-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, Q3LbfUdd9vPhup/CkG9A2+ZdaA8Z2yEQjtCyfNAxYvh3UmddIB6oYoXbCJOY5Ycl mPy5UwbwAHM2hgPUi03GwQ== 0001071787-05-001056.txt : 20051028 0001071787-05-001056.hdr.sgml : 20051028 20051028140841 ACCESSION NUMBER: 0001071787-05-001056 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 1 CONFORMED PERIOD OF REPORT: 20051025 ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20051028 DATE AS OF CHANGE: 20051028 FILER: COMPANY DATA: COMPANY CONFORMED NAME: ALTERNATIVE LOAN TRUST 2005-31 CENTRAL INDEX KEY: 0001332094 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 333-123167-23 FILM NUMBER: 051162578 MAIL ADDRESS: STREET 1: 4500 PARK GRANADA CITY: CALABASAS STATE: CA ZIP: 91302 8-K 1 cwt0531_8k0510.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 25, 2005 CWT (Depositor) (Issuer in respect of CHL Mortgage Pass-Through Certificates, Series 2005-31) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: October 25, 2005 CWT By: /s/ Cirino Emanuel ------------------------------ Name: Cirino Emanuel Assistant Treasurer The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated October 25, 2005 Payment Date: 10/25/05 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Certificates, Series 2005-31 Alternative Loan Trust 2005-31 ------------------------------------------------------------
Class Information Current Payment Information - ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls - ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 396,403,006.97 4.110000% 5,463,618.88 1,312,424.29 6,776,043.17 0.00 0.00 1A2 63,194,498.64 4.150000% 871,009.17 211,262.72 1,082,271.89 0.00 0.00 1A3 68,940,161.91 4.210000% 950,201.60 233,802.90 1,184,004.50 0.00 0.00 1X 0.00 0.000000% 0.00 684,067.39 684,067.39 0.00 0.00 2A1 211,823,691.26 4.130000% 2,613,291.70 704,725.65 3,318,017.35 0.00 0.00 2A2 85,332,354.89 4.150000% 1,052,754.46 285,270.80 1,338,025.26 0.00 0.00 2A3 55,882,789.14 4.220000% 689,431.99 189,970.44 879,402.43 0.00 0.00 2X 0.00 0.000000% 0.00 400,301.26 400,301.26 0.00 0.00 1M1 17,095,826.57 4.410000% 593.02 62,827.16 63,420.18 0.00 0.00 1B1 13,797,262.51 4.680000% 478.60 53,809.32 54,287.92 0.00 0.00 1B2 9,897,688.89 5.430000% 343.33 44,787.04 45,130.37 0.00 0.00 1B3 10,497,700.09 5.080000% 364.14 44,440.26 44,804.41 0.00 0.00 1B4 4,199,080.04 5.080000% 145.66 17,776.11 17,921.76 0.00 0.00 1B5 2,999,731.53 5.080000% 104.05 12,698.86 12,802.92 0.00 0.00 1MX 0.00 0.000000% 0.00 33,840.79 33,840.79 0.00 0.00 2M1 10,954,025.06 4.410000% 247.41 40,256.04 40,503.46 0.00 0.00 2B1 8,763,020.68 4.680000% 197.93 34,175.78 34,373.71 0.00 0.00 2B2 6,372,652.85 5.371425% 143.94 28,836.25 28,980.19 0.00 0.00 2B3 6,572,016.31 5.080000% 148.44 27,821.54 27,969.97 0.00 0.00 2B4 2,788,097.92 5.080000% 62.97 11,802.95 11,865.92 0.00 0.00 2B5 1,990,696.93 5.080000% 44.96 8,427.28 8,472.25 0.00 0.00 2MX 0.00 0.000000% 0.00 16,270.91 16,270.91 0.00 0.00 Residual AR 0.00 5.543349% 0.00 0.17 0.17 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 977,504,302.19 - 11,643,182.25 4,459,595.93 16,102,778.18 - - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information - -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest - -------------------------------------------------------------------------------- Senior 1A1 390,939,388.09 0.00 1A2 62,323,489.46 0.00 1A3 67,989,960.31 0.00 1X 0.00 0.00 2A1 209,210,399.56 0.00 2A2 84,279,600.44 0.00 2A3 55,193,357.15 0.00 2X 0.00 0.00 1M1 17,095,233.55 0.00 1B1 13,796,783.91 0.00 1B2 9,897,345.56 0.00 1B3 10,497,335.95 0.00 1B4 4,198,934.38 0.00 1B5 2,999,627.47 0.00 1MX 0.00 0.00 2M1 10,953,777.64 0.00 2B1 8,762,822.75 0.00 2B2 6,372,508.91 0.00 2B3 6,571,867.87 0.00 2B4 2,788,034.95 0.00 2B5 1,990,651.97 0.00 2MX 0.00 0.00 Residual AR 0.00 0.00 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Totals - - 965,861,119.94 - - --------------------------------------------------------------------------------
Payment Date: 10/25/05 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Certificates, Series 2005-31 Alternative Loan Trust 2005-31 ------------------------------------------------------------
Class Information Current Payment Information Factors per $1,000 - ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 396,403,006.97 4.110000% 12667GYX5 13.433829 3.226961 961.233392 1A2 63,194,498.64 4.150000% 12667GYY3 13.433829 3.258367 961.233392 1A3 68,940,161.91 4.210000% 12667GYZ0 13.433829 3.305476 961.233392 1X 0.00 0.000000% 12667GZA4 0.000000 0.000000 0.000000 2A1 211,823,691.26 4.130000% 12667GZB2 12.031342 3.244489 963.184426 2A2 85,332,354.89 4.150000% 12667GZC0 12.031342 3.260200 963.184426 2A3 55,882,789.14 4.220000% 12667GZD8 12.031342 3.315192 963.184426 2X 0.00 0.000000% 12667GZE6 0.000000 0.000000 0.000000 1M1 17,095,826.57 4.410000% 12667GZH9 0.034631 3.668954 998.320109 1B1 13,797,262.51 4.680000% 12667GZJ5 0.034631 3.893583 998.320109 1B2 9,897,688.89 5.430000% 12667GZK2 0.034631 4.517555 998.320109 1B3 10,497,700.09 5.080000% 12667GZQ9 0.034631 4.226368 998.320109 1B4 4,199,080.04 5.080000% 12667GZR7 0.034631 4.226368 998.320109 1B5 2,999,731.53 5.080000% 12667GZS5 0.034631 4.226368 998.320109 1MX 0.00 0.000000% 12667GZG1 0.000000 0.000000 0.000000 2M1 10,954,025.06 4.410000% 12667GZM8 0.022515 3.663303 996.794762 2B1 8,763,020.68 4.680000% 12667GZN6 0.022515 3.887587 996.794762 2B2 6,372,652.85 5.371425% 12667GZP1 0.022515 4.510598 996.794762 2B3 6,572,016.31 5.080000% 12667GZT3 0.022515 4.219860 996.794762 2B4 2,788,097.92 5.080000% 12667GZU0 0.022515 4.219860 996.794762 2B5 1,990,696.93 5.080000% 12667GZV8 0.022515 4.219860 996.794762 2MX 0.00 0.000000% 12667GZL0 0.000000 0.000000 0.000000 Residual AR 0.00 5.543349% 12667GZF3 0.000000 1.741686 0.000000 - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Totals - - 977,504,302.19 - - - - - - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Certificates, Series 2005-31 Alternative Loan Trust 2005-31 ------------------------------------------------------------ - -------------------------------------------------------------------------------- COLLATERAL INFORMATION - -------------------------------------------------------------------------------- Total ----- Prin balance 579,738,098.83 386,123,021.82 965,861,120.65 Loan count 1536 1029 2565 Avg loan rate 5.957416% 5.784615% 5.89 Prepay amount 8,196,847.40 4,919,004.42 13,115,851.82 - -------------------------------------------------------------------------------- FEES AND ADVANCES - -------------------------------------------------------------------------------- Total ----- Master serv fees 180,706.47 119,652.06 300,358.53 Sub servicer fees 14,708.51 9,498.42 24,206.93 Trustee fees 4,402.69 2,928.60 7,331.28 Agg advances N/A N/A N/A Adv this period 36,827.09 12,434.18 49,261.27 - -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES - -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts Total - ---------------- ----- Bankruptcy 0.00 0.00 0.00 Fraud 12,017,175.50 7,991,421.07 20,008,596.57 Special Hazard 0.00 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 100.000000% 100.000000% 977,504,302.19 ----------------------------------------------------------------------------- Junior 0.000000% 0.000000% 0.00 ----------------------------------------------------------------------------- - -------------------------------------------------------------------------------- DELINQUENCY INFORMATION - -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance - ------ ---------- --------------------- 30 to 59 days 34 13,039,809.85 60 to 89 days 5 982,165.50 90 or more 2 899,267.63 Foreclosure 0 0.00 Totals: 41 14,921,242.98 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- REO INFORMATION - -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 - -------------------------------------------------------------------------------- OTHER INFORMATION - -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 16,102,778.18 16,102,778.18 Principal remittance amount 11,643,182.25 11,643,182.25 Interest remittance amount 4,459,595.93 4,459,595.93 -----END PRIVACY-ENHANCED MESSAGE-----