The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 2,525 13,254 SH   OTR 0 13,254 0
3M CO COM 88579Y101 6,233 32,711 SH   DFND 32,711 0 0
ABBOTT LABS COM 002824100 225 3,115 SH   OTR 0 3,115 0
ABBVIE INC COM 00287Y109 360 3,900 SH   OTR 0 3,900 0
AIR PRODS & CHEMS INC COM 009158106 983 6,139 SH   DFND 6,139 0 0
ALGONQUIN PWR UTILS CORP COM 015857105 151 15,045 SH   DFND 15,045 0 0
ALGONQUIN PWR UTILS CORP COM 015857105 159 15,800 SH   OTR 0 15,800 0
ALPHABET INC CAP STK CL C 02079K107 856 827 SH   DFND 827 0 0
ALPHABET INC CAP STK CL C 02079K107 932 900 SH   OTR 0 900 0
ALPHABET INC CAP STK CL A 02079K305 5,244 5,018 SH   DFND 5,018 0 0
ALPHABET INC CAP STK CL A 02079K305 4,427 4,237 SH   OTR 0 4,237 0
AMAZON COM INC COM 023135106 533 355 SH   OTR 0 355 0
AMERICAN TOWER CORP NEW COM 03027X100 240 1,516 SH   OTR 0 1,516 0
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 1,013 15,400 SH   DFND 15,400 0 0
APPLE INC COM 037833100 4,429 28,078 SH   DFND 28,078 0 0
APPLE INC COM 037833100 2,744 17,397 SH   OTR 0 17,397 0
AT&T INC COM 00206R102 234 8,189 SH   OTR 0 8,189 0
AUTOMATIC DATA PROCESSING IN COM 053015103 344 2,623 SH   DFND 2,623 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 449 3,427 SH   OTR 0 3,427 0
BANK AMER CORP COM 060505104 1,017 41,287 SH   OTR 0 41,287 0
BANK AMER CORP COM 060505104 3,468 140,746 SH   DFND 140,746 0 0
BANK MONTREAL QUE COM 063671101 24,407 373,486 SH   OTR 0 373,486 0
BANK MONTREAL QUE COM 063671101 16,252 248,687 SH   DFND 248,687 0 0
BANK N S HALIFAX COM 064149107 9,607 192,633 SH   DFND 192,633 0 0
BANK N S HALIFAX COM 064149107 30,849 618,594 SH   OTR 0 618,594 0
BCE INC COM NEW 05534B760 17,438 441,129 SH   DFND 441,129 0 0
BCE INC COM NEW 05534B760 12,232 309,432 SH   OTR 0 309,432 0
BECTON DICKINSON & CO COM 075887109 239 1,059 SH   OTR 0 1,059 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 733 3,589 SH   OTR 0 3,589 0
BRISTOL MYERS SQUIBB CO COM 110122108 205 3,950 SH   OTR 0 3,950 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 2,102 54,821 SH   OTR 0 54,821 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 10,917 284,672 SH   DFND 284,672 0 0
BROOKFIELD BUSINESS PARTNERS UNIT LTD LP G16234109 244 8,044 SH   DFND 8,044 0 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 473 13,705 SH   OTR 0 13,705 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 1,628 47,147 SH   DFND 47,147 0 0
BROOKFIELD PPTY PARTNERS L P UNIT LTD PARTN G16249107 265 16,444 SH   OTR 0 16,444 0
BROOKFIELD RENEWABLE PARTNER PARTNERSHIP UNIT G16258108 804 31,037 SH   DFND 31,037 0 0
CAMECO CORP COM 13321L108 317 27,890 SH   OTR 0 27,890 0
CANADIAN NAT RES LTD COM 136385101 7,417 307,380 SH   DFND 307,380 0 0
CANADIAN NAT RES LTD COM 136385101 3,626 150,285 SH   OTR 0 150,285 0
CANADIAN NATL RY CO COM 136375102 19,921 268,807 SH   DFND 268,807 0 0
CANADIAN NATL RY CO COM 136375102 11,060 149,242 SH   OTR 0 149,242 0
CANADIAN PAC RY LTD COM 13645T100 7,925 44,615 SH   DFND 44,615 0 0
CANADIAN PAC RY LTD COM 13645T100 1,908 10,742 SH   OTR 0 10,742 0
CATERPILLAR INC DEL COM 149123101 330 2,600 SH   OTR 0 2,600 0
CDN IMPERIAL BK COMM TORONTO COM 136069101 9,294 124,680 SH   DFND 124,680 0 0
CDN IMPERIAL BK COMM TORONTO COM 136069101 7,830 105,050 SH   OTR 0 105,050 0
CENOVUS ENERGY INC COM 15135U109 295 41,965 SH   DFND 41,965 0 0
CENOVUS ENERGY INC COM 15135U109 86 12,198 SH   OTR 0 12,198 0
CHECK POINT SOFTWARE TECH LT ORD M22465104 542 5,280 SH   OTR 0 5,280 0
CHEVRON CORP NEW COM 166764100 459 4,216 SH   OTR 0 4,216 0
CME GROUP INC COM CL A 12572Q105 347 1,843 SH   OTR 0 1,843 0
COCA COLA CO COM 191216100 546 11,526 SH   OTR 0 11,526 0
COCA COLA CO COM 191216100 2,525 53,331 SH   DFND 53,331 0 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 256 4,029 SH   OTR 0 4,029 0
COLGATE PALMOLIVE CO COM 194162103 837 14,062 SH   OTR 0 14,062 0
COMCAST CORP NEW CL A 20030N101 3,587 105,344 SH   DFND 105,344 0 0
COMCAST CORP NEW CL A 20030N101 2,759 81,025 SH   OTR 0 81,025 0
COSTCO WHSL CORP NEW COM 22160K105 5,930 29,110 SH   DFND 29,110 0 0
COSTCO WHSL CORP NEW COM 22160K105 3,721 18,264 SH   OTR 0 18,264 0
CRESCENT PT ENERGY CORP COM 22576C101 69 22,996 SH   OTR 0 22,996 0
DANAHER CORP DEL COM 235851102 4,609 44,691 SH   DFND 44,691 0 0
DANAHER CORP DEL COM 235851102 1,353 13,117 SH   OTR 0 13,117 0
DIAGEO P L C SPON ADR NEW 25243Q205 234 1,648 SH   OTR 0 1,648 0
DISNEY WALT CO COM DISNEY 254687106 5,663 51,644 SH   DFND 51,644 0 0
DISNEY WALT CO COM DISNEY 254687106 1,801 16,421 SH   OTR 0 16,421 0
DUKE ENERGY CORP NEW COM NEW 26441C204 276 3,200 SH   OTR 0 3,200 0
ENBRIDGE INC COM 29250N105 7,639 245,794 SH   DFND 245,794 0 0
ENBRIDGE INC COM 29250N105 9,478 304,958 SH   OTR 0 304,958 0
ENCANA CORP COM 292505104 223 38,666 SH   DFND 38,666 0 0
EQUINIX INC COM PAR $0.001 29444U700 202 572 SH   OTR 0 572 0
EXXON MOBIL CORP COM 30231G102 823 12,064 SH   OTR 0 12,064 0
FEDEX CORP COM 31428X106 979 6,067 SH   DFND 6,067 0 0
FEDEX CORP COM 31428X106 781 4,840 SH   OTR 0 4,840 0
FORTIS INC COM 349553107 6,397 191,745 SH   OTR 0 191,745 0
FORTIS INC COM 349553107 4,029 120,765 SH   DFND 120,765 0 0
FORTIVE CORP COM 34959J108 1,573 23,242 SH   DFND 23,242 0 0
FORTIVE CORP COM 34959J108 415 6,132 SH   OTR 0 6,132 0
FRANCO NEVADA CORP COM 351858105 6,265 89,289 SH   DFND 89,289 0 0
FRANCO NEVADA CORP COM 351858105 950 13,532 SH   OTR 0 13,532 0
GILDAN ACTIVEWEAR INC COM 375916103 512 16,873 SH   DFND 16,873 0 0
GOLDCORP INC NEW COM 380956409 268 27,332 SH   DFND 27,332 0 0
GRANITE REAL ESTATE INVT TR UNIT 99/99/9999 387437114 355 9,138 SH   DFND 9,138 0 0
GROUPE CGI INC CL A SUB VTG 39945C109 7,952 129,954 SH   DFND 129,954 0 0
GROUPE CGI INC CL A SUB VTG 39945C109 970 15,854 SH   OTR 0 15,854 0
HOME DEPOT INC COM 437076102 498 2,900 SH   OTR 0 2,900 0
HONEYWELL INTL INC COM 438516106 2,859 21,639 SH   OTR 0 21,639 0
HONEYWELL INTL INC COM 438516106 5,656 42,808 SH   DFND 42,808 0 0
IAMGOLD CORP COM 450913108 153 41,558 SH   DFND 41,558 0 0
IMPERIAL OIL LTD COM NEW 453038408 2,627 103,771 SH   DFND 103,771 0 0
INTEL CORP COM 458140100 336 7,150 SH   OTR 0 7,150 0
ISHARES TR INTL SEL DIV ETF 464288448 498 17,350 SH   OTR 0 17,350 0
JOHNSON & JOHNSON COM 478160104 8,324 64,501 SH   DFND 64,501 0 0
JOHNSON & JOHNSON COM 478160104 4,436 34,374 SH   OTR 0 34,374 0
JPMORGAN CHASE & CO COM 46625H100 4,561 46,721 SH   DFND 46,721 0 0
JPMORGAN CHASE & CO COM 46625H100 2,220 22,746 SH   OTR 0 22,746 0
LAUDER ESTEE COS INC CL A 518439104 3,537 27,184 SH   DFND 27,184 0 0
LAUDER ESTEE COS INC CL A 518439104 749 5,757 SH   OTR 0 5,757 0
LINDE PLC COM G5494J103 1,979 12,685 SH   OTR 0 12,685 0
LINDE PLC COM G5494J103 3,043 19,501 SH   DFND 19,501 0 0
MAGNA INTL INC COM 559222401 762 16,756 SH   OTR 0 16,756 0
MANULIFE FINL CORP COM 56501R106 7,404 521,775 SH   DFND 521,775 0 0
MANULIFE FINL CORP COM 56501R106 4,676 329,507 SH   OTR 0 329,507 0
MASTERCARD INCORPORATED CL A 57636Q104 4,408 23,367 SH   DFND 23,367 0 0
MASTERCARD INCORPORATED CL A 57636Q104 2,977 15,778 SH   OTR 0 15,778 0
MAXAR TECHNOLOGIES LTD COM 57778L103 128 10,695 SH   DFND 10,695 0 0
MCDONALDS CORP COM 580135101 871 4,905 SH   OTR 0 4,905 0
MCDONALDS CORP COM 580135101 562 3,163 SH   DFND 3,163 0 0
MEDTRONIC PLC SHS G5960L103 3,016 33,154 SH   OTR 0 33,154 0
MEDTRONIC PLC SHS G5960L103 6,104 67,107 SH   DFND 67,107 0 0
MERCK & CO INC COM 58933Y105 1,430 18,716 SH   DFND 18,716 0 0
MERCK & CO INC COM 58933Y105 1,108 14,499 SH   OTR 0 14,499 0
MICROSOFT CORP COM 594918104 9,838 96,863 SH   DFND 96,863 0 0
MICROSOFT CORP COM 594918104 7,388 72,734 SH   OTR 0 72,734 0
MONDELEZ INTL INC CL A 609207105 243 6,072 SH   OTR 0 6,072 0
MORGAN STANLEY COM NEW 617446448 242 6,100 SH   OTR 0 6,100 0
NEXTERA ENERGY INC COM 65339F101 260 1,496 SH   OTR 0 1,496 0
NIKE INC CL B 654106103 2,195 29,610 SH   OTR 0 29,610 0
NIKE INC CL B 654106103 3,533 47,657 SH   DFND 47,657 0 0
NUTRIEN LTD COM 67077M108 6,800 144,684 SH   DFND 144,684 0 0
NUTRIEN LTD COM 67077M108 3,157 67,174 SH   OTR 0 67,174 0
O REILLY AUTOMOTIVE INC NEW COM 67103H107 1,198 3,480 SH   DFND 3,480 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 260 4,234 SH   OTR 0 4,234 0
OPEN TEXT CORP COM 683715106 4,285 131,442 SH   DFND 131,442 0 0
ORACLE CORP COM 68389X105 576 12,751 SH   OTR 0 12,751 0
PEMBINA PIPELINE CORP COM 706327103 4,025 135,655 SH   DFND 135,655 0 0
PEMBINA PIPELINE CORP COM 706327103 2,458 82,855 SH   OTR 0 82,855 0
PEPSICO INC COM 713448108 359 3,247 SH   OTR 0 3,247 0
PFIZER INC COM 717081103 1,347 30,851 SH   OTR 0 30,851 0
PFIZER INC COM 717081103 338 7,742 SH   DFND 7,742 0 0
PROCTER AND GAMBLE CO COM 742718109 485 5,280 SH   OTR 0 5,280 0
RESTAURANT BRANDS INTL INC COM 76131D103 7,237 138,377 SH   DFND 138,377 0 0
RESTAURANT BRANDS INTL INC COM 76131D103 1,639 31,331 SH   OTR 0 31,331 0
ROGERS COMMUNICATIONS INC CL B 775109200 13,012 253,845 SH   DFND 253,845 0 0
ROGERS COMMUNICATIONS INC CL B 775109200 7,074 137,994 SH   OTR 0 137,994 0
ROYAL BK CDA MONTREAL QUE COM 780087102 33,017 481,854 SH   DFND 481,854 0 0
ROYAL BK CDA MONTREAL QUE COM 780087102 54,505 795,459 SH   OTR 0 795,459 0
SENSATA TECHNOLOGIES HLDNG P SHS G8060N102 897 20,000 SH   DFND 20,000 0 0
SENSATA TECHNOLOGIES HLDNG P SHS G8060N102 1,154 25,725 SH   OTR 0 25,725 0
SHAW COMMUNICATIONS INC CL B CONV 82028K200 1,998 110,444 SH   OTR 0 110,444 0
SHAW COMMUNICATIONS INC CL B CONV 82028K200 7,713 426,379 SH   DFND 426,379 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 753 3,011 SH   DFND 3,011 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 275 1,100 SH   OTR 0 1,100 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 226 2,525 SH   DFND 2,525 0 0
SUN LIFE FINL INC COM 866796105 3,599 108,427 SH   DFND 108,427 0 0
SUN LIFE FINL INC COM 866796105 2,935 88,416 SH   OTR 0 88,416 0
SUNCOR ENERGY INC NEW COM 867224107 11,054 395,209 SH   DFND 395,209 0 0
SUNCOR ENERGY INC NEW COM 867224107 5,921 211,675 SH   OTR 0 211,675 0
TE CONNECTIVITY LTD REG SHS H84989104 1,986 26,257 SH   DFND 26,257 0 0
TECK RESOURCES LTD CL B 878742204 498 23,121 SH   DFND 23,121 0 0
TELUS CORP COM 87971M103 5,486 165,531 SH   OTR 0 165,531 0
TELUS CORP COM 87971M103 9,453 285,238 SH   DFND 285,238 0 0
THOMSON REUTERS CORP COM NEW 884903709 1,723 35,667 SH   OTR 0 35,667 0
THOMSON REUTERS CORP COM NEW 884903709 5,597 115,860 SH   DFND 115,860 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 28,420 571,598 SH   DFND 571,598 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 20,907 420,495 SH   OTR 0 420,495 0
TRANSALTA CORP COM 89346D107 50 12,180 SH   DFND 12,180 0 0
TRANSCANADA CORP COM 89353D107 10,749 301,095 SH   DFND 301,095 0 0
TRANSCANADA CORP COM 89353D107 15,571 436,156 SH   OTR 0 436,156 0
UNILEVER N V N Y SHS NEW 904784709 6,551 121,770 SH   DFND 121,770 0 0
UNILEVER N V N Y SHS NEW 904784709 2,626 48,818 SH   OTR 0 48,818 0
UNION PAC CORP COM 907818108 233 1,685 SH   OTR 0 1,685 0
UNITED PARCEL SERVICE INC CL B 911312106 2,135 21,891 SH   DFND 21,891 0 0
UNITED PARCEL SERVICE INC CL B 911312106 1,128 11,565 SH   OTR 0 11,565 0
UNITEDHEALTH GROUP INC COM 91324P102 1,145 4,595 SH   OTR 0 4,595 0
VALERO ENERGY CORP NEW COM 91913Y100 772 10,300 SH   OTR 0 10,300 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,624 28,890 SH   DFND 28,890 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 524 9,329 SH   OTR 0 9,329 0
VISA INC COM CL A 92826C839 7,460 56,540 SH   DFND 56,540 0 0
VISA INC COM CL A 92826C839 3,804 28,830 SH   OTR 0 28,830 0
WASTE CONNECTIONS INC COM 94106B101 6,899 92,912 SH   DFND 92,912 0 0
WASTE CONNECTIONS INC COM 94106B101 754 10,154 SH   OTR 0 10,154 0
WELLS FARGO CO NEW COM 949746101 1,045 22,671 SH   OTR 0 22,671 0
WHEATON PRECIOUS METALS CORP COM 962879102 275 14,068 SH   DFND 14,068 0 0