The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COMMON STOCK 037833100   14,165,552 69,043 SH   SOLE   69,043 0 0
ABBVIE INC COMMON STOCK 00287Y109   2,703,370 14,564 SH   SOLE   14,564 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100   2,949,377 21,685 SH   SOLE   21,685 0 0
ACCENTURE PLC COMMON STOCK G1151C101   875,748 2,930 SH   SOLE   2,930 0 0
ADOBE INC COMMON STOCK 00724F101   429,824 1,111 SH   SOLE   1,111 0 0
ANALOG DEVICES INC COMMON STOCK 032654105   5,106,719 21,455 SH   SOLE   21,455 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103   4,597,319 14,907 SH   SOLE   14,907 0 0
ARTHUR J GALLAGHER & CO COMMON STOCK 363576109   221,716,072 692,603 SH   DFND   692,603 0 0
APPLIED MATERIALS INC COMMON STOCK 038222105   1,101,166 6,015 SH   SOLE   6,015 0 0
AMETEK INC COMMON STOCK 031100100   214,619 1,186 SH   SOLE   1,186 0 0
AMGEN INC COMMON STOCK 031162100   574,056 2,056 SH   SOLE   2,056 0 0
AMERIPRISE FINANCIAL INC COMMON STOCK 03076C106   1,624,674 3,044 SH   SOLE   3,044 0 0
AMERICAN TOWER CORP REIT 03027X100   283,569 1,283 SH   SOLE   1,283 0 0
AMAZON.COM INC COMMON STOCK 023135106   5,644,466 25,728 SH   SOLE   25,728 0 0
AUTONATION INC COMMON STOCK 05329W102   1,011,526 5,092 SH   DFND   5,092 0 0
AON PLC COMMON STOCK G0403H108   791,650 2,219 SH   SOLE   2,219 0 0
API GROUP CORP COMMON STOCK 00187Y100   7,428,847 145,521 SH   DFND   145,521 0 0
AMPHENOL CORP COMMON STOCK 032095101   143,328,120 1,451,424 SH   DFND   1,451,424 0 0
APPLOVIN CORP COMMON STOCK 03831W108   642,747 1,836 SH   SOLE   1,836 0 0
ASML HOLDING NV NY REG SHRS N07059210   1,087,486 1,357 SH   SOLE   1,357 0 0
ALPHATEC HOLDINGS INC COMMON STOCK 02081G201   114,608 10,325 SH   SOLE   10,325 0 0
BROADCOM INC COMMON STOCK 11135F101   8,411,184 30,514 SH   SOLE   30,514 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109   105,167,387 329,699 SH   DFND   329,699 0 0
AUTOZONE INC COMMON STOCK 053332102   58,805,435 15,841 SH   DFND   15,841 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104   549,858 11,620 SH   SOLE   11,620 0 0
BJ'S WHOLESALE CLUB HOLDINGS INC COMMON STOCK 05550J101   4,305,221 39,926 SH   DFND   39,926 0 0
BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100   2,980,208 32,710 SH   SOLE   32,710 0 0
BLACKROCK INC COMMON STOCK 09290D101   3,148,799 3,001 SH   SOLE   3,001 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108   446,791 9,652 SH   SOLE   9,652 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702   78,114,731 160,806 SH   DFND   160,806 0 0
BROWN & BROWN INC COMMON STOCK 115236101   166,371,522 1,500,600 SH   DFND   1,500,600 0 0
BLACKSTONE INC COMMON STOCK 09260D107   22,072,474 147,563 SH   SOLE   147,563 0 0
BLACKSTONE SECURED LENDING FUND COMMON STOCK 09261X102   1,308,659 42,558 SH   SOLE   42,558 0 0
CACI INTERNATIONAL INC COMMON STOCK 127190304   240,257 504 SH   SOLE   504 0 0
CATERPILLAR INC COMMON STOCK 149123101   411,114 1,059 SH   SOLE   1,059 0 0
CHUBB LTD COMMON STOCK H1467J104   493,973 1,705 SH   SOLE   1,705 0 0
CBOE GLOBAL MARKETS INC COMMON STOCK 12503M108   234,376 1,005 SH   SOLE   1,005 0 0
CDW CORP COMMON STOCK 12514G108   549,700 3,078 SH   SOLE   3,078 0 0
CENTRAL SECURITIES CORP CLOSED-END FUND 155123102   4,846,016 101,254 SH   SOLE   101,254 0 0
CLEAN HARBORS INC COMMON STOCK 184496107   30,953,384 133,893 SH   DFND   133,893 0 0
CME GROUP INC COMMON STOCK 12572Q105   376,773 1,367 SH   SOLE   1,367 0 0
CHIPOTLE MEXICAN GRILL INC COMMON STOCK 169656105   252,731 4,501 SH   SOLE   4,501 0 0
CORE & MAIN INC COMMON STOCK 21874C102   5,481,530 90,829 SH   DFND   90,829 0 0
CONNECTONE BANCORP INC COMMON STOCK 20786W107   1,712,914 73,960 SH   SOLE   73,960 0 0
CAPITAL ONE FINANCIAL CORP COMMON STOCK 14040H105   1,459,321 6,859 SH   SOLE   6,859 0 0
COINBASE GLOBAL INC COMMON STOCK 19260Q107   397,105 1,133 SH   SOLE   1,133 0 0
COCA-COLA CONSOLIDATED INC COMMON STOCK 191098102   33,665,155 301,524 SH   DFND   301,524 0 0
COLUMBIA BANKING SYSTEM INC COMMON STOCK 197236102   202,424 8,658 SH   SOLE   8,658 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104   387,049 4,313 SH   SOLE   4,313 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105   377,690,818 381,529 SH   DFND   381,529 0 0
CANADIAN PACIFIC KANSAS CITY LTD COMMON STOCK 13646K108   1,225,831 15,464 SH   SOLE   15,464 0 0
COPART INC COMMON STOCK 217204106   2,428,131 49,483 SH   SOLE   49,483 0 0
CRH PLC COMMON STOCK G25508105   43,567,087 474,587 SH   DFND   474,587 0 0
SALESFORCE INC COMMON STOCK 79466L302   368,404 1,351 SH   SOLE   1,351 0 0
CROWDSTRIKE HOLDINGS INC COMMON STOCK 22788C105   283,686 557 SH   SOLE   557 0 0
CSX CORP COMMON STOCK 126408103   545,345 16,713 SH   SOLE   16,713 0 0
CINTAS CORP COMMON STOCK 172908105   155,806,635 699,092 SH   DFND   699,092 0 0
CHEVRON CORP COMMON STOCK 166764100   2,653,883 18,534 SH   SOLE   18,534 0 0
CURTISS-WRIGHT CORP COMMON STOCK 231561101   3,753,042 7,682 SH   DFND   7,682 0 0
DEERE & CO COMMON STOCK 244199105   52,432,438 103,114 SH   SOLE   103,114 0 0
DECKERS OUTDOOR CORP COMMON STOCK 243537107   4,292,763 41,649 SH   DFND   41,649 0 0
ISHARES CORE DIVIDEND GROWTH ETF ETP 46434V621   745,157 11,654 SH   SOLE   11,654 0 0
DANAHER CORP COMMON STOCK 235851102   554,495 2,807 SH   SOLE   2,807 0 0
WALT DISNEY CO COMMON STOCK 254687106   286,711 2,312 SH   SOLE   2,312 0 0
DOCUSIGN INC COMMON STOCK 256163106   353,621 4,540 SH   SOLE   4,540 0 0
DOMINO'S PIZZA INC COMMON STOCK 25754A201   478,087 1,061 SH   SOLE   1,061 0 0
WISDOMTREE JAPAN HEDGED EQUITY ETP 97717W851   224,655 1,966 SH   SOLE   1,966 0 0
ECOLAB INC COMMON STOCK 278865100   206,660 767 SH   SOLE   767 0 0
ISHARES MSCI EAFE ETF ETP 464287465   304,820 3,410 SH   SOLE   3,410 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104   1,154,104 8,656 SH   SOLE   8,656 0 0
EATON CORP PLC COMMON STOCK G29183103   60,461,254 169,364 SH   SOLE   169,364 0 0
FASTENAL CO COMMON STOCK 311900104   1,152,900 27,450 SH   SOLE   27,450 0 0
FISERV INC COMMON STOCK 337738108   1,604,447 9,306 SH   SOLE   9,306 0 0
FLOWSERVE CORP COMMON STOCK 34354P105   1,705,825 32,585 SH   SOLE   32,585 0 0
FIRST TRUST EXCHANGE-TRADED FUND ETP 33739P103   344,391 5,196 SH   SOLE   5,196 0 0
FORTINET INC COMMON STOCK 34959E109   301,302 2,850 SH   SOLE   2,850 0 0
FIRST TRUST VALUE LINE DIVIDEND FUND ETP 33734H106   704,472 15,760 SH   SOLE   15,760 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108   308,868 1,059 SH   SOLE   1,059 0 0
ALPHABET INC COMMON STOCK 02079K107   11,092,906 62,534 SH   SOLE   62,534 0 0
ALPHABET INC COMMON STOCK 02079K305   17,133,081 97,220 SH   SOLE   97,220 0 0
CHART INDUSTRIES INC COMMON STOCK 16115Q308   19,720,295 119,771 SH   DFND   119,771 0 0
HASBRO INC COMMON STOCK 418056107   3,730,863 50,540 SH   SOLE   50,540 0 0
HUNTINGTON BANCSHARES INC COMMON STOCK 446150104   784,971 46,836 SH   SOLE   46,836 0 0
HCA HEALTHCARE INC COMMON STOCK 40412C101   477,726 1,247 SH   SOLE   1,247 0 0
HOME DEPOT INC COMMON STOCK 437076102   238,821,230 651,378 SH   DFND   651,378 0 0
HARTFORD INSURANCE GROUP INC COMMON STOCK 416515104   219,612 1,731 SH   SOLE   1,731 0 0
HILTON WORLDWIDE HOLDINGS INC COMMON STOCK 43300A203   352,368 1,323 SH   SOLE   1,323 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106   806,231 3,462 SH   SOLE   3,462 0 0
HUBBELL INC COMMON STOCK 443510607   651,006 1,594 SH   SOLE   1,594 0 0
HUBSPOT INC COMMON STOCK 443573100   3,116,571 5,599 SH   DFND   5,599 0 0
HOWMET AEROSPACE INC COMMON STOCK 443201108   457,321 2,457 SH   SOLE   2,457 0 0
ISHARES BITCOIN TRUST ETF ETP 46438F101   422,227 6,898 SH   SOLE   6,898 0 0
INTERNATIONAL BUSINESS MACHINES CORP COMMON STOCK 459200101   130,593,436 443,020 SH   DFND   443,020 0 0
INTERCONTINENTAL EXCHANGE INC COMMON STOCK 45866F104   395,745 2,157 SH   SOLE   2,157 0 0
ICF INTERNATIONAL INC COMMON STOCK 44925C103   254,723 3,007 SH   SOLE   3,007 0 0
IDEXX LABORATORIES INC COMMON STOCK 45168D104   8,357,786 15,583 SH   SOLE   15,583 0 0
ISHARES S&P MID-CAP 400 GROWTH ETF ETP 464287606   700,546 7,700 SH   SOLE   7,700 0 0
INTUIT INC COMMON STOCK 461202103   3,519,918 4,469 SH   SOLE   4,469 0 0
ISHARES MSCI INTL QUALTY FACTOR ETF ETP 46434V456   331,152 7,662 SH   SOLE   7,662 0 0
INTUITIVE SURGICAL INC COMMON STOCK 46120E602   402,667 741 SH   SOLE   741 0 0
ILLINOIS TOOL WORKS INC COMMON STOCK 452308109   507,852 2,054 SH   SOLE   2,054 0 0
ISHARES S&P 500 VALUE ETF ETP 464287408   699,604 3,580 SH   SOLE   3,580 0 0
ISHARES CORE S&P 500 ETF ETP 464287200   265,745 428 SH   SOLE   428 0 0
ISHARES S&P 500 GROWTH ETF ETP 464287309   1,138,654 10,342 SH   SOLE   10,342 0 0
ISHARES RUSSELL 1000 ETF ETP 464287622   8,336,444 24,550 SH   SOLE   24,550 0 0
ISHARES RUSSELL 1000 GROWTH ETF ETP 464287614   1,044,467 2,460 SH   SOLE   2,460 0 0
JPMORGAN EQUITY PREMIUM INCOME ETF ETP 46641Q332   301,760 5,308 SH   SOLE   5,308 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104   1,550,260 10,149 SH   SOLE   10,149 0 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100   6,480,938 22,355 SH   SOLE   22,355 0 0
JPMORGAN US VALUE FACTOR ETF ETP 46641Q753   353,088 7,983 SH   SOLE   7,983 0 0
KINSALE CAPITAL GROUP INC COMMON STOCK 49714P108   542,936 1,122 SH   DFND   1,122 0 0
COCA COLA CO COMMON STOCK 191216100   628,685 8,886 SH   SOLE   8,886 0 0
KROGER CO COMMON STOCK 501044101   17,884,513 249,331 SH   DFND   249,331 0 0
LITHIA MOTORS inc COMMON STOCK 536797103   4,047,422 11,981 SH   DFND   11,981 0 0
LENNAR CORP COMMON STOCK 526057302   259,441 2,465 SH   SOLE   2,465 0 0
LABCORP HOLDINGS INC COMMON STOCK 504922105   287,448 1,095 SH   SOLE   1,095 0 0
LINDE PLC COMMON STOCK G54950103   2,843,700 6,061 SH   SOLE   6,061 0 0
ELI LILLY & CO COMMON STOCK 532457108   2,460,976 3,157 SH   SOLE   3,157 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109   622,923 1,345 SH   SOLE   1,345 0 0
LOWE'S COS INC COMMON STOCK 548661107   768,780 3,465 SH   SOLE   3,465 0 0
LAM RESEARCH CORP COMMON STOCK 512807306   780,667 8,020 SH   SOLE   8,020 0 0
MASTERCARD inc COMMON STOCK 57636Q104   225,480,673 401,254 SH   DFND   401,254 0 0
MCDONALD'S CORP COMMON STOCK 580135101   11,432,904 39,131 SH   SOLE   39,131 0 0
MOODY'S CORP COMMON STOCK 615369105   126,424,757 252,048 SH   DFND   252,048 0 0
MISTER CAR WASH INC COMMON STOCK 60646V105   2,028,375 337,500 SH   DFND   337,500 0 0
MEDTRONIC PLC COMMON STOCK G5960L103   17,389,805 199,493 SH   SOLE   199,493 0 0
META PLATFORMS INC COMMON STOCK 30303M102   5,702,483 7,726 SH   SOLE   7,726 0 0
MCCORMICK & CO INC COMMON STOCK 579780206   296,456 3,910 SH   SOLE   3,910 0 0
MARTIN MARIETTA MATERIALS INC COMMON STOCK 573284106   273,382 498 SH   SOLE   498 0 0
MARSH & MCLENNAN COS INC COMMON STOCK 571748102   708,394 3,240 SH   SOLE   3,240 0 0
MERCK & CO INC COMMON STOCK 58933Y105   604,862 7,641 SH   SOLE   7,641 0 0
MORGAN STANLEY COMMON STOCK 617446448   29,878,237 212,113 SH   SOLE   212,113 0 0
MSCI INC COMMON STOCK 55354G100   350,081 607 SH   SOLE   607 0 0
MICROSOFT CORP COMMON STOCK 594918104   457,413,262 919,590 SH   DFND   919,590 0 0
MURPHY USA INC COMMON STOCK 626755102   7,834,968 19,260 SH   SOLE   19,260 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101   752,513 10,840 SH   SOLE   10,840 0 0
NETFLIX INC COMMON STOCK 64110L106   138,677,624 103,558 SH   DFND   103,558 0 0
NEW MOUNTAIN FINANCE CORP COMMON STOCK 647551100   743,986 70,520 SH   SOLE   70,520 0 0
PROSHARES S&P 500 DIVIDEND ARISTOCRATS ETF ETP 74348A467   357,485 3,550 SH   SOLE   3,550 0 0
SERVICENOW INC COMMON STOCK 81762P102   34,634,987 33,689 SH   SOLE   33,689 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108   809,377 3,162 SH   SOLE   3,162 0 0
NVIDIA CORP COMMON STOCK 67066G104   3,093,286 19,579 SH   SOLE   19,579 0 0
NOVO NORDISK A/S ADR 670100205   790,969 11,460 SH   SOLE   11,460 0 0
NVR INC COMMON STOCK 62944T105   7,230,562 979 SH   DFND   979 0 0
NOVARTIS AG ADR 66987V109   272,273 2,250 SH   SOLE   2,250 0 0
BLUE OWL CAPITAL CORP COMMON STOCK 69121K104   529,246 36,907 SH   SOLE   36,907 0 0
OLD DOMINION FREIGHT LINE INC COMMON STOCK 679580100   5,787,293 35,658 SH   DFND   35,658 0 0
ORACLE CORP COMMON STOCK 68389X105   948,854 4,340 SH   SOLE   4,340 0 0
O'REILLY AUTOMOTIVE INC COMMON STOCK 67103H107   36,493,727 404,901 SH   DFND   404,901 0 0
PEPSICO INC COMMON STOCK 713448108   3,673,353 27,820 SH   SOLE   27,820 0 0
PROCTER AND GAMBLE CO COMMON STOCK 742718109   1,604,830 10,073 SH   SOLE   10,073 0 0
PROGRESSIVE CORP COMMON STOCK 743315103   149,529,931 560,331 SH   DFND   560,331 0 0
PARKER-HANNIFIN CORP COMMON STOCK 701094104   44,345,162 63,489 SH   DFND   63,489 0 0
PALANTIR TECHNOLOGIES INC COMMON STOCK 69608A108   1,166,490 8,557 SH   SOLE   8,557 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109   872,221 4,789 SH   SOLE   4,789 0 0
PNC FINANCIAL SERVICES GROUP INC COMMON STOCK 693475105   713,989 3,830 SH   SOLE   3,830 0 0
PPG INDUSTRIES INC COMMON STOCK 693506107   291,769 2,565 SH   SOLE   2,565 0 0
QUANTA SERVICES INC COMMON STOCK 74762E102   303,598 803 SH   SOLE   803 0 0
QUALCOMM INC COMMON STOCK 747525103   350,531 2,201 SH   SOLE   2,201 0 0
ISHARES MSCI USA QUALITY FACTOR ETF ETP 46432F339   667,659 3,652 SH   SOLE   3,652 0 0
RELX PLC ADR 759530108   409,887 7,543 SH   SOLE   7,543 0 0
RALPH LAUREN CORP COMMON STOCK 751212101   6,890,462 25,122 SH   DFND   25,122 0 0
ROPER TECHNOLOGIES INC COMMON STOCK 776696106   815,116 1,438 SH   SOLE   1,438 0 0
INVESCO S&P 500 PURE GROWTH ETF ETP 46137V266   246,563 5,387 SH   SOLE   5,387 0 0
RELIANCE INC COMMON STOCK 759509102   269,954 860 SH   SOLE   860 0 0
REPUBLIC SERVICES INC COMMON STOCK 760759100   320,379,682 1,299,135 SH   DFND   1,299,135 0 0
INVESCO S&P 500 EQUAL WEIGHT ETF ETP 46137V357   272,610 1,500 SH   SOLE   1,500 0 0
RTX CORP COMMON STOCK 75513E101   1,219,705 8,353 SH   SOLE   8,353 0 0
SABINE ROYALTY TRUST ROYALTY TRST 785688102   604,588 9,067 SH   SOLE   9,067 0 0
STARBUCKS CORP COMMON STOCK 855244109   15,416,472 168,247 SH   DFND   168,247 0 0
SCHWAB SHORT-TERM U.S. TREASURY ETF ETP 808524862   764,557 31,360 SH   SOLE   31,360 0 0
THE CHARLES SCHWAB CORP COMMON STOCK 808513105   318,245 3,488 SH   SOLE   3,488 0 0
SHERWIN WILLIAMS CO COMMON STOCK 824348106   336,421,725 979,793 SH   DFND   979,793 0 0
SKYWARD SPECIALTY INSURANCE GROUP COMMON STOCK 830940102   6,244,961 108,063 SH   DFND   108,063 0 0
VANECK SEMICONDUCTOR ETF ETP 92189F676   426,129 1,528 SH   SOLE   1,528 0 0
S&P GLOBAL INC COMMON STOCK 78409V104   2,180,871 4,136 SH   SOLE   4,136 0 0
SPDR S&P 500 ETF TRUST ETP 78462F103   11,217,685 18,156 SH   SOLE   18,156 0 0
STRYKER CORP COMMON STOCK 863667101   1,209,441 3,057 SH   SOLE   3,057 0 0
TRANSDIGM GROUP INC COMMON STOCK 893641100   256,988 169 SH   SOLE   169 0 0
TELEDYNE TECHNOLOGIES INC COMMON STOCK 879360105   6,676,424 13,032 SH   DFND   13,032 0 0
TRUIST FINANCIAL CORP COMMON STOCK 89832Q109   602,720 14,020 SH   SOLE   14,020 0 0
TJX COS INC COMMON STOCK 872540109   4,591,852 37,184 SH   SOLE   37,184 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102   21,739,549 53,617 SH   SOLE   53,617 0 0
TARGA RESOURCES CORP COMMON STOCK 87612G101   688,312 3,954 SH   SOLE   3,954 0 0
TRIMBLE INC COMMON STOCK 896239100   402,922 5,303 SH   SOLE   5,303 0 0
TRACTOR SUPPLY CO COMMON STOCK 892356106   6,468,757 122,584 SH   DFND   122,584 0 0
TESLA INC COMMON STOCK 88160R101   211,244 665 SH   SOLE   665 0 0
TAIWAN SEMICONDUCTOR MANUFACTURING LTD ADR 874039100   252,083 1,113 SH   SOLE   1,113 0 0
TWILIO INC COMMON STOCK 90138F102   576,906 4,639 SH   SOLE   4,639 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104   8,930,567 43,014 SH   SOLE   43,014 0 0
UNIFIRST CORP COMMON STOCK 904708104   3,275,028 17,400 SH   DFND   17,400 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102   11,942,836 38,282 SH   SOLE   38,282 0 0
UNION PACIFIC CORP COMMON STOCK 907818108   6,326,510 27,497 SH   SOLE   27,497 0 0
US BANCORP COMMON STOCK 902973304   1,855,793 41,012 SH   SOLE   41,012 0 0
VISA INC COMMON STOCK 92826C839   20,038,667 56,439 SH   SOLE   56,439 0 0
VANGUARD SMALL-CAP ETF ETP 922908751   234,610 990 SH   SOLE   990 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETP 921943858   1,136,665 19,938 SH   SOLE   19,938 0 0
VANGUARD FTSE EUROPE ETF ETP 922042874   477,788 6,165 SH   SOLE   6,165 0 0
VANGUARD INFORMATION TECHNOLOGY ETF ETP 92204A702   223,525 337 SH   SOLE   337 0 0
VANGUARD MID-CAP ETF ETP 922908629   364,618 1,303 SH   SOLE   1,303 0 0
VANGUARD S&P 500 ETF ETP 922908363   1,080,961 1,903 SH   SOLE   1,903 0 0
VERISK ANALYTICS INC COMMON STOCK 92345Y106   514,598 1,652 SH   SOLE   1,652 0 0
VISTRA CORP COMMON STOCK 92840M102   10,663,814 55,022 SH   SOLE   55,022 0 0
VANGUARD TOTAL WORLD STOCK ETF ETP 922042742   379,648 2,954 SH   SOLE   2,954 0 0
VANGUARD TOTAL STOCK MARKET ETF ETP 922908769   13,618,192 44,807 SH   SOLE   44,807 0 0
VANGUARD GROWTH ETF ETP 922908736   684,342 1,561 SH   SOLE   1,561 0 0
WASTE CONNECTIONS INC COMMON STOCK 94106B101   350,907 1,882 SH   SOLE   1,882 0 0
WELLS FARGO & CO COMMON STOCK 949746101   986,678 12,315 SH   SOLE   12,315 0 0
WELLS FARGO CO PERP CONV PFD A PREFERRED STOCK 949746804   996,836 849 SH   SOLE   849 0 0
WASTE MANAGEMENT INC COMMON STOCK 94106L109   45,168,839 197,399 SH   SOLE   197,399 0 0
WALMART INC COMMON STOCK 931142103   3,842,461 39,297 SH   SOLE   39,297 0 0
W R BERKLEY CORP COMMON STOCK 084423102   119,845,586 1,631,218 SH   DFND   1,631,218 0 0
WARBY PARKER inc COMMON STOCK 93403J106   15,100,384 688,572 SH   DFND   688,572 0 0
SELECT SECTOR SPDR COMMUNICATION SERVICES ETP 81369Y852   315,822 2,910 SH   SOLE   2,910 0 0
SELECT SECTOR SPDR FINANCIAL ETP 81369Y605   1,230,695 23,500 SH   SOLE   23,500 0 0
SELECT SECTOR SPDR UTILITIES ETP 81369Y886   1,755,690 21,500 SH   SOLE   21,500 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102   2,911,678 27,010 SH   SOLE   27,010 0 0
YUM! BRANDS INC COMMON STOCK 988498101   713,339 4,814 SH   SOLE   4,814 0 0
ZOETIS INC COMMON STOCK 98978V103   771,017 4,944 SH   SOLE   4,944 0 0