X0202 4 2005-10-05 0 0001330039 AMERICAN BANCORP OF NEW JERSEY INC ABNJ 0001261635 GACCIONE ROBERT A 365 BROAD STREET BLOOMFIELD NJ 07003 1 0 0 0 Common Stock, par value $.10 2005-10-05 4 J 0 12497 0 A 12497 I RSP Common Stock, par value $.10 2005-10-05 4 J 0 38265 0 A 38265 D Common Stock, par value $.10 2005-10-05 4 P 0 6250 10 A 44515 D Common Stock, par value $.10 2005-10-05 4 P 0 6250 10 A 6250 I Spouse Stock Option 6.8 2005-10-05 4 J 0 39923 0 A 2006-01-20 2015-01-20 Common Stock 39923 39923 D This Form 4 is filed to report (i) the exchange of shares (J) in accordance with the 2.55102 exchange ratio for the Issuer's second step conversion from a mutual holding company to a full stock corporation and (ii) the purchase of shares (P) in the Issuer's subscription offering completed 10/5/05. See the Issuer's Form 8-K dated 10/5/05. Award of restricted shares vests 20% of the anniversary of the award, January 20, 2006, and 20% annually thereafter. Dividends paid on restricted shares are paid as compensation within 30 days of the dividend payment date. Award of stock options becomes first exercisable 20% on the anniversary of the award, January 20, 2006, and 20% annually thereafter. /s/ Robert A. Gaccione 2005-10-06