-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, Q5j6f7GiwVxK76cN+aH5F7OVPw6gb+BxNLO4hVolo1NBu4QhxAoAvTI2TuyH4z+6 EdeLed+RGzgkdcYzQSSleQ== 0001056404-05-002577.txt : 20050727 0001056404-05-002577.hdr.sgml : 20050727 20050727150914 ACCESSION NUMBER: 0001056404-05-002577 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 1 CONFORMED PERIOD OF REPORT: 20050725 ITEM INFORMATION: Other Events ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20050727 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Banc of America Mortgage Securities Mortgage Pass-Through Certificates Series 2005-6 Trust CENTRAL INDEX KEY: 0001331524 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 333-118843-27 FILM NUMBER: 05977059 BUSINESS ADDRESS: STREET 1: 201 NORTH TRYON ST CITY: CHARLOTTE STATE: NC ZIP: 28255 BUSINESS PHONE: 7043884503 MAIL ADDRESS: STREET 1: 201 NORTH TRYON STREET CITY: CHARLOTTE STATE: NC ZIP: 3884503 8-K 1 bam05006_10507.txt UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 25, 2005 BANC OF AMERICA MORTGAGE SECURITIES, INC. Mortgage Pass-Through Certificates, Series 2005-6 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-118843-27 Pooling and Servicing Agreement) (Commission 54-2176710 (State or other File Number) IRS EIN jurisdiction of Incorporation) c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On July 25, 2005 a distribution was made to holders of BANC OF AMERICA MORTGAGE SECURITIES, INC., Mortgage Pass-Through Certificates, Series 2005-6 Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2005-6 Trust, relating to the July 25, 2005 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BANC OF AMERICA MORTGAGE SECURITIES, INC. Mortgage Pass-Through Certificates, Series 2005-6 Trust (Registrant) By: Wells Fargo Bank, N.A. as Trustee By: /s/ Beth Belfield as Officer By: Beth Belfield as Officer Date: 7/26/2005 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2005-6 Trust, relating to the July 25, 2005 distribution. EX-99.1
Banc of America Mortgage Securities, Inc. Mortgage Pass-Through Certificates Record Date: 6/30/2005 Distribution Date: 7/25/2005 Banc of America Mortgage Securities, Inc. Mortgage Pass-Through Certificates Series 2005-6 Contact: CTSLink Customer Service Wells Fargo Bank, N.A. Corporate Trust Services 9062 Old Annapolis Road Columbia, MD 21045-1951 @ www.ctslink.com/cmbs Telephone: (301) 815-6600 Fax: (301) 815-6600 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Class CUSIP Description Rate Balance Distribution 1-A-1 05949CCP9 SEN 5.50000% 26,313,000.00 120,601.25 1-A-2 05949CCQ7 SEN 5.00000% 1,000,000.00 4,166.67 1-A-3 05949CCR5 SEN 5.50000% 3,000,000.00 13,750.00 1-A-4 05949CCS3 SEN 6.00000% 1,000,000.00 5,000.00 1-A-5 05949CCT1 SEN 5.50000% 25,000,000.00 114,583.33 1-A-6 05949CCU8 SEN 5.25000% 5,359,000.00 23,445.63 1-A-7 05949CCV6 SEN 5.25000% 4,940,000.00 21,612.50 1-A-8 05949CCW4 SEN 5.25000% 5,817,000.00 25,449.38 1-A-9 05949CCX2 SEN 5.50000% 2,532,000.00 11,605.00 1-A-10 05949CCY0 SEN 5.50000% 2,817,000.00 12,911.25 1-A-11 05949CCZ7 SEN 5.50000% 3,129,000.00 14,341.25 1-A-12 05949CDA1 SEN 5.50000% 35,000,000.00 160,416.67 1-A-13 05949CDB9 SEN 5.25000% 570,000.00 2,493.75 1-A-14 05949CDC7 SEN 5.75000% 570,000.00 2,731.25 1-A-15 05949CDD5 SEN 5.50000% 1,385,000.00 6,347.92 1-A-16 05949CDE3 SEN 5.50000% 17,270,000.00 79,154.17 1-A-17 05949CDF0 SEN 5.50000% 124,831,000.00 572,142.08 1-A-18 05949CDG8 SEN 6.00000% 8,058,000.00 40,290.00 1-A-R 05949CDH6 SEN 5.50000% 100.00 0.52 2-A-1 05949CDK9 SEN 5.00000% 65,393,000.00 272,470.83 A-PO 05949CDM5 SEN 0.00000% 1,789,342.00 0.00 15-IO 05949CDL7 SEN 5.00000% 0.00 12,984.07 30-IO 05949CDJ2 SEN 5.50000% 0.00 33,293.01 30-B-1 05949CDN3 SUB 5.50000% 3,324,000.00 15,235.00 30-B-2 05949CDP8 SUB 5.50000% 1,385,000.00 6,347.92 30-B-3 05949CDQ6 SUB 5.50000% 831,000.00 3,808.75 30-B-4 05949CDU7 SUB 5.50000% 554,000.00 2,539.17 30-B-5 05949CDV5 SUB 5.50000% 277,000.00 1,269.58 30-B-6 05949CDW3 SUB 5.50000% 415,496.00 1,904.36 15-B-1 05949CDR4 SUB 5.00000% 399,000.00 1,662.50 15-B-2 05949CDS2 SUB 5.00000% 200,000.00 833.33 15-B-3 05949CDT0 SUB 5.00000% 133,000.00 554.17 15-B-4 05949CDX1 SUB 5.00000% 100,000.00 416.67 15-B-5 05949CDY9 SUB 5.00000% 67,000.00 279.17 15-B-6 05949CDZ6 SUB 5.00000% 99,996.00 416.65 Totals 343,558,934.00 1,585,057.80
Certificateholder Distribution Summary (continued) Current Ending Cumulative Principal Realized Certificate Total Realized Class Distribution Loss Balance Distribution Losses 1-A-1 0.00 0.00 26,313,000.00 120,601.25 0.00 1-A-2 0.00 0.00 1,000,000.00 4,166.67 0.00 1-A-3 0.00 0.00 3,000,000.00 13,750.00 0.00 1-A-4 0.00 0.00 1,000,000.00 5,000.00 0.00 1-A-5 124,176.91 0.00 24,875,823.09 238,760.24 0.00 1-A-6 0.00 0.00 5,359,000.00 23,445.63 0.00 1-A-7 0.00 0.00 4,940,000.00 21,612.50 0.00 1-A-8 0.00 0.00 5,817,000.00 25,449.38 0.00 1-A-9 0.00 0.00 2,532,000.00 11,605.00 0.00 1-A-10 0.00 0.00 2,817,000.00 12,911.25 0.00 1-A-11 0.00 0.00 3,129,000.00 14,341.25 0.00 1-A-12 173,847.67 0.00 34,826,152.33 334,264.34 0.00 1-A-13 0.00 0.00 570,000.00 2,493.75 0.00 1-A-14 0.00 0.00 570,000.00 2,731.25 0.00 1-A-15 0.00 0.00 1,385,000.00 6,347.92 0.00 1-A-16 0.00 0.00 17,270,000.00 79,154.17 0.00 1-A-17 481,463.79 0.00 124,349,536.21 1,053,605.87 0.00 1-A-18 0.00 0.00 8,058,000.00 40,290.00 0.00 1-A-R 100.00 0.00 0.00 100.52 0.00 2-A-1 567,130.26 0.00 64,825,869.74 839,601.09 0.00 A-PO 2,929.55 0.00 1,786,412.45 2,929.55 0.00 15-IO 0.00 0.00 0.00 12,984.07 0.00 30-IO 0.00 0.00 0.00 33,293.01 0.00 30-B-1 3,548.88 0.00 3,320,451.12 18,783.88 0.00 30-B-2 1,478.70 0.00 1,383,521.30 7,826.62 0.00 30-B-3 887.22 0.00 830,112.78 4,695.97 0.00 30-B-4 591.48 0.00 553,408.52 3,130.65 0.00 30-B-5 295.74 0.00 276,704.26 1,565.32 0.00 30-B-6 443.58 0.00 415,052.42 2,347.94 0.00 15-B-1 1,497.71 0.00 397,502.29 3,160.21 0.00 15-B-2 750.73 0.00 199,249.27 1,584.06 0.00 15-B-3 499.24 0.00 132,500.76 1,053.41 0.00 15-B-4 375.37 0.00 99,624.63 792.04 0.00 15-B-5 251.50 0.00 66,748.50 530.67 0.00 15-B-6 375.35 0.00 99,620.65 792.00 0.00 Totals 1,360,643.68 0.00 342,198,290.32 2,945,701.48 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee. This report has been compiled from information provided to Wells Fargo Bank, N.A. by various third parties, which may include the Servicer, Master Servicer, Special Servicer and others. Wells Fargo Bank, N.A. has not independently confirmed the accuracy of information received from these third parties and assumes no duty to do so. Wells Fargo Bank, N.A. expressly disclaims any responsibility for the accuracy or completeness of information furnished by third parties.
Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) 1-A-1 26,313,000.00 26,313,000.00 0.00 0.00 0.00 0.00 1-A-2 1,000,000.00 1,000,000.00 0.00 0.00 0.00 0.00 1-A-3 3,000,000.00 3,000,000.00 0.00 0.00 0.00 0.00 1-A-4 1,000,000.00 1,000,000.00 0.00 0.00 0.00 0.00 1-A-5 25,000,000.00 25,000,000.00 45,677.01 78,499.90 0.00 0.00 1-A-6 5,359,000.00 5,359,000.00 0.00 0.00 0.00 0.00 1-A-7 4,940,000.00 4,940,000.00 0.00 0.00 0.00 0.00 1-A-8 5,817,000.00 5,817,000.00 0.00 0.00 0.00 0.00 1-A-9 2,532,000.00 2,532,000.00 0.00 0.00 0.00 0.00 1-A-10 2,817,000.00 2,817,000.00 0.00 0.00 0.00 0.00 1-A-11 3,129,000.00 3,129,000.00 0.00 0.00 0.00 0.00 1-A-12 35,000,000.00 35,000,000.00 63,947.81 109,899.86 0.00 0.00 1-A-13 570,000.00 570,000.00 0.00 0.00 0.00 0.00 1-A-14 570,000.00 570,000.00 0.00 0.00 0.00 0.00 1-A-15 1,385,000.00 1,385,000.00 0.00 0.00 0.00 0.00 1-A-16 17,270,000.00 17,270,000.00 0.00 0.00 0.00 0.00 1-A-17 124,831,000.00 124,831,000.00 177,100.76 304,363.03 0.00 0.00 1-A-18 8,058,000.00 8,058,000.00 0.00 0.00 0.00 0.00 1-A-R 100.00 100.00 36.78 63.22 0.00 0.00 2-A-1 65,393,000.00 65,393,000.00 245,463.20 321,667.06 0.00 0.00 A-PO 1,789,342.00 1,789,342.00 2,574.51 355.04 0.00 0.00 15-IO 0.00 0.00 0.00 0.00 0.00 0.00 30-IO 0.00 0.00 0.00 0.00 0.00 0.00 30-B-1 3,324,000.00 3,324,000.00 3,548.88 0.00 0.00 0.00 30-B-2 1,385,000.00 1,385,000.00 1,478.70 0.00 0.00 0.00 30-B-3 831,000.00 831,000.00 887.22 0.00 0.00 0.00 30-B-4 554,000.00 554,000.00 591.48 0.00 0.00 0.00 30-B-5 277,000.00 277,000.00 295.74 0.00 0.00 0.00 30-B-6 415,496.00 415,496.00 443.58 0.00 0.00 0.00 15-B-1 399,000.00 399,000.00 1,497.71 0.00 0.00 0.00 15-B-2 200,000.00 200,000.00 750.73 0.00 0.00 0.00 15-B-3 133,000.00 133,000.00 499.24 0.00 0.00 0.00 15-B-4 100,000.00 100,000.00 375.37 0.00 0.00 0.00 15-B-5 67,000.00 67,000.00 251.50 0.00 0.00 0.00 15-B-6 99,996.00 99,996.00 375.35 0.00 0.00 0.00 Totals 343,558,934.00 343,558,934.00 545,795.57 814,848.11 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution 1-A-1 0.00 26,313,000.00 1.00000000 0.00 1-A-2 0.00 1,000,000.00 1.00000000 0.00 1-A-3 0.00 3,000,000.00 1.00000000 0.00 1-A-4 0.00 1,000,000.00 1.00000000 0.00 1-A-5 124,176.91 24,875,823.09 0.99503292 124,176.91 1-A-6 0.00 5,359,000.00 1.00000000 0.00 1-A-7 0.00 4,940,000.00 1.00000000 0.00 1-A-8 0.00 5,817,000.00 1.00000000 0.00 1-A-9 0.00 2,532,000.00 1.00000000 0.00 1-A-10 0.00 2,817,000.00 1.00000000 0.00 1-A-11 0.00 3,129,000.00 1.00000000 0.00 1-A-12 173,847.67 34,826,152.33 0.99503292 173,847.67 1-A-13 0.00 570,000.00 1.00000000 0.00 1-A-14 0.00 570,000.00 1.00000000 0.00 1-A-15 0.00 1,385,000.00 1.00000000 0.00 1-A-16 0.00 17,270,000.00 1.00000000 0.00 1-A-17 481,463.79 124,349,536.21 0.99614308 481,463.79 1-A-18 0.00 8,058,000.00 1.00000000 0.00 1-A-R 100.00 0.00 0.00000000 100.00 2-A-1 567,130.26 64,825,869.74 0.99132736 567,130.26 A-PO 2,929.55 1,786,412.45 0.99836278 2,929.55 15-IO 0.00 0.00 0.00000000 0.00 30-IO 0.00 0.00 0.00000000 0.00 30-B-1 3,548.88 3,320,451.12 0.99893235 3,548.88 30-B-2 1,478.70 1,383,521.30 0.99893235 1,478.70 30-B-3 887.22 830,112.78 0.99893235 887.22 30-B-4 591.48 553,408.52 0.99893235 591.48 30-B-5 295.74 276,704.26 0.99893235 295.74 30-B-6 443.58 415,052.42 0.99893241 443.58 15-B-1 1,497.71 397,502.29 0.99624634 1,497.71 15-B-2 750.73 199,249.27 0.99624635 750.73 15-B-3 499.24 132,500.76 0.99624632 499.24 15-B-4 375.37 99,624.63 0.99624630 375.37 15-B-5 251.50 66,748.50 0.99624627 251.50 15-B-6 375.35 99,620.65 0.99624635 375.35 Totals 1,360,643.68 342,198,290.32 0.99603956 1,360,643.68
Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion 1-A-1 26,313,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 1-A-2 1,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 1-A-3 3,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 1-A-4 1,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 1-A-5 25,000,000.00 1000.00000000 1.82708040 3.13999600 0.00000000 1-A-6 5,359,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 1-A-7 4,940,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 1-A-8 5,817,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 1-A-9 2,532,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 1-A-10 2,817,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 1-A-11 3,129,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 1-A-12 35,000,000.00 1000.00000000 1.82708029 3.13999600 0.00000000 1-A-13 570,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 1-A-14 570,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 1-A-15 1,385,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 1-A-16 17,270,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 1-A-17 124,831,000.00 1000.00000000 1.41872420 2.43820069 0.00000000 1-A-18 8,058,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 1-A-R 100.00 1000.00000000 367.80000000 632.20000000 0.00000000 2-A-1 65,393,000.00 1000.00000000 3.75366171 4.91898307 0.00000000 A-PO 1,789,342.00 1000.00000000 1.43880264 0.19841931 0.00000000 15-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 30-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 30-B-1 3,324,000.00 1000.00000000 1.06765343 0.00000000 0.00000000 30-B-2 1,385,000.00 1000.00000000 1.06765343 0.00000000 0.00000000 30-B-3 831,000.00 1000.00000000 1.06765343 0.00000000 0.00000000 30-B-4 554,000.00 1000.00000000 1.06765343 0.00000000 0.00000000 30-B-5 277,000.00 1000.00000000 1.06765343 0.00000000 0.00000000 30-B-6 415,496.00 1000.00000000 1.06759151 0.00000000 0.00000000 15-B-1 399,000.00 1000.00000000 3.75365915 0.00000000 0.00000000 15-B-2 200,000.00 1000.00000000 3.75365000 0.00000000 0.00000000 15-B-3 133,000.00 1000.00000000 3.75368421 0.00000000 0.00000000 15-B-4 100,000.00 1000.00000000 3.75370000 0.00000000 0.00000000 15-B-5 67,000.00 1000.00000000 3.75373134 0.00000000 0.00000000 15-B-6 99,996.00 1000.00000000 3.75365015 0.00000000 0.00000000 (2) All Classes are per $1,000 denomination.
Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution 1-A-1 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 1-A-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 1-A-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 1-A-4 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 1-A-5 0.00000000 4.96707640 995.03292360 0.99503292 4.96707640 1-A-6 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 1-A-7 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 1-A-8 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 1-A-9 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 1-A-10 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 1-A-11 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 1-A-12 0.00000000 4.96707629 995.03292371 0.99503292 4.96707629 1-A-13 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 1-A-14 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 1-A-15 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 1-A-16 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 1-A-17 0.00000000 3.85692488 996.14307512 0.99614308 3.85692488 1-A-18 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 1-A-R 0.00000000 1,000.00000000 0.00000000 0.00000000 1,000.00000000 2-A-1 0.00000000 8.67264478 991.32735522 0.99132736 8.67264478 A-PO 0.00000000 1.63722195 998.36277805 0.99836278 1.63722195 15-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 30-IO 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 30-B-1 0.00000000 1.06765343 998.93234657 0.99893235 1.06765343 30-B-2 0.00000000 1.06765343 998.93234657 0.99893235 1.06765343 30-B-3 0.00000000 1.06765343 998.93234657 0.99893235 1.06765343 30-B-4 0.00000000 1.06765343 998.93234657 0.99893235 1.06765343 30-B-5 0.00000000 1.06765343 998.93234657 0.99893235 1.06765343 30-B-6 0.00000000 1.06759151 998.93240849 0.99893241 1.06759151 15-B-1 0.00000000 3.75365915 996.24634085 0.99624634 3.75365915 15-B-2 0.00000000 3.75365000 996.24635000 0.99624635 3.75365000 15-B-3 0.00000000 3.75368421 996.24631579 0.99624632 3.75368421 15-B-4 0.00000000 3.75370000 996.24630000 0.99624630 3.75370000 15-B-5 0.00000000 3.75373134 996.24626866 0.99624627 3.75373134 15-B-6 0.00000000 3.75365015 996.24634985 0.99624635 3.75365015 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall 1-A-1 26,313,000.00 5.50000% 26,313,000.00 120,601.25 0.00 0.00 1-A-2 1,000,000.00 5.00000% 1,000,000.00 4,166.67 0.00 0.00 1-A-3 3,000,000.00 5.50000% 3,000,000.00 13,750.00 0.00 0.00 1-A-4 1,000,000.00 6.00000% 1,000,000.00 5,000.00 0.00 0.00 1-A-5 25,000,000.00 5.50000% 25,000,000.00 114,583.33 0.00 0.00 1-A-6 5,359,000.00 5.25000% 5,359,000.00 23,445.63 0.00 0.00 1-A-7 4,940,000.00 5.25000% 4,940,000.00 21,612.50 0.00 0.00 1-A-8 5,817,000.00 5.25000% 5,817,000.00 25,449.38 0.00 0.00 1-A-9 2,532,000.00 5.50000% 2,532,000.00 11,605.00 0.00 0.00 1-A-10 2,817,000.00 5.50000% 2,817,000.00 12,911.25 0.00 0.00 1-A-11 3,129,000.00 5.50000% 3,129,000.00 14,341.25 0.00 0.00 1-A-12 35,000,000.00 5.50000% 35,000,000.00 160,416.67 0.00 0.00 1-A-13 570,000.00 5.25000% 570,000.00 2,493.75 0.00 0.00 1-A-14 570,000.00 5.75000% 570,000.00 2,731.25 0.00 0.00 1-A-15 1,385,000.00 5.50000% 1,385,000.00 6,347.92 0.00 0.00 1-A-16 17,270,000.00 5.50000% 17,270,000.00 79,154.17 0.00 0.00 1-A-17 124,831,000.00 5.50000% 124,831,000.00 572,142.08 0.00 0.00 1-A-18 8,058,000.00 6.00000% 8,058,000.00 40,290.00 0.00 0.00 1-A-R 100.00 5.50000% 100.00 0.46 0.00 0.00 2-A-1 65,393,000.00 5.00000% 65,393,000.00 272,470.83 0.00 0.00 A-PO 1,789,342.00 0.00000% 1,789,342.00 0.00 0.00 0.00 15-IO 0.00 5.00000% 3,116,176.55 12,984.07 0.00 0.00 30-IO 0.00 5.50000% 7,263,930.50 33,293.01 0.00 0.00 30-B-1 3,324,000.00 5.50000% 3,324,000.00 15,235.00 0.00 0.00 30-B-2 1,385,000.00 5.50000% 1,385,000.00 6,347.92 0.00 0.00 30-B-3 831,000.00 5.50000% 831,000.00 3,808.75 0.00 0.00 30-B-4 554,000.00 5.50000% 554,000.00 2,539.17 0.00 0.00 30-B-5 277,000.00 5.50000% 277,000.00 1,269.58 0.00 0.00 30-B-6 415,496.00 5.50000% 415,496.00 1,904.36 0.00 0.00 15-B-1 399,000.00 5.00000% 399,000.00 1,662.50 0.00 0.00 15-B-2 200,000.00 5.00000% 200,000.00 833.33 0.00 0.00 15-B-3 133,000.00 5.00000% 133,000.00 554.17 0.00 0.00 15-B-4 100,000.00 5.00000% 100,000.00 416.67 0.00 0.00 15-B-5 67,000.00 5.00000% 67,000.00 279.17 0.00 0.00 15-B-6 99,996.00 5.00000% 99,996.00 416.65 0.00 0.00 Totals 343,558,934.00 1,585,057.74 0.00 0.00
Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance 1-A-1 0.00 0.00 120,601.25 0.00 26,313,000.00 1-A-2 0.00 0.00 4,166.67 0.00 1,000,000.00 1-A-3 0.00 0.00 13,750.00 0.00 3,000,000.00 1-A-4 0.00 0.00 5,000.00 0.00 1,000,000.00 1-A-5 0.00 0.00 114,583.33 0.00 24,875,823.09 1-A-6 0.00 0.00 23,445.63 0.00 5,359,000.00 1-A-7 0.00 0.00 21,612.50 0.00 4,940,000.00 1-A-8 0.00 0.00 25,449.38 0.00 5,817,000.00 1-A-9 0.00 0.00 11,605.00 0.00 2,532,000.00 1-A-10 0.00 0.00 12,911.25 0.00 2,817,000.00 1-A-11 0.00 0.00 14,341.25 0.00 3,129,000.00 1-A-12 0.00 0.00 160,416.67 0.00 34,826,152.33 1-A-13 0.00 0.00 2,493.75 0.00 570,000.00 1-A-14 0.00 0.00 2,731.25 0.00 570,000.00 1-A-15 0.00 0.00 6,347.92 0.00 1,385,000.00 1-A-16 0.00 0.00 79,154.17 0.00 17,270,000.00 1-A-17 0.00 0.00 572,142.08 0.00 124,349,536.21 1-A-18 0.00 0.00 40,290.00 0.00 8,058,000.00 1-A-R 0.00 0.00 0.52 0.00 0.00 2-A-1 0.00 0.00 272,470.83 0.00 64,825,869.74 A-PO 0.00 0.00 0.00 0.00 1,786,412.45 15-IO 0.00 0.00 12,984.07 0.00 3,073,753.10 30-IO 0.00 0.00 33,293.01 0.00 7,230,024.01 30-B-1 0.00 0.00 15,235.00 0.00 3,320,451.12 30-B-2 0.00 0.00 6,347.92 0.00 1,383,521.30 30-B-3 0.00 0.00 3,808.75 0.00 830,112.78 30-B-4 0.00 0.00 2,539.17 0.00 553,408.52 30-B-5 0.00 0.00 1,269.58 0.00 276,704.26 30-B-6 0.00 0.00 1,904.36 0.00 415,052.42 15-B-1 0.00 0.00 1,662.50 0.00 397,502.29 15-B-2 0.00 0.00 833.33 0.00 199,249.27 15-B-3 0.00 0.00 554.17 0.00 132,500.76 15-B-4 0.00 0.00 416.67 0.00 99,624.63 15-B-5 0.00 0.00 279.17 0.00 66,748.50 15-B-6 0.00 0.00 416.65 0.00 99,620.65 Totals 0.00 0.00 1,585,057.80 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall 1-A-1 26,313,000.00 5.50000% 1000.00000000 4.58333333 0.00000000 0.00000000 1-A-2 1,000,000.00 5.00000% 1000.00000000 4.16667000 0.00000000 0.00000000 1-A-3 3,000,000.00 5.50000% 1000.00000000 4.58333333 0.00000000 0.00000000 1-A-4 1,000,000.00 6.00000% 1000.00000000 5.00000000 0.00000000 0.00000000 1-A-5 25,000,000.00 5.50000% 1000.00000000 4.58333320 0.00000000 0.00000000 1-A-6 5,359,000.00 5.25000% 1000.00000000 4.37500093 0.00000000 0.00000000 1-A-7 4,940,000.00 5.25000% 1000.00000000 4.37500000 0.00000000 0.00000000 1-A-8 5,817,000.00 5.25000% 1000.00000000 4.37500086 0.00000000 0.00000000 1-A-9 2,532,000.00 5.50000% 1000.00000000 4.58333333 0.00000000 0.00000000 1-A-10 2,817,000.00 5.50000% 1000.00000000 4.58333333 0.00000000 0.00000000 1-A-11 3,129,000.00 5.50000% 1000.00000000 4.58333333 0.00000000 0.00000000 1-A-12 35,000,000.00 5.50000% 1000.00000000 4.58333343 0.00000000 0.00000000 1-A-13 570,000.00 5.25000% 1000.00000000 4.37500000 0.00000000 0.00000000 1-A-14 570,000.00 5.75000% 1000.00000000 4.79166667 0.00000000 0.00000000 1-A-15 1,385,000.00 5.50000% 1000.00000000 4.58333574 0.00000000 0.00000000 1-A-16 17,270,000.00 5.50000% 1000.00000000 4.58333353 0.00000000 0.00000000 1-A-17 124,831,000.00 5.50000% 1000.00000000 4.58333331 0.00000000 0.00000000 1-A-18 8,058,000.00 6.00000% 1000.00000000 5.00000000 0.00000000 0.00000000 1-A-R 100.00 5.50000% 1000.00000000 4.60000000 0.00000000 0.00000000 2-A-1 65,393,000.00 5.00000% 1000.00000000 4.16666662 0.00000000 0.00000000 A-PO 1,789,342.00 0.00000% 1000.00000000 0.00000000 0.00000000 0.00000000 15-IO 0.00 5.00000% 1000.00017650 4.16666774 0.00000000 0.00000000 30-IO 0.00 5.50000% 1000.00006883 4.58333299 0.00000000 0.00000000 30-B-1 3,324,000.00 5.50000% 1000.00000000 4.58333333 0.00000000 0.00000000 30-B-2 1,385,000.00 5.50000% 1000.00000000 4.58333574 0.00000000 0.00000000 30-B-3 831,000.00 5.50000% 1000.00000000 4.58333333 0.00000000 0.00000000 30-B-4 554,000.00 5.50000% 1000.00000000 4.58333935 0.00000000 0.00000000 30-B-5 277,000.00 5.50000% 1000.00000000 4.58332130 0.00000000 0.00000000 30-B-6 415,496.00 5.50000% 1000.00000000 4.58334136 0.00000000 0.00000000 15-B-1 399,000.00 5.00000% 1000.00000000 4.16666667 0.00000000 0.00000000 15-B-2 200,000.00 5.00000% 1000.00000000 4.16665000 0.00000000 0.00000000 15-B-3 133,000.00 5.00000% 1000.00000000 4.16669173 0.00000000 0.00000000 15-B-4 100,000.00 5.00000% 1000.00000000 4.16670000 0.00000000 0.00000000 15-B-5 67,000.00 5.00000% 1000.00000000 4.16671642 0.00000000 0.00000000 15-B-6 99,996.00 5.00000% 1000.00000000 4.16666667 0.00000000 0.00000000 (5) All Classes are per $1,000 denomination.
Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance 1-A-1 0.00000000 0.00000000 4.58333333 0.00000000 1000.00000000 1-A-2 0.00000000 0.00000000 4.16667000 0.00000000 1000.00000000 1-A-3 0.00000000 0.00000000 4.58333333 0.00000000 1000.00000000 1-A-4 0.00000000 0.00000000 5.00000000 0.00000000 1000.00000000 1-A-5 0.00000000 0.00000000 4.58333320 0.00000000 995.03292360 1-A-6 0.00000000 0.00000000 4.37500093 0.00000000 1000.00000000 1-A-7 0.00000000 0.00000000 4.37500000 0.00000000 1000.00000000 1-A-8 0.00000000 0.00000000 4.37500086 0.00000000 1000.00000000 1-A-9 0.00000000 0.00000000 4.58333333 0.00000000 1000.00000000 1-A-10 0.00000000 0.00000000 4.58333333 0.00000000 1000.00000000 1-A-11 0.00000000 0.00000000 4.58333333 0.00000000 1000.00000000 1-A-12 0.00000000 0.00000000 4.58333343 0.00000000 995.03292371 1-A-13 0.00000000 0.00000000 4.37500000 0.00000000 1000.00000000 1-A-14 0.00000000 0.00000000 4.79166667 0.00000000 1000.00000000 1-A-15 0.00000000 0.00000000 4.58333574 0.00000000 1000.00000000 1-A-16 0.00000000 0.00000000 4.58333353 0.00000000 1000.00000000 1-A-17 0.00000000 0.00000000 4.58333331 0.00000000 996.14307512 1-A-18 0.00000000 0.00000000 5.00000000 0.00000000 1000.00000000 1-A-R 0.00000000 0.00000000 5.20000000 0.00000000 0.00000000 2-A-1 0.00000000 0.00000000 4.16666662 0.00000000 991.32735522 A-PO 0.00000000 0.00000000 0.00000000 0.00000000 998.36277805 15-IO 0.00000000 0.00000000 4.16666774 0.00000000 986.38623107 30-IO 0.00000000 0.00000000 4.58333299 0.00000000 995.33228018 30-B-1 0.00000000 0.00000000 4.58333333 0.00000000 998.93234657 30-B-2 0.00000000 0.00000000 4.58333574 0.00000000 998.93234657 30-B-3 0.00000000 0.00000000 4.58333333 0.00000000 998.93234657 30-B-4 0.00000000 0.00000000 4.58333935 0.00000000 998.93234657 30-B-5 0.00000000 0.00000000 4.58332130 0.00000000 998.93234657 30-B-6 0.00000000 0.00000000 4.58334136 0.00000000 998.93240849 15-B-1 0.00000000 0.00000000 4.16666667 0.00000000 996.24634085 15-B-2 0.00000000 0.00000000 4.16665000 0.00000000 996.24635000 15-B-3 0.00000000 0.00000000 4.16669173 0.00000000 996.24631579 15-B-4 0.00000000 0.00000000 4.16670000 0.00000000 996.24630000 15-B-5 0.00000000 0.00000000 4.16671642 0.00000000 996.24626866 15-B-6 0.00000000 0.00000000 4.16666667 0.00000000 996.24634985 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 3,019,137.20 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 0.00 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Total Deposits 3,019,137.20 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee 73,435.72 Payment of Interest and Principal 2,945,701.48 Total Withdrawals (Pool Distribution Amount) 3,019,137.20 Ending Balance 0.00
PREPAYMENT/CURTAILMENT INTEREST SHORTFALL Total Prepayment/Curtailment Interest Shortfall 0.00 Servicing Fee Support 0.00 Non-Supported Prepayment/Curtailment Interest Shortfall 0.00
SERVICING FEES Gross Servicing Fee 71,574.78 Trustee Fee - Wells Fargo Bank, N.A. 1,860.94 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee 73,435.72
OTHER ACCOUNTS Beginning Current Current Ending Account Type Balance Withdrawals Deposits Balance Reserve Fund 999.99 0.00 0.00 999.99 Reserve Fund 999.99 0.00 0.00 999.99 Reserve Fund 999.99 0.00 0.00 999.99
LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Delinquency Status By Groups
DELINQUENT BANKRUPTCY FORECLOSURE REO Total 1-30 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 1-15 Year Fixed No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 0.00
REO Detail - All Mortgage Loans in REO during Current Period
Summary 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 Aug-04 0.000% Original Principal Balance 0.00 Sep-04 0.000% Current Principal Balance 0.00 Oct-04 0.000% Nov-04 0.000% Current REO Total Dec-04 0.000% Loans in REO 0 Jan-05 0.000% Original Principal Balance 0.00 Feb-05 0.000% Current Principal Balance 0.00 Mar-05 0.000% Apr-05 0.000% May-05 0.000% Jun-05 0.000% Jul-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 1-30 Year Fixed 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 Aug-04 0.000% Original Principal Balance 0.00 Sep-04 0.000% Current Principal Balance 0.00 Oct-04 0.000% Nov-04 0.000% Current REO Total Dec-04 0.000% Loans in REO 0 Jan-05 0.000% Original Principal Balance 0.00 Feb-05 0.000% Current Principal Balance 0.00 Mar-05 0.000% Apr-05 0.000% May-05 0.000% Jun-05 0.000% Jul-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 1-15 Year Fixed 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 Aug-04 0.000% Original Principal Balance 0.00 Sep-04 0.000% Current Principal Balance 0.00 Oct-04 0.000% Nov-04 0.000% Current REO Total Dec-04 0.000% Loans in REO 0 Jan-05 0.000% Original Principal Balance 0.00 Feb-05 0.000% Current Principal Balance 0.00 Mar-05 0.000% Apr-05 0.000% May-05 0.000% Jun-05 0.000% Jul-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.
REO Loan Detail - All Mortgage Loans in REO during Current Period Month Loan First Original Loan Entered Payment LTV at Principal Group Number REO Date State Origination Balance No REO loans this period.
REO Loan Detail - All Mortgage Loans in REO during Current Period (continued) Current Paid Current Approximate Loan Principal To Months Loan Delinquent Group Number Balance Date Delinquent Rate Interest No REO loans this period.
Foreclosure Detail - All Mortgage Loans in Foreclosure during Current Period
Summary 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 Aug-04 0.000% Original Principal Balance 0.00 Sep-04 0.000% Current Principal Balance 0.00 Oct-04 0.000% Nov-04 0.000% Current Foreclosure Total Dec-04 0.000% Loans in Foreclosure 0 Jan-05 0.000% Original Principal Balance 0.00 Feb-05 0.000% Current Principal Balance 0.00 Mar-05 0.000% Apr-05 0.000% May-05 0.000% Jun-05 0.000% Jul-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 1-30 Year Fixed 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 Aug-04 0.000% Original Principal Balance 0.00 Sep-04 0.000% Current Principal Balance 0.00 Oct-04 0.000% Nov-04 0.000% Current Foreclosure Total Dec-04 0.000% Loans in Foreclosure 0 Jan-05 0.000% Original Principal Balance 0.00 Feb-05 0.000% Current Principal Balance 0.00 Mar-05 0.000% Apr-05 0.000% May-05 0.000% Jun-05 0.000% Jul-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. 1-15 Year Fixed 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 Aug-04 0.000% Original Principal Balance 0.00 Sep-04 0.000% Current Principal Balance 0.00 Oct-04 0.000% Nov-04 0.000% Current Foreclosure Total Dec-04 0.000% Loans in Foreclosure 0 Jan-05 0.000% Original Principal Balance 0.00 Feb-05 0.000% Current Principal Balance 0.00 Mar-05 0.000% Apr-05 0.000% May-05 0.000% Jun-05 0.000% Jul-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.
Foreclosure Loan Detail - All Mortgage Loans in Foreclosure during Current Period Month Loan First Original Loan Entered Payment LTV at Principal Group Number FC Date State Origination Balance No Foreclosure loans this period.
Foreclosure Loan Detail - All Mortgage Loans in Foreclosure during Current Period (continued) Current Paid Current Approximate Loan Principal To Months Loan Delinquent Group Number Balance Date Delinquent Rate Interest No Foreclosure loans this period.
COLLATERAL STATEMENT Collateral Description Mixed Fixed Weighted Average Gross Coupon 5.792870% Weighted Average Pass-Through Rate 5.536370% Weighted Average Maturity(Stepdown Calculation) 265 Beginning Scheduled Collateral Loan Count 702 Number Of Loans Paid In Full 0 Ending Scheduled Collateral Loan Count 702 Beginning Scheduled Collateral Balance 343,558,934.00 Ending Scheduled Collateral Balance 342,198,292.18 Ending Actual Collateral Balance at 30-Jun-2005 342,636,276.53 Monthly P&I Constant 2,204,289.10 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Class A Non-PO Optimal Amount 2,893,579.55 Class AP Deferred Amount 0.00 Scheduled Principal 545,795.60 Unscheduled Principal 814,848.11
Group Level Collateral Statement Group 1-30 Year Fixed 1-15 Year Fixed Total Collateral Description Fixed 30 Year Fixed 15 Year Mixed Fixed Weighted Average Coupon Rate 5.868918 5.476497 5.792870 Weighted Average Net Rate 5.618918 5.226497 5.542870 Weighted Average Maturity 354 175 265 Beginning Loan Count 577 125 702 Loans Paid In Full 0 0 0 Ending Loan Count 577 125 702 Beginning Scheduled Balance 276,980,171.60 66,578,764.29 343,558,935.89 Ending Scheduled Balance 276,191,121.37 66,007,170.81 342,198,292.18 Record Date 06/30/2005 06/30/2005 06/30/2005 Principal And Interest Constant 1,650,524.09 553,765.01 2,204,289.10 Scheduled Principal 295,879.25 249,916.35 545,795.60 Unscheduled Principal 493,170.98 321,677.13 814,848.11 Scheduled Interest 1,354,644.84 303,848.66 1,658,493.50 Servicing Fees 57,704.20 13,870.58 71,574.78 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 1,500.31 360.63 1,860.94 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread 1 0.00 0.00 0.00 Spread 2 0.00 0.00 0.00 Spread 3 0.00 0.00 0.00 Net Interest 1,295,440.33 289,617.45 1,585,057.78 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 5.612418 5.219997 5.536370
Prepayment Detail - Prepayments during Current Period Summary Loans Paid In Full Repurchased Loans Original Current Original Current Principal Principal Principal Principal Group Count Balance Balance Count Balance Balance 1-30 Year Fixed 0 0.00 0.00 0 0.00 0.00 1-15 Year Fixed 0 0.00 0.00 0 0.00 0.00 Total 0 0.00 0.00 0 0.00 0.00
Prepayment Detail - Prepayments during Current Period (continued) Summary Substitution Loans Liquidated Loans Curtailments Original Current Original Current Principal Principal Principal Principal Curtailment Group Count Balance Balance Count Balance Balance Amount 1-30 Year Fixed 0 0.00 0.00 0 0.00 0.00 493,170.98 1-15 Year Fixed 0 0.00 0.00 0 0.00 0.00 321,677.13 Total 0 0.00 0.00 0 0.00 0.00 814,848.11
Prepayment Loan Detail - Prepayments during Current Period First Original Loan LTV at Payment Principal Prepayment Group Number State Origination Date Balance Amount No Prepayments in full this period.
Prepayment Loan Detail - Prepayments during Current Period (continued) Current Loan PIF Months Loan Original Group Number Type Delinquent Rate Term Seasoning No Prepayments in full this period.
Prepayment - Voluntary Prepayments
Summary SMM CPR PSA Current Month 0.238% Current Month 2.814% Current Month 1,435.856% 3 Month Average 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Aug-2004 N/A N/A Aug-2004 N/A N/A Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 2.814% N/A Jul-2005 1,435.856% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 1-30 Year Fixed SMM CPR PSA Current Month 0.178% Current Month 2.118% Current Month 1,026.178% 3 Month Average 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Aug-2004 N/A N/A Aug-2004 N/A N/A Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 2.118% N/A Jul-2005 1,026.178% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 1-15 Year Fixed SMM CPR PSA Current Month 0.485% Current Month 5.667% Current Month 3,721.767% 3 Month Average 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Aug-2004 N/A N/A Aug-2004 N/A N/A Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 5.667% N/A Jul-2005 3,721.767% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Calculation Methodology: Single Month Mortality (SMM): (Partial and full prepayments + Repurchases) / (Beginning Scheduled Balance - Scheduled Principal) Conditional PrePayment Rate (CPR): 1 - ((1 - SMM)^12) PSA Standard Prepayment Model: 100 * CPR / (0.2 * MIN(30,WAS)) Weighted Average Seasoning (WAS): sum((Original Term - Remaining Term)*(Current Scheduled Balance/Deal Scheduled Principal Balance))
Realized Loss Detail Report - Loans with Losses during Current Period Summary # Loans Prior Realized Current with Principal Loss/(Gain) Loss Group Losses Balance Amount Percentage 1-30 Year Fixed 0 0.00 0.00 0.000% 1-15 Year Fixed 0 0.00 0.00 0.000% Total 0 0.00 0.00 0.000%
Realized Loss Loan Detail Report - Loans With Losses during Current Period Original Current Loan Principal Note LTV at Original Group Number Balance Rate State Origination Term No losses this period.
Realized Loss Loan Detail Report - Loans With Losses during Current Period (continued) Prior Cumulative Loan Principal Realized Realized Group Number Balance Loss/(Gain) Loss/(Gain) No losses this period.
Realized Loss Report - Collateral Summary
MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Aug-2004 N/A N/A Aug-2004 N/A N/A Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Aug-2004 N/A N/A Aug-2004 N/A N/A Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 1-30 Year Fixed MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Aug-2004 N/A N/A Aug-2004 N/A N/A Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Aug-2004 N/A N/A Aug-2004 N/A N/A Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. 1-15 Year Fixed MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Aug-2004 N/A N/A Aug-2004 N/A N/A Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Aug-2004 N/A N/A Aug-2004 N/A N/A Sep-2004 N/A N/A Sep-2004 N/A N/A Oct-2004 N/A N/A Oct-2004 N/A N/A Nov-2004 N/A N/A Nov-2004 N/A N/A Dec-2004 N/A N/A Dec-2004 N/A N/A Jan-2005 N/A N/A Jan-2005 N/A N/A Feb-2005 N/A N/A Feb-2005 N/A N/A Mar-2005 N/A N/A Mar-2005 N/A N/A Apr-2005 N/A N/A Apr-2005 N/A N/A May-2005 N/A N/A May-2005 N/A N/A Jun-2005 N/A N/A Jun-2005 N/A N/A Jul-2005 0.000% N/A Jul-2005 0.000% N/A *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Calculation Methodology: Monthly Default Rate (MDR): sum(Beg Principal Balance of Liquidated Loans)/ sum(Beg Principal Balance). Conditional Default Rate (CDR): 1-((1-MDR)^12) SDA Standard Default Assumption: If WAS is less than or equal to 30 then CDR/(WAS*0.02) else if WAS is greater than 30 and less than or equal to 60 then CDR/0.6 else if WAS is greater than 60 and less than or equal to 120 then CDR/(0.6 - ((WAS-60)*0.0095)) else if WAS is greater than 120 then CDR/0.03 Loss Severity Approximation for current period: sum(Realized Loss Amount)/sum(Beg Principal Balance of Liquidated Loans)
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