The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200 624 1,568 SH   SOLE   1,568 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 7,978 52,642 SH   SOLE   52,642 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 9,442 38,851 SH   SOLE   38,851 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 1,589 9,967 SH   SOLE   9,967 0 0
ISHARES TR U.S. REAL ES ETF 464287739 1,097 11,933 SH   SOLE   11,933 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 381 5,950 SH   SOLE   5,950 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,694 6,632 SH   SOLE   6,632 0 0
BOEING CO COM 097023105 340 1,334 SH   SOLE   1,334 0 0
EBAY INC. COM 278642103 521 8,500 SH   SOLE   8,500 0 0
INTEL CORP COM 458140100 491 7,675 SH   SOLE   7,675 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 1,808 6,012 SH   SOLE   6,012 0 0
NOKIA CORP SPONSORED ADR 654902204 162 40,900 SH   SOLE   40,900 0 0
ORACLE CORP COM 68389X105 982 13,989 SH   SOLE   13,989 0 0
QUALCOMM INC COM 747525103 541 4,084 SH   SOLE   4,084 0 0
JOHNSON & JOHNSON COM 478160104 752 4,576 SH   SOLE   4,576 0 0
PFIZER INC COM 717081103 1,047 28,900 SH   SOLE   28,900 0 0
JUNIPER NETWORKS INC COM 48203R104 253 10,000 SH   SOLE   10,000 0 0
MICROSOFT CORP COM 594918104 401 1,700 SH   SOLE   1,700 0 0
CISCO SYS INC COM 17275R102 942 18,217 SH   SOLE   18,217 0 0
LOCKHEED MARTIN CORP COM 539830109 478 1,293 SH   SOLE   1,293 0 0
PEPSICO INC COM 713448108 303 2,139 SH   SOLE   2,139 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 708 12,177 SH   SOLE   12,177 0 0
ISHARES TR RUS MD CP GR ETF 464287481 8,400 82,304 SH   SOLE   82,304 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 2,569 23,507 SH   SOLE   23,507 0 0
SCHWAB CHARLES CORP COM 808513105 232 3,559 SH   SOLE   3,559 0 0
APPLIED MATLS INC COM 038222105 597 4,470 SH   SOLE   4,470 0 0
TARGET CORP COM 87612E106 591 2,986 SH   SOLE   2,986 0 0
CVS HEALTH CORP COM 126650100 428 5,688 SH   SOLE   5,688 0 0
MERCK & CO. INC COM 58933Y105 644 8,359 SH   SOLE   8,359 0 0
MORGAN STANLEY COM NEW 617446448 461 5,941 SH   SOLE   5,941 0 0
REINSURANCE GRP OF AMERICA I COM NEW 759351604 679 5,389 SH   SOLE   5,389 0 0
PROCTER AND GAMBLE CO COM 742718109 459 3,392 SH   SOLE   3,392 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 233 714 SH   SOLE   714 0 0
JPMORGAN CHASE & CO COM 46625H100 307 2,017 SH   SOLE   2,017 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 54,150 627,827 SH   SOLE   627,827 0 0
ISHARES TR 20 YR TR BD ETF 464287432 587 4,334 SH   SOLE   4,334 0 0
3M CO COM 88579Y101 318 1,650 SH   SOLE   1,650 0 0
COMCAST CORP NEW CL A 20030N101 304 5,615 SH   SOLE   5,615 0 0
BARRICK GOLD CORP COM 067901108 500 25,274 SH   SOLE   25,274 0 0
APPLE INC COM 037833100 1,847 15,117 SH   SOLE   15,117 0 0
ALLSTATE CORP COM 020002101 212 1,842 SH   SOLE   1,842 0 0
SKYWORKS SOLUTIONS INC COM 83088M102 367 2,000 SH   SOLE   2,000 0 0
ISHARES TR PHLX SEMICND ETF 464287523 424 1,001 SH   SOLE   1,001 0 0
WP CAREY INC COM 92936U109 476 6,721 SH   SOLE   6,721 0 0
ASSOCIATED BANC CORP COM 045487105 213 10,000 SH   SOLE   10,000 0 0
EQUITY RESIDENTIAL SH BEN INT 29476L107 566 7,900 SH   SOLE   7,900 0 0
ALPHABET INC CAP STK CL A 02079K305 245 119 SH   SOLE   119 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 357 9,105 SH   SOLE   9,105 0 0
ARCH CAP GROUP LTD ORD G0450A105 325 8,483 SH   SOLE   8,483 0 0
FIDELITY NATL INFORMATION SV COM 31620M106 406 2,884 SH   SOLE   2,884 0 0
MUELLER WTR PRODS INC COM SER A 624758108 221 15,911 SH   SOLE   15,911 0 0
SPDR SER TR S&P METALS MNG 78464A755 351 8,785 SH   SOLE   8,785 0 0
INVESCO DB MULTI-SECTOR COMM OIL FD 46140H403 272 25,841 SH   SOLE   25,841 0 0
ISHARES TR MBS ETF 464288588 991 9,144 SH   SOLE   9,144 0 0
SPDR SER TR SPDR BLOOMBERG 78468R663 2,172 23,742 SH   SOLE   23,742 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854 237 5,094 SH   SOLE   5,094 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 270 2,650 SH   SOLE   2,650 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 382 3,948 SH   SOLE   3,948 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 539 8,017 SH   SOLE   8,017 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 598 9,715 SH   SOLE   9,715 0 0
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 45,989 815,272 SH   SOLE   815,272 0 0
ISHARES TR BRAZIL SM-CP ETF 464289131 188 12,000 SH   SOLE   12,000 0 0
HUNTINGTON INGALLS INDS INC COM 446413106 689 3,347 SH   SOLE   3,347 0 0
FORTUNE BRANDS HOME & SEC IN COM 34964C106 2,679 27,963 SH   SOLE   27,963 0 0
FACEBOOK INC CL A 30303M102 310 1,054 SH   SOLE   1,054 0 0
ISHARES TR CORE MSCI EAFE 46432F842 1,872 25,976 SH   SOLE   25,976 0 0
ALPHABET INC CAP STK CL C 02079K107 418 202 SH   SOLE   202 0 0
KIRKLAND LAKE GOLD LTD COM 49741E100 306 9,065 SH   SOLE   9,065 0 0
LIBERTY MEDIA CORP DEL COM C SIRIUSXM 531229607 238 5,400 SH   SOLE   5,400 0 0
COCA COLA EUROPEAN PARTNERS SHS G25839104 597 11,439 SH   SOLE   11,439 0 0
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 2,466 48,577 SH   SOLE   48,577 0 0
ISHARES INC MSCI EMRG CHN 46434G764 241 4,055 SH   SOLE   4,055 0 0