The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   429 2,433 SH   OTR 0 2,433 0
ABBOTT LABS COM 002824100   309 3,556 SH   OTR 0 3,556 0
ABBVIE INC COM 00287Y109   314 3,550 SH   OTR 0 3,550 0
AGNICO EAGLE MINES LTD COM 008474108   441 7,166 SH   DFND 7,166 0 0
AIR PRODS & CHEMS INC COM 009158106   1,251 5,323 SH   DFND 5,323 0 0
ALGONQUIN PWR UTILS CORP COM 015857105   164 11,581 SH   DFND 11,581 0 0
ALPHABET INC CAP STK CL C 02079K107   1,191 891 SH   DFND 891 0 0
ALPHABET INC CAP STK CL C 02079K107   1,118 836 SH   OTR 0 836 0
ALPHABET INC CAP STK CL A 02079K305   6,126 4,574 SH   DFND 4,574 0 0
ALPHABET INC CAP STK CL A 02079K305   5,826 4,350 SH   OTR 0 4,350 0
AMAZON COM INC COM 023135106   626 339 SH   DFND 339 0 0
AMAZON COM INC COM 023135106   839 454 SH   OTR 0 454 0
AMERICAN ELEC PWR CO INC COM 025537101   240 2,540 SH   OTR 0 2,540 0
AMERICAN TOWER CORP NEW COM 03027X100   344 1,495 SH   DFND 1,495 0 0
AMERICAN TOWER CORP NEW COM 03027X100   278 1,208 SH   OTR 0 1,208 0
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108   246 2,993 SH   OTR 0 2,993 0
APPLE INC COM 037833100   5,383 18,330 SH   DFND 18,330 0 0
APPLE INC COM 037833100   4,421 15,056 SH   OTR 0 15,056 0
AT&T INC COM 00206R102   262 6,700 SH   OTR 0 6,700 0
AUTOMATIC DATA PROCESSING IN COM 053015103   404 2,372 SH   OTR 0 2,372 0
B2GOLD CORP COM 11777Q209   84 21,046 SH   DFND 21,046 0 0
BANK AMER CORP COM 060505104   1,578 44,816 SH   OTR 0 44,816 0
BANK AMER CORP COM 060505104   3,907 110,930 SH   DFND 110,930 0 0
BANK MONTREAL QUE COM 063671101   28,639 369,532 SH   OTR 0 369,532 0
BANK MONTREAL QUE COM 063671101   20,905 269,743 SH   DFND 269,743 0 0
BANK N S HALIFAX COM 064149107   9,510 168,354 SH   DFND 168,354 0 0
BANK N S HALIFAX COM 064149107   34,388 608,738 SH   OTR 0 608,738 0
BCE INC COM NEW 05534B760   20,254 436,969 SH   DFND 436,969 0 0
BCE INC COM NEW 05534B760   13,162 283,960 SH   OTR 0 283,960 0
BECTON DICKINSON & CO COM 075887109   373 1,373 SH   OTR 0 1,373 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   693 3,061 SH   OTR 0 3,061 0
BOOKING HLDGS INC COM 09857L108   476 232 SH   OTR 0 232 0
BRISTOL MYERS SQUIBB CO COM 110122108   228 3,550 SH   OTR 0 3,550 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104   17,243 298,319 SH   DFND 298,319 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104   3,439 59,499 SH   OTR 0 59,499 0
BROOKFIELD BUSINESS PARTNERS UNIT LTD LP G16234109   444 10,755 SH   DFND 10,755 0 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101   1,309 26,182 SH   DFND 26,182 0 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101   805 16,111 SH   OTR 0 16,111 0
BROOKFIELD PROPERTY PARTRS L UNIT LTD PARTN G16249107   260 14,233 SH   OTR 0 14,233 0
CAE INC COM 124765108   1,497 56,576 SH   DFND 56,576 0 0
CAMECO CORP COM 13321L108   235 26,390 SH   OTR 0 26,390 0
CANADIAN NAT RES LTD COM 136385101   9,848 304,426 SH   DFND 304,426 0 0
CANADIAN NAT RES LTD COM 136385101   5,149 159,173 SH   OTR 0 159,173 0
CANADIAN NATL RY CO COM 136375102   22,961 253,848 SH   DFND 253,848 0 0
CANADIAN NATL RY CO COM 136375102   12,292 135,903 SH   OTR 0 135,903 0
CANADIAN PAC RY LTD COM 13645T100   11,095 43,518 SH   DFND 43,518 0 0
CANADIAN PAC RY LTD COM 13645T100   2,698 10,582 SH   OTR 0 10,582 0
CARNIVAL CORP UNIT 99/99/9999 143658300   203 4,000 SH   OTR 0 4,000 0
CATERPILLAR INC DEL COM 149123101   384 2,600 SH   OTR 0 2,600 0
CDN IMPERIAL BK COMM TORONTO COM 136069101   11,920 143,274 SH   DFND 143,274 0 0
CDN IMPERIAL BK COMM TORONTO COM 136069101   8,349 100,351 SH   OTR 0 100,351 0
CGI INC CL A SUB VTG 12532H104   10,033 119,852 SH   DFND 119,852 0 0
CGI INC CL A SUB VTG 12532H104   1,136 13,565 SH   OTR 0 13,565 0
CHEVRON CORP NEW COM 166764100   480 3,979 SH   OTR 0 3,979 0
CME GROUP INC COM 12572Q105   377 1,878 SH   OTR 0 1,878 0
COCA COLA CO COM 191216100   554 10,007 SH   OTR 0 10,007 0
COCA COLA CO COM 191216100   2,516 45,463 SH   DFND 45,463 0 0
COLGATE PALMOLIVE CO COM 194162103   282 4,100 SH   OTR 0 4,100 0
COMCAST CORP NEW CL A 20030N101   3,539 78,701 SH   OTR 0 78,701 0
COMCAST CORP NEW CL A 20030N101   5,093 113,261 SH   DFND 113,261 0 0
COSTCO WHSL CORP NEW COM 22160K105   5,611 19,090 SH   DFND 19,090 0 0
COSTCO WHSL CORP NEW COM 22160K105   4,940 16,808 SH   OTR 0 16,808 0
CRESCENT PT ENERGY CORP COM 22576C101   152 33,907 SH   OTR 0 33,907 0
DANAHER CORPORATION COM 235851102   5,330 34,729 SH   DFND 34,729 0 0
DANAHER CORPORATION COM 235851102   1,948 12,694 SH   OTR 0 12,694 0
DEERE & CO COM 244199105   415 2,395 SH   OTR 0 2,395 0
DIAGEO P L C SPON ADR NEW 25243Q205   313 1,856 SH   OTR 0 1,856 0
DISNEY WALT CO COM DISNEY 254687106   2,366 16,358 SH   OTR 0 16,358 0
DISNEY WALT CO COM DISNEY 254687106   5,186 35,860 SH   DFND 35,860 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   292 3,200 SH   OTR 0 3,200 0
DUPONT DE NEMOURS INC COM 26614N102   2,255 35,126 SH   DFND 35,126 0 0
DUPONT DE NEMOURS INC COM 26614N102   1,464 22,810 SH   OTR 0 22,810 0
ENBRIDGE INC COM 29250N105   12,853 323,165 SH   DFND 323,165 0 0
ENBRIDGE INC COM 29250N105   12,033 302,574 SH   OTR 0 302,574 0
EXXON MOBIL CORP COM 30231G102   588 8,425 SH   OTR 0 8,425 0
FACEBOOK INC CL A 30303M102   276 1,344 SH   DFND 1,344 0 0
FACEBOOK INC CL A 30303M102   311 1,515 SH   OTR 0 1,515 0
FORTIS INC COM 349553107   8,318 200,344 SH   DFND 200,344 0 0
FORTIS INC COM 349553107   7,829 188,562 SH   OTR 0 188,562 0
FORTIVE CORP COM 34959J108   1,695 22,185 SH   DFND 22,185 0 0
FORTIVE CORP COM 34959J108   548 7,175 SH   OTR 0 7,175 0
FRANCO NEVADA CORP COM 351858105   1,551 15,010 SH   OTR 0 15,010 0
FRANCO NEVADA CORP COM 351858105   8,732 84,529 SH   DFND 84,529 0 0
GILDAN ACTIVEWEAR INC COM 375916103   688 23,300 SH   DFND 23,300 0 0
GILDAN ACTIVEWEAR INC COM 375916103   272 9,206 SH   OTR 0 9,206 0
HOME DEPOT INC COM 437076102   1,548 7,090 SH   DFND 7,090 0 0
HOME DEPOT INC COM 437076102   358 1,639 SH   OTR 0 1,639 0
HONEYWELL INTL INC COM 438516106   7,491 42,324 SH   DFND 42,324 0 0
HONEYWELL INTL INC COM 438516106   3,700 20,906 SH   OTR 0 20,906 0
IMPERIAL OIL LTD COM NEW 453038408   3,198 120,820 SH   DFND 120,820 0 0
INTEL CORP COM 458140100   376 6,285 SH   OTR 0 6,285 0
ISHARES TR INTL SEL DIV ETF 464288448   582 17,350 SH   OTR 0 17,350 0
JOHNSON & JOHNSON COM 478160104   5,072 34,774 SH   OTR 0 34,774 0
JOHNSON & JOHNSON COM 478160104   10,008 68,607 SH   DFND 68,607 0 0
JPMORGAN CHASE & CO COM 46625H100   6,807 48,834 SH   DFND 48,834 0 0
JPMORGAN CHASE & CO COM 46625H100   3,183 22,832 SH   OTR 0 22,832 0
LAUDER ESTEE COS INC CL A 518439104   4,490 21,740 SH   DFND 21,740 0 0
LAUDER ESTEE COS INC CL A 518439104   1,101 5,329 SH   OTR 0 5,329 0
LINDE PLC SHS G5494J103   1,722 8,088 SH   DFND 8,088 0 0
LINDE PLC SHS G5494J103   1,690 7,936 SH   OTR 0 7,936 0
LOCKHEED MARTIN CORP COM 539830109   233 599 SH   OTR 0 599 0
MAGNA INTL INC COM 559222401   859 15,663 SH   OTR 0 15,663 0
MANULIFE FINL CORP COM 56501R106   11,068 545,516 SH   DFND 545,516 0 0
MANULIFE FINL CORP COM 56501R106   6,685 329,463 SH   OTR 0 329,463 0
MASTERCARD INC CL A 57636Q104   3,955 13,246 SH   OTR 0 13,246 0
MASTERCARD INC CL A 57636Q104   6,055 20,279 SH   DFND 20,279 0 0
MCDONALDS CORP COM 580135101   814 4,120 SH   DFND 4,120 0 0
MCDONALDS CORP COM 580135101   981 4,962 SH   OTR 0 4,962 0
MEDTRONIC PLC SHS G5960L103   7,865 69,327 SH   DFND 69,327 0 0
MEDTRONIC PLC SHS G5960L103   3,680 32,440 SH   OTR 0 32,440 0
MERCK & CO INC COM 58933Y105   505 5,550 SH   OTR 0 5,550 0
MICROSOFT CORP COM 594918104   13,977 88,629 SH   DFND 88,629 0 0
MICROSOFT CORP COM 594918104   10,744 68,128 SH   OTR 0 68,128 0
MONDELEZ INTL INC CL A 609207105   303 5,495 SH   OTR 0 5,495 0
MONDELEZ INTL INC CL A 609207105   238 4,323 SH   DFND 4,323 0 0
MORGAN STANLEY COM NEW 617446448   308 6,025 SH   OTR 0 6,025 0
NEXTERA ENERGY INC COM 65339F101   266 1,099 SH   DFND 1,099 0 0
NEXTERA ENERGY INC COM 65339F101   289 1,192 SH   OTR 0 1,192 0
NIKE INC CL B 654106103   4,304 42,486 SH   DFND 42,486 0 0
NIKE INC CL B 654106103   2,827 27,903 SH   OTR 0 27,903 0
NOVO-NORDISK A S ADR 670100205   235 4,055 SH   OTR 0 4,055 0
NUTRIEN LTD COM 67077M108   7,865 164,165 SH   DFND 164,165 0 0
NUTRIEN LTD COM 67077M108   3,140 65,543 SH   OTR 0 65,543 0
O REILLY AUTOMOTIVE INC NEW COM 67103H107   219 500 SH   DFND 500 0 0
ONEOK INC NEW COM 682680103   227 3,000 SH   OTR 0 3,000 0
OPEN TEXT CORP COM 683715106   5,706 129,484 SH   DFND 129,484 0 0
OPEN TEXT CORP COM 683715106   257 5,841 SH   OTR 0 5,841 0
ORACLE CORP COM 68389X105   701 13,222 SH   OTR 0 13,222 0
ORACLE CORP COM 68389X105   478 9,027 SH   DFND 9,027 0 0
PEMBINA PIPELINE CORP COM 706327103   8,035 216,808 SH   DFND 216,808 0 0
PEMBINA PIPELINE CORP COM 706327103   3,344 90,222 SH   OTR 0 90,222 0
PEPSICO INC COM 713448108   434 3,177 SH   OTR 0 3,177 0
PFIZER INC COM 717081103   1,119 28,560 SH   DFND 28,560 0 0
PFIZER INC COM 717081103   1,468 37,456 SH   OTR 0 37,456 0
PNC FINL SVCS GROUP INC COM 693475105   295 1,850 SH   OTR 0 1,850 0
PROCTER & GAMBLE CO COM 742718109   202 1,615 SH   DFND 1,615 0 0
PROCTER & GAMBLE CO COM 742718109   437 3,500 SH   OTR 0 3,500 0
RESTAURANT BRANDS INTL INC COM 76131D103   9,836 154,240 SH   DFND 154,240 0 0
RESTAURANT BRANDS INTL INC COM 76131D103   2,275 35,670 SH   OTR 0 35,670 0
ROGERS COMMUNICATIONS INC CL B 775109200   10,793 217,286 SH   DFND 217,286 0 0
ROGERS COMMUNICATIONS INC CL B 775109200   6,562 132,115 SH   OTR 0 132,115 0
ROYAL BK CDA MONTREAL QUE COM 780087102   35,349 446,328 SH   DFND 446,328 0 0
ROYAL BK CDA MONTREAL QUE COM 780087102   61,017 770,419 SH   OTR 0 770,419 0
SHAW COMMUNICATIONS INC CL B CONV 82028K200   11,344 559,092 SH   DFND 559,092 0 0
SHAW COMMUNICATIONS INC CL B CONV 82028K200   2,324 114,532 SH   OTR 0 114,532 0
SILVERCREST METALS INC COM 828363101   67 10,000 SH   DFND 10,000 0 0
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109   285 1,000 SH   DFND 1,000 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   348 1,080 SH   OTR 0 1,080 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   853 2,650 SH   DFND 2,650 0 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763   252 2,340 SH   DFND 2,340 0 0
SUN LIFE FINL INC COM 866796105   3,230 70,886 SH   OTR 0 70,886 0
SUN LIFE FINL INC COM 866796105   4,404 96,646 SH   DFND 96,646 0 0
SUNCOR ENERGY INC NEW COM 867224107   13,190 402,131 SH   DFND 402,131 0 0
SUNCOR ENERGY INC NEW COM 867224107   7,050 214,949 SH   OTR 0 214,949 0
TC ENERGY CORP COM 87807B107   15,126 283,730 SH   DFND 283,730 0 0
TC ENERGY CORP COM 87807B107   22,733 426,422 SH   OTR 0 426,422 0
TE CONNECTIVITY LTD REG SHS H84989104   3,962 41,338 SH   DFND 41,338 0 0
TE CONNECTIVITY LTD REG SHS H84989104   1,966 20,514 SH   OTR 0 20,514 0
TECK RESOURCES LTD CL B 878742204   192 11,078 SH   DFND 11,078 0 0
TELUS CORP COM 87971M103   6,787 175,237 SH   OTR 0 175,237 0
TELUS CORP COM 87971M103   11,238 290,155 SH   DFND 290,155 0 0
THOMSON REUTERS CORP COM NEW 884903709   1,629 22,758 SH   OTR 0 22,758 0
THOMSON REUTERS CORP COM NEW 884903709   8,336 116,424 SH   DFND 116,424 0 0
TORONTO DOMINION BK ONT COM NEW 891160509   31,096 553,995 SH   DFND 553,995 0 0
TORONTO DOMINION BK ONT COM NEW 891160509   22,001 391,971 SH   OTR 0 391,971 0
UNILEVER N V N Y SHS NEW 904784709   3,719 64,725 SH   DFND 64,725 0 0
UNILEVER N V N Y SHS NEW 904784709   2,037 35,459 SH   OTR 0 35,459 0
UNION PACIFIC CORP COM 907818108   226 1,248 SH   OTR 0 1,248 0
UNITED PARCEL SERVICE INC CL B 911312106   2,626 22,431 SH   DFND 22,431 0 0
UNITED PARCEL SERVICE INC CL B 911312106   1,546 13,205 SH   OTR 0 13,205 0
UNITED TECHNOLOGIES CORP COM 913017109   273 1,821 SH   OTR 0 1,821 0
UNITEDHEALTH GROUP INC COM 91324P102   2,653 9,026 SH   DFND 9,026 0 0
UNITEDHEALTH GROUP INC COM 91324P102   1,317 4,479 SH   OTR 0 4,479 0
VALERO ENERGY CORP NEW COM 91913Y100   1,203 12,850 SH   OTR 0 12,850 0
VALERO ENERGY CORP NEW COM 91913Y100   313 3,337 SH   DFND 3,337 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   688 11,200 SH   DFND 11,200 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   381 6,207 SH   OTR 0 6,207 0
VISA INC COM CL A 92826C839   9,547 50,809 SH   DFND 50,809 0 0
VISA INC COM CL A 92826C839   5,163 27,476 SH   OTR 0 27,476 0
WALMART INC COM 931142103   205 1,721 SH   DFND 1,721 0 0
WASTE CONNECTIONS INC COM 94106B101   7,404 81,551 SH   DFND 81,551 0 0
WASTE CONNECTIONS INC COM 94106B101   744 8,197 SH   OTR 0 8,197 0
WELLS FARGO CO NEW COM 949746101   1,453 27,015 SH   OTR 0 27,015 0
WHEATON PRECIOUS METALS CORP COM 962879102   450 15,124 SH   DFND 15,124 0 0