The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 3,121 15,863 SH   OTR 0 15,863 0
3M CO COM 88579Y101 6,440 32,735 SH   DFND 32,735 0 0
ABBVIE INC COM 00287Y109 436 4,709 SH   OTR 0 4,709 0
ALGONQUIN PWR UTILS CORP COM 015857105 7,751 801,575 SH   DFND 801,575 0 0
ALGONQUIN PWR UTILS CORP COM 015857105 159 16,450 SH   OTR 0 16,450 0
ALPHABET INC CAP STK CL C 02079K107 874 783 SH   DFND 783 0 0
ALPHABET INC CAP STK CL C 02079K107 1,060 950 SH   OTR 0 950 0
ALPHABET INC CAP STK CL A 02079K305 5,780 5,119 SH   DFND 5,119 0 0
ALPHABET INC CAP STK CL A 02079K305 4,989 4,418 SH   OTR 0 4,418 0
AMAZON COM INC COM 023135106 617 363 SH   OTR 0 363 0
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 1,225 12,161 SH   DFND 12,161 0 0
APPLE INC COM 037833100 5,459 29,492 SH   DFND 29,492 0 0
APPLE INC COM 037833100 3,587 19,380 SH   OTR 0 19,380 0
AT&T INC COM 00206R102 374 11,634 SH   OTR 0 11,634 0
AUTOMATIC DATA PROCESSING IN COM 053015103 365 2,720 SH   DFND 2,720 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 375 2,798 SH   OTR 0 2,798 0
BANK AMER CORP COM 060505104 3,792 134,528 SH   DFND 134,528 0 0
BANK AMER CORP COM 060505104 1,509 53,514 SH   OTR 0 53,514 0
BANK MONTREAL QUE COM 063671101 23,484 303,961 SH   DFND 303,961 0 0
BANK MONTREAL QUE COM 063671101 30,189 390,743 SH   OTR 0 390,743 0
BANK N S HALIFAX COM 064149107 20,600 360,014 SH   DFND 360,014 0 0
BANK N S HALIFAX COM 064149107 36,395 636,055 SH   OTR 0 636,055 0
BCE INC COM NEW 05534B760 18,228 450,194 SH   DFND 450,194 0 0
BCE INC COM NEW 05534B760 12,659 312,635 SH   OTR 0 312,635 0
BECTON DICKINSON & CO COM 075887109 293 1,221 SH   OTR 0 1,221 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 580 3,109 SH   OTR 0 3,109 0
BRISTOL MYERS SQUIBB CO COM 110122108 224 4,050 SH   OTR 0 4,050 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 6,251 154,191 SH   DFND 154,191 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 2,454 60,538 SH   OTR 0 60,538 0
BROOKFIELD BUSINESS PARTNERS UNIT LTD LP G16234109 213 5,569 SH   DFND 5,569 0 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 12,582 327,651 SH   DFND 327,651 0 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 534 13,907 SH   OTR 0 13,907 0
BROOKFIELD PPTY PARTNERS L P UNIT LTD PARTN G16249107 290 15,222 SH   DFND 15,222 0 0
BROOKFIELD PPTY PARTNERS L P UNIT LTD PARTN G16249107 265 13,933 SH   OTR 0 13,933 0
BROOKFIELD RENEWABLE PARTNER PARTNERSHIP UNIT G16258108 6,282 209,050 SH   DFND 209,050 0 0
CAMECO CORP COM 13321L108 314 27,890 SH   OTR 0 27,890 0
CANADIAN NAT RES LTD COM 136385101 5,720 158,587 SH   OTR 0 158,587 0
CANADIAN NAT RES LTD COM 136385101 10,619 294,393 SH   DFND 294,393 0 0
CANADIAN NATL RY CO COM 136375102 21,269 260,171 SH   DFND 260,171 0 0
CANADIAN NATL RY CO COM 136375102 13,209 161,584 SH   OTR 0 161,584 0
CANADIAN PAC RY LTD COM 13645T100 2,920 15,955 SH   DFND 15,955 0 0
CANADIAN PAC RY LTD COM 13645T100 2,254 12,318 SH   OTR 0 12,318 0
CARNIVAL CORP UNIT 99/99/9999 143658300 229 4,000 SH   OTR 0 4,000 0
CATERPILLAR INC DEL COM 149123101 353 2,600 SH   OTR 0 2,600 0
CDN IMPERIAL BK COMM TORONTO COM 136069101 17,189 197,751 SH   DFND 197,751 0 0
CDN IMPERIAL BK COMM TORONTO COM 136069101 9,329 107,327 SH   OTR 0 107,327 0
CENOVUS ENERGY INC COM 15135U109 146 14,099 SH   OTR 0 14,099 0
CHECK POINT SOFTWARE TECH LT ORD M22465104 516 5,280 SH   OTR 0 5,280 0
CHEVRON CORP NEW COM 166764100 560 4,431 SH   OTR 0 4,431 0
CISCO SYS INC COM 17275R102 312 7,252 SH   OTR 0 7,252 0
COCA COLA CO COM 191216100 2,390 54,491 SH   DFND 54,491 0 0
COCA COLA CO COM 191216100 437 9,955 SH   OTR 0 9,955 0
COLGATE PALMOLIVE CO COM 194162103 881 13,600 SH   OTR 0 13,600 0
COMCAST CORP NEW CL A 20030N101 3,359 102,373 SH   DFND 102,373 0 0
COMCAST CORP NEW CL A 20030N101 2,657 80,996 SH   OTR 0 80,996 0
COSTCO WHSL CORP NEW COM 22160K105 6,967 33,336 SH   DFND 33,336 0 0
COSTCO WHSL CORP NEW COM 22160K105 4,131 19,766 SH   OTR 0 19,766 0
CRESCENT PT ENERGY CORP COM 22576C101 212 28,788 SH   OTR 0 28,788 0
DANAHER CORP DEL COM 235851102 4,499 45,591 SH   DFND 45,591 0 0
DANAHER CORP DEL COM 235851102 1,304 13,210 SH   OTR 0 13,210 0
DIAGEO P L C SPON ADR NEW 25243Q205 247 1,712 SH   OTR 0 1,712 0
DISNEY WALT CO COM DISNEY 254687106 5,239 49,986 SH   DFND 49,986 0 0
DISNEY WALT CO COM DISNEY 254687106 1,932 18,436 SH   OTR 0 18,436 0
DOMINION ENERGY INC COM 25746U109 212 3,106 SH   OTR 0 3,106 0
DUKE ENERGY CORP NEW COM NEW 26441C204 364 4,599 SH   OTR 0 4,599 0
ECOLAB INC COM 278865100 281 2,000 SH   OTR 0 2,000 0
ENBRIDGE INC COM 29250N105 24,463 685,433 SH   DFND 685,433 0 0
ENBRIDGE INC COM 29250N105 11,746 329,121 SH   OTR 0 329,121 0
ENCANA CORP COM 292505104 284 21,766 SH   DFND 21,766 0 0
EXXON MOBIL CORP COM 30231G102 1,422 17,183 SH   OTR 0 17,183 0
F M C CORP COM NEW 302491303 357 4,000 SH   OTR 0 4,000 0
FACEBOOK INC CL A 30303M102 291 1,500 SH   OTR 0 1,500 0
FEDEX CORP COM 31428X106 1,272 5,603 SH   DFND 5,603 0 0
FEDEX CORP COM 31428X106 1,267 5,580 SH   OTR 0 5,580 0
FORTIS INC COM 349553107 3,534 110,862 SH   DFND 110,862 0 0
FORTIS INC COM 349553107 6,256 196,241 SH   OTR 0 196,241 0
FORTIVE CORP COM 34959J108 1,593 20,655 SH   DFND 20,655 0 0
FORTIVE CORP COM 34959J108 659 8,540 SH   OTR 0 8,540 0
FRANCO NEVADA CORP COM 351858105 5,951 81,498 SH   DFND 81,498 0 0
FRANCO NEVADA CORP COM 351858105 1,094 14,988 SH   OTR 0 14,988 0
GENERAL DYNAMICS CORP COM 369550108 224 1,200 SH   OTR 0 1,200 0
GENERAL ELECTRIC CO COM 369604103 263 19,328 SH   OTR 0 19,328 0
GILDAN ACTIVEWEAR INC COM 375916103 375 13,317 SH   DFND 13,317 0 0
GOLDCORP INC NEW COM 380956409 319 23,232 SH   DFND 23,232 0 0
GRANITE REAL ESTATE INVT TR UNIT 99/99/9999 387437114 478 11,726 SH   DFND 11,726 0 0
GROUPE CGI INC CL A SUB VTG 39945C109 4,189 66,156 SH   DFND 66,156 0 0
GROUPE CGI INC CL A SUB VTG 39945C109 924 14,591 SH   OTR 0 14,591 0
HOME DEPOT INC COM 437076102 500 2,562 SH   OTR 0 2,562 0
HONEYWELL INTL INC COM 438516106 6,113 42,434 SH   DFND 42,434 0 0
HONEYWELL INTL INC COM 438516106 3,338 23,171 SH   OTR 0 23,171 0
IAMGOLD CORP COM 450913108 163 28,058 SH   DFND 28,058 0 0
IMPERIAL OIL LTD COM NEW 453038408 691 20,770 SH   OTR 0 20,770 0
INTEL CORP COM 458140100 392 7,888 SH   OTR 0 7,888 0
ISHARES TR MSCI EAFE ETF 464287465 252 3,765 SH   DFND 3,765 0 0
ISHARES TR INTL SEL DIV ETF 464288448 556 17,350 SH   OTR 0 17,350 0
JOHNSON & JOHNSON COM 478160104 7,599 62,629 SH   DFND 62,629 0 0
JOHNSON & JOHNSON COM 478160104 4,509 37,164 SH   OTR 0 37,164 0
JPMORGAN CHASE & CO COM 46625H100 4,953 47,533 SH   DFND 47,533 0 0
JPMORGAN CHASE & CO COM 46625H100 2,548 24,451 SH   OTR 0 24,451 0
LAUDER ESTEE COS INC CL A 518439104 3,650 25,582 SH   DFND 25,582 0 0
LAUDER ESTEE COS INC CL A 518439104 1,259 8,821 SH   OTR 0 8,821 0
MAGNA INTL INC COM 559222401 305 5,250 SH   DFND 5,250 0 0
MAGNA INTL INC COM 559222401 1,036 17,829 SH   OTR 0 17,829 0
MANULIFE FINL CORP COM 56501R106 6,255 348,085 SH   OTR 0 348,085 0
MANULIFE FINL CORP COM 56501R106 9,059 504,093 SH   DFND 504,093 0 0
MASTERCARD INCORPORATED CL A 57636Q104 4,451 22,649 SH   DFND 22,649 0 0
MASTERCARD INCORPORATED CL A 57636Q104 3,251 16,545 SH   OTR 0 16,545 0
MAXAR TECHNOLOGIES LTD COM 57778L103 671 13,276 SH   DFND 13,276 0 0
MAXAR TECHNOLOGIES LTD COM 57778L103 408 8,080 SH   OTR 0 8,080 0
MCDONALDS CORP COM 580135101 544 3,473 SH   DFND 3,473 0 0
MCDONALDS CORP COM 580135101 728 4,645 SH   OTR 0 4,645 0
MEDTRONIC PLC SHS G5960L103 5,736 67,001 SH   DFND 67,001 0 0
MEDTRONIC PLC SHS G5960L103 2,869 33,515 SH   OTR 0 33,515 0
MERCK & CO INC COM 58933Y105 1,128 18,584 SH   DFND 18,584 0 0
MERCK & CO INC COM 58933Y105 838 13,811 SH   OTR 0 13,811 0
METLIFE INC COM 59156R108 226 5,175 SH   OTR 0 5,175 0
MICROSOFT CORP COM 594918104 9,892 100,311 SH   DFND 100,311 0 0
MICROSOFT CORP COM 594918104 7,839 79,499 SH   OTR 0 79,499 0
MORGAN STANLEY COM NEW 617446448 318 6,715 SH   OTR 0 6,715 0
NIKE INC CL B 654106103 3,855 48,376 SH   DFND 48,376 0 0
NIKE INC CL B 654106103 2,346 29,442 SH   OTR 0 29,442 0
NOVARTIS A G SPONSORED ADR 66987V109 372 4,929 SH   OTR 0 4,929 0
NUTRIEN LTD COM 67077M108 7,768 142,850 SH   DFND 142,850 0 0
NUTRIEN LTD COM 67077M108 2,918 53,652 SH   OTR 0 53,652 0
O REILLY AUTOMOTIVE INC NEW COM 67103H107 1,746 6,384 SH   DFND 6,384 0 0
O REILLY AUTOMOTIVE INC NEW COM 67103H107 389 1,421 SH   OTR 0 1,421 0
OCCIDENTAL PETE CORP DEL COM 674599105 370 4,422 SH   OTR 0 4,422 0
ONEOK INC NEW COM 682680103 209 3,000 SH   OTR 0 3,000 0
OPEN TEXT CORP COM 683715106 205 5,834 SH   DFND 5,834 0 0
OPEN TEXT CORP COM 683715106 220 6,246 SH   OTR 0 6,246 0
ORACLE CORP COM 68389X105 406 9,206 SH   OTR 0 9,206 0
ORACLE CORP COM 68389X105 1,449 32,884 SH   DFND 32,884 0 0
PEMBINA PIPELINE CORP COM 706327103 19,897 575,066 SH   DFND 575,066 0 0
PEMBINA PIPELINE CORP COM 706327103 2,487 71,893 SH   OTR 0 71,893 0
PEPSICO INC COM 713448108 353 3,245 SH   OTR 0 3,245 0
PFIZER INC COM 717081103 267 7,369 SH   DFND 7,369 0 0
PFIZER INC COM 717081103 1,163 32,054 SH   OTR 0 32,054 0
PRAXAIR INC COM 74005P104 2,881 18,220 SH   DFND 18,220 0 0
PRAXAIR INC COM 74005P104 2,278 14,402 SH   OTR 0 14,402 0
PROCTER AND GAMBLE CO COM 742718109 491 6,295 SH   OTR 0 6,295 0
RESTAURANT BRANDS INTL INC COM 76131D103 4,186 69,421 SH   DFND 69,421 0 0
RESTAURANT BRANDS INTL INC COM 76131D103 1,643 27,246 SH   OTR 0 27,246 0
ROGERS COMMUNICATIONS INC CL B 775109200 8,612 181,460 SH   DFND 181,460 0 0
ROGERS COMMUNICATIONS INC CL B 775109200 6,917 145,741 SH   OTR 0 145,741 0
ROYAL BK CDA MONTREAL QUE COM 780087102 34,738 461,333 SH   DFND 461,333 0 0
ROYAL BK CDA MONTREAL QUE COM 780087102 61,271 813,692 SH   OTR 0 813,692 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 236 3,414 SH   OTR 0 3,414 0
SENSATA TECHNOLOGIES HLDNG P SHS G8060N102 3,070 64,519 SH   DFND 64,519 0 0
SENSATA TECHNOLOGIES HLDNG P SHS G8060N102 1,712 35,985 SH   OTR 0 35,985 0
SHAW COMMUNICATIONS INC CL B CONV 82028K200 11,638 571,883 SH   DFND 571,883 0 0
SHAW COMMUNICATIONS INC CL B CONV 82028K200 1,640 80,570 SH   OTR 0 80,570 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 353 1,300 SH   OTR 0 1,300 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 719 2,650 SH   DFND 2,650 0 0
STARBUCKS CORP COM 855244109 1,098 22,474 SH   DFND 22,474 0 0
SUN LIFE FINL INC COM 866796105 3,819 95,130 SH   OTR 0 95,130 0
SUN LIFE FINL INC COM 866796105 4,198 104,578 SH   DFND 104,578 0 0
SUNCOR ENERGY INC NEW COM 867224107 16,298 400,631 SH   DFND 400,631 0 0
SUNCOR ENERGY INC NEW COM 867224107 9,143 224,763 SH   OTR 0 224,763 0
TECHNIPFMC PLC COM G87110105 218 6,876 SH   OTR 0 6,876 0
TECK RESOURCES LTD CL B 878742204 579 22,767 SH   DFND 22,767 0 0
TELUS CORP COM 87971M103 17,930 504,927 SH   DFND 504,927 0 0
TELUS CORP COM 87971M103 6,095 171,633 SH   OTR 0 171,633 0
THOMSON REUTERS CORP COM 884903105 1,674 41,519 SH   DFND 41,519 0 0
THOMSON REUTERS CORP COM 884903105 1,916 47,520 SH   OTR 0 47,520 0
TORONTO DOMINION BK ONT COM NEW 891160509 31,536 545,037 SH   DFND 545,037 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 26,122 451,458 SH   OTR 0 451,458 0
TRANSALTA CORP COM 89346D107 68 13,568 SH   DFND 13,568 0 0
TRANSCANADA CORP COM 89353D107 24,762 573,184 SH   DFND 573,184 0 0
TRANSCANADA CORP COM 89353D107 19,313 447,059 SH   OTR 0 447,059 0
UNILEVER N V N Y SHS NEW 904784709 6,635 119,082 SH   DFND 119,082 0 0
UNILEVER N V N Y SHS NEW 904784709 3,080 55,270 SH   OTR 0 55,270 0
UNION PAC CORP COM 907818108 257 1,812 SH   OTR 0 1,812 0
UNITED PARCEL SERVICE INC CL B 911312106 2,307 21,716 SH   DFND 21,716 0 0
UNITED PARCEL SERVICE INC CL B 911312106 1,295 12,190 SH   OTR 0 12,190 0
UNITED TECHNOLOGIES CORP COM 913017109 236 1,885 SH   OTR 0 1,885 0
UNITEDHEALTH GROUP INC COM 91324P102 705 2,875 SH   OTR 0 2,875 0
VALERO ENERGY CORP NEW COM 91913Y100 1,175 10,600 SH   OTR 0 10,600 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,459 28,998 SH   DFND 28,998 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 638 12,689 SH   OTR 0 12,689 0
VERMILION ENERGY INC COM 923725105 8,235 228,681 SH   DFND 228,681 0 0
VERMILION ENERGY INC COM 923725105 429 11,915 SH   OTR 0 11,915 0
VISA INC COM CL A 92826C839 7,712 58,227 SH   DFND 58,227 0 0
VISA INC COM CL A 92826C839 4,207 31,765 SH   OTR 0 31,765 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 406 6,760 SH   OTR 0 6,760 0
WASTE CONNECTIONS INC COM 94106B101 3,611 47,971 SH   DFND 47,971 0 0
WASTE CONNECTIONS INC COM 94106B101 641 8,509 SH   OTR 0 8,509 0
WELLS FARGO CO NEW COM 949746101 213 3,846 SH   DFND 3,846 0 0
WELLS FARGO CO NEW COM 949746101 1,324 23,875 SH   OTR 0 23,875 0
WHEATON PRECIOUS METALS CORP COM 962879102 269 12,202 SH   DFND 12,202 0 0