EARNINGS PER COMMON SHARE (Tables)

6 Months Ended

Jun. 30, 2026

Earnings Per Share [Abstract]

Schedule of basic and diluted earnings per share

The following presents the calculation of basic and diluted earnings per common share during the periods presented:

	Three Months Ended June 30,				Six Months Ended June 30,
dollars in thousands, except share and per share amounts	2026		2025		2026		2025
Earnings per common share - Basic
Numerator:
Net income available for common shareholders	$	5,729	$	2,503	$	11,937	$	6,688
Denominator:
Basic weighted average shares	9,760,529		9,707,924		9,742,515		9,706,181
Earnings per common share - basic	$	0.59	$	0.26	$	1.23	$	0.69
Earnings per common share - Diluted
Numerator:
Net income available for common shareholders	$	5,729	$	2,503	$	11,937	$	6,688
Denominator:
Basic weighted average shares	9,760,529		9,707,924		9,742,515		9,706,181
Diluted effect of common stock equivalents:
Stock options	808		—		404		—
Time Vesting Units	59,355		39,775		63,533		44,362
Financial Performance Units	128,615		61,622		113,810		53,423
Total diluted effect of common stock equivalents	188,778		101,397		177,747		97,785
Diluted weighted average shares	9,949,307		9,809,321		9,920,262		9,803,966
Earnings per common share - diluted	$	0.57	$	0.26	$	1.20	$	0.68

Schedule of potentially dilutive securities

The following presents potentially dilutive securities excluded from the diluted earnings per share calculation during the periods presented:

	Three Months Ended June 30,		Six Months Ended June 30,
	2026	2025	2026	2025
Stock options	—	68,728	7,872	68,728
Time Vesting Units	—	28,170	3,793	44,224
Total potentially dilutive securities	—	96,898	11,665	112,952