The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200 572 1,523 SH   SOLE   1,523 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 7,168 52,425 SH   SOLE   52,425 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 9,399 38,979 SH   SOLE   38,979 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 1,320 10,019 SH   SOLE   10,019 0 0
ISHARES TR U.S. REAL ES ETF 464287739 922 10,766 SH   SOLE   10,766 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,444 6,229 SH   SOLE   6,229 0 0
BOEING CO COM 097023105 286 1,334 SH   SOLE   1,334 0 0
EBAY INC. COM 278642103 432 8,600 SH   SOLE   8,600 0 0
INTEL CORP COM 458140100 380 7,625 SH   SOLE   7,625 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 1,741 6,073 SH   SOLE   6,073 0 0
NOKIA CORP SPONSORED ADR 654902204 160 40,900 SH   SOLE   40,900 0 0
ORACLE CORP COM 68389X105 892 13,789 SH   SOLE   13,789 0 0
QUALCOMM INC COM 747525103 626 4,106 SH   SOLE   4,106 0 0
DISNEY WALT CO COM 254687106 393 2,167 SH   SOLE   2,167 0 0
JOHNSON & JOHNSON COM 478160104 731 4,644 SH   SOLE   4,644 0 0
PFIZER INC COM 717081103 1,082 29,390 SH   SOLE   29,390 0 0
JUNIPER NETWORKS INC COM 48203R104 232 10,300 SH   SOLE   10,300 0 0
MICROSOFT CORP COM 594918104 378 1,700 SH   SOLE   1,700 0 0
CISCO SYS INC COM 17275R102 808 18,060 SH   SOLE   18,060 0 0
LOCKHEED MARTIN CORP COM 539830109 397 1,117 SH   SOLE   1,117 0 0
PEPSICO INC COM 713448108 275 1,853 SH   SOLE   1,853 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 684 11,650 SH   SOLE   11,650 0 0
ISHARES TR RUS MD CP GR ETF 464287481 8,445 82,271 SH   SOLE   82,271 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 2,269 23,403 SH   SOLE   23,403 0 0
SCHWAB CHARLES CORP COM 808513105 206 3,883 SH   SOLE   3,883 0 0
APPLIED MATLS INC COM 038222105 446 5,170 SH   SOLE   5,170 0 0
TARGET CORP COM 87612E106 503 2,848 SH   SOLE   2,848 0 0
CVS HEALTH CORP COM 126650100 391 5,728 SH   SOLE   5,728 0 0
MERCK & CO. INC COM 58933Y105 666 8,140 SH   SOLE   8,140 0 0
MORGAN STANLEY COM NEW 617446448 421 6,141 SH   SOLE   6,141 0 0
REINSURANCE GRP OF AMERICA I COM NEW 759351604 625 5,389 SH   SOLE   5,389 0 0
PROCTER AND GAMBLE CO COM 742718109 473 3,400 SH   SOLE   3,400 0 0
JPMORGAN CHASE & CO COM 46625H100 256 2,017 SH   SOLE   2,017 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 47,983 555,483 SH   SOLE   555,483 0 0
ISHARES TR 20 YR TR BD ETF 464287432 6,485 41,112 SH   SOLE   41,112 0 0
3M CO COM 88579Y101 271 1,550 SH   SOLE   1,550 0 0
COMCAST CORP NEW CL A 20030N101 311 5,932 SH   SOLE   5,932 0 0
BARRICK GOLD CORP COM 067901108 535 23,476 SH   SOLE   23,476 0 0
APPLE INC COM 037833100 2,113 15,922 SH   SOLE   15,922 0 0
SKYWORKS SOLUTIONS INC COM 83088M102 306 2,000 SH   SOLE   2,000 0 0
ISHARES TR PHLX SEMICND ETF 464287523 521 1,375 SH   SOLE   1,375 0 0
ISHARES TR CORE US AGGBD ET 464287226 404 3,421 SH   SOLE   3,421 0 0
WP CAREY INC COM 92936U109 481 6,821 SH   SOLE   6,821 0 0
ASSOCIATED BANC CORP COM 045487105 171 10,000 SH   SOLE   10,000 0 0
EQUITY RESIDENTIAL SH BEN INT 29476L107 445 7,500 SH   SOLE   7,500 0 0
VERINT SYS INC COM 92343X100 228 3,394 SH   SOLE   3,394 0 0
ALPHABET INC CAP STK CL A 02079K305 209 119 SH   SOLE   119 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 320 9,105 SH   SOLE   9,105 0 0
ARCH CAP GROUP LTD ORD G0450A105 306 8,483 SH   SOLE   8,483 0 0
FIDELITY NATL INFORMATION SV COM 31620M106 408 2,884 SH   SOLE   2,884 0 0
MUELLER WTR PRODS INC COM SER A 624758108 197 15,911 SH   SOLE   15,911 0 0
SPDR SER TR S&P METALS MNG 78464A755 294 8,785 SH   SOLE   8,785 0 0
INVESCO DB MULTI-SECTOR COMM OIL FD 46140H403 126 14,941 SH   SOLE   14,941 0 0
ISHARES TR MBS ETF 464288588 910 8,266 SH   SOLE   8,266 0 0
SPDR SER TR SPDR BLOOMBERG 78468R663 2,412 26,354 SH   SOLE   26,354 0 0
B & G FOODS INC NEW COM 05508R106 235 8,475 SH   SOLE   8,475 0 0
SPDR SER TR PORTFLI INTRMDIT 78464A672 208 6,280 SH   SOLE   6,280 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854 253 5,754 SH   SOLE   5,754 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 270 2,650 SH   SOLE   2,650 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 402 4,414 SH   SOLE   4,414 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 253 7,039 SH   SOLE   7,039 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 557 8,017 SH   SOLE   8,017 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 598 9,715 SH   SOLE   9,715 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 218 7,122 SH   SOLE   7,122 0 0
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 47,033 807,846 SH   SOLE   807,846 0 0
ISHARES TR BRAZIL SM-CP ETF 464289131 199 12,000 SH   SOLE   12,000 0 0
HUNTINGTON INGALLS INDS INC COM 446413106 528 3,100 SH   SOLE   3,100 0 0
FORTUNE BRANDS HOME & SEC IN COM 34964C106 2,397 27,963 SH   SOLE   27,963 0 0
SPDR SER TR PORTFOLIO SH TSR 78468R101 203 6,602 SH   SOLE   6,602 0 0
FACEBOOK INC CL A 30303M102 358 1,309 SH   SOLE   1,309 0 0
ISHARES TR CORE MSCI EAFE 46432F842 1,770 25,612 SH   SOLE   25,612 0 0
ALPHABET INC CAP STK CL C 02079K107 354 202 SH   SOLE   202 0 0
KIRKLAND LAKE GOLD LTD COM 49741E100 310 7,500 SH   SOLE   7,500 0 0
LIBERTY MEDIA CORP DEL COM C SIRIUSXM 531229607 235 5,400 SH   SOLE   5,400 0 0
COCA COLA EUROPEAN PARTNERS SHS G25839104 580 11,639 SH   SOLE   11,639 0 0
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 2,457 48,375 SH   SOLE   48,375 0 0