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COMMITMENTS AND CONTINGENCIES (Tables)
6 Months Ended
Jun. 30, 2026
Commitments and Contingencies Disclosure [Abstract]  
Schedule of contract amounts represent credit risk
The following presents the Company’s financial instruments whose contract amounts represent credit risk, as of the dates noted:
June 30, 2026December 31, 2025
(dollars in thousands)Fixed RateVariable RateFixed RateVariable Rate
Unused lines of credit$54,197 $514,966 $45,982 $506,809 
Standby letters of credit10,987 5,899 10,845 11,665 
Commitments to make loans to sell43,537 — 38,378 — 
Commitments to make loans37,205 18,497 20,316 20,212 
The following presents the changes in the ACL for unfunded loan commitments:
Three Months Ended June 30,Six Months Ended June 30,
(dollars in thousands)2026202520262025
Beginning balance$624 $560 $701 $672 
(Release of) provision for credit losses(29)78 (106)(34)
Ending balance$595 $638 $595 $638