The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 4,024 17,096 SH   OTR 0 17,096 0
3M CO COM 88579Y101 7,978 33,897 SH   DFND 33,897 0 0
ABBVIE INC COM 00287Y109 455 4,709 SH   OTR 0 4,709 0
AGRIUM INC COM 008916108 3,597 31,278 SH   DFND 31,278 0 0
AGRIUM INC COM 008916108 1,315 11,434 SH   OTR 0 11,434 0
ALGONQUIN PWR UTILS CORP COM 015857105 5,444 487,790 SH   DFND 487,790 0 0
ALGONQUIN PWR UTILS CORP COM 015857105 178 15,950 SH   OTR 0 15,950 0
ALPHABET INC CAP STK CL C 02079K107 947 905 SH   DFND 905 0 0
ALPHABET INC CAP STK CL C 02079K107 1,085 1,037 SH   OTR 0 1,037 0
ALPHABET INC CAP STK CL A 02079K305 5,220 4,955 SH   DFND 4,955 0 0
ALPHABET INC CAP STK CL A 02079K305 4,820 4,576 SH   OTR 0 4,576 0
ALTRIA GROUP INC COM 02209S103 1,459 20,436 SH   DFND 20,436 0 0
AMAZON COM INC COM 023135106 421 360 SH   OTR 0 360 0
APPLE INC COM 037833100 3,379 19,968 SH   OTR 0 19,968 0
APPLE INC COM 037833100 5,053 29,856 SH   DFND 29,856 0 0
AT&T INC COM 00206R102 462 11,888 SH   OTR 0 11,888 0
AUTOMATIC DATA PROCESSING IN COM 053015103 399 3,404 SH   DFND 3,404 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 364 3,103 SH   OTR 0 3,103 0
BANK AMER CORP COM 060505104 2,823 95,628 SH   DFND 95,628 0 0
BANK AMER CORP COM 060505104 1,527 51,724 SH   OTR 0 51,724 0
BANK MONTREAL QUE COM 063671101 23,548 294,276 SH   DFND 294,276 0 0
BANK MONTREAL QUE COM 063671101 31,842 397,925 SH   OTR 0 397,925 0
BANK N S HALIFAX COM 064149107 40,466 627,087 SH   OTR 0 627,087 0
BANK N S HALIFAX COM 064149107 20,201 313,047 SH   DFND 313,047 0 0
BCE INC COM NEW 05534B760 16,601 345,776 SH   OTR 0 345,776 0
BCE INC COM NEW 05534B760 25,819 537,787 SH   DFND 537,787 0 0
BECTON DICKINSON & CO COM 075887109 226 1,054 SH   OTR 0 1,054 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 314 1,584 SH   OTR 0 1,584 0
BRISTOL MYERS SQUIBB CO COM 110122108 248 4,050 SH   OTR 0 4,050 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 5,413 124,313 SH   DFND 124,313 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 2,435 55,915 SH   OTR 0 55,915 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 9,678 215,979 SH   DFND 215,979 0 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 229 5,107 SH   OTR 0 5,107 0
BROOKFIELD PPTY PARTNERS L P UNIT LTD PARTN G16249107 269 12,133 SH   OTR 0 12,133 0
BROOKFIELD RENEWABLE PARTNER PARTNERSHIP UNIT G16258108 204 5,855 SH   OTR 0 5,855 0
BROOKFIELD RENEWABLE PARTNER PARTNERSHIP UNIT G16258108 6,868 196,737 SH   DFND 196,737 0 0
CAMECO CORP COM 13321L108 264 28,590 SH   OTR 0 28,590 0
CANADIAN NAT RES LTD COM 136385101 5,786 161,987 SH   OTR 0 161,987 0
CANADIAN NAT RES LTD COM 136385101 9,782 273,856 SH   DFND 273,856 0 0
CANADIAN NATL RY CO COM 136375102 20,517 248,691 SH   DFND 248,691 0 0
CANADIAN NATL RY CO COM 136375102 14,059 170,411 SH   OTR 0 170,411 0
CANADIAN PAC RY LTD COM 13645T100 2,025 11,082 SH   DFND 11,082 0 0
CANADIAN PAC RY LTD COM 13645T100 2,291 12,538 SH   OTR 0 12,538 0
CARNIVAL CORP UNIT 99/99/9999 143658300 265 4,000 SH   OTR 0 4,000 0
CATERPILLAR INC DEL COM 149123101 410 2,600 SH   OTR 0 2,600 0
CDN IMPERIAL BK COMM TORONTO COM 136069101 17,964 184,420 SH   DFND 184,420 0 0
CDN IMPERIAL BK COMM TORONTO COM 136069101 10,722 110,070 SH   OTR 0 110,070 0
CENOVUS ENERGY INC COM 15135U109 92 10,047 SH   DFND 10,047 0 0
CENOVUS ENERGY INC COM 15135U109 206 22,511 SH   OTR 0 22,511 0
CHECK POINT SOFTWARE TECH LT ORD M22465104 331 3,199 SH   DFND 3,199 0 0
CHECK POINT SOFTWARE TECH LT ORD M22465104 557 5,380 SH   OTR 0 5,380 0
CHEVRON CORP NEW COM 166764100 565 4,517 SH   OTR 0 4,517 0
CISCO SYS INC COM 17275R102 250 6,527 SH   OTR 0 6,527 0
CITIGROUP INC COM NEW 172967424 1,065 14,306 SH   DFND 14,306 0 0
COCA COLA CO COM 191216100 2,477 53,987 SH   DFND 53,987 0 0
COCA COLA CO COM 191216100 377 8,225 SH   OTR 0 8,225 0
COLGATE PALMOLIVE CO COM 194162103 1,600 21,200 SH   DFND 21,200 0 0
COLGATE PALMOLIVE CO COM 194162103 1,090 14,450 SH   OTR 0 14,450 0
COMCAST CORP NEW CL A 20030N101 3,020 75,394 SH   OTR 0 75,394 0
COMCAST CORP NEW CL A 20030N101 3,741 93,411 SH   DFND 93,411 0 0
COSTCO WHSL CORP NEW COM 22160K105 6,971 37,453 SH   DFND 37,453 0 0
COSTCO WHSL CORP NEW COM 22160K105 3,783 20,328 SH   OTR 0 20,328 0
CRESCENT PT ENERGY CORP COM 22576C101 99 13,000 SH   DFND 13,000 0 0
CRESCENT PT ENERGY CORP COM 22576C101 195 25,573 SH   OTR 0 25,573 0
CVS HEALTH CORP COM 126650100 697 9,607 SH   OTR 0 9,607 0
DANAHER CORP DEL COM 235851102 3,876 41,756 SH   DFND 41,756 0 0
DANAHER CORP DEL COM 235851102 1,053 11,341 SH   OTR 0 11,341 0
DIAGEO P L C SPON ADR NEW 25243Q205 262 1,793 SH   OTR 0 1,793 0
DISNEY WALT CO COM DISNEY 254687106 5,711 53,123 SH   DFND 53,123 0 0
DISNEY WALT CO COM DISNEY 254687106 2,056 19,121 SH   OTR 0 19,121 0
DOMINION ENERGY INC COM 25746U109 252 3,106 SH   OTR 0 3,106 0
DUKE ENERGY CORP NEW COM NEW 26441C204 347 4,129 SH   OTR 0 4,129 0
ECOLAB INC COM 278865100 268 2,000 SH   OTR 0 2,000 0
ENBRIDGE INC COM 29250N105 22,938 586,491 SH   DFND 586,491 0 0
ENBRIDGE INC COM 29250N105 13,334 340,926 SH   OTR 0 340,926 0
EXXON MOBIL CORP COM 30231G102 1,569 18,753 SH   OTR 0 18,753 0
F M C CORP COM NEW 302491303 379 4,000 SH   OTR 0 4,000 0
FACEBOOK INC CL A 30303M102 272 1,540 SH   OTR 0 1,540 0
FEDEX CORP COM 31428X106 1,404 5,626 SH   DFND 5,626 0 0
FEDEX CORP COM 31428X106 981 3,930 SH   OTR 0 3,930 0
FORTIS INC COM 349553107 5,761 157,112 SH   DFND 157,112 0 0
FORTIS INC COM 349553107 7,430 202,610 SH   OTR 0 202,610 0
FORTIVE CORP COM 34959J108 542 7,498 SH   OTR 0 7,498 0
FORTIVE CORP COM 34959J108 1,335 18,452 SH   DFND 18,452 0 0
FRANCO NEVADA CORP COM 351858105 6,045 75,606 SH   DFND 75,606 0 0
FRANCO NEVADA CORP COM 351858105 1,306 16,331 SH   OTR 0 16,331 0
GENERAL DYNAMICS CORP COM 369550108 244 1,200 SH   OTR 0 1,200 0
GENERAL ELECTRIC CO COM 369604103 502 28,775 SH   DFND 28,775 0 0
GENERAL ELECTRIC CO COM 369604103 1,199 68,723 SH   OTR 0 68,723 0
GILDAN ACTIVEWEAR INC COM 375916103 408 12,625 SH   DFND 12,625 0 0
GRANITE REAL ESTATE INVT TR UNIT 99/99/9999 387437114 435 11,122 SH   DFND 11,122 0 0
GROUPE CGI INC CL A SUB VTG 39945C109 2,797 51,475 SH   DFND 51,475 0 0
GROUPE CGI INC CL A SUB VTG 39945C109 824 15,172 SH   OTR 0 15,172 0
HOME DEPOT INC COM 437076102 336 1,774 SH   OTR 0 1,774 0
HONEYWELL INTL INC COM 438516106 6,432 41,939 SH   DFND 41,939 0 0
HONEYWELL INTL INC COM 438516106 3,447 22,476 SH   OTR 0 22,476 0
ILLINOIS TOOL WKS INC COM 452308109 276 1,652 SH   OTR 0 1,652 0
IMPERIAL OIL LTD COM NEW 453038408 651 20,880 SH   OTR 0 20,880 0
INTEL CORP COM 458140100 364 7,888 SH   OTR 0 7,888 0
INTERNATIONAL BUSINESS MACHS COM 459200101 235 1,535 SH   OTR 0 1,535 0
ISHARES TR MSCI EAFE ETF 464287465 265 3,765 SH   DFND 3,765 0 0
ISHARES TR INTL SEL DIV ETF 464288448 586 17,350 SH   OTR 0 17,350 0
JOHNSON & JOHNSON COM 478160104 7,506 53,723 SH   DFND 53,723 0 0
JOHNSON & JOHNSON COM 478160104 5,189 37,136 SH   OTR 0 37,136 0
JPMORGAN CHASE & CO COM 46625H100 4,956 46,346 SH   DFND 46,346 0 0
JPMORGAN CHASE & CO COM 46625H100 2,691 25,160 SH   OTR 0 25,160 0
KRAFT HEINZ CO COM 500754106 295 3,788 SH   OTR 0 3,788 0
LAUDER ESTEE COS INC CL A 518439104 1,280 10,060 SH   OTR 0 10,060 0
LAUDER ESTEE COS INC CL A 518439104 3,661 28,771 SH   DFND 28,771 0 0
MACQUARIE INFRASTRUCTURE COR COM 55608B105 257 4,000 SH   OTR 0 4,000 0
MAGNA INTL INC COM 559222401 1,075 18,969 SH   OTR 0 18,969 0
MAGNA INTL INC COM 559222401 241 4,255 SH   DFND 4,255 0 0
MANULIFE FINL CORP COM 56501R106 9,215 441,747 SH   DFND 441,747 0 0
MANULIFE FINL CORP COM 56501R106 7,329 351,360 SH   OTR 0 351,360 0
MASTERCARD INCORPORATED CL A 57636Q104 3,481 23,001 SH   DFND 23,001 0 0
MASTERCARD INCORPORATED CL A 57636Q104 2,647 17,490 SH   OTR 0 17,490 0
MAXAR TECHNOLOGIES LTD COM 57778L103 762 11,854 SH   DFND 11,854 0 0
MAXAR TECHNOLOGIES LTD COM 57778L103 272 4,231 SH   OTR 0 4,231 0
MCDONALDS CORP COM 580135101 488 2,834 SH   DFND 2,834 0 0
MCDONALDS CORP COM 580135101 646 3,752 SH   OTR 0 3,752 0
MEDTRONIC PLC SHS G5960L103 5,019 62,158 SH   DFND 62,158 0 0
MEDTRONIC PLC SHS G5960L103 2,289 28,343 SH   OTR 0 28,343 0
MERCK & CO INC COM 58933Y105 1,026 18,225 SH   DFND 18,225 0 0
MERCK & CO INC COM 58933Y105 805 14,314 SH   OTR 0 14,314 0
METLIFE INC COM 59156R108 255 5,045 SH   OTR 0 5,045 0
MICROSOFT CORP COM 594918104 8,799 102,867 SH   DFND 102,867 0 0
MICROSOFT CORP COM 594918104 6,812 79,635 SH   OTR 0 79,635 0
MORGAN STANLEY COM NEW 617446448 354 6,755 SH   OTR 0 6,755 0
NIKE INC CL B 654106103 3,224 51,536 SH   DFND 51,536 0 0
NIKE INC CL B 654106103 1,882 30,080 SH   OTR 0 30,080 0
NOVARTIS A G SPONSORED ADR 66987V109 613 7,296 SH   OTR 0 7,296 0
O REILLY AUTOMOTIVE INC NEW COM 67103H107 258 1,071 SH   OTR 0 1,071 0
O REILLY AUTOMOTIVE INC NEW COM 67103H107 1,245 5,176 SH   DFND 5,176 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 339 4,598 SH   OTR 0 4,598 0
OPEN TEXT CORP COM 683715106 261 7,316 SH   OTR 0 7,316 0
ORACLE CORP COM 68389X105 1,372 29,022 SH   DFND 29,022 0 0
ORACLE CORP COM 68389X105 339 7,171 SH   OTR 0 7,171 0
PEMBINA PIPELINE CORP COM 706327103 17,327 478,923 SH   DFND 478,923 0 0
PEMBINA PIPELINE CORP COM 706327103 1,736 47,994 SH   OTR 0 47,994 0
PEPSICO INC COM 713448108 476 3,970 SH   OTR 0 3,970 0
PFIZER INC COM 717081103 299 8,252 SH   DFND 8,252 0 0
PFIZER INC COM 717081103 1,101 30,393 SH   OTR 0 30,393 0
PRAXAIR INC COM 74005P104 2,696 17,430 SH   DFND 17,430 0 0
PRAXAIR INC COM 74005P104 2,111 13,648 SH   OTR 0 13,648 0
PROCTER AND GAMBLE CO COM 742718109 583 6,350 SH   OTR 0 6,350 0
PROCTER AND GAMBLE CO COM 742718109 377 4,102 SH   DFND 4,102 0 0
RESTAURANT BRANDS INTL INC COM 76131D103 325 5,294 SH   OTR 0 5,294 0
RESTAURANT BRANDS INTL INC COM 76131D103 2,125 34,559 SH   DFND 34,559 0 0
ROGERS COMMUNICATIONS INC CL B 775109200 9,108 178,820 SH   DFND 178,820 0 0
ROGERS COMMUNICATIONS INC CL B 775109200 7,820 153,543 SH   OTR 0 153,543 0
ROYAL BK CDA MONTREAL QUE COM 780087102 46,190 565,703 SH   DFND 565,703 0 0
ROYAL BK CDA MONTREAL QUE COM 780087102 68,628 840,519 SH   OTR 0 840,519 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 230 3,444 SH   OTR 0 3,444 0
SENSATA TECHNOLOGIES HLDG NV SHS N7902X106 3,257 63,735 SH   DFND 63,735 0 0
SENSATA TECHNOLOGIES HLDG NV SHS N7902X106 1,878 36,735 SH   OTR 0 36,735 0
SHAW COMMUNICATIONS INC CL B CONV 82028K200 12,110 530,427 SH   DFND 530,427 0 0
SHAW COMMUNICATIONS INC CL B CONV 82028K200 2,122 92,959 SH   OTR 0 92,959 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 707 2,650 SH   DFND 2,650 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 483 1,810 SH   OTR 0 1,810 0
STANTEC INC COM 85472N109 312 11,170 SH   OTR 0 11,170 0
STARBUCKS CORP COM 855244109 244 4,250 SH   OTR 0 4,250 0
SUN LIFE FINL INC COM 866796105 3,922 95,060 SH   DFND 95,060 0 0
SUN LIFE FINL INC COM 866796105 4,169 101,042 SH   OTR 0 101,042 0
SUNCOR ENERGY INC NEW COM 867224107 14,100 383,990 SH   DFND 383,990 0 0
SUNCOR ENERGY INC NEW COM 867224107 8,606 234,377 SH   OTR 0 234,377 0
TECHNIPFMC PLC COM G87110105 215 6,876 SH   OTR 0 6,876 0
TELUS CORP COM 87971M103 18,628 491,893 SH   DFND 491,893 0 0
TELUS CORP COM 87971M103 6,715 177,327 SH   OTR 0 177,327 0
THOMSON REUTERS CORP COM 884903105 2,259 51,827 SH   OTR 0 51,827 0
THOMSON REUTERS CORP COM 884903105 1,717 39,380 SH   DFND 39,380 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 27,830 475,074 SH   OTR 0 475,074 0
TORONTO DOMINION BK ONT COM NEW 891160509 31,047 529,993 SH   DFND 529,993 0 0
TRANSALTA CORP COM 89346D107 71 12,000 SH   DFND 12,000 0 0
TRANSALTA CORP COM 89346D107 70 11,690 SH   OTR 0 11,690 0
TRANSCANADA CORP COM 89353D107 24,535 504,422 SH   DFND 504,422 0 0
TRANSCANADA CORP COM 89353D107 22,499 462,567 SH   OTR 0 462,567 0
UNILEVER N V N Y SHS NEW 904784709 6,720 119,316 SH   DFND 119,316 0 0
UNILEVER N V N Y SHS NEW 904784709 3,115 55,307 SH   OTR 0 55,307 0
UNION PAC CORP COM 907818108 317 2,363 SH   OTR 0 2,363 0
UNITED PARCEL SERVICE INC CL B 911312106 2,549 21,397 SH   DFND 21,397 0 0
UNITED PARCEL SERVICE INC CL B 911312106 1,431 12,012 SH   OTR 0 12,012 0
UNITED TECHNOLOGIES CORP COM 913017109 240 1,880 SH   OTR 0 1,880 0
UNITEDHEALTH GROUP INC COM 91324P102 463 2,100 SH   OTR 0 2,100 0
VALERO ENERGY CORP NEW COM 91913Y100 972 10,572 SH   OTR 0 10,572 0
VERIZON COMMUNICATIONS INC COM 92343V104 3,156 59,620 SH   DFND 59,620 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 900 17,013 SH   OTR 0 17,013 0
VERMILION ENERGY INC COM 923725105 8,254 227,270 SH   DFND 227,270 0 0
VERMILION ENERGY INC COM 923725105 951 26,175 SH   OTR 0 26,175 0
VISA INC COM CL A 92826C839 7,142 62,642 SH   DFND 62,642 0 0
VISA INC COM CL A 92826C839 3,725 32,670 SH   OTR 0 32,670 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 491 6,760 SH   OTR 0 6,760 0
WASTE CONNECTIONS INC COM 94106B101 2,569 36,219 SH   DFND 36,219 0 0
WASTE CONNECTIONS INC COM 94106B101 534 7,532 SH   OTR 0 7,532 0
WELLS FARGO CO NEW COM 949746101 1,411 23,251 SH   OTR 0 23,251 0
WELLS FARGO CO NEW COM 949746101 247 4,075 SH   DFND 4,075 0 0