The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COMMON STOCK 037833100   63,188,479 252,330 SH   DFND   252,330 0 0
ABBVIE INC COMMON STOCK 00287Y109   2,589,622 14,573 SH   SOLE   14,573 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100   2,379,269 21,035 SH   SOLE   21,035 0 0
ACCENTURE PLC COMMON STOCK G1151C101   907,970 2,581 SH   SOLE   2,581 0 0
ANALOG DEVICES INC COMMON STOCK 032654105   3,042,427 14,320 SH   SOLE   14,320 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103   4,433,689 15,146 SH   SOLE   15,146 0 0
ARTHUR J GALLAGHER & CO COMMON STOCK 363576109   180,670,242 636,499 SH   DFND   636,499 0 0
APPLIED MATERIALS INC COMMON STOCK 038222105   1,034,652 6,362 SH   SOLE   6,362 0 0
AMGEN INC COMMON STOCK 031162100   373,236 1,432 SH   SOLE   1,432 0 0
AMERIPRISE FINANCIAL INC COMMON STOCK 03076C106   1,639,352 3,079 SH   SOLE   3,079 0 0
AMAZON.COM INC COMMON STOCK 023135106   7,216,176 32,892 SH   SOLE   32,892 0 0
API GROUP CORP COMMON STOCK 00187Y100   3,379,884 93,964 SH   DFND   93,964 0 0
AMPHENOL CORP COMMON STOCK 032095101   4,500,846 64,807 SH   SOLE   64,807 0 0
ASML HOLDING NV NY REG SHRS N07059210   5,213,348 7,522 SH   SOLE   7,522 0 0
ALPHATEC HOLDINGS INC COMMON STOCK 02081G201   105,873 11,533 SH   SOLE   11,533 0 0
BROADCOM INC COMMON STOCK 11135F101   9,681,175 41,758 SH   SOLE   41,758 0 0
AUTOZONE INC COMMON STOCK 053332102   46,329,738 14,469 SH   DFND   14,469 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104   221,772 5,046 SH   SOLE   5,046 0 0
BOOZ ALLEN HAMILTON HOLDING CO COMMON STOCK 099502106   33,328,153 258,960 SH   DFND   258,960 0 0
BALL CORP COMMON STOCK 058498106   437,567 7,937 SH   SOLE   7,937 0 0
ATLANTA BRAVES HOLDINGS INC COMMON STOCK 047726302   683,859 17,874 SH   DFND   17,874 0 0
BJ'S WHOLESALE CLUB HOLDINGS INC COMMON STOCK 05550J101   2,600,353 29,103 SH   DFND   29,103 0 0
BLACKROCK INC COMMON STOCK 09290D101   2,499,218 2,438 SH   SOLE   2,438 0 0
BUMBLE INC COMMON STOCK 12047B105   1,010,874 124,186 SH   DFND   124,186 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108   544,729 9,631 SH   SOLE   9,631 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702   62,616,552 138,141 SH   SOLE   138,141 0 0
BROWN & BROWN INC COMMON STOCK 115236101   105,317,796 1,032,325 SH   DFND   1,032,325 0 0
BLACKSTONE INC COMMON STOCK 09260D107   24,512,951 142,170 SH   SOLE   142,170 0 0
BLACKSTONE SECURED LENDING FUND COMMON STOCK 09261X102   1,449,330 44,857 SH   SOLE   44,857 0 0
CACI INTERNATIONAL INC COMMON STOCK 127190304   203,646 504 SH   SOLE   504 0 0
CHUBB LTD COMMON STOCK H1467J104   27,724,218 100,341 SH   SOLE   100,341 0 0
AVID BIOSERVICES INC COMMON STOCK 05368M106   160,044 12,959 SH   SOLE   12,959 0 0
CDW CORP COMMON STOCK 12514G108   31,223,646 179,405 SH   DFND   179,405 0 0
CENTRAL SECURITIES CORP CLOSED-END FUND 155123102   3,751,971 82,118 SH   SOLE   82,118 0 0
CELLEBRITE DI LTD COMMON STOCK M2197Q107   917,572 41,651 SH   SOLE   41,651 0 0
CLEAN HARBORS INC COMMON STOCK 184496107   5,393,330 23,435 SH   DFND   23,435 0 0
CELESTICA INC COMMON STOCK 15101Q207   258,902 2,805 SH   SOLE   2,805 0 0
CME GROUP INC COMMON STOCK 12572Q105   313,278 1,349 SH   SOLE   1,349 0 0
CORE & MAIN INC COMMON STOCK 21874C102   15,375,483 302,013 SH   DFND   302,013 0 0
COCA-COLA CONSOLIDATED INC COMMON STOCK 191098102   11,411,730 9,057 SH   DFND   9,057 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104   350,665 3,536 SH   SOLE   3,536 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105   347,390,027 379,135 SH   DFND   379,135 0 0
CANADIAN PACIFIC KANSAS CITY LTD COMMON STOCK 13646K108   39,856,909 550,738 SH   DFND   550,738 0 0
COPART INC COMMON STOCK 217204106   4,238,882 73,861 SH   DFND   73,861 0 0
CRH PLC COMMON STOCK G25508105   17,648,560 190,754 SH   DFND   190,754 0 0
CROWDSTRIKE HOLDINGS INC COMMON STOCK 22788C105   3,351,799 9,796 SH   SOLE   9,796 0 0
CSX CORP COMMON STOCK 126408103   47,790,450 1,480,956 SH   SOLE   1,480,956 0 0
CINTAS CORP COMMON STOCK 172908105   131,335,357 718,858 SH   DFND   718,858 0 0
CURTISS-WRIGHT CORP COMMON STOCK 231561101   2,380,467 6,708 SH   DFND   6,708 0 0
DEERE & CO COMMON STOCK 244199105   46,966,298 110,848 SH   SOLE   110,848 0 0
ISHARES CORE DIVIDEND GROWTH ETF ETP 46434V621   317,373 5,174 SH   SOLE   5,174 0 0
DANAHER CORP COMMON STOCK 235851102   807,327 3,517 SH   SOLE   3,517 0 0
DOMINO'S PIZZA INC COMMON STOCK 25754A201   1,087,178 2,590 SH   SOLE   2,590 0 0
DYNATRACE INC COMMON STOCK 268150109   3,766,291 69,297 SH   DFND   69,297 0 0
WISDOMTREE JAPAN HEDGED EQUITY ETP 97717W851   216,830 1,966 SH   SOLE   1,966 0 0
ISHARES MSCI EAFE ETF ETP 464287465   248,076 3,281 SH   SOLE   3,281 0 0
EATON CORP PLC COMMON STOCK G29183103   64,476,368 194,282 SH   DFND   194,282 0 0
FASTENAL CO COMMON STOCK 311900104   1,148,403 15,970 SH   SOLE   15,970 0 0
FIDELITY WISE ORIGIN BITCOIN F ETP 315948109   397,784 4,876 SH   SOLE   4,876 0 0
FISERV INC COMMON STOCK 337738108   2,353,086 11,455 SH   SOLE   11,455 0 0
FIVE BELOW INC COMMON STOCK 33829M101   16,442,509 156,655 SH   DFND   156,655 0 0
FIRST LONG IS CORP COMMON STOCK 320734106   1,581,951 135,441 SH   SOLE   135,441 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108   453,203 1,720 SH   SOLE   1,720 0 0
GOLDMAN SACHS ACTIVEBETA EMERGING MARKETS ETF ETP 381430206   224,461 7,032 SH   SOLE   7,032 0 0
GENIUS SPORTS LTD COMMON STOCK G3934V109   154,749 17,890 SH   SOLE   17,890 0 0
ALPHABET INC COMMON STOCK 02079K107   10,730,532 56,346 SH   SOLE   56,346 0 0
ALPHABET INC COMMON STOCK 02079K305   34,441,242 181,940 SH   SOLE   181,940 0 0
HASBRO INC COMMON STOCK 418056107   3,621,683 64,777 SH   DFND   64,777 0 0
HUNTINGTON BANCSHARES INC COMMON STOCK 446150104   760,346 46,733 SH   SOLE   46,733 0 0
HOME DEPOT INC COMMON STOCK 437076102   231,608,147 595,409 SH   DFND   595,409 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106   374,526 1,658 SH   SOLE   1,658 0 0
HUBSPOT INC COMMON STOCK 443573100   3,438,560 4,935 SH   DFND   4,935 0 0
HURON CONSULTING GROUP INC COMMON STOCK 447462102   253,242 2,038 SH   SOLE   2,038 0 0
INTERNATIONAL BUSINESS MACHINES CORP COMMON STOCK 459200101   98,631,126 448,670 SH   DFND   448,670 0 0
ICF INTERNATIONAL INC COMMON STOCK 44925C103   321,509 2,697 SH   SOLE   2,697 0 0
IDEXX LABORATORIES INC COMMON STOCK 45168D104   9,789,846 23,679 SH   SOLE   23,679 0 0
INTUIT INC COMMON STOCK 461202103   3,593,763 5,718 SH   SOLE   5,718 0 0
ISHARES MSCI INTL QUALTY FACTOR ETF ETP 46434V456   284,413 7,662 SH   SOLE   7,662 0 0
ILLINOIS TOOL WORKS INC COMMON STOCK 452308109   378,565 1,493 SH   SOLE   1,493 0 0
ISHARES S&P 500 VALUE ETF ETP 464287408   557,179 2,919 SH   SOLE   2,919 0 0
ISHARES MSCI INTL VALUE FACTOR ETF ETP 46435G409   317,892 11,726 SH   SOLE   11,726 0 0
ISHARES CORE S&P 500 ETF ETP 464287200   251,955 428 SH   SOLE   428 0 0
ISHARES RUSSELL 1000 ETF ETP 464287622   7,909,028 24,550 SH   SOLE   24,550 0 0
ISHARES RUSSELL 1000 GROWTH ETF ETP 464287614   1,107,959 2,759 SH   SOLE   2,759 0 0
ISHARES RUSSELL TOP 200 GROWTH ETF ETP 464289438   349,376 1,485 SH   SOLE   1,485 0 0
JPMORGAN EQUITY PREMIUM INCOME ETF ETP 46641Q332   305,369 5,308 SH   SOLE   5,308 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104   950,009 6,569 SH   SOLE   6,569 0 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100   3,720,299 15,520 SH   SOLE   15,520 0 0
JPMORGAN US VALUE FACTOR ETF ETP 46641Q753   344,866 7,983 SH   SOLE   7,983 0 0
KINSALE CAPITAL GROUP INC COMMON STOCK 49714P108   1,296,783 2,788 SH   DFND   2,788 0 0
COCA COLA CO COMMON STOCK 191216100   491,729 7,898 SH   SOLE   7,898 0 0
KROGER CO COMMON STOCK 501044101   36,790,164 601,638 SH   DFND   601,638 0 0
SPDR S&P REGIONAL BANKING ETF ETP 78464A698   247,314 4,098 SH   SOLE   4,098 0 0
LENNAR CORP COMMON STOCK 526057104   8,354,844 61,266 SH   SOLE   61,266 0 0
LENNAR CORP COMMON STOCK 526057302   8,049,785 60,914 SH   DFND   60,914 0 0
LABCORP HOLDINGS INC COMMON STOCK 504922105   250,417 1,092 SH   SOLE   1,092 0 0
LINDE PLC COMMON STOCK G54950103   2,762,803 6,599 SH   SOLE   6,599 0 0
ELI LILLY & CO COMMON STOCK 532457108   2,222,588 2,879 SH   SOLE   2,879 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109   831,929 1,712 SH   SOLE   1,712 0 0
LOWE'S COS INC COMMON STOCK 548661107   837,886 3,395 SH   SOLE   3,395 0 0
LAM RESEARCH CORP COMMON STOCK 512807306   602,398 8,340 SH   SOLE   8,340 0 0
MASTERCARD INC COMMON STOCK 57636Q104   198,910,237 377,747 SH   DFND   377,747 0 0
MCDONALD'S CORP COMMON STOCK 580135101   10,385,889 35,827 SH   SOLE   35,827 0 0
MOODY'S CORP COMMON STOCK 615369105   100,838,698 213,023 SH   DFND   213,023 0 0
MEDTRONIC PLC COMMON STOCK G5960L103   25,370,607 317,609 SH   SOLE   317,609 0 0
MIMEDX GROUP INC COMMON STOCK 602496101   173,266 18,011 SH   SOLE   18,011 0 0
META PLATFORMS INC COMMON STOCK 30303M102   288,071 492 SH   SOLE   492 0 0
MCCORMICK & CO INC COMMON STOCK 579780206   209,660 2,750 SH   SOLE   2,750 0 0
MARSH & MCLENNAN COS INC COMMON STOCK 571748102   683,748 3,219 SH   SOLE   3,219 0 0
MERCK & CO INC COMMON STOCK 58933Y105   2,561,312 25,747 SH   SOLE   25,747 0 0
MORGAN STANLEY COMMON STOCK 617446448   34,252,037 272,447 SH   SOLE   272,447 0 0
MSCI INC COMMON STOCK 55354G100   318,005 530 SH   SOLE   530 0 0
MICROSOFT CORP COMMON STOCK 594918104   370,283,535 878,490 SH   DFND   878,490 0 0
METTLER-TOLEDO INTERNATIONAL COMMON STOCK 592688105   20,871,086 17,056 SH   DFND   17,056 0 0
MURPHY USA INC COMMON STOCK 626755102   60,505,030 120,588 SH   DFND   120,588 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101   714,176 9,962 SH   SOLE   9,962 0 0
NETFLIX INC COMMON STOCK 64110L106   85,821,637 96,286 SH   DFND   96,286 0 0
NEW MOUNTAIN FINANCE CORP COMMON STOCK 647551100   962,955 85,520 SH   SOLE   85,520 0 0
SERVICENOW INC COMMON STOCK 81762P102   58,873,765 55,535 SH   DFND   55,535 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108   724,988 3,089 SH   SOLE   3,089 0 0
NVIDIA CORP COMMON STOCK 67066G104   1,680,505 12,514 SH   SOLE   12,514 0 0
NOVO NORDISK A/S ADR 670100205   2,496,731 29,025 SH   SOLE   29,025 0 0
NVR INC COMMON STOCK 62944T105   1,455,844 178 SH   DFND   178 0 0
NOVARTIS AG ADR 66987V109   209,217 2,150 SH   SOLE   2,150 0 0
BLUE OWL CAPITAL CORP COMMON STOCK 69121K104   267,669 17,703 SH   SOLE   17,703 0 0
OLD DOMINION FREIGHT LINE INC COMMON STOCK 679580100   6,323,410 35,847 SH   DFND   35,847 0 0
ONEOK INC COMMON STOCK 682680103   764,144 7,611 SH   SOLE   7,611 0 0
O'REILLY AUTOMOTIVE INC COMMON STOCK 67103H107   32,348,624 27,280 SH   DFND   27,280 0 0
PEPSICO INC COMMON STOCK 713448108   5,576,648 36,674 SH   SOLE   36,674 0 0
PROCTER AND GAMBLE CO COMMON STOCK 742718109   2,967,237 17,699 SH   SOLE   17,699 0 0
PROGRESSIVE CORP COMMON STOCK 743315103   116,616,030 486,691 SH   DFND   486,691 0 0
PARKER-HANNIFIN CORP COMMON STOCK 701094104   585,148 920 SH   SOLE   920 0 0
PNC FINANCIAL SERVICES GROUP INC COMMON STOCK 693475105   735,916 3,816 SH   SOLE   3,816 0 0
PPG INDUSTRIES INC COMMON STOCK 693506107   306,389 2,565 SH   SOLE   2,565 0 0
PROFOUND MEDICAL CORP COMMON STOCK 74319B502   600,800 80,000 SH   SOLE   80,000 0 0
QUANTA SERVICES INC COMMON STOCK 74762E102   444,998 1,408 SH   SOLE   1,408 0 0
QUALCOMM INC COMMON STOCK 747525103   289,266 1,883 SH   SOLE   1,883 0 0
ISHARES MSCI USA QUALITY FACTOR ETF ETP 46432F339   229,011 1,286 SH   SOLE   1,286 0 0
RALPH LAUREN CORP COMMON STOCK 751212101   5,368,668 23,243 SH   DFND   23,243 0 0
ROCKWELL AUTOMATION INC COMMON STOCK 773903109   241,778 846 SH   DFND   846 0 0
ROPER TECHNOLOGIES INC COMMON STOCK 776696106   426,277 820 SH   SOLE   820 0 0
INVESCO S&P 500 PURE GROWTH ETF ETP 46137V266   222,268 5,387 SH   SOLE   5,387 0 0
RELIANCE INC COMMON STOCK 759509102   231,564 860 SH   SOLE   860 0 0
REPUBLIC SERVICES INC COMMON STOCK 760759100   260,659,269 1,295,652 SH   DFND   1,295,652 0 0
RUSH STREET INTERACTIVE INC COMMON STOCK 782011100   260,515 18,988 SH   SOLE   18,988 0 0
INVESCO S&P 500 EQUAL WEIGHT ETF ETP 46137V357   262,845 1,500 SH   SOLE   1,500 0 0
RTX CORP COMMON STOCK 75513E101   547,818 4,734 SH   SOLE   4,734 0 0
RUSH ENTERPRISES INC COMMON STOCK 781846209   207,983 3,796 SH   SOLE   3,796 0 0
SABINE ROYALTY TRUST ROYALTY TRST 785688102   587,632 9,067 SH   SOLE   9,067 0 0
SCHWAB SHORT-TERM U.S. TREASURY ETF ETP 808524862   849,318 35,300 SH   SOLE   35,300 0 0
SHERWIN WILLIAMS CO COMMON STOCK 824348106   314,204,438 924,321 SH   DFND   924,321 0 0
SKYWARD SPECIALTY INSURANCE GROUP COMMON STOCK 830940102   4,290,846 84,900 SH   DFND   84,900 0 0
CHAMPION HOMES INC COMMON STOCK 830830105   7,301,552 82,878 SH   DFND   82,878 0 0
S&P GLOBAL INC COMMON STOCK 78409V104   1,617,103 3,247 SH   SOLE   3,247 0 0
SPDR S&P 500 ETF TRUST ETP 78462F103   3,150,180 5,375 SH   SOLE   5,375 0 0
STRYKER CORP COMMON STOCK 863667101   1,056,387 2,934 SH   SOLE   2,934 0 0
TELEDYNE TECHNOLOGIES INC COMMON STOCK 879360105   5,773,777 12,440 SH   DFND   12,440 0 0
TRUIST FINANCIAL CORP COMMON STOCK 89832Q109   561,771 12,950 SH   SOLE   12,950 0 0
TJX COS INC COMMON STOCK 872540109   4,430,948 36,677 SH   SOLE   36,677 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102   25,002,774 48,061 SH   SOLE   48,061 0 0
TARGA RESOURCES CORP COMMON STOCK 87612G101   599,225 3,357 SH   SOLE   3,357 0 0
TRIMBLE INC COMMON STOCK 896239100   319,313 4,519 SH   SOLE   4,519 0 0
TRACTOR SUPPLY CO COMMON STOCK 892356106   8,889,355 167,534 SH   DFND   167,534 0 0
TAIWAN SEMICONDUCTOR MANUFACTURING LTD ADR 874039100   288,928 1,463 SH   SOLE   1,463 0 0
THE TRADE DESK INC COMMON STOCK 88339J105   5,425,303 46,161 SH   DFND   46,161 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104   4,497,990 23,988 SH   SOLE   23,988 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102   27,703,929 54,766 SH   SOLE   54,766 0 0
UNION PACIFIC CORP COMMON STOCK 907818108   10,882,753 47,723 SH   SOLE   47,723 0 0
US BANCORP COMMON STOCK 902973304   480,261 10,041 SH   SOLE   10,041 0 0
VISA INC COMMON STOCK 92826C839   16,702,398 52,849 SH   SOLE   52,849 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETP 921943858   276,878 5,790 SH   SOLE   5,790 0 0
VANGUARD FTSE EUROPE ETF ETP 922042874   391,293 6,165 SH   SOLE   6,165 0 0
VANGUARD S&P 500 ETF ETP 922908363   903,584 1,677 SH   SOLE   1,677 0 0
VERISK ANALYTICS INC COMMON STOCK 92345Y106   442,341 1,606 SH   SOLE   1,606 0 0
VISTRA CORP COMMON STOCK 92840M102   21,449,539 155,578 SH   DFND   155,578 0 0
VANGUARD TOTAL STOCK MARKET ETF ETP 922908769   13,190,992 45,516 SH   SOLE   45,516 0 0
WATERS CORP COMMON STOCK 941848103   349,463 942 SH   SOLE   942 0 0
WASTE CONNECTIONS INC COMMON STOCK 94106B101   322,741 1,882 SH   SOLE   1,882 0 0
WELLS FARGO & CO COMMON STOCK 949746101   848,921 12,086 SH   SOLE   12,086 0 0
WELLS FARGO CO PERP CONV PFD A PREFERRED STOCK 949746804   1,366,291 1,144 SH   SOLE   1,144 0 0
WASTE MANAGEMENT INC COMMON STOCK 94106L109   5,864,421 29,062 SH   SOLE   29,062 0 0
WALMART INC COMMON STOCK 931142103   822,817 9,107 SH   SOLE   9,107 0 0
W R BERKLEY CORP COMMON STOCK 084423102   92,363,345 1,578,321 SH   DFND   1,578,321 0 0
WARBY PARKER INC COMMON STOCK 93403J106   7,351,753 303,666 SH   DFND   303,666 0 0
SPDR S&P BIOTECH ETF ETP 78464A870   251,988 2,798 SH   SOLE   2,798 0 0
SELECT SECTOR SPDR INT-FINL ETP 81369Y605   1,135,755 23,500 SH   SOLE   23,500 0 0
SELECT SECTOR SPDR INT-UTILS ETP 81369Y886   1,627,335 21,500 SH   SOLE   21,500 0 0
YUM! BRANDS INC COMMON STOCK 988498101   388,930 2,899 SH   SOLE   2,899 0 0
ZOETIS INC COMMON STOCK 98978V103   2,766,551 16,980 SH   SOLE   16,980 0 0