The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 3,047 14,459 SH   OTR 0 14,459 0
3M CO COM 88579Y101 6,817 32,354 SH   DFND 32,354 0 0
ABBOTT LABS COM 002824100 229 3,115 SH   OTR 0 3,115 0
ABBVIE INC COM 00287Y109 445 4,709 SH   OTR 0 4,709 0
ALGONQUIN PWR UTILS CORP COM 015857105 7,856 758,320 SH   DFND 758,320 0 0
ALGONQUIN PWR UTILS CORP COM 015857105 160 15,450 SH   OTR 0 15,450 0
ALPHABET INC CAP STK CL C 02079K107 981 822 SH   DFND 822 0 0
ALPHABET INC CAP STK CL C 02079K107 1,141 956 SH   OTR 0 956 0
ALPHABET INC CAP STK CL A 02079K305 6,062 5,022 SH   DFND 5,022 0 0
ALPHABET INC CAP STK CL A 02079K305 5,171 4,284 SH   OTR 0 4,284 0
AMAZON COM INC COM 023135106 727 363 SH   OTR 0 363 0
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 1,130 12,900 SH   DFND 12,900 0 0
APPLE INC COM 037833100 4,257 18,857 SH   OTR 0 18,857 0
APPLE INC COM 037833100 6,395 28,329 SH   DFND 28,329 0 0
AT&T INC COM 00206R102 332 9,894 SH   OTR 0 9,894 0
AUTOMATIC DATA PROCESSING IN COM 053015103 395 2,625 SH   DFND 2,625 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 448 2,971 SH   OTR 0 2,971 0
BANK AMER CORP COM 060505104 3,992 135,489 SH   DFND 135,489 0 0
BANK AMER CORP COM 060505104 1,458 49,504 SH   OTR 0 49,504 0
BANK MONTREAL QUE COM 063671101 24,659 298,784 SH   DFND 298,784 0 0
BANK MONTREAL QUE COM 063671101 31,829 385,665 SH   OTR 0 385,665 0
BANK N S HALIFAX COM 064149107 37,655 631,475 SH   OTR 0 631,475 0
BANK N S HALIFAX COM 064149107 20,530 344,296 SH   DFND 344,296 0 0
BCE INC COM NEW 05534B760 12,779 315,364 SH   OTR 0 315,364 0
BCE INC COM NEW 05534B760 17,836 440,187 SH   DFND 440,187 0 0
BECTON DICKINSON & CO COM 075887109 298 1,141 SH   OTR 0 1,141 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 773 3,609 SH   OTR 0 3,609 0
BRISTOL MYERS SQUIBB CO COM 110122108 245 3,950 SH   OTR 0 3,950 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 7,354 165,146 SH   DFND 165,146 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 2,618 58,800 SH   OTR 0 58,800 0
BROOKFIELD BUSINESS PARTNERS UNIT LTD LP G16234109 336 7,351 SH   DFND 7,351 0 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 12,425 311,551 SH   DFND 311,551 0 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 555 13,907 SH   OTR 0 13,907 0
BROOKFIELD PPTY PARTNERS L P UNIT LTD PARTN G16249107 394 18,873 SH   OTR 0 18,873 0
BROOKFIELD RENEWABLE PARTNER PARTNERSHIP UNIT G16258108 5,961 197,126 SH   DFND 197,126 0 0
CAMECO CORP COM 13321L108 318 27,890 SH   OTR 0 27,890 0
CANADIAN NAT RES LTD COM 136385101 5,007 153,313 SH   OTR 0 153,313 0
CANADIAN NAT RES LTD COM 136385101 9,783 299,551 SH   DFND 299,551 0 0
CANADIAN NATL RY CO COM 136375102 20,647 229,927 SH   DFND 229,927 0 0
CANADIAN NATL RY CO COM 136375102 14,005 155,956 SH   OTR 0 155,956 0
CANADIAN PAC RY LTD COM 13645T100 3,334 15,732 SH   DFND 15,732 0 0
CANADIAN PAC RY LTD COM 13645T100 2,592 12,229 SH   OTR 0 12,229 0
CARNIVAL CORP UNIT 99/99/9999 143658300 255 4,000 SH   OTR 0 4,000 0
CATERPILLAR INC DEL COM 149123101 396 2,600 SH   OTR 0 2,600 0
CDN IMPERIAL BK COMM TORONTO COM 136069101 18,000 191,962 SH   DFND 191,962 0 0
CDN IMPERIAL BK COMM TORONTO COM 136069101 9,833 104,869 SH   OTR 0 104,869 0
CENOVUS ENERGY INC COM 15135U109 338 33,714 SH   DFND 33,714 0 0
CENOVUS ENERGY INC COM 15135U109 137 13,699 SH   OTR 0 13,699 0
CHECK POINT SOFTWARE TECH LT ORD M22465104 621 5,280 SH   OTR 0 5,280 0
CHEVRON CORP NEW COM 166764100 587 4,797 SH   OTR 0 4,797 0
CISCO SYS INC COM 17275R102 1,448 29,756 SH   DFND 29,756 0 0
CISCO SYS INC COM 17275R102 253 5,204 SH   OTR 0 5,204 0
COCA COLA CO COM 191216100 2,343 50,731 SH   DFND 50,731 0 0
COCA COLA CO COM 191216100 441 9,550 SH   OTR 0 9,550 0
COLGATE PALMOLIVE CO COM 194162103 911 13,600 SH   OTR 0 13,600 0
COMCAST CORP NEW CL A 20030N101 3,613 102,029 SH   DFND 102,029 0 0
COMCAST CORP NEW CL A 20030N101 2,877 81,245 SH   OTR 0 81,245 0
COSTCO WHSL CORP NEW COM 22160K105 4,521 19,249 SH   OTR 0 19,249 0
COSTCO WHSL CORP NEW COM 22160K105 7,488 31,878 SH   DFND 31,878 0 0
CRESCENT PT ENERGY CORP COM 22576C101 184 28,990 SH   OTR 0 28,990 0
CSX CORP COM 126408103 209 2,820 SH   OTR 0 2,820 0
CVS HEALTH CORP COM 126650100 220 2,790 SH   OTR 0 2,790 0
DANAHER CORP DEL COM 235851102 4,778 43,968 SH   DFND 43,968 0 0
DANAHER CORP DEL COM 235851102 1,408 12,959 SH   OTR 0 12,959 0
DIAGEO P L C SPON ADR NEW 25243Q205 242 1,707 SH   OTR 0 1,707 0
DISNEY WALT CO COM DISNEY 254687106 5,969 51,040 SH   DFND 51,040 0 0
DISNEY WALT CO COM DISNEY 254687106 2,049 17,525 SH   OTR 0 17,525 0
DUKE ENERGY CORP NEW COM NEW 26441C204 337 4,206 SH   OTR 0 4,206 0
ECOLAB INC COM 278865100 314 2,000 SH   OTR 0 2,000 0
ENBRIDGE INC COM 29250N105 10,452 323,698 SH   OTR 0 323,698 0
ENBRIDGE INC COM 29250N105 20,535 635,955 SH   DFND 635,955 0 0
ENCANA CORP COM 292505104 314 23,952 SH   DFND 23,952 0 0
EXXON MOBIL CORP COM 30231G102 1,035 12,179 SH   OTR 0 12,179 0
F M C CORP COM NEW 302491303 349 4,000 SH   OTR 0 4,000 0
FACEBOOK INC CL A 30303M102 247 1,500 SH   OTR 0 1,500 0
FEDEX CORP COM 31428X106 1,391 5,777 SH   DFND 5,777 0 0
FEDEX CORP COM 31428X106 1,281 5,321 SH   OTR 0 5,321 0
FORTIS INC COM 349553107 15,255 470,550 SH   DFND 470,550 0 0
FORTIS INC COM 349553107 6,227 192,076 SH   OTR 0 192,076 0
FORTIVE CORP COM 34959J108 1,894 22,492 SH   DFND 22,492 0 0
FORTIVE CORP COM 34959J108 675 8,017 SH   OTR 0 8,017 0
FRANCO NEVADA CORP COM 351858105 863 13,791 SH   OTR 0 13,791 0
FRANCO NEVADA CORP COM 351858105 5,276 84,347 SH   DFND 84,347 0 0
GENERAL DYNAMICS CORP COM 369550108 246 1,200 SH   OTR 0 1,200 0
GENERAL ELECTRIC CO COM 369604103 169 14,960 SH   OTR 0 14,960 0
GILDAN ACTIVEWEAR INC COM 375916103 400 13,142 SH   DFND 13,142 0 0
GOLDCORP INC NEW COM 380956409 275 26,947 SH   DFND 26,947 0 0
GRANITE REAL ESTATE INVT TR UNIT 99/99/9999 387437114 503 11,726 SH   DFND 11,726 0 0
GROUPE CGI INC CL A SUB VTG 39945C109 4,068 63,094 SH   DFND 63,094 0 0
GROUPE CGI INC CL A SUB VTG 39945C109 1,146 17,775 SH   OTR 0 17,775 0
HOME DEPOT INC COM 437076102 544 2,625 SH   OTR 0 2,625 0
HONEYWELL INTL INC COM 438516106 6,826 41,024 SH   DFND 41,024 0 0
HONEYWELL INTL INC COM 438516106 3,585 21,544 SH   OTR 0 21,544 0
IAMGOLD CORP COM 450913108 143 38,965 SH   DFND 38,965 0 0
IMPERIAL OIL LTD COM NEW 453038408 685 21,161 SH   OTR 0 21,161 0
INTEL CORP COM 458140100 338 7,150 SH   OTR 0 7,150 0
ISHARES TR INTL SEL DIV ETF 464288448 566 17,350 SH   OTR 0 17,350 0
JOHNSON & JOHNSON COM 478160104 8,711 63,044 SH   DFND 63,044 0 0
JOHNSON & JOHNSON COM 478160104 4,951 35,830 SH   OTR 0 35,830 0
JPMORGAN CHASE & CO COM 46625H100 5,179 45,897 SH   DFND 45,897 0 0
JPMORGAN CHASE & CO COM 46625H100 2,617 23,192 SH   OTR 0 23,192 0
LAUDER ESTEE COS INC CL A 518439104 3,899 26,830 SH   DFND 26,830 0 0
LAUDER ESTEE COS INC CL A 518439104 1,156 7,957 SH   OTR 0 7,957 0
MAGNA INTL INC COM 559222401 997 18,979 SH   OTR 0 18,979 0
MANULIFE FINL CORP COM 56501R106 9,203 514,684 SH   DFND 514,684 0 0
MANULIFE FINL CORP COM 56501R106 6,031 337,301 SH   OTR 0 337,301 0
MASTERCARD INCORPORATED CL A 57636Q104 5,152 23,144 SH   DFND 23,144 0 0
MASTERCARD INCORPORATED CL A 57636Q104 3,575 16,059 SH   OTR 0 16,059 0
MAXAR TECHNOLOGIES LTD COM 57778L103 300 9,069 SH   OTR 0 9,069 0
MAXAR TECHNOLOGIES LTD COM 57778L103 461 13,942 SH   DFND 13,942 0 0
MCDONALDS CORP COM 580135101 564 3,371 SH   DFND 3,371 0 0
MCDONALDS CORP COM 580135101 714 4,270 SH   OTR 0 4,270 0
MEDTRONIC PLC SHS G5960L103 6,508 66,158 SH   DFND 66,158 0 0
MEDTRONIC PLC SHS G5960L103 3,229 32,827 SH   OTR 0 32,827 0
MERCK & CO INC COM 58933Y105 1,315 18,541 SH   DFND 18,541 0 0
MERCK & CO INC COM 58933Y105 966 13,611 SH   OTR 0 13,611 0
METLIFE INC COM 59156R108 214 4,575 SH   OTR 0 4,575 0
MICROSOFT CORP COM 594918104 8,698 76,052 SH   OTR 0 76,052 0
MICROSOFT CORP COM 594918104 11,140 97,399 SH   DFND 97,399 0 0
MONDELEZ INTL INC CL A 609207105 206 4,796 SH   OTR 0 4,796 0
MORGAN STANLEY COM NEW 617446448 290 6,225 SH   OTR 0 6,225 0
NIKE INC CL B 654106103 3,995 47,157 SH   DFND 47,157 0 0
NIKE INC CL B 654106103 2,377 28,054 SH   OTR 0 28,054 0
NOVARTIS A G SPONSORED ADR 66987V109 406 4,709 SH   OTR 0 4,709 0
NUTRIEN LTD COM 67077M108 8,463 146,671 SH   DFND 146,671 0 0
NUTRIEN LTD COM 67077M108 3,716 64,405 SH   OTR 0 64,405 0
O REILLY AUTOMOTIVE INC NEW COM 67103H107 2,360 6,796 SH   DFND 6,796 0 0
O REILLY AUTOMOTIVE INC NEW COM 67103H107 454 1,306 SH   OTR 0 1,306 0
OCCIDENTAL PETE CORP DEL COM 674599105 368 4,484 SH   OTR 0 4,484 0
ONEOK INC NEW COM 682680103 203 3,000 SH   OTR 0 3,000 0
OPEN TEXT CORP COM 683715106 265 6,961 SH   DFND 6,961 0 0
OPEN TEXT CORP COM 683715106 203 5,331 SH   OTR 0 5,331 0
ORACLE CORP COM 68389X105 458 8,886 SH   OTR 0 8,886 0
PEMBINA PIPELINE CORP COM 706327103 18,754 551,762 SH   DFND 551,762 0 0
PEMBINA PIPELINE CORP COM 706327103 2,574 75,735 SH   OTR 0 75,735 0
PEPSICO INC COM 713448108 365 3,265 SH   OTR 0 3,265 0
PFIZER INC COM 717081103 341 7,740 SH   DFND 7,740 0 0
PFIZER INC COM 717081103 1,390 31,547 SH   OTR 0 31,547 0
PRAXAIR INC COM 74005P104 3,053 18,995 SH   DFND 18,995 0 0
PRAXAIR INC COM 74005P104 2,173 13,522 SH   OTR 0 13,522 0
PROCTER AND GAMBLE CO COM 742718109 495 5,945 SH   OTR 0 5,945 0
RESTAURANT BRANDS INTL INC COM 76131D103 1,897 31,993 SH   OTR 0 31,993 0
RESTAURANT BRANDS INTL INC COM 76131D103 4,197 70,793 SH   DFND 70,793 0 0
ROGERS COMMUNICATIONS INC CL B 775109200 7,173 139,529 SH   OTR 0 139,529 0
ROGERS COMMUNICATIONS INC CL B 775109200 9,557 185,890 SH   DFND 185,890 0 0
ROYAL BK CDA MONTREAL QUE COM 780087102 35,415 441,642 SH   DFND 441,642 0 0
ROYAL BK CDA MONTREAL QUE COM 780087102 64,950 809,957 SH   OTR 0 809,957 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 233 3,414 SH   OTR 0 3,414 0
SENSATA TECHNOLOGIES HLDNG P SHS G8060N102 3,334 67,289 SH   DFND 67,289 0 0
SENSATA TECHNOLOGIES HLDNG P SHS G8060N102 1,666 33,628 SH   OTR 0 33,628 0
SHAW COMMUNICATIONS INC CL B CONV 82028K200 11,299 579,729 SH   DFND 579,729 0 0
SHAW COMMUNICATIONS INC CL B CONV 82028K200 1,730 88,762 SH   OTR 0 88,762 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 770 2,650 SH   DFND 2,650 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 320 1,100 SH   OTR 0 1,100 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 247 2,525 SH   DFND 2,525 0 0
STARBUCKS CORP COM 855244109 1,278 22,483 SH   DFND 22,483 0 0
SUN LIFE FINL INC COM 866796105 3,502 88,090 SH   OTR 0 88,090 0
SUN LIFE FINL INC COM 866796105 4,354 109,510 SH   DFND 109,510 0 0
SUNCOR ENERGY INC NEW COM 867224107 15,127 390,990 SH   DFND 390,990 0 0
SUNCOR ENERGY INC NEW COM 867224107 8,385 216,731 SH   OTR 0 216,731 0
TECHNIPFMC PLC COM G87110105 215 6,876 SH   OTR 0 6,876 0
TECK RESOURCES LTD CL B 878742204 521 21,637 SH   DFND 21,637 0 0
TELUS CORP COM 87971M103 6,530 177,261 SH   DFND 177,261 0 0
TELUS CORP COM 87971M103 6,075 164,911 SH   OTR 0 164,911 0
THOMSON REUTERS CORP COM 884903105 1,905 41,713 SH   DFND 41,713 0 0
THOMSON REUTERS CORP COM 884903105 1,958 42,855 SH   OTR 0 42,855 0
TORONTO DOMINION BK ONT COM NEW 891160509 32,248 530,387 SH   DFND 530,387 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 26,368 433,689 SH   OTR 0 433,689 0
TRANSALTA CORP COM 89346D107 76 13,568 SH   DFND 13,568 0 0
TRANSCANADA CORP COM 89353D107 22,916 566,389 SH   DFND 566,389 0 0
TRANSCANADA CORP COM 89353D107 17,813 440,252 SH   OTR 0 440,252 0
UNILEVER N V N Y SHS NEW 904784709 6,557 118,033 SH   DFND 118,033 0 0
UNILEVER N V N Y SHS NEW 904784709 2,913 52,434 SH   OTR 0 52,434 0
UNION PAC CORP COM 907818108 291 1,787 SH   OTR 0 1,787 0
UNITED PARCEL SERVICE INC CL B 911312106 2,493 21,355 SH   DFND 21,355 0 0
UNITED PARCEL SERVICE INC CL B 911312106 1,368 11,715 SH   OTR 0 11,715 0
UNITED TECHNOLOGIES CORP COM 913017109 260 1,860 SH   OTR 0 1,860 0
UNITEDHEALTH GROUP INC COM 91324P102 783 2,943 SH   OTR 0 2,943 0
VALERO ENERGY CORP NEW COM 91913Y100 1,206 10,600 SH   OTR 0 10,600 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,542 28,890 SH   DFND 28,890 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 637 11,922 SH   OTR 0 11,922 0
VERMILION ENERGY INC COM 923725105 10,275 311,921 SH   DFND 311,921 0 0
VERMILION ENERGY INC COM 923725105 327 9,925 SH   OTR 0 9,925 0
VISA INC COM CL A 92826C839 8,487 56,549 SH   DFND 56,549 0 0
VISA INC COM CL A 92826C839 4,508 30,035 SH   OTR 0 30,035 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 493 6,760 SH   OTR 0 6,760 0
WALMART INC COM 931142103 276 2,940 SH   OTR 0 2,940 0
WASTE CONNECTIONS INC COM 94106B101 3,885 48,707 SH   DFND 48,707 0 0
WASTE CONNECTIONS INC COM 94106B101 675 8,457 SH   OTR 0 8,457 0
WELLS FARGO CO NEW COM 949746101 1,207 22,966 SH   OTR 0 22,966 0
WHEATON PRECIOUS METALS CORP COM 962879102 243 13,859 SH   DFND 13,859 0 0