COM 580135101 1,036 4,485 SH   OTR 0 4,485 0
MEDTRONIC PLC SHS G5960L103 9,231 74,366 SH   DFND 74,366 0 0
MEDTRONIC PLC SHS G5960L103 3,963 31,926 SH   OTR 0 31,926 0
MERCK & CO INC COM 58933Y105 304 3,909 SH   OTR 0 3,909 0
METLIFE INC COM 59156R108 694 11,596 SH   DFND 11,596 0 0
MICROSOFT CORP COM 594918104 24,792 91,517 SH   DFND 91,517 0 0
MICROSOFT CORP COM 594918104 14,325 52,879 SH   OTR 0 52,879 0
MONDELEZ INTL INC CL A 609207105 305 4,885 SH   DFND 4,885 0 0
MONDELEZ INTL INC CL A 609207105 361 5,782 SH   OTR 0 5,782 0
MORGAN STANLEY COM NEW 617446448 545 5,944 SH   OTR 0 5,944 0
NEXTERA ENERGY INC COM 65339F101 341 4,653 SH   DFND 4,653 0 0
NEXTERA ENERGY INC COM 65339F101 369 5,035 SH   OTR 0 5,035 0
NIKE INC CL B 654106103 6,095 39,452 SH   DFND 39,452 0 0
NIKE INC CL B 654106103 3,623 23,451 SH   OTR 0 23,451 0
NOVO-NORDISK A S ADR 670100205 335 3,999 SH   DFND 3,999 0 0
NOVO-NORDISK A S ADR 670100205 287 3,426 SH   OTR 0 3,426 0
NUTRIEN LTD COM 67077M108 11,950 197,162 SH   DFND 197,162 0 0
NUTRIEN LTD COM 67077M108 5,459 90,068 SH   OTR 0 90,068 0
OPEN TEXT CORP COM 683715106 8,864 174,488 SH   DFND 174,488 0 0
OPEN TEXT CORP COM 683715106 522 10,276 SH   OTR 0 10,276 0
ORACLE CORP COM 68389X105 428 5,498 SH   DFND 5,498 0 0
ORACLE CORP COM 68389X105 983 12,628 SH   OTR 0 12,628 0
OREILLY AUTOMOTIVE INC COM 67103H107 283 500 SH   DFND 500 0 0
PEMBINA PIPELINE CORP COM 706327103 2,609 82,121 SH   DFND 82,121 0 0
PEMBINA PIPELINE CORP COM 706327103 904 28,455 SH   OTR 0 28,455 0
PEPSICO INC COM 713448108 298 2,011 SH   DFND 2,011 0 0
PEPSICO INC COM 713448108 418 2,821 SH   OTR 0 2,821 0
PFIZER INC COM 717081103 4,428 113,075 SH   DFND 113,075 0 0
PFIZER INC COM 717081103 2,595 66,267 SH   OTR 0 66,267 0
PROCTER AND GAMBLE CO COM 742718109 539 3,995 SH   DFND 3,995 0 0
PROCTER AND GAMBLE CO COM 742718109 779 5,773 SH   OTR 0 5,773 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 3,032 35,541 SH   DFND 35,541 0 0
RESTAURANT BRANDS INTL INC COM 76131D103 12,913 200,388 SH   DFND 200,388 0 0
RESTAURANT BRANDS INTL INC COM 76131D103 2,468 38,299 SH   OTR 0 38,299 0
RIO TINTO PLC SPONSORED ADR 767204100 210 2,503 SH   OTR 0 2,503 0
RITCHIE BROS AUCTIONEERS COM 767744105 3,256 54,926 SH   DFND 54,926 0 0
ROGERS COMMUNICATIONS INC CL B 775109200 13,567 255,307 SH   DFND 255,307 0 0
ROGERS COMMUNICATIONS INC CL B 775109200 6,647 125,085 SH   OTR 0 125,085 0
ROPER TECHNOLOGIES INC COM 776696106 213 453 SH   OTR 0 453 0
ROYAL BK CDA COM 780087102 47,759 471,414 SH   DFND 471,414 0 0
ROYAL BK CDA COM 780087102 72,916 719,732 SH   OTR 0 719,732 0
S&P GLOBAL INC COM 78409V104 342 833 SH   DFND 833 0 0
S&P GLOBAL INC COM 78409V104 586 1,428 SH   OTR 0 1,428 0
SALESFORCE COM INC COM 79466L302 244 999 SH   OTR 0 999 0
SHAW COMMUNICATIONS INC CL B CONV 82028K200 13,298 459,820 SH   DFND 459,820 0 0
SHAW COMMUNICATIONS INC CL B CONV 82028K200 2,845 98,375 SH   OTR 0 98,375 0
SHOPIFY INC CL A 82509L107 351 240 SH   OTR 0 240 0
SHOPIFY INC CL A 82509L107 2,161 1,479 SH   DFND 1,479 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,104 2,579 SH   DFND 2,579 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 484 1,131 SH   OTR 0 1,131 0
SPDR SER TR S&P DIVID ETF 78464A763 286 2,339 SH   DFND 2,339 0 0
SPROTT PHYSICAL PLAT PALLAD UNIT 85207Q104 376 19,989 SH   DFND 19,989 0 0
STANTEC INC COM 85472N109 2,114 47,378 SH   DFND 47,378 0 0
SUN LIFE FINANCIAL INC. COM 866796105 6,238 121,032 SH   DFND 121,032 0 0
SUN LIFE FINANCIAL INC. COM 866796105 2,894 56,151 SH   OTR 0 56,151 0
SUNCOR ENERGY INC NEW COM 867224107 9,186 383,229 SH   DFND 383,229 0 0
SUNCOR ENERGY INC NEW COM 867224107 4,438 185,148 SH   OTR 0 185,148 0
TARGET CORP COM 87612E106 242 1,001 SH   OTR 0 1,001 0
TC ENERGY CORP COM 87807B107 21,649 437,177 SH   DFND 437,177 0 0
TC ENERGY CORP COM 87807B107 20,113 406,159 SH   OTR 0 406,159 0
TE CONNECTIVITY LTD REG SHS H84989104 3,162 23,386 SH   OTR 0 23,386 0
TE CONNECTIVITY LTD REG SHS H84989104 5,887 43,540 SH   DFND 43,540 0 0
TECK RESOURCES LTD CL B 878742204 348 15,104 SH   DFND 15,104 0 0
TELUS CORPORATION COM 87971M103 17,800 793,580 SH   DFND 793,580 0 0
TELUS CORPORATION COM 87971M103 7,230 322,336 SH   OTR 0 322,336 0
THERMO FISHER SCIENTIFIC INC COM 883556102 279 553 SH   OTR 0 553 0
THOMSON REUTERS CORP. COM NEW 884903709 13,953 140,485 SH   DFND 140,485 0 0
THOMSON REUTERS CORP. COM NEW 884903709 2,046 20,600 SH   OTR 0 20,600 0
TORONTO DOMINION BK ONT COM NEW 891160509 44,202 631,006 SH   DFND 631,006 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 23,030 328,765 SH   OTR 0 328,765 0
TRAVELERS COMPANIES INC COM 89417E109 1,811 12,097 SH   DFND 12,097 0 0
UNILEVER PLC SPON ADR NEW 904767704 2,314 39,556 SH   DFND 39,556 0 0
UNION PAC CORP COM 907818108 228 1,037 SH   OTR 0 1,037 0
UNITED PARCEL SERVICE INC CL B 911312106 346 1,664 SH   OTR 0 1,664 0
UNITEDHEALTH GROUP INC COM 91324P102 2,393 5,976 SH   DFND 5,976 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,825 4,557 SH   OTR 0 4,557 0
VALERO ENERGY CORP COM 91913Y100 898 11,501 SH   OTR 0 11,501 0
VALERO ENERGY CORP COM 91913Y100 280 3,586 SH   DFND 3,586 0 0
VERISK ANALYTICS INC COM 92345Y106 234 1,339 SH   OTR 0 1,339 0
VERIZON COMMUNICATIONS INC COM 92343V104 357 6,372 SH   OTR 0 6,372 0
VISA INC COM CL A 92826C839 13,355 57,117 SH   DFND 57,117 0 0
VISA INC COM CL A 92826C839 5,918 25,310 SH   OTR 0 25,310 0
WALMART INC COM 931142103 245 1,737 SH   OTR 0 1,737 0
WASTE CONNECTIONS INC COM 94106B101 11,479 96,115 SH   DFND 96,115 0 0
WASTE CONNECTIONS INC COM 94106B101 1,253 10,492 SH   OTR 0 10,492 0
WASTE MGMT INC DEL COM 94106L109 553 3,947 SH   DFND 3,947 0 0
WELLS FARGO CO NEW COM 949746101 242 5,343 SH   OTR 0 5,343 0
WHEATON PRECIOUS METALS CORP COM 962879102 569 12,911 SH   DFND 12,911 0 0
YUM CHINA HLDGS INC COM 98850P109 234 3,532 SH   OTR 0 3,532 0