The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1COLUMN 2COLUMN 3COLUMN 4COLUMN 5COLUMN 6COLUMN 7COLUMN 8
VALUESHRS ORSH/PUT/INVESTMENTOTHERVOTING AUTHORITY
NAME OF ISSUERTITLE OF CLASSCUSIP(x$1000)PRN AMTPRNCALLDISCRETIONMANAGERSOLESHAREDNONE
A S E Industrial HoldiCOM00215W10027836,126SH SOLE036,12600
Abbott LaboratoriesCOM0028241006045,036SH SOLE05,03600
Abbvie IncCOM00287Y1097106,559SH SOLE06,55900
Advanced Micro DevicCOM0079031072062,620SH SOLE02,62000
Air Products & Chemicals IncCOM0091581068873,151SH SOLE03,15100
Amgen Inc.COM0311621003021,215SH SOLE01,21500
Anavex Life SciencesCOM03279730015010,000SH SOLE010,00000
Apple IncCOM0378331002,04016,702SH SOLE016,70200
Arch TherapeuticsCOM03939W109211,500SH SOLE011,50000
Automatic Data ProcessingCOM0530151036763,588SH SOLE03,58800
BAE Systems PLC ADRCOM05523R1072278,037SH SOLE08,03700
BCE, Inc.COM05534B7602104,646SH SOLE04,64600
Bnp ParibasCOM05565A2022879,370SH SOLE09,37000
Blackrock IncCOM09247X1019181,217SH SOLE01,21700
Blue Diamond Ventures InCOM09539R101050,000SH SOLE050,00000
British American Tobacco PLC ADRCOM1104481072336,025SH SOLE06,02500
C S X CorpCOM1264081032392,479SH SOLE02,47900
Chevron CorpCOM1667641006946,625SH SOLE06,62500
Cincinnati FinancialCOM1720621012502,425SH SOLE02,42500
Cisco SystemsCOM17275R10275814,666SH SOLE014,66600
Comcast Corp Cl ACOM20030N1014337,995SH SOLE07,99500
Compagnie De St GobainCOM20428030931426,498SH SOLE026,49800
Rio DoceCOM20441220923413,470SH SOLE013,47000
Cool Technologies IncorpCOM21639Y100110,000SH SOLE010,00000
Crown Castle International CorpCOM22822V1018234,784SH SOLE04,78400
Duke Energy CorporationCOM26441C1054464,617SH SOLE04,61700
Eaton CorporationCOM2780581023782,736SH SOLE02,73600
Enel-Societa Per AzionCOM29265W20726827,022SH SOLE027,02200
Exxon Mobil CorpCOM30231G1023426,127SH SOLE06,12700
Facebook IncCOM30303M1023861,311SH SOLE01,31100
Home DepotCOM4370761021,4074,609SH SOLE04,60900
Honeywell InternationalCOM4385161064662,145SH SOLE02,14500
Iberdrola S ACOM4507371012464,767SH SOLE04,76700
Illinois Tool WorksCOM4523081094692,115SH SOLE02,11500
Nasdaq 100 SharesUNIT SER 146090E1038642,708SH SOLE02,70800
Invesco High Yield Equity Dividend Achievers ETFHIG YLD EQ DIV46137V5632019,920SH SOLE09,92000
iShares Mstar Large CoreLRGE CORE INDX4642871273451,540SH SOLE01,54000
iShares S&P 500 IndexS&P 500 INDEX4642872001,9224,831SH SOLE04,83100
iShares Barclays Agg BondBARCLYS US AGG B4642872261,29611,387SH SOLE011,38700
Ishares S&P 500 GrowthS&P 500 GRWT ETF4642873093345,136SH SOLE05,13600
iShares S&P Midcap 400CORE S&P MCP ETF4642875076092,339SH SOLE02,33900
iShares Russell 1000 ValueRUSSELL1000VAL4642875981,1607,657SH SOLE07,65700
iShares Russell 1000 GrowthRUS 1000 GRW ETF4642876142,1688,922SH SOLE08,92200
iShares Russell 1000 IndexRUSSELL 100046428762220,44991,358SH SOLE091,35800
iShares Russell 2000 Value IdxRUSL 2000 VALU4642876308435,288SH SOLE05,28800
iShares Russell 2000 IdxRUSSELL 2000 ETF4642876553,07113,898SH SOLE013,89800
iShares S&P Smallcap 600CORE S&P SCP ETF46428780431,516290,391SH SOLE0290,39100
iShares Core MSCI EAFE ETFCORE MSCI EAFE46432F84218,648258,825SH SOLE0258,82500
iShares Core MSCI Emerging MarketsCORE MSCI EMKT46434G1037,375114,587SH SOLE0114,58700
JPMorgan Chase & CoCOM46625H1001,70611,207SH SOLE011,20700
Johnson & JohnsonCOM4781601042341,421SH SOLE01,42100
Lilly Eli & CoCOM5324571085552,970SH SOLE02,97000
Lockheed Martin CorpCOM5398301097962,153SH SOLE02,15300
Manulife FinlCOM56501R10623410,883SH SOLE010,88300
Marathon Group CorpCOM5658074010300,000SH SOLE0300,00000
Marsh & McLennanCOM5717481025804,760SH SOLE04,76000
McDonalds CorpCOM5801351017013,129SH SOLE03,12900
Medical Svcs Intl Cl ACOM58463C101050,000SH SOLE050,00000
Medtronic Inc.COM5850551066215,261SH SOLE05,26100
Merck & CoCOM58933110784810,994SH SOLE010,99400
Michelin CompagnieCOM59410T1062749,141SH SOLE09,14100
MicrosoftCOM5949181041,0424,418SH SOLE04,41800
Mondelez Intl Inc Cl ACOM60920710577413,218SH SOLE013,21800
Munchener Ruckversicherungs-Gesellschaft AG ADRCOM6261881062086,734SH SOLE06,73400
Nn Group N VCOM6293341032419,850SH SOLE09,85000
Nestle ADRCOM6410694062702,418SH SOLE02,41800
Nextera Energy IncCOM65339F1011,23516,335SH SOLE016,33500
Nippon Teleg&TelephCOM6546241052559,851SH SOLE09,85100
NW BiotherapeuticsCOM66737P6006644,500SH SOLE044,50000
Novartis AGCOM66987V1092302,686SH SOLE02,68600
P H I Group IncCOM69338D2080100,000SH SOLE0100,00000
PNC Financial ServicesCOM6934751056033,439SH SOLE03,43900
Paychex IncCOM7043261076907,042SH SOLE07,04200
Pepsico IncCOM7134481089846,955SH SOLE06,95500
PersimmonCOM7153181012523,034SH SOLE03,03400
Phillips 66COM7185461042142,619SH SOLE02,61900
Procter & GambleCOM74271810914,879109,862SH SOLE0109,86200
Prologis IncCOM74340W1034554,297SH SOLE04,29700
Qualcomm IncCOM7475251036034,546SH SOLE04,54600
Realty Income Corp.COM7561091043074,840SH SOLE04,84000
S&P 500 Index SPDRTR UNIT78462F103329829SH SOLE082900
SPDR Developed World ex-US ETFPORTFOLIO DEVLPD78463X8891,55944,083SH SOLE044,08300
SPDR S&P 600 Small Cap ValueS&P 600 SMCP VAL78464A30010,090123,069SH SOLE0123,06900
Sanofi SA ADRCOM80105N1052274,595SH SOLE04,59500
Schwab U.S. Broad Market ETFUS BRD MKT ETF8085241022,64327,331SH SOLE027,33100
Schwab US Large Cap ETFUS LRG CAP ETF8085242013,39335,338SH SOLE035,33800
Schwab U.S. Small Cap ETFUS SML CAP ETF8085246071,03610,398SH SOLE010,39800
Schwab Emerging Market ETFEMRG MKTEQ ETF8085247061,01531,945SH SOLE031,94500
Schwab Fundamental International Large CapSCHWB FDT INT LG8085247557,147222,654SH SOLE0222,65400
Schwab Fundamental US Small Cap ETFSCHWAB FDT US SC8085247634428,724SH SOLE08,72400
Schwab US Div Equity ETFUS DIVIDEND EQ8085247974335,935SH SOLE05,93500
Schwab International Equity ETFINTL EQTY ETF80852480530,390807,805SH SOLE0807,80500
Sempra EnergyCOM8168511095884,437SH SOLE04,43700
Service Corp Int'l, Inc.COM8175651042,94657,714SH SOLE057,71400
Siemens AG ADRCOM8261975012643,206SH SOLE03,20600
Smurfit Kappa Group PLC ADRCOM83272W1062304,821SH SOLE04,82100
Softbank Mobile ServicCOM83405K10218614,187SH SOLE014,18700
Sonic Healthcare LtdCOM83546A2032549,437SH SOLE09,43700
Southern Home MedCOM84305M2060150,000SH SOLE0150,00000
Starbucks CorpCOM8552441098527,794SH SOLE07,79400
Svenska Hndlsbnkn AbCOM86959C10321940,523SH SOLE040,52300
Texas InstrumentsCOM8825081041,2946,848SH SOLE06,84800
3M CompanyCOM88579Y1012311,197SH SOLE01,19700
Total Fina Elf S A AdrCOM89151E1092816,041SH SOLE06,04100
Toyota Motor Corp ADRCOM8923313073001,925SH SOLE01,92500
Truist Finl CorpCOM89832Q10992615,878SH SOLE015,87800
US BancorpCOM90297330462711,340SH SOLE011,34000
Utd Overseas BkCOM9112713022636,792SH SOLE06,79200
Upm-Kymmene CorpCOM9154362082045,600SH SOLE05,60000
Vanguard Div ApprciationDIV APP ETF9219088442,64617,987SH SOLE017,98700
Vanguard US MultifactorUS MULTIFACTOR9219356076,04762,428SH SOLE062,42800
Vanguard Short Term Bond IndexSHORT TRM BOND92193782722,926278,942SH SOLE0278,94200
Vanguard Total Bond MarketTOTAL BND MRKT92193783535,131414,667SH SOLE0414,66700
Vanguard FTSE Developed Markets ETFFTSE DEV MKT ETF92194385811,883241,969SH SOLE0241,96900
Vanguard High Dividend Yield Indx ETFHIGH DIV YLD92194640618,168179,721SH SOLE0179,72100
Vanguard FTSE All-World ex-US Sm-Cp ETFFTSE SMCAP ETF9220427182,28617,812SH SOLE017,81200
Vanguard Emerging MarketFTSE EMR MKT ETF9220428585,292101,662SH SOLE0101,66200
Vanguard Short TermSHORT TERM TREAS92206C1022484,026SH SOLE04,02600
Vanguard Short-Term Corp Bond ETFSHRT-TERM CORP92206C4095,21863,245SH SOLE063,24500
Vanguard Russell 1000 Growth ETFVNG RUS1000GRW92206C6809963,983SH SOLE03,98300
Vanguard Russell 1000 ETFVNG RUS1000IDX92206C7303,57419,297SH SOLE019,29700
Vanguard S&P 500 ETFS&P 500 ETF SHS92290836370,679194,014SH SOLE0194,01400
Vanguard Small-Cap Growth ETFSML CP GRW ETF9229085952,3168,432SH SOLE08,43200
Vanguard Large ValueVALUE ETF92290874412,10692,091SH SOLE092,09100
Verizon CommunicationsCOM92343V1045689,765SH SOLE09,76500
Walgreens Boots Alliance Inc.COM93142710857310,440SH SOLE010,44000
Wisconsin EnergyCOM9766571064444,747SH SOLE04,74700
Wisdomtree Small Cap DividendSMALLCAP DIVID97717W6042698,635SH SOLE08,63500
WisdomTree Dynamic Currency Hedged InternationalCURRNCY INT EQ97717X2638,656290,849SH SOLE0290,84900
Zurich Insurance GroupCOM9898251042906,745SH SOLE06,74500
Ubs Group AgCOMH4209710725516,424SH SOLE016,42400
Broadcom LtdCOMY098271099282,002SH SOLE02,00200